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11-27-2012 Montana Kaimin, November 27, 2012 Students of The niU versity of Montana, Missoula

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This Newspaper is brought to you for free and open access by the Associated Students of the University of Montana (ASUM) at ScholarWorks at University of Montana. It has been accepted for inclusion in Montana Kaimin, 1898-present by an authorized administrator of ScholarWorks at University of Montana. For more information, please contact [email protected]. Bray named second-team All-Big Sky see page 7

MK Tuesday, November 27, 2012 montanakaimin www.montanakaimin.com CAMPUS Athletics cuts over $150,000

Austinfrom Green budget Montana Kaimin

The University of Montana Athletic Department will cut more than $150,000 from its budget in the 2013 fiscal year. The money will help UM recover from an en- rollment drop of more than 700 students, which created a $5.7 mil- lion budget deficit. When the University discov- ered the deficit, it asked every sec- tor across campus to cut a portion of their general operations budget. The Athletic Department and all other departments under the Of- fice of the President, like Informa- tion Technology and Student Af- fairs, were asked to cut 1.82 percent from their budget. This amounted to $103,705 from Abby Redfern/Montana Kaimin the Athletic Department, which Mike Charlo prepares to close down the restroom in the Adams Center late Monday night. Custodial Supervisor Sharon Laramie says budget cuts See BUDGET, page 4 to the athletic department will affect the number of student employees she can hire. ASUM: Sever UM-Higher One contract CAMPUS Regents, ASUM Allison Bye could actually get (UM) to tive for students, and it seems types of banking transactions, Nate Chapman sever the contract is if they unclear when we entered into there can be fees. That’s just the seek higher for the Montana Kaimin violate the terms of it, which the contract what Higher One’s way banking works.” they haven’t done. We can’t just priorities were and the way According to the company faculty pay Only two years into a five- say we don’t like Higher One Higher One goes about collect- website, Higher One serves Heather Jurva year contract, the Associated (because) we think this whole ing fees.” more than 1,250 public and pri- Montana Kaimin Students of the University of thing is crap,” Brown said. UM Business Services Di- vate higher education institu- Montana are ready to cancel Every student at UM deals rector John McCormick said tions and more than 10 million The Montana University their Higher One cards. with Higher One in some way all financial companies charge students nationwide. At some System Board of Regents and The University of Montana to receive his or her refunds. some type of fees for their ser- of those schools, Higher One the Associated Students of the signed a deal to turn over its They can choose to have their vices. has sparked student anger. University of Montana agree financial aid refund process to financial aid deposited in “It’s a bank like any other Several class action lawsuits that faculty at UM and across the Connecticut-based firm in their personal bank accounts bank ... Every bank has fees, have been filed against Higher the state deserve to be paid 2010. Soon after, ASUM began through a transfer with Higher and every student, even myself, One, including one filed in fairly for their work. But, the receiving complaints about the One or sign up for an account is paying banking fees in some April by Sherry McFall, a stu- average faculty and staff pay at fees associated with the com- with the company, which pro- fashion,” McCormick said. dent at Ventura College in Cali- Montana universities is lower pany’s optional bank accounts. vides students with a debit Higher One spokesperson fornia. than in other states, according This August they passed a res- card and allows them same- Shoba Lemoine said it comes “Higher One and Bancorp to recent data from the Alma- olution “imploring the Univer- day access to their refunds. But down to students educating (the company’s debit card is- nac of Higher Education. sity of Montana administration the fees associated with these themselves. “We encourage suer) prey upon financially un- A recent study by the Ex- to sever the current contract accounts, such as a 50-cent all students to, when any time sophisticated college students ecutive Committee of the Uni- with Higher One” — three charge every time there is a they are getting into any kind with deceptive, undisclosed versity of Montana Faculty years early. PIN-based transaction, have ir- of financial contract with any and unconscionable service Senate shows a high failure Despite the students’ frus- ritated many students. institution, they should read fees,” the suit alleged. rate in filling faculty vacancies tration, ASUM President Zach ASUM Sen. Topher Wil- the disclosures. They should “Students are forced to use and cites low faculty pay as a Brown said Higher One is here liams said the result of the Uni- see that when they withdraw a Higher One website in order main reason for those failures. for now. versity’s deal with Higher One from an ATM or if they’re go- to access their financial aid See FACULTY page 4 “The only reason that we “is proving to be fairly nega- ing to be conducting certain See HIGHER ONE, page 5

Volume CXV Issue 46 UM’s Independent Campus Newspaper Since 1898 @KaiminNews Montana Kaimin 2 OPINION Tuesday, November 27, 2012 CAMPUS COLLEGE COLUMN SURVIVAL KIT Doomsday in four weeks? U SAY How motivated are you to finish By Missy Lacock IN THEUC the semester? A Mayan calendar ends next month — and one in 10 people believe we’ll end with it, according to an Ipsos’ poll. Maybe talk about solar flares, the rogue planet Nibiru and a galactic alignment have people all hot and bothered. Or maybe we just want a good, fresh scare. The 2012 cultural phenomenon is as pervasive as its preppers are frantic: “2012,” “Melancholia” and “Seeking a Friend for the End of the World” are just a few of the recent annihilation movies. End of Days TV shows like “Last Family on Earth” and “Livin’ for Apocalypse” also take advantage of the mania, and a Britney Spears’ single whines about Patti Woodcock Morgan Erickson-Davis Andy Anderson “dancing till the world ends” (or so I’m told). Even the University of Sophomore, social work Grad student, environ. studies Freshman, journalism Montana exhibits an “Art for the End of the World” gallery next month. “I’m very motivated. It’s “I’m still goin’ with it ... have “It’s tougher after that Judgment Day looms everywhere. been a tough semester, and I lost some of the motivation you Thanksgiving break. It’ll be We joke about a zombie Day of Reckoning, but a healthy chunk haven’t stopped school since start out the year with, but it’s a tough couple of weeks now, of people are scared out of their wits. Doomsday stockpilers have in- last spring. Just trying to fin- just about finishing strong.” just pushin’ through till it’s vested in bunkers and supplies, and alarmists have flooded astronomy ish all the papers and pass over.” websites seeking the go-ahead to off themselves. The panic prompted the tests now.” NASA to issue a website statement about “Why the World Won’t End” — which is comforting until you realize the government probably EDITOR’S COLUMN wouldn’t announce Earth’s obliteration in any case. So, underground hanksgiving Break is facilities still boom. Kansas’ Survival Condo’s $2-million units — com- such a tease. Five glorious plete with pool, library, dentistry and 9-foot walls — sold out months Tdays of relaxation are fol- EDITORIAL ago. lowed by three hellish weeks of pa- I get it: 2012 YouTube clips whip anyone into a frenzy. Those of us per writing, project doing and test There’s always somewhere to turn who spent childhoods rooted to pews — lambasted about the fiery re- cramming. A good 70 percent of turn of Christ — are especially prone to Apocalypse-anxiety. I thought the semester’s coursework needs to that about 15 Montanans attempt Of course, there are plenty of every friendly, noisy jet was the bellow from a dying Earth until I was be completed with about 2 percent suicide each day. In a state with a things you can do on your own 13. of the usual motivation. population hovering around one to keep your spirits up. Getting But the good news is humanity was supposed to bite the dust hun- This annual stress-fest is a big million, that’s a scary number. Two outside, especially on those rare dreds of predictions ago, from B.C. Roman myths to Y2K. Even my downer, especially when you weeks ago, the University of Mon- days when the sun breaks through family’s church posted a fat, harrowing timeline dead-ending in the combine it with the diminished tana lost one of its own students Missoula’s eternal cloud cover, is a ’80s. Let’s hope this go-around passes, however, without mass hyste- daylight characteristic of this time to suicide. Suicide and depression sure-fire way to clear your head. It ria and crackpots like Jim Jones, the “Son of God” who convinced his of year. It’s no wonder this is when affect all of us, even if not through also helps to take the time to appre- 900-membered cult to toast the End and mar Kool-Aid’s name forever. many students feel their worst — first-hand experience. ciate the little things, like a pretty History says we’ll probably open Christmas presents this year. We’ll who wants to do anything other Whether you’re depressed or sunset, a friendly dog on the way also probably extend the Earth’s shelf life a hundred more times before than sleep when the alternatives just feeling the winter blahs hard- to class or your roommate baking the sun dies. Thousands of Millerities pitched their belongings and are term papers and group proj- core, it’s okay to turn somewhere cookies. Cliche, sure, but noticing gathered Oct. 22, 1844, for the Second Coming. When the day grew long ects? The light at the end of the else for a little bit of help. Use your and valuing the small stuff can be and the world spun horsemen and trumpet-free, however, “The Great tunnel can definitely be hard to friends as motivation. Call your a great reminder that life is not all Disappointment” only garnered MORE members and shifted into the see, even when winter break is just mom for some words of motherly that bad. Seventh-day Adventists movement — which predicted several more around the corner. Often, it’s all encouragement, or even go talk The most important thing you failed Apocalypses. Our doggedness to set new expiration dates never you can do to get over the crushing to a professional to help get you can do, though, is to keep telling wanes. Why the universal obsession? Eschatology reminds us of our feeling of helplessness and keep through these next few weeks. yourself that in just a few weeks, own mortality: 2012 or not, we’ll all face a nonnegotiable end. on keepin’ on until the end of the Luckily, there are plenty of resourc- all of this will be over. Thanks to So, my advice to survive the Winter Solstice? For those preparing semester. es for stressed-out students. If you this great thing called time, you for the worst, stock toilet paper. For those unworried, party at Arma- Sometimes, though, you just or anyone you know is mentally will survive this semester and geddon celebrations — there’ll be plenty. And for those doubtful but can’t muster the willpower to get struggling to get by, Curry Health hopefully live to see better days. a little anxious, write 15,000 strangers about how astronomers would through. Depression is not some- Center offers various counsel- We’ve got one more week of pub- have reported an oncoming cataclysm by now, how the calendar may thing to treat lightly, whether it’s ing and psychological services for lishing the Kaimin, two weeks of just reset, how the Mayans would’ve avoided their wipeout if they were seasonal affective disorder or students who need or want a little class and three weeks until the end truly prophetic. chronic mental illness. The Mon- bit of help. And, as always, the Na- of the semester. Have no fear: The But I’ve requested Dec. 21 off, anyway — just in case it happens to be tana branch of the National Alli- tional Suicide Prevention Lifeline end is nigh. [email protected] a very bad day. ance on Mental Illness estimates number is 1-800-273-TALK. [email protected] montanakaimin The Montana Kaimin, in its 115th Newsroom Phone 406-243-4310 Business Phone 406-243-6541 year, is published by the students of the University of Montana, Missoula. The UM School of Journalism uses Editor Photo Editor Reporters Photographers Video Reporters Copy Chief the Montana Kaimin for practice Billie Loewen Tim Goessman Austin Green Thom Bridge Jamie Bedwell Alyssa Small Business Manager Design Editor Heather Jurva Meghan Nolt Blake Koemans Copy Editors courses but assumes no control Curtis Black Carli Krueger Ashley Nerbovig Abigail Redfern Tommy Martino Brinna Boettger over policy or content. News Editors Multimedia Editor Deven Pfister Stacy Thacker Hunter D’Antuono Jackson Bolstad The Montana Kaimin is printed on Taylor W. Anderson Samuel Wilson Jessica Roden Taylor Romack Columnists Allison Bye campus by Printing and Graphics. Emily Downing Web Editor Candace Rojo Designers Cassidy Belus Tawni Harper Sam Lungren Jack Stannard Hanah Redman Jess Neary Missy Lacock Missy Lacock Send letters to the editor to Arts+Culture Editor Arts+Culture Reporters Sports Reporters Ricky Sanchez Alice Martin Ricky Sanchez [email protected]. Brooks Johnson Christopher Allen Dustin Askim Alyssa Small Blake Reynolds Cartoonist Sports Editor Eben Keller Andy Bixler Caitlyn Walsh Editorials are discussed and written Callan Berry Erik C. Anderson Riley Pavelich Austin Schempp by Kaimin editors. Alexandria Valdez Montana Kaimin Tuesday, November 27, 2012 NEWS 3 POLICE BLOTTER Saturday, November 17 GLORY DAZED KEEP IT GRIZZLY STUBBORN STUDENT “He was being a jerk at Curry, A man at the Cat-Griz game Ashley Nerbovig A man was assaulted after be- An uncooperative and intoxi- so we took him to St. Pat’s,” De- head-butted another man after Montana Kaimin ing mistaken for a Cats fan. The cated male with a possibly broken Witt said. “Then he was being a recognizing him as a former high man was punched by another Thursday, November 15 nose was taken to St. Patrick Hos- jerk at St. Pat’s, so we just picked school football rival. DeWitt said Grizzly fan after the fan thought DEER-LY DEPARTED pital early Saturday morning. The him up there and dropped him neither man had a clear reason to he heard the man make an insult- A car hit and killed a deer student was first brought to Curry off at his dorm.” fight. ing comment about the Montana last week, and the body was re- Health Center where he refused “The man saw this guy come football team. Both men in fact ported to University Police. The medical treatment. Curry called out of the bathroom and started QUICK QUIGLY supported the Griz. Officers and deer, which was reported to the University Police and asked them yelling, ‘We beat you in 5-B or 6-B,’ A dog ran away from his home medical personnel responded to grounds crew for a work order, to escort the student to St. Patrick. whatever that means,” DeWitt Saturday. The dog may be roam- the scene, and University Police was the second found in the past The student again refused treat- ing on campus. The Brittany said. “The other guy said some- thing rude back, and then this guy made a report on the incident. two weeks. Fish, Wildlife and ment and was escorted back to his Spaniel is named Quigly. He is 6 [email protected] Parks was able to free a third deer, dorm room. months old and wearing a blue just head-butts him.” which was tangled in a net at the Sgt. Ward DeWitt said the male bandana. If seen, contact Univer- University Police cited the golf course. was acting inappropriately. sity Police. head-butter. Montana Kaimin 4 NEWS Tuesday, November 27, 2012

lot proposal to make the use of MISSOULA POLICE as-based Lauren Engineers pot legal in Montana. Submit- IGNITE DYNAMITE and Constructors made plans BY THE ted by Barb Trego, it is identi- Detonated dynamite at the to build a plant in Bynum last cal to the proposal from 2012, Allied Waste landfill caused year. That plant would serve according to the Associated a loud blast Saturday morn- the Canadian tar sands. Lau- NUMBERS Press. Not enough signatures ing. According to the Mis- ren Engineers and Construc- $9,450 were gathered to land it on the soulian, the landfill contacted tors has already purchased 160 The cost of damages be- 2012 ballot. the Missoula County Sheriff’s acres of land. Yates Construc- ing sought for a Helena High Cassidy Belus INVESTIGATION INTO Office, which is routine when tors will begin hiring workers School senior prank committed last spring. Montana Kaimin PIPELINE RUPTURE dynamite or other explosives for the new facility in April. 80 YEARS A rupture in the Trans- are discovered. Experts de- STONEFLY ENDANGERED FUGITIVE FOUND IN GLENDIVE Canada’s Bison natural gas termined it was safe to blow BY CLIMATE CHANGE The sentence Chris Wil- A man fled from Anaconda pipeline in Wyoming is un- up the dynamite at the land- Last week, the U.S. Fish and liams, a medical marijuana after his alleged involvement der investigation. According fill. No notice was given out, Wildlife Service announced provider, is facing for drug traf- in stealing a truck at gunpoint, to the Associated Press, a for- which upset some residents. that a type of stonefly may be ficking and weapons charges. according to the Billings Ga- mer engineer for the company Detective Jason Johnson said listed under the Endangered $0.07 zette. William Schmidt was said TransCanada knew there the reason was a worry that Species Act. The insect is only The average price rise per taken into custody Saturday in were faults before the pipe- notifications would draw peo- found in the alpine streams of gallon of gasoline in Montana. Glendive. Schmidt was want- line burst. The pipeline, which ple to the site and put them in Glacier National Park and is 5,500 ed for stealing a 9 mm hand- also runs through southeast- danger. at risk of extinction because Number of fish stocked at gun, money and a truck. Po- ern Montana and into North MONTANA CITY EXPECTS of climate change, according Beartooth Lake to keep the lice had been looking for him Dakota, began operating in OIL SANDS PRODUCTION to the Missoulian. Melting populations up. since Nov. 19 and found him at January 2011. TransCanada Yates Constructors of Mis- glaciers threaten the stone- 5,600 Makoshika State Park. A chase spokesman Grady Semmens sissippi plans to create an as- fly’s habitat of cold, glacier-fed Number of Montanans who ensued before Schmidt surren- said tests were done before sembly facility in Bynum, streams. Although the stonefly attempted suicide last year. dered at Dawson Community July 2011 with no indications which will be used in the oil is being watched closely, it’s Montana has one of the highest College. of problems. He said one sands production area. Ac- not considered to be in imme- suicide rates in the nation. LEGAL POT IN MONTANA? of the tests may have dam- cording to the Great Falls diate risk. There are 191 other 3.2 DEGREES Medical marijuana advo- aged the pipeline, though. Tribune, this is the second candidates being considered The increase in the average cates are proposing a 2014 bal- proposal of its kind since Tex- for protection under the act. temperature for November. [email protected]

FACULTY be responsible for pitching the “(It provides) a compass to weitzer has proposed a budget From page 1 issue when the state Legislature make sure we’re focused on the that includes raising salaries for convenes in January, according to things we should be focused on,” state employees and appropriat- Lower faculty pay makes it the resolution. said Kevin McRae, the associate ing extra funds for colleges to put harder to attract and retain the The resolution reads, in part: commissioner for communication toward faculty compensation. kind of educators Montana needs, “An investment in competitive and human resources. Gov.-elect Steve Bullock has said ASUM President Zach Brown salaries for our faculty is an in- The plan addresses goals that he will support those increases. said. vestment in technical, skilled include state funding and labor Before the raises can be set in “I believe, as a student, that jobs that are needed as a part of agreements, as well as the need to stone, however, they must be ap- the most important ingredient in the Montana economy ... (and) in- keep those conversations active in proved by the state legislature. a successful student experience creased pay enhances the quality the long term. If the plan is approved exactly is quality faculty, professors and of professors that look to teach at McRae pointed out that al- as Gov. Schweitzer proposed, ART FAIR mentors,” Brown said. “Montana the University of Montana.” though Montana is notorious for state employees will see a five- Nov. 29-30 & Dec. 1 is way behind the curve, and that The theme of increased faculty low pay in both the public and percent wage increase each year Thur & Fri 9AM - 6PM affects our ability to attract high- pay to attract and retain quality private sectors, university jobs are for the next two years. University Sat 10AM - 4PM quality faculty. ASUM is here to educators is a priority with the unique in that they appeal to a na- employees do not fall within the UC Atrium advocate for what’s in students’ Montana University System, as tional market. So while Montana general state employee category, Free & open to the public best interests, and great profes- well. is a low-paying state, compensa- but the state budget generally al- sors are one of the biggest things The Montana Board of Regents tion in higher education faces a locates enough money for the FOR INFORMATION OR TO in students’ best interest. We want addressed the issue at its most re- unique set of challenges. Montana University System to REQUEST AN ACCESSIBILITY to fight for our faculty.” cent meeting at the University of Relatively low compensation ensure a similar wage increase ACCOMMODATION CALL 243-5754 ASUM unanimously passed Montana. A four-page staff and is a “true material impediment or for university professionals. The WWW.UMT.EDU/UC a resolution in October that com- compensation plan provides di- challenge to our ability to recruit Montana Board of Regents then mits part of their legislative agen- rection for hiring, retention and and retain well-qualified staff,” directly implements the pay in- da to increased faculty pay. The compensation during 2012 and McRae said. creases for faculty. organization’s paid lobbyist will 2013. Outgoing Gov. Brian Sch- [email protected] www. MONTANAKAIMIN BUDGET nance programs, it could revert we had to continue to make cuts in .com From page 1 back to its original plans if more maintenance year after year, that’s money comes in. when (we) would have to look operates on a budget of roughly “We’ll navigate as we go elsewhere for cuts because mainte- IS YOUR $5.8 million. In addition to what the through the year, but if we have nance cuts would start to become GROUP University requested, the Athletic additional revenue, say off of ticket safety-related.” VISIBLE? Department contributed another sales for basketball or those kinds Martin added that the budget $50,000 to the recovery effort. of areas, then we could backfill reduction won’t affect the current TUESDAY Athletic Director Kent Haslam some of that,” Haslam said. Athletic Department staff but will said the cuts will mostly be main- Ryan Martin, UM’s athletics likely result in UM reducing the November 27th, 2012 tenance-related. business manager, said mostly number of outside contractors it “Maintenance on facilities is the minor detailing projects were cut, brings in. UC 327 | 6PM-8PM primary thing that we’ll do away such as repainting handrails and He also mentioned that in ad- Free with this year,” Haslam said. “That fixing cracks in walls. He said the dition to the general operating entails upkeep on Washington- general public likely won’t notice budget, the Athletic Department Grizzly Stadium and other facili- any changes. will receive roughly $10.6 million ties that we have, like Dornblaser “The buildings and grounds this year between donations, ticket Field and the soccer fields.” would be more aesthetically pleas- sales and NCAA revenue. FOR MORE INFO CALL 243-5082 Haslam said although the de- ing with this maintenance, but it [email protected] WWW.UMT.EDU/UC partment will scale back mainte- (won’t) be unsafe,” Martin said. “If Montana Kaimin Tuesday, November 27, 2012 NEWS 5 “Higher One was initiated as an effort to serve students better and in a more cost-effective manner. If it isn’t meeting these expectations, and if it can’t be fixed, then let’s find a better way.”

Royce Engstrom, UM President job of processing financial aid ing to students rather than just refunds was Evisions. Higher looking at, plain and simply, the One submitted a proposal, but bottom line,” Hopkins said. it was not selected. Despite the student govern- “There was changes in the ment’s frustration, Higher One (federal) banking laws that is doing the job it was hired Stacy Thacker/Montana Kaimin made (Evisions’) business mod- to do, namely saving the Uni- Bryn Hagfors, vice president of ASUM, is part of a resolution encouraging the University to end its contact el obsolete, and so they sold versity money and helping cut with Higher One. their customers to Higher One,” down on the number of checks McCormick said. printed and mailed. HIGHER ONE announced that Higher One ing to credit those customers That’s how Higher One end- McCormick said UM would From page 1 agreed to a multi-million dol- back that amount,’” Lemoine ed up in thousands of students’ typically send out more than lar settlement. The company said. “And it amounts to about lives at the University. 31,000 refund checks per year money. When, on that Higher agreed to pay a restitution of $11 million. And then the FDIC “Basically, we just randomly when it handled the refunds. One website, students are asked approximately $11 million to after that, much later, assessed fell into our agreement with Each check cost the University to choose how they would like about 60,000 students for what the fine of the $110,000. Which Higher One, and there wasn’t about 88 cents to issue. He said their financial aid refund dis- an FDIC press release called is pretty low, and we believe it’s much of a process with it, and with Higher One it costs about bursed, Higher One concedes “alleged unfair and deceptive low because we demonstrated we just shrugged our shoulders 58 cents per check, which saves students’ other banking op- practices” that violated the Fed- our cooperation really fully.” and said we will go with them. the University around $9,000 tions, deceives students about eral Trade Commission Act. The Lemoine said Higher One And so it’s a pretty weak sauce annually. That does not include its excessive and unconscio- FDIC found that Higher One communicated with impacted explanation of why we’re in this personnel time and having to nable fees, and does not ad- was charging account holders students by the end of 2011 and situation, right?” Brown said. deal with returned checks. equately disclose the full com- multiple non-sufficient fund the credits have already been The acceptance of the change “We might get 2,000 (checks) plement of fees students will be fees for a single transaction and issued, but the FDIC did not in companies also frustrated returned in the mail. And then subjected to,” it claimed, adding allowed accounts to remain make the announcement un- ASUM Sen. Mike Hopkins. we have to try to contact stu- that in 2010 Higher One took in withdrawn for long periods of til this year. Overall, of Higher “The University should take dents. So from our end of it, it more than $66 million in “con- time in order to keep collect- One’s millions of account hold- the time when delivering ser- was kind of a hassle. And this venience fees” charged to stu- ing fees. Higher One was also ers, only 2 percent were affect- vices to students that are impor- process has definitely cleaned dents. The case is still winding hit with $110,000 in civil money ed, she said. tant to students that deal with a that up from our end,” he said. its way through the California penalties. Bancorp Bank, the issuer lot of money for students. They The University has also courts. Lemoine said that a few years of the company’s OneAccount should spend a lot more time worked with Higher One to Although there has not been ago the FDIC was conducting a debit cards, was also fined actually (looking) at what the try to answer some student a ruling in the class action routine examination of one of $172,000 because, according to service is that they are deliver- See next page suit, in August the Federal De- Higher One’s bank partners, the FDIC, it “was responsible to posit Insurance Corporation and they examined their com- ensure that Higher One operat- pany through the bank. She ed the OneAccount program in Comparison of Higher One fees said the FDIC then made a rec- compliance with all applicable 2010 vs. 2012 ommendation regarding the laws.” In 2010, the University of Montana signed a contract with Higher fees imposed on delinquent ac- ANY OF ASUM’S One allowing the company to handle the University’s financial aid counts. complaints begin refund process. Since its inception, students at UM have complained “They made the recommen- Mwith a simple claim: about fees associated with the optional bank accounts the company dation, and then we decided Higher One was not the com- provides. The following chart compares fees associated with Higher voluntarily, ‘OK, since they rec- pany the University picked to One’s OneAccount in 2010 and today. ommended that they didn’t like handle this process. this practice, we’re going to go The company that submit- THEN NOW ahead and re-issue. We’re go- ted the winning bid for the Stop Payment fee $28 $24

Return Deposit fee $5 $7

Official check $10 $8 Non-Higher One $2 $2.50 ATM transactions International transactions 2.5% 3% Abandoned Account fee $19 $10 per month Cash advances 2% 3.5% on $5 minimum First hour $25 per hour Account Research fee free. More by arrangement. Sources: UM 2010 contract with Higher One; www.higheroneaccount.com Montana Kaimin 6 NEWS Tuesday, November 27, 2012

From previous page Higher One when the contract complaints, McCormick said. expires. Last year, UM worked to take McCormick said he was out some of the pop-up adver- “pretty certain we’re going to tisements for Higher One when explore what other companies students went to make choices have available to them at that on how to receive their refunds time.” If the University decides online, and students no longer to review the Higher One con- need their debit card number tract, McCormick said, the process to decide how to receive their would probably start at least a refund. Instead, students use a year in advance to be ready by the “key number” that has nothing time the current contract expires to do with the card. in 2015. “It’s just those little things If they put out a new call for that we’ve been trying to at- companies to bid for the job, a tack around the edges where we committee including staff from can,” he said. “Because we need Business Services and students would evaluate the bids. “(Higher One is) a “I think (Higher One) had a good relationship with the Uni- Stacy Thacker/Montana Kaimin bank like any other versity of Montana,” Lemoine A Higher One debit card is one way students can choose to get refunds from the University, but recently a said. “And we want to continue resolution encouraging UM to end its contract with the company has been proposed because of fees imposed bank ... Every bank on students who use the card. working with their students.” has fees, and every Lemoine also said the com- cah Nielsen said Engstrom “has “As soon as they go through to do something, but when push pany’s retention rate is over 99 been very responsive to that, too. the process again, we will defi- comes to shove, the administra- student, even myself, percent. “Once schools work He gets it. (He) knows the stu- nitely be paying attention. We tion will do what it feels is best,” is paying banking fees with Higher One, they stay with dents’ perspective on why it’s a will definitely be there making Sen. Williams said. Higher One,” she said. “I think problem.” sure another Higher One doesn’t [email protected] [email protected] in some fashion.” that’s because we really prove that “Higher One was initiated as happen,” he said. Charts compiled by Lilian Langston we are giving them an invaluable an effort to serve students better However, while ASUM can for the Montana Kaimin. John McCormick, service and also really making life and in a more cost-effective man- meet with administrators to Business Services Director easier for students.” ner. If it isn’t meeting these expec- discuss different options, they Still, ASUM is actively cam- tations, and if it can’t be fixed, then will not have the final say about paigning to ensure Higher One let’s find a better way,” Engstrom whether to review Higher One’s to keep in mind this is their will be gone after 2015. Recently said. contract. business model, you know, so they talked with University Presi- ASUM plans to remain active. “We don’t have any real sub- they’re not going to change ev- dent Royce Engstrom about their This class will not make the same stantial power over anything that erything.” dissatisfaction with the company. mistake its predecessors made, happens at the University. So we Higher One’s business model ASUM Business Manager Mi- Hopkins said. can encourage the administration differs from some other similar companies in that they guar- HIGHER ONE FEES antee they will provide every student a bank account if the VS. OTHER NATIONAL BANKS’ FEES student chooses to do so. They HIGHER ONE SALLIE MAE PNC BANK will even bank with those con- Pin-based debit sidered “unbankable” by other $0.50 None None organizations because of bad transaction Other domestic ATM credit or other issues. Many oth- $2.50 $0.50 $2 er companies strictly provide a balance inquiry way for universities to electroni- Other domestic $2.50 cally transfer money or send out ATM withdrawal $2.50 $1.50 paper checks to their students. Lost/stolen They forego the third option $20 $15 $7.50 replacement card of providing another bank ac- count. Stop Payment fee $24 $15 $33 “That’s one of the philoso- phies that (Higher One) was First insufficient or $29 $19 $31 founded upon,” Lemoine said. uncollected funds charge “Everyone has an equal oppor- tunity to have the security of Inactivity fee (from an $10 per month $3 per month None banking their money.” activated but unused after six after nine Although some changes have debit card with a balance consecutive been made, ASUM officials on it) consecutive said they are working to ensure inactive months inactive months the University severs ties with Sources: www.fatwallet.com; www.pnc.com; www.salliemae.com; www.higheroneaccount.com Montana Kaimin Tuesday, November 27, 2012 SPORTS 7 GRIZ[recap] Volleyball wraps up as basketball season kicks off

Alexandria Valdez LADY GRIZ left pushed Montana’s lead Montana Kaimin The Lady Griz (3-2) com- to 60-52, but it was the last peted last weekend in the time Montana would score in GRIZ BASKETBALL Lady Rebel Round-Up in Las regulation. A 3-pointer from Kevin Vegas. De Boer reached double Henderson with 2.5 sec- Sunday afternoon the Griz figures for the fourth time onds left in the game lifted lost 74-49 to the Villanova in four games with 14 points the men’s Grizzly basketball Wildcats. The loss snapped and a team-high nine re- team (3-1) to a 67-66 victory Montana’s three-game win- bounds. She was named to over the University of San ning streak. the all-tournament team. Diego Toreros on Saturday in From the start the Wild- Montana hosts the three- Dahlberg Arena. It was the cats dominated the court. team Lady Griz Classic over team’s third straight win. They jumped out to a 13-2 three days this week. Mon- The Toreros had a 7-point lead in the opening four min- tana hosts Idaho on Thurs- lead with 5:04 left to play in utes and went 15-for-29 from day and then plays Tennessee the second half. Griz senior 3-point range. State on Saturday. All tourna- Mathias Ward brought the In the first half Montana ment games begin at 7 p.m. in game to 65-64 with 11 sec- shot 27.6 percent but im- Dahlberg Arena. onds left. Henderson then proved in the second half VOLLEYBALL scored his only points of the to shoot 44.4 percent. Junior UM’s volleyball team’s sea- second half on his game- Torry Hill’s 3-pointer ignited son is over, but the post-sea- clinching 3-pointer. a 10-0 run that cut the lead to son accolades are in. Junior San Diego had led most 52-34, but it wasn’t enough. Brooke Bray earned herself a of the game. The Toreros Senior Alyssa Smith led spot on the All-Big Sky Con- jumped to an early 7-0 lead in Montana, shooting 35.7 per- ference team. the first half, and throughout cent, dishing out four as- The junior played in all 115 the night the lead changed sists and pulling in eight re- of the team’s sets, hitting .338. five times. bounds. It was the second-highest sin- Ward led the Grizzlies During the first day of the gle-hitting season in UM his- with a season-high 23 points, tournament, the Lady Griz tory. Bray also finished third his fourth career game with scrapped by with a 69-65 in the Big Sky in hitting and 20 points or more. He went 4 overtime victory against the tied for second with blocks. of 5 from the line and made University of Nevada, Las She had 51 more blocks than 8 of 14 shots. Henderson Vegas. any player on the team and chipped in nine points and The Lady Griz led the a hitting percentage nearly made 3 of 4 3-point shots. whole game until UNLV be- twice as high as the team’s The Griz are on the road gan a four-minute surge. average of .176. Wednesday at Brigham Lady Rebel Amanda Ander- Bray and her team ended Samuel Wilson/Montana Kaimin Young University and then son hit back-to-back 3s to their season 6-23 overall and UM junior Brooke Bray leaps to block a spike during a match against play at San Francisco on Fri- start UNLV’s rally, cutting tied for 10th in the confer- Southern Utah University on Nov. 10 in the West Auxiliary Gym in the day. the margin to 58-52. Kenzie ence at 4-16. Adams Center. Bray was recently named second-team All-Big Sky De Boer’s jumper with 2:50 [email protected] Conference after playing in all 115 of UM’s sets this season. Montana Kaimin 8 SPORTS Tuesday, November 27, 2012 Griz shoot for four in a row against BYU Austin Schempp both size and athleticism. Brandon satile. When you go to him with Montana Kaimin Davies, a 6-foot-9 senior forward, the ball, you can count on him.” averages 18.7 points per game and BYU hosts Montana at the En- The Grizzlies’ appetite is not 7.3 rebounds, while the lengthy ergySolutions Arena, home of the satisfied. After three straight wins, 6-foot-5 Tyler Haws leads the team NBA’s Utah Jazz. The arena, which the University of Montana men’s with 23.3 points per game. seats about 20,000 fans, is almost basketball team is hungry for Tinkle said Montana needs a three times the size of Dahlberg more. group rebounding effort to com- Arena. Wayne Tinkle, in his seventh bat BYU’s size advantage. Tinkle said the team must focus year as head coach of the Grizzlies, “We don’t have any big mon- on the opponent and not the envi- said the team showed grit and sters inside. We have to have ev- ronment. toughness in the past three games erybody contribute,” he said. “If “It’s going to be a tough envi- but needs to improve defensively. we want to win, we have to im- ronment and pose a real challenge “We know we’ve won three in prove that area.” for our guys,” Tinkle said. “We a row, but we’re not real pleased In four games this season, the have to make sure some of those with the way we’ve played,” Tin- Grizzlies have outrebounded an peripheral things don’t get in the kle said. “Defensively, we’re not opponent just one time and aver- way of our preparation.” doing things fundamentally, the age 28.8 rebounds per game. For Ward, the game will be way we have the last several years While improvements in de- his second time playing in a NBA that have made us successful.” fense and rebounding will be arena but his first in a collegiate Montana (3-1) travels to Salt keys to success, Montana’s outside uniform. Lake City on Wednesday looking shooting shows no sign of slowing “You’re always going to be a lit- for its fourth straight win against down. Montana is first in the Big tle nervous when you know you’re a historically successful program, Sky Conference in 3-point field going to be on TV,” he said. “We Brigham Young University. The goal percentage, shooting 46 per- just need to stick to our game plan Cougars (4-2) hold 27 NCAA cent from beyond the arc. and go get a win on the road.” Tournament appearances and are Senior Mathias Ward is tied Although Montana holds just ranked No. 15 in all-time wins for with junior forward Kareem Ja- one loss — playing without in- men’s collegiate basketball pro- mar and redshirt sophomore Mi- jured guard Will Cherry — the grams. chael Weisner with six 3s. Ward team remains humble and hungry Last year, BYU blew past Iona also leads the team in scoring, av- for more wins. College 78-72 in the NCAA Tour- eraging 15.8 points per game. “We could easily be 1-3 right nament’s second round before Tinkle said the senior’s ability now,” Tinkle said. “If we find a falling to No. 3 seed Marquette. to score from different areas of the way to get it done, it will be a key Despite losing star guard Jimmer floor poses a challenge for BYU. victory for us.” Fredette, the 2011 NCAA leading “He’s going to be at the top of Montana faces San Francisco Austin Smith for the Montana Kaimin scorer, BYU finished the 2011-12 their scouting report,” he said. on Nov. 30 before returning home. Mathias Ward (40) jumps over USD’s Simi Fajemisin on Saturday evening season at 26-9 overall. “Offensively, it’s nice to know you [email protected] in Dahlberg Arena. The Griz won 67-66 and travel to Salt Lake City on This year the Cougars boast have a fifth-year senior that’s ver- Wednesday to face BYU.

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