Banks' SORT CODES
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BANK OF GHANA ___ ________ _____________ _________________ ______________________ ______________________________ _____________________________________ ___________________________________________ ___________________________________________ Banks’ Sort Codes _____________________________________________ ________________________________________ ________________________________ __________________________ ______________________ _______________ _________ ______ ___ AUGUST 2017 1. Introduction To facilitate the efficient clearing and settlement of interbank paper payment instruments throughout the country, cheques and other paper payment instruments were standardized to make them amenable to automated processing. The standardization included dividing the country into 11 clearing zones, with each zone having its clearing house; assigning a 6-digit unique sort code to each bank branch; and MICR-encoding paper payment instruments presented to the clearing house. A 6-digit unique sort code is also printed on all paper payment instruments. 2. Components of the sort code The sort code was developed to facilitate the clearing and settlement of interbank payment instructions according to the clearing zone within which the paying bank is located, as the case may be. The 6-digit sort codes are allocated based on pre-defined criteria to identify the bank, the clearing zone in which a bank branch is located and the branch number of the bank. Consider the sort code 01-02-03 - The first two digits (01) represent the bank’s code - The second two digits(02) represent the code of the clearing zone within which the branch of the bank is located - The last two digits (03) represent the branch’s code. On January 16, 2010 electronic clearing of cheques was introduced under the Cheque Codeline Clearing (CCC) with truncation system with nationwide coverage. All the clearing houses were collapsed and a new national clearing house was established. This Clearing House is sited in the premises of the Ghana Interbank Payment and Settlement Systems (GhIPSS) in Accra, the capital of Ghana. GhIPSS is responsible for the management and operation of the cheque clearing system. Notwithstanding the collapse of the 11 clearing houses into one, the clearing sort codes developed on the old clearing house arrangements are still the criteria used in routing payment information to paying banks across the country. 3. Clearing Cycle The period within which a payment instrument presented for clearing receives value is referred to as the clearing cycle. Following the commencement of electronic clearing of cheques in Ghana, the clearing cycle for cheque clearing nationwide is D+1. D represents the day on which cheques are deposited with the collecting bank and the image captured electronically for transmission to the Clearing House, while 1 is the day on which clearing and settlement take place. BANK BRANCH CODE BANK NAME SORTCODE BRANCH NAME 010100 Bank of Ghana 010101 BANK OF GHANA-ACCRA 010100 Bank of Ghana 010303 BANK OF GHANA-AGONA SWEDRU 010100 Bank of Ghana 010401 BANK OF GHANA-TAKORADI 010100 Bank of Ghana 010402 BANK OF GHANA-SEFWI BOAKO 010100 Bank of Ghana 010601 BANK OF GHANA-KUMASI 010100 Bank of Ghana 010701 BANK OF GHANA-SUNYANI 010100 Bank of Ghana 010801 BANK OF GHANA-TAMALE 010100 Bank of Ghana 011101 BANK OF GHANA-HOHOE 020100 Standard Chartered Bank 020101 STANDARD CHARTERED BANK(GH) LTD-HIGH STREET 020100 Standard Chartered Bank 020103 STANDARD CHARTERED BANK(GH) LTD-KORLE DUDOR 020100 Standard Chartered Bank 020104 STANDARD CHARTERED BANK(GH) LTD-LIBERIA ROAD 020100 Standard Chartered Bank 020105 STANDARD CHARTERED BANK(GH) LTD-OPEIBEA HOUSE 020100 Standard Chartered Bank 020106 STANDARD CHARTERED BANK(GH) LTD-TEMA 020100 Standard Chartered Bank 020107 STANDARD CHARTERED BANK(GH) LTD-TUDU 020100 Standard Chartered Bank 020108 STANDARD CHARTERED BANK(GH) LTD-LEGON 020100 Standard Chartered Bank 020112 STANDARD CHARTERED BANK(GH) LTD-OSU 020100 Standard Chartered Bank 020114 STANDARD CHARTERED BANK(GH) LTD-RING ROAD CENTRAL 020100 Standard Chartered Bank 020118 STANDARD CHARTERED BANK(GH) LTD-SPINTEX 020100 Standard Chartered Bank 020121 STANDARD CHARTERED BANK(GH) LTD-DANSOMAN 020100 Standard Chartered Bank 020126 STANDARD CHARTERED BANK(GH) LTD-ABEKA 020100 Standard Chartered Bank 020127 STANDARD CHARTERED BANK(GH)-ACHIMOTA 020100 Standard Chartered Bank 020128 STANDARD CHARTERED BANK(GH)-MADINA 020100 Standard Chartered Bank 020422 STANDARD CHARTERED BANK(GH) LTD-TAKORADI HARBOUR 020100 Standard Chartered Bank 020424 STANDARD CHARTERED BANK(GH) LTD-TARKWA 020100 Standard Chartered Bank 020613 STANDARD CHARTERED BANK(GH) LTD-KEJETIA 020100 Standard Chartered Bank 020615 STANDARD CHARTERED BANK(GH) LTD-HARPER ROAD 020100 Standard Chartered Bank 020617 STANDARD CHARTERED BANK(GH) LTD-OBUASI 020100 Standard Chartered Bank 020720 STANDARD CHARTERED BANK(GH) LTD-TECHIMAN 020100 Standard Chartered Bank 020823 STANDARD CHARTERED BANK(GH) LTD-TAMALE 030100 Barclays Bank 030101 BARCLAYS BANK (GH) LTD-KASOA 030100 Barclays Bank 030104 BARCLAYS BANK (GH) LTD-A AND C MALL 030100 Barclays Bank 030105 BARCLAYS BANK (GH) LTD-ACCRA MALL 030100 Barclays Bank 030106 BARCLAYS BANK (GH) LTD-ABEKA LAPAZ 030100 Barclays Bank 030107 BARCLAYS BANK (GH) LTD-DANSOMAN 030100 Barclays Bank 030108 BARCLAYS BANK (GH) LTD-GNPC 030100 Barclays Bank 030109 BARCLAYS BANK (GH) LTD-NIMA 030100 Barclays Bank 030110 BARCLAYS BANK (GH) LTD-LEGON 030100 Barclays Bank 030111 BARCLAYS BANK (GH) LTD-ACHIMOTA 030100 Barclays Bank 030112 BARCLAYS BANK (GH) LTD-OSU 030100 Barclays Bank 030114 BARCLAYS BANK (GH) LTD-RING ROAD CENTRAL 030100 Barclays Bank 030116 BARCLAYS BANK (GH) LTD-BCM 030100 Barclays Bank 030117 BARCLAYS BANK (GH) LTD-MOTORWAY EXT 030100 Barclays Bank 030121 BARCLAYS BANK (GH) LTD-SPINTEX MAIN 030100 Barclays Bank 030122 BARCLAYS BANK (GH) LTD-KNUTSFORD AVENUE 030100 Barclays Bank 030125 BARCLAYS BANK (GH) LTD-LEGON MAIN 030100 Barclays Bank 030130 BARCLAYS BANK (GH) LTD-TEMA FISHING HARBOUR 030100 Barclays Bank 030135 BARCLAYS BANK (GH) LTD-MAKOLA SQUARE 030100 Barclays Bank 030136 BARCLAYS BANK (GH) LTD-AIRPORT CITY 030100 Barclays Bank 030141 BARCLAYS BANK (GH) LTD-CIRCLE 030100 Barclays Bank 030144 BARCLAYS BANK(GH)LTD-ACCRA CORPORATE SERVICE CENTRE 030100 Barclays Bank 030145 BARCLAYS BANK(GH) LTD-SPINTEX PRESTIGE 030100 Barclays Bank 030148 BARCLAYS BANK (GH) LTD-HIGH STREET 030100 Barclays Bank 030149 BARCLAYS BANK(GH) LTD-DIRECT SALES 030100 Barclays Bank 030154 BARCLAYS BANK (GH) LTD-AVENUE CENTRAL 030100 Barclays Bank 030155 BARCLAYS BANK (GH) LTD-UNDP 030100 Barclays Bank 030160 BARCLAYS BANK (GH) LTD-TEMA MAIN 030100 Barclays Bank 030161 BARCLAYS BANK (GH) LTD-SME CENTRE 030100 Barclays Bank 030162 BARCLAYS BANK (GH) LTD-AGBOBLOSHIE 030100 Barclays Bank 030163 BARCLAYS BANK(GH) LTD-MADINA 030100 Barclays Bank 030164 BARCLAYS BANK (GH) LTD-HEAD OFFICE 030100 Barclays Bank 030165 BARCLAYS BANK (GH) LTD-WINNEBA 030100 Barclays Bank 030168 BARCLAYS BANK(GH) LTD-TESHIE NUNGUA 030100 Barclays Bank 030169 BARCLAYS BANK(GH)LTD-ACCRA NEWTOWN 030100 Barclays Bank 030170 BARCLAYS BANK(GH) LTD-DOME 030100 Barclays Bank 030173 BARCLAYS BANK (GH) LTD-DARKUMAN 030100 Barclays Bank 030175 BARCLAYS BANK (GH) LTD-INDEPENDENCE AVENUE 030100 Barclays Bank 030179 BARCLAYS BANK(GH) LTD-WEIJA 030100 Barclays Bank 030184 BARCLAYS BANK (GH) LTD-ASHAIMAN 030100 Barclays Bank 030185 BARCLAYS BANK(GH) LTD-HAATSO 030100 Barclays Bank 030186 BARCLAYS BANK (GH) LTD-SOMANYA 030100 Barclays Bank 030187 BARCLAYS BANK (GH) LTD-KANESHIE 030100 Barclays Bank 030189 BARCLAYS BANK (GH) LTD-TEMA OIL REFINERY 030100 Barclays Bank 030190 BARCLAYS BANK (GH) LTD-NORTH KANESHIE 030100 Barclays Bank 030191 BARCLAYS BANK (GH) LTD-MAAMOBI 030100 Barclays Bank 030192 BARCLAYS BANK (GH) LTD-OFFSHORE BANKING 030100 Barclays Bank 030193 BARCLAYS BANK (GH) LTD-MATAHEKO 030100 Barclays Bank 030194 BARCLAYS BANK(GH) LTD-ADENTA 030100 Barclays Bank 030195 BARCLAYS BANK(GH) LTD-ABOSSEY OKAI 030100 Barclays Bank 030196 BARCLAYS BANK(GH) LTD-KOTOBABI 030100 Barclays Bank 030197 BARCLAYS BANK(GH)LTD-PALM WINE JUNCTION 030100 Barclays Bank 030242 BARCLAYS BANK (GH) LTD-KOFORIDUA 030100 Barclays Bank 030243 BARCLAYS BANK(GH) LTD-NKAWKAW 030100 Barclays Bank 030246 BARCLAYS BANK (GH) LTD-ODA 030100 Barclays Bank 030247 BARCLAYS BANK (GH) LTD-NSAWAM 030100 Barclays Bank 030337 BARCLAYS BANK (GH) LTD-CAPE COAST 030100 Barclays Bank 030367 BARCLAYS BANK (GH) LTD-MANKESSIM 030100 Barclays Bank 030399 BARCLAYS BANK(GH) LTD-TWIFO PRASO 030100 Barclays Bank 030431 BARCLAYS BANK (GH) LTD-HIGH STREET-TAKORADI 030100 Barclays Bank 030432 BARCLAYS BANK (GH) LTD-LIBERATION ROAD-TAKORADI 030100 Barclays Bank 030434 BARCLAYS BANK (GH) LTD-TARKWA 030100 Barclays Bank 030451 BARCLAYS BANK (GH) LTD-TARKWA MINES 030100 Barclays Bank 030452 BARCLAYS BANK (GH) LTD-ASANKRAGUA 030100 Barclays Bank 030456 BARCLAYS BANK(GH) LTD-TAKORADI KOKOMPE 030100 Barclays Bank 030498 BARCLAYS BANK (GH) LTD-ELUBO 030100 Barclays Bank 030539 BARCLAYS BANK (GH) LTD-HO 030100 Barclays Bank 030540 BARCLAYS BANK (GH) LTD-HOHOE 030100 Barclays Bank 030572 BARCLAYS BANK(GH) LTD-AFLAO 030100 Barclays Bank 030623 BARCLAYS BANK (GH) LTD-ASAFO 030100 Barclays Bank 030627 BARCLAYS BANK (GH) LTD-PREMPEH II STREET 030100 Barclays Bank 030628 BARCLAYS BANK (GH) LTD-KEJETIA- KUMASI 030100 Barclays Bank 030638 BARCLAYS BANK (GH) LTD-OBUASI 030100 Barclays Bank 030653 BARCLAYS BANK(GH)LTD-NEW SUAME MAGAZINE 030100 Barclays Bank 030657 BARCLAYS BANK (GH) LTD-OLD SUAME MAGAZINE 030100