Life Services Legacy Planning Remark: This leaflet is intended to be distributed in Hong Kong only and 1. This hotline is provided, managed, and operated by shall not be construed as an offer to sell or solicitation to buy or Prudential. For enquiries after service hours (service hours: provision of any insurance product outside Hong Kong. You Monday – Friday 9:00a.m. – 8:00p.m.; Saturday 9:00a.m. – Prudential and do not offer or sell any see your children finally reach adulthood or even 3:00p.m. and except public holidays), policyowners are able insurance product in any jurisdictions outside Hong Kong in Standard Chartered married. You are suddenly relieved of a heavy to access designated services through the hotline's which such offering or sale of the insurance product is illegal responsibility. Now you are pondering on how your Interactive Voice Response System. Alternatively, under the laws of such jurisdictions. This leaflet does not partners with Prudential wealth can be passed from generation to generation. policyowners can simply leave messages, and Prudential's constitute a contract of insurance or an offer, invitations or Client Service Officers will follow up on the next working day. recommendation to any person to enter into any contract of to safeguard your or any transaction described therein or any similar at every stage of your life. AND YOU NEED General Terms and Conditions: transaction. At Standard Chartered, we always a universal as your legacy planning 1. Standard Chartered Bank (Hong Kong) Limited (“Standard Whether to apply for insurance coverage is your own individual tool to transfer and allocate your wealth according to Chartered”) and Prudential Hong Kong Limited (“Prudential”) decision. During the sales process, this document should be strive to provide you with one-stop, your wishes. You may also top up with a lump sum shall have the right to amend and terminate any of the above read in conjunction with the relevant product brochure. For additional premium to grow the wealth in the policy services or vary any of the terms and conditions for the full terms and conditions, and risk disclosures of the comprehensive life insurance solutions and offer greater benefit to your family. above services without prior notice. In case of any disputes, relevant insurance plan, please refer to the relevant product that can fulfil your protection and financial Standard Chartered and Prudential shall have the absolute brochure and policy document and read carefully. discretion to make the final decision. In respect of an eligible dispute arising between Standard needs at different stages of life, giving you Children’s Education Fund Trusted 2. If there is any inconsistency or conflict between the English Financial Your thoughts and needs The best choice for you Chartered and the client out of the selling process or processing and your family peace of mind for today Visions are our top priority Partner and the Chinese versions, the English version shall prevail. of the related transaction, Standard Chartered is required to enter into a Financial Dispute Resolution Scheme process with You Notes: the client; however any dispute over the contractual terms of the and the future. hope your children will receive the best education Strong Strategic Alliance The life assurance plans are life insurance products and are not Family Protection possible to fully equip them for their career. product should be resolved directly between Prudential and the You can benefit from our partnership with Prudential Hong bank deposit. They are underwritten by Prudential Hong Kong client. Kong Limited (“Prudential”)*. Backed by the strengths of Limited (A member of Prudential plc group) ("Prudential"). Some You AND YOU NEED Standard Chartered and Prudential, you can rest assured of these plans may have a savings element and are not an have different dreams. You want to pursue your to contribute to an education savings insurance you will enjoy comprehensive insurance coverage and the alternative to ordinary savings or time deposits. Part of the dreams with the assurance of building a happy plan and grow within the plan. It minimises the much-needed wealth management services at the same premium pays for the insurance and related costs. family with your loved ones and complete peace of possibility of loss due to market fluctuations while time. If you are not happy with your policy, you have a right to cancel mind. You have yet to reach the pinnacle of your life. giving you a better idea of the amount accumulated it within the cooling-off period and obtain a refund of any so that you can budget for your ideal educational Professional Experts premiums paid, less any withdrawals (if applicable), provided arrangements. that no claim has been made under the policy. A written notice AND YOU NEED Ably supported by an experienced and proficient team of signed by you should be received directly by the Prudential’s a whole life insurance plan so that your Insurance Specialists, your dedicated Relationship Hong Kong Office at 8/F Prudential Tower, The Gateway Harbour designated beneficiary will receive the insured Manager listens to your ideas, analyses your protection City, 21 Canton Road, Tsim Sha Tsui, Kowloon, Hong Kong amount to cope with the unexpected financial needs carefully and identifies suitable insurance plans for within the cooling-off period (that is, within 21 days after the burden due to emergencies. Plus, the policy value Comprehensive Retirement Planning your selection to fit your different needs and help you delivery of the policy or issue of a notice (informing you or your accumulated will help you grow your wealth. achieve various financial goals. representative about the availability of the policy and expiry date of the cooling-off period), whichever is the earlier). After the You Quality Services expiration of the cooling-off period, if you cancel the policy have worked hard for decades to build up a before the end of the term, the projected total cash value (if Quality Medical Protection successful career and a happy family. Now you are Prudential Client Service Hotline Dedicated for applicable) may be less than the total premium you have paid. nursing great ideas on how to enjoy your retirement. Standard Chartered1 2281 1188 is ready to answer your You should check with Prudential if you have any doubt enquiries regarding policy information, claims and other regarding your cooling-off right. Plan your different life stages with You designated services. are aware of the medical costs which increase AND YOU NEED Standard Chartered Bank (Hong Kong) Limited (“Standard Chartered”) is an insurance agent of Prudential. our insurance solutions. year after year and worry that the huge medical a comprehensive retirement plan for a life-long * The life insurance products are underwritten by Prudential; expenses will create havoc in your life. monthly income to be credited into your Standard Chartered is an insurance agent of Prudential. As the issuer of the life assurance plans, Prudential will be designated account. You will also be able to responsible for all protection and claims issues. Prudential is not withdraw the money anytime for your daily an associate or subsidiary company of Standard Chartered. This AND YOU NEED expenses or for your dream life after retirement. Act now. Please contact us to make an appointment leaflet is not a contract of insurance and is intended to be a quality medical and critical illness insurance plan for the financial planning services. general summary for reference purpose only. Please refer to the to fully cover your hospitalisation expenses with a Enquiry Hotline: 2281 1188 policy for full terms and conditions. Standard Chartered does not cashless arrangement service. It should also provide accept any responsibilities regarding any statements provided adequate medical protection and allow multiple by Prudential or any discrepancies or omissions in the contract claims for treatment of critical illnesses such as of insurance nor shall Standard Chartered be held liable in any cancer, stroke, coronary artery disease, and etc. manner whatsoever in relation to your contract of insurance. This also comes with a longer protection period.

Issued by Standard Chartered Bank (Hong Kong) Limited PH-H&P(02/2019)