Where’s the money? Dirty laundry Audit questions state gaming agency’s Divorce filings often of interest handling of unclaimed slots proceeds. 3A to neighbors, employers. 10A

Tuesday, April 21, 2015 Volume 126 | Number 137 TheDailyRecord.com Go Romulus! McDonogh anD the art of robotics EEOC sues Md. agency for wage imbalance Insurance administration disputes charges it paid women less than men

By Lauren KirKwood [email protected]

The Equal Employment Opportunity Commission has filed a class action lawsuit against the Maryland Insurance Administration, alleging the agency pays female employees lower wages than male employees who perform the

MAXIMILIAN FRANZ same work. welfth grader Rachel Cooper, captain of the Robotics Team at McDonogh, explains to Congressman C.A. Dutch Ruppersberger After attempting to reach a settle- how the students built, wired and programmed a 120-pound robot named ‘Romulus’ from scratch in 45 days and entered it in two ment, the EEOC filed suit last week in Tregional competitions against teams from around the world. Romulus’ job: stacking recycling bins and filling them with litter. U.S. District Court in Baltimore under the Equal Pay Act of 1963, which pro- hibits sex-based wage discrimination between workers at the same estab- lishment performing jobs that require largely equal skills and effort. Since at least December 2009, the Hogan stays neutral on Exelon deal Maryland Insurance Administration SEE WAGES 11A Governor won’t weigh in on proposed $6.8 billion merger with Pepco Can sustainability

By Bryan P. SearS [email protected] lure more projects Gov. Larry Hogan is taking a neu- tral stance on the proposed $6.8 billion merger between Exelon and Pepco Holdings, a position that has elicited to urban locales? disappointment from opponents of the deal. A coalition of environmental and By adam Bednar social issues groups are among those [email protected] who want Hogan to join with Attor- ney General Brian E. Frosh and others Building industrial properties in in opposing the merger, which critics FILE PHOTO cities, after years of those properties note would make one company respon- In an April 13 letter to the state Public Service Commission, Hogan said he would ‘neither being developed outside of urban cen- sible for providing power to 85 percent oppose nor support’ the proposed Exelon-Pepco merger. ters, could become a more attractive of the state’s residents. proposition for firms because of sus- “I would hope that the governor that this merger is not in the public in- Hogan, in an April 13 letter to the tainability considerations. would follow the lead of the attorney terest.” state Public Service Commission, A case study released by Cushman general and the people’s counsel,” said MaryPIRG is part of a coalition of which must approve the merger, & Wakefield Global Business Consult- Emily Scarr, executive director of the public interest, environmental and that he wanted “to be clear about my ing group on Monday, suggests the Maryland Public Interest Group. “If I social issues groups that oppose the SEE HOGAN 8A SEE URBAN 5A had my druthers,(Hogan) would find merger.

Auction sales 9B News briefs 4A Lawyer to lawyer 13, 15A $269 per year For subscriptions Calendar 6A Law briefs 13A Online today 2A call 1-800-451-9998 or email Employment 14A Litigation support 13, 15A Public notice 1B INDEX $2 per copy [email protected] 2A TheDailyRecoRD.com Tuesday, April 21, 2015 ONLINE TODAY BLOGS UPCOMING SPECIAL In defense of lunchtime IN CASE YOU MISSED IT READ DaviD Prater PUBLICATIONS AND Miss. pastor need not register FOCUS SECTIONS When is your lunch- as sex offender after Md. record expunged Business Buzz time? associateD Press For me, on particu- May 8 Eye on Annapolis JACKSON, Miss. — The Rev. Jeffery A. Stallworth will not larly hectic days, it comes have to register as a sex offender in Mississippi after his crim- Top 100 Generation J.D. sometime between 5 p.m. inal record was expunged in Maryland. Women Ground Up and 6 p.m. When I am a The Mississippi Supreme Court on Thursday reversed an Magazine little luckier, it is actually On the Record order from a Hinds County judge who required Stallworth to around noon or 1 p.m. register. TWITTER In speaking with a col- Sex offenders are required under Mississippi law to register league, we decided the with the local sheriff’s department and have a special identifi- FOLLOW opportunity to eat lunch May 22 cation card issued by the Highway Patrol. Stallworth, then-pas- away from our desk was Guide to tor of Anderson United Methodist Church in Jackson, pleaded important enough that we @MDDailyRecord guilty in 2002 to a misdemeanor charge of sexually assaulting a Business Law should make efforts to do @Bmorejourno woman during a 2001 stay at her Maryland home. He received and Accounting so several days a week. @bpsears a suspended sentence. This commitment has, un- @danielleaderman Stallworth argued in an appeal that his conviction and fortunately, gone the way @jbwhong sentence were expunged by a Maryland judge in 2010. He of a New Year’s resolution. @Lauren_Kirkwood petitioned the Hinds County Circuit Court to lift the require- What about eating out for June 12 @llynllygad ment he register as a sex offender in Mississippi. A judge ruled lunch? Sure, once that big MD State Bar @Steve_Lash against him in 2013. Presiding Justice Jess Dickinson said in case is closed or I get close @TDRDanny the Supreme Court 6-3 decision that Stallworth’s conviction Association to the end of my to-do list @TomBaden no longer exists so he no longer has to register. Guide this week. “At the moment Stallworth’s Maryland conviction was ex- There are plenty of rea- FACEBOOK punged, the law provides that he was restored to the status he sons for an attorney not had occupied before he was convicted, which means that — LIKE to eat a proper lunch — I in the eyes of the law — he had no conviction. And before mddailyrecord know I don’t have a prob- June 19 Stallworth was convicted, he had no duty to register as a sex lem making a list. But how Harford County offender,” Dickinson wrote. ... LINKEDIN about some reasons in de- Growth Report fense of taking a lunch? CONNECT (Disclaimer: I do not pre- RADIO the-daily-record tend to take my own ad- Tune in to WBAL 1090 AM Tuesday at 6:50 a.m. vice.) ... for top stories from The Daily Record on the radio.

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TheDailyRecord.com Sign up for Daily News Alerts. Tuesday, April 21, 2015 TheDailyRecoRD.com 3A State audit: Where did all the unclaimed slot money go?

By Bryan P. SearS a legislative review before they are pub- [email protected] lished and become final. If they do become final, Barnickel A state audit released Monday raised said, it is unlikely that the agency would questions about how the Maryland State be required to remit the money already Lottery and Gaming Control Agency dis- distributed to the casino and others. tributed more than $700,000 in unclaimed The auditor also found that the agen- video slots proceeds. cy’s network, workstations, servers and That issue was among the five find- computer mainframe were not ade- ings by the Office of Legislative Audits. quately secured. The report also raised concerns about Additionally, the agency failed to the security of the agency’s computer publish three contracts totaling a com- network as well as its failure to publicly bined $106 million on a state website as publish notification of the awarding of required. three contracts valued at a combined In its response, the Smith wrote that $106 million. the agency agreed with the security find- “What we said was that the regula- ings and had already started to take steps tions need to be revised or you need to to make the computer network more se- send the money back to the state,” said cure. State Auditor Thomas J. Barnickel III. Smith wrote that the agency agreed Gina Smith, acting director of the that all contracts should be published on agency, in a letter to the auditor wrote FILE PHOTO the state’s eMaryland Gamblers play the slot machines at Horseshoe Baltimore Casino. A state audit questioned that the agency had always intended Marketplace site including large con- how the Maryland State Lottery and Gaming Control Agency handled about $700,000 in to distribute the unclaimed money in a tracts that are typically submitted in unclaimed video slots proceeds. manner consistent with how it distrib- paper form. utes other slots proceeds. tions,” Barnickel said. commissions, claims and fees in fiscal Smith said the agency believed it had In Maryland, slots players have their The total amount of vouchers that year 2014. published the required information on wagers and winnings automatically re- were not redeemed totaled $704,000. Smith, the acting director, wrote in contracts awarded for advertising, de- corded. A player’s balance is provided on But the audit found that in 2013, the a response that agency officials “have sign and development of instant ticket a paper voucher that can be redeemed at agency that oversees the state’s five ca- moved forward to change the regulation games and for the purchase of instant the casino for cash. sinos distributed $347,000 —about 49 to reflect its practice.” lottery game machines and services After 182 days, the money on the un- percent — to non-state entities, includ- Revised regulations were completed but could find no documentation when claimed vouchers becomes the property ing the casinos themselves. It was not in December and are open to public asked by the auditor. of the state and is supposed to be sent to immediately clear how much money the comment until the end the end of the Officials from the agency were not the state’s general fund. casinos received, but it would be a tiny day Monday. Those regulations could be immediately available Monday to com- “That was our reading of the regula- fraction of the $528 million in casino withdrawn by the governor or undergo ment further on the audit. McCormick to restructure some foreign operations

Daily Record staff region has contributed significantly to Manufacturing the company’s cost reduction and pro- operations at McCormick & Company Monday ductivity improvement goals, the com- McCormick announced additional reorganization pany’s statement said. and Company’s plans in the Europe, Middle East and During 2015, additional projects Cockeysville Africa region, changes the company have been identified to further enhance plant. A said would improve efficiency and organization efficiency and streamline restructuring streamline processes. processes in this region to support its announced by The company said that while the competitiveness and long-term growth. the company Monday would changes will lower its expected earn- These initiatives center on actions affect only its ings per share slightly and reduce its intended to reduce fixed costs and im- operations in operating income on a reported basis, prove processes across selling, general Europe, the it is maintaining its projection for ad- and administrative activities, as well as Middle East justed operating income growth. continue to drive simplification across and Africa. Since 2009, McCormick has em- the business and supply chain. barked on what it calls a Compre- This will include the transfer of cer- MAXIMILIAN FRANZ/ hensive Continuous Improvement tain additional activities to the recently FILE PHOTO program, an initiative to improve established McCormick Shared Ser- This is a decrease of 4 percentage productivity across the organization. vices Center in Lodz, Poland, subject points from the previous projection subscription services Since the program’s inception, Mc- to government-mandated discussions is due to the increase in estimated To place orders, make changes to your Cormick has realized more than $340 in those regions. account and for other subscription inqui- special charges to $54 million from ries: million of cumulative annual cost sav- McCormick said the restructur- $30 million that are expected to be in- PH: (800) 451-9998; FX: (800) 329-8478; ings and expects to deliver at least $85 ing will result in about $25 million of curred in 2015. EMAIL: [email protected] million in additional savings this year, charges, and it expects lower earnings McCormick reiterated its expected officials said. per share on a reported basis in 2015 ONLINE: Go to TheDailyRecord.com and click 2015 adjusted earnings per share of “subscribe” to place an order or manage In a statement released Monday by $0.13. $3.44 to $3.51, which excludes the your account. Follow the subscribe instructions morning, the company said these sav- The company reaffirmed its guid- impact of all special charges. On a re- to place an order or in the “Manage Your Account” ings have been an important part of its ance for adjusted operating income ported basis, earnings per share is ex- box, enter your username and password for immediate account access. growth, allowing increases in brand to grow 6 percent to 7 percent from pected to be $3.15 to $3.22. marketing and other investments. The adjusted operating income of $608 mil- This is a decrease of $0.13 per share To register for online access and obtain a username and password: savings have also improved profit mar- lion in 2014. from the previous projection due to gins and, in some years, provided an On a reported basis, operating in- Go to TheDailyRecord.com and click “subscribe. ” Follow the link the increased impact of estimated in- at the top of the page under “Already a subscriber?” and follow offset to higher material costs. come is now expected to decline 2 per- cremental special charges to $0.29 the instructions to register. Please have your account number

The Europe, Middle East and Africa cent to 4 percent. from $0.16. and the zip code on your account handy. to submit subscription payments: t PHONE: (800) 451-9998 Maryland stocks rose, led by Under Armour Inc. and Marriott International MAIL: The Daily Record, Subscription Services, SDS-12-2632 Inc. PO BOX 86, Minneapolis, MN 55486-2632 The Bloomberg Maryland Index, a price-weighted list of companies with damaged, missing, or late newspapers: If your newspaper is damaged or missing, call 443-524-8100 operations in the region, rose 4.31 to 585.45. and we will send you a replacement Under Armour picked up 2.62 to 87.76. Marriott rose 2.13 to 79.77. immediately. If your newspaper frequently arrives late Bloomberg In the broader market, the Standard & Poor’s 500 Index increased 19.22 to contact your letter carrier or local postmaster. for technical support: 2,100.40. The Dow Jones Industrial Average rose 208.63 to 18,034.93. Maryland Index If you need help with our website or your login and password, please call The Bloomberg Maryland Index was developed with a base value of 100 as (800) 451-9998 or [email protected] +4.31 585.45 of Dec. 31, 1996. back issues: Selected back issues are available. Call 443-524-8100. 4A TheDailyRecoRD.com Tuesday, April 21, 2015

NEWS BRIEFS 11 East Saratoga Street Baltimore, Maryland 21202 its stores and switching to an online-only business, which it intends to sell to the highest bidder. The privately held Main Number: 443.524.8100 company says competition, decreased mall foot traffic and Main Fax: 410.752.2894 onerous leases helped push it into a Chapter 11 bankruptcy

Suzanne E. Fischer-Huettner filing. Frederick’s of Hollywood Group Inc. says in bank- ruptcy court papers that it has not had a profitable fiscal Publisher (x8103) year since 2007. Its balance sheet lists about $36.5 million Maria Kelly in assets and around $106 million in liabilities. Last year, the Comptroller (x8111) company finalized a nearly $25 million deal in which it was Tracy Bumba taken private by a consortium that included a subsidiary of Audience Development Director (x8120) New York-based Harbinger Group Inc. A company website says it no longer operates stores. Molly Bartello Administrative Assistant (x8184) Global, Chinese automakers debut new models (AP) — Ford showed off its new Taurus and Nissan unveiled editorial a midsize sedan designed for China on Monday at a Shanghai Editor Mortgage banking boosts M&T’s results Auto Show that highlighted the commercial resurgence of Thomas Baden Jr. (x8150) Significantly higher mortgage banking revenues helped M&T lower-priced Chinese auto brands. Competition in China is

Acting Managing Editor Bank Corp. record a 6 percent increase in net income over intensifying as economic growth slows and more manufac- Peter Meredith (x8191) the first quarter of last year, the Buffalo, N.Y.-based bank an- turers pile into the world’s biggest auto market by number nounced Monday in its earnings report for the quarter ended Special Products Editor Erin Cunningham (x8155) of vehicles sold. Global automakers are spending heavily to March 31. M&T said diluted earnings per common share were appeal to Chinese tastes and local brands are rolling out low- staff writers $1.65, up from $1.61 in the first quarter of 2014. Net income er-cost versions of SUVs and other popular vehicles. Ford Senior Legal Reporter Danny Jacobs (x8159) was $242 million, up from $229 million in the year-earlier Motor Co. used the Shanghai show for the global debut of its quarter. Diluted earnings per common share and net income Real Estate / Development Adam Bednar (x8160) latest Taurus, reflecting the event’s rapid rise to become one in the fourth quarter of 2014 were $1.92 and $278 million, of the industry’s most important showcases. General Motors Business of Law Lauren Kirkwood (x8157) respectively. The annualized returns on average assets and Co., Mercedes Benz and other global brands also unveiled Appellate Courts Steve Lash (x8162) average common shareholders’ equity in the final 2014 quar- new models or versions modified for China. Government Bryan P. Sears (x8175) ter were 1.12 percent and 9.10 percent, respectively. Health Care / Higher Education Daniel Leaderman (x8153) Willie Nelson plans marijuana business High court won’t hear Gupta’s appeal (AP) — Country music star Willie Nelson announced plans web (AP) — The Supreme Court has declined to disturb the Monday to roll out his own brand of marijuana, capitalizing Digital Editor Jason Whong (x8158) conviction of a former Goldman Sachs and Procter & Gam- on his association with pot and the unofficial stoner holi- photography ble board member on charges of conspiracy and securities day, 4/20. The move makes the 81-year-old “Roll Me Up and fraud. The justices had no comment Monday on their order Senior Photographer Maximilian Franz (x8171) Smoke Me When I Die” singer the latest celebrity to jump rejecting Rajat Gupta’s appeal of his 2012 conviction for into the marijuana marketplace. “Willie’s Reserve” will be feeding lucrative inside tips about Goldman to a billionaire grown and sold in Colorado and Washington, where recre- hedge fund owner. Gupta argued that the trial court failed to ational pot is legal. Nelson said in a statement that he’s “look- advertising Account Manager Darice Dixon (x8141) admit evidence of his good character and other testimony ing forward to working with the best growers in Colorado Account Manager Natasha Foster (x8136) that he lacked any motive to commit the offense. The 2nd and Washington to make sure our product is the best on the U.S. Circuit Court of Appeals rejected Gupta’s appeal and Account Manager Brian Morman (x8143) market.” Nelson joins other famous pot personalities, includ- the justices decided not to review that decision. Gupta was ing rapper Snoop Dogg, who endorses vaporizing products; Advertising & Events Coordinator Morgan Cook (x8181) sentenced to two years in prison and fined $5 million. singer Melissa Etheridge, who is developing marijuana-in- fused wine; and reality TV star and self-help guru Bethenny Public hearing set on 2017 insurance benefits Frankel, who is working on a strain of Skinnygirl weed that operations Maryland Insurance Commissioner Al Redmer, Jr. will hold wouldn’t leave users with the munchies. Operations & Events Assistant Clare Sheehan (x8101) a public hearing to help determine benefits required for in- Production Supervisor Darlene Miller (x8188) dividual and small employer health insurance plans in the Bird flu confirmed at Iowa farm Production Staff Rhonda Fonte (x8183), state in 2017. The hearing is scheduled for 10 a.m. on Mon- (AP) — The U.S. Department of Agriculture says the bird flu Linda Hersl (x8182), Lawrence Sibiski (x8189) day, May 4, at the Maryland Insurance Administration, 200 virus has been found at a farm holding nearly 10 percent of St. Paul Place, 24th floor hearing room, Baltimore. Redmer Iowa’s egg-laying chickens. The confirmation of the highly For back issues or delivery problems: will gather information and receive testimony from inter- infectious and deadly H5N2 virus means up to 5.3 million ested parties; oral testimony may be limited, depending on hens must be destroyed at the Call 443-524-8100 the number of people who attend, but written testimony also farm in northwest Iowa’s Os- Direct phone numbers: will be accepted. Send written testimony to Nick Cavey, as- ceola County. Iowa is home sistant director of government and external relations, either 5.3M to roughly 59 million hens that Dial 443-524-and the 4 digit number next to each name by email to [email protected], by mail to 200 St. lay nearly one in every five Email addresses: Paul Place, Suite 2700, Baltimore Md., 21202, or by fax to Number of chickens eggs consumed in the coun- 410-468-2020. Written statements may be submitted up until on an Iowa farm that will Log onto TheDailyRecord.com to get a complete email address try. It’s the first chicken farm 5 p.m. on Thursday, May 14. Any questions regarding this have to be destroyed listing of all staff members in Iowa to be affected by the matter should be directed to Brenda Wilson, associate com- virus, which was confirmed at The Daily Record (USPS 145-120) is a newspaper of gen- missioner for life and health, by calling 410-468-2170 or by a turkey farm in the state last eral circulation published daily, Monday through Friday, ex- cept the following legal holidays: Martin Luther King Jr. Day, emailing [email protected]. week. Several Midwestern states have been affected by the President’s Day, Columbus Day, Veteran’s Day, Memorial outbreaks, costing poultry producers nearly 7.8 million birds Day, Labor Day, Independence Day, Thanksgiving, Christmas Survey: Businesses expect sales rebound since March. The latest farm experienced a high number of and New Year’s Day. Periodicals postage paid at Baltimore, (AP) — U.S. businesses expect their sales will rebound in Md. POSTMASTER, send address changes to: The Daily Re- chicken deaths and sent samples to labs. cord, 11 E. Saratoga Street, Baltimore, MD 21202. the next three months after a sluggish first quarter, and they

Prices: Single copy price is $2. Subscriptions: 1 year $269; also plan to boost hiring and pay, according to a survey re- Trucking group urges speed limiters 1 year Online only $169; plus 6% Maryland sales tax. Special leased Monday. Just 49 per- (AP) — The nation’s largest trucking industry group wants rates available for students and bulk subscriptions. For back cent of firms said their sales the government to get moving on a rule requiring electronic issues contact, 410-752-3849. For missing issues contact increased in the first three Circulation Department, 443-524-8100. speed-limiting devices on big rigs. The American Truck- months of the year from last ing Associations says it opposes speed limits over 65 mph, Copyright 2015 The Daily Record Company. Material 49 published in The Daily Record is compiled at substantial year’s fourth quarter. That’s and it has previously petitioned the government to require expense and is for the sole and exclusive use of purchasers down from 54 percent that re- Percentage of businesses in speed-limiting devices on trucks. Federal highway safety and subscribers. The material may not be republished, resold, ported higher sales in the last survey that saw a first-quarter regulators proposed a regulation in 2011 to require the use recorded, or used in any manner, in whole or in part, without survey, in January. Yet com- sales increase the publisher’s explicit consent. Any infringement will be of the devices, known as governors. But the measure has subject to legal redress. Persons placing legal advertisements panies are much more bullish been stalled for years in a morass of cost analyses and gov- are responsible for payment. Legal advertisements are not about the April through June ernment reviews. The statement follows a story by The As- accepted on a contingent basis. quarter. Nearly three-quarters of companies forecast higher sociated Press last month revealing that most big truck tires The Daily Record welcomes letters from readers about sales over the next three months, up from 68 percent in Jan- aren’t designed to go over 75 mph. Yet 14 states mainly west articles, material published or other issues of interest to the uary and just 54 percent in October. The results suggest that public. Please send correspondence to The Daily Record of the Mississippi River have speed limits of 75 or above. Editorial Department, 11 E. Saratoga Street, Baltimore, MD, weak growth in the first three months of the year may prove Texas, Wyoming, Utah and South Dakota have limits of 80 21202. Phone 410-752-3849, 800-296-8181, Fax 410-547-6705. temporary. Harsh winter weather, labor disputes at West or higher. Transportation Department documents show the The Daily Record is a member of the National Newspaper Coast ports that slowed shipping and a jump in the value of rule has been stalled in Secretary Anthony Foxx’s office Association, the Maryland-Delaware-D.C. Press Association, the dollar likely held economic growth to a 1 percent annual since August. American Court and Commercial Newspapers Inc. The pace, or below, from January through March. Yet most econ- Alliance of Area Business Publications and subscribes to the Associated Press. omists expect growth to accelerate in the second quarter. We welcome news releases for consideration in our daily News The Daily Record Company is owned by The Dolan Briefs section. Email releases directly to editor@TheDaily Company. Frederick’s seeks Chapter 11 bankruptcy Record.com. We reserve the right to edit or rewrite the material Racy lingerie retailer Frederick’s of Hollywood is seeking that we select in order to fit the available space. Briefs run daily bankruptcy protection in federal court after closing all of and are available on our website. Tuesday, April 21, 2015 TheDailyRecoRD.com 5A

Urban >> Experts say city sites increasingly attractive for industrial projects

Continued from 1A also tracked 180 tenants currently in the market that are looking for a com- pursuit of sustainable development bined 3.2 million square feet of indus- can help lure some firms with an en- trial/flex space. vironmental bent back to cities. The But strict zoning that doesn’t permit reason is simple: Urban sites provide industrial development in the suburban the ability to gain credits for LEED counties has created a constrained land certification because those locations market. As a result, redevelopment of often provide the required develop- industrial projects is becoming increas- ment density, access to public transi- ingly popular. Combine that with urban tion and often brownfield development sites making it easier to obtain LEED opportunities. certification and it makes sense that “Organizations are increasingly some of the industrial properties in the pursuing sustainability goals for the Baltimore area will be more attractive industrial facilities within their supply for redevelopment. chains – and achieving LEED certifica- A prime example of that is Duke Re- tion for these facilities can be a mean- alty’s Chesapeake Commerce Center. ingful differentiator,” said Matt Poreba, In 2006, the company purchased the Cushman and Wakefield Consulting 2.6 million square foot site, the former Manager and author of the report, said home of a General Motors manufactur- in a news release. ing plant. Duke demolished the old GM Leadership in Energy and Envi- MAXIMILIAN FRANZ buildings and redeveloped the area as ronmental Design is a green-building The developers of the Chesapeake Commerce Center at 5901 Holabird Ave. used their Class A industrial space, including the location to tout the advantages of sustainability. certification that requires projects to 1-million-square-foot Amazon Distribu- meet certain “prerequisites and and tion center, and the first LEED certi- earn points to achieve different levels Organizations are increasingly pursuing fied industrial building in Maryland at of certification,” according to the U.S. sustainability goals for the industrial facilities 5901 Holabird Ave. Green Building Council, which estab- According to Duke’s website, the lishes the criteria for the certification. within their supply chains – and achieving company touted green development at LEED certification does have its crit- LEED certification for these facilities can be a 5901 Holabird Ave. and several other ics, who argue that certified buildings, meaningful differentiator properties throughout the country as which can get credits for simply install- one the ways clients can reduce their ing bike racks, don’t go far enough to Matt Poreba, Cushman and Wakefield operating costs. address sustainability issues. Consulting manager and author of the report “We believe these efforts are not In the Baltimore metro area, most only respectful of our world’s re- new industrial products have been fo- sources, but also help strengthen the cused in suburban areas in the Inter- large“ part by the “e-commerce” sector. flex market vacancy rate remained relationships we have with our ten- state 95 corridor, with large projects In Colliers International’s first-quar- around 9.2 percent, where it was for ants. By keeping operating costs in at Baltimore Crossroads @95 and in ter report, the Baltimore metro area’s most of the past year, despite 1.2 mil- check, our customers’ profitability is Harford County, where the demand for industrial market continued its strong lion square feet of space being deliv- favorably impacted through long-term industrial properties is being driven in recent performance. The industrial/ ered in the first quarter. That report savings,” the company’s website reads.

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the Baltimore-Washington Institute of event, a dessert reception (with music Neuro-Linguistic Programming and Hyp- by the Joe Williams Band), will benefit April nosis. Hameed has helped thousands of the Honorable Harry A. Cole Self-Help private clients get beyond their self-im- Center. posed limitations and achieve excep- Cost: $50 tional results. He has gained valuable Registration: Telephone: (410) 727- insight into strategies that can modify 0280); email: [email protected]; in THURSDAY 23 human behavior quickly, consistently person: from the library. and permanently. Umar is also presi- Event time: 5 p.m. to 9 p.m. Practicing in Maryland’s Circuit dent of Productivity Cubed, a private Address: 100 N. Calvert Street, Room Courts and Federal District Courts: consulting firm dedicated to helping cli- 618, Baltimore, MD 21202 The Judges’ Perspectives ents navigate their way toward human Receive advice and enjoy an opportu- excellence. SmartTALK nity to dine and chat with Maryland’s Cost: NAWBOBRC members, $35; non- McDaniel College President Roger N. Judiciary. members $50 Casey leads an on-stage conversation Cost: $40.00 (includes dinner, open bar Event time: 11:30 a.m. – 1:30 p.m. with international businessswoman and free parking) Address: Rolling Road Country Club, Nupur Parekh Flynn from Baltimore’s Registration: www.msba.org/sections/ 814 Hilltop Road, Catonsville, MD 21228 Brown Capital Management. Flynn is a litigation/MDPractice_JudgesPerspec- 1994 graduate of McDaniel College. The tive042315.aspx; for further questions, hour-long event includes questions and Tracy Steedman, tlsteedman@nilesbar- WEDNESDAY 29 answers from the audience. ton.com Cost: Free Event time: 6 p.m. – 8:30 p.m. BWI Business Partnership Signature Registration: 410-857-2290 or www. Address: Doubletree by Hilton Hotel, Breakfast mcdaniel.edu 210 Holiday Court, Annapolis, MD 21401 Freeman A. Hrabowski, III, Ph.D., pres- Event time: 7 p.m. – 8 p.m. ident of UMBC since 1992, will be the Address: McDaniel College, Decker CREW Baltimore Women of Influ- keynote speaker at The BWI Business Center Forum, 2 College Hill, Westmin- ence Luncheon Partnership’s April Signature Breakfast. ster, MD 21157 Networking lunch and panel discussion Cost: Members: no charge or $25, de- featuring several influential women pending on membership level; nonmem- from the region’s commercial real es- bers: $65 if space is available. POST ALL YOUR EVENTS tate industry. The panel will focus on Registration: Advance registration re- FREE ON OUR CALENDAR the important role confidence plays in quired, by Friday, April 24. To register, success, leadership and career advance- members should visit www.bwipartner. Visit TheDailyRecord.com/Calendar or click ment. org. Nonmembers must call 410-859- ‘calendar’ under ‘resources.’ Fill out the form and Cost: Crew members, $60/nonmembers 1000. submit. $75 Event time: 8 a.m. – 9:30 a.m. Registration: http://crewbaltimore.org/ Address: BWI Airport Marriott, 1743 Your event listing will appear on TheDailyRecord. Event time: 11:30 a.m. – 2 p.m. West Nursery Road, Linthicum, MD com and in our print edition. Address: Hotel Monaco Baltimore, 2 N. 21090 Charles St., Baltimore, MD 21202 Baltimore Bar Library’s 175th Anniversary Celebration PUBLIC AUCTION NOTICE TUESDAY 28 Join Lt. Gov. Boyd Rutherford and ATTENTION ATTORNEYS the keynote speaker, the Honorable J. Let us Auction Your Client’s Property! We Bring Results: Foreclosures, Tax Sales, Estate Sales, Commercial/Residential Properties. Neuroscience and the Art of Fear- Frederick Motz, to celebrate the 175th less Leadership anniversary of a legendary Baltimore BALTIMORE CITY & BALTIMORE COUNTY Speaker: Umar Hameed, founder of legal institution. 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Conkling St. Baltimore, MD 21224 410-488-3124 www.ashlandauction.com Have a Smartphone? download our new app Tuesday, April 21, 2015 TheDailyRecoRD.com 7A A year later, opinion on informed consent has broad implications

In April 2014, Maryland’s highest evidence of the existence, severity, or court laid down a seminal opinion re- likelihood of any particular risk. stating the doctrine of informed con- The FDA’s non-approval was sim- sent in Maryland, while addressing ilarly irrelevant. “The category into important issues of proof in informed BARRY F. which the FDA places” the drug “for consent lawsuits. marketing and labeling purposes sim- The decision is a mixed bag for ROSEN A risk must also be ply does not enlighten the patient” health care providers in Maryland. On Commentary weighed against the about the drug or its risks. the one hand, the decision helpfully likelihood of success of makes expert testimony a legal require- Conclusion ment for informed consent cases, and the treatment, available The court clarified that an informed sets a bar for that testimony to clear. treatment alternatives, consent lawsuit will only succeed if On the other hand, that bar is set low “and whether disclosure supported by an expert opinion that and can now be cleared by a wider JONATHAN E. would harm the patient. a provider failed to disclose a signifi- range of experts. cantly likely or severe risk of treatment MONTGOMERY to a patient. The expert here failed to The case Commentary offer that support, ignoring likelihood Shannon v. Fusco arose when the lost the war to make that testimony and severity entirely. family of a patient sued the patient’s n The nature of the risk (that is, the relevant. The court held that the testi- But future experts may be better physician, alleging that the physician type of injury that could occur); mony, Amifostine’s package insert and prepared. In addition, since the court failed to apprise the patient of the n The severity of the risk, and Amifostine’s FDA status did not com- did not say that one must show a par- risks of Amifostine, a drug the physi- n The likelihood the risk will be re- bine to prove the case. ticular likelihood, or severity, of risk, cian prescribed to prevent inflamma- alized. First, the pharmacist’s testimony future experts may simply cite existing tion incident to radiation therapy for A risk must also be weighed against only identified Stevens-Johnson Syn- medical literature to establish that the the patient’s prostate carcinoma. The the likelihood of success of the treat- drome as a risk of Amifostine use, not injury suffered is a known risk, and has family alleged that Amifostine caused ment, available treatment alternatives, a material risk. The pharmacist did a chance of occurring within some spe- the patient to develop Stevens-Johnson and whether disclosure would harm not spell out the likelihood that Ste- cific probabilistic range. Syndrome and die. the patient. Nevertheless, consent and vens-Johnson Syndrome would develop The court considered whether the good care are distinct. A physician may or its severity or the relative weight of Barry F. Rosen is the chairman and CEO family could use any of the follow- obtain informed consent to a contrain- that risk against the risks associated of the law firm of Gordon Feinblatt LLC, ing evidence to prove its case: (1) the dicated treatment, or may fail to obtain with other available treatments or with leads the Firm’s Health Care Practice, testimony of a professor of pharmacy informed consent to the best available non-treatment. and can be reached at 410-576-4224 establishing the risks of Amifostine; treatment. Nor was the package insert specific or [email protected]. Jonathan E. (2) evidence that the Food and Drug enough to establish materiality. Al- Montgomery is an associate in Gordon Administration had not approved Ami- Who may testify? though the insert’s warning against use Feinblatt’s health care practice group, fostine for use as an anti-inflammatory; The court agreed with the family by the elderly was evidence that Ami- and can be reached at 410-576-4088 or or (3) the portion of Amifostine’s pack- that the professor of pharmacy — a fostine was contraindicated, it was not [email protected]. age insert warning against use by the specialist in oncology drugs — could elderly. testify as to the material risks of Am- ifostine. The Maryland WBA Foundation The law The court rejected the defendant In a prelude to its ruling, the court physician’s argument that non-physi- is pleased to announce the publication of restated Maryland’s informed consent cians are unqualified to testify in in- law. formed consent cases because they are The court explained that Maryland ignorant of physician standards of care. generally imposes a duty on physicians The court noted that Maryland defines Finding Justice to obtain the informed consent of informed consent not by what physi- The first historical work on the evolution of women lawyers in Maryland. their patients prior to treatment (even cians think is sufficient information, non-invasive treatment). Consent is not but rather by what a reasonable patient “informed” unless the physician dis- would think is sufficient information to closes material risks of the treatment consent, including information about to the patient. Risks are “material” if material risks. And a pharmacist may they “would be significant to a reason- have expertise necessary to establish able person in the patient’s position in the existence of a material risk. deciding whether or not to submit to a particular medical treatment or pro- Family still loses cedure.” In practice, whether a risk is Although the family won the battle material turns on: to qualify the pharmacist to testify, it

Please Join the Honorable Lynne A. Battaglia, distinguished authors and special guest Former Secretary of State Madeleine Albright for a Celebration and Book Signing Monday, April 27 6:00 - 8:00 p.m. Maryland State Archives 350 Rowe Blvd, Annapolis

Tickets: $90 (includes a copy of the book)

For Tickets and Sponsorships, see www.marylandfjproject.com 8A TheDailyRecoRD.com Tuesday, April 21, 2015

Hogan >> Environmental groups dismayed governor won’t oppose utility deal Continued from 1A “The governor will want to see an Atlantic City Electric in southern New outcome that delivers on those things,” Jersey. position.” Clark said, adding that it was not clear if New Jersey and Virginia regulators “Upon careful review of the pro- extending the time period for making a have already approved the deal. posal and acknowledging the challenges decision would cause Hogan to weigh in The Delaware Public Service Com- of intervention at this late stage in the for or against the merger. mission announced earlier this month process, as well as being respectful of It’s fair to say that the Scarr said a delay in a decision by the that it would delay a decision until after the commission’s independent role, I governor didn’t think it PSC opens the door for the new Repub- commissions in Maryland and Washing- have determined that my office should was fair to weigh in on lican governor to have some say in the ton, D.C. issue their respective determi- neither oppose nor support the current process. But Scarr doesn’t want Hogan nations. proposal but instead be impartial as the this in the 11th hour. to use any opposition as a bargaining Last week, Exelon filed an amended PSC process concludes its thorough chip. settlement agreement in Delaware that determination based on the facts of the “ Scarr said deregulation of utilities in replaces a 10-year credit for customers case,” Hogan wrote. Matthew Clark Maryland has created an environment with a one-time credit totaling $40 mil- In March, Hogan said he would delay SpokeSman for Gov. Larry HoGan where “there is no path to ever make lion as well as guarantees for a study of the appointments of two new PSC mem- this a good deal” and that Hogan should land-based wind projects and $2 million bers until the commission ruled on the take a stand that protects rate payers. for low income energy-efficiency pro- proposed merger. A spokesman said at of Exelon and Constellation Energy and A Hogan spokesman was not imme- grams. the time that the governor wanted to “let used his position to sweeten the pro- diately available for comment. An Ex- In March, the company announced it play out without our office having a posal for ratepayers in Maryland. elon spokesperson declined comment it had reached agreements in Prince direct effect over it.” Hogan, in his letter to the commis- for this story. George’s and Montgomery Counties that “It’s fair to say that the governor sion, expressed concerns about how the Included in the Exelon-Pepco deal is would cover all of Pepco’s customers in didn’t think it was fair to weigh in on deal could potentially affect ratepayers Pepco, the utility company that serves Maryland. this in the 11th hour,” Matthew Clark, a and called on commissioners to approve 500,000 people in the suburbs of Wash- That announcement caused the Hogan spokesman said. a deal that ensures a reliable delivery of ington, D.C.,; Delmarva Power, which Maryland commission to re-open the In 2011, then-Gov. Martin J. O’Malley service as well as “predictable and af- serves 1.4 million people in Delaware public comment period and delay a de- initially opposed the proposed merger fordable rates.” and the Eastern Shore of Maryland; and cision until possibly May. Lower summer fares a small victory for fliers

By Scott Mayerowitz at these levels. Associated Press Travelers are only seeing a sliver of those savings. The rest of the money is After years of steadily-rising airfare, being used to upgrade airplanes and air- travelers this summer can expect a tiny ports, pay employee bonuses and reward bit of relief — $2.01 in savings to be shareholders as airlines continue to post exact. record profits. The average roundtrip domestic European economic woes are also ticket this summer, including taxes, now keeping some business travelers home, stands at $454, down less than a percent helping lower fares for vacationers. from last summer. Vacationers to Europe Fares are down to airports in Spain, will fare better with the average ticket Italy and France. However, cities in Ger- down 3 percent to $1,619, about $50 less many and England, whose economies than last summer. are stronger, are still higher this summer Not all travelers will get to save. compared to last year. Flights to Hawaii, Florida and New Part of the savings is also linked to Orleans are cheaper, but travelers head- airlines adding extra seats on certain ing to New York, Denver and San Fran- routes. cisco can expect to pay more. One of the best bargains to Europe Even in Europe, it depends on the right now is between New York and destination. Overall fares are down but it Milan, Italy. That’s because four airlines will cost more this summer to fly to cit- fly that traditional business route non- ies like Amsterdam; London; Budapest, stop each day including Dubai-based Hungary; Lisbon, Portugal; Frankfurt, Emirates Airline. Starting in June, Emir- Germany or Reykjavik, Iceland. AP Photo/ChArles rex ArbogAst ates will fly the world’s largest jet, the Travelers watch as a plane taxis at Hartsfield-Jackson Atlanta International Airport in Prices are coming down because air- Airbus A380, carrying 489 people be- Atlanta. Travelers this summer can expect a tiny bit of relief, a really tiny bit, in the price lines are now saving billions of dollars of airline tickets. tween the two cities. That’s 129 more thanks to lower fuel prices and because passengers a day than it currently car- more seats have been crammed into Day and Labor Day. $2.13 for each gallon of jet fuel, down 30 ries, helping to bring down prices. planes, spreading out costs over more Airfare during the first three months percent from last year’s $3.03, according The same situation is true for Hawaii. passengers. of this year was also lower, down 3.7 per- to the Bureau of Transportation Statis- There are 5 percent more seats be- European economic troubles are also cent domestically and 8.9 percent inter- tics. With U.S. airlines burning through tween Hawaii and the rest of the country keeping some seats empty as business nationally. 42 million gallons of fuel a day, that 90- this summer, compared to last. That’s travelers stay home. Even with the moderate relief this cent savings adds up quickly: $14.7 bil- helping to lower ticket prices to most The generally good news about fares summer, prices are still higher than just lion for the entire year if prices remain airports there by about 10 percent. comes in a report released Monday by a few years ago. The average domestic the Airlines Reporting Corp., which pro- roundtrip ticket is still $13, or 3 percent, FISHER & WINNER, LLP 2002 Clipper Park Rd., Suite 108, cesses ticket transactions for airlines higher than it was in 2012. European trips FOR SALE BY OWNER Baltimore, MD 21211 and travel agencies such as Expedia, are $60, or 3.9 percent, more expensive. GUARDIAN’S AUCTION American Express and Carlson Wagonlit. Travelers can thank lower oil prices 14 W. Franklin Street The study looks at 4.1 million tickets and more seats on planes for keeping CHESWOLDE Beautiful Victorian Mansion Circa 1985 purchased before March 31 this year and this summer’s airfare in check. last year for travel between Memorial Airlines at the start of the year paid Converted to Law Offices COLONIAL HOME t

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3PPNT kitchen, 4 bedrooms, 3.5 baths, family room, laundry, heat pump and central air, covered front porch; lot size 50’ x 155’ m/l; in fee simple. A $15,000 deposit, payable by cashier’s $699,000 check, is required of the buyer at the auction. Please see our web site or call for complete details, photos and terms. Furnishings Available Jeffrey E. Nusinov, Guardian of the Property of Asia Fields 410-727-3505 No Buyer’s Premium Buyers Broker Protected up to 2% Corner of Charles A. J. BILLIG & CO. and Franklin. Near Courthouses, Mt. Vernon, and Public AUCTIONEERS Transportation. Same block as the soon to be opened 6500 FALLS ROAD • BALTIMORE, MD 21209 Hotel Indigo in the renovated YMCA Building. 410-296-8440 • www.ajbillig.com Tuesday, April 21, 2015 TheDailyRecoRD.com 9A MOVERS & SHAKERS Architecture struction, insurance, contract and busi- Floura Teeter Landscape Architects, Inc. ness law. has promoted Sara Goins to marketing manager. Goins joined the Sherman joins Evergreen Health as COO Cordell & Cordell, the nation’s largest firm in 2013 as marketing Evergreen Health, Maryland’s domestic litigation firm focusing on rep- coordinator. She will lead only nonprofit health insurance co- resenting men in family law cases, has business development operative, has announced the ap- hired Ronika Sumlin as an associate efforts and manage mar- pointment of Len Sherman as its attorney in its Baltimore office. keting for the firm, in- new Chief Operating Officer. Sher- cluding monitoring and man served formerly as Chief Fi- Marketing Sara tracking project oppor- nancial Officer with the Kentucky Lauren Scheib has joined Warschawski, Goins tunities and performing Health Cooperative, a health insur- a Baltimore-based, full-service branding, market research. A 2008 graduate of ance nonprofit based in Louisville. marketing, public rela- Loyola University Maryland, Goins holds His experience in the insurance tions, advertising and in- a bachelor’s in business administration industry goes back three decades teractive agency, as design with a concentration in marketing. She and includes stints with Universal director. Scheib will over- achieved CPSM (Certified Professional American, where he was senior vice see print and interactive Services Marketer) certification in 2013 president of financial operations; campaigns for clients. She and serves on the SMPS Maryland board Lafayette Life Insurance, where was worked previously as a of directors. She lives in Baltimore. senior vice president for group in- senior graphic designer at Lauren surance, Smith Barney and Allstate Stoller & Co., where she Scheib Broadcasting Insurance. designed materials for clients including Kristen L. Penczek, a former Bal- MetLife, MyScore, KMS California, and timore-area conference director and the Ronald McDonald House Charities events manager, has joined Maryland Len Sherman of Baltimore. Before that she worked as Public Television as managing direc- a graphic designer at Congruent Media. tor, special events and community en- Resides in: Scheib graduated with a B.S. in graphic gagement. Penczek most recently was Baltimore design from Towson University. interim executive director of the Balti- more-based International Dyslexia As- Education: Kristi Betz joins public relations firm sociation, which she joined in 2008 as B.S. in Accounting, Indiana University MGH as an account director. She pre- director of conferences. With MPT she viously served as an account director at will play an important role in the prepa- What is the biggest change you have seen in your segment of the health care Delucchi Plus in Washington, where she rations for LZ Pimlico, a 2016 weekend industry in recent years? worked with clients such as National event attended by and saluting Vietnam “What has not changed! Health care delivery models and consumer con- Harbor and The Capital War-era Marylanders. sciousness surrounding healthy living have evolved dramatically over the last Wheel. At MGH, which few years. Going forward, the pace of change is most likely going to accelerate, is based in Owings Mills, Ashley James has joined WMAR ABC2 which, in my opinion, will favor adaptable healthcare companies that are able she will direct public re- in Baltimore as a reporter to meet the needs of their members, like Evergreen Health.” lations strategy and im- and multimedia journalist plementation on a variety for Good Morning Mary- If you could change one thing about your industry, what would it be? of accounts, including land. James was formerly Kristi “The negative perception of health insurers. I can tell you that Evergreen is Global Franchise Group, with WTOL in Toledo, Betz deeply committed to the health of its members.” Ocean City Department Ohio, where she worked of Tourism, Old Bay and The Greene Tur- as a morning anchor and Recent vacation: tle Franchising Corp. Betz has a degree reporter. An Emmy and Ashley Pensacola Beach, Fla. in mass communications with a concen- Associated Press award James tration in public relations from Towson winner, James holds a bachelor of sci- Favorite book: University. Lane Routzahn has also ence degree in leadership from the Uni- “Einstein: His Life and Universe,” by Walter Isaacson joined MGH, as a social media marketing versity of Delaware and an MBA from account coordinator. Routzahn will work Wilmington University. Favorite quotation: on accounts including Dash In Food “The world hates change, yet it is the only thing that has brought progress.” Stores, Hot Dog on a Stick, Mars Super Government — Charles Kettering Markets, Pretzelmaker and ZIPS Dry Jen Swanson, executive director of Cleaners. Routzahn has a degree in com- Baltimore Humane Society, has been munication studies with concentrations appointed to the Mayor’s Anti-Animal in public relations and media studies Abuse Advisory Commission. Swan- service. supervisor and Matt Huestis to appli- from Bridgewater College and interned son has led the shelter, which is based cation development supervisor of the with MGH’s social media department. in Reisterstown, since 2011, and began Tark’s Grill at the Station, located in technology department. Smith will su- attending commission meetings in July Green Spring Station, has named Jay pervise personnel responsible for small- idfive, a Baltimore-based integrated 2014. A resident of District 2, she has Teramani general manager. His re- to medium-exposure commercial auto marketing firm, has promoted Caitlin lived in Baltimore for most of her life. sponsibilities will include and property claims. Smith began his Currey-Ortiz to associate director day-to-day operations, insurance career with Harford Mutual in of account services as the company Health care hiring, sourcing of out- 2008 and has attained both the CPCU and continues to expand its geographic reach Ali Tabrizchi, D.O., FACC, FSCAI, side vendors, creating AIC designations. Huestis is responsible and client base. Currey-Ortiz will direct FACOI, a clinical interventional cardiol- and maintaining budgets, for the operation and maintenance of a team of account supervisors managing ogist at the LifeBridge Health Cardio- scheduling personnel and applications and related software-based higher education, nonprofit, healthcare vascular Institute and the director of overseeing the operations services comprising the corporate infor- and mission-based client projects. Cardiovascular Associates of Maryland, Jay of the bar and dining mation system. He joined the company in has been honored for the fourth time in Teramani area. Teramani has more 2007 as an application engineer. four years by his patients as one of Vi- than 30 years’ experience as a restaurant Publishing tals’ Most Compassionate Doctors. Vitals owner and operator, marketing sales Law Baltimore magazine has named offers a way for patients to rate medical associate, general manager, food and Alfred Carry has joined Bethesda-based Gabriella Souza arts professionals online at Vitals.com. beverage analyst, private function coor- Press & Dozier as an asso- and culture editor. dinator and consultant. He previously ciate in the firm’s litigation Souza’s responsibilities Hospitality served as general manager at Harryman practice group. Carry has will include the Fall The Lord Baltimore Hotel has hired House in Reisterstown and as general substantial experience as Arts Preview, “Best of Frank Ziegler as executive chef. The manager/operations manager for Chris- a litigator in both crim- Baltimore” arts coverage, French native has 30 years of global cui- topher Daniels Restaurant in Lutherville. inal and civil cases, and and CD and book reviews. sine and management experience. He focuses his practice on She will also manage the Gabriella Alfred will oversee all food and beverage oper- Insurance general civil litigation, magazine’s new “Arts Souza Carry ations including the French Kitchen, LB Harford Mutual Insurance, of Bel Air, commercial litigation, District” blog, which covers local art Tavern, LB Bakery, banquets and room has promoted Ryan Smith to claims consumer law, tort, employment, con- events and personalities.

let’s hear from you We want to hear about your promotion, appointment, new job or award. Submissions for our Movers & Shakers column can only be made online at http://thedailyrecord.com/movers/ 10A TheDailyRecoRD.com Tuesday, April 21, 2015 LEGAL NEWS Special-ed, school advocates say court should be last resort

By STeve laSh ward its educational mission and not to 90-minute session focused primarily on are met. Thus, parents should go to the [email protected] lawyers, Walston said. protecting the rights of children with compliance office first before taking the “They seem to do well in spite of me,” learning disabilities who do not speak school board to court over their child’s ANNAPOLIS — Parents of children Walston said. English. IEP, she added. in special education have the right to Maureen van Stone, a special-edu- Many of these families cannot af- The office will investigate, at no cost take the school board to an administra- cation attorney, said her goal is not to ford the attorneys and expert witnesses to the parent, Owens said. tive hearing and to court, if they believe litigate but to help ensure that the chil- needed to press special-education cases Amid the troubled economy, public their needs are not being met — but such dren’s educational and behavioral as- before administrative law judges or in schools have cut back on their number a move should be a last resort, advocates sessments and recommendations are court, nor can the parents miss work of dedicated special-education classes, for schools and students said Monday. included in their Individualized Educa- to attend days-long hearings, said van which presents challenges for children’s Going to court costs time and money tion Program set by the school. Stone. Thus, mediation would be the advocates, van Stone said. and foments hostility between families “We want to work with the school,” families’ best option if less formal IEP But Walston said such constraints and schools when they should be work- said van Stone, who directs Project discussions with the school board fail, should bring parents and schools closer ing together to ensure the child’s edu- HEAL in Baltimore. she added. together to find solutions to the needs of cation, said Bonnie Walston, director of “I see myself as a bridge” between the The federal Individuals with Disabil- children with disabilities. special education at Wicomico County child’s assessments and the IEP, added ities Education Act requires states to “We have to be so creative,” Walston Public Schools. van Stone, whose Health, Education, Ad- provide free and appropriate public edu- added. Walston said she recalls just one time vocacy and Law program is part of the cation for all students. Federal and state Besides the challenge of serving that a special-education case against Kennedy Krieger Institute’s Maryland regulations govern the establishment of children with special needs, Wicomico the county went to an administrative Center for Developmental Disabilities. IEPs for children in need of special-edu- County Public Schools must accommo- due-process hearing, and it cost Wicom- Walston and van Stone spoke at a cational assistance. date a student population that speaks 33 ico $51,000 in fees and costs. special-education session at the Na- LaRhonda Owens said her job as spe- different languages, Walston said. “That’s one teaching position I tional Association of Administrative cial education compliance supervisor for “They [the students] are all unique couldn’t fill the next year,” she added. Law Judiciary’s midyear conference, Prince George’s County Public Schools and we’ve got to do all that we can to School-district money should go to- co-sponsored by The Daily Record. The is to ensure that those legal obligations help all of them,” she added. Does divorce mean airing ‘dirty laundry’? By Tracy GenTilozzi However, “sealing the court file al- Michigan Lawyers Weekly together would solve this problem,” he noted. DETROIT — A Michigan solo practi- Novi private practitioner James J. Har- tioner trying to boost his divorce practice rington has reservations about making regularly visits trial court websites to take family court filings confidential. He said a look at the divorce complaints. He then that, depending on the details, any pro- sends letters to the non-filers, hoping to posal could be a “broad brush solution to get them as new clients. a complex problem.” On several occasions, the letters have One unintended consequence of pri- notified non-filers of the divorce proceed- vatizing records is the “sweeping under ings before the filers have been able to the rug” of outrageous and abusive be- break the news. And in some cases where havior, said Harrington, a former chair of domestic violence is alleged, the letters the State Bar Family Law Section. “A case have tipped off non-filers, making it nearly can be made that this kind of behavior de- impossible for the filers to get away un- serves public scrutiny,” he said. scathed. Gold agreed. “One can argue that if And it’s not just trolling lawyers who you make everything private, then it will get hold of family court records. open up the floodgates for anything to be alleged, without any fear of reprisal.” Nosey neighbors Any effort to make family court re- Nosey neighbors, potential employers cords confidential will be challenging and and children of divorcing couples have will have plenty of naysayers, Young said. access, too. With the click of a mouse, “The media will certainly oppose it. And they can find everything online from di- some people will argue the public should vorce judgments to pleadings — includ- be able to scrutinize the bad behavior of ing motions with psychotherapy records, judges. But there’s no problem with some- social services reports and arrest records one coming and sitting in the courtroom.” attached. In addition to the formation of the This filing free-for-all needs to end, ISTOCK Family Law Coalition of Michigan, the according to another private practitioner, A group of lawyers is pushing to make family court records confidential, saying a private Michigan Judges Association also has the Jessica R. Woll, who has just established filing system should be implemented to protect privacy of the parties involved. issue on its radar, Young noted. the Family Law Coalition of Michigan, a “I initially thought there could be a gets involved just to make a buck, that’s group of lawyers pushing for legislation comprehensive list of things that should terrible.” No quick fix to make family court records confidential. be sealed, but I realized that is impos- Young said identity theft and child Meanwhile, Harrington emphasized Woll believes a private filing system, sible,” Young said. “The reality is that it safety are other concerns with public ac- there is no “quick fix” to the concerns that similar to one in New York, should be needs to be all or nothing.” cess, given the information that’s included have been raised. “Fashioning a carefully implemented to keep a family’s “dirty Bloomfield Hills private practitioner in divorce documents, like bank account drawn statute reflecting the experience laundry” from being aired publicly and to Edward D. Gold said an across-the-board numbers, complete names, birthdates and of other states and avoiding First Amend- protect the children of divorcing couples. ban on accessing family court records is a parenting time schedules. ment challenges is wise,” he said. Right now, judges decide whether to “slippery slope.” According to Young, the issue boils Gold agreed, saying a “plethora” of seal a family law case, considering the “I am in favor of creating a method, in down to one question: Why does someone questions must be asked and answered interests of privacy and the public under appropriate cases, where certain types of other than the parties and their attorneys before any legislative action is taken. Michigan law. filings can be kept confidential, as long as need the information? “However, there are ways to avoid all this It’s a balancing act that Oakland it’s determined to be in the best interests rancor appearing in pleadings if responsi- County Circuit Judge Joan E. Young has of the children,” he said. “But I do not be- Issues on appeal ble lawyers want to do it,” he said. “To me, performed numerous times over the lieve it’s appropriate for all files to be sup- But Rifkin, who is with the Law Firm that’s the real issue.” years. pressed. It takes away the public’s right to of John F. Schaefer, pointed out that not Woll acknowledged that attorneys Young once believed that family court know.” attaching documents to motions could need to be more vigilant about what they records should be public, with only por- Birmingham, Mich. lawyer B. Andrew create an appellate problem. “You need include in their pleadings. “We as practi- tions being kept private. But she has since Rifkin acknowledged that trolling has to make the record in the trial court,” he tioners can change things by making an changed her stance, and now believes that become a problem in the legal profes- said. “And if a document is attached to effort to only include certain information all family court cases should be sealed. sion. “The Family Law Council tried to the judge’s copy only, then it’s not in the in our filings,” she said. “By doing that, we address it several years ago and it didn’t court file and won’t be part of the record can begin to change this right now … if ‘All or nothing’ go anywhere,” he said. “When a lawyer on appeal.” we want.” Tuesday, April 21, 2015 TheDailyRecoRD.com 11A Jury finds orthopedic practice not liable for ‘wrist drop’

By Danny JacoBs the repaired tendon might have damaged [email protected] Jonathan Rose v. MontgoMeRy nerves. Rose underwent an EMG at another ROCKVILLE — A Montgomery oRthopaedics, et al. practice in October 2011 that saw “se- County jury has found in favor of a Kens- Court: Suit filed: Jan. 24, 2014 vere, chronic and active nerve damage,” ington orthopedic practice sued by a for- Montgomery County Circuit Court Verdict: April 14, 2015 the complaint states. A follow-up EMG mer patient who alleged he lost use of his Plaintiff’s Attorney: five months later saw only “moderate im- left arm following surgery almost four Case No.: provement,” the complaint states. 386490V John Yannone of Price Benowitz LLP years ago. in Washington, D.C. But the defendants countered that the The verdict for Montgomery Ortho- Judge: nerve weakness was discovered in Rose’s paedics P.A. and Dr. Harrison Solomon Cheryl A. McCally Defendants Attorneys: upper arm, which was “far removed” followed a seven-day jury trial in Mont- Susan B. Boyce of Armstrong, from the surgery site on Rose’s forearm, Outcome: Donohue, Ceppos, Vaughan & gomery County Circuit Court earlier this Verdict for defendants Rhoades Chtd. in Rockville according to the motion for summary month. judgment. Rose also underwent explor- Solomon operated on Jonathan Rose Dates: Counts: atory surgery last November that did not on Aug. 26, 2011 to repair a ruptured Incident: Aug. 26, 2011 Negligence, informed consent find “any injury to any nerve,” according biceps tendon, according to court doc- to the motion. uments. Rose had injured his left arm A plaintiff’s expert said Solomon six days earlier when overextended his Dr. Solomon explained to the patient that this breached the standard of care by failing elbow trying to lift a gate, at which point to order an EMG and a neurosurgery he felt a “pop,” according to the com- condition may spontaneously resolve over time. consultation within three-to-six weeks plaint. of surgery, according to the defense mo- defendants’ motion for summary judgement X-rays showed the extent of the injury tion. But even if the defendants were neg- and surgery was recommended, but Rose ligent, they argued Rose could not prove alleged he was not informed before the “Dr. Solomon explained to the patient another doctor, the motion states. Rose the defendants’ actions directly caused surgery of “the material risks associated that this condition may spontaneously re- had “good range of motion of his elbow” the nerve damage. with the procedure,” according to his solve over time,” the motion states. and was able to turn over his hand, the Susan B. Boyce, a lawyer for Solomon complaint, filed in January 2014. Solomon advised Rose to continue motion states. and Montgomery Orthopaedics, did not One day after surgery, Rose began to attending occupational therapy and, if “Because of the plaintiff’s failure to respond to a request for comment. Boyce feel “an intense, burning-like sensation” there“ was no improvement in three to six appear for office visits and his decision is a partner with Armstrong, Donohue, from his left hand through his shoulder, weeks, to undergo an electromyography, to transfer care … Dr. Solomon was de- Ceppos, Vaughan & Rhoades Chtd. in as well as “marked numbness and tin- a diagnostic test of the arm muscles, ac- prived of the ability to monitor and assess Rockville. gling in his fingers and hand,” the lawsuit cording to the motion. plaintiff’s clinical progress and assess the Rose’s lawsuit states he continues to states. A week later, doctors observed im- need for any diagnostic studies after Sept. suffer from “excruciating pain” and can- Rose returned to Montgomery Ortho- provement in Rose’s condition, “a reas- 14, 2011,” the motion states. not use left hand and arm for “the most paedics on Aug. 31, where it was “evident suring sign of spontaneous recovery of Rose’s lawsuit counters that Sol- simple daily activities.” he had wrist drop,” a nerve paralysis that the nerve,” the motion states. But Rose omon, after being asked whether the Rose’s lawyer, John Yannone, de- prevented him from extending his wrist, did not return for therapy for another five damage was caused by anesthesia, said, clined to comment on the case. Yannone according to a defendants’ motion for weeks, at which point he informed Sol- “Nope, it was me” and explained how is with Price Benowitz LLP in Washing- summary judgment. omon he would be switching his care to the placement of a surgical “button” on ton, D.C. Wages >> Lawsuit covers female investigators, enforcement officers

Continued from 1A has willfully paid female investigators and enforcement officers less than their male counterparts, the complaint states. The lawsuit was filed on behalf of three named women — Alexandra It’s ironic and disturbing Crosswhite, Limbrick & Cordaro, Mary Jo Rogers and Marlene that a state law Green — along with “a class of similarly enforcement agency would situated female employees.” Sinclair, LLP Vivian Laxton, public affairs direc- pay female investigators tor for the Maryland Insurance Ad- and enforcement officers ministration, said the administration “less than their male is pleased to announce that strongly disputes the allegations of pay colleagues simply because discrimination, adding the case will be “vigorously defended.” of their gender in violation Mary Malloy Dimaio The EEOC is seeking back wages, of federal law. damages and prejudgment interest for has joined the Firm as Of Counsel. employees whose wages the suit says spencer h. lewis Jr. have been unlawfully withheld as a re- director of the eeoc’s sult of pay discrimination. PhiladelPhia district office Compared with other types of dis- Please join us in welcoming our friend and crimination claims filed with the EEOC, pay discrimination charges are fairly congratulating her on her continued success. uncommon. In fiscal year 2014, the requiring the insurance agency to “in- commission only received 27 charges stitute and carry out policies, practices, filed by individuals under the Equal Pay and programs which provide equal em- Act, compared to 653 charges alleging ployment opportunities for women and sex discrimination and 925 claiming which eradicate the effects of its past Crosswhite, Limbrick & Sinclair, LLP race discrimination. and present unlawful employment prac- 25 Hooks Lane, Suite 310 “It’s ironic and disturbing that a tices.” state law enforcement agency would “It’s not just unfair when women Baltimore, MD 21208 pay female investigators and enforce- are paid less than men when they do 410.653.6890 ment officers less than their male col- substantially equal work under similar www.cls-law.com leagues simply because of their gender working conditions — it’s a blatant vi- in violation of federal law,” said Spen- olation of federal law,” Debra M. Law- cer H. Lewis Jr., director of the EEOC’s rence, a regional attorney with the Philadelphia District Office, in a state- EEOC’s Baltimore Field Office, said in a ment. The Philadelphia office has juris- statement. “The EEOC is committed to diction over Pennsylvania, Maryland, ensuring that all employees, both public Delaware, West Virginia and parts of sector and private sector employees, re- New Jersey and Ohio. ceive the equal pay they deserve.” The lawsuit also requests a per- The case is EEOC v. Maryland manent injunction against further dis- Insurance Administration, 1:15-CV- crimination, and calls for a court order 01091-JFM. 12A TheDailyRecoRD.com Tuesday, April 21, 2015 Prosecutor: Convict offered sale of art stolen in 1990 heist

Associated Press

HARTFORD, Conn. — A reputed mobster told an undercover FBI agent that he had access to two of the long- sought paintings stolen from Boston’s Isabella Stewart Gardner Museum in 1990 and could negotiate a sale of each for $500,000, a prosecutor said Monday. Robert Gentile, a 79-year-old convict from the Hartford, Connecticut, sub- urbs with a criminal record dating to the 1950s, allegedly made the offer following his release from prison a year ago, prose- cutor John Durham said. The subject of the biggest art heist in U.S. history arose at a hearing in Hart- ford as the prosecutor argued against releasing Gentile, who was arrested Fri- day on allegations that he sold a handgun for $1,000 to an informant with a murder conviction. The heavyset, gray-haired defendant who appeared in a wheelchair and a tan prison jumpsuit was ordered held without bail. Gentile’s attorney, A. Ryan Mc- Guigan, said his client began working with the FBI 3 1/2 years ago to help find the stolen artwork. But because the FBI believes Gentile has not been forthcom- ing with everything he knows about the heist, McGuigan said, the agency has set up his client for arrests twice in the last three years. ASSOCIATED PRESS Ryan McGuigan, attorney for Robert Gentile, gestures while speaking outside federal court Friday in Hartford, Conn. Gentile, the reputed ‘Orchestrated by the FBI’ Connecticut mobster linked to artwork stolen from Boston’s Isabella Stewart Gardener Museum, was arrested Friday on a gun charge. “It’s my argument that a crime isn’t committed if it’s not orchestrated by the reward for the return of the artwork, erty in Manchester, Conn., even using FBI,” said McGuigan, who said his client and the government is offering immunity ground-penetrating radar. is not withholding any information. $500,000 from prosecution. As he ordered Gentile to be detained Over the last 25 years, the FBI has Durham, who said Gentile has sworn without bail on the gun charge, Judge price for two paintings stolen from Boston’s Isabella chased thousands of leads around the an oath to the Philadelphia Mafia, said at Thomas Smith said the Gardner paint- Stewart Gardner Museum which Robert Gentile world in the investigation into the theft of allegedly offered to sell to an undercover FBI agent the hearing that Gentile lied to the FBI ings were not a focus of the case before works worth an estimated $500 million, about the missing pieces. He said Gen- him. including Rembrandt’s “Storm on the Sea tile told the undercover agent that he But he told the defendant that he was of Galilee.” body has been charged in the robbery. believed federal law enforcement would alarmed by the level of Mafia-related Gentile’s alleged assertions would Two years ago, the FBI in Boston said come after him even if he gave up infor- criminal activity attributed to him by suggest significant new evidence, but it’s investigators believed the thieves be- mation on the art. prosecutors. unclear what came of the offer to negoti- longed to a criminal organization based McGuigan said if his client had infor- “There’s a time when an old boxer ate the artworks’ sale, and the U.S. attor- in New England and the mid-Atlantic. mation on the artwork, he would have hangs up his gloves,” he said. “If in fact ney’s office declined to comment on how They believe the art was taken to Con- given it up to be with his ill daughter, what Mr. Durham says is true, and you it was interpreted by investigators. necticut and Pennsylvania in the years who died while he was in jail. In 2012, the were a member, it’s time that you took On March 18, 1990, two men posing after the theft and offered for sale in Phil- FBI fruitlessly searched Gentile’s prop- senior status.” as police officers stole 13 pieces of art adelphia. After that, the trail went cold. including paintings by Edouard Manet, Edgar Degas and Johannes Vermeer. The $5M reward paintings have never been found and no- The museum is offering a $5 million ROBERT L. HANLEY, JR.

Nolan, Plumhoff & Williams, Chtd. is proud to announce that Robert L. Hanley, Jr., a member Welcomes Sarah Dye as an Associate Attorney

We have a reputation for excellence Firm Practice Areas of the firm, has been inducted and unparalleled client service as a Real Estate Business Law NJETJ[FEmSNQSPWJEJOHMFHBMTFSWJDFT as a Fellow of the American Education Law to businesses, individuals and families Trusts and Estates in the Baltimore Washington Corridor for Land Use and Zoning College of Trial Lawyers more than four decades. Employment Law Liquor Licensing Litigation You may contact Mr. Hanley at 410-823-7800

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www.carneykelehan.com Tuesday, April 21, 2015 TheDailyRecoRD.com 13A LAW BRIEFS MS-13 gang member pleads state Supreme Court to consider anew whether Liberties Union of Florida said Scott is “finally guilty to violent racketeering the North Carolina legislature relied too heavily on conceding” that he has no authority to mandate A 23-year-old Hyattsville man pleaded guilty race when it redrew voting districts following the drug testing of most employees. Last year, the U.S. in U.S. District Court in Greenbelt on Monday 2010 census. The high court issued a similar ruling Supreme Court refused to hear an appeal on the in a violent racketeering conspiracy known as last month involving a complaint from black Ala- case. La Mara Salvatrucha, or MS-13, the U.S. attor- bama Democrats that the Republican-dominated ney’s office said. The case involved gang ac- legislature illegally packed black voters into too Court to decide if 800K tobacco tivity in the Washington suburbs that included few voting districts, and it judges in North Caro- growers are too many for 1 case an assault, attempted murder and extortion. lina must revisit their ruling in light of the Alabama (AP) — As 800,000 past and present tobacco farm- According to the plea agreement, even after his decision. The case is Dickson v. Rucho, 14-839. ers or their heirs seek part of a $340 million re- arrest, the defendant, Wilmer Argueta, ordered serve held by a much-shrunken tobacco marketing a “greenlight” — an order to kill — from inside Florida agrees to end lawsuit cooperative, North Carolina’s Supreme Court was the Prince George’s County Corrections Facility over state worker drug tests asked Monday to decide if the group is simply too on a victim who planned to testify against him in (AP) — Florida Gov. Scott and the union that rep- big and diverse for one class-action lawsuit. The Circuit Court for Prince George’s County. Mem- resents state workers are ending their legal bat- court heard from attorneys about the fight over bers of the Peajes Clique of MS-13 acted on this tle over drug tests. Scott in 2011 ordered random money built up for decades by the Flue-Cured “greenlight,” shooting the victim on Nov. 15, 2011, testing of roughly 85,000 state workers. The ex- Tobacco Cooperative Stabilization Corp. The jus- authorities said. ecutive order was challenged by the union, and tices must decide whether it’s possible to sort out the testing was placed on hold. The two sides on claims involving so many people across North Supreme Court orders review Monday asked a federal judge to approve a settle- Carolina, South Carolina, Florida, Georgia, and of North Carolina redistricting ment in the case. The settlement would exempt Virginia. The Raleigh-based nonprofit created in (AP) The Supreme Court on Monday threw out a most state employees from drug tests. It would the 1940s said the millions it’s holding represent a North Carolina court ruling that upheld Republi- also require the state to reimburse $375,000 to the reasonable reserve, though membership is down can-drawn electoral districts for state and con- American Federation of State, County and Munici- 99 percent since U.S. taxpayers quit underwriting gressional lawmakers. The justices ordered the pal Employees. An attorney for the American Civil crop prices in 2004. Unreported Opinions Online The Daily Record offers a search- Criminal procedure Term 2013 Fuster v. Md Dept of Health and able database of unreported opin- Motion to suppress evidence; Defen- Mental Hygiene, CSA #1670, Sept. ions from the Maryland Court of dant’s multiple aliases Criminal procedure Term 2013 Special Appeals that is available to Sanford v. State, CSA #2444, Sept. Motion to suppress evidence; Terry all subscribers. Term 2013 stop Civil procedure Here are some recently posted Washington v. State, CSA #2712, Settlement agreement; Motion to cases. Please go to TheDailyRecord. Criminal procedure Sept. Term 2013 enforce com/unreported-opinions to access Motion to suppress evidence; Defen- Zbest Limousine v. Thompson, the full database. dant’s post-arrest silence Maryland Public Information Act CSA #0223, Sept. Term 2014 Hopson v. State, CSA #2551, Sept. Denial of request; Legal sufficiency Litigation Support / Lawyer to Lawyer

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Premier Partner Colliers International John C. Eidleman $50,000 to $99,999 Covington & Burling LLP Ellin & Tucker, Chartered DLA Piper LLP (US)* John J. Cross, III ,[OYPKNL8\PUU2LTW4J(\SPɈL9V^HU  Gordon Feinblatt LLC Hartinger LLP MVP Partners Gorman & Williams* Honorable John F. Fader, II $25,000 to $49,999 Hendersen-Webb, Inc. Fedder & Garten P.A. Venable LLP Marjorie Wax & Brian P. Hochheimer Dr. Henry E. Fessler Whiteford Taylor & Preston LLP* Wilhelm H. Joseph, Jr. Blake Fetrow McGuire Woods LLP Miriam & Fred Fetrow VIP Partners McNamee Hosea Wesley E. Glaudin $10,000 to $24,999 Patrick A. Moulding Gordon, Wolf & Carney, Chartered* Ballard Spahr LLP* 6ɉ[2\YTHU Frank T. Gray Goodell DeVries Warren S. Oliveri, Jr. Hylton & Gonzales* Kramon & Graham, PA* Pessin Katz Law, P.A. Martin S. Himeles, Jr. :H`YH 5LPS4L`LYOVɈ Proviti Inc. Louise T. Keelty Miles & Stockbridge P.C. Royston, Mueller, McLean & Reid, LLP Peter E. Keith Ober|Kaler Saiontz & Kirk P.A.* Francine & Allan Krumholz Rosenberg Martin Greenberg, LLP* Shawe & Rosenthal, LLP 3H^6ɉJLZVM1\SPL,SSLU3HUKH\ Saul Ewing LLP* G. Daniel Shealer, Jr. Levin & Gann, P.A. Zuckerman Speader LLP* Silverman, Thompson, Slutkin & White LLC Hugh J. Marbury Anonymous Richard L. Wasserman Carole Martens 3H^6ɉJLVM2L]PU.4J(UHUL` Cornerstone Partners Partners Robert M. McCaig $5,000 to $9,999 $1,000 to $2,499 Meiselman & Helfant, LLC* Philip & Denise Andrews Adelberg, Rudow, Dorf & Hendler, LLC +Y 4YZ1VOU64L`LYOVɈ Brown Goldstein & Levy, LLP* 3H^6ɉJLZVM7L[LY.(UNLSVZ Mudd, Harrison & Burch, L.L.P. Galllagher, Evelius & Jones LLP BaldwinLaw LLC* Nathans & Biddle, LLP* Andrew Jay Graham Rignal & Mary Baldwin Niles, Barton & Wilmer, LLP Hogan Lovells US LLP Blades & Rosenfeld, P.A. 3H^6ɉJLVM:[LWOLU15VSHU 0SSPɈ4LYLKP[O>PSKILYNLY )YLUUHU7* Carlos A. Braxton Dr. Charles & Susan Shubin M&T Bank Charitable Foundation Carney, Kelehan, Bresler, Bennett & M. Sigmund and Barbara K. Shapiro Elizabeth K. Moser Scherr, LLP John R. Spielberger 3H^6ɉJLZVM7L[LY;5PJOVSS Chason, Rosner, Leary & Marshall, LLC Bobbie G. Steyer Lee & Marilyn Ogburn Samuel H. Clark, Jr. Susquehanna Bank Thomas F. O'Neil, Jr. Ward B. Coe, III Gustava E. Taler Shapiro Sher Guinot & Sandler, P.A. Stuart R. Cohen Steuart H. Thomsen Gregory L. Countess Tydings & Rosenberg LLP Leadership Partners Vincent Daly Ralph S. Tyler, III $2,500 to $4,999 3H^6ɉJLVM-YHUR-+HPS`7( Daniel Stephen Volchok Paul D. Bekman Elizabeth E. Drigotas Honorable Thomas J.S. Waxter, Jr. C. Shawn Boehringer Dugan, Babij & Tolley, LLC Seri A. Wilpone Colleen Burt Lynne M. Durbin Anonymous (2)

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New Leadership Maryland Legal Aid offers sincere and profound thanks to Andrew Jay Graham and Benjamin Rosenberg for their combined eighteen years of exemplary service as Co-Chairs of the Equal Justice Council, beginning in 2003 and 2009, respectively. Under Andy and Ben’s leadership, more than $3 million dollars was raised to ensure that all Marylanders have equal access to civil justice, regardless of their financial situation. Though stepping down from their leadership positions after a highly successful 2014 campaign, we are very pleased that both plan to continue their service as members of the Equal Justice Council.

The Equal Justice Council is pleased to announce that Martin S. Himeles, Jr. and Lee H. Ogburn are the new Co-Chairs. We welcome and look forward to working with them.

2014 Equal Justice Council Leadership: Co-Chairs Andrew Jay Graham, Kramon & Graham, PA and Benjamin Rosenberg, Rosenberg Martin Greenberg, LLP; Law Firm Campaign Co-Chairs Martin S. Himeles, Jr., Zuckerman Spaeder LLP; Paul M. Nussbaum, Whiteford Taylor & Preston LLP; and Lee H. Ogburn, Kramon & Graham, PA

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BaldwinLaw LLC | Ballard Spahr LLP | Brown Goldstein & Levy, LLP | DLA Piper LLP (US) Gordon, Wolf & Carney, Chartered | Gorman & Williams | Hylton & Gonzales Illiff, Meredith, Wildberger & Brennan, P.C. | Kramon & Graham, PA | Law Offices of Julie Ellen Landau Law Office of Stephen J. Nolan | Meiselman & Helfant, LLC | Nathans & Biddle, LLP Rosenberg Martin Greenberg, LLP | Saiontz & Kirk P.A. | Saul Ewing LLP Whiteford Taylor & Preston LLP | Zuckerman Speader LLP Maryland Legal Aid: Celebrating 103 Years of Service

,]LY`LќVY[^HZTHKL[VLUZ\YLHJJ\YHJ`PU[OPZSPZ[PUN0M^LPUHK]LY[LU[S`VTP[[LKHU`KVUVYWSLHZLHJJLW[V\YHWVSVNPLZHUKJVU[HJ[NJV^NLY'TKSHIVYNMVYJVYYLJ[PVU TOPIC INDEX REAL ESTATE, includes foreclosures ...... 5B PROBATE, notices related to wills and estates ...... 4B INDIVIDUALS & FAMILY, includes adoptions, divorces, name changes ...... 3B BUSINESS, notices for for-profit and non-profit entities ...... 4B GOVERNMENT, includes hearings, elections, zoning ...... 4B

Tuesday, April 21, 2015

5907 Arabia Ave, Baltimore, 21214 - Sale Date: 20150506 - Time: 4602 Belvieu Ave Baltimore, MD 21207-7106 Index of First Publications 09:50 5305 Nuth Ave Baltimore, MD 21206-5124 Trustee’s Sales ...... 9B 6218 Northwood Dr, Baltimore, 21212 - Sale Date: 20150506 - 5505 Alhambra Ave Baltimore, MD 21212-3952 3306 Auchentoroly Ter, Baltimore, 21217 - Sale Date: 20150508 Time: 09:50 9108 Sandra Ct Randallstown, MD 21133-3317 - Time: 09:50 3814 Beehler Ave, Baltimore, 21215 - Sale Date: 20150506 - Time: Redemption Notices - Project 5000 ...... 5B 3809 Boarman Ave, Baltimore, 21215 - Sale Date: 20150508 - 01:02 1130 W Lafayette Ave Unit F Baltimore, MD 21217-4050 Time: 09:51 3433 Wabash Ave, Baltimore, 21215 - Sale Date: 20150506 - Time: 1516 N Monroe St Baltimore, MD 21217-1543 09:50 5710 Leith Walk, Baltimore, 21239 - Sale Date: 20150508 - Time: 1609 Normal Avenue, Baltimore, MD 21213 EA#000130219 09:52 2436 Brambleton Rd, Baltimore, 21209 - Sale Date: 20150506 - 1833 E North Ave Baltimore, MD 21213-1425 4607 Dillon St, Baltimore, 21224 - Sale Date: 20150508 - Time: Time: 09:50 1918 W Lombard St Baltimore, MD 21223-2232 09:53 4342 Falls Rd, Baltimore, 21211 - Sale Date: 20150506 - Time: 1932 W Mosher St Baltimore, MD 21217-1049 1214 N Bentalou St, Baltimore, 21216 - Sale Date: 20150508 - 01:04 25 N Smallwood St Baltimore, MD 21223-1556 Time: 09:54 4003 Grantley Rd, Baltimore, 21215 - Sale Date: 20150506 - Time: 3155 Leeds St Baltimore, MD 21229-3818 3745 Saint Margaret St, Brooklyn, 21225 - Sale Date: 20150508 - 01:03 824 N Carey St Baltimore, MD 21217-2547 Time: 09:56 5926 Bertram Ave, Baltimore, 21214 - Sale Date: 20150506 - Time: 2909 E Northern Pkwy, Baltimore, 21214 - Sale Date: 20150508 09:50 - Time: 09:57 1230 W Lombard St, Baltimore, 21223 - Sale Date: 20150506 - Upcoming Property Auctions 3551 Benzinger Rd, Baltimore, 21229 - Sale Date: 20150508 - Time: 09:50 APRIL 21, 2015 Time: 09:58 Estate Notices ...... 4B Baltimore City 2425 W Cold Spring Ln, Baltimore, 21215 - Sale Date: 20150508 Bessicks, Joshua Sr 4014 8th Street, Raddisson Hotel at Cross Keys, 5100 Falls Road, - Time: 09:59 Brown, Alfred T at 11:00 AM, A.J. Billig 4204 Groveland Ave, Baltimore, 21215 - Sale Date: 20150508 - Clarke, Annie 3407 Callaway Avenue, at the Circuit Court for Baltimore City, Time: 10:00 Clatterbuck, Charles Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 3919 Elmora Ave, Baltimore, 21213 - Sale Date: 20150508 - Time: Davenport, Delores F House Door, Calvert Street entrance, at 11:00 AM, Alex Cooper 10:01 Garrett, Richard Carlton 4928 Greencrest Rd, Baltimore, 21206 - Sale Date: 20150508 - APRIL 22, 2015 Gray, Gregory Thomas Time: 10:02 Baltimore City Hays, Lucy R 129 Parkin St, Baltimore, 21201 - Sale Date: 20150508 - Time: 4136 The Alameda, at the Circuit Court for Baltimore City, Kelso, Joe E 10:03 Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 901 Allendale St, Baltimore, 21229 - Sale Date: 20150508 - Time: Reynolds, Sarah House Door, Calvert Street entrance, at 12:20 PM, Alex Cooper 10:04 Rosenbloom, Ruth 1235 Glyndon Avenue, at the Courthouse for the City of Baltimore, 827 Showell Ct, Baltimore, 21202 - Sale Date: 20150507 - Time: Wiley, Karl L 100 N. Calvert Street at 10:00 AM, Harvey West 09:30 Business ...... 4B 1139 Ashburton Street, at the Circuit Court for Baltimore City, 4108 Flowerton Rd, Baltimore, 21229 - Sale Date: 20150507 - Cellco Partnership and its controlled affiliates doing business Clarence M. Mitchell Courthouse, Court House Door, Calvert Time: 09:35 as Verizon Wireless (Verizon Wireless) proposes to collocate Street Entrance at 9:50 AM, Tidewater 5818 Stuart Ave, Baltimore, 21215 - Sale Date: 20150507 - Time: wireless communications antennas at a top height of 167 feet 2123 Braddish Avenue, at the Circuit Court for Baltimore City, 09:33 on a 167-foot building at the approx. vicinity of 650 S. Exeter Clarence M. Mitchell Courthouse, Court House Door, Calvert Street Entrance at 9:50 AM, Tidewater 402 Elrino St, Baltimore, 21224 - Sale Date: 20150507 - Time: Street 09:34 Individual & Family - Name Change ...... 3B 1221 Broening Highway, at the Circuit Court for Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Calvert 2811 Maudlin Ave, Baltimore, 21230 - Sale Date: 20150507 - Time: Case #24-D-15-000348 - In The Matter Of Lashawnda Renee Street Entrance at 9:50 AM, Tidewater 09:32 Phillips-Farley For Change Of Name To Renee Phillips-Farley 1745 E 25th Street, at the Circuit Court for Baltimore City, 5700 Birchwood Ave, Baltimore, 21214 - Sale Date: 20150506 - Decree NISI ...... 7B Clarence M. Mitchell Courthouse, Court House Door, Calvert Time: 01:05 1212 E Cold Spring Ln Baltimore, MD 21239-3909 Street Entrance at 9:50 AM, Tidewater 3226 Barclay St, Baltimore, 21218 - Sale Date: 20150506 - Time: 122 E Lanvale St Baltimore, MD 21202-2969 4042 Hillen Road, at the Circuit Court for Baltimore City, Clarence 09:50 2262 Druid Park Dr Baltimore, MD 21211-1428 M. Mitchell Courthouse, Court House Door, Calvert Street 3117 Dudley Ave, Baltimore, 21213 - Sale Date: 20150506 - Time: 3644 Elm Ave Baltimore, MD 21211-2401 Entrance at 9:50 AM, Tidewater 09:50 2227 Aisquith Street, at the Circuit Court for Baltimore City, 3802 Leadenhall St Brooklyn, MD 21225-1716 1001 Rockhill Ave, Baltimore, 21229 - Sale Date: 20150506 - Time: Clarence M. Mitchell Courthouse, Court House Door, Calvert 3812 Chesley Ave Baltimore, MD 21206-1509 09:50 Street Entrance at 9:50 AM, Tidewater 733 N Grantley St, Baltimore, 21229 - Sale Date: 20150506 - Time: 3827 Ravenwood Ave Baltimore, MD 21213-2023 1636 Shadyside Road, at the Circuit Court for Baltimore City, 09:52 409 N Chapel Gate Ln Baltimore, MD 21229-2430 Clarence M. Mitchell Courthouse, Court House Door, Calvert 802 N Monroe St, Baltimore, 21217 - Sale Date: 20150506 - Time: 413-415 E. Patapsco Avenue, Baltimore, MD 21225 Street Entrance at 9:50 AM, Tidewater 09:50 4315 Belvieu Ave Baltimore, MD 21215-4847 Continued on 3B

PUBLIC NOTICE TYPES scheduled for a particular day. other municipal charges may be Termination of Parental Rights, Notice to Creditors – When an These sales can be cancelled at sold at public auction at Foundation Notices and other estate is filed, the law requires a any time, and the information jurisdictional tax sales. Rights of notices required by law. Statement of notices “Notice to Creditors” be filed and presented here is correct at the Redemption notices serve notice published in a newspaper once a time of publication. that all efforts have been Court Calendars – On a daily The Daily Record Public Notice week for three successive weeks. exhausted to secure the payment basis, The Daily Record publishes section contains notices that are Storage Unit Auctions – In of those liens and foreclosure court calendars from required by law to be published Property Sales – Maryland, notification of storage proceedings have been initiated. the Circuit Court of in a newspaper of general These property or unit auctions is required by law. Baltimore City and circulation. Public notices auction sales give The notice gives the time and Notice of Sale – After a the Baltimore City describe activity of public notice of impending date of auction for property has been sold at and Baltimore interest and concern and report auctions of property the contents of auction, a Notice of Sale must be County Orphans’ Court. On a activity or planned activity by due to foreclosure action. The various storage units published which states that the monthly basis, we publish government, including the notice will include pertinent on which required sale occurred and the property’s Maryland Court of Appeals and courts. information such as the address payments have not purchase price. the Maryland Court of Special Inside this section, you will find of the property and date and time been made or other legal Appeals schedule. various public notices. The of the sale. Refer to the requirements have not been met. Other Legal Notices – Other section starts with an index to all Upcoming Property Auctions notices you may find To submit a public notice, please the first publication notices. The feature in the front of the section Rights of Redemption – in this section contact Darlene Miller at 443- ads are organized by type and to see the auction sales Properties that have liens filed include Name 524-8188 or send your ad to include the following: against them for unpaid taxes or Changes, [email protected]. 10B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore City Baltimore City. Law Offices of Jeffrey Nadel Law Offices of Jeffrey Nadel Rosenberg & Associates, LLC 4041 Powder Mill Road, Suite 415 4041 Powder Mill Road, Suite 415 7910 Woodmont Avenue, Suite 750 Calverton, Maryland 20705 Calverton, Maryland 20705 Bethesda, Maryland 20814 240-473-5000 240-473-5000 (301) 907-8000 Substitute Trustees’ Sale Substitute Trustees’ Sale www.rosenberg-assoc.com Of Real Property Substitute Trustees’ Sale 3433 Wabash Avenue, Baltimore, MD 21215 Of Real Property ———————————— Of Improved Real Property Under a power of sale contained in a certain Deed of Trust from Rudy Rice, 6218 Northwood Drive, Baltimore, MD 21212 ———————————— 402 Elrino St. A/R/T/A 402 S. Elrino St., dated February 7, 2007, and recorded in Liber 09097, Folio 0319 among the Land Under a power of sale contained in a certain Deed of Trust from Hizkias Records of Baltimore City, MD, default having occurred under the terms Mogos, dated November 25, 2006, and recorded in Liber 08900, Folio 0220 thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore, MD 21224 among the Land Records of Baltimore City, MD, default having occurred under ———————————— Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Calvert the terms thereof, the Substitute Trustee will sell at public auction at Circuit Under a power of sale contained in a certain Deed of Trust from Peter E. Street Entrance, Baltimore, MD on Court for Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Matsangos, Peter E. Matsangos, Sr. and Stella P. Matsangos, dated January 30, Calvert Street Entrance, Baltimore, MD on 2009 and recorded in Liber 11491, folio 162 among the Land Records of May 6, 2015 at 9:50 a.m. Baltimore City, MD, default having occurred under the terms thereof, the Sub. ALL THAT LEASEHOLD LOT OF GROUND, situated in Baltimore City, MD May 6, 2015 at 9:50 a.m. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. ALL THAT FEE SIMPLE LOT OF GROUND, situated in Baltimore City, MD Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, 15-24-3112-018. and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. Calvert Street entrance, Baltimore, MD 21202, on The property will be sold in an “as is” condition and subject to conditions, 27-57-5137J-032. restrictions, agreements, easements, covenants and rights of way of record The property will be sold in an “as is” condition and subject to conditions, May 7, 2015 at 9:34 a.m. affecting the same, if any, and with no warranty of any kind. SOLD subject to an restrictions, agreements, easements, covenants and rights of way of record ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and annual ground rent in the amount of $108.00 payable semi-annually on the 30th affecting the same, if any, and with no warranty of any kind. improvements thereon situated in Baltimore City, MD and described as Tax ID of March and September. Terms of Sale: A deposit of $21,000.00 will be required at the time of sale in #26-17-6342-032 and more fully described in the aforesaid Deed of Trust. Terms of Sale: A deposit of $22,000.00 will be required at the time of sale in the form of cash, certified check, or other form as the Substitute Trustees deter- The property, which is improved by a DWELLING, will be sold in an “as is” the form of cash, certified check, or other form as the Substitute Trustees deter- mine acceptable. No deposit shall be required of the noteholder where the condition and subject to conditions, restrictions and agreements of record mine acceptable. No deposit shall be required of the noteholder where the noteholder bids in the property at auction. Balance of the purchase price to be affecting the same, if any, and with no warranty of any kind. noteholder bids in the property at auction. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Terms of Sale: A deposit of $17,000 by cash or certified check. Balance of the paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore City, time being of the essence for purchaser. In the event that settle- purchase price to be paid in cash within ten days of final ratification of sale by Baltimore City, time being of the essence for purchaser. In the event that settle- ment does not occur within the said ten days, the purchaser shall be in default. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase ment does not occur within the said ten days, the purchaser shall be in default. Upon such default the Trustees may file a Motion and Order to Resell the money at the rate pursuant to the Deed of Trust Note from the date of sale to Upon such default the Trustees may file a Motion and Order to Resell the property at the risk and expense of the defaulting purchaser, and purchaser(s) the date funds are received in the office of the Sub. Trustees. There will be no property at the risk and expense of the defaulting purchaser, and purchaser(s) hereby consent to entry of such resale order without further notice, in which abatement of interest in the event additional funds are tendered before hereby consent to entry of such resale order without further notice, in which case the deposit shall be forfeited and all expenses of this sale (including attor- settlement or if settlement is delayed for any reason. The noteholder shall not case the deposit shall be forfeited and all expenses of this sale (including attor- ney’s fees and the full commission on the gross sale price of this sale) shall be be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE ney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- charged against and paid out of the forfeited deposit. The Trustees may then readvertise and resell the property at the risk and cost of the defaulting tural taxes, if applicable, and any and all public and/or private charges or readvertise and resell the property at the risk and cost of the defaulting purchaser; or, without reselling the property, the Trustees may avail themselves assessments, including water/sewer charges and ground rent, to be adjusted to purchaser; or, without reselling the property, the Trustees may avail themselves of any legal or equitable remedies against the defaulting purchaser. In the event date of sale and thereafter assumed by purchaser. Condominium fees and/or of any legal or equitable remedies against the defaulting purchaser. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, homeowners association dues, if any, shall be assumed by the purchaser from of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said the date of sale forward. Cost of all documentary stamps, transfer taxes and if any, even if such surplus results from improvements to the property by said defaulting purchaser. Interest to be paid on the purchase money less the stated settlement expenses shall be borne by the purchaser. Purchaser shall be respon- defaulting purchaser. Interest to be paid on the purchase money less the stated deposit called for herein, at the rate pursuant to the Deed of Trust Note from sible for obtaining physical possession of the property. Purchaser assumes the deposit called for herein, at the rate pursuant to the Deed of Trust Note from the date of auction to the date funds are received in the office of the Substitute risk of loss or damage to the property from the date of sale forward. Additional the date of auction to the date funds are received in the office of the Substitute Trustee. There shall be no abatement of interest due from the purchaser in the terms to be announced at the time of sale. Trustee. There shall be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement or if settlement is delayed If the Sub. Trustees are unable to convey good and marketable title, the event additional funds are tendered before settlement or if settlement is delayed for any reason, including but not limited to exceptions to sale, bankruptcy purchaser’s sole remedy in law and equity shall be limited to a refund of the for any reason, including but not limited to exceptions to sale, bankruptcy filings by interested parties, Court administration of the foreclosure or deposit without interest. If the purchaser fails to go to settlement, the deposit filings by interested parties, Court administration of the foreclosure or unknown title defects. All taxes, ground rent, water rent, condominium fees shall be forfeited, to the Trustees for application against all expenses, attorney’s unknown title defects. All taxes, ground rent, water rent, condominium fees and/or homeowner association dues, all public charges/assessments payable on fees and the full commission on the sale price of the above-scheduled and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or metropolitan district charges, if appli- foreclosure sale. In the event of default, all expenses of this sale (including an annual basis, including sanitary and/or metropolitan district charges, if appli- cable, are to be adjusted to the date of auction and thereafter are to be assumed attorney’s fees and the full commission on the gross sale price of this sale) shall by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural cable, are to be adjusted to the date of auction and thereafter are to be assumed be charged against and paid out of the forfeited deposit. The Trustees may then transfer tax, if any and settlement expenses shall be borne by the purchaser. by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural re-advertise and resell the property at the risk and expense of the defaulting transfer tax, if any and settlement expenses shall be borne by the purchaser. Purchaser shall be responsible for obtaining physical possession of the purchaser or may avail themselves of any legal or equitable remedies against the Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of damage to the property from the date property. Purchaser assumes the risk of damage to the property from the date of auction forward. If the Substitute Trustee does not convey title for any defaulting purchaser without reselling the property. In the event of a resale, the of auction forward. If the Substitute Trustee does not convey title for any reason, including but not limited to the Secured Party executing a forbearance defaulting purchaser shall not be entitled to receive the surplus, if any, even if reason, including but not limited to the Secured Party executing a forbearance agreement with the borrower(s) described in the above-mentioned Deed of such surplus results from improvements to the property by said defaulting agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allowing the borrower(s) to execute their right to reinstate or payoff purchaser and the defaulting purchaser shall be liable to the Trustees and Trust, or allowing the borrower(s) to execute their right to reinstate or payoff the subject loan, prior to the sale, with or without the Substitute Trustee’s prior secured party for reasonable attorney’s fees and expenses incurred in the subject loan, prior to the sale, with or without the Substitute Trustee’s prior knowledge, or if the sale is not ratified for any reason including errors made by connection with all litigation involving the Property or the proceeds of the knowledge, or if the sale is not ratified for any reason including errors made by the Substitute Trustees, the foreclosure sale shall be null and void and of no resale. Trustees’ file number 51181. the Substitute Trustees, the foreclosure sale shall be null and void and of no effect, and the Purchaser’s sole remedy in law or in equity shall be the return of DIANE S. ROSENBERG, effect, and the Purchaser’s sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at MARK D. MEYER, et al., the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale Substitute Trustees. time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18573) at the time of auction. (Matter #18495) JEFFREY NADEL, SCOTT NADEL, JEFFREY NADEL and SCOTT NADEL, JOHN-PAUL DOUGLAS and DANIEL MENCHEL, Substitute Trustees. Substitute Trustees. MDC Auctioneers MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 410-825-2900 ap21,28,my5 ap21,28,my5 ap21,28,my5

Baltimore City Baltimore City Baltimore City Butler & Hosch, P.A. Alba Law Group, P.A. Alba Law Group, P.A. 9409 Philadelphia Road 11350 McCormick Road, Executive Plaza III, Suite 200 11350 McCormick Road, Executive Plaza III, Suite 200 Baltimore, MD 21237 Hunt Valley, MD 21031 Hunt Valley, MD 21031 410-284-9600 (443) 541-8600 (443) 541-8600 Substitute Trustees’ Sale Substituted Trustees’ Sale Of Substituted Trustees’ Sale Of Real Property Real Property Of Improved Real Property Known As Known As 3814 Beehler Ave., Baltimore, MD 21215 ———————————— 5907 Arabia Avenue, Baltimore, MD 21214 802 North Monroe Street, Baltimore, MD 21217 Under a power of sale contained in a certain Deed of Trust from Lisa A. Pamphilis and Alexander Pamphilis, dated March 14, 2008 and recorded in Liber Case Number 24-O-14-001147 Case Number 24-O-14-001489 10585, folio 576 among the Land Records of Baltimore City, MD, default having ———————————— ———————————— occurred under the terms thereof, the Sub. Trustees will sell at public auction at Under and by virtue of the power of sale contained in a Deed of Trust from Under and by virtue of the power of sale contained in a Deed of Trust from the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, Deon J. Mcgehee, recorded among the Land Records of Baltimore City in Liber Anahi Lima, recorded among the Land Records of Baltimore City in Liber 12188, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, folio 034, and Declaration of Substitution of Trustees recorded among the afore- MD 21202, on 14855, folio 427, and Declaration of Substitution of Trustees recorded among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, mentioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Christine Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta as Substi- Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta as Substituted May 6, 2015 at 1:02 p.m. tuted Trustees, the Substituted Trustees will offer for sale at public auction, at Trustees, the Substituted Trustees will offer for sale at public auction, at the ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street the Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street THEREON situated in Baltimore City, MD and more fully described in the afore- entrance), Baltimore, Maryland, 21202 on entrance), Baltimore, Maryland, 21202 on said Deed of Trust. The property will be sold subject to an annual ground rent of $120. The property is improved by a DWELLING. Wednesday, May 6, 2015 at 09:50 a.m. The property will be sold in an “as is” condition and subject to conditions, Wednesday, May 6, 2015 at 09:50 a.m. ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- restrictions and agreements of record affecting the same, if any and with no ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- more City, State of Maryland, as described in the Deed of Trust recorded among warranty of any kind. more City, State of Maryland, as described in the Deed of Trust recorded among the Land Records of Baltimore City, in Liber 12188, folio 034, also being further Terms of Sale: A deposit of $13,000 by cash or certified check. Balance of the the Land Records of Baltimore City, in Liber 14855, folio 427, also being further described in a Deed recorded among the Land Records of Baltimore City in purchase price to be paid in cash within 10 days of final ratification of the sale described in a Deed recorded among the Land Records of Baltimore City in Liber 12188, folio 027. The improvements thereon consist of a DWELLING. by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the Liber 14855, folio 420. The improvements thereon consist of a DWELLING. The property is subject to an annual ground rent. purchaser fails to settle within the aforesaid ten (10) days of ratification, the The property will be sold in “AS IS” condition, subject to any existing building The property will be sold in “AS IS” condition, subject to any existing building purchaser relinquishes their deposit and the Sub-Trustees may file an violations, restrictions and agreements of record. The purchaser assumes all violations, restrictions and agreements of record. The purchaser assumes all appropriate motion with the court to resell the property. Purchaser waives risks of loss for the property as of the date of sale. Neither the Substituted Trus- risks of loss for the property as of the date of sale. Neither the Substituted Trus- personal service of any paper filed with the Court in connection with such tees nor their respective agents, successors or assigns make any representations tees nor their respective agents, successors or assigns make any representations motion and any Show Cause Order issued by the Court and expressly agrees to or warranties, either expressed or implied with respect to the property. The or warranties, either expressed or implied with respect to the property. The accept service of any such paper or Order by certified mail and regular mail sent Substituted Trustees shall convey insurable title. Substituted Trustees shall convey insurable title. to the address provided by the purchaser and as recorded on the documents TERMS OF THE SALE: A deposit in a form acceptable to the Substituted TERMS OF THE SALE: A deposit in a form acceptable to the Substituted executed by the purchaser at the time of the sale. Service shall be deemed effec- Trustee in the amount of $8,000.00 will be required of the purchaser, other than Trustee in the amount of $10,000.00 will be required of the purchaser, other tive upon the purchaser 3 days after postmarked by the United States Post the Holder of the Note or its assigns, at the time and place of sale. Any amount than the Holder of the Note or its assigns, at the time and place of sale. Any Office. It is expressly agreed by the purchaser that actual receipt of the certified tendered at sale in excess of the required deposit will be refunded and not amount tendered at sale in excess of the required deposit will be refunded and mail is not required for service to be effective. If the purchaser fails to go to applied to the purchase price. Unless the purchaser is the Holder of the Note or not applied to the purchase price. Unless the purchaser is the Holder of the settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of its assigns, the balance of the purchase price shall be paid immediately with Note or its assigns, the balance of the purchase price shall be paid immediately this sale (including attorney fees and full commission on the gross sales price of available funds within ten (10) days of the final ratification of the sale by the with available funds within ten (10) days of the final ratification of the sale by the sale) shall be charged against and paid from the forfeited deposit. In the Circuit Court for Baltimore City. Time is of the essence. The purchaser, other the Circuit Court for Baltimore City. Time is of the essence. The purchaser, event of resale the defaulting purchaser shall not be entitled to any surplus than the Holder of the Note or its assigns, shall pay interest at the rate of other than the Holder of the Note or its assigns, shall pay interest at the rate of proceeds or profits resulting from any resale of the property regardless of any 3.75000% per annum on the unpaid portion of the purchase price from the date 5.50000% per annum on the unpaid portion of the purchase price from the date improvements made to the real property. Interest is to be paid on the unpaid of sale to date of settlement. Real property taxes and assessments shall be of sale to date of settlement. Real property taxes and assessments shall be purchase money at the rate of 7.125% per annum from the date of sale to the adjusted to the date of sale and assumed thereafter by the purchaser. Ground adjusted to the date of sale and assumed thereafter by the purchaser. Ground date the funds are received in the office of the Sub-Trustees. Taxes, ground rent, water and/or sewer charges public or private, if any, shall be adjusted to rent, water and/or sewer charges public or private, if any, shall be adjusted to rent, water rent, condominium fees and/or homeowner association dues, all the date of sale and assumed thereafter by the purchaser. Cost of all the date of sale and assumed thereafter by the purchaser. Cost of all public charges/assessments payable on an annual basis, including sanitary documentary stamps and transfer taxes shall be paid by the purchaser. documentary stamps and transfer taxes shall be paid by the purchaser. and/or metropolitan district charges, if applicable, to be adjusted for the current Purchaser shall have the responsibility of obtaining possession of the property. Purchaser shall have the responsibility of obtaining possession of the property. year to date of sale and assumed thereafter by the purchaser. Purchaser shall be In the event settlement is delayed for any reason, there shall be no abatement In the event settlement is delayed for any reason, there shall be no abatement responsible for the costs of all transfer taxes, documentary stamps and all other of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- costs incident to settlement. Purchaser shall be responsible for physical posses- tuted Trustees shall resell the property at the risk and expense of the defaulting tuted Trustees shall resell the property at the risk and expense of the defaulting sion of the property. Purchaser assumes the risk of loss from the date of sale purchaser. The defaulting purchaser shall be liable for the payment of any defi- purchaser. The defaulting purchaser shall be liable for the payment of any defi- forward. The sale is subject to post sale audit by the Noteholder to determine ciency in the purchase price, all costs and expenses of both sales, attorney fees, ciency in the purchase price, all costs and expenses of both sales, attorney fees, whether the borrower entered into any repayment/forbearance agreement, rein- all other charges due, and incidental and consequential damages. Defaulting all other charges due, and incidental and consequential damages. Defaulting stated or paid off prior to the sale. In any such event the Purchaser agrees that purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 upon notification by the Sub-Trustees of such event the sale is null and void and in connection with the filing of a motion to resell. in connection with the filing of a motion to resell. of no legal effect and the deposit returned without interest. If the Sub-Trustees In the event the Substituted Trustees do not convey title for any reason, In the event the Substituted Trustees do not convey title for any reason, are unable to convey either insurable or good and marketable title, or the sale is purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser’s sole remedy is return of the deposit. The Purchaser shall have no not ratified for any reason by the Circuit Court including errors made by the further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to attorney. The Substituted Trustees shall have the right to terminate this contract attorney. The Substituted Trustees shall have the right to terminate this contract a refund of the deposit without any interest. in the event the Holder or its Servicer has entered into any agreement with, or in the event the Holder or its Servicer has entered into any agreement with, or MARK H. WITTSTADT, et al., accepted funds from, the mortgagor. Upon termination of the contract, Purchas- accepted funds from, the mortgagor. Upon termination of the contract, Purchas- Sub. Trustees. er’s sole remedy shall be return of the deposit. er’s sole remedy shall be return of the deposit. MARK S. DEVAN, THOMAS P. DORE, MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL and ANGELA NASUTA, MELISSA L. CASSELL, and ANGELA NASUTA, Substituted Trustees. Substituted Trustees. Tidewater Auctions, LLC Tidewater Auctions, LLC (410) 825-2900 (410) 825-2900 www.tidewaterauctions.com www.tidewaterauctions.com ap21,28,my5 ap21,28,my5 ap21,28,my5 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 11B

Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC Alba Law Group, P.A. Hofmeister, Breza & Leavers, 7910 Woodmont Avenue, Suite 750 11350 McCormick Road, Executive Plaza III, Suite 200 Executive Plaza III, Bethesda, Maryland 20814 Hunt Valley, MD 21031 11350 McCormick Road, Suite 1300, (301) 907-8000 (443) 541-8600 Hunt Valley, Maryland 21031. www.rosenberg-assoc.com Substituted Trustees’ Sale Of Substitute Trustees’ Sale Substitute Trustees’ Sale Real Property Of Valuable Leasehold Dwelling Of Improved Real Property Known As 733 North Grantley Street, Baltimore, MD 21229 5818 Stuart Ave., Baltimore, MD 21215 3117 Dudley Avenue, Baltimore, MD 21213 ———————————— ———————————— Under and by virtue of the power of sale contained in a certain Deed of Trust Under a power of sale contained in a certain Deed of Trust from Richard G. Case Number 24-O-13-001642 from L.W.C. Development, Inc., dated March 12, 2007, and recorded in Liber Jackson, dated June 30, 2009 and recorded in Liber 11834, folio 450 among the ———————————— 9167, folio 127, among the Land Records of Baltimore City, Maryland, default Land Records of Baltimore City, MD, default having occurred under the terms Under and by virtue of the power of sale contained in a Deed of Trust from having occurred under the terms thereof, and at the request of the parties thereof, the Sub. Trustees will sell at public auction at the Circuit Court for secured thereby, the undersigned Substitute Trustees will offer for sale at public Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert James E. Johnson, Jr., recorded among the Land Records of Baltimore City in Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Liber 4794, folio 274, and Declaration of Substitution of Trustees recorded auction at the Circuit Court for Baltimore City, Clarence M. Mitchell Courthouse among the aforementioned Land Records substituting Thomas P. Dore, Mark S. Door, 100 N. Calvert Street, Baltimore, MD on May 7, 2015 at 9:33 a.m. Devan, Gerard F. Miles, Jr., Erin Gloth, and Christine Drexel as Substituted ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and Trustees, the Substituted Trustees will offer for sale at public auction, at the Wednesday, May 6, 2015 at 9:52 a.m. improvements thereon situated in Baltimore City, MD and described as Tax ID Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN #27-22-4493-106 and more fully described in the aforesaid Deed of Trust. The entrance), Baltimore, Maryland, 21202 on Baltimore City, Maryland and more fully described in the aforesaid Deed of property will be sold subject to an annual ground rent of $150, payable on the Trust. 4th day of March and September. Wednesday, May 6, 2015 at 09:50 a.m. The property is believed to be improved by a brick townhouse style The property, which is improved by a DWELLING, will be sold in an “as is” ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- DWELLING believed to contain four bedrooms and one bath, a full basement, condition and subject to conditions, restrictions and agreements of record more City, State of Maryland, as described in the Deed of Trust recorded among and a covered front porch. The property address is 733 North Grantley Street, Baltimore, MD 21229. affecting the same, if any, and with no warranty of any kind. the Land Records of Baltimore City, in Liber 4794, folio 274, also being further Terms of Sale: A deposit of $41,000 by cash or certified check. Balance of the Said property is subject to an annual ground rent of $90.00 payable on the described in a Deed recorded among the Land Records of Baltimore City in 20th days of February and August and is sold in an “as is condition” and subject purchase price to be paid in cash within ten days of final ratification of sale by Liber 4794, folio 269. The improvements thereon consist of a DWELLING. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase to all covenants, conditions, liens, restrictions, easements, rights-of-way as may The property will be sold in “AS IS” condition, subject to any existing building affect same, if any, and with no warranty of any kind. money at the rate pursuant to the Deed of Trust Note from the date of sale to violations, restrictions and agreements of record. The purchaser assumes all the date funds are received in the office of the Sub. Trustees. There will be no Terms of Sale: A deposit of $10,000.00 will be required of the purchaser, other risks of loss for the property as of the date of sale. Neither the Substituted Trus- than the Holder of the Note or its assigns, at the time of sale, such deposit to be abatement of interest in the event additional funds are tendered before tees nor their respective agents, successors or assigns make any representations in cash or certified check, or other form acceptable to the Substitute Trustees, settlement or if settlement is delayed for any reason. The noteholder shall not or warranties, either expressed or implied with respect to the property. The in their sole discretion. Balance of the purchase price is to be paid in cash be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Substituted Trustees shall convey insurable title. within ten (10) days of the final ratification of sale by the Circuit Court for Balti- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted more City. If payment of the balance does not take place within ten (10) days of tural taxes, if applicable, and any and all public and/or private charges or Trustee in the amount of $10,000.00 will be required of the purchaser, other ratification, the deposit may be forfeited and property may be resold at the risk assessments, including water/sewer charges and ground rent, to be adjusted to than the Holder of the Note or its assigns, at the time and place of sale. Any and expense of the defaulting purchaser. The defaulting purchaser shall not be date of sale and thereafter assumed by purchaser. Condominium fees and/or amount tendered at sale in excess of the required deposit will be refunded and entitled to any surplus proceeds or profits resulting from any resale of the prop- homeowners association dues, if any, shall be assumed by the purchaser from not applied to the purchase price. Unless the purchaser is the Holder of the erty. Interest to be paid on unpaid purchase money at the rate pursuant to the the date of sale forward. Cost of all documentary stamps, transfer taxes and Note or its assigns, the balance of the purchase price shall be paid immediately deed of trust note from date of sale to date funds are received in the office of with available funds within ten (10) days of the final ratification of the sale by settlement expenses shall be borne by the purchaser. Purchaser shall be respon- the Substitute Trustees in the event the property is purchased by someone the Circuit Court for Baltimore City. Time is of the essence. The purchaser, rather than the note holder. sible for obtaining physical possession of the property. Purchaser assumes the other than the Holder of the Note or its assigns, shall pay interest at the rate of risk of loss or damage to the property from the date of sale forward. Additional In the event settlement is delayed for any reason, including, but not limited to, 6.00000% per annum on the unpaid portion of the purchase price from the date exceptions to the sale, bankruptcy filings by interested parties, or court admin- terms to be announced at the time of sale. of sale to date of settlement. Real property taxes and assessments shall be If the Sub. Trustees are unable to convey good and marketable title, the istration of the foreclosure, there shall be no abatement of interest. Taxes, adjusted to the date of sale and assumed thereafter by the purchaser. Ground ground rent, water, condominium fees and/or homeowner association dues, all purchaser’s sole remedy in law and equity shall be limited to a refund of the rent, water and/or sewer charges public or private, if any, shall be adjusted to public charges, assessments payable on an annual basis, including sanitary deposit without interest. If the purchaser fails to go to settlement, the deposit the date of sale and assumed thereafter by the purchaser. Cost of all and/or metropolitan district charges and front foot benefit charges, if shall be forfeited, to the Trustees for application against all expenses, attorney’s documentary stamps and transfer taxes shall be paid by the purchaser. applicable, to be adjusted for the current year to date of sale and assumed fees and the full commission on the sale price of the above-scheduled Purchaser shall have the responsibility of obtaining possession of the property. thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and foreclosure sale. In the event of default, all expenses of this sale (including In the event settlement is delayed for any reason, there shall be no abatement settlement expenses shall be borne by the purchaser. Purchaser shall be respon- attorney’s fees and the full commission on the gross sale price of this sale) shall of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- sible for obtaining physical possession of the property. Purchaser assumes the be charged against and paid out of the forfeited deposit. The Trustees may then tuted Trustees shall resell the property at the risk and expense of the defaulting risk of loss or damage to the property from the date of sale forward. If the re-advertise and resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any defi- Substitute Trustees are unable to convey good and marketable title, the purchaser or may avail themselves of any legal or equitable remedies against the ciency in the purchase price, all costs and expenses of both sales, attorney fees, purchaser’s sole remedy in law or equity shall be limited to the refund of the all other charges due, and incidental and consequential damages. Defaulting defaulting purchaser without reselling the property. In the event of a resale, the deposit. Upon refund of the deposit, this sale shall be void and of no effect, and purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 the purchaser shall have no further claims against the Substitute Trustees. defaulting purchaser shall not be entitled to receive the surplus, if any, even if in connection with the filing of a motion to resell. such surplus results from improvements to the property by said defaulting NOTE: The information contained herein was obtained from sources deemed In the event the Substituted Trustees do not convey title for any reason, to be reliable, but is offered for informational purposes only. Neither the purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser’s sole remedy is return of the deposit. The Purchaser shall have no secured party for reasonable attorney’s fees and expenses incurred in auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s agents or attorneys make any representations or warranties with respect to the connection with all litigation involving the Property or the proceeds of the attorney. The Substituted Trustees shall have the right to terminate this contract accuracy of information. resale. Trustees’ file number 51853. in the event the Holder or its Servicer has entered into any agreement with, or PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN DIANE S. ROSENBERG, accepted funds from, the mortgagor. Upon termination of the contract, Purchas- DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- MARK D. MEYER, et al., er’s sole remedy shall be return of the deposit. CLOSURE AUCTION. For additional information, please contact the Substitute Substitute Trustees. THOMAS P. DORE, MARK S. DEVAN, Trustees. GERARD F. MILES, JR., ERIN GLOTH, C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, and CHRISTINE DREXEL, STEPHANIE H. HURLEY and KAITLIN R. SMITH, Substituted Trustees. Substitute Trustees. Tidewater Auctions, LLC Tidewater Auctions, LLC (410) 825-2900 410-825-2900 www.tidewaterauctions.com www.tidewaterauctions.com ap21,28,my5 ap21,28,my5 ap21,28,my5

Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, Alba Law Group, P.A. Alba Law Group, P.A. 7910 Woodmont Avenue, Suite 750, 11350 McCormick Road, Executive Plaza III, Suite 200 11350 McCormick Road, Executive Plaza III, Suite 200 Bethesda, Maryland 20814, Hunt Valley, MD 21031 Hunt Valley, MD 21031 (301) 907-8000. (443) 541-8600 (443) 541-8600 www.rosenberg-assoc.com Substituted Trustees’ Sale Of Substituted Trustees’ Sale Of Substitute Trustees’ Sale Real Property Real Property Of Improved Real Property Known As Known As 4108 Flowerton Rd., Baltimore, MD 21229 3226 Barclay Street, Baltimore, MD 21218 1001 Rockhill Avenue, Baltimore, MD 21229 ———————————— Under a power of sale contained in a certain Deed of Trust from Marshall Case Number 24-O-14-001153 Case Number 24-O-14-000440 Hobbs, dated July 19, 2007 and recorded in Liber 9840, folio 499 among the Land ———————————— ———————————— Records of Baltimore City, MD, default having occurred under the terms Under and by virtue of the power of sale contained in a Deed of Trust from Under and by virtue of the power of sale contained in a Deed of Trust from thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Vanessa Jenkins, recorded among the Land Records of Baltimore City in Liber Keith Klinedinst, recorded among the Land Records of Baltimore City in Liber Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert 3661, folio 269, and Declaration of Substitution of Trustees recorded among the 10938, folio 0386, and Declaration of Substitution of Trustees recorded among Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta as Substituted Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta as Substituted May 7, 2015 at 9:35 a.m. Trustees, the Substituted Trustees will offer for sale at public auction, at the Trustees, the Substituted Trustees will offer for sale at public auction, at the ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street improvements thereon situated in Baltimore City, MD and described as Tax ID entrance), Baltimore, Maryland, 21202 on entrance), Baltimore, Maryland, 21202 on #16-06-2526-024D and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $108, payable on the 24th day of May and November. Wednesday, May 6, 2015 at 09:50 a.m. Wednesday, May 6, 2015 at 09:50 a.m. ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- The property, which is improved by a DWELLING, will be sold in an “as is” more City, State of Maryland, as described in the Deed of Trust recorded among more City, State of Maryland, as described in the Deed of Trust recorded among condition and subject to conditions, restrictions and agreements of record the Land Records of Baltimore City, in Liber 3661, folio 269, also being further the Land Records of Baltimore City, in Liber 10938, folio 0386, also being further affecting the same, if any, and with no warranty of any kind. described in a Deed recorded among the Land Records of Baltimore City in described in a Deed recorded among the Land Records of Baltimore City in Terms of Sale: A deposit of $11,000 by cash or certified check. Balance of the Liber 7038, folio 341. The improvements thereon consist of a DWELLING. Liber 10938, folio 0378. The improvements thereon consist of a DWELLING. purchase price to be paid in cash within ten days of final ratification of sale by The property is subject to an annual ground rent. The property is subject to an annual ground rent. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase The property will be sold in “AS IS” condition, subject to any existing building The property will be sold in “AS IS” condition, subject to any existing building money at the rate pursuant to the Deed of Trust Note from the date of sale to violations, restrictions and agreements of record. The purchaser assumes all violations, restrictions and agreements of record. The purchaser assumes all the date funds are received in the office of the Sub. Trustees. There will be no risks of loss for the property as of the date of sale. Neither the Substituted Trus- risks of loss for the property as of the date of sale. Neither the Substituted Trus- abatement of interest in the event additional funds are tendered before tees nor their respective agents, successors or assigns make any representations tees nor their respective agents, successors or assigns make any representations settlement or if settlement is delayed for any reason. The noteholder shall not or warranties, either expressed or implied with respect to the property. The or warranties, either expressed or implied with respect to the property. The be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Substituted Trustees shall convey insurable title. Substituted Trustees shall convey insurable title. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted TERMS OF THE SALE: A deposit in a form acceptable to the Substituted tural taxes, if applicable, and any and all public and/or private charges or Trustee in the amount of $5,000.00 will be required of the purchaser, other than Trustee in the amount of $14,000.00 will be required of the purchaser, other assessments, including water/sewer charges and ground rent, to be adjusted to the Holder of the Note or its assigns, at the time and place of sale. Any amount than the Holder of the Note or its assigns, at the time and place of sale. Any date of sale and thereafter assumed by purchaser. Condominium fees and/or tendered at sale in excess of the required deposit will be refunded and not amount tendered at sale in excess of the required deposit will be refunded and homeowners association dues, if any, shall be assumed by the purchaser from applied to the purchase price. Unless the purchaser is the Holder of the Note or not applied to the purchase price. Unless the purchaser is the Holder of the the date of sale forward. Cost of all documentary stamps, transfer taxes and its assigns, the balance of the purchase price shall be paid immediately with Note or its assigns, the balance of the purchase price shall be paid immediately settlement expenses shall be borne by the purchaser. Purchaser shall be respon- available funds within ten (10) days of the final ratification of the sale by the with available funds within ten (10) days of the final ratification of the sale by sible for obtaining physical possession of the property. Purchaser assumes the Circuit Court for Baltimore City. Time is of the essence. The purchaser, other the Circuit Court for Baltimore City. Time is of the essence. The purchaser, risk of loss or damage to the property from the date of sale forward. Additional than the Holder of the Note or its assigns, shall pay interest at the rate of other than the Holder of the Note or its assigns, shall pay interest at the rate of terms to be announced at the time of sale. 6.00000% per annum on the unpaid portion of the purchase price from the date 6.00000% per annum on the unpaid portion of the purchase price from the date If the Sub. Trustees are unable to convey good and marketable title, the of sale to date of settlement. Real property taxes and assessments shall be of sale to date of settlement. Real property taxes and assessments shall be purchaser’s sole remedy in law and equity shall be limited to a refund of the adjusted to the date of sale and assumed thereafter by the purchaser. Ground adjusted to the date of sale and assumed thereafter by the purchaser. Ground deposit without interest. If the purchaser fails to go to settlement, the deposit rent, water and/or sewer charges public or private, if any, shall be adjusted to rent, water and/or sewer charges public or private, if any, shall be adjusted to shall be forfeited, to the Trustees for application against all expenses, attorney’s the date of sale and assumed thereafter by the purchaser. Cost of all the date of sale and assumed thereafter by the purchaser. Cost of all fees and the full commission on the sale price of the above-scheduled documentary stamps and transfer taxes shall be paid by the purchaser. documentary stamps and transfer taxes shall be paid by the purchaser. foreclosure sale. In the event of default, all expenses of this sale (including Purchaser shall have the responsibility of obtaining possession of the property. Purchaser shall have the responsibility of obtaining possession of the property. attorney’s fees and the full commission on the gross sale price of this sale) shall In the event settlement is delayed for any reason, there shall be no abatement In the event settlement is delayed for any reason, there shall be no abatement be charged against and paid out of the forfeited deposit. The Trustees may then of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- re-advertise and resell the property at the risk and expense of the defaulting tuted Trustees shall resell the property at the risk and expense of the defaulting tuted Trustees shall resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the purchaser. The defaulting purchaser shall be liable for the payment of any defi- purchaser. The defaulting purchaser shall be liable for the payment of any defi- defaulting purchaser without reselling the property. In the event of a resale, the ciency in the purchase price, all costs and expenses of both sales, attorney fees, ciency in the purchase price, all costs and expenses of both sales, attorney fees, defaulting purchaser shall not be entitled to receive the surplus, if any, even if all other charges due, and incidental and consequential damages. Defaulting all other charges due, and incidental and consequential damages. Defaulting such surplus results from improvements to the property by said defaulting purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 in connection with the filing of a motion to resell. in connection with the filing of a motion to resell. purchaser and the defaulting purchaser shall be liable to the Trustees and In the event the Substituted Trustees do not convey title for any reason, In the event the Substituted Trustees do not convey title for any reason, secured party for reasonable attorney’s fees and expenses incurred in purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser’s sole remedy is return of the deposit. The Purchaser shall have no connection with all litigation involving the Property or the proceeds of the further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s resale. Trustees’ file number 47946. attorney. The Substituted Trustees shall have the right to terminate this contract attorney. The Substituted Trustees shall have the right to terminate this contract The property will be sold subject to a 120 day right of redemption by the in the event the Holder or its Servicer has entered into any agreement with, or in the event the Holder or its Servicer has entered into any agreement with, or Internal Revenue Service. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- accepted funds from, the mortgagor. Upon termination of the contract, Purchas- DIANE S. ROSENBERG, MARK D. MEYER, et al., er’s sole remedy shall be return of the deposit. er’s sole remedy shall be return of the deposit. Substitute Trustees. MARK S. DEVAN, THOMAS P. DORE, MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL, ANGELA NASUTA, MELISSA L. CASSELL, ANGELA NASUTA, Substituted Trustees. Substituted Trustees. Tidewater Auctions, LLC Tidewater Auctions, LLC (410) 825-2900 (410) 825-2900 www.tidewaterauctions.com www.tidewaterauctions.com ap21,28,my5 ap21,28,my5 ap21,28,my5 12B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City. Baltimore City Rosenberg & Associates, LLC BWW Law Group, LLC 7910 Woodmont Avenue, Suite 750 6003 Executive Boulevard, Suite 101 Bethesda, Maryland 20814 Rockville, MD 20852 (301) 907-8000 (301) 961-6555 www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Improved Real Property And Any Improvements Thereon 827 Showell Ct., Baltimore, MD 21202 ———————————— 4928 Greencrest Rd., Baltimore, MD 21206 Under a power of sale contained in a certain Deed of Trust from Vanessa ———————————— Griffin, Donnell T. Griffin, Jr. and Angel Lasean Nancy Griffin, dated October 23, Under a power of sale contained in a certain Deed of Trust dated May 16, 2007 and recorded in Liber 9495, Folio 432 among the Land Records of Baltimore City, 1997 and recorded in Liber 6802, folio 126 among the Land Records of Baltimore MD, with an original principal balance of $100,000.00 and an original interest rate of 2.00% default having occurred under the terms thereof, the Sub. Trustees will sell City, MD, default having occurred under the terms thereof, the Sub. Trustees at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert entrance, Baltimore, MD 21202, on Street entrance, Baltimore, MD 21202, on May 8, 2015 at 10:02 a.m. May 7, 2015 at 9:30 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and described as follows: ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and BEGINNING FOR THE SAME THEREOF ON THE NORTHWEST SIDE OF GREENCREST ROAD AS NOW LAID OUT 50 FEET WIDE AT A POINT IN LINE WITH improvements thereon situated in Baltimore City, MD and described as Tax ID THE CENTER LINE OF A PARTY WALL BETWEEN THE HOUSE ON THE LOT NOW BEING DESCRIBED AND THAT ADJOINING TO THE SOUTH SAID POINT OF #10-04-1156-027 and more fully described in the aforesaid Deed of Trust. BEGINNING BEING 1118.32 FEET MEASURED NORTHEASTERLY ALONG THE NORTHWEST SIDE GREENCREST ROAD 50 FEET WIDE, FROM ITS INTERSEC- The property, which is improved by a DWELLING, will be sold in an “as is” TION WITH THE NORTH SIDE OF FORCE ROAD 50 FEET WIDE, THENCE LEAVING SAID POINT OF BEGINNNG AND RUNNING AND BINDING ON THE condition and subject to conditions, restrictions and agreements of record NORTHWEST SIDE OF GREENCREST ROAD NORTH 30 DEGREES 37 MINUTES 10 SECONDS EAST 16.33 FEET TO A POINT IN LINE WITH THE CENTER LINE affecting the same, if any, and with no warranty of any kind. OF A PARTY WALL BETWEEN THE HOUSE ON THE LOT NOW BEING DESCRIBED AND THAT ADJOINING TO THE NORTH THENCE NORTH 59 DEGREES 22 Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the MINUTES 50 SECONDS WEST TO AND THROUGH THE CENTER OF SAID PARTY WALL IN ALL 139.50 FEET TO INTERSECT THE SOUTHEAST SIDE OF THE purchase price to be paid in cash within ten days of final ratification of sale by SUSQUEHANNA TRANSMISSION COMPANY RIGHT OF WAY THENCE RUNNING AND BINDING ON THE SOUTHEAST SIDE OF SAID SUSQUEHANNA TRANS- the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase MISSION COMPANY RIGHT OF WAY SOUTH 30 DEGREES 37 MINUTES 10 SECONDS WEST 16.33 FEET TO INTERSECT A LINE DRAWN FROM THE POINT OF money at the rate pursuant to the Deed of Trust Note from the date of sale to BEGINNING NORTH 59 DEGREES 22 MINUTES 50 SECONDS WEST, THENCE REVERSING SAID LINE SOUTH 59 DEGREES 22 MINUTES 50 SECONDS EAST the date funds are received in the office of the Sub. Trustees. There will be no 139.50 FEET PASSING TO AND THROUGH THE CENTER OF A PARTY WALL BETWEEN THE HOUSE ON THE LOT NOW BEING DESCRIBED AND THAT abatement of interest in the event additional funds are tendered before ADJOINING TO THE SOUTH TO THE POINT OF BEGINNING. THE IMPROVEMENTS THEREON BEING KNOWN AS NO. 4928 GREENCREST ROAD. BEING LOT settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE NO 74, BLOCK 1, SECTION 2 OF THE PLAT OF FRANKFORD GARDENS AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE CITY IN POCKET FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- FOLDER M.L.P. NO. 872. tural taxes, if applicable, and any and all public and/or private charges or SAVING AND EXCEPTING THEREFROM A 16 FOOT WIDE ALLEY WITH THE USE THEREOF IN COMMON WITH OTHERS PARALLEL TO AND 20 FEET assessments, including water/sewer charges and ground rent, to be adjusted to SOUTHEATERLY FROM THE SOUTH 30 DEGREES 37 MINUTES 10 SECONDS NORTH LINE IN THE ABOVE MENTIONED DESCRIPTION TRAVERSING THE date of sale and thereafter assumed by purchaser. Condominium fees and/or FULL WIDTH OF THIS LOT. homeowners association dues, if any, shall be assumed by the purchaser from The property will be sold subject to an annual ground rent of $90. the date of sale forward. Cost of all documentary stamps, transfer taxes and The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, settlement expenses shall be borne by the purchaser. Purchaser shall be respon- if any, and with no warranty of any kind. sible for obtaining physical possession of the property. Purchaser assumes the Terms of Sale: A deposit of $12,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. risk of loss or damage to the property from the date of sale forward. Additional Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to terms to be announced at the time of sale. the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of If the Sub. Trustees are unable to convey good and marketable title, the interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of purchaser’s sole remedy in law and equity shall be limited to a refund of the current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax deposit without interest. If the purchaser fails to go to settlement, the deposit sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the shall be forfeited, to the Trustees for application against all expenses, attorney’s extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a attorney’s fees and the full commission on the gross sale price of this sale) shall condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical be charged against and paid out of the forfeited deposit. The Trustees may then possession of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan re-advertise and resell the property at the risk and expense of the defaulting with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior purchaser or may avail themselves of any legal or equitable remedies against the to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If defaulting purchaser without reselling the property. In the event of a resale, the purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall defaulting purchaser shall not be entitled to receive the surplus, if any, even if be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any such surplus results from improvements to the property by said defaulting surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to purchaser and the defaulting purchaser shall be liable to the Trustees and convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is secured party for reasonable attorney’s fees and expenses incurred in the return of the deposit without interest. connection with all litigation involving the Property or the proceeds of the PLEASE CONSULT WWW.ALEXCOOPER.COM resale. Trustees’ file number 53013. FOR STATUS OF UPCOMING SALES DIANE S. ROSENBERG, HOWARD N. BIERMAN, MARK D. MEYER, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

ap21,28,my5 ap21,28,my5

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 901 Allendale St., Baltimore, MD 21229 129 Parkin St., Baltimore, MD 21201 3919 Elmora Ave., Baltimore, MD 21213 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated December 9, Under a power of sale contained in a certain Deed of Trust dated April 10, Under a power of sale contained in a certain Deed of Trust dated July 25, 2007 2009 and recorded in Liber 12343, Folio 260 among the Land Records of 2007 and recorded in Liber 9361, Folio 627 among the Land Records of and recorded in Liber 10071, Folio 450 among the Land Records of Baltimore Baltimore City, MD, with an original principal balance of $116,412.00 and an Baltimore City, MD, with an original principal balance of $140,000.00 and an City, MD, with an original principal balance of $114,750.00 and an original original interest rate of 5.5% default having occurred under the terms thereof, original interest rate of 11.0% default having occurred under the terms thereof, interest rate of 10.200% default having occurred under the terms thereof, the the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on May 8, 2015 at 10:04 a.m. May 8, 2015 at 10:03 a.m. May 8, 2015 at 10:01 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. ground rent of $96. ground rent of $40. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $18,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $12,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $25,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap21,28,my5 ap21,28,my5 ap21,28,my5 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 13B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 3745 Saint Margaret St., Baltimore, MD 21225 3551 Benzinger Rd., Baltimore, MD 21229 4204 Groveland Ave., Baltimore, MD 21215 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated April 6, 2006 Under a power of sale contained in a certain Deed of Trust dated July 5, 2005 Under a power of sale contained in a certain Deed of Trust dated October 9, and recorded in Liber 8011, Folio 697 among the Land Records of Baltimore and recorded in Liber 6645, Folio 78 among the Land Records of Baltimore City, 2008 and recorded in Liber 11065, Folio 379 among the Land Records of City, MD, with an original principal balance of $71,155.00 and an original MD, with an original principal balance of $129,900.00 and an original interest Baltimore City, MD, with an original principal balance of $151,310.00 and an interest rate of 6.750% default having occurred under the terms thereof, the Sub. rate of 6.12500% default having occurred under the terms thereof, the Sub. Trus- original interest rate of 4.000% default having occurred under the terms thereof, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the tees will sell at public auction at the Circuit Court for Baltimore City, at the the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Calvert Street entrance, Baltimore, MD 21202, on Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on May 8, 2015 at 9:56 a.m. May 8, 2015 at 9:58 a.m. May 8, 2015 at 10:00 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an “as is” ground rent of $84. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $12,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $18,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $12,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap21,28,my5 ap21,28,my5 ap21,28,my5

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property And Any Improvements Thereon Of Real Property And Any Improvements Thereon 2909 E. Northern Pkwy. A/R/T/A 2909 Northern Pkwy., And Any Improvements Thereon Baltimore, MD 21214 1214 N. Bentalou St., Baltimore, MD 21216 ———————————— 2425 W. Cold Spring La., Baltimore, MD 21215 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated December 7, Under a power of sale contained in a certain Deed of Trust dated April 25, Under a power of sale contained in a certain Deed of Trust dated August 28, 2008 and recorded in Liber 10809, Folio 33 among the Land Records of 2006 and recorded in Liber 8752, Folio 603 among the Land Records of 2006 and recorded in Liber 8387, Folio 300 among the Land Records of Baltimore City, MD, with an original principal balance of $137,250.00 and an Baltimore City, MD, with a modified principal balance of $152,413.84 and an Baltimore City, MD, with an original principal balance of $91,200.00 and an orig- original interest rate of 1.64000% default having occurred under the terms original interest rate of 6.59900% default having occurred under the terms inal interest rate of 10.47500% default having occurred under the terms thereof, thereof, the Sub. Trustees will sell at public auction at the Circuit Court for thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on May 8, 2015 at 9:57 a.m. May 8, 2015 at 9:54 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or May 8, 2015 at 9:59 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $96. The property, and any improvements thereon, will be sold in an “as is” ground rent of $90. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $15,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $5,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $14,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap21,28,my5 ap21,28,my5 ap21,28,my5 14B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC Butler & Hosch, P.A. 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 9409 Philadelphia Road Rockville, MD 20852 Rockville, MD 20852 Baltimore, MD 21237 (301) 961-6555 (301) 961-6555 410-284-9600 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Improved Real Property And Any Improvements Thereon And Any Improvements Thereon 5700 Birchwood Ave., Baltimore, MD 21214 ———————————— 4607 Dillon St., Baltimore, MD 21224 3809 Boarman Ave., Baltimore, MD 21215 Under a power of sale contained in a certain Deed of Trust from Randall S. ———————————— ———————————— Christie, dated September 7, 2007 and recorded in Liber 9982, folio 245 among the Land Records of Baltimore City, MD, default having occurred under the Under a power of sale contained in a certain Deed of Trust dated August 16, Under a power of sale contained in a certain Deed of Trust dated May 23, terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court 2010 and recorded in Liber 12879, Folio 80 among the Land Records of 2007 and recorded in Liber 10029, Folio 346 among the Land Records of for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Baltimore City, MD, with an original principal balance of $290,832.00 and an Baltimore City, MD, with an original principal balance of $63,500.00 and an orig- Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on original interest rate of 4.875% default having occurred under the terms thereof, inal interest rate of 6.75000% default having occurred under the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court May 6, 2015 at 1:05 p.m. House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore City, MD and more fully described in the afore- said Deed of Trust. The property will be sold subject to an annual ground rent May 8, 2015 at 9:53 a.m. May 8, 2015 at 9:51 a.m. of $90. The property is improved by a DWELLING. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or The property will be sold in an “as is” condition and subject to conditions, improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described restrictions and agreements of record affecting the same, if any and with no in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. warranty of any kind. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” Terms of Sale: A deposit of $19,000 by cash or certified check. Balance of the condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record purchase price to be paid in cash within 10 days of final ratification of the sale affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the Terms of Sale: A deposit of $29,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $7,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of purchaser fails to settle within the aforesaid ten (10) days of ratification, the sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchaser relinquishes their deposit and the Sub-Trustees may file an purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from appropriate motion with the court to resell the property. Purchaser waives the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in personal service of any paper filed with the Court in connection with such cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There motion and any Show Cause Order issued by the Court and expressly agrees to will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional accept service of any such paper or Order by certified mail and regular mail sent funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE to the address provided by the purchaser and as recorded on the documents PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as executed by the purchaser at the time of the sale. Service shall be deemed effec- of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for tive upon the purchaser 3 days after postmarked by the United States Post prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Office. It is expressly agreed by the purchaser that actual receipt of the certified Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other mail is not required for service to be effective. If the purchaser fails to go to public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether this sale (including attorney fees and full commission on the gross sales price of incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed the sale) shall be charged against and paid from the forfeited deposit. In the recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to event of resale the defaulting purchaser shall not be entitled to any surplus recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland proceeds or profits resulting from any resale of the property regardless of any First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- improvements made to the real property. Interest is to be paid on the unpaid sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from purchase money at the rate of 2.0% per annum from the date of sale to the date the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the funds are received in the office of the Sub-Trustees. Taxes, ground rent, with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether water rent, condominium fees and/or homeowner association dues, all public the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the charges/assessments payable on an annual basis, including sanitary and/or loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the metropolitan district charges, if applicable, to be adjusted for the current year Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit to date of sale and assumed thereafter by the purchaser. Purchaser shall be without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the responsible for the costs of all transfer taxes, documentary stamps and all other Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults costs incident to settlement. Purchaser shall be responsible for physical posses- under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell sion of the property. Purchaser assumes the risk of loss from the date of sale the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted forward. The sale is subject to post sale audit by the Noteholder to determine purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said whether the borrower entered into any repayment/forbearance agreement, rein- resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or stated or paid off prior to the sale. In any such event the Purchaser agrees that marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for upon notification by the Sub-Trustees of such event the sale is null and void and any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the of no legal effect and the deposit returned without interest. If the Sub-Trustees deposit without interest. deposit without interest. are unable to convey either insurable or good and marketable title, or the sale is PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM not ratified for any reason by the Circuit Court including errors made by the FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to HOWARD N. BIERMAN, HOWARD N. BIERMAN, a refund of the deposit without any interest. CARRIE M. WARD, et al., CARRIE M. WARD, et al., MARK H. WITTSTADT, et al., Substitute Trustees. Substitute Trustees. Sub. Trustees.

ap21,28,my5 ap21,28,my5 ap21,28,my5

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC Alba Law Group, P.A. 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 11350 McCormick Road, Executive Plaza III, Suite 200 Rockville, MD 20852 Rockville, MD 20852 Hunt Valley, MD 21031 (301) 961-6555 (301) 961-6555 (443) 541-8600 Substitute Trustees’ Sale Substitute Trustees’ Sale Substituted Trustees’ Sale Of Real Property Of Real Property Of Real Property Known As And Any Improvements Thereon And Any Improvements Thereon 5219 Ready Avenue, Baltimore, MD 21212 5710 Leith Walk, Baltimore, MD 21239 3306 Auchentoroly Terr., Baltimore, MD 21217 ———————————— ———————————— Case Number 24-O-15-000250 Under a power of sale contained in a certain Deed of Trust dated April 5, 2005 Under a power of sale contained in a certain Deed of Trust dated June 9, 2006 ———————————— and recorded in Liber 6516, Folio 785 among the Land Records of Baltimore and recorded in Liber 8285, Folio 73 among the Land Records of Baltimore City, Under and by virtue of the power of sale contained in a Deed of Trust from City, MD, with an original principal balance of $84,532.00 and an original MD, with an original principal balance of $317,655.00 and an original interest Terry Thompson, recorded among the Land Records of Baltimore City in Liber interest rate of 9.80000% default having occurred under the terms thereof, the rate of 5.75% default having occurred under the terms thereof, the Sub. Trustees 10267, folio 641, and Declaration of Substitution of Trustees recorded among Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, will sell at public auction at the Circuit Court for Baltimore City, at the Clarence the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the Door, Calvert Street entrance, Baltimore, MD 21202, on Street entrance, Baltimore, MD 21202, on Substituted Trustees will offer for sale at public auction, at the Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- May 8, 2015 at 9:52 a.m. May 8, 2015 at 9:50 a.m. more, Maryland, 21202 on ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described Wednesday, April 29, 2015 at 09:50 a.m. in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- ground rent of $180. The property, and any improvements thereon, will be sold in an “as is” more City, State of Maryland, as described in the Deed of Trust recorded among The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record the Land Records of Baltimore City, in Liber 10267, folio 641, also being further condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. described in a Deed recorded among the Land Records of Baltimore City in affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $31,000 in the form of certified check, cashier’s Liber 10267, folio 634. The improvements thereon consist of a DWELLING. Terms of Sale: A deposit of $17,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of The property is subject to an annual ground rent. check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid The property will be sold in “AS IS” condition, subject to any existing building sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from violations, restrictions and agreements of record. The purchaser assumes all purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in risks of loss for the property as of the date of sale. Neither the Substituted Trus- the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There tees nor their respective agents, successors or assigns make any representations cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional or warranties, either expressed or implied with respect to the property. The will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE Substituted Trustees shall convey insurable title. funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as TERMS OF THE SALE: A deposit in a form acceptable to the Substituted PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for Trustee in the amount of $10,000.00 will be required of the purchaser, other of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. than the Holder of the Note or its assigns, at the time and place of sale. Any prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other amount tendered at sale in excess of the required deposit will be refunded and Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts not applied to the purchase price. Unless the purchaser is the Holder of the public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether Note or its assigns, the balance of the purchase price shall be paid immediately survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed with available funds within ten (10) days of the final ratification of the sale by incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or the Circuit Court for Baltimore City. Time is of the essence. The purchaser, recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other than the Holder of the Note or its assigns, shall pay interest at the rate of other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland 6.50000% per annum on the unpaid portion of the purchase price from the date recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- of sale to date of settlement. Real property taxes and assessments shall be First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from adjusted to the date of sale and assumed thereafter by the purchaser. Ground sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale and assumed thereafter by the purchaser. Cost of all with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the documentary stamps and transfer taxes shall be paid by the purchaser. the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser shall have the responsibility of obtaining possession of the property. loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit In the event settlement is delayed for any reason, there shall be no abatement Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults tuted Trustees shall resell the property at the risk and expense of the defaulting Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser. The defaulting purchaser shall be liable for the payment of any defi- under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted ciency in the purchase price, all costs and expenses of both sales, attorney fees, the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said all other charges due, and incidental and consequential damages. Defaulting purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or in connection with the filing of a motion to resell. defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for In the event the Substituted Trustees do not convey title for any reason, marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the purchaser’s sole remedy is return of the deposit. The Purchaser shall have no any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM attorney. The Substituted Trustees shall have the right to terminate this contract PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES in the event the Holder or its Servicer has entered into any agreement with, or FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, accepted funds from, the mortgagor. Upon termination of the contract, Purchas- HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., er’s sole remedy shall be return of the deposit. Substitute Trustees. Substitute Trustees. MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com ap21,28,my5 ap21,28,my5 ap14,21,28 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 15B

Baltimore City. Baltimore City. Rosenberg & Associates, LLC, Hofmeister, Breza & Leavers 7910 Woodmont Avenue, Suite 750, Executive Plaza III, 11350 McCormick Rd., Suite 1300 Bethesda, Maryland 20814, Hunt Valley, MD 21031 (301) 907-8000. 410-832-8822 www.rosenberg-assoc.com Substitute Trustee’s Sale Substitute Trustees’ Sale 2-Story Brick Townhouse Of Improved Real Property 1413 Weldon Place North “Medfield Area”, Baltimore, MD 21211 ———————————— 3603 W. Forest Park Ave., Baltimore, MD 21216 Under and by virtue of the power of sale contained in a certain Purchase Money Deed of Trust from Christopher L. ———————————— Williams and Melanie A. Williams, dated August 23, 1999 and recorded in Liber 8885, folio 24 among the Land Records of Under a power of sale contained in a certain Deed of Trust from Corey M. Baltimore City, Maryland, (in proceedings captioned as Robert S. Glushakow, Substitute Trustee vs. Christopher L. Wills and Shana M. Chaney, dated September 15, 2008 and recorded in Liber Williams, et al, Case No. 24-O-14-001564) default having occurred under the terms thereof and at the request of the parties 11054, folio 152 among the Land Records of Baltimore City, MD, default having secured thereby, the undersigned Substitute Trustee will offer for sale at public auction at the Circuit Court for Baltimore occurred under the terms thereof, the Sub. Trustees will sell at public auction at City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, Baltimore, MD 21202, on 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 30, 2015 at 10:30 a.m. ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS THEREON situated in Baltimore City, Maryland and more fully described in the aforesaid Purchase Money Deed of Trust. Tax ID #13-15-3575C-218. The property will be April 30, 2015 at 9:44 a.m. sold subject to an annual ground rent of $84, payable on the 2nd days of January and July in each and every year. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and The property is improved by a 2-STORY BRICK TOWNHOUSE believed to contain 5 rooms (2 bedrooms), one bath, FHA improvements thereon situated in Baltimore City, MD and described as Tax ID gas heat and central air conditioning. #15-26-2903-005D and more fully described in the aforesaid Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, housing or building code violations, The property, which is improved by a DWELLING, will be sold in an “as is” restrictions, easements and agreements of record affecting the same, if any and with no warranty as to the description of condition and subject to conditions, restrictions and agreements of record the improvements. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A $4,000 deposit, payable by certified check or cashier’s check will be required of the purchaser at time and place of sale. The deposit is to be increased to ten percent (10%) of the purchase price within twenty-four (24) hours at Terms of Sale: A deposit of $26,000 by cash or certified check. Balance of the TO PLACE the office of the auctioneer. No deposit will be required of the Deed of Trust Beneficiary, the Noteholder or its wholly purchase price to be paid in cash within ten days of final ratification of sale by owned subsidiary if the property is purchased by the Deed of Trust Beneficiary, Noteholder or its wholly owned subsidiary. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase Balance to be paid in cash at settlement, which shall take place within ten (10) business days following final ratification of LEGAL money at the rate pursuant to the Deed of Trust Note from the date of sale to the sale by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE FOR THE PURCHASER. If payment of the the date funds are received in the office of the Sub. Trustees. There will be no balance does not take place within the specified time, the deposit shall be forfeited and the property will be resold at the abatement of interest in the event additional funds are tendered before risk and expense of the defaulting purchaser. The Deed of Trust Beneficiary and the Noteholder shall be entitled to all ADVERTISING settlement or if settlement is delayed for any reason. The noteholder shall not excess proceeds under a resale of the property. Interest to be charged on the unpaid purchase money, at the rate stated in be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE the Note filed in the foreclosure proceedings, from date of sale to date of settlement. All adjustments as of date of sale. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- Taxes, ground rent and all other public charges and assessments for the current year, including sanitary and/or metro- tural taxes, if applicable, and any and all public and/or private charges or politan district charges, homeowners tax credits, if any, to be adjusted for the current year to date of sale and assumed assessments, including water/sewer charges and ground rent, to be adjusted to thereafter by the purchaser. All costs incident to the settlement shall be paid by the purchaser with all costs of date of sale and thereafter assumed by purchaser. Condominium fees and/or documentary stamps, transfer taxes and recording charges to be paid by the purchaser. Neither the Substitute Trustee, the CALL homeowners association dues, if any, shall be assumed by the purchaser from Deed of Trust Beneficiary nor the Noteholder shall pay any costs of any kind for closing the transaction. All costs are the date of sale forward. Cost of all documentary stamps, transfer taxes and borne by the purchaser. The property will be sold in “AS IS WHERE-IS” condition, without express or implied warranty as to the nature, condition and/or description of the improvements, the ability of the property to be further developed or settlement expenses shall be borne by the purchaser. Purchaser shall be respon- 443-524-8188 subdivided, the ability of the improvements to be maintained as separate rental units, the ability of the property to be sible for obtaining physical possession of the property. Purchaser assumes the divided into rental units, the value, profitability or income potential of the property, the ability of the property to obtain or risk of loss or damage to the property from the date of sale forward. Additional maintain multiple family dwelling permits, the existence or non-existence of lead paint or any existent or latent environ- terms to be announced at the time of sale. mental condition affecting the property and the improvements. The sale shall be subject to any housing code violations, If the Sub. Trustees are unable to convey good and marketable title, the easements, agreements, tenancies, the Protecting Tenants At Foreclosure Act of 2009 restrictions and/or covenants of purchaser’s sole remedy in law and equity shall be limited to a refund of the record affecting same, if any. Conveyance shall be by Substitute Trustees’ Deed without covenant or warranty, express or deposit without interest. If the purchaser fails to go to settlement, the deposit implied. The purchaser shall be responsible for complying with all registrations imposed by the governmental authorities shall be forfeited, to the Trustees for application against all expenses, attorney’s having jurisdiction over the property including but not limited to lead paint, and rental registration, if applicable. The fees and the full commission on the sale price of the above-scheduled purchaser shall be required to register the property with the Department of Labor and Licensing and shall bear all costs foreclosure sale. In the event of default, all expenses of this sale (including associated with the payment of foreclosure registry filings. If settlement is delayed for any reason, there will be no attorney’s fees and the full commission on the gross sale price of this sale) shall abatement of interest. This Advertisement may be amended or supplemented by oral announcements during the conduct of be charged against and paid out of the forfeited deposit. The Trustees may then the sale, and any such announcements shall constitute further terms or conditions upon which the above described re-advertise and resell the property at the risk and expense of the defaulting property will be offered for sale. The Substitute Trustee may reject and withdraw a bid by a prospective bidding purchaser purchaser or may avail themselves of any legal or equitable remedies against the at sale, if the Substitute Trustee determines that any bid so offered is not commensurate with the value of the property being foreclosed upon. The highest bidder acknowledged by the Substitute Trustee shall be the Purchaser, and in the event defaulting purchaser without reselling the property. In the event of a resale, the of any dispute among the bidders, the Substitute Trustee shall have the sole and absolute final discretion to determine the defaulting purchaser shall not be entitled to receive the surplus, if any, even if successful bidder or to resell the property. Purchaser shall be responsible for obtaining physical possession of the such surplus results from improvements to the property by said defaulting property, and the risk of loss shall be assumed by the purchaser from the date of sale. If the Substitute Trustee is unable to purchaser and the defaulting purchaser shall be liable to the Trustees and convey good and marketable leasehold title, the purchaser’s sole remedy in law or equity shall be limited to the refund of secured party for reasonable attorney’s fees and expenses incurred in the deposit. Upon refund of the deposit, this sale shall be null and void and of no effect, and the purchaser shall have no connection with all litigation involving the Property or the proceeds of the further claim against the Substitute Trustee, the Deed of Trust Beneficiary, the Noteholder, the Solicitors nor the resale. Trustees’ file number 50649. Auctioneer. The right to postpone, set over, or cancel the sale prior to the scheduled sale is reserved by the Substitute DIANE S. ROSENBERG, MARK D. MEYER, et al., Trustee. Any such postponement, setting over, or cancellation will be announced on the scheduled date of sale. Substitute Trustees. ROBERT S. GLUSHAKOW, Substitute Trustee.

ap14,21,28 ap14,21,28

Baltimore City Baltimore City Baltimore City Rosenberg & Associates, LLC Alba Law Group, P.A. Alba Law Group, P.A. 7910 Woodmont Avenue, Suite 750 11350 McCormick Road, Executive Plaza III, Suite 200 11350 McCormick Road, Executive Plaza III, Suite 200 Bethesda, Maryland 20814 Hunt Valley, MD 21031 Hunt Valley, MD 21031 (301) 907-8000 (443) 541-8600 (443) 541-8600 www.rosenberg-assoc.com Substituted Trustees’ Sale Of Substituted Trustees’ Sale Of Real Property Substitute Trustees’ Sale Real Property Known As Known As Of Improved Real Property 23 South Washington Street, 505 Poplar Grove Street, Baltimore, MD 21223 5535 Bucknell Rd., Baltimore, MD 21206 Baltimore, MD 21231 ———————————— Case Number 24-O-15-000660 Under a power of sale contained in a certain Deed of Trust from Kaya Swann, ———————————— Case Number 24-O-15-000591 dated September 15, 2006 and recorded in Liber 8437, folio 203 among the Land Under and by virtue of the power of sale contained in a Deed of Trust from ———————————— Records of Baltimore City, MD, default having occurred under the terms Alverta Johnson, recorded among the Land Records of Baltimore City in Liber Under and by virtue of the power of sale contained in a Deed of Trust from thereof, the Sub. Trustees will sell at public auction at the Circuit Court for 576, folio 112, and Declaration of Substitution of Trustees recorded among the Jessica Huynh, Kai Yu, recorded among the Land Records of Baltimore City in Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Liber 06268, folio 1447, and Declaration of Substitution of Trustees recorded Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the among the aforementioned Land Records substituting Mark S. Devan, Thomas Substituted Trustees will offer for sale at public auction, at the Courthouse P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trus- April 30, 2015 at 9:38 a.m. Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- tees, the Substituted Trustees will offer for sale at public auction, at the Court- ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and more, Maryland, 21202 on house Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), improvements thereon situated in Baltimore City, MD and described as Tax ID Baltimore, Maryland, 21202 on #26-44-6072G-048 and more fully described in the aforesaid Deed of Trust. Wednesday, April 29, 2015 at 09:50 a.m. The property, which is improved by a DWELLING, will be sold in an “as is” ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- Wednesday, April 29, 2015 at 09:50 a.m. condition and subject to conditions, restrictions and agreements of record more City, State of Maryland, as described in the Deed of Trust recorded among ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- affecting the same, if any, and with no warranty of any kind. the Land Records of Baltimore City, in Liber 576, folio 112, also being further more City, State of Maryland, as described in the Deed of Trust recorded among Terms of Sale: A deposit of $18,000 by cash or certified check. Balance of the described in a Deed recorded among the Land Records of Baltimore City in the Land Records of Baltimore City, in Liber 06268, folio 1447, also being further purchase price to be paid in cash within ten days of final ratification of sale by Liber 532, folio 794. The improvements thereon consist of a DWELLING. described in a Deed recorded among the Land Records of Baltimore City in The property is subject to an annual ground rent. Liber 06268, folio 1440. The improvements thereon consist of a DWELLING. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase The property will be sold in “AS IS” condition, subject to any existing building The property will be sold in “AS IS” condition, subject to any existing building money at the rate pursuant to the Deed of Trust Note from the date of sale to violations, restrictions and agreements of record. The purchaser assumes all violations, restrictions and agreements of record. The purchaser assumes all the date funds are received in the office of the Sub. Trustees. There will be no risks of loss for the property as of the date of sale. Neither the Substituted Trus- risks of loss for the property as of the date of sale. Neither the Substituted Trus- abatement of interest in the event additional funds are tendered before tees nor their respective agents, successors or assigns make any representations tees nor their respective agents, successors or assigns make any representations settlement or if settlement is delayed for any reason. The noteholder shall not or warranties, either expressed or implied with respect to the property. The or warranties, either expressed or implied with respect to the property. The be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Substituted Trustees shall convey insurable title. Substituted Trustees shall convey insurable title. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted TERMS OF THE SALE: A deposit in a form acceptable to the Substituted tural taxes, if applicable, and any and all public and/or private charges or Trustee in the amount of $7,000.00 will be required of the purchaser, other than Trustee in the amount of $21,000.00 will be required of the purchaser, other assessments, including water/sewer charges and ground rent, to be adjusted to the Holder of the Note or its assigns, at the time and place of sale. Any amount than the Holder of the Note or its assigns, at the time and place of sale. Any date of sale and thereafter assumed by purchaser. Condominium fees and/or tendered at sale in excess of the required deposit will be refunded and not amount tendered at sale in excess of the required deposit will be refunded and homeowners association dues, if any, shall be assumed by the purchaser from applied to the purchase price. Unless the purchaser is the Holder of the Note or not applied to the purchase price. Unless the purchaser is the Holder of the the date of sale forward. Cost of all documentary stamps, transfer taxes and its assigns, the balance of the purchase price shall be paid immediately with Note or its assigns, the balance of the purchase price shall be paid immediately settlement expenses shall be borne by the purchaser. Purchaser shall be respon- available funds within ten (10) days of the final ratification of the sale by the with available funds within ten (10) days of the final ratification of the sale by sible for obtaining physical possession of the property. Purchaser assumes the Circuit Court for Baltimore City. Time is of the essence. The purchaser, other the Circuit Court for Baltimore City. Time is of the essence. The purchaser, than the Holder of the Note or its assigns, shall pay interest at the rate of other than the Holder of the Note or its assigns, shall pay interest at the rate of risk of loss or damage to the property from the date of sale forward. Additional 10.37500% per annum on the unpaid portion of the purchase price from the date 6.25000% per annum on the unpaid portion of the purchase price from the date terms to be announced at the time of sale. of sale to date of settlement. Real property taxes and assessments shall be of sale to date of settlement. Real property taxes and assessments shall be If the Sub. Trustees are unable to convey good and marketable title, the adjusted to the date of sale and assumed thereafter by the purchaser. Ground adjusted to the date of sale and assumed thereafter by the purchaser. Ground purchaser’s sole remedy in law and equity shall be limited to a refund of the rent, water and/or sewer charges public or private, if any, shall be adjusted to rent, water and/or sewer charges public or private, if any, shall be adjusted to deposit without interest. If the purchaser fails to go to settlement, the deposit the date of sale and assumed thereafter by the purchaser. Cost of all the date of sale and assumed thereafter by the purchaser. Cost of all shall be forfeited, to the Trustees for application against all expenses, attorney’s documentary stamps and transfer taxes shall be paid by the purchaser. documentary stamps and transfer taxes shall be paid by the purchaser. fees and the full commission on the sale price of the above-scheduled Purchaser shall have the responsibility of obtaining possession of the property. Purchaser shall have the responsibility of obtaining possession of the property. foreclosure sale. In the event of default, all expenses of this sale (including In the event settlement is delayed for any reason, there shall be no abatement In the event settlement is delayed for any reason, there shall be no abatement attorney’s fees and the full commission on the gross sale price of this sale) shall of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- be charged against and paid out of the forfeited deposit. The Trustees may then tuted Trustees shall resell the property at the risk and expense of the defaulting tuted Trustees shall resell the property at the risk and expense of the defaulting re-advertise and resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any defi- purchaser. The defaulting purchaser shall be liable for the payment of any defi- purchaser or may avail themselves of any legal or equitable remedies against the ciency in the purchase price, all costs and expenses of both sales, attorney fees, ciency in the purchase price, all costs and expenses of both sales, attorney fees, defaulting purchaser without reselling the property. In the event of a resale, the all other charges due, and incidental and consequential damages. Defaulting all other charges due, and incidental and consequential damages. Defaulting defaulting purchaser shall not be entitled to receive the surplus, if any, even if purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 in connection with the filing of a motion to resell. in connection with the filing of a motion to resell. such surplus results from improvements to the property by said defaulting In the event the Substituted Trustees do not convey title for any reason, In the event the Substituted Trustees do not convey title for any reason, purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser’s sole remedy is return of the deposit. The Purchaser shall have no secured party for reasonable attorney’s fees and expenses incurred in further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s connection with all litigation involving the Property or the proceeds of the attorney. The Substituted Trustees shall have the right to terminate this contract attorney. The Substituted Trustees shall have the right to terminate this contract resale. Trustees’ file number 31164. in the event the Holder or its Servicer has entered into any agreement with, or in the event the Holder or its Servicer has entered into any agreement with, or DIANE S. ROSENBERG, accepted funds from, the mortgagor. Upon termination of the contract, Purchas- accepted funds from, the mortgagor. Upon termination of the contract, Purchas- MARK D. MEYER, et al., er’s sole remedy shall be return of the deposit. er’s sole remedy shall be return of the deposit. Substitute Trustees. MARK S. DEVAN, THOMAS P. DORE, MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, CHRISTINE DREXEL, BRIAN MCNAIR, and ANGELA NASUTA, and ANGELA NASUTA, Substituted Trustees. Substituted Trustees. Tidewater Auctions, LLC Tidewater Auctions, LLC (410) 825-2900 (410) 825-2900 www.tidewaterauctions.com www.tidewaterauctions.com ap14,21,28 ap14,21,28 ap14,21,28 16B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City. Baltimore City Baltimore City. Rosenberg & Associates, LLC, Shapiro & Brown, LLP, Solicitors Rosenberg & Associates, LLC, 7910 Woodmont Avenue, Suite 750, 10021 Balls Ford Road, Suite 200 7910 Woodmont Avenue, Suite 750, Bethesda, Maryland 20814, Manassas, VA. 20109 Bethesda, Maryland 20814, (301) 907-8000. (410) 769-9797 (301) 907-8000. www.rosenberg-assoc.com www.rosenberg-assoc.com Substitute Trustees’ Sale Trustee’s Sale Substitute Trustees’ Sale Of Improved Real Property Of Valuable Fee Simple Property Of Improved Real Property 5302 Plainfield Ave., Baltimore, MD 21206 Improved By Premises Known as 803 Mount Holly St., Baltimore, MD 21229 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Nadra 6306 Fernbank Ave., Baltimore, MD 21214 Under a power of sale contained in a certain Deed of Trust from Cathleen Robinson and Antoine D. Robinson, dated October 10, 2007 and recorded in ———————————— Clemmons Mitchell and David William Mitchell, Jr., dated June 5, 2009 and Liber 10066, folio 523 among the Land Records of Baltimore City, MD, default By virtue of the power and authority contained in a Deed of Trust from recorded in Liber 12308, folio 253 among the Land Records of Baltimore City, having occurred under the terms thereof, the Sub. Trustees will sell at public DENISE K. PARHAM, dated July 20, 2009, and recorded in Liber 12096 at Page MD, default having occurred under the terms thereof, the Sub. Trustees will sell auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell 279 among the land records of the CITY OF BALTIMORE, in the original at public auction at the Circuit Court for Baltimore City, at the Clarence M. Court House, 100 North Calvert Street, Court House Door, Calvert Street principal amount of $255,000.00. Upon default and request for sale, the under- Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert entrance, Baltimore, MD 21202, on signed trustees will offer for sale at public auction at the Courthouse for the Street entrance, Baltimore, MD 21202, on CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on April 30, 2015 at 9:35 a.m. April 30, 2015 at 9:33 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and April 30, 2015 at 11:30 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID ALL THAT PROPERTY described in said Deed of Trust including but not improvements thereon situated in Baltimore City, MD and described as Tax ID #26-22-5997-033 and Tax ID #26-22-5997-32 and more fully described in the limited to: #16-17-2515-022 and more fully described in the aforesaid Deed of Trust. The aforesaid Deed of Trust. BEGINNING FOR THE SAME ON THE WESTERNMOST SIDE OF property will be sold subject to an annual ground rent of $96, payable on the 1st The property, which is improved by a DWELLING, will be sold in an “as is” FERNBANK AVENUE, AS LAID OUT 50 FEET WIDE AT THE DISTANCE OF day of April and October. condition and subject to conditions, restrictions and agreements of record 196.87 FEET MEASURED NORTHERLY ALONG THE WESTERNMOST SIDE The property, which is improved by a DWELLING, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. OF FERNBANK AVENUE FROM THE NORTH SIDE OF LOUISE AVENUE AS condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $16,000 by cash or certified check. Balance of the LAID OUT 50 FEET WIDE, AND RUNNING THENCE NORTHEASTERLY affecting the same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit of $15,000 by cash or certified check. Balance of the BINDING ON THE WESTERNMOST SIDE OF FERNBANK AVENUE BY A the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by CURVE TO THE RIGHT WITH A RADIUS OF 400.00 FEET, THE DISTANCE OF money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the date funds are received in the office of the Sub. Trustees. There will be no 53.21 FEET, THENCE LEAVING FERNBANK AVENUE AND RUNNING NRTH money at the rate pursuant to the Deed of Trust Note from the date of sale to abatement of interest in the event additional funds are tendered before 65 DEGREES 12 MINUTES 40 SECONDS WEST 77.91 FEET, THENCE SOUTH the date funds are received in the office of the Sub. Trustees. There will be no settlement or if settlement is delayed for any reason. The noteholder shall not 67 DEGREES 02 MINUTES 30 SECONDS WEST 59.43 FEET, THENCE SOUTH abatement of interest in the event additional funds are tendered before be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE 19 DEGREES 10 MINUTES 40 SECONDS WEST 25.12 FEET, AND THENCE settlement or if settlement is delayed for any reason. The noteholder shall not FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- SOUTH 72 DEGREES 50 MINUTES 10 SECONDS EAST 120.00 FEET TO THE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE tural taxes, if applicable, and any and all public and/or private charges or PLACE OF BEGINNING. THE IMPROVEMENTS THEREON BEING KNOWN AS FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- assessments, including water/sewer charges and ground rent, to be adjusted to 6303 FERNBANK AVENUE. tural taxes, if applicable, and any and all public and/or private charges or date of sale and thereafter assumed by purchaser. Condominium fees and/or Said property is in fee simple and is improved by a DWELLING and is sold in assessments, including water/sewer charges and ground rent, to be adjusted to homeowners association dues, if any, shall be assumed by the purchaser from “as is condition” and subject to all superior covenants, conditions, liens, restric- date of sale and thereafter assumed by purchaser. Condominium fees and/or the date of sale forward. Cost of all documentary stamps, transfer taxes and tions, easement, rights-of-way, as may affect same, if any. homeowners association dues, if any, shall be assumed by the purchaser from settlement expenses shall be borne by the purchaser. Purchaser shall be respon- TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is the date of sale forward. Cost of all documentary stamps, transfer taxes and sible for obtaining physical possession of the property. Purchaser assumes the lower, cash or certified funds shall be required at the time of sale. The balance settlement expenses shall be borne by the purchaser. Purchaser shall be respon- risk of loss or damage to the property from the date of sale forward. Additional of the purchase price with interest at 6.00% per annum from the date of sale to sible for obtaining physical possession of the property. Purchaser assumes the terms to be announced at the time of sale. risk of loss or damage to the property from the date of sale forward. Additional the date of payment will be paid within TEN DAYS after the final ratification of If the Sub. Trustees are unable to convey good and marketable title, the terms to be announced at the time of sale. purchaser’s sole remedy in law and equity shall be limited to a refund of the the sale. Adjustments on all taxes, public charges and special or regular assess- If the Sub. Trustees are unable to convey good and marketable title, the deposit without interest. If the purchaser fails to go to settlement, the deposit ments will be made as of the date of sale and thereafter assumed by purchaser. purchaser’s sole remedy in law and equity shall be limited to a refund of the shall be forfeited, to the Trustees for application against all expenses, attorney’s If applicable, condominium and/or homeowners association dues and deposit without interest. If the purchaser fails to go to settlement, the deposit fees and the full commission on the sale price of the above-scheduled assessments that may become due after the time of sale will be the shall be forfeited, to the Trustees for application against all expenses, attorney’s foreclosure sale. In the event of default, all expenses of this sale (including responsibility of the purchaser. Title examination, conveyancing, state revenue fees and the full commission on the sale price of the above-scheduled attorney’s fees and the full commission on the gross sale price of this sale) shall stamps, transfer taxes, title insurance, and all other costs incident to settlement foreclosure sale. In the event of default, all expenses of this sale (including be charged against and paid out of the forfeited deposit. The Trustees may then are to be paid by the purchaser. Time is of the essence for the purchaser, other- attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting wise the deposit will be forfeited and the property may be resold at risk and re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the costs of the defaulting purchaser. If the sale is not ratified or if the Substitute purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the Trustees are unable to convey marketable title in accord with these terms of defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting 14-241334. LOAN TYPE= Conventional such surplus results from improvements to the property by said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney’s fees and expenses incurred in KRISTINE D. BROWN, et al., secured party for reasonable attorney’s fees and expenses incurred in connection with all litigation involving the Property or the proceeds of the Substitute Trustees. connection with all litigation involving the Property or the proceeds of the resale. Trustees’ file number 50545. resale. Trustees’ file number 46944. DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Shapiro & Brown, LLP, Solicitors Law Offices of 10021 Balls Ford Road, Suite 200 Gebhardt & Smith LLP Manassas, VA. 20109 One South Street, Suite 2200, Baltimore, Maryland 21202 (410) 769-9797 Substitute Trustees’ Sale Of Valuable Mixed-Used Commercial Trustee’s Sale And Residential Property Of Valuable Fee Simple Property Located At 2110 North Charles Street, Baltimore, Maryland 21218 Improved By Premises Known as ———————————— Under and by virtue of the power of sale contained in the Purchase Money Deed of Trust, dated February 21, 2014, from James J. Martin (“Grantor”) to Scott T. 3736 Saint Victor St., Baltimore, MD 21225 Weaver and Benjamin F. Riggs, Jr., Trustees, and recorded among the Land Records of Baltimore City, Maryland in Liber 16058, Page 358 (“Deed of Trust”), the holder ———————————— of the indebtedness secured by said Deed of Trust (“Noteholder”) having subsequently appointed David V. Fontana and Shaan S. Chima as Substitute Trustees By virtue of the power and authority contained in a Deed of Trust from (“Trustees”) in the place of Scott T. Weaver and Benjamin F. Riggs, Jr. by a Deed of Appointment, dated March 2, 2015, and recorded among the aforesaid Land KEVIN W. POWELL, dated August 30, 2004, and recorded in Liber 6065 at Page Records at Liber 16983, Page 070, default having occurred under the terms of the Deed of Trust and at the request of the party secured thereby, the Trustees will offer 0759 among the land records of the CITY OF BALTIMORE, in the original for sale to the highest qualified bidder at a public auction at the premises located at 2110 North Charles Street, Baltimore, Maryland 21218 on: principal amount of $69,451.00. Upon default and request for sale, the undersigned trustees will offer for sale at public auction at the Courthouse for Thursday, April 30, 2015 at 10:00 a.m. the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on ALL THOSE TRACTS AND PARCELS OF LAND situate, lying and being in Baltimore City, Maryland, with all improvements thereon, and more particularly described as follows (collectively, the “Property”): April 30, 2015 at 11:30 a.m. Beginning for the same on the west side of Charles Street at the distance of one hundred ten feet or thereabout northerly from the corner formed by the intersection of the north side of Twenty-first Street and the west side of Charles Street which place of beginning is designated to be where the division line between the ground of Henry Shirk and the ground heretofore belonging to the late James Brown crosses or intersects the west side of Charles Street and running thence northerly binding ALL THAT PROPERTY described in said Deed of Trust including but not on the west side of Charles Street twenty feet thence westerly parallel with Twenty-First Street one hundred fifty feet to Morton Alley; thence southerly binding on limited to: the east side of Morton Alley twenty feet and thence easterly parallel with Twenty-First Street one hundred fifty feet to the place of beginning. The improvements BEGINNING for the same on the northwest side of St. Victor Street at the thereon being known as No. 2110 N. Charles Street, Baltimore, MD 21218. distance of six hundred and eighty-four feet, six and three quarters inches The real property being generally known as 2110 North Charles Street, Baltimore, Maryland 21218 and having a tax account number of 12-07-3610-007. southwest of Patapsco Avenue and running thence southwesterly binding on the The Property is believed to be a mixed-use property improved by seven residential apartment units on the upper levels and commercial retail space on the terrace northwest side of St. Victor Street twenty five feet, seven and three quarters level. This information is offered for informational purposes only. The Auctioneer, the Noteholder and the Trustees do not make any representations or warranties inches to the northeast side of Washburn Street; thence northwesterly binding with respect to the accuracy of this information. on the northeast side of Washburn Street sixty two feet, eleven and five eight TERMS OF SALE: A deposit in the amount of Twenty Five Thousand Dollars ($25,000.00), payable by cashier’s check or certified check, will be required of the inches to a fifteen foot alley; thence northeasterly binding on said alley with the purchaser of the Property at the time and place of sale. The balance of the purchase price, together with interest thereon at the rate of ten percent (10%) per annum use thereof in common twenty six feet and one eighth of an inch; thence south- from the date of sale to the date of settlement, shall be due from the purchaser by cashier’s check or certified check within twenty (20) days following final rati- easterly passing through the center of a partition wall and at right angles to St. fication of the sale by the Circuit Court for Baltimore City, Maryland. Time is of the essence. If ratification or settlement is delayed for any reason, there shall be no Victor Street sixty three feet, one and seven eighths inches to the place of begin- abatement of interest. Settlement shall be held at the offices of Gebhardt & Smith LLP, One South Street, Suite 2200, Baltimore, Maryland 21202, or such other place ning. as may be agreed to by the Trustees. In the event the Noteholder, or an affiliate or subsidiary thereof, is the successful bidder at the sale, such party will not be Said property is in fee simple and is improved by a DWELLING and is sold in required to make a deposit or to pay interest on the unpaid purchase price. The Trustees reserve the right, in their sole discretion, to reject any and all bids, to withdraw the Property from sale and to extend the time for settlement. “as is condition” and subject to all superior covenants, conditions, liens, restric- The Property is being sold in an “AS IS” condition and without any warranties or representations of any kind, either express or implied, as to the value, nature, tions, easement, rights-of-way, as may affect same, if any. condition or description of the Property or the improvements thereon. The Property is being sold subject to: (a) all existing building and zoning code violations; (b) all TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is critical area and wetland violations; (c) all environmental problems, conditions and violations which may exist on or with respect to the Property; (d) all senior liens, lower, cash or certified funds shall be required at the time of sale. The balance encumbrances, easements, conditions, restrictions, agreements and covenants which are not extinguished as a matter of law by the foreclosure sale; (e) any rights of of the purchase price with interest at 6.5% per annum from the date of sale to redemption; and (f) such state of facts that an accurate survey or physical inspection of the Property might disclose. the date of payment will be paid within TEN DAYS after the final ratification of All senior liens, real estate taxes, assessments, water charges and municipal charges owed against the Property which are not extinguished as a matter of law by the foreclosure sale shall be the sole responsibility of the purchaser and shall be paid for by the purchaser at settlement. The cost of all documentary stamps, recordation the sale. Adjustments on all taxes, public charges and special or regular assess- taxes, transfer taxes and other costs associated with conveying the Property to the purchaser shall also be the sole responsibility of the purchaser and shall be paid ments will be made as of the date of sale and thereafter assumed by purchaser. for by the purchaser at settlement. If applicable, condominium and/or homeowners association dues and The purchaser at the foreclosure sale shall assume the risk of loss for the Property immediately after the sale takes place. It shall be the purchaser’s responsibility assessments that may become due after the time of sale will be the to obtain possession of the Property following final ratification of the sale by the Circuit Court for Baltimore City, Maryland and conveyance of the Property by the responsibility of the purchaser. Title examination, conveyancing, state revenue Trustees to the purchaser. stamps, transfer taxes, title insurance, and all other costs incident to settlement In the event the purchaser fails to go to settlement as required, in addition to any other legal or equitable remedies available to the Trustees, the Trustees may, are to be paid by the purchaser. Time is of the essence for the purchaser, other- without further order of the court, declare the aforementioned deposit forfeited and resell the Property at the purchaser’s sole risk and expense. In such event, the defaulting purchaser shall be liable for the payment of any deficiency in the purchase price sustained by the Trustees and/or the Noteholder, all costs and expenses of wise the deposit will be forfeited and the property may be resold at risk and both sales, reasonable attorneys’ fees, and any other damages sustained by the Trustees and/or the Noteholder, including, without limitation, all incidental damages. If costs of the defaulting purchaser. If the sale is not ratified or if the Substitute the Trustees are unable to convey the Property as described above, the purchaser’s sole remedy at law or in equity shall be limited to a refund of the aforementioned Trustees are unable to convey marketable title in accord with these terms of deposit, without interest thereon. Upon refund of the deposit to the purchaser as aforesaid, the sale shall be void and of no effect, and the purchaser shall have no sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. further claim against the Trustees, the Noteholder or the Auctioneer conducting the sale of the Property. The parties’ respective rights and obligations regarding the 14-244460. LOAN TYPE= FHA terms and conduct of the sale shall be governed by the laws of the State of Maryland. DAVID V. FONTANA and SHAAN S. CHIMA, Substitute Trustees. KRISTINE D. BROWN, et al., For further information, please contact: Substitute Trustees. Shaan S. Chima One South Street, Suite 2200 Baltimore, Maryland 21202 [email protected] (410) 385-5109

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Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 7910 Woodmont Avenue, Suite 750, 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Bethesda, Maryland 20814, Manassas, VA. 20109 Manassas, VA. 20109 (301) 907-8000. (410) 769-9797 (410) 769-9797 www.rosenberg-assoc.com Trustee’s Sale Trustee’s Sale Substitute Trustees’ Sale Of Valuable Leasehold Property Of Improved Real Property Of Valuable Fee Simple Property Improved By Premises Known as 4411 W. Forest Park Ave., Gwynn Oak, MD 21207 Improved By Premises Known as 2305 Monticello Road, Baltimore, MD 21216 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Adrienne By virtue of the power and authority contained in a Deed of Trust from Harps a/k/a Adrienne Genevieve Harps, dated February 23, 2007 and recorded in 2601 Liberty Heights Avenue, EUYLA M. LEE, dated October 6, 2005, and recorded in Liber 6869 at Page 237 Liber 9380, folio 479 among the Land Records of Baltimore City, MD, default among the land records of the CITY OF BALTIMORE, in the original principal having occurred under the terms thereof, the Sub. Trustees will sell at public Baltimore, MD 21215 amount of $300,000.00. Upon default and request for sale, the undersigned auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell ———————————— trustees will offer for sale at public auction at the Courthouse for the CITY OF Court House, 100 North Calvert Street, Court House Door, Calvert Street By virtue of the power and authority contained in a Deed of Trust from VIVA BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on entrance, Baltimore, MD 21202, on JOHNSON, dated December 22, 2006, and recorded in Liber 8843 at Page 353 among the land records of the CITY OF BALTIMORE, in the original principal April 30, 2015 at 11:30 a.m. April 30, 2015 at 9:39 a.m. amount of $240,000.00. Upon default and request for sale, the undersigned ALL THAT PROPERTY described in said Deed of Trust including but not ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and trustees will offer for sale at public auction at the Courthouse for the CITY OF limited to: improvements thereon situated in Baltimore City, MD and described as Tax ID BEGINNING FOR THE SAME ON THE EAST SIDE OF MONTICELLO ROAD BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on (FORMERLY KNOWN AS MONTGOMERY ROAD) AT A POINT THEREON #28-04-8484-006 and more fully described in the aforesaid Deed of Trust. The DISTANT NORTHERLY FROM WINDSOR MILL ROAD 103 FEET AND THE property will be sold subject to an annual ground rent of $120, payable on the April 30, 2015 at 11:30 a.m. POINT OF BEGINNING OF THE LOT OR PARCEL OF GROUND DESCRIBED 12th day of April and October. ALL THAT PROPERTY described in said Deed of Trust including but not IN A CERTAIN DEED, DATED JULY 8TH, 1924, AND RECORDED AMONG The property, which is improved by a DWELLING, will be sold in an “as is” limited to: THE LAND RECORDS OF BALTIMORE CITY IN LIBER S.C.L. NO. 5226 FOLIO condition and subject to conditions, restrictions and agreements of record BEGINNING FOR THE SAME ON THE SOUTHWEST SIDE OF LIBERTY 17 FROM MURRAY & HAYNES, INCORPORATED TO FELIX MORLEY AND affecting the same, if any, and with no warranty of any kind. HEIGHTS AVENUE AT THE DISTANCE OF 594 FEET NORTHWESTERLY WIFE; AND RUNNING THENCE NORTHERLY BINDING ON THE EAST SIDE Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the FROM THE INTERSECTION OF THE SOUTHWEST SIDE OF LIBERTY OF MONTICELLO ROAD 52 FEET TO THE LOT OF GROUND DESCRIBED IN A DEED FROM THE MONTICELLO REALITY COMPANY TO DAVID purchase price to be paid in cash within ten days of final ratification of sale by HEIGHTS AVENUE WITH THE NORTHWEST SIDE OF GWYNNS FALLS DAVIDSON AND WIFE, DATED AUGUST 13TH, 1931 AND RECORDED the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase PARKWAY WHICH PLACE OF BEGINNING IS INTENDED TO BE AT THE AMONG THE LAND RECORDS OF BALTIMORE CITY IN LIBER 5242 FOLIO money at the rate pursuant to the Deed of Trust Note from the date of sale to INTERSECTION OF THE SOUTHWEST SIDE OF LIBERTY HEIGHTS AVENUE 351; THENCE EASTERLY BINDING ON THE SOUTHERNMOST OUTLINE OF the date funds are received in the office of the Sub. Trustees. There will be no WITH THE NORTHWEST SIDE OF A LANE 29 FEET WIDE THERE LAID OUT, THE LOT DESCRIBED IN SAID LAST MENTIONED DEED 149 FEET MORE abatement of interest in the event additional funds are tendered before THENCE NORTHWESTERLY BINDING ON THE SOUTHWEST SIDE OF OR LESS TO THE EASTERNMOST BOUNDARY LINE OF THE WHOLE LIBERTY HEIGHTS AVENUE 53 FEET, THENCE SOUTHWESTERLY AT settlement or if settlement is delayed for any reason. The noteholder shall not PARCEL OF GROUND OF WHICH THE LOT NOW BEING DESCRIBED IS A RIGHT ANGLES TO LIBERTY HEIGHTS AVENUE 142 FEET 6 INCHES TO THE PART; THENCE SOUTHERLY BINDING ON SAID EASTERNMOST OUTLINE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE CENTRE OF AN ALLEY 15 FEET WIDE THERE LAID OUT, THENCE SOUTH- TO THE END OF THE THIRD LINE IN A DEED FROM HARRY E. GILBERT FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- EASTERLY PARALLEL WITH LIBERTY HEIGHTS AVENUE AND BINDING ON AND WIFE TO MURRAY & HAYNES, INCORPORATED, DATED NOVEMBER tural taxes, if applicable, and any and all public and/or private charges or THE CENTRE OF SAID 15 FOOT ALLEY WITH THE USE THEREOF IN 8TH 1922 AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE assessments, including water/sewer charges and ground rent, to be adjusted to COMMON WITH OTHERS 53 FEET TO THE NORTHWEST SIDE OF SAID 29 CITY IN LIBER S.C.L. NO. 3931 FOLIO 386; THENCE SOUTHWESTERLY date of sale and thereafter assumed by purchaser. Condominium fees and/or FOOT LANE LEADING FROM THIS POINT INTO LIBERTY HEIGHTS BINDING ON THE FOURTH LINE OF THE LOT DESCRIBED IN SAID DEED homeowners association dues, if any, shall be assumed by the purchaser from AVENUE, THENCE NORTHEASTERLY BINDING ON THE NORTHWEST SIDE FROM HARRY E. GILBERT AND WIFE TO SAID MURRAY & HAYNES, INCOR- PORATED TO THE NORTHEAST CORNER OF THE LOT OF GROUND the date of sale forward. Cost of all documentary stamps, transfer taxes and OF SAID 29 FOOT LANE WITH THE USE THEREOF IN COMMON 142 FEET 6 DESCRIBED IN THE AFOREMENTIONED DEED FROM MURRAY & HAYNES, settlement expenses shall be borne by the purchaser. Purchaser shall be respon- INCHES TO THE PLACE OF BEGINNING INCORPORATED TO FELIX MORLEY AND WIFE; THENCE WESTERLY sible for obtaining physical possession of the property. Purchaser assumes the Said property is in fee simple and is improved by a DWELLING and is sold in BINDING ON THE FOURTH LINE OR LAST LINE OF SAID LOT DESCRIBED risk of loss or damage to the property from the date of sale forward. Additional “as is condition” and subject to all superior covenants, conditions, liens, restric- IN SAID LAST MENTIONED DEED 144 FEET MORE OR LESS TO THE PLACE terms to be announced at the time of sale. tions, easement, rights-of-way, as may affect same, if any. OF BEGINNING. If the Sub. Trustees are unable to convey good and marketable title, the TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is Said property is subject to an annual ground rent in the amount of $120.00 purchaser’s sole remedy in law and equity shall be limited to a refund of the lower, cash or certified funds shall be required at the time of sale. The balance and is improved by a DWELLING and is sold in “as is condition” and subject to of the purchase price with interest at 6.45% per annum from the date of sale to all superior covenants, conditions, liens, restrictions, easement, rights-of-way, deposit without interest. If the purchaser fails to go to settlement, the deposit the date of payment will be paid within TEN DAYS after the final ratification of as may affect same, if any. shall be forfeited, to the Trustees for application against all expenses, attorney’s the sale. Adjustments on all taxes, public charges and special or regular assess- TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is fees and the full commission on the sale price of the above-scheduled ments will be made as of the date of sale and thereafter assumed by purchaser. lower, cash or certified funds shall be required at the time of sale. The balance foreclosure sale. In the event of default, all expenses of this sale (including If applicable, condominium and/or homeowners association dues and of the purchase price with interest at 6.00% per annum from the date of sale to attorney’s fees and the full commission on the gross sale price of this sale) shall assessments that may become due after the time of sale will be the the date of payment will be paid within TEN DAYS after the final ratification of be charged against and paid out of the forfeited deposit. The Trustees may then the sale. Adjustments on all taxes, public charges and special or regular assess- responsibility of the purchaser. Title examination, conveyancing, state revenue ments will be made as of the date of sale and thereafter assumed by purchaser. re-advertise and resell the property at the risk and expense of the defaulting stamps, transfer taxes, title insurance, and all other costs incident to settlement If applicable, condominium and/or homeowners association dues and purchaser or may avail themselves of any legal or equitable remedies against the are to be paid by the purchaser. Time is of the essence for the purchaser, other- assessments that may become due after the time of sale will be the defaulting purchaser without reselling the property. In the event of a resale, the wise the deposit will be forfeited and the property may be resold at risk and responsibility of the purchaser. Title examination, conveyancing, state revenue defaulting purchaser shall not be entitled to receive the surplus, if any, even if costs of the defaulting purchaser. If the sale is not ratified or if the Substitute stamps, transfer taxes, title insurance, and all other costs incident to settlement such surplus results from improvements to the property by said defaulting Trustees are unable to convey marketable title in accord with these terms of are to be paid by the purchaser. Time is of the essence for the purchaser, other- purchaser and the defaulting purchaser shall be liable to the Trustees and sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. wise the deposit will be forfeited and the property may be resold at risk and secured party for reasonable attorney’s fees and expenses incurred in 14-242237. LOAN TYPE= FHA costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of connection with all litigation involving the Property or the proceeds of the KRISTINE D. BROWN, et al., Substitute Trustees. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. resale. Trustees’ file number 52779. 14-243576. LOAN TYPE= FHA DIANE S. ROSENBERG, MARK D. MEYER, et al., KRISTINE D. BROWN, et al., Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797 Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Fee Simple Property Of Valuable Leasehold Property Of Valuable Fee Simple Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 4309 Shamrock Ave., Baltimore, MD 21206 1223 N Eden St., Baltimore, MD 21213 514 North East Avenue, Baltimore, MD 21205 ———————————— ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from By virtue of the power and authority contained in a Deed of Trust from SHANNA HAMILTON, dated April 13, 2005, and recorded in Liber 6474 at Page OPHELIA M. HORNE, dated October 31, 2012, and recorded in Liber 15032 at JOSEPH LAWSON AND CLAUDIA LAWSON, dated February 6, 2007, and 880 among the land records of the CITY OF BALTIMORE, in the original Page 217 among the land records of the CITY OF BALTIMORE, in the original recorded in Liber 09068 at Page 0633 among the land records of the CITY OF principal amount of $80,000.00. Upon default and request for sale, the principal amount of $179,800.00. Upon default and request for sale, the under- BALTIMORE, in the original principal amount of $75,001.00. Upon default and undersigned trustees will offer for sale at public auction at the Courthouse for signed trustees will offer for sale at public auction at the Courthouse for the request for sale, the undersigned trustees will offer for sale at public auction at the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on April 30, 2015 at 11:30 a.m. April 30, 2015 at 11:30 a.m. ALL THAT PROPERTY described in said Deed of Trust including but not ALL THAT PROPERTY described in said Deed of Trust including but not April 30, 2015 at 11:30 a.m. limited to: limited to: ALL THAT PROPERTY described in said Deed of Trust including but not BEGINNING for the same on the southwesternmost side of Shamrock Avenue BEGINNING FOR THE SAME ON THE EAST SIDE OF EDEN STREET AT limited to: at the distance of 81 feet 6 inches southeastwardly from the corner formed by THE DISTANCE OF 50 FEET SOUTHERLY OF THE SOUTHEAST CORNER OF BEGINNING FOR THE SAME on the West side of East Avenue at the distance the intersection of the southwesternmost side of Shamrock Avenue and the EDEN STREET AND PRESTON STREETS AND RUNNING; THENCE of 116 feet 3 inches Northerly from the corner formed by the intersection of the southeasternmost side of Kavon Avenue; and running thence southeastwardly SOUTHERLY BINDING ON THE EAST SIDE OF EDEN STREET 16 FEET TO West side of East Avenue and the North side of Jefferson Street and at the binding on Shamrock Avenue 20 feet 4 inches to a point in a line with the center INTERSECT THE CENTER OF THE DIVISION WALL OF THE HOUSE ON THE centre of the partition wall there situate thence running Northerly binding on of the partition wall erected between the house on the lot now being described LOT NOW BEING DESCRIBED AND THAT ON THE LOT NEXT ADJOINING East Avenue 16 feet 6 inches to the centre of another partition wall there and the house erected on the lot to the southeast thereof; thence ON THE SOUTH, THENCE EASTERLY ALONG THE LINE OF THE CENTER situate; thence Westerly through the centre of said last mentioned partition wall southwestwardly along said line so drawn and passing through the center of OF SAID PARTITION WALL AND PARALLEL WITH PRESTON STREET 90 and continuing the same course in all 79 feet 2 inches more or less to the East said partition wall and continuing the same course in all 80 feet 6 1/2 inches to FEET TO AN ALLEY 5 FOOT WIDE WHICH COMMUNICATES WITH A 4 FOOT side of Loneys Lane; thence Southerly binding on the East side of Loneys Lane the northeasternmost side of a 15 foot alley there situated; thence northwest- ALLEY EXTENDING EASTERLY TO SPRING STREET, THENCE NORTHERLY 16 feet 6 inches and thence Easterly in a straight line and through the centre of wardly binding on said alley 20 feet 4 inches; thence northeastwardly and in the BINDING ON SAID 5 FOOT ALLEY WITH THE USE IN COMMON OF BOTH OF the partition wall first herein mentioned 79 feet 8 1/2 inches more or less to the course passing through the center of the partition wall erected between the SAID ALLEYS IN COMMON 16 FEET AND, THENCE WESTERLY BY A place of beginning. The improvements thereon being known as No. 514 North house on the lot now being described and the house erected on the lot adjoining STRAIGHT LINE 90 FEET TO THE PLACE OF BEGINNING. East Avenue. thereto on the northwest in all 80 feet 6 1/2 inches to the place of beginning. Said property is subject to an annual ground rent in the amount of $60.00 and Said property is in fee simple and is improved by a DWELLING and is sold in Said property is in fee simple and is improved by a DWELLING and is sold in is improved by a DWELLING and is sold in “as is condition” and subject to all “as is condition” and subject to all superior covenants, conditions, liens, restric- “as is condition” and subject to all superior covenants, conditions, liens, restric- superior covenants, conditions, liens, restrictions, easement, rights-of-way, as tions, easement, rights-of-way, as may affect same, if any. tions, easement, rights-of-way, as may affect same, if any. may affect same, if any. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is lower, cash or certified funds shall be required at the time of sale. The balance lower, cash or certified funds shall be required at the time of sale. The balance lower, cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.00% per annum from the date of sale to of the purchase price with interest at 7.824% per annum from the date of sale to of the purchase price with interest at 6.00% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of the date of payment will be paid within TEN DAYS after the final ratification of the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assess- the sale. Adjustments on all taxes, public charges and special or regular assess- the sale. Adjustments on all taxes, public charges and special or regular assess- ments will be made as of the date of sale and thereafter assumed by purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowners association dues and If applicable, condominium and/or homeowners association dues and If applicable, condominium and/or homeowners association dues and assessments that may become due after the time of sale will be the assessments that may become due after the time of sale will be the assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue responsibility of the purchaser. Title examination, conveyancing, state revenue responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement stamps, transfer taxes, title insurance, and all other costs incident to settlement stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, other- are to be paid by the purchaser. Time is of the essence for the purchaser, other- are to be paid by the purchaser. Time is of the essence for the purchaser, other- wise the deposit will be forfeited and the property may be resold at risk and wise the deposit will be forfeited and the property may be resold at risk and wise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute costs of the defaulting purchaser. If the sale is not ratified or if the Substitute costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of Trustees are unable to convey marketable title in accord with these terms of Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. 14-245212. LOAN TYPE= Conventional 14-244143. LOAN TYPE= Conventional 14-243726. LOAN TYPE= Conventional

KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap14,21,28 ap14,21,28 ap14,21,28 18B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City. Baltimore City. Baltimore City Rosenberg & Associates, LLC, Rosenberg & Associates, LLC, BWW Law Group, LLC 7910 Woodmont Avenue, Suite 750, 7910 Woodmont Avenue, Suite 750, 6003 Executive Boulevard, Suite 101 Bethesda, Maryland 20814, Bethesda, Maryland 20814, Rockville, MD 20852 (301) 907-8000. (301) 907-8000. (301) 961-6555 www.rosenberg-assoc.com www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Improved Real Property Of Improved Real Property And Any Improvements Thereon 921 N. Bentalou St., Baltimore, MD 21216 1770 Carswell St., Baltimore, MD 21218 ———————————— ———————————— 4217 Hamilton Ave., Baltimore, MD 21206 Under a power of sale contained in a certain Deed of Trust from Darneil D. Under a power of sale contained in a certain Deed of Trust from Miguel L. ———————————— Felder, dated October 28, 1993 and recorded in Liber 4064, folio 484 among the Duke, dated March 19, 2007 and recorded in Liber 9263, folio 63 among the Land Under a power of sale contained in a certain Deed of Trust dated March 7, Land Records of Baltimore City, MD, default having occurred under the terms Records of Baltimore City, MD, default having occurred under the terms 2002 and recorded in Liber 2383, Folio 224 among the Land Records of thereof, the Sub. Trustees will sell at public auction at the Circuit Court for thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, MD, with an original principal balance of $73,338.00 and an orig- Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert inal interest rate of 4.5% default having occurred under the terms thereof, the Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House April 30, 2015 at 9:36 a.m. April 30, 2015 at 9:40 a.m. Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID May 1, 2015 at 10:06 a.m. #16-25-2344-014 and more fully described in the aforesaid Deed of Trust. The #09-17-4128-026A and more fully described in the aforesaid Deed of Trust. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or property will be sold subject to an annual ground rent of $96, payable on the The property, which is improved by a DWELLING, will be sold in an “as is” improvements thereon situated in Baltimore City, MD and more fully described 28th day of February and August. in the aforesaid Deed of Trust. condition and subject to conditions, restrictions and agreements of record The property, which is improved by a DWELLING, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $11,000 by cash or certified check. Balance of the affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $11,000 in the form of certified check, cashier’s the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by check or money order will be required of the purchaser at time and place of money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase sale. Balance of the purchase price, together with interest on the unpaid the date funds are received in the office of the Sub. Trustees. There will be no purchase money at the current rate contained in the Deed of Trust Note from money at the rate pursuant to the Deed of Trust Note from the date of sale to abatement of interest in the event additional funds are tendered before the date of sale to the date funds are received by the Sub. Trustees, payable in the date funds are received in the office of the Sub. Trustees. There will be no settlement or if settlement is delayed for any reason. The noteholder shall not cash within ten days of final ratification of the sale by the Circuit Court. There abatement of interest in the event additional funds are tendered before be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE will be no abatement of interest due from the purchaser in the event additional settlement or if settlement is delayed for any reason. The noteholder shall not FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE tural taxes, if applicable, and any and all public and/or private charges or PURCHASER. Adjustment of current year’s real property taxes are adjusted as FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- assessments, including water/sewer charges and ground rent, to be adjusted to of the date of sale, and thereafter assumed by the purchaser. Taxes due for tural taxes, if applicable, and any and all public and/or private charges or prior years including costs of any tax sale are payable by the purchaser. date of sale and thereafter assumed by purchaser. Condominium fees and/or assessments, including water/sewer charges and ground rent, to be adjusted to Purchaser is responsible for any recapture of homestead tax credit. All other homeowners association dues, if any, shall be assumed by the purchaser from date of sale and thereafter assumed by purchaser. Condominium fees and/or public and/or private charges or assessments, to the extent such amounts the date of sale forward. Cost of all documentary stamps, transfer taxes and homeowners association dues, if any, shall be assumed by the purchaser from survive foreclosure sale, including water/sewer charges, ground rent, whether settlement expenses shall be borne by the purchaser. Purchaser shall be respon- the date of sale forward. Cost of all documentary stamps, transfer taxes and incurred prior to or after the sale to be paid by the purchaser. All costs of deed sible for obtaining physical possession of the property. Purchaser assumes the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- recordation including but not limited to all transfer, recordation, agricultural or risk of loss or damage to the property from the date of sale forward. Additional sible for obtaining physical possession of the property. Purchaser assumes the other taxes or charges assessed by any governmental entity as a condition to terms to be announced at the time of sale. risk of loss or damage to the property from the date of sale forward. Additional recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the sion of the property, and assumes risk of loss or damage to the property from If the Sub. Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, the deposit the date of sale. The sale is subject to post-sale audit of the status of the loan purchaser’s sole remedy in law and equity shall be limited to a refund of the with the loan servicer including, but not limited to, determination of whether shall be forfeited, to the Trustees for application against all expenses, attorney’s deposit without interest. If the purchaser fails to go to settlement, the deposit the borrower entered into any repayment agreement, reinstated or paid off the shall be forfeited, to the Trustees for application against all expenses, attorney’s fees and the full commission on the sale price of the above-scheduled loan prior to the sale. In any such event, this sale shall be null and void, and the fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including Purchaser’s sole remedy, in law or equity, shall be the return of the deposit foreclosure sale. In the event of default, all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall without interest. If purchaser fails to settle within 10 days of ratification, the attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then Sub. Trustees may file a motion to resell the property. If Purchaser defaults be charged against and paid out of the forfeited deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting under these terms, deposit shall be forfeited. The Sub. Trustees may then resell re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser without reselling the property. In the event of a resale, the resale even if such surplus results from improvements to the property by said defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser and the defaulting purchaser shall be liable to the Trustees and any reason, the Purchaser’s sole remedy, at law or equity, is the return of the purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney’s fees and expenses incurred in deposit without interest. secured party for reasonable attorney’s fees and expenses incurred in PLEASE CONSULT WWW.ALEXCOOPER.COM connection with all litigation involving the Property or the proceeds of the connection with all litigation involving the Property or the proceeds of the resale. Trustees’ file number 36120. FOR STATUS OF UPCOMING SALES resale. Trustees’ file number 55098. HOWARD N. BIERMAN, DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees. CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

ap14,21,28 ap14,21,28 ap14,21,28

Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, BWW Law Group, LLC BWW Law Group, LLC 7910 Woodmont Avenue, Suite 750, 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Bethesda, Maryland 20814, Rockville, MD 20852 Rockville, MD 20852 (301) 907-8000. (301) 961-6555 (301) 961-6555 www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Improved Real Property And Any Improvements Thereon And Any Improvements Thereon 3716 Chesholm Rd., Baltimore, MD 21216 ———————————— 2020 Crestview Rd., Baltimore, MD 21239 3303 Bateman Ave., Baltimore, MD 21216 Under a power of sale contained in a certain Deed of Trust from Joseph Lee ———————————— ———————————— Ellerba, dated January 15, 2010 and recorded in Liber 12452, folio 466 among Under a power of sale contained in a certain Deed of Trust dated August 19, Under a power of sale contained in a certain Deed of Trust dated November the Land Records of Baltimore City, MD, default having occurred under the 2005 and recorded in Liber 6858, Folio 392 among the Land Records of 10, 2005 and recorded in Liber 7091, Folio 418 among the Land Records of Balti- terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court Baltimore City, MD, with an original principal balance of $204,000.00 and an more City, MD, with an original principal balance of $315,881.20 and an original for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert original interest rate of 1.61% default having occurred under the terms thereof, interest rate of 4.0% default having occurred under the terms thereof, the Sub. Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Trustees will sell at public auction at the Circuit Court for Baltimore City, at the City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, April 30, 2015 at 9:30 a.m. House Door, Calvert Street entrance, Baltimore, MD 21202, on Calvert Street entrance, Baltimore, MD 21202, on ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID May 1, 2015 at 10:07 a.m. May 1, 2015 at 10:05 a.m. #15-03-2880B-035 and more fully described in the aforesaid Deed of Trust. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or The property, which is improved by a DWELLING, will be sold in an “as is” improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. condition and subject to conditions, restrictions and agreements of record ground rent of $96. The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $18,000 by cash or certified check. Balance of the condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $37,000 in the form of certified check, cashier’s the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase Terms of Sale: A deposit of $5,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of money at the rate pursuant to the Deed of Trust Note from the date of sale to check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid the date funds are received in the office of the Sub. Trustees. There will be no sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from abatement of interest in the event additional funds are tendered before purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in settlement or if settlement is delayed for any reason. The noteholder shall not the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE tural taxes, if applicable, and any and all public and/or private charges or funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as assessments, including water/sewer charges and ground rent, to be adjusted to PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. date of sale and thereafter assumed by purchaser. Condominium fees and/or prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other homeowners association dues, if any, shall be assumed by the purchaser from Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts the date of sale forward. Cost of all documentary stamps, transfer taxes and public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether settlement expenses shall be borne by the purchaser. Purchaser shall be respon- survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed sible for obtaining physical possession of the property. Purchaser assumes the incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or risk of loss or damage to the property from the date of sale forward. Additional recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to terms to be announced at the time of sale. other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland If the Sub. Trustees are unable to convey good and marketable title, the recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- purchaser’s sole remedy in law and equity shall be limited to a refund of the First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from deposit without interest. If the purchaser fails to go to settlement, the deposit sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether shall be forfeited, to the Trustees for application against all expenses, attorney’s with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the fees and the full commission on the sale price of the above-scheduled the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the foreclosure sale. In the event of default, all expenses of this sale (including loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit attorney’s fees and the full commission on the gross sale price of this sale) shall Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the be charged against and paid out of the forfeited deposit. The Trustees may then without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults re-advertise and resell the property at the risk and expense of the defaulting Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser or may avail themselves of any legal or equitable remedies against the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said defaulting purchaser without reselling the property. In the event of a resale, the purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulting purchaser shall not be entitled to receive the surplus, if any, even if resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or such surplus results from improvements to the property by said defaulting defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser and the defaulting purchaser shall be liable to the Trustees and marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the secured party for reasonable attorney’s fees and expenses incurred in any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. connection with all litigation involving the Property or the proceeds of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM resale. Trustees’ file number 53196. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES DIANE S. ROSENBERG, MARK D. MEYER, et al., FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, Substitute Trustees. HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

ap14,21,28 ap14,21,28 ap14,21,28 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 19B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 2121 E. Pratt St., Baltimore, MD 21231 ———————————— 3522 Elmora Ave., Baltimore, MD 21213 2418 Edmondson Ave., Baltimore, MD 21223 Under a power of sale contained in a certain Deed of Trust dated June 24, ———————————— ———————————— 2005 and recorded in Liber 6632, Folio 374 and re-recorded in Liber 15893, Folio Under a power of sale contained in a certain Deed of Trust dated November 2, Under a power of sale contained in a certain Deed of Trust dated October 21, 54 among the Land Records of Baltimore City, MD, with an original principal 2007 and recorded in Liber 10159, Folio 654 among the Land Records of 2008 and recorded in Liber 12462, Folio 436 among the Land Records of balance of $115,000.00 and an original interest rate of 6.00000% default having Baltimore City, MD, with an original principal balance of $116,000.00 and an Baltimore City, MD, with an original principal balance of $126,812.00 and an occurred under the terms thereof, the Sub. Trustees will sell at public auction at original interest rate of 6.75% default having occurred under the terms thereof, original interest rate of 7.500% default having occurred under the terms thereof, the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on May 1, 2015 at 10:04 a.m. May 1, 2015 at 9:59 a.m. May 1, 2015 at 10:02 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $80. The property, and any improvements thereon, will be sold in an “as is” ground rent of $96. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $18,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $14,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 707 E. 37th St., Baltimore, MD 21218 2313 E. Fayette St., Baltimore, MD 21224 106 S. Loudon Ave., Baltimore, MD 21229 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated August 2, Under a power of sale contained in a certain Deed of Trust dated March 25, Under a power of sale contained in a certain Deed of Trust dated March 2, 2006 and recorded in Liber 8481, Folio 711 among the Land Records of 2008 and recorded in Liber 10601, Folio 244 among the Land Records of 2007 and recorded in Liber 9214, Folio 247 among the Land Records of Baltimore City, MD, with an original principal balance of $90,000.00 and an orig- Baltimore City, MD, with an original principal balance of $287,328.00 and an Baltimore City, MD, with an original principal balance of $72,000.00 and an orig- inal interest rate of 8.55000% default having occurred under the terms thereof, original interest rate of 4.50000% default having occurred under the terms inal interest rate of 8.45% default having occurred under the terms thereof, the the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on May 1, 2015 at 9:58 a.m. May 1, 2015 at 10:00 a.m. May 1, 2015 at 10:03 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $14,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $28,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $7,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, HOWARD N. BIERMAN, HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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20B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC Shapiro & Brown, LLP, Solicitors 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 10021 Balls Ford Road, Suite 200 Rockville, MD 20852 Rockville, MD 20852 Manassas, VA. 20109 (301) 961-6555 (301) 961-6555 (410) 769-9797 Substitute Trustees’ Sale Substitute Trustees’ Sale Trustee’s Sale Of Real Property Of Real Property Of Valuable Fee Simple Property And Any Improvements Thereon And Any Improvements Thereon Improved By Premises Known as 3635 Greenmount Ave., Baltimore, MD 21218 4210 Fairhaven Ave., Baltimore, MD 21226 ———————————— ———————————— 846 Stamford Road, Baltimore, MD 21229 Under a power of sale contained in a certain Deed of Trust dated May 30, Under a power of sale contained in a certain Deed of Trust dated April 11, ———————————— 2006 and recorded in Liber 8203, Folio 155 among the Land Records of 2007 and recorded in Liber 9400, Folio 182 among the Land Records of By virtue of the power and authority contained in a Deed of Trust from Baltimore City, MD, with an original principal balance of $417,000.00 and an Baltimore City, MD, with an original principal balance of $90,000.00 and an orig- DAMON CASON, dated March 28, 2007, and recorded in Liber 9445 at Page 524 original interest rate of 2.000% default having occurred under the terms thereof, inal interest rate of 10.75000% default having occurred under the terms thereof, among the land records of the CITY OF BALTIMORE, in the original principal the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore amount of $179,100.00. Upon default and request for sale, the undersigned City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on trustees will offer for sale at public auction at the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on May 1, 2015 at 9:57 a.m. May 1, 2015 at 9:52 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described April 30, 2015 at 11:30 a.m. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” ground rent of $90. ALL THAT PROPERTY described in said Deed of Trust including but not condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” limited to: affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record ALL OF LOT 24 IN SECTION H AS SHOWN ON THE “DETAILED PLAT OF Terms of Sale: A deposit of $49,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $11,000 in the form of certified check, cashier’s SECTION ‘H’ OF WEST HILLS EXTENDED”, WHICH SAID PLAT HAS BEEN sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of RECORDED AMONG THE LAND RECORDS OF BALTIMORE CITY IN POCKET purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid FOLDER M.L.P. NO. 475, TOGETHER WITH THE FIFTEEN FOOT (15’) LANE the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from OF ALLEY DIRECTLY IN THE REAR OF SAID LOT AS NOW LAID OUT, cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in SUBJECT TO THE USE IN COMMON OF SAID LANE OR ALLEY BY THE will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There OWNER OR OWNERS OF THE OTHER LOTS OR PARCELS OF GROUND funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional BORDERING THEREON AS SHOWN ON SAID PLAT. THE IMPROVEMENTS PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as ERECTED UPON SAID LOT BEING KNOWN AS 846 STAMFORD ROAD. prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for Said property is in fee simple and is improved by a DWELLING and is sold in Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. “as is condition” and subject to all superior covenants, conditions, liens, restric- public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other tions, easement, rights-of-way, as may affect same, if any. survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether lower, cash or certified funds shall be required at the time of sale. The balance recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or of the purchase price with interest at 6.00% per annum from the date of sale to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to the date of payment will be paid within TEN DAYS after the final ratification of First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland the sale. Adjustments on all taxes, public charges and special or regular assess- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- ments will be made as of the date of sale and thereafter assumed by purchaser. the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from If applicable, condominium and/or homeowners association dues and with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan assessments that may become due after the time of sale will be the the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether responsibility of the purchaser. Title examination, conveyancing, state revenue loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the stamps, transfer taxes, title insurance, and all other costs incident to settlement without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit are to be paid by the purchaser. Time is of the essence for the purchaser, other- Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the wise the deposit will be forfeited and the property may be resold at risk and under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults costs of the defaulting purchaser. If the sale is not ratified or if the Substitute the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Trustees are unable to convey marketable title in accord with these terms of purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said 14-242119. LOAN TYPE= Conventional defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the KRISTINE D. BROWN, et al., PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. Substitute Trustees. FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City. BWW Law Group, LLC BWW Law Group, LLC Rosenberg & Associates, LLC, 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 7910 Woodmont Avenue, Suite 750, Rockville, MD 20852 Rockville, MD 20852 Bethesda, Maryland 20814, (301) 961-6555 (301) 961-6555 (301) 907-8000. Substitute Trustees’ Sale Substitute Trustees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Of Real Property Of Real Property Of Improved Real Property And Any Improvements Thereon And Any Improvements Thereon 1520 N. Wolfe St., Baltimore, MD 21213 5727 Pimlico Rd., Baltimore, MD 21209 2810 Mohawk Ave., Baltimore, MD 21207 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Dontae Under a power of sale contained in a certain Deed of Trust dated May 30, Under a power of sale contained in a certain Deed of Trust dated January 16, Carroll and Lachelle Carroll, dated May 3, 2007 and recorded in Liber 9496, folio 2006 and recorded in Liber 8021, Folio 746 among the Land Records of 2009 and recorded in Liber 11339, Folio 505 among the Land Records of 753 among the Land Records of Baltimore City, MD, default having occurred Baltimore City, MD, with an original principal balance of $222,300.00 and an Baltimore City, MD, with an original principal balance of $167,887.00 and an under the terms thereof, the Sub. Trustees will sell at public auction at the original interest rate of 4.75% default having occurred under the terms thereof, original interest rate of 5.50000% default having occurred under the terms Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore thereof, the Sub. Trustees will sell at public auction at the Circuit Court for North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 30, 2015 at 9:43 a.m. May 1, 2015 at 9:55 a.m. May 1, 2015 at 9:51 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described #08-18-1478-039 and more fully described in the aforesaid Deed of Trust. The in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. property will be sold subject to an annual ground rent of $120, payable on the The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” 1st day of January and July. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record The property, which is improved by a DWELLING, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $16,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $16,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of affecting the same, if any, and with no warranty of any kind. sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase price to be paid in cash within ten days of final ratification of sale by the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There money at the rate pursuant to the Deed of Trust Note from the date of sale to will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional the date funds are received in the office of the Sub. Trustees. There will be no funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE abatement of interest in the event additional funds are tendered before PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as settlement or if settlement is delayed for any reason. The noteholder shall not of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other tural taxes, if applicable, and any and all public and/or private charges or public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts assessments, including water/sewer charges and ground rent, to be adjusted to survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether date of sale and thereafter assumed by purchaser. Condominium fees and/or incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed homeowners association dues, if any, shall be assumed by the purchaser from recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or the date of sale forward. Cost of all documentary stamps, transfer taxes and other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to settlement expenses shall be borne by the purchaser. Purchaser shall be respon- recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland sible for obtaining physical possession of the property. Purchaser assumes the First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- risk of loss or damage to the property from the date of sale forward. Additional sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from terms to be announced at the time of sale. the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan If the Sub. Trustees are unable to convey good and marketable title, the with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether purchaser’s sole remedy in law and equity shall be limited to a refund of the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the deposit without interest. If the purchaser fails to go to settlement, the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the shall be forfeited, to the Trustees for application against all expenses, attorney’s Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit fees and the full commission on the sale price of the above-scheduled without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the foreclosure sale. In the event of default, all expenses of this sale (including Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults attorney’s fees and the full commission on the gross sale price of this sale) shall under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell be charged against and paid out of the forfeited deposit. The Trustees may then the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted re-advertise and resell the property at the risk and expense of the defaulting purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser or may avail themselves of any legal or equitable remedies against the resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulting purchaser without reselling the property. In the event of a resale, the defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulting purchaser shall not be entitled to receive the surplus, if any, even if marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for such surplus results from improvements to the property by said defaulting any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. purchaser and the defaulting purchaser shall be liable to the Trustees and PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM secured party for reasonable attorney’s fees and expenses incurred in FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES connection with all litigation involving the Property or the proceeds of the HOWARD N. BIERMAN, HOWARD N. BIERMAN, resale. Trustees’ file number 51658. CARRIE M. WARD, et al., CARRIE M. WARD, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap14,21,28 ap14,21,28 ap14,21,28 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 21B

Baltimore City Baltimore City Baltimore City. Shapiro & Brown, LLP, Solicitors Alba Law Group, P.A. ATLANTIC LAW GROUP, LLC. 10021 Balls Ford Road, Suite 200 11350 McCormick Road, Executive Plaza III, Suite 200 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Manassas, VA. 20109 Hunt Valley, MD 21031 LEESBURG, VA 20175 (410) 769-9797 (443) 541-8600 703-777-7101 Substituted Trustees’ Sale Of Trustee’s Sale Substitute Trustees’ Sale Real Property Known As Of Valuable Leasehold Property Of Improved Real Property 4008 East Northern Parkway, Improved By Premises Known as 5416 Cedonia Avenue, Baltimore, MD 21206 Baltimore, MD 21206 ——————————— 4027 Elmora Avenue, Baltimore, MD 21213 Under a power of sale contained in a Deed of Trust from ADEYINKA ———————————— Case Number 24-O-12-000728 WINDAPO, dated March 15, 2006 and recorded in Liber 07597, folio 0166 among By virtue of the power and authority contained in a Deed of Trust from ———————————— the Land Records of BALTIMORE CITY, MD, default having occurred GERALD J. BUTLER AND CATHERINE BUTLER, dated August 10, 2006, and Under and by virtue of the power of sale contained in a Deed of Trust from thereunder (Foreclosure Case docketed as Case No.24O14003811; Tax ID recorded in Liber 08951 at Page 0697 among the land records of the CITY OF Anna Beall, Brandon M. Beall, recorded among the Land Records of Baltimore No.26-440-6072A-028 ) the Sub. Trustees will sell at public auction at the BALTI- BALTIMORE, in the original principal amount of $99,000.00. Upon default and City in Liber 10765, folio 661, and Declaration of Substitution of Trustees MORE CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE request for sale, the undersigned trustees will offer for sale at public auction at recorded among the aforementioned Land Records substituting Thomas P. WEST), BALTIMORE, MD 21202, on the Courthouse for the CITY OF BALTIMORE, at 100 N. Calvert Street, Dore, Mark S. Devan, Gerard F. Miles, Jr., Shannon Menapace, and Erin Gloth Baltimore, Maryland, on as Substituted Trustees, the Substituted Trustees will offer for sale at public April 23, 2015 at 11:00 a.m. auction, at the Courthouse Door, (Courthouse West), 100 N. Calvert Street, ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon April 30, 2015 at 11:30 a.m. (Calvert Street entrance), Baltimore, Maryland, 21202 on situated in BALTIMORE CITY, MD and more fully described in above refer- ALL THAT PROPERTY described in said Deed of Trust including but not enced Deed of Trust. limited to: Wednesday, April 29, 2015 at 09:50 a.m. The property will be sold in an “as is” condition and subject to conditions, BEGINNING FOR THE SAME at the corner formed by the intersection of the ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- restrictions and agreements of record affecting the same, if any and with no Southeastern side of Elmora Avenue with the Northeastern side of Ardley more City, State of Maryland, as described in the Deed of Trust recorded among warranty of any kind. the Land Records of Baltimore City, in Liber 10765, folio 661, also being further Avenue and running thence Northeasterly binding on the Southeastern side of described in a Deed recorded among the Land Records of Baltimore City in Terms of Sale: A deposit $10,500.00 by cash or certified check. Balance of the Elmora Avenue forty-four and eight one-hundredths feet to a point in line with Liber 10728, folio 678. The improvements thereon consist of a DWELLING. purchase price to be paid in cash within ten days of final ratification of sale by the center line of a partition wall there erected thence running Southeasterly to, The property will be sold in “AS IS” condition, subject to any existing building the Circuit Court for BALTIMORE CITY. Time is of the essence as to the through and along the center line of said partition wall to the end thereof and violations, restrictions and agreements of record. The purchaser assumes all purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- continuing the same course in all one hundred five feet to the Northwestern risks of loss for the property as of the date of sale. Neither the Substituted Trus- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, side of an alley sixteen feet wide there situate thence running Southwesterly tees nor their respective agents, successors or assigns make any representations the defaulting purchaser shall not be entitled to receive any benefit from the binding on the Northwestern side of said alley with the use thereof in common or warranties, either expressed or implied with respect to the property. The resale, including, but not limited to, additional proceeds or surplus which may Substituted Trustees shall convey insurable title. with others forty-four and eight one-hundredths feet to the Northeastern side of TERMS OF THE SALE: A deposit in a form acceptable to the Substituted arise therefrom. Interest to be paid on the unpaid purchase money at the rate Ardley Avenue one hundred five feet to the place of beginning. Trustee in the amount of $14,000.00 will be required of the purchaser, other pursuant to the Deed of Trust Note from the date of sale to the date funds are The improvements thereon being known as 4027 Elmora Avenue, Baltimore, than the Holder of the Note or its assigns, at the time and place of sale. Any received by the Substitute Trustees. There will be no abatement of interest in MD 21213. amount tendered at sale in excess of the required deposit will be refunded and the event additional funds are tendered at the time of sale or any time prior to Said property is subject to an annual ground rent in the amount of $96.00 and not applied to the purchase price. Unless the purchaser is the Holder of the settlement or if the settlement is delayed for any reason. In the event that the is improved by a DWELLING and is sold in “as is condition” and subject to all Note or its assigns, the balance of the purchase price shall be paid immediately Secured Party executes a forbearance agreement with the borrower(s) superior covenants, conditions, liens, restrictions, easement, rights-of-way, as with available funds within ten (10) days of the final ratification of the sale by described in the above-mentioned Deed of Trust, or allows the borrower(s) to the Circuit Court for Baltimore City. Time is of the essence. The purchaser, may affect same, if any. other than the Holder of the Note or its assigns, shall pay interest at the rate of execute their right to reinstate or payoff the subject loan, prior to the sale, with TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is 5.75000% per annum on the unpaid portion of the purchase price from the date or without the Substitute Trustee’s prior knowledge, this Contract shall be null lower, cash or certified funds shall be required at the time of sale. The balance of sale to date of settlement. Real property taxes and assessments shall be and void and of no effect, and the Purchaser’s sole remedy shall be the return of of the purchase price with interest at 6.00% per annum from the date of sale to adjusted to the date of sale and assumed thereafter by the purchaser. Ground the deposit without interest. Purchaser shall pay for documentary stamps, the date of payment will be paid within TEN DAYS after the final ratification of rent, water and/or sewer charges public or private, if any, shall be adjusted to transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- the sale. Adjustments on all taxes, public charges and special or regular assess- the date of sale and assumed thereafter by the purchaser. Cost of all minium fees and/or homeowner association dues, all public charges- ments will be made as of the date of sale and thereafter assumed by purchaser. documentary stamps and transfer taxes shall be paid by the purchaser. /assessments payable on an annual basis, including sanitary and/or metropolitan Purchaser shall have the responsibility of obtaining possession of the property. If applicable, condominium and/or homeowners association dues and In the event settlement is delayed for any reason, there shall be no abatement district charges, if applicable, shall be adjusted to the date of sale and assumed assessments that may become due after the time of sale will be the of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- thereafter by the purchaser. Purchaser shall be responsible for obtaining responsibility of the purchaser. Title examination, conveyancing, state revenue tuted Trustees shall resell the property at the risk and expense of the defaulting physical possession of the property. Purchaser assumes the risk of loss or stamps, transfer taxes, title insurance, and all other costs incident to settlement purchaser. The defaulting purchaser shall be liable for the payment of any defi- damage to the property from the date of sale forward. If the Substitute are to be paid by the purchaser. Time is of the essence for the purchaser, other- ciency in the purchase price, all costs and expenses of both sales, attorney fees, Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) wise the deposit will be forfeited and the property may be resold at risk and all other charges due, and incidental and consequential damages. Defaulting sole remedy in law or equity shall be limited to a refund of the aforementioned costs of the defaulting purchaser. If the sale is not ratified or if the Substitute purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 deposit without interest. In the event the sale is not ratified for any reason, the in connection with the filing of a motion to resell. Trustees are unable to convey marketable title in accord with these terms of In the event the Substituted Trustees do not convey title for any reason, Purchaser’s sole remedy, at law or equity, is the return of the deposit without sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. purchaser’s sole remedy is return of the deposit. The Purchaser shall have no interest. (File # 553533) 13-238506. LOAN TYPE= Conventional further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s JAMES E. CLARKE, RENEE DYSON, KRISTINE D. BROWN, et al., attorney. The Substituted Trustees shall have the right to terminate this contract BRIAN THOMAS, Substitute Trustees. in the event the Holder or its Servicer has entered into any agreement with, or Substitute Trustees. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- er’s sole remedy shall be return of the deposit. THOMAS P. DORE, MARK S. DEVAN, GERARD F. MILES, JR., SHANNON MENAPACE, and ERIN GLOTH, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com ap14,21,28 ap14,21,28 ap7,14,21

Baltimore City. Baltimore City Baltimore City. Rosenberg & Associates, LLC, Shapiro & Brown, LLP, Solicitors Rosenberg & Associates, LLC, 7910 Woodmont Avenue, Suite 750, 10021 Balls Ford Road, Suite 200 7910 Woodmont Avenue, Suite 750, Bethesda, Maryland 20814, Manassas, VA. 20109 Bethesda, Maryland 20814, (301) 907-8000. (410) 769-9797 (301) 907-8000. www.rosenberg-assoc.com www.rosenberg-assoc.com Substitute Trustees’ Sale Trustee’s Sale Substitute Trustees’ Sale Of Improved Real Property Of Valuable Fee Simple Property Of Improved Real Property 410 Southway, Baltimore, MD 21218 Improved By Premises Known as 1250 Meridene Dr., Baltimore, MD 21239 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Cedric Britt, 2712 N. Calvert St., Baltimore, MD 21218 Under a power of sale contained in a certain Deed of Trust from Amber N. dated October 11, 2005 and recorded in Liber 6990, folio 228 among the Land ———————————— Wallace, dated September 22, 2005 and recorded in Liber 6809, folio 513 among Records of Baltimore City, MD, default having occurred under the terms By virtue of the power and authority contained in a Deed of Trust from the Land Records of Baltimore City, MD, default having occurred under the thereof, the Sub. Trustees will sell at public auction at the Circuit Court for REGINA ARMENTA, dated November 29, 2006, and recorded in Liber 8890 at terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Page 271 among the land records of the CITY OF BALTIMORE, in the original for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on principal amount of $316,800.00. Upon default and request for sale, the under- signed trustees will offer for sale at public auction at the Courthouse for the April 30, 2015 at 9:37 a.m. CITY OF BALTIMORE, at 100 N. Calvert Street, Baltimore, Maryland, on April 23, 2015 at 9:31 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID #12-18-3724-056 and more fully described in the aforesaid Deed of Trust. #27-59-5210A-142 and more fully described in the aforesaid Deed of Trust. The property, which is improved by a DWELLING, will be sold in an “as is” April 30, 2015 at 11:30 a.m. The property, which is improved by a DWELLING, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. ALL THAT PROPERTY described in said Deed of Trust including but not affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $29,000 by cash or certified check. Balance of the limited to: Terms of Sale: A deposit of $13,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by Beginning for the same on the west side of Calvert Street at a point distant purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase 101 feet northerly from the northwest corner of Calvert Street and 27th Street; the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase money at the rate pursuant to the Deed of Trust Note from the date of sale to thence running northerly binding on said side of Calvert Street 16 feet 6 inches; money at the rate pursuant to the Deed of Trust Note from the date of sale to the date funds are received in the office of the Sub. Trustees. There will be no thence westerly parallel with 27th Street 123 feet to the East side of Hargrove the date funds are received in the office of the Sub. Trustees. There will be no abatement of interest in the event additional funds are tendered before Alley, thence southerly binding on said side of Hargrove Alley 16 feet 6 inches to abatement of interest in the event additional funds are tendered before settlement or if settlement is delayed for any reason. The noteholder shall not intersect a line drawn westerly from the place of beginning parallel with 27th settlement or if settlement is delayed for any reason. The noteholder shall not be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Street; thence easterly reversing said line so drawn and binding thereon 123 feet be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- to the place of beginning. The improvements thereon being known as 2712 N. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- tural taxes, if applicable, and any and all public and/or private charges or Calvert Street. tural taxes, if applicable, and any and all public and/or private charges or assessments, including water/sewer charges and ground rent, to be adjusted to Said property is in fee simple and is improved by a DWELLING and is sold in assessments, including water/sewer charges and ground rent, to be adjusted to date of sale and thereafter assumed by purchaser. Condominium fees and/or “as is condition” and subject to all superior covenants, conditions, liens, restric- date of sale and thereafter assumed by purchaser. Condominium fees and/or homeowners association dues, if any, shall be assumed by the purchaser from homeowners association dues, if any, shall be assumed by the purchaser from tions, easement, rights-of-way, as may affect same, if any. the date of sale forward. Cost of all documentary stamps, transfer taxes and the date of sale forward. Cost of all documentary stamps, transfer taxes and TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is settlement expenses shall be borne by the purchaser. Purchaser shall be respon- settlement expenses shall be borne by the purchaser. Purchaser shall be respon- sible for obtaining physical possession of the property. Purchaser assumes the lower, cash or certified funds shall be required at the time of sale. The balance sible for obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. Additional of the purchase price with interest at 6.75% per annum from the date of sale to risk of loss or damage to the property from the date of sale forward. Additional terms to be announced at the time of sale. the date of payment will be paid within TEN DAYS after the final ratification of terms to be announced at the time of sale. If the Sub. Trustees are unable to convey good and marketable title, the the sale. Adjustments on all taxes, public charges and special or regular assess- If the Sub. Trustees are unable to convey good and marketable title, the purchaser’s sole remedy in law and equity shall be limited to a refund of the ments will be made as of the date of sale and thereafter assumed by purchaser. purchaser’s sole remedy in law and equity shall be limited to a refund of the deposit without interest. If the purchaser fails to go to settlement, the deposit If applicable, condominium and/or homeowners association dues and deposit without interest. If the purchaser fails to go to settlement, the deposit shall be forfeited, to the Trustees for application against all expenses, attorney’s assessments that may become due after the time of sale will be the shall be forfeited, to the Trustees for application against all expenses, attorney’s fees and the full commission on the sale price of the above-scheduled responsibility of the purchaser. Title examination, conveyancing, state revenue fees and the full commission on the sale price of the above-scheduled foreclosure sale. In the event of default, all expenses of this sale (including stamps, transfer taxes, title insurance, and all other costs incident to settlement foreclosure sale. In the event of default, all expenses of this sale (including attorney’s fees and the full commission on the gross sale price of this sale) shall are to be paid by the purchaser. Time is of the essence for the purchaser, other- attorney’s fees and the full commission on the gross sale price of this sale) shall be charged against and paid out of the forfeited deposit. The Trustees may then wise the deposit will be forfeited and the property may be resold at risk and be charged against and paid out of the forfeited deposit. The Trustees may then re-advertise and resell the property at the risk and expense of the defaulting costs of the defaulting purchaser. If the sale is not ratified or if the Substitute re-advertise and resell the property at the risk and expense of the defaulting purchaser or may avail themselves of any legal or equitable remedies against the Trustees are unable to convey marketable title in accord with these terms of purchaser or may avail themselves of any legal or equitable remedies against the defaulting purchaser without reselling the property. In the event of a resale, the sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if 14-244772. LOAN TYPE= Conventional defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney’s fees and expenses incurred in KRISTINE D. BROWN, et al., secured party for reasonable attorney’s fees and expenses incurred in connection with all litigation involving the Property or the proceeds of the Substitute Trustees. connection with all litigation involving the Property or the proceeds of the resale. Trustees’ file number 22889. resale. Trustees’ file number 53847. DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees.

ap14,21,28 ap14,21,28 ap7,14,21 22B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City. Baltimore City. Baltimore City Rosenberg & Associates, LLC, ATLANTIC LAW GROUP, LLC. Alba Law Group, P.A. 7910 Woodmont Avenue, Suite 750, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 11350 McCormick Road, Executive Plaza III, Suite 200 Bethesda, Maryland 20814, LEESBURG, VA 20175 Hunt Valley, MD 21031 (301) 907-8000. 703-777-7101 (443) 541-8600. www.rosenberg-assoc.com Substitute Trustees’ Sale Substituted Trustees’ Sale Of Substitute Trustees’ Sale Real Property Of Improved Real Property Of Improved Real Property Known As 1747 Clift View Avenue, Baltimore, MD 21213 2822 W. Cold Spring La., Baltimore, MD 21215 ——————————— 1745 East 25th Street, Baltimore, MD 21213 ———————————— Under a power of sale contained in a Deed of Trust from TILAHUN B. SEIFU, Under a power of sale contained in a certain Deed of Trust from Minerva S. dated August 17, 2006 and recorded in Liber 08437, folio 0247 among the Land Case Number 24-O-14-004000 Townes, dated March 29, 1999 and recorded in Liber 8333, folio 375 among the Records of BALTIMORE CITY, MD, default having occurred thereunder ———————————— Land Records of Baltimore City, MD, default having occurred under the terms (Foreclosure Case docketed as Case No. 24O15000176; Tax ID No. Under and by virtue of the power of sale contained in a Deed of Trust from thereof, the Sub. Trustees will sell at public auction at the Circuit Court for 08-020-4164B-063) the Sub. Trustees will sell at public auction at the David A. Reed, recorded among the Land Records of Baltimore City in Liber Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT ST, 10351, folio 19, and Declaration of Substitution of Trustees recorded among the Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on (COURTHOUSE WEST), BALTIMORE, MD 21202, on aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trustees, the April 23, 2015 at 9:36 a.m. April 23, 2015 at 11:00 a.m. Substituted Trustees will offer for sale at public auction, at the Courthouse ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), Balti- improvements thereon situated in Baltimore City, MD and described as Tax ID situated in BALTIMORE CITY, MD and more fully described in above more, Maryland, 21202 on #15-35-3190-043 and more fully described in the aforesaid Deed of Trust. The referenced Deed of Trust. property will be sold subject to an annual ground rent of $90, payable on the 1st THE PROPERTY IS SUBJECT TO A GROUND RENT OF $84.00 PAYABLE ON Wednesday, April 22, 2015 at 09:50 a.m. day of January and July. THE 4th DAYS OF April AND October OF EACH AND EVERY YEAR ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- more City, State of Maryland, as described in the Deed of Trust recorded among The property, which is improved by a DWELLING, will be sold in an “as is” The property will be sold in an “as is” condition and subject to conditions, the Land Records of Baltimore City, in Liber 10351, folio 19, also being further condition and subject to conditions, restrictions and agreements of record restrictions and agreements of record affecting the same, if any and with no affecting the same, if any, and with no warranty of any kind. described in a Deed recorded among the Land Records of Baltimore City in warranty of any kind. Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the Liber 6822, folio 486. The improvements thereon consist of a DWELLING. Terms of Sale: A deposit $5,000.00 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by The property is subject to an annual ground rent. The property will be sold in “AS IS” condition, subject to any existing building the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by violations, restrictions and agreements of record. The purchaser assumes all money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for BALTIMORE CITY. Time is of the essence as to the purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- risks of loss for the property as of the date of sale. Neither the Substituted Trus- the date funds are received in the office of the Sub. Trustees. There will be no tees nor their respective agents, successors or assigns make any representations erty shall be resold at the purchaser’s risk and expense. In the event of a resale, abatement of interest in the event additional funds are tendered before or warranties, either expressed or implied with respect to the property. The settlement or if settlement is delayed for any reason. The noteholder shall not the defaulting purchaser shall not be entitled to receive any benefit from the Substituted Trustees shall convey insurable title. be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE resale, including, but not limited to, additional proceeds or surplus which may TERMS OF THE SALE: A deposit in a form acceptable to the Substituted FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- arise therefrom. Interest to be paid on the unpaid purchase money at the rate Trustee in the amount of $12,000.00 will be required of the purchaser, other tural taxes, if applicable, and any and all public and/or private charges or pursuant to the Deed of Trust Note from the date of sale to the date funds are than the Holder of the Note or its assigns, at the time and place of sale. Any assessments, including water/sewer charges and ground rent, to be adjusted to received by the Substitute Trustees. There will be no abatement of interest in amount tendered at sale in excess of the required deposit will be refunded and date of sale and thereafter assumed by purchaser. Condominium fees and/or the event additional funds are tendered at the time of sale or any time prior to not applied to the purchase price. Unless the purchaser is the Holder of the Note or its assigns, the balance of the purchase price shall be paid immediately homeowners association dues, if any, shall be assumed by the purchaser from settlement or if the settlement is delayed for any reason. In the event that the the date of sale forward. Cost of all documentary stamps, transfer taxes and with available funds within ten (10) days of the final ratification of the sale by Secured Party executes a forbearance agreement with the borrower(s) the Circuit Court for Baltimore City. Time is of the essence. The purchaser, settlement expenses shall be borne by the purchaser. Purchaser shall be respon- described in the above-mentioned Deed of Trust, or allows the borrower(s) to sible for obtaining physical possession of the property. Purchaser assumes the other than the Holder of the Note or its assigns, shall pay interest at the rate of execute their right to reinstate or payoff the subject loan, prior to the sale, with 7.00000% per annum on the unpaid portion of the purchase price from the date risk of loss or damage to the property from the date of sale forward. Additional or without the Substitute Trustee’s prior knowledge, this Contract shall be null of sale to date of settlement. Real property taxes and assessments shall be terms to be announced at the time of sale. adjusted to the date of sale and assumed thereafter by the purchaser. Ground If the Sub. Trustees are unable to convey good and marketable title, the and void and of no effect, and the Purchaser’s sole remedy shall be the return of the deposit without interest. Purchaser shall pay for documentary stamps, rent, water and/or sewer charges public or private, if any, shall be adjusted to purchaser’s sole remedy in law and equity shall be limited to a refund of the the date of sale and assumed thereafter by the purchaser. Cost of all transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- deposit without interest. If the purchaser fails to go to settlement, the deposit documentary stamps and transfer taxes shall be paid by the purchaser. shall be forfeited, to the Trustees for application against all expenses, attorney’s minium fees and/or homeowner association dues, all public Purchaser shall have the responsibility of obtaining possession of the property. fees and the full commission on the sale price of the above-scheduled charges/assessments payable on an annual basis, including sanitary and/or In the event settlement is delayed for any reason, there shall be no abatement foreclosure sale. In the event of default, all expenses of this sale (including metropolitan district charges, if applicable, shall be adjusted to the date of sale of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- attorney’s fees and the full commission on the gross sale price of this sale) shall and assumed thereafter by the purchaser. Purchaser shall be responsible for tuted Trustees shall resell the property at the risk and expense of the defaulting be charged against and paid out of the forfeited deposit. The Trustees may then obtaining physical possession of the property. Purchaser assumes the risk of purchaser. The defaulting purchaser shall be liable for the payment of any defi- re-advertise and resell the property at the risk and expense of the defaulting loss or damage to the property from the date of sale forward. If the Substitute ciency in the purchase price, all costs and expenses of both sales, attorney fees, all other charges due, and incidental and consequential damages. Defaulting purchaser or may avail themselves of any legal or equitable remedies against the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 defaulting purchaser without reselling the property. In the event of a resale, the sole remedy in law or equity shall be limited to a refund of the aforementioned defaulting purchaser shall not be entitled to receive the surplus, if any, even if in connection with the filing of a motion to resell. deposit without interest. In the event the sale is not ratified for any reason, the In the event the Substituted Trustees do not convey title for any reason, such surplus results from improvements to the property by said defaulting Purchaser’s sole remedy, at law or equity, is the return of the deposit without purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser and the defaulting purchaser shall be liable to the Trustees and interest. (File # 555100) further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s secured party for reasonable attorney’s fees and expenses incurred in JAMES E. CLARKE, RENEE DYSON, attorney. The Substituted Trustees shall have the right to terminate this contract connection with all litigation involving the Property or the proceeds of the BRIAN THOMAS, in the event the Holder or its Servicer has entered into any agreement with, or resale. Trustees’ file number 36826. Substitute Trustees. accepted funds from, the mortgagor. Upon termination of the contract, Purchas- DIANE S. ROSENBERG, MARK D. MEYER, et al., er’s sole remedy shall be return of the deposit. Substitute Trustees. MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, Law Offices of Jeffrey Nadel Alba Law Group, P.A. 7910 Woodmont Avenue, Suite 750, 4041 Powder Mill Road, Suite 415 11350 McCormick Road, Executive Plaza III, Suite 200 Bethesda, Maryland 20814, Calverton, Maryland 20705 Hunt Valley, MD 21031 (301) 907-8000. 240-473-5000 (443) 541-8600 www.rosenberg-assoc.com Substitute Trustees’ Sale Of Real Property Substituted Trustees’ Sale Of Substitute Trustees’ Sale Real Property 2227 Aisquith Street, Baltimore, MD 21218 Of Improved Real Property ———————————— Known As Under a power of sale contained in a certain Deed of Trust from Adewale 3506 Gough St., Baltimore, MD 21224 Saliuokeola, dated October 31, 2006, and recorded in Liber 08735, Folio 0316 2123 Braddish Avenue, Baltimore, MD 21216 ———————————— among the Land Records of Baltimore City, MD, default having occurred under Under a power of sale contained in a certain Deed of Trust from Aldo Taglia- the terms thereof, the Substitute Trustee will sell at public auction at Circuit Case Number 24-O-14-001975 ferri and Maria Tagliaferri, dated March 13, 2012 and recorded in Liber 14170, Court for Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, ———————————— folio 245 among the Land Records of Baltimore City, MD, default having Calvert Street Entrance, Baltimore, MD on Under and by virtue of the power of sale contained in a Deed of Trust from occurred under the terms thereof, the Sub. Trustees will sell at public auction at Wanda C. Parks, recorded among the Land Records of Baltimore City in Liber the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, April 22, 2015 at 9:50 a.m. 10454, folio 361, and Declaration of Substitution of Trustees recorded among 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, ALL THAT LEASEHOLD LOT OF GROUND, situated in Baltimore City, MD the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, MD 21202, on and more fully described in the aforesaid Deed of Trust, carrying Tax ID No. Christine Drexel, Brian McNair, Melissa L. Cassell, Angela Nasuta as Substituted 09-14-4010G-005. Trustees, the Substituted Trustees will offer for sale at public auction, at the The property will be sold in an “as is” condition and subject to conditions, Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street April 23, 2015 at 9:30 a.m. restrictions, agreements, easements, covenants and rights of way of record entrance), Baltimore, Maryland, 21202 on ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and Affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT improvements thereon situated in Baltimore City, MD and described as Tax ID TO an annual ground rent in the amount of $96.00 payable semi-annually on the Wednesday, April 22, 2015 at 09:50 a.m. #26-16-6301-030 and more fully described in the aforesaid Deed of Trust. 6th of February and August each and every year. ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- The property, which is improved by a DWELLING, will be sold in an “as is” Terms of Sale: A deposit of $11,000.00 will be required at the time of sale in more City, State of Maryland, as described in the Deed of Trust recorded among condition and subject to conditions, restrictions and agreements of record the form of cash, certified check, or other form as the Substitute Trustees deter- the Land Records of Baltimore City, in Liber 10454, folio 361, also being further affecting the same, if any, and with no warranty of any kind. mine acceptable. No deposit shall be required of the noteholder where the described in a Deed recorded among the Land Records of Baltimore City in Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the noteholder bids in the property at auction. Balance of the purchase price to be Liber 10111, folio 510. The improvements thereon consist of a DWELLING. purchase price to be paid in cash within ten days of final ratification of sale by paid in cash within ten days of final ratification of sale by the Circuit Court for The property is subject to an annual ground rent. Baltimore City, time being of the essence for purchaser. In the event that settle- the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase The property will be sold in “AS IS” condition, subject to any existing building ment does not occur within the said ten days, the purchaser shall be in default. violations, restrictions and agreements of record. The purchaser assumes all money at the rate pursuant to the Deed of Trust Note from the date of sale to Upon such default the Trustees may file a Motion and Order to Resell the the date funds are received in the office of the Sub. Trustees. There will be no risks of loss for the property as of the date of sale. Neither the Substituted Trus- property at the risk and expense of the defaulting purchaser, and purchaser(s) tees nor their respective agents, successors or assigns make any representations abatement of interest in the event additional funds are tendered before hereby consent to entry of such resale order without further notice, in which or warranties, either expressed or implied with respect to the property. The settlement or if settlement is delayed for any reason. The noteholder shall not case the deposit shall be forfeited and all expenses of this sale (including attor- Substituted Trustees shall convey insurable title. be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE ney’s fees and the full commission on the gross sale price of this sale) shall be TERMS OF THE SALE: A deposit in a form acceptable to the Substituted FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- charged against and paid out of the forfeited deposit. The Trustees may then Trustee in the amount of $16,000.00 will be required of the purchaser, other tural taxes, if applicable, and any and all public and/or private charges or readvertise and resell the property at the risk and cost of the defaulting than the Holder of the Note or its assigns, at the time and place of sale. Any assessments, including water/sewer charges and ground rent, to be adjusted to purchaser; or, without reselling the property, the Trustees may avail themselves amount tendered at sale in excess of the required deposit will be refunded and date of sale and thereafter assumed by purchaser. Condominium fees and/or of any legal or equitable remedies against the defaulting purchaser. In the event not applied to the purchase price. Unless the purchaser is the Holder of the homeowners association dues, if any, shall be assumed by the purchaser from of a resale, the defaulting purchaser shall not be entitled to receive the surplus, Note or its assigns, the balance of the purchase price shall be paid immediately the date of sale forward. Cost of all documentary stamps, transfer taxes and if any, even if such surplus results from improvements to the property by said with available funds within ten (10) days of the final ratification of the sale by settlement expenses shall be borne by the purchaser. Purchaser shall be respon- defaulting purchaser. Interest to be paid on the purchase money less the stated the Circuit Court for Baltimore City. Time is of the essence. The purchaser, sible for obtaining physical possession of the property. Purchaser assumes the deposit called for herein, at the rate pursuant to the Deed of Trust Note from other than the Holder of the Note or its assigns, shall pay interest at the rate of the date of auction to the date funds are received in the office of the Substitute risk of loss or damage to the property from the date of sale forward. Additional 5.87500% per annum on the unpaid portion of the purchase price from the date Trustee. There shall be no abatement of interest due from the purchaser in the of sale to date of settlement. Real property taxes and assessments shall be terms to be announced at the time of sale. event additional funds are tendered before settlement or if settlement is delayed If the Sub. Trustees are unable to convey good and marketable title, the adjusted to the date of sale and assumed thereafter by the purchaser. Ground for any reason, including but not limited to exceptions to sale, bankruptcy rent, water and/or sewer charges public or private, if any, shall be adjusted to purchaser’s sole remedy in law and equity shall be limited to a refund of the filings by interested parties, Court administration of the foreclosure or the date of sale and assumed thereafter by the purchaser. Cost of all deposit without interest. If the purchaser fails to go to settlement, the deposit unknown title defects. All taxes, ground rent, water rent, condominium fees documentary stamps and transfer taxes shall be paid by the purchaser. shall be forfeited, to the Trustees for application against all expenses, attorney’s and/or homeowner association dues, all public charges/assessments payable on Purchaser shall have the responsibility of obtaining possession of the property. fees and the full commission on the sale price of the above-scheduled an annual basis, including sanitary and/or metropolitan district charges, if appli- In the event settlement is delayed for any reason, there shall be no abatement foreclosure sale. In the event of default, all expenses of this sale (including cable, are to be adjusted to the date of auction and thereafter are to be assumed of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- attorney’s fees and the full commission on the gross sale price of this sale) shall by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural tuted Trustees shall resell the property at the risk and expense of the defaulting be charged against and paid out of the forfeited deposit. The Trustees may then transfer tax, if any and settlement expenses shall be borne by the purchaser. purchaser. The defaulting purchaser shall be liable for the payment of any defi- re-advertise and resell the property at the risk and expense of the defaulting Purchaser shall be responsible for obtaining physical possession of the ciency in the purchase price, all costs and expenses of both sales, attorney fees, purchaser or may avail themselves of any legal or equitable remedies against the property. Purchaser assumes the risk of damage to the property from the date all other charges due, and incidental and consequential damages. Defaulting defaulting purchaser without reselling the property. In the event of a resale, the of auction forward. If the Substitute Trustee does not convey title for any purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 reason, including but not limited to the Secured Party executing a forbearance defaulting purchaser shall not be entitled to receive the surplus, if any, even if in connection with the filing of a motion to resell. agreement with the borrower(s) described in the above-mentioned Deed of such surplus results from improvements to the property by said defaulting In the event the Substituted Trustees do not convey title for any reason, Trust, or allowing the borrower(s) to execute their right to reinstate or payoff purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser and the defaulting purchaser shall be liable to the Trustees and the subject loan, prior to the sale, with or without the Substitute Trustee’s prior secured party for reasonable attorney’s fees and expenses incurred in further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s knowledge, or if the sale is not ratified for any reason including errors made by attorney. The Substituted Trustees shall have the right to terminate this contract connection with all litigation involving the Property or the proceeds of the the Substitute Trustees, the foreclosure sale shall be null and void and of no in the event the Holder or its Servicer has entered into any agreement with, or resale. Trustees’ file number 54595. effect, and the Purchaser’s sole remedy in law or in equity shall be the return of accepted funds from, the mortgagor. Upon termination of the contract, Purchas- DIANE S. ROSENBERG, MARK D. MEYER, et al., the deposit without interest. Further terms and particulars may be announced at er’s sole remedy shall be return of the deposit. Substitute Trustees. time of sale, and purchaser may be required to execute a Memorandum of Sale MARK S. DEVAN, THOMAS P. DORE, at the time of auction. (Matter #18725) CHRISTINE DREXEL, BRIAN MCNAIR, JEFFREY NADEL, SCOTT NADEL, MELISSA L. CASSELL, ANGELA NASUTA, JOHN-PAUL DOUGLAS and DANIEL MENCHEL, Substituted Trustees. Substitute Trustees. Tidewater Auctions, LLC MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 (410) 825-2900 410-825-2900 www.tidewaterauctions.com ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 23B

Baltimore City. Baltimore City Baltimore City Rosenberg & Associates, LLC, ATLANTIC LAW GROUP, LLC. Rosenberg & Associates, LLC 7910 Woodmont Avenue, Suite 750, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 7910 Woodmont Avenue, Suite 750 Bethesda, Maryland 20814, LEESBURG, VA 20175 Bethesda, Maryland 20814 (301) 907-8000. 703-777-7101 (301) 907-8000 www.rosenberg-assoc.com Substitute Trustees’ Sale www.rosenberg-assoc.com Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 4608 Eugene Avenue, Baltimore, MD 21206 1007 N. Augusta Ave., Baltimore, MD 21229 ———————————— 1100 S. Anglesea St., Baltimore, MD 21224 ———————————— Under a power of sale contained in a Deed of Trust from AVON LEWIS, dated ———————————— Under a power of sale contained in a certain Deed of Trust from Denise October 20, 2006 and recorded in Liber 08733, folio 0142 among the Land Under a power of sale contained in a certain Deed of Trust from Glenn Monica Jones a/k/a Denise M. Jones, dated January 5, 1993 and recorded in Records of BALTIMORE CITY, MD, default having occurred thereunder Redifer, dated November 21, 1994 and recorded in Liber 4648, folio 411 among Liber 3531, folio 205 among the Land Records of Baltimore City, MD, default (Foreclosure Case docketed as Case No. 24O13003371; Tax ID No. the Land Records of Baltimore City, MD, default having occurred under the having occurred under the terms thereof, the Sub. Trustees will sell at public 27-010-5864O-129) the Sub. Trustees will sell at public auction at the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Court auction at the Circuit Court for Baltimore City, at the Clarence M. Mitchell BALTIMORE CITY COURTHOUSE, located at 100 N CALVERT ST, for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Court House, 100 North Calvert Street, Court House Door, Calvert Street (COURTHOUSE WEST), BALTIMORE, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on entrance, Baltimore, MD 21202, on April 23, 2015 at 11:00 a.m. April 23, 2015 at 9:38 a.m. April 23, 2015 at 9:34 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and situated in BALTIMORE CITY, MD and more fully described in above refer- improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID enced Deed of Trust. #26-01-6825-052 and more fully described in the aforesaid Deed of Trust. #16-06-2526-004 and more fully described in the aforesaid Deed of Trust. The The property will be sold in an “as is” condition and subject to conditions, The property, which is improved by a DWELLING, will be sold in an “as is” property will be sold subject to an annual ground rent of $90, payable on the 1st restrictions and agreements of record affecting the same, if any and with no condition and subject to conditions, restrictions and agreements of record day of February and August. warranty of any kind. affecting the same, if any, and with no warranty of any kind. The property, which is improved by a DWELLING, will be sold in an “as is” Terms of Sale: A deposit $16,100.00 by cash or certified check. Balance of the condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the purchase price to be paid in cash within ten days of final ratification of sale by affecting the same, if any, and with no warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit of $5,000 by cash or certified check. Balance of the the Circuit Court for BALTIMORE CITY. Time is of the essence as to the the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- money at the rate pursuant to the Deed of Trust Note from the date of sale to the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase erty shall be resold at the purchaser’s risk and expense. In the event of a resale, the date funds are received in the office of the Sub. Trustees. There will be no money at the rate pursuant to the Deed of Trust Note from the date of sale to the defaulting purchaser shall not be entitled to receive any benefit from the abatement of interest in the event additional funds are tendered before the date funds are received in the office of the Sub. Trustees. There will be no resale, including, but not limited to, additional proceeds or surplus which may settlement or if settlement is delayed for any reason. The noteholder shall not abatement of interest in the event additional funds are tendered before arise therefrom. Interest to be paid on the unpaid purchase money at the rate be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE settlement or if settlement is delayed for any reason. The noteholder shall not pursuant to the Deed of Trust Note from the date of sale to the date funds are FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE received by the Substitute Trustees. There will be no abatement of interest in tural taxes, if applicable, and any and all public and/or private charges or assessments, including water/sewer charges and ground rent, to be adjusted to FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- the event additional funds are tendered at the time of sale or any time prior to date of sale and thereafter assumed by purchaser. Condominium fees and/or tural taxes, if applicable, and any and all public and/or private charges or settlement or if the settlement is delayed for any reason. In the event that the homeowners association dues, if any, shall be assumed by the purchaser from assessments, including water/sewer charges and ground rent, to be adjusted to Secured Party executes a forbearance agreement with the borrower(s) date of sale and thereafter assumed by purchaser. Condominium fees and/or the date of sale forward. Cost of all documentary stamps, transfer taxes and described in the above-mentioned Deed of Trust, or allows the borrower(s) to settlement expenses shall be borne by the purchaser. Purchaser shall be respon- homeowners association dues, if any, shall be assumed by the purchaser from execute their right to reinstate or payoff the subject loan, prior to the sale, with the date of sale forward. Cost of all documentary stamps, transfer taxes and sible for obtaining physical possession of the property. Purchaser assumes the or without the Substitute Trustee’s prior knowledge, this Contract shall be null settlement expenses shall be borne by the purchaser. Purchaser shall be respon- risk of loss or damage to the property from the date of sale forward. Additional and void and of no effect, and the Purchaser’s sole remedy shall be the return of sible for obtaining physical possession of the property. Purchaser assumes the terms to be announced at the time of sale. risk of loss or damage to the property from the date of sale forward. Additional the deposit without interest. Purchaser shall pay for documentary stamps, If the Sub. Trustees are unable to convey good and marketable title, the terms to be announced at the time of sale. transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- purchaser’s sole remedy in law and equity shall be limited to a refund of the If the Sub. Trustees are unable to convey good and marketable title, the minium fees and/or homeowner association dues, all public charges- deposit without interest. If the purchaser fails to go to settlement, the deposit purchaser’s sole remedy in law and equity shall be limited to a refund of the /assessments payable on an annual basis, including sanitary and/or metropolitan shall be forfeited, to the Trustees for application against all expenses, attorney’s deposit without interest. If the purchaser fails to go to settlement, the deposit district charges, if applicable, shall be adjusted to the date of sale and assumed fees and the full commission on the sale price of the above-scheduled shall be forfeited, to the Trustees for application against all expenses, attorney’s thereafter by the purchaser. Purchaser shall be responsible for obtaining foreclosure sale. In the event of default, all expenses of this sale (including fees and the full commission on the sale price of the above-scheduled physical possession of the property. Purchaser assumes the risk of loss or attorney’s fees and the full commission on the gross sale price of this sale) shall foreclosure sale. In the event of default, all expenses of this sale (including damage to the property from the date of sale forward. If the Substitute be charged against and paid out of the forfeited deposit. The Trustees may then attorney’s fees and the full commission on the gross sale price of this sale) shall re-advertise and resell the property at the risk and expense of the defaulting Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) be charged against and paid out of the forfeited deposit. The Trustees may then purchaser or may avail themselves of any legal or equitable remedies against the sole remedy in law or equity shall be limited to a refund of the aforementioned re-advertise and resell the property at the risk and expense of the defaulting defaulting purchaser without reselling the property. In the event of a resale, the purchaser or may avail themselves of any legal or equitable remedies against the deposit without interest. In the event the sale is not ratified for any reason, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser without reselling the property. In the event of a resale, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without such surplus results from improvements to the property by said defaulting defaulting purchaser shall not be entitled to receive the surplus, if any, even if interest. (File # 539592) purchaser and the defaulting purchaser shall be liable to the Trustees and such surplus results from improvements to the property by said defaulting JAMES E. CLARKE, purchaser and the defaulting purchaser shall be liable to the Trustees and secured party for reasonable attorney’s fees and expenses incurred in RENEE DYSON, connection with all litigation involving the Property or the proceeds of the secured party for reasonable attorney’s fees and expenses incurred in SHANNON MENAPACE, resale. Trustees’ file number 41765. connection with all litigation involving the Property or the proceeds of the Substitute Trustees. resale. Trustees’ file number 50719. DIANE S. ROSENBERG, DIANE S. ROSENBERG, MARK D. MEYER, et al., MARK D. MEYER, et al., Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City. Baltimore City. Baltimore City. ATLANTIC LAW GROUP, LLC. Hofmeister, Breza & Leavers, ATLANTIC LAW GROUP, LLC. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Executive Plaza III, 1602 VILLAGE MARKET BLVD. SE, SUITE 310 LEESBURG, VA 20175 11350 McCormick Road, Suite 1300, LEESBURG, VA 20175 703-777-7101 Hunt Valley, Maryland 21031. 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Valuable Leasehold Dwelling Of Improved Real Property Of Improved Real Property 1636 Shadyside Road, Baltimore, MD 21218 3658 Malden Avenue, Baltimore, MD 21211 ———————————— 3805 Woodlea Avenue, Baltimore, MD 21206 ——————————— Under and by virtue of the power of sale contained in a certain Purchase ——————————— Under a power of sale contained in a Deed of Trust from COURTNEY A. Money Deed of Trust from Dionne Jones, dated July 15, 2005, and recorded in Under a power of sale contained in a Deed of Trust from ANTHONY F. JONES, dated September 26, 2011 and recorded in Liber 13820, folio 453 among Liber 6658, folio 103, among the Land Records of Baltimore City, Maryland, MACAIONE AND GILBERTE MACAIONE, dated September 23, 2008 and the Land Records of BALTIMORE CITY, MD, default having occurred default having occurred under the terms thereof, and at the request of the recorded in Liber 11043, folio 0033 among the Land Records of BALTIMORE thereunder (Foreclosure Case docketed as Case No. 24O14002184; Tax ID No. parties secured thereby, the undersigned Substitute Trustees will offer for sale CITY, MD, default having occurred thereunder (Foreclosure Case docketed as 13-040-3389-019) the Sub. Trustees will sell at public auction at the BALTIMORE at public auction at the Circuit Court for Baltimore City, Clarence M. Mitchell Case No. 24O14003603; Tax ID No. 27-02-5854C-013) the Sub. Trustees will sell CITY COURTHOUSE, located at 100 N CALVERT ST, (COURTHOUSE WEST), at public auction at the BALTIMORE CITY COURTHOUSE, located at 100 N BALTIMORE, MD 21202, on Courthouse Door, 100 N. Calvert Street, Baltimore, MD on CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202, on April 23, 2015 at 11:00 a.m. Wednesday, April 22, 2015 at 9:52 a.m. ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN April 23, 2015 at 11:00 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon Baltimore City, Maryland and more fully described in the aforesaid Purchase ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE CITY, MD and more fully described in above refer- MoneyDeed of Trust. situated in BALTIMORE CITY, MD and more fully described in above refer- enced Deed of Trust. The property is believed to be improved by a brick end of group rowhouse enced Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, believed to contain three bedrooms, one full bath, central air conditioning, a full The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no basement with a clubroom, a front porch, and a detached one-car garage. The restrictions and agreements of record affecting the same, if any and with no warranty of any kind. property address is 1636 Shadyside Road, Baltimore, MD 21218. Terms of Sale: A deposit $18,100.00 by cash or certified check. Balance of the Said property is subject to an annual ground rent of $120.00 payable on the warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by 21st days of April and October and is sold in an “as is condition” and subject to Terms of Sale: A deposit $9,700.00 by cash or certified check. Balance of the the Circuit Court for BALTIMORE CITY. Time is of the essence as to the all covenants, conditions, liens, restrictions, easements, rights-of-way as may purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- affect same, if any, and with no warranty of any kind. the Circuit Court for BALTIMORE CITY. Time is of the essence as to the Terms of Sale: A deposit of $12,000.00 will be required of the purchaser, other purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, than the Holder of the Note or its assigns, at the time of sale, such deposit to be the defaulting purchaser shall not be entitled to receive any benefit from the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, in cash or certified check, or other form acceptable to the Substitute Trustees, the defaulting purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may in their sole discretion. Balance of the purchase price is to be paid in cash arise therefrom. Interest to be paid on the unpaid purchase money at the rate within ten (10) days of the final ratification of sale by the Circuit Court for Balti- resale, including, but not limited to, additional proceeds or surplus which may pursuant to the Deed of Trust Note from the date of sale to the date funds are more City. If payment of the balance does not take place within ten (10) days of arise therefrom. Interest to be paid on the unpaid purchase money at the rate received by the Substitute Trustees. There will be no abatement of interest in ratification, the deposit may be forfeited and property may be resold at the risk pursuant to the Deed of Trust Note from the date of sale to the date funds are the event additional funds are tendered at the time of sale or any time prior to and expense of the defaulting purchaser. The defaulting purchaser shall not be received by the Substitute Trustees. There will be no abatement of interest in entitled to any surplus proceeds or profits resulting from any resale of the prop- the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the erty. Interest to be paid on unpaid purchase money at the rate pursuant to the Secured Party executes a forbearance agreement with the borrower(s) settlement or if the settlement is delayed for any reason. In the event that the deed of trust note from date of sale to date funds are received in the office of Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to the Substitute Trustees in the event the property is purchased by someone execute their right to reinstate or payoff the subject loan, prior to the sale, with rather than the note holder. described in the above-mentioned Deed of Trust, or allows the borrower(s) to or without the Substitute Trustee’s prior knowledge, this Contract shall be null In the event settlement is delayed for any reason, including, but not limited to, execute their right to reinstate or payoff the subject loan, prior to the sale, with and void and of no effect, and the Purchaser’s sole remedy shall be the return of exceptions to the sale, bankruptcy filings by interested parties, or court admin- or without the Substitute Trustee’s prior knowledge, this Contract shall be null the deposit without interest. Purchaser shall pay for documentary stamps, istration of the foreclosure, there shall be no abatement of interest. Taxes, and void and of no effect, and the Purchaser’s sole remedy shall be the return of ground rent, water, condominium fees and/or homeowner association dues, all the deposit without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- public charges, assessments payable on an annual basis, including sanitary minium fees and/or homeowner association dues, all public charges- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- and/or metropolitan district charges and front foot benefit charges, if minium fees and/or homeowner association dues, all public charges- /assessments payable on an annual basis, including sanitary and/or metropolitan applicable, to be adjusted for the current year to date of sale and assumed district charges, if applicable, shall be adjusted to the date of sale and assumed thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and /assessments payable on an annual basis, including sanitary and/or metropolitan thereafter by the purchaser. Purchaser shall be responsible for obtaining settlement expenses shall be borne by the purchaser. Purchaser shall be respon- district charges, if applicable, shall be adjusted to the date of sale and assumed physical possession of the property. Purchaser assumes the risk of loss or sible for obtaining physical possession of the property. Purchaser assumes the thereafter by the purchaser. Purchaser shall be responsible for obtaining damage to the property from the date of sale forward. If the Substitute risk of loss or damage to the property from the date of sale forward. If the physical possession of the property. Purchaser assumes the risk of loss or Substitute Trustees are unable to convey good and marketable title, the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) damage to the property from the date of sale forward. If the Substitute purchaser’s sole remedy in law or equity shall be limited to the refund of the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sole remedy in law or equity shall be limited to a refund of the aforementioned deposit. Upon refund of the deposit, this sale shall be void and of no effect, and sole remedy in law or equity shall be limited to a refund of the aforementioned deposit without interest. In the event the sale is not ratified for any reason, the the purchaser shall have no further claims against the Substitute Trustees. Purchaser’s sole remedy, at law or equity, is the return of the deposit without NOTE: The information contained herein was obtained from sources deemed deposit without interest. In the event the sale is not ratified for any reason, the interest. (File # 551087) to be reliable, but is offered for informational purposes only. Neither the Purchaser’s sole remedy, at law or equity, is the return of the deposit without JAMES E. CLARKE, auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his interest. (File # 553986) RENEE DYSON, agents or attorneys make any representations or warranties with respect to the JAMES E. CLARKE, RENEE DYSON, Substitute Trustees. accuracy of information. BRIAN THOMAS, PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN Substitute Trustees. DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- CLOSURE AUCTION. For additional information, please contact the Substitute Trustees. C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY and KAITLIN R. SMITH, Substitute Trustees. Tidewater Auctions, LLC 410-825-2900 ap7,14,21 www.tidewaterauctions.com ap7,14,21 ap7,14,21 24B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City. Baltimore City. Baltimore City Rosenberg & Associates, LLC, Rosenberg & Associates, LLC, Alba Law Group, P.A. 7910 Woodmont Avenue, Suite 750, 7910 Woodmont Avenue, Suite 750, 11350 McCormick Road, Executive Plaza III, Suite 200 Bethesda, Maryland 20814, Bethesda, Maryland 20814, Hunt Valley, MD 21031 (301) 907-8000. (301) 907-8000. (443) 541-8600 www.rosenberg-assoc.com www.rosenberg-assoc.com Substituted Trustees’ Sale Of Substitute Trustees’ Sale Substitute Trustees’ Sale Real Property Of Improved Real Property Of Improved Real Property Known As 3116 Ferndale Ave., Baltimore, MD 21207 2434 Eutaw Pl., Baltimore, MD 21217 1139 Ashburton Street, Baltimore, MD 21216 ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust from Eric D. Hall Under a power of sale contained in a certain Deed of Trust from Christopher Case Number 24-O-14-001412 and Magaly Anglade, dated June 19, 2007 and recorded in Liber 10061, folio 287 B. Forsberg a/k/a Christopher Forsberg and Cassandra K. Forsberg, dated ———————————— among the Land Records of Baltimore City, MD, default having occurred under August 8, 2005 and recorded in Liber 6709, folio 1387 among the Land Records Under and by virtue of the power of sale contained in a Deed of Trust from the terms thereof, the Sub. Trustees will sell at public auction at the Circuit of Baltimore City, MD, default having occurred under the terms thereof, the Michelle M. Davenport, recorded among the Land Records of Baltimore City in Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Liber 10746, folio 6, and Declaration of Substitution of Trustees recorded among Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, on Door, Calvert Street entrance, Baltimore, MD 21202, on Christine Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta as Substi- tuted Trustees, the Substituted Trustees will offer for sale at public auction, at April 23, 2015 at 9:37 a.m. April 23, 2015 at 9:33 a.m. the Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and entrance), Baltimore, Maryland, 21202 on improvements thereon situated in Baltimore City, MD and described as Tax ID improvements thereon situated in Baltimore City, MD and described as Tax ID #28-03-8346A-007B and more fully described in the aforesaid Deed of Trust. #13-08-3421-017 and more fully described in the aforesaid Deed of Trust. Wednesday, April 22, 2015 at 09:50 a.m. The property, which is improved by a DWELLING, will be sold in an “as is” The property, which is improved by a DWELLING, will be sold in an “as is” ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- more City, State of Maryland, as described in the Deed of Trust recorded among condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record the Land Records of Baltimore City, in Liber 10746, folio 6, also being further affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. described in a Deed recorded among the Land Records of Baltimore City in Terms of Sale: A deposit of $21,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $20,000 by cash or certified check. Balance of the Liber 10746, folio 1. The improvements thereon consist of a DWELLING. purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by The property is subject to an annual ground rent. the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase The property will be sold in “AS IS” condition, subject to any existing building money at the rate pursuant to the Deed of Trust Note from the date of sale to money at the rate pursuant to the Deed of Trust Note from the date of sale to violations, restrictions and agreements of record. The purchaser assumes all the date funds are received in the office of the Sub. Trustees. There will be no the date funds are received in the office of the Sub. Trustees. There will be no risks of loss for the property as of the date of sale. Neither the Substituted Trus- abatement of interest in the event additional funds are tendered before abatement of interest in the event additional funds are tendered before tees nor their respective agents, successors or assigns make any representations settlement or if settlement is delayed for any reason. The noteholder shall not settlement or if settlement is delayed for any reason. The noteholder shall not or warranties, either expressed or implied with respect to the property. The be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE Substituted Trustees shall convey insurable title. FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted tural taxes, if applicable, and any and all public and/or private charges or tural taxes, if applicable, and any and all public and/or private charges or Trustee in the amount of $6,000.00 will be required of the purchaser, other than assessments, including water/sewer charges and ground rent, to be adjusted to assessments, including water/sewer charges and ground rent, to be adjusted to the Holder of the Note or its assigns, at the time and place of sale. Any amount date of sale and thereafter assumed by purchaser. Condominium fees and/or date of sale and thereafter assumed by purchaser. Condominium fees and/or tendered at sale in excess of the required deposit will be refunded and not applied to the purchase price. Unless the purchaser is the Holder of the Note or homeowners association dues, if any, shall be assumed by the purchaser from homeowners association dues, if any, shall be assumed by the purchaser from its assigns, the balance of the purchase price shall be paid immediately with the date of sale forward. Cost of all documentary stamps, transfer taxes and the date of sale forward. Cost of all documentary stamps, transfer taxes and available funds within ten (10) days of the final ratification of the sale by the settlement expenses shall be borne by the purchaser. Purchaser shall be respon- settlement expenses shall be borne by the purchaser. Purchaser shall be respon- Circuit Court for Baltimore City. Time is of the essence. The purchaser, other sible for obtaining physical possession of the property. Purchaser assumes the sible for obtaining physical possession of the property. Purchaser assumes the than the Holder of the Note or its assigns, shall pay interest at the rate of risk of loss or damage to the property from the date of sale forward. Additional risk of loss or damage to the property from the date of sale forward. Additional 6.50000% per annum on the unpaid portion of the purchase price from the date terms to be announced at the time of sale. terms to be announced at the time of sale. of sale to date of settlement. Real property taxes and assessments shall be If the Sub. Trustees are unable to convey good and marketable title, the If the Sub. Trustees are unable to convey good and marketable title, the adjusted to the date of sale and assumed thereafter by the purchaser. Ground purchaser’s sole remedy in law and equity shall be limited to a refund of the purchaser’s sole remedy in law and equity shall be limited to a refund of the rent, water and/or sewer charges public or private, if any, shall be adjusted to deposit without interest. If the purchaser fails to go to settlement, the deposit deposit without interest. If the purchaser fails to go to settlement, the deposit the date of sale and assumed thereafter by the purchaser. Cost of all shall be forfeited, to the Trustees for application against all expenses, attorney’s shall be forfeited, to the Trustees for application against all expenses, attorney’s documentary stamps and transfer taxes shall be paid by the purchaser. fees and the full commission on the sale price of the above-scheduled fees and the full commission on the sale price of the above-scheduled Purchaser shall have the responsibility of obtaining possession of the property. foreclosure sale. In the event of default, all expenses of this sale (including foreclosure sale. In the event of default, all expenses of this sale (including In the event settlement is delayed for any reason, there shall be no abatement attorney’s fees and the full commission on the gross sale price of this sale) shall attorney’s fees and the full commission on the gross sale price of this sale) shall of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- be charged against and paid out of the forfeited deposit. The Trustees may then be charged against and paid out of the forfeited deposit. The Trustees may then tuted Trustees shall resell the property at the risk and expense of the defaulting purchaser. The defaulting purchaser shall be liable for the payment of any defi- re-advertise and resell the property at the risk and expense of the defaulting re-advertise and resell the property at the risk and expense of the defaulting ciency in the purchase price, all costs and expenses of both sales, attorney fees, purchaser or may avail themselves of any legal or equitable remedies against the purchaser or may avail themselves of any legal or equitable remedies against the all other charges due, and incidental and consequential damages. Defaulting defaulting purchaser without reselling the property. In the event of a resale, the defaulting purchaser without reselling the property. In the event of a resale, the purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulting purchaser shall not be entitled to receive the surplus, if any, even if in connection with the filing of a motion to resell. such surplus results from improvements to the property by said defaulting such surplus results from improvements to the property by said defaulting In the event the Substituted Trustees do not convey title for any reason, purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser’s sole remedy is return of the deposit. The Purchaser shall have no secured party for reasonable attorney’s fees and expenses incurred in secured party for reasonable attorney’s fees and expenses incurred in further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s connection with all litigation involving the Property or the proceeds of the connection with all litigation involving the Property or the proceeds of the attorney. The Substituted Trustees shall have the right to terminate this contract resale. Trustees’ file number 49558. resale. Trustees’ file number 48547. in the event the Holder or its Servicer has entered into any agreement with, or DIANE S. ROSENBERG, MARK D. MEYER, et al., DIANE S. ROSENBERG, MARK D. MEYER, et al., accepted funds from, the mortgagor. Upon termination of the contract, Purchas- Substitute Trustees. Substitute Trustees. er’s sole remedy shall be return of the deposit. MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 ap7,14,21 ap7,14,21 www.tidewaterauctions.com ap7,14,21

Baltimore City Baltimore City. Baltimore City Alba Law Group, P.A. Rosenberg & Associates, LLC, BWW Law Group, LLC 11350 McCormick Road, Executive Plaza III, Suite 200 7910 Woodmont Avenue, Suite 750, 6003 Executive Boulevard, Suite 101 Hunt Valley, MD 21031 Bethesda, Maryland 20814, Rockville, MD 20852 (443) 541-8600 (301) 907-8000. (301) 961-6555 Substituted Trustees’ Sale Of www.rosenberg-assoc.com Substitute Trustees’ Sale Real Property Substitute Trustees’ Sale Of Real Property Known As Of Improved Real Property And Any Improvements Thereon 1221 Broening Highway, Baltimore, MD 21224 960 Fell St., Unit #705, Baltimore, MD 21231 ———————————— 5308 Grindon Ave., Baltimore, MD 21214 Case Number 24-O-14-000551 Under a power of sale contained in a certain Deed of Trust from Robert J. ———————————— ———————————— Fetterman, dated November 17, 2006 and recorded in Liber 9016, folio 161 Under a power of sale contained in a certain Deed of Trust dated December Under and by virtue of the power of sale contained in a Deed of Trust from among the Land Records of Baltimore City, MD, default having occurred under 13, 2004 and recorded in Liber 6368, Folio 957 among the Land Records of Balti- Michael H. Hutchinson, recorded among the Land Records of Baltimore City in the terms thereof, the Sub. Trustees will sell at public auction at the Circuit more City, MD, with an original principal balance of $158,746.00 and an original Liber 13142, folio 154, and Declaration of Substitution of Trustees recorded Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North interest rate of 5.00% default having occurred under the terms thereof, the Sub. among the aforementioned Land Records substituting Mark S. Devan, Thomas Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the P. Dore, Christine Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta on Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, as Substituted Trustees, the Substituted Trustees will offer for sale at public Calvert Street entrance, Baltimore, MD 21202, on auction, at the Courthouse Door, (Courthouse West), 100 N. Calvert Street, April 23, 2015 at 9:35 a.m. (Calvert Street entrance), Baltimore, Maryland, 21202 on ALL THAT FEE-SIMPLE LOT OF GROUND, together with the buildings and April 24, 2015 at 10:09 a.m. improvements thereon situated in Baltimore City, MD and described as Unit No. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or Wednesday, April 22, 2015 at 09:50 a.m. 705, in the Belt’s Wharf Landing Condominium, Tax ID #02-06-1874-119 and improvements thereon situated in Baltimore City, MD and more fully described ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. more City, State of Maryland, as described in the Deed of Trust recorded among The property, which is improved by a DWELLING, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” the Land Records of Baltimore City, in Liber 13142, folio 154, also being further condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record described in a Deed recorded among the Land Records of Baltimore City in affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Liber 13142, folio 146. The improvements thereon consist of a DWELLING. Terms of Sale: A deposit of $79,000 by cash or certified check. Balance of the Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s The property is subject to an annual ground rent. purchase price to be paid in cash within ten days of final ratification of sale by check or money order will be required of the purchaser at time and place of The property will be sold in “AS IS” condition, subject to any existing building the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from violations, restrictions and agreements of record. The purchaser assumes all money at the rate pursuant to the Deed of Trust Note from the date of sale to risks of loss for the property as of the date of sale. Neither the Substituted Trus- the date of sale to the date funds are received by the Sub. Trustees, payable in the date funds are received in the office of the Sub. Trustees. There will be no tees nor their respective agents, successors or assigns make any representations cash within ten days of final ratification of the sale by the Circuit Court. There or warranties, either expressed or implied with respect to the property. The abatement of interest in the event additional funds are tendered before will be no abatement of interest due from the purchaser in the event additional Substituted Trustees shall convey insurable title. settlement or if settlement is delayed for any reason. The noteholder shall not funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE TERMS OF THE SALE: A deposit in a form acceptable to the Substituted be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE PURCHASER. Adjustment of current year’s real property taxes are adjusted as Trustee in the amount of $10,000.00 will be required of the purchaser, other FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- of the date of sale, and thereafter assumed by the purchaser. Taxes due for than the Holder of the Note or its assigns, at the time and place of sale. Any tural taxes, if applicable, and any and all public and/or private charges or prior years including costs of any tax sale are payable by the purchaser. amount tendered at sale in excess of the required deposit will be refunded and assessments, including water/sewer charges and ground rent, to be adjusted to Purchaser is responsible for any recapture of homestead tax credit. All other not applied to the purchase price. Unless the purchaser is the Holder of the date of sale and thereafter assumed by purchaser. Condominium fees and/or public and/or private charges or assessments, to the extent such amounts Note or its assigns, the balance of the purchase price shall be paid immediately homeowners association dues, if any, shall be assumed by the purchaser from survive foreclosure sale, including water/sewer charges, ground rent, whether with available funds within ten (10) days of the final ratification of the sale by the date of sale forward. Cost of all documentary stamps, transfer taxes and incurred prior to or after the sale to be paid by the purchaser. All costs of deed the Circuit Court for Baltimore City. Time is of the essence. The purchaser, settlement expenses shall be borne by the purchaser. Purchaser shall be respon- recordation including but not limited to all transfer, recordation, agricultural or other than the Holder of the Note or its assigns, shall pay interest at the rate of sible for obtaining physical possession of the property. Purchaser assumes the other taxes or charges assessed by any governmental entity as a condition to 4.25000% per annum on the unpaid portion of the purchase price from the date risk of loss or damage to the property from the date of sale forward. Additional recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- of sale to date of settlement. Real property taxes and assessments shall be terms to be announced at the time of sale. adjusted to the date of sale and assumed thereafter by the purchaser. Ground sion of the property, and assumes risk of loss or damage to the property from If the Sub. Trustees are unable to convey good and marketable title, the rent, water and/or sewer charges public or private, if any, shall be adjusted to the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale and assumed thereafter by the purchaser. Cost of all purchaser’s sole remedy in law and equity shall be limited to a refund of the with the loan servicer including, but not limited to, determination of whether documentary stamps and transfer taxes shall be paid by the purchaser. deposit without interest. If the purchaser fails to go to settlement, the deposit the borrower entered into any repayment agreement, reinstated or paid off the Purchaser shall have the responsibility of obtaining possession of the property. shall be forfeited, to the Trustees for application against all expenses, attorney’s loan prior to the sale. In any such event, this sale shall be null and void, and the In the event settlement is delayed for any reason, there shall be no abatement fees and the full commission on the sale price of the above-scheduled Purchaser’s sole remedy, in law or equity, shall be the return of the deposit of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- foreclosure sale. In the event of default, all expenses of this sale (including without interest. If purchaser fails to settle within 10 days of ratification, the tuted Trustees shall resell the property at the risk and expense of the defaulting attorney’s fees and the full commission on the gross sale price of this sale) shall Sub. Trustees may file a motion to resell the property. If Purchaser defaults purchaser. The defaulting purchaser shall be liable for the payment of any defi- be charged against and paid out of the forfeited deposit. The Trustees may then under these terms, deposit shall be forfeited. The Sub. Trustees may then resell ciency in the purchase price, all costs and expenses of both sales, attorney fees, re-advertise and resell the property at the risk and expense of the defaulting the property at the risk and cost of the defaulting purchaser. The defaulted all other charges due, and incidental and consequential damages. Defaulting purchaser or may avail themselves of any legal or equitable remedies against the purchaser shall not be entitled to any surplus proceeds resulting from said purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 defaulting purchaser without reselling the property. In the event of a resale, the resale even if such surplus results from improvements to the property by said in connection with the filing of a motion to resell. defaulting purchaser shall not be entitled to receive the surplus, if any, even if defaulted purchaser. If Sub. Trustees are unable to convey either insurable or In the event the Substituted Trustees do not convey title for any reason, such surplus results from improvements to the property by said defaulting marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the purchaser’s sole remedy is return of the deposit. The Purchaser shall have no purchaser and the defaulting purchaser shall be liable to the Trustees and further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s deposit without interest. secured party for reasonable attorney’s fees and expenses incurred in attorney. The Substituted Trustees shall have the right to terminate this contract PLEASE CONSULT WWW.ALEXCOOPER.COM in the event the Holder or its Servicer has entered into any agreement with, or connection with all litigation involving the Property or the proceeds of the FOR STATUS OF UPCOMING SALES accepted funds from, the mortgagor. Upon termination of the contract, Purchas- resale. Trustees’ file number 39777. HOWARD N. BIERMAN, er’s sole remedy shall be return of the deposit. DIANE S. ROSENBERG, MARK D. MEYER, et al., CARRIE M. WARD, et al., MARK S. DEVAN, THOMAS P. DORE, Substitute Trustees. Substitute Trustees. CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. CASSELL, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 25B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property And Any Improvements Thereon Of Real Property Of Real Property 1206 N. Longwood St. And Any Improvements Thereon And Any Improvements Thereon I/R/T/A 1206 Longwood, Baltimore, MD 21216 ———————————— 600 Markham Rd., Baltimore, MD 21229 5641 Govane Ave., Baltimore, MD 21212 Under a power of sale contained in a certain Deed of Trust dated June 17, ———————————— ———————————— 2005 and recorded in Liber 14820, Folio 53 among the Land Records of Under a power of sale contained in a certain Deed of Trust dated August 24, Under a power of sale contained in a certain Deed of Trust dated November 1, Baltimore City, MD, with an original principal balance of $52,200.00 and an orig- 2007 and recorded in Liber 10012, Folio 93 among the Land Records of 2012 and recorded in Liber 14709, Folio 198 among the Land Records of inal interest rate of 11.87500% default having occurred under the terms thereof, Baltimore City, MD, with an original principal balance of $156,370.00 and an Baltimore City, MD, with an original principal balance of $125,190.00 and an the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore original interest rate of 5.3750% default having occurred under the terms original interest rate of 3.5% default having occurred under the terms thereof, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore House Door, Calvert Street entrance, Baltimore, MD 21202, on Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 10:03 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or April 24, 2015 at 10:05 a.m. April 24, 2015 at 10:08 a.m. improvements thereon situated in Baltimore City, MD and more fully described ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or in the aforesaid Deed of Trust. The property will be sold subject to an annual improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described ground rent of $90. in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” ground rent of $120. ground rent of $90. condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $7,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $16,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $13,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. deposit without interest. FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 2319 Monticello Rd., Baltimore, MD 21216 4715 Homesdale Ave., Baltimore, MD 21206 4631 Marble Hall Rd., Baltimore, MD 21239 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated April 19, Under a power of sale contained in a certain Deed of Trust dated September Under a power of sale contained in a certain Deed of Trust dated February 10, 2006 and recorded in Liber 7760, Folio 736 among the Land Records of 10, 2004 and recorded in Liber 6066, Folio 265 among the Land Records of Balti- 2006 and recorded in Liber 7611, Folio 690 among the Land Records of Baltimore City, MD, with an original principal balance of $119,000.00 and an more City, MD, with an original principal balance of $71,090.00 and an original Baltimore City, MD, with an original principal balance of $100,800.00 and an original interest rate of 7.25000% default having occurred under the terms interest rate of 5.75% default having occurred under the terms thereof, the Sub. original interest rate of 9.780% default having occurred under the terms thereof, thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Trustees will sell at public auction at the Circuit Court for Baltimore City, at the the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 10:02 a.m. April 24, 2015 at 10:04 a.m. April 24, 2015 at 10:07 a.m. ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. in the aforesaid Deed of Trust. The property will be sold subject to an annual The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” ground rent of $90. condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $15,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 26B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC Samuel I. White, P.C. BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 611 ROCKVILLE PIKE, SUITE 100 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 ROCKVILLE, MARYLAND 20852 Rockville, MD 20852 (301) 961-6555 Substitute Trustees’ Sale Of (301) 961-6555 Substitute Trustees’ Sale Valuable Leasehold Property Substitute Trustees’ Sale Of Real Property Of Real Property Known As 5642 Kavon Avenue, Baltimore, MD 21206 And Any Improvements Thereon And Any Improvements Thereon ———————————— 5504 Frankford Estates Dr., Baltimore, MD 21206 Under and by virtue of the power of sale contained in a certain Deed of Trust ———————————— to ROBERT M. WINDSOR, Trustee(s), dated February 26, 2010, and recorded Under a power of sale contained in a certain Deed of Trust dated October 6, 5471 Whitwood Rd., Baltimore, MD 21206 among the Land Records of BALTIMORE CITY, MARYLAND in Liber 12476, ———————————— folio 35, the holder of the indebtedness secured by this Deed of Trust having 2006 and recorded in Liber 8479, Folio 331 and re-recorded in Liber 13609, Folio Under a power of sale contained in a certain Deed of Trust dated June 25, appointed the undersigned Substitute Trustees, by instrument duly recorded 406 among the Land Records of Baltimore City, MD, with an original principal 2007 and recorded in Liber 9708, Folio 522 among the Land Records of among the aforesaid Land Records, default having occurred under the terms balance of $366,318.00 and an original interest rate of 6.0% default having Baltimore City, MD, with an original principal balance of $117,000.00 and an thereof, and at the request of the party secured thereby, the undersigned Substi- occurred under the terms thereof, the Sub. Trustees will sell at public auction at original interest rate of 6.5000% default having occurred under the terms tute Trustee will offer for sale at public auction at THE BALTIMORE CITY the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, thereof, the Sub. Trustees will sell at public auction at the Circuit Court for COURTHOUSE LOCATED AT 100 N CALVERT ST, (COURTHOUSE WEST), 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert BALTIMORE, MD 21202 ON, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 10:00 a.m. April 24, 2015 at 10:00 a.m. ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or April 24, 2015 at 10:01 a.m. situated in BALTIMORE CITY, MD and described as follows: improvements thereon situated in Baltimore City, MD and described as follows: ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or ALL THAT PROPERTY CONVEYED BY DEED DATED MAY 7, 1994 AND Being known and designated as Lot #163 as shown on a Plat entitled “Frankford improvements thereon situated in Baltimore City, MD and more fully described RECORDED MAY 25, 1994 IN BOOK 4280, PAGE 427. Estates” as recorded among the Plat Records of Baltimore City Maryland in Plat in the aforesaid Deed of Trust. THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $96.00 Book FMC 3750. The improvements thereon being known as: 5504 Frankford The property, and any improvements thereon, will be sold in an “as is” PAYABLE ON THE 1st DAYS OF January AND July OF EACH AND EVERY Estates Drive, Baltimore, Maryland 21206. condition and subject to conditions, restrictions and agreements of record YEAR. The property, and any improvements thereon, will be sold in an “as is” affecting the same, if any, and with no warranty of any kind. The property will be sold in an “AS IS WHERE IS” condition without either condition and subject to conditions, restrictions and agreements of record Terms of Sale: A deposit of $19,000 in the form of certified check, cashier’s express or implied warranty or representation, including but not limited to the affecting the same, if any, and with no warranty of any kind. check or money order will be required of the purchaser at time and place of description, fitness for a particular purpose or use, structural integrity, physical Terms of Sale: A deposit of $50,000 in the form of certified check, cashier’s sale. Balance of the purchase price, together with interest on the unpaid condition, construction, extent of construction, workmanship, materials, check or money order will be required of the purchaser at time and place of purchase money at the current rate contained in the Deed of Trust Note from liability, zoning, subdivision, environmental condition, merchantability, compli- sale. Balance of the purchase price, together with interest on the unpaid the date of sale to the date funds are received by the Sub. Trustees, payable in ance with building or housing codes or other laws, ordinances or regulations, or purchase money at the current rate contained in the Deed of Trust Note from cash within ten days of final ratification of the sale by the Circuit Court. There other similar matters, and subject to easements, agreements and restrictions of the date of sale to the date funds are received by the Sub. Trustees, payable in will be no abatement of interest due from the purchaser in the event additional record which affect the same, if any. The property will be sold subject to all cash within ten days of final ratification of the sale by the Circuit Court. There funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE conditions, liens, restrictions and agreements of record affecting same including will be no abatement of interest due from the purchaser in the event additional PURCHASER. Adjustment of current year’s real property taxes are adjusted as any condominium and of HOA assessments pursuant to Md Real Property funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE of the date of sale, and thereafter assumed by the purchaser. Taxes due for Article 11-110. PURCHASER. Adjustment of current year’s real property taxes are adjusted as prior years including costs of any tax sale are payable by the purchaser. TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a of the date of sale, and thereafter assumed by the purchaser. Taxes due for Purchaser is responsible for any recapture of homestead tax credit. All other cashier’s check will be required from purchaser at time of sale, balance in prior years including costs of any tax sale are payable by the purchaser. public and/or private charges or assessments, to the extent such amounts immediately available funds upon final ratification of sale by the Circuit Court Purchaser is responsible for any recapture of homestead tax credit. All other survive foreclosure sale, including water/sewer charges, ground rent, whether of BALTIMORE CITY, MARYLAND interest to be paid at the rate of 5.250% on public and/or private charges or assessments, to the extent such amounts incurred prior to or after the sale to be paid by the purchaser. All costs of deed unpaid purchase money from date of sale to date of settlement. The secured survive foreclosure sale, including water/sewer charges, ground rent, whether recordation including but not limited to all transfer, recordation, agricultural or party herein, if a bidder, shall not be required to post a deposit. Third party incurred prior to or after the sale to be paid by the purchaser. All costs of deed other taxes or charges assessed by any governmental entity as a condition to purchaser (excluding the secured party) will be required to complete full settle- recordation including but not limited to all transfer, recordation, agricultural or recordation, are payable by purchaser, whether or not purchaser is a Maryland ment of the purchase of the property within TEN (10) CALENDAR DAYS of the other taxes or charges assessed by any governmental entity as a condition to First Time Home Buyer. Purchaser is responsible for obtaining physical posses- ratification of the sale by the Circuit Court otherwise the purchaser’s deposit recordation, are payable by purchaser, whether or not purchaser is a Maryland sion of the property, and assumes risk of loss or damage to the property from shall be forfeited and the property will be resold at the risk and expense, of the First Time Home Buyer. Purchaser is responsible for obtaining physical posses- the date of sale. The sale is subject to post-sale audit of the status of the loan defaulting purchaser. All other public charges and private charges or sion of the property, and assumes risk of loss or damage to the property from with the loan servicer including, but not limited to, determination of whether assessments, including water/sewer charges, ground rent, taxes if any, to be the date of sale. The sale is subject to post-sale audit of the status of the loan the borrower entered into any repayment agreement, reinstated or paid off the adjusted to date of sale. Cost of all documentary stamps and transfer taxes and with the loan servicer including, but not limited to, determination of whether loan prior to the sale. In any such event, this sale shall be null and void, and the all other costs incident to the settlement shall be borne by the purchaser. If the borrower entered into any repayment agreement, reinstated or paid off the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit applicable, condominium and/or homeowner association dues and assessments loan prior to the sale. In any such event, this sale shall be null and void, and the without interest. If purchaser fails to settle within 10 days of ratification, the will be adjusted to date of sale. If the sale is rescinded or not ratified for any Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Sub. Trustees may file a motion to resell the property. If Purchaser defaults reason, including post sale lender audit, or the Substitute Trustees are unable to without interest. If purchaser fails to settle within 10 days of ratification, the under these terms, deposit shall be forfeited. The Sub. Trustees may then resell convey insurable title or a resale is to take place for any reason, the purchas- Sub. Trustees may file a motion to resell the property. If Purchaser defaults the property at the risk and cost of the defaulting purchaser. The defaulted er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- under these terms, deposit shall be forfeited. The Sub. Trustees may then resell purchaser shall not be entitled to any surplus proceeds resulting from said tioned deposit. The purchaser waives all rights and claims against the Substitute the property at the risk and cost of the defaulting purchaser. The defaulted resale even if such surplus results from improvements to the property by said Trustees whether known or unknown. These provisions shall survive settlement purchaser shall not be entitled to any surplus proceeds resulting from said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or Upon refund of the deposit, this sale shall be void and of no effect, and the resale even if such surplus results from improvements to the property by said marketable title, or if ratification of the sale is denied by the Circuit Court for purchaser shall have no further claim against the Substitute Trustees. The sale defaulted purchaser. If Sub. Trustees are unable to convey either insurable or any reason, the Purchaser’s sole remedy, at law or equity, is the return of the is subject to post-sale review of the status of the loan and that if any agreement marketable title, or if ratification of the sale is denied by the Circuit Court for deposit without interest. to cancel the sale was entered into by the lender and borrower prior to the sale any reason, the Purchaser’s sole remedy, at law or equity, is the return of the PLEASE CONSULT WWW.ALEXCOOPER.COM then the sale is void and the purchaser’s deposit shall be refunded without deposit without interest. FOR STATUS OF UPCOMING SALES interest. Additional terms and conditions, if applicable, maybe announced at the PLEASE CONSULT WWW.ALEXCOOPER.COM HOWARD N. BIERMAN, time and date of sale. File No. (17252) FOR STATUS OF UPCOMING SALES CARRIE M. WARD, et al., JOHN E. DRISCOLL III, et al, HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City Samuel I. White, P.C. Samuel I. White, P.C. BWW Law Group, LLC 611 ROCKVILLE PIKE, SUITE 100 611 ROCKVILLE PIKE, SUITE 100 6003 Executive Boulevard, Suite 101 ROCKVILLE, MARYLAND 20852 ROCKVILLE, MARYLAND 20852 Rockville, MD 20852 Substitute Trustees’ Sale Of Substitute Trustees’ Sale Of Valuable Leasehold Property (301) 961-6555 Known As Valuable Leasehold Property 3920 Rokeby Road, Baltimore, MD 21229 Substitute Trustees’ Sale Known As ———————————— Under and by virtue of the power of sale contained in a certain Deed of Trust Of Real Property 3559 Lyndale Avenue, Baltimore, MD 21213 to WILLIAM J. PARISI, Trustee(s), dated February 5, 2008, and recorded among ———————————— the Land Records of BALTIMORE CITY, MARYLAND in Liber 10484, folio 417, And Any Improvements Thereon Under and by virtue of the power of sale contained in a certain Deed of Trust the holder of the indebtedness secured by this Deed of Trust having appointed to LAWYERS TITLE REALTY SRVC INC. A VIRGINIA CORP., Trustee(s), dated the undersigned Substitute Trustees, by instrument duly recorded among the November 18, 2004, and recorded among the Land Records of BALTIMORE aforesaid Land Records, default having occurred under the terms thereof, and at 745 W. Cross St., Baltimore, MD 21230 CITY, MARYLAND in Liber 6203, folio 1036, the holder of the indebtedness the request of the party secured thereby, the undersigned Substitute Trustee ———————————— secured by this Deed of Trust having appointed the undersigned Substitute will offer for sale at public auction at THE BALTIMORE CITY COURTHOUSE Under a power of sale contained in a certain Deed of Trust dated April 22, Trustees, by instrument duly recorded among the aforesaid Land Records, LOCATED AT 100 N CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 1994 and recorded in Liber 4279, Folio 406 among the Land Records of default having occurred under the terms thereof, and at the request of the party 21202 ON, Baltimore City, MD, with an original principal balance of $56,950.00 and an orig- secured thereby, the undersigned Substitute Trustee will offer for sale at public inal interest rate of 7.5000% default having occurred under the terms thereof, auction at THE BALTIMORE CITY COURTHOUSE LOCATED AT 100 N April 24, 2015 at 10:00 a.m. the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore CALVERT ST, (COURTHOUSE WEST), BALTIMORE, MD 21202 ON, ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court April 24, 2015 at 10:00 a.m. situated in BALTIMORE CITY, MD and described as follows: House Door, Calvert Street entrance, Baltimore, MD 21202, on ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT PROPERTY CONVEYED BY DEED DATED FEBRUARY 5, 2008 situated in BALTIMORE CITY, MD and described as follows: AND RECORDED MARCH 5, 2008 IN BOOK 10484, PAGE 409. April 24, 2015 at 9:59 a.m. ALL THAT PROPERTY CONVEYED BY DEED DATED NOVEMBER 18, 2004 THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $90.00 ALL THAT FEE-SIMPLE LOT OF GROUND, together with any buildings or AND RECORDED DECEMBER 8, 2004 IN LIBER 6203, FOLIO 1030. PAYABLE ON THE 30th DAYS OF June AND December OF EACH AND EVERY improvements thereon situated in Baltimore City, MD and more fully described THE PROPERTY IS SUBJECT TO AN ANNUAL GROUND RENT OF $90.00 YEAR. in the aforesaid Deed of Trust. PAYABLE ON THE 1st DAYS OF March AND September OF EACH AND EVERY The property will be sold in an “AS IS WHERE IS” condition without either The property, and any improvements thereon, will be sold in an “as is” YEAR. express or implied warranty or representation, including but not limited to the condition and subject to conditions, restrictions and agreements of record The property will be sold in an “AS IS WHERE IS” condition without either description, fitness for a particular purpose or use, structural integrity, physical affecting the same, if any, and with no warranty of any kind. express or implied warranty or representation, including but not limited to the condition, construction, extent of construction, workmanship, materials, Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s description, fitness for a particular purpose or use, structural integrity, physical liability, zoning, subdivision, environmental condition, merchantability, compli- check or money order will be required of the purchaser at time and place of condition, construction, extent of construction, workmanship, materials, ance with building or housing codes or other laws, ordinances or regulations, or sale. Balance of the purchase price, together with interest on the unpaid liability, zoning, subdivision, environmental condition, merchantability, compli- other similar matters, and subject to easements, agreements and restrictions of purchase money at the current rate contained in the Deed of Trust Note from ance with building or housing codes or other laws, ordinances or regulations, or record which affect the same, if any. The property will be sold subject to all the date of sale to the date funds are received by the Sub. Trustees, payable in other similar matters, and subject to easements, agreements and restrictions of conditions, liens, restrictions and agreements of record affecting same including cash within ten days of final ratification of the sale by the Circuit Court. There record which affect the same, if any. The property will be sold subject to all any condominium and of HOA assessments pursuant to Md Real Property will be no abatement of interest due from the purchaser in the event additional conditions, liens, restrictions and agreements of record affecting same including Article 11-110. funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE any condominium and of HOA assessments pursuant to Md Real Property TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a PURCHASER. Adjustment of current year’s real property taxes are adjusted as Article 11-110. cashier’s check will be required from purchaser at time of sale, balance in of the date of sale, and thereafter assumed by the purchaser. Taxes due for TERMS OF SALE: A deposit of $20,000.00 payable in certified check or by a immediately available funds upon final ratification of sale by the Circuit Court prior years including costs of any tax sale are payable by the purchaser. cashier’s check will be required from purchaser at time of sale, balance in of BALTIMORE CITY, MARYLAND interest to be paid at the rate of 7.125% on Purchaser is responsible for any recapture of homestead tax credit. All other immediately available funds upon final ratification of sale by the Circuit Court unpaid purchase money from date of sale to date of settlement. The secured public and/or private charges or assessments, to the extent such amounts of BALTIMORE CITY, MARYLAND interest to be paid at the rate of 6.430% on party herein, if a bidder, shall not be required to post a deposit. Third party survive foreclosure sale, including water/sewer charges, ground rent, whether unpaid purchase money from date of sale to date of settlement. The secured purchaser (excluding the secured party) will be required to complete full settle- incurred prior to or after the sale to be paid by the purchaser. All costs of deed party herein, if a bidder, shall not be required to post a deposit. Third party ment of the purchase of the property within TEN (10) CALENDAR DAYS of the recordation including but not limited to all transfer, recordation, agricultural or purchaser (excluding the secured party) will be required to complete full settle- ratification of the sale by the Circuit Court otherwise the purchaser’s deposit other taxes or charges assessed by any governmental entity as a condition to ment of the purchase of the property within TEN (10) CALENDAR DAYS of the shall be forfeited and the property will be resold at the risk and expense, of the recordation, are payable by purchaser, whether or not purchaser is a Maryland ratification of the sale by the Circuit Court otherwise the purchaser’s deposit defaulting purchaser. All other public charges and private charges or First Time Home Buyer. Purchaser is responsible for obtaining physical posses- shall be forfeited and the property will be resold at the risk and expense, of the assessments, including water/sewer charges, ground rent, taxes if any, to be sion of the property, and assumes risk of loss or damage to the property from defaulting purchaser. All other public charges and private charges or adjusted to date of sale. Cost of all documentary stamps and transfer taxes and the date of sale. The sale is subject to post-sale audit of the status of the loan assessments, including water/sewer charges, ground rent, taxes if any, to be all other costs incident to the settlement shall be borne by the purchaser. If with the loan servicer including, but not limited to, determination of whether adjusted to date of sale. Cost of all documentary stamps and transfer taxes and applicable, condominium and/or homeowner association dues and assessments the borrower entered into any repayment agreement, reinstated or paid off the all other costs incident to the settlement shall be borne by the purchaser. If will be adjusted to date of sale. If the sale is rescinded or not ratified for any loan prior to the sale. In any such event, this sale shall be null and void, and the applicable, condominium and/or homeowner association dues and assessments reason, including post sale lender audit, or the Substitute Trustees are unable to Purchaser’s sole remedy, in law or equity, shall be the return of the deposit will be adjusted to date of sale. If the sale is rescinded or not ratified for any convey insurable title or a resale is to take place for any reason, the purchas- without interest. If purchaser fails to settle within 10 days of ratification, the reason, including post sale lender audit, or the Substitute Trustees are unable to er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- Sub. Trustees may file a motion to resell the property. If Purchaser defaults convey insurable title or a resale is to take place for any reason, the purchas- tioned deposit. The purchaser waives all rights and claims against the Substitute under these terms, deposit shall be forfeited. The Sub. Trustees may then resell er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- Trustees whether known or unknown. These provisions shall survive settlement the property at the risk and cost of the defaulting purchaser. The defaulted tioned deposit. The purchaser waives all rights and claims against the Substitute Upon refund of the deposit, this sale shall be void and of no effect, and the purchaser shall not be entitled to any surplus proceeds resulting from said Trustees whether known or unknown. These provisions shall survive settlement purchaser shall have no further claim against the Substitute Trustees. The sale resale even if such surplus results from improvements to the property by said Upon refund of the deposit, this sale shall be void and of no effect, and the is subject to post-sale review of the status of the loan and that if any agreement defaulted purchaser. If Sub. Trustees are unable to convey either insurable or purchaser shall have no further claim against the Substitute Trustees. The sale to cancel the sale was entered into by the lender and borrower prior to the sale marketable title, or if ratification of the sale is denied by the Circuit Court for is subject to post-sale review of the status of the loan and that if any agreement then the sale is void and the purchaser’s deposit shall be refunded without any reason, the Purchaser’s sole remedy, at law or equity, is the return of the to cancel the sale was entered into by the lender and borrower prior to the sale interest. Additional terms and conditions, if applicable, maybe announced at the deposit without interest. then the sale is void and the purchaser’s deposit shall be refunded without time and date of sale. File No. (11782) PLEASE CONSULT WWW.ALEXCOOPER.COM interest. Additional terms and conditions, if applicable, maybe announced at the JOHN E. DRISCOLL III, et al, FOR STATUS OF UPCOMING SALES time and date of sale. File No. (14595) Substitute Trustees. HOWARD N. BIERMAN, JOHN E. DRISCOLL III, et al, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 27B

Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property Of Real Property And Any Improvements Thereon And Any Improvements Thereon And Any Improvements Thereon 1703 Ruxton Ave., Baltimore, MD 21216 1521 Race St., Baltimore, MD 21230 425 Roundview Rd., Baltimore, MD 21225 ———————————— ———————————— ———————————— Under a power of sale contained in a certain Deed of Trust dated July 25, 2008 Under a power of sale contained in a certain Deed of Trust dated December Under a power of sale contained in a certain Deed of Trust dated September and recorded in Liber 10966, Folio 608 among the Land Records of Baltimore 13, 2008 and recorded in Liber 11248, Folio 415 among the Land Records of 19, 2007 and recorded in Liber 10046, Folio 540 among the Land Records of City, MD, with an original principal balance of $99,192.00 and an original Baltimore City, MD, with an original principal balance of $101,495.00 and an Baltimore City, MD, with an original principal balance of $63,200.00 and an orig- interest rate of 6.75% default having occurred under the terms thereof, the Sub. original interest rate of 6.37500% default having occurred under the terms inal interest rate of 6.50000% default having occurred under the terms thereof, Trustees will sell at public auction at the Circuit Court for Baltimore City, at the thereof, the Sub. Trustees will sell at public auction at the Circuit Court for the Sub. Trustees will sell at public auction at the Circuit Court for Baltimore Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert City, at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court Calvert Street entrance, Baltimore, MD 21202, on Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on House Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 9:53 a.m. April 24, 2015 at 9:56 a.m. April 24, 2015 at 9:58 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $84. ground rent of $30. ground rent of $66. The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $10,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $11,000 in the form of certified check, cashier’s Terms of Sale: A deposit of $9,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. deposit without interest. deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore City Baltimore City Baltimore City BWW Law Group, LLC BWW Law Group, LLC BWW Law Group, LLC 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 6003 Executive Boulevard, Suite 101 Rockville, MD 20852 Rockville, MD 20852 Rockville, MD 20852 (301) 961-6555 (301) 961-6555 (301) 961-6555 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Real Property Of Real Property And Any Improvements Thereon Of Real Property And Any Improvements Thereon 3803 10th St. A/R/T/A 3803 Tenth St., And Any Improvements Thereon Baltimore, MD 21225 110 W. Hamburg St., Baltimore, MD 21230 ———————————— 3040 Mayfield Ave., Baltimore, MD 21213 ———————————— Under a power of sale contained in a certain Deed of Trust dated August 31, ———————————— Under a power of sale contained in a certain Deed of Trust dated May 29, 2000 and recorded in Liber 707, Folio 457 among the Land Records of Baltimore Under a power of sale contained in a certain Deed of Trust dated September 2009 and recorded in Liber 12021, Folio 242 among the Land Records of City, MD, with an original principal balance of $51,900.00 and an original 16, 1998 and recorded in Liber 7706, Folio 56 among the Land Records of Balti- Baltimore City, MD, with an original principal balance of $221,250.00 and an interest rate of 8.50% default having occurred under the terms thereof, the Sub. more City, MD, with an original principal balance of $61,401.00 and an original original interest rate of 5.37500% default having occurred under the terms Trustees will sell at public auction at the Circuit Court for Baltimore City, at the interest rate of 7.75000% default having occurred under the terms thereof, the thereof, the Sub. Trustees will sell at public auction at the Circuit Court for Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Door, Sub. Trustees will sell at public auction at the Circuit Court for Baltimore City, Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert Calvert Street entrance, Baltimore, MD 21202, on at the Clarence M. Mitchell Court House, 100 North Calvert Street, Court House Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Door, Calvert Street entrance, Baltimore, MD 21202, on April 24, 2015 at 9:55 a.m. April 24, 2015 at 9:50 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or April 24, 2015 at 9:57 a.m. ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described ALL THAT LEASEHOLD LOT OF GROUND, together with any buildings or improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual improvements thereon situated in Baltimore City, MD and more fully described in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $78. in the aforesaid Deed of Trust. The property will be sold subject to an annual ground rent of $180. The property, and any improvements thereon, will be sold in an “as is” ground rent of $90. The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record The property, and any improvements thereon, will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. condition and subject to conditions, restrictions and agreements of record affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $6,000 in the form of certified check, cashier’s affecting the same, if any, and with no warranty of any kind. Terms of Sale: A deposit of $22,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of Terms of Sale: A deposit of $5,000 in the form of certified check, cashier’s check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid check or money order will be required of the purchaser at time and place of sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from sale. Balance of the purchase price, together with interest on the unpaid purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in purchase money at the current rate contained in the Deed of Trust Note from the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There the date of sale to the date funds are received by the Sub. Trustees, payable in cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional cash within ten days of final ratification of the sale by the Circuit Court. There will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE will be no abatement of interest due from the purchaser in the event additional funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as funds are tendered before settlement. TIME IS OF THE ESSENCE FOR THE PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for PURCHASER. Adjustment of current year’s real property taxes are adjusted as of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. of the date of sale, and thereafter assumed by the purchaser. Taxes due for prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other prior years including costs of any tax sale are payable by the purchaser. Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts Purchaser is responsible for any recapture of homestead tax credit. All other public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether public and/or private charges or assessments, to the extent such amounts survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed survive foreclosure sale, including water/sewer charges, ground rent, whether incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or incurred prior to or after the sale to be paid by the purchaser. All costs of deed recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation including but not limited to all transfer, recordation, agricultural or other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland other taxes or charges assessed by any governmental entity as a condition to recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- recordation, are payable by purchaser, whether or not purchaser is a Maryland First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from First Time Home Buyer. Purchaser is responsible for obtaining physical posses- sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan sion of the property, and assumes risk of loss or damage to the property from the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the date of sale. The sale is subject to post-sale audit of the status of the loan with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the with the loan servicer including, but not limited to, determination of whether the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the the borrower entered into any repayment agreement, reinstated or paid off the loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit loan prior to the sale. In any such event, this sale shall be null and void, and the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Purchaser’s sole remedy, in law or equity, shall be the return of the deposit without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults without interest. If purchaser fails to settle within 10 days of ratification, the Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell Sub. Trustees may file a motion to resell the property. If Purchaser defaults under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted under these terms, deposit shall be forfeited. The Sub. Trustees may then resell the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said the property at the risk and cost of the defaulting purchaser. The defaulted purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said purchaser shall not be entitled to any surplus proceeds resulting from said resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or resale even if such surplus results from improvements to the property by said defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for defaulted purchaser. If Sub. Trustees are unable to convey either insurable or marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the marketable title, or if ratification of the sale is denied by the Circuit Court for any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. any reason, the Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM deposit without interest. PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES PLEASE CONSULT WWW.ALEXCOOPER.COM FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, FOR STATUS OF UPCOMING SALES HOWARD N. BIERMAN, CARRIE M. WARD, et al., CARRIE M. WARD, et al., HOWARD N. BIERMAN, CARRIE M. WARD, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 28B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore County Bregman, Berbert, Schwartz & Gilday, LLC Shapiro & Brown, LLP, Solicitors 7315 Wisconsin Avenue, Suite 800 West 10021 Balls Ford Road, Suite 200 Bethesda, MD 20814 Manassas, VA. 20109 301-656-2707 (410) 769-9797 Substitute Trustees’ Sale Trustee’s Sale 2-Story End-Of-Group Townhouse Of Valuable Leasehold Property Known As Improved By Premises Known as 4136 The Alameda, Baltimore, MD 21218 3704 Valley Hill Dr., Randallstown, MD 21133 (Case No. 24-O-15-000092FC in the Circuit Court for Baltimore City) ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from Under a power of sale contained in a certain Deed of Trust, Assignment of Rents and Security Agreement (the “Deed of Trust”) dated July 23, 2001 and recorded on LLOYD T. SEATON, dated May 22, 2008, and recorded in Liber 30655 at Page August 8, 2001, in Liber FMC 1615 at Folio 280 among the Land Records of Baltimore City, Maryland, default having occurred under the terms thereof, the holder of 203 among the land records of the COUNTY OF BALTIMORE, in the original the indebtedness secured by the Deed of Trust (the “Noteholder”) having appointed Douglas M. Bregman and/or Kevin B. McParland Substitute Trustees by an instru- principal amount of $180,000.00. Upon default and request for sale, the under- ment duly executed, acknowledged and recorded among the Land Records of Baltimore City, MD, the Substitute Trustees will sell at public auction signed trustees will offer for sale at public auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot On The Premises, On Place), Towson, MD 21204, on April 22, 2015 at 12:20 p.m. April 30, 2015 at 2:00 p.m. Prospective buyers can contact John MacLean at Department of Housing Community Development (410-514-7309), to preview the property. ALL THAT PROPERTY described in said Deed of Trust including but not ALL THAT LEASEHOLD LAND AND THE IMPROVEMENTS THEREON, if any, situated in Baltimore City, MD and more particularly described as follows: limited to: Beginning for the same at a point on the West side of The Alameda as laid out 120 feet wide as shown on the Plat of Northwood recorded among the Land Records BEGINNING FOR THE SAME AT A POINT ON THE WEST SIDE OF VALLEY of Baltimore City in Liber SCL 5200, folio 143, at the distance of 424 feet measured northerly along the west side of The Alameda from the intersection of the west side of The Alameda and the north side of Grant Street the coordinates of said intersection according to the Coordinate System established by the Baltimore City Topo- HILL DRIVE LOCATED 282.58 FEET NORTHEASTERLY FROM THE INTER- graphical Survey Commission being north 15,625.45 and East 4,298.80; and running thence binding on the west side of The Alameda north 4 degrees 29 minutes 25 SECTION FORMED BY THE EXTENSIONS OF THE EAST SIDE OF seconds east 28 feet to a point in line with the center line of the partition wall erected between the house on the lot now being described and the house on the lot COURTLEIGH DRIVE AND THE NORTHWEST SIDE OF VALLEY HILL DRIVE; adjoining to the north; thence leaving The Alameda and running to and through the center of said partition wall and continuing the same course in all North 85 AND RUNNING THENCE SOUTH 82 DEGREES 13 MINUTES 47 SECONDS degrees 30 minutes 35 seconds west 110 feet to the east side of a 14 foot alley there laid out; thence binding on the east side of a 14 foot alley with the use thereof in WEST 101.9 FEET NORTH 13 DEGREES 59 MINUTES 00 SECONDS WEST common south 4 degrees 29 minutes 25 seconds west 28 feet; thence leaving said alley and running south 85 degrees 30 minutes 35 seconds east 110 feet to the place 17.00 FEET; NORTH 26 DEGREES 00 MINUTES 00 SECONDS WEST 44.32 of beginning. The improvements thereon being known as No. 4136 The Alameda. FEET; NORTH 64 DEGREES 00 MINUTES 00 SECONDS EAST 100.00 FEET TO Tax Account #27-41-5204-039. The property will be sold subject to an annual ground rent of $96, payable on the 1st days of March and September in each and every year. THE WEST SIDE OF VALLEY HILL DRIVE AND THENCE STILL BINDING ON The property will be sold without representation or warranty of any kind whatsoever, subject to all conditions, restrictions and agreements of record, or otherwise SAID ROAD SOUTHWESTERLY BY A CURVE TO THE RIGHT WITH A RADIUS affecting same, if any. OF 150 FEET FOR A DISTANCE OF 47.72 FEET TO THE PLACE OF Terms of Sale: A deposit of $5,000.00 (“Deposit”) in the form of certified check or cashier’s check, at the time of sale will be required of all purchasers other than the BEGINNING, BEING DESIGNATED AS LOT NO 21, BLOCK C AS SHOWN ON Noteholder. deposit must be increased to 10% of the purchase price within 2 business days after the sale and delivered to the office of the Auctioneer in the same PLAT ON 4 COURTLEIGH, RECORDED IN PLAT BOOK GLB NO. 23, FOLIO 86, form as the initial deposit. The Substitute Trustees may, as a condition of the auction, require all potential bidders to show their Deposit to the Substitute Trustees SUBJECT TO A 5 FOOT EASEMENT AMONG THE SECOND AND THIRD before the bidding begins. Balance of the purchase price is to be paid in cash or certified funds within ten (10) business days of the final ratification of sale by the LINES OF THIS DESCRIPTION. THE IMPROVEMENTS THEREON BEING Circuit Court for Baltimore City. If payment of the balance does not take place within ten (10) business days of ratification, the Deposit may be forfeited and the prop- KNOWN AS NO. 3704 VALLEY HILL DRIVE. erty resold at the risk and expense of the defaulting purchaser. The defaulting purchaser shall not be entitled to any surplus proceeds or profits resulting from any Said property is subject to an annual ground rent in the amount of $120.00 resale of the property and shall be liable for the payment of any difference in purchase price, all costs and expenses of both sales and attorneys’ fees. Interest to be and is improved by a DWELLING and is sold in “as is condition” and subject to paid on unpaid purchase money at the rate of 6% from date of sale to the date funds are received in the office of the Substitute Trustees, in the event the property is purchased by someone other than the Noteholder. In the event the settlement is delayed for any reason and the property is purchased by someone other than the all superior covenants, conditions, liens, restrictions, easement, rights-of-way, Noteholder, there shall be no abatement of interest caused by the delay. Taxes, water rent, ground rent, condominium fees, and/or homeowners association dues, if as may affect same, if any. applicable, to be adjusted to the date of sale and assumed thereafter by the purchaser. All other public charges and assessments payable on an annual basis, including TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is sanitary and/or metropolitan district charges to be adjusted for the current year to date of sale and assumed thereafter by the purchaser. Cost of all documentary lower, cash or certified funds shall be required at the time of sale. The balance stamps and transfer taxes, title examination, document preparation and title insurance shall be borne by the purchaser. of the purchase price with interest at 6.00% per annum from the date of sale to Additional announcements as to terms of the sale and other matters related to the sale may be made at the time of sale. the date of payment will be paid within TEN DAYS after the final ratification of The property will be sold in an “AS IS” condition and without any recourse, representations or warranties, either express or implied. Neither the Substitute the sale. Adjustments on all taxes, public charges and special or regular assess- Trustees, the secured party nor any other party makes any warranty or representation of any kind or nature regarding the property, including without limitation, the ments will be made as of the date of sale and thereafter assumed by purchaser. physical condition of, the description of, or title to the property. The purchaser at the foreclosure sale shall assume the risk of loss for the property immediately after If applicable, condominium and/or homeowners association dues and the sale. assessments that may become due after the time of sale will be the If the Substitute Trustees are unable to convey the property as described above, with good and marketable title, by reason of any defect in the title or otherwise, the responsibility of the purchaser. Title examination, conveyancing, state revenue purchaser’s sole remedy at law or in equity shall be limited to the refund of the aforementioned Deposit. Upon refund of the Deposit to purchaser, the sale shall be stamps, transfer taxes, title insurance, and all other costs incident to settlement void and of no effect, and the purchaser shall have no further claims against the Substitute Trustees or the secured party. The conveyance of the property by the are to be paid by the purchaser. Time is of the essence for the purchaser, other- Substitute Trustees to the purchaser at settlement shall be by Substitute Trustees’ Deed without covenant or warranty. The purchaser is responsible for, and the property is sold subject to, any environmental matter or condition, whether latent or observable, if any, that may exist at wise the deposit will be forfeited and the property may be resold at risk and or affect or relate to the property and to any governmental requirements affecting the same. costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Note: The information contained herein was obtained from sources deemed to be reliable, but is offered for information purposes only. The Auctioneer, the Trustees are unable to convey marketable title in accord with these terms of Substitute Trustees, and the secured party do not make any representations or warranties with respect to the accuracy of the information contained herein. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Prospective purchasers are urged to make their own inspection. 14-243036. LOAN TYPE= Conventional DOUGLAS M. BREGMAN KRISTINE D. BROWN, et al., and/or KEVIN B. MCPARLAND, Substitute Trustees. Substitute Trustees.

ap7,14,21 ap14,21,28

Baltimore City Baltimore County Baltimore County Law Offices of Jeffrey Nadel Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors 4041 Powder Mill Road, Suite 415 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Calverton, Maryland 20705 Manassas, VA. 20109 Manassas, VA. 20109 240-473-5000 (410) 769-9797 (410) 769-9797 Substitute Trustees’ Sale Of Real Property Trustee’s Sale Trustee’s Sale 4042 Hillen Road, Baltimore, MD 21218 ———————————— Of Valuable Fee Simple Property Of Valuable Fee Simple Property Under a power of sale contained in a certain Deed of Trust from Darlene D. Adams, dated October 13, 2006, and recorded in Liber 8534, Folio 149 among the Land Records of Baltimore City, MD, default having occurred under the terms Improved By Premises Known as Improved By Premises Known as thereof, the Substitute Trustee will sell at public auction at Circuit Court for Baltimore City, Clarence M. Mitchell Courthouse, Court House Door, Calvert 5930 Saint Marys St, Gwynn Oak, MD 21207 6833 Westridge Rd., Baltimore, MD 21207 Street Entrance, Baltimore, MD on ———————————— ———————————— By virtue of the power and authority contained in a Deed of Trust from April 22, 2015 at 9:50 a.m. By virtue of the power and authority contained in a Deed of Trust from EVELYN M. PRAILEAU, dated December 14, 2007, and recorded in Liber 26518 ALL THAT LEASEHOLD LOT OF GROUND KNOWN, situated in Baltimore JAMES TOWNSEND, dated July 29, 2011, and recorded in Liber 31073 at Page at Page 658 among the land records of the COUNTY OF BALTIMORE, in the City, MD and more fully described in the aforesaid Deed of Trust, carrying Tax 127 among the land records of the COUNTY OF BALTIMORE, in the original original principal amount of $423,000.00. Upon default and request for sale, the ID No. 09-23-3970C-005. principal amount of $183,767.00. Upon default and request for sale, the under- undersigned trustees will offer for sale at public auction at the Courthouse for The property will be sold in an “as is” condition and subject to conditions, signed trustees will offer for sale at public auction at the Courthouse for the restrictions, agreements, easements, covenants and rights of way of record the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing affecting the same, if any, and with no warranty of any kind. SOLD SUBJECT COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Patriot Patriot Place), Towson, MD 21204, on TO a 120 day right of redemption by the IRS. And Further Sold Subject to an Place), Towson, MD 21204, on Annual Ground Rent in the amount of $120.00 payable half-yearly on the 1st of April 30, 2015 at 2:00 p.m. February and August each and every year. ALL THAT PROPERTY described in said Deed of Trust including but not Terms of Sale: A deposit of $19,000.00 will be required at the time of sale in April 30, 2015 at 2:00 p.m. the form of cash, certified check, or other form as the Substitute Trustees deter- limited to: mine acceptable. No deposit shall be required of the noteholder where the ALL THAT LOT OF GROUND and premises situate in Baltimore County, noteholder bids in the property at auction. Balance of the purchase price to be ALL THAT PROPERTY described in said Deed of Trust including but not Maryland, and particularly described as follows: paid in cash within ten days of final ratification of sale by the Circuit Court for limited to: BEGINNING for the same at a point on the southeasterly side of Westridge Baltimore City, time being of the essence for purchaser. In the event that settle- Road as laid out 50 feet wide located 790.55 feet northerly as measured along ment does not occur within the said ten days, the purchaser shall be in default. Being known and designated as Lots Nos. 52, 53, and 54, Block 2, as shown on said southeasterly side from the intersection formed by the extensions of the Upon such default the Trustees may file a Motion and Order to Resell the the Plat entitled, “Plat 1, Catonsville Manor”, which said Plat is recorded among east side of Westridge Road and the north side of Syfield Road and running property at the risk and expense of the defaulting purchaser, and purchaser(s) the Land Records of Baltimore County, Maryland in Plat Book WPC No, 6, folio hereby consent to entry of such resale order without further notice, in which thence binding on the southeasterly side of Westridge Road north 43 degrees 4B case the deposit shall be forfeited and all expenses of this sale (including attor- 109. minutes 00 seconds east 50.00 feet thence south 16 degrees 12 minutes 00 ney’s fees and the full commission on the gross sale price of this sale) shall be Tax ID#: 01-1900008369 seconds east 130 feet, thence south 43 degrees 48 minutes 00 seconds west charged against and paid out of the forfeited deposit. The Trustees may then 50.00 feet, thence north 46 degrees 12 minutes 00 seconds west 130.00 feet to readvertise and resell the property at the risk and cost of the defaulting Said property is in fee simple and is improved by a DWELLING and is sold in the place of beginning. The improvements thereon being known as 6833 purchaser; or, without reselling the property, the Trustees may avail themselves “as is condition” and subject to all superior covenants, conditions, liens, restric- Westridge Road. of any legal or equitable remedies against the defaulting purchaser. In the event tions, easement, rights-of-way, as may affect same, if any. Said property is in fee simple and is improved by a DWELLING and is sold in of a resale, the defaulting purchaser shall not be entitled to receive the surplus, if any, even if such surplus results from improvements to the property by said “as is condition” and subject to all superior covenants, conditions, liens, restric- defaulting purchaser. Interest to be paid on the purchase money less the stated TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is tions, easement, rights-of-way, as may affect same, if any. deposit called for herein, at the rate pursuant to the Deed of Trust Note from lower, cash or certified funds shall be required at the time of sale. The balance TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is the date of auction to the date funds are received in the office of the Substitute of the purchase price with interest at 6.00% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance Trustee. There shall be no abatement of interest due from the purchaser in the the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 6.00% per annum from the date of sale to event additional funds are tendered before settlement or if settlement is delayed the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of for any reason, including but not limited to exceptions to sale, bankruptcy ments will be made as of the date of sale and thereafter assumed by purchaser. the sale. Adjustments on all taxes, public charges and special or regular assess- filings by interested parties, Court administration of the foreclosure or If applicable, condominium and/or homeowners association dues and unknown title defects. All taxes, ground rent, water rent, condominium fees ments will be made as of the date of sale and thereafter assumed by purchaser. and/or homeowner association dues, all public charges/assessments payable on assessments that may become due after the time of sale will be the If applicable, condominium and/or homeowners association dues and an annual basis, including sanitary and/or metropolitan district charges, if appli- responsibility of the purchaser. Title examination, conveyancing, state revenue assessments that may become due after the time of sale will be the cable, are to be adjusted to the date of auction and thereafter are to be assumed stamps, transfer taxes, title insurance, and all other costs incident to settlement responsibility of the purchaser. Title examination, conveyancing, state revenue by the purchaser. Cost of all documentary stamps, transfer taxes, agricultural are to be paid by the purchaser. Time is of the essence for the purchaser, other- stamps, transfer taxes, title insurance, and all other costs incident to settlement transfer tax, if any and settlement expenses shall be borne by the purchaser. wise the deposit will be forfeited and the property may be resold at risk and are to be paid by the purchaser. Time is of the essence for the purchaser, other- Purchaser shall be responsible for obtaining physical possession of the costs of the defaulting purchaser. If the sale is not ratified or if the Substitute wise the deposit will be forfeited and the property may be resold at risk and property. Purchaser assumes the risk of damage to the property from the date Trustees are unable to convey marketable title in accord with these terms of of auction forward. If the Substitute Trustee does not convey title for any costs of the defaulting purchaser. If the sale is not ratified or if the Substitute reason, including but not limited to the Secured Party executing a forbearance sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trustees are unable to convey marketable title in accord with these terms of agreement with the borrower(s) described in the above-mentioned Deed of 14-243725. LOAN TYPE= VA sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trust, or allowing the borrower(s) to execute their right to reinstate or payoff 14-245167. LOAN TYPE= FHA the subject loan, prior to the sale, with or without the Substitute Trustee’s prior KRISTINE D. BROWN, et al., Substitute Trustees. knowledge, or if the sale is not ratified for any reason including errors made by KRISTINE D. BROWN, et al., the Substitute Trustees, the foreclosure sale shall be null and void and of no Substitute Trustees. effect, and the Purchaser’s sole remedy in law or in equity shall be the return of the deposit without interest. Further terms and particulars may be announced at time of sale, and purchaser may be required to execute a Memorandum of Sale at the time of auction. (Matter #18888) JEFFREY NADEL, SCOTT NADEL, DANIEL MENCHEL and JOHN-PAUL DOUGLAS, Substitute Trustees. MDC Auctioneers 606 Baltimore Avenue, Suite 206, Towson, Maryland 21204 410-825-2900 ap14,21,28 ap7,14,21 ap14,21,28 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 29B

Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro Brown & Alt, LLP, Solicitors 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109 (410) 769-9797 (410) 769-9797 (410) 769-9797 Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Fee Simple Property Of Valuable Fee Simple Property Of Valuable Leasehold Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 2008 Newhaven Drive, Baltimore, MD 21221 18 Compression Court, Middle River, MD 21220 ———————————— 4426 Annapolis Road, Baltimore, MD 21227 ———————————— By virtue of the power and authority contained in a Deed of Trust from ———————————— By virtue of the power and authority contained in a Deed of Trust from DEBORAH INEZ MORRISON, dated December 28, 2006, and recorded in Liber By virtue of the power and authority contained in a Deed of Trust from EUGENE S. HALL, dated January 29, 2004, and recorded in Liber 19573 at Page 25266 at Page 553 among the land records of the COUNTY OF BALTIMORE, in BILLIE EDWARD PERKINS AND BETTY J. PERKINS, dated February 2, 2009, 351 among the land records of the COUNTY OF BALTIMORE, in the original the original principal amount of $185,000.00. Upon default and request for sale, and recorded in Liber 0027655 at Page 475 among the land records of the principal amount of $96,000.00. Upon default and request for sale, the the undersigned trustees will offer for sale at public auction at the Courthouse COUNTY OF BALTIMORE, in the original principal amount of $136,178.00. for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing undersigned trustees will offer for sale at public auction at the Courthouse for Patriot Place), Towson, MD 21204, on Upon default and request for sale, the undersigned trustees will offer for sale at the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing public auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 Patriot Place), Towson, MD 21204, on April 30, 2015 at 2:00 p.m. Bosley Avenue (Main Entrance Facing Patriot Place), Towson, MD 21204, on ALL THAT PROPERTY described in said Deed of Trust including but not April 30, 2015 at 2:00 p.m. limited to: ALL THAT PROPERTY described in said Deed of Trust including but not All that lot or parcel of ground situate, lying and being in the Fifteenth April 30, 2015 at 2:00 p.m. limited to: Election District of Baltimore County, State of Maryland, and described as ALL THAT CERTAIN LOT OR PARCEL OF LAND SITUATE in Baltimore follows: ALL THAT PROPERTY described in said Deed of Trust including but not County, State of Maryland, and being more particularly described as follows: Lot 42, as said lot is shown and designated on the plat entitled “Brighton by limited to: BEING KNOWN AND DESIGNATED as Lot No. 296 of Section 1, Plat 1 of the the Bay (formerly Turkey Point E.H.K., Jr. 48/11)”, dated March 26, 1984, and Victory Villa Subdivision as shown on the Subdivision as shown on the recorded among the Land Records of Baltimore County in Plat Book E.H.K., Jr. BEING KNOWN AND DESIGNATED as Lot No. 28, Block A, as shown on a Subdivision Plat filed among the Land Records of Baltimore County in Plat No. 51, folio 49 (the “Subject Plat”), the improvements on said lot to be known plat entitled, “Section 2, Friendship Gardens”, which said plat is recorded Book GLB No. 22, folio 107. The improvements thereon being known as 18 as 2008 Newhaven Drive. Being the same property which by Deed dated March among the Land Records of Baltimore County, Maryland, in Plat Book OTG No. Compression Court, Baltimore, Maryland 21220. 29, 1991 and recorded April 4, 1991 in Liber 8749, folio 721 among the Land 22, folio 21. BEING the same property which Eugene S. Hall and Joyce Ann Hall by Deed Records of Baltimore County was granted and conveyed by James Keelty & Co., Inc. unto Robert Murray Griffin, Jr. and Venus L. Griffen, the grantors herein. dated 6/05/1997, and recorded among the Land Records of Baltimore County, Said property is subject to an annual ground rent in the amount of $96.00 and BEING “THE SAME” property which, by Fee Simple Deed dated July 23, 2004, Maryland, in Liber No. 12235, folio 622, granted and conveyed unto Eugene S. is improved by a DWELLING and is sold in “as is condition” and subject to all and recorded in the Land Records of the County of Baltimore, Maryland, in Hall. superior covenants, conditions, liens, restrictions, easement, rights-of-way, as Liber 20866, Folio 599, was granted and conveyed by Venus L. Griffin and Said property is in fee simple and is improved by a DWELLING and is sold in may affect same, if any. Robert Murray Griffin, Jr. unto Deborah Inez Morrison. “as is condition” and subject to all superior covenants, conditions, liens, restric- Said property is in fee simple and is improved by a DWELLING and is sold in tions, easement, rights-of-way, as may affect same, if any. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is “as is condition” and subject to all superior covenants, conditions, liens, restric- TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is tions, easement, rights-of-way, as may affect same, if any. lower, cash or certified funds shall be required at the time of sale. The balance lower, cash or certified funds shall be required at the time of sale. The balance TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is of the purchase price with interest at 6.00% per annum from the date of sale to of the purchase price with interest at 6.125% per annum from the date of sale to lower, cash or certified funds shall be required at the time of sale. The balance the date of payment will be paid within TEN DAYS after the final ratification of the date of payment will be paid within TEN DAYS after the final ratification of of the purchase price with interest at 6.00% per annum from the date of sale to the sale. Adjustments on all taxes, public charges and special or regular assess- the sale. Adjustments on all taxes, public charges and special or regular assess- the date of payment will be paid within TEN DAYS after the final ratification of ments will be made as of the date of sale and thereafter assumed by purchaser. ments will be made as of the date of sale and thereafter assumed by purchaser. the sale. Adjustments on all taxes, public charges and special or regular assess- If applicable, condominium and/or homeowners association dues and If applicable, condominium and/or homeowners association dues and ments will be made as of the date of sale and thereafter assumed by purchaser. assessments that may become due after the time of sale will be the assessments that may become due after the time of sale will be the If applicable, condominium and/or homeowners association dues and responsibility of the purchaser. Title examination, conveyancing, state revenue responsibility of the purchaser. Title examination, conveyancing, state revenue assessments that may become due after the time of sale will be the stamps, transfer taxes, title insurance, and all other costs incident to settlement stamps, transfer taxes, title insurance, and all other costs incident to settlement responsibility of the purchaser. Title examination, conveyancing, state revenue are to be paid by the purchaser. Time is of the essence for the purchaser, other- are to be paid by the purchaser. Time is of the essence for the purchaser, other- stamps, transfer taxes, title insurance, and all other costs incident to settlement wise the deposit will be forfeited and the property may be resold at risk and wise the deposit will be forfeited and the property may be resold at risk and are to be paid by the purchaser. Time is of the essence for the purchaser, other- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute costs of the defaulting purchaser. If the sale is not ratified or if the Substitute wise the deposit will be forfeited and the property may be resold at risk and Trustees are unable to convey marketable title in accord with these terms of Trustees are unable to convey marketable title in accord with these terms of costs of the defaulting purchaser. If the sale is not ratified or if the Substitute sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. Trustees are unable to convey marketable title in accord with these terms of 14-242255. LOAN TYPE= VA 14-243224. LOAN TYPE= Conventional sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. 14-243241. LOAN TYPE= Conventional KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., KRISTINE D. BROWN, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

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Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors Shapiro & Brown, LLP, Solicitors, 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200 10021 Balls Ford Road, Suite 200, Manassas, VA. 20109 Manassas, VA. 20109 Manassas, VA. 20109, (410) 769-9797 (410) 769-9797 (410) 769-9797. Trustee’s Sale Trustee’s Sale Trustee’s Sale Of Valuable Fee Simple Property Of Valuable Fee Simple Property Of Valuable Leasehold Property Improved By Premises Known as Improved By Premises Known as Improved By Premises Known as 56 Portship Rd., Baltimore, MD 21222 6501 Woodgreen Circle, Baltimore, MD 21207 ———————————— 631 North Bend Rd., Baltimore, MD 21229 ———————————— By virtue of the power and authority contained in a Deed of Trust from ———————————— By virtue of the power and authority contained in a Deed of Trust from ZARONI K. LEMMON AND FLOYD P. LEMMON SR., dated January 10, 2008, By virtue of the power and authority contained in a Deed of Trust from and recorded in Liber 0026802 at Page 333 among the land records of the ROBYNE J. FINNEY AND MARIAN R. FINNEY, dated January 18, 2000, and DONNA M. NICHOLS, dated October 13, 2003, and recorded in Liber 0019035 at COUNTY OF BALTIMORE, in the original principal amount of $159,640.62. Page 416 among the land records of the COUNTY OF BALTIMORE, in the recorded in Liber 0014473 at Page 707 among the land records of the COUNTY Upon default and request for sale, the undersigned trustees will offer for sale at OF BALTIMORE, in the original principal amount of $85,956.00. Upon default public auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 original principal amount of $66,956.00. Upon default and request for sale, the and request for sale, the undersigned trustees will offer for sale at public Bosley Avenue (Main Entrance Facing Patriot Place), Towson, MD 21204, on undersigned trustees will offer for sale at public auction at the Courthouse for auction at the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main Entrance Facing Avenue (Main Entrance Facing Patriot Place), Towson, MD 21204, on April 30, 2015 at 2:00 p.m. Patriot Place), Towson, MD 21204, on ALL THAT PROPERTY described in said Deed of Trust including but not limited to: April 30, 2015 at 2:00 p.m. April 30, 2015 at 2:00 p.m. Beginning for the same on the west side Portship Road, at the distance of two ALL THAT PROPERTY described in said Deed of Trust including but not hundred and sixteen and seventy-four one-hundredths feet southerly from the limited to: ALL THAT PROPERTY described in said Deed of Trust including but not southwest corner of Portship Road and Keyway, both forty feet wide, and at a Beginning for the same on the Northeast side of North Bend Road at the limited to: point In .a line with the centre of the partition wall between the house on the lot distance of 921.25 feet northwesterly from the corner formed by the intersection now being described and that adjoining on the north; and running thence south of the northeast side of North Bend Road with the northwest side of Edmonson BEING KNOWN AND DESIGNATED AS LOT NO. 58, BLOCK Q, AS SHOWN eight degrees twenty-nine minutes west, binding on the west side of Portship Avenue and running thence northwesterly binding on the northeast side of ON THE PLAT ENTITLED, “CONFIRMATORY AMENDED PLAT, DEERFIELD Road, twenty feet to a point in a line with the centre of another partition wall; North Bend Road 50 feet; thence running northeasterly at right angles to North ADDITION”, WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF thence north eighty-one degrees thirty-one minutes west, to and through the Bend Road 109 feet; thence running southeasterly parallel with North Bend BALTIMORE COUNTY IN PLAT BOOK NO. 49, FOLIO 92. THE centre of said wall, and continuing the same course, In all, one hundred feet to Road 50 feet; and thence running southwesterly at right angles to North Bend IMPROVEMENTS THEREON BEING KNOWN AS NO. 6501 WOODGREEN the east side of an alley fourteen feet wide; thence north eight degrees Road 109 feet to the place of beginning. Being also known as Lot No. 68-A, as CIRCLE. twenty-nine minutes east, binding thereon, with the use thereof in common with shown on the Plat of Meridale Farms, subdivision and recorded among the Land others, twenty feet to a point In a line with the center of the partition wail first Records of Baltimore County in Book WPC No. 6. Page 76. The improvements Said property is in fee simple and is improved by a DWELLING and is sold in herein mentioned; thence south eighty one degrees thirty-one minutes east, to thereon being known as No. 631 North Bend Road. “as is condition” and subject to all superior covenants, conditions, liens, restric- and through the center of said wall, and continuing the same course, in all, one Said property is subject to an annual ground rent in the amount of $180.00 tions, easement, rights-of-way, as may affect same, if any. hundred feet to the place of beginning. and is improved by a DWELLING and is sold in “as is condition” and subject to Said property is in fee simple and is improved by a DWELLING and is sold in all superior covenants, conditions, liens, restrictions, easement, rights-of-way, TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is “as is condition” and subject to all superior covenants, conditions, liens, restric- as may affect same, if any. lower, cash or certified funds shall be required at the time of sale. The balance tions, easement, rights-of-way, as may affect same, if any. TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is of the purchase price with interest at 7.5% per annum from the date of sale to TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is lower, cash or certified funds shall be required at the time of sale. The balance the date of payment will be paid within TEN DAYS after the final ratification of lower, cash or certified funds shall be required at the time of sale. The balance of the purchase price with interest at 6.5% per annum from the date of sale to the sale. Adjustments on all taxes, public charges and special or regular assess- of the purchase price with interest at 9.88% per annum from the date of sale to the date of payment will be paid within TEN DAYS after the final ratification of ments will be made as of the date of sale and thereafter assumed by purchaser. the date of payment will be paid within TEN DAYS after the final ratification of the sale. Adjustments on all taxes, public charges and special or regular assess- If applicable, condominium and/or homeowners association dues and the sale. Adjustments on all taxes, public charges and special or regular assess- ments will be made as of the date of sale and thereafter assumed by purchaser. assessments that may become due after the time of sale will be the ments will be made as of the date of sale and thereafter assumed by purchaser. If applicable, condominium and/or homeowners association dues and responsibility of the purchaser. Title examination, conveyancing, state revenue If applicable, condominium and/or homeowners association dues and assessments that may become due after the time of sale will be the stamps, transfer taxes, title insurance, and all other costs incident to settlement assessments that may become due after the time of sale will be the responsibility of the purchaser. Title examination, conveyancing, state revenue are to be paid by the purchaser. Time is of the essence for the purchaser, other- responsibility of the purchaser. Title examination, conveyancing, state revenue stamps, transfer taxes, title insurance, and all other costs incident to settlement wise the deposit will be forfeited and the property may be resold at risk and stamps, transfer taxes, title insurance, and all other costs incident to settlement are to be paid by the purchaser. Time is of the essence for the purchaser, other- costs of the defaulting purchaser. If the sale is not ratified or if the Substitute are to be paid by the purchaser. Time is of the essence for the purchaser, other- wise the deposit will be forfeited and the property may be resold at risk and Trustees are unable to convey marketable title in accord with these terms of wise the deposit will be forfeited and the property may be resold at risk and costs of the defaulting purchaser. If the sale is not ratified or if the Substitute sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. costs of the defaulting purchaser. If the sale is not ratified or if the Substitute Trustees are unable to convey marketable title in accord with these terms of 10-179441P. LOAN TYPE= Conventional Trustees are unable to convey marketable title in accord with these terms of sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. 11-223682. LOAN TYPE= FHA. KRISTINE D. BROWN, et al., 14-244268. LOAN TYPE= Conventional KRISTINE D. BROWN, et al., Substitute Trustees. KRISTINE D. BROWN, et al., Substitute Trustees. Substitute Trustees.

ap14,21,28 ap14,21,28 ap14,21,28 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 3B

Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West Jesse Harris vs. Nancy Brown-Holt; Marshall Coleman vs. Upcoming Property Auctions 7 Ambling Way Court, at the Courthouse for the County of Baltimore City Department of Transportation; Monique Boivin Continued from 2B Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West vs. Geico Indemnity Company; Sharee Beads vs. Nathaniel Bibbs, et al; Ashley Jefferson vs. Ronald M. Fishkind, et al; APRIL 23, 2015 5600 Huntsmoor Road, at the Courthouse for the County of Baltimore, 401 Bosley Avenue at 11:30 PM, Harvey West Jayona Steptoe vs. Mildred Caplan, et al; Shaquera Tyann Baltimore City Buckner vs. Alfred L. Singer, et al; Alia Parker vs. Wendy 1 Stone Chapel Lane, at the Courthouse for the County of 3506 Gough Street, at the Circuit Court for Baltimore City, Perlberg, et al; Nelida Morales, et al vs. Alisa Curry Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Baltimore, 401 Bosley Avenue at 11:51 PM, Harvey West House Door, Calvert Street entrance, at 9:30 AM, Alex Cooper 968 Arncliffe Road, at the Courthouse for the County of Baltimore, Judge Panos — Rm 329E 401 Bosley Avenue at 11:54 PM, Harvey West 1250 Meridene Drive, at the Circuit Court for Baltimore City, Tuesday, April 21, 2015 Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Senora Bibbens vs. Maryland Transit Administration House Door, Calvert Street entrance, at 9:31 AM, Alex Cooper APRIL 24, 2015 2434 Eutaw Place, at the Circuit Court for Baltimore City, Clarence Baltimore City Judge Pierson — Rm 234E M. Mitchell Cout House, 100 N. Calvert Street, Court House 110 W Hamburg Street, at the Circuit Court for Baltimore City, Tuesday, April 21, 2015 Door, Calvert Street entrance, at 9:33 AM, Alex Cooper Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Gary Brands vs. Baltimore City Board of School 1007 N Augusta Avenue, at the Circuit Court for Baltimore City, House Door, Calvert Street entrance, at 9:50 AM, Alex Cooper Commissioners, et al; Estate of Rogelio Mondragon vs. Andre Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 745 W Cross Street, at the Circuit Court for Baltimore City, Mayo; Latrell Perry, et al vs. Kevin D. Ragins, et al; Jarek House Door, Calvert Street entrance, at 9:34 AM, Alex Cooper Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Brock vs. Bernard Hopkins, et al; Dakas D. White, et al vs. 960 Fell Street, Ph 705, at the Circuit Court for Baltimore City, House Door, Calvert Street entrance, at 9:50 AM, Alex Cooper BES I Realty, Inc., et al; Sherman Anderson, et al vs. Wesley Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 1703 Ruxton Avenue, at the Circuit Court for Baltimore City, Jacobs, et al; Laura H. G. O’Sullivan vs. John C. Miles, Jr.; House Door, Calvert Street entrance, at 9:35 AM, Alex Cooper Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Mark S. Devan vs. Keith Harris, et al; Laura H. G. O’Sullivan 2822 W Cold Spring Lane, at the Circuit Court for Baltimore City, House Door, Calvert Street entrance, at 9:53 AM, Alex Cooper vs. Leo Johnson Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 3803 10th Street, at the Circuit Court for Baltimore City, Clarence Wednesday, April 22, 2015 House Door, Calvert Street entrance, at 9:36 AM, Alex Cooper M. Mitchell Cout House, 100 N. Calvert Street, Court House Mark G. Egan, et al vs. First Opportunity Fund, Inc., et al 3116 Ferndale Avenue, at the Circuit Court for Baltimore City, Door, Calvert Street entrance, at 9:55 AM, Alex Cooper Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 1521 Race Street, at the Circuit Court for Baltimore City, Clarence House Door, Calvert Street entrance, at 9:37 AM, Alex Cooper M. Mitchell Cout House, 100 N. Calvert Street, Court House BALTIMORE CITY ORPHAN’S COURT 1100 Anglesea Street, at the Circuit Court for Baltimore City, Door, Calvert Street entrance, at 9:56 AM, Alex Cooper Honorable Lewyn S. Garrett, Chief Judge; Honorable Charles Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 3040 Mayfield Avenue, at the Circuit Court for Baltimore City, G. Bernstein and Honorable Michele E. Loewenthal, House Door, Calvert Street entrance, at 9:38 AM, Alex Cooper Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Associate Judges. 13 Talbott Street, at the Courthouse for the City of Baltimore, House Door, Calvert Street entrance, at 9:57 AM, Alex Cooper Room 303, Phone: 410-752-5131 100 N. Calvert Street at 10:00 AM, Harvey West 425 Roundview Road, at the Circuit Court for Baltimore City, Belinda K. Conaway, Register of Wills 5527 Bucknell Road, at the Courthouse for the City of Baltimore, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Room 344, Phone: 410-752-5131 100 N. Calvert Street at 10:03 AM, Harvey West House Door, Calvert Street entrance, at 9:58 AM, Alex Cooper HEARING SCHEDULE FOR WEEK OF 3417 Ramona Avenue, at the Courthouse for the City of Baltimore, 5471 Whitwood Road, at the Circuit Court for Baltimore City, MONDAY, APRIL 20, 2015 100 N. Calvert Street at 10:06 AM, Harvey West Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 4312 Wentworth Road, at the Courthouse for the City of Baltimore, House Door, Calvert Street entrance, at 10:01 AM, Alex Cooper Tuesday, April 21st 100 N. Calvert Street at 10:09 AM, Harvey West 2319 Monticello Road, at the Circuit Court for Baltimore City, 10:00 a.m. 4221 Sheldon Avenue, at the Courthouse for the City of Baltimore, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Estate of Barbara A. Hendricks/97830; Motion to Remove 100 N. Calvert Street at 10:12 AM, Harvey West House Door, Calvert Street entrance, at 10:02 AM, Alex Cooper Personal Representative and Appoint Successor Personal 1729 N Payson Street, at the Courthouse for the City of Baltimore, 1206 N Longwood Street, at the Circuit Court for Baltimore City, Representative 100 N. Calvert Street at 10:15 AM, Harvey West Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Estate of Rudolph Lyons, Sr./106559; Petition for Judicial 1146 Hull Street, at the Courthouse for the City of Baltimore, House Door, Calvert Street entrance, at 10:03 AM, Alex Cooper Probate: NO WILL 100 N. Calvert Street at 10:18 AM, Harvey West 4715 Homesdale Avenue, at the Circuit Court for Baltimore City, Estate of Charlotte Dett/106562; Petition for Judicial Probate: 2635 Wegworth Lane, at the Courthouse for the City of Baltimore, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court NO WILL House Door, Calvert Street entrance, at 10:04 AM, Alex Cooper 100 N. Calvert Street at 10:21 AM, Harvey West Estate of Ottis H. Pigford/106455; Petition for Judicial 110 S Conkling Street, at the Courthouse for the City of Baltimore, 600 Markham Road, at the Circuit Court for Baltimore City, Probate: NO WILL 100 N. Calvert Street at 10:24 AM, Harvey West Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court House Door, Calvert Street entrance, at 10:05 AM, Alex Cooper Estate of Edward L. Turner, Sr./45688; Court’s Motion to 114 S Bouldin Street, at the Courthouse for the City of Baltimore, Remove Personal Representative 100 N. Calvert Street at 10:27 AM, Harvey West 4631 Marble Hall Road, at the Circuit Court for Baltimore City, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Estate of Robert R. Skiles/106605; Petition for Judicial 3826 8th Street, at the Courthouse for the City of Baltimore, House Door, Calvert Street entrance, at 10:07 AM, Alex Cooper Probate: NO WILL 100 N. Calvert Street at 10:33 AM, Harvey West 5641 Govane Avenue, at the Circuit Court for Baltimore City, Estate of Dorothy Mae Thornton/106608; Petition for Judicial 329 S Durham Street, at the Courthouse for the City of Baltimore, Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court Probate: NO WILL 100 N. Calvert Street at 10:36 AM, Harvey West House Door, Calvert Street entrance, at 10:08 AM, Alex Cooper 906 Reverdy Road, at the Courthouse for the City of Baltimore, Estate of Geraldine Beatrice Johnson/106629; Petition for 100 N. Calvert Street at 10:39 AM, Harvey West 5308 Grindon Avenue, at the Circuit Court for Baltimore City, Judicial Probate: NO WILL Clarence M. Mitchell Cout House, 100 N. Calvert Street, Court 4608 Eugene Avenue, at the Courthouse for the City of Baltimore, Estate of Margaret Witt/106644; Petition for Judicial Probate: House Door, Calvert Street entrance, at 10:09 AM, Alex Cooper 100 N. Calvert Street at 11:00 AM, Harvey West NO WILL 5504 Frankford Estates Drive, at the Courthouse for the City 1747 Cliftview Avenue, at the Courthouse for the City of Baltimore, Estate of Grace V. Colston/100236; Petition to Re-Open of Baltimore, 100 N. Calvert Street at 10:00 AM, Harvey West 100 N. Calvert Street at 11:00 AM, Harvey West Estate and Petition to Remove Personal Representative and 3920 Rokeby Road, at the Courthouse for the City of Baltimore, 5416 Cedonia Avenue, at the Courthouse for the City of Baltimore, Appoint Successor Personal Representative or, in the 100 N. Calvert Street at 10:00 AM, Harvey West 100 N. Calvert Street at 11:00 AM, Harvey West Alternative, Re-Appoint Personal Representative 5642 Kavon Avenue, at the Courthouse for the City of Baltimore, 3805 Woodlea Avenue, at the Courthouse for the City of Baltimore, Wednesday, April 22nd 100 N. Calvert Street at 10:00 AM, Harvey West 100 N. Calvert Street at 11:00 AM, Harvey West 10:00 a.m. 3559 Lyndale Avenue, at the Courthouse for the City of Baltimore, 3658 Malden Avenue, at the Courthouse for the City of Baltimore, 100 N. Calvert Street at 10:00 AM, Harvey West Estate of William Tucker/101984; Judicial Review of 100 N. Calvert Street at 11:00 AM, Harvey West Amended First and Final Administration Account Baltimore County Estate of Martha Hunter/106606; Petition for Judicial 325 Timber Grove Road, at the Courthouse for the County of Court Proceedings Probate: NO WILL Baltimore, 401 Bosley Avenue at 12:03 PM, Harvey West CIRCUIT COURT FOR BALTIMORE CITY Estate of John J. Mildenberg/99783; Court’s Motion to 5128 Spring Willow Court, at the Courthouse for the County of Remove Personal Representative Baltimore, 401 Bosley Avenue at 12:06 PM, Harvey West Civil Assignments and Family Division Estate of Patsy Dee Winterling/101104; Court’s Motion to 1707 Williams Avenue, at the Courthouse for the County of Lavinia G. Alexander, Clerk of Court Remove Personal Representative Baltimore, 401 Bosley Avenue at 12:09 PM, Harvey West Vonetta Thomas, Manager Civil Division Estate of Clara F. Thomas/71975; Court’s Motion to Remove 199 Winters Lane, at the Courthouse for the County of Baltimore, Room 462, Courthouse East; Personal Representative 401 Bosley Avenue at 12:12 PM, Harvey West Phone: 410-333-3708 Paulette Soares, Manager Family Division 10 Hidden Cove Court, at the Courthouse for the County of Estate of Kathleen Halsey/106690; Petition for Judicial Phone: 410-333-3709 Baltimore, 401 Bosley Avenue at 12:15 PM, Harvey West Probate: NO WILL 4368 Pinefield Court, at the Courthouse for the County of Judge Fletcher-Hill — Rm 113M Estate of Annie Mae Greene/99698; Petition for Allowance of Claim Baltimore, 401 Bosley Avenue at 12:18 PM, Harvey West Tuesday, April 21, 2015 2104 Woodlawn Drive, at the Courthouse for the County of Estate of Ada May Steindle/106700; Petition for Judicial In the Matter of the Petition of Steven Kougl; In the Matter of Baltimore, 401 Bosley Avenue at 12:21 PM, Harvey West Probate: NO WILL the Petition of Romeo Joyner-El; Elizabeth Lightfoot vs. 2803 Merrymans Mill Road, at the Courthouse for the County Daejan 11 E. Chase, LLC; In the Matter of: Nick Demetro; In Estate of Doris M. Sisolak/106702; Petition for Judicial of Baltimore, 401 Bosley Avenue at 12:24 PM, Harvey West the Matter of: Herbert Clardy; Malcolm Stennis vs. S&S Probate: NO WILL 7207 Rutherford Green Circle, at the Courthouse for the County Partnership, et al Estate of Dennis A. Small/106706; Petition for Judicial of Baltimore, 401 Bosley Avenue at 12:27 PM, Harvey West Wednesday, April 22, 2015 Probate: NO WILL 305 German Hill Road, at the Courthouse for the County of In the Matter of the Petition of Haywood Bradley Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West Baltimore City 6918 Digby Road, at the Courthouse for the County of Baltimore, Judge Mays — Rm 228E Lashawnda Renee Phillips-Farley, Proper Person, 401 Bosley Avenue at 12:30 PM, Harvey West Baltimore, Maryland 21202 Wednesday, April 22, 2015 IN THE CIRCUIT COURT FOR BALTIMORE CITY - CASE #24-D-15-000348 - 8935 Greens Lane, at the Courthouse for the County of Baltimore, IN THE MATTER OF LASHAWNDA RENEE PHILLIPS-FARLEY FOR CHANGE Michele Thompson vs. Daniel Francis, D.O., et al; Blanche 401 Bosley Avenue at 12:30 PM, Harvey West OF NAME TO RENEE PHILLIPS-FARLEY. Smith vs. Rite Aid Corporation, et al; Malkiyah Goldberg vs. 5018 Hilltop Acres Road, at the Courthouse for the County of Solomon Goldberg; Patricia Jones vs. Officer Dean Rogers Order for Notice by Publication Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West (I218), et al The object of this suit is to officially change the name of the petitioner from 8645 Oak Road, at the Courthouse for the County of Baltimore, Lashawnda Renee Phillips-Farley 401 Bosley Avenue at 12:30 PM, Harvey West Judge Miller — Rm 511W 2828 9 Mile Circle, at the Courthouse for the County of Baltimore, to Renee Phillips-Farley Tuesday, April 21, 2015 It is this 9th day of April, 2015, by the Circuit Court for Baltimore City 401 Bosley Avenue at 12:30 PM, Harvey West Fredrick Jones vs. Howard Kelly; Deon L. Smith vs. Jeffrey ORDERED, that publication be given one time in a newspaper of general circu- 5649 Braxfield Road, at the Courthouse for the County of Ghee; John H. Brown, et al vs. Brittany Osborne, et al; Poppy lation in Baltimore City on or before the 8th day of May, 2015, which shall warn Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West all interested persons to file an affidavit in opposition to the relief requested on Crowe vs. Maryland Transit Authority or before the 25th day of May, 2015. 3647 Waterwheel Square, at the Courthouse for the County of LAVINIA G. ALEXANDER, Clerk. True Test—Copy: LAVINIA G. ALEXANDER, Clerk. Baltimore, 401 Bosley Avenue at 12:30 PM, Harvey West Judge North — Rm 511M ap21 63 Northwood Drive, at the Courthouse for the County of Wednesday, April 22, 2015 30B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore County Baltimore County Baltimore County Shapiro & Brown, LLP, Solicitors ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 10021 Balls Ford Road, Suite 200 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 Manassas, VA. 20109 LEESBURG, VA 20175 LEESBURG, VA 20175 (410) 769-9797 703-777-7101 703-777-7101 Trustee’s Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Valuable Fee Simple Property Of Improved Real Property Of Improved Real Property 3647 Waterwheel Square, Randallstown, MD 21133 Improved By Premises Known as 2828 9 Mile Circle, Catonsville, MD 21228 ———————————— ———————————— Under a power of sale contained in a Deed of Trust from TOBECHUKWU 213 Riverton Road, Middle River, MD 21220 Under a power of sale contained in a Deed of Trust from JEFFREY M. UMEOZULU AKA BONIFACE UMEOZULU, dated May 6, 2005 and recorded in ———————————— WATERS AND DANELLE D. WATERS, dated February 25, 2004 and recorded in Liber 0022184, folio 625 among the Land Records of BALTIMORE COUNTY, By virtue of the power and authority contained in a Deed of Trust from ALICE Liber 0022157, folio 425 among the Land Records of BALTIMORE COUNTY, MD, default having occurred thereunder (Foreclosure Case docketed as Case M. CORBIN AND ANNA JOHNSON, dated October 9, 2009, and recorded in MD, default having occurred thereunder (Foreclosure Case docketed as Case No. 03C14010846; Tax ID No. 02-1800000649) the Sub. Trustees will sell at Liber 29099 at Page 223 among the land records of the COUNTY OF No. 03C14013560; Tax ID No. 01-2300004488) the Sub. Trustees will sell at public auction at the BALTIMORE COUNTY COURTHOUSE, located at 401 BALTIMORE, in the original principal amount of $213,675.00. Upon default and public auction at the BALTIMORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD request for sale, the undersigned trustees will offer for sale at public auction at BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on the Courthouse for the COUNTY OF BALTIMORE, at 401 Bosley Avenue (Main 21204, on Entrance Facing Patriot Place), Towson, MD 21204, on April 23, 2015 at 12:30 p.m. April 23, 2015 at 12:30 p.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon April 30, 2015 at 2:00 p.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and more fully described in above refer- ALL THAT PROPERTY described in said Deed of Trust including but not situated in BALTIMORE COUNTY, MD and more fully described in above refer- enced Deed of Trust. limited to: enced Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, ALL THAT LOT OF GROUND SITUATE, LYING AND BEING IN BALTIMORE The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no COUNTY, STATE OF MARYLAND AND DESCRIBED AS FOLLOWS: restrictions and agreements of record affecting the same, if any and with no warranty of any kind. BEGINNING FOR THE SAME ON THE EAST SIDE OF RIVERTON STREET AT Terms of Sale: A deposit $21,200.00 by cash or certified check. Balance of the THE DISTANCE OF TWO HUNDRED FIFTY FEET NORTH FROM THE INTER- warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by SECTION OF SAID STREET WITH THE NORTH SIDE OF MAGNOLIA Terms of Sale: A deposit $12,700.00 by cash or certified check. Balance of the AVENUE, SAID POINT OF BEGINNING BEING ALSO AT THE DIVIDING LINE purchase price to be paid in cash within ten days of final ratification of sale by the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the BETWEEN LOTS NUMBER 5 AND 6 AS SHOWN ON THE PLAT OF THE the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- MIDDLE RIVER LAND AND IMPROVEMENT COMPANY RECORDED AMONG purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- erty shall be resold at the purchaser’s risk and expense. In the event of a resale, THE LAND RECORDS OF BALTIMORE COUNTY IN PLAT BOOK I.W.S. NO. 1, erty shall be resold at the purchaser’s risk and expense. In the event of a resale, the defaulting purchaser shall not be entitled to receive any benefit from the FOLIO 120 AND RUNNING THENCE NORTHERLY BINDING ON THE EAST- the defaulting purchaser shall not be entitled to receive any benefit from the resale, including, but not limited to, additional proceeds or surplus which may SIDE OF RIVERTON ROAD FIFTY FEET TO LOT NUMBER 7, RUNNING arise therefrom. Interest to be paid on the unpaid purchase money at the rate THENCE EASTERLY BINDING ON SAID LOT NUMBER 7 ONE HUNDRED resale, including, but not limited to, additional proceeds or surplus which may pursuant to the Deed of Trust Note from the date of sale to the date funds are SEVENTY FIVE FEET TO THE WEST SIDE OF A TEN FOOT ALLEY THENCE arise therefrom. Interest to be paid on the unpaid purchase money at the rate SOUTHERLY BINDING ON THE WEST SIDE OF SAID ALLEY WITH THE US pursuant to the Deed of Trust Note from the date of sale to the date funds are received by the Substitute Trustees. There will be no abatement of interest in THEREOF IN COMMON WITH OTHERS FIFTY FEET TO LOT NUMBER 5, received by the Substitute Trustees. There will be no abatement of interest in the event additional funds are tendered at the time of sale or any time prior to THENCE WESTERLY BINDING THEREON ONE HUNDRED SEVENTY FIVE the event additional funds are tendered at the time of sale or any time prior to settlement or if the settlement is delayed for any reason. In the event that the FEET TO THE PLACE OF BEGINNING. BEING DESIGNATED AS LOT settlement or if the settlement is delayed for any reason. In the event that the Secured Party executes a forbearance agreement with the borrower(s) NUMBER 6, SECTION 3 ON THE ABOVE MENTIONED PLAT. THE IMPROVE- Secured Party executes a forbearance agreement with the borrower(s) described in the above-mentioned Deed of Trust, or allows the borrower(s) to MENTS THEREON BEING COMMONLY KNOWN AS 213 RIVERTON ROAD, execute their right to reinstate or payoff the subject loan, prior to the sale, with BALTIMORE, MARYLAND 21220. described in the above-mentioned Deed of Trust, or allows the borrower(s) to or without the Substitute Trustee’s prior knowledge, this Contract shall be null Said property is in fee simple and is improved by a DWELLING and is sold in execute their right to reinstate or payoff the subject loan, prior to the sale, with “as is condition” and subject to all superior covenants, conditions, liens, restric- or without the Substitute Trustee’s prior knowledge, this Contract shall be null and void and of no effect, and the Purchaser’s sole remedy shall be the return of tions, easement, rights-of-way, as may affect same, if any. and void and of no effect, and the Purchaser’s sole remedy shall be the return of the deposit without interest. Purchaser shall pay for documentary stamps, TERMS OF SALE: A deposit of $15,000 or 10% of the sale price, whichever is the deposit without interest. Purchaser shall pay for documentary stamps, transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- lower, cash or certified funds shall be required at the time of sale. The balance transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- minium fees and/or homeowner association dues, all public of the purchase price with interest at 6.00% per annum from the date of sale to minium fees and/or homeowner association dues, all public charges/assessments payable on an annual basis, including sanitary and/or the date of payment will be paid within TEN DAYS after the final ratification of metropolitan district charges, if applicable, shall be adjusted to the date of sale the sale. Adjustments on all taxes, public charges and special or regular assess- charges/assessments payable on an annual basis, including sanitary and/or and assumed thereafter by the purchaser. Purchaser shall be responsible for ments will be made as of the date of sale and thereafter assumed by purchaser. metropolitan district charges, if applicable, shall be adjusted to the date of sale If applicable, condominium and/or homeowners association dues and and assumed thereafter by the purchaser. Purchaser shall be responsible for obtaining physical possession of the property. Purchaser assumes the risk of assessments that may become due after the time of sale will be the obtaining physical possession of the property. Purchaser assumes the risk of loss or damage to the property from the date of sale forward. If the Substitute responsibility of the purchaser. Title examination, conveyancing, state revenue loss or damage to the property from the date of sale forward. If the Substitute Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) stamps, transfer taxes, title insurance, and all other costs incident to settlement Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) sole remedy in law or equity shall be limited to a refund of the aforementioned are to be paid by the purchaser. Time is of the essence for the purchaser, other- sole remedy in law or equity shall be limited to a refund of the aforementioned deposit without interest. In the event the sale is not ratified for any reason, the wise the deposit will be forfeited and the property may be resold at risk and Purchaser’s sole remedy, at law or equity, is the return of the deposit without costs of the defaulting purchaser. If the sale is not ratified or if the Substitute deposit without interest. In the event the sale is not ratified for any reason, the interest. (File # 552202) Trustees are unable to convey marketable title in accord with these terms of Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. (File # 549370) sale, the purchaser’s only remedy is the return of the deposit. Trustee’s File No. JAMES E. CLARKE, RENEE DYSON, 14-243715. LOAN TYPE= FHA JAMES E. CLARKE, RENEE DYSON, BRIAN THOMAS, BRIAN THOMAS, KRISTINE D. BROWN, et al., Substitute Trustees. Substitute Trustees. Substitute Trustees.

ap7,14,21 ap14,21,28 ap7,14,21

Baltimore County Baltimore County BROCK & SCOTT, PLLC BROCK & SCOTT, PLLC 484 VIKING DRIVE, SUITE 203 484 VIKING DRIVE, SUITE 203 VIRGINIA BEACH, VA 23452 VIRGINIA BEACH, VA 23452 Substitute Trustees’ Sale Of Substitute Trustees’ Sale Of Valuable Fee Simple Property Valuable Fee Simple Property Known as Known As 6918 Digby Road, Gwynn Oak, MD 21207 305 German Hill Road, Dundalk, MD 21222 ———————————— ———————————— Under and by virtue of the power of sale contained in a certain Deed of Trust to FRIEDMAN & MAC FAYDEN PA, Trus- Under and by virtue of the power of sale contained in a certain Deed of Trust to WILLIAM A. MARKWAT, Trustee(s), tee(s), dated August 23, 2006, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber dated November 4, 2005, and recorded among the Land Records of BALTIMORE COUNTY, MARYLAND in Liber 0023732, folio 406, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Substitute 0024587, folio 712, the holder of the indebtedness secured by this Deed of Trust having appointed the undersigned Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the terms Substitute Trustees, by instrument duly recorded among the aforesaid Land Records, default having occurred under the thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at public terms thereof, and at the request of the party secured thereby, the undersigned Substitute Trustee will offer for sale at auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING public auction at THE BALTIMORE COUNTY COURTHOUSE LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE PATRIOT PLACE), TOWSON, MD 21204 ON, FACING PATRIOT PLACE), TOWSON, MD 21204 ON, April 23, 2015 at 11:42 a.m. ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and April 23, 2015 at 11:39 a.m. described as follows: ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and BEGINNING FOR THE SAME AT THE BEGINNING OF THE WHOLE TRACT OF LAND OF WHICH THE LOT NOW described as follows: BEING DESCRIBED IS A PART AND WHICH SAID WHOLE TRACT OF LAND IS THE FIRST PARCEL DESCRIBED IN A BEGINNING FOR THE SAME AT A POINT ON THE NORTHEAST SIDE OF DIGBY ROAD LOCATED 411.38 FEET DEED DATED MAY 8, 1942 AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN LIBER NO. SOUTHEASTERLY FROM THE INTERSECTION FORMED BY THE NORTHEAST SIDE OF DIGBY ROAD AND THE 1242, FOLIO 51 FROM HARRY B. STENGEL AND WIFE TO JOHN PAGE AND WIFE; SAID PLACE OF BEGINNING SOUTHEAST SIDE OF SEDGEMOOR ROAD AND RUNNING THENCE BINDING ON THE NORTHEAST SIDE OF DIGBY BEING ALSO AT A POINT IN THE CENTER OF GERMAN HILL ROAD; AND RUNNING THENCE FROM SAID PLACE OF ROAD SOUTH 47DEGREES 13 MINUTES 25 SECONDS EAST 65 FEET THENCE NORTH 42 DEGREES 46 MINUTES 35 BEGINNING, BINDING ON PART OF THE FIRST LINE OF SAID WHOLE TRACT OF LAND AND BINDING ON THE SAID CENTER OF SAID GERMAN HILL ROAD, SOUTH 81 DEGREES 41 MINUTES WEST 50 FEET; THENCE LEAVING THE SECOND EAST 100 FEET THENCE NORTH 47 DEGREES 13 MINUTES 25 SECONDS WEST 65 FEET THENCE SOUTH 42 SAID CENTER OF SAID GERMAN HILL ROAD AND RUNNING FOR A LINE OF DIVISION SOUTH 8 DEGREES 30 DEGREES 46 MINUTES 35 SECONDS WEST 100 FEET TO THE PLACE OF BEGINNING CONTAINING THE 6500.00 MINUTES EAST 135 FEET TO INTERSECT THE THIRD LINE OF SAID WHOLE TRACT OF LAND AND RUNNING SQUARE FEET OF LAND MORE OR LESS. PLAT OF TEN ACRES, WHICH PLAT IS RECORDED AMONG THE LAND NORTH 84 DEGREES 41 MINUTES EAST 50 FEET TO THE END OF THE SAID THIRD LINE; THENCE BINDING ON THE RECORDS OF BALTIMORE COUNTY, IN PLAT BOOK GLB NO. 24, FOLIO 10. FOURTH LINE OF SAID WHOLE TRACT OF LAND AND RUNNING NORTH 8 DEGREES 30 MINUTES WEST 135 FEET, The property will be sold in an “AS IS WHERE IS” condition without either express or implied warranty or MORE OR LESS, TO THE PLACE OF BEGINNING. SAVE AND EXCEPT ALL THAT PARCEL OF LAND DESCRIBED IN A representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, DEED DATED AUGUST 16, 1965 AND RECORDED AMONG THE LAND RECORDS OF BALTIMORE COUNTY IN LIBER physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environ- OTG NO. 4509, FOLIO 334 FROM JOHN PAGE, WIDOWER UNTO BALTIMORE COUNTY, MARYLAND FOR THE WIDENING OF THE ROAD. mental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or The property will be sold in an “AS IS WHERE IS” condition without either express or implied warranty or other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The representation, including but not limited to the description, fitness for a particular purpose or use, structural integrity, property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any physical condition, construction, extent of construction, workmanship, materials, liability, zoning, subdivision, environ- condominium and of HOA assessments pursuant to Md Real Property Article 11-110. mental condition, merchantability, compliance with building or housing codes or other laws, ordinances or regulations, or TERMS OF SALE: A deposit of $14,500.00 payable in certified check or by a cashier’s check will be required from other similar matters, and subject to easements, agreements and restrictions of record which affect the same, if any. The purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of property will be sold subject to all conditions, liens, restrictions and agreements of record affecting same including any BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 8.75% on unpaid purchase money from date of sale to condominium and of HOA assessments pursuant to Md Real Property Article 11-110. TERMS OF SALE: A deposit of $19,000.00 payable in certified check or by a cashier’s check will be required from date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser purchaser at time of sale, balance in immediately available funds upon final ratification of sale by the Circuit Court of (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 5.43% on unpaid purchase money from date of sale to CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser’s deposit shall be forfeited date of settlement. The secured party herein, if a bidder, shall not be required to post a deposit. Third party purchaser and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private (excluding the secured party) will be required to complete full settlement of the purchase of the property within TEN (10) charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all CALENDAR DAYS of the ratification of the sale by the Circuit Court otherwise the purchaser’s deposit shall be forfeited documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If and the property will be resold at the risk and expense, of the defaulting purchaser. All other public charges and private applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale charges or assessments, including water/sewer charges, ground rent, taxes if any, to be adjusted to date of sale. Cost of all documentary stamps and transfer taxes and all other costs incident to the settlement shall be borne by the purchaser. If is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey applicable, condominium and/or homeowner association dues and assessments will be adjusted to date of sale. If the sale insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to is rescinded or not ratified for any reason, including post sale lender audit, or the Substitute Trustees are unable to convey the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees insurable title or a resale is to take place for any reason, the purchaser(s) sole remedy in law or equity shall be limited to whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void the refund of the aforementioned deposit. The purchaser waives all rights and claims against the Substitute Trustees and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to whether known or unknown. These provisions shall survive settlement Upon refund of the deposit, this sale shall be void post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and and of no effect, and the purchaser shall have no further claim against the Substitute Trustees. The sale is subject to borrower prior to the sale then the sale is void and the purchaser’s deposit shall be refunded without interest. Additional post-sale review of the status of the loan and that if any agreement to cancel the sale was entered into by the lender and borrower prior to the sale then the sale is void and the purchaser’s deposit shall be refunded without interest. Additional terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (13-22853) terms and conditions, if applicable, maybe announced at the time and date of sale. File No. (13-25703) KEITH M. YACKO, ROBERT E. FRAZIER, KEITH M. YACKO, ROBERT E. FRAZIER, THOMAS J. GARTNER, THOMAS J. GARTNER, JASON L. HAMLIN, JASON L. HAMLIN, and GENE JUNG, and GENE JUNG, Substitute Trustees. Substitute Trustees.

ap7,14,21 ap7,14,21 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 31B

Baltimore County Baltimore County Baltimore County BROCK & SCOTT, PLLC ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 484 VIKING DRIVE, SUITE 203 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 VIRGINIA BEACH, VA 23452 LEESBURG, VA 20175 LEESBURG, VA 20175 Substitute Trustee’s Sale 703-777-7101 703-777-7101 Of Valuable Fee Simple Property Known as Substitute Trustees’ Sale 8935 Greens Lane, Baltimore, MD 21133 Substitute Trustees’ Sale ———————————— Of Improved Real Property Under and by virtue of the power of sale contained in a certain Deed of Trust Of Improved Real Property to LARRY RICE, Trustee(s), dated July 23, 2004, and recorded among the Land 63 Northwood Drive, Lutherville Timonium, MD 21093 Records of BALTIMORE COUNTY, MARYLAND in Liber 20691, folio 574, the ———————————— 7 Ambling Way Court, Owings Mills, MD 21117 holder of the indebtedness secured by this Deed of Trust having appointed the Under a power of sale contained in a Deed of Trust from CHERYL HUFF, ———————————— undersigned Substitute Trustees, by instrument duly recorded among the afore- dated June 9, 2011 and recorded in Liber 30940, folio 007 among the Land Under a power of sale contained in a Deed of Trust from MARIA THOMAS said Land Records, default having occurred under the terms thereof, and at the Records of BALTIMORE COUNTY, MD, default having occurred thereunder AND CARLOS THOMAS, dated July 19, 2006 and recorded in Liber 0024248, request of the party secured thereby, the undersigned Substitute Trustee will (Foreclosure Case docketed as Case No. 03C15000154; Tax ID No. folio 437 among the Land Records of BALTIMORE COUNTY, MD, default having offer for sale at public auction at THE BALTIMORE COUNTY COURTHOUSE 08-0801035375) the Sub. Trustees will sell at public auction at the BALTIMORE occurred thereunder (Foreclosure Case docketed as Case No. 03C1401275; Tax LOCATED AT 401 BOSLEY AVE (MAIN ENTRANCE FACING PATRIOT COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE PLACE), TOWSON, MD 21204 ON, ID No. 02-2200010643) the Sub. Trustees will sell at public auction at the BALTI- FACING PATRIOT PLACE), TOWSON, MD 21204, on MORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN April 23, 2015 at 11:33 a.m. April 23, 2015 at 12:30 p.m. ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and described as follows: situated in BALTIMORE COUNTY, MD and more fully described in above refer- April 23, 2015 at 12:30 p.m. BEING KNOWN AND DESIGNATED AS LOT NO. 8, AS SHOWN ON A PLAT ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ENTITLED “MARCELLA WOODS, A RESUBDIVISION OF LOTS 1, 2, AND 3” enced Deed of Trust. WHICH PLAT IS RECORDED AMONG THE LAND RECORDS OF BALTIMORE The property will be sold in an “as is” condition and subject to conditions, situated in BALTIMORE COUNTY, MD and more fully described in above refer- COUNTY IN PLAT BOOK SM NO. 74, FOLIO 57. restrictions and agreements of record affecting the same, if any and with no enced Deed of Trust. The property will be sold in an “AS IS WHERE IS” condition without either warranty of any kind. The property will be sold in an “as is” condition and subject to conditions, restrictions and agreements of record affecting the same, if any and with no express or implied warranty or representation, including but not limited to the Terms of Sale: A deposit $24,000.00 by cash or certified check. Balance of the description, fitness for a particular purpose or use, structural integrity, physical warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by condition, construction, extent of construction, workmanship, materials, Terms of Sale: A deposit $43,000.00 by cash or certified check. Balance of the liability, zoning, subdivision, environmental condition, merchantability, the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchase price to be paid in cash within ten days of final ratification of sale by compliance with building or housing codes or other laws, ordinances or regula- purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the tions, or other similar matters, and subject to easements, agreements and erty shall be resold at the purchaser’s risk and expense. In the event of a resale, restrictions of record which affect the same, if any. The property will be sold purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the defaulting purchaser shall not be entitled to receive any benefit from the subject to all conditions, liens, restrictions and agreements of record affecting erty shall be resold at the purchaser’s risk and expense. In the event of a resale, same including any condominium and of HOA assessments pursuant to Md Real resale, including, but not limited to, additional proceeds or surplus which may the defaulting purchaser shall not be entitled to receive any benefit from the Property Article 11-110. arise therefrom. Interest to be paid on the unpaid purchase money at the rate resale, including, but not limited to, additional proceeds or surplus which may TERMS OF SALE: A deposit of $29,000.00 payable in certified check or by a pursuant to the Deed of Trust Note from the date of sale to the date funds are arise therefrom. Interest to be paid on the unpaid purchase money at the rate cashier’s check will be required from purchaser at time of sale, balance in received by the Substitute Trustees. There will be no abatement of interest in immediately available funds upon final ratification of sale by the Circuit Court pursuant to the Deed of Trust Note from the date of sale to the date funds are the event additional funds are tendered at the time of sale or any time prior to of BALTIMORE COUNTY, MARYLAND interest to be paid at the rate of 2.0% on received by the Substitute Trustees. There will be no abatement of interest in settlement or if the settlement is delayed for any reason. In the event that the unpaid purchase money from date of sale to date of settlement. The secured the event additional funds are tendered at the time of sale or any time prior to Secured Party executes a forbearance agreement with the borrower(s) party herein, if a bidder, shall not be required to post a deposit. Third party settlement or if the settlement is delayed for any reason. In the event that the purchaser (excluding the secured party) will be required to complete full settle- described in the above-mentioned Deed of Trust, or allows the borrower(s) to Secured Party executes a forbearance agreement with the borrower(s) ment of the purchase of the property within TEN (10) CALENDAR DAYS of the execute their right to reinstate or payoff the subject loan, prior to the sale, with described in the above-mentioned Deed of Trust, or allows the borrower(s) to ratification of the sale by the Circuit Court otherwise the purchaser’s deposit or without the Substitute Trustee’s prior knowledge, this Contract shall be null execute their right to reinstate or payoff the subject loan, prior to the sale, with shall be forfeited and the property will be resold at the risk and expense, of the and void and of no effect, and the Purchaser’s sole remedy shall be the return of defaulting purchaser. All other public charges and private charges or or without the Substitute Trustee’s prior knowledge, this Contract shall be null the deposit without interest. Purchaser shall pay for documentary stamps, assessments, including water/sewer charges, ground rent, taxes if any, to be and void and of no effect, and the Purchaser’s sole remedy shall be the return of transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- adjusted to date of sale. Cost of all documentary stamps and transfer taxes and the deposit without interest. Purchaser shall pay for documentary stamps, minium fees and/or homeowner association dues, all public all other costs incident to the settlement shall be borne by the purchaser. If transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- applicable, condominium and/or homeowner association dues and assessments charges/assessments payable on an annual basis, including sanitary and/or minium fees and/or homeowner association dues, all public charges- will be adjusted to date of sale. If the sale is rescinded or not ratified for any metropolitan district charges, if applicable, shall be adjusted to the date of sale /assessments payable on an annual basis, including sanitary and/or metropolitan reason, including post sale lender audit, or the Substitute Trustees are unable to and assumed thereafter by the purchaser. Purchaser shall be responsible for district charges, if applicable, shall be adjusted to the date of sale and assumed convey insurable title or a resale is to take place for any reason, the purchas- obtaining physical possession of the property. Purchaser assumes the risk of er(s) sole remedy in law or equity shall be limited to the refund of the aforemen- thereafter by the purchaser. Purchaser shall be responsible for obtaining loss or damage to the property from the date of sale forward. If the Substitute tioned deposit. The purchaser waives all rights and claims against the Substitute physical possession of the property. Purchaser assumes the risk of loss or Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustees whether known or unknown. These provisions shall survive settlement damage to the property from the date of sale forward. If the Substitute sole remedy in law or equity shall be limited to a refund of the aforementioned Upon refund of the deposit, this sale shall be void and of no effect, and the Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) purchaser shall have no further claim against the Substitute Trustees. The sale deposit without interest. In the event the sale is not ratified for any reason, the sole remedy in law or equity shall be limited to a refund of the aforementioned is subject to post-sale review of the status of the loan and that if any agreement Purchaser’s sole remedy, at law or equity, is the return of the deposit without deposit without interest. In the event the sale is not ratified for any reason, the to cancel the sale was entered into by the lender and borrower prior to the sale interest. (File # 554791) then the sale is void and the purchaser’s deposit shall be refunded without Purchaser’s sole remedy, at law or equity, is the return of the deposit without interest. Additional terms and conditions, if applicable, maybe announced at the interest. (File # 550875) time and date of sale. File No. (13-23695) JAMES E. CLARKE, RENEE DYSON, JAMES E. CLARKE, RENEE DYSON, KEITH M. YACKO, ROBERT E. FRAZIER, BRIAN THOMAS, BRIAN THOMAS, THOMAS J. GARTNER, JASON L. HAMLIN, Substitute Trustees. Substitute Trustees. and GENE JUNG, Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21

Baltimore County Baltimore County Baltimore County ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. ATLANTIC LAW GROUP, LLC. 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 1602 VILLAGE MARKET BLVD. SE, SUITE 310 LEESBURG, VA 20175 LEESBURG, VA 20175 LEESBURG, VA 20175 703-777-7101 703-777-7101 703-777-7101 Substitute Trustees’ Sale Substitute Trustees’ Sale Substitute Trustees’ Sale Of Improved Real Property Of Improved Real Property Of Improved Real Property 5649 Braxfield Road, Halethorpe, MD 21227 5018 Hilltop Acres Road, Perry Hall, MD 21128 8645 Oak Road, Parkville, MD 21234 ———————————— ———————————— ———————————— Under a power of sale contained in a Deed of Trust from DANIEL P. Under a power of sale contained in a Deed of Trust from JEANNE B. BLACK, Under a power of sale contained in a Deed of Trust from PHILIP M. HAYES, SANTORO, dated October 21, 2005 and recorded in Liber 0022826, folio 318 dated September 23, 2010 and recorded in Liber 030010, folio 234 among the dated September 25, 2007 and recorded in Liber 0026257, folio 714 among the among the Land Records of BALTIMORE COUNTY, MD, default having Land Records of BALTIMORE COUNTY, MD, default having occurred Land Records of BALTIMORE COUNTY, MD, default having occurred occurred thereunder (Foreclosure Case docketed as Case No.03C14014016; Tax thereunder (Foreclosure Case docketed as Case No. 03C14007623; Tax ID No. thereunder (Foreclosure Case docketed as Case No. 03C14005091; Tax ID No. ID No.13-1303370530) the Sub. Trustees will sell at public auction at the BALTI- 11-1900000633) the Sub. Trustees will sell at public auction at the BALTIMORE 09-0912400440) the Sub. Trustees will sell at public auction at the BALTIMORE MORE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE COUNTY COURTHOUSE, located at 401 BOSLEY AVE (MAIN ENTRANCE ENTRANCE FACING PATRIOT PLACE), TOWSON, MD 21204, on FACING PATRIOT PLACE), TOWSON, MD 21204, on FACING PATRIOT PLACE), TOWSON, MD 21204, on April 23, 2015 at 12:30 p.m. April 23, 2015 at 12:30 p.m. April 23, 2015 at 12:30 p.m. ALL THAT LEASEHOLD LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon ALL THAT FEE SIMPLE LOT OF GROUND and improvements thereon situated in BALTIMORE COUNTY, MD and more fully described in above refer- situated in BALTIMORE COUNTY, MD and more fully described in above refer- situated in BALTIMORE COUNTY, MD and more fully described in above refer- enced Deed of Trust. enced Deed of Trust. enced Deed of Trust. THE PROPERTY IS SUBJECT TO A GROUND RENT OF $150.00 PAYABLE The property will be sold in an “as is” condition and subject to conditions, The property will be sold in an “as is” condition and subject to conditions, ON THE 29th DAYS OF June AND December OF EACH AND EVERY YEAR restrictions and agreements of record affecting the same, if any and with no restrictions and agreements of record affecting the same, if any and with no The property will be sold in an “as is” condition and subject to conditions, warranty of any kind. warranty of any kind. restrictions and agreements of record affecting the same, if any and with no Terms of Sale: A deposit $22,900.00 by cash or certified check. Balance of the Terms of Sale: A deposit $16,100.00 by cash or certified check. Balance of the warranty of any kind. purchase price to be paid in cash within ten days of final ratification of sale by purchase price to be paid in cash within ten days of final ratification of sale by Terms of Sale: A deposit $26,200.00 by cash or certified check. Balance of the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the purchase price to be paid in cash within ten days of final ratification of sale by purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the Circuit Court for BALTIMORE COUNTY. Time is of the essence as to the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, erty shall be resold at the purchaser’s risk and expense. In the event of a resale, purchaser. If the purchaser defaults, the deposit shall be forfeited and the prop- the defaulting purchaser shall not be entitled to receive any benefit from the the defaulting purchaser shall not be entitled to receive any benefit from the erty shall be resold at the purchaser’s risk and expense. In the event of a resale, resale, including, but not limited to, additional proceeds or surplus which may resale, including, but not limited to, additional proceeds or surplus which may the defaulting purchaser shall not be entitled to receive any benefit from the arise therefrom. Interest to be paid on the unpaid purchase money at the rate arise therefrom. Interest to be paid on the unpaid purchase money at the rate resale, including, but not limited to, additional proceeds or surplus which may pursuant to the Deed of Trust Note from the date of sale to the date funds are pursuant to the Deed of Trust Note from the date of sale to the date funds are arise therefrom. Interest to be paid on the unpaid purchase money at the rate received by the Substitute Trustees. There will be no abatement of interest in received by the Substitute Trustees. There will be no abatement of interest in pursuant to the Deed of Trust Note from the date of sale to the date funds are the event additional funds are tendered at the time of sale or any time prior to the event additional funds are tendered at the time of sale or any time prior to received by the Substitute Trustees. There will be no abatement of interest in settlement or if the settlement is delayed for any reason. In the event that the settlement or if the settlement is delayed for any reason. In the event that the the event additional funds are tendered at the time of sale or any time prior to Secured Party executes a forbearance agreement with the borrower(s) Secured Party executes a forbearance agreement with the borrower(s) settlement or if the settlement is delayed for any reason. In the event that the described in the above-mentioned Deed of Trust, or allows the borrower(s) to described in the above-mentioned Deed of Trust, or allows the borrower(s) to Secured Party executes a forbearance agreement with the borrower(s) execute their right to reinstate or payoff the subject loan, prior to the sale, with execute their right to reinstate or payoff the subject loan, prior to the sale, with described in the above-mentioned Deed of Trust, or allows the borrower(s) to or without the Substitute Trustee’s prior knowledge, this Contract shall be null or without the Substitute Trustee’s prior knowledge, this Contract shall be null execute their right to reinstate or payoff the subject loan, prior to the sale, with and void and of no effect, and the Purchaser’s sole remedy shall be the return of and void and of no effect, and the Purchaser’s sole remedy shall be the return of or without the Substitute Trustee’s prior knowledge, this Contract shall be null the deposit without interest. Purchaser shall pay for documentary stamps, the deposit without interest. Purchaser shall pay for documentary stamps, and void and of no effect, and the Purchaser’s sole remedy shall be the return of transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- the deposit without interest. Purchaser shall pay for documentary stamps, minium fees and/or homeowner association dues, all public charges- minium fees and/or homeowner association dues, all public charges- transfer taxes and settlement expenses. Taxes, ground rent, water rent, condo- /assessments payable on an annual basis, including sanitary and/or metropolitan /assessments payable on an annual basis, including sanitary and/or metropolitan minium fees and/or homeowner association dues, all public charges- district charges, if applicable, shall be adjusted to the date of sale and assumed district charges, if applicable, shall be adjusted to the date of sale and assumed /assessments payable on an annual basis, including sanitary and/or metropolitan thereafter by the purchaser. Purchaser shall be responsible for obtaining thereafter by the purchaser. Purchaser shall be responsible for obtaining district charges, if applicable, shall be adjusted to the date of sale and assumed physical possession of the property. Purchaser assumes the risk of loss or physical possession of the property. Purchaser assumes the risk of loss or thereafter by the purchaser. Purchaser shall be responsible for obtaining damage to the property from the date of sale forward. If the Substitute damage to the property from the date of sale forward. If the Substitute physical possession of the property. Purchaser assumes the risk of loss or Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) damage to the property from the date of sale forward. If the Substitute sole remedy in law or equity shall be limited to a refund of the aforementioned sole remedy in law or equity shall be limited to a refund of the aforementioned Trustee(s) are unable to convey insurable title for any reason, the purchaser(s) deposit without interest. In the event the sale is not ratified for any reason, the deposit without interest. In the event the sale is not ratified for any reason, the sole remedy in law or equity shall be limited to a refund of the aforementioned Purchaser’s sole remedy, at law or equity, is the return of the deposit without Purchaser’s sole remedy, at law or equity, is the return of the deposit without deposit without interest. In the event the sale is not ratified for any reason, the interest. (File # 550956) interest. (File # 548499) Purchaser’s sole remedy, at law or equity, is the return of the deposit without JAMES E. CLARKE, RENEE DYSON, interest. (File # 554854) JAMES E. CLARKE, RENEE DYSON, SHANNON MENAPACE, JAMES E. CLARKE, RENEE DYSON, Substitute Trustees. Substitute Trustees. BRIAN THOMAS, Substitute Trustees.

ap7,14,21 ap7,14,21 ap7,14,21 4B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

“Cellco Partnership and its controlled affiliates doing business as Verizon Baltimore City. Baltimore City Wireless (Verizon Wireless) proposes to collocate wireless communications antennas at a top height of 167 feet on a 167-foot building at the approx. vicinity Jessica E. Hay Greenberg, Attorney, Garland M. Garrett, Proper Person, of 650 South Exeter Street, Baltimore, Baltimore City County, MD 21202. Public Law Office of Peter G. Angelos, P.C. 2208 E. Chase Street, comments regarding potential effects from this site on historic properties may be submitted within 30 days from the date of this publication to: Trileaf Corp, 210 W. Pennsylvania Avenue, Ste. 300, Baltimore, Maryland 21213 Stephanie, [email protected], 10845 Olive Blvd, Suite 260, St. Louis, MO Towson, Maryland 21204 63141, 314-997-6111.” ap21 Small Estate Notice of Appointment Notice to Creditors Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Compass Group USA - Legal Notice of Potential Notice to Unknown Heirs to all Persons Interested in the Estate of (107001) Richard Carlton Garrett Security Incident (04.16.2015) Estate of (90113) Joe E. Kelso Notice is given that GARLAND M. GARRETT, 2208 E. Chase Street, Compass Group USA recently became aware of a security incident involving Notice is given that V. DARLENE KELSO, 1840 Edgar Avenue, Chambersburg, Baltimore, Maryland 21213 was on April 16, 2015 appointed personal represent- NEXTEP, a provider of self-serve kiosks used at a limited number of our on-site Pennsylvania 17201 was on April 16, 2015 appointed personal representative of ative of the estate of Richard Carlton Garrett, who died on February 23, 2015 dining locations, including 13100 Columbia Pike, Silver Spring, MD 20904. We the small estate of Joe E. Kelso who died on September 15, 2009 with a will. without a will. are providing this notice as a precaution to tell kiosk users about the incident Further information can be obtained by reviewing the estate file in the office Further information can be obtained by reviewing the estate file in the office and to call their attention to some steps they may take to help protect them- of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the selves. attorney. attorney. Based upon an extensive forensic investigation, it appears that unauthorized All persons having any objection to the appointment shall file their objections All persons having any objection to the appointment shall file their objections individuals installed malicious software designed to capture payment card infor- with the Register of Wills within 30 days after the date of publication of this mation on certain NEXTEP self-serve kiosks, including the one in use at the Notice. All persons having an objection to the probate of the will shall file their with the Register of Wills on or before the 16th day of October, 2015. location identified above. Your payment card information (including name, objections with the Register of Wills within six months after the date of publica- Any person having a claim against the decedent must present the claim to the payment card account number, card expiration date and the CVV security code) tion of this Notice. undersigned personal representative or file it with the Register of Wills with a may be at risk if you used a payment card at a NEXTEP self-service kiosk at the All persons having claims against the decedent must serve their claims on the copy to the undersigned on or before the earlier of the following dates: on-site dining location identified above between February 2, 2015 and March 9, undersigned personal representative or file them with the Register of Wills with (1) Six months from the date of the decedent’s death, except if the decedent a copy to the undersigned on or before the earlier of the following dates: 2015. There is no indication that any other point-of-sale or network systems died before October 1, 1992, nine months from the date of the decedent’s death; (1) Six months from the date of the decedent’s death; except if the decedent or were impacted by this incident. died before October 1, 1992, nine months from the date of the decedent’s death; Safeguarding our customers’ information is something we take extremely seri- (2) Two months after the personal representative mails or otherwise delivers or to the creditor a copy of this published notice or other written notice, notifying ously. Upon learning of the situation, we swiftly disabled payment card (2) Thirty days after the personal representative mails or otherwise delivers to acceptance on the affected kiosks and have taken remediation steps to remove the creditor that the claim will be barred unless the creditor presents the claims the creditor a copy of this published notice or other written notice, notifying the within two months from the mailing or other delivery of the notice. A claim not the malicious software from the kiosks. As of now, the incident has been creditor that the claims will be barred unless the creditor presents the claim contained. within thirty days from the mailing or other delivery of the notice. Any claim not presented or filed on or before that date, or any extension provided by law, is As a general precaution, we recommend that you review and closely monitor served or filed within that time, or any extension provided by law, is unenforce- unenforceable thereafter. Claim forms may be obtained from the Register of your payment card account statements and credit report, and promptly report able thereafter. Wills. any unusual activity to your financial institution, the credit reporting agencies V. DARLENE KELSO, Personal Representative(s). GARLAND M. GARRETT, Personal Representative(s). and appropriate law enforcement authorities. You can find additional True Test--Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, information about steps to avoid identity theft at Register of Wills for Baltimore City, Register of Wills for Baltimore City, compass-usa.com/documents/InfoGuide.pdf, or by contacting the Federal Trade 111 N. Calvert Street, Baltimore, Maryland 21202 111 N. Calvert Street, Baltimore, Maryland 21202 Commission (FTC), the Maryland Office of the Attorney General, or one of the ap21 ap21,28,my5 national consumer reporting agencies, as follows: FTC, Consumer Response Center, 600 Pennsylvania Ave. NW, Washington, DC 20580; 1-877-438-4338; www.ftc.gov/idtheft Baltimore City. Baltimore City MD Attorney General, Consumer Protection Div., 200 St. Paul Pl., Baltimore, MD 21202; 1-888-743-0023; www.oag.state.md.us Carolyn W. Nazelrod, Attorney, Geoffrey Rosenbloom, Proper Person, TransUnion, P.O. Box 105281, Atlanta, GA 30348; 1-877-322-8228; www.transunion.com Law Office of Peter G. Angelos, P.C. 806 Kersey Road, Equifax, P.O. Box 105851, Atlanta, GA 30348; 1-800-685-1111; 210 W. Pennsylvania Avenue, Ste. 300, Silver Spring, Maryland 20902 www.equifax.com Towson, Maryland 21204 Experian, P.O. Box 2002, Allen, TX 75013; 1-888-397-3742; Small Estate Notice of Appointment Notice to Creditors Notice of Appointment Notice to Creditors www.experian.com Notice to Unknown Heirs to All Persons Interested in the We apologize for any inconvenience this causes and are offering one year of Notice to Unknown Heirs to all Persons Interested in the free identity protection services, including credit monitoring, to potentially Estate of (106999) Ruth Rosenbloom impacted NEXTEP kiosk users. You can learn more about this incident and Notice is given that GEOFFREY ROSENBLOOM, 806 Kersey Road, Silver ways you can protect yourself, including eligibility and enrollment information Estate of (89289) Gregory Thomas Gray Notice is given that ANGELA I. GRAY, 826 Woodmont Court, Joppa, Maryland Spring, Maryland 20902 was on April 16, 2015 appointed personal representative about the identity protection services described above, by visiting the following of the estate of Ruth Rosenbloom, who died on December 9, 2014 with a will. URL: 21085 was on April 16, 2015 appointed personal representative of the small estate of Gregory Thomas Gray who died on September 14, 2009 without a will. Further information can be obtained by reviewing the estate file in the office www.compass-usa.com/pages/KioskUpdate.aspx. You may also call Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the 888-829-6561. of the Register of Wills or by contacting the personal representative or the Compass Group USA attorney. attorney. All persons having any objection to the appointment or to the probate of the 2400 Yorkmont Road All persons having any objection to the appointment shall file their objections Charlotte, NC 28217 with the Register of Wills within 30 days after the date of publication of this decedent’s will shall file their objections with the Register of Wills on or before ap16,17,20,21,22 Notice. All persons having an objection to the probate of the will shall file their the 16th day of October, 2015. objections with the Register of Wills within six months after the date of publica- Any person having a claim against the decedent must present the claim to the tion of this Notice. undersigned personal representative or file it with the Register of Wills with a Request for Proposals For All persons having claims against the decedent must serve their claims on the copy to the undersigned on or before the earlier of the following dates: Professional Engineering Services: undersigned personal representative or file them with the Register of Wills with (1) Six months from the date of the decedent’s death, except if the decedent Engineering, Design and Bidding a copy to the undersigned on or before the earlier of the following dates: died before October 1, 1992, nine months from the date of the decedent’s death; (1) Six months from the date of the decedent’s death; except if the decedent or For died before October 1, 1992, nine months from the date of the decedent’s death; (2) Two months after the personal representative mails or otherwise delivers Heritage Park or to the creditor a copy of this published notice or other written notice, notifying Located in the City Havre de Grace, (2) Thirty days after the personal representative mails or otherwise delivers to the creditor that the claim will be barred unless the creditor presents the claims the creditor a copy of this published notice or other written notice, notifying the within two months from the mailing or other delivery of the notice. A claim not Harford County, Maryland creditor that the claims will be barred unless the creditor presents the claim The Lower Susquehanna Heritage Greenway, Inc. (LSHG) will accept within thirty days from the mailing or other delivery of the notice. Any claim not presented or filed on or before that date, or any extension provided by law, is proposals from qualified consultants for design services for Heritage Park in served or filed within that time, or any extension provided by law, is unenforce- unenforceable thereafter. Claim forms may be obtained from the Register of Havre de Grace, Maryland. A location map and concept plan is attached. able thereafter. Wills. Heritage Park is a partnership project. Site acquisition was conducted by ANGELA I. GRAY, Personal Representative(s). GEOFFREY ROSENBLOOM, Personal Representative(s). Harford County Government and the City of Havre de Grace. The Lower True Test--Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, Susquehanna Heritage Greenway, Inc. will use grant money from various public Register of Wills for Baltimore City, Register of Wills for Baltimore City, and private sources including but not limited to the National Park Service (NPS) 111 N. Calvert Street, Baltimore, Maryland 21202 111 N. Calvert Street, Baltimore, Maryland 21202 under the Chesapeake Bay Gateway’s Network (CBGN) program. The ap21,28,my5 successful bidder must comply with all local, state and federal review and ap21 permitting agencies. The following outlines the responsibilities of the successful consultant. Those responsibilities include the entire project including a site survey, preliminary Baltimore City Baltimore City engineering, final design, bidding, construction administration and final Hecht And Chapper, P.A., Joyce A. Fortune, Proper Person, inspection. The scope of services is available upon request by emailing [email protected] with the understanding that standard engineering 1000 S. Kenwood Avenue, 4348 Danlou Drive, responsibilities are not identifiable. Baltimore, Maryland 21224-4721 Baltimore, Maryland 21207 Proposals shall include the “Standard Engineering Estimate” included in the Small Estate Notice of Appointment Notice to Creditors scope of services and shall be submitted to: Mary Ann Lisanti, Executive Notice to Unknown Heirs to all Persons Interested in the Notice of Appointment Notice to Creditors Director, Lower Susquehanna Heritage Greenway, Attention: Mr. John Van Notice to Unknown Heirs to All Persons Interested in the Gilder, Government Relations c/o The City of Havre de Grace, 711 Pennington Estate of (86920) Delores F. Davenport Avenue, Havre de Grace, Maryland 21078 by 5:00 pm EST on May 15, 2015. Notice is given that CHARLES P. FORD, SR., 1807 Chelsea Road, Baltimore, Estate of (106998) Lucy R. Hays Proposals must be clearly marked with the project name “Heritage Park” in a Maryland 21216 was on April 14, 2015 appointed personal representative of the Notice is given that JOYCE A. FORTUNE, 4348 Danlou Drive, Baltimore, visible location on the exterior envelope. Timely proposals will be opened on small estate of Delores F. Davenport who died on November 19, 2006 without a Maryland 21207 was on April 16, 2015 appointed personal representative of the May 18, 2015 at City Hall in Havre de Grace. Proposals received after the will. estate of Lucy R. Hays, who died on February 7, 2015 without a will. deadline will not be accepted. Further information can be obtained by reviewing the estate file in the office Further information can be obtained by reviewing the estate file in the office All proposals submitted must be firm for a minimum of sixty (60) business of the Register of Wills or by contacting the personal representative or the days from opening. No bidder may withdraw a proposal within this time. of the Register of Wills or by contacting the personal representative or the attorney. attorney. All contractors must ensure that their employees, candidates for employment All persons having any objection to the appointment shall file their objections All persons having any objection to the appointment shall file their objections and applicants for employment must comply with all federal and state with the Register of Wills within 30 days after the date of publication of this employment laws and regulations including and not limited to Notice. All persons having an objection to the probate of the will shall file their with the Register of Wills on or before the 16th day of October, 2015. non-discrimination policy. objections with the Register of Wills within six months after the date of publica- Any person having a claim against the decedent must present the claim to the The Lower Susquehanna Heritage Greenway, Inc. reserves the right to refuse tion of this Notice. undersigned personal representative or file it with the Register of Wills with a any or all proposals and are not obligated to accept the lowest proposal. The All persons having claims against the decedent must serve their claims on the copy to the undersigned on or before the earlier of the following dates: LSHG may waive any irregularities in the proposal. undersigned personal representative or file them with the Register of Wills with (1) Six months from the date of the decedent’s death, except if the decedent Mary Ann Lisanti, Executive Director a copy to the undersigned on or before the earlier of the following dates: died before October 1, 1992, nine months from the date of the decedent’s death; (1) Six months from the date of the decedent’s death; except if the decedent or Lower Susquehanna Heritage Greenway, Inc. (2) Two months after the personal representative mails or otherwise delivers ap17,21,23 died before October 1, 1992, nine months from the date of the decedent’s death; or to the creditor a copy of this published notice or other written notice, notifying (2) Thirty days after the personal representative mails or otherwise delivers to the creditor that the claim will be barred unless the creditor presents the claims In compliance with the Maryland Coastal Management Program, TGS-NOPEC the creditor a copy of this published notice or other written notice, notifying the within two months from the mailing or other delivery of the notice. A claim not Geophysical Company serves notice of its application to perform a geophysical creditor that the claims will be barred unless the creditor presents the claim presented or filed on or before that date, or any extension provided by law, is exploration survey to the Maryland Department of the Environment (Bureau of within thirty days from the mailing or other delivery of the notice. Any claim not unenforceable thereafter. Claim forms may be obtained from the Register of Ocean Energy Management Permit Application E14-001). Information on served or filed within that time, or any extension provided by law, is unenforce- Wills. seismic surveys is also available on the U.S. Bureau of Ocean Energy able thereafter. JOYCE A. FORTUNE, Personal Representative(s). Management website at: http://www.boem.gov/Atlantic-G-G-PEIS. The following CHARLES P. FORD, SR., Personal Representative(s). True Test—Copy: BELINDA K. CONAWAY, describes the proposed survey in federal waters offshore Maryland. True Test--Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, As currently planned, 2,768 mi lines are included offshore Maryland’s coastal Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 zone and within offshore administrative boundaries, representing 8% of the ap21,28,my5 entire proposed survey lines. TGS has designed its survey such that no geophys- 111 N. Calvert Street, Baltimore, Maryland 21202 ical exploration will occur closer than 25 mi from the shoreline. The project ap21 does not propose any active surveying in the state’s coastal zone (state waters). TGS plans to use two (2) modern 2D seismic vessels with dedicated seismic and maritime crews. The seismic vessels will operate alongside several support Baltimore City. Baltimore City. vessels whose main purpose is to ensure the safety of the in-sea equipment. Vessels may, as necessary, utilize established shipping channels and ports for Geoffrey K. Calderone, Attorney, Karl Wiley, Proper Person, service. The survey vessels will likely acquire data at opposite ends of the Law Office of Peter G. Angelos, P.C. 328 S. Woodyear Street, proposed survey and will operate at least 25 mi apart. All seismic vessels are 210 W. Pennsylvania Avenue, Ste. 300, Towson, Maryland 21204 Baltimore, Maryland 21223 equipped with Automatic Identification Systems (AIS) which identify the vessels Small Estate Notice of Appointment Notice to Creditors on standard radars, allowing for immediate identification of the seismic vessel Small Estate Notice of Appointment Notice to Creditors to other vessels at a distance of at least 30 mi. TGS’ seismic operations will Notice to Unknown Heirs to all Persons Interested in the occur along pre-determined track lines at speeds of approximately 4-5 knots up Notice to Unknown Heirs to all Persons Interested in the to 24 hours per day as possible. Results of the 2D seismic program will be inter- preted to identify and map potential hydrocarbon-bearing formations and the Estate of (107007) Annie Clarke geologic structures that surround them. Survey activities are planned for the Notice is given that THERESA LAWS, 1800 N Hollins Street, Baltimore, Estate of (106996) Karl L. Wiley Maryland 21223 was on April 16, 2015 appointed personal representative of the second quarter of 2015. Notice is given that KARL WILEY, 328 S. Woodyear Street, Baltimore, small estate of Annie Clarke who died on January 20, 2015 without a will. Maryland 21223 was on April 16, 2015 appointed personal representative of the Further information can be obtained by reviewing the estate file in the office small estate of Karl L. Wiley who died on March 12, 2015 without a will. COMMENT PERIOD: April 15, 2015 - April 28, 2015 of the Register of Wills or by contacting the personal representative or the Further information can be obtained by reviewing the estate file in the office attorney. of the Register of Wills or by contacting the personal representative or the This application is subject to a 14 day public comment period. All comments All persons having any objection to the appointment shall file their objections attorney. are due on or before April 28, 2015. All comments should reference “TGS - with the Register of Wills within 30 days after the date of publication of this All persons having any objection to the appointment shall file their objections BOEM Permit Application E14-001” and be forwarded to: Joseph Abe, Maryland Notice. All persons having an objection to the probate of the will shall file their with the Register of Wills within 30 days after the date of publication of this Department of Natural Resources, Tawes State Office Building, 580 Taylor objections with the Register of Wills within six months after the date of publica- Notice. All persons having an objection to the probate of the will shall file their Avenue, E-2, Annapolis, MD 21401 Email: [email protected] Phone: tion of this Notice. objections with the Register of Wills within six months after the date of publica- 410-260-8740. ap15-17,20-24,27,28 All persons having claims against the decedent must serve their claims on the tion of this Notice. undersigned personal representative or file them with the Register of Wills with All persons having claims against the decedent must serve their claims on the a copy to the undersigned on or before the earlier of the following dates: undersigned personal representative or file them with the Register of Wills with (1) Six months from the date of the decedent’s death; except if the decedent a copy to the undersigned on or before the earlier of the following dates: died before October 1, 1992, nine months from the date of the decedent’s death; (1) Six months from the date of the decedent’s death; except if the decedent or died before October 1, 1992, nine months from the date of the decedent’s death; Need a Back Issue? (2) Thirty days after the personal representative mails or otherwise delivers to or the creditor a copy of this published notice or other written notice, notifying the (2) Thirty days after the personal representative mails or otherwise delivers to for editions published in the last week. creditor that the claims will be barred unless the creditor presents the claim the creditor a copy of this published notice or other written notice, notifying the $2 within thirty days from the mailing or other delivery of the notice. Any claim not creditor that the claims will be barred unless the creditor presents the claim served or filed within that time, or any extension provided by law, is unenforce- within thirty days from the mailing or other delivery of the notice. Any claim not for editions published 1-4 weeks ago. able thereafter. served or filed within that time, or any extension provided by law, is unenforce- $4 THERESA LAWS, Personal Representative(s). able thereafter. True Test--Copy: BELINDA K. CONAWAY, KARL WILEY, Personal Representative(s). for editions published more than a Register of Wills for Baltimore City, True Test--Copy: BELINDA K. CONAWAY, $6 month ago. 111 N. Calvert Street, Baltimore, Maryland 21202 Register of Wills for Baltimore City, ap21 111 N. Calvert Street, Baltimore, Maryland 21202 Call 443-524-8101 ap21 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 5B

Baltimore City Baltimore City Baltimore City. Dawn N. Thompson, Proper Person, Erik Y. Jordan Ehirim, Proper Person, Theresa A. DeSimone, Attorney, 4612 Park Heights Avenue, 2513 E. Strathmore Avenue, 417 E. Fayette Street, 10th Floor, Baltimore, Maryland 21215 Baltimore, Maryland 21214 Baltimore, Maryland 21202 Notice of Appointment Notice to Creditors IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001861 - Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Mayor and City Council of Baltimore, Plaintiff v. New Trend Development Notice to Unknown Heirs to All Persons Interested in the Corp., F/K/A New Trend Development Comp., Owner; Lakeside National, LLC, Mortgagee; and All persons having or claiming to have any interest in the Estate of (106286) Beverly Cook property known as Estate of (106995) Alfred T. Brown Notice is given that ERIK Y. JORDAN EHIRIM, 2513 E. Strathmore Avenue, Notice is given that DAWN N. THOMPSON, 4612 Park Heights Avenue, Balti- Baltimore, Maryland 21214, was on April 2, 2015 appointed personal representa- 1609 Normal Avenue more, Maryland 21215 was on April 16, 2015 appointed personal representative tive of the estate of Beverly Cook, who died on October 21, 2014 without a will. Ward 08, Section 02, Block 4165, Lot 064, or on The Certificate of Tax Sale of the estate of Alfred T. Brown, who died on August 14, 2011 without a will. Further information can be obtained by reviewing the estate file in the office No. 278714 of the Director of Finance, Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the Defendants. of the Register of Wills or by contacting the personal representative or the attorney. attorney. All persons having any objection to the appointment shall file their objections Order of Publication All persons having any objection to the appointment shall file their objections with the Register of Wills on or before the 2nd day of October, 2015. The object of this proceeding is to secure the foreclosure of all rights of with the Register of Wills on or before the 16th day of October, 2015. Any person having a claim against the decedent must present the claim to the redemption in the property known as 1609 Normal Ave. in the City of Baltimore, Any person having a claim against the decedent must present the claim to the undersigned personal representative or file it with the Register of Wills with a the tax sale certificate for which was sold by the Director of Finance for the undersigned personal representative or file it with the Register of Wills with a copy to the undersigned on or before the earlier of the following dates: City of Baltimore as Collector of Taxes for the City of Baltimore and the State of Maryland to the Plaintiff named in the caption above: copy to the undersigned on or before the earlier of the following dates: (1) Six months from the date of the decedent’s death, except if the decedent (1) Six months from the date of the decedent’s death, except if the decedent DESCRIPTION of the Property appears on the Tax Collectors Certificate of died before October 1, 1992, nine months from the date of the decedent’s death; Tax Sale as follows: Property known as 1609 Normal Ave., Ward 08, Section 02, died before October 1, 1992, nine months from the date of the decedent’s death; or or Block 4165, Lot 064, Lot Size 13x75. (2) Two months after the personal representative mails or otherwise delivers The Complaint states among other things, that the amounts necessary for (2) Two months after the personal representative mails or otherwise delivers to the creditor a copy of this published notice or other written notice, notifying redemption have not been paid. to the creditor a copy of this published notice or other written notice, notifying It is thereupon this 17th day of April, 2015 by the Circuit Court for Baltimore the creditor that the claim will be barred unless the creditor presents the claims the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not City, ORDERED, that notice be given by the insertion of a copy of this Order in within two months from the mailing or other delivery of the notice. A claim not some newspaper having a general circulation in Baltimore City, Maryland once presented or filed on or before that date, or any extension provided by law, is presented or filed on or before that date, or any extension provided by law, is a week for three (3) successive weeks, warning all persons interested in the unenforceable thereafter. Claim forms may be obtained from the Register of unenforceable thereafter. Claim forms may be obtained from the Register of property described above to appear in this Court by the 16th day of June, 2015, Wills. Wills. and redeem the property described above and answer the Complaint or DAWN N. THOMPSON, Personal Representative(s). ERIK Y. JORDAN EHIRIM, Personal Representative(s). thereafter a final judgment will be entered foreclosing all rights of redemption True Test—Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, in the the properties, and vesting in the Plaintiff title free and clear of all encum- brances. Register of Wills for Baltimore City, Register of Wills for Baltimore City, CYNTHIA H. JONES, Judge. 111 N. Calvert Street, Baltimore, Maryland 21202 111 N. Calvert Street, Baltimore, Maryland 21202 True Copy—Test: LAVINIA G. ALEXANDER, Clerk. ap21,28,my5 ap7,14,21 ap21,28,my5

Baltimore City. Baltimore City. Baltimore City Carrie A. Odom, Proper Person, Peter V. Gargano, Attorney, I. William Chase, Attorney, 634 Good Springs Road, 7222 Holabird Avenue, Chase, Chase & Hammerschlag, Aiken, South Carolina 29801 Baltimore, Maryland 21222 1190 W. Northern Parkway, Suite 124, Notice of Appointment Notice to Creditors Baltimore, Maryland 21210. Small Estate Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Estate of (106854) Donna Maria Flamini IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001769 - Notice to Unknown Heirs to all Persons Interested in the Notice is given that ANITA BROOKS, 4620 Greenhill Avenue, Baltimore, Mary- U.S. Liens, LLC, P.O. Box 352, Gambrills, Maryland 21054, Plaintiff v. Pepper land 21206, was on April 2, 2015 appointed personal representative of the estate Wilson, 2922 Mosher Street, Baltimore, Maryland 21216; and Unknown Estate of (106965) Charles Clatterbuck of Donna Maria Flamini, who died on March 21, 2015 without a will. Occupant residing at 1130 W. Lafayette Avenue, Unit F, Baltimore, Maryland Notice is given that CARRIE A. ODOM, 634 Good Springs Road, Aiken, South 21217; and the Mayor and City Council of Baltimore City, Serve On: George Carolina 29801 was on April 17, 2015 appointed personal representative of the Further information can be obtained by reviewing the estate file in the office small estate of Charles Clatterbuck who died on March 24, 2015 without a will. of the Register of Wills or by contacting the personal representative or the Nilson, City Solicitor, 101 City Hall, Balto., MD 21202; and all other persons Further information can be obtained by reviewing the estate file in the office attorney. having or claiming to have an interest in of the Register of Wills or by contacting the personal representative or the All persons having any objection to the appointment shall file their objections attorney. with the Register of Wills on or before the 2nd day of October, 2015. All persons having any objection to the appointment shall file their objections Any person having a claim against the decedent must present the claim to the 1130 W. Lafayette Avenue, Unit F with the Register of Wills within 30 days after the date of publication of this undersigned personal representative or file it with the Register of Wills with a Notice. All persons having an objection to the probate of the will shall file their objections with the Register of Wills within six months after the date of publica- copy to the undersigned on or before the earlier of the following dates: Defendants tion of this Notice. (1) Six months from the date of the decedent’s death, except if the decedent All persons having claims against the decedent must serve their claims on the died before October 1, 1992, nine months from the date of the decedent’s death; undersigned personal representative or file them with the Register of Wills with or a copy to the undersigned on or before the earlier of the following dates: (2) Two months after the personal representative mails or otherwise delivers Order of Publication The object of this proceeding is to secure the foreclosure of all rights of (1) Six months from the date of the decedent’s death; except if the decedent to the creditor a copy of this published notice or other written notice, notifying died before October 1, 1992, nine months from the date of the decedent’s death; the creditor that the claim will be barred unless the creditor presents the claims redemption in the following property, 1130 W. Lafayette Avenue, Unit F, or assessed to Pepper Wilson, and sold by the Collector of Taxes for the City of (2) Thirty days after the personal representative mails or otherwise delivers to within two months from the mailing or other delivery of the notice. A claim not the creditor a copy of this published notice or other written notice, notifying the presented or filed on or before that date, or any extension provided by law, is Baltimore and the State of Maryland to the Plaintiffs in these proceedings: creditor that the claims will be barred unless the creditor presents the claim unenforceable thereafter. Claim forms may be obtained from the Register of 1130 W. Lafayette Avenue, Unit F, within thirty days from the mailing or other delivery of the notice. Any claim not Wills. 724 Sq. Ft. served or filed within that time, or any extension provided by law, is unenforce- ANITA BROOKS, Personal Representative(s). Ward 16, Section 15, Block 0079, Lot 010E able thereafter. True Test—Copy: BELINDA K. CONAWAY, The Complaint states, among other things, that the amounts necessary for CARRIE A. ODOM, Personal Representative(s). Register of Wills for Baltimore City, redemption have not been paid, although the required time for filing a True Test--Copy: BELINDA K. CONAWAY, 111 N. Calvert Street, Baltimore, Maryland 21202 Complaint has elapsed. Register of Wills for Baltimore City, ap7,14,21 It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore 111 N. Calvert Street, Baltimore, Maryland 21202 City, Maryland. ap21 ORDERED, that notice be given by the insertion of a copy of this Order in some newspaper having a general circulation once a week for three successive Baltimore City Baltimore City weeks, before the 15th day of May, 2015, warning all persons interested in said property to be and appear in this Court by the 14th day of June, 2015, to redeem Rickie Dennis Reynolds, Proper Person, Marvin H. Schein, Attorney, the property, 1130 W. Lafayette Avenue, Unit F, and answer the Complaint of or 5915 Bland Avenue, 10 E. Baltimore Street, Ste 901, thereafter a final decree will be rendered foreclosing all rights of redemption in Baltimore, Maryland 21215 Baltimore, Maryland 21202 the property and vesting in the Plaintiff, U.S. Liens, LLC, a title free and clear of Notice of Appointment Notice to Creditors all encumbrances, except for ground rents. Notice of Appointment Notice to Creditors Notice to Unknown Heirs to All Persons Interested in the Notice to Unknown Heirs to All Persons Interested in the CYNTHIA H. JONES, Judge. Estate of (106862) Lucille Jackson True Copy—Test: LAVINIA G. ALEXANDER, Clerk. Estate of (106553) Sarah Reynolds Notice is given that STACIA JACKSON, P.O. Box 624, Wellesley Island, New ap21,28,my5 Notice is given that RICKIE DENNIS REYNOLDS, 5915 Bland Avenue, York 13640-0624, was on April 3, 2015 appointed personal representative of the Baltimore, Maryland 21215 was on April 16, 2015 appointed personal representa- estate of Lucille Jackson, who died on April 29, 1997 without a will. tive of the estate of Sarah Reynolds, who died on April 6, 2014 with a will. Further information can be obtained by reviewing the estate file in the office Baltimore City Further information can be obtained by reviewing the estate file in the office of the Register of Wills or by contacting the personal representative or the of the Register of Wills or by contacting the personal representative or the attorney. Anthony C. Onwuanibe, Attorney, attorney. All persons having any objection to the appointment shall file their objections P.O. Box 1534, All persons having any objection to the appointment or to the probate of the with the Register of Wills on or before the 7th day of October, 2015. decedent’s will shall file their objections with the Register of Wills on or before Any person having a claim against the decedent must present the claim to the Baltimore, Maryland 21203 the 21st day of October, 2015. undersigned personal representative or file it with the Register of Wills with a Any person having a claim against the decedent must present the claim to the copy to the undersigned on or before the earlier of the following dates: IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001784 - undersigned personal representative or file it with the Register of Wills with a (1) Six months from the date of the decedent’s death, except if the decedent Tark Development, LLC, P.O. Box 1534, Baltimore, MD 21203, Plaintiff v. copy to the undersigned on or before the earlier of the following dates: died before October 1, 1992, nine months from the date of the decedent’s death; Jerome P. Tina, Jr., 37-12 23rd Ave., Apt. 2, Astoria, NY 11105; and Boardwalk (1) Six months from the date of the decedent’s death, except if the decedent or 2001, LLC, S/O: Jay Dackman, Resident Agent, 825 N. Charles St., Baltimore, MD died before October 1, 1992, nine months from the date of the decedent’s death; (2) Two months after the personal representative mails or otherwise delivers 21201; and City of Baltimore, S/O Harry E. Black Director of Finance, 100 N. or to the creditor a copy of this published notice or other written notice, notifying (2) Two months after the personal representative mails or otherwise delivers Holliday Street, Room 454, Baltimore, MD 21202; The Mayor and City Council of the creditor that the claim will be barred unless the creditor presents the claims to the creditor a copy of this published notice or other written notice, notifying Baltimore City, S/O George A. Nilson, 100 N. Holliday Street, Baltimore, MD the creditor that the claim will be barred unless the creditor presents the claims within two months from the mailing or other delivery of the notice. A claim not 21202; and All unknown owners of the property described Below; all heirs, devi- within two months from the mailing or other delivery of the notice. A claim not presented or filed on or before that date, or any extension provided by law, is sees, personal representatives, and executors, administrators, grantees, assigns unenforceable thereafter. Claim forms may be obtained from the Register of presented or filed on or before that date, or any extension provided by law, is or successors in right, title, interest, and any and all persons having or claiming Wills. unenforceable thereafter. Claim forms may be obtained from the Register of to have any interest in the property and premises situate in the City of Wills. STACIA JACKSON, Personal Representative(s). Baltimore, known as RICKIE DENNIS REYNOLDS, Personal Representative(s). True Test—Copy: BELINDA K. CONAWAY, True Test—Copy: BELINDA K. CONAWAY, Register of Wills for Baltimore City, Register of Wills for Baltimore City, 111 N. Calvert Street, Baltimore, Maryland 21202 25 N. Smallwood Street and described as Lot Size 14-6x77 Being known as Ward 20 Section 14 Block 111 N. Calvert Street, Baltimore, Maryland 21202 ap7,14,21 ap21,28,my5 0190 Lot 030 on the Tax Roll of the Director of Finance, Defendants. Order of Publication Baltimore City. Baltimore City The object of this proceeding is to secure the foreclosure of all rights of redemption from tax sale on the property known as 25 N. Smallwood St. in John E. Bessicks, Proper Person, Paul O’Malley, Attorney, Baltimore City, State of Maryland, sold by the Finance Officer of Baltimore City, 3022 Overland Avenue, Special Assistant City Solicitor State of Maryland to Mayor and City Council of Baltimore and later assigned to Baltimore, Maryland 21214 417 E. Fayette Street, Room 1001, Tark Development, LLC, the Plaintiff. Baltimore, Maryland 21202. A DESCRIPTION of the property in substantially the same form as the Small Estate Notice of Appointment Notice to Creditors IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001701 - description appearing on the Certificate of Tax Sale is as follows: Lot Size Mayor and City Council of Baltimore, a municipal corporation, Plaintiff v. K&M 14-6x77, Ward 20 Section 14 Block 0190 Lot 030 Known as 25 N. Smallwood St. Notice to Unknown Heirs to all Persons Interested in the Associates (Forfeited); United States of America; And all persons having or claiming to have an interest in the Leasehold interest in the property known as: The complaint states among other things that the amount necessary for redemption has not been paid. Estate of (105339) Joshua Bessicks, Sr. 4729 Park Heights Avenue, Baltimore, MD It is thereupon this 16th day of April, 2015, by the Circuit Court for Baltimore Notice is given that JOHN E. BESSICKS, 3022 Overland Avenue, Baltimore, City, Ordered, that notice be given by the insertion of a copy of this Order in Maryland 21214 was on April 16, 2015 appointed personal representative of the In their own right or by, through or under K&M Associates. (Forfeited), small estate of Joshua Bessicks, Sr. who died on April 20, 2013 with a will. Defendants. some newspaper having a general circulation in Baltimore City once a week for Further information can be obtained by reviewing the estate file in the office three consecutive weeks, warning all persons interested in the property to of the Register of Wills or by contacting the personal representative or the Order of Publication appear in this Court by the 15th day of June, 2015, and redeem the property and attorney. This is to give notice that the Mayor and City Council of Baltimore has filed a answer the Complaint or thereafter a final judgment will be entered foreclosing All persons having any objection to the appointment shall file their objections Petition for Condemnation as against the Fee Simple interest in real property at all rights of redemption in the property and vesting in the Plaintiff a title to said with the Register of Wills within 30 days after the date of publication of this 4729 Park Heights Avenue, Baltimore, Maryland; more particularly described in Notice. All persons having an objection to the probate of the will shall file their the Petition for Condemnation on file with the Clerk of the Court. Said Petition property in Leasehold, free of all liens and encumbrances. objections with the Register of Wills within six months after the date of publica- was filed in the Circuit Court for Baltimore City, naming as Defendants those tion of this Notice. persons whose names appear in the heading of the case above set forth, some of CYNTHIA H. JONES, Judge. All persons having claims against the decedent must serve their claims on the whom being unlocateable by Petitioner, or are non-residents of the State of undersigned personal representative or file them with the Register of Wills with Maryland. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. a copy to the undersigned on or before the earlier of the following dates: Petitioner and Defendants have been unable to agree upon a price to be paid ap21,28,my5 (1) Six months from the date of the decedent’s death; except if the decedent for said property, in which the above noted persons may have an interest. died before October 1, 1992, nine months from the date of the decedent’s death; The relief prayed in said Petition is that said Fee Simple interest in 4729 Park or Heights Avenue be condemned for public purposes as aforesaid. (2) Thirty days after the personal representative mails or otherwise delivers to WHEREUPON, it is this 9th day of April, 2015, by the Circuit Court for the creditor a copy of this published notice or other written notice, notifying the Baltimore City, creditor that the claims will be barred unless the creditor presents the claim ORDERED, that Petitioner cause a copy of this Order to be inserted in a within thirty days from the mailing or other delivery of the notice. Any claim not newspaper published in Baltimore City, Maryland, once a week in each of three TO PLACE LEGAL served or filed within that time, or any extension provided by law, is unenforce- successive weeks before the 11th day of May, 2015, giving notice to the above able thereafter. named defendants of the object and substance of the Petition, and warning JOHN E. BESSICKS, Personal Representative(s). them to show cause, if any there be, on or before the 9th day of June, 2015, why ADVERTISING CALL True Test--Copy: BELINDA K. CONAWAY, the property interests aforesaid should not be condemned as prayed, and that Register of Wills for Baltimore City, failure to do so may result in the granting of the relief sought herein. PHILIP SENAN JACKSON, Judge. 443-524-8188 111 N. Calvert Street, Baltimore, Maryland 21202 ap21 True Copy—Test: LAVINIA G. ALEXANDER, Clerk. ap14,21,28 6B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore City. Baltimore City. Anthony C. Onwuanibe, Attorney, I. William Chase, Attorney, Theresa A. DeSimone, Attorney, P.O. Box 1534, Chase, Chase & Hammerschlag, 417 E. Fayette Street, 10th Floor, Baltimore, Maryland 21203 1190 W. Northern Parkway, Suite 124, Baltimore, Maryland 21202 Baltimore, Maryland 21210. IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001688 - Mayor and City Council of Baltimore, Plaintiff v. Tuyen Nguyen, Owner; and All IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001749 - persons having or claiming to have any interest in the property known as Tark Development, LLC, P.O. Box 1534, Baltimore, MD 21203, Plaintiff v. IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001768 - Teskin, LLC, S/O: It’s a Process LLC by serving Laurie Neary, Resident Agent, U.S. Liens, LLC, P.O. Box 352, Gambrills, Maryland 21054, Plaintiff v. Luz 719 N. Rose Street 5108 Meridy Ave., Notthingham, MD 21236; and City of Baltimore, S/O Henry Guevara, 3155 Leeds Avenue, Baltimore, Maryland 21229; and Unknown Ward 07, Section 17, Block 1625. Lot 084, or on The Certificate of Tax Sale Raymond, Director of Finance, 100 N. Holliday Street, Room 454, Baltimore, MD Occupant residing at 3155 Leeds Avenue, Baltimore, Maryland 21229; and the No. 280324 of the Director of Finance, 21202; The Mayor and City Council of Baltimore City, S/O George A. Nilson, 100 Mayor and City Council of Baltimore City, Serve On: George Nilson, City Defendants. N. Holliday Street, Baltimore, MD 21202; and All unknown owners of the Solicitor, 101 City Hall, Balto., MD 21202; and all other persons having or property described Below; all heirs, devisees, personal representatives, and claiming to have an interest in Order of Publication The object of this proceeding is to secure the foreclosure of all rights of executors, administrators, grantees, assigns or successors in right, title, interest, redemption in the property known as 719 N. Rose St. in the City of Baltimore, and any and all persons having or claiming to have any interest in the property the tax sale certificate for which was sold by the Director of Finance for the and premises situate in the City of Baltimore, known as 3155 Leeds Avenue City of Baltimore as Collector of Taxes for the City of Baltimore and the State of Maryland to the Plaintiff named in the caption above: DESCRIPTION of the Property appears on the Tax Collectors Certificate of 1833 E. North Avenue Defendants Tax Sale as follows: Property known as 719 N. Rose St., Ward 07, Section 17, Block 1625. Lot 084, Lot Size 12x65. and described as Lot Size 13-8x76 Being known as Ward 08 Section 03 Block The Complaint states among other things, that the amounts necessary for 1447 Lot 038 on the Tax Roll of the Director of Finance, Defendants. Order of Publication redemption have not been paid. It is thereupon this 9th day of April, 2015 by the Circuit Court for Baltimore The object of this proceeding is to secure the foreclosure of all rights of City, ORDERED, that notice be given by the insertion of a copy of this Order in redemption in the following property, 3155 Leeds Avenue, assessed to Luz some newspaper having a general circulation in Baltimore City, Maryland once Order of Publication Guevara, and sold by the Collector of Taxes for the City of Baltimore and the a week for three (3) successive weeks, warning all persons interested in the The object of this proceeding is to secure the foreclosure of all rights of State of Maryland to the Plaintiffs in these proceedings: property described above to appear in this Court by the 8th day of June, 2015, redemption from tax sale on the property known as 1833 E. North Ave. in Balti- and redeem the property described above and answer the Complaint or 3155 Leeds Avenue, thereafter a final judgment will be entered foreclosing all rights of redemption more City, State of Maryland, sold by the Finance Officer of Baltimore City, 29x200 in the the properties, and vesting in the Plaintiff title free and clear of all encum- State of Maryland to Tark Development, LLC, the Plaintiff. Ward 20, Section 21, Block 2197, Lot 033 brances. A DESCRIPTION of the property in substantially the same form as the The Complaint states, among other things, that the amounts necessary for PHILIP JACKSON, Judge. description appearing on the Certificate of Tax Sale is as follows: Lot Size redemption have not been paid, although the required time for filing a True Copy—Test: LAVINIA G. ALEXANDER, Clerk. 13-8x76, Ward 08 Section 03 Block 1447 Lot 038 Known as 1833 E. North Ave. Complaint has elapsed. ap14,21,28 The complaint states among other things that the amount necessary for It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore redemption has not been paid. City, Maryland. Baltimore City. It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore ORDERED, that notice be given by the insertion of a copy of this Order in City, Ordered, that notice be given by the insertion of a copy of this Order in some newspaper having a general circulation once a week for three successive Theresa A. DeSimone, Attorney, some newspaper having a general circulation in Baltimore City once a week for weeks, before the 15th day of May, 2015, warning all persons interested in said 417 E. Fayette Street, 10th Floor, three consecutive weeks, warning all persons interested in the property to property to be and appear in this Court by the 14th day of June, 2015, to redeem Baltimore, Maryland 21202 appear in this Court by the 14th day of June, 2015, and redeem the property and the property, 3155 Leeds Avenue, and answer the Complaint of or thereafter a IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001685 - answer the Complaint or thereafter a final judgment will be entered foreclosing final decree will be rendered foreclosing all rights of redemption in the property Mayor and City Council of Baltimore, Plaintiff v. Amos Lee Jenkins, Owner; and all rights of redemption in the property and vesting in the Plaintiff a title to said and vesting in the Plaintiff, U.S. Liens, LLC, a title free and clear of all encum- All persons having or claiming to have any interest in the property known as property in Leasehold, free of all liens and encumbrances. brances, except for ground rents. 1510 N. Rose Street Ward 08, Section 16, Block 1486, Lot 051, or on The Certificate of Tax Sale CYNTHIA H. JONES, Judge. CYNTHIA H. JONES, Judge. No. 280333 of the Director of Finance, True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. Defendants. ap21,28,my5 ap21,28,my5 Order of Publication The object of this proceeding is to secure the foreclosure of all rights of Baltimore City Baltimore City redemption in the property known as 1510 N. Rose St. in the City of Baltimore, the tax sale certificate for which was sold by the Director of Finance for the Anthony C. Onwuanibe, Attorney, Anthony C. Onwuanibe, Attorney, City of Baltimore as Collector of Taxes for the City of Baltimore and the State of Maryland to the Plaintiff named in the caption above: P.O. Box 1534, P.O. Box 1534, DESCRIPTION of the Property appears on the Tax Collectors Certificate of Baltimore, Maryland 21203 Baltimore, Maryland 21203 Tax Sale as follows: Property known as 1510 N. Rose St., Ward 08, Section 16, Block 1486, Lot 051, Lot Size 12-6x43-3. IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001785 - The Complaint states among other things, that the amounts necessary for IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001752 - redemption have not been paid. Tark Development, LLC, P.O. Box 1534, Baltimore, MD 21203, Plaintiff v. REO Property Servicing Trust, 920 S. Conkling Street, Baltimore, MD 21224, It is thereupon this 9th day of April, 2015 by the Circuit Court for Baltimore Teskin, LLC, S/O: It’s a Process LLC by serving Laurie Neary, Resident Agent, Plaintiff v. Gregory Garland, 824 N. Carey St., Baltimore, MD 21217; and Helene City, ORDERED, that notice be given by the insertion of a copy of this Order in 5108 Meridy Ave., Notthingham, MD 21236; and City of Baltimore, S/O Henry A. Hines, 4 Rubyfield Ct., Baltimore, MD 21209; and U.S. Bank, NA, S/O: The some newspaper having a general circulation in Baltimore City, Maryland once a week for three (3) successive weeks, warning all persons interested in the Raymond, Director of Finance, 100 N. Holliday Street, Room 454, Baltimore, MD Corporation Trust, Inc., RA, 351 W. Camden St., Baltimore, MD 21201; and L. Darren Goldberg, Substitute Trustee, 803 Sycolin Road, Ste. 301, Leesburg, VA property described above to appear in this Court by the 8th day of June, 2015, 21202; The Mayor and City Council of Baltimore City, S/O George A. Nilson, 100 and redeem the property described above and answer the Complaint or N. Holliday Street, Baltimore, MD 21202; and All unknown owners of the 20175; and David A. Kasuba, Substitute Trustee, 803 Sycolin Road, Ste. 301, thereafter a final judgment will be entered foreclosing all rights of redemption property described Below; all heirs, devisees, personal representatives, and Leesburg, VA 20175; and City of Baltimore, S/O Henry Raymond, Director of in the the properties, and vesting in the Plaintiff title free and clear of all encum- brances. executors, administrators, grantees, assigns or successors in right, title, interest, Finance, 100 N. Holliday Street, Room 454, Baltimore, MD 21202; The Mayor PHILIP JACKSON, Judge. and any and all persons having or claiming to have any interest in the property and City Council of Baltimore City, S/O George A. Nilson, 100 N. Holliday Street, True Copy—Test: LAVINIA G. ALEXANDER, Clerk. and premises situate in the City of Baltimore, known as Baltimore, MD 21202; and All unknown owners of the property described Below; all heirs, devisees, personal representatives, and executors, ap14,21,28 1516 N. Monroe Street administrators, grantees, assigns or successors in right, title, interest, and any and all persons having or claiming to have any interest in the property and Baltimore City. and described as Lot Size 15-3x90 Being known as Ward 15 Section 38 Block premises situate in the City of Baltimore, known as 0019 Lot 068 on the Tax Roll of the Director of Finance, Defendants. Theresa A. DeSimone, Attorney, 824 N. Carey Street 417 E. Fayette Street, 10th Floor, and described as Lot Size 15-6x120 Being known as Ward 16 Section 13 Block Baltimore, Maryland 21202 0089 Lot 051 on the Tax Roll of the Director of Finance, Defendants. IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001686 - Order of Publication Mayor and City Council of Baltimore, Plaintiff v. Israel Baptist Church, Incorpo- The object of this proceeding is to secure the foreclosure of all rights of rated in the State of Maryland as Israel Baptist Church of Baltimore City, redemption from tax sale on the property known as 1516 N. Monroe St. in Balti- Order of Publication Owner; and All persons having or claiming to have any interest in the property more City, State of Maryland, sold by the Finance Officer of Baltimore City, The object of this proceeding is to secure the foreclosure of all rights of known as State of Maryland to Tark Development, LLC, the Plaintiff. redemption from tax sale on the property known as 824 N. Carey St. in A DESCRIPTION of the property in substantially the same form as the Baltimore City, State of Maryland, sold by the Finance Officer of Baltimore City, 2024 E. Biddle Street description appearing on the Certificate of Tax Sale is as follows: Lot Size State of Maryland to REO Property Servicing Trust, the Plaintiff. Ward 08, Section 11, Block 1533, Lot 013, or on The Certificate of Tax Sale A DESCRIPTION of the property in substantially the same form as the No. 273253 of the Director of Finance, 15-3x90, Ward 15 Section 38 Block 0019 Lot 068 Known as 1516 N. Monroe St. Defendants. The complaint states among other things that the amount necessary for description appearing on the Certificate of Tax Sale is as follows: Lot Size redemption has not been paid. 15-6x120, Ward 16 Section 13 Block 0089 Lot 051 Known as 824 N. Carey St. The complaint states among other things that the amount necessary for Order of Publication It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore The object of this proceeding is to secure the foreclosure of all rights of City, Ordered, that notice be given by the insertion of a copy of this Order in redemption has not been paid. redemption in the property known as 2024 E. Biddle St. in the City of Baltimore, some newspaper having a general circulation in Baltimore City once a week for It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore the tax sale certificate for which was sold by the Director of Finance for the City, Ordered, that notice be given by the insertion of a copy of this Order in City of Baltimore as Collector of Taxes for the City of Baltimore and the State of three consecutive weeks, warning all persons interested in the property to some newspaper having a general circulation in Baltimore City once a week for Maryland to the Plaintiff named in the caption above: appear in this Court by the 14th day of June, 2015, and redeem the property and three consecutive weeks, warning all persons interested in the property to DESCRIPTION of the Property appears on the Tax Collectors Certificate of answer the Complaint or thereafter a final judgment will be entered foreclosing appear in this Court by the 14th day of June, 2015, and redeem the property and Tax Sale as follows: Property known as 2024 E. Biddle St., Ward 08, Section 11, Block 1533, Lot 013, Lot Size 14x80. all rights of redemption in the property and vesting in the Plaintiff a title to said answer the Complaint or thereafter a final judgment will be entered foreclosing property in Leasehold, free of all liens and encumbrances. The Complaint states among other things, that the amounts necessary for all rights of redemption in the property and vesting in the Plaintiff a title to said redemption have not been paid. property in Fee Simple, free of all liens and encumbrances. It is thereupon this 9th day of April, 2015 by the Circuit Court for Baltimore CYNTHIA H. JONES, Judge. CYNTHIA H. JONES, Judge. City, ORDERED, that notice be given by the insertion of a copy of this Order in True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. some newspaper having a general circulation in Baltimore City, Maryland once ap21,28,my5 ap21,28,my5 a week for three (3) successive weeks, warning all persons interested in the property described above to appear in this Court by the 8th day of June, 2015, and redeem the property described above and answer the Complaint or thereafter a final judgment will be entered foreclosing all rights of redemption Baltimore City Baltimore City. in the the properties, and vesting in the Plaintiff title free and clear of all encum- brances. Anthony C. Onwuanibe, Attorney, I. William Chase, Attorney, PHILIP JACKSON, Judge. P.O. Box 1534, Chase, Chase & Hammerschlag, True Copy—Test: LAVINIA G. ALEXANDER, Clerk. Baltimore, Maryland 21203 1190 W. Northern Parkway, Suite 124, ap14,21,28 IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001747 - Baltimore, Maryland 21210. Tark Development, LLC, P.O. Box 1534, Baltimore, MD 21203, Plaintiff v. Baltimore City. Manuel Martinez, 8600 Shadwell Dr., Apt. 10, Alexandria, VA 22309; and Select Portfolio Servicing, Inc., S/O: CSC Lawyers Inc. Serv. Co., RA, 7 St. Paul Street, IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001767 - Theresa A. DeSimone, Attorney, Ste. 1660, Baltimore, MD 21202; and John S. Burson, Substitute Trustee, 10021 U.S. Liens, LLC, P.O. Box 352, Gambrills, Maryland 21054, Plaintiff v. Jose Balls Ford Road, Ste. 200, Manassas, VA 20109; and William M. Savage, Bonilla, 1918 W. Lombard Street, Baltimore, Maryland 21223; and Juana Antonia 417 E. Fayette Street, 10th Floor, Substitute Trustee, 10021 Balls Ford Road, Ste. 200, Manassas, VA 20109; and Pacheco, 1918 W. Lombard Street, Baltimore, MD 21223; and Unknown Baltimore, Maryland 21202 Gregory N. Britto, Substitute Trustee, 10021 Balls Ford Road, Ste. 200, IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001687 - Occupant residing at 1918 W. Lombard Street, Baltimore, Maryland 21223; and Mayor and City Council of Baltimore, Plaintiff v. Estate of Viola Coley, Owner; Manassas, VA 20109; and Kristine D. Brown, Substitute Trustee, 10021 Balls the Mayor and City Council of Baltimore City, Serve On: George Nilson, City Ford Road, Ste. 200, Manassas, VA 20109; and Jessica L. Harrington, Substitute and All persons having or claiming to have any interest in the property known Trustee, 10021 Balls Ford Road, Ste. 200, Manassas, VA 20109; and Michael Solicitor, 101 City Hall, Balto., MD 21202; and all other persons having or as Coogen, Jr., Esq., Substitute Trustee, 10021 Balls Ford Road, Ste. 200, Manassas, claiming to have an interest in VA 20109; and City of Baltimore, S/O Henry Raymond, Director of Finance, 100 1826 Etting Street N. Holliday Street, Room 454, Baltimore, MD 21202; The Mayor and City Council 1918 W. Lombard Street Ward 14, Section 08, Block 0328, Lot 094, or on The Certificate of Tax Sale of Baltimore City, S/O George A. Nilson, 100 N. Holliday Street, Baltimore, MD Defendants No. 275328 of the Director of Finance, 21202; and All unknown owners of the property described Below; all heirs, devi- Defendants. sees, personal representatives, and executors, administrators, grantees, assigns or successors in right, title, interest, and any and all persons having or claiming Order of Publication to have any interest in the property and premises situate in the City of Order of Publication The object of this proceeding is to secure the foreclosure of all rights of Baltimore, known as The object of this proceeding is to secure the foreclosure of all rights of redemption in the property known as 1826 Etting St. in the City of Baltimore, redemption in the following property, 1918 W. Lombard Street, assessed to Jose the tax sale certificate for which was sold by the Director of Finance for the Bonilla and Juana Antonia Pacheco, and sold by the Collector of Taxes for the City of Baltimore as Collector of Taxes for the City of Baltimore and the State of 1932 Mosher Street Maryland to the Plaintiff named in the caption above: and described as Lot Size 14x80 Being known as Ward 16 Section 05 Block City of Baltimore and the State of Maryland to the Plaintiffs in these proceed- DESCRIPTION of the Property appears on the Tax Collectors Certificate of 0058 Lot 017 on the Tax Roll of the Director of Finance, Defendants. ings: Tax Sale as follows: Property known as 1826 Etting St., Ward 14, Section 08, 1918 W. Lombard Street, Block 0328, Lot 094, Lot Size 10--9x70. 12-6x57 The Complaint states among other things, that the amounts necessary for Order of Publication redemption have not been paid. The object of this proceeding is to secure the foreclosure of all rights of Ward 20, Section 12, Block 0226, Lot 009 It is thereupon this 9th day of April, 2015 by the Circuit Court for Baltimore redemption from tax sale on the property known as 1932 Mosher St. in The Complaint states, among other things, that the amounts necessary for City, ORDERED, that notice be given by the insertion of a copy of this Order in Baltimore City, State of Maryland, sold by the Finance Officer of Baltimore City, redemption have not been paid, although the required time for filing a some newspaper having a general circulation in Baltimore City, Maryland once State of Maryland to Tark Development, LLC, the Plaintiff. Complaint has elapsed. a week for three (3) successive weeks, warning all persons interested in the A DESCRIPTION of the property in substantially the same form as the property described above to appear in this Court by the 8th day of June, 2015, description appearing on the Certificate of Tax Sale is as follows: Lot Size It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore and redeem the property described above and answer the Complaint or 14x80, Ward 16 Section 05 Block 0058 Lot 068 Known as 1932 Mosher St. City, Maryland. thereafter a final judgment will be entered foreclosing all rights of redemption The complaint states among other things that the amount necessary for ORDERED, that notice be given by the insertion of a copy of this Order in in the the properties, and vesting in the Plaintiff title free and clear of all encum- redemption has not been paid. some newspaper having a general circulation once a week for three successive brances. It is thereupon this 15th day of April, 2015, by the Circuit Court for Baltimore weeks, before the 15th day of May, 2015, warning all persons interested in said PHILIP JACKSON, Judge. City, Ordered, that notice be given by the insertion of a copy of this Order in property to be and appear in this Court by the 14th day of June, 2015, to redeem True Copy—Test: LAVINIA G. ALEXANDER, Clerk. some newspaper having a general circulation in Baltimore City once a week for the property, 1918 W. Lombard Street, and answer the Complaint of or ap14,21,28 three consecutive weeks, warning all persons interested in the property to appear in this Court by the 14th day of June, 2015, and redeem the property and thereafter a final decree will be rendered foreclosing all rights of redemption in answer the Complaint or thereafter a final judgment will be entered foreclosing the property and vesting in the Plaintiff, U.S. Liens, LLC, a title free and clear of all rights of redemption in the property and vesting in the Plaintiff a title to said all encumbrances, except for ground rents. property in Leasehold, free of all liens and encumbrances. TO PLACE LEGAL ADVERTISING CYNTHIA H. JONES, Judge. CYNTHIA H. JONES, Judge. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. CALL 443-524-8188 ap21,28,my5 ap21,28,my5 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 7B

Baltimore City Baltimore County Baltimore County Anthony C. Onwuanibe, Attorney, John E. Reid, Attorney, J. Scott Morse, Attorney, P.O. Box 1534, Tobin, O’Connor & Ewing, Law Office of J. Scott Morse, LLC, Baltimore, Maryland 21203 5335 Wisconsin Avenue, N.W., Suite 700, 9 Newburg Avenue, Suite 201, Washington, D.C. 20015. Catonsville, Maryland 21228. IN THE CIRCUIT COURT FOR BALTIMORE CITY - Case No. 24-C-15-001757 - IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. Janine Brown, 18303 Juneforest Drive, Humble, TX 77346, Plaintiff v. Gail Saun- 03-C-13-014460 - US Bank, NA as Custodian for SPE 2013, LLC, Plaintiff v. Syed Abdul Quadeer; Syeda Rana Qadeer; Baltimore, County, Maryland and All IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. ders, Personal Representative to The Estate of Herman L. Saunders, Sr., 3023 unknown owners of the property described below; all heirs, devisees, personal 03-C-15-003440 - Paul Jednorski, Plaintiff v. Estate of James Biays Bowerman; Windsor Avenue, Baltimore, MD 21216 and Gloria M. Saunders, 3023 Windsor representatives, and executors, administrators, grantees, assigns or successors Baltimore County, State of Maryland; Unknown Owner of Property, the Avenue, Baltimore, MD 21216 and Samuel Shoubin, 6615 Reisterstown Road, in right, title, interest, and any and all persons having or claiming to have any unknown owner’s heirs, devisees, and personal representatives and their or any Baltimore, MD 21215 and City of Baltimore, S/O Harry E. Black, Director of interest in the property and premises situate in District 1 of Baltimore County, Maryland, known as of their heirs, devisees, executors, administrators, grantees, assigns, or Finance, 100 N. Holliday Street, Room 454, Baltimore MD 21202; The Mayor and successors in right, title and interest, of the property known as: City Council of Baltimore City, S/O George A. Nilson, 100 N. Holliday Street, 8 Lenis Court, Windsor Mill, MD 21244 Dist. 11, Parcel No. 1113076175 known as Baltimore, MD 21202; and All unknown owners of the property described and described as 2151 SQ FT .0494 AC and being assessed as Account No. Below; all heirs, devisees, personal representatives, and executors, administra- 18-00-011067 on the Tax Roll of the Director of Finance, Defendants. Bowerman Road tors, grantees, assigns or successors in right, title, interest, and any and all persons having or claiming to have any interest in the property and premises Amended Order of Publication and All persons that have or claim to have any interest in the property situate in the City of Baltimore, known as The object of this proceeding is to secure the foreclosure of all rights of identified in the Tax Rolls of the Director of Finance Collector of State and redemption in the following property sold, either directly or via assignment, by the Collector of Taxes for the State of Maryland and Baltimore County to the County taxes for Baltimore County as follows: 3023 Windsor Avenue Plaintiff in the proceeding: Dist 11, Parcel No. 1113076175 known as Bowerman Road, and described as Lot Size 19x150 Being known as Ward 15 Section 04 Block The property and premises situated in District 1 of Baltimore County, Defendants 3022 Lot 006 on the Tax Roll of the Director of Finance, Defendants. Maryland, known as 8 Lenis Court, Windsor Mill, MD 21244 and described as 2151 SQ FT .0494 AC and being assessed as Account No. 18-00-011067 on the Order of Publication Tax Roll of the Director of Finance. Order of Publication The Complaint states, among other things, that the amount necessary for the The object of this proceeding is to secure the foreclosure of all rights of The object of this proceeding is to secure the foreclosure of all rights of redemption from tax sale on the property known as 3023 Windsor Avenue in redemption for the subject property has not been paid, although more than six (6) months from the date of the sale have expired, and more than two (2) redemption in the property described as follows, sold by the Collector of Taxes Baltimore City, State of Maryland, sold by the Finance Officer of Baltimore City, months from the date that the first of two (2) separate pre-suit Notices of the for Baltimore County and the State of Maryland to the Plaintiff in this State of Maryland to Mayor and City Council of Baltimore and later assigned to Tax Sale was sent to each required interested party have expired. proceeding: Janine Brown, the Plaintiff. It is thereupon this 1st day of April, 2015, by the Circuit Court for Baltimore Dist. 11, Parcel No. 1113076175, known as Bowerman Rd. A DESCRIPTION of the property in substantially the same form as the County, Maryland. The Complaint states, among other things, that the amounts necessary for description appearing on the Certificate of Tax Sale is as follows: Lot Size ORDERED, that notice be given by the insertion of a copy of this Order in redemption have not been paid. some newspaper having general circulation in Baltimore County, Maryland, 19x150, Ward 15 Section 04 Block 3022 Lot 006 Known as 3023 Windsor Avenue. It is thereupon this 1st day of April, 2015, by the Circuit Court for Baltimore once a week for three (3) consecutive weeks, on or before the 2nd day of May, The complaint states among other things that the amount necessary for 2015, warning all persons having or claiming to have any interest in the property County. redemption has not been paid. described above to appear in this Court by the 1st day of June, 2015, and ORDERED, that notice be given by the insertion of a copy of this Order in It is thereupon this 10th day of April, 2015, by the Circuit Court for Baltimore redeem their respective property or answer the Complaint, or thereafter a Final some daily newspaper having general circulation in Baltimore County once a City, Ordered, that notice be given by the insertion of a copy of this Order in Decree will be entered foreclosing all rights of redemption in and as to the prop- week for three successive weeks before the 2nd day of May, 2015, warning all some newspaper having a general circulation in Baltimore City once a week for erty, and vesting in the Plaintiff a title, in fee simple or leasehold, free and clear persons interest in said property to be and appear in this Court by the 1st day of three consecutive weeks, warning all persons interested in the property to of all encumbrances. June, 2015, and redeem the property and answer the Complaint, or thereafter a The Defendants are hereby informed of the latest date to file a written appear in this Court by the 9th day of June, 2015, and redeem the property and final judgment will be rendered foreclosing all rights of redemption in the said Answer or Petition to Redeem the Property mentioned in the Complaint answer the Complaint or thereafter a final judgment will be entered foreclosing described above, and that failure to file a response on or before the date property and vesting in the Plaintiff a fee simple title, free and clear of all all rights of redemption in the property and vesting in the Plaintiff a title to said specified may result in a Default Judgment foreclosing all rights of redemption encumbrances. property in Leasehold, free of all liens and encumbrances. in and as to the property being rendered by this court against them. PHILIP JACKSON, Judge. JOHN J. NAGLE, III, Judge. JOHN J. NAGLE, III, Judge. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. ap14,21,28 ap7,14,21 ap7,14,21

Baltimore City. Baltimore County Anne Arundel County. James W. Holderness, Attorney, J. Scott Morse, Attorney, J. Scott Morse, Attorney, 4115 Wilkens Avenue, Suite 102, Law Office of J. Scott Morse, LLC, 9 Newburg Avenue, Suite 201, Baltimore, Maryland 21229 9 Newburg Avenue, Suite 201, Catonsville, Maryland 21228. IN THE CIRCUIT COURT FOR BALTIMORE CITY, MARYLAND - CIVIL Catonsville, Maryland 21228. ACTION NO. 24-C-15-001598 - Siesta Homes, Inc., Plaintiff v. Ernestine Samuel IN THE CIRCUIT COURT FOR ANNE ARUNDEL COUNTY, MARYLAND - CIVIL DIVISION - Case No. C-02-CV-15-000310 - Effect, Inc., Plaintiff v. Sean f/k/a Ernestine Hayes, James w. Rouse & Company, Inc. and Baltimore City, IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. Shannon; Kelly Mayo; Anne Arundel County State of Maryland, Anne Arundel Maryland, Office of the City Solicitor, and all unknown owners of the property 03-C-15-003439 - Effect, Inc., Plaintiff v. Faye E. Boston; Ground Rents, LLC; County; All persons that have or claim to have any interest in the property iden- described below, their heirs, devisees, personal representatives, and executors, Baltimore County, State of Maryland; and All persons that have or claim to have tified in the Tax Rolls of the Director of Finance Collector of State and County administrators, grantees, assigns or successors in right, title, interest, and any any interest in the property identified in the Tax Rolls of the Director of Finance taxes for Anne Arundel County as follows: Lt 15 Bk 83 Sc A, and all persons having or claiming to have any interest in the leasehold or fee Collector of State and County taxes for Baltimore County as follows: simple in the property and premises situate in the City of Baltimore, known as Dist. 02, Parcel No. 0202471080, known as Mink Path; Herald Harbor, 3157 Ravenwood Avenue Acct No 241309720300. and described as Lot Size 16x74 Being Known as Ward 08 Section 26 Block Defendants. 4178 Lot 036 on the Tax Roll of the Director of Finance, Defendants. 3104 Donna Road

Order of Publication Defendants Order of Publication The object of this proceeding is to secure the foreclosure of all rights of redemption in the hereinabove described property sold, either directly or via This object of this proceeding is to secure the foreclosure of all rights of assignment, by the Collector of Taxes for the State of Maryland and Baltimore Order of Publication redemption in the property described as follows, sold by the Collector of Taxes City to the Plaintiff in the proceeding. The Complaint states, among other for Anne Arundel County and the State of Maryland to the Plaintiff in this proceeding: things, that the amount necessary for the redemption for the subject property The object of this proceeding is to secure the foreclosure of all rights of has not been paid, although more than six (6) months from the date of the sale redemption in the property described as follows, sold by the Collector of Taxes Lt 15 Bk 83 Sc A, Mink Path, Herald Harbor, Acct. No. 241309720300. have expired, and more than two (2) months from the date that the first of two for Baltimore County and the State of Maryland to the Plaintiff in this (2) separate pre-suit Notices of the tax sale was sent to each required interest proceeding: The Complaint states, among other things, that the amounts necessary for party have expired. Dist. 02, Parcel No. 0202471080, known as 3104 Donna Rd. redemption have not been paid. It is thereupon this 9th day of April, 2015, by the Circuit Court for Baltimore The Complaint states, among other things, that the amounts necessary for City, Maryland. redemption have not been paid. It is thereupon this 31st day of March, 2015, by the Circuit Court for Anne ORDERED, that notice be given by the insertion of a copy of this Order in It is thereupon this 1st day of April, 2015, by the Circuit Court for Baltimore Arundel County, some newspaper having a general circulation in Baltimore City, Maryland, once County. a week for three (3) consecutive weeks, on or before the 9th day of May, 2015, ORDERED, that notice be given by the insertion of a copy of this Order in warning all persons having or claiming to have any interest in the property ORDERED, that this notice be given by the insertion of a copy of this Order in some daily newspaper having general circulation in Baltimore County once a described above to appear in this Court by the 8th day of June, 2015, and some daily newspaper having general circulation in Anne Arundel County once week for three successive weeks before the 2nd day of May, 2015, warning all redeem their respective property or answer the Complaint, or thereafter a Final a week for three successive weeks before the 28th day of April, 2015, warning persons interest in said property to be and appear in this Court by the 1st day of Decree will be entered foreclosing all rights of redemption in and as to the prop- all persons interested in said properties to be and appear in this Court by the June, 2015, and redeem the property and answer the Complaint, or thereafter a erty, and vesting in the Plaintiff, a title in Fee Simple, free and clear of all 12th day of June, 2015, and redeem the property and answer the Complaint, or final judgment will be rendered foreclosing all rights of redemption in the said encumbrances. thereafter a final judgment will be rendered foreclosing all rights of redemption property and vesting in the Plaintiff a leasehold title, free and clear of all encum- The Defendants are hereby informed of the latest date to file a written in the said property and vesting in the Plaintiff a fee simple title, free and clear brances. Answer or Petition to Redeem the property mentioned in the Complaint of all encumbrances. described above, and that failure to file a response on or before the date specified may result in a Default Judgment foreclosing all rights of redemption ROBERT P. DUCKWORTH, Clerk. in and as to the property being rendered by this Court against them. JOHN J. NAGLE, III, Judge. True Copy—Test: JULIE L. ENSOR, Clerk. True Copy—Test: ROBERT P. DUCKWORTH, Clerk. PHILIP JACKSON, Judge. ap14,21,28 True Copy—Test: LAVINIA G. ALEXANDER, Clerk. ap7,14,21 ap14,21,28

Baltimore County Baltimore County Baltimore City John E. Reid, Attorney, Jennifer Frankovich, Attorney, David H. Cohen, Attorney, Tobin, O’Connor & Ewing, Baltimore County Department of Budget and Finance, 334 St. Paul Place, 5335 Wisconsin Avenue, N.W., Suite 700, 400 Washington Avenue, 2nd Floor, Baltimore, Maryland 21202. Washington, D.C. 20015. Towson, Maryland 21204 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: DAVID H. COHEN IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. v. ZENITH PROPERTIES, LLC (A FORFEITED ENTITY) - Case No. 03-C-13-014455 - US Bank, NA as Custodian for SPE 2013, LLC, Plaintiff v. Cassi- 24-O-13-004785 opeia Investments LLC, Ingleside Park Condominium, Baltimore County, IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - Case No. Maryland and All unknown owners of the property described below; all heirs, 03-C-14-014060 - Baltimore, County, Maryland, 400 Washington Avenue, Notice of Sale devisees, personal representatives, and executors, administrators, grantees, Towson, Maryland 21204, Plaintiff v. Stephen Henry Bauer, 7923 Charlesmont Notice is hereby issued by the Circuit Court for Baltimore City, that the sale assigns or successors in right, title, interest, and any and all persons having or Road, Dundalk, Maryland 21222; and Cynthia D. Bauer, 7923 Charlesmont Road, claiming to have any interest in the property and premises situate in District 1 of the property described in the above mentioned proceedings of Baltimore County, Maryland, known as Dundalk, Maryland 21222 and All persons that have or claim to have any interest in the property situate and laying in Baltimore County being known as 2262 Druid Park Drive 1593 Ingleside Avenue, Gwynn Oak, MD 21207 and reported by: W. SCOTT TINNEY, GEOFFREY L. FORMAN, DAVID H. and described as TX 03-CS-03-00144 and being assessed as Account No. COHEN, Trustee(s) be ratified and confirmed unless cause to the contrary be 21-00-006961 on the Tax Roll of the Director of Finance, Defendants. 7923 Charlesmont Road shown on or before May 17, 2015 provided a copy of this Notice be inserted in some newspaper published in this City, once in each of three (3) successive Second Amended Order of Publication District 12, Parcel No. 12-18-014510 on the Tax Roll of Baltimore County, weeks on or before May 8, 2015. The object of this proceeding is to secure the foreclosure of all rights of Defendants. The Report states the amount of the sale to be $25,000.00. redemption in the following property sold, either directly or via assignment, by the Collector of Taxes for the State of Maryland and Baltimore County to the LAVINIA ALEXANDER, Clerk. Plaintiff in the proceeding: True Test—Copy LAVINIA ALEXANDER, Clerk. In District 1 of Baltimore County, Maryland Amended Order of Publication ap21,28,my5 Parcel No. 21-00-006961, known as 1593 Ingleside Ave and assessed to Cassio- The object of this proceeding is to secure the foreclosure of all rights of peia Investments LLC redemption in the following property described below in the State of Maryland, TX 03-CS-03-00144 sold by the Collector of Taxes for Baltimore County and the State of Maryland Baltimore City The Complaint states, among other things, that the amount necessary for the to the Plaintiff in this proceeding. All that parcel of land located in Baltimore redemption for the subject property has not been paid, although more than six Laura D. Harris, Attorney, (6) months from the date of the sale have expired, and more than two (2) County known as 7923 Charlesmont Road, District 12, Parcel No. 12-18-014510 5040 Corporate Woods Drive, Suite 120, on the Tax Rolls of Baltimore County, Maryland. months from the date that the first of two (2) separate pre-suit Notices of the Virginia Beach, Virginia 23462 Tax Sale was sent to each required interested party have expired. The Complaint states, among other things, that the amounts necessary for IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JOHN E. It is thereupon this 8th day of April, 2015, by the Circuit Court for Baltimore redemption have not been paid although more than six (6) months and a day DRISCOLL, III v. RUBY MAE MCELWEE - Case No. 24-O-15-000018 County, Maryland. from the date of sale has expired. ORDERED, that notice be given by the insertion of a copy of this Order in It is thereupon this 31st day of March, 2015, by the Circuit Court for Baltimore some newspaper having general circulation in Baltimore County, Maryland, County: Notice of Sale once a week for three (3) consecutive weeks, on or before the 11th day of May, Notice is hereby issued by the Circuit Court for Baltimore City, that the sale ORDERED, that notice be given by the insertion of a copy of this Order in 2015, warning all persons having or claiming to have any interest in the property of the property described in the above mentioned proceedings described above to appear in this Court by the 15th day of June, 2015, and some newspaper having a general circulation in Baltimore County once a week redeem their respective property or answer the Complaint, or thereafter a Final for three (3) consecutive weeks on or before the 4th day of May, 2015, warning Decree will be entered foreclosing all rights of redemption in and as to the prop- all persons interested in the property to appear in this Court by the 3rd day of 4315 Belvieu Avenue, Baltimore, MD 21215 erty, and vesting in the Plaintiff a title, in fee simple or leasehold, free and clear and reported by: JANA M. GANTT, KIMBERLY LANE, ARNOLD HILLMAN, E. June, 2015, and redeem the property described above and answer the Complaint EDWARD FARNSWORTH, JR., LAURA D. HARRIS, DEENA L. REYNOLDS, of all encumbrances. or thereafter a Final Judgment will be entered foreclosing all rights of The Defendants are hereby informed of the latest date to file a written JOHN E. DRISCOLL, III, Trustee(s), be ratified and confirmed unless cause to redemption in the property, and vesting in the Plaintiff a title, free and clear of Answer or Petition to Redeem the Property mentioned in the Complaint the contrary be shown on or before May 16, 2015, provided a copy of this Notice described above, and that failure to file a response on or before the date all encumbrances. be inserted in some Newspaper published in this City, once in each of three (3) specified may result in a Default Judgment foreclosing all rights of redemption successive weeks on or before May 7, 2015. in and as to the property being rendered by this court against them. ROBERT E. CAHILL, JR., Judge. The report states the amount of the sale to be $55,000.00. JAN MARSHALL ALEXANDER, Judge. True Copy—Test: JULIE L. ENSOR, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. ap7,14,21 True Copy—Test: LAVINIA ALEXANDER, Clerk. ap14,21,28 ap21,28,my5 8B The Daily Record THEDAILYRECORD.COM Tuesday, April 21, 2015

Baltimore City Baltimore City Baltimore City Laura D. Harris, Attorney, Robert E. Frazier, Attorney, Elizabeth C. Jones, Attorney, 5040 Corporate Woods Drive, Suite 120, 484 Viking Drive, Suite 203 6003 Executive Boulevard, Suite 101, Virginia Beach, Virginia 23462 Virginia Beach, Virginia 23452 Rockville, Maryland 20852 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JOHN E. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JOHN E. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD DRISCOLL, III v. ROBERT W. LEWIS - Case No. 24-O-14-003666 DRISCOLL, III v. ESTATE OF GENE C. HARRINGTON - Case No. vs. ISAAC HENRY DOTSON ET AL - Case No. 24-O-14-003705 24-O-13-000323 Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings 409 North Chapelgate Lane, Baltimore, MD 21229 of the property described in the above mentioned proceedings 1109 Lyndhurst Street, Baltimore, MD 21229 and reported by: JANA M. GANTT, JOHN E. DRISCOLL, III, KIMBERLY and reported by: PRATIMA LELE, CARRIE M. WARD, HOWARD N. LANE, LAURA D. HARRIS, E. EDWARD FARNSWORTH, JR., ARNOLD 122 East Lanvale Street, Baltimore, MD 21202 BIERMAN, JACOB GEESING, JOSHUA COLEMAN, RICHARD R. GOLDSMITH, and reported by: ROBERT E. FRAZIER, JANA M. GANTT, LAURA D. HARRIS, JASON KUTCHER, NICHOLAS DERDOCK, ELIZABETH C. JONES, Trustee(s) HILLMAN, DEENA L. REYNOLDS, Trustee(s), be ratified and confirmed unless DANIEL J. PESACHOWITZ, DEENA L. REYNOLDS, Trustee(s), be ratified and cause to the contrary be shown on or before May 16, 2015, provided a copy of be ratified and confirmed unless cause to the contrary be shown on or before confirmed unless cause to the contrary be shown on or before May 16, 2015, May 9, 2015 provided a copy of this Notice be inserted in some newspaper this Notice be inserted in some Newspaper published in this City, once in each provided a copy of this Notice be inserted in some Newspaper published in this published in this City, once in each of three (3) successive weeks on or before of three (3) successive weeks on or before May 7, 2015. City, once in each of three (3) successive weeks on or before May 7, 2015. April 30, 2015. The report states the amount of the sale to be $191,250.00. The report states the amount of the sale to be $176,991.00. The report states the amount of the sale to be $131,008.15. LAVINIA ALEXANDER, Clerk. LAVINIA G. ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. ap21,28,my5 ap21,28,my5 ap14,21,28

Baltimore City Baltimore City Baltimore City Jacob Geesing, Attorney, Stephen N. Goldberg, Attorney Stephen N. Goldberg, Attorney 6003 Executive Boulevard, Suite 101, 600 Baltimore Avenue, Suite 208 600 Baltimore Avenue, Suite 208 Rockville, Maryland 20852 Towson, Maryland 21204 Towson, Maryland 21204 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. vs. KISHA L. WEBSTER, ET AL - Case No. 24-O-14-003519 COHN v. ESTATE OF DORIS E. WOODFORD - Case No. 24-O-14-003931 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. COHN v. DARRELL OLIVER - Case No. 24-O-14-003038 Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings 5305 Nuth Avenue, Baltimore, MD 21206 4602 Belvieu Avenue, Baltimore, MD 21207 and reported by: CARRIE M. WARD, HOWARD N. BIERMAN, JACOB and reported by: EDWARD S. COHN, STEPHEN N. GOLDBERG, RICHARD E. 1170 Cleveland Street, Baltimore, MD 21230 GEESING, PRATIMA LELE, JOSHUA COLEMAN, RICHARD R. GOLDSMITH, SOLOMON, RANDALL J. ROLLS, RICHARD J. ROGERS, Trustee(s), be ratified JR., LUDEEN MCCARTNEY-GREEN, JASON KUTCHER, NICHOLAS and reported by: EDWARD S. COHN, STEPHEN N. GOLDBERG, RICHARD E. and confirmed unless cause to the contrary be shown on or before May 16, SOLOMON, RICHARD J. ROGERS, Trustee(s), be ratified and confirmed unless DERDOCK, ELIZABETH JONES, Trustee(s) be ratified and confirmed unless 2015, provided a copy of this Notice be inserted in some Newspaper published cause to the contrary be shown on or before May 16, 2015 provided a copy of cause to the contrary be shown on or before May 9, 2015, provided a copy of in this City, once in each of three (3) successive weeks on or before May 7, this Notice be inserted in some Newspaper published in this City, once in each this Notice be inserted in some newspaper published in this City, once in each 2015. of three (3) successive weeks on or before May 7, 2015. of three (3) successive weeks on or before April 30, 2015. The report states the amount of the sale to be $151,000.00. The report states the amount of the sale to be $65,000.00. The report states the amount of the sale to be $108,360.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. ap21,28,my5 ap21,28,my5 ap14,21,28

Baltimore City. Baltimore City Baltimore City. Melissa L. Cassell, Attorney Edward S. Cohn, Attorney Richard Lash, Attorney, P.O. Box 1950, 600 Baltimore Avenue, Suite 208 1861 Wiehle Avenue, Suite 300, Cockeysville, Maryland 21030 Towson, Maryland 21204 Reston, Virginia 20190. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: MARK S. DEVAN IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: RICHARD A. v. JALEEL A. ATUM, ET AL - Case No. 24-O-14-000204 COHN v. CHARLES R. HARPER, ET AL - Case No. 24-O-14-002255 LASH v. SONJA TUREHART-MCKINNEY ET AL - Case No. 24-O-14-000018 Notice of Sale Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings 1212 East Cold Spring Lane, Baltimore, MD 21239 3812 Chesley Avenue, Baltimore, MD 21206 and reported by: RANDALL J. ROLLS, RICHARD J. ROGERS, RICHARD E. 768 Linnard Street, Baltimore, MD 21229 and reported by: CHRISTINE DREXEL, BRIAN MCNAIR, MELISSA L. and reported by: RICHARD A. LASH, BARRY K. BEDFORD, DAVID A. CASSELL, ANGELA NASUTA, MARK S. DEVAN, THOMAS P. DORE, Trustee(s), SOLOMON, STEPHEN N. GOLDBERG, EDWARD S. COHN, Trustee(s), be ROSEN, LEONARD W. HARRINGTON, JR., ROBERT E. KELLY, POOYA be ratified and confirmed, unless cause to the contrary be shown on or before ratified and confirmed unless cause to the contrary be shown on or before May TAVAKOL, Trustee(s), be ratified and confirmed, unless cause to the contrary May 16, 2015, provided a copy of this Notice be inserted in some newspaper 16, 2015, provided a copy of this Notice be inserted in some Newspaper be shown on or before May 9, 2015, provided a copy of this Notice be inserted in published in this City, once in each of three (3) successive weeks on or before published in this City, once in each of three (3) successive weeks on or before some newspaper published in this City, once in each of three (3) successive May 7, 2015. May 7, 2015. weeks on or before April 30, 2015. The report states the amount of the sale to be $196,350.00. The report states the amount of the sale to be $53,320.00. The report states the amount of the sale to be $17,038.84. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. ap21,28,my5 ap21,28,my5 ap14,21,28

Baltimore City Baltimore City. Baltimore County Lance Garner, Attorney, Edward M. Poretz, Attorney, William M. Savage, Attorney, 5040 Corporate Woods Drive, Suite 120, 9409 Philadelphia Road, 10021 Balls Ford Road, Suite 200, Virginia Beach, Virginia 23462 Baltimore, Maryland 21237 Manassas, Virginia 20109 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JOHN E. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: MARK H. IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: LILA Z. DRISCOLL, III v. GEORGE W. HARRIS - Case No. 24-O-14-003693 WITTSTADT v. RUKHSANA M. BHATTI - Case No. 24-O-14-001300 STITELY, GREGORY N. BRITTO, WILLIAM M. SAVAGE, KRISTINE D. BROWN v. MAZZARELLA DOLORES S. ESTATE OF - Case No. 03-C-15-000115 FC. Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore County, this 14th of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings day of April, 2015, that the sale made and reported by GREGORY BRITTO, 413-415 E. Patapsco Avenue, Baltimore, MD 21225 Substitute Trustee appointed for the sale of the property described in these 5505 Alhambra Avenue, Baltimore, MD 21212 proceedings and reported by: JANA M. GANTT, KIMBERLY LANE, E. EDWARD FARNS- and reported by: MARK H. WITTSTADT, GERARD W.M. WITTSTADT, JR., WORTH, ARNOLD HILLMAN, LAURA D. HARRIS, DEENA L. REYNOLDS, Trustee(s), be ratified and confirmed unless cause to the contrary be shown on or before May 16, 2015, provided a copy of this Notice be inserted in some 9108 Sandra Court, Randallstown, MD 21133 JOHN E. DRISCOLL, Trustee(s), be ratified and confirmed unless cause to the be ratified and confirmed thirty (30) days from the date of this Notice, unless contrary be shown on or before May 16, 2015, provided a copy of this Notice be Newspaper published in this City, once in each of three (3) successive weeks on cause to the contrary be shown, provided a copy of this Notice be inserted in inserted in some Newspaper published in this City, once in each of three (3) or before May 7, 2015. some Newspaper published in this County, once in each of three (3) successive successive weeks on or before May 7, 2015. The report states the amount of the sale to be $80,000.00. weeks. The report states the amount of the sale to be $65,000.00. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $160,856.03. LAVINIA G. ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. JULIE L. ENSOR, Clerk. True Copy—Test: LAVINIA G. ALEXANDER, Clerk. ap21,28,my5 True Copy—Test: JULIE L. ENSOR, Clerk. ap21,28,my5 ap21,28,my5

Baltimore City Baltimore City. Baltimore County Laura D. Harris, Attorney, Richard Lash, Attorney, Lila Z. Stitely, Attorney, 5040 Corporate Woods Drive, Suite 120, 1861 Wiehle Avenue, Suite 300, 10021 Balls Ford Road, Suite 200, Virginia Beach, Virginia 23462 Reston, Virginia 20190. Manassas, Virginia 20109 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: JOHN E. IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: RICHARD A. IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: KRISTINE D. DRISCOLL, III v. BYRON GREEN - Case No. 24-O-13-004386 LASH v. ALBERT T. LONGMIRE, SR., ET AL - Case No. 24-O-14-000607 BROWN, WILLIAM M. SAVAGE, GREGORY N. BRITTO, LILA Z. STITELY, BRETT A. CALLAHAN v. JOHN KLEINBERG - Case No. 03-C-13-009725 FC. Notice of Sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings Notice is hereby issued by the Circuit Court for Baltimore County, this 31st day of March, 2015, that the sale made and reported by GREGORY BRITTO, Substitute Trustee appointed for the sale of the property described in these 3827 Ravenwood Avenue, Baltimore, MD 21213 3802 Leadenhall Street, Brooklyn, MD 21225 proceedings and reported by: JOHN E. DRISCOLL, III, JANA M. GANTT, LAURA D. and reported by: RICHARD A. LASH, BARRY K. BEDFORD, DAVID A. HARRIS, KIMBERLY LANE, DEENA L. REYNOLDS, Trustee(s), be ratified and ROSEN, LEONARD W. HARRINGTON, POOYA TAVAKOL, Trustee(s), be 1628 W. Joppa Road, Baltimore, MD 21204 confirmed unless cause to the contrary be shown on or before May 16, 2015, ratified and confirmed, unless cause to the contrary be shown on or before May be ratified and confirmed thirty (30) days from the date of this Notice, unless provided a copy of this Notice be inserted in some Newspaper published in this 17, 2015, provided a copy of this Notice be inserted in some newspaper cause to the contrary be shown, provided a copy of this Notice be inserted in City, once in each of three (3) successive weeks on or before May 7, 2015. published in this City, once in each of three (3) successive weeks on or before some Newspaper published in this County, once in each of three (3) successive The report states the amount of the sale to be $157,059.31. May 8, 2015. weeks. LAVINIA ALEXANDER, Clerk. The report states the amount of the sale to be $39,010.98. The report states the amount of the sale to be $133,000.00. True Copy—Test: LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. JULIE L. ENSOR, Clerk. ap21,28,my5 True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. ap21,28,my5 ap7,14,21

Baltimore City Baltimore City Baltimore County Richard J. Rogers, Attorney Pratima Lele, Attorney, Lila Z. Stitely, Attorney, 600 Baltimore Avenue, Suite 208 6003 Executive Boulevard, Suite 101, 10021 Balls Ford Road, Suite 200, Towson, Maryland 21204 Rockville, Maryland 20852 Manassas, Virginia 20109 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: EDWARD S. IN THE CIRCUIT COURT FOR BALTIMORE COUNTY - IN RE: KRISTINE D. COHN v. ESTATE OF LORRAINE R. POWELL - Case No. 24-O-15-000376 IN THE CIRCUIT COURT FOR BALTIMORE CITY - IN RE: CARRIE M. WARD BROWN, WILLIAM M. SAVAGE, GREGORY N. BRITTO, LILA Z. STITELY, vs. JOHN BYRON - Case No. 24-O-14-000367 BRETT A. CALLAHAN v. TEAIRHA L. WASHINGTON - Case No. 03-C-13-010563 Notice of Sale FC. Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale Notice is hereby issued by the Circuit Court for Baltimore City, that the sale Notice of Sale of the property described in the above mentioned proceedings of the property described in the above mentioned proceedings Notice is hereby issued by the Circuit Court for Baltimore County, this 31st day of March, 2015, that the sale made and reported by GREGORY BRITTO, Substitute Trustee appointed for the sale of the property described in these 3644 Elm Avenue, Baltimore, MD 21211 1210 Cooksie Street, Baltimore, MD 21230 proceedings and reported by: EDWARD S. COHN, STEPHEN N. GOLDBERG, RICHARD E. and reported by: CARRIE M. WARD, HOWARD N. BIERMAN, JACOB SOLOMON, RICHARD J. ROGERS, RANDALL J. ROLLS, DONALD P. GEESING, PRATIMA LELE, TAYYABA C. MONTO, JOSHUA COLEMAN, Trus- GRISWOLD, Trustee(s), be ratified and confirmed unless cause to the contrary tee(s) be ratified and confirmed unless cause to the contrary be shown on or 7935 E. 31st Street, Rosedale, MD 21237 be shown on or before May 16, 2015, provided a copy of this Notice be inserted be ratified and confirmed thirty (30) days from the date of this Notice, unless before May 10, 2015 provided a copy of this Notice be inserted in some cause to the contrary be shown, provided a copy of this Notice be inserted in in some Newspaper published in this City, once in each of three (3) successive newspaper published in this City, once in each of three (3) successive weeks on weeks on or before May 7, 2015. some Newspaper published in this County, once in each of three (3) successive or before May 1, 2015. weeks. The report states the amount of the sale to be $138,000.00. The report states the amount of the sale to be $133,000.00. The report states the amount of the sale to be $153,080.00. LAVINIA ALEXANDER, Clerk. LAVINIA ALEXANDER, Clerk. JULIE L. ENSOR, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: LAVINIA ALEXANDER, Clerk. True Copy—Test: JULIE L. ENSOR, Clerk. ap21,28,my5 ap14,21,28 ap7,14,21 Tuesday, April 21, 2015 THEDAILYRECORD.COM The Daily Record 9B

Baltimore City Baltimore City. Baltimore City Butler & Hosch, P.A. Rosenberg & Associates, LLC Alba Law Group, P.A. 9409 Philadelphia Road 7910 Woodmont Avenue, Suite 750 11350 McCormick Road, Executive Plaza III, Suite 200 Baltimore, MD 21237 Bethesda, Maryland 20814 Hunt Valley, MD 21031 410-284-9600 (301) 907-8000 (443) 541-8600 Substitute Trustees’ Sale www.rosenberg-assoc.com Substituted Trustees’ Sale Of Real Property Substitute Trustees’ Sale Known As Of Improved Real Property Of Improved Real Property 1230 West Lombard Street, 4342 Falls Rd., Baltimore, MD 21211 ———————————— 2811 Maudlin Ave., Baltimore, MD 21230 Baltimore, MD 21223 Under a power of sale contained in a certain Deed of Trust from David J. ———————————— Ruppert, dated March 27, 2006 and recorded in Liber 7583, folio 544 among the Under a power of sale contained in a certain Deed of Trust from Robert Teal Land Records of Baltimore City, MD, default having occurred under the terms Case Number 24-O-15-000330 and Kristy Teal, dated May 30, 2008 and recorded in Liber 10769, folio 610 ———————————— thereof, the Sub. Trustees will sell at public auction at the Circuit Court for among the Land Records of Baltimore City, MD, default having occurred under Baltimore City, at the Clarence M. Mitchell Court House, 100 North Calvert the terms thereof, the Sub. Trustees will sell at public auction at the Circuit Under and by virtue of the power of sale contained in a Deed of Trust from Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, on Court for Baltimore City, at the Clarence M. Mitchell Court House, 100 North Ronda Vercammen, recorded among the Land Records of Baltimore City in Calvert Street, Court House Door, Calvert Street entrance, Baltimore, MD 21202, Liber 06339, folio 0001, and Declaration of Substitution of Trustees recorded May 6, 2015 at 1:04 p.m. on among the aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, Christine Drexel, Brian McNair, and Angela Nasuta as Substituted Trus- ALL THAT FEE-SIMPLE LOT OF GROUND AND THE IMPROVEMENTS tees, the Substituted Trustees will offer for sale at public auction, at the Court- THEREON situated in Baltimore City, MD and more fully described in the afore- May 7, 2015 at 9:32 a.m. house Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street entrance), said Deed of Trust. The property is improved by a DWELLING. ALL THAT LEASEHOLD LOT OF GROUND, together with the buildings and improvements thereon situated in Baltimore City, MD and described as Tax ID Baltimore, Maryland, 21202 on The property will be sold in an “as is” condition and subject to conditions, #25-02-7840-006 and more fully described in the aforesaid Deed of Trust. The restrictions and agreements of record affecting the same, if any and with no property will be sold subject to an annual ground rent of $90, payable on the warranty of any kind. Wednesday, May 6, 2015 at 09:50 a.m. 12th day of January and July. ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- Terms of Sale: A deposit of $16,000 by cash or certified check. Balance of the The property, which is improved by a DWELLING, will be sold in an “as is” more City, State of Maryland, as described in the Deed of Trust recorded among purchase price to be paid in cash within 10 days of final ratification of the sale condition and subject to conditions, restrictions and agreements of record by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the affecting the same, if any, and with no warranty of any kind. the Land Records of Baltimore City, in Liber 06339, folio 0001, also being further purchaser fails to settle within the aforesaid ten (10) days of ratification, the Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the described in a Deed recorded among the Land Records of Baltimore City in purchaser relinquishes their deposit and the Sub-Trustees may file an purchase price to be paid in cash within ten days of final ratification of sale by Liber 06162, folio 1313. The improvements thereon consist of a DWELLING. The property will be sold in “AS IS” condition, subject to any existing building appropriate motion with the court to resell the property. Purchaser waives the Circuit Court for Baltimore City. Interest to be paid on the unpaid purchase violations, restrictions and agreements of record. The purchaser assumes all personal service of any paper filed with the Court in connection with such money at the rate pursuant to the Deed of Trust Note from the date of sale to risks of loss for the property as of the date of sale. Neither the Substituted Trus- motion and any Show Cause Order issued by the Court and expressly agrees to the date funds are received in the office of the Sub. Trustees. There will be no tees nor their respective agents, successors or assigns make any representations accept service of any such paper or Order by certified mail and regular mail sent abatement of interest in the event additional funds are tendered before or warranties, either expressed or implied with respect to the property. The to the address provided by the purchaser and as recorded on the documents settlement or if settlement is delayed for any reason. The noteholder shall not Substituted Trustees shall convey insurable title. executed by the purchaser at the time of the sale. Service shall be deemed effec- be obligated to pay interest if it is the purchaser. TIME IS OF THE ESSENCE TERMS OF THE SALE: A deposit in a form acceptable to the Substituted tive upon the purchaser 3 days after postmarked by the United States Post FOR THE PURCHASER. Adjustment of all real property taxes, including agricul- Trustee in the amount of $8,000.00 will be required of the purchaser, other than Office. It is expressly agreed by the purchaser that actual receipt of the certified tural taxes, if applicable, and any and all public and/or private charges or the Holder of the Note or its assigns, at the time and place of sale. Any amount mail is not required for service to be effective. If the purchaser fails to go to assessments, including water/sewer charges and ground rent, to be adjusted to tendered at sale in excess of the required deposit will be refunded and not settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of date of sale and thereafter assumed by purchaser. Condominium fees and/or applied to the purchase price. Unless the purchaser is the Holder of the Note or this sale (including attorney fees and full commission on the gross sales price of homeowners association dues, if any, shall be assumed by the purchaser from its assigns, the balance of the purchase price shall be paid immediately with the sale) shall be charged against and paid from the forfeited deposit. In the the date of sale forward. Cost of all documentary stamps, transfer taxes and available funds within ten (10) days of the final ratification of the sale by the event of resale the defaulting purchaser shall not be entitled to any surplus settlement expenses shall be borne by the purchaser. Purchaser shall be respon- Circuit Court for Baltimore City. Time is of the essence. The purchaser, other than the Holder of the Note or its assigns, shall pay interest at the rate of proceeds or profits resulting from any resale of the property regardless of any sible for obtaining physical possession of the property. Purchaser assumes the improvements made to the real property. Interest is to be paid on the unpaid 7.15000% per annum on the unpaid portion of the purchase price from the date risk of loss or damage to the property from the date of sale forward. Additional of sale to date of settlement. Real property taxes and assessments shall be purchase money at the rate of 6.0% per annum from the date of sale to the date terms to be announced at the time of sale. adjusted to the date of sale and assumed thereafter by the purchaser. Ground the funds are received in the office of the Sub-Trustees. Taxes, ground rent, If the Sub. Trustees are unable to convey good and marketable title, the rent, water and/or sewer charges public or private, if any, shall be adjusted to water rent, condominium fees and/or homeowner association dues, all public purchaser’s sole remedy in law and equity shall be limited to a refund of the the date of sale and assumed thereafter by the purchaser. Cost of all charges/assessments payable on an annual basis, including sanitary and/or deposit without interest. If the purchaser fails to go to settlement, the deposit documentary stamps and transfer taxes shall be paid by the purchaser. metropolitan district charges, if applicable, to be adjusted for the current year shall be forfeited, to the Trustees for application against all expenses, attorney’s Purchaser shall have the responsibility of obtaining possession of the property. to date of sale and assumed thereafter by the purchaser. Purchaser shall be fees and the full commission on the sale price of the above-scheduled In the event settlement is delayed for any reason, there shall be no abatement responsible for the costs of all transfer taxes, documentary stamps and all other foreclosure sale. In the event of default, all expenses of this sale (including of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- costs incident to settlement. Purchaser shall be responsible for physical posses- attorney’s fees and the full commission on the gross sale price of this sale) shall tuted Trustees shall resell the property at the risk and expense of the defaulting sion of the property. Purchaser assumes the risk of loss from the date of sale be charged against and paid out of the forfeited deposit. The Trustees may then purchaser. The defaulting purchaser shall be liable for the payment of any defi- re-advertise and resell the property at the risk and expense of the defaulting forward. The sale is subject to post sale audit by the Noteholder to determine ciency in the purchase price, all costs and expenses of both sales, attorney fees, purchaser or may avail themselves of any legal or equitable remedies against the all other charges due, and incidental and consequential damages. Defaulting whether the borrower entered into any repayment/forbearance agreement, rein- defaulting purchaser without reselling the property. In the event of a resale, the stated or paid off prior to the sale. In any such event the Purchaser agrees that purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 defaulting purchaser shall not be entitled to receive the surplus, if any, even if in connection with the filing of a motion to resell. upon notification by the Sub-Trustees of such event the sale is null and void and such surplus results from improvements to the property by said defaulting of no legal effect and the deposit returned without interest. If the Sub-Trustees In the event the Substituted Trustees do not convey title for any reason, purchaser and the defaulting purchaser shall be liable to the Trustees and purchaser’s sole remedy is return of the deposit. The Purchaser shall have no are unable to convey either insurable or good and marketable title, or the sale is secured party for reasonable attorney’s fees and expenses incurred in further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s not ratified for any reason by the Circuit Court including errors made by the connection with all litigation involving the Property or the proceeds of the attorney. The Substituted Trustees shall have the right to terminate this contract Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to resale. Trustees’ file number 53064. in the event the Holder or its Servicer has entered into any agreement with, or a refund of the deposit without any interest. DIANE S. ROSENBERG, accepted funds from, the mortgagor. Upon termination of the contract, Purchas- MARK H. WITTSTADT, et al., MARK D. MEYER, et al., er’s sole remedy shall be return of the deposit. Sub. Trustees. Substitute Trustees. MARK S. DEVAN, THOMAS P. DORE, CHRISTINE DREXEL, BRIAN MCNAIR, and ANGELA NASUTA, Substituted Trustees. Tidewater Auctions, LLC (410) 825-2900 www.tidewaterauctions.com ap21,28,my5 ap21,28,my5 ap21,28,my5

Baltimore City Baltimore City Baltimore City Alba Law Group, P.A. Butler & Hosch, P.A. Hofmeister, Breza & Leavers, 11350 McCormick Road, Executive Plaza III, Suite 200 9409 Philadelphia Road Executive Plaza III, Hunt Valley, MD 21031 Baltimore, MD 21237 11350 McCormick Road, Suite 1300, (443) 541-8600 410-284-9600 Hunt Valley, Maryland 21031. Substituted Trustees’ Sale Of Substitute Trustees’ Sale Real Property Substitute Trustees’ Sale Of Improved Real Property Known As Of Valuable Fee Simple Dwelling 4003 Grantley Rd., Baltimore, MD 21215 2436 Brambleton Road, Baltimore, MD 21209 ———————————— 5926 Bertram Avenue, Baltimore, MD 21214 Under a power of sale contained in a certain Deed of Trust from Melvin ———————————— Case Number 24-O-14-002031 Staton, Sr. and Renee Staton, dated January 29, 2008 and recorded in Liber Under and by virtue of the power of sale contained in a certain Purchase ———————————— 10594, folio 106 among the Land Records of Baltimore City, MD, default having Money Deed of Trust from Daouda Thiandoume, dated July 21, 2008, and occurred under the terms thereof, the Sub. Trustees will sell at public auction at Under and by virtue of the power of sale contained in a Deed of Trust from recorded in Liber 10921, folio 612, among the Land Records of Baltimore City, the Circuit Court for Baltimore City, at the Clarence M. Mitchell Court House, Rochelle A. Rudo, recorded among the Land Records of Baltimore City in Liber 100 North Calvert Street, Court House Door, Calvert Street entrance, Baltimore, Maryland, default having occurred under the terms thereof, and at the request 3947, folio 076, and Declaration of Substitution of Trustees recorded among the MD 21202, on of the parties secured thereby, the undersigned Substitute Trustees will offer for aforementioned Land Records substituting Mark S. Devan, Thomas P. Dore, sale at public auction at the Circuit Court for Baltimore City, Clarence M. Christine Drexel, Brian McNair, Melissa L. Cassell, and Angela Nasuta as Substi- Mitchell Courthouse Door, 100 N. Calvert Street, Baltimore, MD on tuted Trustees, the Substituted Trustees will offer for sale at public auction, at May 6, 2015 at 1:03 p.m. ALL THAT LEASEHOLD LOT OF GROUND AND THE IMPROVEMENTS the Courthouse Door, (Courthouse West), 100 N. Calvert Street, (Calvert Street THEREON situated in Baltimore City, MD and more fully described in the afore- Wednesday, May 6, 2015 at 9:50 a.m. entrance), Baltimore, Maryland, 21202 on said Deed of Trust. The property will be sold subject to an annual ground rent ALL THAT LOT OF GROUND and the improvements thereon SITUATED IN Baltimore City, Maryland and more fully described in the aforesaid Purchase of $96. The property is improved by a DWELLING. Wednesday, May 6, 2015 at 09:50 a.m. Money Deed of Trust. The property will be sold in an “as is” condition and subject to conditions, The property is believed to be improved by a CAPE COD STYLE DWELLING ALL THAT LOT OF GROUND and the improvements thereon situate in Balti- restrictions and agreements of record affecting the same, if any and with no more City, State of Maryland, as described in the Deed of Trust recorded among believed to contain three bedrooms, one bath, a full basement with a den, warranty of any kind. central air conditioning, and a porch. The property address is 5926 Bertram the Land Records of Baltimore City, in Liber 3947, folio 076, also being further Terms of Sale: A deposit of $14,000 by cash or certified check. Balance of the described in a Deed recorded among the Land Records of Baltimore City in Avenue, Baltimore, MD 21214. purchase price to be paid in cash within 10 days of final ratification of the sale Said property is in fee simple and is sold in an “as is condition” and subject to Liber 6756, folio 281. The improvements thereon consist of a DWELLING. by the Circuit Court for Baltimore City. TIME IS OF THE ESSENCE. If the all covenants, conditions, liens, restrictions, easements, rights-of-way as may The property will be sold in “AS IS” condition, subject to any existing building purchaser fails to settle within the aforesaid ten (10) days of ratification, the affect same, if any, and with no warranty of any kind. violations, restrictions and agreements of record. The purchaser assumes all purchaser relinquishes their deposit and the Sub-Trustees may file an Terms of Sale: A deposit of $18,500.00 will be required of the purchaser, other risks of loss for the property as of the date of sale. Neither the Substituted Trus- appropriate motion with the court to resell the property. Purchaser waives than the Holder of the Note or its assigns, at the time of sale, such deposit to be tees nor their respective agents, successors or assigns make any representations personal service of any paper filed with the Court in connection with such in cash or certified check, or other form acceptable to the Substitute Trustees, or warranties, either expressed or implied with respect to the property. The motion and any Show Cause Order issued by the Court and expressly agrees to in their sole discretion. Balance of the purchase price is to be paid in cash Substituted Trustees shall convey insurable title. accept service of any such paper or Order by certified mail and regular mail sent within ten (10) days of the final ratification of sale by the Circuit Court for Balti- TERMS OF THE SALE: A deposit in a form acceptable to the Substituted to the address provided by the purchaser and as recorded on the documents more City. If payment of the balance does not take place within ten (10) days of Trustee in the amount of $7,000.00 will be required of the purchaser, other than executed by the purchaser at the time of the sale. Service shall be deemed effec- ratification, the deposit may be forfeited and property may be resold at the risk the Holder of the Note or its assigns, at the time and place of sale. Any amount tive upon the purchaser 3 days after postmarked by the United States Post and expense of the defaulting purchaser. The defaulting purchaser shall not be tendered at sale in excess of the required deposit will be refunded and not Office. It is expressly agreed by the purchaser that actual receipt of the certified entitled to any surplus proceeds or profits resulting from any resale of the prop- applied to the purchase price. Unless the purchaser is the Holder of the Note or mail is not required for service to be effective. If the purchaser fails to go to erty. Interest to be paid on unpaid purchase money at the rate pursuant to the its assigns, the balance of the purchase price shall be paid immediately with settlement the deposit shall be forfeited to the Sub-Trustees and all expenses of deed of trust note from date of sale to date funds are received in the office of available funds within ten (10) days of the final ratification of the sale by the this sale (including attorney fees and full commission on the gross sales price of the Substitute Trustees in the event the property is purchased by someone Circuit Court for Baltimore City. Time is of the essence. The purchaser, other the sale) shall be charged against and paid from the forfeited deposit. In the rather than the note holder. than the Holder of the Note or its assigns, shall pay interest at the rate of event of resale the defaulting purchaser shall not be entitled to any surplus In the event settlement is delayed for any reason, including, but not limited to, 4.25000% per annum on the unpaid portion of the purchase price from the date proceeds or profits resulting from any resale of the property regardless of any exceptions to the sale, bankruptcy filings by interested parties, or court admin- of sale to date of settlement. Real property taxes and assessments shall be improvements made to the real property. Interest is to be paid on the unpaid istration of the foreclosure, there shall be no abatement of interest. Taxes, adjusted to the date of sale and assumed thereafter by the purchaser. Ground purchase money at the rate of 5.25% per annum from the date of sale to the date ground rent, water, condominium fees and/or homeowner association dues, all rent, water and/or sewer charges public or private, if any, shall be adjusted to the funds are received in the office of the Sub-Trustees. Taxes, ground rent, public charges, assessments payable on an annual basis, including sanitary the date of sale and assumed thereafter by the purchaser. Cost of all water rent, condominium fees and/or homeowner association dues, all public and/or metropolitan district charges and front foot benefit charges, if documentary stamps and transfer taxes shall be paid by the purchaser. charges/assessments payable on an annual basis, including sanitary and/or applicable, to be adjusted for the current year to date of sale and assumed Purchaser shall have the responsibility of obtaining possession of the property. metropolitan district charges, if applicable, to be adjusted for the current year thereafter by the purchaser. Cost of all documentary stamps, transfer taxes and In the event settlement is delayed for any reason, there shall be no abatement to date of sale and assumed thereafter by the purchaser. Purchaser shall be settlement expenses shall be borne by the purchaser. Purchaser shall be respon- of interest. If the purchaser defaults, the entire deposit is forfeited. The Substi- responsible for the costs of all transfer taxes, documentary stamps and all other sible for obtaining physical possession of the property. Purchaser assumes the tuted Trustees shall resell the property at the risk and expense of the defaulting costs incident to settlement. Purchaser shall be responsible for physical posses- risk of loss or damage to the property from the date of sale forward. If the purchaser. The defaulting purchaser shall be liable for the payment of any defi- sion of the property. Purchaser assumes the risk of loss from the date of sale Substitute Trustees are unable to convey good and marketable title, the ciency in the purchase price, all costs and expenses of both sales, attorney fees, forward. The sale is subject to post sale audit by the Noteholder to determine purchaser’s sole remedy in law or equity shall be limited to the refund of the all other charges due, and incidental and consequential damages. Defaulting whether the borrower entered into any repayment/forbearance agreement, rein- deposit. Upon refund of the deposit, this sale shall be void and of no effect, and purchaser also agrees to pay the Substituted Trustees’ attorney a fee of $250.00 stated or paid off prior to the sale. In any such event the Purchaser agrees that the purchaser shall have no further claims against the Substitute Trustees. in connection with the filing of a motion to resell. upon notification by the Sub-Trustees of such event the sale is null and void and NOTE: The information contained herein was obtained from sources deemed In the event the Substituted Trustees do not convey title for any reason, of no legal effect and the deposit returned without interest. If the Sub-Trustees to be reliable, but is offered for informational purposes only. Neither the purchaser’s sole remedy is return of the deposit. The Purchaser shall have no are unable to convey either insurable or good and marketable title, or the sale is auctioneer, the beneficiary of the Deed of Trust, the Substitute Trustee nor his further recourse against the Mortgagor, the Mortgagee or the Mortgagee’s not ratified for any reason by the Circuit Court including errors made by the agents or attorneys make any representations or warranties with respect to the attorney. The Substituted Trustees shall have the right to terminate this contract Sub-Trustees, the purchaser’s sole remedy at law or in equity shall be limited to accuracy of information. in the event the Holder or its Servicer has entered into any agreement with, or a refund of the deposit without any interest. PROSPECTIVE PURCHASERS ARE URGED TO PERFORM THEIR OWN accepted funds from, the mortgagor. Upon termination of the contract, Purchas- MARK H. WITTSTADT, et al., DUE DILIGENCE WITH RESPECT TO THE PROPERTY PRIOR TO THE FORE- er’s sole remedy shall be return of the deposit. Sub. Trustees. MARK S. DEVAN, THOMAS P. DORE, CLOSURE AUCTION. For additional information, please contact the Substitute Trustees. CHRISTINE DREXEL, BRIAN MCNAIR, C. LARRY HOFMEISTER, JR., CRAIG B. LEAVERS, STEPHANIE H. HURLEY, MELISSA L. CASSELL and ANGELA NASUTA, KAITLIN R. SMITH, and SCOTT M. BREZA, Substitute Trustees. Substituted Trustees. Tidewater Auctions, LLC Tidewater Auctions, LLC (410) 825-2900 410-825-2900 www.tidewaterauctions.com ap21,28,my5 www.tidewaterauctions.com ap21,28,my5 ap21,28,my5 20th Anniversary AWARDS CELEBRATION May 4, 2015 • 5:00 p.m. The Joseph Meyerhoff 5:00 p.m. • Networking Reception Tickets $125 (plus tax) Purchase tickets online at Symphony Hall 6:30 p.m. • Awards Program Includes heavy hors d’oeuvres, thedailyrecord.com/top-100-women/ or contact Clare Sheehan 1212 Cathedral Street 7:30 p.m. • Dessert Reception dessert, beer, wine and at 443-524-8101. 20thBaltimore, MD 21201 (Black Tie Optional) a specialty drink. CONGRATULATIONS TO THE 2015 HONOREES Christine D. Aspell Tracy Gosson Hon. Nicole Pastore Klein Grace Rivera-Oven Romaine N. Taylor Williams, Esq. KPMG LLP Sagesse Inc. District Court of Maryland for GRO LLC Office of the Maryland Attorney Mojdeh Bahar Leslie E. Grant, DDS, MSPA Baltimore City Deborah R. Rivkin General U.S. Department of Agriculture Maryland State Board of Amanda Lay CareFirst BlueCross BlueShield Donna C. Wilson Tracey Barbour-Gillett Dental Examiners Pyramid Atlantic Art Center Nicole Robertson-Van Schaik Chesapeake Employers’ Insurance Abell Foundation Jill Green Dottie Tiejun Li The Robertson Group Inc. Company Rachel Barrett-Dolcine University of Baltimore School of Law TransPacific Communications LLC Mary Roby Sanders Renée M. Winsky Compass Consulting and Training Bonnie S. Greenberg Angie Lienert Turnbull, Nicholson & Leadership Maryland Solutions LLC United States Attorney’s Office, IntelliGenesis LLC Sanders P.A. Jan Weinberg Wood, CFRE Michelle A. Bell, PHR District of Maryland Jamie McDonald Patricia L. Schmoke, MD Anne Arundel Medical Center 1st Choice LLC Terri Harrington Generosity Inc. Patricia L. Schmoke, MD, PA Marlene B. Young Regina Shannon Bodnar JLL Michele J. McDonald Tammy S. J. Schneider, CPA Delaplaine Foundation Inc. Gilchrist Hospice Care LaTara Harris Office of the Attorney General Glass Jacobson Barbara Marx Brocato AT&T Denise K. Mersinger Debra G. Schubert Barbara Marx Brocato & Associates Arielle Harry-Bess Merrill Lynch/Bank of America Law Office of Debra G. Top 100 Women who have been honored three times Hon. Jeannie E. Cho Transamerica Premier Life Redonda G. Miller, M.D., M.B.A. Schubert PC Insurance Company District Court of Maryland for The Johns Hopkins Hospital and Renita L. Seabrook, Ph.D. are inducted into the Montgomery County Mary Hastler School of Medicine University of Baltimore, School Kimberly L. Coble Harford County Public Library Dawn Motovidlak of Criminal Justice Chesapeake Bay Foundation Stephanie Novak Hau Business Health Services Michelle Daugherty Siri, Esq. Carol L. Coughlin Chesapeake Environmental Cassie Motz The Women’s Law Center of Management Inc. Maryland Inc. BottomLine Growth Strategies Inc. CollegeBound Foundation Veronique Diriker, Ph.D. Keasha N. Haythe Tracy L. Steedman Linda Cromwell Aaliyah Muhammad University of Maryland Eastern Shore Dorchester County Economic Being There Senior Care Office of the State’s Attorney for Niles, Barton & Wilmer LLP Development Kathy Denise Dixon Baltimore City Kate Campbell Stevenson Dr. Marlene N. Mahipat Mary Sapeta Helfrich Mediquest LLC K. Dixon Architecture PLLC Kimberly Neal Women: Back to the Future Notre Dame of Maryland University/ Pessin Katz Law P.A. Kathy Szeliga Dolores Dorsainvil, Esq. The Helfrich Group Marianne D. Mattran District of Columbia Office of Patricia Omaña Maryland General Assembly Dr. Sarah Hemminger Foundry Wealth Advisors Bar Counsel Healthy Howard Inc Rebecca Teaff Thread Inc. Kathleen McNally Durkin Linda Sorg Ostovitz Redstart Creative Dr. Peggy Naleppa Kristin Herber The Arc Baltimore Silverstein & Ostovitz LLC Sandi Timmins Peninsula Regional Medical Center Under Armour Aileen Eskildsen Necole Parker House of Ruth Maryland Tina Hike-Hubbard Bryn Parchman Ellin & Tucker, Chartered The ELOCEN Group LLC Joyce L. Ulrich Enterprise Community Partners Port Discovery Children’s Museum Stacie Sanders Evans Joseline Peña-Melnyk Legg Mason, Global Asset Julie A. Hopkins Young Audiences/Arts for Maryland General Assembly Management Karen Pitsley, AIA Tydings & Rosenberg LLP Transforming Architecture LLC Learning, Maryland Mamie J. Perkins Mary Ellen Vanni Stacie Hunt Dr. Renee A. Foose Anne Arundel County Public Fuel Fund of Maryland Leadership Howard County Dr. Karen L. Proudford Howard County Public Schools Salli J. Ward Morgan State University School System MaryBeth Hyland Deborah Potter Wonderful Wardrobes United Way of Central Maryland Tracey H. Ford The Jaklitsch Law Group Dana Weckesser Jennifer J. Stearman McGuireWoods LLP Maryvale Preparatory School Lori James-Townes Kelly A. Powers Global Health Partnerships Maryland Office of the Stephanie Suzanne Franklin, Esq. Miles & Stockbridge P.C. Consulting Public Defender Cindy Plavier Truitt The Franklin Law Group P.C. Kathleen Weiss Robin Prothro Humanim Martha Lessman Katz Jacquelyn L. Fried Komen Maryland BioTechnical Institute of Gordon Feinblatt LLC Maryland Inc. University of Maryland School of Pamela Reynolds Lori Villegas Deborah C. Kennedy, RN, MS Dentistry The Bruce House Inn LLC Michele L. Whelley Morgan Stanley Smith Barney Sinai Hospital M.L. Whelley Consulting LLC Sharon E. Goldsmith Rachael E. Rice Pro Bono Resource Center of Katherine Klausmeier Sherry Welch Rice Consulting LLC NAMI-Metro Baltimore Maryland Inc. Maryland General Assembly Sponsors Circle of Excellence Sponsor: Reception Sponsor: Leadership Sponsor: Corporate Club Sponsor:

Preferred Seating Sponsors: The Arc of Baltimore • AT&T • CareFirst BlueCross BlueShield • Chef’s Expressions• Chesapeake Employers’ Insurance Company Chesapeake Bay Foundation •Epsilon Registration • Great Southern Enterprises, Inc. • Harford County Public Library Howard Community College • The Jaklitsch Law Group LLC • JLL • The Johns Hopkins Hospital and School of Medicine • Legg Mason McGuireWoods LLP • Morgan Stanley Wealth Management • Network 2000 • Notre Dame of Maryland University Peninsula Regional Medical Center • Turnbull, Nicholson & Sanders, P.A. • Under Armour • University of Maryland Eastern Shore • VPC Inc.