ORDINARY LIFE BUSINESS ...... 1 CREDIT LIFE BUSINESS...... 2 GROUP LIFE BUSINESS...... 3 INDUSTRIAL LIFE BUSINESS...... 4 TOTAL LIFE BUSINESS ...... 5 ORDINARY ANNUITIES BUSINESS ...... 6 GROUP ANNUITIES BUSINESS ...... 7 TOTAL ANNUITIES BUSINESS...... 8 ORDINARY DEPOSIT TYPE CONTRACT FUNDS BUSINESS...... 9 GROUP DEPOSIT TYPE CONTRACT FUNDS BUSINESS .. 10 TOTAL DEPOSIT TYPE CONTRACT FUNDS BUSINESS ... 11 ORDINARY OTHER CONSIDERATIONS BUSINESS...... 12 GROUP OTHER CONSIDERATIONS BUSINESS ...... 13 TOTAL OTHER CONSIDERATIONS BUSINESS ...... 14 GROUP A&H BUSINESS LIFE ...... 15 FEDERAL EMPLOYEES HEALTH...... 16 CREDIT A&H BUSINESS LIFE ...... 17 COLL.-RENEWABLE BUSINESS LIFE...... 18 NON-CANC. A&H BUSINESS LIFE ...... 19 GUAR. REN. A&H BUSINESS LIFE...... 20 NON-REN. FOR STATED REASONS ONLY A&H BUSINESS LIFE ...... 21 OTHER ACCIDENT ONLY BUSINESS...... 22 ALL OTHER A&H BUSINESS LIFE...... 23 TOTAL OTHER INDIVIDUAL CERT. LIFE ...... 24 TOTAL A&H BUS. LIFE...... 25 TOTAL ...... 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS ORDINARY LIFE BUSINESS PAGE 29 LINE 1 COL 1

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

NORTHWESTERN MUTUAL LIFE CO 450,897,638 10.34 PRUDENTIAL INSURANCE COMPANY OF AMERICA 194,780,304 4.47 METROPOLITAN LIFE INSURANCE COMPANY 193,636,232 4.44 COUNTRY LIFE INSURANCE COMPANY 155,133,586 3.56 LIFE INSURANCE COMPANY 153,795,309 3.53 PACIFIC LIFE INSURANCE COMPANY 122,134,548 2.80 EQUITABLE LIFE ASSURANCE SOCIETY OF U S 104,925,212 2.41 NEW YORK LIFE INSURANCE COMPANY 101,966,991 2.34 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 92,335,543 2.12 TRANSAMERICA OCCIDENTAL LIFE INS CO 82,008,815 1.88 GREAT WEST LIFE & ANNUITY INSURANCE CO 77,143,804 1.77 AMERICAN NATIONAL INSURANCE COMPANY 74,876,591 1.72 AMERICAN GENERAL LIFE INSURANCE COMPANY 69,535,640 1.60 HARTFORD LIFE INSURANCE COMPANY 66,336,688 1.52 PRUCO LIFE INSURANCE COMPANY 58,985,351 1.35 JOHN HANCOCK VARIABLE LIFE INSURANCE CO 55,981,213 1.28 NEW YORK LIFE INSURANCE & ANNUITY CORP 55,933,238 1.28 NATIONWIDE LIFE INSURANCE COMPANY 55,535,237 1.27 PRIMERICA LIFE INSURANCE COMPANY 53,742,617 1.23 JEFFERSON PILOT LIFE INSURANCE COMPANY 50,680,475 1.16 GUARDIAN LIFE INSURANCE COMPANY OF AM 49,727,555 1.14 LINCOLN NATIONAL LIFE INSURANCE COMPANY 49,467,193 1.13 TRAVELERS INSURANCE COMPANY THE 49,052,225 1.13 VALLEY FORGE LIFE INSURANCE COMPANY 48,969,615 1.12 LIFE INSURANCE COMPANY 48,932,811 1.12 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 2,516,514,431 57.73 Totals - All Companies 4,359,354,256 100.00

August 05, 2003 Page 1 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS CREDIT LIFE BUSINESS PAGE 29 LINE 1 COL 2

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

CUNA SOCIETY 9,927,556 17.74 AMERICAN BANKERS LIFE ASSURANCE CO OF FL 3,663,943 6.55 UNION SECURITY LIFE INSURANCE COMPANY 3,446,564 6.16 RESOURCE LIFE INSURANCE COMPANY 3,424,610 6.12 STATE FARM LIFE INSURANCE COMPANY 3,401,199 6.08 PEKIN LIFE INSURANCE COMPANY 3,180,871 5.68 PROTECTIVE LIFE INSURANCE COMPANY 3,016,030 5.39 GUARANTEE TRUST LIFE INSURANCE COMPANY 2,729,845 4.88 MINNESOTA LIFE INSURANCE COMPANY 2,414,391 4.31 MERIT LIFE INSURANCE CO 2,185,090 3.90 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 1,981,779 3.54 HOUSEHOLD LIFE INSURANCE COMPANY 1,724,553 3.08 AMERICAN GENERAL ASSURANCE COMPANY 1,604,313 2.87 INDIVIDUAL ASSURANCE COMPANY LIFE HTH AC 1,598,994 2.86 JMIC LIFE INSURANCE COMPANY 1,262,011 2.26 UNIVERSAL UNDERWRITERS LIFE INSURANCE CO 1,170,337 2.09 LIFE INVESTORS INSURANCE COMPANY OF AM 1,075,307 1.92 AMERICAN MODERN LIFE INSURANCE COMPANY 1,046,011 1.87 ALLSTATE LIFE INSURANCE COMPANY 1,040,378 1.86 UNITED LIFE INSURANCE COMPANY 902,992 1.61 STONEBRIDGE LIFE INSURANCE COMPANY 736,844 1.32 AMERICAN HEALTH & LIFE INSURANCE COMPANY 701,354 1.25 AMERICAN NATIONAL INSURANCE COMPANY 528,165 0.94 ENTERPRISE LIFE INSURANCE COMPANY 499,526 0.89 NORTH CENTRAL LIFE INSURANCE COMPANY 498,231 0.89 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 53,760,894 96.08 Totals - All Companies 55,956,613 100.00

August 05, 2003 Page 2 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS GROUP LIFE BUSINESS PAGE 29 LINE 1 COL 3

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

METROPOLITAN LIFE INSURANCE COMPANY 228,154,736 17.87 PRUDENTIAL INSURANCE COMPANY OF AMERICA 82,659,180 6.47 MINNESOTA LIFE INSURANCE COMPANY 73,234,617 5.74 LIFE INSURANCE COMPANY OF NORTH AMERICA 68,727,924 5.38 UNUM LIFE INSURANCE COMPANY OF AMERICA 60,198,307 4.71 AETNA LIFE INSURANCE COMPANY 54,253,911 4.25 SUN LIFE ASSURANCE COMPANY OF CANADA US 53,961,049 4.23 FORT DEARBORN LIFE INSURANCE COMPANY 41,345,947 3.24 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 37,394,110 2.93 HARTFORD LIFE INSURANCE COMPANY 30,023,738 2.35 TRUSTMARK INSURANCE COMPANY 30,016,380 2.35 CONTINENTAL ASSURANCE COMPANY 26,699,858 2.09 HARTFORD LIFE & ACCIDENT INSURANCE CO 23,446,518 1.84 CONNECTICUT GENERAL LIFE INSURANCE CO 22,991,104 1.80 RELIASTAR LIFE INSURANCE COMPANY 22,593,241 1.77 STATE FARM LIFE INSURANCE COMPANY 21,533,403 1.69 FORETHOUGHT LIFE INSURANCE COMPANY 19,246,859 1.51 NEW YORK LIFE INSURANCE COMPANY 18,632,551 1.46 UNITED OF OMAHA LIFE INSURANCE COMPANY 14,673,159 1.15 FORTIS BENEFITS INSURANCE COMPANY 14,067,229 1.10 JEFFERSON PILOT FINANCIAL INSURANCE CO 14,035,629 1.10 HOMESTEADERS LIFE COMPANY 13,882,421 1.09 BANKERS LIFE & CASUALTY COMPANY 13,849,151 1.08 AMERICAN MEMORIAL LIFE INSURANCE COMPANY 12,428,216 0.97 GUARDIAN LIFE INSURANCE COMPANY OF AM 11,853,310 0.93 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 1,009,902,548 79.09 Totals - All Companies 1,276,867,736 100.00

August 05, 2003 Page 3 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS INDUSTRIAL LIFE BUSINESS PAGE 29 LINE 1 COL 4

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

UNITED INSURANCE COMPANY OF AMERICA 564,318 27.39 MONUMENTAL LIFE INSURANCE COMPANY 450,271 21.85 LIFE & COMPANY OF AM 396,422 19.24 ATLANTA LIFE INSURANCE COMPANY 389,141 18.89 NORTH CAROLINA MUTUAL LIFE INSURANCE CO 102,755 4.99 AMERICAN GENERAL LIFE & ACCIDENT INS CO 88,074 4.27 WESTERN & SOUTHERN LIFE INSURANCE CO 21,185 1.03 AMERICAN NATIONAL INSURANCE COMPANY 8,666 0.42 GOLDEN STATE MUTUAL LIFE INSURANCE CO 8,305 0.40 AMERICAN CAPITOL INSURANCE COMPANY 7,171 0.35 RELIABLE LIFE INSURANCE COMPANY THE 5,929 0.29 AMERICAN LIFE INSURANCE COMPANY 5,140 0.25 GE LIFE & ANNUITY ASSURANCE COMPANY 4,225 0.21 FORTIS BENEFITS INSURANCE COMPANY 2,455 0.12 UNITY MUTUAL LIFE INSURANCE COMPANY 2,207 0.11 LIBERTY LIFE INSURANCE COMPANY 1,478 0.07 LIBERTY NATIONAL LIFE INSURANCE COMPANY 1,195 0.06 REASSURE AMERICA LIFE INSURANCE COMPANY 486 0.02 CINCINNATI LIFE INSURANCE COMPANY THE 442 0.02 MUTUAL OF DETROIT INSURANCE COMPANY 378 0.02 AMERICAN HEALTH & LIFE INSURANCE COMPANY 76 0.00 COLUMBIAN MUTUAL LIFE INSURANCE COMPANY 35 0.00 BOSTON MUTUAL LIFE INSURANCE COMPANY 25 0.00 BALTIMORE LIFE INSURANCE COMPANY THE 9 0.00 LIFE INSURANCE COMPANY OF GEORGIA 5 0.00 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 2,060,393 100.00 Totals - All Companies 2,060,393 100.00

August 05, 2003 Page 4 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS TOTAL LIFE BUSINESS PAGE 29 LINE 1 COL 5

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

NORTHWESTERN MUTUAL LIFE INSURANCE CO 450,897,638 7.92 METROPOLITAN LIFE INSURANCE COMPANY 421,790,969 7.41 PRUDENTIAL INSURANCE COMPANY OF AMERICA 277,399,870 4.87 STATE FARM LIFE INSURANCE COMPANY 178,729,912 3.14 COUNTRY LIFE INSURANCE COMPANY 158,926,820 2.79 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 129,729,653 2.28 PACIFIC LIFE INSURANCE COMPANY 122,134,548 2.14 NEW YORK LIFE INSURANCE COMPANY 120,599,542 2.12 MINNESOTA LIFE INSURANCE COMPANY 111,429,824 1.96 EQUITABLE LIFE ASSURANCE SOCIETY OF U S 104,912,169 1.84 HARTFORD LIFE INSURANCE COMPANY 96,360,426 1.69 TRANSAMERICA OCCIDENTAL LIFE INS CO 82,082,800 1.44 GREAT WEST LIFE & ANNUITY INSURANCE CO 80,969,730 1.42 AMERICAN NATIONAL INSURANCE COMPANY 78,047,799 1.37 AMERICAN GENERAL LIFE INSURANCE COMPANY 71,712,977 1.26 LIFE INSURANCE COMPANY OF NORTH AMERICA 68,959,982 1.21 CONNECTICUT GENERAL LIFE INSURANCE CO 66,105,096 1.16 GUARDIAN LIFE INSURANCE COMPANY OF AM 61,580,865 1.08 ALLSTATE LIFE INSURANCE COMPANY 61,560,412 1.08 UNUM LIFE INSURANCE COMPANY OF AMERICA 60,650,787 1.07 PRUCO LIFE INSURANCE COMPANY 58,985,351 1.04 NATIONWIDE LIFE INSURANCE COMPANY 57,535,519 1.01 AETNA LIFE INSURANCE COMPANY 57,255,607 1.01 JOHN HANCOCK VARIABLE LIFE INSURANCE CO 55,981,213 0.98 NEW YORK LIFE INSURANCE & ANNUITY CORP 55,933,238 0.98 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 3,090,272,747 54.27 Totals - All Companies 5,694,238,995 100.00

August 05, 2003 Page 5 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS ORDINARY ANNUITIES BUSINESS PAGE 29 LINE 2 COL 1

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

ALLIANZ LIFE INSURANCE COMPANY OF N A 378,640,291 5.80 TRANSAMERICA LIFE INSURANCE COMPANY 363,847,251 5.58 INSURANCE COMPANY 303,869,382 4.66 AIG ANNUITY INSURANCE COMPANY 289,033,229 4.43 TEACHERS INSURANCE & ANNUITY ASSN OF AM 256,998,519 3.94 LINCOLN NATIONAL LIFE INSURANCE COMPANY 226,006,829 3.46 TRAVELERS LIFE & ANNUITY COMPANY THE 219,954,429 3.37 METROPOLITAN LIFE INSURANCE COMPANY 179,218,647 2.75 AMERICAN EQUITY INVESTMENT LIFE INS CO 171,500,399 2.63 IDS LIFE INSURANCE COMPANY 166,075,919 2.55 FIDELITY & GUARANTY LIFE INSURANCE CO 160,135,751 2.45 NEW YORK LIFE INSURANCE & ANNUITY CORP 131,445,247 2.01 GENERAL ELECTRIC CAPITAL ASSURANCE CO 128,874,410 1.98 ALLMERICA FINANCIAL LIFE INS & ANN CO 115,390,944 1.77 MONUMENTAL LIFE INSURANCE COMPANY 113,564,794 1.74 GE LIFE & ANNUITY ASSURANCE COMPANY 113,232,898 1.74 VARIABLE ANNUITY LIFE INSURANCE COMPANY 111,585,792 1.71 METLIFE INVESTORS INSURANCE COMPANY 109,221,657 1.67 MANUFACTURERS LIFE INSURANCE COMPANY USA 107,926,201 1.65 AIG SUNAMERICA LIFE ASSURANCE COMPANY 105,924,601 1.62 COUNTRY INVESTORS LIFE ASSURANCE COMPANY 101,058,234 1.55 FORT DEARBORN LIFE INSURANCE COMPANY 97,065,043 1.49 TRANSAMERICA LIFE INSURANCE & ANNUITY CO 97,061,254 1.49 PRUCO LIFE INSURANCE COMPANY 96,807,839 1.48 OHIO NATIONAL LIFE INSURANCE COMPANY THE 95,638,550 1.47 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 4,240,078,110 64.99 Totals - All Companies 6,524,532,072 100.00

August 05, 2003 Page 6 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS GROUP ANNUITIES BUSINESS PAGE 29 LINE 2 COL 3

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

EQUITABLE LIFE ASSURANCE SOCIETY OF U S 459,197,330 15.93 GOLDEN AMERICAN LIFE INSURANCE COMPANY 346,149,525 12.01 ING LIFE INSURANCE & ANNUITY COMPANY 232,517,103 8.06 MANUFACTURERS LIFE INSURANCE COMPANY USA 187,758,667 6.51 MIDLAND NATIONAL LIFE INSURANCE COMPANY 174,869,510 6.06 GREAT WEST LIFE & ANNUITY INSURANCE CO 137,511,548 4.77 LINCOLN NATIONAL LIFE INSURANCE COMPANY 132,978,646 4.61 AMERICAN SKANDIA LIFE ASSURANCE CORP 123,761,728 4.29 VARIABLE ANNUITY LIFE INSURANCE COMPANY 116,140,314 4.03 LINCOLN BENEFIT LIFE COMPANY 93,018,372 3.23 GLENBROOK LIFE & ANNUITY COMPANY 91,934,004 3.19 SUN LIFE ASSURANCE COMPANY OF CANADA US 84,157,454 2.92 AMERICAN UNITED LIFE INSURANCE COMPANY 64,843,949 2.25 GUARDIAN INSURANCE & ANNUITY COMPANY INC 63,329,329 2.20 TEACHERS INSURANCE & ANNUITY ASSN OF AM 62,390,230 2.16 ALLSTATE LIFE INSURANCE COMPANY 47,578,585 1.65 NORTH AMERICAN COMPANY FOR L & H INS 41,069,937 1.42 METROPOLITAN LIFE INSURANCE COMPANY 35,872,307 1.24 PRUDENTIAL INSURANCE COMPANY OF AMERICA 35,626,762 1.24 PRINCIPAL LIFE INSURANCE COMPANY 27,065,583 0.94 NEW ENGLAND LIFE INSURANCE COMPANY 26,514,170 0.92 AIG SUNAMERICA LIFE ASSURANCE COMPANY 24,700,100 0.86 PROTECTIVE LIFE INSURANCE COMPANY 23,631,672 0.82 NATIONAL WESTERN LIFE INSURANCE COMPANY 21,905,416 0.76 HORACE MANN LIFE INSURANCE COMPANY 18,994,666 0.66 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 2,673,516,907 92.72 Totals - All Companies 2,883,368,215 100.00

August 05, 2003 Page 7 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS TOTAL ANNUITIES BUSINESS PAGE 29 LINE 2 COL 5

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

EQUITABLE LIFE ASSURANCE SOCIETY OF U S 499,745,417 5.31 LIFE INSURANCE COMPANY OF N A 378,640,291 4.02 TRANSAMERICA LIFE INSURANCE COMPANY 372,556,283 3.96 LINCOLN NATIONAL LIFE INSURANCE COMPANY 358,985,475 3.82 GOLDEN AMERICAN LIFE INSURANCE COMPANY 348,734,152 3.71 TEACHERS INSURANCE & ANNUITY ASSN OF AM 319,388,749 3.39 JACKSON NATIONAL LIFE INSURANCE COMPANY 304,554,797 3.24 MANUFACTURERS LIFE INSURANCE COMPANY USA 295,684,868 3.14 AIG ANNUITY INSURANCE COMPANY 289,033,229 3.07 ING LIFE INSURANCE & ANNUITY COMPANY 243,703,091 2.59 VARIABLE ANNUITY LIFE INSURANCE COMPANY 227,726,106 2.42 TRAVELERS LIFE & ANNUITY COMPANY THE 220,128,061 2.34 METROPOLITAN LIFE INSURANCE COMPANY 215,090,954 2.29 MIDLAND NATIONAL LIFE INSURANCE COMPANY 189,590,549 2.02 LINCOLN BENEFIT LIFE COMPANY 185,921,322 1.98 IDS LIFE INSURANCE COMPANY 175,322,537 1.86 AMERICAN EQUITY INVESTMENT LIFE INS CO 171,500,399 1.82 FIDELITY & GUARANTY LIFE INSURANCE CO 160,240,646 1.70 GREAT WEST LIFE & ANNUITY INSURANCE CO 151,380,127 1.61 NEW YORK LIFE INSURANCE & ANNUITY CORP 131,445,247 1.40 AIG SUNAMERICA LIFE ASSURANCE COMPANY 130,624,701 1.39 AMERICAN SKANDIA LIFE ASSURANCE CORP 129,843,976 1.38 GENERAL ELECTRIC CAPITAL ASSURANCE CO 128,878,710 1.37 ALLMERICA FINANCIAL LIFE INS & ANN CO 115,390,831 1.23 MONUMENTAL LIFE INSURANCE COMPANY 113,565,183 1.21 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 5,857,675,701 62.26 Totals - All Companies 9,407,900,285 100.00

August 05, 2003 Page 8 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT ORDINARY DEPOSIT TYPE CONTRACT FUNDS BUSINESS PAGE 29 LINE 3 COL 1

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

MONUMENTAL LIFE INSURANCE COMPANY 40,324,872 17.91 STATE FARM LIFE INSURANCE COMPANY 26,539,709 11.78 TRANSAMERICA LIFE INSURANCE & ANNUITY CO 18,073,769 8.03 NATIONWIDE LIFE INSURANCE COMPANY OF AM 12,329,127 5.47 FIDELITY INVESTMENTS LIFE INSURANCE CO 11,123,630 4.94 FIRST COLONY LIFE INSURANCE COMPANY 8,744,051 3.88 PHOENIX LIFE INSURANCE COMPANY 8,391,202 3.73 TEACHERS INSURANCE & ANNUITY ASSN OF AM 6,551,823 2.91 FARMERS NEW WORLD LIFE INSURANCE COMPANY 5,881,338 2.61 INSURANCE COMPANY OF IN 5,307,554 2.36 LINCOLN BENEFIT LIFE COMPANY 5,128,934 2.28 ALLSTATE LIFE INSURANCE COMPANY OF NY 5,026,319 2.23 NORTHWESTERN MUTUAL LIFE INSURANCE CO 4,587,033 2.04 LIBERTY LIFE ASSURANCE COMPANY OF BOSTON 4,251,538 1.89 UNITED FIDELITY LIFE INSURANCE COMPANY 4,080,262 1.81 PRESIDENTIAL LIFE INSURANCE COMPANY 4,063,746 1.80 ING LIFE INSURANCE & ANNUITY COMPANY 3,645,732 1.62 RELIASTAR LIFE INSURANCE COMPANY 3,171,147 1.41 KANSAS CITY LIFE INSURANCE COMPANY 3,140,365 1.39 MTL INSURANCE COMPANY 3,042,670 1.35 FORTIS INSURANCE COMPANY 2,918,583 1.30 UNITED INVESTORS LIFE INSURANCE COMPANY 2,723,900 1.21 MIDLAND NATIONAL LIFE INSURANCE COMPANY 2,361,204 1.05 ALLSTATE LIFE INSURANCE COMPANY 2,148,041 0.95 EMPLOYEES LIFE COMPANY MUTUAL 2,115,648 0.94 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 195,672,197 86.89 Totals - All Companies 225,205,808 100.00

August 05, 2003 Page 9 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT GROUP DEPOSIT TYPE CONTRACT FUNDS BUSINESS PAGE 29 LINE 3 COL 3

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

CONNECTICUT GENERAL LIFE INSURANCE CO 731,881,160 30.85 PRINCIPAL LIFE INSURANCE COMPANY 519,271,924 21.89 TRAVELERS INSURANCE COMPANY THE 236,930,113 9.99 MONUMENTAL LIFE INSURANCE COMPANY 200,000,000 8.43 SECURITY LIFE OF DENVER INSURANCE CO 200,000,000 8.43 REASSURE AMERICA LIFE INSURANCE COMPANY 109,402,402 4.61 CONTINENTAL ASSURANCE COMPANY 63,470,976 2.68 HARTFORD LIFE INSURANCE COMPANY 50,357,991 2.12 NEW YORK LIFE INSURANCE COMPANY 50,000,000 2.11 PRUCO LIFE INSURANCE COMPANY 50,000,000 2.11 GENERAL AMERICAN LIFE INSURANCE COMPANY 39,265,186 1.66 TRANSAMERICA LIFE INSURANCE & ANNUITY CO 26,384,382 1.11 COUNTRY LIFE INSURANCE COMPANY 22,293,930 0.94 OHIO NATIONAL LIFE INSURANCE COMPANY THE 22,000,000 0.93 AETNA LIFE INSURANCE COMPANY 21,032,979 0.89 RELIASTAR LIFE INSURANCE COMPANY 6,382,287 0.27 PRUDENTIAL INSURANCE COMPANY OF AMERICA 4,128,150 0.17 METROPOLITAN LIFE INSURANCE COMPANY 3,731,683 0.16 FORTIS BENEFITS INSURANCE COMPANY 3,616,630 0.15 PROTECTIVE LIFE INSURANCE COMPANY 3,500,000 0.15 TRANSAMERICA OCCIDENTAL LIFE INS CO 3,223,578 0.14 SAFECO LIFE INSURANCE COMPANY 2,719,752 0.11 AMERITAS LIFE INSURANCE CORP 2,450,887 0.10 ING LIFE INSURANCE & ANNUITY COMPANY 2,432,934 0.10 STANDARD INSURANCE COMPANY 2,424,128 0.10 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 2,376,901,072 100.19 Totals - All Companies 2,372,317,019 100.00

August 05, 2003 Page 10 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT TOTAL DEPOSIT TYPE CONTRACT FUNDS BUSINESS PAGE 29 LINE 3 COL 5

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

CONNECTICUT GENERAL LIFE INSURANCE CO 731,881,160 28.18 PRINCIPAL LIFE INSURANCE COMPANY 520,268,515 20.03 MONUMENTAL LIFE INSURANCE COMPANY 240,324,872 9.25 TRAVELERS INSURANCE COMPANY THE 237,895,758 9.16 SECURITY LIFE OF DENVER INSURANCE CO 200,000,000 7.70 REASSURE AMERICA LIFE INSURANCE COMPANY 109,402,402 4.21 CONTINENTAL ASSURANCE COMPANY 63,681,738 2.45 HARTFORD LIFE INSURANCE COMPANY 51,234,950 1.97 NEW YORK LIFE INSURANCE COMPANY 50,603,606 1.95 PRUCO LIFE INSURANCE COMPANY 50,452,115 1.94 TRANSAMERICA LIFE INSURANCE & ANNUITY CO 44,458,151 1.71 GENERAL AMERICAN LIFE INSURANCE COMPANY 39,265,186 1.51 STATE FARM LIFE INSURANCE COMPANY 26,539,709 1.02 COUNTRY LIFE INSURANCE COMPANY 22,293,930 0.86 OHIO NATIONAL LIFE INSURANCE COMPANY THE 22,114,668 0.85 AETNA LIFE INSURANCE COMPANY 21,032,979 0.81 NATIONWIDE LIFE INSURANCE COMPANY OF AM 12,329,127 0.47 FIDELITY INVESTMENTS LIFE INSURANCE CO 11,123,630 0.43 RELIASTAR LIFE INSURANCE COMPANY 9,553,434 0.37 FIRST COLONY LIFE INSURANCE COMPANY 8,744,051 0.34 PHOENIX LIFE INSURANCE COMPANY 8,391,202 0.32 TEACHERS INSURANCE & ANNUITY ASSN OF AM 6,551,823 0.25 PRUDENTIAL INSURANCE COMPANY OF AMERICA 6,185,761 0.24 ING LIFE INSURANCE & ANNUITY COMPANY 6,078,665 0.23 FARMERS NEW WORLD LIFE INSURANCE COMPANY 5,881,338 0.23 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 2,506,288,770 96.49 Totals - All Companies 2,597,522,825 100.00

August 05, 2003 Page 11 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS ORDINARY OTHER CONSIDERATIONS BUSINESS PAGE 29 LINE 4 COL 1

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HARTFORD LIFE & ANNUITY INSURANCE CO 404,329,864 27.50 PACIFIC LIFE INSURANCE COMPANY 308,406,207 20.98 JOHN HANCOCK LIFE INSURANCE COMPANY 252,315,879 17.16 HARTFORD LIFE INSURANCE COMPANY 161,838,608 11.01 NATIONWIDE LIFE AND ANNUITY INSURANCE CO 154,307,948 10.50 NATIONWIDE LIFE INSURANCE COMPANY 126,836,498 8.63 JOHN HANCOCK VARIABLE LIFE INSURANCE CO 31,754,474 2.16 PENN MUTUAL LIFE INSURANCE COMPANY THE 17,710,296 1.20 MUTUAL OF AMERICA LIFE INSURANCE COMPANY 6,690,924 0.46 UNITED OF OMAHA LIFE INSURANCE COMPANY 5,561,366 0.38 ILLINOIS MUTUAL LIFE INSURANCE COMPANY 308,804 0.02 PENN INSURANCE & ANNUITY COMPANY THE 61,026 0.00 HARTFORD LIFE & ACCIDENT INSURANCE CO 2,000 0.00 TOTAL NUMBER OF COMPANIES THIS LINE: 13 Totals - Top 25 Companies 1,470,123,894 100.00 Totals - All Companies 1,470,123,894 100.00

August 05, 2003 Page 12 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS GROUP OTHER CONSIDERATIONS BUSINESS PAGE 29 LINE 4 COL 3

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

NATIONWIDE LIFE INSURANCE COMPANY 434,949,472 19.55 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 388,811,990 17.47 PRUDENTIAL INSURANCE COMPANY OF AMERICA 309,960,727 13.93 METROPOLITAN LIFE INSURANCE COMPANY 261,177,782 11.74 NEW YORK LIFE INSURANCE COMPANY 133,359,402 5.99 MINNESOTA LIFE INSURANCE COMPANY 123,723,449 5.56 TRANSAMERICA LIFE INSURANCE & ANNUITY CO 122,231,218 5.49 HARTFORD LIFE INSURANCE COMPANY 112,040,485 5.04 MONUMENTAL LIFE INSURANCE COMPANY 101,391,844 4.56 JOHN HANCOCK LIFE INSURANCE COMPANY 88,548,137 3.98 GE LIFE & ANNUITY ASSURANCE COMPANY 40,096,869 1.80 EQUITABLE LIFE ASSURANCE SOCIETY OF U S 29,988,282 1.35 NATIONWIDE LIFE AND ANNUITY INSURANCE CO 29,878,839 1.34 MUTUAL OF AMERICA LIFE INSURANCE COMPANY 21,374,347 0.96 OHIO NATIONAL LIFE INSURANCE COMPANY THE 6,544,072 0.29 ALLSTATE LIFE INSURANCE COMPANY 5,000,000 0.22 GENERAL ELECTRIC CAPITAL ASSURANCE CO 5,000,000 0.22 SAGE LIFE ASSURANCE OF AMERICA INC 4,029,657 0.18 PRINCIPAL LIFE INSURANCE COMPANY 2,493,405 0.11 NORTHWESTERN MUTUAL LIFE INSURANCE CO 1,527,061 0.07 INSURANCE COMPANY OF AMERICA 1,176,151 0.05 TRANSAMERICA FINANCIAL LIFE INSURANCE CO 562,051 0.03 PENN MUTUAL LIFE INSURANCE COMPANY THE 524,987 0.02 AMERICAN MATURITY LIFE INSURANCE COMPANY 301,334 0.01 HARTFORD LIFE & ANNUITY INSURANCE CO 287,884 0.01 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 2,224,979,445 100.00 Totals - All Companies 2,225,043,457 100.00

August 05, 2003 Page 13 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS TOTAL OTHER CONSIDERATIONS BUSINESS PAGE 29 LINE 4 COL 5

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

NATIONWIDE LIFE INSURANCE COMPANY 561,785,970 15.20 HARTFORD LIFE & ANNUITY INSURANCE CO 404,617,748 10.95 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 388,811,990 10.52 JOHN HANCOCK LIFE INSURANCE COMPANY 340,864,016 9.22 PRUDENTIAL INSURANCE COMPANY OF AMERICA 309,960,727 8.39 PACIFIC LIFE INSURANCE COMPANY 308,345,311 8.34 HARTFORD LIFE INSURANCE COMPANY 273,879,093 7.41 METROPOLITAN LIFE INSURANCE COMPANY 261,177,782 7.07 NATIONWIDE LIFE AND ANNUITY INSURANCE CO 184,186,787 4.98 NEW YORK LIFE INSURANCE COMPANY 133,359,402 3.61 MINNESOTA LIFE INSURANCE COMPANY 123,723,449 3.35 TRANSAMERICA LIFE INSURANCE & ANNUITY CO 122,231,218 3.31 MONUMENTAL LIFE INSURANCE COMPANY 101,391,844 2.74 GE LIFE & ANNUITY ASSURANCE COMPANY 40,096,869 1.09 JOHN HANCOCK VARIABLE LIFE INSURANCE CO 31,754,474 0.86 EQUITABLE LIFE ASSURANCE SOCIETY OF U S 29,988,282 0.81 MUTUAL OF AMERICA LIFE INSURANCE COMPANY 28,065,271 0.76 PENN MUTUAL LIFE INSURANCE COMPANY THE 18,235,283 0.49 OHIO NATIONAL LIFE INSURANCE COMPANY THE 6,544,072 0.18 UNITED OF OMAHA LIFE INSURANCE COMPANY 5,561,366 0.15 ALLSTATE LIFE INSURANCE COMPANY 5,000,000 0.14 GENERAL ELECTRIC CAPITAL ASSURANCE CO 5,000,000 0.14 SAGE LIFE ASSURANCE OF AMERICA INC 4,029,657 0.11 PRINCIPAL LIFE INSURANCE COMPANY 2,493,405 0.07 NORTHWESTERN MUTUAL LIFE INSURANCE CO 1,527,061 0.04 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 3,692,631,077 99.93 Totals - All Companies 3,695,167,351 100.00

August 05, 2003 Page 14 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS GROUP A&H BUSINESS LIFE (PAGE 29 LINE 24 COL 1) AND P&C (PAGE 24 LINE 13 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 1,724,972,507 25.59 HUMANA INSURANCE COMPANY 612,119,444 9.08 TRUSTMARK INSURANCE COMPANY 363,035,864 5.38 UNITED HEALTHCARE INSURANCE COMPANY 348,908,228 5.18 UNITED HEALTHCARE INSURANCE CO OF IL 335,284,456 4.97 CONNECTICUT GENERAL LIFE INSURANCE CO 246,164,526 3.65 UNICARE HEALTH INSURANCE CO OF THE MW 202,485,665 3.00 GUARDIAN LIFE INSURANCE COMPANY OF AM 188,427,673 2.79 PRINCIPAL LIFE INSURANCE COMPANY 187,367,719 2.78 BANKERS LIFE & CASUALTY COMPANY 159,291,486 2.36 AETNA LIFE INSURANCE COMPANY 152,161,969 2.26 METROPOLITAN LIFE INSURANCE COMPANY 148,328,995 2.20 UNUM LIFE INSURANCE COMPANY OF AMERICA 104,560,247 1.55 COUNTRY LIFE INSURANCE COMPANY 82,070,412 1.22 UNITED WISCONSIN LIFE INSURANCE COMPANY 70,624,450 1.05 STATE FARM MUTUAL AUTOMOBILE INSURANCE C 70,313,097 1.04 FORTIS INSURANCE COMPANY 67,804,610 1.01 GREAT WEST LIFE & ANNUITY INSURANCE CO 66,633,470 0.99 LIFE INSURANCE COMPANY OF NORTH AMERICA 60,233,985 0.89 JOHN ALDEN LIFE INSURANCE COMPANY 58,076,809 0.86 FORTIS BENEFITS INSURANCE COMPANY 56,855,911 0.84 HEALTH ALLIANCE MEDICAL PLANS INC 52,396,833 0.78 HARTFORD LIFE & ACCIDENT INSURANCE CO 50,449,923 0.75 CONTINENTAL CASUALTY COMPANY 48,700,400 0.72 MEGA LIFE AND HEALTH INSURANCE COMPANY 43,409,780 0.64 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 5,500,678,459 81.59 Totals - All Companies 6,741,863,254 100.00

August 05, 2003 Page 15 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS FEDERAL EMPLOYEES HEALTH (P 29 L 24.1 C 1) AND P&C (P 24 L 15.7 C 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 526,571,173 92.07 NIAGARA FIRE INSURANCE COMPANY 29,485,710 5.16 MUTUAL OF OMAHA INSURANCE COMPANY 15,874,034 2.78 TOTAL NUMBER OF COMPANIES THIS LINE: 3 Totals - Top 25 Companies 571,930,917 100.00 Totals - All Companies 571,930,917 100.00

August 05, 2003 Page 16 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS CREDIT A&H BUSINESS LIFE (PAGE 29 LINE 24.2 COL 1) AND P&C (PAGE 24 LINE 14 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

CUNA MUTUAL INSURANCE SOCIETY 17,867,695 15.82 AMERICAN SECURITY INSURANCE COMPANY 16,650,312 14.74 AMERICAN BANKERS INSURANCE COMPANY OF FL 16,480,913 14.59 UNION SECURITY LIFE INSURANCE COMPANY 6,746,837 5.97 RESOURCE LIFE INSURANCE COMPANY 6,376,497 5.65 MERIT LIFE INSURANCE CO 5,632,629 4.99 MINNESOTA LIFE INSURANCE COMPANY 4,243,298 3.76 PROTECTIVE LIFE INSURANCE COMPANY 4,111,837 3.64 PEKIN LIFE INSURANCE COMPANY 3,874,376 3.43 HOUSEHOLD LIFE INSURANCE COMPANY 3,812,053 3.37 GUARANTEE TRUST LIFE INSURANCE COMPANY 3,274,707 2.90 AMERICAN BANKERS LIFE ASSURANCE CO OF FL 2,583,680 2.29 AMERICAN HEALTH & LIFE INSURANCE COMPANY 2,550,102 2.26 AMERICAN GENERAL ASSURANCE COMPANY 2,514,891 2.23 LIFE INVESTORS INSURANCE COMPANY OF AM 1,599,064 1.42 CENTRAL STATES INDEMNITY CO OF OMAHA 1,596,041 1.41 INDIVIDUAL ASSURANCE COMPANY LIFE HTH AC 1,588,183 1.41 UNIVERSAL UNDERWRITERS LIFE INSURANCE CO 1,234,622 1.09 JMIC LIFE INSURANCE COMPANY 1,203,799 1.07 UNITED LIFE INSURANCE COMPANY 1,109,827 0.98 CENTRAL STATES HEALTH & LIFE CO OF OMAHA 1,050,898 0.93 STONEBRIDGE LIFE INSURANCE COMPANY 846,050 0.75 AMERICAN MODERN LIFE INSURANCE COMPANY 793,457 0.70 ENTERPRISE LIFE INSURANCE COMPANY 618,722 0.55 FINANCIAL AMERICAN LIFE INSURANCE CO 504,944 0.45 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 108,865,434 96.38 Totals - All Companies 112,949,945 100.00

August 05, 2003 Page 17 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS COLL.-RENEWABLE BUSINESS LIFE (P 29 LINE 24.3 COL 1) AND P&C (PG 24 LINE 15.1 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

MUTUAL OF OMAHA INSURANCE COMPANY 2,344,629 43.11 UNUM LIFE INSURANCE COMPANY OF AMERICA 1,952,921 35.91 BANKERS LIFE & CASUALTY COMPANY 595,026 10.94 HORACE MANN LIFE INSURANCE COMPANY 150,055 2.76 GOLDEN RULE INSURANCE COMPANY 123,804 2.28 UNION BANKERS INSURANCE COMPANY 50,743 0.93 UNION FIDELITY LIFE INSURANCE COMPANY 34,992 0.64 COMBINED INSURANCE COMPANY OF AMERICA 32,904 0.60 PROVIDENT LIFE & ACCIDENT INSURANCE CO 24,237 0.45 PRIMERICA LIFE INSURANCE COMPANY 16,447 0.30 WASHINGTON NATIONAL INSURANCE COMPANY 14,733 0.27 TRUSTMARK INSURANCE COMPANY 13,925 0.26 CONSECO ANNUITY ASSURANCE COMPANY 12,448 0.23 CONTINENTAL GENERAL INSURANCE COMPANY 9,335 0.17 LIFE INSURANCE COMPANY OF NORTH AMERICA 9,131 0.17 NATIONAL TRAVELERS LIFE COMPANY 8,613 0.16 MIC LIFE INSURANCE CORPORATION 7,649 0.14 WORLD INSURANCE COMPANY 6,436 0.12 NATIONWIDE LIFE INSURANCE COMPANY 3,970 0.07 FEDERAL HOME LIFE INSURANCE COMPANY 3,208 0.06 UNITED STATES LIFE INSURANCE CO OF NY 2,895 0.05 AMERICAN SECURITY INSURANCE COMPANY 2,875 0.05 STANDARD LIFE & ACCIDENT INSURANCE CO 2,614 0.05 LOYAL AMERICAN LIFE INSURANCE COMPANY 2,162 0.04 LIFE INSURANCE COMPANY OF GEORGIA 2,009 0.04 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 5,427,761 99.79 Totals - All Companies 5,439,015 100.00

August 05, 2003 Page 18 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS NON-CANC. A&H BUSINESS LIFE (PG 29 LINE 25.1 COL 1) AND P&C (PG 24 LINE 15.2 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

NORTHWESTERN MUTUAL LIFE INSURANCE CO 30,298,540 17.35 PAUL REVERE LIFE INSURANCE COMPANY THE 25,916,185 14.84 PROVIDENT LIFE & ACCIDENT INSURANCE CO 16,915,604 9.69 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 12,664,348 7.25 COMBINED INSURANCE COMPANY OF AMERICA 9,756,283 5.59 METROPOLITAN LIFE INSURANCE COMPANY 7,507,992 4.30 GUARDIAN LIFE INSURANCE COMPANY OF AM 7,501,926 4.30 UNUM LIFE INSURANCE COMPANY OF AMERICA 6,739,418 3.86 REASSURE AMERICA LIFE INSURANCE COMPANY 6,344,382 3.63 MONY LIFE INSURANCE COMPANY 5,810,294 3.33 PRINCIPAL LIFE INSURANCE COMPANY 5,283,741 3.03 MINNESOTA LIFE INSURANCE COMPANY 5,205,166 2.98 EQUITABLE LIFE ASSURANCE SOCIETY OF U S 4,765,012 2.73 IDS LIFE INSURANCE COMPANY 3,129,885 1.79 NEW YORK LIFE INSURANCE COMPANY 2,422,449 1.39 ALLMERICA FINANCIAL LIFE INS & ANN CO 2,057,195 1.18 CENTRE LIFE INSURANCE COMPANY 1,715,928 0.98 TRUSTMARK INSURANCE COMPANY 1,466,055 0.84 NATIONAL LIFE INSURANCE COMPANY 1,439,897 0.82 MONARCH LIFE INSURANCE COMPANY 1,329,981 0.76 BERKSHIRE LIFE INSURANCE COMPANY OF AM 1,270,751 0.73 AMERICAN GENERAL LIFE INSURANCE COMPANY 1,111,080 0.64 STANDARD INSURANCE COMPANY 838,259 0.48 FEDERATED LIFE INSURANCE COMPANY 773,895 0.44 CONNECTICUT GENERAL LIFE INSURANCE CO 740,866 0.42 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 163,005,132 93.37 Totals - All Companies 174,586,157 100.00

August 05, 2003 Page 19 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS GUAR. REN. A&H BUSINESS LIFE (PG 29 LINE 25.2 COL 1) AND P&C (PG 24 LINE 15.3 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 369,193,201 32.86 AMERICAN FAMILY LIFE ASSR CO OF COLUMBUS 80,758,921 7.19 UNICARE HEALTH INSURANCE CO OF THE MW 69,634,138 6.20 COUNTRY LIFE INSURANCE COMPANY 68,339,975 6.08 GENERAL ELECTRIC CAPITAL ASSURANCE CO 43,622,185 3.88 CONTINENTAL CASUALTY COMPANY 35,903,527 3.20 BANKERS LIFE & CASUALTY COMPANY 33,382,764 2.97 UNITED AMERICAN INSURANCE COMPANY 32,157,583 2.86 CONSECO SENIOR HEALTH INSURANCE COMPANY 21,987,449 1.96 PHYSICIANS MUTUAL INSURANCE COMPANY 19,312,727 1.72 STATE FARM MUTUAL AUTOMOBILE INSURANCE C 19,105,051 1.70 RIGHTCHOICE INSURANCE COMPANY 17,921,971 1.60 PENN TREATY NETWORK AMERICA INS CO 17,354,646 1.54 COMBINED INSURANCE COMPANY OF AMERICA 16,338,278 1.45 MUTUAL OF OMAHA INSURANCE COMPANY 15,026,262 1.34 AMERICAN REPUBLIC INSURANCE COMPANY 14,666,321 1.31 STATE MUTUAL INSURANCE COMPANY 13,236,125 1.18 STANDARD LIFE & ACCIDENT INSURANCE CO 12,363,132 1.10 JOHN HANCOCK LIFE INSURANCE COMPANY 10,282,792 0.92 LIFE INVESTORS INSURANCE COMPANY OF AM 9,155,470 0.81 IDS LIFE INSURANCE COMPANY 9,110,644 0.81 CONTINENTAL GENERAL INSURANCE COMPANY 8,810,299 0.78 PEKIN LIFE INSURANCE COMPANY 8,264,963 0.74 CONSECO HEALTH INSURANCE COMPANY 8,190,699 0.73 UNUM LIFE INSURANCE COMPANY OF AMERICA 7,711,858 0.69 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 961,830,981 85.61 Totals - All Companies 1,123,525,341 100.00

August 05, 2003 Page 20 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIR. PREM. NON-REN. FOR STATED REASONS ONLY A&H BUSINESS LIFE (P29 L25.3 C1) AND P&C (P24 L15.4 C1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

COUNTRY LIFE INSURANCE COMPANY 33,498,519 25.40 AMERICAN FAMILY MUTUAL INSURANCE COMPANY 31,270,194 23.71 STATE FARM MUTUAL AUTOMOBILE INSURANCE C 21,206,732 16.08 AMERICAN REPUBLIC INSURANCE COMPANY 13,225,797 10.03 FORTIS INSURANCE COMPANY 12,938,960 9.81 CONTINENTAL GENERAL INSURANCE COMPANY 6,617,149 5.02 PRUDENTIAL INSURANCE COMPANY OF AMERICA 2,719,059 2.06 WORLD INSURANCE COMPANY 2,481,815 1.88 TRUSTMARK INSURANCE COMPANY 2,152,703 1.63 MUTUAL OF OMAHA INSURANCE COMPANY 1,044,352 0.79 MEGA LIFE AND HEALTH INSURANCE COMPANY 475,913 0.36 AETNA LIFE INSURANCE COMPANY 469,816 0.36 GUARANTEE TRUST LIFE INSURANCE COMPANY 442,953 0.34 NORTHWESTERN MUTUAL LIFE INSURANCE CO 438,006 0.33 PROVIDENT LIFE & ACCIDENT INSURANCE CO 340,060 0.26 RESERVE NATIONAL INSURANCE COMPANY 315,877 0.24 AMERICAN NATIONAL LIFE INSURANCE CO TX 233,027 0.18 GUARDIAN LIFE INSURANCE COMPANY OF AM 232,507 0.18 UNUM LIFE INSURANCE COMPANY OF AMERICA 202,616 0.15 MUTUAL PROTECTIVE INSURANCE COMPANY 184,798 0.14 AMERICAN NATIONAL INSURANCE COMPANY 171,855 0.13 REASSURE AMERICA LIFE INSURANCE COMPANY 132,152 0.10 CONSECO SENIOR HEALTH INSURANCE COMPANY 122,673 0.09 UNITED TEACHER ASSOCIATES INSURANCE CO 114,670 0.09 METROPOLITAN LIFE INSURANCE COMPANY 102,080 0.08 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 131,134,283 99.45 Totals - All Companies 131,864,745 100.00

August 05, 2003 Page 21 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS OTHER ACCIDENT ONLY BUSINESS (P29 LINE 25.4 COL 1 ) AND P&C (P24 LINE 15.5 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

VIRGINIA SURETY COMPANY INC 13,684,947 50.95 GULF INSURANCE COMPANY 4,881,379 18.17 GUARANTEE TRUST LIFE INSURANCE COMPANY 3,455,891 12.87 OLD REPUBLIC INSURANCE COMPANY 2,154,249 8.02 MUTUAL OF OMAHA INSURANCE COMPANY 657,233 2.45 MERIT LIFE INSURANCE CO 405,708 1.51 TIG INSURANCE COMPANY 373,672 1.39 AMERICAN AUTOMOBILE INSURANCE COMPANY 219,907 0.82 GERBER LIFE INSURANCE COMPANY 149,764 0.56 SECURITY NATIONAL LIFE INSURANCE COMPANY 143,090 0.53 GE LIFE & ANNUITY ASSURANCE COMPANY 72,946 0.27 UNDERWRITERS AT LLOYDS LONDON 68,585 0.26 CENTRAL RESERVE LIFE INSURANCE COMPANY 56,230 0.21 NATIONAL CASUALTY COMPANY 54,027 0.20 CENTRAL UNITED LIFE INSURANCE COMPANY 53,945 0.20 CONTINENTAL GENERAL INSURANCE COMPANY 46,810 0.17 LIFE INSURANCE COMPANY OF NORTH AMERICA 46,738 0.17 COLORADO BANKERS LIFE INSURANCE COMPANY 45,403 0.17 GUIDEONE LIFE INSURANCE COMPANY 45,066 0.17 MONUMENTAL LIFE INSURANCE COMPANY 28,157 0.10 AMERICAN HOME ASSURANCE COMPANY 25,360 0.09 LIFE INVESTORS INSURANCE COMPANY OF AM 22,694 0.08 COUNTRY LIFE INSURANCE COMPANY 19,455 0.07 GENERAL AMERICAN LIFE INSURANCE COMPANY 17,861 0.07 TRAVELERS INSURANCE COMPANY THE 15,607 0.06 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 26,744,724 99.57 Totals - All Companies 26,861,301 100.00

August 05, 2003 Page 22 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS ALL OTHER A&H BUSINESS LIFE (P29 LINE 25.5 COL 1 ) AND P&C (PAGE 24 LINE 15.6 COL 1)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 398,631,424 81.44 PEKIN LIFE INSURANCE COMPANY 23,742,103 4.85 AMERICAN COMMUNITY MUTUAL INSURANCE CO 15,178,163 3.10 GOLDEN RULE INSURANCE COMPANY 9,718,821 1.99 FORTIS INSURANCE COMPANY 9,488,320 1.94 STERLING LIFE INSURANCE COMPANY 9,115,513 1.86 GUARANTEE TRUST LIFE INSURANCE COMPANY 4,720,085 0.96 STATE FARM MUTUAL AUTOMOBILE INSURANCE C 3,220,762 0.66 CLARENDON NATIONAL INSURANCE COMPANY 2,083,707 0.43 JOHN ALDEN LIFE INSURANCE COMPANY 1,861,691 0.38 TIG INSURANCE COMPANY 1,737,048 0.35 MARKEL INSURANCE COMPANY 1,467,815 0.30 AMERICAN BANKERS INSURANCE COMPANY OF FL 1,280,814 0.26 PHYSICIANS MUTUAL INSURANCE COMPANY 873,252 0.18 REASSURE AMERICA LIFE INSURANCE COMPANY 766,692 0.16 BALTIMORE LIFE INSURANCE COMPANY THE 763,224 0.16 MUTUAL OF OMAHA INSURANCE COMPANY 729,085 0.15 WORLD INSURANCE COMPANY 688,467 0.14 OLD REPUBLIC LIFE INSURANCE COMPANY 329,024 0.07 DESTINY HEALTH INSURANCE COMPANY 311,745 0.06 UNITED INSURANCE COMPANY OF AMERICA 262,652 0.05 COUNTRY LIFE INSURANCE COMPANY 235,471 0.05 AMERICAN BANKERS LIFE ASSURANCE CO OF FL 184,494 0.04 PYRAMID LIFE INSURANCE COMPANY THE 163,112 0.03 PRINCIPAL LIFE INSURANCE COMPANY 153,188 0.03 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 487,706,672 99.63 Totals - All Companies 489,502,583 100.00

August 05, 2003 Page 23 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIR. PREM. TOTAL OTHER INDIVIDUAL CERT. LIFE (P29 L 25.6, C1) AND P&C (NO EQUIVALENT LINE IN BLANK)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 767,824,625 39.45 COUNTRY LIFE INSURANCE COMPANY 102,724,379 5.28 AMERICAN FAMILY LIFE ASSR CO OF COLUMBUS 80,758,921 4.15 UNICARE HEALTH INSURANCE CO OF THE MW 69,634,138 3.58 GENERAL ELECTRIC CAPITAL ASSURANCE CO 43,622,354 2.24 STATE FARM MUTUAL AUTOMOBILE INSURANCE C 43,533,302 2.24 AMERICAN FAMILY MUTUAL INSURANCE COMPANY 36,987,535 1.90 CONTINENTAL CASUALTY COMPANY 35,904,035 1.84 BANKERS LIFE & CASUALTY COMPANY 33,408,877 1.72 UNITED AMERICAN INSURANCE COMPANY 32,157,583 1.65 PEKIN LIFE INSURANCE COMPANY 32,007,066 1.64 NORTHWESTERN MUTUAL LIFE INSURANCE CO 31,677,560 1.63 AMERICAN REPUBLIC INSURANCE COMPANY 28,025,108 1.44 FORTIS INSURANCE COMPANY 26,196,773 1.35 COMBINED INSURANCE COMPANY OF AMERICA 25,952,592 1.33 PAUL REVERE LIFE INSURANCE COMPANY THE 25,916,185 1.33 CONSECO SENIOR HEALTH INSURANCE COMPANY 22,117,288 1.14 PROVIDENT LIFE & ACCIDENT INSURANCE CO 20,623,350 1.06 PHYSICIANS MUTUAL INSURANCE COMPANY 20,191,529 1.04 RIGHTCHOICE INSURANCE COMPANY 17,921,971 0.92 MUTUAL OF OMAHA INSURANCE COMPANY 17,582,283 0.90 PENN TREATY NETWORK AMERICA INS CO 17,354,646 0.89 AMERICAN COMMUNITY MUTUAL INSURANCE CO 16,037,000 0.82 CONTINENTAL GENERAL INSURANCE COMPANY 15,474,258 0.80 UNUM LIFE INSURANCE COMPANY OF AMERICA 14,657,397 0.75 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 1,578,290,755 81.09 Totals - All Companies 1,946,340,124 100.00

August 05, 2003 Page 24 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIR. PREM. TOTAL A&H BUS. LIFE (P29 L26 C1) AND P&C(NO EQUIVALENT LINE IN BLANK, CALCULATED NUM

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 3,019,368,305 32.19 HUMANA INSURANCE COMPANY 613,429,953 6.54 TRUSTMARK INSURANCE COMPANY 367,616,570 3.92 UNITED HEALTHCARE INSURANCE COMPANY 348,908,228 3.72 UNITED HEALTHCARE INSURANCE CO OF IL 335,284,456 3.58 UNICARE HEALTH INSURANCE CO OF THE MW 272,119,803 2.90 CONNECTICUT GENERAL LIFE INSURANCE CO 247,235,029 2.64 GUARDIAN LIFE INSURANCE COMPANY OF AM 196,382,482 2.09 BANKERS LIFE & CASUALTY COMPANY 193,295,389 2.06 PRINCIPAL LIFE INSURANCE COMPANY 193,017,630 2.06 COUNTRY LIFE INSURANCE COMPANY 184,794,791 1.97 METROPOLITAN LIFE INSURANCE COMPANY 159,809,534 1.70 AETNA LIFE INSURANCE COMPANY 152,643,212 1.63 UNUM LIFE INSURANCE COMPANY OF AMERICA 121,170,565 1.29 STATE FARM MUTUAL AUTOMOBILE INSURANCE C 114,253,945 1.22 FORTIS INSURANCE COMPANY 94,001,950 1.00 CONTINENTAL CASUALTY COMPANY 84,604,435 0.90 AMERICAN FAMILY LIFE ASSR CO OF COLUMBUS 80,793,044 0.86 PEKIN LIFE INSURANCE COMPANY 70,684,502 0.75 UNITED WISCONSIN LIFE INSURANCE COMPANY 70,626,407 0.75 GREAT WEST LIFE & ANNUITY INSURANCE CO 66,637,679 0.71 FORTIS BENEFITS INSURANCE COMPANY 61,340,036 0.65 JOHN ALDEN LIFE INSURANCE COMPANY 60,949,185 0.65 LIFE INSURANCE COMPANY OF NORTH AMERICA 60,289,854 0.64 HEALTH ALLIANCE MEDICAL PLANS INC 52,396,833 0.56 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 7,221,653,817 77.00 Totals - All Companies 9,378,523,249 100.00

August 05, 2003 Page 25 of 26 Illinois Direct Business Market Share Report for 2002 Life Accident and Health Top 25 Companies

DIRECT PREMIUMS TOTAL (LIFE + ANNUITIES + ACCIDENT & HEALTH + DEPOSIT TYPE FUNDS + OTHER)

DIRECT PERCENT COMPANY NAME PREMIUMS $ OF TOTAL

HEALTH CARE SERVICE CORP MUT LEG RES CO 3,019,368,305 9.81 METROPOLITAN LIFE INSURANCE COMPANY 1,061,600,922 3.45 CONNECTICUT GENERAL LIFE INSURANCE CO 1,052,825,160 3.42 PRINCIPAL LIFE INSURANCE COMPANY 832,101,986 2.70 PRUDENTIAL INSURANCE COMPANY OF AMERICA 709,100,573 2.30 EQUITABLE LIFE ASSURANCE SOCIETY OF U S 640,919,760 2.08 NATIONWIDE LIFE INSURANCE COMPANY 624,846,088 2.03 HUMANA INSURANCE COMPANY 623,819,245 2.03 MASSACHUSETTS MUTUAL LIFE INSURANCE CO 565,264,714 1.84 NORTHWESTERN MUTUAL LIFE INSURANCE CO 557,404,568 1.81 MONUMENTAL LIFE INSURANCE COMPANY 510,885,799 1.66 HARTFORD LIFE & ANNUITY INSURANCE CO 453,494,834 1.47 PACIFIC LIFE INSURANCE COMPANY 439,784,034 1.43 HARTFORD LIFE INSURANCE COMPANY 438,181,835 1.42 LINCOLN NATIONAL LIFE INSURANCE COMPANY 409,410,291 1.33 TRUSTMARK INSURANCE COMPANY 403,798,934 1.31 JOHN HANCOCK LIFE INSURANCE COMPANY 398,624,839 1.30 INSURANCE COMPANY OF N A 394,934,992 1.28 TRANSAMERICA LIFE INSURANCE COMPANY 392,465,766 1.28 COUNTRY LIFE INSURANCE COMPANY 366,139,878 1.19 UNITED HEALTHCARE INSURANCE COMPANY 353,193,625 1.15 TEACHERS INSURANCE & ANNUITY ASSN OF AM 352,351,627 1.14 JACKSON NATIONAL LIFE INSURANCE COMPANY 350,005,535 1.14 GOLDEN AMERICAN LIFE INSURANCE COMPANY 348,734,152 1.13 MANUFACTURERS LIFE INSURANCE COMPANY USA 340,627,262 1.11 TOTAL NUMBER OF COMPANIES THIS LINE: 25 Totals - Top 25 Companies 15,639,884,724 50.82 Totals - All Companies 30,773,352,705 100.00

August 05, 2003 Page 26 of 26