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Zoona's Journey to Customer Centricity in Africa
CASE STUDY // Zoona’s Journey to Customer Centricity in Africa “ Charles Darwin got it right when he said that it’s not the strongest that survive, nor the most intelligent, but the one most responsive to change . When we started on this journey, we didn’t plan today to look like today. We didn’t know exactly how things were going to pan out. However, we did know one thing: we would remain agile, ready to adapt to whatever was thrown our way.” — Zoona Founder Isms1 COVER PHOTO: Zoona agent, Lusaka, Zambia. 1. Zoona Founder Isms is a book published by Zoona in 2017 to articulate Zoona’s purpose and core values based on the vision and learning of its founders. 2 | cgap.org CGAP CASE STUDY ZOONA’S JOURNEY TO CUSTOMER CENTRICITY IN AFRICA Overview Zoona, an African fintech company launched in 2009, offers emerging entrepreneurs (agents) an opportunity to provide financial services to low-income consumers while earning commissions and creating employment. Started as an over-the-counter money transfer business, Zoona is expanding its digital product suite to include wallets, savings, and credit products. It provides a technology platform, working capital financing, business management tools, and entrepreneurial support to help agents’ businesses grow and increase financial inclusion. Zoona launched its financial operations in Zambia, where it conducts the highest P2P money transfer transaction volumes in the country, and has since expanded to Malawi. Zoona is organized in a hub-and-spoke model. Its hub, or back office operations, is located in Cape Town, South Africa while its spokes, the Malawi and Zambia country operations, support Zoona agents where they work. -
Topps - UEFA Champions League Match Attax 2015/16 (08) - Checklist
Topps - UEFA Champions League Match Attax 2015/16 (08) - Checklist 2015-16 UEFA Champions League Match Attax 2015/16 Topps 562 cards Here is the complete checklist. The total of 562 cards includes the 32 Pro11 cards and the 32 Match Attax Live code cards. So thats 498 cards plus 32 Pro11, plus 32 MA Live and the 24 Limited Edition cards. 1. Petr Ĉech (Arsenal) 2. Laurent Koscielny (Arsenal) 3. Kieran Gibbs (Arsenal) 4. Per Mertesacker (Arsenal) 5. Mathieu Debuchy (Arsenal) 6. Nacho Monreal (Arsenal) 7. Héctor Bellerín (Arsenal) 8. Gabriel (Arsenal) 9. Jack Wilshere (Arsenal) 10. Alex Oxlade-Chamberlain (Arsenal) 11. Aaron Ramsey (Arsenal) 12. Mesut Özil (Arsenal) 13. Santi Cazorla (Arsenal) 14. Mikel Arteta (Arsenal) - Captain 15. Olivier Giroud (Arsenal) 15. Theo Walcott (Arsenal) 17. Alexis Sánchez (Arsenal) - Star Player 18. Laurent Koscielny (Arsenal) - Defensive Duo 18. Per Mertesacker (Arsenal) - Defensive Duo 19. Iker Casillas (Porto) 20. Iván Marcano (Porto) 21. Maicon (Porto) - Captain 22. Bruno Martins Indi (Porto) 23. Aly Cissokho (Porto) 24. José Ángel (Porto) 25. Maxi Pereira (Porto) 26. Evandro (Porto) 27. Héctor Herrera (Porto) 28. Danilo (Porto) 29. Rúben Neves (Porto) 30. Gilbert Imbula (Porto) 31. Yacine Brahimi (Porto) - Star Player 32. Pablo Osvaldo (Porto) 33. Cristian Tello (Porto) 34. Alberto Bueno (Porto) 35. Vincent Aboubakar (Porto) 36. Héctor Herrera (Porto) - Midfield Duo 36. Gilbert Imbula (Porto) - Midfield Duo 37. Joe Hart (Manchester City) 38. Bacary Sagna (Manchester City) 39. Martín Demichelis (Manchester City) 40. Vincent Kompany (Manchester City) - Captain 41. Gaël Clichy (Manchester City) 42. Elaquim Mangala (Manchester City) 43. Aleksandar Kolarov (Manchester City) 44. -
Säsongen 2020
SÄSONGEN 2020 Unicoach – Säsongen 2020 1 INNEHÅLLSFÖRTECKNING Unicoach och Certifieringen 2020 � � � � � � � � � � � � � � � 3 SUPERETTAN 2020 � � � � � � � � � � � � � � � � � � � � � � � � � � � � �71 Unicoach 2020 – � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 4 AFC Eskilstuna � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 72 Akropolis IF � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 74 Tabeller och resultat 2020 � � � � � � � � � � � � � � � � � � � � � 5 Dalkurd FF � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 75 Certifieringen 2020 � � � � � � � � � � � � � � � � � � � � � � � � � � � � 6 Degerfors IF � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 76 Certifierare � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 6 GAIS � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 78 Certifieringens syfte � � � � � � � � � � � � � � � � � � � � � � � � � � � 6 GIF Sundsvall � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �80 Verksamhetsområden � � � � � � � � � � � � � � � � � � � � � � � � � � 7 Halmstads BK � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � 82 Nya deltagande klubbar � � � � � � � � � � � � � � � � � � � � � � � 8 IK Brage � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � � �84 Grundkrav för deltagande � � � � � � � � � � � � � � � � � � � � � 8 Jönköpings Södra IF � � � � � � � � � � � � � � � � � � � � � � � � � � 86 -
Contains Forward-Looking Statements Within the Meaning of the Federal Secu
This Annual Report (including the Founders’ DIRECTORS AND OFFICERS STOCKHOLDER INFORMATION Letter) contains forward-looking statements Directors For further information about Google, within the meaning of the federal securities contact: laws. These forward-looking statements Eric Schmidt Chairman of the Board & Investor Relations include, but are not limited to, statements Chief Executive Officer Google Inc. related to improvements to our search Google Inc. 1600 Amphitheatre Parkway engine, advertising systems, and products Mountain View, California 94043 Sergey Brin [email protected] and services. These forward-looking Co-Founder & President, Technology statements are based on current expectations, Google Inc. You may also visit us by visiting the forecasts, and assumptions and involve a investor relations portion of our website at: Larry Page http://investor.google.com number of risks and uncertainties that could Co-Founder & President, Products cause actual results to differ materially from Google Inc. If you wish to receive stockholder those anticipated by these forward-looking information online, you can register at: L. John Doerr http://investor.google.com/notify.html statements. Such risks and uncertainties General Partner include a variety of factors, some of which Kleiner Perkins Caufield & Byers Google’s stock trades on the NASDAQ are beyond our control. In particular, such Global Select Market under the ticker John L. Hennessy symbol GOOG. risks and uncertainties include our ability President, Stanford University to innovate and many risks relating to Transfer Agent and Registrar successful development and marketing of Ann Mather Computershare Trust Company, N.A. Former Executive Vice President & P.O. Box 43078 technology, products, and operating systems. -
Plné Verze Na Chip Dvd
DVD 8 GB ČERVENEC – JULY 07/2012 WWW.CHIP.CZ RELEASEWINDOWS NAPREVIEW CHIP DVD 8 MeGaTeStY Test: Nástup nových prohlížečů ›› Nejlepší smartphony → 56 ›› Velkoformátové TV → 62 Zaslouží si CHROME vedoucí pozici? → 80 ›› Odolné fotoaparáty → 68 PĚTIHVĚZDIČKOVÁ Falešná webová hodnocení → 22 Manipulace s uživatelskými recenzemi Jak rozpoznat falešné komentáře Komu ještě můžete důvěřovat € MAFIE DRAHÉ ZNAČKY, LEVNÉ DÍLY: → 114 / 9,99 2012 | 179,99 KČ ČERVENEC Kde se ve skutečnosti vyrábějí notebooky a spol. AKTUALIZACE FIRMWARU: → 118 Výhodnější než nákup nových fotoaparátů, mobilů… PlNé VeRzE Na ChIp DvD PLACENÁ INZERCE ABELSSOFT BACKUP 2012 ANY VIDEO EDITOR 1.3 NETOBJECTS FUSION 10 EAST-TEC ERASER 2011 Zálohujte si data Prázdninový editor Tvůrcem webu snadno Skartovačka každý den pro fotky i video a rychle a čistič stop PLACENÁ INZERCE EDITORIAL papírEDITORIAL PROBLEMATICKÝ INTERNET nebo tablet* titulním tématem červencového Chipu jsou falešná webová hodnocení. Určitě jste se někdy při svých on-line nákupech výrobků, služeb nebo třeba ČASOPIS CHIP: rezervacích ubytování spolehli na doporučení dalších internetových uživa- telů, takže sami uznáte, jak účinný tento prvek je. Obecně se bohužel odha- VAŠE DIGITÁLNÍ duje, že na známých hodnotících serverech je i přes nejrůznější opatření je- jich provozovatelů až 20 % textů padělaných nebo alespoň částečně ovlivně- KNOW-HOW VŽDY ných. Je to jen jeden z několika příkladů, dokazujících, že otevřenost a zdánli- NA DOSAH vá rovnost ve využívání internetu má své stinné stránky. Internet je skvělým JOSEF MIKA zdrojem uživatelských zkušeností, rad a doporučení, zároveň však umožňu- šéfredaktor je pokřivit výsledky nejrůznějších hodnocení, žebříčků nebo anket víc než jakékoliv jiné médium. Ona vůbec hranice mezi „využíváním“ a „zneužíváním“ webu může být hod- ně tenká a dnes se o ní diskutuje více než kdykoliv předtím. -
TWITTER, INC. (Name of Registrant As Specified in Its Charter)
Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 SCHEDULE 14A PROXY STATEMENT PURSUANT TO SECTION 14(a) OF THE SECURITIES EXCHANGE ACT OF 1934 Filed by the Registrant ☒ Filed by a Party other than the Registrant ☐ Check the appropriate box: ☐ Preliminary Proxy Statement ☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) ☒ Definitive Proxy Statement ☐ Definitive Additional Materials ☐ Soliciting Material Pursuant to §240.14a-11(c) or §240.14a-2 TWITTER, INC. (Name of Registrant as Specified In Its Charter) Payment of Filing Fee (Check the appropriate box): ☒ No fee required. ☐ Fee computed on table below per Exchange Act Rules 14a-6(i)(1) and 0-11. (1) Title of each class of securities to which transaction applies: (2) Aggregate number of securities to which transaction applies: (3) Per unit price or other underlying value of transaction computed pursuant to Exchange Act Rule 0-11 (set forth the amount on which the filing fee is calculated and state how it was determined): (4) Proposed maximum aggregate value of transaction: (5) Total fee paid: ☐ Fee paid previously with preliminary materials. ☐ Check box if any part of the fee is offset as provided by Exchange Act Rule 0-11(a)(2) and identify the filing for which the offsetting fee was paid previously. Identify the previous filing by registration statement number, or the Form or Schedule and the date of its filing. (1) Amount Previously Paid: (2) Form, Schedule or Registration Statement No.: (3) Filing Party: (4) Date Filed: Table of Contents Table of Contents TWITTER, INC. -
ENGLAND - SWEDEN MATCH PRESS KIT Gamla Ullevi, Gothenburg Friday 26 June 2009 - 18.00CET (18.00 Local Time) Matchday 4 - Semi-Finals
ENGLAND - SWEDEN MATCH PRESS KIT Gamla Ullevi, Gothenburg Friday 26 June 2009 - 18.00CET (18.00 local time) Matchday 4 - Semi-finals Contents 1 - Match background 6 - Head coach 2 - Team facts 7 - Competition facts 3 - Squad list 8 - Competition information 4 - Group statistics 9 - Tournament schedule 5 - Match officials 10 - Legend Match background Both England and Sweden will be attempting to end a long wait for international success when they meet in Gothenburg in the first semi-final of the 2009 UEFA European Under-21 Championship. • England claimed the last of their two U21 titles 25 years ago, defeating Spain 3-0 on aggregate over two legs in the 1984 final. The years since have largely been barren, with no title at any since a side including Paul Scholes, Gary Neville, Sol Campbell and Robbie Fowler triumphed on home soil in the European U18 Championship in 1993. This time round hopes are high following wins against Finland (2-1) and Spain (2-0), coupled with a 1-1 draw against Germany, taking Stuart Pearce's side through as Group B winners to face Sweden. They will hope to fare better than two years ago when they went out to the Dutch hosts after a 32-penalty shoot-out. • Sweden, meanwhile, have never won a UEFA men's competition, losing to Italy 2-1 on aggregate over two legs off the 1992 U21 final. The Scandinavian side last reached this stage five years ago, losing on penalties to Serbia and Montenegro in Oberhausen after a 1-1 draw. A measure of revenge was exacted on Matchday 3 of this competition, a 3-1 win against Serbia in Malmo taking the hosts into the last four as Group A runners-up following a 5-1 win against Belarus and 2-1 defeat by Italy. -
Rasgas, Petronet Sign LNG Supply Deal for India
BUSINESS | Page 1 SPORT | Page 1 Sheikh Salman manifesto aims to rise INDEX DOW JONES QE NYMEX QATAR 2, 20 COMMENT 18, 19 ARAB WORLD 3, 4 BUSINESS 1-8 FIFA from Qatar budget ‘focusing’ 17,488.96 10,429.36 37.12 INTERNATIONAL 5-16 CLASSIFIED 5 -114.91 -06.61 +1.42 ISLAM 17 SPORT 1-8 on sustainable growth ‘ashes’ -0.65% -0.06% +0.52% Latest Figures published in QATAR since 1978 FRIDAY Vol. XXXVI No. 9954 January 1, 2016 Rabia I 21, 1437 AH GULF TIMES www. gulf-times.com 2 Riyals Hopes on the horizon Blaze engulfs GULF TIMES WISHES ITS Dubai hotel READERS A HAPPY NEW YEAR near world’s In brief tallest tower Reuters QATAR | Offi cial Dubai Emir exchanges ire engulfed a 63-storey sky- New Year greetings scraper in downtown Dubai near HH the Emir Sheikh Tamim bin Fthe world’s tallest building last Hamad al-Thani exchanged cables of night, but the block was successfully congratulations with Their Majesties evacuated and there were only light and Highnesses the leaders of injuries, the emirate’s police chief friendly countries on the occasion said. of the New Year, wishing them the Tongues of fl ame shot skywards best of health and happiness and The sun sets on 2015 as people enjoy a pleasant winter evening in Doha’s Aspire Park yesterday. An eventful year for Qatar from one side of the luxury Address their peoples further progress and and the rest of the world has gone down in history. The New Year, 2016, brings with it many hopes and challenges. -
Fotbollen Attraktiv Partner Trots Ekonomisk Oro
12 KOMMITTÉRAPPORTER Fotbollen attraktiv partner trots ekonomisk oro ubliksiffrorna minskade för idrott, musik och det mesta i görs av Sponsor Insight vartannat år, som stadfäster fot- P”nöjesindustrin” 2010. På flera områden innebar detta en bollen som populäraste idrotten i Sverige, och inte minst ekonomisk kris i en tid fylld av ekonomisk oro. Vissa experter som ungdomens idrott. Landslagens attraktion ökar något säger att det ser ljusare ut 2011, men det återstår att se. i värde, och den inhemska fotbollen minskar något. Det En sak är klar och det är att det finns stor tilltro till fot- senare tror man beror på att den exponering som inter- bollens attraktionskraft hos de svenska företagen. SvFF:s nationell fotboll ges idag påverkar tittaren och därmed samarbetsavtal har ökat från 133 miljoner kr till 140 miljo- arenabesökaren. ner kr under året, vilket är en • Sifo:s undersökning (ca 1.000 telefonundersökningar) • RappoRt ökning med 5,45 %! beställd av SvT och Sportbladet, som visar att fotbollen är AFFÄRSKOMMittén Detta under ett år när populäraste sporten, herrlandslaget populäraste landsla- vi inte medverkade i VM i get, Erik Hamrén populäraste förbundskapten och förstås Sydafrika, första mästerska- Zlatan Ibrahimovic populäraste idrottsmannen. pet på 2000-talet som Sverige stått utanför och som i sig EM-kvalet mot Holland borta blev med 1.790.000 är lockande för partners. tv-tittare också det mest sedda sportprogrammet i TV4 – Vår position står sig stark även vid ett missat mäs- under året. terskap visade det sig. Vi har lyckats knyta ett antal nya Ett annat bevis på landslagets attraktion var våra hem- samarbetspartners till oss under året. -
Download the File
“DON’T BE EVIL”: GOOGLE’S LABOR, TECHNOLOGY, AND THE LIMITS OF CORPORATE GOOD A thesis submitted to the faculty of San Francisco State University In partial fulfillment of %o IS the requirements for VvlOV\Sl the Degree •V45 Master of Arts In Women and Gender Studies by Alison Agnes Veith San Francisco, California May 2015 Copyright by Alison Agnes Veith 2015 CERTIFICATION OF APPROVAL I certify that I have read “Don't Be Evil”: Google’s Labor, Technology, and the Limits o f Corporate Good by Alison Agnes Veith, and that in my opinion this work meets the criteria for approving a thesis submitted in partial fulfillment of the requirement for the degree Master of Arts in Women and Gender Studies at San Francisco State University. Kasturi Ray, Ph.D Associate Professor Evren Savci, Ph.D Assistant Professor “DON’T BE EVIL”: GOOGLE’S LABOR, TECHNOLOGY, AND THE LIMITS OF CORPORATE GOOD Alison Agnes Veith San Francisco, California 2015 Google’s “Don’t Be Evil” motto and its public image as corporate do-gooder are examined through a material and cultural analysis of its internal labor hierarchies and its technological products. By focusing on Google’s hidden contracted reproductive service laborers, as well as the premises and consequences of disruptive, digital technology, this project reveals how the realities of necessary but undesirable work are obscured and contested. This dual focus allows for a revaluation of intimate labors in two ways. First, it reveals that Google’s sustained capital accumulation relies on its reproductive intimate labor. Second, it recognizes that Google’s corporate practices of invisibilizing intimate labor and mediating social intimacies are importantly reflective of the larger social, economic, and cultural trends in our emerging knowledge-based/service-based economy. -
Annual-Report-2005 10.167 MB
5 Annual Report 2005 Social Fund for Development Faj Ettan, P.O. Box 15485 Sana’a Republic of Yemen Republic of Yemen [email protected] Social Fund for Development www.sfd-yemen.org Republic of Yemen | Social Fund for Development Annual Report 200 In the Name of Allah, the Gracious, the Merciful His Excellency Ali Abdullah Saleh President of the Republic of Yemen Imprint Social Fund for Development, Sana’a Annual Report 2005 Published by the Social Fund for Development, Sana’a Photos: Social Fund for Development staff, Christine Wawra, Volker Mantel All texts and pictures are subject to the copyright of the relevant institutions. © Social Fund for Development, Sana’a 2006 This document can be obtained from the Social Fund for Development Faj Ettan, P.O.Box 15485 Sana’a, Republic of Yemen Tel.: +967-1-449 668-9, 449 671-77 Fax: +967-1-449 670 Email: [email protected] Website: www.sfd-yemen.org Graphic design and layout: MEDIA DESIGN, Volker Mantel, [email protected] 4 | Social Fund for Development - Annual Report 2005 Contents The Social Fund for Development - At a Glance 6 Board of Directors 7 Statement of the Chairman of the Board of Directors 8 Statement of the Managing Director 9 Executive Summary 10 The Institutional Impact of the Social Fund for Development 12 2005 Operations 16 Targeting and allocation of funds 16 Education 18 Cultural Heritage and Rural Roads 24 Water and Environment 28 Health and Social Protection 31 Training and Organizational Support 39 Small and Micro-Enterprise Development 44 SFD’s Institutional Management 48 Monitoring and Evaluation 51 Funding Situation 53 Annexes 58 References 68 5 The Social Fund for Development At a Glance Yemen’s government established the Social Fund for Development (SFD) in 1997 to help in mitigating the ef- fects of economic reforms, fighting poverty and implementing the government’s social and economic plans. -
Yemen Events Log 3
Yemen Events Log 3 This is a publicly available events log to keep track of the latest coalition airstrikes on civilians or civilian infrastructure in Yemen, plus any other significant reports or events that are related. It is being updated daily a couple of dedicated independent activists who have a concern for the people of Yemen and a desire to see the end of this unfolding catastrophe. If you would like to help, please drop me a direct message on Twitter. @jamilahanan For current data, May 2018 onwards, see here: May 2017 - April 2018 https://docs.zoho.com/file/1g2al5ce282ae1ccc4ea7ac011b61edb74b21 This log contains events from November 2016 - April 2017. Previous events can be found here: August 2016 - October 2016 https://docs.zoho.com/file/qqptj5d51d260604b48f691fb33fba2641be6 Before August 2016 https://docs.zoho.com/file/qu3o1a39ece47dff44380a9a48fdc45489ddf April 2017 30th April Legalcenter for Rights and Developement - Airstrikes April 30th 2017 https://www.facebook.com/lcrdye/photos/a.551858951631141.1073741828.551288185021551/8 18304141653286/?type=3&theater 29th April What are the reasons for the US-Saudi aggression on #Yemen, which have became known to all countries of the #world? https://twitter.com/PrincessOfYmn/status/858258474173706240 Yemen – the New Graveyard Where Empires Come to Die https://twitter.com/ShakdamC/status/858209772050558976 Legalcenter for Rights and Developement - Airstrikes April 29th 2017 https://www.facebook.com/lcrdye/photos/a.551858951631141.1073741828.551288185021551/8 17825941701106/?type=3&theater 28th April Legalcenter for Rights and Developement - Airstrikes April 28th 2017 https://www.facebook.com/lcrdye/photos/a.551858951631141.1073741828.551288185021551/8 17307905086243/?type=3&theater Sen. Rand Paul: The U.S.