Summary of Your UBS Portfolio September 2020 CPP1000861635 0920 X134 RP 0

UBS Financial Services Inc. 681 Lake Street E. Suite 354 ab Wayzata MN 55391-1758 Summary of your UBS Portfolio September 2020 CPP1000861635 0920 X134 RP 0

CITY OF WEST SAINT PAUL CUSTODY ACCOUNT ATTN: CHARLENE STARK 1616 HUMBOLDT AVE WEST SAINT PAUL MN 55118-3905

Member SIPC CPP10002000861635 PP1000021609 00001 0920 010558356 RP34592SH0 101100 Page 1 of 26 ab

CPP10002000861636 PP1000021609 00001 0920 010558356 RP34592SH0 101100 Page 2 of 26 UBS Financial Services Inc. 681 Lake Street E. Suite 354 ab Wayzata MN 55391-1758 Summary of your UBS Portfolio September 2020 CPP1000861637 0920 X134 RP 0

CITY OF WEST SAINT PAUL CUSTODY ACCOUNT Preferred Client Services ATTN: CHARLENE STARK 1616 HUMBOLDT AVE WEST SAINT PAUL MN 55118-3905

Your Financial Advisor: As a service to you, your portfolio value of $23,271,663.86 includes accrued interest. HARNETT/SORLEY Value of your portfolio Phone: 952-475-9440/800-627-2463 on August 31 ($) on September 30 ($)

Questions about your statement? Your assets 23,260,800.24 23,271,663.86 Call Preferred Client Priority Services Your liabilities 0.00 0.00 at 877-352-3592 Value of your portfolio $23,260,800.24 $23,271,663.86 Visit our website: Accrued interest in value above $102,363.69 $110,142.94 www.ubs.com/financialservices

Sources of your portfolio growth during 2020 Tracking the value of your portfolio Value of your portfolio $ Millions at year end 2019 $23,380,918.65 Net deposits and 23.7 23.4 23.3 23.3 withdrawals -$1,000,000.00 19.5 18.0 Your investment return: 14.9 14.3 Dividend and 10.7 interest income $238,500.54 Change in value of accrued interest $55,998.30 Change in Dec 2013 Dec 2014 Dec 2015 Dec 2016 Dec 2017 Dec 2018 Dec 2019 Aug 2020 Sep 2020 market value $596,246.37 Value of your portfolio on Sep 30, 2020 $23,271,663.86

Member SIPC CPP10002000861637 PP1000021609 00001 0920 010558356 RP34592SH0 101100 Page 3 of 26 Summary of your UBS portfolio Your Financial Advisor: ab HARNETT/SORLEY September 2020 Telephone 952-475-9440/800-627-2463

Your portfolio balance sheet

Summary of your assets Value on Percentage of September 30 ($) your portfolio

A Cash and money balances 0.00 0.00% Your current asset allocation B Cash alternatives 5,105,099.44 21.94%

C Equities 0.00 0.00% B D Fixed income 18,166,564.43 78.06% E Non-traditional 0.00 0.00% F Commodities 0.00 0.00% G Other 0.00 0.00% Total assets $23,271,663.86 100.00% D

Value of your portfolio $23,271,663.86

Eye on the markets

Percentage change Index September 2020 Year to date S&P 500 -3.80% 5.57% Russell 3000 -3.64% 5.41% MSCI - Europe, Australia & Far East -2.55% -6.73% Barclays Capital U.S. Aggregate Bond Index -0.05% 6.79%

Interest rates on September 30, 2020 3-month Treasury bills: 0.09% One-month LIBOR: 0.15%

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Summary of your UBS portfolio Your Financial Advisor: HARNETT/SORLEY ab September 2020 Telephone 952-475-9440/800-627-2463

Accounts in your portfolio

Details Value on Value on Percentage on page Account number Account name and type August 31 ($) September 30 ($) of portfolio 7 RP 34592 SH Custody Acct - BSA 23,260,800.24 23,271,663.86 100.00% * RP 32815 SH MoneyMarket - Basic 0.00 0.00 0.00% Total $23,260,800.24 $23,271,663.86 100 %

* indicates the accounts' prior period value is included in the Tracking the value of your portfolio on the first page.

Change in the value of your accounts

Withdrawals Deposits, and fees, Opening value including securities including securities Dividend and Change in value of Change in Closing value Account on September 1 ($) transferred in ($) transferred out ($) interest income ($) accrued interest ($) market value ($) on September 30 ($) RP 34592 SH 23,260,800.24 0.00 0.00 24,395.02 7,779.25 -21,310.65 23,271,663.86 Custody Acct - BSA Total $23,260,800.24 $0.00 $0.00 $24,395.02 $7,779.25 -$21,310.65 $23,271,663.86

Dividend and interest income earned by account

For purposes of this statement, taxability of interest and dividend income has been determined from a US tax as the Forms 1099 and the Forms 480, for tax reporting information. It is the practice of UBS to file the reporting perspective. Based upon the residence of the account holder, account type, or product type, some applicable tax reporting forms with the US Internal Revenue Service and PR Treasury Department, and in interest and/or dividend payments may not be subject to United States (US) and/or Puerto Rico (PR) income taxes. such forms accurately classify dividends and/or interest as tax exempt or taxable income. Please consult The client monthly statement is not intended to be used and cannot be relied upon for tax purposes. Clients your individual tax preparer. should refer to the applicable tax reporting forms they receive from UBS annually, such

Year to date

Taxable dividends/ Tax-exempt Taxable Tax-exempt Estimated Annual Taxable accounts Capital gains ($) dividends ($) interest ($) interest ($) Total ($) Income($) RP 34592 SH Custody Acct - BSA 9,344.38 0.00 228,867.76 252.00 238,464.14 391,429

CPP10002000861639 PP1000021609 00001 0920 010558356 RP34592SH0 101100 Page 5 of 26 Summary of your UBS portfolio Your Financial Advisor: ab HARNETT/SORLEY September 2020 Telephone 952-475-9440/800-627-2463

Summary of gains and losses by account

Values reported below exclude products for which gains and losses are not classified and products with a trade date of the prior year. Realized gains and losses Unrealized gains and losses September 2020 Year to date Taxable accounts Short term ($) Long term ($) Short term ($) Long term ($) Short term ($) Long term ($) RP 34592 SH Custody Acct - BSA -4,344.68 0.00 13,423.32 43,990.00 318,784.43 428,690.02

CPP10002000861640 PP1000021609 00001 0920 010558356 RP34592SH0 101100 Page 6 of 26 UBS Financial Services Inc. 681 Lake Street E. Suite 354 ab Wayzata MN 55391-1758 Business Services Account September 2020

CPP1000861641 0920 X134 RP 0

Your Financial Advisor: HARNETT/SORLEY Phone: 952-475-9440/800-627-2463 Account name: CITY OF WEST SAINT PAUL = CUSTODY ACCOUNT ATTN: CHARLENE STARK Questions about your statement? Call your Financial Advisor or the Friendly account name: Custody Acct ResourceLine at 800-762-1000, Account number: RP 34592 SH account 712034592.

Visit our website: www.ubs.com/financialservices

Your investment objectives: You have identified the following As a service to you, your portfolio value of $23,271,663.86 includes accrued interest. investment objectives for this account. If Value of your account you have questions about these on August 31 ($) on September 30 ($) objectives, disagree with them, or wish to change them, please contact your Your assets 23,260,800.24 23,271,663.86 Financial Advisor or Branch Manager. You Your liabilities 0.00 0.00 Your account instructions = can find a full description of the Your account cost basis default closing method is FIFO, First In, First Out. alternative investment objectives in Value of your account $23,260,800.24 $23,271,663.86 Important information about your Accrued interest in value above $102,363.69 $110,142.94 statement at the end of this document. Your return objective: Current income Your risk profile: Change in the value of your account Primary - Conservative September 2020 ($) Year to date ($) Investment eligibility consideration - None Opening account value $23,260,800.24 $23,380,918.65 selected Deposits, including investments transferred in 0.00 8,900,000.00 Withdrawals and fees, including investments transferred out 0.00 -9,900,000.00 Dividend and interest income 24,395.02 238,500.54 Change in value of accrued interest 7,779.25 55,998.30 Change in market value -21,310.65 596,246.37 Closing account value $23,271,663.86 $23,271,663.86

Member SIPC CPP10002000861641 PP1000021609 00002 0920 010558356 RP34592SH0 101100 Page 7 of 26 Business Services Account Account name: CITY OF WEST SAINT PAUL Your Financial Advisor: ab Friendly account name: Custody Acct HARNETT/SORLEY September 2020 Account number: RP 34592 SH 952-475-9440/800-627-2463

Cash activity summary Dividend and interest income earned

See Account activity this month for details. Balances in your Sweep Options are included in the opening and closing balances value. FDIC insurance applies to deposits at UBS Bank USA and all banks participating in the For purposes of this statement, taxability of interest and dividend income has been determined from a US UBS FDIC Insured Deposit Program. It does not apply to deposits at UBS AG, Stamford Branch. SIPC tax reporting perspective. Based upon the residence of the account holder, account type, or product type, protection applies to money market sweep fund holdings but not bank deposits. See Important information some interest and/or dividend payments may not be subject to United States (US) and/or Puerto Rico (PR) about your statement on the last two pages of this document for details. income taxes. The client monthly statement is not intended to be used and cannot be relied upon for tax purposes. Clients should refer to the applicable tax reporting forms they receive from UBS annually, such as September 2020 ($) Year to date ($) the Forms 1099 and the Forms 480, for tax reporting information. It is the practice of UBS to file the applicable tax reporting forms with the US Internal Revenue Service and PR Treasury Department, and in Opening balances $258,429.20 $302,480.34 such forms accurately classify dividends and/or interest as tax exempt or taxable income. Please consult your individual tax preparer. Additions September 2020 ($) Year to date ($) Deposits and other funds credited 0.00 8,900,000.00 Dividend and interest income 24,395.02 238,500.54 Taxable dividends 239.55 9,344.38 Proceeds from investment transactions 2,283,079.17 21,137,464.53 Taxable interest 24,305.43 235,558.03 Total additions $2,307,474.19 $30,275,965.07 Taxable accrued interest paid -149.96 -6,690.27 Tax-exempt interest 0.00 7,560.00 Subtractions Other funds debited 0.00 -9,900,000.00 Tax-exempt accrued interest 0.00 -7,308.00 paid Funds withdrawn for investments bought -2,565,903.39 -20,678,445.41 Total current year $24,395.02 $238,464.14 Total subtractions -$2,565,903.39 -$30,578,445.41 Prior year adjustment 0.00 36.40 Net cash flow -$258,429.20 -$302,480.34 Total dividend & interest $24,395.02 $238,500.54 Return of capital/principal 9,771.33 31,956.11 Closing balances $0.00 $0.00 Summary of gains and losses Values reported below exclude products for which gains and losses are not classified.

Realized gains and losses Unrealized September 2020 ($) Year to date ($) gains and losses ($) Short term -4,344.68 13,423.32 318,784.43 Long term 0.00 43,990.00 428,690.02 Total -$4,344.68 $57,413.32 $747,474.45

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Business Services Account Account name: CITY OF WEST SAINT PAUL Your Financial Advisor: Friendly account name: Custody Acct HARNETT/SORLEY ab September 2020 Account number: RP 34592 SH 952-475-9440/800-627-2463

UBS FDIC-Insured Dep Pgm Account APY

Interest period Aug 7 - Sep 7 Opening UBS FDIC-Insured Dep Pgm balance Aug 7 $10,360.66 Closing UBS FDIC-Insured Dep Pgm balance Sep 7 $408.59 Number of days in interest period 32 Average daily balance $104,977.50 Interest earned $0.92 Annual percentage yield earned 0.01%

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Your notes

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Your assets

Some prices, income and current values shown may be approximate. As a result, gains and losses may not be accurately reflected. See Important information about your statement at the end of this document for more information.

Cash Cash and money balances Opening balance Closing balance Price per share Average Dividend/Interest Days in Holding on Sep 1 ($) on Sep 30 ($) on Sep 30 ($) rate period period UBS FDIC INSURED DEP PGM 258,429.20 0.00

UBS FDIC-Insured Deposit Program

Closing balance Priority Bank Name on Sep 30 ($) Status 1 UBS Bank USA 0.00 2 Citibank, N.A. 0.00 (1) 3 State Street Bank and Trust 0.00 4 Wells Fargo Bank, N.A. 0.00 (1) 5 HSBC Bank USA, N.A 0.00 (1) 6 East West Bank 0.00 7 BBVA USA 0.00 8 Ameris Bank 0.00 9 Citizens Bank, N.A. 0.00 10 Centennial Bank 0.00 Total $0.00 Status (1) - Client has opted out of this bank

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Business Services Account Account name: CITY OF WEST SAINT PAUL Your Financial Advisor: ab Friendly account name: Custody Acct HARNETT/SORLEY September 2020 Account number: RP 34592 SH 952-475-9440/800-627-2463

Your assets (continued) Cash alternatives Money market funds Money market funds are neither insured nor guaranteed by the Federal Deposit Insurance Corporation or any other government agency. Institutional prime and institutional municipal funds must float their net asset values (NAV) per share to the nearest 1/100th of a cent (e.g., $1.0000). Government and retail money market funds will continue to transact at a stable $1.00 net asset value. Although money market funds seek to preserve the value of your investment at $1.00 per share, it is possible to lose money by investing in these funds.

Total reinvested is the total of all reinvested dividends. It does not include any cash dividends. It is not a tax Unrealized (tax) gain or loss is the difference between the current value and the cost basis and would lot for the purposes of determining holding periods or cost basis. The shares you receive each time you generally be your taxable gain or loss if the security was sold on this date. The unrealized (tax) gain or loss may reinvest dividends become a separate tax lot. need to be adjusted for return of capital payments in order to determine the realized gain or loss for tax reporting purposes. Cost basis is the total purchase cost of the security, including reinvested dividends. The cost basis may need to be adjusted for return of capital payments in order to determine the adjusted cost basis for tax Investment return is the current value minus the amount you invested. It does not include shares that are not reporting purposes. reflected on your statement, including shares that have been realized as either a gain or a loss. It also does not include cash dividends that were not reinvested.

Purchase price/ Number Average price Client Cost Price per share Value on Unrealized Investment Holding Holding of shares per share ($) investment ($) basis ($) on Sep 30 ($) Sep 30 ($) gain or loss ($) return ($) period UBS SELECT PRIME INSTITUTIONAL FUND 5,103,058.217 1.0004 5,105,099.44 EAI: $3,062 Current yield: 0.06%

Fixed income Certificates of deposit and share certificates Cost basis has been adjusted for accreted original issue discount (OID) on long-term (more than 1 year) CDs FDIC insurance is calculated by ownership category (e.g., single, joint, retirement, business, trust). As a result, and share certificates. Cost basis has been adjusted automatically for amortization of premium using the you will need to review your deposit amounts in each ownership category to determine whether your constant yield method on long-term (more than 1 year) CDs and share certificates. deposit balances are fully insured. For more information, visit www.fdic.gov. Please review this section as well as the "Cash" and "Cash alternatives" sections to review the current deposit balances held at UBS CDs are insured by the FDIC up to $250,000 per depositor per ownership category, but are not protected by Bank USA. SIPC. For FDIC insurance purposes, balances of CDs issued by UBS Bank USA are combined with your other deposit balances held at UBS Bank USA, including deposits through the UBS cash sweep programs and UBS Share certificates are NCUA insured up to $250,000 in principal and accrued and posted dividends per Core Savings. qualifying account and per credit union, in accordance with NCUA rules. Yankee CDs are not insured by FDIC or NCUA.

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Your assets 4 Fixed income 4 Certificates of deposit and share certificates (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price ($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period CAPITAL ONE BANK N VA US RATE 02.0500% MAT 12/29/2020 FIXED RATE CD ACCRUED INTEREST $1,279.70 CUSIP 140420S43 EAI: $2,511 Current yield: 2.04% Dec 22, 16 245,000.000 100.000 245,000.00 100.498 246,220.10 1,220.10 LT SYNCHRONY BK UT US RATE 02.1000% MAT 12/09/2021 FIXED RATE CD ACCRUED INTEREST $1,592.84 CUSIP 87164XPB6 EAI: $5,145 Current yield: 2.05% Dec 06, 16 245,000.000 100.000 245,000.00 102.390 250,855.50 5,855.50 LT SALLIE MAE BK UT US RATE 02.3500% MAT 03/22/2022 FIXED RATE CD ACCRUED INTEREST $123.62 CUSIP 795450ZW8 EAI: $5,640 Current yield: 2.27% Mar 15, 17 240,000.000 100.000 240,000.00 103.307 247,936.80 7,936.80 LT PRIVATEBANK & TR IL US RATE 02.0000% MAT 05/05/2022 FIXED RATE CD ACCRUED INTEREST $1,986.85 CUSIP 74267GVX2 EAI: $4,900 Current yield: 1.94% Dec 10, 18 245,000.000 96.000 235,200.00 103.002 252,354.90 17,154.90 LT COMENITY BANK DE US RATE 02.4000% MAT 06/21/2022 FIXED RATE JUMBO CD ACCRUED INTEREST $355.06 CUSIP 981996RH6 EAI: $4,800 Current yield: 2.32% Jun 16, 17 200,000.000 100.000 200,000.00 103.567 207,134.00 7,134.00 LT BARCLAYS BK DE US RATE 02.2000% MAT 07/19/2022 FIXED RATE CD ACCRUED INTEREST $1,078.00 CUSIP 06740KKJ5 EAI: $5,390 Current yield: 2.12% Jul 11, 17 245,000.000 100.000 245,000.00 103.732 254,143.40 9,143.40 LT continued next page

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Your assets 4 Fixed income 4 Certificates of deposit and share certificates (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price ($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period ALLY BK SANDY UT US RATE 01.8500% MAT 08/29/2022 FIXED RATE CD ACCRUED INTEREST $372.52 CUSIP 02007GLJ0 EAI: $4,533 Current yield: 1.79% Aug 27, 19 245,000.000 100.000 245,000.00 103.285 253,048.25 8,048.25 LT BMW BK OF NA NA UT US RATE 01.8000% MAT 11/22/2022 FIXED RATE CD ACCRUED INTEREST $1,582.77 CUSIP 05580ATC8 EAI: $4,410 Current yield: 1.74% Nov 19, 19 245,000.000 100.000 245,000.00 103.532 253,653.40 8,653.40 ST WELLS FARGO NATL B NV US RATE 01.8000% MAT 12/13/2022 FIXED RATE CD ACCRUED INTEREST $205.40 CUSIP 949495AA3 EAI: $4,410 Current yield: 1.74% Dec 11, 19 245,000.000 100.000 245,000.00 103.618 253,864.10 8,864.10 ST MERCANTIL COMM BAN NJ US RATE 02.3000% MAT 12/16/2022 FIXED RATE CD ACCRUED INTEREST $1,636.47 CUSIP 58733ADQ9 EAI: $5,635 Current yield: 2.20% Dec 06, 16 245,000.000 100.000 245,000.00 104.738 256,608.10 11,608.10 LT MEDALLION BK UT US RATE 03.3000% MAT 12/19/2022 FIXED RATE CD ACCRUED INTEREST $265.80 CUSIP 58404DCZ2 EAI: $8,085 Current yield: 3.09% Dec 04, 18 245,000.000 100.000 245,000.00 106.967 262,069.15 17,069.15 LT MERRICK BK UT US RATE 03.4000% MAT 01/20/2023 FIXED RATE CD ACCRUED INTEREST $228.21 CUSIP 59013J4X4 EAI: $8,330 Current yield: 3.16% Nov 15, 18 245,000.000 100.000 245,000.00 107.456 263,267.20 18,267.20 LT continued next page

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Your assets 4 Fixed income 4 Certificates of deposit and share certificates (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price ($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period DISCOVER BANK DE US RATE 03.3000% MAT 10/03/2023 FIXED RATE CD ACCRUED INTEREST $3,987.13 CUSIP 254673UL8 EAI: $8,085 Current yield: 3.02% Sep 25, 18 245,000.000 100.000 245,000.00 109.312 267,814.40 22,814.40 LT GOLDMAN SACHS BANK NY US RATE 03.5500% MAT 11/21/2023 FIXED RATE CD ACCRUED INTEREST $3,145.40 CUSIP 38148P2H9 EAI: $8,698 Current yield: 3.21% Nov 15, 18 245,000.000 100.000 245,000.00 110.464 270,636.80 25,636.80 LT CITIBANK, NA DE US RATE 03.5500% MAT 11/24/2023 FIXED RATE CD ACCRUED INTEREST $3,097.73 CUSIP 17312QW47 EAI: $8,698 Current yield: 3.21% Nov 15, 18 245,000.000 100.000 245,000.00 110.488 270,695.60 25,695.60 LT MORGAN STANLEY PRV NY US RATE 03.5500% MAT 11/24/2023 FIXED RATE CD ACCRUED INTEREST $3,097.73 CUSIP 61760ASL4 EAI: $8,698 Current yield: 3.21% Nov 15, 18 245,000.000 100.000 245,000.00 110.488 270,695.60 25,695.60 LT MORGAN STANLEY BK UT US RATE 03.5500% MAT 11/24/2023 FIXED RATE CD ACCRUED INTEREST $3,097.73 CUSIP 61690UBN9 EAI: $8,698 Current yield: 3.21% Nov 15, 18 245,000.000 100.000 245,000.00 110.488 270,695.60 25,695.60 LT AMER EXPRESS NATL UT US RATE 03.5500% MAT 12/04/2023 FIXED RATE CD ACCRUED INTEREST $2,811.79 CUSIP 02589AA28 EAI: $8,698 Current yield: 3.21% Nov 26, 18 245,000.000 100.000 245,000.00 110.570 270,896.50 25,896.50 LT continued next page

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Your assets 4 Fixed income 4 Certificates of deposit and share certificates (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price ($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period WELLS FARGO BK NA SD US RATE 03.5500% MAT 12/14/2023 FIXED RATE CD ACCRUED INTEREST $381.26 CUSIP 949763VU7 EAI: $8,698 Current yield: 3.21% Dec 04, 18 245,000.000 100.000 245,000.00 110.474 270,661.30 25,661.30 LT ENERBANK UT US RATE 02.0000% MAT 09/27/2024 FIXED RATE CD ACCRUED INTEREST $40.27 CUSIP 29278TLX6 EAI: $4,900 Current yield: 1.87% Sep 17, 19 245,000.000 100.000 245,000.00 106.712 261,444.40 16,444.40 LT STATE BK INDIA NY US RATE 02.0500% MAT 11/27/2024 FIXED RATE CD ACCRUED INTEREST $1,733.79 CUSIP 856285RS2 EAI: $5,023 Current yield: 1.91% Nov 12, 19 245,000.000 100.000 245,000.00 107.162 262,546.90 17,546.90 ST Total $5,340,000.000 $5,330,200.00 $5,663,462.10 $333,262.10 Total accrued interest: $33,379.77 Total estimated annual income: $136,496

Asset backed securities Prices are obtained from independent quotation bureaus that use computerized valuation formulas to reflected. The cost basis for asset backed securities has been adjusted automatically for return of principal calculate current values. Actual market values may vary and thus gains/losses may not be accurately payments, and if issued at a discount, accreted original issue discount (OID). Trade Purchase Adjusted Price on Value on Unrealized Holding Holding date Quantity price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period GNMA PL MA6445M RATE 02.5000% MATURES 02/20/35 CURRENT PAR VALUE 465,416 ACCRUED INTEREST $937.25 CUSIP 36179VES5 EAI: $11,635 Current yield: 2.40% Mar 05, 20 500,000.000 104.277 485,324.48 104.073 484,372.39 -952.09 ST

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Your assets 4 Fixed income (continued)

Municipal securities Prices are obtained from independent quotation bureaus that use computerized valuation formulas to discount for securities issued at a discount. When original cost basis is displayed, amortization has been calculate current values. Actual market values may vary and thus gains/losses may not be accurately done using the constant yield method, otherwise amortization has been done using the straight line reflected. Cost basis has been automatically adjusted for mandatory amortization of bond premium on method. coupon tax-exempt municipal securities using the constant yield method and for accreted original issue

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period BERKELEY CNTY SC SCH TAX SR C BE/R/ RATE 02.350% MATURES 03/01/23 ACCRUED INTEREST $454.34 CUSIP 084203WV6 Moody: Aa1 S&P: AA EAI: $5,640 Current yield: 2.28% Original cost basis: $242,767.20 Oct 02, 17 240,000.000 100.530 241,274.13 103.212 247,708.80 6,434.67 LT NEW YORK NY CITY TRANSI TAX A-2 RV BE/R/ RATE 01.850% MATURES 05/01/23 ACCRUED INTEREST $3,828.45 CUSIP 64971WJ43 Moody: Aa1 S&P: AAA EAI: $9,250 Current yield: 1.80% Jun 16, 17 500,000.000 97.814 489,070.00 103.054 515,270.00 26,200.00 LT NYS MTGE AGY HOMEOWNER AMT RV BE/R/ RATE 02.800% MATURES 04/01/24 ACCRUED INTEREST $7,517.98 CUSIP 6498833S2 Moody: Aa1 EAI: $15,120 Current yield: 2.62% Mar 23, 20 540,000.000 99.281 536,117.40 106.721 576,293.40 40,176.00 ST UNIV KY GEN RCPTS RV TAX SR B OID99.123 BE/R/ RATE 02.500% MATURES 04/01/24 ACCRUED INTEREST $4,972.24 CUSIP 914378KW3 Moody: Aa2 S&P: AA EAI: $10,000 Current yield: 2.37% Feb 23, 17 400,000.000 99.505 398,020.00 105.391 421,564.00 23,544.00 LT continued next page

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Your assets 4 Fixed income 4 Municipal securities (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period LEXINGTON-FAYETTE URBAN TAX SR B BE/R/ RATE 02.500% MATURES 06/01/25 ACCRUED INTEREST $1,983.33 CUSIP 52908EM83 Moody: Aa2 S&P: AA EAI: $6,000 Current yield: 2.30% Original cost basis: $241,231.20 Sep 21, 17 240,000.000 100.322 240,775.15 108.627 260,704.80 19,929.65 LT NEW YORK NY CITY TRANSI TAX B-2 RV BE/R/ RATE 02.400% MATURES 08/01/25 ACCRUED INTEREST $1,671.65 CUSIP 64971WP61 Moody: Aa1 S&P: AAA EAI: $10,200 Current yield: 2.23% Original cost basis: $432,097.50 Nov 04, 19 425,000.000 101.418 431,028.98 107.451 456,666.75 25,637.77 ST NEW YORK NY GO BDS TAX BE/R/ RATE 01.890% MATURES 10/01/25 ACCRUED INTEREST $3,618.03 CUSIP 64966QEH9 Moody: Aa1 S&P: AA EAI: $7,277 Current yield: 1.82% Nov 04, 19 385,000.000 99.260 382,151.00 104.044 400,569.40 18,418.40 ST PHILADELPHIA PA AUTH FOR ASSUR TAX RV BE/R/ RATE 00.000% MATURES 04/15/26 DATED DATE 02/03/99 CUSIP 71781LBU2 Moody: A2 S&P: AA Original cost basis: $431,885.00 Jan 07, 20 500,000.000 87.693 438,465.10 88.514 442,570.00 4,104.90 ST WISC ST GEN FD APP 2003 TAX SR A RV BE/R/ RATE 02.383% MATURES 05/01/26 ACCRUED INTEREST $5,424.65 CUSIP 977100DC7 Moody: Aa2 S&P: AA- EAI: $13,107 Current yield: 2.22% Aug 17, 17 550,000.000 97.600 536,800.00 107.488 591,184.00 54,384.00 LT continued next page

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Your assets 4 Fixed income 4 Municipal securities (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period CALIFORNIA ST FOR PREVIO TAX BE/R/ RATE 02.375% MATURES 10/01/26 ACCRUED INTEREST $5,904.50 CUSIP 13063DRD2 Moody: Aa2 S&P: AA- EAI: $11,875 Current yield: 2.19% Original cost basis: $512,625.00 Jan 22, 20 500,000.000 102.278 511,394.55 108.583 542,915.00 31,520.45 ST WESTERN WA UNIV WASH BUILD TAX RV BE/R/ RATE 01.759% MATURES 04/01/27 DATED DATE 09/24/20 ACCRUED INTEREST $181.78 CUSIP 959878RJ0 Moody: A1 S&P: AA EAI: $10,906 Current yield: 1.75% Original cost basis: $631,476.20 Sep 23, 20 620,000.000 101.845 631,443.45 100.719 624,457.80 -6,985.65 ST PEMBROKE RESOURCES CORP TAX RV BE/R/ RATE 02.500% MATURES 07/01/27 ACCRUED INTEREST $1,854.18 CUSIP 70643QHA9 S&P: AA EAI: $7,500 Current yield: 2.45% Original cost basis: $302,046.00 Dec 31, 19 300,000.000 100.618 301,856.66 102.144 306,432.00 4,575.34 ST NEW YORK N Y TAX B-2 BE/R/ RATE 02.090% MATURES 10/01/27 ACCRUED INTEREST $2,597.97 CUSIP 64966QEK2 Moody: Aa1 S&P: AA EAI: $5,225 Current yield: 2.01% Nov 04, 19 250,000.000 98.846 247,115.00 104.104 260,260.00 13,145.00 ST continued next page

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Your assets 4 Fixed income 4 Municipal securities (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period TEXAS A&M UNIV PERM FD TAX RV BE/R/ RATE 02.260% MATURES 07/01/28 ACCRUED INTEREST $2,793.60 CUSIP 8821176F6 Moody: Aaa S&P: AAA EAI: $11,300 Current yield: 2.08% Dec 18, 19 500,000.000 99.691 498,455.00 108.467 542,335.00 43,880.00 ST LYNWOOD CA UNI SCH ST BUILD TAX OID99.119BE/R/ RATE 01.750% MATURES 08/01/28 ACCRUED INTEREST $2,136.73 CUSIP 551800JG1 S&P: AA EAI: $13,038 Current yield: 1.75% Mar 18, 20 745,000.000 94.189 701,708.05 99.979 744,843.55 43,135.50 ST PEMBROKE PINES FL COMMU BUILD TAX RV BE/R/ RATE 04.152% MATURES 10/01/28 CALLABLE 10/01/24 @ 100.00 ACCRUED INTEREST $5,677.29 CUSIP 70643UCX5 S&P: AA EAI: $11,418 Current yield: 3.81% Original cost basis: $301,859.25 Jun 03, 20 275,000.000 109.423 300,914.35 109.048 299,882.00 -1,032.35 ST UNIV OF AL AT BIR MINGHA TAX SR D RV BE/R/ RATE 02.350% MATURES 10/01/28 ACCRUED INTEREST $7,010.82 CUSIP 914745GC2 Moody: Aa2 S&P: AA EAI: $14,100 Current yield: 2.21% Original cost basis: $602,382.00 Dec 11, 19 600,000.000 100.363 602,183.32 106.104 636,624.00 34,440.68 ST continued next page

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Your assets 4 Fixed income 4 Municipal securities (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period WEST HOLLYWOOD CA PUB FI TAX SR B OID98.405 BE/R/ RATE 02.000% MATURES 04/01/29 DATED DATE 06/11/20 ACCRUED INTEREST $7,872.28 CUSIP 95332RDM8 S&P: AA+ EAI: $26,000 Current yield: 1.94% Original cost basis: $806,376.00 May 29, 20 800,000.000 100.771 806,171.65 102.980 823,840.00 17,668.35 ST Original cost basis: $503,425.00 May 29, 20 500,000.000 100.663 503,315.29 102.980 514,900.00 11,584.71 ST Security total 1,300,000.000 1,309,486.94 1,338,740.00 29,253.06 VIRGINIA PORT AU CMNWLTH TAX RV BE/R/ RATE 01.557% MATURES 07/01/29 DATED DATE 08/04/20 ACCRUED INTEREST $847.70 CUSIP 928075JD3 Moody: Aa1 S&P: AA+ EAI: $5,450 Current yield: 1.55% Original cost basis: $354,420.50 Aug 18, 20 350,000.000 101.246 354,364.40 100.376 351,316.00 -3,048.40 ST NEWPORT MESA CAL UNI SCH CAV6.16 BE/R/ RATE 00.000% MATURES 08/01/29 DATED DATE 06/08/11 CUSIP 652113WF4 Moody: Aaa S&P: AA+ Original cost basis: $250,365.15 Mar 25, 20 315,000.000 80.337 253,062.20 89.670 282,460.50 29,398.30 ST VIRGINIA ST HSG DEV AUTH TAX SR D RV BE/R/ RATE 02.529% MATURES 06/01/30 DATED DATE 05/27/20 ACCRUED INTEREST $8,640.70 CUSIP 92812VD45 Moody: Aa1 S&P: AA+ EAI: $25,290 Current yield: 2.40% Original cost basis: $1,059,940.00 Jun 03, 20 1,000,000.000 105.814 1,058,142.93 105.291 1,052,910.00 -5,232.93 ST continued next page

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Your assets 4 Fixed income 4 Municipal securities (continued)

Trade Total face value Purchase Adjusted Price on Value on Unrealized Holding Holding date at maturity ($) price($) cost basis ($) Sep 30 ($) Sep 30 ($) gain or loss ($) period FLORIDA ST BRD ADMIN FIN TAX SR A RV BE/R/ RATE 02.154% MATURES 07/01/30 DATED DATE 09/16/20 ACCRUED INTEREST $837.70 CUSIP 341271AF1 Moody: Aa3 S&P: AA EAI: $21,540 Current yield: 2.13% Original cost basis: $1,029,710.00 Sep 16, 20 1,000,000.000 102.959 1,029,593.95 101.288 1,012,880.00 -16,713.95 ST Total $11,535,000.000 $11,493,422.56 $11,908,587.00 $415,164.44 Total accrued interest: $75,825.92 Total estimated annual income: $240,236

Your total assets Percentage of Cost Estimated Unrealized Value on Sep 30 ($) your account basis ($) annual income ($) gain or loss ($) Cash alternatives * Money market funds 5,105,099.44 21.94% 3,062.00 Fixed income Certificates of deposits and share certificates 5,663,462.10 5,330,200.00 136,496.00 333,262.10 Asset backed securities 484,372.39 485,324.48 11,635.00 -952.09 Municipal securities 11,908,587.00 11,493,422.56 240,236.00 415,164.44 Total accrued interest 110,142.94 Total fixed income 18,166,564.43 78.06% 17,308,947.04 388,367.00 747,474.45 Total $23,271,663.87 100.00% $17,308,947.04 $391,429.00 $747,474.45 * Missing cost basis information.

Account activity this month

Date Activity Description Amount ($) Dividend and interest income Taxable dividends Sep 30 Dividend UBS SELECT PRIME INSTITUTIONAL FUND 239.55 SYMBOL: SELXX Total taxable dividends $239.55

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Account activity this month (continued)

Date Activity Description Amount ($) Dividend and interest income (continued) Taxable interest Sep 1 Interest BERKELEY CNTY SC SCH TAX SR C BE/R/2.350 030123 DTD 051717 2,820.00 PAID ON 240000 CUSIP: 084203WV6 Sep 3 Interest COMENITY BANK DE US RT 02.4000% MAT 06/21/22FIXED RATE JUMBO CD 407.67 PAID ON 200000 CUSIP: 981996RH6 Sep 8 Interest UBS FDIC INSURED DEPOSIT PROGRAM AS OF 09/04/20 0.92 Sep 14 Interest WELLS FARGO NATL B NV US RT 01.8000% MAT 12/13/22FIXED RATE CD 374.55 PAID ON 245000AS OF 09/13/20 CUSIP: 949495AA3 Sep 14 Interest WELLS FARGO BK NA SD US RT 03.5500% MAT 12/14/23FIXED RATE CD 738.69 PAID ON 245000 CUSIP: 949763VU7 Sep 18 Interest MEDALLION BK UT US RT 03.3000% MAT 12/19/22FIXED RATE CD PAID ON 686.67 245000 CUSIP: 58404DCZ2 Sep 21 Interest GNMA PL MA6445M 02.5000DUE 02/20/35 FACTOR 0.930831240000PAID 989.97 ON 500000AS OF 09/20/20 CUSIP: 36179VES5 Sep 21 Interest MERRICK BK UT US RT 03.4000% MAT 01/20/23FIXED RATE CD PAID ON 707.48 245000 AS OF 09/20/20 CUSIP: 59013J4X4 Sep 22 Interest SALLIE MAE BK UT US RT 02.3500% MAT 03/22/22FIXED RATE CD PAID ON 2,843.18 240000 CUSIP: 795450ZW8 Sep 23 Interest FFCB BOND 02.370 % DUE 092326DTD 092319 FC 03232020 11,850.00 CUSIP: 3133EKR24 Sep 23 Interest HSBC BANK USA NA VA US RT 02.0000% MAT 09/23/24FIXED RATE CD 2,470.14 PAID ON 245000 CUSIP: 44329MAX1 Sep 28 Interest ENERBANK UT US RT 02.0000% MAT 09/27/24FIXED RATE CD PAID ON 416.16 245000 AS OF 09/27/20 CUSIP: 29278TLX6 Total accrued interest paid -$149.96 Total taxable interest $24,155.47 Total dividend and interest income $24,395.02

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Account activity this month (continued) Investment transactions For more information about the price/value shown for restricted securities, see Important information about your statement at the end of this document. Proceeds from Funds investment withdrawn for Accrued Date Activity Description Quantity Value ($) Price ($) transactions ($) investments bought ($) interest ($) Sep 2 Bought UBS SELECT PRIME INSTITUTIONAL FUND 261,144.742 -261,249.20 SYMBOL: SELXX Sep 18 Sold UBS SELECT PRIME INSTITUTIONAL FUND -1,027,896.681 1,028,307.84 SYMBOL: SELXX Sep 18 Bought FLORIDA ST BRD ADMIN FIN TAX SR A RV 1,000,000.000 102.9710000 -1,029,710.00 -119.67 BE/R/ 2.154 070130 DTD 091620 1.821% YIELD TO MATURITY CUSIP: 341271AF1 Sep 21 Return GNMA PL MA6445M 02.5000 DUE 02/20/35 9,771.33 Of Principal FACTOR 0.930831240000 PAID ON 500000 AS OF 09/20/20 CUSIP: 36179VES5 Sep 23 Call FFCB BOND 02.370 % DUE 092326 DTD 092319 -1,000,000.000 1,000,000.00 Redemption FC 03232020 CUSIP: 3133EKR24 Sep 23 Call HSBC BANK USA NA VA US RT 02.0000% MAT -245,000.000 245,000.00 Redemption 09/23/24 FIXED RATE CD CUSIP: 44329MAX1 Sep 25 Bought WESTERN WA UNIV WASH BUILD TAX RV 620,000.000 101.8510000 -631,476.20 -30.29 BE/R/ 1.759 040127 DTD 092420 1.460% YIELD TO MATURITY CUSIP: 959878RJ0 Sep 29 Bought UBS SELECT PRIME INSTITUTIONAL FUND 642,971.251 -643,228.44 SYMBOL: SELXX Sep 30 Reinvestment UBS SELECT PRIME INSTITUTIONAL FUND 239.454 -239.55 DIVIDEND REINVESTED AT 1.00 NAV ON 09/30/20 SYMBOL: SELXX Total $2,283,079.17 -$2,565,903.39 -$149.96

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Account activity this month (continued)

Date Activity Description Amount ($) Money balance activities Aug 31 Balance forward $258,429.20 Sep 2 Deposit UBS FDIC INSURED DEPOSIT PGM 2,820.00 Sep 3 Withdrawal UBS FDIC INSURED DEPOSIT PGM AS OF 09/02/20 -261,249.20 Sep 4 Deposit UBS FDIC INSURED DEPOSIT PGM 407.67 Sep 8 Deposit UBS FDIC INSURED DEPOSIT PGM AS OF 09/04/20 0.92 Sep 15 Deposit UBS FDIC INSURED DEPOSIT PGM 1,113.24 Sep 18 Withdrawal UBS FDIC INSURED DEPOSIT PGM -1,521.83 Sep 21 Deposit UBS FDIC INSURED DEPOSIT PGM 686.67 Sep 22 Deposit UBS FDIC INSURED DEPOSIT PGM 11,468.78 Sep 23 Deposit UBS FDIC INSURED DEPOSIT PGM 2,843.18 Sep 24 Deposit UBS FDIC INSURED DEPOSIT PGM 1,259,320.14 Sep 25 Withdrawal UBS FDIC INSURED DEPOSIT PGM -631,506.49 Sep 29 Deposit UBS FDIC INSURED DEPOSIT PGM 416.16 Sep 30 Withdrawal UBS FDIC INSURED DEPOSIT PGM AS OF 09/29/20 -643,228.44 Sep 30 Closing UBS FDIC-Insured Deposit Program $0.00 Realized gains and losses

The estimated realized gains and losses shown below are not for tax purposes. Please note that gain or loss information. We may not adjust gains and losses for all capital changes. We automatically adjust cost basis for recognized on the sale or redemption of certain Structured Products, like Contingent Debt Securities, may be tax-exempt and AMT coupon municipal securities for estimated amortization of bond premiums and for accreted OID ordinary, and not capital, gain or loss. Please check with your tax advisor. To calculate gains and losses, we for securities issued at a discount. If you requested that UBS adjust cost basis for the bond premium amortization on liquidate the oldest security lot first. This is known as the first-in, first-out or FIFO accounting method. We use taxable debt securities then cost basis reflected for these securities has been adjusted. Estimates in the Unclassified this method unless you specified which tax lot to close when you placed your order. This is known as a versus section can not be classified as short term or long term because information is missing, or the product is one in which purchases or VSP order. See Important information about your statement at the end of this document for more the gain/loss calculation is not provided. Short-term capital gains and losses Wash sale Quantity or Purchase Sale Sale Cost cost basis Security description Method face value date date amount ($) basis ($) adjustment($) Loss ($) Gain ($) FFCB BOND 02.370 % DUE 092326 DTD 092319 FC 03232020 Original cost basis : $1,005,000.00 FIFO 1,000,000.000 Sep 30, 19 Sep 23, 20 1,000,000.00 1,004,344.68 -4,344.68 continued next page

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Realized gains and losses (continued) Long-term capital gains and losses Wash sale Quantity or Purchase Sale Sale Cost cost basis Security description Method face value date date amount ($) basis ($) adjustment($) Loss ($) Gain ($) HSBC BANK USA NA VA US RT 02.0000% MAT 09/23/24 FIXED RATE CD FIFO 245,000.000 Sep 16, 19 Sep 23, 20 245,000.00 245,000.00 Net capital gains/losses: -$4,344.68

CPP10002000861660 PP1000021609 00002 0920 010558356 RP34592SH0 101100 Page 26 of 26 End of statement for account number RP 34592 SH Important information about your statement

This statement represents the only official record of your believe it is an error or why you need more www.ubs.com/sweepyields, from your Financial Advisor Account overview UBS Financial Services Inc. (“UBS Financial Services” or information. or by calling 800-762-1000. • Value of your account/portfolio. Net of assets and the “Firm”) account. It is intended for your use only and – Provide the dollar amount of the suspected error. liabilities. cannot be relied upon by third parties. Other records, The Firm or Card Issuer will investigate your complaint UBS Financial Services account protection • Assets. Includes available cash balances, values for except official tax documents, containing conflicting data and will correct any error promptly. For alleged errors The Firm is a member of the Securities Investor Protection restricted security (est.), and Global Time Deposits, should not be relied upon. If you believe there is any involving UBS Visa® debit card transactions, if we take Corporation (SIPC), which protects securities customers unrealized marks to market, and certain assets not held inaccuracy or discrepancy, please report it immediately in more than 10 business days to do this, we will credit of its members up to $500,000 (including $250,000 for by the Firm. Does not include unpriced securities/assets writing to the Branch Manager of the office serving your your account for the amount you think is in error, so claims for cash). Explanatory brochure available upon at the end of the prior and current statement periods, or account. If the financial institution on the top left of the that you will have the use of the money during the request or at www.sipc.org. The SIPC asset protection private investments, unvested stock options and front of this statement is not UBS Financial Services Inc., time it takes us to complete our investigation. limits apply to all accounts that you hold in a particular exercisable stock options. UBS Financial Services carries your account as clearing capacity. • Liabilities. Includes debit balances, outstanding margin broker by arrangement with the indicated institution. We Investment objectives The Firm, together with certain affiliates, has also loans, credit line, short account balances. informed you of this relationship when you opened this The investment objectives and risk profile are specific to purchased supplemental insurance. The maximum • Cash/money balances. Total of uninvested available account. In this case, your funds and securities are each account and may vary between your accounts. amount payable to all eligible clients, collectively under cash balances, plus deposit balances at affiliated and located at UBS Financial Services and not the introducing Please advise the Firm promptly in writing of any this protection is $500 million as of December 10, 2019. non-affiliated banks, and money market mutual fund broker, and you must make a report of any error or significant change in your financial situation or Subject to the policy conditions and limitations, cash at sweep balances, at the close of the statement period. omission to both firms. investment objectives. For each account held, you the Firm is further protected for up to $1.9 million in the Non-commodity free credit balances in your account are Please re-confirm any oral communications in writing to choose one of the following investment objectives: aggregate for all your accounts held in a particular not segregated from other balances and the Firm may further protect your rights, including your rights under • Produce Current Income: Investments seeking the capacity. A full copy of the policy wording is available use any of these funds in the ordinary course of its the Securities Investor Protection Act (SIPA). generation of income only. upon request. business. These funds are payable upon your demand.

• Achieve Capital Appreciation: Investments seeking This total is included in the current period closing value. Although all figures shown are intended to be accurate, growth of principal rather than the generation of Neither the SIPC protection nor the supplemental statement data should not be used for tax purposes. Rely income. insurance apply to: Lending information solely on year-end tax forms, (i.e., Form 1099, 5498, • Produce Combination of Income and Capital • Certain financial assets controlled by (and included in For detailed information on the Firm's lending practices 1042S, etc.) when preparing your tax return. The Firm is Appreciation: Investments seeking both the generation your account value) but held away from UBS Financial and disclosures, refer to the agreements governing your required by law to report to the IRS all taxable dividends, of income and growth of principal. Services. For example certain (i) insurance products, account. UBS Statement of Credit Practices available in reportable non-taxable dividends and taxable interest including variable annuities, and (ii) shares of mutual Agreements and Disclosures at earned on securities held in your account, net proceeds Overall risk profiles funds registered in the name of the account holder on on sale transactions, and cost basis on certain covered www.ubs.com/disclosuredocuments. • : Seeks to maintain initial principal, with the books of the issuer or transfer agent); securities. Conservative low risk and volatility to the account overall, even if • Investment contracts or investment interests (e.g., Your assets limited partnerships and private placements) that are Communications with the Firm that means the account does not generate significant You may ask for delivery of fully paid securities at any income or returns and may not keep pace with not registered under the Securities Act of 1933; • Please direct customer complaints or inquiries to the time. You may receive securities used as loan collateral inflation. • Commodities contracts (e.g., foreign exchange and Firm’s Client Relations Department at 201-352-1699 after paying any balance due on them. Any securities • Moderate: Willing to accept some risk to principal and precious metal contracts), including futures contracts transferred to the Firm during the statement period are or toll-free at 800-354-9103, 8:00 A.M. to 6:00 P.M. and commodity option contracts; ET Monday through Friday, or in writing to UBS tolerate some volatility to seek higher returns. listed at market value as of the end of the statement • Securities on loan to UBS Financial Services; and Financial Services Inc., Client Relations Department, • Aggressive: Willing to accept high risk to principal and period. • Deposit accounts (except certificates of deposit) at UBS P.O. Box 766 Union City, NJ 07087. high volatility to seek high returns over time. • Cost basis. In determining the cost basis of the • Investment Eligibility Consideration: If selected, a Bank USA, UBS AG U.S. branches and banks in the securities included in this statement, where indicated • For TTY services: Call 844-612-0986 or from outside FDIC Insured Deposit Program. the U.S.: Call 201-352-1495 portion of the portfolio for that account may include with the number “1," the Firm has relied on The SIPC protection and the supplemental protection do information obtained from other sources, including • All statements shall be deemed complete and accurate complex strategies, limited liquidity and greater not apply to these assets even if they otherwise appear information from another firm or that you may have if not objected to in writing within 60 days. volatility. on your statements. The SIPC protection and the provided to your Financial Advisor. The Firm does not • Please make all checks payable to the Firm or the UBS Sweep Options supplemental protection do not protect against changes independently verify or guarantee the accuracy or financial institution indicated on the front of this in the market value of your investments (whether as a validity of any information provided by sources other statement. UBS offers options for sweeping cash balances to bank deposit accounts at non-affiliated banks and affiliated result of market movement, issuer bankruptcy or than the Firm. Although the Firm generally updates • As described in the account agreements, you must banks and money market mutual funds (Money Funds). otherwise). this information as it is received, the Firm does not notify us of any errors or fraud involving checks Deposit accounts at UBS Bank USA and non-affiliated provide any assurances that the information under reflected on your statement within 30 days after it was banks participating in the UBS FDIC-Insured Deposit Statement “householding” “Cost basis” and “Unrealized gain/loss” is accurate as mailed or made available. Program are FDIC-insured in accordance with FDIC rules. We may consolidate all related account statements with of the date of this statement. As such, please do not • In case of errors or questions about an electronic the same address in the same envelope. If you prefer to rely on this information to make purchase or sale ® For more information, please visit www.fdic.gov. Deposit funds transfer (EFT), bill payment or UBS Visa debit accounts at UBS AG Stamford Branch and shares of receive individual statements mailed in separate decisions, for tax purposes or otherwise. Accounts card transactions, call 800-762-1000, or write to UBS Money Funds are not insured by the FDIC. envelopes, you may decline householding by calling your transferred to the Firm may reflect gain/loss Financial Services Inc., 1000 Harbor Blvd., 6th floor, Financial Advisor. information only for the period of time they are held Weehawken, NJ 07086, Attn: RMA/BSA Services. Bank deposits are not protected by SIPC. Money Fund at the Firm. More historical information can be added shares are protected by SIPC. See “UBS Financial Services Friendly account name by your Financial Advisor. Call or write as soon as you can, if you think your Account Protection” below. The Friendly account name is a customizable "nickname" • Unrealized gains/losses. When data is available, statement or receipt is wrong or if you need more chosen by you. It has no legal effect, is not intended to estimated unrealized gains/losses are calculated for information about a transfer on the statement or Upon your request, balances in the bank deposits may be reflect any strategy, product, recommendation, individual security lots. The transaction data for receipt. The Firm or Card Issuer (as applicable) must withdrawn, and shares of a Money Fund may be investment objective or risk profile associated with your individual lots may or may not reflect commissions, hear from you no later than 60 days after the Firm liquidated, and the proceeds returned to you or your accounts, and is not a promise or guarantee that wealth, charges and/or security reorganization events. sent you the first statement on which the error or securities account. or any financial results, can or will be achieved. All Dividend and other reinvestment lots and systematic problem appeared. investments involve the risk of loss, including the risk of purchase lots are each combined to display one – Provide your name and account number (if any). Further information about available sweep options, loss of the entire investment. You can change your averaged lot. The "Trade date" column presents the – Describe the error or the transfer you are unsure including current interest rates and yields, is available at Friendly account names through Online Services or by original transaction trade date. about, and explain as clearly as you can why you contacting your Financial Advisor.

Important information about your statement (continued)

• Callable securities. Bonds and preferred stock that not supplied or is unable to assign a value; we protected by SIPC or the Firm’s supplemental SIPC Privacy the issuer calls for early redemption will be selected become aware that a material event has occurred coverage. To obtain a copy of our current Client Privacy Notice, impartially by lot from among all securities of that that may call a previously reported value into please contact your Financial Advisor or visit our website issue held in our name or in nominee name for our question; or a value would be highly speculative • Revenue sharing and additional compensation. at www.ubs.com/privacypolicy. clients. Call feature information is obtained from third due to the nature of the security. – In addition to commissions on sales and 12b-1 fees parties and its accuracy is not guaranteed. Other call – When neither an issuer, general partner or sponsor received in connection with the distribution of mutual UBS Financial Services is a member of all principal features may exist which could affect yield; complete estimated value nor a third-party estimated value is funds to our clients we and/or our affiliate receive security, commodity and options exchanges. UBS information will be provided upon request. provided, the value of the security will be different revenue sharing payments from distributors and/or Financial Services and UBS Bank USA are indirect • Price/value. Prices displayed may be higher or lower from its purchase price. advisors of the mutual funds that we sell. These subsidiaries of UBS AG and affiliates of UBS Securities than the price that you would actually receive in the – "Distributions to date" may include return of amounts are based on two different components: (i) LLC. market. Prices are obtained from various third party capital, income or both. the amount of sales by UBS of a particular mutual A financial statement of this organization is available for sources which we believe to be reliable, but we do not – "Original unit size" represents the initial offering fund family to our clients; and (ii) the asset value of a your personal inspection at its offices, or a copy of it will guarantee their accuracy. price per unit and may not reflect your cost basis. particular mutual fund family's shares held at the be mailed upon your written request. The Firm's – We generally use the closing price when available or – DPP and unlisted REIT securities are not listed on a firm. executive offices are at: UBS Financial Services Inc. 1200 the mean of the bid and ask prices for listed national securities exchange, and are generally – We and our affiliate also receive networking and Harbor Boulevard Weehawken, NJ 07086 securities and options or only bid prices for OTC illiquid, and even if they can be sold, the price omnibus processing fees in consideration for transfer securities. received may be less than the per share estimated agent services that we provide to the mutual funds. UBS Financial Services is not a bank. The RMA, Business – Less actively traded securities may be priced using a value provided in the account statement. These fees generally are paid from investor assets in Services Account BSA and IRMA are brokerage accounts valuation model or the most recent price we the mutual fund and are a fixed dollar amount based which provide access to banking services and products obtained and may not reflect an actual market price • Estimated income, current yields and rates. An on the number of accounts at the broker-dealer through arrangements with affiliated banks and other or value. estimate of annual income is based on current holding mutual funds of that fund family. third-party banks, and provides access to insurance and – Certain positions may show as "price was not dividend and interest rates, assuming the securities will – In addition to commissions received from the annuity products issued by unaffiliated third-party available" if we are unable to obtain a price. be held for one year from statement date or until purchase and sale of NextShares funds, we and/or our insurance companies through insurance agency – Deposits or securities denominated in currencies maturity. Actual income and yield might be lower or affiliate receive an asset-based revenue sharing subsidiaries of UBS Financial Services other than U.S. dollars are reflected at the exchange higher than the estimates. Accuracy of the estimates payment from NextShares distributors, as well as rate as of the statement date. and continued income are not guaranteed. funding for technology development, training and Investment, insurance, and annuity products: – For certain securities trading in non-conforming – Estimated annual income and current yield may education. Not FDIC insured • No bank guarantee• May lose value denominations, price and quantity (face value) may include a return of principal or capital gains in – In addition to commissions received in connection have been adjusted to facilitate proper valuation. which case the estimate would be overstated. with the sale or distribution of annuity contracts and © UBS 2017-2020. The key symbol and UBS are among – Restricted securities may not be eligible for public – An estimate of annualized income is based on the unit investment trust units to our clients, we and/or the registered and unregistered trademarks of UBS. VISA sale. The market price of the unrestricted stock of last payment made by the issuer and assumes the our affiliate receive revenue sharing compensation is a registered trademark owned by Visa International the same issuer as an imputed value for the securities/deposits will be held for one year from the from many of the insurance companies underwriting Service Association and used under license. The UBS Visa restricted stock for purposes of this statement only. statement date or until maturity. the annuity contracts, affiliates of the insurance credit cards and the UBS Visa debit cards are issued by If restricted securities are sold, the value received companies or sponsors of the unit investment trusts UBS Bank USA with permission from Visa U.S.A. may be substantially less than the imputed value Alternative periodic reporting we distribute. Incorporated. Other marks may be trademarks of their shown. Where permitted, transactions effected pursuant to a – Our affiliates also receive trading commissions and respective owners. All rights reserved. To obtain current quotations, when available, contact periodic plan or an investment company plan, or in other compensation from mutual funds and insurance your Financial Advisor. shares of certain money market funds are reported on companies whose products we distribute. UBS Financial Services Inc. Rev. 202009 your periodic account statements in lieu of immediate – We receive compensation from UBS Bank USA, UBS • Private investments and structured products. trade confirmations. Additional transaction details that AG Stamford Branch and non-affiliated banks Private investment securities (including direct would ordinarily appear on the trade confirmation will through our cash sweep programs. This participation program and real estate investment trust be furnished upon written request. compensation may be a monthly per account fee or securities) and structured products are generally highly may be a percentage of average daily deposit illiquid. Certain structured products have not been Dividend Reinvestment Program (DRIP) balances. registered with the Securities and Exchange The price reflected is an average price. You may Commission or under any state securities laws. We obtain the actual price from your Financial Advisor. Commissions and other charges provide estimated values for informational purposes Only whole shares are purchased under DRIP; partial Information regarding commissions and other charges only. Accuracy is not guaranteed. shares will be sold and the cash will be deposited in related to the execution of trades, including option – These values may differ substantially from prices, if your account. The dividend reinvestment price transactions has been included on confirmations any, at which a private investment security or supplied by the issuer may differ from the market price previously furnished to you, and will be provided to you structured product may be bought or sold and do at which the partial shares are sold. promptly on request. In addition to regular account fees, not necessarily represent the value you may receive accounts may be subject to maintenance fees, charges upon liquidation. Fractional shares/ cash-in-lieu for late payment for securities purchases and charges for – Third party estimates of value are as of a certain If you are entitled to a partial unit as a result of a unpaid amounts in cash accounts. Accounts that are date and are supplied to the Firm on a regular basis dividend payment, corporate action, DRIP or transferred to other institutions may be subject to a by an independent valuation firm. otherwise, the Firm will either sell partial units at transfer fee. If you are engaged in short selling a security, – Issuer, general partner or sponsor estimated values, market price or accept an amount determined by a you may incur a charge due to certain borrowing costs if any, are supplied to the Firm by such parties and registered clearing agency, and credit your account. for that particular security. may be based on different information than third parties’ estimated values. • Assets not held by UBS Financial Services. Certain Open or "good-till-cancelled" orders – Contact your Financial Advisor for additional assets that are not held by the Firm and not within the Open buy and sell stop orders are reduced by the information regarding the methodology used to Firm’s possession or control are displayed for your amount of dividends or rights on an ex-dividends or ex- determine estimated values and the date of the information and convenience only. Positions and rights date unless instructed otherwise by you. You are information that is the basis for the estimates. values presented are provided by the issuing firm. The responsible for orders that are executed due to your – Third party estimated values may be reflected as Firm is not responsible for this information and does failure to cancel existing open orders. "Not priced"if: an independent valuation firm has not guarantee its accuracy. These assets are not