SANTANDER GO DYNAMIC BOND BEH August 2021 Fund Overview Investment Policy

SANTANDER GO DYNAMIC BOND BEH August 2021 Fund overview Investment policy

The investment objective of the Sub-Fund is to seek maximum long-term return and preservation of capital. The Sub-Fund seeks to invest at least two-thirds of its assets in a diversified portfolio of fixed income instruments of varying maturities. Fund Manager PIMCO ISIN LU2260720631 Launch Date 01/12/2020 Currency Class EUR Cumulative performance (%)¹ Minimum Subscription € 15,000.00 Management Fee 1.25% 1M 3M 6M YTD 1Y Inception NAV 100,32 € Fund -0.09 -0.14 -0.01 -0.42 - 0.09 Fund AUM $291,92M BMK Number of holdings 588 Average Duration 3.57 Average YTM 1.41% BMK - Category Annual performance (%)¹ Fund Company Santander AM Lux * The fund currency is USD and this may lead to an increase or decrease in the investments due to Currency Exchange fluctuations. 2021 2020* 2019 2018 2017 2016 Fund -0.42 0.52 - - - - BMK * Since inception. Fund statistics* Fund BMK Volatility (%) Sharpe Ratio Annual volatility (%)¹ Information Ratio Beta 2021 2020* 2019 2018 2017 2016 R2 Fund 1.08 0.82 - - - - Alpha (%) BMK

Jensen Alpha (%) * Since inception. Correlation Treynor Ratio Tracking Error (%)

* History under a year, impossible to calculate statistics. Cumulative performance since launch

Monthly performance (%)¹ Jan Feb Mar Apr May Jun Jul Aug Sep Oct Nov Dec Total 2021 -0.08 -0.34 -0.14 0.26 0.01 -0.15 0.10 -0.09 - - - - -0.42 2020 ------0.52 2019 ------2018 ------2017 ------2016 ------¹ Performance calculated net of fees.

Pag. 1 Portfolio breakdown

Top 10 holdings (%) Sector allocation (%) U S TREASURY REPO 38% Net Other Short Duration Instruments 29,3% FIN FUT US 5YR CBT 12/31/21 12% Non-USD Developed 16,1% PIMCO USD (4749) ST FLT NAV FUND 10% Invest. Grade Credit 14,7% U S TREASURY NOTE 7% US Government Related 13,3% JAPAN TREASURY DISC BILL #1005 6% Emerging Markets 12,2% U S TREASURY BILLS 4% Securitized 9,0% IRS MXN 5.66000 03/25/22-1Y (RED) CME 4% High Yield Credit 4,8% ZCS BRL 3.35 01/21/21-01/03/22 CME 4% Other 0,7% GNMA II TBA 4.0% OCT 30YR JMBO 4% CDX IG36 5Y ICE 3% *Short positions in absolute value

Maturity allocation (%) Quality allocation (%) 0-1 years 34,2% A1/P1 11,6% 1-3 years 12,5% Below A1/P1 0,0% 3-5 years 37,6% 5-10 years 15,3% AAA 41,1% 10-20 years 6,0% AA 7,3% 20+ years -5,5% A 4,9% BBB 18,8% BB 8,9% B 2,9% Below B 4,5% Currency allocation (%) USD 98,88% EUR -0,83% BRL 0,50% COP 0,47% GBP 0,43% ZAR 0,42% RUB 0,38% CAD -0,23% PEN -0,07% AUD 0,03%

This document is intended to provide information that summarizes the main characteristics of the product and under no circumstances constitutes a contractual agreement, a recommendation, personalized advice, an offer or solicitation. It is recommended that the KIID (Key Investor Information Document) is consulted before taking any investment decision, subscribing or purchasing shares or redeeming investments and the countries where the product is registered for sale: www.santanderassetmanagement.lu or via authorised intermediaries in your country of residence. It has not been proven that the data contained in this document meet marketing requirements of all countries of sale as it is an information and not a marketing document. This shares of this product may not be directly or indirectly offered or sold in the United States of America or to or for the benefit of a United States Person. This fund has a prospectus which is drafted in English and can be obtained from www.santanderassetmanagement.lu For product information, please contact SANTANDER ASSET MANAGEMENT LUXEMBOURG S.A. (6, route de Treves, L-2633 Senningerberg - Grand Duchy of Luxembourg) Management Company under the supervision of Commission de Surveillance du Secteur Financier (CSSF). The Depositary entity and administrator of the funds is JP Morgan Bank Luxembourg S.A. (6, route de Treves, L-2633 Senningerberg - Grand Duchy of Luxembourg). Investment in mutual funds or other financial products mentioned herein may be subject to investment risks: market risk, credit risk, issuer and counterparty risk, liquidity risk, foreign currency risk and, where applicable, risks pertaining to emerging markets. Additionally, if funds hold their investments in hedge funds, assets, real estate funds, commodities and private equity, it should be noted that these can be subject to valuation and operational risks inherent in these type of assets and markets as well as the risk of fraud or risk derived from investing in unregulated or unsupervised markets or unlisted assets. Past performance is not indicative of future results. Returns are calculated on a net asset value basis, net of fees and are annualized for periods longer than one year. It should be clearly understood that any mention of tax depends on the individual circumstances of each investor and may change in the future. It is advisable to seek personalized advice regarding this. The distributor and other financial intermediaries may receive up to 85% of the fund management fee without incurring any additional cost to the customer. Accounting or market information included in this document has been compiled from sources which SANTANDER ASSET MANAGEMENT LUXEMBOURG S.A. considers reliable but has not confirmed or checked for accuracy or completeness. SANTANDER ASSET MANAGEMENT LUXEMBOURG S.A. assumes no responsibility for any use of the information contained herein.