Postal Regn. No. : HD/1145-2020-2022 Date of Publication : 7th August, 2021 RNI Regn. No. : APENG/2011/38018, Dated 24-06-2011 Date of Posting : 18th August, 2021 Volume - XI | Issue : 8 | Price : ` 1/- HAMARAHAMARA PRAYASPRAYAS THE MONTHLY TABLOID OF ANDHRA PRADESH MAHESH CO-OPERATIVE URBAN BANK LTD. Editor : Ranjana Sharma Associate Editor : A. V. Rama Rao AT OF Sci Issue th on the occasion of 44 Foundation Day ANDHRA PRADESH MAHESH CO-OPERATIVE CONTENTS URBAN BANK LTD. 01. Messages by Various Dignitaries..................................................................................................................................... 4-16 (MULTI-STATE SCHEDULED BANK) Website : www.apmaheshbank.com 02. From the Editor's Nib by Ranjana Sharma ................................................................................................................. 17 03. From the Chairman's Desk – Let Your Passion Be Your Profession by Ramesh Kumar Bung ............................. 19 04. MD & CEO Speaks – The First Step to Success by Umesh Chand Asawa ............................................................ 21 05. Are you using your Potential to the Fullest? by Raghuram Shetty .......................................................................... 23 06. Foreign Exchange Reserves of India by Editorial Team ............................................................................................ 23 07. Omega Centaury by A V Rama Rao ............................................................................................................................ 25 08. Per Capita Income of top 10 states by Editorial Team ............................................................................................. 27 09. The Best Kind of Leadership? by Kilambi Badrinath ................................................................................................. 29 10. General Knowledge Quiz by G. Santosh .................................................................................................................... 29 BOARD OF DIRECTORS 11. Where Indian Rupee is Stronger? by P. Sai Deepthi .................................................................................................. 30 12. Depositors to get upto Rs 5 lakh within 90 days by Editorial Team ...................................................................... 31 13. How Draupadi's marriage was held? by Purshotamdas Mandhana .......................................................................... 32 14. Demise of Dilip Kumar by Editorial Team .................................................................................................................. 33 15. Top 10 active Bowlers by G. Amarnath ...................................................................................................................... 34 16. Follow the COVID norms and get vaccinated by Editorial Team ............................................................................ 35 17. Do You Know? by P. Venugopal Reddy ......................................................................................................................... 36 18. How to Overcome Weakness? by Ranjana Sharma ................................................................................................... 37 19. 100 Greatest Personalities of India by Editorial Team .............................................................................................. 38 20. What is a Cyclone? by Padma Vijay Kumar ................................................................................................................. 48 21. Fun Corner by Sarita Joshi ............................................................................................................................................ 49 22. Panchatantra by T. Gangadhar Rao .............................................................................................................................. 50 23. 5 Coldest Places in the World by Editorial Team ....................................................................................................... 51 24. The Essential Eight by G V V S Nageshwara Rao ........................................................................................................ 52 25. How Life Insurance Cover is Calculated? by P Venugopal Rao ............................................................................... 54 26. Unspoken Message from the Road by N S N Murthy ................................................................................................. 55 27. RBI guidelines on Deposits by Editorial Team ............................................................................................................ 55 28. Telugu Girl to fly in the Space by Editorial Team ....................................................................................................... 56 Purshotamdas Mandhana Laxminarayan Rathi 29. Master Cards – issuing new cards by Editorial Team ................................................................................................. 56 Ramesh Kumar Bung 30. Why do we Waste Time? by Smitha Kolleri .................................................................................................................. 57 Sr. Vice - Chairman Chairman Vice - Chairman 31. Constitutional Agencies of India by K. Laxmi Reddy ................................................................................................ 58 32. The Importance Crying Out of Happiness by Ramesh Kumar Bung ......................................................................... 59 33. Cause of Diabetes by Kothanda Raman ....................................................................................................................... 60 DIRECTORS 34. Rich Ministers in Central Cabinet by Editorial Team ................................................................................................. 61 35. National Insignia by Amaram Vani ............................................................................................................................... 62 36. Quiz on General Awareness by G. Nanda Kumar ....................................................................................................... 63 37. Moral Responsibility to be Rich by K D Sharma ........................................................................................................ 63 38. Digital Banking – Structural Reforms in Indian Banking by Hanuman Das Sarda ................................................ 64 39. Why should we live for today? by D. Prabhakar .......................................................................................................... 65 40. UPI – its present status by Editorial Team ................................................................................................................... 66 41. Story of a Businessman by V. Jyothi ............................................................................................................................. 66 42. Is Going to Work a Struggle? by Umesh Chand Asawa ............................................................................................... 67 43. Wimbledon 2021: Indian-American Samir Banerjee Wins Boys' Single Title by Editorial Team ......................... 67 44. Nargis – the Legend 68 Smt. Anita Soni Arunkumar Bhangadia Badrivishal Mundada by Pradeep Kumar Deshpande ..................................................................................................... 45. The names of things you do not know by Sheela Jaiswal .......................................................................................... 68 46. How to invite an epiphany? by G D Baldewa .............................................................................................................. 69 47. Last Minute Tax Saving by Editorial Team .................................................................................................................... 69 48. Mumbai- an Expensive City by Editorial Team ............................................................................................................ 70 49. Penalties Imposed by RBI by Editorial Team ............................................................................................................... 70 50. Yashpal Sharma by G. Amarnath .................................................................................................................................. 71 51. Window 11 by Vandana Modi ........................................................................................................................................ 71 52. An illiterate woman becomes the chairperson of bank by Editorial Team ............................................................. 72 53. Olympic Games 2021 by Editorial Team .................................................................................................................... 72 Bhagwan Pansari Smt. Bhagwati Devi Baldwa Brijgopal Asawa Govind Narayan Rathi Kailash Narayan B. 54. Test Divisibility by A. Swapna Priya ............................................................................................................................. 73 55. Mahabharata War by A V Rama Rao ............................................................................................................................. 74 56. Top 10 Dailies of India by Editorial Team .................................................................................................................... 75 57. Traits leading you to