New York Central and HUDSON RIVER RAILWAY
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F 124 .T16 Glass Book COPYRIGHT DEPOSIT New York Central AND HUDSON RIVER RAILWAY. ROME. WATERTOWN & OGDENSBURG RAILROAD. New York, Saratoga, Niagara Falls, THOUSAND ISLANDS, M ASSENA SPRINGS. TaINTOR BfIOTH ERS & C O, : I _ a:^ 2 O A s To r P I ace. Newyo t-u. THE AGENTS OF The Cheque Bank, Limited, of London, issue for the special use of American Tourists, Cheques in bool form, from £5 upward, payable FREE OF COMMISSIO OR DISCOUNT, in every Town in Europe; also payable i the Bank of Bermuda, Hamilton, and at all the Branches oft Colonial Bank in the West India Islands; also at the Lond. Bank of Mexico and South America in Mexico City, and other parts of the world. Much cheaper than Letters of Credit. Send for particulars to E. J. MATHEWS & COMPANY, Bankers, 2 Wall Street, New York. TOURISTS AND INVALIDS wishing to escape the severity of our Northern Winters, can find no re attractive places than the BERMUDA ISLAND — AND— S* WEST INDIES I The Steamship Orinoco, 2,000 tons, together with the magnifici new Steamship Trinidad, 2,160 tons, 1,500 hcrse power, highest cla: 100 A I at Lloyd's, built expressly for this route in 1S85. with unsurpass accommodations for passengers, leaves New York and Bermuda eve Thursday during the season. Steamers for West Indies, St. Kitt's Antigua, Dominica, Martiniql St. Lucia, Barbados and Trinidad, leave New York and the Islands evt' 17 days. For full particulars, time tables, and descriptive pamphlets, apply tc A. E. OUTERBRIDGE & CO., Agents, Arthur Ahern, Sec'y, Quebec. 51 Broadws.y, New Yc A PREPARE! t FOR TAINTOR'S GUIDE BOOKS, PUBLISHED BY TAINTOR BROTHERS & CO., NEW YORK :,</> ^ ^'W^Sj3^^%^'7_^] "^^1 ?"^(: // 1 ONONDAGA /' i *' . ^J V ''~>-~' ^SCHOHARIE \ / V i, CHENANJpofe'V^'"^, ,/x, y \l) , ,,/,. 5ACH,U^i AajTCB5!=r^<*,-:;' foHB.MU N C ;> ..A ^ ^/ O •/ ^'^ ' , /• .„,K......^: , ^.,. /,! /./ I '.\" / 2.. .*B» THE Massachusetts Mutual LIFE INSURANCE COMPANY OF SPRINGFIELD, MASS. INCORPORATED 1851. Total Assets, January 1st, 1889, . $9,565,522.65 4 Total Liabilities, January 1st, 1889, . 8,809,995.0 .527.61 Surplus bv Massachusetts Standard, . $755, Number of Policies issued in 1888, 3,(J31, insuring 12,007,550.00 Numberof Policies in force Dec. 81, 1888, 18,767, " 49,480,584.00 ^HE MASSACHUSETTS MUTUAL LIFE INSUR- ^^ ANCE COMPANY, of Springfield, is one of the oldesL in the United States. It was incorporated in the year 1851 by the State of Massachusetts, which \A^as the first in the Union to inaugurate an "Insurance Department," thus instituting State supervision over its companies. It was also the first State to legislate concerning the forfeiture of policies of life insurance ; its famous non-forfeiture law was passed in 1861 and amended in 1880. By the recent act of 1887, life insurance legislation has reached a degree of perfection heretofore unknown. THIS Law requires that all policies issued by THE MASSACHUSETTS MUTUAL LIFE INSUR- ANCE COMPANY shall be non-forfeitable after the payment of two annual premiums, without any further stipulation or act. This naakes the amount of paid-up insurance to which the policyholder may be entitled, under any circunistances, absolutely guaranteed. He may forget his policy, but his policy will never forget him. Also, that after the payment of two annual premiums, the insured may, on any subsequent anniversary of the date of issue of said policy, surrender the same, and claim and recover from the Company its "Surrender Value in Cash." Said Cash Value is fixed by the law itself and cannot be changed. M. V. B. EDGERLY, President. JOHN A. HALL, Secretary. HENRY S. LEE, Vice-President. OSCAR B. IRELAND, Actuary. MASSASOIT HOUSE, W. H. CHAPIN, Springfield, Mass ESTABLISHED 1843 BY M. & E. S. CHAPIN. ^ o z « « 0. # CQ . /ETNA LIFE INSURANCE CO. OF HARTFORD, CONN. ASSETS, $33, 81 J), 034. J) 7 ^^ M"^>*"<^'i"st'tls aiui C«niii. Stsimliinl, 5,5({G,05.j.24 SURI'Ll'S \ ' ' <bj ]N('« York StandanI, 7,325,000.00 CONSERVATIVE, ECONOMICAL, and "SOLID AS GRANITE." POLICIES NON-FORFEITING AND INCONTESTABLE after the death of the insured. All desirable plan;* of liisunince, including some which are new and especially advantageous. ADDRESS THE COMPANY OR ANY OF ITS AGENTS. M. G. BllI^KELEY, President. J. C. WEBSTEK, Vice President. J. L. ENGLISH, Secretary. WEBSTER'S UNABRIDGED. WITH OR WITHOUT PATENT INDEX. A DICTIONARY IIS.OOO Words, 'JIM 10 Engravings, A GAZETTEER OF THE WORLD loi^ating and describing 25,(100 |ilaees, A BIOGRAPHICAL DICTIONARY of nearly lil,0(K» Noted Persons, 3000 mom Words and noarly 3000 more II A DICTIONARY OF FICTION Webster, lustrations than any other American l»ietion- found onlv in arv. "Invaluable in Schools and Families." ALL IN ONE BOOK. WebsterisStandard Authority in the Government Printing OITice, and with the U. S. Supreme Court. It is recommended by State Sup'ts of Schools of 36 States. Published by G. & C. MERRIAM & CO., Springfield, Mass. Illustrated Pamphlet free. BROTHERHOOD WINES. Pure Ports, Sherry, and Clarets of our own production for Medicinal or P'amily uses ; endorsed l)y the Medical Fraternity. Scntl for J'rivv-ljist to our \eiv York Jloiisr, 'J(i I'esei/ Street, OU/i AIMS: J. M. EMERSON & SON, Absolute Purity, Principal Vineyards Natural Flavor, and Shipping Point, Full Strength. WASHINGTONVILLE, N. Y. 69th ANNUAL STATEMENT, Decpmber 3l8t, 1888. /ETNA INSURANCE COMPANY J CASH CAPITAL $4,000,000 00 Reserved for Re-Insurance (Fire) 1,906,970 41 (Inland) 14,778 70 " Unpaid Losses (Fire) 165,586 33 (Inland) 23,092 11 All other claims 64,809 15 NET SURPLUS 3,606 ,514 94 TOTAL ASSETS .$9,780,751 63 Cash in Bank $978,670 57 Cash in hands of Agents 372,910 42 Real Estate 365,000 00 Loans on Bond and Mortgage 43,700 00 Loans on Collaterals 7,770 00 Stocks and Bonds .• 8,011,751 50 Accrued Interest 949 14 TOTAL ASSETS $9,780,75r63 LOSSES PAID IN 70 YEARS, $63,046,000. Wm. B. Clark, Vice-Pres. A. C. Bayme, Sec. J. Goodnow. Pres. SCUDDER'S History of United States. PKECEDEU BY A NARRATIVE OF THE DISCOVERY AND SETTLEMENT OF NORTH AMERICA, And of the Events which led to the Independence of the 13 English Colonies. By HORACE E. SCUDDER. WITH MAPS AND IliU STRATIONS. PRICE. ONE DOLLAR. The leading characteristics of this excellent work are : First.—A Well Considered Test. Fifth. — Eighty Beautiful Illustra- tions by eminent artists. Also Superb Second.—A New and Logical Division into Portraits of the following representa- Periods, with a Suggestivf Method of Treatment. tive men: Columbus, the Discoverer; Third. — The insertion of Topical Penn the Founder; Franklin, the Philos- Analyses for Review, as well as a full opher ; Washington (he Patriot; Web- set, of questions on Text and >lap-. ster, the Statesmai. , Longfellow, the Fourth.— Accurate. Clear, and Dis- I'oet ; engraved by Closson, Johnson, tinct Maps, most carefully drawn ;ind and Kruell, with fifty other Portraits. engraved, including Six Double Page Sixth. —Superior Mechanical Exe- and Six Single Page Colored Maps. cution, and Low Price. " Teachers say : It is the best equipped school book ev^ri^^sued in the U. S." • '• Will both interest and profit our young folks." 'the most useful and enjoyable sciool history." 'Simple, accurate, intersting, jind impartial.'' TAINTOR BROTHERS & CO., Publishers, 18 Astor Place^ New York. CONNECTICUT FIRE INSURANCE COMPANY, OF HARTFORD, Conn. Incorporated 1850. Charter Perpetual CASH CAPITAL, - $1,000,000.00 CASH ASSETS, - 2,260,917.01 Western Department : Pacific Department: A. WILLIAMS, Manager, ROBERT DICKSON, manager 155 La Salle Street, SAN FRANCISCO, Cal. CHICAGO, 111. SCOTT, ALEXANDER & TALBOT, Agents, 45 William St., New York. J. D. BROWNE, President, CHAS. R. BURT, Secretary, L. W, CLARKE, Assistant-Secretary. THE NEW BOOK OF WORSHIP. Songs of Christian fraise, FOR CHOIR AND CONGREGATION. Published with or without Scripture Selections for Responsive Reading. EDITED BY REV. CHARLES H. RICHARDS, D.D SOiVGS OF CHRISTIAN PRAISE has already been adopted by many shurcUes throughout the country, and has been received with unquaUfied satisfact on, Testlnionlals from the Press. Thd New York Observer says: '-It contains everything essential to a handboolc for general worship and Kpecial services. While it is attractively published, to it popular." it is furnished at a price which is intended make burdened with lumber, it is yet large Tbe Interior, Chicago. Ill : '-Not enough taste, tor alt uses; choice enough to sati.>-fy ihe mo.-t cultivated and popular enough to lead the congregation." Xlie ConTe'»"atioiialist, Boston, Mas.s.: "It has been compiled with a di«- sriminatina wi^douT and taste, and edited with a thoroughness which are uncommon." Xlie Advance says: "One of the choicest, richest, and most usable hymn- oooks published." Tlie fioldcil R ule, Boston, Mass.: "In its musical part this service-book is probabW ncjt surpassed by any other in the language." The Neiv York Times: "in its mechanical arrangement the book leaves scarjely anything to lie desired." Testimonials froni tlie Pulpit. " Rev. €r, li. Spiiliil£;, D.D., Cleveland, Ohio: It is the best I have ever seen." Rev. C la. Tlioinpsoii, D.i$.) Pastor of Presbyterian Church, Kansas City, Mo.: "It is every way an afiiiiirable bv.ok, convenient in size and shape, rich in hymns and tunes, and fully adapted to all the demands of social and public worship.' Rev. W, E. Knox, D.D., Pastor First Presbyterian Ciiurcb, Elmira, N. Y.: " Your volume of Christian Praise is very attractive. Mtchanically and typographically it is the highest style of art. The hymns I like for their devotional character.'" Rev. J. E. Rankin, O.I>., Washington, D.C.; "The book isagrand one.