Redlining: Lasting Scars in the City of Dayton Jillian Malone SOC 339, Dr. Danielle Rhubart
Current Solutions Redlining • Systematic discrimination against & Policy African Americans in the distribution Current Impact Suggestions of home loans • Areas rated based on the level of “risk” of the mortgage Greater Dayton • African American neighborhoods Realtist Association: were rated as the most risky, so Provides education and families could not receive mortgages services to underserved • Caused housing segregation and first time home owners depressed home values Home Owners Loan Corporation Map Summer Banking Redlining became illegal, so Dayton, OH 1937 Institute at Central more subtle measures were State University: used to maintain the racial caste. To get minority students interested in banking
Blockbusting Suburbanization African American Median Home Value, Policy Suggestion: Using scare Population, 2016 2016 Create a county-wide tactics to force Wealth left the school district to create white families to cities as highways more equitable sell their houses allowed families to education for less than live outside of the References • Alexander, M. (2012). The New Jim Crow: Mass Incarceration in the Age of Colorblindness. market value city and commute New York: The New Press. • Greater Dayton Realtist Association. Who is the Greater Dayton Realtist Association? in for work. Retrieved from http://www.greaterdaytonrealtist.com/about.html when an African Population Living Population with Bachelor’s • Home Owners Loan Corporation. (1937). Dayton, Ohio redlining map. Retrieved from https:// library.osu.edu/documents/redlining-maps-ohio/maps/Dayton_map.JPG • Iceland, J. (2013). Poverty in America: A Handbook. 3rd Edition. Berkeley: Univ. of CA Press. American family in Poverty, 2016 Degree or More, 2016 • Social Explorer. US demography 1970 to present. Retrieved from https:// www.socialexplorer.com/a9676d974c/explore • Wedell, K. (2018). Modern redlining: Racial disparities in lending persist in Dayton. Dayton moved in. Daily News. Retrieved from https://www.mydaytondailynews.com/news/modern-redlining- racial-disparities-lending-persist-dayton/6gTaGkhi8fNqMtS3cong3L/