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: Lasting Scars in the City of Dayton Jillian Malone SOC 339, Dr. Danielle Rhubart

Current Solutions Redlining • Systematic against & Policy African in the distribution Current Impact Suggestions of loans • Areas rated based on the level of “risk” of the mortgage Greater Dayton • African American neighborhoods Realtist Association: were rated as the most risky, so Provides education and families could not receive mortgages services to underserved • Caused segregation and first time home owners depressed home values Home Owners Loan Corporation Map Summer Banking Redlining became illegal, so Dayton, OH 1937 Institute at Central more subtle measures were State University: used to maintain the racial . To get minority students interested in banking

Blockbusting Suburbanization African American Median Home Value, Policy Suggestion: Using scare Population, 2016 2016 Create a county-wide tactics to force Wealth left the school district to create white families to cities as highways more equitable sell their allowed families to education for less than live outside of the References • Alexander, M. (2012). : Mass Incarceration in the Age of Colorblindness. market value city and commute : The New Press. • Greater Dayton Realtist Association. Who is the Greater Dayton Realtist Association? in for . Retrieved from http://www.greaterdaytonrealtist.com/about.html when an African Population Living Population with Bachelor’s • Home Owners Loan Corporation. (1937). Dayton, Ohio redlining map. Retrieved from https:// library.osu.edu/documents/redlining-maps-ohio/maps/Dayton_map.JPG • Iceland, J. (2013). in America: A Handbook. 3rd Edition. Berkeley: Univ. of CA Press. American family in Poverty, 2016 Degree or More, 2016 • Social Explorer. US demography 1970 to present. Retrieved from https:// www.socialexplorer.com/a9676d974c/explore • Wedell, K. (2018). Modern redlining: Racial disparities in lending persist in Dayton. Dayton moved in. Daily News. Retrieved from https://www.mydaytondailynews.com/news/modern-redlining- racial-disparities-lending-persist-dayton/6gTaGkhi8fNqMtS3cong3L/