Jamshedpur Research Review -Refereed, Peer Reviewed, Multi-Disciplinary Research Journal ISSN 2320-2750 Year 6 Volume 7 Issue 31 November 2018- December 2018 0 Jamshedpur Research Review -Refereed, Peer Reviewed, Multi-Disciplinary Research Journal Refereed, Peer-Reviewed, Multi-disciplinary International Journal JAMSHEDPUR REARCH REVIEW English Bimonthly RNI – JHAENG/2013/53159 ISSN: 2320-2750 Postal Registration No.-G/SBM-49/2016-18 Dateline: - 1 November – December 2018 Year 6: Volume 7 Issue 31 Place: Jamshedpur Language: English Periodicity: Bimonthly Price: Rs.150 No. of Pages:(Incl. Cover page):126 Nationality of the editor: Indian Editor: Mithilesh Kumar Choubey Owner: Gyanjyoti Educational and Research Foundation (Trust), 62, Block No.-3, Shastrinagar, Kadma, Jamshedpur, Jharkhand, Pin-831005. Publisher: Mithilesh Kumar Choubey Nationality of the Publisher: Indian Printer: Mithilesh Kumar Choubey Nationality of the Publisher: Indian Printing Press: Gyanjyoti printing press, Gyanjyoti Educational and Research Foundation (Trust), 62, Block No.-3, Shastrinagar, Kadma, Jamshedpur, Jharkhand, Pin-831005. Declaration: Owner of Jamshedpur Research Review, English Quarterly is Gyanjyoti Educational and Research Foundation (Trust), 62, Block No 3, Shastrinagar, Kadma, Jamshedpur, Jharkhand, Pin -831005, and published and printed by Mithilesh Kumar Choubey and printed at Gyanjyoti Printing Press, Gyanjyoti Educational and Research Foundation, 62, Block No.-3, Shastrinagar, Kadma, Jamshedpur, Jharkhand, Pin-831005, and published at Gyanjyoti Educational and Research Foundation(Trust), 62, Block No.-3, Shastrinagar, Kadma, Jamshedpur, Jharkhand, Pin-831005, and editor is Mithilesh Kumar Choubey Website www.jamshedpurresearchreview.com ISSN 2320-2750 Year 6 Volume 7 Issue 31 November 2018- December 2018 1 Jamshedpur Research Review -Refereed, Peer Reviewed, Multi-Disciplinary Research Journal Editorial Board & Paper Review Committee Paper Reviewers EDITOR –IN –CHIEF Dr. Mithilesh Kr Choubey Dr. P.K Pani MEMBERS OF THEEDITORIAL BOARD Examination Controller, Kolhan University, Jharkhand Dr. Shukla Mahanty - Dr. Swati Chakraborty Vice- Chancellor, Kolhan University, Chaibasa, Royal Thimphu College, Bhutan West Singhbhum , Jharkhand, India Dr. Prakash Chand Dept of Political Science, Dayal Singh (Ev) Dr. P.Venugopal Senior Professor, XLRI, Jamshedpur College,Delhi University Dr. Sanjiv Chaturvedi Dr. Kh.Tomba Singh Deputy Director, Dept. of Higher Education Govt. of Professor, Department of Commerce, Manipur Jharkhand University Dr. Ajay Prasad Prof. Vijay Bahadur Singh Dept. of Commerce, Ranchi University, Ranchi, Assistant Professor, MGM Medical College, Jharkhand Jamhsedpur. Dr. Vijay Kumar ‘Piyus’ Dr Abhay Kr Pandey Dept Of Hindi, Jamshedpur Co-Operative College, D.K College, Dumraon, Buxar, Bihar Jamshedpur Dr.Manisha Kumari Prof. Sudeep Kumar IMS, Ranchi University, Ranchi, Jharkhand Xavier institute of Social Services (XISS), Ranchi, Jharkhand Dr. K.M Mahato Dept. of Commerce, Jamshedpur Co-operative College, Dr. Neha Tiwari Kolhan University, Jamshedpur. Jharkhand Prof. Incharge, Journalism & Mass communication, Karim City College, Jamshedpur Dr. Kamini Kumari Dept. of Commerce, Jamshedpur Women’s College, Jamshedpur, Jharkhand NATIONAL AND INTERNATIONAL REFEREE Dr. Subhabrata Chakrabarti Dr. Hanuman Sharma Department of Economics Pro Vice chancellor, SKMU, Dumka, Jharkhand Kharagpur College, W.Bengal Dr. Braj Kumar Pandey Retd..Professor, Hijipur, BRAVU University, Bihar Dr. Raksha Singh Principal, Sri Sankaracharya Mahavidhyalya, Bhilai, Chattisgarh COPY EDITOR Dr. Sanjive Kumar Singh Dept of Commerce, Jamshedpur Co-operative College, Jamshepur GRAPHICS AND CREATIVE ART EDITOR Mr. Krishna Kumar Choubey Director, Shaswat Infotech, Jamshedpur ISSN 2320-2750 Year 6 Volume 7 Issue 31 November 2018- December 2018 2 Jamshedpur Research Review -Refereed, Peer Reviewed, Multi-Disciplinary Research Journal Message from the Editor’s Desk Dr. M. K Choubey Editor-in-Chief Welcome to the 31st issue of JRR. In last six years JRR has made a place amongst the most reputed and regularly published research journals in the country. Its whole credit goes to none other than learned paper contributors. Their endless efforts to promote research activities in their respective colleges and universities is the backbone of JRR. JRR undertakes its responsibility to continue showcasing notworty research contributions through its print and online versions. Articles published in JRR are not only available in print media but also available on official website of Jamshedpur Research Review and on www.issuu.com. I suggest our authors to upload their published papers on researchgate and other websites along with publication details like: year, vol no, issue no, page number and weblink etc.) 31st issue of JRR is comprised of 14 outstanding research articles. Couple of research papers have been contributed by very young researches of retuted institutions of our country. Like its previous issue, papers published in this issue are refereed, and well reviewed. I sencerely hope that you find these articles very relevant, authentic and expedient for decisionmaking as well as research purposes. Your feedback and suggestions are always welcomed. With New year wishes….. Yours sincerely Dr. M. K Choubey Editor-in –Chief December 1 2018 Place: Jamshedpur ISSN 2320-2750 Year 6 Volume 7 Issue 31 November 2018- December 2018 3 Jamshedpur Research Review -Refereed, Peer Reviewed, Multi-Disciplinary Research Journal INDEX EDUCATION AND DEVELOPMENT IN INDIA: MARGINALIZING THE MARGINS 06-13 Dr. Samson S. Chiru, Dean (Academic Affairs, Sangai International University, Manipur FARMER SUICIDE IN INDIA: CAUSES AND REMEDIES 14-25 Nandini Mandal, Xavier institute of Social Science, XISS, Ranchi, Jharkhand URBANISATION IN WORLD AND INDIA: SOME DISCONCERTING PATTERNS 26-37 Aman Singh, Associate Professor in Economics, Sri Aurobindo College (Eve), Delhi University PREDICTIVE AND PRESCRIPTIVE ANALYTICS FOR MARKETING 38-39 N.D.S.V. Nageswara Rao DIFFERENCE BETWEEN GOVERNMENT AND PRIVATE HIGH SCHOOL GOING 40-44 BOYS OF NADIA DISTRICT OF WEST BENGAL IN RESPECT OF CARDIOVASCULAR ENDURANCE: A COMPARATIVE STUDY Amitab Kumar Mandal , Kalyani, Nadia, West Bengal Tuhin Subhra Neogi, Narayanpur.: North 24 Parganas, West Bengal LEADING ON AVIATION SUSTAINABILITY: A MAJOR CONTRIBUTOR TO 45-47 GLOBAL ECONOMIC PROSPERITY Dr. S. K. Pandey, HOD of Commerce, J.S. College, N.P. university, Medininagar, Palamau, Jharkhand, India HIGHER EDUCATION LOANS IN INDIA POLICIES AND PROBLEMS 48-57 (A study with reference to Public Sector Banks in India) Ghousunnisa Begum, Research Scholar, Dept. of Commerce & Management Studies, Andhra University-Visakhapatnam – 530 003(A.P) GOVERNANCE AND PROVISION OF HEALTH SECURITY TO WOMEN: A STUDY 58-65 OF THE IMPLEMENTATION OF THE NATIONAL RURAL HEALTH MISSION IN MANIPUR Dr. Grace Laltlinzo, Assistant Professor, Department of Social Work, Indira Gandhi National Tribal University- Regional Campus, Makhan, Manipur HEALTH STATUS OF WOMEN AND CHILDREN IN 66-73 TAMIL NADU AND ANDHRA PRADESH-AN ANALYSIS OF NFSH DATA Dr. Nagandla Subba Rao, Associate Professor, Department of Economics, Andhra University, Visakhapatnam Prof. Choudari Appa Rao, Professor, Department of Economics, Andhra University, Visakhapatnam ANALYSIS OF THE FACTORS RESPONSIBLE FOR SHIFTING FROM 74-80 TRADITIONAL MARKETING TO ONLINE MARKETING: A STUDY ON CONSUMERS WORKING IN ORGANISED SECTOR IN KOLKATA Deblina Mitra, Lecturer, Department Of Commerce, Prasanta Chandra Mahalanobis Mahavidyalaya, Kolkata CONTRIBUTION OF CEMENT INDUSTRY IN THE OF INDIAN ECONOMY 81-89 Anand Mishra, Research Scholar Department of Commerce and Business Management, Ranchi University, Ranchi , Jharkhand REGIONAL DISPARITY IN PURULIA DISTRICT WEST BENGAL 90-95 Arup Sen, Research Scholar, JRF, Research Scholar, Dr. Shyama Prasad Mukherjee University, Ranchi, Jharkhand RAPE AND VICTIM BLAMING: A CRIME UPON A CRIME 96-107 Pranshu Singh, Christ University (Deemed To Be University), Bangalore ISSN 2320-2750 Year 6 Volume 7 Issue 31 November 2018- December 2018 4 Jamshedpur Research Review -Refereed, Peer Reviewed, Multi-Disciplinary Research Journal IMPACT OF NPA’S ON MUDRA BANK LOANS 108-113 Dr.H.Srinivas Rao, Associate Professor of Commerce, BJR Govt. Degree College, Narayanguda, Hyderabad, Telangana MANAGEMENT OF MOTIVATION AND WORK ENVIRONMENT ON THE 114-120 SUCCESS OF THE ORGANIZATION – A CASE STUDY OF ESSAR STEEL Suhani Gupta, Research Scholar, Dept. of Commerce & Business Management, Ranchi University Ranchi, Jharkhand JAMSHEDPUR RESEARCH REVIEW Jamshedpur Research Review is a multi-disciplinary, refereed peer reviewed internationally referred English Bimonthly Journal. Registered with RNI, Ministry of Information and Broadcasting, Govt of India (RNI: JHA/ENG/2013/53159 with ISSN. 2320-2750, published 7 times in a year from Jamshedpur city of Jharkhand. JRR is published by Gyanjyoti Educational and Research Foundation, Jamshedpur-831005 with an objective to develop empirical research oriented mind-set among young research scholars, academicians, NGOs, small entrepreneurs, and social activists and to provide them a forum for the presentation through showcasing their outstanding research works. JRR is devoted and dedicated to the advancement of basic and applied field in all disciplines of research and education in the state of Jharkhand and all over the country. It is multidisciplinary in nature because it aims to bring