<p> Monthly Budget Worksheet - World A</p><p>A Summary</p><p>B Monthly income</p><p>C Monthly expenses (Q+W+DD+UU)</p><p>D Income - expenses (B-C)</p><p>E *Savings/Previous month remainder</p><p>F Total cash on hand (D+E)</p><p>G</p><p>H Expenses</p><p>I Withholding (see worksheet)</p><p>J Federal income tax</p><p>K State income tax</p><p>L FICA</p><p>M Medical</p><p>N Social Security</p><p>O Other retirement</p><p>P Student loan</p><p>Q Total withholding </p><p>R Finance Payments</p><p>S *Mortgage/rent</p><p>T *Auto loan</p><p>U *Credit card</p><p>V</p><p>W Total finance payments</p><p>X Fixed Expenses</p><p>Y *Auto insurance</p><p>Z *Home owner’s/renter’s insurance AA Life insurance</p><p>BB *Cable TV</p><p>CC</p><p>DD Total fixed expenses</p><p>EE Variable expenses</p><p>FF *Household/maintenance</p><p>GG Groceries</p><p>HH *Auto upkeep and gas</p><p>II Other travel</p><p>JJ Telephone/Internet</p><p>KK *Water and sewer</p><p>LL *Electricity</p><p>MM Clothing</p><p>NN Medical</p><p>OO Entertainment</p><p>PP Other </p><p>QQ</p><p>RR</p><p>SS</p><p>TT</p><p>UU Total variable expenses *Do not include in first month Monthly Budget Worksheet - World B</p><p>A Summary</p><p>B Monthly income</p><p>C Monthly expenses (Q+W+DD+UU)</p><p>D Income - expenses (B-C)</p><p>E *Savings/Previous month remainder</p><p>F Total cash on hand (D+E)</p><p>G</p><p>H Expenses</p><p>I Withholding (see worksheet)</p><p>J Federal income tax K State income tax</p><p>L FICA</p><p>M Medical</p><p>N Social Security O Other retirement</p><p>P Student loan</p><p>Q Total withholding </p><p>R Finance Payments S *Mortgage/rent</p><p>T *Auto loan</p><p>U *Credit card</p><p>V</p><p>W Total finance payments</p><p>X Fixed Expenses</p><p>Y *Auto insurance</p><p>Z *Home owner’s/renter’s insurance AA Life insurance</p><p>BB *Cable TV CC</p><p>DD Total fixed expenses</p><p>EE Variable expenses FF *Household/maintenance</p><p>GG Groceries</p><p>HH *Auto upkeep and gas</p><p>II Other travel</p><p>JJ Telephone/Internet</p><p>KK *Water and sewer</p><p>LL *Electricity</p><p>MM *Clothing</p><p>NN Medical</p><p>OO Entertainment PP Other QQ</p><p>RR</p><p>SS TT</p><p>UU Total variable expenses *Do not include in first month</p>