<p> Winter NEWSLETTER 2016</p><p>Staff Profile – Marcia Clermont My name is Marcia Clermont. I farm and ranch south of Lafleche with my husband Duane, and children Hayden (7), Ashton (5) and Kamryn (3). I started at Lafleche Credit Union in 2007. In my spare time I enjoy scrapbooking, spending time with family and gardening. I love serving the members every day and helping them with their financial needs.</p><p>LAFLECHE CREDIT UNION DONATES TO LAFLECHE CENTRAL SCHOOL LIBRARY RENOVATIONS</p><p>Lafleche Credit Union is a strong believer in corporate social responsibility and is proud to be helping build a better community by giving back to local organizations and projects in the community. GM, Bruce Anderson on behalf of LCU is shown here presenting the Lafleche Central School with a cheque for $1,000 for their Library renovation project. Receiving the cheque is Joelle Spence, LCS Community Council member and Library Associate along with Lisa Packet, Principal at LCS. This donation in support of the local school is evidence that Lafleche Credit Union really is “Community minded…just like you”. RRSP Season is Upon Us! Lafleche Credit Union can help you achieve your retirement dreams! Our helpful staff can assist with recommendations and point you in the right direction of your ideal retirement to help make it a reality.</p><p>5 Reasons to open an RRSP 1. Contributions are tax deductible 2. Savings grow tax-free 3. You can convert your RRSP to get regular payments when you retire 4. A spousal RRSP can reduce your combined tax burden 5. You can borrow from your RRSP to buy your first home or pay for your education *Don’t forget, RRSP contribution deadline is March 1st, 2017!</p><p>TFSA The Tax-Free Savings Account (TFSA) dollar limit for 2016 and 2017 is $5,500 and there is NO deadline for making a TFSA Contribution. You must be at least 18 years old and resident of Canada to open a TFSA. So why wait? Open your very own tax-free savings account today!</p><p>Years TFSA Annual Limit Cumulative Total 2009-2012 $5000 $20,000 2013-2014 $5,500 $31,000 2015 $10,000 $41,000 2016 $5,500 $46,500 2017 $5,500 $52,000</p><p>What’s happening in our communities? January 6 McCord Friday Night Supper – Roast Beef January 13 McCord Friday Night Supper – Ham & Perogy January 14-15 Glentworth Minor Hockey Weekend January 20 McCord Friday Night Supper - Turkey January 21 Glentworth Ladies Curling Bonspiel January 27 McCord Friday Night Supper – Roast Pork February 3 McCord Friday Night Supper – Beef & Beans February 3-4 Glentworth Hall Crafters Retreat February 4-5 Lafleche Curling Bonspiel February 6-11 Glentworth Curling Bonspiel February 20 Family Day</p>