Central Employment and Economic Development Services

Start-up grant - support for a new entrepreneur A start-up grant is a form of service offered by the Employment and Economic Development Office (TE-office) to secure the livelihood of a person who becomes an entrepreneur at the beginning stage of his/her business-activity. You can apply for it if you are unemployed, working, studying or in some other activity and starting a continuous, full- time business activity. The decision to award a start-up grant is made by the TE-office.

Prerequisites for receiving: Granted period and amount

· The intended business-activity must be full-time · Start-up grant is admitted in 6 months periods. The and aim for continuity. maximum duration is 12 months. · The applicant should have sufficient capabilities for The amount of the support is 33,78 €/day, about 700 intended professional field: education, work €/ month. Start-up grant is a taxable income, which experience. is paid for max. 5 days per week. · Sufficient abilities for the business-activity: experience or applicable educational background. To apply for a start-up grant: · Business plan and necessary calculations are ready 1. Do not register your company yet. Leave enough and the intended business-activity is estimated as time for planning. Read about starting a business a potentially profitable from suomi.fi – service. · You have all the prerequisites planned to start your 2. Prepare a preliminary business plan (TLS) and business, such as funding, premises and permits. profitability calculations using tools from suomi.fi- service (oma.yrityssuomi.fi). Start-up grant will not be granted if: 3. You can make an appointment with a business adviser from the Keski-Suomen Yritysidea, if you live · A full-time business activity has started before the in , , Jyväskylä, , or decision on the start-up grant has been made. . Otherwise, consult with local business · The applicant is already a full-time entrepreneur or development companies. involved in a limited liability company’s activity. 4. Finalize your TLS and calculations and complete your · The business provides with sufficient income: application with other enclosures. Order your tax financial risks are extremely low. debt report from www.vero.fi and request for a loan · The applicant receives other income, eg. salary, promise if needed. Start negotiating for your student benefit, parental benefits, pensions. company’s premises. Add CV to your application. · If there is a large amount of debts or a negative 5. To improve your skills for entrepreneurship you can credit rating. We will check your credit apply for an entrepreneur’s labor market training in www.te-palvelut.fi information. 6. Submit your application form with enclosures If you intend to expand your part-time business activity electronically on www.te-palvelut.fi/oma-asiointi into a full-time, please contact the TE-office. While you 7. The decision on your case will be made in 3-4 weeks. are unemployed, you can be starting a business activity 8. We will contact you, when your application arrives. for 4 months with the support of the adjusted unemployment benefit (unemployment security’s helpline: 0295 020 701).

You can find information about entrepreneuship in english from Suomi.fi -service (www.oma.yrityssuomi.fi). Also you can find more information about starting a business from www.perustamisopas.fi – in different languages!

01/2021 Regional employer services in

Central Finland TE Services P.O. box 400, FI-40101 Jyväskylä www.te-palvelut.fi Company experts by region: Jyväskylä region: Arja Rintanen, tel. 0295 046 144 Jyväskylä region, Äänekoski region: Sirpa Kursula, tel. 0295 046 106 region, Jämsä region, Joutsa region:Teija Kunnari, tel. 0295 046 102 Saarijärvi- region: Marko Piispanen, tel. 0295 046 154 [email protected]

Keski-Suomen Yritysidea The Startup Factory / Yritystehdas Oy CrazyTown Innova 1, 9th floor Kauppakatu 39, 40100 Jyväskylä Piippukatu 11, 40100 Jyväskylä tel. 014 248 4002 (daily klo 9–12) www.yritystehdas.fi/en https://yritysidea.fi/becoming-entrepreneur-jyvaskyla

Jämsän kaupungin yrityspalvelut Kehittämisyhtiö Karstulanseutu Oy Seppolantie 5, 42100 Jämsä Aloha-Tietotalo tel. 040 778 9512 Virastotie 4, 43500 www.jamsa.fi/en tel. 044 4596 604 www.karstulanseutu.fi

Kehittämisyhtiö Keulink Oy Kehittämisyhtiö Witas Oy eCenter, 3th floor Keskitie 4, 44500 Viitasaari Keskusaukio 3, 42700 Keuruu tel. 014 577 6200 tel. 0400 342 915 www.witas.fi www.keulink.fi

Saarijärven yrityspalvelut Äänekosken kaupungin elinvoimayksikkö Sivulantie 11, PL 13, 43101 Saarijärvi Hallintokatu 4, 44100 Äänekoski p. 044 4598 300 ja 014 4598 208 business advisory service tel.040 668 1978 or www.saarijarvenyrityspalvelut.fi 040 156 2583 www.aanekoski.fi

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