1995 Proceedings of the Casualty Actuarial Society, Volume LXXXII

Total Page:16

File Type:pdf, Size:1020Kb

1995 Proceedings of the Casualty Actuarial Society, Volume LXXXII VOLUME LXXX11 NUMBERS 156 AND 157 PROCEEDINGS OF THE Casualty Actuarial Society ORGANIZED 19 14 1995 VOLUME LXXX11 Number 156-May 1995 Number 157-November 1995 COPYRIGHT--l996 CASUALTY ACTUARIAL SOCIETY ALL RIGHTS RESERVED Lkmq of Congress Caralog No. HG995h C3 ISSN 0891-1980 FOREWORD Actuarial science originated in England in 1792 in the early days of life insurance. Because of the technical nature of the business, the first actuaries were mathematicians. Eventually, their numerical growth resulted in the formation of the Institute of Actuaries in England in l&18. Eight years later, in Scotland, the Faculty of Actuaries was formed. In the United States, the Actuarial Society of America was formed in 1%X9 and the American Institute of Actuaries in 1909. These lwo American organtiations merged in 1949 to become the Society of Actuaries. In the early years of the 20th Century in the United States, problems requiring actu- arial treatment were emerging in sickness, disability, and casualty insurance-particularly in workers compensation, which was introduced in 1911. The differences between the new problems and those of traditional life insurance led to the organization of the the Casualty Actuarial and Statistical Society of America in 1914. Dr. I. M. Rubinow, who was responsible for the Society’s formation, bccamc its first president. At the time of its Cormation, the Casualty Actuarial and Statistical Society of America had 97 charter mcmbcrs of the grade of Fellow. The Society adopted its present name, the Casualty Actuarial Society, on May 14, 1921. The purpose of the Society is to advance the body of knowledge of actuarial science in applications other than life insurance, to establish and maintain standards of qualification for membership, to promote and maintain high standards of conduct and competence for the mcmbcrs, and to increase the awareness of actuarial science. The Society’s activities in support of this purpose include communication with those affcctcd by insurance, pre- sentation and discussion of papers, attendance at seminars and workshops, collection of a library, research, and other means. Since the problems of workers compensation were the most urgent at the time of the Society’s formation, many of the Society’s original members played a leading part in dc- vcloping the scientific basis for that line of insurance. From the beginning, however, the Society has grown constantly, not only in membership, but also in range of interest and in scientific and related contributions to all lines of insurance other than life, including auto- mobile, liability other than automobile, Circ, homeowners, commercial multiple peril, and others. Thcsc contributions are found principally in original papers prepared by members of the Society and published annually in the Proceedings of fhe Casualty Acfuarial Soci- efy. The presidential addresses, also published in the Proceedings, have called attention to the most pressing actuarial problems, some of them still unsolved, that have [aced the industry over the years. The membership of the Society includes actuaries employed by insurance companies, industry advisory orga&ations, national brokers, accounting firms, educational institu- tions, state insurance departments, and the federal govcrnmcnt. It also includes inde- pendent consultants. The Society has two classes of members, Fellows and Associates. Both classes require successful completion of examinations, held in the spring and fall of each year in various cities of the United States, Canada, Bermuda, and selected overseas sites. In addition, Associateship requires completion of the CAS Course on Professionalism. The publications of the Society and their respective prices arc listed in the Society’s Yearbook. The Syllabus of Examinations outlines the course of study recommended for the examinations. Both the Yearbook, at a charge of $40 (U.S.), and the Syllabus of Ex- aminafions, without charge, may be obtained from the Casualty Actuarial Society, 1100 North Glcbc Road, Suite 600, Arlington, Virginia 22201. I JANUARY I, 1995 EXECUTIVE COUNCIL* ALLAN M. KAUFMAN . , , . President ALBERT J. BEER . President-Elect PAULBRAITHWAITE . Vice President-Administration JOHN J. KOLLAR . _ . Vice President-Admissions DAVID N. HAWING . Vice President-Continuing Education ALICE H. CANNON. Vice President-Pmgram.r and Communications MICHAEL J. MILLER . Vice President-Research and Development THE BOARD OF DIRECTORS ALLAN M. KAUFMAN . President ALBERT J. BEER . President-Elect Imtni~difltr Post Presirlentt IRENEK.BASS . ..I994 Ekttd Dirwtorst PHILLIP N. BEN-ZVI . 1995 CLAUDETTE CANTIN . 1995 BRIAN E. Scorn . 1995 SUSANT. SZKODA . I995 STWEN F. GOLDBERG . 1996 PATRICK J. GRANNAN . 1996 ANNE E. KELLEY . 1996 ROBERT S. MICCOLIS . I996 ROBERT F. CONGER . I997 JOHNM. PURPLE . 1997 RICHARDH. SNADER 1997 KEVIN B. THOMPSON 1997 * Term expires at the 199.5Annual Meeting. All membersof the Executive Council itre Officers. The Vice President-Administration also serves as Secretary and Treasurer. 7 Term expires at Annual Meeting of year given. II 1995 PROCEEDINGS CONTENTS OF VOLUME LXXX11 Page ADDRESS TO NEW MEMBERS-MAY 15, 1995 David G. Hartman . I MINUTES OF THE MAY 1995 MEETING . 7 PAPERS PRESENTED AT THE NOVEMBER 1995 MEETING Balancing Transaction Costs and Risk Load in Risk Sharing Arrangements Clive L. Keatinge . .23 DISCUSSION OF PAPER PUBLISHED IN VOLUME LXXIV A Note on the Gap Between Target and Expected Underwriting Profit Margins Emilio C. Venezian (November 1987) Discussion by William R. Gillam . 56 DISCUSSION OF PAPER PUBLISHED IN VOLUME LXXX1 Unbiased Loss Development Factors Daniel M. Murphy (November 1994) Discussion by Daniel F. Gogol, Ph.D. 72 DKLSSION OF PAPER PUBLISHED IN VOLUME LXXVII Risk Loads for Insurers Sholom Feldblum (November 1990) Discussion by Stephen W. Philbrick (May 1991) Author’s Reply to Discussion (November 1993) Discussion by Todd R. Bault . .78 Author’s Reply to Discussion . , . 97 DISCUSSION OF PAPER PUBLISHED IN VOLUME LXX11 A Simulation Test of Prediction Errors of Loss Reserve Estimation Techniques James N. Stanard (May 1985) Discussion by Edward F. Peck . 104 111 1995 PROCEEDINGS CONTENTS OF VOLUME LXXX11 Page ADDRESS TO NEW MEMBF.RS-NOVI~M~~I:R 13, 1995 Michael A. Walters . 121 PRIXDENTIAI. ADDRESS-N• VEMIWR 13. 1995 Allan M. Kaufman 126 MINUTES OF THE NOVEMBER 1995 METING . 138 REPORT OF THE VICE PRESIDENT-ADMINISTRATION ........... 160 FIN.AN(.I.~L.REf’OKr ................................... 167 1995 EXA~JINA-IIONS-SUCCESSFUL C!,NI)IIWf:s ............. 168 OBITWRIIZS William J. Hazam ................................ .206 Laura J. Manley .................................. 209 Kenneth L. McIntosh .............................. 211 Robert W. Parlin ................................. ,212 James W. Thomas ............................... ,213 INDEX TO VOLUME LXXX11 ............................ 2 14 NOTICE Papers submitted to the Procwdbzgs of’ t/w Cmdty Actuarial Sockty are subject to review by the members of the Committee on Review of Papers and, where appropriate. additional individuals with expertise in the relevant topics. In order 10 qualify for publication, a paper must be relevant to casualty actuarial science. include original research ideas and/or techniques, or have special edu- cational value, and must not have been previously copyrighted or published or he concurrently considered for publication elsewhere. Specific instructions for preparation and submission of papers are included in the Ycarhod of the (‘a\ualty Actuarial Society. The Society is not responsible for statements of opinion cxprc\aed in the arti- clc\. criticisms, and discussions publijhcd in thc$c I’~oc,c,c,dir7,~.\. IV Volume LXXXII, Part 1 No. 156 PROCEEDINGS May 14,15,16,17,1995 ADDRESS TO NEW MEMBERS-MAY 15, 1995 DAVID G. HARTMAN Isn’t it appropriate that we are here today in the shadow of Gateway Arch as you new Fellows and new Associates are at the gateway of the rest of your career! What I would like to do today is talk to you in three areas: First, compliment you, with both an cci” and an “e”; second, share with you some of the experiences of my contemporaries; and third, chullen~e you. ComplimentlComplement First of all, the compliment. Congratulations to you on a job well done! To Fellows, for making it all the way through the ex- ams; to Associates, for making it at least 70% of the way through. We appreciate very much the stick-to-itiveness that you have demonstrated and the sacrifice that this has meant. Keep at it. Compliments also to spouses who have been so supportive of you as you have taken the exams, as well as to friends, co-workers, and others who have been supportive of you in attaining this par- ticular milestone. You have now entered a profession. 1 2 ADDRESS TO NEW MEMBERS There are four hallmarks to a profession. First, a profession has a core of basic knowledge unique to that profession. Sec- ond, a professional continues his or her education. Both of these functions are performed in the actuarial profession by the Casu- alty Actuarial Society or, for our life, pension and health coun- terparts, the Society of Actuaries. To complement that, with an “e,” is the American Academy of Actuaries, primarily perform- ing two other key parts of professionalism. The third hallmark of a profession is that there are standards. One standard would be a Code of Conduct; others would be the Standards of Prac- tice as promulgated by the Actuarial Standards Board (ASB). The fourth hallmark is discipline, which is performed by the Ac- tuarial Board for Counseling and Discipline (ABCD). They like to emphasize that counseling is the key part of their function. I urge you to complement your CAS membership by becoming a member of the Academy, if you have not already done so. Con tempera ries Moving on to the area of contemporaries, I thought it would be interesting for you to let me share with you the paths taken by the six of us who became Fellows together at the May 1972 meeting. Unfortunately, one of those, Edward R. Murray, died in 1984. I’d like to give you a thumbnail sketch of the other five of us and hopefully have some of our experiences stimu- late thoughts about your own career.
Recommended publications
  • NURSING for the 21St Century
    Adapting NURSING for the 21st century Alumni Association & Development Foundation • Spring 2021 4 - 14 -21 2 CONNECTIONS Spring ’21 CONNECTIONS STAFF Vice President for Advancement Rick Hedberg ’89 Managing Editor Michael Linnell Greetings from the MSU Writing Staff campus! Winter in Minot Michael Linnell Amanda Duchsherer ’06 has been mild for much Dan Fagan ’18 of this season, but it Emily Schmidt roared to life in early/mid Jeff Bowe February. As I type this Photographers afternoon, it is minus 10 Richard Heit ’08 with a wind chill of minus Janna McKechnie ’14 37. These are the days that Photography Coordinator always make me especially Teresa Loftesnes ’07/’15 appreciative of our other Publication Design three seasons in North Doreen Wald Dakota! Alumni Happenings We are nearing the Janna McKechnie ’14 midpoint of the spring Baby Beavers semester, and I want to Kate Marshall ’07 publicly applaud our Class Notes entire community of Bonnie Trueblood students, faculty, staff, In Memory and administration for the Renae Yale ’10 roles they have played in ensuring the campus has ADDITIONAL PHOTO CREDITS: remained open this entire academic year. We have had our peaks and valleys like any other university, ON THE COVER: Minot State University but as the light at the end of this pandemic tunnel slowly gets brighter, I am heartened by the resilience nursing professors Carrie Lewis, April Warren, and Melissa Fettig inside the new nursing simulation lab in Memorial Hall. The space tripled the amount of andof everyone teamwork who have has beenhelped incredibly lead MSU important to a safe and characteristics.
    [Show full text]
  • BBC “Casualty”
    NEWS BBC “Casualty” Infopoint help-points on BBC “Casualty” Infopoint has lent two help-points to the BBC television series ‘Casualty’. Ben Clarke, Project Manager, was approached by the show’s Series Designer for the loan of the help-points, to be located in the main entrance corridor and on the reception desk. Infopoint was happy to help and quickly arranged for the help-points - an Infopoint 6 and an Infopoint 3 - to be delivered to the BBC set in Cardiff. Owain Williams, BBC Casualty Series Designer, said, “As part of our role at BBC Casualty, the art department supply the equipment required to fulfill the demands of the script. We try to keep up-to-date with the most used healthcare equipment but we have limited budgets. Using companies like Infopoint is invaluable to achieving our aim of producing high quality, cutting edge drama.” The Infopoint 3 on the reception desk and the Infopoint 6 in the main entrance corridor have featured in many episodes of the last two series of the show. Ben Clarke, Infopoint Project Manager, said, “We were proud to be approached and more than happy to lend this equipment to the BBC. Infopoint help-points are an almost standard fixture in UK A&E departments so this helps to make the show more true to life.” The weekly TV series is the longest-running emergency medical drama in the World, having broadcast its first episode in 1986. “We chose Infopoint as they are market leaders. We were extremely happy with their positive response and subsequent involvement, which has allowed us create a very realistic A&E environment.”.
    [Show full text]
  • American War and Military Operations Casualties: Lists and Statistics
    American War and Military Operations Casualties: Lists and Statistics Updated July 29, 2020 Congressional Research Service https://crsreports.congress.gov RL32492 American War and Military Operations Casualties: Lists and Statistics Summary This report provides U.S. war casualty statistics. It includes data tables containing the number of casualties among American military personnel who served in principal wars and combat operations from 1775 to the present. It also includes data on those wounded in action and information such as race and ethnicity, gender, branch of service, and cause of death. The tables are compiled from various Department of Defense (DOD) sources. Wars covered include the Revolutionary War, the War of 1812, the Mexican War, the Civil War, the Spanish-American War, World War I, World War II, the Korean War, the Vietnam Conflict, and the Persian Gulf War. Military operations covered include the Iranian Hostage Rescue Mission; Lebanon Peacekeeping; Urgent Fury in Grenada; Just Cause in Panama; Desert Shield and Desert Storm; Restore Hope in Somalia; Uphold Democracy in Haiti; Operation Enduring Freedom (OEF); Operation Iraqi Freedom (OIF); Operation New Dawn (OND); Operation Inherent Resolve (OIR); and Operation Freedom’s Sentinel (OFS). Starting with the Korean War and the more recent conflicts, this report includes additional detailed information on types of casualties and, when available, demographics. It also cites a number of resources for further information, including sources of historical statistics on active duty military deaths, published lists of military personnel killed in combat actions, data on demographic indicators among U.S. military personnel, related websites, and relevant CRS reports. Congressional Research Service American War and Military Operations Casualties: Lists and Statistics Contents Introduction ....................................................................................................................................
    [Show full text]
  • NFIRS 5.0 Self-Study Program: Fire Service Casualty Module: NFIRS-5
    NFIRS 5.0 Self-Study Program Fire Service Casualty Module: NFIRS-5 Objectives After completing the Fire Service Casualty Module the student will be able to: 1. Describe when the Fire Service Casualty Module is to be used. 2. Demonstrate how to complete the Fire Service Casualty Module, given the scenario of a hypothetical incident. 5-1 Table of Contents Pretest #5 - Fire Service Casualty Module. .5-3 Using the Fire Service Casualty Module. .5-4 Section A: FDID, Incident Number, Exposure. .5-4 Section B: Injured Person. 5-4 Section C: Casualty Number. 5-5 Section D: Age or Date of Birth. 5-5 Section E: Date and Time of Injury. .5-5 Section F: Responses. 5-5 Section G: Usual Assignment, Physical Condition Just Prior To Injury, Severity, Taken To, Activity at Time of Injury . .5-6 Section H: Primary Apparent Symptom and Primary Area of Body Injured. 5-7 Section I: Cause of Firefighter Injury, Factor Contributing to Injury, and Object Involved in Injury. .5-7 Section J: Where Injury Occurred, Story Where Injury Occurred, Specific Location, and Vehicle Type. .5-8 Section K: Contribution of Protective Equipment to Injury . .5-9 SUMMARY . 5-12 EXAMPLE: Highrise Fire. 5-13 EXERCISE SCENARIO 5-1: Fire Captain Injury on Scene of Fire . .5-16 EXERCISE SCENARIO 5-2: Cary Street Fire. 5-21 NFIRS 5.0 Self-Study Program Pretest #5 - Fire Service Casualty Module 1. The Fire Service Casualty Module is used to report injuries, deaths, or exposures to fire service, EMS, and other public safety personnel that occur in conjunction with any incident response.
    [Show full text]
  • MASS CASUALTY TRAUMA TRIAGE PARADIGMS and PITFALLS July 2019
    1 Mass Casualty Trauma Triage - Paradigms and Pitfalls EXECUTIVE SUMMARY Emergency medical services (EMS) providers arrive on the scene of a mass casualty incident (MCI) and implement triage, moving green patients to a single area and grouping red and yellow patients using triage tape or tags. Patients are then transported to local hospitals according to their priority group. Tagged patients arrive at the hospital and are assessed and treated according to their priority. Though this triage process may not exactly describe your agency’s system, this traditional approach to MCIs is the model that has been used to train American EMS As a nation, we’ve got a lot providers for decades. Unfortunately—especially in of trailers with backboards mass violence incidents involving patients with time- and colored tape out there critical injuries and ongoing threats to responders and patients—this model may not be feasible and may result and that’s not what the focus in mis-triage and avoidable, outcome-altering delays of mass casualty response is in care. Further, many hospitals have not trained or about anymore. exercised triage or re-triage of exceedingly large numbers of patients, nor practiced a formalized secondary triage Dr. Edward Racht process that prioritizes patients for operative intervention American Medical Response or transfer to other facilities. The focus of this paper is to alert EMS medical directors and EMS systems planners and hospital emergency planners to key differences between “conventional” MCIs and mass violence events when: • the scene is dynamic, • the number of patients far exceeds usual resources; and • usual triage and treatment paradigms may fail.
    [Show full text]
  • FIFTH CIRCUIT Chapter Exchange
    Chapter Exchange Top left: (l to r) U.S. District Court for the Eastern District of Louisiana judges Hon. Eldon Fallon and Hon. Carl Barbier. Top right: New Orleans Chapter: (l to r) President Kelly Scalise and President-Elect Raley Alford. FIFTH CIRCUIT New Orleans Chapter Annual Federal Judges’ Reception On Nov. 9, 2016, the New Orleans Chapter held its Annual Federal Judges’ Reception in the Chinoiserie Ballroom at the Windsor Court Hotel. This year’s event was sponsored by over 50 firms. The guests were treated to hors d’oeu- vres and sweet treats, as well as cocktails and wine. Many judges and magistrates Middle left: Board members Harold Flanagan attended from multiple federal district and Tiffany Davis. Middle right: (l to r) Hon. courts in Louisiana and from the U.S. Fifth Susie Morgan, U.S. District Court for the Circuit Court of Appeals. In addition to the Eastern District of Louisiana; Larry Feldman, McGlinchey Stafford; and Hon. Sarah Vance, members of the bench, over 300 members of U.S. District Court for the Eastern District of the federal bar were in attendance including Louisiana. Lower left: New Orleans Chapter: Chapter President Kelly Scalise, Chapter (l to r) Tricia Pierre, Louisiana State Bar President-Elect Raley Alford, and other Association; and Omar Mason, New Orleans members of the board of directors. Chapter board member. Annual Malcolm Monroe Federal Practice Series On Dec. 7, 2016, the New Orleans Chap- four topics particularly timely for young Chris Weema and Corey Dunbar, as well as ter and Younger Lawyers Division held its lawyers.
    [Show full text]
  • James Hillier
    14 City Lofts 112-116 Tabernacle Street London EC2A 4LE offi[email protected] +44 (0) 20 7734 6441 JAMES HILLIER Shadow & Bone Small Axe The Crown Television Role Title Production Company Director DCI Bill Raynott STEPHEN Hat Trick for ITV Alrick Riley Tony Leech DECEIT Story Films Niall MacCormack Jack Cocker CLOSE TO ME Viaplay / Channel 4 Michael Samuels Captain Churik SHADOW & BONE 21 Laps Entertainment / Netflix Lee Toland Krieger / Eric Heisserer Chief Inspector SMALL AXE BBC / Amazon Studios Steve McQueen Dr Stu Ford DOCTORS BBC Dan Wilson The Equerry (Series Regular) THE CROWN SEASON TWO Left Bank Pictures / Netflix Stephen Daldry Nathan Stone PRIME SUSPECT 1973 Noho / ITV David Caffrey The Equerry (Series Regular) THE CROWN SEASON ONE TVE Various Oliver Grau (Series Regular) MERLÍ SEASON 1 Left Bank Pictures / Netflix Stephen Daldry Joseph McCoy FRONTIER Raw TV Ben Chanan James Downing CASUALTY BBC Jon Sen Admiral Nelson THE BRITISH Nutopia Jenny Ash Chris LONDON’S BURNING Juniper Justin Hardy Mick SURVIVORS BBC Ian B. McDonald Sgt Christian Young (Series HOLBY BLUE SERIES TWO BBC / Kudos Martin Hutchins Regular) Damian EASTENDERS BBC Michael Kellior Sgt Christian Young (Series HOLBY BLUE SERIES ONE BBC / Kudos Martin Hutchins Regular) Keith Spalding GOLDPLATED Channel 4 Julie Ann Robinson / Robert Delamere Robert Barrie (Recurring) THE BILL Talkback Thames Bill Scot-Rider Marcus Octavius THE RISE AND FALL OF ROME: BBC Chris Spencer REVOLUTION Garret Gibbens BLACKBEARD Dangerous Films Richard Dale Darren HOLBY CITY BBC Nick Adams Jeremy
    [Show full text]
  • Allocation of Scarce Resources During Mass Casualty Events
    Evidence Report/Technology Assessment Number 207 Allocation of Scarce Resources During Mass Casualty Events Agency for Healthcare Research and Quality Evidence-Based Practice Advancing Excellence in Health Care • www.ahrq.gov Evidence Report/Technology Assessment Number 207 Allocation of Scarce Resources During Mass Casualty Events Prepared for: Agency for Healthcare Research and Quality U.S. Department of Health and Human Services 540 Gaither Road Rockville, MD 20850 www.ahrq.gov Contract No. 290-2007-10062-I Prepared by: Southern California Evidence-based Practice Center Santa Monica, CA Investigators: Justin W. Timbie, Ph.D., RAND Corporation Jeanne S. Ringel, Ph.D., RAND Corporation D. Steven Fox, M.D., M.S., RAND Corporation Daniel A. Waxman, M.D., RAND Corporation Francesca Pillemer, Ph.D., RAND/University of Pittsburgh Christine Carey, M.A., RAND Corporation Melinda Moore M.D., M.P.H., RAND Corporation Veena Karir, PharmD., M.S., RAND/University of Pittsburgh Tiffani J. Johnson, M.D., RAND/University of Pittsburgh, Children’s Hospital of Pittsburgh Neema Iyer, M.P.H., RAND Corporation Jianhui Hu, M.P.P., RAND Corporation Roberta Shanman, M.L.S., RAND Corporation Jody Wozar Larkin, M.L.I.S., RAND Corporation Martha Timmer, M.S., RAND Corporation Aneesa Motala, B.A., RAND Corporation Tanja R. Perry, B.H.M., RAND Corporation Sydne Newberry, Ph.D., RAND Corporation Arthur L. Kellermann, M.D., M.P.H., RAND Corporation AHRQ Publication No. 12-E006-EF June 2012 This report is based on research conducted by the Southern California–RAND Evidence-based Practice Center (EPC) under contract to the Agency for Healthcare Research and Quality (AHRQ), Rockville, Md.
    [Show full text]
  • Casualty-S31-Ep44-One.Pdf
    I have tried to show when we are in another LOCATION by using BOLD CAPITALS. I have used DUAL DIALOGUE as people talk over each other on a SINGLE SHOT. From the beginning - for the next hour - everything about ONE is to do with the inexorability of things in life and A+E. Time cannot be reversed, events cannot be interrupted. Like life. FIRST FLOOR OF SMALL HOUSE... Absolute stillness. At first we can’t work out what we are looking at. Just the green numbers of a digital alarm clock - 14.21. A horizontal slither of light, smudging with smoke. Somewhere close a baby gurgles and then coughs. Things are starting to get clearer. Then we hear JEZ shouting and coughing. JEZ(O.O.V) Hello? You in here... Hello? * You in here? * Hello! * She’s here! She’s ... * I got you. It’s OK. * Anyone there? Anyone... * I got her. I got her! * IAIN Was anyone else in there? You listening to me? Anyone else in there? JEZ * No! I shouted. Looked everywhere. No. SUN-MI * Leave me alone. I am OK. I want my * daughter. IAIN * Do you speak English? What’s your name? Miss? SUN-MI (in KOREAN) I want my daughter. JEZ What’s she saying? IAIN I don’t know. Let’s get her on O2 and check her Obs, yes, Jez? Episode 45 - SHOOTING SCRIPT 'One' 1. Casualty 31 Episode 45 - JEZ She was unresponsive when I got to her. Sorry, Iain. * IAIN * Late to the party again, boys. * Superman himself here... ... saw her at the window.
    [Show full text]
  • Louisiana Property and Casualty Insurance Commission Full Commission Meeting
    Louisiana Property and Casualty Insurance Commission Full Commission Meeting Wednesday, December 19, 2007 Louisiana Department of Insurance Plaza Hearing Room 1:30 p.m. Minutes Commission Members Present: Bill Newton (representing Commissioner Donelon), Ted Haik, Representative Carter, Kimberly Robinson, Ed O’Brien (representing Jeff Albright), Richard Clements, Dr. Christine Berry, Marc Carter, Joseph Deutsch, Wanda Freeman (representing Chuck McMains), Earl Taylor, Steve Hymel, and Lorrie Brouse. Commission Members Absent: Senator Cain, Senator Quinn, Representative Farrar, Col. Jim Champagne, Richard Stalder, Nicholas Gachassin and Karen Winfrey. Commission Staff Present: Terrell Moss, David Evans and Katie Walsh. DOI Staff Present: Chad Brown, Clarissa Preston, Rich Piazza, Joyce Paul, Judy Wright, Wei Chang, Larry Steinert, Mike McCarty, and Rod Friedy. Chairman Ted Haik called the meeting to order at 1:40 pm. He welcomed the Commission members and other meeting attendees and wished all a happy holiday season. Ms. Katie Walsh called the roll, reporting that a quorum was present. Ms. Denise Brignac, Deputy Commissioner of Financial Solvency at the Department of Insurance (DOI), updated those present on the Insure Louisiana Incentive Program (Incentive Program) (Act 447 of the 2007 Regular Session codified at R.S. 22:3301 et seq). Of the 6 to 8 insurance companies that originally applied for the program, 5 have passed the Department’s in- depth financial review and met with its approval. The Joint Legislative Committee on the Budget must now review and approve these five applicants before the $29 million total in grant money for which they applied can be disbursed by the first week in January.
    [Show full text]
  • Author Index
    BULLETIN INDEX: 13DEVOLUMCBULLE 98, NUMbeRS 1–12 Author index JINDAL, TARUN R., and JINDAL, RAHUL M., Sur- A geons bring RRT to patients in Guyana, 98, 6:17 BABU, MAYA, RAS-ACS Symposium essays: Resi- AHMAD, SYED, NELSON, HEIDI, KATZ, and and dents debate pros and cons of online patient rank- | 67 MATTHEW H.G., ACS Clinical Research Program: ings, 98, 11:19 Borderline resectable pancreatic cancer: Pushing the BAKER, JENNIFER, and MISRA, SUBHASIS, and technical limits of surgery, 98, 1:61 MANIMALA, NEIL J., and KUY, SREYRAM, and AL-REFAIE, WADDAH B., and WEINBERG, ARMIN, GANTT, GERALD, The role of politics in shaping and NELSON, HEIDI, ACS Clinical Research Program: surgical training, 98, 8:17 Are older adults adequately represented in surgical BARNEY, LINDA, and JACKSON, JENNY, and OLLA- oncology trials? 98, 5:52 PALLY, VINITA, and SAVARISE, MARK, 2013 pay- ANDERSON, BENJAMIN O., Citation for Prof. Cheng- ment policy and coding changes affecting surgical Har Yip, MB, BS, FRCS(Edin)(Glas), 98,11:55 practice, 98, 1:9 ANDERSON, JAMES, and ORESKOVICH, MICK, Phy- –and JACKSON, JENNY J., and MABRY, CHARLES sician personalities and burnout, 98, 6:40 D., and SAVARISE, MARK T., and SENKOWSKI, ARMSTRONG, JOHN H., and SUTTON, JON H., Issues CHRISTOPHER K., Coding and practice manage- discussed at the AMA House of Delegates meeting ment corner: Coding for damage-control surgery, 98, include definition of surgery, obesity, 98, 10:75 8:57 –and SUTTON, JON H., Surgeons advocate in the AMA –and JACKSON, JENNY J., and OLLAPALLY, VINITA House of Delegates,
    [Show full text]
  • Specialty Casualty
    Specialty Casualty Hospitality & Leisure When you work with AmTrust E&S, you are partnering with flexible, knowledgeable, individual risk underwriters who recognize the unique liabilities associated with the hospitality industry. Every account is analyzed based upon management’s experience, loss history, housekeeping and safety to customize programs offering comprehensive coverage at competitive pricing. Target Risk Profile Attachment Points • AmTrust E&S is interested in accounts with the following • Attachment points on accounts will vary based on class, exposure characteristics: and are set to contain frequency starting at $2,500 • Liquor receipts typically less than 60% of sales; risks with higher percentages selectively considered Premium Thresholds • Local establishments or multi-locations • Minimum policy premiums generally start at $10,000 and vary by • Privately owned or chains class of business • Deductibles / low claim frequency Targeted Classes / Appetite • Focus on accounts under $100,000 in premium The following are just some of the classes written that reflect our broad Coverage Highlights & Advantages appetite for business. Underwriting appetite varies based on territory and jurisdiction: • Commercial General Liability and Products / Completed Operations Liability: ISO coverage form, 2007 edition • Catering / banquet facilities • Per location aggregate endorsements – aggregate caps options of • Comedy clubs $3M, $5M and $10M available • Country clubs • Product liability for brewing exposures or retail sales • Hotels, motels,
    [Show full text]