Schedule of Charges - Indus Online Savings Account Variants

Indus Online Savings Account - Indus Online Savings Account - MultiplierMax Product Variant Indus Delite Indus Digi-Start Privilege Minimum Balance Required Minimum Balance Required

ZERO subject to AMB of Rs 10,000. In case of non maintenance of balance, 5% of balance shortfall subject to a minimum 100 and a maximum of Rs 500 ZERO subject to AMB of Rs 10,000. In case of non per month; IP 10000 Or subject to DC/UPI/NB maintenance of balance, 5% of balance shortfall subject NMC Waived subject to Intial Funding + DC transactions for Merchant Payments above 10,000 per NMC Waived subject to Intial Funding + DC to a minimum 100 and a maximum of Rs 500 per month; AMB Requirement and NMC Charges Charges Requirement Getting Fulfilled. IP Rs month OR Setting up SI for a single transaction of 10,000 Charges Requirement Getting Fulfilled IP Rs1 0,000 10,000 or above for set up of RD or payment of Loan EMIs or Bills or Utillity Payments or eNACH or NACH based recurring mandates or SIP for MF.

Live FD of Rs 50,000 or more or Live RD of Rs 5,000 or Live FD of Rs 50,000 or more or Live RD of Rs 5,000 or more; more;

Initial Funding Requirement Minimum IP of Rs 10,000 Minimum IP of Rs 20000 Minimum IP of Rs 10000 Minimum IP of Rs 10000

Debit Card Platinum :Rs 500 p.a Visa Platinum @ Rs 249 Visa Platinum @ Rs 249 Visa Platinum @ Rs 249

Debit Card

Card Issuance Charge Platinum Plus:Rs 500 p.a Visa Platinum @ Rs 249 Visa Platinum @ Rs 249 Visa Platinum @ Rs 249

Card Renewal Charge Platinum Plus : Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500

Card Replacement Fee Platinum Plus : Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500 Visa Platinum @ Rs 500

Issuance of Duplicate PIN Rs. 20/- Rs. 20/- Rs. 20/- Rs. 20/-

Non-cash transactions - Own ATMs (IndusInd Free Free Free Free )

Cash Withdrawals - Own ATMs (IndusInd Bank) Free Free Free Free w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash w.e.f 1st Aug'19, 5* Free Cash or Non-cash transactions w.e.f 1st Aug'19, 5* Free Cash or Non-cash transactions transactions (Balance Enquiry, PIN Change and transactions (Balance Enquiry, PIN Change and (Balance Enquiry, PIN Change and Mini Statement) per (Balance Enquiry, PIN Change and Mini Statement) per Non-cash transactions - Other Bank ATMs in Mini Statement) per month. Beyond 5 Mini Statement) per month. Beyond 5 month. Beyond 5 transactions, all Non-cash transactions month. Beyond 5 transactions, all Non-cash transactions transactions, all Non-cash transactions would be transactions, all Non-cash transactions would be would be charged at Rs. 10/- per transaction. would be charged at Rs. 10/- per transaction. charged at Rs. 10/- per transaction. charged at Rs. 10/- per transaction. * 3 in metro cities * 3 in metro cities * 3 in metro cities * 3 in metro cities

w.e.f 1st Aug'19,5* Free Cash or Non-cash w.e.f 1st Aug'19,5* Free Cash or Non-cash w.e.f 1st Aug'19,5* Free Cash or Non-cash transactions w.e.f 1st Aug'19,5* Free Cash or Non-cash transactions transactions (Balance Enquiry, PIN Change and transactions (Balance Enquiry, PIN Change and (Balance Enquiry, PIN Change and Mini Statement) per (Balance Enquiry, PIN Change and Mini Statement) per Cash Withdrawals - Other Bank ATMs in Mini Statement) per month. Beyond 5 Mini Statement) per month. Beyond 5 month. Beyond 5 transactions, all cash transactions month. Beyond 5 transactions, all cash transactions would India### transactions, all cash transactions would be transactions, all cash transactions would be would be charged at Rs. 20/- per transaction. be charged at Rs. 20/- per transaction. charged at Rs. 20/- per transaction. charged at Rs. 20/- per transaction. * 3 in metro cities * 3 in metro cities * 3 in metro cities * 3 in metro cities

Cash Withdrawals - Other Bank ATMs outside Outside India: Rs. 125/- for Cash Withdrawal Outside India: Rs. 125/- for Cash Withdrawal Outside India: Rs. 125/- for Cash Withdrawal Outside India: Rs. 125/- for Cash Withdrawal India Exchange rate mark up on Foreign Currency Debit card transaction Platinum -2% Platinum -2% Platinum -2% Platinum -2% ATM transaction decline fee : Transactions declined at other bank ATMs due to Rs.20/- per transaction Rs.20/- per transaction Rs.20/- per transaction Rs.20/- per transaction insufficient funds Daily Cash Withdrawal Limit Platinum Card : Rs, 1,00,000 Platinum Card : Rs, 1,00,000 Platinum Card : Rs, 1,00,000 Platinum Card : Rs, 1,00,000 Daily POS Limit Platinum Card : Rs 2,00,000 Platinum Card : Rs 2,00,000 Platinum Card : Rs 2,00,000 Platinum Card : Rs 2,00,000 Remittance Facilities through Own Bank

Free one draft per day upto Rs. 25,000/-; above Free one draft per day upto Rs. 25,000/-; above Free one draft per day upto Rs. 25,000/-; above this Rs. Demand Draft or Pay Order - Issuance #### this Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & this Rs. 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Unlimited Free 2.5/- per Rs. 1,000 /-, Minimum of Rs. 50/- & Maximum of Maximum of Rs. 5,000/- per instrument Maximum of Rs. 5,000/- per instrument Rs. 5,000/- per instrument

DD/ PO Cancellation/ Duplicate Instrument Free Free Free Free Issuance

DD/ PO Revalidation Free Free Free Free Payment and Fund Transfer

Visa Credit Card Payment through ATM/Net Free Free Free Free Banking

w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on any w.e.f 1st July’19, Bank will not levy any charge on any NEFT Outward (done from the branch) any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or NEFT/RTGS transaction made via Branches or any other NEFT/RTGS transaction made via Branches or any other any other channel any other channel channel channel

w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on w.e.f 1st July’19, Bank will not levy any charge on any w.e.f 1st July’19, Bank will not levy any charge on any RTGS Outward (done from the branch) any NEFT/RTGS transaction made via Branches or any NEFT/RTGS transaction made via Branches or NEFT/RTGS transaction made via Branches or any other NEFT/RTGS transaction made via Branches or any other any other channel any other channel channel channel

NEFT /IMPS/RTGS- Outward through Net No Charges No Charges No Charges No Charges Banking or Mobile Banking

Other Savings Bank Account Facilities

Free Monthly E-Statement. Free Monthly E-Statement. Free Monthly E-Statement. Free Monthly E-Statement.

Monthly/Quaterly Phyiscal statement : Collect Monthly/Quaterly Phyiscal statement : Collect Monthly/Quaterly Phyiscal statement : Collect from Monthly/Quaterly Phyiscal statement : Collect from Home from Home Branch- Free, from Home Branch- Free, Home Branch- Free, Branch- Free,

Account Statement Quarterly physical Statement: Delivery Charge :Rs Quarterly physical Statement: Delivery Charge :Rs Quarterly physical Statement: Delivery Charge :Rs 15/- Quarterly physical Statement: Delivery Charge :Rs 15/- per 15/- per quarter. 15/- per quarter. per quarter. quarter.

Statement Adhoc request (Physical) : From Statement Adhoc request (Physical) : From Statement Adhoc request (Physical) : From Contact Statement Adhoc request (Physical) : From Contact Contact centre/PhoneBanking/ATM - Delivery Fee Contact centre/PhoneBanking/ATM - Delivery centre/PhoneBanking/ATM - Delivery Fee of : Rs 50 centre/PhoneBanking/ATM - Delivery Fee of : Rs 50 of : Rs 50 Fee of : Rs 50

Statement period Less than 90 days as on date of Statement period Less than 90 days as on date Statement period Less than 90 days as on date of Statement period Less than 90 days as on date of Issuance of Duplicate/Additional Statement issuance - FREE Beyond 90 days - 100/- of issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/- issuance - FREE Beyond 90 days - 100/-

Issuance of Loose Cheque Leaves Free Free Free Rs 3.5/Leaf Issuance of Duplicate Pass Book Free Free Free Free First ECS return in a quarter - Rs.350/-. From Internal Transfer / ECS Return (Insufficient First ECS return in a quarter - Rs.350/-. From second First ECS return in a quarter - Rs.350/-. From second ECS First ECS return in a quarter - Rs.350/-. From second ECS second ECS return in the same quarter - Rs.500/- Balance)* ECS return in the same quarter - Rs.500/- per return return in the same quarter - Rs.500/- per return return in the same quarter - Rs.500/- per return per return Miscellaneous

Free Transaction Alerts Free Transaction Alerts Free Transaction Alerts Free Transaction Alerts Transaction ###

Balance Notification Service will be charged at Rs Balance Notification Service will be charged at Balance Notification Service will be charged at Rs 30/- Balance Notification Service will be charged at Rs 30/- Balance Notification 30/- per quarter Rs 30/- per quarter per quarter per quarter Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Limit Accounts - Rs. 25/- Balance Certificate Other Accounts - Rs. 100/- Other Accounts - Rs. 100/- Other Accounts - Rs. 100/- Other Accounts - Rs. 100/-

Interest Certificate Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/-

Standing Order/Balance Order/Instructions Free Free Free Rs. 100/- per instructions

Enquiry relating to Old Records Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per enquiry Rs. 100/- per enquiry

No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . No Charge if A/C closed within 14 days . Charge of Rs. 200/-, or balance in the A/c Charge of Rs. 200/-, or balance in the A/c Charge of Rs. 200/-, or balance in the A/c whichever is Charge of Rs. 200/-, or balance in the A/c whichever is Account Closure whichever is lower, if account is closed post 14 whichever is lower, if account is closed post 14 lower, if account is closed post 14 days and within 6 lower, if account is closed post 14 days and within 6 days and within 6 months days and within 6 months months months

Photo Attestation Free Free Free Rs. 100/- per photo Signature Attestation Rs. 50/- per signature Rs. 50/- per signature Free Rs. 100/- per signature Rs. 100/- per instruction Rs. 100/- per instruction Free Rs. 100/- per instruction

Rs. 150/- for range of instruction in single Rs. 150/- for range of instruction in single mandate Rs. 150/- for range of instruction in single mandate Cheque Stop Payment mandate Free, if instruction given through Direct Channel- Free Free, if instruction given through Direct Channel- IVR, Free, if instruction given through Direct Channel- IVR, Mobile & Net Banking Mobile & Net Banking IVR, Mobile & Net Banking Remittance Facilities through Other Bank

Free one draft (correspondent bank only) per day upto Through Correspondent Bank- Rs. 3/- per Rs. 1,000/- Through Correspondent Bank- Rs. 3/- per Rs. Through Correspondent Bank- Rs. 3/- per Rs. 1,000/-; Rs. 50,000/-; above this Rs. 2.5/- per Rs. 1,000 /-, ; Minimum of Rs. 50/- and Maximum of Rs. 5,000/- 1,000/-; Minimum of Rs. 50/- and Maximum of Rs. Minimum of Rs. 50/- and Maximum of Rs. 5,000/- per Minimum of Rs. 50/- & Maximum of Rs. 5,000/- per per instrument 5,000/- per instrument instrument DD - Issuance instrument.

Through Non- Correspondent Bank- At Actuals Through Non- Correspondent Bank- At Actuals Non- Correspondent - At Actuals Through Non- Correspondent Bank- At Actuals

DD - Cancellation Rs. 100/- per instrument Rs. 100/- per instrument Rs. 100/- per instrument Rs. 100/- per instrument DD - Revalidation Rs. 50/- per instrument Rs. 50/- per instrument Rs. 50/- per instrument Rs. 50/- per instrument Foreign Exchange Remittance

(a) 0.12% of the gross amount of currency (a) 0.12% of the gross amount of currency (a) 0.12% of the gross amount of currency exchanged (a) 0.12% of the gross amount of currency exchanged for exchanged for an amount up to Rs.1,00,000/-, exchanged for an amount up to Rs.1,00,000/-, for an amount up to Rs.1,00,000/-, subject to the an amount up to Rs.1,00,000/-, subject to the minimum subject to the minimum amount of Rs.30/-; subject to the minimum amount of Rs.30/-; minimum amount of Rs.30/-; amount of Rs.30/-; (b) Rs.120/- and 0.06% of the gross amount of (b) Rs.120/- and 0.06% of the gross amount of (b) Rs.120/- and 0.06% of the gross amount of currency (b) Rs.120/- and 0.06% of the gross amount of currency currency exchanged for an amount exceeding currency exchanged for an amount exceeding Inward Remittances exchanged for an amount exceeding Rs. 1,00,000/- exchanged for an amount exceeding Rs. 1,00,000/- and Rs. 1,00,000/- and up to Rs.10,00,000/-; Rs. 1,00,000/- and up to Rs.10,00,000/-; and up to Rs.10,00,000/-; up to Rs.10,00,000/-; (c) Rs.660/- and 0.012% of the gross amount of (c) Rs.660/- and 0.012% of the gross amount of (c) Rs.660/- and 0.012% of the gross amount of currency (c) Rs.660/- and 0.012% of the gross amount of currency currency exchanged for an amount exceeding currency exchanged for an amount exceeding exchanged for an amount exceeding Rs.10,00,000/-, exchanged for an amount exceeding Rs.10,00,000/-, Rs.10,00,000/-, subject to maximum amount of Rs.10,00,000/-, subject to maximum amount of subject to maximum amount of Rs.6000/- subject to maximum amount of Rs.6000/- Rs.6000/- Rs.6000/-

FIRC (Foreign Inward Remittance Certificate) Rs. 100/- Rs. 100/- Rs. 100/- Rs. 100/- Issuance Non-Trade Remittance Rs. 250/- in addtion to SWIFT charges Rs. 250/- in addition to SWIFT charges Rs. 250/- in addition to SWIFT charges Rs. 250/- in addition to SWIFT charges

SWIFT/ Wire Transfer Rs. 500/- Rs. 500/- Rs. 500/- Rs. 500/-

FCY (Foreign Currency) Draft /DD issuance Rs. 350/- Rs. 350/- Rs. 350/- Rs. 350/-

0.25% on the cheque collection, Minimum of Rs. 0.25% on the cheque collection, Minimum of Rs. FCY (Foreign Currency) Cheque Collection 0.25% on the cheque collection, Minimum of Rs. 25/- 0.25% on the cheque collection, Minimum of Rs. 25/- 25/- 25/-

Cheque Collection

Local Clearing Free Free Free Free

Outstation Clearing through Own Bank Free Free Free Free

Upto and including 5,000: Rs. 25; Above 5,000 and Upto and including 5,000: Rs. 25; Above 5,000 and Upto and including 5,000: Rs. 25; Above 5,000 and upto Upto and including 5,000: Rs. 25; Above 5,000 and upto Outstation Clearing through Correspondent upto and including 10,000: Rs. 50; Above 10,000 upto and including 10,000: Rs. 50; Above 10,000 and including 10,000: Rs. 50; Above 10,000 and upto and including 10,000: Rs. 50; Above 10,000 and upto and Bank and upto and including 100,000: Rs. 100;Above and upto and including 100,000: Rs. 100;Above and including 100,000: Rs. 100; Above 100,000: Rs. 150 including 100,000: Rs. 100; Above 100,000: Rs. 150 100,000: Rs. 150 100,000: Rs. 150

Only for Financial Reasons Only for Financial Reasons Only for Financial Reasons Only for Financial Reasons

Local Inward Clearing*: - Local Inward Clearing*: - Local Inward Clearing*: - Local Inward Clearing*: -

First cheque return in a quarter - Rs.350/-. From First cheque return in a quarter - Rs.350/-. From First cheque return in a quarter - Rs.350/-. From second First cheque return in a quarter - Rs.350/-. From second Return of Cheque/s - Local second cheque return in the same quarter - second cheque return in the same quarter - cheque return in the same quarter - Rs.500/- per return cheque return in the same quarter - Rs.500/- per return Rs.500/- per return Rs.500/- per return

Local Outward Clearing: - Local Outward Clearing: - Local Outward Clearing: - Local Outward Clearing: -

SB A/c – Rs. 50/- per cheque SB A/c – Rs. 50/- per cheque SB A/c – Rs. 50/- per cheque SB A/c – Rs. 50/- per cheque Return of Cheque/s - Outstation - through Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- plus Own Bank 100/- plus actual out of pocket expenses 100/- plus actual out of pocket expenses plus actual out of pocket expenses actual out of pocket expenses

Return of Cheque/s - Outstation - through Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. Collection charges subject to a minimum of Rs. 100/- Collection charges subject to a minimum of Rs. 100/- plus Another Bank 100/- plus actual out of pocket expenses 100/- plus actual out of pocket expenses plus actual out of pocket expenses actual out of pocket expenses

Return of Cheque/s - Outstation Cheques Rs. 100/- plus out of pocket expenses. Rs. 100/- plus out of pocket expenses. Rs. 100/- plus out of pocket expenses. Rs. 100/- plus out of pocket expenses. Received in Inward Collection

Cheque Books

2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For 2 Cheque Book per quarter (30 leaves) free. For Issuance of Cheque Books # additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf. additional cheque leaves - Rs. 3.5/- per leaf.

Charges on Cash Withdrawal/Deposits at Branch/es

Cash withdrawal at any Indusind branch in Free Free Free Free India Free Limit of Rs.50,000/- per month; Above free Free Limit of Rs.50,000/- per month; Above free Third Party Cash withdrawal at non home Free Limit of Rs.50,000/- per month; Above free limit, Free Limit of Rs.50,000/- per month; Above free limit, limit, Rs.2.5/- per Rs.1000/- subject to minimum of limit, Rs.2.5/- per Rs.1000/- subject to minimum of Indusind branch in India ### Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 Rs 100 Rs 100

Free Limit of Rs.2,00,000/- per month or 5 times previous Free Limit of Rs.2,00,000/- per month or 5 times previous Free Limit of Rs.2,00,000/- per month or 5 times Free Limit of Rs.2,00,000/- per month or 5 times months AMB whichever is higher ; Above free limit, months AMB whichever is higher ; Above free limit, Rs.2.5/- previous months AMB whichever is higher ; Above previous months AMB whichever is higher ; Cash Deposit at any Indusind Branch Rs.2.5/- per Rs.1000/- subject to minimum of Rs 100 per Rs.1000/- subject to minimum of Rs 100 free limit, Rs.2.5/- per Rs.1000/- subject to Above free limit, Rs.2.5/- per Rs.1000/- subject to location### Note :- Free limits applicable only if product AMB is Note :- Free limits applicable only if product AMB is minimum of Rs 100 minimum of Rs 100 maintained. maintained.

Door Step Banking

Cashier's Cheque/Demand Drafts Delivery Free Free Free Free

1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque 1 request free per day ; Minimum cheque consolidated 1 request free per day ; Minimum cheque consolidated Cheque Pickup consolidated value Rs. 10,000/- consolidated value Rs. 10,000/- value Rs. 10,000/- value Rs. 10,000/- Minimum value of Rs.10,000/- & Maximum Rs.1 Minimum value of Rs.10,000/- & Maximum Rs.1 Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs.10,000/- & Maximum Rs.1 Lac @ Cash Delivery Lac @ Rs.50/- per request Lac @ Rs.50/- per request Rs.50/- per request Rs.50/- per request Minimum value of Rs. 10,000/- & Maximum Rs.1 Minimum value of Rs. 10,000/- & Maximum Rs.1 Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac @ Minimum value of Rs. 10,000/- & Maximum Rs.1 Lac @ Cash Pick-Up Lac @ Rs.130/- per request Lac @ Rs.130/- per request Rs.130/- per request Rs.130/- per request

1. All charges indicated above are exclusive of Taxes (as per Government rules) 2. Bank reserves the right to assess charges on transactions which are not covered by this schedule and to amend with prior notice the terms and conditions governing such services mentioned above and rates stated in this schedule. 3. Any changes in the charge tariff will be applied after a notice of atleast 30 days. 4. All Branch related transactions and some other services are available subject to account being Full KYCed i.e once customer due diligence has been completed 5.. Doorstep Banking is available at select branches only. Doorstep Banking is free for Senior citizen and Differently Abled Person.