KiwiWRAP KiwiSaver Scheme
Investment Options Supplement
1 January 2021 Issued by Consilium NZ Limited
This Investment Options Supplement is provided by Consilium under an exemption that the KiwiWRAP KiwiSaver Scheme has from some of the requirements of the Financial Markets Conduct Act 2013 and Financial Markets Conduct Regulations 2014. You can find a copy of the exemption notice on FMA’s website at www.fma.govt.nz/ compliance/exemptions/current-exemption-notices/financial-markets-conduct-act- exemptions. This document should be read alongside the KiwiWRAP KiwiSaver Scheme Product Disclosure Statement. Description of your investment options
A description of the investment options that are currently available to Members, and the estimated annual fund charges for those investment options are in the table from page 5. All capitalised terms in this IOS have the same meanings as defined for them in the KiwiWRAP KiwiSaver Scheme Trust Deed.
Please note that: • Any additions to the investment options will only be updated quarterly • The eligibility of all investments will be reviewed at least annually and may result in the removal of certain investment options. Refer to Section 3 of the Product Disclosure Statement for more details • Any changes to the estimated total annual fund charges, other charges and any individual action fees in respect of each investment option will only be updated annually • Consilium is not associated with any investment option provider • Consilium does not provide any guarantee of the performance of any investment option
Fees
Annual Scheme fee Member funds Manager fee per annum excl GST
Consilium, as the Manager of the Scheme, charges Members All assets* 0.29% the fees detailed below. These fees include the services of Cash of all currencies** 0.00% the Manager, the Custodian and the Supervisor, but excludes Adviser fees and any fees charged by third parties in relation *excluding cash held in the cash management account. to the underlying investments or transactions of a Member’s **held in the cash management account. Personal Plan. These fees are included in the total estimated fund charge in the investment options table on page 5. Understanding the total estimated fund charge
In the investment options table beginning on page 5 there Annual Scheme fee — detailed above and is the fee paid are several fees displayed. To understand the total annual to Consilium as Manager of the Scheme. Annual underlying fee you will pay for holding a specific investment you need investment fee is the ongoing fee charged by the issuer for to know what each fee is. managing and implementing each specific investment. These fees are made up of management fees, expense recoveries Individual action fee — a fee charged by the issuer of and indirect costs. As a result, the annual underlying the investment option to buy, sell or make another other investment fees published by the issuer are estimates only transaction. A buy/sell spread is the difference in the unit and the actual costs incurred may differ slightly. price between what someone pays when buying versus what someone will get for selling. Total annual estimated fund charge as a percentage of net asset value is the annual underlying investment fee plus Performance fee — a fee charged by the issuer of an the annual scheme fee. investment when they outperform a specific target. This means they get paid some of the extra performance earned. Every year you can expect to pay the annual estimated fund charges as a percentage of net asset value plus any performance fees, plus any buy/sell spreads or individual action fees, when you make a transaction.
1 Investment Options Supplement Individual action fees
There are no fees charged by the Manager for establishment, contributions, withdrawals or closures. The investments you have selected may charge fees for contributions and withdrawals.
Refer to brokerage fees below and the investment options table on page 5.
Brokerage fees Currency conversion fee
Brokerage charges including minimum brokerage and You will be charged a currency conversion fee by the additional charges for key markets can be found in the Custodian when you convert one currency to another. The following table. Note that additional charges vary depending fee is a proportion of the amounts converted. The fees for on the exchange traded on. Currencies with multiple markets major currencies are below and the fees for all currency pairs do not have other charges listed in the table. Always check can be found in the Custodian Disclosure Statement. The fees the details of the relevant exchange before loading orders. are in PIPs. A PIP is a percentage in point which is the smallest This schedule only applies to the default brokerage option price change that a given exchange rate can make, for most Consilium has established with the Custodian, not any other currencies this is $0.0001 so a 25 PIP fee equates to a fee of arrangements Advisers may have entered into directly with $0.0025 NZD per NZD sold. a broker. Your Adviser will inform you if their brokerage rates differ from this table. For example, to sell NZD and purchase $10,000 AUD at an exchange rate of 0.94, you will pay approximately $27 NZD in fees.
Additional Currency pair Fee (PIPs) Broker Min Brokerage Agency/Other Currency Charge (Local Currency) Charge NZD/AUD 25
NZD 0.20% 25.00 $5.50 NZX fee NZD/USD 50 AUD 0.20% 25.00 NZD/GBP 25 0.50% Stamp duty GBP 0.40% 50.00 on purchases NZD/EUR 60 USD 0.40% 50.00
EUR 0.40% 50.00 The Custodian also collects a margin when they are HKD 0.40% 50.00 instructed to convert money from one currency to another. SGD 0.40% 50.00 This margin may be up to 1% of the transaction and the amount collected is disclosed to you in your regular CAD 0.40% 50.00 reporting. JPY 0.40% 50.00 See the Custodian’s Disclosure Statement for the full list of currencies and fees.
2 Investment Options Supplement Other charges
Cash administration fee Adviser fees
The Custodian will hold your cash with ANZ Bank New Your Adviser may charge the following fees: Zealand Limited and has negotiated an interest rate with A fee covering their initial advice on investment selection them. Before paying interest to you, the Custodian will and ongoing monitoring of your Personal Plan against your deduct and retain a margin from that interest. The deduction investment objectives. These fees are agreed between you of the cash administration fee by the Custodian means the and your Adviser and confirmed to Consilium. interest that you receive on your cash balance will be less than that which is paid to the Custodian on your behalf. Initial establishment fee — subject to a maximum of 0.20% excluding GST. This establishment fee will be charged The interest you will receive on cash held in your cash on the initial balance that is either transferred from the management account (CMA) will be equal to the official exisiting KiwiSaver or a voluntary contribution, and can only cash rate (OCR) minus 0.25% per annum (CMA interest rate be charged once. = OCR - 0.25%). The Custodian will retain the difference between the CMA interest rate you receive and the Ongoing monitoring fee — subject to a maximum of negotiated interest rate, as a cash administration fee (cash 0.75% per annum excluding GST. The ongoing adviser fee is administration fee = negotiated interest rate - CMA interest deducted from your Personal Plan monthly in arrears and is rate), up to a maximum of 0.85% per annum. based on the daily balance of your Personal Plan. For example, if the OCR is 0.40% and the Custodian has Your Adviser cannot charge you any fees for other services negotiated an interest rate of 0.60% — you will receive such as action fees or review fees through the Scheme. 0.15% interest and the Custodian will retain 0.35% as a cash administration fee (refer to the example at the bottom of this page). Note that the Custodian will not charge negative interest on your cash management account, so the CMA interest rate will not fall below 0% per annum. The cash administration fee may change in the future.
More information is contained in the Custodian’s Disclosure Statement, which your adviser will make available to you.
Cash administration fee example:
Custodian’s negotiated OCR – 0.25% (CMA interest rate Cash administration fee the interest rate (A) OCR (B) you will receive)* (C) Custodian retains** =A-(B-C)
0.60% 0.40% 0.15% 0.35%
*minimum of 0.00% **maximum of 0.85%
3 Investment Options Supplement Example of how fees apply to an investor
Mrs Johnson invests $100,000 in a number of investment These fees might be more or less if her account balance has options from the IOS. She is charged brokerage when her increased or decreased over the year and are dependent on funds are invested of $200.00 (0.20% of $100,000). the type of investments she has selected. This brings the starting value of her investment to $99,800.00. Estimated total fees for the first year: Brokerage: $200.00 She is also charged the annual Scheme fee, which works out to $289.42 (0.29% of $99,800). These fees might be more or Annual Scheme fee: $289.42 less if her account balance has increased or decreased over Other charges: $1,022.00 the year and are dependent on the type of investments she Total $1,511.42 has selected. Over the next year Mrs Johnson pays other charges of $1,022.00 being a $75.00 cash administration fee, an Adviser If Mrs Johnson’s investment options include any funds, establishment fee, which works out to $200.00 (0.20% of those funds may be subject to additional fees (including $100,000) and ongoing Adviser fee, which works out to performance fees) and expenses. $747.00 (0.75% of $99,600.00). This example may not be representative of the actual fees you may be charged and reflects a mix of investment options at the maximum management fee rate.
Understanding the risk indicator
A risk indicator in relation to an investor’s Personal Plan will, In addition, you may work out your risk profile athttps:// except in the case of an eligible investor, be provided by an www.sorted.org.nz/tools/investor-kickstarter. investor’s appropriately qualified and registered financial Note that even the lowest category does not mean a adviser prior to any investments being made on behalf of risk-free investment, and there are other risks that are not the investor. captured by this rating. The risk indicator is rated from 1 (low) to 7 (high). The rating The risk indicator is not a guarantee of a Personal Plan’s reflects how much the value of the fund’s assets goes up future performance. The risk indicator is based on the and down (volatility). A higher risk generally means there is returns data for a five-year time period. Where an the potential for higher returns over time, but with the risk of investment does not have a five-year dataset, an appropriate higher losses, and there are likely to be more ups and downs benchmark will be substituted. While risk indicators are along the way. usually relatively stable, they do shift from time to time. To help you clarify your own attitude to risk, you must (unless you are an eligible investor) seek financial advice See the Product Disclosure Statement (PDS) for more from an appropriately qualified and registered financial information about the risks associated with investing in adviser. a Personal Plan.
Example risk indicator
Lower risk Higher risk 1 2 3 4 5 6 7 Potentially Potentially lower returns higher returns
4 Investment Options Supplement Investment Options Supplement
1 January 2021 Issued by Consilium NZ Limited Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund's investment approach is to buy securities that offer long-term value, that are currently unpopular with the general 20% of the https://www.allangray.co investment community or are not well known. Allan Gray will Allan Gray Allan Gray 0.20% / outperformance of m.au/b/forms- not buy a security simply because it is in the Benchmark. Australia Equity ETL0060.AU Australia Pty Nil 0.77% 0.29% 1.06% 0.20% the Fund vs. its documents/?selected=n Similarly, Allan Gray will buy significant positions in securities A Ltd benchmark ew that are not in the Benchmark if they offer outstanding value, based on our bottom-up, fundamental valuation of the opportunity.
The Fund's investment approach is to buy securities that offer long-term value, that are currently unpopular with the general 35% of the https://www.allangray.co investment community or are not well known. Allan Gray will Allan Gray Allan Gray 0.20% / outperformance of m.au/b/forms- not buy a security simply because it is in the Benchmark. Australia Equity ETL0349.AU Australia Pty Nil 0.00% 0.29% 0.29% 0.20% the Fund vs. its documents/?selected=n Similarly, Allan Gray will buy significant positions in securities B Ltd benchmark ew that are not in the Benchmark if they offer outstanding value, based on our bottom-up, fundamental valuation of the opportunity.
The Allan Gray Australia Stable Fund (Fund) aims to provide a long-term return that exceeds the Reserve Bank of Australia 20% of the https://www.allangray.co cash rate, with less volatility than the Australian sharemarket. Allan Gray Allan Gray 0.10% / outperformance of m.au/b/forms- The Fund invests a minimum of 50% in cash and money ETL0273.AU Australia Pty Nil 0.25% 0.29% 0.54% Australia Stable 0.10% the Fund vs. its documents/?selected=n market instruments such as term deposits. When the Ltd benchmark ew opportunity arises, the remainder is invested in carefully selected Australian securities using our contrarian investment philosophy.
AMP Capital The NZ Shares Fund is a diversified portfolio of predominantly https://www.ampcapital. Ethical Leaders AMP Capital 0.45% / New Zealand shares constructed with the aim of AMPI0130 Nil Nil 0.94% 0.29% 1.23% com/nz/en/investments/ NZ Shares Fund - Investors (NZ) 0.45% outperforming the NZX 50 Index (on a gross basis and funds AIF RE including imputation credits).
Page 6 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The performance Castle Point fee is 15% of any https://www.castlepointf The Fund can invest in a broad range of New Zealand and Castle Point Funds 0.00% / CASTPRF Nil return above NZ 1.05% 0.29% 1.34% unds.com/investor- Australian assets, including cash, debt instruments, equities, Ranger Fund Management 0.00% Offical Cash Rate + documents derivatives and other assets. Limited 5% per annum.
Castle Point Castle Point https://www.castlepointf The Fund invests in New Zealand and Australian Listed Funds 0.30% / Trans-Tasman CASTPTT Nil Nil 1.05% 0.29% 1.34% unds.com/investor- Companies and is benchmarked to the S&P/NZX 50 Index Management 0.30% Fund documents (incl Imputation Credits). Limited
Daintree Capital through its absolute return Core Income Trust provides investors with a higher income than generally available through term deposit and banking products. With Perennial Daintree Core https://daintreecapital.c the RBA Cash Rate at 0.25% many investors are looking for a Investment 0.05% / Income Trust WPC0696 Nil Nil 0.50% 0.29% 0.79% om.au/daintree-core- higher return, but wish to remain conservatively invested. Management 0.05% NZD income-trust/ Daintree's Core Income seeks to provide a solution to this dual Limited objective. We offer two classes of units to Australian and New Zealand investors: Australian dollar and New Zealand dollar units.
T1% of gross performance The Fund is actively managed, which means the holdings may above the hurdle differ considerably from its composite 50:50 NZX50 and Devon Alpha DEVONALPH Devon Funds 0.00% / rate of return of https://devonfunds.co.nz Nil 1.25% 0.29% 1.54% ASX200 index. While the Fund tends to be fully invested, when Fund A Management 0.00% 12% p.a. up to 13% /how-to-apply there are few compelling investment opportunities, the Fund p.a. then 15% of may hold up to 50% cash or cash equivalent securities. the amount thereafter.
Page 7 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The performance The Devon Dividend Yield Fund consists of a select group of fee is the first 10% approximately 25-35 New Zealand and Australian listed Devon Dividend Devon Funds 0.00% / of gross portfolio https://devonfunds.co.nz DEVONEI Nil 1.00% 0.29% 1.29% companies. These stocks are chosen for their attractive Yield Fund Management 0.00% performance /how-to-apply dividend yields and growth prospects with the aim of above the hurdle maintaining the dividend yield and capital value in real terms. rate of return.
Contribution The Trust may suit those investors seeking exposure to a Dimensional and DFA Australia 0.08% / https://au.dimensional.c diversified portfolio of large companies listed in Australia with Aust Large DFA0103.AU withdrawal Nil 0.20% 0.29% 0.49% Limited 0.08% om/funds the potential for long-term capital growth. Investors in this Company Trust fees: $0 to Trust will be exposed to share market volatility. 27.50
Contribution The Trust may suit those investors seeking exposure to a Dimensional and DFA Australia 0.10% / https://au.dimensional.c diversified portfolio of small companies listed in Australia with Aust Small DFA0104.AU withdrawal Nil 0.61% 0.29% 0.90% Limited 0.10% om/funds the potential for long-term capital growth. Investors in this Company Trust fees: $0 to Trust will be exposed to share market volatility. 27.50
Contribution The Trust may suit those investors seeking exposure to a Dimensional and DFA Australia 0.08% / https://au.dimensional.c diversified portfolio of securities listed in Australia with the Australian Core DFA0003.AU withdrawal Nil 0.28% 0.29% 0.57% Limited 0.08% om/funds potential for long-term capital growth. Investors in this Trust Equity Trust fees: $0 to will be exposed to share market volatility. 27.50
Contribution Ordinarily, the Trust will invest in a diversified market-wide Dimensional and portfolio of Australian listed securities. Eligible securities for DFA Australia 0.08% / https://au.dimensional.c Australian DFA2068.AU withdrawal Nil 0.31% 0.29% 0.60% the strategy include securities of companies and Real Estate Limited 0.08% om/funds Sustainability fees: $0 to Investment Trusts (REITs) and REIT-like entities listed in 27.50 Australia.
Page 8 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Contribution The Trust may suit those investors seeking exposure to a Dimensional and DFA Australia 0.08% / https://au.dimensional.c diversified portfolio of Value Companies listed in Australia Australian Value DFA0101.AU withdrawal Nil 0.34% 0.29% 0.63% Limited 0.08% om/funds with the potential for long-term capital growth. Investors in Trust fees: $0 to this Trust will be exposed to share market volatility. 27.50
The Fund is an actively managed fund investing in New Harbour Zealand and Australian listed equities. It is a high conviction Harbour Asset Australasian 0.00% / https://www.harbourass fund where the portfolio will consist of companies our analysts HARAEF Management Nil Nil 1.09% 0.29% 1.38% Equity Focus 0.00% et.co.nz/our-funds/ have researched and have a high belief will perform over the Limited Fund medium to longer-term. A higher rated company will have a higher weighting in the portfolio.
The Fund provides actively managed exposure to New Harbour Harbour Asset 0.00% / https://www.harbourass Zealand and Australian listed equities. This fund has a growth- Australasian HARAER Management Nil Nil 1.07% 0.29% 1.36% 0.00% et.co.nz/our-funds/ oriented active investment management approach to generate Equity Fund Limited alpha (return over the benchmark) for investors.
The Fund is designed to generate attractive levels of quarterly Harbour Harbour Asset income from a diversified portfolio of New Zealand and Australasian 0.00% / https://www.harbourass HARAEIW Management Nil Nil 1.03% 0.29% 1.32% Australian listed equities that pay sustainable and growing Equity Income 0.00% et.co.nz/our-funds/ Limited dividend yields as well as holding cash and fixed interest Fund R securities.
The Fund is designed to generate attractive levels of quarterly Harbour Harbour Asset income from a diversified portfolio of New Zealand and Australasian 0.00% / https://www.harbourass HARAEIWS Management Nil Nil 1.03% 0.29% 1.32% Australian listed equities that pay sustainable and growing Equity Income 0.00% et.co.nz/our-funds/ Limited dividend yields as well as holding cash and fixed interest Fund W securities.
Page 9 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The fund provides exposure to New Zealand equities. It is designed to track the market index with some quantitative Harbour NZ Harbour Asset https://www.harbourass 0.00% / tilting to selected companies. 70% of the fund mirrors the Equity Advanced HARNZABF Management Nil Nil 0.45% 0.29% 0.74% et.co.nz/our- 0.00% market index with the remaining 30% of the fund tilted Beta Fund Limited funds/advanced-beta/ towards those companies in the index that score well on our financial models for value, yield & growth.
Hyperion https://www.hyperion.co Hyperion Australian Growth Companies Fund seeks to achieve Hyperion Asset Australian 0.30% / m.au/hyperion- medium to long-term capital growth and income by investing BNT0003.AU Management Nil Nil 0.95% 0.29% 1.24% Growth 0.30% australian-growth- primarily in high calibre Australian companies listed within the Limited Companies companies-fund/ S&P/ASX 300 Index, at the time of investment.
https://www.blackrock.c BlackRock The Fund aims to provide investors with the performance of iShares om/au/intermediaries/pr Investment 0.08% / the market, before fees, as measured by the S&P/ASX 300 TR Australian Equity BGL0034.AU Nil Nil 0.20% 0.29% 0.49% oducts/254682/ishares- Mgmt (AUS) 0.08% Index (Index). The strategy uses a full-replication approach to Index australian-equity-index- Ltd match the performance of the benchmark. fund
Invest in 20 of the largest listed blue-chip companies in New https://kernelwealth.co.n Zealand that are collectively worth over $100 billion. The Fund Kernel NZ 20 Kernel Wealth 0.00% / KWLNZ20 Nil Nil 0.39% 0.29% 0.68% z/product-disclosure- provides broad diversification across a range of sectors Fund Limited 0.00% statement/ including utilities, real estate, telecommunication and healthcare.
Milford 0.45% - Based on a https://milfordasset.com Absolute returns with an annualised return objective of 5% Australian Milford Funds 0.00% / MAMAAGF Nil hurdle of the OCR 1.05% 0.29% 1.34% /what-we- above the New Zealand Official Cash Rate while seeking to Absolute Growth Limited 0.00% plus 5% per annum offer/investment-funds protect capital over rolling three year periods. Fund
Milford Milford Asset https://milfordasset.com 0.00% / Diversified fund that primarily invests in fixed interest Conservative MAMCF Management Nil Nil 0.95% 0.29% 1.24% /what-we- 0.00% securities, with a moderate allocation to equities. Fund Limited offer/investment-funds
Page 10 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Milford Trans- https://milfordasset.com Milford Funds 0.00% / Capital growth by out-performing a mix of two relevant share Tasman Equity MAMTF Nil Nil 1.05% 0.29% 1.34% /what-we- Limited 0.00% market indices over a minimum of five years. Fund offer/investment-funds
The Fund was designed to meet investor's needs for investment in New Zealand "eligible "companies which meet Mint New Mint Asset https://www.mintasset.c 0.00% / specific responsible investment criteria. Mint New Zealand SRI Zealand SRI MINTNZSRI Management Nil Nil 0.75% 0.29% 1.04% o.nz/our-funds/funds- 0.00% Equity Fund targets returns in excess of the Fund benchmark Equity Fund Limited overview/ of the S&P/NZX50 Gross index, measured over a rolling three year time period.
The strategy is a collection of the portfolio manager's highest Performance fee of Nikko AM Nikko Asset conviction investment ideas to achieve capital appreciation. TYNDALLAAE 0.29% / 10% of gains https://www.nikkoam.co. Concentrated Management Nil 1.15% 0.29% 1.44% The Fund can invest into 100% NZ and Australian Equities and F 0.29% above the hurdle nz/ Equity Fund PIE NZ Ltd 100% Cash. The typical number of stocks in the portfolio is rate. circa 15.
Seeks growth opportunities by investing in New Zealand and Nikko Asset Nikko AM Core TYNDALLCNZ 0.29% / https://www.nikkoam.co. Australian equity markets. Our local equity portfolio Management Nil Nil 0.95% 0.29% 1.24% Equity Fund EF 0.29% nz/ management team hand-pick stocks that they believe have NZ Ltd potential for growth of income and capital.
The NZ Shares Fund is a diversified portfolio of predominately https://www.ampcapital. NZ Shares Index AMP Capital 0.44% / New Zealand shares which is constructed to outperform the AMPI0136 Nil Nil 0.33% 0.29% 0.62% com/nz/en/investments/ Fund (AIF PE) Investors (NZ) 0.44% NZX 50 Gross Index. The portfolio also invests in Australian funds shares.
10.25% of increase https://www.pengana.co The Pengana Australian Equities Fund aims to enhance and Pengana Pengana in net asset value 0.20% / m/our-funds/australian- preserve investor wealth over a 5 year period via a Australian PCL0005.AU Capital Group Nil subject to the 1.08% 0.29% 1.37% 0.20% equities/australian- concentrated core portfolio of principally Australian listed Equities Class A Limited Australian cash equities-fund/?v=83407 securities. rate plus 6% p.a.
Page 11 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The QuayStreet Income Fund invests in a diversified portfolio with an emphasis on income producing assets which may QuayStreet include listed property, equities and derivatives. The QuayStreet Asset 0.50% / https://quaystreet.com/ investment objective is to provide returns above the Fund's QUAYINCO Nil Nil 0.78% 0.29% 1.07% Income Fund Management 0.50% our-funds/overview benchmark taking into account the prevailing shortterm Limited interest rates while preserving the real value of investments relative to inflation. The Fund aims to make quarterly distributions.
The Balanced Fund provides investors with an exposure to a Simplicity https://simplicity.kiwi/in Simplicity (NZ) 0.00% / mix of growth investments (eg. Shares) and income earning Balanced SKBF Nil Nil 0.32% 0.29% 0.61% vestment- Limited 0.00% investments. The Fund has over 3,000 investments in 23 Investment Fund funds/documents/ countries.
The Conservative Fund provides investors with a limited Simplicity https://simplicity.kiwi/in Simplicity (NZ) 0.00% / exposure to growth assets, with most of its investments in Conservative SKCF Nil Nil 0.32% 0.29% 0.61% vestment- Limited 0.00% income earning investments like fixed interest. The Fund has Investment Fund funds/documents/ over 3,000 investments in 23 countries.
The NZ Share Fund invests in securities listed in the New https://simplicity.kiwi/in Simplicity NZ Simplicity (NZ) 0.00% / Zealand stock exchange (NZX), to generate a return similar to SKNZSHARE Nil Nil 0.11% 0.29% 0.40% vestment- Share Fund Limited 0.00% the performance of the NZ share market. It is designed to be funds/documents/ the NZ share component of a diversified investment portfolio.
Page 12 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The NZ Core Equity Trust aims to provide investors with the benefits of long-term capital growth by investing in a diversified portfolio of financial products listed in New Zealand, with increased exposure to small companies and https://smartshares.co.n value companies relative to a market weighted portfolio. Value Smartshares NZ SmartShares 0.10% / z/legal- SSNZCE Nil Nil 0.50% 0.29% 0.79% companies are companies with a low price relative to various Core Equity Limited 0.10% documents#product- financial measures, including book value, cash flow and disclosure-statements earnings. DFA Australia Limited is the investment manager for NZ Core Equity Trust. DFA Australia Limited is the Australian subsidiary of Dimensional Fund Advisors LP, which is based in the United States and was formed in 1981.
https://www.superlife.co. nz/investment/sector- Invests in New Zealand shares and designed to track the SuperLife Invest 0.00% / SPLINZ50 NZX Limited Nil Nil 0.49% 0.29% 0.78% funds/nz-top-50- return (before tax, fees and other expenses) on the S&P/NZX NZ Top 50 Fund 0.00% fund?tab=superlife- 50 Portfolio Index. invest
https://www.wavestonec The WaveStone Australian Share Fund is an actively selected WaveStone 0.20% / apital.com.au/funds- portfolio of Australian shares managed with the aim of Australian Share HOW6060.AU Challenger Ltd Nil Nil 0.97% 0.29% 1.26% 0.20% performance/australian- outperforming the S&P/ASX 300 Accumulation Index over I share-fund/ rolling three-year periods.
Page 13 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Investment is in a passively managed low tracking error https://www.ampcapital. All Country portfolio managed against companies listed on the MSCI All com/content/dam/capit Global Shares AMP Capital 0.07% / Country World ex Tobacco Index. The Fund targets a position AMPI0138 Nil Nil 0.40% 0.29% 0.69% al/03-funds-files-only/nz- Index Fund (AIF Investors (NZ) 0.07% of being 69% gross hedged to the New Zealand dollar. The funds/latestpds/pds- PI) hedges are based on the currency components of the index-funds.pdf underlying index.
The investment strategy aims to modestly outperform the Bloomberg Commodities Index, which covers a broad basket of commodity futures encompassing agriculture, livestock, AMP Capital https://www.ampcapital. AMP Capital 0.15% / precious metals, industrial metals and energy. The investment Commodities AMPI0131 Nil Nil 0.89% 0.29% 1.18% com/nz/en/investments/ Investors (NZ) 0.15% takes advantage of market inefficiencies in the pricing Fund - NWCF funds structure of commodity futures. The Fund uses financial derivatives fully backed by cash. As the principal is held in New Zealand dollars, foreign currency exposure is minimal.
The Fund may be suitable for investors with an investment 15% calculated on https://antipodespartner Antipodes Antipodes horizon of over five years that seek capital growth and income 0.08% / a cumulative basis s.com/managed- Global Fund - IOF0045.AU Partners Nil 1.25% 0.29% 1.54% via exposure to global stocks and are willing to accept the 0.08% relative to the funds/antipodes-global- Class P Limited shorter term fluctuations in price typically associated with such Benchmark Index. fund/ investments.
The Fund invests in the Antipodes Global Fund - Long - UCITS (Underlying Fund) and cash or cash equivalent securities. The 15% of the Fund's https://antipodespartner Antipodes Antipodes Underlying Fund's investment exposure is predominantly to a 0.08% / performance s.com/nz-pie- Global Fund APLGFPIE Partners Nil 1.25% 0.29% 1.54% broad range of international shares listed on stock exchanges 0.08% above the funds/antipodes-global- (PIE) Limited in developed and emerging markets. The Underlying Fund Benchmark Index. fund-pie/ may use exchange traded derivatives for risk management purposes and to achieve equity exposure.
Page 14 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund invests in global credit and fixed interest markets. The underlying fund's investments include, but are not limited Bentham Global to, Australian and global hybrid securities, global high yield 0.28% / Income Fund BENWGIFN Challenger Ltd Nil Nil 0.77% 0.29% 1.06% www.challenger.com.au bonds, global syndicated loans, investment grade securities, 0.28% NZD global capital securities, asset backed securities, equities and derivatives. SAA guidelines are 90 to 100% in underlying fund and 0 to 10% in Cash.
BetaShares CPS - https://www.betashares. BetaShares 0.10% / Global Growth BSC0004.AU Nil Nil 0.76% 0.29% 1.05% com.au/fund-list/fund- BetaShares CPS - Global Growth Fund Capital Ltd 0.10% Fund overview/
To achieve long-term capital growth by seeking to take Capital Group Capital https://www.capitalgrou 0.13% / advantage of investment opportunities generated by changes New Perspective CIM0006.AU International Nil Nil 0.95% 0.29% 1.24% p.com/adviser/au/en/fu 0.13% in international trade patterns and economic and political (AU) (AUS) nd-centre.html relationships. Future income is a secondary objective.
To achieve long-term growth of capital by investing in common stocks of companies with significant exposure to Capital https://www.capitalgrou Capital Group 0.21% / countries with developing economies and/or markets. Many of CIM8680.AU International Nil Nil 0.95% 0.29% 1.24% p.com/adviser/au/en/fu New World (AU) 0.21% these countries may be referred to as emerging countries or (AUS) nd-centre.html emerging markets. The Fund may also invest in debt securities of issuers with exposure to these countries.
Using a fundamental, bottom-up approach utilising Capital Clarity - Capital https://clarityfunds.co.nz Group's extensive global research resources to build a 0.00% / Group New CFMCNPF Capital Group Nil Nil 1.25% 0.29% 1.54% /capital-group-new- portfolio. The Fund aims to achieve long-term growth of 0.00% Perspective Fund perspective-fund capital (five years or longer) by investing in shares of companies located around the world.
Page 15 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Trans-Tasman Fund invests in a high conviction portfolio of 25-35 well researched shares which are primarily New 10% of the Zealand and Australian listed companies. The Fund is actively Devon Trans- Devon Funds 0.00% / performance over https://devonfunds.co.nz managed, which means the holdings may differ considerably AU203185 Nil 1.25% 0.29% 1.54% Tasman Fund Management 0.00% the hurdle rate of /how-to-apply from its composite 50:50 NZX50 and ASX200 index. While the 9.85%. Fund tends to be fully invested, when there are few compelling investment opportunities, the Fund may hold up to 50% cash or cash equivalent securities.
Contribution The Trust may suit those investors seeking exposure to a Dimensional and diversified portfolio of Value Companies listed on approved DFA Australia 0.25% / https://au.dimensional.c Emerging DFA0107.AU withdrawal Nil 0.71% 0.29% 1.00% emerging markets with the potential for long-term capital Limited 0.25% om/funds Markets Trust fees: $0 to growth. Investors in this Trust will be exposed to share market 27.50 volatility.
The Trust may suit those investors seeking exposure to a diversified portfolio of securities listed on global developed Contribution markets (excluding Australia) with the potential for long-term Dimensional Glb and DFA Australia 0.12% / https://au.dimensional.c capital growth. In particular, the Trust may suit those investors Sstnblty Trust DFA0042.AU withdrawal Nil 0.38% 0.29% 0.67% Limited 0.12% om/funds who seek to have certain environmental and sustainability Hdg fees: $0 to impact and social considerations taken into account in the 27.50 investment decision making process of the Trust. Investors in this Trust will be exposed to share market volatility.
Page 16 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Trust may suit those investors seeking exposure to a diversified portfolio of securities listed on global developed Contribution markets (excluding Australia) with the potential for long-term Dimensional Glb and DFA Australia 0.10% / https://au.dimensional.c capital growth. In particular, the Trust may suit those investors Sstnblty Trust DFA0041.AU withdrawal Nil 0.38% 0.29% 0.67% Limited 0.10% om/funds who seek to have certain environmental and sustainability Unhdg fees: $0 to impact and social considerations taken into account in the 27.50 investment decision making process of the Trust. Investors in this Trust will be exposed to share market volatility.
Contribution The Trust may suit those investors seeking exposure to a Dimensional Glbl and DFA Australia 0.12% / https://au.dimensional.c diversified portfolio of securities listed on global developed Sustainability DFA0043 withdrawal Nil 0.38% 0.29% 0.67% Limited 0.12% om/funds markets (excluding Australia) with the potential for long-term NZD Hdg fees: $0 to capital growth. 27.50
Ordinarily, the Trust will invest in a diversified market-wide Contribution portfolio of securities associated with approved developed Dimensional and DFA Australia 0.12% / https://au.dimensional.c markets (excluding Australia). Eligible securities for the Global Core DFA0009.AU withdrawal Nil 0.36% 0.29% 0.65% Limited 0.12% om/funds strategy include securities of companies and Real Estate Equity AUD Hgd fees: $0 to Investment Trusts (REITs) and REIT-like entities listed on 27.50 approved developed markets (excluding Australia).
Contribution Dimensional and Ordinarily, the Trust will pursue its objective by investing in a DFA Australia 0.12% / https://au.dimensional.c Global Core DFA0039 withdrawal Nil 0.36% 0.29% 0.65% diverse group of listed securities associated with approved Limited 0.12% om/funds Equity NZD Hgd fees: $0 to developed markets ex Australia. 27.50
Page 17 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Contribution The Trust may suit those investors seeking exposure to a Dimensional and diversified portfolio of securities listed on global developed DFA Australia 0.10% / https://au.dimensional.c Global Core DFA0004.AU withdrawal Nil 0.36% 0.29% 0.65% markets (excluding Australia) with the potential for long-term Limited 0.10% om/funds Equity Trust fees: $0 to capital growth. Investors in this Trust will be exposed to share 27.50 market volatility.
Contribution The investment objective of the Trust is to provide long-term Dimensional and DFA Australia 0.10% / https://au.dimensional.c capital growth by gaining exposure to a diversified portfolio of Global Large DFA0105.AU withdrawal Nil 0.29% 0.29% 0.58% Limited 0.10% om/funds large companies associated with approved developed markets Company Trust fees: $0 to (excluding Australia). 27.50
To provide long-term capital growth by gaining exposure to a diversified portfolio of small companies associated with Contribution approved developed markets (excluding Australia). The Trust is Dimensional and https://au.dimensional.c DFA Australia 0.12% / not managed with the objective of achieving a particular Global Small DFA0106.AU withdrawal Nil 0.65% 0.29% 0.94% om/funds/global-small- Limited 0.12% return relative to a benchmark index. However, to compare Company Trust fees: $0 to company-trust the performance of the Trust with a broad measure of market 27.50 performance, reference may be made to the MSCI World ex Australia Small Cap Index (net div.).
Contribution The Trust may suit those investors seeking exposure to a Dimensional and diversified portfolio of large Value Companies listed on global DFA Australia 0.10% / https://au.dimensional.c Global Value DFA0102.AU withdrawal Nil 0.46% 0.29% 0.75% developed markets (excluding Australia) with the potential for Limited 0.10% om/funds Trust fees: $0 to long-term capital growth. Investors in this Trust will be 27.50 exposed to share market volatility.
Page 18 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund is intended to have a relatively higher exposure to shares than either the Fiducian Capital Stable Fund or the Fiducian Balanced Fund and therefore should be capable of https://www.fiducian.co generating higher returns, over the longer term but it will also Fiducian Growth Fiducian Group 0.20% / m.au/investments/divers FPS0004.AU Nil Nil 1.10% 0.29% 1.39% be exposed to higher capital losses when markets turn down. Fund Ltd 0.20% ified-funds/#growth- Over long periods of time (at least 5 to 7 years), growth funds fund tend to outperform other managed funds that have a lower exposure to growth assets (shares and property). This Fund commenced operation in February 1997.
20% of the difference in the https://www.hyperion.co The Hyperion Global Growth Companies Fund seeks to Hyperion Global Hyperion Asset Fund’s return 0.30% / m.au/hyperion-global- achieve medium to long-term capital growth and income by Growth WHT8435.AU Management Nil relative to its 0.70% 0.29% 0.99% 0.30% growth-companies- investing in high calibre companies primarily listed on a Companies B Limited benchmark return fund/ recognised global exchange, at the time of investment. multiplied by the NAV of the Fund.
iShares BlackRock The Fund aims to provide investors with the performance of Emerging Investment 0.30% / www.blackrockinvestme the market, before fees less withholding taxes, as measured by BGL0083.AU Nil Nil 0.55% 0.29% 0.84% Markets IMI Mgmt (AUS) 0.35% nts.com.au the MSCI Emerging Markets Investible Markets Index Equity Idx Ltd (unhedged in Australian dollars with net dividends reinvested)
iShares Screened BlackRock The Fund aims to provide investors with the performance of Wholesale https://www.blackrock.c Investment 0.08% / the market, before fees, as measured by the MSCI World ex- International BLK1965.AU Nil Nil 0.18% 0.29% 0.47% om/au/individual/literat Mgmt (AUS) 0.08% Tobacco ex-Controversial Weapons ex-Nuclear Weapons Net Equity Index ure/fund-update Ltd TR Index (unhedged in AUD). Fund - E2 Class
Page 19 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
A globally diversified exposure to mostly infrastructure lines of Kernel Global https://kernelwealth.co.n Kernel Wealth 0.00% / business, e.g. utilities, storage and telecommunications Infrastructure KWLWGF Nil Nil 0.39% 0.29% 0.68% z/product-disclosure- Limited 0.00% infrastructure providing relatively stable cash flow and Fund statement/ inflation hedging.
https://www.mfs.com/en- The Trust aims to seek capital appreciation over the longer au/institutions-and- term by investing in a diversified portfolio of global shares consultants/product- MFS Blended MFS selected through a blend of fundamental and quantitative 0.25% / strategies/australian- Research Global ETL0402.AU Investment Nil Nil 0.50% 0.29% 0.79% research, and aims to outperform its Benchmark (MSCI All 0.25% products/ETL0402AU- Equity Trust Management Country World ex-Tobacco Index (net dividends reinvested), mfs-blended-research- measured in AUD) over a full market cycle, before taking into global-equity- account fees and expenses. trust.html#tab-overview
0.25% - Based on a https://milfordasset.com Milford Active Milford Funds 0.00% / Diversified fund that primarily invests in equities, with a MAMAF Nil hurdle of 10% per 1.05% 0.29% 1.34% /what-we- Growth Fund Limited 0.00% moderate allocation to fixed interest securities. annum offer/investment-funds
0.03% - through some exposure to https://milfordasset.com Milford Balanced Milford Funds 0.00% / Diversified fund that primarily invests in equities, with a MAMBF Nil underlying Funds 1.05% 0.29% 1.34% /what-we- Fund Limited 0.00% significant allocation to fixed interest securities. that charge a offer/investment-funds performance fee.
Milford 0.30% - Based on https://milfordasset.com Milford Funds 0.00% / Diversified fund that primarily invests in fixed interest and Diversified MAMIF Nil the OCR plus 2.5% 0.65% 0.29% 0.94% /what-we- Limited 0.00% equity income-generating securities. Income Fund per annum offer/investment-funds
Mint Diversified Mint Asset https://www.mintasset.c The Fund aims to deliver a total return (through capital growth 0.00% / Income Fund MINTDIF Management Nil Nil 1.07% 0.29% 1.36% o.nz/our-funds/funds- and income) in excess of the Consumer Price Index by 3% on a 0.00% (Retail) Limited overview/ rolling three year basis in New Zealand dollar terms.
Page 20 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Managed by Nikko AM's Global Equity team that is based in Nikko AM Global Nikko Asset Edinburgh, Scotland. The Fund provides investors with a 0.07% / https://www.nikkoam.co. Shares Hedged NIKKOGSHF Management Nil Nil 1.21% 0.29% 1.50% relatively concentrated actively managed portfolio of global 0.07% nz/ Fund NZ Ltd equities to achieve long term capital growth hedged to the NZD.
Pathfinder Pathfinder Responsible PATHFINDER Asset 0.05% / https://www.path.co.nz/ Nil Nil 0.93% 0.29% 1.22% The Fund invests in international equities and listed property. Investment Fund RIF Management 0.05% documents-forms (Wholesale) Limited
Perpetual Perpetual The Perpetual Ethical SRI Fund aims to provide long-term Investment 0.15% / Wholesale PER0116.AU Nil Nil 1.18% 0.29% 1.47% www.perpetual.com.au/ capital growth and regular income through investment in Management 0.15% Ethical SRI quality shares of ethical and socially responsible companies. Ltd
20% p.a. of any investment return 5% of in excess of the https://www.pmcapital.c To provide long-term capital growth and outperform the PM Capital proceeds if PM CAPITAL 0.25% / greater of the RBA om.au/global- greater of the MSCI World Net Total Return Index (AUD) or Global PMC0100.AU withdrawn 1.09% 0.29% 1.38% Limited 0.25% cash rate; and companies- RBA cash rate over rolling seven year periods. The Fund is not Companies within 12 MSCI World or fund/investor-resources intended to replicate the index. months S&P/ASX200 (respectively).
The Fund will hold a diverse range of global infrastructure Franklin RARE https://www.rareinfrastr securities across a number of infrastructure sub-sectors such Templeton 0.12% / Infrastructure TGP0034.AU Nil Nil 0.97% 0.29% 1.26% ucture.com/strategies/v as gas, electricity and water utilities, toll-roads, airports, rail Investments 0.05% Value Unhedged alue-strategy/ and communication infrastructure and across geographic Aus Ltd regions.
Page 21 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund invests primarily in a portfolio of securities of T.Rowe Price Harbour Asset companies which are traded, listed or due to be listed, on 0.00% / https://www.harbourass Global Equity TROPGEG Management Nil Nil 1.17% 0.29% 1.46% recognised exchanges and/or markets throughout the world. 0.00% et.co.nz/our-funds/ Growth Fund Limited It may include securities of companies traded on recognised exchanges of developing countries.
The FTSE Developed ex Australia ex Non-renewable Energy, Vice Products and Weapons Index comprises securities (shares) listed on the exchanges of the world's major Vanguard Vanguard https://www.vanguard.c developed economies. The index excludes companies with 0.07% / Ethically Cons VAN8175.AU Investments Nil Nil 0.18% 0.29% 0.47% om.au/personal/product significant business activities involving fossil fuels, alcohol, 0.07% Intl Shrs Idx Australia Ltd s/en/overview tobacco, gambling, military weapons and civilian firearms, nuclear power and adult entertainment. Details of the benchmark methodology can be accessed by visiting www.ftserussell.com.
The Fund provides exposure to many of the world's largest companies listed in major developed countries. It offers low- cost access to a broadly diversified range of securities that Vanguard excludes companies with significant business activities Vanguard https://www.vanguard.c Ethically Cons 0.12% / involving fossil fuels, nuclear power, alcohol, tobacco, VAN4013.AU Investments Nil Nil 0.26% 0.29% 0.55% om.au/personal/product Intl 0.12% gambling, weapons, adult entertainment and a conduct Australia Ltd s/en/overview ShrsIdxNZDH related screen based on severe controversies. The Fund is hedged to New Zealand dollars so the value of the Fund is relatively unaffected by currency fluctuations for New Zealand investors.
The Fund will hold most of the securities in the Index, allowing Vanguard Vanguard https://www.vanguard.c for individual security weightings to vary from the Index from 0.06% / International VAN0003.AU Investments Nil Nil 0.18% 0.29% 0.47% om.au/personal/product time to time. The Fund will be fully exposed to the fluctuating 0.06% Shares Index Australia Ltd s/en/overview values of foreign currencies, as there will not be any hedging of foreign currencies to the Australian dollar.
Page 22 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund provides exposure to many of the world's largest companies listed in major developed countries. It offers low- https://www.vanguard.c cost access to a broadly diversified range of securities that Vanguard Intl Vanguard 0.11% / om.au/personal/product allows investors to participate in the long-term growth Shares Index VAN0107 Investments Nil Nil 0.24% 0.29% 0.53% 0.11% s/en/detail/8146/Overvi potential of international economies outside Australia. The Hgd NZD Australia Ltd ew Fund is hedged to New Zealand dollars so the value of the Fund is relatively unaffected by currency fluctuations for NZ investors.
The Fund holds all of the securities in the index most of the time, allowing for individual security weightings to vary Vanguard Intl Vanguard https://www.vanguard.c 0.07% / marginally from the index from time to time. The Fund may Shares Sel VAN1579.AU Investments Nil Nil 0.20% 0.29% 0.49% om.au/personal/product 0.07% hold securities that have been removed from or are expected Exclusions Idx Australia Ltd s/en/overview to be included in the index. The Fund may also invest in futures contracts.
Vanguard International Shares Select Exclusions Index Fund - https://www.vanguard.c AUD Hedged seeks to track the return of the MSCI World ex Vanguard Intl Vanguard 0.12% / om.au/personal/product Australia, ex Tobacco, ex Controversial Weapons, ex Nuclear Shrs Sel Excls Idx VAN3200.AU Investments Nil Nil 0.23% 0.29% 0.52% 0.12% s/en/detail/8124/Overvi Weapons (with net dividends reinvested) hedged into Hdg AUD Australia Ltd ew Australian dollars Index before taking into account fees, expenses and tax.
The Fund holds all of the securities in the index most of the time, allowing for individual security weightings to vary Vanguard Intl https://www.vanguard.c Vanguard marginally from the index from time to time. The Fund may Shs Sel 0.09% / om.au/personal/product VAN8287 Investments Nil Nil 0.26% 0.29% 0.55% hold securities that have been removed from or are expected Exclusions 0.09% s/en/detail/8125/Overvi Australia Ltd to be included in the index. The Fund also holds forward IdxNZDH ew foreign exchange contracts and may invest in futures contracts.
Page 23 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Investment is in a range of short and long-term maturities of global fixed interest securities, including government, AMP Capital government-related, corporate, green bonds, asset-backed Ethical Leaders https://www.ampcapital. and hybrid securities, in developed and emerging markets AMP Capital 0.24% / Hedged Global AMPI0109 Nil Nil 0.83% 0.29% 1.12% com/nz/en/investments/ around the globe. The portfolio takes a responsible Investors (NZ) 0.24% Fixed Interest funds investment approach and has been certified by the Fund AIF Q Responsible Investment Association of Australasia (RIAA). The Fund targets being 100% hedged back to New Zealand dollars.
The Global Short Duration Fund aims to provide the investor with access to a well-diversified portfolio of high quality AMP Capital https://www.ampcapital. global fixed income securities. The Fund invests in securities Global Short AMP Capital 0.08% / AMPI0125 Nil Nil 0.82% 0.29% 1.11% com/nz/en/investments/ with a shorter average duration than traditional fixed income Duration Fund - Investors (NZ) 0.40% funds funds, and takes advantage of global opportunities focusing NWQ3 on active positions on secular trends as opposed to short term aberrations in interest rates.
https://www.ampcapital. To maximise the amount of the monthly distribution payments AMP Capital com/nz/en/investments/ by outperforming, over the medium term, the weighted Income AMP Capital 0.34% / AMPI0129 Nil Nil 0.88% 0.29% 1.17% funds/goals-multi- average return of the market indices used to measure Generator Fund - Investors (NZ) 0.34% asset/amp-capital- performance of the underlying funds/assets in which the Fund AIG F income-generator-fund invests.
The aim of the Trust is to provide income over the medium Perennial Daintree High https://daintreecapital.c term, by investing in a diversified portfolio of credit fixed Investment 0.15% / Income Trust WPC0529.AU Nil Nil 0.75% 0.29% 1.04% om.au/daintree-high- income securities and cash, and to provide a total return (after Management 0.15% NZD Unit Cl income-trust/ fees) that exceeds the Benchmark measured throughout a Limited market cycle.
Page 24 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Contribution Dimensional 2- and Under normal circumstances, the Trust will invest in DFA Australia 0.08% / https://au.dimensional.c Yr Diversified FI DFA0045 withdrawal Nil 0.25% 0.29% 0.54% accordance with the following target allocation range: Fixed Limited 0.16% om/funds NZD fees: $0 to Interest 100%. 27.50
Contribution Dimensional Five- and The Trust may suit those investors seeking a liquid, low risk, DFA Australia 0.08% / https://au.dimensional.c Year Diversified DFA0108.AU withdrawal Nil 0.28% 0.29% 0.57% diversified portfolio that provides exposure to the returns of Limited 0.12% om/funds F/I fees: $0 to short-term global fixed interest securities. 27.50
Contribution Dimensional Five- and The Trust may suit those investors seeking a liquid, low risk, DFA Australia 0.08% / https://au.dimensional.c Year Diversified DFA0001 withdrawal Nil 0.28% 0.29% 0.57% diversified portfolio that provides exposure to the returns of Limited 0.12% om/funds FI NZD fees: $0 to short-term global fixed interest securities. 27.50
The Trust is managed to invest in a broadly diversified portfolio of eligible intermediate term domestic and global fixed interest and money market securities. Within portfolio Contribution Dimensional Glbl constraints, including controls on portfolio maturity, security and Bond DFA Australia 0.10% / https://au.dimensional.c maturity, credit quality and diversification, and adjusted to DFA0642.AU withdrawal Nil 0.39% 0.29% 0.68% Sustainability Limited 0.22% om/funds take into account certain environmental and sustainability fees: $0 to AUD impact and social considerations, the objective of the Trust is 27.50 to maximise the return of the portfolio. The Trust is not managed with the objective of achieving a particular return relative to a benchmark index.
Page 25 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Trust is managed to invest in a broadly diversified portfolio of eligible intermediate term domestic and global fixed interest and money market securities. Within portfolio Contribution Dimensional Glbl constraints, including controls on portfolio maturity, security and Bond DFA Australia 0.10% / https://au.dimensional.c maturity, credit quality and diversification, and adjusted to DFA6872 withdrawal Nil 0.39% 0.29% 0.68% Sustainability Limited 0.22% om/funds take into account certain environmental and sustainability fees: $0 to NZD impact and social considerations, the objective of the Trust is 27.50 to maximise the return of the portfolio. The Trust is not managed with the objective of achieving a particular return relative to a benchmark index.
Contribution The Trust may suit those investors seeking a liquid, diversified Dimensional and portfolio that provides exposure to the returns of global fixed DFA Australia 0.10% / https://au.dimensional.c Global Bond DFA0028.AU withdrawal Nil 0.35% 0.29% 0.64% interest securities. Dimensional's fixed interest portfolios are Limited 0.22% om/funds Trust fees: $0 to based on dimensions of expected return that have been 27.50 identified by academic research.
Contribution The Trust may suit those investors seeking a liquid, diversified Dimensional and portfolio that provides exposure to the returns of global fixed DFA Australia 0.10% / https://au.dimensional.c Global Bond DFA0038 withdrawal Nil 0.35% 0.29% 0.64% interest securities. Dimensional's fixed interest portfolios are Limited 0.22% om/funds Trust NZD fees: $0 to based on dimensions of expected return that have been 27.50 identified by academic research.
Fisher Funds https://fisherfunds.co.nz The fund aims to provide moderate protection for your Fisher Funds 0.00% / ZU200137 Management Nil Nil 1.21% 0.29% 1.50% /investment/managed- investment while also generating modest returns over the BondPlus Fund 0.00% Limited funds long term by investing in international fixed interest assets.
Page 26 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
A multiple manager approach covers the three major https://www.ampcapital. components of global bond markets - government bonds, Hedged Global com/content/dam/capit corporate credit and securitised debt. Investment is in a range Fixed Interest AMP Capital 0.25% / AMPI0137 Nil Nil 0.40% 0.29% 0.69% al/03-funds-files-only/nz- of short and long-term maturities of global fixed interest Index Fund (AIF Investors (NZ) 0.15% funds/latestpds/pds- securities, including government, government-related, PQ) index-funds.pdf corporate, green bonds, asset-backed and hybrid securities, in developed and emerging markets around the globe.
Hunter Actively managed by PIMCO with mandate consistent with Hunter Global HUNTERGFIF Investment 0.00% / PIMCO's flagship fund, optimised for NZ investors. Fixed Interest Nil Nil 0.54% 0.29% 0.83% hunterinvestments.co.nz PIE Management 0.10% Benchmarked against the Barclays Global Aggregate Bond Fund Ltd Index, hedged to $NZ. Responsible Investment filters.
https://www.blackrock.c BlackRock iShares om/au/intermediaries/pr The Fund aims to provide investors with the performance of Investment 0.05% / Australian Bond BGL0105.AU Nil Nil 0.22% 0.29% 0.51% oducts/254816/blackroc the market, before fees, as measured by the Bloomberg Mgmt (AUS) 0.07% Index k-blk-indexed-australian- AusBond Composite IndexSM. Ltd bond-fund
Milford Trans- https://milfordasset.com Milford Funds 0.00% / Tasman Bond MAMTTBF Nil Nil 0.65% 0.29% 0.94% /what-we- Primarily invests in trans-Tasman fixed interest securities. Limited 0.00% Fund offer/investment-funds
Managed by Goldman Sachs Asset Management Australia Pty Nikko Asset Ltd (GSAM). The Fund aims to provide investors with regular Nikko AM Global 0.00% / https://www.nikkoam.co. TYNDALLGFI Management Nil Nil 0.84% 0.29% 1.13% income by constructing an actively managed investment Bond Fund 0.00% nz/ NZ Ltd portfolio of permitted investments, with the potential for capital gain from global fixed interest markets.
Page 27 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Aims to provide investors with regular income from an actively managed investment portfolio. The Fund invests in NZ fixed Nikko Asset Nikko AM 0.10% / https://www.nikkoam.co. interest, Australasian equities and property and multiple Nikko TYNDALLIF Management Nil Nil 0.81% 0.29% 1.10% Income Fund 0.10% nz/ AM Funds. Equities with a good dividend stream and a focus NZ Ltd on growing value over time are selected as an attractive alternative to fixed income securities.
Nikko Asset Aims to generate income by constructing an actively managed Nikko AM NZ 0.00% / https://www.nikkoam.co. NIKKONZC Management Nil Nil 0.32% 0.29% 0.61% investment portfolio of short-term deposits and bonds whilst Cash Fund 0.00% nz/ NZ Ltd preserving capital value.
https://www.eqt.com.au/ The Fund provides exposure to a concentrated portfolio of Premium China ~/media/equitytrustees/ fixed interest securities issued by companies in Asia and the Premium Asia Funds 0.50% / files/instofunds/premiu MAQ0782.AU Nil Nil 1.13% 0.29% 1.42% Middle East. The Fund may also invest in cash, money market Income Management 0.50% mchinafunds/premium- instruments and derivatives including over-the counter Pty Ltd asia-income-fund-nz- participatory notes and foreign exchange contracts. pds.pdf
The Russell Investments Global Fixed Interest provides exposure to a global fixed interest portfolio managed actively Russell Russell https://russellinvestment on a multi-manager basis. The Fund's underlying investment Investments Investment 0.15% / s.com/nz/solutions/fund exposure comprises of a diversified range of fixed interest Global Fixed RIFGFI Nil Nil 0.78% 0.29% 1.07% Management 0.15% s-and-strategies/fund- investments, including international government securities, Interest Fund - Limited performance government-related securities, corporate securities, asset- PIE backed securities and hybrid securities in both developed and emerging markets around the globe.
https://www.superlife.co. The Overseas Bonds Fund is designed to provide a return SuperLife Invest 0.00% / nz/investment/sector- (after tax, fees and other expenses) that reflects the after-tax Overseas Bonds SPLIOSBO NZX Limited Nil Nil 0.49% 0.29% 0.78% 0.00% funds/overseas-bonds- return on international bond markets of developed Fund fund economies.
Page 28 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Vanguard Ethically Conscious Global Aggregate Bond Index https://www.vanguard.c Vanguard Etclly Vanguard Fund (Hedged) - AUD Hedged seeks to track the return of the 0.13% / om.au/personal/product Cons Glb Agg Bd VAN2989.AU Investments Nil Nil 0.28% 0.29% 0.57% Bloomberg Barclays MSCI Global Aggregate SRI Exclusions 0.13% s/en/detail/8136/Overvi IdxHAUDH Australia Ltd Float Adjusted Index Hedged into Australian dollars before ew taking into account fees, expenses and tax.
Vanguard Ethically Conscious Global Aggregate Bond Index https://www.vanguard.c Vanguard Etclly Vanguard Fund (Hedged) - NZD Hedged seeks to track the return of the 0.13% / om.au/personal/product Cons Glb Agg Bd VAN1233 Investments Nil Nil 0.28% 0.29% 0.57% Bloomberg Barclays MSCI Global Aggregate SRI Exclusions 0.25% s/en/detail/8135/Overvi IdxHNZDH Australia Ltd Float Adjusted Hedged into New Zealand dollars Index before ew taking into account fees, expenses and tax.
Page 29 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
APN Funds The APN AREIT Fund is an income focused, award winning 0.25% / https://apngroup.com.a APN AREIT APN0008.AU Management Nil Nil 0.85% 0.29% 1.14% property securities fund that invests in a portfolio of listed 0.25% u/fund/areit/ Ltd Australian Real Estate Investment Trusts (AREITs).
https://iisolutions.co.nz/f The APN AREIT PIE Fund is an income focused, property APN Funds APN AREIT PIE 0.25% / und-hosting/our- securities fund that invests in the award-winning APN AREIT APNREITPIE Management Nil Nil 1.12% 0.29% 1.41% Fund 0.25% funds/apn-areit-pie- Fund portfolio of listed Australian Real Estate Investment Ltd fund/ Trusts (AREITs).
APN Funds The APN Asian REIT Fund is an income focused property 0.00% / https://apngroup.com.a APN Asian REIT APN0023.AU Management Nil Nil 0.98% 0.29% 1.27% securities fund that invests in a portfolio of listed Asian Real 0.00% u/fund/asian-reit/ Ltd Estate Investment Trusts (REITs).
Contribution Dimensional and Under normal circumstances, the Trust will invest in DFA Australia 0.12% / https://au.dimensional.c Global Real DFA0044 withdrawal Nil 0.40% 0.29% 0.69% accordance with the following target allocation range: Real Limited 0.12% om/funds Estate NZD Hdg fees: $0 to estate securities 100%. 27.50
The Trust may suit those investors seeking exposure to a Contribution diversified portfolio of real estate securities listed on Dimensional and DFA Australia 0.10% / https://au.dimensional.c developed markets (including Australia) and emerging Global Real DFA0005.AU withdrawal Nil 0.37% 0.29% 0.66% Limited 0.10% om/funds markets with the potential for long-term capital growth. Estate Trust fees: $0 to Investors in this Trust will be exposed to share market 27.50 volatility.
Page 30 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund will predominantly be invested in sustainable dividend generating companies, which derive their economic value from owning traditional real estate assets with Harbour Real Harbour Asset 0.00% / https://www.harbourass appropriate financial and governance structures in place. In Estate HARREI Management Nil Nil 0.72% 0.29% 1.01% 0.00% et.co.nz/our-funds/ addition, the Fund may invest in shares of companies that Investment Fund Limited derive their economic value from the control of real estate assets, but don't meet the strict definition of listed property securities or REITS.
The Fund aims to provide investors with the performance of the market, before fees, as measured by the S&P/ASX 300 A- REIT TR Index (index). To achieve its investment objective the BlackRock iShares Fund invests substantially all of its assets in units of the Investment 0.08% / www.blackrockinvestme Australian Listed BGL0108.AU Nil Nil 0.22% 0.29% 0.51% iShares Wholesale Australian Listed Property Index Fund Mgmt (AUS) 0.08% nts.com.au Property Index (underlying fund), another fund managed by the company Ltd that has the same investment strategy as the Fund. The underlying fund invests in the Australian real estate investment trusts (REITs) that form the index.
Kernel NZ https://kernelwealth.co.n Kernel Wealth 0.00% / Commercial KWLCPF Nil Nil 0.39% 0.29% 0.68% z/product-disclosure- Diverse mix of NZ listed REITs. Limited 0.00% Property Fund statement/
10.0% of the excess return of the Units of the Magellan Asset https://www.magellangr The Magellan Infrastructure Fund has been designed to Magellan 0.15% / Fund above the MGE0002.AU Management Nil 1.05% 0.29% 1.34% oup.com.au/funds/mage provide investors with efficient access to the infrastructure Infrastructure 0.15% higher of the Index Limited llan-infrastructure-fund/ asset class, while protecting capital in adverse markets. Relative Hurdle and the Absolute Return Hurdle.
Page 31 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
10.0% of the excess return of the Units of the https://www.magellangr Magellan Magellan Asset The Magellan Infrastructure Fund has been designed to 0.15% / Fund above the oup.com.au/funds/mage Infrastructure MGE0006.AU Management Nil 1.05% 0.29% 1.34% provide investors with efficient access to the infrastructure 0.15% higher of the Index llan-infrastructure-fund- (Unhedged) Limited asset class, while protecting capital in adverse markets. Relative Hurdle unhedged/ and the Absolute Return Hurdle.
The Maple-Brown Abbott Global Listed Infrastructure Fund is an actively managed global listed infrastructure securities https://www.maple- portfolio with a focus on regulated, contracted and concession Maple-Brown Maple-Brown 0.15% / brownabbott.com.au/gl assets or networks that provide essential services. The Fund Abbott Global MPL0006.AU Nil Nil 0.98% 0.29% 1.27% Abbott Limited 0.15% obal-listed- aims to outperform the benchmark over rolling five-year Listed Infras infrastructure periods. The benchmark is an accumulation index, maintained daily by us, comprised of the OECD Total Inflation Index plus 5.5% per annum.
The Maple-Brown Abbott Global Listed Infrastructure Fund - Hedged is an actively managed global listed infrastructure securities portfolio with a focus on regulated, contracted and MBA Global https://www.maple- concession assets or networks that provide essential services. Listed Maple-Brown 0.15% / brownabbott.com.au/gl MPL0008.AU Nil Nil 1.00% 0.29% 1.29% We will substantially hedge the Fund's currency exposure back Infrastructure- Abbott Limited 0.15% obal-listed- to Australian dollars. The Fund aims to outperform the Hedge infrastructure benchmark over rolling five-year periods. The benchmark is an accumulation index, maintained daily by us, comprised of the OECD Total Inflation Index plus 5.5% per annum.
This is a single asset class Fund, which typically invests in New Mint Mint Asset https://www.mintasset.c Zealand and Australian listed property securities. The Fund has 0.00% / Australasian MINTREIT Management Nil Nil 1.08% 0.29% 1.37% o.nz/our-funds/funds- an investment objective of outperforming the S&P/NZX All 0.00% Property Fund Limited overview/ Real Estate (Industry Group) Gross Index by 1% per annum, before fees, over the medium to long-term.
Page 32 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund invests in listed property companies. These are Pathfinder Pathfinder expected to predominantly own industrial, office and retail PATHFINDER Asset 0.05% / https://www.path.co.nz/ Global Property Nil Nil 1.00% 0.29% 1.29% property but can include other activities (such as trading and GPF Management 0.05% documents-forms Fund development) and other types of real estate assets (such as Limited residential property, medical facilities and storage units).
The Fund primarily invests in global listed REITs and real estate securities that derive most of their returns from rental income. The Fund's investments provide exposure to a range of 20% of the Fund’s underlying real estate from around the world including office Resolution outperformance of Resolution 0.00% / https://rescap.com/glob buildings, shopping centres, industrial warehouses, residential Capital Global WHT0015.AU Nil the benchmark 0.80% 0.29% 1.09% Capital Limited 0.00% alfund communities, data centres, cell towers, hotels and healthcare Property Secs subject to a return facilities. The Fund may also have exposure to companies hurdle. which undertake activities such as real estate development, real estate construction contracting and real estate funds management activities.
The Salt Enhanced Property Fund targets a portfolio of shares 10% of return of New Zealand and Australian property trusts, companies and above the return of other property related securities with exposure to commercial, the S&P/NZX All https://www.saltfunds.co Salt Enhanced Salt Investment 0.20% / residential, retail, tourism, industrial, medical, educational, SALTEPF Nil Real Estate 1.11% 0.29% 1.40% .nz/salt-enhanced- Property Fund Funds Limited 0.20% rural, retirement, and other property sectors. The Fund may (Industry Group) property-fund also, at our discretion, short sell securities, hold cash, lever its Gross Index plus assets and utilise active currency management to generate 1% per annum. returns.
SuperLife Invest https://www.superlife.co. Invests in New Zealand property and designed to track the 0.00% / NZ Property SPLINZPR NZX Limited Nil Nil 0.49% 0.29% 0.78% nz/investment/sector- return (before tax, fees and other expenses) on the S&P/NZX 0.00% Fund funds/nz-property-fund Real Estate Select Index.
Page 33 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The NZ Cash Fund is an actively managed portfolio of bank https://www.ampcapital. AMP Capital NZ AMP Capital 0.00% / bills, floating rate notes and short-term deposits and AMPI0122 Nil Nil 0.27% 0.29% 0.56% com/nz/en/investments/ Cash Fund AIF D Investors (NZ) 0.00% securities, with a maximum weighted average duration not funds exceeding six months.
Investment is in a diversified portfolio of primarily investment grade quality corporate and government securities. Derivatives are frequently utilised to manage risk. The portfolio is AMP Capital NZ https://www.ampcapital. structured to add value through credit risk management and AMP Capital 0.05% / Fixed Interest FA026XP Nil Nil 0.57% 0.29% 0.86% com/nz/en/investments/ interest rate management. The portfolio may also contain a Investors (NZ) 0.05% Fund - AIF F funds modest amount of foreign currency fixed interest securities, 100% hedged back to New Zealand dollars. Environmental, Social and Governance characteristics are integrated into our investment process.
The NZ Short Duration Fund aims to give investors access to a AMP Capital NZ https://www.ampcapital. diversified portfolio of investment grade fixed income AMP Capital 0.05% / Short Duration AMP0109 Nil Nil 0.58% 0.29% 0.87% com/nz/en/investments/ securities, while limiting the amount of interest rate risk. Its Investors (NZ) 0.05% Fund AIF Y funds risk return profile should place it between a cash portfolio and a traditional fixed income portfolio.
The Fisher Funds High Income Fund gives New Zealand investors access to a diverse and high quality portfolio of fixed Fisher Funds https://fisherfunds.co.nz interest securities. The Fund aims to produce positive medium Fisher Funds 0.00% / FISHERHIF Management Nil Nil 0.93% 0.29% 1.22% /investment/managed- to long term returns by investing in handpicked investments Income Fund 0.00% Limited funds issued by governments and corporate from around the world. Investments are only ever selected once they have passed the strict solvency, liquidity and profitability criteria.
Page 34 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund principally holds cash or cash like securities and Harbour Harbour Asset 0.00% / https://www.harbourass seeks to enhance returns through active interest rate Enhanced Cash HARECF Management Nil Nil 0.25% 0.29% 0.54% 0.00% et.co.nz/our-funds/ management. It may also hold NZ dollar Government Stock, Fund Limited investment grade bonds and bank deposits.
The Income Fund is diversified, with holdings across different Harbour Asset https://www.harbourass Harbour Income 0.00% / asset classes. There is flexibility for the team to change the HARRIN Management Nil Nil 0.63% 0.29% 0.92% et.co.nz/our- Fund 0.00% allocation of assets to proactively mitigate risks and take Limited funds/income-fund/ advantage of opportunities across market cycles.
Harbour Asset The Fund is an actively managed investment grade bond fund Harbour NZ 0.00% / https://www.harbourass HARCFI Management Nil Nil 0.63% 0.29% 0.92% that invests mainly in New Zealand government and corporate Core FI Fund 0.00% et.co.nz/our-funds/ Limited fixed interest securities.
Harbour NZ Harbour Asset The Fund provides access to favourable income yields through 0.00% / https://www.harbourass Corporate Bond ABACUS5 Management Nil Nil 0.45% 0.29% 0.74% a diversified portfolio of primarily investment grade corporate 0.00% et.co.nz/our-funds/ Fund Limited bond fixed interest securities.
Aims to provide investors with regular income by constructing Nikko Asset Nikko AM NZ 0.00% / https://www.nikkoam.co. an actively managed investment portfolio of New Zealand TYNDALLFI Management Nil Nil 0.70% 0.29% 0.99% Bond Fund 0.00% nz/ bonds, deposits and cash with the potential for capital gain NZ Ltd from New Zealand dollar fixed interest markets.
Aims to generate income by constructing an actively managed Nikko AM NZ Nikko Asset 0.00% / https://www.nikkoam.co. investment portfolio of New Zealand bonds, deposits and cash Corporate Bond TYNDALLCBF Management Nil Nil 0.79% 0.29% 1.08% 0.00% nz/ with the potential for capital gain from New Zealand dollar Fund NZ Ltd fixed interest markets.
https://simplicity.kiwi/in Simplicity NZ Simplicity (NZ) 0.00% / 100% NZ government and highly rated bonds denominated in SKNZBOND Nil Nil 0.10% 0.29% 0.39% vestment- Bond Fund Limited 0.00% NZ dollars. funds/documents/
Page 35 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.superlife.co. nz/investment/sector- The NZ Bonds Fund is designed to provide a return (after tax, SuperLife NZ 0.00% / SPLINZBO NZX Limited Nil Nil 0.44% 0.29% 0.73% funds/nz-bonds- fees and other expenses) that reflects the after-tax return on Bonds Fund 0.00% fund?tab=superlife- the New Zealand bond market. invest
Page 36 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Company aims to maximise long-term returns to shareholders through a balance of capital and dividend growth from a diversified Australian investment portfolio. This Argo Argo 0.00% / www.argoinvestments.c ARG.AU Nil Nil 0.14% 0.29% 0.43% is achieved through building a portfolio of long-term Investments Ltd Investments Ltd 0.00% om.au investments, representing a cross section of Australias enterprises, where there is good quality management and prospects for sound earnings and dividend growth.
The Company aims to provide shareholders with attractive investment returns through access to a steady stream of fully franked dividends and growth of capital invested. The primary Australian https://www.afi.com.au/ investment goals are to pay dividends which, over time, grow Australian Foundation 0.00% / our- faster than the rate of inflation; and to provide attractive total AFI.AU Investment Co Nil Nil 0.13% 0.29% 0.42% Investment Co 0.00% company#Companyrepo returns over the medium to long-term. By investing in the Services Ltd Ltd rts Company, shareholders have immediate access to a diversified portfolio numbering around 75 of Australia's major companies and to a Board and Investment Committee with extensive investment skills and practical business experience.
FAIR aims to track the performance of an index (before fees BetaShares https://www.betashares. and expenses) that includes Australian companies that have Australia BetaShares 0.00% / FAIR.AU Nil Nil 0.49% 0.29% 0.78% com.au/fund-list/fund- passed screens to exclude companies with direct or significant Sustainability Capital Ltd 0.00% overview/ exposure to fossil fuels or engaged in activities deemed Leaders ETF inconsistent with responsible investment considerations.
Page 37 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
ZYAU offers exposure to the 40 stocks from the S&P/ASX 300 Index with the highest shareholder yields. Shareholder yield is a measure of return to investors combining both dividends ETFS S&P/ASX ETFS 0.00% / https://www.etfsecurities paid and share buybacks. To be eligible for the index 300 High Yield ZYAU.AU Management Nil Nil 0.35% 0.29% 0.64% 0.00% .com.au/product companies must have free cash flow in excess of the amount Plus ETF (AUS) Ltd returned to investors and must have non-negative dividend per share growth. The index is weighted by a measure combining both market capitalisation and shareholder yield.
GOLD offers investors a simple, cost-efficient and secure way ETFS Metal 0.00% / https://www.etfsecurities to access gold by providing a return equivalent to the Gold Bullion Ltd GOLD.AU Securities Nil Nil 0.40% 0.29% 0.69% 0.00% .com.au/product/gold movements in the Australian dollar price of gold less a daily Australia Ltd management fee.
The investment seeks to track the investment results of the MSCI Australia Index composed of Australian equities. The Fund generally invests at least 90% of its assets in the iShares MSCI securities of its underlying index and in depositary receipts 0.00% / Australia Index EWA.US iShares Nil Nil 0.50% 0.29% 0.79% www.ishares.com representing securities in its underlying index. The underlying 0.00% Fund index primarily consists of stocks traded on the Australian Stock Exchange. It will include large- and mid-capitalization companies and may change over time. The Fund is non- diversified.
MFF Capital Investments Limited (ASX Code: MFF) offers investors the opportunity to invest in an ASX-listed investment MFF Capital Magellan Asset company which holds a minimum of 20 stock exchange listed 0.00% / https://www.mffcapital.c Investments MFF.AU Management Nil Nil 1.25% 0.29% 1.54% international and Australian companies. MFF aims for a 0.00% om.au/ Limited Limited portfolio focussed upon companies with attractive business characteristics ("Quality") at discounts to their intrinsic values ("Value").
Page 38 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Trust seeks to provide investors with a diversified set of exposures to private markets, including private equity, private credit, and other opportunistic investments. The Trust may Grosvenor 20% of invest either directly or indirectly through investments in one Pengana Private Capital 0.00% / performacne PE1.AU Nil 1.25% 0.29% 1.54% www.gcmlp.com or more GCM Funds, or vehicles managed by third-party Equity Trust Management 0.00% above an 8% p.a. investment managers. The Portfolio will seek diversification by LP hurdle return. strategy, manager, sector, geography and Vintage, primarily in the established markets of North America and Western Europe, with opportunistic exposure to other regions.
The Fund employs an index management strategy designed to Vanguard track the performance of the S&P/ASX 300 A-REIT index. To Australian Vanguard https://www.vanguard.c 0.00% / closely track the index, the Fund will aim to hold all of the Property VAP.AU Investments Nil Nil 0.23% 0.29% 0.52% om.au/personal/product 0.00% property securities in the index at most times) allowing for Securities Index Australia Ltd s/en/overview individual security weightings to vary marginally from the ETF index from time to time.
The ETF seeks to track the return (income and capital appreciation) of the S&P/ASX 300 Index before taking into Vanguard account fund fees, expenses, and tax. The S&P/ASX 300 Vanguard https://www.vanguard.c Australian 0.00% / Accumulation Index is a free-float adjusted capitalisation VAS.AU Investments Nil Nil 0.10% 0.29% 0.39% om.au/personal/product Shares Index 0.00% weighted index of approximately 300 Australian equities Australia Ltd s/en/overview Fund ETF (shares) representing over 90 per cent of the value of all Australian based companies and property trusts listed on the ASX.
The MSCI Australian Shares Small Cap Index is a small Vanguard MSCI Vanguard https://www.vanguard.c capitalisation index generally consisting of the smaller Australian Small 0.00% / VSO.AU Investments Nil Nil 0.30% 0.29% 0.59% om.au/personal/product companies on the Australian equity market targeting coverage Companies 0.00% Australia Ltd s/en/overview of around 14% of free float-adjusted market capitalisation of Index ETF the Australian share market.
Page 39 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
To provide investors with a total return primarily through investing in Asian Pacific securities. The Company's investment policy is flexible, enabling it to invest in all types of securities, Aberdeen Asian Aberdeen 0.00% / including equity shares, preference shares, debt, convertible Income Fund AAIF.LN Standard Nil Nil 1.00% 0.29% 1.29% www.invtrusts.co.uk 0.00% securities, warrants and other equity-related securities. The Limited Investments Company is free to invest in any market segments or any countries in the Asia Pacific region. The Company may use derivatives to enhance income generation.
To achieve long-term capital appreciation by investing in Aberdeen New Aberdeen 0.00% / companies which are incorporated in India or which derive India Investment ANII.LN Standard Nil Nil 0.90% 0.29% 1.19% www.invtrusts.co.uk 0.00% significant revenue or profit from India, with dividend yield Trust PLC Investments from the company being of secondary importance.
Adobe Inc. operates as a diversified software company worldwide. Its Digital Media segment provides tools and Adobe Systems Adobe Systems 0.00% / https://www.adobe.com ADBE.US Nil Nil 0.00% 0.29% 0.29% solutions that enable individuals, small and medium Inc Inc 0.00% /nz businesses, and enterprises to create, publish, promote, and monetize their digital content.
The AdvisorShares Pure Cannabis ETF became the first actively managed ETF with a dedicated cannabis investment mandate domiciled in the United States. The AdvisorShares Pure AdvisorShares Cannabis ETF, or YOLO, seeks long-term capital appreciation 0.00% / https://advisorshares.co Pure Cannabis YOLO.US AdvisorShares Nil Nil 0.75% 0.29% 1.04% by investing in both domestic and foreign cannabis equity 0.00% m/etfs/yolo/ ETF securities. YOLO is designed to fully-invest for pure cannabis exposure under the guidance of a deeply experienced portfolio management team navigating the emerging cannabis marketplace.
Page 40 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Alibaba Group Holding Limited, through its subsidiaries, provides online and mobile commerce businesses in the Alibaba Group Alibaba Group 0.00% / https://www.alibabagrou People's Republic of China and internationally. It operates BABA.US Nil Nil 0.00% 0.29% 0.29% Holding Ltd Holding Ltd 0.00% p.com/en/ir/home through four segments: Core Commerce, Cloud Computing, Digital Media and Entertainment, and Innovation Initiatives and Others.
Calculated as 12.5% of the outperformance Allianz Allianz Global The investment objective is to achieve long-term capital 0.00% / compared to the www.allianzglobalinvest Technology ATT.LN Investors (UK) Nil 0.92% 0.29% 1.21% growth through investment principally in the equity securities 0.00% index, capped at a ors.co.uk Trust PLC Ltd of listed technology companies on a worldwide basis. maximum of 2.25% of the Trust’s NAV at the year-end
Alphabet Inc. is a holding company. The Company's businesses include Google Inc. (Google) and its Internet products, such as Access, Calico, CapitalG, GV, Nest, Verily, Alphabet Inc - Alphabet Inc - 0.00% / Waymo and X. The Company's segments include Google and GOOGL.US Nil Nil 0.00% 0.29% 0.29% https://abc.xyz/ Class A Class A 0.00% Other Bets. The Google segment includes its Internet products, such as Search, Ads, Commerce, Maps, YouTube, Google Cloud, Android, Chrome and Google Play, as well as its hardware initiatives
Amazon.com, Inc. engages in the retail sale of consumer products and subscriptions in North America and internationally. The company operates through three Amazon.Com 0.00% / https://www.amazon.co Amazon.Com Inc AMZN.US Nil Nil 0.00% 0.29% 0.29% segments: North America, International, and Amazon Web Inc 0.00% m/ Services (AWS). It sells merchandise and content purchased for resale from third-party sellers through physical and online stores.
Page 41 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Apple Inc. designs, manufactures, and markets smartphones, Apple Computer Apple 0.00% / https://www.apple.com/ AAPL.US Nil Nil 0.00% 0.29% 0.29% personal computers, tablets, wearables, and accessories Inc Computer Inc 0.00% nz/ worldwide.
ARKG is an actively managed ETF that seeks long-term growth of capital by investing under normal circumstances primarily ARK Genomic https://ark- (at least 80% of its assets) in domestic and foreign equity 0.00% / Revolution Multi- ARKG.US ARK ETF Trust Nil Nil 0.75% 0.29% 1.04% funds.com/arkg#fundma securities of companies across multiple sectors, including 0.00% Sector ETF terial health care, information technology, materials, energy and consumer discretionary, that are relevant to the Fund's investment theme of the genomics revolution.
The investment seeks long-term growth of capital. The Fund is an actively-managed exchange-traded fund ("ETF") that will invest under normal circumstances primarily (at least 65% of its assets) in domestic and foreign equity securities of companies that are relevant to the Fund's investment theme ARK Innovation 0.00% / ARKK.US ARK ETF Trust Nil Nil 0.75% 0.29% 1.04% www.ark-funds.com of disruptive innovation. Its investments in foreign equity ETF 0.00% securities will be in both developed and emerging markets. It may invest in foreign securities (including investments in American Depositary Receipts ("ADRs") and Global Depositary Receipts ("GDRs")) and securities listed on local foreign exchanges. The Fund is non-diversified.
Page 42 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment seeks long-term growth of capital. The Fund is an actively-managed exchange-traded fund ("ETF") that will invest under normal circumstances primarily (at least 80% of its assets) in domestic and foreign equity securities of ARK Next companies that are relevant to the Fund's investment theme 0.00% / Generation ARKW.US ARK ETF Trust Nil Nil 0.76% 0.29% 1.05% www.ark-funds.com of next generation internet. Under normal circumstances, 0.00% Internet ETF substantially all of the Fund's assets will be invested in equity securities, including common stocks, partnership interests, business trust shares and other equity investments or ownership interests in business enterprises. The Fund is non- diversified.
Aberdeen The objective is long-term capital growth through investment Asia Dragon Standard 0.00% / in Asia, with the exception of Japan and Australasia. DGN.LN Nil Nil 0.85% 0.29% 1.14% www.aberdeen-Asia.com Trust PLC Investments 0.00% Investments are made primarily in stock markets in the region, (Asia) Limited principally in large companies.
To achieve capital growth through a focused portfolio of https://www.aviglobal.co investments, particularly in companies whose share prices Avi Global Trust Asset Value 0.00% / .uk/about-the- AGT.LN Nil Nil 0.89% 0.29% 1.18% stand at a discount to estimated underlying NAV. Investments PLC Investors 0.00% trust/price-and- are principally in companies listed on recognised stock performance/ exchanges in the UK and/or overseas.
Bankers Janus To achieve capital growth in excess of the FTSE World Index 0.00% / www.hendersoninvestm Investment Trust BNKR.LN Henderson Nil Nil 0.45% 0.29% 0.74% and annual dividend growth greater than inflation, by 0.00% enttrusts.com PLC/The Investors Ltd investing in companies listed throughout the world.
Berkshire Hathaway Inc., through its subsidiaries, engages in insurance, freight rail transportation, and utility businesses. It Berkshire Berkshire 0.00% / https://www.berkshireha BRK/B.US Nil Nil 0.00% 0.29% 0.29% provides property, casualty, life, accident, and health insurance Hathaway Inc Hathaway Inc 0.00% thaway.com/ and reinsurance; and operates railroad systems in North America.
Page 43 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Betashares https://www.betashares. HACK aims to track the performance of an index (before fees Global BetaShares 0.00% / HACK.AU Nil Nil 0.67% 0.29% 0.96% com.au/fund-list/fund- and expenses) that provides exposure to the leading Cybersecurity Capital Ltd 0.00% overview/ companies in the global cybersecurity sector. ETF
BetaShares Global https://www.betashares. DRUG aims to track the performance of an index (before fees BetaShares 0.00% / Healthcare ETF - DRUG.AU Nil Nil 0.57% 0.29% 0.86% com.au/fund-list/fund- and expenses) that comprises the largest global healthcare Capital Ltd 0.00% Currency overview/ companies (ex-Australia), hedged into Australian dollars. Hedged
ETHI aims to track the performance of an index (before fees BetaShares and expenses) that includes a portfolio of large global stocks https://www.betashares. Global BetaShares 0.00% / identified as "Climate Leaders" that have also passed screens ETHI.AU Nil Nil 0.59% 0.29% 0.88% com.au/fund-list/fund- Sustainability Capital Ltd 0.00% to exclude companies with direct or significant exposure to overview/ Leaders ETF fossil fuels or engaged in activities deemed inconsistent with responsible investment considerations.
https://www.blackrock.c om/uk/individual/produ cts/investment- The Company aims to provide a diversified investment in Blackrock World 0.00% / BRWM.LN BlackRock Nil Nil 0.90% 0.29% 1.19% trusts/our- mining and metal assets worldwide, actively managed with Mining Trust plc 0.00% range/blackrock-world- the objective of maximising total returns. mining-investment- trust/trust-information
Citigroup Inc., a diversified financial services holding company, 0.00% / https://www.citigroup.co provides various financial products and services to consumers, Citigroup Inc C.US Citigroup Inc Nil Nil 0.00% 0.29% 0.29% 0.00% m/citi/investor/pres.htm corporations, governments, and institutions in North America, Latin America, Asia, Europe, the Middle East, and Africa.
Page 44 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
City Merchants City Merchants High Yield Trust Limited (the "Company") is a Invesco Fund https://www.invesco.co. High Yield Trust 0.00% / closed-ended investment company incorporated in Jersey, CMHY.LN Managers Nil Nil 1.00% 0.29% 1.29% uk/uk/resources/literatu PLC - Closed- 0.00% Channel Islands, whose shares are traded on the London Stock Limited re end Fund Exchange.
https://www.janushende Invests mainly in UK equities with a bias towards large, City of London Janus rson.com/en- multinational companies. A conservative management style 0.00% / Investment Trust CTY.LN Henderson Nil Nil 0.36% 0.29% 0.65% gb/investor/product/the- that prioritises sustainable income and long-term capital 0.00% PLC/The Investors Ltd city-of-london- growth. Provides UK investors with exposure to global growth investment-trust-plc/ through the portfolio's overseas revenues.
The Coca-Cola Company is an American multinational beverage corporation headquartered in Atlanta, Georgia. The Coca-Cola Company has interests in the manufacturing, retailing and marketing of non-alcoholic beverage Coca-Cola Coca-Cola 0.00% / http://www.coca- KO.US Nil Nil 0.00% 0.29% 0.29% concentrates and syrups. The company produces Coca-Cola, Co/The Co/The 0.00% colacompany.com invented in 1886 by pharmacist John Stith Pemberton. In 1889, the formula and brand were sold for $2,300 to Asa Griggs Candler, who incorporated The Coca-Cola Company in Atlanta in 1892.
Crown Castle owns, operates and leases more than 40,000 cell towers and approximately 80,000 route miles of fibre supporting small cells and fibre solutions across every major Crown Castle Crown Castle https://investor.crownca 0.00% / U.S. market. This nationwide portfolio of communications International CCI.US International Nil Nil 0.00% 0.29% 0.29% stle.com/investor- 0.00% infrastructure connects cities and communities to essential Corp Corp overview data, technology and wireless service - bringing information, ideas and innovations to the people and businesses that need them.
Page 45 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Deutsche Bank Aktiengesellschaft provides investment, financial, and related products and services to private Deutsche Bank Deutsche Bank 0.00% / https://www.db.com/ir/i individuals, corporate entities, and institutional clients DBK.GE Nil Nil 0.00% 0.29% 0.29% AG AG 0.00% ndex_en.htm worldwide. Its Corporate Bank segment provides cash management, trade finance and lending, trust and agency, and securities services.
0.00% / https://www.diageo.com Diageo plc, together with its subsidiaries, produces, markets, Diageo Plc DGE.LN Diageo Plc Nil Nil 0.00% 0.29% 0.29% 0.00% /en/investors/ and sells alcoholic beverages.
Diebold Nixdorf is an American multinational financial and retail technology company that specializes in the sale, manufacture, installation and service of self-service transaction systems (such as ATMs and currency processing systems), 0.00% / https://www.dieboldnixd point-of-sale terminals, physical security products, and Diebold Inc DBD.US Diebold Inc Nil Nil 0.00% 0.29% 0.29% 0.00% orf.com software and related services for global financial, retail, and commercial markets. Currently Diebold Nixdorf is headquartered in the Akron-Canton area with a presence in around 130 countries, and the company employs approximately 23,000 people.
Founded 2016, DMG Blockchain Solutions Inc. is a diversified DMG DMG Blockchain 0.00% / https://www.dmgblockc blockchain and cryptocurrency company that manages, DMGI.CN Blockchain Nil Nil 0.00% 0.29% 0.29% Solutions Inc 0.00% hain.com operates and develops end-to-end solutions to monetize the Solutions Inc blockchain ecosystem.
Dotdigital Group Plc provides intuitive software as a service Dotdigital Gorup Dotdigital 0.00% / https://www.dotdigitalgr DOTD.LN Nil Nil 0.00% 0.29% 0.29% (SaaS) and managed services to digital marketing Plc Gorup Plc 0.00% oup.com/shareholdings/ professionals worldwide.
Page 46 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment objective is the achievement of long-term capital growth by investing primarily in listed companies throughout the world. The approach adopted is to construct a Edinburgh portfolio through the identification of individual companies Worldwide Baillie Gifford 0.00% / which offer long-term growth potential, normally over at least EWI.LN Nil Nil 0.75% 0.29% 1.04% www.bailliegifford.com Investment Trust & Co Limited. 0.00% a five-year horizon and which typically have a market cap of PLC less than 5 billion USD at the time of initial investment. The portfolio is actively managed and does not seek to track the comparative index hence a degree of volatility against the index is inevitable.
The investment seeks investment results that, before fees and expenses, correspond generally to the price and yield performance of the Prime Junior Silver Miners & Explorers Index. The Fund invests at least 80% of its total assets in the component securities of the index and in ADRs and GDRs ETFMG Prime 0.00% / based on the component securities in the index. The index Junior Silver SILJ.US ETFMG Nil Nil 0.69% 0.29% 0.98% www.etfmg.com 0.00% tracks the performance of the equity securities (or Miners ETF corresponding American Depositary Receipts ("ADRs") or Global Depositary Receipts ("GDRs") of small-capitalization companies actively engaged in silver refining, mining, or exploration ("Junior Silver Companies"). The Fund is non- diversified.
TECH offers exposure to highly-rated global technology ETFS ETFS companies that are the most attractively priced according to Morningstar 0.00% / https://www.etfsecurities TECH.AU Management Nil Nil 0.45% 0.29% 0.74% the forward-looking views of Morningstar's global equity Global 0.00% .com.au/product (AUS) Ltd analyst team. The index is equally-weighted to allow all Technology ETF constituents to contribute.
Page 47 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
ETFS ROBO ROBO is the first Australian ETF to provide investors with a ETFS Global Robotics 0.00% / https://www.etfsecurities comprehensive, transparent and diversified benchmark that ROBO.AU Management Nil Nil 0.82% 0.29% 1.11% and Automation 0.00% .com.au/product represents the global value chain of robotics, automation and (AUS) Ltd ETF artificial intelligence (RAAI) related companies.
Facebook, Inc. develops products that enable people to 0.00% / https://investor.fb.com/ connect and share with friends and family through mobile Facebook Inc FB.US Facebook Inc Nil Nil 0.00% 0.29% 0.29% 0.00% home/default.aspx devices, personal computers, virtual reality headsets, and in- home devices worldwide.
First Derivatives Public Limited Company provides products and consulting services. The Company offers services First Derivatives First Derivatives 0.00% / https://www.firstderivati FDP.LN Nil Nil 0.00% 0.29% 0.29% encompass consultancy, custom software, systems integration, PLC PLC 0.00% ves.com training, and web designing. First Derivatives serves finance, technology, and energy institutions worldwide.
The Index Global FinTech Thematic Index seeks to invest in companies on the leading edge of the emerging financial Global X FinTech 0.00% / https://www.globalxetfs. technology sector, which encompasses a range of innovations FINX.US Global X Funds Nil Nil 0.68% 0.29% 0.97% ETF 0.00% com/funds/finx/ helping to transform established industries like insurance, investing, fundraising, and third-party lending through unique mobile and digital solutions.
Page 48 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Solactive Social Media Total Return Index. The Fund will invest at least 80% of its total assets in the securities of the underlying index and in Global X Funds American Depositary Receipts and Global Depositary 0.00% / Global X Social SOCL.US Global X Funds Nil Nil 0.65% 0.29% 0.94% www.globalxfunds.com Receipts based on the securities in the underlying index. 0.00% Media ETF The underlying index tracks the equity performance of the largest and most liquid companies involved in the social media industry, including companies that provide social networking, file sharing, and other web-based media applications. The Fund is non-diversified.
The investment seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Solactive Global Lithium Index. The Fund invests at least 80% of its total assets in the Global X Lithium 0.00% / securities of the underlying index and in American Depositary LIT.US Global X Funds Nil Nil 0.75% 0.29% 1.04% www.globalxfunds.com - ETF. 0.00% Receipts ("ADRs") and Global Depositary Receipts ("GDRs") based on the securities in the underlying index. The underlying index is designed to measure broad-based equity market performance of global companies involved in the lithium industry. The Fund is non-diversified.
The Index Global Robotics & Artificial Intelligence Thematic Global X Index seeks to invest in companies that potentially stand to Robotics & 0.00% / https://www.globalxetfs. benefit from increased adoption and utilization of robotics BOTZ.US Global X Funds Nil Nil 0.68% 0.29% 0.97% Artificial 0.00% com/funds/botz/ and artificial intelligence (AI), including those involved with Intelligence ETF industrial robotics and automation, non-industrial robots, and autonomous vehicles.
Page 49 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment seeks to provide investment results that correspond generally to the price and yield performance, before fees and expenses, of the Solactive Global Silver Miners Total Return Index. The Fund invests at least 80% of its total assets in the securities of the underlying index and in Global X Silver 0.00% / SIL.US Global X Funds Nil Nil 0.66% 0.29% 0.95% www.globalxfunds.com American Depositary Receipts ("ADRs") and Global Depositary Miners ETF 0.00% Receipts ("GDRs") based on the securities in the underlying index. The underlying index is designed to measure broad- based equity market performance of global companies involved in the silver mining industry. The Fund is non- diversified.
Perth Mint Gold is designed to offer investors a simple, cost- efficient and secure way to access the precious metals market. Gold Spot US Gold 0.00% / PMG is structured as a call option in accordance with the ASX Dollars Per Troy PMGOLD.AU Nil Nil 0.15% 0.29% 0.44% www.perthmint.com.au Corporation 0.00% Market Rules. Each PMG entitles you to acquire one Ounce ETN hundredth of a troy ounce of fine gold and may be exercised by you at any time.
Alphabet Inc. provides online advertising services in the United 0.00% / States, Europe, the Middle East, Africa, the Asia-Pacific, Google Inc GOOG.US Google Inc Nil Nil 0.00% 0.29% 0.29% https://about.google/ 0.00% Canada, and Latin America. It offers performance and brand advertising services.
HEICO Corporation, through its subsidiaries, designs, 0.00% / https://www.heico.com/i manufactures, and sells aerospace, defence, and electronic Heico Corp HEI.US Heico Corp Nil Nil 0.00% 0.29% 0.29% 0.00% nvestors/ related products and services in the United States and internationally.
Page 50 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.janushende A fixed income specialist fund with the ability to move freely Henderson Janus rson.com/en- between bonds and loans. Has an experienced and specialised 0.00% / Diversified HDIV.LN Henderson Nil Nil 0.85% 0.29% 1.14% gb/investor/product/he management team with a deep understanding of global fixed 0.00% Income Investors Ltd nderson-diversified- income markets. Typically invests in large, high quality income-trust-plc/ companies in industries with high barriers to entry.
The Company's objective is to enable investors to benefit from growth in the markets for cleaner or more efficient delivery of basic services of energy, water and waste. Investments are made predominantly in quoted companies which provide, Impax Impax Asset https://impaxenvironme 0.00% / utilise, implement or advise upon technology-based systems, Environmental IEM.LN Management Nil Nil 1.02% 0.29% 1.31% ntalmarkets.co.uk/about 0.00% products or services in environmental markets, particularly Markets PLC Group PLC /documents/ those of alternative energy and energy efficiency, water treatment and pollution control, and waste technology and resource management (which includes sustainable food, agriculture and forestry).
The investment seeks to track the S&P Global Clean Energy IndexTM. The fund generally invests at least 90% of its assets in the component securities of the index and in investments that have economic characteristics that are substantially 0.00% / identical to the component securities and may invest up to Intercallnet Inc ICLN.US iShares Nil Nil 0.46% 0.29% 0.75% www.ishares.com 0.00% 10% of its assets in certain futures, options and swap contracts, cash and cash equivalents, as well as in securities not included in the index. The index is designed to track the performance of approximately 28 clean energy-related companies. The Fund is non-diversified.
Page 51 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
3% maximum based on a hurdle of 10% of relative International International Biotechnology Trust offers investors access to SV Life Sciences 0.00% / outperformance Biotechnology IBT.LN Nil 0.90% 0.29% 1.19% www.ibtplc.com the fast-growing biotechnology sector through an actively Managers LLP 0.00% above the pound Trust PLC managed, diversified fund. sterling adjusted NASDAQ Biotech Index (£NBI).
Intuitive Surgical, Inc., together with its subsidiaries, designs, Intuitive Surgical Intuitive 0.00% / https://isrg.intuitive.com manufactures, and markets da Vinci surgical systems, and ISRG.US Nil Nil 0.00% 0.29% 0.29% Inc Surgical Inc 0.00% / related instruments and accessories in the United States and internationally.
https://www.invesco.co Invesco DB Commodity Index Tracking Fund (the "Fund") was Invesco DB m/us/financial- formed as a Delaware statutory trust on May 23, 2005. The Commodity 0.00% / DBC.US Invesco Nil Nil 0.88% 0.29% 1.17% products/etfs/product- Fund issues common units of beneficial interest ("Shares"), Index Tracking 0.00% detail?audienceType=In which represent units of fractional undivided beneficial Fund vestor&ticker=DBC interest in and ownership of the Fund.
https://www.invesco.co The Invesco Dynamic Building & Construction ETF (Fund) is Invesco Dynamic m/us/financial- based on the Dynamic Building & Construction Intellidex 0.00% / Building & PKB.US Invesco Nil Nil 0.59% 0.29% 0.88% products/etfs/product- Index (Intellidex Index). The Fund will normally invest at least 0.00% Constructing ETF detail?audienceType=In 90% of its total assets in the securities that comprise the vestor&ticker=PKB Index.
https://www.invesco.co m/us/financial- The investment seeks investment results that generally Invesco QQQ 0.00% / QQQ.US Invesco Nil Nil 0.20% 0.29% 0.49% products/etfs/product- correspond to the price and yield performance of the Trust Series 1 0.00% detail?productId=ETF- NASDAQ-100 Index®. QQQ
Page 52 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
ishares - IBOXX BlackRock https://www.ishares.com The Fund seeks to track the performance of an index Sterling Asset 0.00% / SLXX.LN Nil Nil 0.51% 0.29% 0.80% /uk/individual/en/produ composed of Sterling denominated investment grade Corporate Bond Management 0.00% cts/251839/ corporate bonds. Fund Ireland - ETF
The Fund seeks to track the performance of an index iShares Ageing BlackRock https://www.ishares.com composed of developed and emerging market companies Population Asset 0.00% / AGED.LN Nil Nil 0.40% 0.29% 0.69% /uk/professional/en/pro which are generating significant revenues from the growing UCITS ETF USD Management 0.00% ducts/284218/ needs of the world's ageing population (defined as people Acc Ireland - ETF aged 60 years and above).
The Fund seeks to track the performance of an index iShares BlackRock https://www.ishares.com composed of developed and emerging market companies Automation & Asset 0.00% / RBOT.LN Nil Nil 0.40% 0.29% 0.69% /uk/individual/en/produ which are generating significant revenues from specific sectors Robotics UCITS Management 0.00% cts/284219/ associated with the development of automatic and robotic ETF Ireland - ETF technology.
The iShares Core Aggressive Allocation ETF seeks to track the iShares Core 0.00% / https://www.ishares.com investment results of an index composed of a portfolio of Aggressive AOA.US iShares Nil Nil 0.25% 0.29% 0.54% 0.00% /us/products/239729/ underlying equity and fixed income funds intended to Allocation ETF represent an aggressive target risk allocation strategy.
iShares Core https://www.ishares.com The iShares Core High Dividend ETF seeks to track the 0.00% / High Dividend HDV.US iShares Nil Nil 0.08% 0.29% 0.37% /us/products/239563/ish investment results of an index composed of relatively high 0.00% ETF ares-high-dividend-etf dividend paying U.S. equities.
The iShares Core MSCI EAFE ETF seeks to track the investment https://www.ishares.com iShares Core 0.00% / results of an index composed of large-, mid- and small- IEFA.US iShares Nil Nil 0.07% 0.29% 0.36% /us/products/244049/ish MSCI EAFE ETF 0.00% capitalization developed market equities, excluding the U.S. ares-core-msci-eafe-etf and Canada.
Page 53 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.ishares.com iShares Core The iShares Core MSCI Emerging Markets ETF seeks to track 0.00% / /us/products/244050/ish MSCI Emerging IEMG.US iShares Nil Nil 0.13% 0.29% 0.42% the investment results of an index composed of large-, mid- 0.00% ares-core-msci- Markets ETF and small-capitalization emerging market equities. emerging-markets-etf
https://www.blackrock.c The fund aims to provide investors with the performance of iShares Core om/au/individual/produ the MSCI World Investable Market Index, before fees and 0.00% / MSCI World All IWLD.AU iShares Nil Nil 0.09% 0.29% 0.38% cts/283117/ishares-core- expenses. The index is designed to measure the performance 0.00% Cap ETF msci-world-all-cap-etf- of global, developed market large-, mid- and small- fund capitalisation companies.
BlackRock https://www.ishares.com iShares Core Asset 0.00% / /uk/individual/en/produ The Fund seeks to track the performance of an index MSCI World SWDA.LN Nil Nil 0.20% 0.29% 0.49% Management 0.00% cts/251882/ishares-msci- composed of companies from developed countries. UCITS ETF Ireland - ETF world-ucits-etf-acc-fund
https://www.ishares.com iShares BlackRock The Fund seeks to track the performance of an index /uk/individual/en/produ Digitalisation Asset 0.00% / composed of developed and emerging market companies DGTL.LN Nil Nil 0.40% 0.29% 0.69% cts/284217/ishares- UCITS ETF USD Management 0.00% which are generating significant revenues from digitally digitalisation-ucits-etf- Acc Ireland - ETF focused services. fund
The Fund aims to provide investors with the performance of https://www.blackrock.c an index, before fees and expenses, composed of developed iShares Edge om/au/individual/produ market equities that, in the aggregate, have lower volatility MSCI World 0.00% / WVOL.AU iShares Nil Nil 0.30% 0.29% 0.59% cts/284667/ishares-edge- characteristics relative to the broader developed equity Minimum 0.00% msci-world-minimum- markets. The Fund seeks to achieve its objective by employing Volatility ETF volatility-etf an optimisation strategy to track the performance of the MSCI World Minimum Volatility (AUD) Index.
Page 54 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.ishares.com iShares Edge BlackRock The investment objective of the Fund is to provide investors /uk/individual/en/produ MSCI World Asset 0.00% / with a total return, taking into account both capital and IWVL.LN Nil Nil 0.30% 0.29% 0.59% cts/270048/ishares-msci- Value Factor Management 0.00% income returns, which reflects the return of the MSCI World world-value-factor-ucits- UCITS ETF Ireland - ETF Enhanced Value Index. etf
BlackRock https://www.ishares.com iShares FTSE UK Asset 0.00% / /uk/individual/en/produ The Fund seeks to track the performance of an index All Stocks Gilt IGLT.LN Nil Nil 0.07% 0.29% 0.36% Management 0.00% cts/251806/ishares-uk- composed of Sterling denominated UK government bonds. Index Ireland - ETF gilts-ucits-etf
The Fund is an exchange traded fund (ETF) that aims to track the performance of the Barclays Global Aggregate Corporate Bond Index as closely as possible. The ETF invests in physical index securities. The Barclays Global Aggregate Corporate Bond Index offers exposure to investment grade corporate BlackRock fixed rate bonds issued by corporations in emerging and iShares Glbal https://www.ishares.com Asset 0.00% / developed markets worldwide, with a minimum maturity of at Corp Bond CRPS.LN Nil Nil 0.20% 0.29% 0.49% /uk/individual/en/produ Management 0.00% least one year. In order to achieve its investment objective, the UCITS ETF cts/251813/ Ireland - ETF Fund may also invest in government bonds with the intention of obtaining a similar performance (with matching risk profile) to certain constituents of the Fund's Benchmark Index. iShares ETFs are funds managed by BlackRock. They are transparent, cost-efficient, liquid vehicles that trade on stock exchanges like normal securities.
https://www.ishares.com The iShares Global Healthcare ETF seeks to track the iShares Global 0.00% / /us/products/239744/ish IXJ.AU iShares Nil Nil 0.46% 0.29% 0.75% investment results of an index composed of global equities in Healthcare ETF 0.00% ares-global-healthcare- the healthcare sector. etf
Page 55 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The Fund is an exchange traded fund (ETF) that aims to track iShares Global BlackRock the performance of the Barclays World Government Inflation- https://www.ishares.com Inflation Linked Asset 0.00% / Linked Bond Index as closely as possible. The ETF invests in SGIL.LN Nil Nil 0.25% 0.29% 0.54% /uk/individual/en/produ Govt Bond Management 0.00% physical index securities. Only capital-indexed bonds, linked cts/251746/ UCITS ETF Ireland - ETF to an eligible inflation index, with a minimum remaining time to maturity of one year are included in the index.
The investment seeks to reflect generally the performance of the price of gold. The Trust seeks to reflect such performance before payment of the Trust’s expenses and liabilities. It is not actively managed. The Trust does not engage in any activities designed to obtain a profit from, or to ameliorate losses iShares Gold 0.00% / IAU.US iShares Nil Nil 0.25% 0.29% 0.54% www.ishares.com caused by, changes in the price of gold. The advisor intends to Trust 0.00% constitute a simple and cost-effective means of making an investment similar to an investment in gold. An investment in physical gold requires expensive and sometimes complicated arrangements in connection with the assay, transportation, warehousing and insurance of the metal.
The iShares Expanded Tech Sector ETF seeks to track the iShares Goldman https://www.ishares.com investment results of an index composed of North American Sachs 0.00% / /us/products/239769/ish IGM.US iShares Nil Nil 0.46% 0.29% 0.75% equities in the technology sector and select North American Technology 0.00% ares-north-american- equities from communication services to consumer Index Fund tech-etf discretionary sectors.
https://www.ishares.com iShares /uk/individual/en/literat The Fund seeks to track the performance of an index BlackRock Healthcare ure/fact-sheet/heal- composed of developed and emerging market companies Asset 0.00% / Innovation DRDR.LN Nil Nil 0.40% 0.29% 0.69% ishares-healthcare- which are generating significant revenues from specific sectors Management 0.00% UCITS ETF USD innovation-ucits-etf- focused on pushing the boundaries in medical treatment and Ireland - ETF Acc fund-fact-sheet-en- technology. gb.pdf
Page 56 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
iShares https://www.ishares.com The iShares International Select Dividend ETF seeks to track International 0.00% / /us/products/239499/ish IDV.US iShares Nil Nil 0.49% 0.29% 0.78% the investment results of an index composed of relatively high Select Dividend 0.00% ares-international-select- dividend paying equities in non-U.S. developed markets. ETF dividend-etf
https://www.ishares.com BlackRock iShares Listed /uk/individual/en/produ The Fund seeks to track the performance of an index Asset 0.00% / Private Equity IPRV.LN Nil Nil 0.75% 0.29% 1.04% cts/251918/ishares- composed of publicly-listed companies active in the private Management 0.00% UCITS ETF listed-private-equity- equity space. Ireland - ETF ucits-etf
https://www.ishares.com The iShares MSCI Global Min Vol Factor ETF seeks to track the iShares MSCI All /us/products/239605/ish investment results of an index composed of developed and Country World 0.00% / ACWV.US iShares Nil Nil 0.20% 0.29% 0.49% ares-msci-all-country- emerging market equities that, in the aggregate, have lower Minimum 0.00% world-minimum- volatility characteristics relative to the broader developed and Volatility ETF volatility-etf emerging equity markets.
https://www.ishares.com /us/products/283777/ish The iShares ESG Aware MSCI EM ETF seeks to track the ares-esg-msci-em-etf- investment results of an index composed of large- and mid- iShares MSCI EM 0.00% / fund#:~:text=The%20iSh capitalization emerging market equities that have positive ESG Optimized ESGE.US iShares Nil Nil 0.25% 0.29% 0.54% 0.00% ares%20ESG%20Aware% environmental, social and governance characteristics as ETF 20MSCI,and%20return% identified by the index provider while exhibiting risk and 20characteristics%20simi return characteristics similar to those of the parent index. lar%20to
BlackRock https://www.ishares.com The Fund seeks to track the performance of an index iShares MSCI EM Asset 0.00% / /uk/individual/en/produ SUSM.LN Nil Nil 0.25% 0.29% 0.54% composed of emerging markets ESG (environmental, social SRI UCITS ETF Management 0.00% cts/283948/ishares-msci- and governance) screened companies. Ireland - ETF em-sri-ucits-etf-fund
Page 57 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment objective of this Fund is to provide investors with a total return, taking into account both capital and BlackRock income returns, which reflects the return of the MSCI iShares MSCI EM https://www.ishares.com Asset 0.00% / Emerging Markets Index. In order to achieve this investment UCITS ETF USD IEEM.LN Nil Nil 0.75% 0.29% 1.04% /uk/individual/en/produ Management 0.00% objective, the investment policy of the Fund is to invest in a Dist cts/251857/ Ireland - ETF portfolio of equity securities that as far as possible and practicable consist of the component securities of the MSCI Emerging Markets Index, this Fund's Benchmark Index.
https://www.blackrock.c om/au/individual/produ The Fund aims to provide investors with the performance of iShares MSCI 0.00% / cts/273417/ishares-msci- the MSCI Emerging Markets Index, before fees and expenses. Emerging IEM.AU iShares Nil Nil 0.67% 0.29% 0.96% 0.00% emerging-markets- The index is designed to measure the equity market Markets ETF etf?switchLocale=y&site performance in global emerging markets. EntryPassthrough=true
The Fund aims to achieve a return on your investment, iShares MSCI BlackRock https://www.ishares.com through a combination of capital growth and income on the Europe ex-UK Asset 0.00% / EUXS.LN Nil Nil 0.40% 0.29% 0.69% /uk/individual/en/produ Fund's assets, which reflects the return of the MSCI Europe ex GBP Hedged Management 0.00% cts/272403/ UK 100% Hedged to GBP Index, the Fund's benchmark index UCITS ETF Dist Ireland - ETF (Index).
BlackRock https://www.ishares.com iShares MSCI UK Asset 0.00% / /uk/individual/en/produ The Fund seeks to track the performance of an index Small Cap Ucits CUKS.LN Nil Nil 0.58% 0.29% 0.87% Management 0.00% cts/253474/ishares-msci- composed of small cap companies from the UK. ETF Ireland - ETF uk-small-cap-ucits-etf
Page 58 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment objective of the Fund is to deliver the net total BlackRock return performance of the Reference Index (being the MSCI iShares MSCI UK https://www.ishares.com Asset 0.00% / UK), less the fees and expenses of the Fund. The Reference UCITS ETF GBP CSUK.LN Nil Nil 0.33% 0.29% 0.62% /uk/individual/en/produ Management 0.00% Index is a broad-based equity index of securities generally Acc cts/253739/ Ireland - ETF incorporated in the United Kingdom. Securities listed on the London Stock Exchange are eligible for inclusion.
BlackRock https://www.ishares.com The Fund seeks broad exposure to a wide range of global iShares MSCI Asset 0.00% / /uk/individual/en/produ companies within 23 developed countries, covering 85% of the World Index IWRD.LN Nil Nil 0.50% 0.29% 0.79% Management 0.00% cts/251881/ishares-msci- listed equities in each country. Designed to seek long-term Fund Ireland - ETF world-ucits-etf-inc-fund growth.
BlackRock https://www.ishares.com iShares MSCI The Fund seeks to track the performance of an index Asset 0.00% / /uk/individual/en/produ World SRI UCTIS SUSW.LN Nil Nil 0.20% 0.29% 0.49% composed of developed markets ESG (environmental, social Management 0.00% cts/290846/ishares-msci- ETF and governance) screened companies. Ireland - ETF world-sri-ucits-etf-fund
https://www.ishares.com The iShares Core S&P 500 ETF seeks to track the investment iShares S&P 500 0.00% / IVV.US iShares Nil Nil 0.03% 0.29% 0.32% /us/products/239726/ish results of an index composed of large-capitalization U.S. Index Fund/US 0.00% ares-core-sp-500-etf equities.
iShares S&P https://www.ishares.com The iShares Global Consumer Staples ETF seeks to track the Global 0.00% / /us/products/239740/ish KXI.US iShares Nil Nil 0.46% 0.29% 0.75% investment results of an index composed of global equities in Consumer 0.00% ares-global-consumer- the consumer staples sector. Staples Index staples-etf
iShares S&P https://www.ishares.com The iShares Global Financials ETF seeks to track the investment Global Financials 0.00% / /us/products/239742/ish IXG.US iShares Nil Nil 0.46% 0.29% 0.75% results of an index composed of global equities in the Sector Index 0.00% ares-global-financials- financials sector. Fund etf
Page 59 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
iShares S&P https://www.ishares.com Global The iShares Global Healthcare ETF seeks to track the 0.00% / /us/products/239744/ish Healthcare IXJ.US iShares Nil Nil 0.46% 0.29% 0.75% investment results of an index composed of global equities in 0.00% ares-global-healthcare- Sector Index the healthcare sector. etf Fund
iShares S&P Global https://www.ishares.com The iShares Global Tech ETF seeks to track the investment 0.00% / Technology IXN.US iShares Nil Nil 0.46% 0.29% 0.75% /us/products/239750/ish results of an index composed of global equities in the 0.00% Sector Index ares-global-tech-etf technology sector. Fund
https://www.ishares.com iShares U.S. The iShares U.S. Medical Devices ETF seeks to track the 0.00% / /us/products/239516/ish Medical Devices IHI.US iShares Nil Nil 0.42% 0.29% 0.71% investment results of an index composed of U.S. equities in 0.00% ares-us-medical-devices- ETF the medical devices sector. etf
Johnson & Johnson & 0.00% / https://www.investor.jnj. Johnson & Johnson researches and develops, manufactures, JNJ.US Nil Nil 0.00% 0.29% 0.29% Johnson Johnson 0.00% com/ and sells various products in the health care field worldwide.
To provide superior total returns and outperform the MSCI All Country World Index over the long-term by investing in https://am.jpmorgan.co companies based around the world. The Company makes m/gb/en/asset- quarterly distributions, that are set at the beginning of each JP Morgan JPMorgan management/gim/per/p financial year. On aggregate, the intention is to pay dividends Asset 0.00% / 15% of out Global Growth & JGGI.LN Nil 0.55% 0.29% 0.84% roducts/d/jpmorgan- totalling at least 4% of the NAV at the time of announcement. Management 0.00% performance Income PLC global-growth-income- The manager is focused on building a high conviction (UK) Ltd plc-ordinary-shares- portfolio of typically 50 - 90 stocks, drawing on an investment gb00bymky695 process underpinned by fundamental research. Portfolio construction is driven by bottom up stock selection rather than geographical or sector allocation.
Page 60 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Judges Scientific plc manufactures and sells scientific instruments. The company operates in two segments, https://www.judges.uk.c Materials Sciences and Vacuum. It offers engineering teaching Judges Scientific Judges 0.00% / om/financial- JDG.LN Nil Nil 0.00% 0.29% 0.29% and research equipment for universities, colleges, schools, and PLC Scientific PLC 0.00% performance/financial- research centres; and research and development systems for overview.html food, beverage, dairy, edible oil, and pharmaceutical industries.
Mastercard Incorporated provides financial transaction processing services. The Company offers payment processing Mastercard Inc - Mastercard Inc - 0.00% / http://www.mastercard.c MA.US Nil Nil 0.00% 0.29% 0.29% services for credit and debit cards, electronic cash, automated Class A Class A 0.00% om teller machines, and travelers checks. Mastercard serves customers worldwide.
McDonald's Corporation franchises and operates fast-food McDonald's McDonald's 0.00% / https://www.aboutmcdo restaurants in the global restaurant industry. The Company's MCD.US Nil Nil 0.00% 0.29% 0.29% Corp Corp 0.00% nalds.com restaurants serves a variety of value-priced menu products in countries around the world.
0.00% / https://www.microsoft.c Microsoft Corporation develops, licenses, and supports Microsoft Corp MSFT.US Microsoft Corp Nil Nil 0.00% 0.29% 0.29% 0.00% om/en-us/investor software, services, devices, and solutions worldwide.
The Trust aims for long-term capital growth which takes priority over income. This is pursued through applying a https://www.bailliegiffor patient approach to investment, principally from a Monks Baillie Gifford 0.00% / d.com/en/uk/individual- differentiated, actively managed global equity portfolio Investment Trust MNKS.LN Nil Nil 0.45% 0.29% 0.74% & Co Limited. 0.00% investors/funds/monks- containing a diversified range of growth stocks - companies PLC/The investment-trust/ with above average earnings growth - which we expect to hold for around five years on average. The portfolio, will typically contain 100+ stocks from around the world.
Page 61 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Nvidia Corporation is an American multinational technology company incorporated in Delaware and based in Santa Clara, 0.00% / Nvidia Corp NVDA.US Nvidia Corp Nil Nil 0.00% 0.29% 0.29% http://www.nvidia.com California. It designs graphics processing units for the gaming 0.00% and professional markets, as well as system on a chip units for the mobile computing and automotive market.
https://investor.paypal- PayPal Holdings, Inc. operates as a technology platform and PayPal Holdings PayPal 0.00% / PYPL.US Nil Nil 0.00% 0.29% 0.29% corp.com/investor- digital payments company that enables digital and mobile Inc Holdings Inc 0.00% relations payments on behalf of consumers and merchants worldwide.
Pfizer Inc. operates as a pharmaceutical company. The Company offers medicines, vaccines, medical devices, and 0.00% / Pfizer Inc PFE.US Pfizer Inc Nil Nil 0.00% 0.29% 0.29% https://www.pfizer.com consumer healthcare products for oncology, inflammation, 0.00% cardiovascular, and other therapeutic areas. Pfizer serves customers worldwide.
J Rothschild To deliver long term capital growth, while preserving RIT Capital Capital 0.00% / https://www.ritcap.com/ shareholders' capital; to invest without the constraints of a RCP.LN Nil 1.180% 1.00% 0.29% 1.29% Partners PLC Management 0.00% factsheets formal benchmark, but to deliver for shareholders increases in Limited capital value in excess of the relevant indices over time.
ROYAL DUTCH ROYAL DUTCH 0.00% / https://www.shell.com/i Royal Dutch Shell plc operates as an energy and RDSB.LN SHELL B Nil Nil 0.00% 0.29% 0.29% SHELL B SHARES 0.00% nvestors.html petrochemical company worldwide. SHARES
Page 62 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Scottish Mortgage is an actively managed, low cost investment trust, investing in a high conviction, global portfolio of companies with the aim of maximising its total https://www.bailliegiffor Scottish return to its shareholders over the long term. The managers d.com/en/uk/individual- Mortgage Baillie Gifford 0.00% / aim to achieve a greater return than the FTSE All-World Index SMT.LN Nil Nil 0.36% 0.29% 0.65% investors/funds/scottish- Investment Trust & Co Limited. 0.00% (in sterling terms) over a five year rolling period. The majority mortgage-investment- PLC of the portfolio will be held in quoted equities and up to a trust/ maximum of 30% of the assets may be invested in companies not listed on a public market (measured at the time of purchase).
ServiceNow is an American software company based in Santa 0.00% / https://www.servicenow. Clara, California that develops a cloud computing platform to ServiceNow Inc NOW.US ServiceNow Inc Nil Nil 0.00% 0.29% 0.29% 0.00% com/ help companies manage digital workflows for enterprise operations, and was also recognized for innovation.
Sika is a specialty chemicals company with a leading position in the development and production of systems and products for bonding, sealing, damping, reinforcing, and protecting in the building sector and motor vehicle industry. Sika has 0.00% / Sika AG SIKA.SW Sika AG Nil Nil 0.00% 0.29% 0.29% http://www.sika.com subsidiaries in 100 countries around the world and 0.00% manufactures in over 300 factories. Sika employs more than 25,000 people and generated sales of over CHF 8.1 billion in fiscal 2019. At the end of 2019 Sika won the Swiss Technology Award for a ground-breaking new adhesive technology.
Skyworks Solutions, Inc., together with its subsidiaries, designs, Skyworks Skyworks 0.00% / https://www.skyworksinc develops, manufactures, and markets proprietary SWKS.US Nil Nil 0.00% 0.29% 0.29% Solutions Inc Solutions Inc 0.00% .com/ semiconductor products, including intellectual property worldwide.
Page 63 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
SPDR Gold Shares offer investors an innovative, relatively cost efficient and secure way to access the gold market. SPDR Gold SPDR State https://www.spdrgoldsh Shares are intended to offer investors a means of participating 0.00% / SPDR Gold Trust GLD.US Street Global Nil Nil 0.40% 0.29% 0.69% ares.com/usa/key- in the gold bullion market without the necessity of taking 0.00% Advisors information/ physical delivery of gold, and to buy and sell that interest through the trading of a security on a regulated stock exchange.
The objective of the SPDR MSCI World Small Cap UCITS ETF is SPDR MSCI State Street to track the performance of small sized companies in 0.00% / World Small Cap WOSC.LN Global Advisors Nil Nil 0.45% 0.29% 0.74% http://www.ssga.com developed equity markets globally. It aims to do this by 0.00% UCITS ETF Ltd tracking the performance of the MSCI World Small Cap Index as closely as possible.
https://www.ssga.com/u SPDR State The SPDR® S&P 500® ETF Trust seeks to provide investment SPDR Trust 0.00% / s/en/individual/etfs/fun SPY.US Street Global Nil Nil 0.10% 0.29% 0.39% results that, before expenses, correspond generally to the Series 1 0.00% ds/spdr-sp-500-etf-trust- Advisors price and yield performance of the S&P 500®Index. spy
The Trust was created to invest and hold substantially all its assets in physical gold bullion. The Trust seeks to provide a secure, convenient, and exchange-traded investment alternative for investors interested in holding physical gold Sprott Asset bullion without the inconvenience that is typical of a direct Sprott Physical 0.00% / PHYS.CN Management Nil Nil 0.35% 0.29% 0.64% www.sprott.com investment in physical gold bullion. The Trust does not Gold Trust 0.00% LP anticipate making regular cash distributions to unitholders. The Trust intends to achieve its objective by investing primarily in long-term holdings of unencumbered, fully allocated, physical gold bullion and will not speculate regarding short- term changes in gold prices.
Page 64 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Square, Inc. provides mobile payment solutions. The Company develops point-of-sale software that helps in digital receipts, 0.00% / https://www.squareup.c Square Inc SQ.US Square Inc Nil Nil 0.00% 0.29% 0.29% inventory, and sales reports, as well as offers analytics and 0.00% om feedback. Square also provides financial and marketing services.
https://www.starbucks.c Starbucks Corporation, together with its subsidiaries, operates 0.00% / Starbucks Corp SBUX.US Starbucks Corp Nil Nil 0.00% 0.29% 0.29% om/about-us/company- as a roaster, marketer, and retailer of specialty coffee 0.00% information worldwide.
The SPDR S&P/ASX 200 Fund, seeks to closely match, before https://www.ssga.com/a streetTRACKS State Street fees and expenses, the returns of the S&P/ASX 200 Index. Low- 0.00% / u/en_gb/institutional/etf S&P ASX 200 STW.AU Global Advisors Nil Nil 0.13% 0.29% 0.42% cost exposure to over 90% of the Australian equity market 0.00% s/funds/spdr-sp-asx-200- Fund (Aus) Ltd capitalisation in a single transaction - a high level of fund-stw diversification that can help reduce portfolio risk.
The Technology Select Sector SPDR® Fund seeks to provide investment results that, before expenses, correspond generally https://www.ssga.com/u to the price and yield performance of the Technology Select Technology SPDR State s/en/individual/etfs/fun 0.00% / Sector Index. Seeks to provide precise exposure to companies Select Sector XLK.US Street Global Nil Nil 0.13% 0.29% 0.42% ds/the-technology- 0.00% from technology hardware, storage, and peripherals; software; SPDR Fund Advisors select-sector-spdr-fund- communications equipment; semiconductors and xlk semiconductor equipment; IT services; and electronic equipment, instruments and components.
Templeton The Fund seeks to provide long-term capital appreciation by Emerging Franklin 0.00% / https://www.temit.co.uk/ investing in equity and equity-related securities listed in Markets TEM Templeton Nil Nil 1.21% 0.29% 1.50% 0.00% investor/ emerging markets or issued by companies that have a Investment Trust Investments significant amount of their revenues in emerging markets. PLC
Page 65 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Tesla, Inc. designs, develops, manufactures, leases, and sells Tesla Motors 0.00% / https://www.tesla.com/e electric vehicles, and energy generation and storage systems Tesla Motors Inc TSLA.US Nil Nil 0.00% 0.29% 0.29% Inc 0.00% n_NZ/about in the United States, China, Netherlands, Norway, and internationally.
Treatt plc manufactures and supplies ingredient solutions to 0.00% / https://www.treatt.com/i the flavour, fragrance, beverage, and consumer products Treatt Plc TET.LN Treatt Plc Nil Nil 0.00% 0.29% 0.29% 0.00% nvestor-relations industries in the United Kingdom, Germany, Ireland, the United States, China, and internationally.
Two Harbors Investment Corp. operates as a real estate Two Harbors https://investor.twoharb investment trust (REIT) that focuses on investing in, financing, Two Harbors 0.00% / TWO.US Investment Nil Nil 0.00% 0.29% 0.29% orsinvestment.com/over and managing residential mortgage-backed securities (RMBS), Investment Corp 0.00% Corp view/default.aspx non-agency securities, mortgage servicing rights, and other financial assets in the United States.
Umicore SA operates as a materials technology and recycling 0.00% / https://www.umicore.co Umicore SA UMI.BB Umicore SA Nil Nil 0.00% 0.29% 0.29% company worldwide. The company operates through Catalysis, 0.00% m/en/investors/ Energy & Surface Technologies, and Recycling segments.
https://www.unilever.co 0.00% / m/investor- The Unilever Group, together with its subsidiaries, operates in Unilever Plc ULVR.LN Unilever Plc Nil Nil 0.00% 0.29% 0.29% 0.00% relations/shareholder- the fast-moving consumer goods industry worldwide. centre/
VanEck Vectors® Gold Miners ETF (GDX®) seeks to replicate https://www.vaneck.com as closely as possible, before fees and expenses, the price and VanEck Vectors 0.00% / GDX.US VanEck Nil Nil 0.52% 0.29% 0.81% /etf/equity/gdx/overvie yield performance of the NYSE Arca Gold Miners Index Gold Miners ETF 0.00% w (GDMNTR), which is intended to track the overall performance of companies involved in the gold mining industry.
Page 66 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The investment seeks to replicate as closely as possible, before fees and expenses, the price and yield performance of the MarketGrader India All-Cap Growth Leaders Index. The Fund invests substantially all of its assets in the Subsidiary, a wholly- Vaneck Vectors 0.00% / GLIN.US VanEck Nil Nil 0.82% 0.29% 1.11% www.vaneck.com owned subsidiary located in the Republic of Mauritius. The India Growth Le 0.00% index is comprised of equity securities which are generally considered by the index provider to exhibit favorable fundamental characteristics according to the index provider's proprietary scoring methodology.
VanEck Vectors® Junior Gold Miners ETF (GDXJ®) seeks to replicate as closely as possible, before fees and expenses, the VanEck Vectors https://www.vaneck.com 0.00% / price and yield performance of the MVIS® Global Junior Gold Junior Gold GDXJ.US VanEck Nil Nil 0.53% 0.29% 0.82% /etf/equity/gdxj/overvie 0.00% Miners Index (MVGDXJTR), which is intended to track the Miners ETF w/ overall performance of small-capitalization companies that are involved primarily in the mining for gold and/or silver.
The investment seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in emerging market Vanguard countries. The Fund employs an indexing investment approach 0.00% / https://investor.vanguar Emerging VWO.US Vanguard Nil Nil 0.10% 0.29% 0.39% designed to track the performance of the FTSE Emerging 0.00% d.com/etf/profile/VWO Markets VIPERs Markets All Cap China A Inclusion Index. It invests by sampling the index, meaning that it holds a broadly diversified collection of securities that, in the aggregate, approximates the index in terms of key characteristics.
Page 67 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
This Fund seeks to track the performance of the Index, a https://www.vanguardin widely recognised UK benchmark of the UK market's most Vanguard vestor.co.uk/investments highly capitalised blue chip companies. The Fund employs a Vanguard FTSE 0.00% / VUKE.LN Group (Ireland) Nil Nil 0.09% 0.29% 0.38% /vanguard-ftse-100- "passive management"- or indexing - investment approach, 100 UCITS ETF 0.00% Limited ucits-etf-gbp- through physical acquisition of securities, designed to track distributing the performance of the Index, a free float adjusted market capitalisation weighted index.
Seeks to track the investment performance of the FTSE Developed All Cap ex US Index. Provides a convenient way to Vanguard FTSE 0.00% / https://investor.vanguar match the performance of a diversified group of stocks of Developed VEA.US Vanguard Nil Nil 0.05% 0.29% 0.34% 0.00% d.com/etf/profile/VEA large-, mid-, and small-cap companies located in Canada and Markets ETF the major markets of Europe and the Pacific region. Follows a passively managed full-replication approach.
Vanguard 0.00% / https://investor.vanguar Seeks to track the performance of the CRSP US Large Cap VUG.US Vanguard Nil Nil 0.04% 0.29% 0.33% Growth VIPERs 0.00% d.com/etf/profile/VUG Growth Index.
Vanguard High Seeks to track the performance of the FTSE® High Dividend 0.00% / https://investor.vanguar Dividend Yield VYM.US Vanguard Nil Nil 0.06% 0.29% 0.35% Yield Index, which measures the investment return of common 0.00% d.com/etf/profile/VYM ETF stocks of companies characterized by high dividend yields.
The Fund employs an indexing investment approach designed Vanguard to track the performance of the MSCI US Investable Market Information 0.00% / https://investor.vanguar Index/Information Technology 25/50, an index made up of VGT.US Vanguard Nil Nil 0.01% 0.29% 0.30% Technology 0.00% d.com/etf/profile/VGT stocks of large, mid-size, and small U.S. companies within the VIPERs information technology sector, as classified under the Global Industry Classification Standard. It is non-diversified.
Page 68 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Vanguard MSCI Vanguard https://www.vanguard.c Seeks to track the return of the MSCI World ex-Australia (with Index 0.00% / VGS.AU Investments Nil Nil 0.18% 0.29% 0.47% om.au/personal/product net dividends reinvested), in Australian dollars Index, before International 0.00% Australia Ltd s/en/overview taking into account fees, expenses and tax. Shares ETF
Vanguard S&P 0.00% / https://investor.vanguar Invests in stocks in the S&P 500 Index, representing 500 of the VOO.US Vanguard Nil Nil 0.03% 0.29% 0.32% 500 ETF 0.00% d.com/etf/profile/VOO largest U.S. companies.
Vanguard Small- Seeks to track the performance of the CRSP US Small Cap 0.00% / https://investor.vanguar Cap Value VBR.US Vanguard Nil Nil 0.07% 0.29% 0.36% Value Index, which measures the investment return of small- 0.00% d.com/etf/profile/VBR VIPERs capitalization value stocks.
The investment seeks to track the performance of a benchmark index that measures the investment return of the Vanguard Total Vanguard https://www.vanguard.c 0.00% / overall U.S. stock market. The CRSP US Total Market Index, Stock Market VTS.AU Investments Nil Nil 0.03% 0.29% 0.32% om.au/personal/product 0.00% represents approximately 100%of the investable U.S. stock Shares Index ETF Australia Ltd s/en/overview market and includes large-, mid-, small-, and micro-cap stocks regularly traded on the New York Stock Exchange and Nasdaq.
Vanguard Total 0.00% / https://investor.vanguar Seeks to track the performance of the CRSP US Total Market Stock Market VTI.US Vanguard Nil Nil 0.03% 0.29% 0.32% 0.00% d.com/etf/profile/VTI Index. VIPERs
The Fund employs an indexing investment approach designed to track the performance of the FTSE Global All Cap Index. The Vanguard Total 0.00% / https://investor.vanguar investment seeks to track the performance of a benchmark World Stock VT.US Vanguard Nil Nil 0.08% 0.29% 0.37% 0.00% d.com/etf/profile/VT index that measures the investment return of stocks of Index Fund companies located in developed and emerging markets around the world.
Page 69 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Seeks to track the performance of the CRSP US Large Cap Vanguard Value 0.00% / https://investor.vanguar VTV.US Vanguard Nil Nil 0.04% 0.29% 0.33% Value Index, which measures the investment return of large- VIPERs 0.00% d.com/etf/profile/VTV capitalization value stocks.
Visa Inc. operates as a payments technology company worldwide. The company facilitates commerce through the 0.00% / https://www.visa.co.nz/a Visa Inc V.US Visa Inc Nil Nil 0.00% 0.29% 0.29% transfer of value and information among consumers, 0.00% bout-visa.html merchants, financial institutions, businesses, strategic partners, and government entities.
https://thewaltdisneyco 0.00% / The Walt Disney Company, together with its subsidiaries, Walt Disney Co DIS.US Walt Disney Co Nil Nil 0.00% 0.29% 0.29% mpany.com/investor- 0.00% operates as an entertainment company worldwide. relations/
The fee is WAM Alternative Assets provides retail investors with Blue Sky calculated and exposure to a portfolio of real assets, private equity, real https://wilsonassetmana Wam Alternative Alternatives 0.00% / accrued monthly estate, private debt and infrastructure. The Company's WMA.AU Nil 1.20% 0.29% 1.49% gement.com.au/lic/alter Assets Ltd Access Fund 0.00% using the the investment objectives are to consistently deliver absolute native-assets/ Ltd forumula stated in returns through a combination of dividend yield and capital its PDS growth, while providing diversification benefits.
In order to achieve a high level of capital growth, the 15% of any Company invests in the global healthcare sector and in a Worldwide Frostrow 0.00% / outperformance diversified portfolio of shares in pharmaceutical and WWH.LN Nil 0.65% 0.29% 0.94% www.frostrow.com Healthcare Trust Capital LLP 0.00% over the biotechnology companies and related securities in the benchmark healthcare sector. It uses gearing, and derivative transactions to mitigate risk and also to enhance returns.
Zoom Video Zoom Video Zoom Video Communications, Inc. provides a video-first 0.00% / Communications ZM.US Communicatio Nil Nil 0.00% 0.29% 0.29% https://zoom.us/about communications platform in the Americas, the Asia Pacific, 0.00% Inc ns Inc Europe, the Middle East, and Africa.
Page 70 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.ishares.com iShares GBP BlackRock /uk/individual/en/produ The Fund seeks to track the performance of an index Corporate Bond Asset 0.00% / ISXF.LN Nil Nil 0.20% 0.29% 0.49% cts/251841/ishares- composed of Sterling denominated investment grade ex-Financials Management 0.00% corporate-bond- corporate bonds issued by non-financial organisations. UCITS ETF Ireland - ETF exfinancials-ucits-etf
https://www.ishares.com BlackRock iShares Global /uk/individual/en/produ The iShares Global Aggregate Bond UCITS ETF seeks to track Asset 0.00% / Aggregate Bond AGBP.LN Nil Nil 0.10% 0.29% 0.39% cts/291771/ishares-core- the investment results of an index composed of global Management 0.00% UCITS ETF global-aggregate-bond- investment grade bonds. Ireland - ETF ucits-etf-fund
https://www.ishares.com BlackRock iShares Global /uk/individual/en/produ The iShares Global Aggregate Bond UCITS ETF seeks to track Asset 0.00% / Aggregate Bond AGGNZX.ID Nil Nil 0.15% 0.29% 0.44% cts/304340/ishares-core- the investment results of an index composed of global Management 0.00% UCITS ETF NZD global-aggregate-bond- investment grade bonds. Ireland - ETF ucits-etf-fund
iShares Lehman https://www.ishares.com The iShares 20+ Year Treasury Bond ETF seeks to track the 20+ Year 0.00% / /us/products/239454/ish TLT.US iShares Nil Nil 0.15% 0.29% 0.44% investment results of an index composed of U.S. Treasury Treasury Bond 0.00% ares-20-year-treasury- bonds with remaining maturities greater than twenty years. Fund bond-etf
https://www.ishares.com iShares Lehman The iShares Core U.S. Aggregate Bond ETF seeks to track the 0.00% / /us/products/239458/ish Aggregate Bond AGG.US iShares Nil Nil 0.04% 0.29% 0.33% investment results of an index composed of the total U.S. 0.00% ares-core-total-us-bond- Fund investment-grade bond market. market-etf
iShares https://www.ishares.com S&P/Citigroup The iShares International Treasury Bond ETF seeks to track the 0.00% / /us/products/239830/ish International IGOV.US iShares Nil Nil 0.35% 0.29% 0.64% investment results of an index composed of non-U.S. 0.00% ares-international- Treasury Bond developed market government bonds. treasury-bond-etf Fund
Page 71 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
The objective of SPDR Barclays 0-5 Year Sterling Corporate SPDR Bond UCITS ETF is to track the performance of the Sterling Bloomberg State Street 0.00% / denominated corporate bond market for fixed-rate, Barclays 0-5 Year SUKC.LN Global Advisors Nil Nil 0.20% 0.29% 0.49% http://www.ssga.com 0.00% investment-grade (high quality) securities. It aims to do this by Sterling Corp Ltd tracking the performance of the Barclays 0-5 Year Sterling Bond UCITS ETF Corporate Bond Index as closely as possible.
The Fund seeks to track the performance of the Index, a market-weighted index of U.K. Gilts denominated in Pound Sterling. The Fund employs a "passive management" - or https://www.vanguardin Vanguard indexing - investment approach, through physical acquisition Vanguard U.K 0.00% / vestor.co.uk/investments VGOV.LN Group (Ireland) Nil Nil 0.07% 0.29% 0.36% of securities, designed to track the performance of the Index. Gilt UCITS ETF 0.00% /vanguard-uk-gilt-ucits- Limited The Fund will invest in a portfolio of Gilts with greater than 1 etf-gbp-distributing year maturity that, so far as possible and practicable, consists of a representative sample of the component securities of the Index.
Page 72 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
iShares https://www.ishares.com Developed BlackRock The Fund seeks to track the performance of an index /uk/individual/en/produ Markets Asset 0.00% / composed of listed real estate companies and Real Estate IWDP.LN Nil Nil 0.59% 0.29% 0.88% cts/251801/ishares- Property Yield Management 0.00% Investment Trusts (REITS) from developed countries, excluding developed-markets- UCITS ETF USD Ireland - ETF Greece, which also comply with dividend yield criteria. property-yield-ucits-etf Dist
BlackRock https://www.ishares.com iShares UK The Fund seeks to track the performance of an index Asset 0.00% / /uk/individual/en/produ Property UCITS IUKP.LN Nil Nil 0.40% 0.29% 0.69% composed of UK listed real estate companies and Real Estate Management 0.00% cts/251802/ishares-uk- ETF Investment Trusts (REITS). Ireland - ETF property-ucits-etf
This product is a closed-end Investment Company 15% of incorporated in England and listed on the London Stock TR Property BMO Asset 0.00% / outperformance of https://www.trproperty.c Exchange. The Company's investment objective is to maximise Investment Trust TRY.LN Management Nil 0.98% 0.29% 1.27% 0.00% benchmark plus om/about/ shareholders' return by investing in property companies and PLC (Holdings) plc 1% hurdle. property related businesses internationally and also in UK investment property.
Vanguard Global 0.00% / https://investor.vanguar Invests in stocks in the S&P Global ex-U.S. Property Index, VNQI.US Vanguard Nil Nil 0.12% 0.29% 0.41% ex-US Real Est 0.00% d.com/etf/profile/VNQI representing real estate stocks in more than 30 countries.
Invests in stocks issued by real estate investment trusts (REITs), Vanguard REIT - 0.00% / https://investor.vanguar VNQ.US Vanguard Nil Nil 0.12% 0.29% 0.41% companies that purchase office buildings, hotels, and other ETF 0.00% d.com/etf/profile/VNQI real property.
Page 73 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.anz.co.nz/a ANZ Bank New Australia and New Zealand Banking Group Limited provides ANZ Bank New bout-us/media- Zealand Limited 0.00% / various banking and financial products and services in ANB160 Zealand Nil Nil 0.00% 0.29% 0.29% centre/investor- 3.03% 0.00% Australia, New Zealand, the Asia Pacific, Europe, and the Limited information/bonds- 20/03/2024 Americas. notes/
https://www.anz.co.nz/a ANZ Bank New Australia and New Zealand Banking Group Limited provides ANZ Bank New bout-us/media- Zealand Limited 0.00% / various banking and financial products and services in ANB120 Zealand Nil Nil 0.00% 0.29% 0.29% centre/investor- 3.33% 0.00% Australia, New Zealand, the Asia Pacific, Europe, and the Limited information/bonds- 02/09/2021 Americas. notes/
https://www.anz.co.nz/a ANZ Bank New Australia and New Zealand Banking Group Limited provides ANZ Bank New bout-us/media- Zealand Limited 0.00% / various banking and financial products and services in ANB130 Zealand Nil Nil 0.00% 0.29% 0.29% centre/investor- 3.71% 0.00% Australia, New Zealand, the Asia Pacific, Europe, and the Limited information/bonds- 01/09/2023 Americas. notes/
https://www.anz.co.nz/a ANZ Bank New Australia and New Zealand Banking Group Limited provides ANZ Bank New bout-us/media- Zealand Limited 0.00% / various banking and financial products and services in ANB140 Zealand Nil Nil 0.00% 0.29% 0.29% centre/investor- 3.75% 0.00% Australia, New Zealand, the Asia Pacific, Europe, and the Limited information/bonds- 01/09/2022 Americas. notes/
https://www.anz.co.nz/a ANZ Bank New Australia and New Zealand Banking Group Limited provides ANZ Bank New bout-us/media- Zealand Limited 0.00% / various banking and financial products and services in ANB110 Zealand Nil Nil 0.00% 0.29% 0.29% centre/investor- 4.00% 0.00% Australia, New Zealand, the Asia Pacific, Europe, and the Limited information/bonds- 22/03/2021 Americas. notes/
Page 74 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.anz.co.nz/a ANZ Bank New Australia and New Zealand Banking Group Limited provides ANZ Bank New bout-us/media- Zealand Perp 0.00% / various banking and financial products and services in ANBHB Zealand Nil Nil 0.00% 0.29% 0.29% centre/investor- 3.775% 0.00% Australia, New Zealand, the Asia Pacific, Europe, and the Limited information/bonds- 25/05/2022 (C) Americas. notes/
Argosy Property is one of New Zealand's leading listed Argosy Property Argosy property companies, owning a diversified portfolio of 0.00% / https://www.argosy.co.n Limited 2.20% ARG030 Property Nil Nil 0.00% 0.29% 0.29% industrial, office and retail properties predominately in 0.00% z/ 27/10/2027 Limited Auckland and Wellington, with a modest tenant-driven exposure to other parts of New Zealand.
Argosy Property is one of New Zealand's leading listed Argosy Property Argosy property companies, owning a diversified portfolio of 0.00% / https://www.argosy.co.n Limited 4.00% ARG010 Property Nil Nil 0.00% 0.29% 0.29% industrial, office and retail properties predominately in 0.00% z/ 27/03/2026 Limited Auckland and Wellington, with a modest tenant-driven exposure to other parts of New Zealand.
ASB Bank Limited provides a full range of commercial banking services for retail and corporate customers. The Bank offers https://www.asb.co.nz/a ASB 3.31% ASB Bank 0.00% / deposit products, corporate banking, foreign exchange, home ABB070 Nil Nil 0.00% 0.29% 0.29% sb-securities/fixed- 07/09/2023 Limited 0.00% loans, credit cards, insurance, internet banking, and interest-securities.html investment services. ASB Bank serves customers in Australia and New Zealand.
ASB Bank Limited provides a full range of commercial banking services for retail and corporate customers. The Bank offers https://www.asb.co.nz/a ASB 4.20% ASB Bank 0.00% / deposit products, corporate banking, foreign exchange, home ABB060 Nil Nil 0.00% 0.29% 0.29% sb-securities/fixed- 24/02/2022 Limited 0.00% loans, credit cards, insurance, internet banking, and interest-securities.html investment services. ASB Bank serves customers in Australia and New Zealand.
Page 75 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
ASB Bank Limited provides a full range of commercial banking services for retail and corporate customers. The Bank offers https://www.asb.co.nz/a ASB 4.245% ASB Bank 0.00% / deposit products, corporate banking, foreign exchange, home ABB040 Nil Nil 0.00% 0.29% 0.29% sb-securities/fixed- 26/05/2021 Limited 0.00% loans, credit cards, insurance, internet banking, and interest-securities.html investment services. ASB Bank serves customers in Australia and New Zealand.
ASB Bank Limited provides a full range of commercial banking services for retail and corporate customers. The Bank offers ASB Callable https://www.asb.co.nz/a ASB Bank 0.00% / deposit products, corporate banking, foreign exchange, home 5.25% ABB050 Nil Nil 0.00% 0.29% 0.29% sb-securities/fixed- Limited 0.00% loans, credit cards, insurance, internet banking, and 15/12/2026 interest-securities.html investment services. ASB Bank serves customers in Australia and New Zealand.
https://www.aucklandco uncil.govt.nz/about- Auckland International Airport Limited provides airport Auckland Auckland 0.00% / auckland- facilities, supporting infrastructure, and aeronautical services Council 3.17% AKC110 Nil Nil 0.00% 0.29% 0.29% Council 0.00% council/investor- in Auckland, New Zealand Fixed interest securities are debt 27/06/2023 centre/Pages/default.as investments that pay a fixed or floating rate of return. px
https://www.aucklandco uncil.govt.nz/about- Auckland International Airport Limited provides airport Auckland Auckland 0.00% / auckland- facilities, supporting infrastructure, and aeronautical services Council 3.338% AKC100 Nil Nil 0.00% 0.29% 0.29% Council 0.00% council/investor- in Auckland, New Zealand Fixed interest securities are debt 27/07/2026 centre/Pages/default.as investments that pay a fixed or floating rate of return. px
Page 76 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.aucklandco uncil.govt.nz/about- Auckland International Airport Limited provides airport Auckland Auckland 0.00% / auckland- facilities, supporting infrastructure, and aeronautical services Council 5.806% AKC070 Nil Nil 0.00% 0.29% 0.29% Council 0.00% council/investor- in Auckland, New Zealand Fixed interest securities are debt 25/03/2024 centre/Pages/default.as investments that pay a fixed or floating rate of return. px
Auckland International Airport Limited provides airport Auckland Intl https://corporate.auckla Auckland Intl 0.00% / facilities, supporting infrastructure, and aeronautical services Airport 3.51% AIA230 Nil Nil 0.00% 0.29% 0.29% ndairport.co.nz/investors Airport 0.00% in Auckland, New Zealand Fixed interest securities are debt 10/10/2024 /shares-and-bonds investments that pay a fixed or floating rate of return.
Auckland International Airport Limited provides airport Auckland Intl https://corporate.auckla Auckland Intl 0.00% / facilities, supporting infrastructure, and aeronautical services Airport 3.64% AIA220 Nil Nil 0.00% 0.29% 0.29% ndairport.co.nz/investors Airport 0.00% in Auckland, New Zealand Fixed interest securities are debt 17/04/2023 /shares-and-bonds investments that pay a fixed or floating rate of return.
Auckland International Airport Limited provides airport Auckland Intl https://corporate.auckla Auckland Intl 0.00% / facilities, supporting infrastructure, and aeronautical services Airport 3.97% AIA210 Nil Nil 0.00% 0.29% 0.29% ndairport.co.nz/investors Airport 0.00% in Auckland, New Zealand Fixed interest securities are debt 02/11/2023 /shares-and-bonds investments that pay a fixed or floating rate of return.
Auckland International Airport Limited provides airport Auckland Intl https://corporate.auckla Auckland Intl 0.00% / facilities, supporting infrastructure, and aeronautical services Airport 4.28% AIA200 Nil Nil 0.00% 0.29% 0.29% ndairport.co.nz/investors Airport 0.00% in Auckland, New Zealand Fixed interest securities are debt 09/11/2022 /shares-and-bonds investments that pay a fixed or floating rate of return.
Auckland International Airport Limited provides airport Auckland Intl https://corporate.auckla Auckland Intl 0.00% / facilities, supporting infrastructure, and aeronautical services Airport 5.52% AIA130 Nil Nil 0.00% 0.29% 0.29% ndairport.co.nz/investors Airport 0.00% in Auckland, New Zealand Fixed interest securities are debt 28/05/2021 /shares-and-bonds investments that pay a fixed or floating rate of return.
Page 77 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Bank of China Limited, together with its subsidiaries, provides Bank of China https://www.bochk.com/ a range of banking and related financial services. It operates in Fixed Notes 0.00% / BOC0423 Bank of China Nil Nil 0.00% 0.29% 0.29% en/investment/debt.htm six segments: Corporate Banking, Personal Banking, Treasury 4.02% 0.00% l Operations, Investment Banking, Insurance, and Other 19/04/2023 Operations.
Bank of China Limited, together with its subsidiaries, provides Bank of China https://www.bochk.com/ a range of banking and related financial services. It operates in Fixed Notes 0.00% / BOC1022 Bank of China Nil Nil 0.00% 0.29% 0.29% en/investment/debt.htm six segments: Corporate Banking, Personal Banking, Treasury 4.09% 0.00% l Operations, Investment Banking, Insurance, and Other 17/10/2022 Operations.
Bank of China Limited, together with its subsidiaries, provides Bank of China https://www.bochk.com/ a range of banking and related financial services. It operates in 0.00% / FRN 1.4733% BOC0421 Bank of China Nil Nil 0.00% 0.29% 0.29% en/investment/debt.htm six segments: Corporate Banking, Personal Banking, Treasury 0.00% 19/10/2020 (R) l Operations, Investment Banking, Insurance, and Other Operations.
Bank of New Zealand (BNZ) provides banking services. The Bank of New https://www.bnz.co.nz/in Bank offers saving and current account, investment advisory, Bank of New 0.00% / Zealand 3.648% BNZ130 Nil Nil 0.00% 0.29% 0.29% stitutional-banking/debt- online banking, mortgage and non-mortgage loan facilities, Zealand 0.00% 16/11/2023 capital-markets credit card, and other financial services. BNZ serves customers in New Zealand.
Bank of New Zealand (BNZ) provides banking services. The Bank of New https://www.bnz.co.nz/in Bank offers saving and current account, investment advisory, Bank of New 0.00% / Zealand 3.856% BNZ120 Nil Nil 0.00% 0.29% 0.29% stitutional-banking/debt- online banking, mortgage and non-mortgage loan facilities, Zealand 0.00% 27/07/2022 capital-markets credit card, and other financial services. BNZ serves customers in New Zealand.
Page 78 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Bank of New Zealand (BNZ) provides banking services. The Bank of New https://www.bnz.co.nz/in Bank offers saving and current account, investment advisory, Bank of New 0.00% / Zealand 4.102% BNZ110 Nil Nil 0.00% 0.29% 0.29% stitutional-banking/debt- online banking, mortgage and non-mortgage loan facilities, Zealand 0.00% 15/06/2023 capital-markets credit card, and other financial services. BNZ serves customers in New Zealand.
Bank of New Zealand (BNZ) provides banking services. The Bank of New https://www.bnz.co.nz/in Bank offers saving and current account, investment advisory, Bank of New 0.00% / Zealand 5.314% BNZ090 Nil Nil 0.00% 0.29% 0.29% stitutional-banking/debt- online banking, mortgage and non-mortgage loan facilities, Zealand 0.00% 17/12/2020 (C) capital-markets credit card, and other financial services. BNZ serves customers in New Zealand.
CHCH https://www.christchurc Christchurch International Airport Limited (CIAL) operates CHCH International 0.00% / hairport.co.nz/about- airport. The Company pick-up and drop-off, parking options, CHC010 International Nil Nil 0.00% 0.29% 0.29% Airport 4.13% 0.00% us/who-we-are/financial- rental cars, public transport, car sharing, and other related Airport 24/05/2024 reports/ services. CIAL serves clients in New Zealand.
CHCH https://www.christchurc Christchurch International Airport Limited (CIAL) operates CHCH International 0.00% / hairport.co.nz/about- airport. The Company pick-up and drop-off, parking options, CIA1020 International Nil Nil 0.00% 0.29% 0.29% Airport 6.25% 0.00% us/who-we-are/financial- rental cars, public transport, car sharing, and other related Airport 04/10/2021 reports/ services. CIAL serves clients in New Zealand.
China China Construction Bank Corporation provides various China Construction 0.00% / http://nz.ccb.com/newze banking and related financial services in the People's Republic CCB1040 Construction Nil Nil 0.00% 0.29% 0.29% Bank 3.932% 0.00% aland/en/indexv3.html of China. It operates through Corporate Banking, Personal Bank 09/11/2022 Banking, Treasury Business, and Others segments.
China China Construction Bank Corporation provides various China Construction 0.00% / http://nz.ccb.com/newze banking and related financial services in the People's Republic CCB0623 Construction Nil Nil 0.00% 0.29% 0.29% Bank 4.005% 0.00% aland/en/indexv3.html of China. It operates through Corporate Banking, Personal Bank 19/06/2023 Banking, Treasury Business, and Others segments.
Page 79 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Chorus Limited is a wholesale and retail telecommunications Chorus Limited company. The Company maintains and build the Chorus local 0.00% / https://company.chorus. 4.12% CNU010 Chorus Limited Nil Nil 0.00% 0.29% 0.29% access network which is made up of local telephone 0.00% co.nz/ 06/05/2021 exchanges, cabinets and copper and fibre cables that connects New Zealand homes and businesses throughout the country.
Chorus Limited is a wholesale and retail telecommunications Chorus Limited company. The Company maintains and build the Chorus local 0.00% / https://company.chorus. 4.35% CNU020 Chorus Limited Nil Nil 0.00% 0.29% 0.29% access network which is made up of local telephone 0.00% co.nz/ 06/12/2023 (R) exchanges, cabinets and copper and fibre cables that connects New Zealand homes and businesses throughout the country.
Christchurch City Holdings Limited (CCHL) operates as a Christchurch City Christchurch holding company. The Company, through its subsidiaries, 0.00% / Holdings 3.40% CCH010 City Holdings Nil Nil 0.00% 0.29% 0.29% https://www.cchl.co.nz/ provides investment in infrastructure sectors as well as asset 0.00% 06/12/2022 Limited management, shipping, and electricity distribution services. CCHL serves customers in New Zealand.
Christchurch City Holdings Limited (CCHL) operates as a Christchurch City Christchurch holding company. The Company, through its subsidiaries, Holdings Limited 0.00% / CCH020 City Holdings Nil Nil 0.00% 0.29% 0.29% https://www.cchl.co.nz/ provides investment in infrastructure sectors as well as asset 3.58% 0.00% Limited management, shipping, and electricity distribution services. 27/11/2024 CCHL serves customers in New Zealand.
https://contact.co.nz/ab Contact Energy Contact Energy Limited generates, trades in, and retails 0.00% / outus/investor- 3.55% CEN050 Contact Energy Nil Nil 0.00% 0.29% 0.29% electricity, natural gas, broadband, and other products and 0.00% centre/investor- 15/08/2024 services in New Zealand. information
Page 80 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://contact.co.nz/ab Contact Energy Limited generates, trades in, and retails Contact Energy 0.00% / outus/investor- CEN030 Contact Energy Nil Nil 0.00% 0.29% 0.29% electricity, natural gas, broadband, and other products and 4.40% 15/11/2021 0.00% centre/investor- services in New Zealand. information
https://contact.co.nz/ab Contact Energy Contact Energy Limited generates, trades in, and retails 0.00% / outus/investor- 4.63% CEN040 Contact Energy Nil Nil 0.00% 0.29% 0.29% electricity, natural gas, broadband, and other products and 0.00% centre/investor- 15/11/2022 services in New Zealand. information
Fletcher Building Industries Limited manufactures and retails https://www.fletcherbuil building materials. The Company offers gypsum wallboard, Fletcher Building Fletcher 0.00% / ding.com/investor- insulation, roofing tiles, sinks, aluminium extrusions, wall Industries 3.90% FBI190 Building Nil Nil 0.00% 0.29% 0.29% 0.00% centre/capital-notes-and- frames, roof trusses, concrete, laminates, and steel building 15/03/2025 Industries adrs/ products. Fletcher Building Industries serves customers in New Zealand, Australia, and the South Pacific.
Fletcher Building Industries Limited manufactures and retails https://www.fletcherbuil building materials. The Company offers gypsum wallboard, Fletcher Building Fletcher 0.00% / ding.com/investor- insulation, roofing tiles, sinks, aluminium extrusions, wall Industries 4.75% FBI150 Building Nil Nil 0.00% 0.29% 0.29% 0.00% centre/capital-notes-and- frames, roof trusses, concrete, laminates, and steel building 15/03/2021 Industries adrs/ products. Fletcher Building Industries serves customers in New Zealand, Australia, and the South Pacific.
Fletcher Building Industries Limited manufactures and retails https://www.fletcherbuil building materials. The Company offers gypsum wallboard, Fletcher Building Fletcher 0.00% / ding.com/investor- insulation, roofing tiles, sinks, aluminium extrusions, wall Industries 4.90% FBI180 Building Nil Nil 0.00% 0.29% 0.29% 0.00% centre/capital-notes-and- frames, roof trusses, concrete, laminates, and steel building 15/03/2024 Industries adrs/ products. Fletcher Building Industries serves customers in New Zealand, Australia, and the South Pacific.
Page 81 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Fonterra Co-op Fonterra Co- https://www.fonterra.co Fonterra Co-operative Group Limited, together with its 0.00% / Group 4.15% FCG050 operative Nil Nil 0.00% 0.29% 0.29% m/nz/en/investors/debt- subsidiaries, collects, manufactures, and sells milk and milk- 0.00% 14/11/2025 Group Ltd investors.html derived products.
Fonterra Co-op Fonterra Co- https://www.fonterra.co Fonterra Co-operative Group Limited, together with its 0.00% / Group 4.33% FCG030 operative Nil Nil 0.00% 0.29% 0.29% m/nz/en/investors/debt- subsidiaries, collects, manufactures, and sells milk and milk- 0.00% 20/10/2021 Group Ltd investors.html derived products.
Fonterra Co-op Fonterra Co- https://www.fonterra.co Fonterra Co-operative Group Limited, together with its 0.00% / Group 4.42% FCG040 operative Nil Nil 0.00% 0.29% 0.29% m/nz/en/investors/debt- subsidiaries, collects, manufactures, and sells milk and milk- 0.00% 07/03/2023 Group Ltd investors.html derived products.
Fonterra Co- Fonterra Co- https://www.fonterra.co Fonterra Co-operative Group Limited, together with its 0.00% / operative Group FCGHA operative Nil Nil 0.00% 0.29% 0.29% m/nz/en/investors/debt- subsidiaries, collects, manufactures, and sells milk and milk- 0.00% Ltd Group Ltd investors.html derived products.
Genesis Energy Ltd. generates, transports, and retails Genesis Energy Genesis Energy 0.00% / https://www.genesisener electricity. The Company owns and operates hydroelectric Ltd 4.14% GNE030 Nil Nil 0.00% 0.29% 0.29% Ltd 0.00% gy.co.nz/investors generating stations to produce electricity, as well as explores 18/03/2022 natural gas and bottled liquefied petroleum gas.
Genesis Energy Genesis Energy Ltd. generates, transports, and retails Ltd Callable Genesis Energy 0.00% / https://www.genesisener electricity. The Company owns and operates hydroelectric GNE040 Nil Nil 0.00% 0.29% 0.29% 5.70% Ltd 0.00% gy.co.nz/investors generating stations to produce electricity, as well as explores 09/06/2022 (C) natural gas and bottled liquefied petroleum gas.
GMT Bond Issuer Limited operates as a holding company. The https://nz.goodman.com Company, through its subsidiaries, develops, owns, and GMT Bond Goodman (NZ) 0.00% / /investor- manages properties such as logistics facilities, warehouses, 5.00% GMB030 Nil Nil 0.00% 0.29% 0.29% Limited 0.00% centre/goodman- and business parks, as well as provides investment 23/06/2022 property-trust-units management, and property assets services. GMT Bond Issuer serves commercial and industrial properties worldwide.
Page 82 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
GMT Bond Issuer Limited operates as a holding company. The https://nz.goodman.com Company, through its subsidiaries, develops, owns, and GMT Bond Issuer Goodman (NZ) 0.00% / /investor- manages properties such as logistics facilities, warehouses, 4.54% GMB040 Nil Nil 0.00% 0.29% 0.29% Limited 0.00% centre/goodman- and business parks, as well as provides investment 31/05/2024 property-trust-units management, and property assets services. GMT Bond Issuer serves commercial and industrial properties worldwide.
Heartland Bank Limited provides banking services. The Bank Heartland Bank offers saving accounts, account checking, consumer and Heartland Bank 0.00% / https://shareholders.hea Ltd 4.50% HBL010 Nil Nil 0.00% 0.29% 0.29% business loans, credit and debit cards, online and mobile Ltd 0.00% rtland.co.nz/ 21/09/2022 banking, bill payment, and other financial services. Heartland Bank serves customers in New Zealand.
Housing New Zealand Limited operates as a residential Housing NZ property owner. The Company owns and manages homes, as Housing NZ 0.00% / https://kaingaora.govt.n Limited 2.97% HNZ0623 Nil Nil 0.00% 0.29% 0.29% well as focuses on development of housing and urban Limited 0.00% z/investor-centre/ 12/06/2023 properties. Housing New Zealand serves customers in New Zealand.
Housing New Zealand Limited operates as a residential Housing NZ property owner. The Company owns and manages homes, as Housing NZ 0.00% / https://kaingaora.govt.n Limited 3.42% HNZ1028 Nil Nil 0.00% 0.29% 0.29% well as focuses on development of housing and urban Limited 0.00% z/investor-centre/ 18/10/2028 properties. Housing New Zealand serves customers in New Zealand.
Page 83 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
http://nz.icbc.com.cn/IC BC/%E6%B5%B7%E5%A Industrial and Commercial Bank of China (New Zealand) 4%96%E5%88%86%E8% Limited operates as a bank. The Bank offers personal, ICBC (NZ) Fixed A1%8C/%E5%B7%A5%E investment, financing, internet, mobile, and corporate banking, 0.00% / 2.61% ICB0624 ICBC (NZ) Nil Nil 0.00% 0.29% 0.29% 9%93%B6%E6%96%B0% as well as credit and debit card, trade financing, money 0.00% 27/06/2024 E8%A5%BF%E5%85%B0 transfer, and cash management services. Industrial and %E7%BD%91%E7%AB% Commercial Bank of China (New Zealand) serves clients 99/EN/Personal/RetailBo worldwide. nds/
http://nz.icbc.com.cn/IC BC/%E6%B5%B7%E5%A Industrial and Commercial Bank of China (New Zealand) 4%96%E5%88%86%E8% Limited operates as a bank. The Bank offers personal, ICBC (NZ) FRN A1%8C/%E5%B7%A5%E investment, financing, internet, mobile, and corporate banking, 0.00% / 1.3050% ICB0622 ICBC (NZ) Nil Nil 0.00% 0.29% 0.29% 9%93%B6%E6%96%B0% as well as credit and debit card, trade financing, money 0.00% 29/09/2020 (R) E8%A5%BF%E5%85%B0 transfer, and cash management services. Industrial and %E7%BD%91%E7%AB% Commercial Bank of China (New Zealand) serves clients 99/EN/Personal/RetailBo worldwide. nds/
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 3.35% 0.00% / https://infratil.com/for- IFT280 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/12/2026 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Page 84 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 4.90% 0.00% / https://infratil.com/for- IFT220 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/06/2021 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 5.25% 0.00% / https://infratil.com/for- IFT210 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/09/2023 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 5.50% 0.00% / https://infratil.com/for- IFT230 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/06/2024 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 5.65% 0.00% / https://infratil.com/for- IFT240 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/12/2022 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Page 85 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 6.15% 0.00% / https://infratil.com/for- IFT250 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/06/2025 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil 6.85% 0.00% / https://infratil.com/for- IFT190 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/06/2022 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are efficient and provide good services they create opportunities Infratil Ltd 4.75% 0.00% / https://infratil.com/for- IFT260 Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 15/12/2024 0.00% investors/bonds/ improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Infratil invests in infrastructure businesses that provide essential services to individuals and communities. If they are Infratil Perp efficient and provide good services they create opportunities 0.00% / https://infratil.com/for- 2.67% IFTHA Infratil Limited Nil Nil 0.00% 0.29% 0.29% for profitable growth. This requires continual refinement and 0.00% investors/bonds/ 15/11/2020 (R) improvement because the needs of individuals and communities evolve, business practices improve, and technology changes.
Page 86 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Insurance Australia Group Limited (IAG) is an Australian-based Insurance Insurance international general insurance group with operations in Australia Group 0.00% / https://www.iag.com.au/ IAGFB Australia Group Nil Nil 0.00% 0.29% 0.29% Australia, New Zealand, and Asia. The Group provides a range Ltd Perp 5.15% 0.00% shareholder-centre Ltd of personal and commercial insurance products, primarily 15/06/2022 (C) motor vehicle and home insurance.
Investore Investore Property Limited operates as a real estate Investore Property Limited 0.00% / http://www.investorepro investment company. The Company invests in retail property IPL010 Property Nil Nil 0.00% 0.29% 0.29% 4.40% 0.00% perty.co.nz/ assets. Investore Property also provides leasing services. Limited 18/04/2024 Investore Property serves clients in New Zealand.
Kiwi Capital https://www.kiwibank.co Kiwi Capital Kiwi Capital Funding Limited provides banking services. The Funding Limited 0.00% / .nz/about- KCFHA Funding Nil Nil 0.00% 0.29% 0.29% Bank offers savings, cards, loans, and online banking services. 3.985% 0.00% us/governance/investor- Limited Kiwi Capital Funding serves clients in New Zealand. 27/05/2022 (C) centre/
Kiwi Income Kiwi Income https://www.kiwipropert Kiwi Capital Funding Limited provides banking services. The Property Group 0.00% / KPG010 Property Group Nil Nil 0.00% 0.29% 0.29% y.com/corporate/investo Bank offers savings, cards, loans, and online banking services. Ltd 6.15% 0.00% Ltd r-centre/ Kiwi Capital Funding serves clients in New Zealand. 20/08/2021
Kiwi Property https://www.kiwipropert Kiwi Capital Funding Limited provides banking services. The Kiwi Property 0.00% / Trust 4.00% KPG020 Nil Nil 0.00% 0.29% 0.29% y.com/corporate/investo Bank offers savings, cards, loans, and online banking services. Trust 0.00% 07/09/2023 r-centre/ Kiwi Capital Funding serves clients in New Zealand.
Kiwi Property https://www.kiwipropert Kiwi Capital Funding Limited provides banking services. The Kiwi Property 0.00% / Trust 4.06% KPG040 Nil Nil 0.00% 0.29% 0.29% y.com/corporate/investo Bank offers savings, cards, loans, and online banking services. Trust 0.00% 12/11/2025 r-centre/ Kiwi Capital Funding serves clients in New Zealand.
Page 87 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Kiwi Property Trust Fixed Rate https://www.kiwipropert Kiwi Capital Funding Limited provides banking services. The Kiwi Property 0.00% / Senior Secured KPG030 Nil Nil 0.00% 0.29% 0.29% y.com/corporate/investo Bank offers savings, cards, loans, and online banking services. Trust 0.00% Bonds 4.33% r-centre/ Kiwi Capital Funding serves clients in New Zealand. 19/12/2024
The proceeds of the Green Bonds are intended to be earmarked to finance or refinance new or existing projects and Mercury NZ https://www.mercury.co. Mercury NZ 0.00% / expenditures relating to Eligible Projects in accordance with Limited 1.56% MCY030 Nil Nil 0.00% 0.29% 0.29% nz/investors/bonds/gree Limited 0.00% Mercury's Green Financing Framework. The proceeds are 14/09/2027 n-bonds expected to be primarily earmarked to construction of the Turitea windfarm.
https://www.meridianen Meridian Energy Ltd. operates as a state-owned electricity Meridian Energy ergy.co.nz/investors/rep generator. The Company produces hydro-electric power and Meridian 0.00% / 4.21% MEL050 Nil Nil 0.00% 0.29% 0.29% orts-and- supplies electricity to residential, business, and rural Energy 0.00% 27/06/2025 presentations/retail- customers. Meridian Energy provides services throughout New bond-documents Zealand.
https://www.meridianen Meridian Energy Ltd. operates as a state-owned electricity Meridian Energy ergy.co.nz/investors/rep generator. The Company produces hydro-electric power and Meridian 0.00% / 4.53% MEL030 Nil Nil 0.00% 0.29% 0.29% orts-and- supplies electricity to residential, business, and rural Energy 0.00% 14/03/2023 presentations/retail- customers. Meridian Energy provides services throughout New bond-documents Zealand.
https://www.meridianen Meridian Energy Ltd. operates as a state-owned electricity Meridian Energy ergy.co.nz/investors/rep generator. The Company produces hydro-electric power and Meridian 0.00% / 4.88% MEL040 Nil Nil 0.00% 0.29% 0.29% orts-and- supplies electricity to residential, business, and rural Energy 0.00% 20/03/2024 presentations/retail- customers. Meridian Energy provides services throughout New bond-documents Zealand.
Page 88 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
New Zealand https://www.nzpost.co.n New Zealand 0.00% / New Zealand Post is about delivery - delivering parcels, Post 4.23% NZP010 Nil Nil 0.00% 0.29% 0.29% z/about-us/investor- Post 0.00% packages and mail for businesses and consumers. 15/11/2024 (C) centre/finance-notes
https://debtmanagemen NZ Goverment Inflation-indexed bonds are wholesale fixed-term debt t.treasury.govt.nz/gover Inflation Linked NZ 0.00% / securities with an inflation-indexed component the Crown GOVIIB0925 Nil Nil 0.00% 0.29% 0.29% nment- 2.00% Government 0.00% issues to registered tender counterparties. Inflation-indexed securities/inflation- 20/09/2025 bonds have an initial maturity of one year or more. indexed-bonds
https://debtmanagemen NZ Government t.treasury.govt.nz/gover Wholesale fixed-term debt securities the Crown issues to and NZ 0.00% / 2.75% GOV425 Nil Nil 0.00% 0.29% 0.29% nment- repurchases from registered tender counterparties. Nominal Government 0.00% 15/04/2025 securities/nominal- bonds have an initial maturity of one year or more. bonds
https://debtmanagemen NZ Government t.treasury.govt.nz/gover Wholesale fixed-term debt securities the Crown issues to and NZ 0.00% / 3.00% GOV429 Nil Nil 0.00% 0.29% 0.29% nment- repurchases from registered tender counterparties. Nominal Government 0.00% 20/04/2029 securities/nominal- bonds have an initial maturity of one year or more. bonds
https://debtmanagemen NZ Government t.treasury.govt.nz/gover Wholesale fixed-term debt securities the Crown issues to and NZ 0.00% / 4.50% GOV430 Nil Nil 0.00% 0.29% 0.29% nment- repurchases from registered tender counterparties. Nominal Government 0.00% 15/04/2027 securities/nominal- bonds have an initial maturity of one year or more. bonds
https://debtmanagemen NZ Government t.treasury.govt.nz/gover Wholesale fixed-term debt securities the Crown issues to and NZ 0.00% / 5.50% GOV41O Nil Nil 0.00% 0.29% 0.29% nment- repurchases from registered tender counterparties. Nominal Government 0.00% 15/04/2023 securities/nominal- bonds have an initial maturity of one year or more. bonds
Page 89 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://debtmanagemen NZ Government t.treasury.govt.nz/gover Wholesale fixed-term debt securities the Crown issues to and NZ 0.00% / 6.00% GOV39O Nil Nil 0.00% 0.29% 0.29% nment- repurchases from registered tender counterparties. Nominal Government 0.00% 15/05/2021 securities/nominal- bonds have an initial maturity of one year or more. bonds
New Zealand Local Government Funding Agency Limited NZ Local Govt NZ Local Govt operates as a government agency. The Company offers Funding Agency 0.00% / LGF120 Funding Nil Nil 0.00% 0.29% 0.29% https://www.lgfa.co.nz/ financial support, security trading, bond issuing, bill tenders, 1.50% 0.00% Agency and other services. New Zealand Local Government Funding 15/04/2026 Agency conducts its business in New Zealand.
New Zealand Local Government Funding Agency Limited NZ Local Govt NZ Local Govt operates as a government agency. The Company offers Funding Agency 0.00% / LGF070 Funding Nil Nil 0.00% 0.29% 0.29% https://www.lgfa.co.nz/ financial support, security trading, bond issuing, bill tenders, 2.75% 0.00% Agency and other services. New Zealand Local Government Funding 15/04/2025 Agency conducts its business in New Zealand.
New Zealand Local Government Funding Agency Limited NZ Local Govt NZ Local Govt operates as a government agency. The Company offers Funding Agency 0.00% / LGF060 Funding Nil Nil 0.00% 0.29% 0.29% https://www.lgfa.co.nz/ financial support, security trading, bond issuing, bill tenders, 4.50% 0.00% Agency and other services. New Zealand Local Government Funding 15/04/2027 Agency conducts its business in New Zealand.
New Zealand Local Government Funding Agency Limited NZ Local Govt NZ Local Govt operates as a government agency. The Company offers Funding Agency 0.00% / LGF050 Funding Nil Nil 0.00% 0.29% 0.29% https://www.lgfa.co.nz/ financial support, security trading, bond issuing, bill tenders, 5.50% 0.00% Agency and other services. New Zealand Local Government Funding 15/04/2023 Agency conducts its business in New Zealand.
Page 90 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
New Zealand Local Government Funding Agency Limited NZ Local Govt NZ Local Govt operates as a government agency. The Company offers Funding Agency 0.00% / LGF040 Funding Nil Nil 0.00% 0.29% 0.29% https://www.lgfa.co.nz/ financial support, security trading, bond issuing, bill tenders, 6.00% 0.00% Agency and other services. New Zealand Local Government Funding 15/05/2021 Agency conducts its business in New Zealand.
Oceania Oceania https://www.oceaniaheal Healthcare 0.00% / Oceania Healthcare is a leading provider of premium OCA010 Healthcare Nil Nil 0.00% 0.29% 0.29% thcare.co.nz/investor- Limited 2.30% 0.00% healthcare services in New Zealand. Limited centre 19/10/2027
Precinct https://www.precinct.co. Precinct Properties New Zealand Ltd invests in, manages and Properties New Precinct 0.00% / nz/investors/bondholder- PCT020 Nil Nil 0.00% 0.29% 0.29% leases commercial office properties. The company invests in Zealand 4.42% Properties NZ 0.00% and-noteholder- properties in Auckland and Wellington. 27/11/2024 information
Precinct https://www.precinct.co. Precinct Properties New Zealand Ltd invests in, manages and Properties New Precinct 0.00% / nz/investors/bondholder- PCTHA Nil Nil 0.00% 0.29% 0.29% leases commercial office properties. The company invests in Zealand 4.80% Properties NZ 0.00% and-noteholder- properties in Auckland and Wellington. 27/09/2021 information
Precinct https://www.precinct.co. Properties Precinct Properties New Zealand Ltd invests in, manages and Precinct 0.00% / nz/investors/bondholder- Senior Secured PCT010 Nil Nil 0.00% 0.29% 0.29% leases commercial office properties. The company invests in Properties NZ 0.00% and-noteholder- 5.54% properties in Auckland and Wellington. information 17/12/2021
Property for Industry Limited is a property company that Property for https://www.propertyfor Property for 0.00% / invests in New Zealand industrial properties. The Company's Industry 4.25% PFI020 Nil Nil 0.00% 0.29% 0.29% industry.co.nz/investor- Industry 0.00% property portfolio includes sites in Auckland, Hamilton, 01/10/2025 centre/retail-bonds/ Tauranga, Wellington and Christchurch.
Page 91 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Property for Industry Limited is a property company that Property for https://www.propertyfor Property for 0.00% / invests in New Zealand industrial properties. The Company's Industry 4.59% PFI010 Nil Nil 0.00% 0.29% 0.29% industry.co.nz/investor- Industry 0.00% property portfolio includes sites in Auckland, Hamilton, 28/11/2024 centre/retail-bonds/ Tauranga, Wellington and Christchurch.
SKY Network Television Limited is a pay-television operator in Sky Network https://www.sky.co.nz/in New Zealand. The Company broadcasts various pay networks Television Ltd Sky Network 0.00% / SKT020 Nil Nil 0.00% 0.29% 0.29% vestor-relations/investor- via UHF and Digital satellite platforms and offers a variety of 6.25% Television Ltd 0.00% information programming including news, sports, movies, digital radio and 31/03/2021 pay-per-view events.
http://investors.sparknz. Spark Finance Spark Finance Limited is a finance company for the Spark New Spark Finance 0.00% / co.nz/Investor- Ltd 3.37% SPF580 Nil Nil 0.00% 0.29% 0.29% Zealand Group. The Company raises debt funding in New Ltd 0.00% Centre/?page=Spark- 07/03/2024 Zealand and internationally. Finance-Bonds
http://investors.sparknz. Spark Finance Spark Finance Limited is a finance company for the Spark New Spark Finance 0.00% / co.nz/Investor- Ltd 3.94% SPF570 Nil Nil 0.00% 0.29% 0.29% Zealand Group. The Company raises debt funding in New Ltd 0.00% Centre/?page=Spark- 07/09/2026 Zealand and internationally. Finance-Bonds
http://investors.sparknz. Spark Finance Spark Finance Limited is a finance company for the Spark New Spark Finance 0.00% / co.nz/Investor- Ltd 4.51% SPF560 Nil Nil 0.00% 0.29% 0.29% Zealand Group. The Company raises debt funding in New Ltd 0.00% Centre/?page=Spark- 10/03/2023 Zealand and internationally. Finance-Bonds
Page 92 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.ssga.com/a u/en_gb/individual/etfs/l Summerset Summerset ibrary- Group Holdings Group 0.00% / Summerset Holdings Limited is a New Zealand retirement SUM030 Nil Nil 0.00% 0.29% 0.29% content/products/fund- Limited 2.30% Holdings 0.00% village and aged care service provider. docs/etfs/apac/au/pds/ 21/09/2027 Limited product-disclosure- statement-au-en-sfy.pdf
Summerset Summerset https://www.summerset. Summerset Group Holdings Ltd. is a profit-oriented entity and Group Holdings 0.00% / SUM020 Group Nil Nil 0.00% 0.29% 0.29% co.nz/investor- develops, owns and operates integrated retirement villages, Ltd 4.20% 0.00% Holdings Ltd centre/bonds/ rest homes and hospitals for the elderly within New Zealand. 24/09/2025
Toyota Finance Corporation. offers automobile financial https://www.toyotafinan Toyota Financial Toyota services. The Company mainly provides automobile leasing, 0.00% / cial.com/us/en/investor_ Services 3.56% TOY0822 Financial Nil Nil 0.00% 0.29% 0.29% instalment sales, and related financing services. Toyota 0.00% relations/unsecured_ter 11/08/2022 Services Finance also offers home loans, credit cards, and other m_debt.html financial services.
Transpower New Zealand Ltd. provides electric energy. The Transpower New https://www.transpower. Company generates, transmits, and distributes electric energy 0.00% / Zealand 1.735% TRP070 Transpower NZ Nil Nil 0.00% 0.29% 0.29% co.nz/investors/investor- to a variety of industries such as business, household, and 0.00% 04/09/2025 information government. Transpower New Zealand offers its services throughout New Zealand.
Transpower New Zealand Ltd. provides electric energy. The Transpower New https://www.transpower. Company generates, transmits, and distributes electric energy 0.00% / Zealand 2.73% TRP060 Transpower NZ Nil Nil 0.00% 0.29% 0.29% co.nz/investors/investor- to a variety of industries such as business, household, and 0.00% 14/03/2024 information government. Transpower New Zealand offers its services throughout New Zealand.
Page 93 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Transpower New Zealand Ltd. provides electric energy. The Transpower New https://www.transpower. Company generates, transmits, and distributes electric energy 0.00% / Zealand 3.823% TRP050 Transpower NZ Nil Nil 0.00% 0.29% 0.29% co.nz/investors/investor- to a variety of industries such as business, household, and 0.00% 06/03/2025 information government. Transpower New Zealand offers its services throughout New Zealand.
Transpower New Zealand Ltd. provides electric energy. The Transpower New https://www.transpower. Company generates, transmits, and distributes electric energy 0.00% / Zealand 4.069% TRP040 Transpower NZ Nil Nil 0.00% 0.29% 0.29% co.nz/investors/investor- to a variety of industries such as business, household, and 0.00% 16/09/2022 information government. Transpower New Zealand offers its services throughout New Zealand.
Transpower New Zealand Ltd. provides electric energy. The Transpower New https://www.transpower. Company generates, transmits, and distributes electric energy 0.00% / Zealand 4.30% TRP030 Transpower NZ Nil Nil 0.00% 0.29% 0.29% co.nz/investors/investor- to a variety of industries such as business, household, and 0.00% 30/06/2022 information government. Transpower New Zealand offers its services throughout New Zealand.
https://www.trustpower. Trustpower Limited is a renewable energy company. The TrustPower 0.00% / co.nz/investor- company generate powers through hydro power stations and 3.35% TPW180 TrustPower Nil Nil 0.00% 0.29% 0.29% 0.00% centre/share-and- wind farms throughout Australasia. Trustpower is also 29/07/2026 bondholder-information engaged in electricity distribution.
https://www.trustpower. Trustpower Limited is a renewable energy company. The TrustPower 0.00% / co.nz/investor- company generate powers through hydro power stations and 3.97% TPW170 TrustPower Nil Nil 0.00% 0.29% 0.29% 0.00% centre/share-and- wind farms throughout Australasia. Trustpower is also 22/02/2024 (R) bondholder-information engaged in electricity distribution.
https://www.trustpower. Trustpower Limited is a renewable energy company. The TrustPower 0.00% / co.nz/investor- company generate powers through hydro power stations and 4.01% TPW150 TrustPower Nil Nil 0.00% 0.29% 0.29% 0.00% centre/share-and- wind farms throughout Australasia. Trustpower is also 15/12/2022 bondholder-information engaged in electricity distribution.
Page 94 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.trustpower. Trustpower Limited is a renewable energy company. The TrustPower 0.00% / co.nz/investor- company generate powers through hydro power stations and 5.63% TPW140 TrustPower Nil Nil 0.00% 0.29% 0.29% 0.00% centre/share-and- wind farms throughout Australasia. Trustpower is also 15/12/2021 bondholder-information engaged in electricity distribution.
Turners Automotive Group has been formed through the 2014 merger of New Zealand's largest vehicle and machinery retailer, Turners Auctions, and leading consumer finance and Turners Group Turners Group 0.00% / https://www.nzx.com/ins insurance business, Dorchester. Turners Auctions was Limited 5.50% TRA100 Limited 5.50% Nil Nil 0.00% 0.29% 0.29% 0.00% truments/TRA100 established in 1967 when Turners and Growers Limited began 30/09/2021 30/09/2021 auctioning cars and trucks alongside its fruit and produce business. Today, Turners is New Zealand's largest auction house and vendor of second-hand cars, trucks and machinery.
Vector Limited is an energy infrastructure company in New Zealand that provides electricity and gas transmission and Vector 3.45% 0.00% / https://www.vector.co.nz distribution along with metering. The company is also a VCT090 Vector Nil Nil 0.00% 0.29% 0.29% 27/05/2025 0.00% /investors/bonds wholesaler of LPG and natural gas. Vector also delivers broadband voice and date communications in the Auckland and Wellington regions.
Vector Limited is an energy infrastructure company in New Zealand that provides electricity and gas transmission and Vector 5.70% 0.00% / https://www.vector.co.nz distribution along with metering. The company is also a VCT080 Vector Nil Nil 0.00% 0.29% 0.29% 15/06/2022 0.00% /investors/bonds wholesaler of LPG and natural gas. Vector also delivers broadband voice and date communications in the Auckland and Wellington regions.
WEL Networks https://www.wel.co.nz/re WEL Networks Limited operates as an energy generation Limited Fixed WEL Networks 0.00% / gulatory- company. The Company generates, transmits, and distributes WEL010 Nil Nil 0.00% 0.29% 0.29% 4.90% Limited 0.00% disclosures/investor- electricity. WEL Networks serves residential, commercial, and 02/08/2023 centre/ industrial sectors in New Zealand.
Page 95 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Wellington International Airport Ltd. operates and maintains Wellington Intl https://www.wellingtona an airport. The Company offers a range of domestic and Wellington Intl 0.00% / Airport 4.25% WIA030 Nil Nil 0.00% 0.29% 0.29% irport.co.nz/business/#in international flights from a variety of different airlines. Airport 0.00% 12/05/2023 vestor-services Wellington International Airport also offers a range of aviation services in New Zealand.
Wellington International Airport Ltd. operates and maintains Wellington Intl https://www.wellingtona an airport. The Company offers a range of domestic and Wellington Intl 0.00% / Airport 6.25% WIA020 Nil Nil 0.00% 0.29% 0.29% irport.co.nz/business/#in international flights from a variety of different airlines. Airport 0.00% 15/05/2021 vestor-services Wellington International Airport also offers a range of aviation services in New Zealand.
https://www.westpac.co. Westpac Banking Corporation provides various banking and Westpac 2.22% Westpac NZ 0.00% / nz/wib/financial- WPAC0724 Nil Nil 0.00% 0.29% 0.29% financial services in Australia, New Zealand, Asia, the Pacific 29/07/2024 Limited 0.00% markets/fixed-interest- region, and internationally. and-debt-securities/
https://www.westpac.co. Westpac Banking Corporation provides various banking and Westpac 3.72% Westpac NZ 0.00% / nz/wib/financial- WPAC0323 Nil Nil 0.00% 0.29% 0.29% financial services in Australia, New Zealand, Asia, the Pacific 23/03/2023 Limited 0.00% markets/fixed-interest- region, and internationally. and-debt-securities/
https://www.westpac.co. Westpac Banking Corporation provides various banking and Westpac 3.775% Westpac NZ 0.00% / nz/wib/financial- WPAC0622 Nil Nil 0.00% 0.29% 0.29% financial services in Australia, New Zealand, Asia, the Pacific 07/06/2022 Limited 0.00% markets/fixed-interest- region, and internationally. and-debt-securities/
https://www.westpac.co. Westpac Banking Corporation provides various banking and Westpac 3.795% Westpac NZ 0.00% / nz/wib/financial- WPAC0421 Nil Nil 0.00% 0.29% 0.29% financial services in Australia, New Zealand, Asia, the Pacific 28/04/2021 Limited 0.00% markets/fixed-interest- region, and internationally. and-debt-securities/
Page 96 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
https://www.westpac.co. Westpac Callable Westpac Banking Corporation provides various banking and 0.00% / nz/wib/financial- 4.6950% WBC010 Westpac Nil Nil 0.00% 0.29% 0.29% financial services in Australia, New Zealand, Asia, the Pacific 0.00% markets/fixed-interest- 01/09/2026 region, and internationally. and-debt-securities/
Z Energy Ltd. markets petroleum products. The Company Z Energy Ltd offers premium fuel, diesel, petrol, liquefied petroleum gas, 0.00% / https://investors.z.co.nz/ 4.00% ZEL060 Z Energy Ltd Nil Nil 0.00% 0.29% 0.29% bitumen, and lubricants. Z Energy serves airlines, trucking 0.00% financial/bonds 03/09/2024 companies, mines, shipping companies, and vehicle fleet operators throughout New Zealand.
Z Energy Ltd. markets petroleum products. The Company offers premium fuel, diesel, petrol, liquefied petroleum gas, Z Energy Ltd 0.00% / https://investors.z.co.nz/ ZEL040 Z Energy Ltd Nil Nil 0.00% 0.29% 0.29% bitumen, and lubricants. Z Energy serves airlines, trucking 4.01% 01/11/2021 0.00% financial/bonds companies, mines, shipping companies, and vehicle fleet operators throughout New Zealand.
Page 97 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021 Total Performance fees Annual annual Individual Annual Link to publicly Investment Investment Buy/Sell charged by underlying estimated Issuer name action Scheme available information Description of Investment Name code spread underlying investment fund fees fee about Investment investment fee charges as % of NAV
Australian Dollar ANZ Bank New 0.00% / AUD Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. (AUD) Zealand Ltd 0.00%
Canadian Dollar ANZ Bank New 0.00% / CAD Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. (CAD) Zealand Ltd 0.00%
ANZ Bank New 0.00% / Euro (EUR) EUR Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. Zealand Ltd 0.00%
Japanese Yen ANZ Bank New 0.00% / JPY Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. (JPY) Zealand Ltd 0.00%
New Zealand ANZ Bank New 0.00% / NZD Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. Dollar (NZD) Zealand Ltd 0.00%
Pound sterling ANZ Bank New 0.00% / GBP Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. (GBP) Zealand Ltd 0.00%
Singaporean ANZ Bank New 0.00% / SGD Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. Dollar (SGD) Zealand Ltd 0.00%
Swiss Franc ANZ Bank New 0.00% / CHF Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. (CHF) Zealand Ltd 0.00%
ANZ Bank New 0.00% / Thai Baht (THB) THB Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. Zealand Ltd 0.00%
United States ANZ Bank New 0.00% / USD Nil Nil 0.00% 0.00% 0.00% Held with ANZ Bank New Zealand. Dollar (USD) Zealand Ltd 0.00%
Page 98 | KiwiWRAP KiwiSaver Scheme - Investment options 01 January 2021