Bundle up to Deliver Competitive Benefits

Group Benefits | 100-4,999 Employees

Bundle up to deliver competitive benefits

Recommend a collection of benefits that work harder for your clients and their employees.

Why bundle With the boundaries between work and life merging, employers have a wide range of employee needs to meet. They are looking for you to advise and guide them in optimizing their benefits strategy and hitting their employee engagement, retention and productivity objectives. By offering multiple benefits from one carrier, you can help make your clients’ programs easier to manage while keeping administration, service and billing simple.

Bundle combos that makes sense With over 150 years of experience and an unmatched product portfolio, we have the expertise to recommend bundle combinations that you need to help expand your client relationships.

We can help you perform a consultative plan design review to make sure you have the most comprehensive plan design based on your client’s industry and demographics. Depending on the bundle you select, your clients may benefit from extended rate guarantees and discounts.

Check out popular combinations that employees value while giving employers a strategic edge.

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Disability + Life + Disability + Critical Illness + Auto and Home + Dental and Vision Supplemental Life Accident + Hospital Legal Services

Promote preventive care, Provide complementary Provide employees with options MetLaw®, our legal services enhance health and wellness coverage that gives to narrow financial gaps if plan combined with MetLife strategies, and combine the employees access to the they become disabled due to Auto & Home makes a powerful power of our network with protection they need for an accident or critical illness. pairing. Give your clients the competitive plan designs the people who depend on We can proactively notify ability to add more voluntary that deliver real savings for them. Enables a seamless employees, upon receipt of a benefit choices while offering your clients. experience for those on disability claim, that they may convenient access to valuable, disability who may be eligible be eligible for benefits under everyday protection all for a Life waiver of premium. additional coverages. employees need. The benefits of bundling Added Flexibility Our products are designed to give you the flexibility you need to offer competitive and creative solutions. Collaborate with our experts to create plan design options that achieve the right balance between cost and coverage needs. Plus, you can help clients stabilize their budgets and plans for the future with packaged pricing options, which may include rate guarantees and rate caps.

Dedicated Service Your clients — and you — gain added value by offering multiple benefits from one carrier. From streamlined implementation and eligibility to dedicated sales and service partners, we can help make benefits simpler to navigate. • Dedicated Account Manager focuses on your book of business, which makes collaboration and service. • Dedicated Client Service Consultant provides a single go-to-service contact for your clients that is backed by a team of onboarding, billing and claim experts dedicated to servicing you and your clients. • Simplified eligibility and billing solutions designed to provide a streamlined process for data transfer and easy to administer payment and reconciliation methods.

Administrative Ease • Engaging employee enrollment experiences offer a range of action-oriented options to help you deliver simple, flexible, and intuitive solutions to your clients. • Employee targeted communications and capabilities that have a cohesive look and feel.

As a brand you know and trust, you can count on MetLife to design competitive benefit bundles to address each client’s goals.

Let’s collaborate to design your next multi-product bundle recommendation. Contact your MetLife representative today.

1. Only available to groups with 200+ lives. 2. For groups with 100-199 employees, MetLaw must be sold with Dental and Vision.

FOR BROKER USE ONLY metlife.com

Availability of products and features are based on MetLife’s guidelines, group size, underwriting and state requirements. Like most group benefits programs, benefit programs offered by MetLife contain certain exclusions, exceptions, waiting periods, reductions, limitations and terms for keeping them in force. Group legal plans are provided by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, group legal plans and Family Matters provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island. Some services not available in all states. No service, including consultations, will be provided for: 1) employment-related matters, including company or statutory benefits; 2) matters involving the employer, MetLife and affiliates and plan attorneys; 3) matters in which there is a conflict of interest between the employee and spouse or dependents in which case services are excluded for the spouse and dependents; 4) appeals and class actions; 5) farm and business matters, including rental issues when the participant is the landlord; 6) patent, trademark and copyright matters; 7) costs and fines; 8) frivolous or unethical matters; 9) matters for which an attorney-client relationship exists prior to the participant becoming eligible for plan benefits. For all other personal legal matters, an advice and consultation benefit is provided. Additional representation is also included for certain matters. Please see your plan description for details. MetLaw® is a registered trademark of Metropolitan Life Insurance Company, New York, NY Dental benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain vision claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates. Disability insurance underwritten by Metropolitan Life Insurance Company, New York, NY. METLIFE’S ACCIDENT AND HOSPITAL INDEMNITY INSURANCE POLICIES ARE LIMITED BENEFIT GROUP INSURANCE POLICIES. The policies are not intended to be a substitute for medical coverage and certain states may require the insured to have medical coverage to enroll for the coverage. The policies or their provisions may vary or be unavailable in some states. Prior hospital confinement may be required to receive certain benefits. There may be a preexisting condition limitation for hospital sickness benefits, if applicable. MetLife’s Accident and Hospital Indemnity Insurance may be subject to benefit reductions that begin at age 65. And, like most group accident and health insurance policies, policies offered by MetLife may contain certain exclusions, limitations and terms for keeping them in force. For complete details of coverage and availability, please refer to the group policy form GPNP12-AX, GPNP13-HI, or GPNP12-AX-PASG, or contact MetLife. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. In certain states, availability of MetLife’s Group Hospital Indemnity Insurance is pending regulatory approval. Hospital does not include certain facilities such as nursing homes, convalescent care or extended care facilities. See MetLife’s Disclosure Statement or Outline of Coverage/Disclosure Document for full details. METLIFE CRITICAL ILLNESS INSURANCE (CII) IS A LIMITED BENEFIT GROUP INSURANCE POLICY. Like most group accident and health insurance policies, MetLife’s CII policies contain certain exclusions, limitations and terms for keeping them in force. Product features and availability may vary by state. In most plans, there is a pre-existing condition exclusion. In most states, after a covered condition occurs, there is a benefit suspension period during which most plans do not pay recurrence benefits. MetLife offers CII on both an Attained Age and an Issue Age basis. Attained Age rates are based on 5-year age bands and will increase when a Covered Person reaches a new age band. MetLife’s Issue Age CII is guaranteed renewable, and may be subject to benefit reductions that begin at age 65. Premium rates for MetLife’s Issue Age CII are based on age at the time of the initial coverage effective date and will not increase due to age; premium rates for increases in coverage, including the addition of dependents’ coverage, if applicable, will be based on the covered person’s age at the time of that increase’s effective date. Rates are subject to change for MetLife’s Issue Age CII on a class-wide basis. A more detailed description of the benefits, limitations, and exclusions applicable to both Attained Age and Issue Age CII can be found in the applicable Disclosure Statement or Outline of Coverage/Disclosure Document available at time of enrollment. For complete details of coverage and availability, please refer to the group policy form GPNP07-CI, GPNP09-CI or GPNP14-CI, or contact MetLife for more information. Benefits are underwritten by Metropolitan Life Insurance Company, New York, New York. In New York, availability of MetLife’s Issue Age CII product is pending regulatory approval. MetLife’s Critical Illness Insurance is not intended to be a substitute for Medical Coverage providing benefits for medical treatment, including hospital, surgical and medical expenses. MetLife’s Critical Illness Insurance does not provide reimbursement for such expenses. MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Met P&C®, MetCasSM, and MetGenSM, are licensed in MN. Each carrier operates independently and is not responsible for the others’ financial obligations.