Budgeting, Planning, and Forecasting

BUDGETING, PLANNING, AND FORECASTING

Adapt to changing business needs

Syntellis’ Axiom Planning Budgeting Axiom Planning is part of our best-in-class performance Best-practice, collaborative processes support accurate management platform, helping financial institutions deliver results across the institution. Designed with finance timely and accurate information while adapting to changing professionals in mind, Axiom Planning helps: market and business conditions. Shorten the budget cycle – Eliminate tedious data collection and automate critical planning, reporting, and Axiom Planning solutions empower collaborative: batch processes to focus on strategic decisions. • Financial and operational budgeting, including staffing and capital expenditure planning Integrate data seamlessly – A single, trusted database incorporates data from general ledger, human resources, • Cash flow forecasting fixed assets, and detailed loan and deposit systems into • Periodic forecasting planning, budgeting, and reporting processes. • Scenario analysis Facilitate meaningful analysis – Easily summarize and • Long-range planning identify data trends and plan variances.

Capabilities include the following: Cash Flow Forecaster

• Streamline the budgeting process, automatically Axiom Cash Flow Forecaster calculates individual consolidating budgets across the institution. customer/member cash flows and aggregates by any

• Amortize individual customer records into cash flows and dimension. Benefits include: aggregate with cash flow forecasting. Better predict net interest margin – Use the interest rate • Monitor and model the impact of market and institutional forecast, runoff of existing balances and rates, impact of changes on financial outcomes using periodic forecasts. new originations, and optional funds transfer pricing (FTP) • Understand the impact of alternative scenarios rates to accurately predict projected balances, yields, and and their effects on budgets and forecasts through FTP spread. scenario analysis. Improve accuracy – Add prepayment assumptions so • Drive goals and initiatives that advance your institution’s future cash flows reflect a more realistic view of customer/ strategy with long-range planning. member behavior. • Plan at a detailed or aggregated level. Expedite planning – Build cash flow forecasts into the standard budgeting process leveraging existing balance projections to determine volumes and rates.

Forecasting Axiom Planning Solution Features Axiom Planning creates periodic forecasts which incorporate Driver-based budgeting – Create and manage planning actuals and changing assumptions into the balance sheet, models that connect to market and operational drivers margin, and net income forecasts at regular intervals. to empower data-driven decisions. Benefits include:

Industry-specific tools – Employ budgeting tools Mitigate risk – Create comparisons and monitor tailored to financial institutions, including average performance trends against financial targets and key balance and yield calculations, balancing utilities, cash performance indicators (KPIs) to proactively address risk. flow generation utilities, and relevant reporting.

Understand market drivers – Model and monitor the Efficient relational database structure – Easily access impact of shifting interest rates, loan and deposit demand, summary financials and drill down to unit and account- operating costs, and more. level results.

Scenario Analysis Flexible, scalable workflow – Define role-based Axiom Planning helps financial institutions efficiently workflows to automate reviews and approvals, scaling evaluate multiple business scenarios to prepare for to thousands of users. Protect sensitive payroll data changing business conditions. Benefits include: through separate administration by authorized users.

Know the impact of change – Perform dynamic “what-if?” Robust reporting – Produce a broad portfolio of modeling to easily quantify the effect of scenarios, such as reports, from balance sheets to rate-volume reports. changes in interest rates, operating costs, and staffing. Extended data visibility – Generate projected cash Stay nimble – React quickly and appropriately to change, flows at the instrument level. Aggregate individual based on known impacts. records into planning portfolios and drill through from the portfolio level. Understand global and local ramifications – Aggregate projected changes into overall planning portfolios or drill Dynamic “what-if?” modeling – Easily quantify the down to the branch or department level. impact of client-defined scenarios, such as changing interest rates and staff assumptions. Long-Range Planning Transparent logic – Improve accountability with Long-range planning capabilities within Axiom Planning help results that are easy to understand. institutions navigate a changing business environment and ever-increasing regulatory constraints. Benefits include: Automatic updates – Incorporate forecasts into subsequent forecasts and budgets. Align with institutional goals – Build long-range plans that consider operational, capital, and financial drivers, projecting KPIs and guiding strategies to achieve institutional goals. Visit our website to learn more about Axiom Planning solutions, or request a demo. Gain ongoing visibility – Create scorecards and dashboards to monitor progress and course-correct as market conditions change.

syntellis.com