Facebook Page Facebook Group Telegram Group Telegram Channel WWW.AMBITIOUSBABA.COM Page 1 Facebook Page Facebook Group Telegram Group Telegram Channel The Complete GK Capsule for IBPS Clerk Mains 2018-19 Bank- Tagline- Headquarters…………………. 1-3 Loan & Grants…………………………………………. 4-5 Union Budget…………………………………………… 5-6 BANKING & FINANCE (July to December)…. 7-34 Web Portal and Apps Launched………………. 35-37 Index Rank………………………………………………. 38-40 India’s GDP Growth Rate 2018 Forecast……. 40 Winners of Nobel Prize 2018……………………. 41 Battle Exercise ………………………………………… 42-43 Current Affairs (July to December)…………. 44-128 OBITUARY 2018………………………………………… 129-130 Appointment (2018)………………………… 131-134 Airport ………………………………………. 135 Winners of Nobel Prize 2018…………… 136 Important days and Theme (2018)……….. 137-145 Sport (2018)…………………………………………… 138-167 List of Countries, Capitals, and Currencies…….. 168- 171 State wise Static …………………………………….. 172-200 WWW.AMBITIOUSBABA.COM Page 2 Facebook Page Facebook Group Telegram Group Telegram Channel BANKING & FINANCE (July to December) (last 6 Months) Bank- Tagline- Headquarters PSBs Headquarters Taglines Andhra Bank Hyderabad Where India Bank Allahabad Bank Kolkata A Tradition of Trust Bank of Baroda Baroda India’s International Bank Bank of India Mumbai Relationship Beyond Banking Bank of Maharashtra Pune One Family One Bank Corporation Bank Mangalore A Premier Public-Sector Bank Central Bank of India Mumbai “Central” to You Since 1911 Canara Bank Bengaluru Together We Can Dena Bank Mumbai Trusted Family Bank Indian Bank Chennai Your Own Bank Indian Overseas Bank Chennai Good People to Grow With WWW.AMBITIOUSBABA.COM Page 3 Facebook Page Facebook Group Telegram Group Telegram Channel Oriental Bank of Gurugram, Where every individual is Commerce Haryana committed Punjab National Bank New Delhi The Name You Can Bank Upon Punjab and Sind Bank New Delhi Where Service is a Way of Life Your Faithful and Friendly Manipal, Syndicate Bank Financial Karnataka Partner Union Bank of India Mumbai Good People to Bank With United Bank of India Kolkata The Bank that Begins with “U” UCO Bank Kolkata Honours Your Trust Vijaya Bank Bengaluru A Friend You Can Bank Upon IDBI Bank Ltd. Mumbai Aao Sochein Bada State Bank of India Mumbai The Banker to every Indian WWW.AMBITIOUSBABA.COM Page 4 Facebook Page Facebook Group Telegram Group Telegram Channel Private banks Bank Name Headquarters Tagline AXIS Bank Mumbai Badhti Ka Naam Zindagi Citi Union Bank Tamilnadu Trust and Excellene since 1904 Catholic Syrian Bank Thrissur Support all the way Dhanlaxmi Bank Thrissur,Kerela Tann. Mann. Dhan DCB Bank Mumbai We Value You Federal Bank Kerala Your perfect banking partner HDFC Bank Mumbai We understand your world ICICI Bank Mumbai Khayaal Apka IDFC Bank Mumbai Banking Hatke IndusInd Bank Mumbai We make money simple Jammu and Kashmir Bank Srinagar Serving to Empower Karnataka Bank Mangalore Your family bank across India Kotak Mahindra Bank Mumbai Let’s make money simple Karur Vysya Bank Tamilnadu Smart way to bank Lakshmi Vilas Bank Tamilnadu The Changing Face of prosperity Nainital Bank Nainital Banking with personal touch RBL Bank Maharashtra Apno ka Bank South Indian Bank Kerala Experience next generation banking Tamilnad Mercantile Bank Tamil Nadu – Limited Yes Bank Mumbai Experience our expertise Equitas Small Finance Bank Chennai Its Fun Banking Loan & Grants (July to December) Organization Amount Project ADB $ 346 million To improve state highways (Karnataka) ADB $ 240 million Safe drinking water service (West Bengal) ADB $ 150 million First global skills park (M.P) ADB $ 110 million Rural Connectivity (M.P) ADB $ 100million To expand sewerage & drainage (Kolkata) WWW.AMBITIOUSBABA.COM Page 5 Facebook Page Facebook Group Telegram Group Telegram Channel ADB $ 150 million India improve regional connectivity in north Bengal and North east ADB $ 300 million To support India Infrastructure Finance Company Limited (IIFCL) ADB $169 million To Tamil Nadu Urban Flagship Investment Program. ADB $ 105 million Transmission system upgrades in Himachal Pradesh for increased supply of hydropower to state and national grid. ADB $ 200 million for Bihar State Highways III Project (BSHP-III) ADB $ 75 million for Karnataka Integrated Urban Water Management Investment Program ADB $ 60 million To reduce floods and the riverbank erosion in Assam World Bank $ 250 million Rajasthan increase performance electricity distribution World Bank $ 300 million India Energy efficiency scale up program World Bank $ 74 million Uttrakhand workforce development project World Bank $ 172 million To make farming viable in Andhra Pradesh NABARD Rs. 735.53 Cr. West Bengal (86 project) NABARD Rs. 772 Cr. Haryana water Project NABARD Rs. 335 Cr. West Bengal minor irrigation & flood protection NABARD Rs. 65,635 Cr. Under PMKSY irrigation Project IFC $ 100 million Mahindra & Mahindra Financial service ITD. IFC $ 100 million India Resurgence Fund (IRF) GOI (Govt of India) Rs. 66,000 Cr. To increase forest cover GOI (Govt of India) Rs. 122 Cr. Himachal Pradesh- Rehabilitation heavy rain & snowfall GOI (Govt of India) $ 310 million for Jharkhand Power Improvement Project AIIB $ 400 million for water supply project in Andhra Pradesh ADB $ 375 million to improve irrigation efficiency in M.P WWW.AMBITIOUSBABA.COM Page 6 Facebook Page Facebook Group Telegram Group Telegram Channel Brics $ 525 million To Madhya Pradesh for infrastructure projects. Union Budget Amount Project 11 lakhs Cr. Agriculture sector 500 Cr. Operation Green 1290 Cr. National Bamboo mission (Green Gold) 200 Cr. Organic Farming 1400 Cr. PM kisan samada yojana 10,000 Cr. Fishery and animal Husbandry 1 Lakh Cr. Rise- Revitalizing Infrastructure and system in education 3037 Cr. Digital India 8000 Cr. Disinvestment target 5.97 Cr. Infrastructure 3 lakhs Cr. Mudra loan 3794 Cr. MSME 500 Cr. Nirbhaya Fund 3000 Cr. National nutrition mission 1600 Cr. Soubhagya Scheme 1200 Cr. Health and Wellness center 5750 Cr. National Rural Livelihood mission ECB launch TIPS instant payment system European Central Bank (ECB) launched a new pan-European smartphone payment system called TARGET Instant Payment Settlement (TIPS) in Rome. TARGET Instant Payment Settlement (TIPS) system will let people and companies in Europe transfer euros to each other within seconds and regardless of the opening hours of their local bank. U.S. firms PayPal, Google, Facebook and Amazon, and China’s Alibaba and Tencent currently dominate such services in Europe. Payments take 10 seconds or less to process and cost the payment provider a fifth of a euro cent, or 0.002 euro; however, the first 10 million transactions for each bank will be free before the end of 2019. WWW.AMBITIOUSBABA.COM Page 7 Facebook Page Facebook Group Telegram Group Telegram Channel World Bank unveils USD 200 bn in climate action investment for 2021-25 World Bank unveiled USD 200 billion in climate action investment for 2021-25, adding this amounts to a doubling of its current five-year funding.The move coincides with a UN climate summit in Katowice (Poland). The breakdown of 200 billion dollars would comprise approximately 100 billion in direct finance from the World Bank. Around one-third of the remaining funding will come from two World Bank Group agencies with the rest private capital mobilised by the World Bank Group. In the 2018 fiscal year, running from July 2017 to June 2018, the World Bank had committed USD 20.5 billion to climate action, compared with an annual average of USD 13.5 billion for the 2014-2018 period. CASHe partners with Mswipe to offer instant loans digital lending company for young salaried millennials CASHe partnered with Mswipe,India’s leading mobile Point-of -Sale (POS) payment services provider,to launch the CASHe emi Mcards for its customers which will provide hassle-free loan experience at the point-of-sale. The card will offer instant pre-approved credit of up to INR 10,000 with three equated monthly instalments (EMIs) repayment plan. Cardholders can make a minimum purchase of INR 2,500 per transaction up to the limit of INR 10,000 at any of the 3,50,000, Mswipe terminals available in 650 cities across the country. eATM: Instant fund credit feature to get cash within 30 minutes launched by ICICI Securities ICICI Securities (ISec), a brokerage firm, launched the ‘eATM’ instant fund credit feature to enable real-time payments in bank accounts upon selling stocks in Bombay Stock Exchange (BSE). This feature is available to retail investors who can get payment against sell of stocks in BSE instantly compared to earlier waiting time of T+2 days. The payment is made directly to the bank accounts to within 30 minutes and the limit is Rs. 50,000 per client per day. HDFC ERGO Announces Corporate Agency Tie-up with Federal Bank HDFC ERGO General Insurance Company, India’s leading private sector general insurance company and Federal Bank, announced tie-up for the distribution of HDFC ERGO’s range of non-life insurance offerings to the customers of the Bank through its network branches. This Corporate Agency Tie-up offer’s comprehensive Insurance solutions to customers both digitally and physically, which benefits the customers in many ways. ADB enters an arrangement with World Bank for co-financed projects Asian Development Bank (ADB) has entered into an arrangement with the World Bank to put in place a single framework that will make co-financed projects more efficient. ADB’s first Alternative Procurement Arrangement (APA) with the World Bank will allow procedures on co-financed projects to follow a single procurement framework. The APA is a step further towards reducing procurement timelines in line with Strategy 2030. Strategy 2030 is ADB’s long-term plan to respond effectively to the Asia and Pacific region’s changing needs.In 2017, ADB operations totalled USD 32.2 billion, including USD 11.9 billion in co-financing. Exim Bank extended USD 500 mn loan to Tanzania for water supply projects Export-Import Bank of India (Exim Bank) announced extension of credit facility of USD 500 million to Tanzania for water supply projects in the country.