WSFS-FM & WPOW-FM We Financial Virtual Vault Number Guess Contest CONTEST RULES

These Contest rules are specific to the above Contest conducted by Entercom , LLC d/b/a WSFS-FM and CBS Radio Stations Inc. d/b/a WPOW-FM (collectively, the “Station”), and administered by Million Dollar Media (“MDM”). Except to the extent specifically set forth below with respect to this specific Contest, the WSFS-FM and WPOW-FM general contest rules apply to this Contest as well and are available at www.power96.radio.com and www.1043theshark.radio.com. A copy of these specific Contest rules and the WSFS-FM and WPOW-FM general contest rules are available at the Station’s studios at 20450 NW 2nd Avenue, Miami, FL 33169 during regular business hours. To the extent that the WSFS-FM and WPOW-FM general contest rules differ from these rules, these rules will govern and control with respect to this Contest.

THIS CONTEST IS BEING CONDUCTED BY WSFS-FM and WPOW-FM.

LISTENERS OF ALL WSFS-FM and WPOW-FM, AND VISITORS TO ALL STATION’S WEBSITES, WHO MEET THE ELIGIBILITY REQUIREMENTS BELOW, MAY ENTER THIS CONTEST.

Who Can Enter 1. Individuals who are both 18 years of age of older and legal Miami-Ft. Lauderdale metropolitan area (Miami-Dade, Broward, Monroe, Palm Beach, or Martin Counties, Florida) residents on the entry date may enter Station contests (“Entrant(s)”).

2. Notwithstanding the foregoing, the following individuals are NOT eligible to enter Station contests, even if such individuals meet the age and residency requirements set forth in Section 1 above: a. Any employees (i.e., full-time, part-time and/or temporary employees) of the Station, of participating sponsor(s) (“Sponsor(s)”), of any advertising and promotion agencies, and/or of the respective parent entities, subsidiaries, affiliated companies of each; b. Any immediate family members of such employees, including without limitation current and/or ex-spouses, parents, grandparents, children, grandchildren, siblings, in-laws, and/or steps in any of the foregoing categories; and c. Any other individual legally residing in the same household (i.e., at the same address) of such employees, including without limitation roommates, housemates, significant others, and partners

How to Enter 3. NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THE “WE FLORIDA FINANCIAL VIRTUAL VAULT NUMBER GUESS CONTEST” (the “Contest”).

4. Prior to the start of the Contest, a predetermined six (6) digit combination will be randomly pre-selected for this Contest by MDM, and placed in a sealed security envelope provided to the Station (the “Winning Virtual Vault Number”). The Winning Virtual Vault Number will be placed in a sealed security envelope, and provided to the Station prior to the start the Contest Entry Period (as defined in Section 3 below). a. The Winning Virtual Vault Number will be comprised of a total of six (6) digits, in a three (3) code combination as follows: 00 – 99, 00 – 99, 00 – 99, inclusive. The code will have an exact order of sequence, i.e. first code (00 – 99), second code (00 – 99), and third code (00 – 99). b. Each number in the Winning Virtual Vault Number shall fall between (00) to (99) inclusive (i.e., no one of the digits will be a fraction, a decimal, or a whole number with a value greater than ninety-nine). c. The same digits may be used more than once within the winning six (6) digit Winning Virtual Vault Number (i.e., the predetermined Winning Virtual Vault Number could be 01-01-01).

5. Beginning at 12:01am ET on September 26, 2018 through the earlier of either (a) the point at which five thousand (5,000) entries have been received or (b) October 23, 2018 at 11:59:59pm ET (the “Contest Entry Period”), enter the Contest by visiting www.power96.radio.com and www.1043theshark.radio.com, and clicking the “We Florida Financial Virtual Vault” Contest entry button.

6. Each Entrant (“Entrant”) must fully complete and then submit the online Contest entry form as follows: a. Entrant must provide his/her first and last name, valid email address, complete address (including city, state and zip), date of birth, and phone number (including area code(s)); and b. Using each of the drop-down fields in the image of the virtual vault, Entrant must provide his/her guess of the 6-digit Winning Virtual Vault Number (each an “Entry Guess”) – by selecting three codes in exact order of sequence. The first code selection must be between 00 – 99, the second code selection must be between 00 – 99, and the third code selection must be between 00 – 99, inclusive. Numbers may repeat within the code – for example, a Winning Virtual Vault Number could be 01-01-01. i. Each Entrant must submit their Entry Guess by selecting their three codes (each 00 – 99), in its exact order of sequence (e.g., if the Winning Virtual Vault Number is 01-02-03, then a submitted number guess of 03-02-01 would NOT constitute a winning entry). ii. Accepting any available opt-in opportunities and/or responding to any survey questions from our sponsors and/or Station is not required to enter the Contest. Checking any opt-in boxes and/or responding to any survey questions will not improve your chances of winning. Entrant may opt-out of any further email communication at any time without affecting their entry by following the provided opt- out instructions, or replying REMOVE to any email message.

7. Maximum of one (1) entry per email address during the entire Contest Entry Period.

How to Win 8. Grand Prize: On or about October 24, 2018 (or within 2 business days after entry closes, if Contest Entry Period ends earlier than October 23, 2018), MDM will inform the Station whether any Entrant(s) in this Contest submitted an Entry Guess in the exact matching order as the Winning Virtual Vault Number in its exact order of sequence. (NOTE: If the predetermined Winning Virtual Vault Number consists of the three codes 01-02-03, then an eligible Entrant must have submitted their first code guess as 01, second code guess as 02, and third code guess as 03 in the exact order of sequence. A submitted Entry Guess of first code 03, second code 02 and third code 01, would NOT constitute a winning entry). In the event that an Entry Guess, in exact sequential order has been submitted by an Eligible Entrant, the Entrants(s) who submitted the Entry Guess will be notified and will be eligible to claim the Grand Prize, subject to verification and compliance with these Official Rules. a. There is only one Grand Prize available in this Contest. In the event of more than one (1) eligible Grand Prize winning Entry Guesses (a tie), then the cash value of the Grand Prize ($35,000) will be evenly distributed among all eligible winning Entrants. b. In the event that no Entrant successfully completes the Grand Prize winning requirements by submitting the Winning Virtual Vault Number guess with the three (3) codes in the exact correct sequential order as the pre-determined Winning Virtual Vault Number, then the Grand Prize will not be awarded.

9. Bonus Prize: Excluding any Entrant(s) who correctly guessed the Winning Virtual Vault Number, if applicable, the Entrant who has submitted the 6-digit number guess closest to the exact correct order of the Winning Virtual Vault will be deemed the Bonus Prize Winner, subject to verification of eligibility and compliance with the Contest rules (“Bonus Prize Winner”). The Bonus Prize Winner will be determined by identifying the Entrant who has submitted the entry CLOSEST to the winning number, starting with the 1st winning digit. As soon as the Entrant has a wrong number in the sequence starting with the first digit, their entry will be considered incorrect and disqualified – regardless if any additional numbers are in the correct position later in their 6-digit number guess. In the event of a tie between any eligible Entrants, the first tie breaker will be based upon which Entrant guessed closest to the next winning digit, regardless of whether their guess of the next digit is higher or lower than the actual winning digit. In the event of a remaining tie, then a random drawing will be held among tied Entrants to determine the Bonus Prize Winner.

Prize(s) 10. BONUS PRIZE: The verified Bonus Prize Winner (as described in Section 7 above) will receive one (1) Gas Card valued at $500, from the gas card provider as solely determined and designated by the Station, subject to terms and conditions of issuing gift card provider policies.

11. GRAND PRIZE: A maximum of one (1) Grand Prize, consisting of a 2018 vehicle valued at up to $20,000 MSRP (taxes, title, delivery, and any other state or dealer fees not included) and $15,000 cash, may be awarded in this contest and only in the event of an eligible winning number guess. If won, the verified grand prize winner may elect to receive the grand prize winner’s choice of either (i) a $35,000 company check made payable to the grand prize winner; or (ii) a 2018 vehicle of the winners’ choice valued at up to $20,000 MSRP (subject to availability) exclusive of taxes, title, delivery, and any other state or dealer fees not included and $15,000 cash awarded in the form of a company check made payable to the grand prize winner. Grand Prize, if any, will only be awarded upon Grand Prize Winner validation and verification by Stations and Million Dollar Media, LLC and compliance with these Contest rules. A maximum of one (1) Grand Prize will be awarded (if at all). In the event of more than one (1) eligible grand prize winning entry (tie), then the cash value ($35,000) of the grand prize will be evenly distributed among all eligible winning Entrants. In the event of a Grand Prize winner, among other things, winner will be required to sign one or more affidavits and/or liability release agreements “as is”, provide a valid US federal or state government issued photo ID, social security number, and sign an IRS W-9 before the prize is awarded. Failure to do so for any reason within two (2) business days of being notified by Stations (which notification may be either one email and/or one telephone call or message left at the number provided) will result in automatic forfeiture of any prize in this contest and disqualification of such potential grand prize winner. IN THE EVENT THERE IS A GRAND PRIZE WINNER, IF THE GRAND PRIZE WINNER DOES NOT CLAIM GRAND PRIZE WITHIN 60 DAYS AFTER NOTIFICATION THAT THE GRAND PRIZE IS AVAILABLE, GRAND PRIZE WINNER WILL BE AUTOMATICALLY DISQUALIFIED. IN SUCH EVENT, THE PRIZE WILL NOT BE RE-AWARDED AND WILL REMAIN THE PROPERTY OF STATIONS OR SPONSOR. Notarized affidavits and recorded statements may be required from the contest administrator, witness and Grand Prize Winner to verify compliance with all material contract terms and conditions. Odds of Winning: 12. The odds of any one (1) Entrant winning the Grand Prize in this Contest are 1:1,000,000. If there is no Grand Prize winner, then the odds of any one (1) Entrant winning the Bonus Prize in this Contest will depend on the number of entries received, but will be no greater than 1:5,000.

Sponsor/Administrator 13. The sponsors of this Contest are Entercom Miami LLC d/b/a WSFS-FM, CBS Radio Stations Inc. d/b/a WPOW- FM (20450 NW 2nd Avenue, Miami, FL), and We Florida Financial.

14. This Contest is administered by Million Dollar Media, LLC, P.O. Box 278, Woodbridge, NJ 07095.

Other Rules Specific to this Contest 15. IN CASE OF DISPUTES: By participating, each Entrant agrees that (1) any and all disputes, claims, and causes of action arising out of or in connection with this Contest, or any prizes awarded, shall be resolved individually, without resort to any form of class action, and any judicial proceeding shall take place in a federal or state court within the State of New Jersey; (2) any and all claims, judgments, and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Promotion, but in no event attorneys' fees; and (3) under no circumstances will Entrant be permitted to obtain awards for, and Entrant hereby waives all rights to claim, punitive, incidental, and consequential damages, and any other damages, other than for actual out-of-pocket expenses, and any and all rights to have damages multiplied or otherwise increased. All issues and questions concerning the construction, validity, interpretation and enforceability of these Official Rules, or the rights and obligations of Entrant and Sponsor in connection with this Contest, shall be governed by, and construed in accordance with the laws of the State of New Jersey, without giving effect to any choice of law or conflict of law rules or provisions (whether of the State of New Jersey or any other jurisdiction), that would cause the application of the laws of any jurisdiction other than the State of New Jersey.

Additional Eligibility Requirements 16. In addition to the eligibility restrictions set forth in the Station’s general Contest rules: a. Entrants must be legal U.S. residents of Florida, age 18 years of age or older; b. Employees (including, without limitation, part-time or temporary employees) of Million Dollar Media, LLC, We Florida Financial, and their respective parent entities, subsidiaries, affiliated companies and advertising and promotion agencies at any time during the applicable contesting period and the immediate family (i.e., current and ex- spouses, parents, grandparents, children, grandchildren, and siblings and in-laws and steps in any of the foregoing categories) and other household members (i.e., roommates, housemates, significant others, and partners of each legally residing at the same address) are NOT eligible to enter and/or to win the Contest.

Official Rules & Winner List Requests 17. For a copy of these Official Rules or for a list of prize winner(s), send a self-addressed, stamped envelope to: We Florida Financial Virtual Vault Number Guess Contest, c/o Entercom Florida, LLC 20450 NW 2nd Avenue, Miami, FL 33169. PLEASE SPECIFY which you are requesting, official rules or winner list. Requests must be received by December 22, 2018. Winner list will be available after October 24, 2018.