Building Australia's first neobank

Van Le Phil Parker Co-Founder & Customer Partner, Equal Experts Innovation Director, Xinja Phil Parker Partner, Equal Experts Phil Parker Partner, Equal Experts

Van Le Co-Founder & Customer Innovation Director, Xinja Australia’s first, independent 100% digital bank designed entirely for mobile. BANK NEOBANK

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Digi banks Banking apps (eg: Ubank) Online banking NEW BANKING EXPERIENCE

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DIGITAL INTERFACE TO OLD BANKING

Save more Track your spend

Spend less working for you Don’t miss Ringfence bills $$$

Know where you’re at easyeasy as….&as….& funfun win-win Building a bank with our customers and in their interests

AUG 2016

The story so far….. SEP 2016 SEP

Last month’s spend What payment would you like to make? 2016 $1000.15

Pay for my car insurance on Sept 16, 2016 $920.00 $128.00 USERNAME BUDGETED CASH

PASSWORD

Thank you. This is what we’ve LOGIN scheduled for you: $100 a month away over the next 4 months . Due Sept 16, 2016

Is there anything else I can do for you? ? HELP Ask me something Send Ask me something Send $ $ OCT NOV DEC JAN FEB MAR 2016 2016 2016 2017 2017 2017 MAY 2017 MAY 2017 MAY 2017 In the background we...

- did >50 in-depth interviews - read 100’s of inbound emails - ran customer workshops

JUL 2017

Inception

AUG 2017

Tracer Bullet

Follow the Sun Delivery

Built with trust SEP 2017

Where are we today? What’s Next? What’s next? App + pre-paid card features

Tap&Go pre-paid card ‘Soft’ spend limits & get alerts Open an account in seconds Roundups/prompts to stash money ‘Stash’ money for specifics Instant payment notifications Top up from transaction account Freeze or thaw lost card instantly Push to existing savings account Fast, friendly support via chat Spend Categories Lots of emojis Making Software. Better. Simple solutions to big business problems. Thank you #xinjaiscoming

Join the waitlist xinja.com.au