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EDITOR Mr. Pramod Padhi ASSOCIATE EDITORS Satabdi Sagar Mohanty Dear Students, ADVISORS Preparation for Competitive Examination need intelligent hard G. Khatua & work along with a higher level of optimism with passing years the Team R & D standard of the questions are becoming tougher and more tricky. Each PUBLISHING MANAGER year there is a change in the pattern of the question in all the sections in Smrutiranjan Chhatoi general and the General Awareness and Current Affairs in particular. DESIGNING & LAYOUT Vijaya Maharana The Current Affairs section in the Online Test became very up-to-date, Publisher : Subrat Kumar Chhatoi with needs constant addition each day. Printed and Published by : Vanik Publication Printed at : Bhagabati Press At out end we are trying our level best to expose you to the most recent trend of different examinations. This trend will continue forever. Hope you will get maximum benefit from our Magazine. Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar Website : www.vanik.org | Phone : 0674-6556677, 8093-556677 ______© Copyright Reserved  No part of this magazine can be printed in whole or part without the written permission of the publisher. Wishing you all the Best  The editor and publisher have tried their best to verify the factual accuracy of the informations Subrat Kumar Chhatoi published, but do not take any responsibility for the absolute accuracy of the informations in the magazine.  All disputes subject to Bhubaneswar (Odisha) Jurisdiction.

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Events of the Month 3  Economy and Banking 10  International news 15  National news 18  Recent Govt. Development & Scheme 21  Bilateral 23  State news 24  Award and Honour 26  Person in news 28  Places in news 29  Sports 30  Science and Technology 32  Environment and Ecology 34  Defence 34  Recent Summit in News 35  Committee and its Function 36  Book and Author 37  Miscellaneous 37  Date and Observation 38  Vanik Question Hub 200 MCQ on Current Affairs - 39 100 MCQ on SSC/Railway - 47 40 MCQ on Computer - 51 20 Special MCQ on Banking - 53

 Practice Set  Vanik Extra Dose NICL-AO (Main) - 55 Who’s Who - 124 DENA BANK-PO (PGDBF) - 75 Abbreviation - 130 SSC-CGL (Tier-I) - 94 Editorial word from Hindu - 131 SSC-CPO (SI) (Tier-I) - 103 May Pocket Capsule - 133

 Preparation Strategy for UPSC Civil Service Examination Main-2017 - 135 MAGAZINE FOR THE MONTH OF AUGUST-2017 EVENTS OF THE

MONTH promise to expand American exports and create more jobs at home. As global nonproliferation partners, the United States expressed strong support for India’s early membership in the Nuclear Suppliers Group, the Wassenaar Arrangement, and the Australia Group. President Trump also reaffirmed his country’s support for India’s permanent membership on a reformed UN Security Council. Prime Minister Narendra Modi and President 1. WHEN “MAKE IN Donald Trump have vowed to further strengthen the already expansive India-US defence and security partnership, a highly visible symbol of which will be the massive Malabar INDIA” MEETS naval exercise with Japan as the third participant in the Bay of Bengal next month. The joint statement after the Modi- “AMERICA FIRST” Trump summit noted Washington’s “offer” to sell 22 Predator Warm sentiments were expressed on a warm evening Sea Guardian surveillance drones worth over $2 billion to at a White House Rose Garden when “Make in India” meets New Delhi, even as the Pentagon also notified the US “America First”. Both leaders made elaborate statements but Congress about the sale of another C-17 Globemaster-III took no questions, and then at an official dinner that followed. strategic airlifter to India for $366 million. The US, of course, Trump reiterated he was a “true friend” of India and spoke of is also hard-selling its F-16 and FA-18 fighters to India, which “a wonderful relationship... that has never been better than is keen on jump-starting a second jet production line after it is today”. Modi gushed about the reception he received the Tejas light combat aircraft under the “Make in India” while expressing gratitude for US backing. Modi also thanked framework. But there is no clarity on how this proposed Trump for supporting India’s bid for a permanent seat in a project will square up with Trump’s hardline policy on not reformed UN Security Council and in other multilateral allowing jobs to be shifted out of the US. institutions like the Nuclear Suppliers Group. President Both Beijing and Islamabad reacted sharply to Prime Donald Trump and Prime Minister Narendra Modi committed Minister Narendra Modi and US President Donald Trump to advancing a strong strategic relationship between the explicitly and implicitly identifying Pakistan and China two countries centering on defence and security, despite respectively as nettlesome adversaries. After summit, which differences on trade issues. was preceded by the US listing Hizbul Mujahideen chief Syed The United States and India plan to undertake a Salahuddin as a global terrorist, the two sides decided they comprehensive review of trade relations with the goal of would “destroy radical Islamic terrorism”.The 71-year- expediting regulatory processes; ensuring that technology old Salahuddin also leads the United Jihad Council, which and innovation are appropriately fostered, valued, and is an umbrella organisation of militant groups operating in protected; and increasing market access in areas such as Kashmir. India and the US have asked Pakistan to make sure agriculture, information technology, and manufactured goods that its soil is not used for cross-border terror strikes. Both and services. Donald Trump has asked India to maintain a the countries have asked Pakistan to expeditiously bring the fair and reciprocal trade relationship and has called for the perpetrators of the Mumbai and Pathankot attackers to justice. removal of barriers for the export of US goods into Indian Both leaders jointly targeted Pakistan, holding it responsible markets. Donald Trump has given a thumbs up to India’s for creating havens for terror outfits. On terrorism and Af- GST that will come into effect on July 1. Trump urged Modi Pak, India and the US appear to be closer than during the to do more to relax trade barriers against US companies. Barack Obama years. Trump thanked India for its Trump made it clear that he sees a need for more balance in “contributions to the (peace) effort in Afghanistan”. the US-India trade relationship in keeping with his campaign Trump said both Indo-US have been struck by the evils of terrorism, and we are both determined to destroy terrorist organisations and the radical ideology that drives

3 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 them. We will destroy radical Islamic terrorism. Trump also thanked the Indian people for their contributions to the effort in Afghanistan. India and the US have expressed concern 2. REVISED PCA over the rising instability in Afghanistan and vowed to strengthen cooperation for establishing peace in the war- torn country. FRAMEWORK The danger posed by North Korea, and The Reserve Bank of India has initiated prompt disappointment at Beijing’s failure to exert pressure on corrective action (PCA) on 6 bank i.e. Bank of Maharashtra, Pyongyang to curb its nuclear and missile programme, add Central Bank of India, IDBI Bank, UCO Bank, Dena Bank and to India’s attraction. Unlike Pakistan, China was not Indian Overseas Bank in the face of worsening financial ratios mentioned directly, either in the joint presser after the talks by June 2017. Net non-performing assets (NPAs) of these or in the joint statement’s draft. Instead, in their joint banks have overshot the limit set by the central bank. While statement, India and the US called for freedom of navigation, tightening the PCA framework last from 1st April, the RBI overflight, and commerce in the Indo-Pacific region. The had said that the regulatory action will be taken against banks statement also called for the peaceful resolution of territorial which overshoot the limit on NPAs or fail to comply with and maritime disputes in the region in accordance with capital ratios. Action under PCA can include curbs on international law. The South China Sea was not mentioned expansion, exposure and dividend payment. In extreme cases, by name. In a veiled reference to China’s mammoth Belt and the PCA framework provides the RBI with powers to force Road Initiative, the statement said the two nations “support mergers or even wind up the non-compliant banks. bolstering regional economic connectivity through the On bad loan ratios, the central bank said that the transparent development of infrastructure and the use of responsible debt financing practices, while ensuring respect first threshold will be triggered if a bank’s net NPA ratio crosses six per cent. A net bad loan ratio of more than 12 per for sovereignty and territorial integrity, the rule of law, and cent and the fall in Common Equity Tier-1 (CET1) capital the environment; and call on other nations in the region to below the limit will invite the extreme action of winding up or adhere to these principles.” merger. Net NPAs of Indian Overseas Bank and IDBI Bank As reported earlier, India has criticised China’s have already crossed 12 per cent to 13.99 per cent and 13.21 global initiative, warning of an “unsustainable debt burden” per cent, respectively. Bank of Maharashtra is inching closer for countries involved. India has also said that it can not to the 12-per cent mark. Its net NPAs were 11.76 per cent for accept a project that compromises its sovereignty since one the quarter ended March 2017. Net NPAs of Central Bank of of the key Belt and Road projects, the China–Pakistan India was 10.20 per cent, compared with 8.54 per cent Economic Corridor, passes through Pakistan-occupied Kashmir. previously. Dena Bank’s net NPAs were 10.66 per cent and However, while the two leaders were able to United Bank of India’s 10.02 per cent. RBI revised the norms PCA as the financial health establish a common understanding of global issues, the joint of banks had deteriorated over the last three years. PCA statement indicates that many bilateral issues are yet to be norms allow the regulator to place certain restrictions such resolved. The insertion of an entire section titled “Increasing as halting branch expansion and stopping dividend payment. Free and Fair Trade” is a veiled attempt at putting the Trump The RBI can also supersede the bank’s board, under PCA. administration’s concerns on bilateral trade on the front The RBI said the new set of provisions is effective burner — for example, with references to “balancing the trade April 1 based on the financials of each bank as of March deficit”, “protecting innovation”, and “increasing market 2017, and override the existing PCA framework. It also said access” in areas where American industry has been most the new framework will be reviewed after three years. critical of Indian policy. While these bilateral issues were The PCA framework specifies the trigger points or articulated, others were not brought up, including India’s the level in which the RBI will intervene with corrective action. concerns on the immigration process and H1B visa curbs, This trigger points are expressed in terms of parameters for and Mr. Trump’s withdrawal from the Paris climate accord, the banks. which will leave India’s climate change financing The parameters that invite corrective action from the central handicapped. It is to be hoped that these will be raised in the bank are: near future. All things considered, a good beginning appears 1. Capital to Risk weighted Asset Ratio (CRAR) to have been made during Mr. Modi’s maiden meeting with 2. Net Non-Performing Assets (NPA) and Mr. Trump. It is now for them to tackle the more substantive 3. Return on Assets (RoA) bilateral issues. 4. Leverage ratio

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A bank will be placed under PCA framework based  If Overdraft/ Cash Credit for an account remains on the audited annual financial results and RBI’s supervisory ‘out of order’. assessment. However, RBI may impose PCA on  If bill remains overdue for a period of more than 90 any bank during the course of a year, including migration days in the case of bills purchased and discounted. from one threshold to another, in case the circumstances so  If installment of principal or interest remains overdue warrant. for two crop seasons for short duration crops / one More importantly, RBI said if a bank crosses the crop season for long duration third level of risk threshold (wherein a bank’s common equity  Non submission of Stock Statements for 3 tier I capital falls below the threshold of 3.625 per cent by Continuous Quarters in case of Cash Credit Facility. 3.125 per cent or more) the said bank will be either  No active transactions in the account (Cash Credit/ amalgamated or merged or taken over by another entity. Over Draft/EPC/PCFC) for more than 91days Breach of ‘risk threshold 3’ of CET1 by a bank would identify  Despite the Reserve Bank of India (RBI) announcing it as a likely candidate for resolution through tools like numerous restructuring schemes, the bad loans amalgamation, reconstruction, winding up etc, have surged to Rs 614,872cr. On CRAR or capital to risk assets ratio, which is the Sub-standard assets: a sub standard asset is one which has minimum regulatory prescription and the applicable capital been classified as NPA for a period not exceeding 12 months. conservation buffer (CCB), RBI said the current minimum Doubtful Assets: a doubtful asset is one which has remained prescription is 10.25 per cent (9 per cent minimum total capital NPA for a period exceeding 12 months plus 1.25 per cent of CCB as on March 31, 2017). It said PCA Loss assets: where loss has been identified by the bank, would kick in if a bank breaches either CRAR or CET 1 ratio internal or external auditor or central bank inspectors. But by up to 250 bps below indicator between 10.25 per cent and the amount has not been written off, wholly or partly. 7.75 per cent. CRAR: Capital Adequacy Ratio (CAR) is also known as If a bank including foreign ones breaches the risk Capital to Risk (Weighted) Assets Ratio(CRAR), is the ratio levels or leverage levels, RBI said promoters/owners/parent of a bank’s capital to its risk. National regulators track a in the case of foreign banks will have to bring in capital to bank’s CAR to ensure that it can absorb a reasonable amount meet the special supervisory requirement. of loss and complies with statutory Capital requirements. It Breach of risk threshold 2 will attract restrictions is a measure of a bank’s capital. It is expressed as a percentage on branch expansion, domestic and/or overseas higher of a bank’s risk weighted credit exposures. provisions as part of the coverage regime Breach of risk Leverage ratios: Leverage ratios measure how leveraged a threshold 3 will invite mandatory actions of threshold 1 & 2, company is, and a company’s degree of leverage (that is, its along with restrictions on management compensation and debt load) is often a measure of risk. A leverage ratio is meant directors’ fees and any other corrective actions such as to evaluate a company’s debt levels. The most common removal of managerial persons, superseding the board or leverage ratios are the debt ratio and the debt-to-equity ratio. suppression of the board. Credit risk related actions include asking the bank to prepare a time-bound plan and committing it reduce NPAs, plans to contain new NPA generation, strengthening the loan 3. RBI AMENDS review mechanism, curbs on credit expansion for borrowers below certain rating grades, reduction in risk assets, curbs on credit expansion, reduction in unsecured exposures, loan BANKING OMBUDSMAN concentrations to identified sectors, industries or borrowers; sale of assets, action plan for recovery of assets among SCHEME others. The Reserve Bank of India (RBI) has allowed The PCA framework is applicable only to commercial consumers to lodge complaints against banks for non- banks and not extended to co-operative banks, non-banking adherence to norms related to electronic banking services, financial companies (NBFCs) and FMIs. including those provided on mobile phones, under the POINT TO NOTE banking ombudsman scheme, its cost-free dispute resolution What is NPA in Banking System mechanism.  If interest or installment or both of principal remain The central bank has also allowed customers to file overdue for a period of more than 90 days in respect complaints against banks for deficiencies arising out of sale of a term loan. of third party products such as insurance policies and mutual fund schemes sold by banks.

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The scope of the scheme, introduced in 1995, has been expanded. The banking ombudsman has now been powered 4. US WITHDRAW to pass an award of Rs20 lakh, as against the earlier threshold of Rs10 lakh. The ombudsman can also give a consumer up to Rs1 lakh as compensation for loss of time, expenses FROM PARIS CLIMATE incurred and mental anguish suffered during fighting the case. DEAL Currently, there are 20 offices of banking President Donald Trump on Thursday stunned the ombudsman, according to the information available on central world with the announcement that the United States would bank’s website. withdraw from the landmark 2015 Paris Agreement that seeks Banking Ombudsman to safeguard the planet from the increasingly disastrous  The Banking Ombudsman Scheme is introduced impacts of climate change. under Section 35 (A) of the Banking Regulation Act, According to Trump, leader of the world’s second 1949 by RBI with effect from 1995. biggest emitter of greenhouse gases it is a step to order  The Banking Ombudsman does not charge any fee protect America and its citizens, the United States will for filing and resolving customers’ complaints withdraw from the Paris climate accord.  The amount, if any, to be paid by the bank to the With the decision to pull out, the United States will complainant by way of compensation for any loss join the short list of countries including Syria and Nicaragua that are not a part of the Paris Accord which has been signed suffered by the complainant is limited to the amount by 195 countries in 2015. The Paris Agreement on Climate arising directly out of the act or omission of the Change came into effect in November last year. bank or Rs 10 lakhs, whichever is lower. Being the world’s second biggest emitter of  The Banking Ombudsman may award compensation greenhouse gases, the exit of United States from the Paris not exceeding Rs 1 lakh to the complainant only in deal have raised questions about the fate of the accord. There the case of complaints relating to credit card are also fears that some more reluctant countries may also operations for mental agony and harassment. follow the steps of US in quitting the climate deal.  If a complaint is not settled by an agreement within As per the various estimates provided by entities a period of one month, the Banking Ombudsman like Climate Interactive and Climate Action Tracker, if US proceeds further to pass an award. Before passing doesn’t reach its Paris Accord goal, then an additional 0.1 to an award, the Banking Ombudsman provides the 0.3 degrees Celsius will be added to global warming by 2100. reasonable opportunity to the complainant and the With the exit of the US, China and EU are set to announce an bank, to present their case. alliance to take on a leadership role determined to protect the  If one is not satisfied with the decision passed by Paris Accord. the Banking Ombudsman, one can approach the Trump complained that while Paris Agreement appellate authority against the Banking posed “harsh economic restrictions” on the United States, it Ombudsmen’s decision. put no “meaningful obligations” on the “world’s leading  If one is aggrieved by the decision, one may, within polluters”. He said “under the agreement, China will be able 30 days of the date of receipt of the award, appeal to increase these emissions by a staggering number of years against the award before the appellate authority. — 13. They can do whatever they want for 13 years. China will be allowed to build hundreds of additional coal plants.  Appellate Authority is vested with a Deputy So, we can’t build the plants, but they can, according to this Governor of the RBI. agreement. India will be allowed to double its coal production The Reserve Bank of India (RBI) has set up two by 2020. Even Europe is allowed to continue construction of new Offices of the Banking Ombudsman in Jammu (Jammu coal plants”. and Kashmir) and in Raipur (Chhattisgarh). This is the part The Paris Agreement asks each of its 195 member of its efforts to expand banking grievances complaint cells countries — 194 after US pull out — to make self-determined across the country. With this the banking ombudsman offices ‘contributions’ in the global fight against climate change, have now increased to 20 across the country. Note: There with the overall objective of restricting the rise of earth’s are two banking ombudsman offices in New Delhi. temperatures to within two degree celsius as compared to pre-industrial times. The United States had promised to

6 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 reduce its greenhouse gas emissions by 26 to 28 per cent The demand for a separate Gorkhaland is a 110- from 2005 levels by the year 2025. year-old one. The Gorkhaland movement had turned violent Trump had criticised the Paris Agreement, which in 1980s, when over 1,200 people lost their lives. The GJM the United States under the eight years of Barack Obama has renewed the demand after West Bengal government’s administration had played a key role in negotiating, during decision to make Bangla mandatory in schools from Class I- his campaign trail and had promised to pull the US out of it, IX.The hills were once again roiled by cries of Gorkhaland in if elected. He had also described climate change as a ‘hoax’.It 2007. The new leader Bimal Gurung took advantage of Gorkha would also inflict a loss of $3 trillion in GDP, loss of 6.5 support for reality TV show Indian Idol’s Prashant Tamang million industrial jobs and $7,000 less in annual income for to form the Gorkha Janmukti Morcha (GJM). American households. In May, Chief Minister Mamata Banerjee had To be sure, the Paris Agreement will not fall apart as announced that all students would have to study a result of US withdrawal but there is a possibility of some Bengali from Class I, but later clarified that it would not be other countries following suit or losing interest in the compulsory in the hill district of Darjeeling. The GJM, which agreement objectives. In the absence of the United States, had lost the Mirik municipal election to the Trinamool the biggest historical emitter, the Paris Agreement is also in Congress in May, appeared to hear only one part of the danger of meeting the fate of Kyoto Protocol that has language decree, and announced a host of marches and remained a major under-achiever. Kyoto Protocol is the climate shutdowns. When Ms. Banerjee arrived in Darjeeling with treaty that Paris Agreement seeks to replace. Negotiated in her ministers for a meeting on ‘development’ last week, she 1997, the Kyoto Protocol is supposed to die in 2020. The was greeted with protests and stone-pelting of a kind not United States was not a member of the Kyoto Protocol as seen since 2013. The Army was called out, and Ms. Banerjee well. stayed put in Darjeeling till she thought a semblance of Besides the fact that the emission reductions from normality had returned. With May and June constituting the the United States are crucial to achieving the global targets, peak tourist season, the GJM has, for now, kept hotels, shops Washington’s ability to mobilise financial and technological and transport facilities outside the purview of the shutdown. resources to fight climate change are absolutely vital for the It is the peak season for the Darjeeling tea too, with the success of the Paris Agreement. second flush harvesting on. This eyeball-to-eyeball The US withdrawal, however, will not be immediate. confrontation spells fresh trouble for a region that depends Under the provisions of the agreement, a member country on tourism and tea for its survival. cannot withdraw for the first three years after ratifying it. The creation of a Gorkhaland will deal a financial After that period is over, the country must give one year blow to Bengal, as it will lose the revenues from the tea and advance notice to withdraw. It means, the actual exit would tourism sectors that make Darjeeling famous. Darjeeling, the not happen until well after Trump’s current Presidential term queen of hills, is also part of Bengal’s rich natural diversity is over. He talked about a conspiracy even and claimed that that extends from the rich Sundarban delta to the eastern the agreement was about “massive redistribution of United Himalaya ranges in the north. But if an Andhra Pradesh can States wealth” to other countries. deal with the creation of Telangana, so perhaps can Bengal. Given that the gateway of Darjeeling to the mainland is through the plains of West Bengal, the ties will remain 5. FIRE IN THE HILLS : symbiotic by default. Historically, Darjeeling never was a part of Bengal. Darjeeling and its adjoining terai regions were part of the THE DEMAND OF then Kirat kingdom called Bijaypur. After the disintegration of the Bijaypur kingdom, it went to Sikkim and Bhutan. GORKHALAND Darjeeling was part of Sikkim till the early 19th century before it was leased by the British from the kingdom of Sikkim in Peace in West Bengal’s Darjeeling hills has been 1835. The Gorkhas of Nepal had earlier fought with Sikkim shattered again, with the key hill party, the Gorkha Janmukti and had overrun them, but in the Anglo-Gorkha war in 1814 Morcha, renewing its demand for a separate Gorkhaland they were defeated by the British. Under the Sugauli Treaty state. of 1815, Nepal had to cede the territories which the Gorkhas The latest bid by the GJM for a separate Gorkhaland had captured from the Chogyal of Sikkim to the British East state was triggered by an announcement by the Mamata India Company. Later in 1817, through the Treaty of Titalia, Banerjee government that Bengali would be made compulsory the British East India Company reinstated the Chogyal of in schools across the state. Sikkim, and restored all the land to him.

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When it comes to Gorkhaland, there are no frenzied the 3rd International Day of Yoga at Rashtrapati Bhavan. To chants of azaadi on the campuses of Kolkata’s Jadavpur mark the celebrations, massive Yoga practice sessions and University or in Delhi’s JNU, where some students’ heart demonstrations were being held in several places across the and soul bleed for every incident in Kashmir. Neither the country and the world. This year many organisations are human rights activists nor the self-styled secular intelligentsia organising events to create a Guinness World Record by so active on social media have raised the alarm over the use forming longest human chains and other Yoga related of excessive force to repress a movement that does not call activities. In total, around 5,000 events have been scheduled for secession from India. Nor are the non-Trinamool Congress to take place in about 180 countries. Some of the countries political parties clearly spelling out their stand. The BJP at in which yoga day are celebrated are China, UK, the US, the Centre—which once backed the movement—is in a clear Bangladesh, South Africa etc. Indian high commissions dilemma, fearing it will lose its growing support base among around the world have organised many mass yoga Bengalis in the plains and project the ruling Mamata Banerjee- demonstrations at various parts of the world. To mark the led Trinamool Congress as the sole protector of the Bengali occasion, the headquarters of the United Nations in New sentiments and territories. As a fresh wave of protests by York has been lit up with images of yoga postures. the Gorkhas—who are ethnic Nepalese—singes the Ramamani Iyengar Memorial Yoga Institute, Pune Darjeeling hills, the trademark hypocrisy of the Indian political has become the first recipient of the Prime Minister’s Award class and intellectuals lie clearly exposed. for outstanding contribution to promotion and development of Yoga. Minister for Science & Technology Dr. 6. INTERNATIONAL Harshvardhan has launched a Mobile App “Celebrating Yoga”. The Mobile App has been developed by Department of Science & Technology, Ministry of Science & YOGA DAY : MARCH OF Technology on the occasion of International Yoga Day 2017. The aim of the app is to popularise Yoga and encourage INDIAN LEADERSHIP IN people to practice yoga for a scientifically healthy living. In 2015, the Department of Science & Technology (DST) had THE WORLD also launched a research programme “Science and Technology of Yoga and Meditation (SATYAM)” under its June 21st is annually celebrated as International Cognitive Science Research Initiative (CSRI). Yoga Day since the year 2015. This year, the 3rd International Day of Yoga was observed. The purpose of the yoga day is to promote yoga and make it as a part of people’s daily routine. According to UN, this year Yoga Day’s theme is ”Yoga for 7. INDIA TO BECOME Health”. The theme has been chosen to highlight the fact that yoga can contribute in a holistic way to achieving an MORE POPULOUS THAN equilibrium between mind and body. The first International Yoga Day (IYD) was CHINA BY 2024 celebrated across the world on 21 June 2015. The idea of According to the World population Prospectus The celebrating the International Yoga Day was pitched by Prime Revision released by the United Nations, India with 1.3 Minister Narendra Modi at the United Nations General billion inhabitants would surpass China’s population of 1.4 Assembly (UNGA) in September 2014. In December 2014, billion by 2024, to become the World’s populous country. UNGA had unanimously adopted an India-led resolution to Despite the drop in universal fertility rates, the UN observe 21st June as ‘International Day of Yoga’. This report expects the world’s total population to hit 9.8 billion resolution was adopted under the agenda of ‘Global Health by 2050. As per the report, the world’s population is at present and Foreign Policy’. The date 21st June was selected because 7.6 billion up from 7.4 billion last year. The increase in it represents one of the two solstices and is the longest day population was spurred by the relatively high levels of fertility in the Northern Hemisphere which has special significance in developing countries. With an addition of 82 million people in many parts of the world. every year, UN expects a continuation of the upward trend in The President of India, Pranab Mukherjee population size. At this rate, the world population is expected has inaugurated a mass yoga demonstration to commemorate

8 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 to reach 8.6 billion in 2030, 9.8 billion in 2050 and surpass feedback.Under the operation, a sum of Rs 50 lakh would be 11.2 billion in 2100. As per the report, the concentration of allotted to Rajdhani and Shatabdi trains on various routes global population growth in the poorest countries is for the purpose of revamping. Indian railways will constitute presenting a challenge. The population growth is expected two committees to monitor the revamping work under to come from the 47 least developed countries where the ‘Operation Swarn’. The upgraded trains will also have fertility rate is around 4.3 births per woman. At this rate, the improved coach interiors, better furnishing and new population in these countries would reach 1.9 billion people comfortable seats. In future, these premium trains will also in 2050. It presents a challenge as the world seeks to be upgraded with services like Wi-Fi, infotainment screens, implement the 2030 Sustainable Development Agenda, which coffee vending machines etc. is aimed to end poverty and preserve the planet. Further, the Recently Minister of Railways Suresh Prabhu has birth rates in African countries are expected to at least double launched Mission Retro-Fitment to enhance the passenger by 2050, despite fertility rates falling from 5.1 births per experience by upgrading the existing fleet of coaches. woman up to 2005 to 4.7 births in the five years following. In Mission Retro-Fitment is an ambitious program of the ministry contrast, birth rates in Europe are seeing an increase which or railways to upgrade the level of furnishing & amenities in has increased up to 1.6 births per woman, up from 1.4 births the coaches of Indian Railways. Under Mission Retro- in 2000-2005. As per the report, the overall reduction in fertility Fitment, 40,000 coaches will be refurbished and retrofitted in rates is expected to result in the ageing population, with the the next five years. The mission aims to induct about 40,000 number of people above the age of 60 or over is likely to coaches with upgraded interiors by 2022-23. The mission become more than double by 2050 and triple by 2100, from will be one of the largest retro fitment projects in the world. the current 962 million to 3.1 billion. Africa which has the The mission will be carried out without affecting the traffic youngest age distribution for any region is expected to operation. It is estimated that cost of refurbishing per coach experience a rapid ageing of its population. According to the to be approximately Rs 30 lakhs. report, Nigeria which is currently at the seventh place is Premium Trains expected to become the third most populous country by 2050 Among the premium trains in India Rajdhani and replacing the US. Shatabdi are the well known. They are transporting people The 2017 Revision of World Population Prospects who were able to afford more fare for a somewhat luxurious is the twenty-fifth round of official United Nations population travel. But after years of service, these trains have begun to estimates prepared by the Population Division of the lose their sheen. Department of Economic and Social Affairs of the United In May 2017, first high-speed premium train Tejas Nations Secretariat. The findings are presented for each Express between Mumbai and Karnali in Goa was launched. development group, income group, region, subregion and The train has a lot of facilities like LCD screen on every seat, country or area for the period 1950-2100. improved interiors, coffee vending machines, automatic doors, fire repression system, bio-vacuum toilets, attendant call buttons, reading LED lights and free Wi-Fi connectivity. The railways have also launched a new series of 8. OPERATION SWARN fully air-conditioned express trains like Humsafar, Mahamana and Gatimaan for overnight travel. The Humsafar Express After years of complaints by the travelling public, has features like CCTV cameras, coffee vending machines, the premium trains Rajdhani and Shatabdi are now set for a fire and smoke detection systems, new interiors with makeover. The Railway Ministry is to launch “Operation comfortable seats. The Mahamana Express has ladders for Swarn” to improve services in Rajdhani and Shatabdi Express climbing to upper berths, snack tables for side berths, trains. windows with powered Venetian blinds and roller blinds, In the first phase, the Mumbai-Delhi Rajdhani LED lights as berth indicators, LED reading lights, fire Express and Mumbai-Ahmedabad Shatabdi Express have extinguishers and electrically operated chimney in the pantry been selected for upgradation. Work will start from September car, among others. 26. More trains will be identified in a phased manner. Under the initiative, Indian Railways will work towards improving 10 aspects, namely, punctuality,  cleanliness, linen, coach interiors, toilets, catering, staff behaviour, security, entertainment, housekeeping and regular

9 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015

P h . : (0674) 6556677, 8093556677. W eb : w w w .vanik.org, E-m ail : van ikb b sr@ gm ail.co m MAGAZINE FOR THE MONTH OF AUGUST-2017 ECONOMY RBI IN NEWS Second bi-monthly monetary policy for 2017-18 digit unique-identity number with biometric highlights information. The following are the highlights of the second bi-monthly Reserve Bank of India issues New Batch of Rs monetary policy for 2017-18 as announced by the RBI: 500 Notes with Inset Letter ‘A’  Repo rate unchanged at 6.25%, The Reserve Bank of India (RBI) issued a new batch of Rs  Reverse repo under the LAF unchanged at 6% 500 notes with inset letter ‘A’, bearing the signature of Dr.  The Marginal Standing Facility (MSF) rate and the Urjit R. Patel Governor with the year of printing ‘2017’ on the Bank Rate unchanged at 6.50 per cent. reverse. The new series earlier released and currently, in  Statutory Liquidity Ratio cut by 0.5% to 20%  circulation has the inset letter “E”. The notes will bear Swachh Growth forecast for 2017—18 lowered to 7.3% from Bharat logo on the back side of the banknote and that some 7.4% of the notes would carry an additional character in the space  Inflation projected at 2—3.5% for H1, 3.5—4.5% between the prefix and the number of the banknote. H2, FY18 RBI observed financial literacy week from June Government makes Aadhaar Mandatory for 5-9 opening bank account as wel as transactions above The Reserve Bank of India (RBI) observed financial literacy Rs. 50,000 week from June 5-9 across the country. The financial literacy The government has made Aadhaar mandatory for opening week focused on four broad themes—know your customer bank accounts as well as for carrying out financial (KYC), Exercising Credit Discipline, Grievance Redressal and transactions above of Rs 50,000. In addition, the government Going Digital (UPI and *99#). has asked all the existing account holders to link Aadhaar numbers to their bank accounts by December 31, 2017. Before RBI amends Banking Ombudsman Scheme the notification, the Prevention of Money-laundering  The Reserve Bank the extended the scope of (Maintenance of Records) Rules made it mandatory to submit Banking Ombudsman Scheme under which banks PAN number or Form 60 to banks while opening accounts could be penalised for mis-selling third-party for high-value transactions. products like insurance and mutual funds via mobile or electronic banking. The amended Scheme shall UIDAI come into force from July 1, 2017. UIDAI was established under the provisions of the •  The pecuniary jurisdiction of the Banking Aadhaar (Targeted Delivery of Financial and Other Ombudsman to pass an Award has been increased Subsidies, Benefits and Services) Act, 2016 from existing rupees 10 lakh to rupees 20 lakh. (“Aadhaar Act 2016”) on 12 July 2016 by the  Compensation not exceeding Rs 1 lakh can also be Government of India, under the Ministry of awarded by the Ombudsman to the complainant for Electronics and Information Technology (MeitY). loss of time, expenses incurred as also, harassment • The tagline of Aadhaar - ‘Mera Aadhaar, Meri and mental anguish suffered by the complainant. Pehchan.  Banking Ombudsman is a quasi judicial authority Nandan Nilekani was the first chairman of UIDAI. • functioning under the Banking Ombudsman J Satyanarayana is the present Chairman of the • Scheme, 2006. The authority was created to enable UIDAI. resolution of complaints of customers of banks The Unique Identification Authority of India • relating to services rendered by the lenders. (UIDAI) is a statutory authority. Aadhaar is a 12

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RBI: India’s Current Account Deficit narrowed SBI makes Aadhaar number manadatory for its in 2016-17 recruitment processes  According to Reserve Bank of India (RBI), India’s SBI makes Aadhaar number mandatory for candidates current account deficit (CAD) narrowed down to applying for all its recruitment processes from July 1. 0.7% of the GDP from that of 1.1% in 2015-16 due to Accordingly, while applying for appointment, it will be contraction in the trade deficit. mandatory to furnish the 12-digit Aadhaar number (or 28-  Country’s trade deficit narrowed down to $112.4 digit Aadhaar enrollment ID in case the Aadhaar has been billion in 2016-17 from $130.1 billion in 2015-16. applied for, but not received). The above provision is  Further, the net FDI (Foreign Direct Investment) applicable in all states and union territories except Jammu & inflows in 2016-17 also got narrowed to $35.6 billion Kashmir, Meghalaya and Assam. from $36 billion during 2015-16. OTHER BANKS  A current account deficit is when a country imports more goods, services and capital than it exports. ADB and Punjab National Bank (PNB) sign $100 million loan to finance Solar Rooftop projects RBI expands overseeing committee membership to five for bad loan resolution The Asian Development Bank (ADB) and the Punjab The Reserve Bank of India (RBI) reconstituted the oversight National Bank (PNB) have signed a $100 million loan — to be committee (OC) mechanism and increased the number of guaranteed by the Government of India — that will finance large solar rooftop systems on industrial and commercial members to five from the earlier two. The new OC will be buildings throughout India. The PNB will use the ADB funds under the chairmanship of former chief vigilance to make further loans to various developers and end users to commissioner Pradeep Kumar. install rooftop solar systems. SBI IN NEWS Yes Bank partners with TerraPay for faster SBI ties up with Tirumala Milk Products International Remittance State Bank of India has entered into a tie-up with Tirumala Private sector lender Yes Bank partnered with mobile Milk Products. It’s main aim is to provide loans to dairy payments switch TerraPay to make instant cross-border farmers. Under its scheme for financing dairy units, SBI offers money transfer to bank accounts in India. The partnership loans for construction of shed, and purchase of milch animals, with Yes Bank would help the migrants by providing a real- milking machine, and chaff cutter. time, 24X7 and seamless money transfer service experience. Yes Bank- Headquarters: MumbaiCEO: Rana Kapoor SBI cuts interest rate on home loans above Rs 75 lakh by 10 bps DCB bank launches Aadhaar based iris eye scan The State Bank of India, country’s largest lender cut the customer verification service interest rate on home loans above Rs 75 lakh by 10 basis DCB Bank has launched new services – India’s first Aadhaar points (bps) to 8.60 percent. For salaried women borrowers, based iris eye scan customer verification and fingerprint the loans will be offered at 8.55 percent. According to SBI, operated ATM in Telangana. These services utilise a the new rates will be effective from June 15. The home loan customer’s Aadhaar number, eye scan and fingerprint rates offered are lowest in the industry. The statement added impression. The DCB ATM also can be used with the usual that taking a cue from the recent RBI reduction in risk ATM/ Debit Card. weightage on home loans, SBI is passing on the benefit to EXIM Bank to sign $9-b export credit pact with its customers by reducing its interest rates on home loan South Korean counterpart above Rs 75 lakh. SBI has the largest share on the home loan The Union Cabinet has approved the proposed MoU market. between Export-Import Bank of India (EXIM Bank) and SBI funds 100MW rooftop solar projects with Export-Import Bank of Korea (KEXIM) for export credit of $9 World Bank suppor billion for infrastructural development in India and for the The State Bank of India (SBI) has received a World Bank supply of goods and services as part of projects in third loan for financing 100 MW rooftop solar projects worth $625 countries. million (Rs 400 crore) by private developers. It is a significant step towards meeting the government’s target of 40 GW of rooftop solar installations by 2022.

11 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 Axis Bank to issue biodegradable prepaid gift Vijaya Bank Plans to develop 100 Digital Villages cards Vijaya Bank has stated that it plans to develop as many as Axis Bank Ltd has announced biodegradable prepaid gift 100 digital villages in various States across the country as cards on the occasion of World Environment Day. With this, part of its initiative to promote digital banking among the the bank has become the first to introduce biodegradable rural population. Vijaya Bank is the only public sector cards in the country. The card has the look and feel of regular financial institution to develop digital villages with focus on plastic cards and can be used in PoS terminals and ATMs. rural population. Vijaya Bank -Headquarters: Bengaluru, CEO: Biodegradable cards can also be recycled. Kishore Kumar Sansi. IOB launches retail mart in Thiruvananthapuram PSBs plan to mobilise Rs 58,000 cr from capital Indian Overseas Bank (IOB), the Lead Bank for mkts this fiscal Thiruvananthapuram district, has launched the Retail Mart, Public sector banks, including SBI, Bank of Baroda (BoI) a retail lending concept, in Kerala’s capital city. The exclusive and IDBI Bank, plan to raise Rs 58,000 crore through equity facility that handles retail products has started functioning dilution during the current fiscal to meet Basel-III norms and at the main branch of the bank at Statue Junction in clean up their balance sheets. Thiruvananthapuram. ( Equity dilution: Equity dilution refers to the cut down in the stock holding of shareholders in relative terms of a particular Vijaya Bank bags nine Skoch Awards company, usually a startup, whenever an offering for new Vijaya Bank has bagged nine Skoch Awards. The bank shares is made whether through an IPO, FPO or private received awards in the following categories — Best Bank in equity.The valuation of a company increases whenever more Public Sector; Best Bank for NPA Management – Organization money comes in as a form of investment through an external Category; Retail Lending; Inclusive Wallet – VPAYQWIK; entity) Digital Inclusion; IT Security; e-Surveillance of ATMs and  Country’s largest lender SBI plans to raise Rs 15,000 branches; and 100 Digital Villages – Financial Inclusion. crore through share sale and expects this to complete Axis Bank and Kochi Metro Join Hands to Launch by the year-end, probably through a qualified India’s First Single-Wallet Contactless, Open institutional placement (QIP). Loop Metro Card  As per the Indradhanush plan public sector banks Axis Bank, India’s third largest private sector bank in need to raise Rs 1.10 lakh crore from markets, association with Kochi Metro Rail Corporation (KMRL) has including follow-on public offer, to meet Basel-III launched KMRL Axis Bank ‘Kochi1’ Card, India’s first open requirements, which will kick in from March 2019. loop EMV contactless metro card that would make travel a  This will be over and above Rs 70,000 crore banks convenient and hassle free experience for commuters in Kochi. will get as capital support from the government. Of Axis Bank has partnered with National Payments Corporation this, the government has already infused Rs 50,000 of India (NPCI) in developing this transit EMV contactless crore in the past two fiscals and the remaining will specification on interoperable open standards. Prime Minister be pumped in by the end of 2018-19. Narendra Modi recently inaugurated Kochi Metro, which  In the Budget speech on February 1, Finance will be Kerala’s first metro line. The first phase is 13.2 km Minister Arun Jaitley announced capital infusion section (11 stations) of the line from Aluva to Palarivattom. of Rs 10,000 crore for 2017-18. The second phase of 5 km section from Palarivattom up to  PSU banks requires capital for meeting Basel-III Maharaja’s College will be made operational by August 2017. norms and cleaning of balance sheet as non- performing assets (NPAs) have reached BoB, Small Farmers Agribusiness Consortium ink unacceptably high levels. MoU  Despite the Reserve Bank of India (RBI) announcing Bank of Baroda (BoB) has entered into a Memorandum of numerous restructuring schemes, the bad loans Understanding (MoU) with Small Farmers Agribusiness have surged to Rs 614,872cr. Consortium (SFAC). Under this MoU, BoB would play an active role in providing collateral free loans to Farmers IDBI Bank only Private Sector Bank to get High Producer Companies (FPC) for which credit guarantee cover rating for code compliance up to 85 percent of the loan amount maximum up to Rs 1 According to the Code Compliance Rating of banks done by crore will be made available by SFAC. the Banking Codes and Standards Board of India (BCSBI) 2017, only one (IDBI Bank) out of 26 public sector banks and

12 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 eight out of 17 private sector banks got ‘high’ rating. The Foreign direct investment (FDI) inflows into the services eight private sector banks that got ‘high’ rating are Axis sector rose by about 26% to $8.68 billion in 2016- 17 with the Bank, DCB Bank, HDFC Bank, ICICI Bank, IndusInd Bank, government taking steps to improve the ease of doing Kotak Mahindra Bank, RBL Bank and YES Bank. The three business and attracting foreign investments. The sector, foreign banks are Citibank, HSBC and Standard Chartered which includes banking, insurance, outsourcing, research Bank. and development, courier and technology testing, had received FDI worth $6.89 billion in 2015-16, according to data ICICI Bank commissions 200 solar-powered of the Department of Industrial Policy and Promotion. ATMs ICICI Bank has commissioned over 200 solar powered ATM SEBI gets nod for MoU with Iran, EU sites in the last one year as part of its efforts to reduce carbon counterparts footprint and use more clean energy. The Union Cabinet gave its nod for SEBI to enter into two separate memoranda of understanding (MoU) with securities Bank of India conducts ‘Star Mahotsav market regulators of the European Union and Iran. These Bank of India conducted a mass-contact programme, ‘Star MoUs are expected to strengthen cooperation between India Mahotsav’, across its branch networ. The thrust was in and the respective countries on matters pertaining to contacting every customer at their doorstep for recovery of securities market. bad loans, disbursement of retail loan, including housing and vehicle loan, disbursement under MSME and agriculture, Samsung to help India become $1 trillion digital and promotion of its products including debit/credit cards, economy: Prasad PoS machines, internet banking, etc. Information and Technology Minister Ravi Shankar Prasad announced that the government is aiming at a $1 trillion digital WORLD ECONOMY economy by 2020 and Samsung India will spearhead this China beats India to become world’s fastest- movement. growing economy Tata Consultancy Services launches app China has overtaken India to become the world’s fastest- development kit for banks growing economy after India reported slow economic growth Global software major Tata Consultancy Services (TCS) has for the fourth consecutive quarter. In the last quarter of the launched “BaNCS App Development Kit” (ADK) that will 2016-17 fiscal, India had a 6.1% growth, as against China enable banks to fast design and build their own apps and which recorded a growth rate of 6.9% during the period. The deploy it across devices and desktops seamlessly. “BaNCS GDP growth for the year also fell from 8% to 7.1%. ADK” will help banks to design and deploy both enterprise World Bank approves $500m grant package for and consumer apps in a hybrid architecture, adopting modern Afghanistn principles of responsive web design. The World Bank had approved financing worth more than GST Council clears pending rules, states agree $500 million for Afghanistan to support a string of projects to July 1 rollout to boost the economy, help improve service delivery in five The GST Council today cleared the pending rules, including cities and support Afghan refugees sent back from Pakistan. transition provisions and returns, with all the states agreeing 20 Indian firms in top 100 companies in Asia300 to roll out GST from July 1. ranking  The Council has fitted over 1,200 goods and 500 As many as 20 Indian firms have been named in the top 100 services in four tax brackets. of Nikkei Asian Review’s Asia300 companies list, which was  The Council announced that Gold, silver, and topped by Taiwan’s Largan Precision.Indian IT service processed diamonds will be taxed at 3% under GST. provider HCL Technologies came in at the second place,  The tax slab for footwear below Rs500 has been followed by Zee Entertainment Enterprises and Tata fixed at 5%, while more expensive footwear will be Consultancy Services at the third and fourth place taxed at 18%. respectively.  Readymade garments will be taxed at 12%, while apparel costing below Rs1,000 will attract a tax of OTHER FINANCIAL NEWS 5%. FDI in services sector up 26% to $8.68 billion in FY17

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 The Council has fixed the tax rate for biscuits at Homegrown ecommerce marketplace, Flipkart’s proposed 18%. acquisition of eBay India has received approval from the  Yarn and fabric cotton will be under the 5% tax slab. Competition Commission of India (CCI). CCI has given nod  Beedis will be put in the highest tax bracket at 28% to eBay Singapore’s subscription of compulsorily convertible without cess. preference shares (CCPS) issued by Flipkart. In April this year, eBay Inc. had invested $500 million into Flipkart and SEBI relaxes norms for banks to take over sold its India business to the company to pick up a stake in stressed assets of listed companies Flipkart. SEBI (Securities and Exchange Board of India) relaxed takeover norms for the acquisition of stressed assets of listed Snapdeal ties up with The National Book Trust, companies to help the government and the RBI in their efforts India to tackle bad loans. Mr. Ajay Tyagi is the Chairman of Snapdeal Sunshine, a CSR initiative run by Snapdeal, SEBI.SEBI is Headquartered in Mumbai. announced the launch of ‘HarHaathEkKitaab’ campaign, in partnership with The National Book Trust (NBT).As a part INVESTMENT & ALLOCATION of the campaign, Snapdeal will encourage its customers to AIIB Approves $150 million for India buy and donate books published by the National Book Trust Infrastructure Fund India.  China-led Asian Infrastructure Investment Bank MERGER AND ACQUISITION (AIIB) has approved $150 million equity investment loan to the India Infrastructure Fund. Lockheed Martin Signs Pact with Tata to Make  AIIB in total has approved two loans and one equity F-16 Fighter Jets in India investment totalling $324 million to support US-based aerospace and defense manufacturing firm infrastructure projects in India, Georgia and Lockheed Martin announced that it will partner with Tata Tajikistan. Advanced Systems Limited (TASL) to manufacture and export  AIIB is a multilateral development bank backed by the F-16 Block 70 aircraft from India. China and is seen as a rival to the World Bank and Amazon to acquire Whole Foods Asian Development Bank (ADB). Online retail giant Amazon announced that it is buying  The AIIB was officially established with 57 organic grocery chain Whole Foods for $13.7 billion in cash. founding members. But as of May 2017, the bank Whole Foods stores will continue to operate under the same has 52 members. It has an authorised capital of USD name but as a separate unit of Amazon. 100 billion. The bank is headquartered in Beijing.  Jin Liqun is currently the President of the Asian SEBI Approves Airtel and Telenor Merger Infrastructure Investment Bank. Bharti Airtel has stated that it has got approvals from the EU, France give 3.5 Million Euros as Grant to Securities and Exchange Board of India (SEBI), Bombay Stock Curb Emissions in India Exchange (BSE) and National Stock Exchange of India (NSE) for the proposed scheme of merger with Telenor (India) EU and France will give a grant of 3.5 million euros to three Communications Private Ltd. Indian cities- Nagpur, Kochi and Ahmedabad as part of the EU’s commitment under the Paris Climate agreement to curb SURVEY emissions and promote sustainability in these cities. The grants have been provided to help India’s smart city India top remittance-receiving country in 2016: programme under the ‘Moblise Your City’ (MYC) initiative. UN report With this India has become the first country to get benefits  According to the ‘One Family at a Time’ study from the MYC initiative. MYC initiative is aimed at helping conducted by the UN International Fund for 100 cities across the world to reduce Green House Gas (GHG) Agricultural Development (IFAD), India was the top emissions by promoting sustainable urban transport and receiving country for remittances in 2016 at $62.7 sustainability in urban spaces. billion, followed by China ($61 billion).  The study is the first ever study conducted that NEWS RELATED TO E- COMMERCE analysed a 10-year trend in migration and remittance Flipkart and eBay India received approval from flows over the period 2007-2016. the Competition Commission of India (CCI)

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 Remittance flows have grown over the last decade quality outlook for the banking sector will remain at a rate averaging 4.2 per cent annually, from USD weak. 296 billion in 2007 to USD 445 billion in 2016.  Gross Non-Performing Assets will increase to  Top Remittance Sending Countries: US, Saudi between 8.2 and 8.5 lakh crore rupees, or to between Arabia and Russia. 9.9 and 10.3% of total advances by 2017-18-end,  A remittance is a transfer of money by a foreign from 7.7 lakh crore rupees at the end of March 2017. worker to an individual in his or her home country.  It estimates that the 11 Moody’s rated public-sector banks will require external equity capital of between India’s Forex reserves reached life-time high of $381.167 bn: RBI 70,000 and 95,000 crore rupees. According to RBI, India’s foreign exchange (Forex) reserves World Bank projects 7.2% growth rate for India have increased by $2.404 billion to touch a lifetime high of in 2017 $381.167 billion in the week that ended on June 2. In the The World Bank’s Global Economic Prospects (GEP) has previous week, the reserves had declined by $547 million to projected a growth rate of 7.2% for India in the financial year $378.763 billion. The increase was due to increase in foreign 2017 as against 6.8% growth in 2016. Also, the bank in its currency assets (FCAs). report expects India’s growth rate to remain at 7.5% in 2018 Stressed assets of Indian banks will increase and 7.7% in 2019. The World Bank has kept the global growth forecast in 2017 and 2018 at 2.7% and 2.9% respectively. through 2019: Moody’s  According to the rating agency Moody’s report, India’s GDP growth to remain flat at 7.1% in 2017- Stressed assets of Indian banks will increase 18: HSBC through 2019 and capitalization will remain a key London based global financial services major HSBC said credit weakness for state-owned lenders. India’s GDP growth is expected to remain flat at 7.1 per cent  Infusion by the government remains the only viable in current fiscal. source for shoring up the capital base and the asset  INTERNATIONAL US Withdraw from Paris Climate Deal President Donald Trump has announced that the United industrial levels with an ideal target of keeping States is set to withdraw from the historic 2015 Paris climate temperature rise below 1.5°C. pact. According to Trump, Paris Accord was unfair to the  Developed countries to provide 100 billion dollars United States. He has held that implementation of Paris annually to the developing counterparts beginning Accord would adversely impact on its economy. US is the in 2020 and it would increase with time under Green second biggest emitter of greenhouse gases, while China Climate Fund. top the list. India is at 3rd position.If we consider EU(Europian  India, which accounts for 4.1% of global GHG Union) then EU is at 3rd and India is at 4th Position. With the emission has agreed to ratify it on October 2, 2016. decision to pull out, the United States will join the short list of countries including Syria and Nicaragua that are not a China to send Mini-Ecosystems to the Moon part of the Paris Accord which has been signed by 195 China is planning to send mini-ecosystems comprising of countries in 2015. potato seeds and silkworm eggs to the Moon by next year.  Paris Agreement on Climate Change facilitates The move is aimed at studying how the organisms develop enforcement of global greenhouse gas emission in Moon. The mini-ecosystems would be sent to the moon (GHGs) reduction measures in the post-2020 i.e. in by Chang’e 4 which is scheduled to be launched in 2018. post Kyoto Protocol scenario. Switzerland ratifies automatic exchange of  It has mandatory for all Countries to keep global information with India and 40 other countries temperature rising below 2°C by 2100 above pre- Switzerland has ratified automatic exchange of information (AEOI) sharing with India and 40 other countries to facilitate

15 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 immediate sharing of details about suspected black money. Mission Innovation and Clean Energy Ministerial According to the country’s top governing body ‘The Swiss held in Beijing Federal Council’, the protocol will be implemented next year Second Mission Innovation (MI) and Clean Energy and the first set of information is planned in 2019. Ministerial was held in Beijing, China from 6-8 June 2017. An Indian delegation led by Dr. Harsh Vardhan, Minister for India and Pakisthan became full SCO members at Science & Technology, Earth Sciences and Environment, Astana summit Forest & Climate Change participated in the Second MI and India and Pakistan officially admitted as full members of Clean Energy Ministerial. China-led Shanghai Cooperation Organization security grouping during the 17th SCO summit in Astana, Kazakhstan. UNSC Expands Sanctions against North Korea The Shanghai Cooperation Organisaiton (SCO) granted full The UN security council has unanimously passed a membership status to Pakistan and India during its Ufa summit resolution expanding targeted sanctions against North Korea h eld in R u ssia in 2 0 1 5 . The SCO, headquartered in Beijing, after the latter launched its ninth ballistic missile test of the was founded in 2001. The organization comprising China, year. The new sanctions have extended a travel ban and Russia, Kazakhstan, Uzbekistan, Tajikistan and Kyrgyzstan asset freeze on senior officials, core military apparatus as aimed at military cooperation between the member states well as the state entities that are directly responsible for and involves intelligence sharing, counter-terrorism North Korea’s illicit nuclear and ballistic missile programs. operations in Central Asia and joint work against cyber This is the first such resolution which is agreed upon by the terrorism. This organization is counterpart to NATO (North United States and China since the US President Donald Atlantic Treaty Org). The last summit of SCO was held at Trump took office. Tashkent, Uzbekistan in 2016. Pakistan becomes full signatory of ‘Washington South Korea to end use of nuclear power Accord’ South Korea’s President Moon Jae-in, has vowed to phase Pakistan became a full signatory of the Washington Accord out the country’s dependence on nuclear power, following that facilitates mobility of engineering graduates and fears of a Fukushima-style meltdown. He has decided not professionals at the international level. The Accord has extend the operation of ageing reactors, many of which will grown from a initial group of six signatories in 1989 to 19 come to end of their lifespan between 2020 and 2030. signatories in 2017. At present, the Washington Accord member countries include Australia, Canada, Taiwan, UN General Assembly approves creation of new Pakistan, Hong Kong, India, Ireland, Japan, Korea, Malaysia, office on counter-terrorism New Zealand, Russia, Singapore, South Africa, Sri Lanka, The United Nations General Assembly approved the Turkey, the United Kingdom and the United States. establishment of a new United Nations office of counter- terrorism to help Member States implement UN’s global Sri Lankan appointed UN envoy on youth counter-terrorism strategy. The Counter-Terrorism UN Secretary-General Antonio Guterres has appointed Implementation Task Force Office (CTITF) and the UN Jayathma Wickramanayake of Sri Lanka as his next envoy on Counter-Terrorism Centre (UNCCT) currently under the youth, the UN mission in Colombo. Wickramanayake will DPA(Department of Political Affairs). With the creation of succeed Ahmad Alhendawi of Jordan. new UN office of counter terrorism, UN will transfer the relevant functions out of the UN Department of Political Estonia to open world’s 1st data embassy in Luxembourg Affairs (DPA) into the new body. Estonia will be opening the world’s first-ever data embassy India ratifies UN TIR Convention in a bid to next year in Luxembourg, to keep backup files of its vital counter China’s OBOR information on cloud servers and double secure its data India became the 71st country on Monday to join the United digitally. Nations TIR (Transports Internationaux Routiers) Convention, the international customs transit system, to United Nations holds first-ever ‘Ocean position itself as a regional trading and transit hub. TIR Conference’ The United Nations held its first-ever Ocean Conference at procedure enables goods to move under customs control across international borders without the payment of the UN HQ, New York, United States to renew member nations’ commitment to combatting rising sea levels, pollution, and duties and taxes. TIR will help India to integrate with Myanmar and Thailand as well as Bangladesh, Bhutan, and Nepal. harmful fishing practices for the protection of world’s

16 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 waterways. The conference ended with the adoption by India and the UN Office for South- South Cooperation have consensus of a ’14-point Call for Action’ to conserve and launched a partnership fund that will support sustainable sustainably use oceans, seas and marine resources for development projects across the developing world. The sustainable development. collaborative initiative is aimed at reducing poverty and hunger, improving health, education and equality, and Panama agrees Diplomatic ties with China and expanding access to clean water, energy and livelihoods. breaks away with Taiwan Panama established formal diplomatic ties with China and Six Arab Nations Cut Diplomatic Ties with Qatar broke all of its relationship with Taiwan. Panama’s President Six Arab Nations Saudi Arabia, Bahrain, Egypt, Yemen, Libya Juan Carlos Varela announced that his country upgraded its and UAE have suspended their diplomatic ties with Qatar. commercial ties with China and has established full diplomatic They have accused Qatar for embracing various terrorist links with China. It is seen as a victory for China in its drive and sectarian groups that are aimed at destabilizing the Arab to isolate Taiwan from the rest of the world. China claims region. Qatar will be host to 2022 FIFA World Cup. Taiwan as its own territory. Ivory Coast elected non-permanent member of World’s largest floating Solar Farm launched in UNSC China Ivory Coast has been elected a non-permanent member of China launched world’s largest floating solar farm in Anhui the UN Security Council for a two-year term. The United province. The 40-megawatt power plant has 160,000 panels Nations Security Council (UNSC) is one of the six principal resting on a lake. As per the Reports, China has been the organs of the United Nations, charged with the maintenance world’s largest investor in clean energy since 2012, spending of international peace and security as well as accepting new $88 billion on the wind and solar power in 2016. The plant is members to the United Nations and approving any changes built in Huainan City, Anhui Province, by Sungrow Power to its United Nations Charter. The Security Council consists Supply, a Chinese company specialised in renewable energy. of fifteen members with five permanent members and 10 non- permanent members.UsA, UK,Russia, France,China are US based aviation company Cirrus Aircraft permanent members. launched the world’s smallest and most affordable private jet INDEX United States-based aviation company Cirrus Aircraft Global Innovation Index 2017 launched the world’s smallest and most affordable private Switzerland has topped the Global Innovation Index 2017. In jet called ‘Vision Jet’ for 12.62 crores. It has a maximum the Global Innovation Index 2017, co-authored by Cornell operating altitude of 28,000 feet and takes off from just 620 University, INSEAD and World Intellectual Property meters of runway. Cirrus has already accepted 600 orders of Organisation (WIPO), India has moved up 6 places to reach the Vision Jet, which accounts for over $1 billion in revenue. 60th place among 130 countries World Intellectual Property They will produce and deliver the jets over the next several Organisation (WIPO) is the global body for promotion and years. protection of intellectual property rights (IPR), headquartered One million dollar fund established to bolster in Geneva, Switzerland. BRICS media Global Peace Index 2017: India has been ranked 137th in the The Brazil-Russia-India-China-South Africa (BRICS) Global Peace Index 2017.Iceland has topped the index. Syria grouping has signaled its intent to expand its footprint in the is the Least Peaceful Countries followed by Afganisthan. global media space, with the injection of a one million dollars Mumbai continues to be the most expensive city fund. for expatriates in India Nepal, China sign MoU for construction of Mumbai is India’s most expensive city for expatriates (a Budhigandaki Hydropower Project person who lives outside their native country), inching closer Nepal has signed a Memorandum of Understanding (MoU) to break into the top 50 most expensive cities in the world. with China for construction of 1200-megawatt Budhigandaki Angola’s capital Luanda is the costliest city, driven by cost Hydropower Project in Nepal on the Budhi Gandaki River. of goods and security, followed by Hong Kong and Tokyo at the second and third places, respectively. India, UNOSSC launch partnership fund to promote sustainable development

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BrandZ Top 100 Most Valuable Global Brands  It is estimated that the sector would grow 30 percent 2017 annually and reach USD 48 billion by 2020. Technology giant Google has topped the 2017 BrandZ Top  The government has relaxed FDI regulations in key 100 Most Valuable Global Brands list, with a brand value of areas of the retail sector. Last year, the government over $245 billion. Further, US tech giants Apple, Microsoft, took a decision to permit 100% ownership in B2B e- and Facebook were also among the five most valuable brands. commerce businesses and for retailers that sell food products. Global Retail Development Index The 2017 Global Retail Development Index (GRDI) titled ‘The World Competitiveness Rankings - IMD Age of Focus‘ has placed India at the top position among 30 India has been ranked 45th, in terms of competitiveness in developing countries on ease of doing business in the retail the annual rankings compiled by the International Institute sector. The index has placed China at the second place. for Management Development’s (IMD). The list has been  India’s retail sector is witnessing a growth at an topped by Hong Kong. annual rate of 20%.  NATIONAL Uttarakhand, Haryana become Open Defecation Free states and beverage trade. It takes place biennially (every 2 years). Uttarakhand and Haryana have become the fourth and fifth ANUGA 2017 is the 34th edition. Open Defecation Free (ODF) states of India under the Swachh Union Government launches Tele Law to provide Bharat Mission. The two states joined the league of Sikkim, legal support in rural areas via video conferencing Himachal Pradesh and Kerala, which were the first three states to be declared ODF. The Government of India launched ‘Tele Law’ service to provide legal support for the people living in rural areas India re-elected to ECOSOC through video conferencing. Under the scheme, the Tele-  India has won its re-election to the UN’s principal Law portal will be available across the Common Service organ on economic, social and environmental issues Centres (CSC) network connecting the citizens to legal for another three-year term. service providers. In the first phase, the Tele-Law scheme  The Economic and Social Council is the ‘United will be tested as a pilot across 1000 CSCs in Uttar Pradesh Nations’ central platform for reflection, debate, and and Bihar. The service was launched by Union Minister for innovative thinking on sustainable development.’ Information Technology (IT) Minister Ravi Shankar Prasad. EcoSoc is one of the six main UN organs which CSIR-SERC Develops Easy-to-Assemble Toilet were established by the UN Charter.The ECOSOC CSIR-Structural Engineering Research Centre (SERC), has a total of 54 members. Chennai, has come up with a cost-effective toilet. The toilet  Six main UN organs: General Assembly, Security is expected to be set up in those areas where toilet coverage Council, Economic and Social Council, Trusteeship is not available. The cost-effective toilet will weigh less than Council, International Court of Justice, Secretariat. 500kg and will have a life span of 25-30 years. It can be India to be Co-Partner Country in ANUGA 2017 assembled in under five hours. The toilet has been built with Minister of Food Processing Industries Smt Harsimrat Kaur the help of the textile reinforced concrete (TRC) panels. Badal addressed a Joint Press Conference with the organizers of ANUGA - an international business platform for Food Kolkata to get India’s first underwater Metro Industry held in Cologne, Germany. ANUGA - an acronym Kolkata is about to get India’s first underwater Metro train which will run beneath the Hooghly river. The entire project for General Food and Non essential Provisions Exhibition is is 16.6 km long, out of which 10.8 km runs under the ground. the world’s biggest and most important trade fair for Food Of this 10.8 km, 502 meters is under the water. The project

18 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 connects Howrah to the west and Salt Lake to the east. The crore by selling ten year bond, becoming the first civic body stretch of 16.6 km will have 12 stations, six of which will be to beat money from this route in 14 years. under the ground, while the remaining six stations will be on POSOCO-IMD Weather Portal & Web Portal elevated tracks. With the cost of Rs 60 crore, the project is expected to be completed by December 2019.Managing ‘MERIT’ launched Union Minister of State for Power, Coal, New & Renewable Director of Kolkata Metro Rail Corporation Ltd is Satish Energy and Mines Piyush Goyal has launched Weather Portal Kumar. for Power Sector & Web Portal ‘MERIT’ (Merit Order Petrol, diesel prices revised daily across country Despatch of Electricity for Rejuvenation of Income and from 16th June Transparency). The weather portal has been developed in Oil Marketing Companies (Indian Oil Corporation, Hindustan association with POSOCO and IMD. The portal will have Petroleum Corporation, and Bharat Petroleum Corporation) information regarding weather forecast to the state Discoms. will make a daily revision in retail selling prices of Petrol and About Ujwal DISCOM Assurance Yojna (UDAY) Diesel from 16th June across the country. Now, the decision  UDAY Scheme has been launched by will make the retail prices more reflective of the current market Union Ministry of Power for financial restructuring conditions, minimizing the volatility in the retail price of Petrol of debt of power distribution companies. It allows and Diesel. state governments, which own the discoms, to take over 75 percent of their debt as of September 30, India’s first public bicycle sharing project launched 2015, and pay back lenders by selling bonds. in Mysuru Discoms are expected to issue bonds for the India’s first public bicycle sharing (PBS) project “Trin-Trin” remaining 25 percent of their debt. has started in Mysore.Through PBS one can rent an electric  Till now 27 states/UT have joined this scheme with bicycle from docking stations to be set up at public and Mizoram being 27th state to join. The scheme is tourism places, and return it at any docking station. It is joint optional for the states to join. Andhra Pradesh was venture of World Bank and Karnataka Government. the first state to join. only states that have not joined Government to implement India’s first Rural LED it are NAGALAND & WEST BENGAL. Street Lighting Project in Andhra Pradesh Government launches VAJRA scheme to attract Government of India, through the Energy Efficiency Services Indian scientists abroad Limited (EESL) under the Ministry of Power, would be In a bid to bring together the Indian scientists from abroad providing 10 lakh conventional street lights with LED lights and India-based researchers for conducting joint researches in Gram Panchayats of 7 districts in Andhra Pradesh. This is in India, the Department of Science and Technology (DST) the first project for rural LED street lighting in the country has launched a scheme named ‘Visiting Advanced Joint under the Government of India’s Street Lighting National Research Faculty’ (VAJRA). Project (SLNP). 30 more added to Smart Cities Mission IOC, BPCL, HPCL Sign Agreement to set World’s Thirty cities were added to the Centre’s Smart Cities Mission Largest Refinery and a total investment of Rs. 57,393 crore was announced by The Public Sector Oil Marketing Companies, Indian Oil, Union Urban Development Minister M. Venkaiah Naidu, Bharat Petroleum and Hindustan Petroleum have signed the taking the total number of smart cities to 90. Among the joint venture agreement to jointly set up the world’s largest selected cities, Thiruvananthapuram topped the challenge refinery and petrochemical complex in Babulwadi, Rajapur at Ratnagiri district of Maharashtra. The refinery is expected to India to be first in world to run all government be set up at an estimated cost of Rs 3 lakh crore. The new ports on green energy complex is expected to be completed by 2022. The government has planned to install almost 200 megawatt solar and wind power generation capacity at the ports by Venkaiah Naidu launches nation’s largest 2019. All 12 major domestic ports will soon switch to municipal bond programme renewable energy to meet their entire power requirements, Union Urban Development Minister Venkaiah Naidu, making India the first country to have all government-owned launched country’s largest municipal bond programme in ports running on solar and wind energy. Mumbai. The Pune Municipal Corporation raised Rs. 200

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The Ministry of Road Transport & Highways and the basic course, will be given a scholarship of up to Rs Shipping launches INAM-Pro + platform 20,000. The toppers among Samsung Technical School The Minister of Road Transport & Highways and Shipping students will also be given a reward of Rs 20,000. Shri Nitin Gadkari has launched INAM-Pro +. INAM-Pro+ is an upgraded version of INAM-Pro, the web portal designed BILL AND AMENDMENT by National Highways and Infrastructure Development Union Cabinet approved the proposal to introduce Corporation Ltd (NHIDCL) and launched by the Ministry a Financial Resolution and Deposit Insurance Bill two years back as a common platform to bring cement buyers The Union Cabinet approved the proposal to introduce a and sellers together. Financial Resolution and Deposit Insurance Bill, 2017. This India to be more populous than China by 2024: bill will provide a comprehensive resolution framework for UN financial sector entities to deal with bankruptcy situation in As per the UN report India which is currently ranks as the banks, insurance companies, and other entities. second most populous country with 1.3 billion inhabitants, Centre approves modifications to ‘kambala’ Bill will surpass China’s 1.4 billion citizens by 2024. The world’s The Centre has approved the modifications to the Prevention total population is expected to hit 9.8 billion by 2050 despite of Cruelty to Animals (Karnataka Amendment) Bill 2017 to universal lower fertility rates. pave way for organising ‘kambala’ in the coming season, Older than 60, younger than 8 to get 10 percent according to PP Chaudhary, Union Minister of State for Law rebate in passport fee and Justice. The approval by the President will help in the The External Affairs Ministry announced ten percent rebate smooth conduct of ‘kambala’ (the traditional slush track on passport fee for applicants who are either older than 60 buffalo race) in Dakshina Kannada and Udupi districts of years or younger than eight years. Also passports would Karnataka. The Bill proposes to exempt ‘kambala’ from the now be in both Hindi and English, instead of just English. ambit of the Prevention of Cruelty to Animals Act 1960. A commemorative postage stamp released on RAILWAY completion of 50 years of Passport Act, 1967 Prime Minister Narendra Modi inaugurates Kochi The ministry for communication Manoj Sinha released a Metro postage stamp on completion of 50 years of Passport Act,  Prime Minister Narendra Modi has inaugurated 1967. In order to extend passport services to our citizens on Kochi Metro, which will be Kerala’s first metro line. a larger scale and to ensure wider area coverage, the Ministry  The first phase is 13.2 km section (11 stations) of of External Affairs and the Department of Posts (DOP) have the line from Aluva to Palarivattom. The second agreed to utilize the Head Post Offices in the country as Post phase of 5 km section from Palarivattom up to Office Passport Seva Kendra (POPSK) for delivering passport Maharaja’s College will be made operational by related services to the citizens of our country. It has been August 2017. decided to set up 235 POPSK in two phases – 86 in Phase-I  Kochi Metro is the first public transport system and 149 in Phase-II. 52 POPSK of Phase-I have been that has reserved jobs for the transgenders. operationalized.  The Kochi Metro is the county’s first fully Samsung Signs MoU with Ministry of Micro, Small integrated Metro. The project cost of Kochi Metro and Medium Enterprises (MSME) to Set Up 2 is Rs 5,180 crore. more Tech Schools  In a first, Kochi Metro will offer free WI-FI in its Samsung India has signed a memorandum of understanding coaches and its stations. (MoU) with the Ministry of Micro, Small and Medium  It is also first metro in the country to use solar power Enterprises (MSME) for setting up two new Samsung to meet a quarter of its electricity requirement. Technical Schools in Bengaluru and Jamshedpur Reinforcing  Kochi Metro is India’s first integrated multi-mode transport system. The system will also provide boat its commitment to the government’s “Beti Bachao, Beti rides with water transport as a feeder service to the Padhao” campaign, Samsung also announced the MSME- Samsung Technical School Scholarship programme for girls rail corridor. and differently-abled trainees. Under the MSME-Samsung Technical School Scholarship programme, 1,000 girls and differently-abled trainees, who have successfully completed

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Ministry of Railways launches Mission Retro- 21 new railway stations to come up on Konkan Fitment route Minister of Railways Suresh Prabhu has launched Mission Konkan Railway Corporation Ltd (KRCL) is planning to Retro-Fitment to enhance the passenger experience by develop 21 new stations on the Konkan route. A total 147 upgrading the existing fleet of coaches. The mission aims to km’s of railway track would be doubled under the expansion induct about 40,000 coaches with upgraded interiors by 2022- and modernisation project at a cost of Rs. 3,000 crore. After 23. addition, the total number of stations on the route to 87 and reduce the distance between two stations to 8.3 km from President inaugurates Namma Metro 12.75 kms. President Pranab Mukherjee inaugurated underground section of the Green Line of Bengaluru’s Namma Metro train Railways to push for Rs 35,000 crore fund for infra service. It will connect Nagasandra in northern part of the building city with Yelachanahalli in southern part. Aiming at a major push for infrastructure, the Railways will raise Rs 35,000 crore with World Bank assistance to create a Indian Railways launches Gandhi Darshan special separate fund for investment in the rail sector. The Railways train has to raise Rs 5,000 crore every year to strengthen safety To commemorate 100 years of Sabarmati Ashram the Union infrastructure for achieving its zero accident target. The Modi Minister of Railways ‘Suresh Prabhakar Prabhu’ has flagged government has earmarked Rs 8.5 lakh crore for the Railways off special tourist ‘Gandhi Darshan Spl.’ train through video for 2014-19 keeping the massive expansion plan in rail sector conferencing from Bandra.This train will cover all the in mind. important destinations like Wardha, Motihari, Bettiah, Gaya, Varanasi, Allahabad & Surat connected with India’s freedom Rajdhani, Shatabdi trains set for revamp under struggle movement & Mahatma Gandhi. ‘Operation Swarn’ The Railway Ministry has launched “Operation Swarn” to Indian Railways to induct 40,000 refurbished improve services in Rajdhani and Shatabdi Express trains. coaches by 2023, earmarks Rs 8,000 crores In the first phase, the Mumbai-Delhi Rajdhani Express and The Indian Railways is planning to induct about 40,000 Mumbai-Ahmedabad Shatabdi Express have been selected coaches by 2023. Railways also expect to manufacture 15,000 for upgradation. More trains will be identified in a phased new coaches with modern features during 2018 -19 and 2022 manner. Recently Minister of Railways Suresh Prabhu has -23 periods. The work plan started of 1000 coaches in the launched Mission Retro-Fitment to enhance the passenger current financial year the number will increase to 3000 in the experience by upgrading the existing fleet of coaches. The next fiscal and 5,500 coaches in subsequent years. mission aims to induct about 40,000 coaches with upgraded interiors by 2022-23.  RECENT GOVERNMENT DEVELOPMENT & SCHEME Union Cabinet approves Interest Subvention on  Under this scheme, farmers will be given a short Short-Term Crop Loan to Farmers term crop loan up to Rs. 3 lakh payable within one  The Union cabinet has approved the Interest year at an interest rate of 4% per annum. Subvention Scheme (ISS) for farmers for the year  The scheme will be continued for 1 year and will be 2017-18. The Government has allocated Rs. 20,339 implemented by NABARD and RBI. crore for this scheme.  The objective of the scheme is to make the available Ministry of Culture launched ‘National Mission agricultural credit for Short Term crop loans at an on Cultural Mapping of India’ affordable rate. In the year of commemoration of the birth centenary of Pandit Deen Dayal Upadhyay, who hailed from Mathura district in Uttar Pradesh, the Ministry of Culture, Government of India

21 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 has launched the implementation of the ‘‘National Mission Shri J P Nadda launches Skill for Life, Save a Life on Cultural Mapping of India’ at Goverdhan Block, Mathura initiative District, Uttar Pradesh. Shri J P Nadda has launched Skill for Life, Save a Life initiative Atal Pension Yojana: Pensioners can now to promote skill development in the health sector. ‘Skills for subscribe digitally for APY through APY@eNPS Life, Save a Life’ Initiative’ aims to upscale the quantity and quality of trained professionals in the healthcare system. In a bid to give a major push to Prime Minister Narendra Under this initiative various courses are planned to be Modi’s Digital India initiative, the Pension Fund Regulatory initiated targeting specific competencies for healthcare and Development Authority (PFRDA) of India have now professionals as well as for general public. introduced APY@eNPS to benefit pensioners across the nation. Pensioners can now subscribe for Atal Pension President of India launches mobile app ‘Selfie with Yojana through “APY@eNPS”, which involves a complete Daughter’ digital enrolment process hassle free. The President of India, Shri Pranab Mukherjee launched a Atal Pension Yojana mobile Application ‘Selfie with Daughter’ at Rashtrapati  Subscriber should have saving account. Bhavan. The App is aimed at raising awareness among people  Eligible age for entering into scheme - 18 to 40 years. about female foeticide and sex selection.The ‘Selfie with  Provides subscribers a fixed minimum pension of Daughter’ campaign was started by Shri Sunil Jaglan in June Rs. 1,000, Rs. 2,000, Rs. 3,000, Rs. 4,000 or Rs. 5,000 2015 in village Bibipur, Jind, Haryana. per month starting at the age of 60 years.  Period of contribution by subscriber should be ‘SATH’ initiative launched by NITI Aayog equal to or more than 20 years. For furthering the agenda of cooperative federalism, NITI  Central government will contribute 50% of the Aayog has launched SATH, a program providing ‘Sustainable contribution by subscriber or Rs. 1000 per annum, Action for Transforming Human capital’ with the State whichever is lower for 5 years. Governments. The objective of this program is to initiate transformation in External Affairs Minister inaugurates KIP for the education and health sectors.The program will be Young Overseas Indians implemented by NITI along with McKinsey & Company and External Affairs Minister Sushma Swaraj has inaugurated IPE Global consortium, who were selected through a Know India Programme (KIP) for NRI and PIO youth(Age competitive bidding process. group of 18 to 30 years) with a view to provide them with an exposure to the country of their origin so that they can ‘DigiYatra’- A New Digital Experience for Air understand India better and more closely. The government Travellers has also announced the openings of 149 new post office The Ministry of Civil Aviation is adding a Digital experience passport seva kendras(POPSK) in the country . for Air Travellers through DigiYatra Platform. The ‘DigiYatra’ is an industry-led initiative co-ordinated by the Ministry in Venkaiah Naidu launches Urban housing project line with the Prime Minister Shri Narendra Modi’s Digital To give push to the National Mission of Housing for All in India’s vision to transform the nation into a digitally Andhra Pradesh, Union Minister of Housing & Urban empowered society. The initiative will transform the flying Poverty Alleviation Venkaiah Naidu launched urban housing experience for passengers and position Indian Aviation project for financially backward people of state. National amongst the most innovative air networks in the world. Mission of Housing for All aims to provide shelter to all by 2022.  Hybrid seed prices cut by 10% Seed industry has decided to cut retail prices of hybrid seeds excluding cotton by 10% through the ensuing 2017-18 kharif season. The decision in this regard was taken at a meeting called by Union Agriculture Minister Radha Mohan Singh to reduce voluntarily the seed prices.

22 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 BILATERAL India and Russia Sign 5 Pacts a) India and Russia have inked 5 pacts after wide- 6. MoU between Foreign Service Institute and ranging talks between Prime Minister Narendra Diplomatic Academy of Spain. Modi and Russian President Vladimir Putin during India, South Korea sign $10 billion funding the visit of Prime Minister Modi to Russia. agreement for infra projects b) An agreement on cultural exchanges for a period of India and South Korea signed agreement for $10 billion two years (2017-2019) has been signed between the assistance for infrastructure development projects in India, two nations. including smart cities. The two countries signed agreements c) An agreement for the construction of the third stage to establish $9 billion in concessional credit and $1 billion in of the Kudankulam NPP (KK5 & KK6) along with Official development assistance (ODA) funding for the Credit Protocol has been signed between NPCIL infrastructure development projects in India. With this and ROSATOM agreement, South Korea has become one of the first non-G- d) Contract between JSC (Russian Railways) and the 7 countries to become an ODA contributor in India. Ministry of Railways on the preparation of the South Korea justification for the implementation of the high- 1- Capital: Seoul , 2- Currency: won, 3-President: Moon Jae- speed service at the Nagpur-Secunderabad section in, 4-Prime minister: Hwang Kyo-ahn has been signed. e) Memorandum of cooperation between ALROSA Government awards Contracts for completion of Joint Stock Company and the Council for the Kaladan project in Myanmar Promotion of the Export of Precious Stones and Government has awarded a Rs 1,600-crore contract for Jewellery of India has been signed. constructing 109-km road connecting Paletwa river terminal f) India and Russia have decided to hold the first tri- to Zorinpui in Mizoram border as a part of the $484-million Services exercises, named ‘Indra-2017’, this year. Kaladan multi-modal transport (KMTT) projects in Myanmar g) Both the countries have also decided to begin joint which will offer connectivity to Mizoram. Kaladan multi- manufacturing of frigates and co-production of modal transport projects was the first major project Kamov-226 military helicopters. undertaken by the Indian government in Myanmar. h) Setting up of Units 5 and 6 of the Kudankulam India-Australia: Australian Government announced that Nuclear Power Plant (KNPP) in Tamil Nadu with the Indian Nationals can apply for a visitor visa online starting Russian help was a much-awaited agreement.The from 1 of July 2017. It offers benefits like 24/7 accessibility, reactors will be built by India’s Nuclear Power electronic payment of the visa application. Corporation of India Ltd (NPCIL) and Russia’s Atomstroyexport company, which is a subsidiary India-Afghanistan air freight corridor to open up of Rosatom. soon India and Spain:India and Spain have signed seven India and Afghanistan are set to operationalize their first air- agreements following talks between Prime Minister Narendra freight corridor in the coming days. The first flight will be Modi and his Spanish counterpart Mariano Rajoy at the operated by Ariana Afghan Airlines, which is the Moncloa Palace in the Spanish capital. Afghanistan’s national carrier. 1. Agreement for Transfer of Sentence Persons India-Srilanka: India has signed an agreement with Sri Lanka 2. MoU on Cooperation in Organ Transplantation to provide USD 318 million as line of credit to develop the 3. MoU on Cooperation in Cyber Security island nation’s railway sector. 4. MoU on Cooperation in Renewable Energy India and Russia Celebrates 10 Years of 5. MoU on Technical Cooperation in Civil Aviation Partnership in Science and Technology Agreement on visa waiver for holders of diplomatic This year, India and Russia are celebrating 70 years of passports. establishment of diplomatic relations between them. Joint

23 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 cooperation in science and technology was one of the India, Mauritius sign MoU on parliamentary important pillars of the bilateral relationship between both cooperation the countries. Also, India’s Department of Science & India and Mauritius have signed a Memorandum of Technology, New Delhi and Russian Foundation for Basic Understanding (MoU) to institutionalise cooperation Research, Moscow are celebrating their 10th year of their between the Parliaments of the two countries. partnership. Mauritius  Capital: Port Louis US approves sale of 22 Guardian drones to India  Currency: Mauritian rupee The United States has cleared the sale of the state-of-the-art  President: Ameenah Gurib Guardian 22 unmanned Guardian drones to India. The deal  Prime Minister:Pravind Jugnauth to sell UAV drones to India is estimated to be worth $2 to $3 billion.  STATE NEWS ANDHRA PRADESH & TELANGANA The Pashu Bazaar platform was developed to help farmers to Andhra Pradesh topped the list for implementing sell their animals without physically taking them to weekly urban reforms during 2016-17 markets. Andhra Pradesh topped the list of States that performed well in implementing urban reforms during 2016-17., followed by Telangana Government launched ‘Hyderabad City Odisha, Jharkhand, Chattisgarh and Madhya Pradesh. The Wi-Fi’ project around 1000 cities Ministry of Urban Development M Venkaiah Naidu disbursed The Telangana Government launched the ‘Hyderabad City Rs 500 crore as incentive to 16 states that performed well in Wi-Fi’ project, providing the wireless Networking implementing urban reforms during 2016-17. The reform Technology at over 1,000 public places in the city. Cellular incentive fund will be increased to Rs 10,000 crore for the Operators Association of India (COAI) is the technical adviser next three years to promote next generation urban reforms. to the Telangana Government on the project. The network The Centre also plan to launche a liveability index which will has now been installed at 1,000 hotspots with an assured rank the country’s 116 major cities on the basis of the quality bandwidth of 5-10 Mbps offering 30 minutes of free Wi-Fi. of life they offer. The first-of-its-kind index will enable the cities know where they stand in terms of the quality of life Telangana Medical Devices Park launched on and the interventions required to improve it. The ranking will June 17 be released in 2018. Telangana Medical Devices Park, a dedicated ecosystem for MedTech innovation and manufacturing was launched on Telangana Launches T-Wallet June 17. The park, coming up over 250 acres in Sultanpur Telangana has launched a digital wallet named T-Wallet for village of Patancheru of Medak district, is said to be first of people to make public and private financial transactions. its kind park in India for medical devices and electronics and This is first such initiative by any state government in the will focus on medical innovations, R&D and manufacturing. country. The public who do not have smartphones can use the wallet for transactions using MeeSeva centres. To Telangana launches single-woman pension provide the service, the Telangana Government has tied up scheme, first in India with Vijaya Bank. Telangana launches single-woman pension scheme, first in India. Single women from poor families in Telangana will get Telangana launches PashuBazar website for online a monthly pension of Rs 1,000 from April next. Single women cattle sale whose annual income is below Rs 2 lakh are eligible for the The Telangana government launched a website purchase of pension. cattle through pashubazar.telangana.gov.in website will help farmers as the cattle need not be brought to shandies every time and farmers can save on transportation cost on cattle.

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KERALA & TAMIL NADU provide free Wi-Fi across 13,000 primary schools, colleges and 48 government colleges and introduce free textbooks Tamil Nadu govt signs MoU with Aviation Ministry for government school students. for implementation of UDAN scheme Tamil Nadu govt. has signed a Memorandum of Punjab, UN to join hands to fight drug menace Understanding (MoU) with the Union Civil Aviation Ministry The Punjab government has decided to collaborate with the for the implementation of the UDAN scheme in the state. United Nations Office on Drugs and Crime (UNODC) as part The MoU has been signed in presence of the chief minister of its efforts to root out the drug menace in the State. Tamil Nadu ‘Edappadi K Palaniswamy’ and the Airports UTTAR PRADESH & DELHI Authority of India Chairman ‘Guruprasad Mohapatra’ at the Secretariat in Fort St George, Chennai. Three of the tier-two CRY Report: Uttar Pradesh ranks First in Number industrial towns (Hosur, Salem, and Neyveli) are to be of Child Labourers developed in the first phase where airstrips are available. Uttar Pradesh ranks first in the number of child labourers in Kerala Govt Implements ‘Green Protocol’ For the country followed by Bihar and Rajasthan. According to Weddings, Curbs Use Of Thermocol, Plastic a recently released CRY Report on child labour, more than 8 Kerala State government has come out with a green protocol lakh children between the age group of 5 and 6 years in India to make the weddings in the state more nature-friendly. As are engaged in child labour. Over 5 lakh children in India do per the protocol, plastic and other non-biodegradable articles not attend school. CRY (Child Rights and You) has published including disposable glasses and plates and thermocol the report on the eve of World Day against Child Labour (12 decorations will not be permitted to be used in wedding June). ceremonies. The protocol has been released as a part of the MAHARASHTRA government’s anti-plastic drive and Green-Kerala Mission. Suchitwa Mission which is the state nodal agency for Maharashtra govt launches Mahaswayam portal sanitation has already launched the initiative on a pilot basis for job seekers in Kannur, Ernakulam, Kollam and Alappuzha. Maharashtra government has launched a web portal called ‘Mahaswayam’. It will provide service to job seekers, HARYANA employers, entrepreneurs, and training institutes who can Haryana’s open defecation-free village to be fetch details regarding skill development and employment. named after Donald Trump HIMACHAL PRADESH Sulabh International founder and chief Bindeshwar Pathak announced that an open defecation-free (ODF) World Bank gives $36 mn loan to Himachal for village(Dhanduka village) in Mewat will be named after the fiscal prudence US President Donald Trump. The move will help draw the India has signed Loan Agreement with the World Bank for attention of the world towards India’s cleanliness campaign. USD 36 Million for “Himachal Pradesh Public Financial Management Capacity Building Program”. The $36 million PUNJAB loan from the International Bank for Reconstruction and Punjab govt launches ‘Chief Minister Scholarship Development (IBRD) has a five-year grace period and a Scheme’ maturity of 19 years. World Bank President: Jim Yong Kim Punjab State government has launched the “Chief Minister NORTH EAST Scholarship Scheme” with an aim to provide cheaper and quality technical education to the meritorious and poor Dr. Jitendra Singh Announces “Hill Area students of the state. Development Programme” for Northeast The Union Minister of State (Independent Charge) for Punjab announces free education for girls from Development of North Eastern Region (DoNER), Dr Jitendra Nursery to PhD Singh announced the launch of “Hill Area Development In a bid to fulfil one of its major poll promises, Captain Programme” (HADP) for Northeast in Imphal, Manipur. He Amarinder Singh-led government in Punjab has announced announced the launch of the program to address a meet of free education for girls in all public institutions from nursery Investors and Entrepreneurs, organized by NEDF (North to PhD, in spite of the financial crunch currently being faced Eastern Development Finance Corporation Ltd), with joint by the state. In addition to free education, the government participation of the Union Ministry of DoNER and the has proposed to start pre-primary classes (nursery and LKG) Government of Manipur. in government schools from the next academic session,

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Arunachal CM Pema Khandu demands separate Odisha government is all set to commission the ambitious Time Zone for North Eastern states Early Warning Dissemination System (EWDS) which can Arunachal Pradesh chief minister Pema Khandu has demand warn the vast population residing along its 480 km-long coast for a separate time zone for the northeastern states to improve by pressing a single button from a control room in the State work efficiency and save electricity in the region. According capital in the event of the occurrence of natural disasters like to him, several daylight hours are getting wasted as a tsunami or a cyclone. Thus, Odisha become the first state government offices open only at 10 am and closes as early to have developed an automatic public address system that as 4 pm. India currently follows a time that is 5-1/2 hours can be activated across the state. ahead of the International standard, Greenwich Mean Time (GMT). The proposed new time zone would put the North- Odisha Govt Approved 53 Projects Under Eastern states six hours ahead of GMT. AMRUT Scheme Odisha State Government has approved 53 urban projects Mizoram Launches Scheme For Better Treatment with at a total expense of Rs 538 crore under the Central Of HIV-Hit People government’s ambitious scheme ‘Atal Mission for The Mizoram Health Minister Lal Thanzara launched the Rejuvenation and Urban Transformation AMRUT Scheme’. ‘Test and Treat Strategy’ of the Mizoram state AIDS Control Under this scheme: Union Government provides an assistance Society (MSACS) to improve treatment for HIV affected of 50 per cent of project cost for cities with a population of people in the state. Under the ‘Test and Treat Strategy’, the up to 10 lakhs each and one third of project cost for cities HIV affected people would be given free Anti Retrovira with a population of above 10 lakhs each. Rest of the project Therapy (ART) irrespective of the CD4 count or T-cell test. cost has to be borne by the states and urban local bodies. The CD4 count is like a snapshot of how well your immune Rajasthan was the first state in the country to submit State system is functioning. Annual Action Plan under Atal Mission for Rejuvenation and Urban Transformation (AMRUT). Sikkim govt signs Mou with British Council The Human Resource Development department of Sikkim BIHAR government signed an MoU with the British Council to enhance quality of education in the state. The MoU was Bihar’s ‘Project Jal Sanchay’ chosen for National signed by GP Upadhaya, additional chief secretary cum Award principal Human Resource Development department and Project Jal Sanchay’, a water conservation model which is Alan Gemmell, Head of British Council. successfully adopted in Nalanda district of south-central Bihar, has been chosen for the national award for excellence ODISHA in the Mahatma Gandhi national rural employment guarantee programme (MGNREGP) by the Ministry of Rural Country’s First Automatic Coastal Warning for Development. Disasters to come up in Odisha  AWARD & HONOUR Israeli Author David Grossman wins Man Booker International Prize Majaw at a function organised by Sarhad, a socio cultural Israeli author David Grossman won the Man Booker educational organization at Darbar Hall in Raj Bhavan. International Prize for his novel “A Horse Walks Into a Bar”. Poet Haraprasad Das gets Kalinga Literary Award David Grossman, the first Israeli author to win the Man Poet and essayist Haraprasad Das conferred with Kalinga Booker International Prize. Last year, the prize was won by Literary Award for his work and contribution to literature at South Korean author Han Kang for her novel The Vegetarian. the fourth edition of Kalinga Literary Festival (KLF). This Assam governor presents 4th Bhupen Hazarika year the KLF introduced two new awards namely the Kalinga National Award to Lou Majaw International Literary Award, Kalinga Karubaki Award. The The Assam Governor Banwarilal Purohit presented the 4th Kalinga International Literary Award was received by Anand Bhupen Hazarika National Award to eminent singer Lou Neelakantan for his contribution towards literature, and the

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Kalinga Karubaki Award was given to Paramita Satpathy for Lufthansa, Etihad, Hainan Airlines and Garuda Indonesia her contribution to Odia poetry. completed the top 10. Indian girl bags Little Miss Universe Internet Ramamani Iyenger Memorial Yoga Institute bags 2017 crown at Little Miss Universe in Georgia first yoga award A 12-year-old Padmalaya Nanda from Odisha has created Pune’s Ramamani Iyenger Memorial Yoga Institute has been history by becoming the youngest girl to bag the “Little selected as the first recepient of the Prime Minister’s Award Miss Universe Internet 2017” and “Little Miss Actress” for outstanding contribution for promotion and development crowns at the Little Miss Universe 2017 at the port city of of Yoga. Batumi in Georgia. The Capital of Georgia is Tbilisi. Its Air Asia named world’s best budget airline at Currency is Georgian lari. Skytrax awards Thespian Soumitra Chatterjee elated at French At the awards held in Paris, dubbed as the “Oscars of the honour Aviation Industry”, AirAsia X has won the World’s Best Low-Cost Airline Premium Cabin and World’s Best Low-Cost Thespian Soumitra Chatterjee is going to receive the Airline Premium Seat awards for the fifth straight year. prestigious France’s highest civilian award, the Legion of Honor. She is the most prominent face of Satyajit Ray’s films. Indian anti hunger activist to be honoured by With this she has become the first Indian actor to be honoured Queen Elizabeth II with the award. Anti-hunger activist Ankit Kawatra, who has been committed to solving problems of hunger and malnutrition in India, is Shri J P Nadda conferred WHO Director-Generals all set to receive the prestigious Queen’s Young Leaders Special Recognition Award Award with 60 others from all 53 Commonwealth countries. Shri J P Nadda, Union Minister of Health and Family Welfare Queen Elizabeth II will honour him on June 29. was conferred the WHO Director-General’s Special Recognition Award for global tobacco control. The global NEWS IN BRIEF recognition was presented to him by Dr Poonam Khetrapal  Raveena Tandon has been conferred with the Singh, Regional Director, WHO South-East Asia at the Dadasaheb Phalke Academy Critics Award for Best Actress for her performance in the film Maatr. The ‘National Consultation on Accelerating Implementation of critics and the audience have touted Maatr as one WHO Framework Convention on Tobacco Control (FCTC) of the most impactful and brutally honest films. for achievement of SDGs’.  Twelve-year-old Indian American Ananya Vinay, has Jeje Lalpekhlua bags AIFF 2016 Player of the Year been declared the winner of the 90th Scripps National award Spelling Bee. Jeje Lalpekhlua, Indian professional footballer, who scored  Filmmaker Madhur Bhandarkar will be conferred the second goal for the team in the recently played with the Bharat Gaurav Award at the United Nations international friendly against Nepal, has been adjudged the Hall, New York. He will be conferred with Bharat 2016 AIFF Player of the Year. Sasmita Malik was adjudged Gaurav Award along with spiritual leader Sri Sri Ravi the 2016 AIFF Women’s player of the year at the award Shankar and Late Kalpana Chawla. ceremony  Indian American author Jhumpa Lahiri has been announced as the recipient of the 2017 PEN/ Vizianagaram bags MGNREGA National Award Malamud Award for Excellence in the Short Story. The Ministry of Rural Development has selected  Tata Motors has been awarded ‘HR Innovation of Vizianagaram as one among the 17 districts for MGNREGA the Year’, for its significant contribution to skill annual award for its effective implementation of the Mahatma development in the automotive sector at the Asia- Gandhi National Rural Employment Guarantee Act during Pacific Excellence Awards held in Hong Kong the time period 2015-16. Vizianagaram is a district in the state recently. of Andhra Pradesh.  Defence public sector undertaking BEML Ltd has The world’s best airlines have been announced bagged the ‘Raksha Mantri’s Award for Excellence’ The 2017 World Airline Awards, organised by Skytrax, put under the group award category for design and Qatar Airways on top of the podium, ahead of Singapore development of 180 tonne class electric hydraulic Airlines and ANA All Nippon Airways. Last year’s winner, excavator – BE1800E. Emirates, fell to fourth overall, while Cathay Pacific, EVA Air,  27 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 PERSON IN NEWS WORLD Kang Kyung: Kang Kyung-wha has been appointed as at the United Nations after Lakshmi Pandit who served as South Korea’s first female foreign minister despite facing the President of the United Nations General Assembly. strong objections from the opposition parties. Ram Nath Kovind: Bihar Governor Ram Nath Kovind Sher Bahadur Deuba: Sher Bahadur Deuba,70, has been has been chosen by the National Democratic Alliance as its elected as Nepal’s Prime Minister for the fourth time.Last Presidential Candidate. month, Maoist leader Prachanda Kamal Dahal resigned under Nyaya Mitra: Union Government will appoint Nyaya a power sharing deal with the Nepali Congress leader. Mitras across the country to expedite the cases pending for Katy Perry hits 100 million followers last 10 years in lower courts. It is also announced that retired judges will be appointed as Nyaya Mitras to expedite the American singer Katy Perry has become the first ever person over seven lakh fifty thousand cases pending across the to hit 100 million followers on Twitter. Justin Bieber and Barack country. Obama are behind with 97 million and 91 million followers Radha Chauhan: Radha Chauhan has been appointed as respectively. the Chief Executive Officer of Government e- Marketplace Christopher Wray: US President Donald Trump has (GeM). GeM is an online platform for central and state nominated former justice department official Christopher government departments for purchase of goods and services. Wray as the new director of the Federal Bureau of Ganeshan Neelakanta: Ganeshan Neelakanta Iyer has Investigations (FBI). He would be replacing James Comey. become the first Indian to be nominated as a member of the Leo Varadkar: Indian Origin Leo Varadkar to be the Next Umpires and Referees Committee (URC) by International PM of Ireland. Ireland’s Fine Gael party has elected a 38 year Table Tennis Federation (ITTF). In another first Ganeshan old Leo Varadkar as prime minister of Ireland. He will succeed Neelakanta Iyer has also been recommended as the Technical Enda Kenny. Commissioner from Asia to the ITTF. Miroslav Lajcak: Slovak foreign minister Miroslav Lajcak Shashi Shekar Vempati: Shashi Shekar Vempati has been has been elected as the President of 72nd session of the UN appointed as the CEO of Prasar Bharati based on the General Assembly. He will succeed Fijian diplomat Peter recommendation of the three-member committee headed by Thomson. Vice President. Vladimir Voronkov: The United Nations has appointed Justice Dalveer Bhandari: Justice Dalveer Bhandari veteran Russian diplomat Vladimir Voronkov to head a newly- has been nominated by India as its candidate for another established counter-terrorism division, despite growing nine year term as judge of the International Court of Justice tensions between the US and Russia. (ICJ), the principal judicial organ of the UN. His current term Mohammed bin Salman: Saudi Arabia’s Deputy Crown runs through February 2018. Prince Mohammed bin Salman was elevated to crown prince, replacing his cousin in a sudden announcement that confirms CORPORATE & BANKING King Salman’s 31-year-old son as next ruler of the world’s Amit Sinha: Amit Sinha, the Vice President of Business leading oil exporter. and Human Resources at Paytm’s Parent Company One97 Communications appointed as the Chief Operating Officer INDIA of Paytm Mall.Paytm recently demerged its e-commerce Neeru Chadha: Law expert Neeru Chadha has been business into a separate entity called Paytm E-Commerce elected to the International Tribunal for the Law of the Seas Private Limited which runs Paytm Mall. (ITLOS). With this election, she has become the first Indian Vikram Limaye: The National Stock Exchange of India women to win a crucial election to a top UN judicial body (NSE) has announced that securities markets regulator SEBI that deals with disputes related to the law of the sea. Neeru has approved the appointment of Vikram Limaye as its new has become the first Indian woman to be appointed as a Managing Director and Chief Executive Officer. judge at the ITLOS. Neeru has also earned a distinction of S. Ganesh Kumar: The Reserve Bank of India has becoming the second Indian woman to occupy a top position announced appointment of S. Ganesh Kumar as Executive Director (ED).

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Sanjiv Singh: Sanjiv Singh has taken charge as Chairman Bachchan brand ambassador for GST. Ace badminton star of state-run Indian Oil Corp (IOC) after the retirement of B. PV Sindhu was previously the GST ambassador. Ashok. Dia Mirza: Actress Dia Mirza has been appointed as the brand ambassador for the Wildlife Trust of India (WTI). She RESIGN has been the face of several pivotal environmental and Ramachandra Guha: Historian Ramachandra Guha has humanitarian campaigns and was last year made an tendered his resignation as BCCI administrator citing personal ambassador for the Swachh Bharat Mission’s ‘Swachh Saathi’ reasons. He submitted his resignation letter to Chairman of programme. the Committee of Administrators of the BCCI Vinod Rai on May 28. OBITUARY  Ramachandra Guha was one among the four Swami Atmasthananda: The President of Ramakrishna administrators appointed by the Supreme Court on Math & Mission Swami Atmasthananda (98-year) passed January 30 to run the affairs of BCCI. away in a Kolkata hospital after a prolonged illness. The  The four member committee was headed by former ‘Ramakrishna Mission’ is a philanthropic, volunteer Comptroller and Auditor General Vinod Rai, MD of organization founded by Ramakrishna’s chief disciple ‘Swami IDFC bank Vikram Limaye and former Indian women Vivekananda’ on 1st May 1897.The mission headquartered cricket captain Diana Edulji. at ‘Belur Math’ in Howrah, West Bengal.  Ramachandra Guha is a famous historian and Sam Beazley: British actor Sam Beazley (101-year), who writer.His famous works include Gandhi Before India played Professor Everard in ‘Harry Potter and the Order of (2013), Patriots and Partisans (2012), Makers of the Phoenix‘, has passed away Modern India (2010), India after Gandhi: The history Prafullachandra Natwarlal:Former Chief Justice of India of the world’s largest democracy (2007) etc. Prafullachandra Natwarlal Bhagwati who is considered as a pioneer of Judicial Activism has passed away. BRAND AMBASADR Cingireddi Narayana Reddy: Renowned Telugu poet Ramanathan Ramana: The government has appointed a and writer Cingireddi Narayana Reddy has passed away.In senior executive of Tata Consultancy Services Ramanathan 1998, he received the prestigious Jnanpith award for his poetic Ramana to head Atal Innovation Mission, its initiative to work Visvambara which got translated into three other promote entrepreneurship in the country languages. Helmut Kohl: Former German Chancellor Helmut Kohl, who Adam West: A well known US actor, Adam West died in is hailed as the father of German unification has passed away. Los Angeles. He was suffering to leukaemia for some time. Amitabh Bachchan: The Central Government roped in He was 88. Adam West rose to prominence in the 1960s for a Bollywood megastar Amitabh Bachchan to promote Goods TV series Batman. and Services Tax (GST), ahead of the sweeping tax reform’s S. Abdul Rahman: Tamil poet S. Abdul Rahman, popularly implementation scheduled from July 1. The Central Board of known as ‘Kavikko,’ has passed away. Excise and Customs (CBEC) will be making the 74-year-old  PLACE IN NEWS India’s first canal top solar PV system at NTPC Mouda 1st Indian building to get trademark State-run power giant National Thermal Power Corporation 114-year-old Taj Mahal Palace in Mumbai has become the (NTPC) developed India’s first 150 kW canal top solar PV 1st Indian building to get trademark. It has joined the elite System on cooling water (CW) channel inside power station club of trademarked properties in the world which includes premises at its 2,320 MW, Mouda Thermal Power Project, the Empire State Building, the Eiffel Tower and Sydney Opera near Nagpur in Maharashtra. Solar PV system makes use of House. With IHCL trademarking the building, nobody can side walls of CW channels as load bearing structure thereby now use Taj Mahal Palace’s images for commercial purposes significantly decreasing the cost of the civil and mounting without paying the company a licensing fee. structure.

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Vivid Sydney breaks World Record of Madhya Pradesh has reportedly become the first city in World’s largest festival of light, music and ideas, Vivid Sydney India where robot is being used on experimental basis to has entered into Guinness World Book of Records. control its ever growing and unruly traffic. This traffic The global authority has awarded Vivid Sydney installation controller robot has been designed by 2 professors of an Dreamscape with the title for Largest interactive lighting engineering college of the city Prof Rahul Tiwari and display. Aniruddh Sharma. India’s 1st ‘freight village’ Krishnapatnam Port installs automated fertilizer Varanasi will get the country’s first ‘freight village’ spread handling system over around 100 acres. The plan to set up this project close Krishnapatnam Port in Andhra Pradesh has installed a first to the upcoming multi-mode terminal along the Ganga has of its kind Automated Fertilizer Handling System in the attracted major players including Dubai Port World and country which handles cargo operations from vessel to rail IL&FS. or road, cutting short handling time to hours. Indore-India’s first city to use traffic controller robot  Considered India’s one of the cleanest cities, Indore has have another milestone to its name. This commercial capital SPORTS CRICKET Pakistan clinched maiden ICC Champions Trophy NEWS IN BRIEF title  India’s Skipper Virat Kohli has created a record by becoming the quickest batsman to score 8000 runs  Pakistan has clinched its maiden ICC Champions in his 175th innings in one-day international cricket Trophy title with a massive 180-run victory over defending champions India at the Oval in London. beating South Africa’s AB de Villier’s record who crossed the 8000 run mark in 182 innings.  The Man of the Match: Fakhar Zaman (Pakistan)  Yuvraj Singh became the Fifth Indian cricket player  The Man of the series : Hasan Ali (Pakistan) to feature in 300 One Day Internationals (ODI). After  Golden Bat Award-Sikhar Dhawan (India) Mohammed Azharuddin, Sachin Tendulkar, Sourav  Golden Ball Award- Hasan Ali(Pakistan) Ganguly, and Rahul Dravid Yuvaraj obtained the  India will host the next ICC Champions Trophy in pride. 2021. This will be the second time India will be hosting this eight-team event played on a group  West Indies cricket team’s official name changed to WINDIES. The cricket board for West Indies, on its league-cum-knockout basis. 91st anniversary, has re-branded themselves as ICC ODI Player Rankings Cricket West Indies from the former West Indies Batting: First Place: Virat Kohli (India) Second Place: David Cricket board. The board also announced in a media Warner (Australia) Third Place: AB de Villiers (South Africa) release on their official website that the cricket team Fouth Place: Joe Root (England) Fifth Place: Kane Williamson from now on will be officially known as ‘WINDIES.’ (New Zealand) TENNIS Bowlers: First Place: Josh Hazlewood (Australia) Second Place: Imran Tahir (South Africa) Third Place: Mitchell Starc The French Open 2017- Complete list of Winners (Australia) Fourth Place: Kagiso Rabada (South Africa) Fifth  French Men’s Singles Open Title- Spain’s Rafael Place: Sunil Narine (West Indies) Nadal (10th French Title) defeated Stan Wawrinka (Switzerland).

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 French Women’s Singles Open Title- Latvia’s Jelena  Saina Nehwal: The first Indian women’s single player Ostapenko (1st Grand Slam Title) defeated Simona to win the Indonesia Open Super Series title. Halep (Rome).  Ace Indian Shuttler B Sai Praneeth has clinched  French Men’s Doubles Title- Michael Venus (New Thailand Grand Prix Gold title by defeating Zealand) and Ryan Harrison (USA) defeated Indonesia’s Jonatan Christie in Bangkok. Santiago Gonzalez and Donald Young. OTHER GAME  French Women’s Doubles Title- Bethanie Mattek- Sands (USA) and Lucie Safarova (Czech Republic) McDonald’s Ends Olympics Sponsorship defeated Ashleigh Barty and Casey Dellacqua. Fast food giant McDonald’s has ended its 41-year  French Open Mixed Doubles title- Rohan Bopanna sponsorship with International Olympic Committee, pulling (India) and Gabriela Dabrowski (Canada) defeated out of its contract 3 years early. Despite pulling out with Anna-Lena Groenefeld and Robert Farah. immediate effect, McDonald’s will continue at next year’s  Rohan Bopanna has become only the fourth Indian Pyeongchang winter Olympics as a domestic sponsor. (after Leander Paes, Mahesh Bhupathi, and Sania Mirza) to win a Grand Slam crown. IOC approves new events for Tokyo Olympics The International Olympic Committee (IOC) approved a  Now, Indians have accounted for 20 Grand Slam mixed doubles titles. number of new events for the 2020 Tokyo Games at the IOC’s Executive Board meeting held at Lausanne, Switzerland. The Men’s Tennis ATP WTA rankings Tokyo Olympics includes 321 events increase from 306 Rankings events held at Rio 2016. First Rank: Andy First Rank: Angelique Murray (Great Kerber (Germany) Vivo becomes smartphone sponsor for 2018, 2022 Britain) FIFA World Cup Second Rank: Rafael Second Rank: Simona Chinese smartphone major Vivo has become the official Nadal (Spain) Halep (Romania) sponsor for the 2018 FIFA World Cups in Russia and 2022 Third Rank: Stan Third Rank: Karolina edition in Qatar. It will also sponsor the FIFA Confederations Wawrinka Pliskova (Czech Cup 2017 and FIFA Confederations Cup 2021. Vivo sponsors (Switzerland) Republic) the Indian Premier League (cricket) and Pro Kabaddi League Fourth Rank: Novak Fourth Rank: Serena (PKL) in India. Recently Chinese smartphone OPPO Digital Djokovic (Serbia & Williams (USA) has struck Rs 1079 crore deal as India national cricket team Montenegro) sponsor. Fifth Rank: Roger Fifth Rank: Elina Federer Svitolina (Ukraine) NEWS IN BRIEF (Switzerland)  Vietnam Grand Master Nguyen DucHoa won 10th  Indian player Ramkumar Ramanathan has lifted the Mumbai Mayor’s Cup International Open Chess USD 15,000 ITF men’s Futures tennis title in Tournament. He defeated Indian GM Neelotpal Das. Singapore  Mercedes driver Lewis Hamilton(From UK) won Canadian Grand Prix at the Circuit Gilles Villeneuve BADMINTON in Montreal, Canada. It is Hamilton’s sixth victory Kidambi Srikanth wins Indonesia Open Super at the Canadian Grand Prix. It is his third victory Series Premier title this season and the 56th of his career.  Indian shooters Jitu Rai and Heena Sidhu won the  Indian shuttler ‘Kidambi Srikanth’(24-year) has lifted gold medal in mixed team 10m air pistol event of the the Indonesia Open Super Series men’s singles International Shooting Sports Federation (ISSF) Premier title at Jakarta, Indonesia. World Cup held at Gabala, Azerbaijan. This win is  In the final, Srikanth defeated Kazumasa Sakai (Japan).Now, Srikanth clinched his 3rd Super Series the Indian pair’s second World Cup gold together. Shashikant Kutwal has won the gold medal at the title after he had notched up victories at the China  17th World Individual Chess Championship for Open (2014) and the India Open (2015). differently-abled. The World Chess Championship  Srikanth: The first Indian men’s single player to win was held in Slovakia.The Capital of Slovakia is the tournament. Bratislava and its Currency is Euro.

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 Ganeshan Neelakanta Iyer, the only assigned  England won the International Federation of competition manager of International Table Tennis Association Football (FIFA) under-20 World Cup Federation (ITTF), has become the first Indian to final at Suwon World Cup Stadium. They defeated be nominated as a member of the Umpires and Venezuela team. Referees Committee (URC).  SCIENCE & TECHNOLOGY

China unveils train that runs on a virtual track mission life of six months. The mission of ISRO, which was China has unveiled what is purported to be the world’s first launched on November 5, 2013, by PSLV-C25, an expandable train that operates on a virtual track using sensor technology launch system, entered the Martian orbit on September 24, instead of metal rails. The new trains are battery powered 2014, in its first attempt. Chandrayaan-1 was India’s first and are said to be non-polluting, according to the China’s lunar probe and was launched by the ISRO in October People’s Daily Online. The train’s top speed is 70 kilometres 2008.The ISRO is planning to launch Chandrayaan-2 by 2018 per hour, and it can travel 25 kilometres in distance after just Mangalyaan-2 by 2020. 10 minutes of charging, the media outlet reported. BSNL to set-up 25,000 Wi-Fi hotspots at rural NASA launches world’s smallest satellite designed exchanges by 18-year old Tamil Nadu student The state-run Bharat Sanchar Nigam Limited (BSNL) has NASA launched the world’s smallest satellite, built by 18- signed an agreement with the Universal Service Obligation year old Tamil Nadu student Rifath Sharook and his team. Fund (USOF) to set up 25,000 Wi-Fi hotspots in its rural Named as Kalamsat, after former President APJ Abdul Kalam. exchanges by next six months. The satellite weighs 64 grams and was flown into the space in a NASA sounding rocket from a NASA facility in Wallops India has successfully launched its latest Island. communication satellite GSAT-19 India has successfully launched its latest communication Twitter launches ‘umbrella’ emoji to celebrate satellite GSAT-19 with its brand new and heaviest rocket – monsoon the Geosynchronous Satellite Launch Vehicle-Mark III Twitter has launched a special blue ‘umbrella emoji’ for its (GSLV-Mk III). Indian users to celebrate monsoon. The emoji went live on  The rocket carried 3,136-kilogram weighed GSAT- 16th June and will be active till 31st August this year. Earlier, 19 communication satellite and will place it a Twitter has celebrated the local culture with customized distance of 36,000 km from earth. emojis (Diwali, Ganesh Chaturthi, Independence Day,  The rocket was developed for 15 years at a cost of Republic Day, International Day of Yoga, and Ambedkar around Rs. 300 crore. Jayanti). This is the first weather-related emoji that Twitter  Dubbed by the scientists as the “Monster Rocket”, has launched in India. it has the capability to launch satellites as heavy as World’s Fastest Machine 4 tonnes, i.e. 4000 kilograms. According to a list released by researchers in the US and  India’s newest and heaviest rocket, the GSLV-Mk Germany Two Chinese supercomputers have been declared III which launched the GSAT-19 satellite safely, was the fastest machines in the world. China’s Sunway nicknamed the “fat boy” by Indian space scientists TaihuLight and Tianhe-2 are the world’s fastest and second but the Telugu media called it “Bahubali”. fastest machines. While Switzerland’s Piz Daint and the US’  With this India will be in the elite club of launching Titan took the third and fourth positions respectively a heavy satellite. So far, the United States, Russia, Europe, China and Japan have achieved this feat. ISRO’s Mars Orbiter Mission completes 1000 Earth Days in Orbit TRAI launches 3 apps for transparency between ISRO’s Mars Orbiter Mission (MOM) also called Mangalyaan customers and operators completes 1000 earth days in orbit, well beyond its designed TRAI has launched three new apps and a web portal to ensure that the Indian users are fully aware of the telecom

32 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 services that are being offered to them. Mycall app, MySpeed Celsius. In fact, this planet, called KELT-9b, is hotter than app and ‘Do not disturb (DND 2.0)’ app are now going to most stars, according to a study published in the journal educate and ensure that there is transparency - between Nature. what consumers are actually paying for and what telecom operators are promising to provide at a certain rate. NASA to Launch First Ever Mission to Study Neutron Stars ISRO’s PSLV-C38, carrying 31 satellites, lifts off NASA is all set to launch the world’s first ever mission from Sriharikota devoted for studying neutron stars. NASA will launch the ISRO’s launched rocket PSLV-38 in to the space from the Neutron Star Interior Composition Explorer, or NICER, aboard Sriharikota, AndhraPradesh carrying the Cartosat-2 series a Falcon 9 rocket. The mission will focus especially on Pulsars satellite - a dedicated satellite for the defence forces - along a neutron stars. During the mission, NASA will also carry with 30 co-passenger satellites. The co-passenger satellites out the world’s first demonstration of X-ray navigation in comprise 29 Nano satellites from 14 countries and a Nano space. satellite from India. NASA’s Parker Solar Probe to Explore Sun’s China launches its First X-ray Space Telescope Atmosphere China has launched its first X-ray space telescope to study NASA’s Parker Solar Probe will be launched in the summer black holes, pulsars and gamma-ray bursts. The telescope of 2018 to to study sun’s outer atmosphere and to understand weighing 2.5 tonne was sent to the space using China’s Long how sun works. The name of the probe initially called the March-4B rocket. The satellite was launched from the Jiuquan Solar Probe Plus has been renamed as the Parker Solar Probe Satellite Launch Center. This launch was hailed as a key in honor of astrophysicist Eugene Parker. This is the first development toward China’s goal of having its own crewed time NASA has named a spacecraft after a living person. space station by 2022. This will be NASA’s first mission to the sun and its outermost atmosphere corona. The mission is scheduled to end in June Astronomers discover hottest giant planet 2025. Astronomers have discovered the hottest planet ever known, with a dayside temperature of more than 4,300 degrees  HEALTH & EDUCATION Union Minister Sripad Naik announced proposal to set up 100 AYUSH hospitals with the Norwegian government, Oslo University, and Minister of state for AYUSH Shripad Yesso Naik announced Norway-India Partnership Initiative (NIPI). proposals for setting up of 100 Ayurveda, Unani, Siddha, IMD to release Malaria and Chikungunya Alerts and Homeopathy (AYUSH) hospitals across the country. The India Meteorological Department (IMD) has announced Union government had approved posting of 4000 AYUSH that it is working on a forecasting system that will give a 15- doctors in primary health centres across the country. The day warnings on the likelihood of a malaria or chikungunya Ministry has approved setting up of two 50-bedded outbreak across different regions of the country. IMD will integrated AYUSH hospitals at Theni and Tiruvannamalai offer this service by teaming up with the Medical Council of districts in Tamil Nadu. India and the Red Cross Society. IMD- Headquarters: New Health Secretary inaugurates ‘Vatsalya – Maatri Delhi, Director:Dr. K.J. Ramesh. Amrit Kosh’ WHO revises antibiotics protocol The Health and Family Welfare Secretary ‘Mr. C K Mishra’ In an effort to curb antibiotic resistance, the World Health has inaugurated the ‘Vatsalya – Maatri Amrit Kosh’a National Organization (WHO) has divided the drugs into three Human Milk Bank and Lactation Counselling Centre at the categories — access, watch and reserve — specifying which Lady Hardinge Medical College (LHMC) in New Delhi. With are to be used for common ailments and which are to be kept this donor human milk bank, all newborn in and around Delhi for complicated diseases. Commonly used antibiotics will be will have access to life saving human milk regardless of the under the ‘access’ category; the second line of antibiotics, circumstances of their birth. It is established in collaboration slightly more potent, have been categorised under “watch”

33 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 and potent drugs to be used only as a “last resort” fall under Researchers at IIT Kharagpur Develops the ‘reserve’ category. ‘AmbuSens’ for monitoring Hospital-bound Patients IIT Delhi among three Indian institutes on global Indian Institute of Technology, Kharagpur has developed a top 200 list wireless technology called ‘AmbuSens‘ for remote monitoring For the first time in 14 years, three Indian institutions led by of condition of those patients who are ferried in ambulances. the Indian Institute of Technology (IIT) Delhi (185) have The ambulance and the hospitals will have laptops or tablets made it to a list of world’s top 200 universities. The two other with internet connection to continuously monitor the health Indian institutions in Quacquarelli Symonds (QS) World condition of the patients in real-time. University Rankings 2018 are IIT-Bombay and Indian Institute of Science, Bangalore.  ENVIRONMENT & ECOLOGY

Environmental Impact Survey India’s biodiversity riches grow by 499 species  India has been ranked 75th out of 102 countries in a According to the Animal Discoveries 2016, New Species and list that ranks the countries in terms of the human Records, brought out by the Zoological Survey of India and impact on environment per person. Plant Discoveries 2016, by the Botanical Survey of India, 499  The ranking has been done by MoneySuperMarket, new species have been discovered from various parts of the a UK-based financial services website. country last year.  India renewable energy sources make up only 15.2% of all energy sources used. ONGC-UNESCO join hands to get Chilika Lake  Mozambique has topped the list as it derives almost heritage label all of its energy from green sources. A joint team of the ONGC and Unesco has carried out a  Trinidad and Tobago has been ranked last as it preliminary survey for the conservation of Chilika Lake to hardly relies on any green energy sources. The US help the country’s largest coastal lagoon secure the world has been placed second last on the list. heritage site tag. It is located in Odisha. UNESCO World’s oldest human species’ fossils found in The United Nations Educational, Scientific and Cultural Morocco Organization (UNESCO) is a specialized agency of the United A team of international scientists has found the world’s Nations (UN) based in Paris. UNESCO has 195 member states oldest human species’ fossil near the southern Moroccan and ten associate members. Irina Bokova of Bulgaria is the city of Youssoufia, the Moroccan national Institute of Directors-General of UNESCO Sciences of Archaeology and Heritage, date back to over 300,000 years ago.  DEFENCE CRPF launches ‘MADADGAAR’ helpline for Kashmiris disruption of civic amenities, natural and manmade calamities, The Central Reserve Police Force (CRPF) has inaugurated a women safety etc. toll free helpline called ‘MADADGAAR’ for the Kashmiris, Prithvi-II Missile Test Fired Successfully whereby it shall be able to serve the citizens of the Valley The land version of the short range surface–to–surface located all over the country. MADADGAAR will render ballistic missile Prithvi-II was successfully test-fired from a assistance in case of public safety, medical emergencies, defence base off Odisha coast. The missile is capable of

34 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 carrying 500 kg to 1,000 kg of nuclear as well as conventional NEWS IN BRIEF warheads. The missile has a strike range of 350 km.  The Defence Research and Development Organisation (DRDO) has successfully test fired Second Scorpene Class Submarine Ready for Sea Trials anti-tank missile ‘Nag’ in a desert in the western sector of Rajasthan. Defence Minister Arun Jaitley has announced that the  The National Board of Wildlife has approved second Scorpene-class submarine INS Khanderi is ready for Rutland Island in South Andaman to be the site for surface sea trials. It has been built at Mazagon Dock Limited the country’s long-range missile test facility. DRDO (MDL) in Mumbai in collaboration with France’s DCNS as has been seeking the approval for the test facility part of Project 75 of Indian Navy. The first of the series INS since 2012. Mahatma Gandhi Marine National Park Kalvari is completing sea trials and will be commissioned is a national park of India near south Andaman. shortly.  India successfully test-fired its first all-weather Amul Signs MoU with ISRO tracked-chassis Quick Reaction Surface-to-Air Gujarat Cooperative Milk Marketing Federation (GCMMF) Missile (QR-SAM) from a mobile launcher at which markets its product under the brand name ‘Amul’ has Integrated Test Range at Chandipur in Odisha. signed an MoU with ISRO for fodder acreage assessment using satellite observation and space technology. As per  the MoU signed, ISRO would help in identification between food and fodder crops at the village level. RECENT SUMMIT IN NEWS G7 environment ministers meeting 2017 held in Bologna, Italy response capabilities of State Disaster Response Forces Group of Seven (G7) Environment Ministers Meeting was (SDRF). held in Bologna, Italy. The meeting was attended by the Amit Shah inaugurates ‘Modi fest’ in Raipur Environment Ministers of the seven countries (US, UK, Bharatiya Janata Party(BJP) president Amit Shah has France, Germany, Italy, Canada and Japan) and the inaugurated the ‘Modi fest’ (Making of Developed India Commissioners of the European Union for Environment and Festival) in Raipur Chhattisgarh. The exhibition will showcase Climate. ‘5 year Bologna Roadmap’ was adopted at the NDA government’s achievements in last three years under meeting, which focuses on important issues such as resource Prime Minister Narendra Modi’s leadership. Jan-Dhan Yojana, efficiency indicators, citizen involvement, awareness on food Pradan Mantri Suraksha Bima Yojana, Pradhan Mantri Jeevan waste and economic analysis of the efficient use of resources. Jyothi Bima Yojana, Pension Yojana and many more schemes India to host AIIB’s 3rd annual meeting are included in the list. The third annual meeting of the AIIB’s board of governors BRICS Media Forum held in Beijing will be held in Mumbai in June 2018.The first annual meeting The BRICS Media Forum held in Beijing from June 7 to 8, will was held in Beijing last year. AIIB’s 2nd annual meeting held be attended by the leaders of 25 media groups from Brazil, in Jeju Island, South Korea. Also AIIB has approved the Russia, India, China and South Africa. China, which took membership of Argentina, Madagascar and Tonga at its over the BRICS presidency this year, will host the Ninth second annual meeting of Governors. BRICS Summit in September in Xiamen, Fujian Province. 8th Conference on disaster management held in New BRICS summit was held in India. Delhi India Mobile Congress (IMC 2017) to be held in A two-day national level conference on “Capacity Building September of SDRF-2017” held in New Delhi. The conference was India Mobile Congress 2017 (IMC 2017) is scheduled to be organised by the National Disaster Response Force (NDRF). held as a three day event from 27th to 29th September 2017 in The aim was to highlight the way ahead to strengthen the New Delhi. This is the first time India is all set to host its own mobile mega show. The Indian telecom market is the second-

35 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 largest in the world after China. India has a total subscriber base of over 1.18 billion subscribers. VANIK’S KNOWLEDGE GARDEN NEWS IN BRIEF Pradhan Mantri Suraksha Bima Yojna  70th World Health Assembly (WHA70) was held  Eligibility:18 to 70 years of age from 22nd to 31st May 2017 in Geneva, Switzerland.  It has an annual premium of Rs12  The 106th Session of International Labour  In case of accidental death or full disability, the Conference (ILC) was held from 5-16th June 2017 in payment to the nominee will be Rs 2 lakh and in case of partial Permanent disability Rs 1 lakh Geneva, Switzerland  As of 24th April 2017, 10 crore people have already  Tamil Nadu Chief Minister K. Palaniswami has enrolled for this scheme. announced that the state would hold its second Pradhan Mantri Jeevan Jyoti Yojana global investors conference in 2018. Global  Eligibility18 to 50 years of age Investors’ Summit 2017 held in Jharkhand in  It has an annual premium of Rs 330 February.  In case of death due to any cause, the payment to the nominee will be Rs 2 lakh.  As of 24 April 2017, 3.11 crore people have already  enrolled for this scheme. COMMITTEE & ITS FUNCTION SEBI Constitutes Committee on Corporate Governance Expert Committee Constituted to examine Rules Securities markets regulator SEBI has set up a committee on Movement of People Near Indo-Myanmar under the Chairmanship of Uday Kotak, Executive Vice Border Chairman and Managing Director of Kotak Mahindra Bank, Ministry of Home Affairs has constituted an expert committee to advise it on issues relating to corporate governance. SEBI to examine the rules which allow free movement of people is the statutory regulator for the securities market in India near Indo-Myanmar border. The meeting was attended by established in 1988. It was given statutory powers through Minister of State for Home Kiren Rijiju and chief ministers of the SEBI Act, 1992. SEBI’s headquarters is in Mumbai, Arunachal Pradesh, Manipur and Mizoram, and the Home Maharashtra. Ajay Tyagi, Chairman of SEBI Minister of Nagaland.  GST: Anti-profiteering Panel to be set up The GST Council headed by Union Finance Minister Arun VANIK’S KNOWLEDGE GARDEN Jaitley comprising of state finance ministers as members have PAYMENTS BANKS decided to set up a five-member anti-profiteering authority  These banks can accept a restricted deposit which is to decide on levying penalty if businesses do not pass on currently limited to INR 1 lakh per customer and the benefit of price reduction to consumers under the goods may be increased further. and services tax regime. As per the norms, the authority will  These banks cannot issue loans and credit cards.  Both current account and savings accounts can be have a sunset date of two years and will decide on penalty to operated by such banks. be levied. Where the consumer cannot be identified, the  Payments banks can issue services like ATM cards, amount would be credited to the consumer welfare fund debit cards, online banking and mobile banking.  They can distribute non-risk sharing simple Govt. sets up GST facilitation cell in DIPP financial products like mutual funds and insurance products. The Union Govt. has set up a GST facilitation cell headed by  Non-resident Indians (NRIs) are not be allowed to ‘Sudhansu Sekhar Das’ (Economic Advisor) in Department open accounts in payment banks. of Industrial Policy and Promotion (DIPP) to facilitate the  The minimum capital requirement is Rs 100 crore. rollout of Goods and Services Tax (GST). Now, the cell will  On 23 September 2013, Nachiket Mor committee recommended the formation of payments bank remain in constant touch with major industry and business  At present, Airtel, India Post and Paytm are the only associations relating to the Department. three entities that have started Payments Bank Operations.

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BOOK & AUTHOR

 Former Uttarakhand Chief Minister Ramesh Pokhriyal ‘Nishank, has officially handed over the first copy of the 450-page book titled -‘Yug Purush, Bharat Ratna, Atal Ji’ to the President of India Shri Pranab Mukherjee.  The book “Indira Gandhi – A life in Nature” was launched by Congress president Sonia Gandhi at Indira Gandhi Memorial. The book is authored by Jairam Ramesh.  The much awaited second novel of Arundhati Roy “The Ministry of Utmost Happiness” has been launched.  A book titled “The Crisis within Knowledge and Education in India” authored by Ganesh Devy released

 MISCELLANEOUS Indian American Scientist Raja Chari Just Got Selected For the Next NASA Mission Shah Rukh Khan, Salman Khan, Akshay Kumar NASA (National Aeronautics and Space Administration) has Make It to Forbes World’s Highest-Paid selected 12 (7 men and 5 women) new astronauts including Celebrities List an Indian-American ‘Grinder’ from 18000 applications. Lt Col Popular Bollywood actors Shah Rukh Khan, Salman Khan Raja Grinder Chari (39-year) is a commander of the 461st and Akshay Kumar are among the ‘World’s Highest-Paid Flight Test Squadron as well as the director of the F-35 Celebrities’ list. Integrated Test Force at Edwards Air Force Base in California.  Bollywood big stars with Shah Rukh Khan leading the charge at the 65th position with $38 million in Mobile App “Celebrating Yoga” Launched earnings this year. Minister for Science & Technology Dr. Harshvardhan has  Salman Khan at the 71st spot with $37 million earned launched a Mobile App “Celebrating Yoga” which has been in 2016-2017. developed by Department of Science & Technology,  Akshay Kumar is at 80th position with $35.5 million. Ministry of Science & Technology on the occasion of Top three names in the list are- International Yoga Day on June 21. In 2015, the Department 1. Sean Combs $130 Million (Musicians), of Science & Technology (DST) had also launched a research 2. Beyonce Knowles $105 Million (Musicians), programme “Science and Technology of Yoga and 3. J.K. Rowling $95 Million (Authors). Meditation (SATYAM)” under its Cognitive Science Research Initiative (CSRI). TravelUR - World’s First Travel Social Network Ayush Ministry launches yoga awareness drive A Hyderabad-based firm has launched world’s first travel using life-size mascots social network “TravelUR” where a user can plan a trip, book tickets, comfortable stays, customise itineraries(a planned International Yoga Day (IDY) will be marked on June 21. In route or journey) and every part of their journey, all at once. order to increase popularity of Yoga the central government has initiated Yoga Awareness Drive prior to International Sachin to become part of the UN Campaign Yoga Day, through Mascots and Flash Mobs (which will be Highlighting Role of Father’s in Child’s called Yog Mob). The Central Council for Research in Yoga Development & Naturopathy (CCRYN) under the Ministry of AYUSH, has Sachin Tendulkar will join other global celebrities like Dravid, launched this campaign and the main focus is to popularise Beckham, Novak Djokovic, Academy Award winning yoga amongst youth. AYUSH Minister Shripad Naik American actor Mahershala Ali, British Formula One racing announced that government will setup one hundred yoga driver Lewis Hamilton and Australian actor Hugh Jackman parks across the country to promote yoga activities. for UNICEF’s ‘Super Dads’ campaign that highlights the critical role played by fathers in children’s early development.  37 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

DATE & OBSERVATION United Nations Public Service Day: 23 June International Yoga Day: June 21 World Milk Day: 1st June June 21st is annually celebrated as International Yoga Day The theme of World Milk Day 2017: ”Raise a glass for milk.” since the year 2015. This year, the 3rd International Day of Global Day of Parents: 1st June Yoga is being observed. This year Yoga Day’s theme is “Yoga World No-Tobacco Day: 31 May for Health”. The theme for World No Tobacco Day 2017: “Tobacco – a World Blood Donor Day - June 14 threat to development”. The slogan of WBDD 2017 is What can you do? Give blood. Give now. Give often.  World Elder Abuse Awareness Day-June 15 The 2017 theme for the WEAAD is “Understand and End VANIK’S KNOWLEDGE GARDEN Financial Abuse of Older People: A Human Rights Issue”. KISAN VIKAS PATRA KPV are regulated by KVP Rules 2014, Scheme is International Day of Family Remittances: 16 June available through Post Offices&those banks that are authorized to operate PPF scheme. World Day to Combat Desertification and Drought: Denomination: Rs.1000, Rs.5000, Rs.10000 & 17th June Rs.50000 Types of certificates: Category Single, Joint A- The World Day to Combat Desertification (WDCD) is being Type&Joint B-Type (E/S). observed globally on 17th June across the world to highlight Maturity period: 113 Month ways to prevent desertification and recover from the drought. Rate of Interest: 7.6%. World Day to Combat Desertification and Drought Theme Rate of interest: Rs.1000 becomes double during the maturity period. 2017: ”Our Land. Our Home. Our Future”. 1. Nomination facility, 2. Pledge for loan facility& 3. pre-mature payment after 2 years & 6 months subject to International Albinism Awareness Day certain conditions, is eligible. General Assembly adopted a resolution proclaiming, with PUBLIC PROVIDENT FUND effect from 2015, 13 June as International Albinism Awareness  Deposit Amount as low as Rs.500 and maximum Day. Albinism is a genetic condition resulting in little or no Rs.1,50,000 in one financial year. pigmentation in the skin, hair, and eyes.  Any amount deposited in excess of Rs 1.5 lacs in a financial year won't earn any interest. World Day Against Child Labour: 12 June  The current interest rate effective from 1 April 2017 World Day against Child Labour 2017 is observed annually is 7.9% (compounded annually).  Interest will be paid on 31 March every year. on 12th of June. The World Day against Child Labour Theme  Good long term investments of 15 years. 2017: “In conflicts and disasters, protect children from child  The amount can be deposited in lump sum or in a labour.” maximum of 12 installments per year.  Duration Of Scheme: Original duration is 15 years. World Oceans Day: June 8 Thereafter, on application by the subscriber, it can World Oceans Day is a global day of ocean celebration and be extended for 1 or more blocks of 5 years each. collaboration for a better future. It is observed globally on ATAL PENSION YOJANA 08th June. The overall theme for World Oceans Day 2017 is  Subscriber should have saving account.  Eligible age for entering into scheme - 18 to 40 ‘Our Oceans, Our Future’. years.  Provides subscribers a fixed minimum pension of June 5: World Environment Day Rs 1,000, Rs 2,000, Rs. 3,000, Rs 4,000 or Rs 5,000 2017 Theme: Connecting People to Nature.2017 Host Country: per month starting at the age of 60 years. Canada.  Period of contribution by subscriber should be equal The United Nations Environment Programme (UNEP) was to or more than 20 years. founded as a result of the United Nations Conference on the  Central government will contribute 50% of the Human Environment in June 1972 and has its headquarters contribution by subscriber or Rs.1000 per annum, whichever is lower for 5. in Nairobi, Kenya.

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CURRENT AFFAIR MCQs

C) Know Interest Programme Institute for Economics and Peace D) Know Idea Programme (IEP)? 8. Where is the Namma Metro train service A) Ireland 1. Which platform has been introduced by inaugurated by President Shri Pranab B) Iceland Pension Fund Regulatory and Mukherjee? C) Hong Kong Development Authority (PFRDA) A) Mumbai B) Chennai D) Mauritius through which pensioners of Atal C) Kochi D) Bengaluru 15. Who has been declared as the Queen of Pension Yojana can now subscribe 9. Which place in India has been ranked Dhwayah, the winner at Kerala’s first digitally? the ninth-most expensive prime office ever beauty pageant for transgender A) APY@NPS market in the world according to bi- women? B) APY@eNPS annual Global Prime Office Occupancy A) Syama Sanju C) APY@eTPS Costs Survey of US-based CBRE? B) Remya Nambeeshan D) APY@TPS A) Bandra–Kurla Complex, Mumbai C) Harini Chandana 2. Recently, ______actor Sam Beazley B) Connaught Place, New Delhi D) Jaz D’souza passed away. C) Bangalore Central market, Bengaluru 16. Noted poet and playwright H S A) American B) British D) Khan Market, New Delhi Shivaprakash has been presented with C) Danish D) Russian 10. What is the theme of World Day to the Kusumagraja Rashtriya Puraskar 3. Who has won Indonesia Open men’s Combat Desertification and Drought 2017. He writes in English and which singles tournament 2017? 2017? of the following languages? A) Srikanth Kidambi A) Conserving land and energy A) Kannada B) Assamese B) Parupalli Kashyap B) Protect Earth. Restore Land. C) Bengali D) Dogri C) Pullela Gopichand Engage People. 17. The Union Government has recently D) Anup Sridhar C) Our Land. Our Home. Our Future launched IDCF Programme to reduce 4. Where did the 2017 Asian Junior D) The Beauty of Deserts – The child deaths due to Diarrhoea. Expand Wrestling Championships held? Challenge of Desertification “IDCF”? A) China B) Jordan 11. Recently Helmut Kohl passed away. He A) Intensified Diarrhea Control Fight C) Taiwan D) Malaysia was the former chancellor of which B) Intensive Diarrhea Control 5. On which of the following public sector country and presided over reunification Fortnight banks has RBI not initiated Prompt of his country divided after the Second C) Intensified Diarrhea Control Corrective Action (PCA) in last 3 World War? Fortnight months? A) Argentina D) Intensed Diarrhea Control Fight A) UCO Bank B) Germany 18. Which bank has launched India’s first B) Central Bank of India C) South Korea Aadhaar based iris eye scan customer C) Bank of Maharashta D) Turkey verification and fingerprint operated D) Canara Bank 12. Which of the follwowing is going to ATM? 6. Which of the following banks has tied acquire the business of Whole Foods A) IDFC Bank up with Tirumala Milk Products to Market, an American supermarket chain B) Citi Bank provide loans to dairy farmers who for $13.7 billion? C) Federal Bank supply milk to the latter? A) Google B) Amazon D) DCB Bank A) Yes Bank C) Microsoft D) Alibaba 19. What is the deadline for citizens set up B) State Bank of India 13. Where will the BRICS Foreign Ministers by the government to get their Aadhaar C) ICICI Bank meet held on June 18-19, 2017? number issued by the Unique D) Bank of Baroda A) Moscow, Russia Identification Authority of India 7. External Affairs Minister Sushma Swaraj B) Seoul, South Korea (UIDAI) and link them with their bank has recently inaugurated KIP for NRI C) Beijing, China accounts? and PIO youth to provide them with D) Brasilia, Brazil A) June 30, 2017 an exposure to the country of their 14. Which country has topped the list of B) December 31, 2017 origin. Expand KIP. countries in Global Peace Index 2017 C) July 31, 2017 A) Know India Programme prepared by the Australia-based D) September 30, 2017 B) Know India Premises

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20. Aadhaar No. has been made mandatory 28. Where did the second annual meeting of HPCL Ratnagiri district of for any financial transaction of Rs the Asian Infrastructure Investment Maharashtra? _____ and more. Bank (AIIB) took place? A) USD 25 billion A) Rs 50,000 A) Argentina B) USD 30 billion B) Rs 2,00,000 B) China C) USD 40 billion C) Rs 1,00,000 C) South Korea D) USD 45 billion D) Rs 80,000 D) Turkey 38. Which state has launched a website 21. According to a report by Nomura, 29. P.N. Bhagwati who passed away named ‘PashuBazar’ to facilitate online Japanese financial services major, recently was the former ______. sale or purchase of cattle. India’s current account deficit is A) Union Minister of India A) Andhra Pradesh expected at around what % of the B) Chief Justice of India B) Telangana Gross Domestic Product in 2017? C) Governor of RBI C) Maharashtra A) 1.2% B) 1.5% D) Chairman of NPCI D) Madhya Pradesh C) 1.3% D) 1.4% 30. When is World Elder Abuse 39. As per a study by UN, what amount of 22. A university in which of the following Awareness Day observed? remittance did India receive in 2016? states is going to offer free education A) 12 June B) 13 June A) USD 61.2 billion to transgenders in all of its colleges? C) 15 June D) 16 June B) USD 63.5 billion A) Kerala 31. Which country has launched Hard X- C) USD 62.7 billion B) Tamil Nadu ray Modulation Telescope (HXMT) D) USD 64.8 billion C) Madhya Pradesh to observe black holes, pulsars and 40. ‘One Family at a Time’ study was D) Maharashtra gamma-ray bursts? recently carried out by which 23. An open defecation-free (ODF) village A) Japan B) China International Organisation, concluding of which of the following districts of C) Russia D) USA that about 200 million migrants globally Haryana will be named after the US 32. Which company has acquired Yahoo’s sent more than USD 445 million in President Donald Trump? core business for $4.48bn? 2016? A) Rohtak B) Sonepat A) OTG Mobile A) International Labour Organization C) Hisar D) Mewat B) Verizon (ILO) 24. Where was the 16th North East Region C) Microsoft B) International Fund for Agricultural Commonwealth Parliamentary D) Google Development (IFAD) Association (NERCPA) Conference 33. Who is the author of “A Horse Walks C) International Monetary Fund inaugurated? into a Bar”? (IMF) A) Imphal, Manipur A) Han Kang D) International Development B) Gangtok, Sikkim B) László Krasznahorkai Association (IDA) C) Dibrugarh, Assam C) Lydia Davis 41. Export-Import Bank of India and The D) Aizawl, Mizoram D) David Grossman Export-Import Bank of Korea have 25. Who has been appointed to head Atal 34. Who has won the Bhupen Hazarika signed an MoU to utilise export credits Innovation Mission, the government’s National Award, 2017? of ______to support priority sectors. initiative to promote entrepreneurship A) Yeshe Dorjee Thongshi A) USD 13 billion in the country? B) Tarun Ram Phukan B) USD 11 billion A) Rajesh Gopinathan C) Satyanath Bora C) USD 9 billion B) Natarajan Chandrasekaran D) Raghunath Choudhary D) USD 7 billion C) Ramanathan Ramanan 35. Divya Dhayal and Abhishek Verma are 42. What was the net FDI (Foreign Direct D) Venkatraman Thyagarajan related to which sports? Investment) inflows in India in 2016- 26. Which country has topped the World A) Badminton 17? Intellectual Property Organisation’s B) Boxing A) $35.6 billion (WIPO) Global Innovation Index (GII) C) Archery B) $34.6 billion for the year 2017? D) Shooting C) $33.6 billion A) Switzerland 36. Where is the headquarters of D) $36.6 billion B) USA International Tribunal for the Law of 43. What amount of loan has Asian C) Hong Kong the Sea (ITLOS) located? Infrastructure Investment Bank D) Sweden A) New York, US approved for India Infrastructure 27. What is the rank given to India in the list B) Hamburg, Germany Fund? of nations with the lowest global C) Paris, France A) $ 324 million environmental impact, a study by UK- D) Brussels, Belgium B) $ 500 million based MoneySuperMarket? 37. What is the cost of world’s largest C) $ 150 million A) 77th B) 75th refinery and petrochemical complex D) $ 200 million C) 78th D) 79th that is being setup by IOC, BPCL and 44. As per the Code Compliance Rating of banks done by the Banking Codes and

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Standards Board of India (BCSBI) 53. Who has been appointed as the 61. Who has won the 2017 Canadian Grand 2017, which was the only PucbliC Executive Vice-President (Services) in Prix F1 title? Sector bank that got ‘high’ rating for Goods and Services Tax Network A) Valtteri Bottas adherence to code compliance? (GSTN)? B) Lewis Hamilton A) UCO Bank A) Ritu Singh C) Daniel Ricciardo B) Bank of India B) Kajal Singh D) Kimi Raikkonen C) IDBI Bank C) Ritika Singh 62. Which country has won the FIFA U20 D) Punjab National Bank D) Aparna Singh World Cup 2017? 45. Which bank has partnered with 54. Indian Railways has announced it will A) Brazil B) Spain TerraPay for faster international upgrade 40,000 coaches under which C) England D) Venezuela remittance? of the following missions? 63. Which aviation company has launched A) HDFC Bank A) Mission- Avataran World’s smallest & cheapest private jet B) Axis Bank B) Mission PACE at around Rs. 12.62 crore? C) Yes Bank C) Mission Capacity Utilisation A) BBA Aviations D) ICICI Bank D) Mission Retro-fitment B) Cirrus Aircraft 46. Who has been named as the 55. As per a report by CRY, which state has C) Paramount airways administrator by IRDAI for Sahara the highest number of child labours? D) Jet Airways India Life Insurance? A) Bihar 64. When is World Day Against Child A) AK Jha B) Uttar Pradesh Labour observed? B) SK Sinha C) Maharashtra A) 10 June B) 11 June C) SK Singh D) Rajasthan C) 12 June D) 13 June D) RK Sharma 56. India’s first canal top solar PV system 65. World’s Largest Floating Solar Farm has 47. What amount has Government of India will come up in which state? been launched in which country? approved for interest subvention A) Uttar Pradesh A) Japan B) China scheme for farmers for FY18? B) Gujarat C) USA D) Russia A) Rs. 21,339 crore C) Rajasthan 66. Name the video conferencing aided legal B) Rs. 20,339 crore D) Maharashtra service launched by Government of C) Rs. 22,339 crore 57. Who announced the launch the “Hill Area India for the people living in rural areas. D) Rs. 19,339 crore Development Programme” (HADP) A) Conference Law 48. Anuyatra campaign has been launched for Northeast states in India? B) Tele Law in which city? A) M. Venkaiah Naidu C) Online Law A) Thiruvananthapuram B) Dr Jitendra Singh D) Uplink Law B) Visakhapatnam C) Narendra Singh Tomar 67. Who has won the “Little Miss Universe C) Hyderabad D) Nirmala Sitharaman Internet 2017” crown at the Little Miss D) Vijayawada 58. Who has been appointed as the Universe 2017? 49. Recently DRDO test fired Nag Missile. Chief Operating Officer of Paytm A) Anshula Ray It is a _____ generation missile. Mall? B) Panchali Amantya A) first B) second A) Amitabh Singh C) Padmalaya Nanda C) third D) fourth B) Amitesh Ghosh D) Parinita Acharya 50. Which company has topped the 2017 C) Amit Sinha 68. Lucie Safarova is related to which BrandZ Top 100 Most Valuable Global D) Sumit Tripathi sports? Brands list? 59. Which Indian state has recently A) Badminton A) Microsoft demanded for a separate time zone B) Tennis B) Google from Rest of India to improve work C) Boxing C) Amazon efficiency and save electricity in the D) Shooting D) Facebook region? 69. United Nations held its first-ever Ocean 51. Statistics ministry will adopt which year A) West Bengal Conference in which city? as the base year in place of 2011-12 B) Kerala A) New York after completion of the household C) Arunachal Pradesh B) Los Angeles consumer expenditure survey and D) Nagaland C) Washington, D.C. labour force data by the end of 2018? 60. Name the players who have won gold D) Boston A) 2013-14 B) 2014-15 medal in mixed team 10m air pistol 70. Second Mission Innovation (MI) and C) 2016-17 D) 2017-18 event of the ISSF World Cup? Clean Energy Ministerial meet was held 52. Recently the Government of India has A) Abhinav Bindra and Heena Sindhu in which city approved the setting up of how many B) Jitu Rai and Apurvi Chandela A) New Delhi B) Beijing AYUSH hospitals (June 2017)? C) Abhinav Bindra and Apurvi Chandela C) Tokyo D) New York A) 50 B) 100 D) Jitu Rai and Heena Sidhu 71. Who is the author of the book titled C) 200 D) 500 “Indira Gandhi – A life in Nature”?

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A) Karan Singh 81. As per the data released by Reserve bank A) Rs 80,000 crore B) Jairam Ramesh of India, the credit growth rate of B) Rs 90,000 crore C) Manmohan Singh Scheduled Commercial Banks in India C) Rs 95,000 crore D) S M Krishna has fallen to ____ per cent on year-on- D) Rs 98,000 crore 72. Who has won the French Open Men’s year basis as on May 26, 2017 90. Which company has launched “BaNCS Singles title 2017? A) 9.4% B) 7.3% App Development Kit” (ADK) that A) Andy Murray C) 5.1% D) 6.4% will enable banks to fast design and B) Stan Wawrinka 82. With which insurance firm has Canara build their own apps? C) Rafael Nadal Bank signed an agreement to offer non- A) Infosys B) TCS D) Dominic Thiem life insurance products to its customers C) Wipro D) IBM 73. As per the Survey of Professional across metros and tier II and III cities. 91. In which district the Telangana Medical Forecasters on Macroeconomic A) HDFC ERGO General Insurance Devices Park be launched? Indicators (46th Round) by Reserve B) New India Assurance Company A) Mancherial bank of India, the real GDP is expected C) National Insurance Company B) Nirmal to grow at what percent in 2017-18? Limited C) Medak A) 7.2% B) 7.4% D) Oriental Insurance Company D) Nizamabad C) 7.6% D) 7.8% 83. How many Yoga Parks will the 92. Who has won the French Open mixed 74. Survey of Professional Forecasters is government setup to promote yoga doubles title? conducted ______by the Reserve activities? A) Anna-Lena Groenefeld and Robert bank of India. A) 50 B) 100 Farah A) monthly B) bi-monthly C) 150 D) 200 B) Martina Hingis and Leander Paes C) quarterly D) half-yearly 84. Where is the Headquarters of United C) Rohan Bopanna and Gabriela 75. What is the currency of Mauritius? Nations Office for South-South Dabrowski A) Peso B) Dollar Cooperation located? D) Sania Mirza and Ivan Dodig C) Rupee D) Euro A) Vienna, Austria 93. World’s oldest human species’ fossils 76. Name the programme launched by B) Washington DC, USA has been found in which country? Government of India to transform the C) Los Angeles, USA A) Algeria B) Spain country’s health sector. D) New York, USA C) Morocco D) Brazil A) NACH B) SATH 85. Name the mobile application launched 94. What is the theme of World Oceans Day C) MATH D) RATH by President Pranab Mukherjee aimed 2017? 77. Government of India has initiated a Yoga at spreading awareness about female A) Our Oceans, Our Resource Awareness Drive through _____ prior foeticide. B) Our Oceans, Our Future to International Yoga Day (21st June) A) No to foeticide C) Our Oceans, Our Love to increase popularity of Yoga B) Selfie with Daughter D) Our Oceans, Our Water especially among the youth. C) Awareness on foeticide 95. Who has been appointed as the part- A) YogTeacher D) Save Daughters time chairman of Lakshmi Vilas Bank? B) YogSelf 86. Who has won the AIFF 2016 Player of A) M K Sinha C) YogMob the Year award? B) B K Manjunath D) YogPreach A) Sunil Chhetri C) A K Ramanath 78. Thespian Soumitra Chatterjee is a B) Jeje Lalpekhlua D) C K Singh renowned ______. C) Eugeneson Lyngdoh 96. Recently which state government has A) Classical Dancer D) Subrata Pal passed Kambala Bill to make buffalo B) Singer 87. Mehrunnisa Dalwai who passed away race “Kambala” and bullock cart races C) Author recently was a renowned ______legal in the state? D) Actor A) journalist A) Tamil Nadu 79. Which state has launched debt relief B) classical dancer B) Kerala scheme for farmers named “Krishi Rin C) Social Activist C) Karnataka Samadhan Yojana” ? D) Classical Singer D) Maharashtra A) Uttar Pradesh 88. How many sectoral groups has the 97. Statutory Liquidity Ratio (SLR) is B) Madhya Pradesh government setup to ensure the smooth defined in which act? C) Maharashtra rollout of the Goods and Services Tax? A) Companies Act, 2013 D) Bihar A) 12 B) 15 B) Banking Regulation Act, 1949 80. Kaladan multi-modal transport project C) 18 D) 21 C) Reserve Bank of India Act, 1934 is a project between India and which 89. As per Moody Rating Firm, the 11 D) Negotiable Instruments (NI) Act, country? Moody’s-rated public sector banks will 1881 A) Malaysia B) Sri lanka require external equity capital in the 98. Which bank has introduce Polyethylene C) Myanmar D) Singapore range of Rs 70,000 to ______Terephthalate Glycol (PETG) based

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India’s first biodegradable prepaid gift A) Telangana A) Mumbai B) Bengaluru cards? B) Andhra Pradesh C) Delhi D) Mysuru A) ICICI Bank C) Rajasthan 117. Which district has won the B) Axis Bank D) Gujarat MGNREGA annual award for effective C) HDFC Bank 108. Which state is the first to be declared implementation of the Mahatma D) State Bank of India open defecation free in India? Gandhi National Rural Employment 99. Nyaya Mitras will be appointed by the A) Kerala Guarantee Act during the time period Government across the country to B) Himachal Pradesh 2015-16? expedite the cases pending for last C) Uttarakhand A) Vizianagaram ______in lower courts. D) Sikkim B) Visakhapatnam A) 5 years B) 10 years 109. Who is the Executive Director & CEO C) Thiruvananthapuram C) 8 years D) 7 years of Wildlife Trust of India? D) Malappuram 100. Which state government has recently A) Shivendra Patel 118. When is World Environment Day implemented ‘green protocol’ for B) Vikram Rathore observed? weddings? C) Vivek Menon A) June 2 B) June 4 A) Haryana B) Kerala D) Shubham Chaudhary C) June 5 D) June 7 C) Telangana D) Gujarat 110. Who has won the 4th Kalinga Literary 119. Which state has become the first state 101. Who is the author of the novel “The Award? to launch pension scheme for single Ministry of Utmost Happiness”? A) Haraprasad Das woman? A) Arundhati Roy B) Anand Nilakantan A) Andhra Pradesh B) Amitav Ghosh C) Paramita Satapathy B) Telangana C) Kiran Desai D) Rashmi Ranjan Parida C) Gujarat D) Rohinton Mistry 111. What amount of Line of Credit has D) Kerala 102. ‘Super Dads’ initiative has been India approved for the development of 120. Who has won the Thailand Open Grand launched by which organization? Railway Sector of Sri Lanka? Prix Gold badminton title 2017? A) WHO A) USD 529 million A) Jonatan Christie B) UNICEF B) USD 329 million B) B Sai Praneeth C) UNESCO C) USD 538 million C) Tanongsak Saensomboonsuk D) Red Cross Society D) USD 318 million D) Marc Zwiebler 103. Government of India aims to become 112. Which country has recently (June) 121. The upcoming BRICS Media Forum $1 trillion digital economy by which joined NATO as its 29th member? will be held in which city from June 7 year? A) Croatia to 8. A) 2019 B) 2020 B) Slovenia A) Moscow B) New Delhi C) 2022 D) 2025 C) Romania C) Beijing D) Durban 104. Nepal has signed an MoU with which D) Montenegro 122. Indian Railways is set to raise Rs country for the construction of 113. World Bank in its Global Economic ______crore with the World Bank Budhigandaki Hydropower Project? Prospect (June 2017) has predicted the assistance for creating a separate fund A) India B) Japan Global Growth rate for 2017-18 at? for investment in the rail sector. C) China D) USA A) 2.5% B) 1.9% A) 40,000 B) 25,000 105. What per cent GDP growth rate has C) 2.7% D) 2.9% C) 35,000 D) 45,000 World Bank predicted for India for 114. What amount of loan agreement has 123. State Bank of India (SBI) has mandated 2017-18? the Assam Government signed with Aadhaar cards for all its recruitment A) 7.5% B) 7.7% World Bank for Assam Citizen-Centric processes with effect from which date? C) 7.2% D) 7.8% Service Delivery Project? A) July 1 B) June 30 106. Which bank has reduced its energy A) $39.20 million C) July 31 D) June 15 consumption by installing over 200 B) $51.20 million 124. Name the first Indian to be nominated solar powered ATM sites in the last C) $29.40 million as a member of the Umpires and one year? D) $25.20 million Referees Committee (URC) of ITTF. A) HDFC Bank 115. What is India’s National Retail Sales as A) D. R. Choudhary B) State bank of India per 2017 Global Retail Development B) Khalil Al-Mohannadi C) ICICI Bank Index of A.T. Kearney? C) Dhanraj Choudhary D) Yes Bank A) $ 2,601 billion D) Ganeshan Neelakanta Iyer 107. India’s first project for rural LED street B) $ 1,531 billion 125. The GST Council has fixed the tax rate lighting in the country under the C) $ 1,071 billion for the Gold, silver, and processed Government of India’s Street Lighting D) $ 1,514 billion diamonds at ______percent. National Project (SLNP) will be 116. India’s first public bicycle sharing A) 5 B) 3 launched in which state? project has been launched in which C) 12 D) 18 city?

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126. What amount of money the Public 134. Name the brand which has become the D) Andhra Pradesh Sector Banks in India plans to raise official sponsor for the 2018 and 2022 144. Which state government has launched through equity dilution during the editions of FIFA World Cup. Mahaswayam portal for jobseekers? current fiscal (2017-18) to meet Basel- A) Oppo B) Vivo A) Andhra Pradesh III norms? C) Samsung D) Lava B) Karnataka A) Rs 10,000 crore 135. Which bank has announced financing C) Maharashtra B) Rs 25,000 crore of Rs 400 crore for Grid-Connected D) Madhya Pradesh C) Rs 38,000 crore Rooftop Solar Projects under Word 145. Who has been elected as the President D) Rs 58,000 crore Bank Program? of 72nd session of the UN General 127. Which country has topped the World A) Punjab National Bank Assembly? Competitiveness list of International B) State Bank of India A) Peter Thomson Institute for Management C) ICICI Bank B) Miroslav Lajcak Development’s (IMD)? D) HDFC Bank C) Ban Ki-moon A) Switzerland 136. Which Indian state has recently signed D) Mogens Lykketoft B) Hong Kong agreement with United Nations Office 146. The Reserve Bank of India said it will C) Denmark on Drugs and Crime (UNODC) to fight implement the LEI system for all D) Iceland drug menace? participants in the over-the-counter 128. Which bank has entered into a A) Haryana B) Punjab markets for rupee interest rate Memorandum of Understanding C) Bihar D) Uttar Pradesh derivatives. What does E stands for in (MoU) with Small Farmers 137. Who has been appointed as the CEO LEI? Agribusiness Consortium (SFAC) to of Prasar Bharati? A) Entry B) Enterprise provide collateral free loans to Farmers A) Shashi Shekar Vempati C) Entity D) Easy Producer Companies (FPC)? B) A. Surya Prakash 147. Which country has recently launched A) Bank of India C) Rajeev Singh Michibiki Satellite for GPS system? B) Union Bank of India D) Vimal Sinha A) China B) Malaysia C) Bank of Baroda 138. Who has won the 90th Scripps National C) Japan D) Russia D) State Bank of India Spelling Bee Competition? 148. What is the theme of World Milk Day 129. Who is the head of the committee A) Rohan Sachdev 2017? formed by SEBI to improve standards B) Tejas Muthusamy A) Milk for a healthy life of corporate governance of listed C) Shruthika Padhy B) Milk the best Drink companies? D) Ananya Vinay C) Raise a glass for milk A) Uday Kotak 139. Which space agency will launch NICER D) Boost energy with Milk B) Chanda Kocchar spacecraft to study rapidly spinning 149. What is India’s rank in the Global Peace C) Parthasarathi Mukherjee neutron stars? Index 2017 published by Institute for D) V.G. Mathew A) ISRO B) NASA Economics and Peace? 130. Which Indian city is set to get country’s C) ESA D) JAXA A) 144 B) 147 first ‘freight village? 140. Who is the author of the book titled “ C) 141 D) 137 A) Patna B) Indore The Ministry of Utmost Happiness”? 150. What amount of loan has World Bank C) Chennai D) Varanasi A) Salman Rushdie given for the Himachal Pradesh Public 131. Who has been named to become the B) Amitav Ghosh Financial Management Capacity first gay Prime Minister of Ireland? C) Jhumpa Lahiri Building Program? A) Leo Varadkar D) Arundhati Roy A) USD 500 Million B) Richard Bruton 141. India’s first automatic coastal warning B) USD 212 Million C) Michael Noonan for disasters will come up in which C) USD 36 Million D) Frances Fitzgerald state? D) USD 85 Million 132. Aamir Zaki was well known for playing A) Gujarat B) Odisha 151. Which firm has launched DigiGST tool which musical instrument? C) Kerala D) Tamil Nadu for end-to-end GST compliance A) Guitar B) Tabla 142. S. Ganesh Kumar has been appointed support? C) Violin D) Flute as the Executive Director of ______. A) Snapdeal B) EY 133. Which of the given countries has been A) SIDBI C) Google D) Flipkart elected as a non-permanent member of B) NABARD 152. India will run all all government ports the UN Security Council for a two- C) Reserve Bank of India on solar and wind power by which year term on 2 June 2017? D) National Housing Bank year? A) Palestine 143. Which state has become the first state A) 2018 B) 2019 B) Ivory Coast in India to launch an official e-wallet? C) 2020 D) 2021 C) Vatican City A) Assam 153. Who has won 2017 PEN/Malamud D) Taiwan B) Telangana Award for Excellence in the Short C) Tamil Nadu Story?

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A) Joy Williams 162. Who has been appointed as the CMD 172. Recently Challakere Aeronautical Test B) Deborah Eisenberg of Oriental Insurance Company Range (ATR) was inaugurated in which C) George Saunders Limited? state? D) Jhumpa Lahiri A) Vijendra Sharma A) Maharashtra B) Kerala 154. How many Indian got place in the ESPN B) Manohar Mishra C) Odisha D) Karnataka World Fame 100 list? C) A V Girija Kumar 173. Who is the Chairman of Central Board A) 2 B) 3 D) Avinash Kumar Tripathi of Excise & Customs (CBEC)? C) 4 D) 5 163. Who has won the European Golden A) P.K. Purwar 155. What is the theme of 2017 World No- Shoe for 2016-17? B) Vanaja N. Sarna Tobacco Day? A) Cristiano Ronaldo C) Mahender Singh A) Say no to Tobacco B) Luis Suárez D) R K Mahajan B) Tobacco – a threat to development C) Lionel Messi 174. Which country has won 2017 Sudirman C) No to Tobacco Yes to Life D) Harry Kane Cup? D) Support Development- Reject 164. Which city has created Guinness world A) Thailand B) Malaysia Tobacco record with maximum number of C) China D) South Korea 156. Name the spacecraft that NASA will people sweeping the ‘floor’ (single 175. ‘Sewa Cab’ has been launched in which launch for the world’s first mission to venue)? city to compete with Ola and Uber? the Sun in 2018. A) Ahmedabad A) Mumbai B) Bengaluru A) Parker Solar Probe B) Surat C) Delhi D) Pune B) Peter Eugene Solar Probe C) Vadodara 176. Dailong village has been declared C) Mark Solar Probe D) Jaipur Biodiversity Heritage Site by its state D) Fast Solar Probe 165. Which Indian has won gold at the Turnoi government. In which state is Dailong 157. What amount of line-of-credit (LoC) Satellite Fencing Championship? village situated? has EXIM Bank, India extended to A) Bhavana Pal A) Manipur B) Meghalaya SBM (Mauritius) Infrastructure B) Bhavana Pradhan C) Assam D) Sikkim Company Ltd.? C) Bhavani Pal 177. Haryana Government has announced A) $50 million D) Bhavani Devi monthly pension of _____ to B) $100 million 166. Who has won the 2017 Monaco Grand journalists above 60 years and have C) $250 million Prix? completed 20 years in the profession. D) $500 million A) Kimi Raikkonen A) Rs 5,000 B) Rs 10,000 158. Which of the following campaign has B) Sebastian Vettel C) Rs 9,000 D) Rs 12,000 been launched by Government of India C) Daniel Ricciardo 178. 28th North Atlantic Treaty to promote toilet use and freedom from D) Valtteri Bottas Organization (NATO) summit started open defecation across the country’s 167. When is International Day of United at? villages? Nations Peacekeepers observed? A) Poland B) Belgium A) Arogya Raksha A) 27 May B) 28 May C) Turkey D) Portugal B) Darwaza Band C) 29 May D) 30 May 179. Recently Kami Rita became the third C) Good Morning 168. Which team has won the 13th FA Cup? person to scale Mount Everest 21 D) Swacch Sandesh A) Chelsea times. He belongs to which country? 159. What is rank of India in the female B) Arsenal A) India B) Bangladesh participation in the workforce as per C) Manchester City C) Bhutan D) Nepal world bank report? D) Aston Villa 180. India-Pacific Islands Sustainable A) 131 B) 120 169. As per Ministry of State for Culture Development Conference was held in C) 108 D) 97 and Tourism what is India’s tourism which country? 160. Lake Pichola is located in which state?? growth? A) Nauru B) Samoa A) Gujarat A) 14.6% B) 15.4% C) India D) Fiji B) Rajasthan C) 4.6% D) 5.4% 181. Who has been appointed as the C) Jammu & Kashmir 170. India’s own Navigation named NavIC Chairman of the National Commission D) Karnataka will have how many satellites? for Minorities? 161. Which country will host International A) 5 B) 6 A) Syed Ghayorul Hasan Rizvi Conference On Peace And Conflict C) 7 D) 9 B) Wajahat Habibullah Management on June 6, 2017? 171. What amount of loan has been written C) Naseem Ahmad A) Pakistan off by Scheduled Commercial Banks in D) Syed Nadeem Gilani B) Sri Lanka the last 5 years ending March 2016? 182. The Employees Provident Fund C) Afghanistan A) Rs 2,20,125 crore Organisation has approved hike in D) India B) Rs 2,25,180 crore investment limit in exchange traded C) Rs 2,22,125 crore funds (ETFs) to______, from the D) Rs 2,20,180 crore existing 10 per cent

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A) 12 per cent C) West Bengal ANSWER KEYS B) 14 per cent D) Madhya Pradesh C) 15 per cent 192. Who has been appointed as the new 1. b 2. b 3. a 4. c D) 16 per cent Defence Secretary? 5. d 6. b 7. a 8. d 183. Dhola-Sadiya bridge is constructed on A) G. Mohan Kumar 9. b 10. c 11. b 12. b which river? B) Sanjay Mitra 13. c 14. b 15. a 16. a A) Narmada C) Sunil Desai 17. c 18. d 19. b 20. a B) Ganga D) Samvit Ghosh 21. d 22. b 23. d 24. a C) Brahmaputra 193. Who is the author of the book titled 25. c 26. a 27. b 28. c D) Yamuna “Winning like Virat: Think & Succeed 29. b 30. c 31. b 32. b 184. In which state has government launched like Kohli”? 33. d 34. a 35. c 36. b e-clinics service for farmers with the A) Abhijeet Ghosh 37. c 38. b 39. c 40. b aim to double farmers’ income by B) Sourabh Banerjee 41. c 42. a 43. c 44. c 2022? C) Sankalp Mehra A) Haryana D) Abhirup Bhattacharya 45. c 46. d 47. b 48. a B) Punjab 194. Which country won the 2017 IIHF Ice 49. c 50. b 51. d 52. b C) Uttarakhand Hockey World Championship? 53. b 54. d 55. b 56. d D) Jammu & Kashmir A) Germany B) Canada 57. c 58. c 59. c 60. d 185. Who has been appointed the secretary C) Sweden D) France 61. b 62. c 63. b 64. c of CBSE? 195. After abolition of FIPB, FDI proposals 65. b 66. b 67. c 68. b A) Rajesh Kumar Chaturvedi worth over _____ will continue to 69. a 70. b 71. b 72. c B) Anurag Tripathy require final approval from the Cabinet. 73. b 74. b 75. c 76. b C) K. K. Choudhury A) Rs 1,000 crore 77. c 78. d 79. b 80. c D) Rajbir Singh B) Rs 5,000 crore 81. c 82. b 83. b 84. d 186. Startups in India can take advantage of C) Rs 10,000 crore 85. b 86. b 87. c 88. c Startup India Action Plan for how D) Rs 50,000 crore 89. c 90. b 91. c 92. c many years? 196. “Swachh Bharat App” is monitored by 93. c 94. b 95. b 96. c A) 5 years B) 3 years which ministry? 97. b 98. b 99. b 100. b C) 7 years D) 8 years A) Ministry of Electronics and 101. a 102. b 103. b 104. c 187. Which company has topped the Forbes Information Technology Global 2000 latest list- World’s Biggest B) Ministry of Culture 105. c 106. c 107. b 108. d Public Companies? C) Ministry of Urban Development 109. c 110. a 111. d 112. d A) ICBC D) Ministry of Tourism 113. c 114. a 115. c 116. d B) China Construction Bank 197. India and Japan have partnered to 117. a 118. c 119. b 120. b C) Berkshire Hathaway set up a _____ liquefied natural gas 121. c 122. c 123. a 124. d D) JPMorgan Chase (LNG) import terminal in Sri Lanka. 125. b 126. d 127. b 128. c 188. Reserve Bank of India has set a limit of A) $500 million 129. a 130. d 131. a 132. a _____ on e-wallet activity of co- B) $550 million 133. b 134. b 135. b 136. b operative banks. C) $150 million 137. a 138. d 139. b 140. d A) Rs 5,000 B) Rs 10,000 D) $250 million 141. b 142. c 143. b 144. c C) Rs 20,000 D) Rs 15,000 198. Who has been elected as the new 145. b 146. c 147. c 148. c 189. ‘Code For Bank’ tool development Director-General of the World Health 149. d 150. c 151. b 152. b program for banks has been launched Organization? 153. d 154. c 155. b 156. a by which bank? A) Margaret Chan 157. d 158. b 159. b 160. b A) ICICI Bank B) Anders Nordström 161. c 162. c 163. c 164. c B) State Bank of India C) Tedros Adhanom C) Reserve Bank of India D) Lee Jong-wook 165. d 166. b 167. c 168. b D) Axis Bank 199. Sir Roger Moore who passed away 169. b 170. c 171. b 172. d 190. Who is the Prime Minister of recently was a/an _____ . 173. b 174. d 175. c 176. a Mauritius? A) scientist B) actor 177. b 178. b 179. d 180. d A) Pravind Jugnauth C) journalist D) politician 181. a 182. c 183. c 184. d B) Ameenah Gurib 200. Which country has launched 185. b 186. c 187. a 188. b C) Anerood Jugnauth world’s first operational robot police 189. b 190. a 191. c 192. b D) Navin Ramgoolam officer ‘Robocop’? 193. d 194. c 195. b 196. b 191. India’s first underwater tunnel has been A) Saudi Arabia B) UAE 197. d 198. c 199. b 200. b built in which state? C) India D) China A) Jammu & Kashmir B) Gujarat 

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1. Match the following (c) Bharat Mata Society 14. Which of the following is used as List-I (d) Hindustan Society republic anesthetic? Association A. Surat Session (a) NH3 (b) NO 7. Which among the following leader was B. Lucknow Session (c) NO2 (d) N2O C. Lahore Session involved daringly during Quit India 15. The weight of the body acts through D. Karachi Session Movement? centre of List-II (a) Sardar Vallav Bahi Patel (a) Gravity (b) Mass 1. 1907 (b) J. L. Nehru (c) a & b (d) Buoyancy 2. 1916 (c) Aruna Asaf Ali 16. Rocket works on the principal of 3. 1931 (d) Usha Mehta (a) Newton’s Third Law 4. 1929 8. Who suggested Vivekananda as the new (b) Newton’s First Law A B C D name for Narendranath Dutt? (c) Newton’s Second Law (a) 1 2 3 4 (a) M. K. Gandhi (d) Archimedes Principle (b) 1 2 4 3 (b) Ajit Singh 17. When a stone is thrown in the calm water (c) 1 4 3 2 (c) Sardar Patel of a pond the waves produced on the (d) 1 3 2 4 (d) R. N. Tagore surface of water in the pond are 2. Which of the incorrectly matched? 9. Who was known as Father of India (a) Longitudinal (a) The viceroy if reverse characters Renaissance? (b) Transverse – Lord Lytton (a) Swami Vivekananda (c) Both (a) & (b) (b) Father of local self Govt. – Lord (b) Swami Dayanand Saraswati (d) No wave is produced Ripon (c) Raja Ram Mohan Roy 18. Which of the following has the least (c) Partition of Indian National (d) Debendra Nath Tagore wavelength? congress - Lord Curzon 10. Woods Dispatch was passed during (a) X-rays (d) Jallianwala Bagh Masscre – Lord which Government General. (b) Alpha Rays Chelmsford (a) Lord Dalhousie (c) Gamma Rays 3. Which Act was called ‘Black Act’ by (b) Lord Curzon (d) Beta Rays Mahatma Gandhi? (c) Lord Chelmsford 19. The type of mirror used in automobile (a) Morley Minto reform (d) Lord Irwin to see the traffic on the rear side is (b) Rowlatt Act 11. Antacids are found in drugs that give (a) Concave (b) Plane (c) Govt. of India Act, 1919 relif to (c) Convex (d) None (d) Hunter Commission (a) Eye Sight 20. In a water lifting electric pump, we 4. In which year Muslim adopted the (b) Stomach Ache convert slogan ‘Divide and Quit’? (c) Aine (a) Electrical energy into potential (a) 1906 (b) 1940 (d) Headache energy (c) 1943 (d) 1947 12. The percentage of Nitrogen in air is (b) Kinetic energy into electrical 5. Who was the President of Ghadar Party? (a) 0.94 (b) 0.03 energy (a) Lala Hardayal (c) 78.03 (d) 85.02 (c) Kinetic energy into potential (b) Tarakhnath Das 13. The quality of petrol is expressed in energy (c) Sohan Singh Bhakra terms of (d) None (d) Ras Bihari Bose (a) Cetane Number 21. Which five year plan duration was of 6. Which revolutionary organization formed (b) Gold Number four year only? outside India? (c) Octane Number (a) Third (b) Fourth (a) Indian Independence League (d) Added unload compounds (c) Fifth (d) Seventh (b) Mitra Mela

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22. Imperial bank was constituted in the 31. Which of the following does not (d) Mathara King year depended on medium? 40. Who among the following initiated Ganga (a) 1930 (b) 1935 (a) Light Wave dynasty Odisha? (c) 1955 (d) 1921 (b) Sound Wave (a) Raja Rajadeva – I 23. GDP is a measure of (c) Waves in Water (b) Vajrahasta – I (a) A country’s international (d) All of these (c) Anantavarman Chodagangadev economic activities 32. Tap water is the example of (d) Kamarnava (b) A country’s domestic economic (a) Homogenous Mixture 41. When did Sultan Firuz Shah Tuglaq activities (b) Heterogeneous Mixture invade Odisha? (c) A country’s financial position (c) Colloid (a) 1353 A. D (d) A country’s industrial outpost (d) None (b) 1361 A.D 24. Which Indian industry is employing 33. DPSP is mentioned on article (c) 1373 A. D large number of workers? (a) Art 12-35 (b) Art 36-51 (d) 1381 A.D (a) Iron & Steel (c) Art 58 (d) Art 78 42. Sarala Das wrote his immortal magnum (d) Textile 34. Right to Freedom of speech and opus, Mahabharat in Odia language (c) Jute expression is mentioned during the reign of (d) Sugar (a) Art 19 (b) Art 20 (a) Purushottamadeva 25. Over use of resource of is called ‘Tragedy (c) Art 21 A (d) Art 22 (b) Kapilendradeva of Commons’. It was propounded by 35. Fundamental Rights were borrowed (c) Prataprudradeva (a) Garett Hardin from (d) Krishnadevaraya (b) Seligman (a) USSR Constitution 43. The kingdom of the Bhoi dynasty (c) Adolph Wagner (b) Germany was divided into several ‘Jagirs’ which (d) None (c) USA denoted the modern 26. NABARD is a/an (d) UK (a) States (b) Divisions (a) Bank 36. The capital city of ancient Kosala is (c) Districts (d) Blocks (b) Financial Institution believed to have been 44. Which of the following was the smallest (c) Insurance Corporation (a) Dhiritipura territorial unit in the administration of (d) Central Government Department (b) Kalinganagar Mughal Odisha? 27. Nature of unemployment in agriculture (c) Suvarnapura (a) Mauza (b) Teluk in India is (d) Sripur (c) Pragana (d) Khanda (a) Seasonal 37. The Hatigumpha inscription contains 45. The Paika rebellion was mostly a (b) Disguised (a) The record of entire span of (a) Agrarian Uprising (c) Open Kharavela’s reign (b) Feudal Uprising (d) Cyclic (b) The last 12 years of Kharavela’s (c) Intellectual Uprising 28. Matter can neither be created nor reign (d) Both (a) and (b) destroyed is the example of (c) The important facts of 46. Which cell organell helps in protein (a) Law of Conservation of Mans Kharavela’s reign synthesis? (b) Law of conservation of energy (d) The first thirteen years of (a) Lysosome (c) Law of Conservation of Kharavela’s reign (b) Centrosome momentum 38. During the rule of who of the following (c) Ribosome (d) All of these Gupta kings the contact between (d) ER 29. Atom Bomb works in the principle of Odisha and Gupta empire was 47. Which of the following is called “Wind (a) Nuclear Fusion established? Pipe”? (b) Nuclear Fission (a) Chandragupta (a) Larynx (b) Pharynx (c) Thermal Reaction (b) Samudragupta (c) Trachea (d) Lungs (d) None (c) Devagupta 48. During eye donation, which part of eye 30. Which of the following is used as (d) None of these is donated? moderator in nuclear reactor? 39. Sasanka who ruled Odisha in the 7th (a) Iris (b) Pupil (a) Cadmium century was a (c) Cornea (d) Retina (b) Boron (a) Surya King 49. Which of the following store sperm? (c) Heavy water (b) Gauda King (a) Urethra (d) Nitrogen (c) Sura King (b) Scrotum

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(c) Epididymis 59. The first International Chess 69. Which planets water cycle is available? (d) Vasdefferens Tournament took place in (a) Jupitor (b) Earth 50. Life span of WBC is _____ . (a) 1851, London (c) Mars (d) Venus (a) 100-120 days (b) 1851, New Delhi 70. Where is the integral coach factory (b) 1 day (c) 1851, Karachi situated? (c) Immortal (d) 1851, USA (a) Perambur (b) Chitaranjan (d) 4-5 days 60. Kamakhya Devi temple located at (c) Mumbai (d) Kolkata 51. “Red rot of Sugarcane is ____ . (a) west Bengal 71. Which is river flow through a rift valley? (a) Viral Disease (b) Odisha (a) Godavari (b) Narmada (b) Bacterial Disease (c) Assam (c) Krishna (d) Mahanadi (c) Protozown Disease (d) Nagaland 72. Which of the following does not belong (d) Fungi Disease 61. Guru Gopinath was an exponent of to solar system? 52. Smallest gland is _____ . (a) Kathak (a) Asteroids (b) Comets (a) Thyroid Gland (b) Kathakali (c) Planets (d) Nebulae (b) Adrenal Gland (c) Kuchipudi 73. Over 90% of the world’s biomass is in (c) Pituitary Gland (d) Bharatnatyam (a) Tropical rain Forest (d) Thymus Gland 62. Which is called the shrimp capital of (b) Freshwater Wetlands 53. Testosterone responsible for male India? (c) Topsoils secondary sexual character, secreted (a) Mangalore (d) Oceans from (b) Nagpatnam 74. A person moving from Chile to Brazil (a) Leydig’s Cell (c) Kochi along the coast has to cross (b)  - Cell (d) Nellore (a) Bass Struit 63. The oldest international airline is (b) Cook Strait (c)  - Cell (a) Dutch, KLM (c) Magellan Strait (d) Kidney (b) Air Canada (d) Torres Strait 54. Which part of the brain when removed, (c) Qantas Airway 75. Radio Waves are reflected back to earth the person becomes only a reflex animal (d) Air Sabara from the (a) Hypothalamus 64. Synagogue is the place of worship of (a) Troposphere (b) Cerebral Hemisphere (a) Zoroastrianism (b) Exosphere (c) Medulla Oblongata (b) Taoism (c) Stratosphere (d) Fore Brain (c) Judaism (d) Ionosphere 55. Vertebral columns is made up of 33 (d) Shintosim 76. Which one of the following is not “the vertebrae but ____ no of bones Visible. 65. Ryder Cup is related with sports? Great Lake”? (a) 28 (b) 27 (a) Foot Ball (a) Superior (b) Victoria (c) 26 (d) 25 (b) Gulf (c) Huron (d) Erie 56. Which Mahatma Gandhi Series of (c) Badminton 77. Which of the following towns is located currency notes issued by RBI has a (d) Cricket eastern most? drawing of the Parliament House 66. Which country has the longest overland (a) Bokaro (b) Jamshedpur depicted on it? tunnel? (c) Patna (d) Ranchi (a) Rs. 500 (b) Rs. 100 (a) Germany 78. Tropical grassland of Brazil is called (c) Rs. 50 (d) Rs. 10 (b) Switzerland (a) Campos (b) Pampas 57. Who is the author of the book “Tale of (c) Spain (c) Prairies (d) Savannah Two Cities”? (d) France 79. The famous lagoon lake of India is (a) Charles Dicken 67. ‘Prunning’ is an essential part in (a) Dal Lake (b) Paul Allen cultivation of (b) Chilika Lake (c) Greg Chappel (a) Rubber (b) Tobacco (c) Pulicat lake (d) Eliza Griswold (c) Coffee (d) Tea (d) Mansarivaic 58. Which day is observed in ‘World 68. Which bill can be initiated only on Lok 80. Which State possesses largest coal Standard Day’? Sabha? reserve? (a) Aug 7 (b) Apr 23 (a) Ordinary Bill (a) Bihar (c) Mar 23 (d) Oct 14 (b) Private Member’s Bill (b) Jharkhand (c) Money Bill (c) Madhya Pradesh (d) Constitution Amendment Bill

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(d) Odisha 90. Sunderlal Patwa, who passed away 97. The concept of bicameralism is derived 81. Who is the Father of Key Board? recently was the former Chief Minister from (a) C. L. Sholey of which State? (a) U.S.A (b) Britain (b) Douglas Englebart (a) Madhya Pradesh (c) Ireland (d) France (c) John Von Neumann (b) Uttar Pradesh 98. The total elected Member of Parliament (d) Charles Babbage (c) Rajasthan is 82. Networks that use different technologies (d) West Bengal (a) 576 (b) 676 can be connected by using 91. Which among the following is a subject (c) 776 (d) 876 (a) Packets (b) Switches matter of Part – VI of Indian 99. The first deputy chairman of Rajya (c) Bridge (d) Routers Constitution? Sabha 83. A program embedded in a semi conductor (a) Legislative Power of Governor (a) S. V. Krishnamurthy Rao chip during manufacture is called ___. (b) Legislative Power of President (b) A. Saganam Ayyangar (a) Human Ware (c) Parliament (c) Y. V. Chavan (b) Firm Ware (d) Union Judiciary (d) Kamalapati Tripathy (c) Live Ware 92. Which language of Indian Constitution 100. Which among the following is highest (d) Hard Ware was not added by 92nd Amendment Act rank? 84. Bridge is ____ device. of 2003? (a) Judges of Supreme Court (a) Layer 4 (b) Layer 2 (a) Maithili (b) Deputy Chairman of Rajya Sabha (c) Layer 5 (d) Layer 7 (b) Santali (c) CAG 85. Which of the following is not a hardware (c) Dongri (d) Chairman of Rajya Sabha component? (d) Nepalese (a) Mouse 93. Which Article is correctly matched? (b) Printer (a) Article 33 – Restriction on  (c) Bootstrap Loader fundamental rights while martial (d) Optical Storage law is in force in any area ANSWER KEYS 86. What was the name of India’s first ever (b) Article 29 – Mention the 1.b 2.c 3.b 4.c micro drama festival that was held Protection of interests of 5.c 6.a 7.d 8.b recently in New Delhi? minorities 9.c 10.a 11.b 12.c (a) Thespis (b) Ras Leela (c) Article 24 – Prohibition of traffic 13.c 14.d 15.a 16.a (c) Nautanki (d) None in human beings and forced labour 17.a 18.c 19.c 20.a 87. Union Home Minister Rajnath Singh (d) Article 21 (A) – Protections of 21.c 22.b 23.b 24.a launched the website and app named life and personal liberty 25.a 26.b 27.a 28.a ____ to facilitate the monetary 94. The Speaker of State Legislative 29.b 30.c 31.a 32.a contribution to the facilitate the person Assembly resigns by writing to 33.b 34.a 35.a 36.d killed in action. (a) Governor 37.d 38.b 39.b 40.c (a) Bharat Ke Mata (b) Chief Minister 41.b 42.b 43.c 44.a (b) Bharat Ke Veer (c) Deputy Speaker of State 45.d 46.c 47.c 48.c (c) Bharat Ke Sanman Legislative Assembly 49.c 50.d 51.d 52.c (d) Bharat Ke Gourav (d) Senior most member of State 53.a 54.b 55.c 56.c 88. Name the senior diplomat who has been Legislative Assembly 57.a 58.d 59.a 60.c appointed as Indias Ambassador to the 95. The salary of Vice President of India is 61.b 62.d 63.a 64.c Netherland? (a) 1,25,000 65.b 66.b 67.d 68.c (a) Gopal Rangasami (b) 1,10,000 69.b 70.b 71.b 72.d (b) Venu Rajamony (c) 1,25,00 as Chairman of Rajya Sabha 73.d 74.c 75.d 76.b (c) Kavitha Kalavati (d) 1,50,000 as Vice President 77.b 78.a 79.b 80.b (d) None 96. The Administration and control of 81.a 82.d 83.b 84.b 89. Name the newly appointed President of schedule areas and schedule tribes 85.c 86.a 87.b 88.b South Korea? mentioned in 89.d 90.a 91.a 92.d (a) Park Geun-hye (a) Fifth Schedule 93.b 94.c 95.c 96.a (b) Lee Myung Bak (b) Sixth Schedule 97.b 98.c 99.a 100.a (c) Rho Moo Hyun (c) Seventh Schedule (d) Moon Jae-in (d) Eighth Schedule

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1. The search tool used to text that appears 8. A terminal that cannot process any (e) None of these in Gotherspace is information is called 15. The ______directory is mandatory (a) Gobbler (b) Archie (a) Direct Access Terminal for every disk (c) Mikky (d) Veronica (b) Intelligent Terminal (a) Root (e) None of these (c) Smart Terminal (b) Base 2. Outlook express is a (d) Blind Terminal (c) Sub (a) E-Mail Client (e) Dumb Terminal (d) Case (b) Scheduler 9. Which type of switching uses the entire (e) None of these (c) Address Book capacity of a dedicated link 16. The sharing of a medium and its path by (d) All of these (a) Circuit Switching 2 or more devices is called (e) None of these (b) Virtual Circuit Packet Switching (a) Modulation 3. Which key should be pressed to start a (c) Datagram Packet Switching (b) Encoxing new page in Ms- Word (d) Message Switching (c) Line Discipline (a) Down Cursor Key (e) None of these (d) Multiplexing (b) Enter Key 10. The product of two binary numbers (e) None of these (c) Shift + Enter (1011) and (1001) is 17. Which disk is used to cold boot a PC (d) Ctrl + Enter (a) 1100011 (a) Set up Disk (e) Ctrl + Shift + Enter (b) 1010100 (b) System Disk 4. X.21 protocol consists of (c) 1011001 (c) Diagnostic Disk (a) Physical and frame levels (d) 100110 (d) Program Disk (b) Frame and packet levels (e) None of these (e) None of these (c) Physical, frame and pocket levels 11. A template is a 18. Multiprogramming systems ______(d) Only physical levels (a) Pattern of Worksheet (a) Are easier to develop than single (e) None of these (b) Heading programming systems. 5. For separating channels in FDM, it is (c) Title (b) Execute each job faster necessary to use (d) Theme (c) Execute more jobs in the same time (a) Time slots (e) None of these period. (b) Bandpass Filters 12. A host on the internet finds another host (d) Use only one large mainframe (c) Differentiation by its computer. (d) All of these (a) Postal Address (e) None of these (e) None of these (b) Electronic Address 19. ______is the process of finding errors 6. A device operating at the physical layer (c) IP Address in software code is called a (d) Name (a) Compiling (a) Bridge (e) None of these (b) Assembling (b) Router 13. A collection of worksheets is called (c) Interpreting (c) Repeater (a) Excel Book (d) Debugging (d) All of these (b) Worksheets (e) None of these (e) None of these (c) Excel Sheets 20. ______is one reason for problems 7. Which of the following types of tables (d) Work Book of data integrity constraints will prevent the entry of (e) None of these (a) Data Availability Constraints duplicate rows 14. Which type of fonts are best suited to (b) Data Inconsistency (a) Primary key display large amount of text (c) Security Constraints (b) Unique key (a) Serif Fonts (d) Unauthorized access of data (c) Null (b) Sans Serif Fonts (e) Data Redundancy (d) Foreign key (c) Text Fonts (e) None of these (d) Picture Fonts

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21. A collection of interrelated records is (d) All of these 36. In slide layout panel how many layouts called a ______(e) None of these are available for text layout by default (a) Management Information System 29. You can check the conditions against (a) 4 (b) Spread Sheet ______when applying (b) 7 (c) Data Base conditional formatting (c) 12 (d) Text File (a) Cell value (d) 14 (e) None of these (b) Formula (e) None of these 22. Which unit controls the movement of (c) Cell point 37. The ability to combine name and signals between CPU and I/O (d) Both ‘a’ and ‘b’ addresses with a standard document is (a) ALU (e) None of these called ______(b) Control unit 30. The basic architecture of computer was (a) Document Formatting (c) Memory unit developed by (b) Database Management (d) Secondary storage (a) John von Neumann (c) Mail Merge (e) None of these (b) Charle’s Babbage (d) Form Letters 23. Which key is used in combination with (c) Blaise Pascal (e) None of these another key to perform a specific task? (d) Garden Moore 38. ‘Ctrl + page down’ is used to (a) Function (e) None of these (a) Moves the cursor one paragraph (b) Control 31. If there are multiple recycle bin for a down (c) Arrow hard disk. (b) Moves the cursor one page down (d) Space bar (a) You can set different size for each (c) Moves the cursor one line down (e) None of these recycle bin (d) Moves the cursor one screen 24. Roll Back in a database is ______(b) You can choose which recycle bin down statement. to use to store your deleted files (e) None of these (a) TCL (c) You can make any one of them 39. Which of the following is not the section (b) DCL default recycle bin break option (c) DML (d) All of these (a) Next Page (d) DDL (e) None of these (b) Previous Page (e) SDL 32. If the displayed system time and date is (c) Odd Page 25. An adhoc query is a ______wrong (d) Even Page (a) Pre-Planned Question (a) Write (e) None of these (b) Pre-Scheduled question (b) Calendar 40. ATM (network technology) stands for (c) Spur of the Moment question (c) Write File (a) Asynchronous Transfer Mode (d) Question that will not return any (d) Control Panel (b) Audio Time Mode results (e) None of these (c) Automated Teller Machine (e) None of these 33. A compressor (d) Active Time Mode 26. Which of the following is the (a) Is relatively easy to support in (e) None of these communications protocol that sets the software standard used lay every computer that (b) Causes all processor to function accesses web-based information equally  (a) XML (c) Works with any application (b) DML (d) Is quite common in modern (c) HTTP computer ANSWER KEYS (d) HTML (e) None of these 1. d 2. d 3. d 4. d (e) None of these 34. Which of the following section does not 5. a 6. c 7. b 8. e 27. What is usually used for displaying exist in a slide layout information at public places (a) Titles 9. c 10. a 11. a 12. c (a) Monitor (b) Lists 13. d 14. a 15. a 16. d (b) Overhead Projections (c) Charts 17. a 18. c 19. d 20. e (c) Monitors and overhead projections (d) Animations (d) Touch Screen Kiosks (e) None of these 21. c 22. c 23. b 24. a (e) None of these 35. Power point presentations are widely 25. c 26. c 27. d 28. d 28. Which of the following formal you can used as 29. d 30. a 31. a 32. d decide to apply or not in Autoformat (a) Note Outlines for teachers Dialox Box (b) Project Presentations by Students 33. a 34. d 35. d 36. a (a) Number Format (c) Communication of planning 37. c 38. b 39. b 40. a (b) Boarder Format (d) All of these (c) Font Format (e) None of these

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1. Who among the following regulates the 6. The monetary ceiling of the amount for (e) Reserve Bank of India Indian Corporate Debt Market? settlement through Lok Adalat is? 11. Under OLTAS, only a Single Copy (a) RBI (a) 5 lakh Challan is used with a tear off portion b) NABARD (b) 10 lakh for the Tax Payer. What does OLTAS (c) SIDBI (c) 15 lakh stand for- (d) SEBI (d) 20 lakh (a) On-line Tax Accounting Service (e) PFRDA (e) 25 lakh (b) On-line Tax Amounting System 2. ______is integrated bill payment 7. Under the provisions of Section ______(c) On-line Timing Accounting systems which will offer interoperable of the Banking Regulation Act, 1949 System bill payment service to customers (As Applicable to Cooperative (d) On-line Tax Association Service online as well as through a network of Societies), primary (urban) cooperative (e) On-line Tax Accounting System agents on the ground. banks are required to obtain permission 12. What is the minimum period of maturity (a) BBPS from the Reserve Bank of India for prescribed for Commercial Paper (CP)? (b) IMPS opening branches. (a) 17 Months (c) AEPS (a) Section 25 (b) 14 Days (d) APBS (b) Section 45 (c) 01 Year (e) None of the given options is true (c) Section 52 (d) 07 days 3. ______to provide guaranteed (d) Section 23 (e) 05 years clearing and settlement functions for (e) Section 35 13. Which banks are insured by the Deposit transactions in Money, G-Secs, Foreign 8. In order to attract more foreign exchange Insurance and Credit Guarantee Exchange and Derivative markets. the Govt of India decided to allow Corporation (DICGC)? (a) NPCI foreign investment in LLP firms. What (a) Foreign Banks functioning in India (b) SEBI is full form of “LLP” as used in this (b) Local Area Banks (c) GOI reference? (c) Regional Rural Banks (d) RBI (a) Local Labour Promotion (d) All of the above (e) CCIL (b) Low Labour Projects (e) None of the given options is true 4. ______a/an electronic trading (c) Limited Loan Partnership 14. The Banking Ombudsman Scheme is platform, operated by the Reserve (d) Longer Liability Partnership introduced under Section 35 A of the Bank of India, used to facilitate the (e) Limited Liability Partnership Banking Regulation Act, 1949 by RBI exchange of government securities and 9. The process by which a life insurance with effect from - other money market instruments. policyholder can transfer all rights, title (a) 1995 (a) Delivery versus Payment (DvP) and interest- under a policy contract (b) 1999 (b) Negotiated Dealing System (NDS) to a third person is known as? (c) 1990 (c) Risk Mitigation (a) Assignment of the policy (d) 1982 (d) Competition Commission of India (b) Hypothecation of the policy (e) 1988 (CCI) (c) Reinvestment of the policy 15. Where is the head office of Bank for (e) None of the given options is true (d) Negotiation of the policy International Settlements (BIS)? 5. The Clearing Corporation of India Ltd. (e) Nomination of the policy (a) Zurich, Switzerland (CCIL) was set up in- 10. KYC guidelines followed by the banks (b) New York, USA (a) December 2010 have been framed on the (c) Basel, Switzerland (b) February 1995 recommendations of the? (d) Berlin, Germany (c) September 2006 (a) Ministry of Home Affairs (e) Geneva, Switzerland (d) April 2001 (b) Ministry of Rural Development 16. Under which act NPCI was incorporated (e) March 1999 (c) Indian Banks Association as a Section 8? (d) Financial Intelligence Unit (a) Banking Regulation Act, 1949

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(b) Companies Act 2013 (c) Reserve Bank of India Act, 1934 VANIK’S KNOWLEDGE GARDEN SUKANYA SAMRIDDHI ACCOUNT (d) Societies Registration Act, 1860  The scheme was launched by Prime Minister Narendra modi on 22 January 2015 as a part of the Beti Bachao, Beti (e) None of the given options is true Padhao campaign for the future education and marriage expenses of female child. 17. The Aadhaar-Enabled Payment Systems  The scheme currently provides an interest rate of 8.4%.  The account can be opened at any India Post office or branch of authorised commercial banks. (AEPS) is a bank led model that  The age of girl should be 10 years or less than 10 years. facilitates banking facilities by allowing  100% amount can be withdrawn after the girl is 21 transactions at Point of Sale through  50% withdrawal is possible after the girl is 18. ( for illness, education or marriage)  No withdrawal is allowed if the girl is below 18. the Business Correspondent (BC)  Account can be closed when the girl is 21. using the Aadhaar authentication  It can be continued after 21, but till the girl gets married number. Aadhaar enabled basic types  A minimum of Rs 1,000 must be deposited in the account annually. The maximum deposit limit is Rs 150,000. If the minimum deposit is not made in a year, a fine of Rs 50 will be levied. of banking do not include-  Amount can be deposited only for 14 years after the opening of the account. (a) Balance Enquiry  Only one account can be opened on a girl's name (b) Cash Withdrawal  Maximum 2 accounts can be opened for 2 girls of a couple/parents MUDRA BANK (c) Online Payment  Micro Units Development and Refinance Agency(known as the MUDRA bank) (d) Cash Deposit  It is first set up as a subsidiary of the Small Industries Develpoment Bank of India(SIDBI). (e) Aadhaar to Aadhaar funds transfer  MUDRA Bank is a public sector financial institution in India, It provides loan at low rates to small entrepreneurs. Important figures about MUDRA Bank 18. Loans against the security of shares, The bank will be set up with the initial corpus of Rs 20000 cr and a credit guarantee corpus of Rs 3000cr. bank have debentures and bonds should not exceed categorized the amount of loan to be given in three different the limit of Rupees ______Categories SHISHU- This is the first stage and in it the loan will be given for upto Rs 50000 per individual if the securities are held KISHOR- In the second stage a loan amount will be ranging from 50,000 to Rs 5 lakh. in dematerialised form. TARUN- This is last category which will provide upto Rs 10 lakh. (a) ten lakhs SMALL FINANCE BANK  Banks with a small finance bank license can provide basic banking service of acceptance of deposits and lending. (b) five lakhs  The aim behind these to provide financial inclusion to sections of the economy not being served by other banks, (c) thirty lakhs such as small business units, small and marginal farmers, micro and small industries and unorganised sector (d) fifty lakhs entities.  For initial 3 year prior approval required for bank expansion. (e) twenty lakhs  They are not allowed to lend money to big Industry. 19. Bank Holidays are covered by which of  NBFC's and any indivisual with 10 years of experience in banking and finance can apply for licenses. the following?  The firms must have a capital of Rs100 crore.  The minimum paid up capital of such banks was Rs. 5 crores (a) As per the order of the GOI  75% of its net credits should be in priority sector lending and 50% of the loans in its portfolio must in 25 lakh (b) As per the order of the IBA range. (c) Negotiable Instruments Act  The promoter’s contribution should be at least Rs. 2 crores  The promoters stake in the paid-up equity capital will be 40% initially which must be brought down to 26% in 12 (d) RBI Act years. (e) Banking Regulation Act 1949  A fundamental requirement is that 25% of its branch must set up in unbanked area. 20. Which of the following types of cards is BANDHAN BANK  Bandhan Bank was set up in 2001 to handle dual objective of poverty alleviation and women empowerment. free from credit risk?  Received its universal banking licence from Reserve Bank of India. The bank will provide funds to help and (a) Credit card develop the Small and Medium Enterprises (SME). (b) Debit Card  The saving interest rates have been fixed at 4.25% below Rs. 1,00,000 and5% above Rs. 1,00,000.  Headquarters is located at Kolkata, West Bengal. (c) Prepaid Cards  Slogan of bank is "Aapka Bhala, Sabki Bhalai". (d) Charge Cards  MD and CEO of bank is Chandra Shekhar Ghosh. (e) Both (c) and (d) What is NPA in Banking System  If interest or installment or both of principal remain overdue for a period of more than 90 days in respect of a term loan.   If Overdraft/ Cash Credit for an account remains ‘out of order’.  If bill remains overdue for a period of more than 90 days in the case of bills purchased and discounted.  If installment of principal or interest remains overdue for two crop seasons for short duration crops / one crop ANSWER KEYS season for long duration  Non submission of Stock Statements for 3 Continuous Quarters in case of Cash Credit Facility. 1. d 2. a 3. e 4. b  No active transactions in the account (Cash Credit/Over Draft/EPC/PCFC) for more than 91days 5. d 6. d 7. d 8. e  Despite the Reserve Bank of India (RBI) announcing numerous restructuring schemes, the bad loans have surged to Rs 614,872cr. 9. a 10. e 11. e 12. d Sub-standard assets: a sub standard asset is one which has been classified as NPA for a period not exceeding 12 months. 13. d 14. a 15. c 16. b Doubtful Assets: a doubtful asset is one which has remained NPA for a period exceeding 12 months Loss assets: where loss has been identified by the bank, internal or external auditor or central bank inspectors. But the 17. c 18. e 19. c 20. b amount has not been written off, wholly or partly.

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ENGLISH LANGUAGE entry or exit barriers. Moreover, the legal 3. Which of the following is an adverse constraints that allegedly prevent extra impact of unemployment? Select the Directions (Q. 1-5): Read the following hiring in the organized sector—such as most appropriate option in the context passage carefully and answer the sections 25(N) and 25(O) of the Industrial of the given passage ? questions given below it. Disputes Act, 1947, or provisions of the a) Over a prolonged period of time, To appreciate the challenge that India faces Contract Labor (Regulation and Abolition) this can become quite problematic in generating adequate employment over the Act, 1970—are often overstated. No doubt for rural population. next three decades, it is useful to examine creating legal flexibility can help. But the b) The disruptive element of two scenarios for the worker population barriers to employment growth lie in an unemployment can leave ratio (WPR), which is the ratio of workers environment that is increasingly cramping tremendously powerful scars on to the population of men and women. In the the country’s growth potential. For example a man’s psyche. first scenario, the WPR remains fixed at the the telecom industry. On 2nd February 2012, c) On a social level, unemployment rate estimated by the National Sample Survey the Supreme Court of India cancelled 122 results in a greater distrust on in 2011-12 through 2040. In the second mobile telecom licenses allegedly on account government. scenario, after 2015, the male WPR rises by of rigging to generate below-market prices. d) Unemployment can cause a great 2.5% every five years, while the female WPR Since then, it has been virtually impossible deal of social stress in terms of increases by 5% (due to the much lower for the Telecom Regulatory Authority of questioning job status on a mass current female WPR). Multiplying the WPR India and the department of scales, which can trigger a drop in by the relevant population statistics gives a telecommunications to allot additional consumer spending causing less reasonable estimate of the number of men permits and additional spectrum. An economic growth. and women who might be in the job market employment-intensive sector, the e) All of the above up to 2040. The situation looks grim even slowdown has reduced its growth and its 4. Which of the following is possibly the if the WPR remains fixed. An additional 30 potential for creating additional jobs. There’s most appropriate title for the passage? million jobs will need to be created between a long list of sectors with high a) Employment vs. Unemployment. 2010 and 2015—which will not happen employment elasticity that have slowed on b) Factors affecting employment in given the depressed economy and that only account of lower growth as well as judiciary India. 2.7 million extra jobs were added between and regulatory overreach. c) Problem of tomorrow’s India. 2004-05 and 2009-10. As it stands today, d) Employing India. India has neither the growth nor the required 1. Why does the author lay emphasis on e) Who creates job ? institutional flexibility to create 6 million employment opportunity ? 5. Which of the following statement is extra jobs per year up to 2015 and over 5 a) India is facing an alarming situation definitely true as given in the passage ? million per year from 2015 to 2025. Things of widespread unemployment. a) The decline in elasticity has been get worse under the second scenario, b) A large number of people will be truly alarming in certain sectors. which incorporates the more realistic employed in coming years. b) Across the world, incremental assumption that, armed with a better c) In recent years the problem has employment demand is slowing education, the percentage of men and women become a cause for grave concern quite significantly. joining the labor force will be higher. Under as it has started threatening our c) The current employment this setting, India will need to find 44 million economic and social fibre. situation will not improve, and additional jobs between 2015 and 2020 at d) Both (b) and (c) India will never generate a demand an annual rate of a little less than 9 million. e) All of the above for labour that is even vaguely in These numbers are not exact, but they 2. What, according to the author, is/are the line with its future supply. underscore the urgent need to create much factor responsible for employment d) The cause of unemployment is wider employment in the coming years. creation ? poverty. There are those who believe that India can a) Entrepreneurship is a critical e) None of these never hope to achieve significantly higher factor in the growth of Indian employment without the freedom to fire. economy. Directions (Questions.6-15): Read the However, India has a reasonable labor market b) Economic policies of India. passage carefully and answer the flexibility. The vast unorganized sector, c) Increasing rate of literacy. questions given below it. Certain words/ which accounts for more than 90% of India’s d) All of the above phrases have been given in bold to help approximately 470 million workers, has no e) None of these

55 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 you locate them while answering some Committee for India will soon be set up. On world’s institutional investors. of the questions. the equity side, the new Infrastructure D. Investing in enterprises will Over the next five years, India faces one of Investment Trusts offer the potential to provide livelihood for additional the world’s biggest financing challenges: create India’s own ‘yield co’ segment of low- ten million jobseekers each year. bringing clean, affordable, reliable, water and risk income-bearing clean energy securities. a) Only (A) and (B) energy to all, building the infrastructure for Incentives will also be needed to overcome b) Only (B), (C) and (D) smart cities to thrive and investing in residual investment risks. But subsidies c) Only (C) enterprises that will provide livelihoods for cannot be the basis for sustainable finance d) Only (D) an extra 10 million jobseekers each year. in India. Key instruments could include e) Only (A) and (C) Through all of this and beyond, a sustainable guarantee and credit enhancement 9. What is the purpose of FICCI and UNEP financial system is both a necessity and an mechanisms from national and international forming an Indian advisory committee? opportunity. For too long, a myth has been development banks to ‘crowd in’ private a) To woo world’s institutional allowed to take root in India that capital to, for instance, underpin payments investors to invest in green bonds sustainability and finance are at odds – that to energy service companies, unlocking the b) To mobilise Indian’s debt and taking account of environmental, social and crucial efficiency market in India. Tax equity capital market governance (ESG) factors raises costs, incentives could also be used to encourage c) To seek advice from successful reduces returns and impedes development. investment flows – already used for the financial institutions Actual practice suggests the reverse. The country’s de facto ‘green bond’ leader, the d) To generate practical policy Small Industries Development Bank of India Indian Renewable Energy Development options for a sustainable financial has found, for example, that loans to energy Authority (IREDA). system – efficient companies have a much better e) All the above loan recovery rate than the norm. At IDFC, 6. What are the challenges India faces over 10. What will be needed for setting up Green the business case for sustainable finance is the next five years? Answer in the Bond Development Committee for real and multifaceted: reduced risk, increased context of the passage. India? market share, access to international finance, A. Building the infrastructure for Answer in the context of passage reduced reputational risks and enhanced smart cities A. Guarantee and credit enhancement brand value. Sustainable finance is B. Investing in enterprises mechanisms from national and fundamentally about channelling capital to C. Regular availability of water and international development banks India’s real economy needs. Take renewable. energy to all B. Incentives to overcome residual The fivefold increase in the country’s solar a) Only (A) and (B) investment risks target to 100 GW of installed capacity by b) Only (B) and (C) C. Tax incentives to encourage 2022 will require unprecedented volumes c) Only (A) and (C) investment flows of investment, perhaps as much as $ 100 d) All (A), (B) and (C) a) Only (A) billion as per some estimates. Even though e) Only (C) b) Only (B) solar is approaching grid parity and offers 7. What is the myth about the impact of c) Only (C) attractive long-term cash flows with zero ESG factors? d) All (A), (B) and (C) fuel risk, many obstacles remain, not lease a) That these factor reduce cost, e) None of these off take risk. But bottlenecks in the financial return and accelerate development 11. What is the meaning of the expression system also exist. The inclusion of renewable b) That these factors have no impact ‘de facto’ as used in the given passage? in banks’ power sector exposure limits on a sustainable financial system a) In practice but not necessarily means that credit capacity is often capped c) That these factors raise costs, ordained by law out. The time is ripe for India to move the reduce returns and impede b) A written statement of facts needle on sustainable finance both development c) By the very nature of the deed domestically and internally. Together, FICCI d) That these factor’s facilitate d) From the beginning and the UN Environment Programme smooth functioning of sustainable e) Concerning law Directions (UNEP) Inquiry have formed an Indian financial system advisory committee to generate practical e) Other than those given in the Direction (Q.No. 12 & 13): Choose the policy options for a sustainable financial options word/group of words which is MOST system. Harnessing the positive power of 8. Which of the following statements is SIMILAR in meaning to the word/group financial innovation is key, and this includes not correct in the context of the given of words printed in bold as used in the mobilizing India’s debt and equity capital passage? passage. markets. The demand for ‘green bonds’ A. Sustainable finance means channelling capital to India’s real 12. BOTTLENECKS among the world’s institutional investors is a) assistance b) hindrance soaring – with $34 billion being issued this economy needs. B. Loans to energy – efficient c) push d) aid year itself. Certification of what is ‘green’ e) promotion and awareness creation on the benefit from companies have a much better loan recovery rate. 13. POTENTIAL green bonds for individual investors are a) mechanism b) solution needed. A Green Bond Market Development C. There has been very little demand for ‘green bonds’ among the c) possibility d) problem 56 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

e) lacking 20. The director refused / to meet his critics c) A d) F / and did not respond to / any of their e) B Directions (Q.No. 14 & 15): Choose the letters. word/group of words which is MOST a) The director refused Directions (Q. 26-30): This sentence has OPPOSITE in meaning of the word/ b) to meet his critics two blanks, each blank indicating that group of words printed in bold as used in c) and did not respond to something has been omitted. Choose the the passage. d) any of their letters set of words for the blanks which best e) No error fits the meaning of the sentence ass 14. UNPRECEDENTED whole. a) freakish Directions (Q.21-25): Rearrange the b) usual following six sentences (A), (B), (C), (D), 26. Parents need to encourage their children c) remarkable (E) and (F) in the proper sequence to form to look _____ the traditional fields so d) extraordinary a meaningful paragraph and then answer that a passion can be ______into a e) unexceptional the questions given below. career. 15. MYTH (A) Food, first of all, is a source of a) beyond, developed a) tradition b) imagination nutrition. b) outside, moved c) fantasy d) truth (B) Therefore, the first challenge, for c) along, blossom e) extraordinary a country like India, is to ensure d) besides, pushed e) within, matured Directions (Q.16-20): The given sentence food security for all its population, and the second, and 27. In an _____ to save farmers from the is devided into four different parts. One vagaries of monsoon, the government of the parts contains an error in it. Mark perhaps equally important, challenge is to ensure adequate will soon ______villages with the that part as your answer. If there is no nearest sources of water. error then option (e) is your answer. nutrition among the population. (C) Food is a complex socio-economic a) event, join 16. Research shows that people/ who are and political commodity in India. b) efforts, link able to responding/ more quickly to (D) Right nutrition is also critical to c) endeavour, assign questions are/ perceived as more ensure correct cognitive function. d) attack, allot charismatic. (E) But the importance of food is e) attempt, connect a) research shows that people often overlooked. 28. ______green and black tea are obtained b) who are able to responding (F) Adequate nutrition is vital for a from the same plant, there are quite a c) more quickly to questions are body that is energetic, healthy and few significant differences ______d) perceived as more charismatic. functionally fit. them. e) No error a) Infact, attaching 17. Banks faced the brunt of public 21. Which of the following would be the b) Since, among frustration again / as customers found FIRST sentence after rearrangement? c) However, in them standing / in queue to withdraw a) A b) B d) Though, between cash after / arrears were credited to c) C d) D e) Because, across accounts. e) E 29. Sports leagues have ______sports like a) Banks faced the brunt of public 22. Which of the following would be the kabaddi, football and tennis a leg-up frustration again SECOND sentence after but that may not be ______to b) as customers found them standing rearrangement? transform Indian sport. c) in queue to withdraw cash after a) E b) C a) sent, sufficient d) arrears were credited to accounts. c) F d) B b) thrown, ample e) No error e) A c) given, enough 18. Staying healthy / and high spirited / is 23. Which of the following would be the d) set, much not / very difficult. THIRD sentence after rearrangement? e) shown, adequate a) Staying healthy a) C b) E 30. Time and again, worried analysts have b) and high spirited c) D d) A ______of trouble, as debt-laden and c) is not e) B spendthrift consumers are ______to d) very difficult 24. Which of the following would be the rein in their spending. e) No error FOURTH sentence after a) thought, eager 19. Like against / a fixed interest rate loan, / rearrangement? b) alarmed, force a floating interest rate loan offers / a) B b) F c) wondered, armed flexibility to borrowers. c) E d) C d) cautioning, likely a) Like against e) D e) warned, unwilling 25. Which of the following would be the b) a fixed interest rate loan, Directions (Q.31-40): In the following c) a floating interest rate loan offers LAST (SIXTH) sentence after rearrangement? passage, the blank spaces are numbered d) flexibility to borrowers. and a word is given in bold with brackets. e) No error a) C b) D 57 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

In some cases the bold word might fit e) No change required (vii) The person who reached Gurgaon the sentence & the paragraph meaning 33. a) change b) revise did not have Idlis. fully & some times it might not. If it fits c) adapt d) acclimate (viii)Sohan reached the city that Tarun “no change required” will be your e) No change required started from. answer. If it does not fit, you have to 34. a) rise b) swell (ix) Puneet does not travelled from choose one option out of the given options c) bulge d) prominence Jaipur. against that number & mark it as your e) No change required answer. 35. a) fortify b) reinforce 41. The person who reached Gurgaon Infosys’s decision to hire 10,000 local c) secure d) strengthen started from which city? workers in the U.S. has e) No change required a) Salem caused (31)______(distress)over the 36. a) hearsay b) rumour b) Calicut impact of President Donald Trump’s c) conjecture d) inference c) Ahmedabad restrictive visa policy for skilled workers. e) No change required d) Jaipur Explaining the move, Infosys CEO Vishal 37. a) literal b) precise e) None of these Sikka said it is purely a business c) exact d) fixed 42. Who had idlis for breakfast? decision (32)______(focused)on e) No change required a) Qasim building the company’s capabilities in fields 38. a) gauge b) conclude b) Ravneet such as artificial intelligence and cloud c) decide d) choose c) Puneet computing. Indian IT companies have been e) No change required d) Cannot be determined under pressure to (33)______39. a) large b) important e) Qasim (modify) nimbly to the restrictive visa c) small d) significant 43. What did Upkar have for breakfast? regimes being put in place not just in the e) No change required a) Paranthas b) Burger U.S. but also in key markets such as the 40. a) projected b) estimated c) Idli d) Poha U.K. and Australia. As a matter of fact, these c) predicted d) forecast e) None of these companies had been gearing up to become e) No change required 44. Who was the person to reach Calicut? visa-independent even before Mr. a) Qasim Trump’s (34)______(increase) to REASONING ABILITY b) Tarun power. In 2015-16, for instance, Infosys c) Upkar Directions(41-44): Study the following hired 2,144 people in America, increasing d) Cannot be determined information carefully and answer the its workforce in the region by over a quarter. e) Sohan question given below. In 2016, Tata Consultancy Services, another Six friends – Puneet, Qasim, Ravneet, Sohan, Directions (Q.45-49): Study the IT giant, made only about 4,000 U.S. visa following information carefully and applications, compared to about 14,000 a Tarun and Upkar – went to Dehradun, Jaipur, Ahmedabad, Gurgaon, Calicut and answer the question given below: year before. The trend is likely to Salem, such that each person went to one A,B,C,D,E,F,G,H are eight kids sitting (35)______(support). Not place (not in any particular order). Also, around a circular table. Four of them are surprisingly, there is now each one travelled from Dehradun, Jaipur, facing away from the centre and four of them increasing (36)______(speculation) that Ahmedabad, Gurgaon, Calicut and Salem are Facing towards the centre. Each of them many Indian IT giants will refrain from (not in any particular order). Each one had like different Candies: Hajmola, poppins, sponsoring H-1B visas for junior engineers. kismi, satmola, Aam pachan, Rochak, Pan The (37)______(faithful) impact of exactly one item – Paranthas, Dosa, Poha, Sandwich, Burger and Idlis – for breakfast. pasand and Chatmola. All of them are holding Mr. Trump’s immigration stance on There was no person who started from the a different colour balloon viz. White, blue, overseas hiring is difficult to (38)______same place and reached the same place. orange, pink, green, purple, yellow, and red (resolve). But going by the numbers, the Further information is as follows: but not necessarily in the same order. E faces plan to hire 10,000 local employees (i) The person who travelled to jaipur towards the centre and holds white balloon. looks (39)______(major) compared to had Poha for breakfast. Both the immediate neighbours of E faces Infosys’s current foreign workforce in the (ii) Neither Sohan nor Upkar went to away from the centre and are holding either U.S., which is (40)______(anticipated) to Gurgaon. orange and pink balloon . D faces away from be in the range of 20,000 to 30,000. (iii) Qasim travelled from Calicut to the centre and his favourite candy is Hajmola. 31. a) burden Dehradun and had Dosa for Both the immediate neighbours of D not b) concerns breakfast. faces away from the centre. E sits third to c) interests (iv) Puneet started from the place the right of F, who has a green balloon and d) involvement where Ravneet reached and vice faces away from the Centre. C sits third to e) No change required versa, but neither of them had the left of F. The one who has an orange 32. a) implemented Paranthas for breakfast. balloon sits opposite to F. The one who has b) directed (v) The person who had Paranthas blue balloon is not the immediate neighbour c) dispersed started from Gurgaon. of F. And faces away from the Centre. A sits d) separated (vi) Puneet had a Sandwich after second to the left of ‘C’ and he have neither reaching Ahmedabad. yellow and red balloon. The one who has a

58 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 yellow balloon sits between H and F. B faces beneficiary’s bank account rather than a) L is daughter of M away from the centre, likes poppins and subsidising the prices of the items. b) K is son of I does not have a Blue balloon. E’s favourite Which of the following can be a c) I is grandmother of L. candy is pan pasand. The person who likes sufficient cause for the effect? d) M is father of J satmola opposite to D. The person having a) Banking now has a good e) None of these purple balloon likes kismi. The person who penetration. likes chatmola is not near to G nor E. C b) Ineffectiveness prevents the Directions(55-58): Study the following faces the person who likes Rochak. intended beneficiaries getting the information carefully and answer the benefit. question given below: 45. Which one of the following related to c) Corruption diverts the Five friends – Alok, Nishant, Neha, Kuldeep purple? government’s benefits from the and Amit – decided to treat each other such a) E b) F needy. that each one would give a treat at a popular c) B d) D d) The government eventually wants restaurant in the city. They gave their treats e) A to do away with subsidy. in five restaurants called Kumar Sweets, 46. Which one of the following related to e) None of these Quality, Mezbaan, Minar and Town Table orange? (not in any particular order). The restaurants a) B b) H Directions (Q.52): In the following are located at Ghantaghar, Rajpur Road, c) F d) D questions, a statement is followed by two Ballupur, Chakrata and Vasant Vihar (not in e) None of these sentences (assumptions) marked I and any particular order) that specialise in South 47. How many persons are there between II. Mark your answer as: Indian, Mughlai, Continental, Chinese and the one who related to pink and the a) If only assumptions I is implicit. Mexican (not in any particular order). one who related to orange when b) If only assumption II is implicit. Further information is as follows: counted in anticlockwise direction from c) If either I or II is implicit. i) Alok gave a treat of Continental the person who related to pink? d) If neither I nor II is implicit. at Vasant Vihar. a) Four e) If both I and II are implicit. ii) The restaurant that Neha treated b) Two at is neither located at Rajpur Road c) Three 52. Statement: ‘I have always been a top nor Ballupur and does not d) Can not determined performer in examinations and I come specialise in either South Indian e) None of these from a poor family. Please grant me or Chinese. 48. Which of the following related to pink? exemption from tuition fee so that I iii) Amit gave a treat of Mughlai at a) B b) H could continue studying.’ Application Chakrata. c) F d) D from a student to the principal of a iv) Quality is located at Rajpur Road e) None of these college. and Town Table at Vasant Vihar. 49. Which of the following is B’s position Assumptions: v) Kuldeep gave a treat at Kumar with respect to ‘F’? I. All poor students get exemption Sweets located at Ballupur. a) Fourth to the left from tuition fee. vi) Mezbaan is known for its Mughlai b) Third to the right II. The student will not continue his food. c) Second to the left. studies if he does not get fee vii) The restaurant at Rajpur road d) Second to the right exemption. specialises in South Indian. e) None of these. Directions (Q.53-54): Read the 50. Statement: The beaches are now full of 55. What does Kumar Sweets specialise in? information carefully and answer the a) South Indian people having a family holiday, having following questions: surfing lessons and engaging in other b) Chinese If A + B means A is the Father of B. c) Mughlai leisure activities such as para-sailing. If A B means A is the sister of B. Which of the following can be the most d) Continental If A$B means A is the wife of B. immediate cause of the effect? e) None of these If A%B means A is the mother of B. a) The weather has become very 56. At which restaurant did Neha give a treat If A B means A is the son of B. pleasant.  to the group? a) Mezbaan b) The people’s lives have become 53. Which of the given expressions indicates b) Kumar Sweets very stressful. that P is daughter of Q? c) Quality c) The people’s disposable incomes a) L%R$Q + T P have increased. d) Minar b) L + R$Q + P T d) Beaches are advertised as holiday  e) None of these c) L% R% Q + T P destination.  57. Which of the two friends give a treat at e) None of these. d) Q + L$R + P  T restaurants starting with the same 51. Statement: The government has decided e) None of these alphabet? to pay subsidy on food and other 54. Which of the following options is true, a) Kuldeep and Nishant essential items in cash to the if the expression ‘I + M% J L  K’ is b) Amit and Nishant definitely true? c) Alok and Kuldeep

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d) Neha and Amit reach out to avail of the offer, you have c) Aditya, Reyu e) None of these forgotten the advertised number. Star just d) Reyu, Utkarsh 58. Where is the restaurant specialising in requires you to remember the name of the e) None of these Mexican food located at? brand to get back to the offer. 66. What was the snack chosen by Itisha? a) Chakrata a) Patties b) Sandwich b) Ghantaghar 60. Advertisements are not very effective in c) Burger d) Pizza c) Ballupur converting customer interest into sales. e) None of these d) Rajpur Road 61. StarStar helps marketers in converting 67. If the child who choose Mimca had e) None of these customer interest into buying of burger, what is the snack chosen by products. Utkarsh? Directions(Q.59): In the following 62. With the help of technology, it is now a) Sandwich b) Pizza questions, a statement is given followed possible for companies to be in touch c) Patties e) Burger by two conclusions numbered I and II. with their prospective customers. d) Cannot be determined The information given in the statement is assumed to be true. Consider the two Directions (Q.63-67): Study the Directions (Q.68-69): Each of the conclusions and give answer as: following information carefully and questions below consists of a question a) If only conclusion I follows. answer the question given below: and three statements numbered I, II and b) If only conclusion II follows. Mr. Sharma took his five children to a party III given below it. You have to decide c) If either I or II follows. one evening. Each child selected a snack and whether the data provided in the d) If neither I nor II follows. a cold drink. The snacks were burger, hot statements are sufficient to answer the e) If both I and II follow. dog, pizza, patties and sandwich and the question: cold drinks were Cepsi, Poke, Liranda, 59. Statement: Although the world is now Mimca and Up-7. 68. Who is the daughter-in-law of B? very advanced, many countries in the Further information is as follows: I. I is brother of D. S is wife of J’s world are still under despotic rule i) While burger, hot dog and pizza nephew. where the citizens do not have much are classified under chilly snacks, II. R is brother of N. T is son of N. S freedom and liberty. patties and sandwich are non- is mother of T. Conclusions: chilly snacks. III. B is wife of D. D is father of N. D I. People are desirous of economic ii) Reyu had Mimca and a chilly has two children. well-being rather than freedom and snack. a) Only I and III are required to liberty. iii) Person who had Cepsi chooses a answer the question II. People are desirous of freedom and non-chilly snack. b) All I, II and III are required to liberty. iv) Itisha’s snack was not in the same answer the question category as Utkarsh. c) Only II and III are required to Directions (Q.60-62): In the following v) Aditya had a sandwich. answer the question questions, a paragraph is followed by five vi) No two children choose the same d) Questions cannot be answered inferences, Examine each of the snack or cold drink. even with all I, II and III statements as inferences drawn on the vii) Farhan chooses hot dog and Up- e) Only I and II are required to basis of information given in the passage 7. answer the question and mark answers as: viii) The kid who chooses patties did 69. How many students are there in the a) If the inference is definitely true. not choose Cepsi. class? b) If the inference is probably true. ix) Utkarsh chooses Poke, which I. There are more than 22 but less c) If the data given is inadequate to does not go well with a non-chilly than 36 students in the class. draw inference. snack. II. If the students of the class are d) If the inference is probably false. divided into groups, each group e) If the inference is definitely false. 63. What was the snack chosen by Reyu? has exactly 11 students. In the past few years, the last-mile connect a) Burger III. There are more than 29 but less with the customer has actually become the b) Patties than 45 students in the class. last-yard connect, because marketers need c) Hot Dog a) Only I and II are required to to reach the customer in that crucial moment d) Cannot be determined answer the question of action when he or she was at a retail e) Pizza b) Only II and either I or III are counter contemplating buying a product. 64. Which child chooses Liranda? required to answer the question Star’s extensive research over the past couple a) Itisha b) Reyu c) Only II and III are required to of years showed that 80-90 percent of the c) Utkarsh d) Farhan answer the question response to all advertising is lost to customer e) Aditya d) All I, II and III are required to forgetfulness. For example, you see an ad 65. Which other children chooses the snack answer the question on TV, you are interested in the offer, but at from the same category as Farhan? e) All I, II and III are not sufficient that point of time you are having dinner. a) Itisha, Utkarsh to answer the question Half an hour later, when you do want to b) Reyu

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70. Eight persons – M, N, O, P, Q, R, S and c) All sticks are desktops. No mouse c) Business entrepreneurship does T – are sitting around a circular table is desktop. All bottles are sticks. not care about social problems facing the centre but not necessarily in d) Some sticks are desktops. Some while devising its business policy. the same order. N sits second to the mouses are desktops. No bottle d) Business entrepreneurship is left of M. Three persons are sitting is mouse. more important than social between N and S. P is the immediate e) Some sticks are desktops. Some entrepreneurship. neighbour of S. R and N are not mouses are desktops. All bottle e) None of these immediate neighbours. O sits second are mouse. 77. Statement: A first-past-the-past to the left of P. Only three persons sit 74. Conclusions: Some sweaters can be elections is one that is won by the between R and O. Who among the scurf. At least some stoles are scurf. candidate with more votes than others. following is sitting third to the right of Statements: Highest vote, majority vote and R? a) All Scarfs are stoles. Some stoles plurality voting system use a first- a) Q b) N are jackets. No sweater is Scurf. past-the-post voting method but there c) T d) M b) No Scarfs are stoles. Some stoles are subtle differences in the method of e) O are sweaters. No sweater is jacket. execution. Which of the following can c) All Scarfs are stoles. Some stoles be the best reason for the assertion Directions (Q.71-72): Study the are sweaters. No sweater is scurf. made in the above statement? following information to answer the d) All sweaters are stoles. Some a) It is not possible to execute the given question. Scarfs are sweaters. No sweater plurality voting system. In a certain code language, is jacket. b) The plurality voting system uses ‘We have best content’ is written as ‘49#F e) All Scarfs are stoles. Some stoles a very complex procedure so it is 16@F 16@U 4@U’ are jackets. Some sweater is jacket. not a practical approach. ‘Fight for my country’ is written as ‘49#A 75. Many sociologists have argued that there c) A system which is simple gets 4@A 9#H 25#F’ is a functional relationship between wide acceptance. ‘based on the same’ is written as ‘16@U education and economic systems. They d) The method is not so important 9#U 4@L 25#V’ point to the fact that mass formal in electing a candidate. ‘Case against his boy’ is written as’ 9#A education began in industrial society e) None of these 9#G 49#F 16@U’ and is an established part of all industrial societies. Directions (78-80): In the following 71. What is the code for ‘based’ in the given questions, the symbols ©, #, @, and $ code language? Which of the following inferences can are used with the following meaning as a) 25#V b) 25@V be drawn from the above statements? illustrated below: c) 49#V d) 25#U a) Formal educations has suffered a ‘P © Q’ means ‘P is not greater than Q’. e) None of these setback due to industrial society. ‘P # Q’ means ‘P is neither greater than nor 72. What is the code for ‘tallest’ in the given b) Industrial society is responsible equal to Q’. code language? for expansion of education at the ‘P @ Q’ means ‘P is neither greater than nor a) 25#F b) 49@F mass level. smaller than Q’. c) 49#F d) 36#F c) Formal education can be traced to e) None of these industrial society. ‘P Q’ means ‘P is neither smaller than d) Industrial society changed the nor equal to Q’ Directions (Q.73-74): Each questions pattern of educations. ‘P $ Q’ means ‘P is not smaller than Q’ consists of one conclusion followed by e) None of these Now, in each of the following questions five statements. Consider the given 76. Statement: Experts define social assuming the given statements to be true, conclusion to be true even if they seem entrepreneurship as such that pursues find which of the conclusions given below to be at variance with commonly known opportunities to serve the mission to them are definitely true. facts. Read the conclusions and then give solutions to social problems. decided which of the following statement Business entrepreneurs typically 78. Statements: A N, S $ N, S W, W is true for that conclusions. measure performance in profit and © R return. Conclusions: I. R $ A 73. Conclusions: Some mouse can be sticks. Which of the following can be II. S R Some bottles are being mouses is a concluded from the above statements? III. S A possibility. a) It is possible to address social IV. W © A Statements: problems while making business a) Only I and II are true a) All sticks are desktops. some profitable. b) Only II, III and IV are true mouses are desktops. No bottle b) Social entrepreneurship is c) None is true is mouse. different from business d) All I, II, III and IV are true b) Some sticks are desktops. Some entrepreneurship. e) None of these mouses are desktops. All bottles are sticks.

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79. Statements: D # E, E © T, T @ C, C # 81. What is the total number of females Directions (Q.87-89): Each of the A working in IT, Content and Marketing following questions contains two Conclusions: I. D # A departments in the company? quantities i.e quantity I and quantity II. II. C © D a) 1198 b) 1268 You have to solve these two and answer III. A E c) 1369 d) 1418 accordingly. IV. T # A e) None of these 87. Two parallel lines are given. s is an acute a) Only I, III and IV are true 82. What is the difference between the angle. b) Only I, II and IV are true number of males working in IT and c) Only I, II and III are true Content departments, and the number d) Only I and III are true of females working in all the e) All I, II, III and IV are true departments? 80. Statements: O $ B, B @ S, S # E, E © R a) 42 b) 52 Conclusions: I. S © O c) 62 d) 74 II. R S e) 84 III. B # R 83. On the eve of company’s third IV. B # E anniversary, the company increases the a) Only I and II are true salary of its each female employee by Quantity I: Angle a b) Only III is true Rs. 760 and that of each male employee Quantity II: 25 degree c) Only I, III and IV are true by Rs. 520. What is the increase in the a) Quantity I > Quantity II d) All I, II, III and IV are true amount paid by the company for the b) Quantity I < Quantity II e) Only III and IV are true salaries of its employees? c) Quantity I Quantity II a) Rs. 23,09,840  QUANTITATIVE APTITUDE b) Rs. 22,09,840 d) Quantity I  Quantity II c) Rs. 21,59,840 e) Quantity I = Quantity II or Directions: (Q.81-85) : The pie chart d) Rs. 22,59,840 relationship cannot be determined below gives information about the e) None of these 88. There are 65 cards (numbered 1, 2, 3, percentage break up of number of 84. In order to keep male to female ratio 1 : ….65) in a box. Two cards are picked employees in each department working 1, some females are hired by the at random. in a company. (Take Approximate value company in departments where males Quantity I: Probability that both cards where necessary) are more in number and males are hired show 2 digit numbers which increase in departments in which females are by 36 when its digits are reversed. more in number. The number of Quantity II: Probability that both cards employees hired by the company is show a number divisible by 8 but not what percent of the total number of 16. employees of the company at present? a) Quantity I > Quantity II a) 12.8% b) 16.8% b) Quantity I < Quantity II c) 14.8% d) 18.8% c) Quantity I  Quantity II e) None of these d) Quantity I Quantity II 85. What is the total number of male  e) Quantity I = Quantity II or employees in all the departments? relationship cannot be determined a) 1984 b) 3942 89. Quantity I:A person sold an article in The bar graph given below gives c) 6853 d) 2984 Rs 55,000 at 20% discount on Marked information about the number of e) None of these Price and gains 18% on CP. Find the females working in a given department 86. A man covers a certain distance in t gain percent if he sold it at Marked as percent of total number of employees hours. If he met with an accident after Price. 40 km and then he covers remaining working in that department. Quantity II: If radius of a cylinder 4 increases by 20% and height increases distance at th of his normal speed, by 25% . Find the Percent change in 5 volume. then he reaches 30 minutes late. But if a) Quantity I > Quantity II he met with an accident after further b) Quantity I < Quantity II 10 km, then he reaches 24 minutes late. c) Quantity I  Quantity II Find the total distance d) Quantity I  Quantity II a) 108 km b) 90 km e) Quantity I = Quantity II or c) 94 km d) 84 km relationship cannot be determined e) 112 km

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Directions (Q. no 90-94) Out of the two 93. In which year, the percentage change e) 3 : 4 : 2 bar graphs provided below, one shows the (compared to the previous year) in the 98. Vanya inquires about a mobile at two amounts (in Lakh Rs.) invested by a investment on Raw materials is same shops. One offers 30% discount and Company in purchasing raw materials as that in the value of sales of finished the other offers 25%. She has just over the years and the other shows the goods? sufficient amount of Rs 21,000 to values (in Lakh Rs.) of finished goods a)1996 b)1997 purchase mobile at 30% discount, how sold by the Company over the years. c)1998 d)1999 much amount she has less than the Amount invested in Raw Materials (Rs. e)Can’t be determined amount required to purchase mobile at in Lakhs) 94. In which year, there has been a maximum 25% discount? percentage increase in the amount a) Rs 1600 b) Rs 1500 invested in Raw materials as compared c) Rs 1700 d) Rs 1300 to the previous year? e) Rs 1400 a)1996 b)1997 99. A boat travels downstream from point A c)1998 d)1999 to B and comes back to point C which e)Can’t be determined is half distance between points A and B in a total of 40 hours. If the speed of Directions (Q. No 95-96): Each of the boat is still water is 7 km/hr and distance following questions contains two from point A to B is 120 km, then find quantities i.e quantity I and quantity II. the upstream speed. You have to solve these two and answer a) 5 km/hr b) 8 km/hr accordingly. c) 2 km/hr d) 3 km/hr Value of Sales of Finished Goods (Rs. 95. Quantity I: A train passes a station e) 6 km/r in Lakhs) platform in 36 seconds and a man Directions (Q. no 100-102): What will standing on the platform in 20 seconds. come in place of question mark (?) in If the speed of the train is 54 km/hr, the following questions? what is the length of the platform? Quantity II:A train running at the speed 100. (23.1)2 + (48.6)2 – (39.8)2 = ? + 1147.69 of 60 km/hr crosses a pole in 9 seconds. 2 What is the length of the train? a)(13.6) b) 12.8 a) Quantity I > Quantity II c) 163.84 d) 12.8 b) Quantity I < Quantity II c) Quantity I > Quantity II e) None of these d) Quantity I > Quantity II 90. The maximum difference between the 101. = ? e) Quantity I = Quantity II or 3 8  88 8 7 898 amount invested in Raw materials and relationship cannot be value of sales of finished goods was a) 2 b) 8 determined 8 8 during the year? 96. Quantity I:A, B, C subscribe Rs. 50,000 c) 382 d) 386 a)1995 b)1996 for a business. A subscribes Rs. 4000 e) None of these c)1997 d)1998 more than B and B Rs. 5000 more than e) None of these 2 C. Out of a total profit of Rs. 35,000, 102. 11449  6241  (54) 91. The value of sales of finished goods in A receives: 1999 was approximately what percent 2 Quantity II:A and B invest in a  ?  (74) of the sum of amount invested in Raw business in the ratio 3 : 2. If 5% of the materials in the years 1997, 1998 and a)3844 b) 3721 1999? total profit goes to charity and A’s c) 3481 d) 3638 share is Rs. 855, the total profit is: a)33% b)37% e) None of these a) Quantity I > Quantity II c)45% d)49% 103. A sum of Rs 6800 is deposited in two b) Quantity I < Quantity II e) None of these schemes. One part is deposited in c) Quantity I > Quantity II 92. What was the difference between the Scheme A which offers 12% rate of d) Quantity I > Quantity IIe) average amount invested in Raw interest. Remaining part is invested in Quantity I = Quantity II or materials during the given period and Scheme B which offers 10% rate of relationship cannot be the average value of sales of finished interest compounded annually. If determined goods during this period? interest obtained in scheme A after 5 97. Incomes of Karan, Arjun and Aarti are a)Rs. 62.5 lakhs years is Rs 678 more than the interest in ratio 3 : 5 : 7. Their expenditures are b)Rs. 68.5 lakhs obtained in scheme B after 2 years, find in ratio 3 : 6 : 8. If B saves 10% of his c)Rs. 71.5 lakhs the part deposited in scheme A. income, find the ratio of their savings. d)Rs. 77.5 lakhs a) Rs 4200 b) Rs 3900 a) 2 : 4: 5 b) 5 : 4 : 2 e)None of these c) Rs 3400 d) Rs 2600 c) 4 : 3 : 2 d) 3 : 2 : 4 e) Rs 3000

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Directions (Q.104-105) : In the following 107. How many 4 letter words starting with profit shares is Rs 1250. Find the total questions each question in followed by vowel can be formed by the letters of profit in that year. three statements. Study the question and word UPSTREAM such that no letter a) Rs 20,250 three statements and decide which repeats? b) Rs 19,750 choice gives the best option to answer a) 460 b) 680 c) Rs 22,550 the question. c) 630 d) 850 d) Rs 19,350 e) 720 e) Cannot be determined 104. A tank is filled by three types of pipes 108. The ratio of incomes of P and Q is 6 : 5 112. B’s investment in 2016 is 20% greater P, Q and R. All the three pipes are respectively. After one year their than that of A in same year. If profit of opened at 8 am. At what time will the respective income by same percentage. B is Rs 21,000, then what is the profit tank be filled? The difference in their new incomes is of C? A. Pipe ‘P’ supplies water at the rate Rs 14,300. If the difference in the old a) Rs 18,500 of 20 litres per second which is income of A and new income of B is Rs b) Rs 13,500 double the rate of ‘Q’. 6500, what is the % increase in c) Rs 19,500 B. Pipe ‘R’ supplies water at the rate incomes? d) Rs 16,500 of 15 litres per second more than a) 15% b) 12% e) Rs 17,500 that of Q. c) 10% d) 8% 113. In 2012, the difference between the C. ‘Q’ alone can fill the tank in 3 hrs. e) 13% profit shares of B and C is Rs 650 and a) Any two of the statements profit share of A is Rs 5200. If together are sufficient to answer Directions (Q.109-113): Study the investment of A is Rs7000 less than the question. following table carefully and answer the 3000 times the investment time (in b) Only B and C together are questions that follow: months) of C, find the total investment sufficient to answer the question. Three persons A, B, C invested different of all three. c) All the three statements are amounts in different years for different a) Rs 51000 b) Rs 46000 required to answer the question. time period and shared profit from total c) Rs 48000 d) Rs 52000 d) Only A and B together are profit given as per table. Some values e) Rs 45000 sufficient to answer the question. are missing. Answer the questions on e) All even together are not sufficient the basis of given table and information Directions (Q.114-115): pick out the odd to answer the question. in question. no in the following series. 105. 15 men can complete a job in 20 days. 114. 28, 38, 56, 119, 308, 875, 2576 In how many days can 20 women a) 38 b) 119 complete the job? c) 308 d) 875 A. 5 men and 5 boys can complete e) 56 the job in 42 days. 115. 9, 24, 43, 123, 261, 542, 1110 B. Work done by 6 women is equal a) 123 b) 261 to work done by 7 boys in a day. c) 1110 d) 43 C. Men are twice as efficient as e) 24 women are. a) Only statement C alone is Directions (Q. no 116-120): Study the sufficient to answer the question. information carefully to answer the b) Only A and B together are 109. B’s investment in 2015 is 6000 less questions that follow: sufficient to answer the question. than that of A in same year. C’s profit A school consisting of a total of 1560 c) All the three statements are in 2015 is Rs 17,500. Find for how students has boys and girls in the ratio of 7 required to answer the question. many months did C invest his money : 5. All the students are enrolled in different d) Statements A and B together or in 2015? types of hobby classes, viz Singing, Dancing statement C alone is sufficient to a) 12 b) 10 and Painting. One-fifth of the boys are answer the question. c) 9 d) 8 enrolled in only Dancing classes. Twenty e) All statements even together are e) 7 percent of the girls are enrolled in only not sufficient to answer the 110. Find the profit of C in 2014, if the Painting classes. Ten percent of the boys question. profits of A and B in the same year is are enrolled in only Singing classes. Twenty 106. Ratio of age of A 3 years hence to C 4 Rs 10,500 and Rs 13,500. four percent of the girls are enrolled in both years hence is 6 : 7. Age of B is 9 years a) Rs 25,000 Singing and Dancing classes together. The greater than the age of A and the ratio b) Rs 20,000 number of girls enrolled in only Singing of age of B 2 years ago to that of C 8 c) Rs 18,000 classes is two hundred percent of the boys years ago is 4 : 3. Find the sum of all of d) Rs 15,000 enrolled in the same. One-thirteenth of the A, B and C’s present ages. e) Rs 22,000 boys are enrolled in all the three classes a) 134 b) 129 111. In 2013, profit of A and C together is together. The ratio of boys enrolled in c) 124 d) 108 Rs 13,750 and also difference in their Dancing and Painting classes together to the e) 113 64 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 girls enrolled in the same is 2 : 1. Ten percent (a) Legal tender 131. External Commercial Borrowings of the girls are enrolled in only Dancing (b) Paper money (ECBs) form part of? classes whereas eight percent of the girls are (c) Bill (a) Current Account enrolled in both Dancing and Painting classes (d) Promissory note (b) Capital Account together. The remaining girls are enrolled in (e) Coin (c) Either (a) or (b) all the three classes together. The number of 124. Which of the following instrument can (d) Balance of Payments boys enrolled in Singing and Dancing classes be issued by any corporate? (e) None of the above together is fifty percent of the number of (a) Certificate of Deposits (CDs) 132. If a bank is unable to refund the short girls enrolled in the same. The remaining boys (b) Commercial Papers (CPs) term deposits as funds are locked in are enrolled in only Painting classes. (c) Inter-Corporate Deposits (ICDs) long term loans, it involves? (d) Gilt-edged securities (a) Interest Rate Risk 116. What is the total number of boys who (e) None of the above (b) Operational Risk are enrolled in Dancing? 125. Many a times we read in the (c) Liquidity Risk a)318 b)364 newspapers that RBI takes certain (d) Market Risk c)292 d) 434 steps to curb the menace of Inflation. (e) None of the above e) None of these In this context, which among the 133. NIACL was started in the year: 117. Total number of girls enrolled in Singing following will not help RBI in (a) 1938 (b) 1947 is approximately what percent of the controlling the inflation in the country? (c) 1973 (d) 1919 total number of students in the school? (a) An increase in the Bank Rate (e) None of these a)37 b)19 (b) An increase in the Reserve Ratio 134. With which of the following did the c)32 d)14 Requirements State Bank of India enter into a joint e) 26 (c) A purchase of securities in the venture agreement for undertaking 118. What is the total number of students open market general insurance business? enrolled in all the three classes together? (d) Rationing of the credit (a) New India Assurance Ltd. a)135 b)164 (e) None of the above (b) Insurance Australia Group c)187 d)142 126. Which city is hosting the 2017 Shanghai (c) Lehman Brothers Holdings Inc. e)None of these Cooperation Organisation (SCO) (d) Allianz 119. Number of girls enrolled in only Dancing summit? (e) None of these classes is what percent of the boys (a) Dushanbe 135. IIB stands for: enrolled in the same? (rounded off to (b) Astana (a)International Insurance Board two digits after decimal) (c) Beijing (b) Intellectual Insurance Board a)38.67 b)35.71 (d) Tashkent (c)Insurance Information Bureau c)41.83 d)28.62 (e) None of these (d) Insurance Information board e) None of these 127. Who has been bestowed with the (d) None of these 120. What is the ratio of the number of girls RedInk Award Journalist of the Year 136. What is the theme of 2017 World enrolled in only Painting classes to the award for 2017? Telecommunication and Information number of boys enrolled in the same? (a) Sreenivasan Jain Society Day (WTISD)? a)77 : 26 b)21 : 73 (b) Bachi Karkaria (a) Big data for big impact c)26 : 77 d)73 : 21 (c) Raj Kamal Jha (b) Entrepreneurship for social e)None of these (d) Paranjoy Guha Thakurta impact GENERAL AWARENESS (e) None of these (c) Reduce digital divide 128. What is the currency of Andorra (d) Promote digital education for 121. IRDA has the power to frame the (a) Yan (b)Lek social welfare regulations under______of the (c)Dinar (d)Euro (e) None of these Insurance Act. 1938. (e) None of these 137. What is the India’s GDP growth (a) Section 112A 129. Tsunami Jan Bima Yojona was a special forecast for 2017, as per recently (b) Section 114A insurance plan associated with: revised UN “World Economic Situation (c) Section 114B (a) UIICL (b)LIC and Prospects (WESP) as of mid- (d) Section 112B (c)GIC (d)NICL 2017” report? (e) None of these (e) None of these (a) 7.9% (b) 7.7% 122. India’s Agricultural Insurer is: 130. “Rest Assured with us”This tagline is (c) 7.3% (d) 7.1% (a) NABARD associated with: (e) None of these (b) GIC (a) SBI Life Insurance 138. World Laughter Day is on which of the (c) KIshan Bima Sanstha (b) NIACL following days? (d) AIC (c) Kotak Mahindra Life Insurance (a) Januray 10 (e) None of these (d) UIICL (b) February 10 123. National banknotes are (e) None of these (c)March 10 generally______. (d)April 10

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(e)May 10 (e) None of these newspapers. These SEZs were 139. Which of the following Public Sector 147. The main source of National Income of established with which of the following companies provides insurance cover to India is objectives? exporters? (a) Service sector I. To attract foreign investment (a) ECGC (b)NABARD (b) Agriculture directly (c)SIDBI (d)IRDA (c) Industrial sector II. To protect domestic market from (e) None of these (d) Trade sector direct competition from 140. Dharoi dam is on which river (e) None of the above multinationals (a) Narmada (b) Tapti 148. What is the name of Switzerland’s III. To provide more capital to (c) Sukhi (d) Krishna capital? agriculture and allied activities (e) Sabarmati (a) Stockholm (a) Only I 141. Which amongst the following is not an (b) Bern (b) Only II insurance company functioning in (c) Damascus (c) Only III India? (d) Dodoma (d) All of the above (a) ICICI prudential (e) None of these (e) None of the above (b) ING Vysya 149. Parliament passed a bill delinking its 4 155. ______is an electronic fund (c) National Securities Depository General insurance subsidiaries in: transfer system that operates on a Limited (a) June 2007 Deferred Net Settlement (DNS) basis (d) New India Assurance company (b) August 2005 which settles transactions in batches. (e) None of these (c) July 2000 (a) NEFT (b) RTGS 142. The recommendations of which (d) July 2002 (c) NPCI (d) BBPS committee paved the way for (e) None of these (e) IMPS establishment of IRDA as the regulator 150. Sualgiri and Swalgiri communities have 156. Which PSU general insurance company for Indian insurance sector? been notified as Scheduled Castes in during June 2014 introduced (a) Goiporia Committee the Indian constitution. The “insurance on wheels” concept in the (b) Jalan Committee communities are associated with which city of Kolkata for faster renewal of (c) Malhotra Committee state? policies? (d) Vaghul Committee (a) Manipur (a) National Insurance Company Ltd. (e) None of these (b) Odisha (b) New India Assurance 143. India has contributed how much amount (c) Assam (c) Oriental Insurance Co. Limited to United Nations (UN) Election (d) West Bengal (d) United India Insurance assistance programme? (e) None of these (e) None of these (a) $450,000 151. Insurance Regulatory and Development 157. International Shooting Sport Federation (b) $150,000 Authority (IRDA), the regulatory body headquarter is in which city? (c) $250,000 for Indian insurance industry, has its (a) PARIS (d) $350,000 head office situated at which city? (b) ROME (e) None of these (a) Bangalore (c) WASHINGTON 144. ‘Closed Economy’ is that economy in (b) Chennai (d) MUNICH which...... ? (c) Hyderabad (e) GENEVA (a) Neither export nor import takes (b) Mumbai 158. Usha Sangwan, who created history place (e) None of these by becoming the first woman Managing (b) Deficit financing takes place 152. Parambikulam Wildlife Sanctuary is Director of a PSU insurance company, (c) Only export takes place situated in ______is associated with - (d) All of these (a) ANDHRA PRADESH (a) National Insurance Company Ltd. (e) None of these (b) KERALA (b) United India Insurance Co. 145. Lokpriya Gopinath Bordoloi (c) TAMILNADU (c) Oriental Insurance Co. Limited International Airport (d) KARNATAKA (d) Life Insurance Corporation (a) Assam (e) BIHAR (e) None of these (b) Meghyalaya 153. Which among the following is correct 159. Who will become the chairman of the (c) Nagaland full form of CAS in context with newly constituted National Board for (d) Sikkim banking markets in India? Electric Mobility (NBEM)? (e) Arunachal Pradesh (a) Cash Authorization Scheme (a) Girish Shankar 146. Which of the following term is not used (b) Credit Authorization Scheme (b) Vikram Kirloskar in insurance sector? (c) Credit Access System (c) Vinod Dasari (a)Indemnity (d) Credit Arrangement System (d) Pawan Goenka (b) Coverage (e) None of the above (e) None of these (c) Misuse Alert 154. We very frequently read about Special (d) Casualty Economic Zones (SEZs) in

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160. Which tiger reserve has become the 169. (0.10011)2=(?)8 178. The CPU and memory are located on India’s first tiger reserve to get official (a) (0.46) (b) (0.56) the mascot? (c) (0.66) (d) 4.6 (a) Expansion Board (a) Kanha Tiger Reserve (e) None of these (b) Motherboard (b) Sariska Tiger Reserve 170. Which of the following is an universal (c) Storage device (c) Corbett Tiger Reserve gate? (d) Output device (d) Sanjay Tiger Reserve (a) AND (b) OR (e) none of these (e) None of these (c) NOT (d) NAND 179. A string of eight 0’s and 1s is called a (e) None of these (a) Megabyte COMPUTER KNOWLEDGE 171. The ideal memory ______(b) byte (a) Is non volatile (c) Kilo byte 161. A ………..is defined as a collection of (b) Has high storage capacity (d) Giga byte related data in an organized way. (c) Has in-system read and write (e) None of these (a) Data capacity 180. A series 100 POST error code indicates (b) Database (d) Has all of the above a problem with the (c) Information characteristics. (a) Hard drive (d) DBMS (e) None of these (b) RAM or ROM (e) None of these 172. EEPROM stands for ______(c) System board 162. A ………..is an organized collection of (a) Encapsulated electrical (d) Video adapter data about a single entity. programmable read only memory (e) None of these (a) File (b) Elementary electrical 181. The ______becomes different (b) Library programmable read only memory shapes depending on the task you are (c) Database (c) Electrically erasable performing (d) Dictionary programmable read only memory (a) Active tab (e) None of these (d) Elementary erasable (b) Insertion point 163. Updating a database means programmable read-only memory (c) Mouse pointer (a) Revising a file structure (e) None of these (d) Ribbon (b) Reorganizing the database 173. L1 is known as ______(e) None of these (c) Modifying or adding new records (a) Primary cache 182. A(n) ______is that you want to be (d) All of the above (b) Secondary Cache printed at the bottom of pages. (e) None of the above (c) DRAM (a) Header (b) Endnote 164. Which of the following is a not a type (d) SRAM (c) Footnote (d) Footer of database? (e) None of these (e) None of these (a) Hierarchical 174. The smallest unit of binary data is the 183. ______is when the computer is (b) Relational ______turned on and the Operating System is (c) Network (a) bit (b) Nibble loading (d) Transition (c) Byte (d) Word (a) Booting (b) Flashing (e) None of the above (e) None of these (c) Tracking (d) Taping 165. Information regarding to any 175. Which of the following memory uses a (e) None of these organization is known as …. MOS capacitor as its memory cell 184. Which key is used in combination with (a) Table (b) Data (a) SRAM (b) DRAM another key to perform a specific task? (c) Record (d) Column (c) ROM (d) FIFO (a) Function (b) Arrow (e) None of these (e) None of these (c) Space Bar (d) Control 166. Add binary number (100111) and 2 176. Computer gather data, which means (e) None of these (11011) find the value 2 that they allow users to 185. A ______is a unique name that (a) 1000010 (b) 1101101 (a) Present data you give to a file of information (c) 1111000 (d) 1010100 (b) Input data (a) Folder (e) None of these (c) Output data (b) File name 167. Find the 1’s complement of a (d) Store data (c) File name extension (1101110) 2 (e) None of these (d) Device letter (a) 0010001 (b) 1010010 177. These are specially designed computers (e) None of these (c) 1101101 (d) 1010101 that perform complex calculations 186. Usually downloaded into folders that (e) None of these extremely rapidly hold temporary internet files, ______168. What is the BCD code of 8? (a) Servers are written to your computer’s hard (a) 1001 (b) 1000 (b) Super computers disk by some of the websites you visit. (c) 0111 (d) 0110 (c) Laptops (a) Anonymous files (e) None of these (d) Mainframes (b) Behaviour files (e) NONE of these (c) Banner ads

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(d) Cookies (c) Disk Defragmenter (16-20) (e) None of these (d) Restore 16. b Replace 'responding' with 'respond' 187. When the computer is turned on, boot (e) Disk Restorer 17. b Replace 'them' with 'themselves' routine performs this test. 195. Specialised program(s) designed to 18. e (a) Power on Self Test allow particular input or output 19. a Replace 'Like against with 'Unlike' (b) Memory test device(s) to communicate with the rest 20. c Delete 'did not' (c) Disc Drive test of the computer system is called 21. c 22. a 23. d 24. b (d) RAM test (a) Compilers 25. e 26. a 27. e 28. d (e) None of these (b) Device Drivers 29. c 30. e 31. b 32. e 188. The errors that can be pointed out by (c) Interpreters 33. c 34. a 35. d 36. e the compiler are known as (d) Operating system 37. c 38. a 39. d 40. b (a) Syntax errors (e) None of these (41-44) (b) Semantic errors 196. On a CD ROM ______are (c) Logical errors recessed area representing a 0 Friend arrived from reached to Item (d) Internal errors (a) Mounds (b) Lands Puneet Saleem Ahmmadabad Sandwich (e) None of these (c) Holes (d) Pits Qasim Calicut Dehradun Dosa 189. Assembler referred a symbolic (e) None of these Ranveet Ahmmadabad Saleem Idli representation by using 197. Which of the following best describes Sohan Dehradun Jaipur Poha (a) ADD (b) MOVE Volatile Memory? Tarun Jaipur Gurgaon Burger (c) SUB (d) All of these (a) Memory that retains stored Upkar Gurgaon Calicut Paranthas (e) None of these information when electrical power 190. Which of the following is/are language is removed. 41.d 42.b 43.a 44.c processor(s)? (b) Memory that loses stored (45-49) (a) Assembler information when electrical power (b) Compiler is removed (c) Interpreter (c) Magnetic memory (d) All of these (d) Non-magnetic memory (e) None of these (e) None of these 191. A mistake in an algorithm that causes 198. Which of the following best describes incorrect results is called a EPROMs (a) Logical error (a) EPROMs can be programmed (b) Syntax error only once (c) Procedural error (b) EPROMs can be erased by UV (d) Compiler error (c) EPROMs can be erased by (e) Machine error shorting all inputs to the ground. 192. One or more defects or problems that (d) All of these 45.e 46.a 47.e 48.b prevent the software from working as (e) None of these 49.a intended or working at all is a 199. What is the full form of IMAP? (50-51) (a) Bug (a) Internet mail access protocol 50.c; People are taking lessons and engaging (b) Boot (b) Inter mail access protocol in other activities as well, hence (c) is (c) Programming Language (c) Internet message access protocol the most complete cause. Other choices (d) Fuzzy Logic (d) Internet media access protocol are not sufficient causes. For example, (e) None of these (e) None of these advertising may not be very effective 193. What is backup? 200. Which of the following refers to a small and even if people come to beaches, (a) Connect his network to more single-site network? they may not engage in many activities component (a) LAN (b) WAN for which they may have to pay. (b) Copy to save a data from original (c) MAN (d) All of these 51.c; The option (d) cannot be cause. Option source to other destination. (e) None of these (a) is not a sufficient cause and option (c) Filter on old data from new data. (b) is a vague sentence. (d) Access data from tape.  52.d; This is an individual case and cannot (e) None of the above be generalised hence assumption I 194. ______is a window utility cannot be assumed. It cannot be program that locates and eliminates EXPLANATIONS assumed if the student will be unable unnecessary fragments and rearranges to get other means if scholarship is not 1. c 2. a 3. d 4. c files and unused to disk space to granted. optimise operations. 5. e 6. d 7. c 8. c (a) Backup 9. d 10. e 11. a 12. b (b) Disk Clean Up 13. c 14. e 15. d

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(53-54) (68-69) 74.e 53.b 68.c; From II and III.

(75-77) 75.d; From the given statements, it is clear Hence, S is daughter-in-law of B. 54.e; that mass formal education began in 69.a; From I, 22 < No. of students < 36 industrial society, so industrial society From II. No. of students = 11n, where is responsible for changing the pattern n is a natural. of education. From III. 29 < No. of students < 45 76.c; The two entrepreneurship have From I and II. No. of students = 33 different approaches. 70.b 77.c; A system which is simple is preferred by majority of people. (78-80) 78.c; Given statement: A > N ...(i) S  N ....(ii) (55-58) S > W ....(iii) W  R ...(iv) Friends Specialise Location of Restaurant Combining all these statements restaurant name A > N  S > W  R Alok Continental Vasant vihar Town table Thus, we can’t compare R and A. Hence Neha Mexican Ghantaghar Minar (71-72) I is not true. Again, we can’t compare Amit Mughlai Chakrapa Mezbaan 71.a; Based  25 # V R and S, or S and A. Hence, II and III Nishant South Indian Rajpur Quality 25 square of total number of letter also do not follow. We can’t compare Kuldeep Chinese Ballupur Kumar Sweets  in word. W and A. Hence, IV does not follow. 79.a; Given statements: # if total number of word then use 55.b 56.d 57.d 58.b  D < E ...(i) #, otherwise @ 59.b; Key word’s although advanced’ and E T ...(ii) V  immediate preceding of reverse  ‘despotic’, which indicates that absence T = C ...(iii) of last letter. of freedom and liberty is forced. It is C < A ...(iv) not clear if economic well-being is 72.c; Tallest  49 @ F Combining all these statements, we get present under despotic rules. 49  square of total number of letter D < E  T = C < A (60-62) in word. 60.a; Since 80-90 per cent are lost to Thus, D < A is true. Hence, I is true. @ if total number of word is even. forgetfulness.  Again, D < C is true. Hence, II (C  61.a; It helps the customer to recollect the F  immediate preceding of reverse D) is not true. offer she was interested in. of last letter. E < A or A > E is true. Hence, III is 62.a; StarStar is doing this. (73-74) true. (63-67) 73.b And T < A is true. Hence IV is true. 80.d; Given statements : Child Snack Cold drinks O  B ...(i) Reyu Pizza/Burger Mimca B = S ...(ii) Itisha Patties Liranda S < E ...(iii) Farhan Hot dog Up-7 E R ...(iv) Aditya Sandwich Cepsi  Combining all these statements, we get Utkarsh Pizza/Burger Poke O  B = S < E  R 63.d 64.a 65.d 66.a Thus, O  S or S  O is true, Hence, 67.b conclusion I is true. Again, S < R or R > S is true. Hence, conclusion II is true.

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B < R is true. Hence. Conclusion III is true. And B < E is true, 87. b; Conclusion IV is true. 81. (d) Total number of females working in IT = 38.88% of 55% of 3600 = 0.3888 x 0.55 x 3600 = 770 Total number of females working in content = 0.4347 x 0.23 x 3600 = 360 Total number of females working in marketing = 0.6666 x 0.12 x 3600 = 288 Total = 770 + 360 + 288 = 1418 82. (c) Number of males working in IT and Content departments s is acute means <90 degree, so x > 90 = 0.6112 x 0.55 x 3600 + 0.5653 x 0.23 x 3600 = 1210 + 468 In triangle = 1678 a + (a+40)+ x = 180 Number of females working in all the departments = 0.3888 x 2a + 40 = 140 – x 0.55 x 3600 + 0.4347 x 0.23 x 3600 + 0.6666 x 0.12 x 3600 + As x > 90 0.55 x 0.1 x 3600 = 770 + 360 + 288 + 198 = 1616 So 2a is < 50 Difference = 1678 - 1616 = 62 So a < 25 83. c; Number of females working in all the departments in the So I < II company = 0.3888 x 0.55 x 3600 + 0.4347 x 0.23 x 3600 + 88. a; 15+36 = 51, 26+36 = 62, 37+36 = 73, 48+36 = 82, 59+36 = 0.6666 x 0.12 x 3600 + 0.55 x 0.1 x 3600 = 770 + 360 + 288 95 + 198 = 1616 So there are 5 such numbers (15,26,37,48,59) Number of males working in all the departments in the company = 3600 - 1616 = 1984 5 So required prob = Increase = 1616 x 760 + 1984 x 520 = 1228160 + 1031680 = 65 Rs. 22,59,840 84.b; Total number of females working in IT = 38.88% of 55% of II: Such numbers are = 8, 24, 40, 56 3600 = 0.3888 x 0.55 x 3600 = 770 4 Number of males working in IT = 1210 So required prob = 440 females in IT should be hired. 65 Total number of females working in Content = 0.4347 x 0.23 89.Qunatity I: x 3600 = 360 Number of males working in Content = 468 1 20% discount = (1 – discount, 5 – MP) 108 females should be hired. 5 Total number of females working in Marketing = 0.6666 x => MP:SP= 5:4 0.12 x 3600 = 288 Number of males working in Marketing department = 144 9 144 males should be hired. % Profit= 18%= Total number of females working in Accounts = 0.55 x 0.1 x 50 3600 = 198 => CP:SP= 50:59 Number of males working in Accounts = 162 Make SP same in both equation, we get 36 males should be hired. CP:SP:MP=200:236:295 Total number of employees hired = 728 New number of employees in the company = 3600 + 728 = 295  200 Required %= 100 = 47.5% 4328 200 728 Quantity II: Volume=  r2h Percent = x 100 = 16.8% r = 2 times 4328 h = 1 times 85. a; 1984 Calculate in Q. No. 83. 1 r = 20% increase = =>5——6 86. b; In 6 minutes he covers 10 km 5 Take the first case: So in 30 minutes = 50 km 5——6 So total = 40(after which accident occurred) + 50 = 90 km 1 h= 25% increase = =>4——-5 4 ______100—–180

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180 100 (300  200) 100   =80% For 1996 =  100% = 50% 100  200  So quantity I < quantity II 90.c; The differences between the amount invested in raw material (500  300)  and the value of sales of finished goods for various years are: For 1997 =  100% = 66.7% For 1995 = Rs. (200 - 120) lakhs = Rs. 80 lakhs.  300  For 1996 = Rs. (300 - 225) lakhs = Rs. 75 lakhs. For 1997 = Rs. (500 - 375) lakhs = Rs. 125 lakhs. (400  500)  100 % For 1998 = Rs. (400 - 330) lakhs = Rs. 70 lakhs. For 1998 =  500  = –20% For 1999 = Rs. (600 - 525) lakhs = Rs. 75 lakhs.   For 2000 = Rs. (460 - 420) lakhs = Rs. 40 lakhs. (600  400)  Clearly, maximum difference was during 1997. For 1999 =  100% = 50% 91.d; Required percentage  400  600 = 100 (460  600)  For 2000 =  100% = –23.33% 375  330  525  600   48.75%  49% Thus, the percentage difference is same during the year 1997. 92.d; Required difference 94.a; The percentage increase in the amount invested in raw- materials as compared to the previous year, for different years 1 1 are: = Rs. [ x (200 + 300 + 500 + 400 + 600 + 460)  x (120 6 6 (225 120) + 225 + 375 + 330 + 525 + 420)] lakhs For 1996 =  % = 87.5% = Rs.  120   2460  1995  (375  225)     lakhs For 1997 =  % = 66.67%  6   6   225  = Rs. (410 - 332.5) lakhs For 1998 there is a decrease. = Rs. 77.5 lakhs. 93.b; The percentage change in the amount invested in raw-materials (525  330) For 1999 =  % = 59.09% and in the value of sales of finished goods for different years  330  are: For 2000 there is a decrease. Percentage change in Amount invested in raw-material: There is maximum percentage increase in 1996. (225 120)  For 1996 = 100 % =87.5%  5   120  95.a; Quantity I : Speed = 54  m/sec = 15 m/sec    18  (375  225)  Length of the train = (15 x 20)m = 300 m. For 1997 =  100% =66.67% Let the length of the platform be x metres.  225  x  300 Then, 15 (330  375)  36 For 1998 =  100% = –12%  375   x + 300 = 540  x = 240 m. (525  330)  100 % For 1999 =  330  = 59.09%  5   50    Quantity II : Speed = 60  m/sec =   m/sec  18   3  (420  525)  For 2000 =  100% = –20%  525  Length of the train = (Speed x Time). Percentage change in value of sales of finished goods: 50 Length of the train = 9 = 150 m. 3

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96.a; Quantity I:Let C = x. So downstream speed = 7 – 5 = 2 km/hr Then, B = x + 5000 and A = x + 5000 + 4000 = x + 9000. (100-102) So, x + x + 5000 + x + 9000 = 50000 100-c; 533.61 + 2361.96 – 1584.04 = ? + 1147.69  3x = 36000 Or, ? = 1311.53 – 1147.69 = 163.84 101-c;  x = 12000 A : B : C = 21000 : 17000 : 12000 = 21 : 17 : 12.  8(31) 8(8  7) 98 35000 A’s share = Rs.  21 = Rs. 14,700. = 4 8 15 8 98 50 = 608 98  480  98  382 Quantity II: Let the total profit be Rs. 100. 102-b; 11449  6241  (54)2  (74)2  ? 3 After paying to charity, A’s share = Rs. 95 = Rs. 5 Or, ?  10779 2916  5476 57. =8453-2916-5476=61 2 If A’s share is Rs. 57, total profit = Rs. 100. O r, ? = (6 1 ) = 3721 100 6800  x125 If A’s share Rs. 855, total profit = 855 = 1500. 103.d; = 57 100 97.d; Incomes = 3x, 5x, 7x 2 Expenditures = 3y, 6y, 8y   10   x1  1  678 10 x   100   B’s savings = 5x  100 2 60x 21x x 68125    678 So = 5x – 6y 100 100 2 Solve, x = Rs 4200 So in scheme A = 6800-4200 = Rs 2600 4y (104-105) Solve, x = 3 104-c; Statements A and B give the rate of water supplied by the three pipes P, Q and R. Statement C gives the capacity of the Now savings ratio is 3x – 3y : 5x – 6y : 7x – 8y tank. So, all the three statements are required. 4y 105-d; Using statements A and B together, we can find the work Put x = done by one boy in one day and hence the work done by one 3 woman in one day. Which further gives us the required answer. 2 4 Using statement C alone also, we can find that 20 women can So ratio becomes 1 : : = 3 : 2 : 4 complete the work in 30 days. 3 3 A  3 6 98.b; Let MP of mobile = Rs x 106.e;  So at 30% discount, she gets mobile at Rs 70% of x C  4 7 7x B = 9 + A So = 21000 B  2 4 10  Solve, x = 30,000 C 8 3 So SP at 25% discount = 75% of 30,000= Rs 22,500 Solve all, A = 33, B = 42, = 38 Required difference = 22500 – 21000 = Rs 1500 107.c; There are 3 vowels, so we gave 3 choices for the first letter 120 There are total 8 letters in UPSTREAM, and one of them has 99.c; A to B is 120, so B to is = 60 km occupied first place, so 7 choices for second, 6 choices for 2 third, and 5 choices for fourth Let speed of current = x km/hr So 3  7  6  5 = 630 108.c; 6x and 5x 120 60 Suppose, y% increased So  = 40 7  x 7  x Solve, x = 5 km/hr

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100  y 100  y 6z So  6x –  5x = 14300 So profit of B = 59500 = 21,000 100 100 60 11z This gives (100+y) x = 14,30,000 …………..(1) Solve, Z = 10 Now also given So ratio becomes 60 : 6  10: 5  10 = 6 : 6 : 5 6x – [(100+y)/100 5x] = 6500 Solve, x(20-y) = 1,30,000 ………………………(2) 5 So profit of C = 59500 = Rs 17,500 Divide both equations 17 100  y 113.c; Ratio of profit share of A : B : C is P 8 : (P+2000) Q : (P+4000) Q 20  y = 11    P  4000q  (P  2000)q Solve, y = 10 16250 109.c B’s investment in 2015 = 24000 – 6000 = 18000 So P8: (P  2000)q : ( p  4000)q = So Ratio of profits of A : B : C is 650 …………………..(1) 24000  9 : 18000 12 : 21000 Y Also given [8P]/[ P  8 : (P+2000)  Q : (P+4000)  Q 72 : 72 : 7y ]  16250 = 5200………………………(2) So 7y/(72+72+7y)  57500 = 17500 Divide both equations (1) and (2) Solve, Y = 9 P = 2000Q ………………………………(3) 110.d; Let total profit in 2014 = Rs A Also given, P = 3000  Q – 7000 ……………………….(4) Ratio of profit share of A : B : C is From (3) and (4) now 21  x : 24  9 : 20  (x+4) Q = 7, P = 14000 Now 21X/[21  X + 24  9 + 20  (X+4)]  A = So total investment = 14000 + 16000 + 18000 = Rs 48000 114. a) ;38 10500………..(1) +7, + 7 3 = +21, + 21 3 = +63, + 63 Also 24  9/[ 21  X + 24  9 + 20  (X+4)]  A =    3 = +189, ….. 115. d) 43 13500………….(2) 21x 105 Divide both equations : 9  24 135 Solve, X = 8 Put X = 8 in one of the equations above. A = 39,000 Also Put X = 8 in 21  X : 24  9 : 20  (X+4) So ratio becomes 7 : 9 : 10 10 (116-120) So profit of C = 39000 = Rs 15,000 26 111.e; Ratio of profit share of A : B : C is R  10 : 18000  8 : R  12 5R : 18000  4 : 6R 5R  6R So  A = 13750 5R  72000  6R 6R  5R Also,  A = 1250 5R  72000  6R Solving 1st equation gives 2nd equation. So 1 equation in two variables cannot give answer. 120 112. e; B’s investment is =  25000 = Rs 30,000 100 So ratio of profits of A : B : C is 25000  12 : 30000  Z : 25000  Z 60 : 6Z : 5Z

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116-d; Hint: Total number of boys who are enrolled in Dancing = 182 + 70+ 104 + 78 = 434 156  182  65 117-e; Reqd. % = 100 1560 403  100  25.86  26% 1560

118-a 65 119-b; Reqd. % = 100 = 35.71 182 130 120-c; Reqd. % ratio = = 26 : 77 385 121. b 122. d 123. a 124. c 125. c 126. b 127. c 128. d 129. d 130. d 131. b 132. c 133. d 134. b 135. c 136. a 137. c 138. a 139. a 140. e 141. c 142. c 143. c 144. a Faculties from New Delhi & Hyderabad 145. a 146. c 147. a 148. b 149. d 150. b Contact : 8093083555, Web : vanikias.com 151. c 152. b 153. b 154. a 155. a 156. a CRPF Square, Bhubaneswar 157. d 158. d 159. a 160. a 160. b 161. c 162. c 163. d 164. c 165. a 166. a 167. a 168. b 169. a 170. d 171. d 172. c 173. a VANIK’S KNOWLEDGE GARDEN 174. a 175. b 176. b 177. b 178. b 179. b Important Nuclear Power Plant in India 180. c 181. c 182. d 183. a 184. d 185. b Plant Location State Capacity 186. d 187. a 188. a 189. d 190. d 191. a Narora Atomic Power 192. a 193. b 194. c 195. b 196. d 197. b Narora Uttar Pradesh 440 MW Station 198. b 199. c 200. a Rajasthan Atomic Rawatbhata Rajasthan 1180 MW Power Station  Tarapur Atomic Power Tarapur Maharashtra 1400 MW Station Kakrapar Atomic Kakrapar Gujarat 440 MW Power Station Kudankulam Nuclear Kudankulam Tamilnadu - MW Power Plant Madras Atomic Power Kalpakkam Tamilnadu - MW Station Kaiga Nuclear Power Kaiga Karnataka 660 MW Plant Madras Atomic Power Kalpakkam Tamil Nadu 440 MW Station

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ENGLISH LANGUAGE altruistic desires. But to preach rationality c) the ability to cultivate a balanced is somewhat different, since rationality helps view of one’s surroundings. Direction (Q.1-5 ): Read the following us realise our own desire on the whole, d) power of resistance yielding to passage carefully and choose the most whatever they may be. A man is rational in strong passions. appropriate answer to each question out proportion as his intelligence informs and e) showing magnanimity to others. of the given alternatives. controls his desires. I believe that the control 4. The author feels that is impractical to We call a man irrational when he acts in a of our acts by our intelligence is ultimately appeal to altruism because : passion, when he cuts off his nose to spite what is of most importance, and that alone a) not all people are altruistic by his face. He is irrational because he forgets will make social life remain possible as, nature. that, by indulging the desire which he science increase the means at our disposal b) altruism is weaker than happens to feel most strongly at the for injuring each other. Education, the press, rationality. moment, he will thwart other desires which politics, religion and all the great forces in c) altruism is more refined than in the long run are more important to him. If the world are at present on the side of rationality. men were rational, they would take a more irrationality, they are in the hands of men d) altruism is a god gifted talent. correct view of their own interest than they who flatter King Demos in order to lead him e) None of these. do at present; and if all men acted from astray. The remedy does not lie in anything 5. ‘The King Demos’ refers to a enlightened self-interest, the world would heroically cataclysmic, but in the efforts of a) reformist b) politician be a paradise in comparison to what it is. I individuals towards a more sane and balanced c) scientist d) despot do not maintain that there is nothing better view of our relations to our neighbours and e) hedonist than self-interest as a motive to action, but to the world. It is to intelligence, I do maintain that self-interest, like increasingly side-spread, that we must look Direction (Q.6-8): Choose the word altruism, is better when it is enlightened for the solution of the ills from which our which is MOST SIMILAR in meaning than when it is unenlightened. In an ordered world is suffering. to the word printed in bold as used in the community, it is very rarely to a man’s passage. interest to do anything which is very harmful 1. What is the central idea of the passage? to others. The less rational a man is, the a) The problems of the world can 6. PASSION often more he will fail to perceive how what best be solved by rationality and (a) Motion injures others also injures him, because enlightened self interest. (b) Fury hatred or envy will blind him. Therefore, b) Altruism and rationality are the (c) Acknowledgement although I do not pretend that enlightened main indicators of intelligence. (d) Friendliness self-interest is the highest morality, I do c) Altruism can make this world a (e) Emotion maintain that, if it became common; it would heaven. 7. REMEDY make the world an immeasurably better place d) Man is absolutely irrational. (a) Solution (b) Disease than it is. e) None of these. (c) Damage (d) Havoc Rationality in practice may be defined as 2. What is the author’s attitude to modern (e) Harm the habit of remembering all our relevant development in science and 8. LUNATIC desires, and not only the one which happens communications? (a) Rational (b) Reasonable at the moment to be the strongest. Like a) Cynical about their use. (c) Sane (d) Crazy rationality in opinion, it is a matter of b) Sceptical about the uses they are (e) Sagacious degree. Complete rationality is no doubt an put to Direction (Q.9-10): Choose the word unattainable ideal, but as long as we continue c) One of cautious acceptances. which is MOST OPPOSITE in meaning to classify some men to be lunatics, it is d) One of concerns about their to the word printed in bold as used in the clear that we think some men are more harmful potential. passage. rational than the others. I believe that all e) Sceptical regarding human solid progress in the world consists of an progress. 9. ALTRUISM increase in rationality, both theoretical and 3. What is rationality according to the a) Rationalism practical. To preach an altruistic morality author? b) Philanthropy appears to me somewhat useless, because it a) having regard for others. c) Monism will appeal only to those who already have b) intelligent control of one’s desires.

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d) Avarice (a) different from the others, he 20. All the performances of human art, at e) Pluralism hardly had any friends except I. which we look with praise or wonder,

1 0 . CATACLYSMIC (b) different than the others, he are _____of the restless _____ of a) Blessed b) Ruinous hardly had any friends except me. perseverance. c) Fatal d) Calamitous (c) different than the others, he (a) manifestations, pronouncement e) Deadly hardly had any friends except I. (b) projections, component (d) different from the others, he (c) instances, force Direction (Q. No 11-15 ): In each of these hardly had any friends except me. (d) proofs, humanity questions, in the given sentences a part (e) different by the others, he hardly (e) visions, future of the sentence is underlined. Beneath had any friends except I. each sentence, five different ways of Direction (Q. No. 21 – 30) : In each of phrasing the underlined part are Direction (Q. No 16-20 ): In each of the the following passages, some of the indicated. Choose the best alternative. following sentences there are two blank words have been left out. First read each spaces. Below each sentence there are passage over and try to understand what 11. Expect for you and I, everyone brought five pairs of words denoted by numbers is about. Then fill in the blanks with the a present to the party (a), (b), (c), (d) and (e). Find out which help of the alternatives given. (a) With the exception of you and I, pair of words can be filled up in the blanks In recent years, the banking industry has everyone brought in the sentence in the same sequence to been undergoing rapid changes, reflecting a (b) Except you and I, everyone had make the sentence meaningfully number of (21) developments. The most brought complete. significant has been the advances in (c) Except you and me, everyone communication and information technology brought 16. People who have been through difficult, which have (22) and broadened the (23) of (d) Except you and me, everyone had painful and not very _____change financial information while lowering the brought efforts often end up _____both costs of many financial activities. A second (e) Apart for you and me everyone pessimistic and angry conclusions. key (24) for change has been the increasing brought (a) successful, drawing competition among a broad (25) of domestic 12. Although I calculate that Michel will be (b) meaningful, projecting and foreign institutions in providing banking here any moment, I cannot wait much (c) reliable, evolving and (26) financial services. Third, financial longer for him (d) strong, following activity has become larger relative to overall (a) Although I reckon that Michel will (e) challenging, lamenting economic activity in most economies. This be here 17. It is the _____of selfishness for men, has meant that any (27) of the financial (b) Although I think that Michel will who fully _____in their own case the markets or financial infrastructure has be here great advantages of good education but broader economic (28) than might have been (c) Because I am confident that deny these advantages to women. the case (29). These developments have (30) Michel will be here (a) parody, demand consequences for the institutional and (d) Because I calculate that Michel (b) height, appreciate systemic structure of the financial sector in will be here (c) height, assimilate general and banking in particular. (e) Since I assume that Michel will (d) degree, appreciate be here (e) level, advance 21. (a) challenging 13. We want the teacher to be him who has 18. The learner should be _____to take a (b) subjective the best rapport with the students. small first step, one that will provide (c) situated (a) We want the teacher to be he immediate success and _____the (d) underlying (b) We want him to be the teacher learning. (e) measured (c) We desire the teacher to be him (a) encouraged, reinforce 22. (a) mutilated (d) We anticipate the teacher to be him (b) forced, organise (b) motioned (e) We cannot but the teacher to be (c) directed, reorganise (c) habituated him (d) cautioned, reinforce (d) processed 14. Today this is a totally different world (e) encouraged, acknowledge (e) accelerated than we have seen in the last decade. 19. Only with executive _____, the 23. (a) concealment (a) than what we seen organisation can concentrate its (b) disagreement (b) then we have seen energies on ____competitive advantage (c) dissemination (c) from what we seen over time. (d) sowing (d) from what we have seen (a) position, embarking (e) differentiation (e) that we are seeing from (b) deployment, directing 24. (a) force 15. Although Janny was the most friendly (c) contingent, fabricating (b) impetus of all present and different from the (d) commitment, sustaining (c) pull others, he hadn’t hardly any friends (e) satisfaction, moulding (d) movement except me. (e) energy

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25. (a) group (b) rank 32. Which of the following will be the 42. The officers are now (a)/extremely (c) place (d) range FIFTH sentence in the passage? happy in fishing, boating, shooting and (e) row a) A b) B playing cricket(b)/and many other 26. (a) personal (b) relegated c) C d) D sports (c)/during the summer (c) related (d) noticed e) E season.(d)/No error (e) (e) referenced 33. Which of the following will be the 43. The fear of (a)/an impending invasion 27. (a) disruption (b) dissociation SECOND sentence in the passage? has more (b)/to do that even the (c) shattering (d) split a) A b) B debasing of the coinage and (c)/with (e) dissection c) C d) D the financial constraints.(d)/No error 28. (a) branches e) E (e) (b) ramifications 34. Which of the following will be the 44. It is hoped that with the medical fee (a)/ (c) arrangement FOURTH sentence in the passage? being hiked and men can be tested (b)/ (d) clusters a) A b) B and finally being accepted, (c)/a large (e) subdivisions c) C d) D number of people will come forward 29. (a) closely (b) previously e) E for agitation.(d)/No error (e) (c) timely (d) hastily 35. Which of the following will be the 45. The use of public roads are (a)/seriously (e) questioningly FIRST sentence in the passage? threatened by the (b)/freedom given to 30. (a) stately (b) manifold a) A b) B or taken by (c)/the owners and drivers (c) shrinking (d) applicable c) C d) D of all automobiles in Cardiff, the UK (e) functioning e) E .(d)/No error (e) 46. I do not know (a)/what most people Direction (Q. No. 31 – 35) : Rearrange Direction (Q. No. 36 – 40) : Identify the feel (b)/ depressed and dejected (c)/ the following Five sentences (A), (B), (C), correct spelling from the given options. even with the slightest provocation.(d)/ (D) and (E) in the proper sequence to 36. (a) appology No error (e) form a meaningful paragraph. Then 47. After carefully examining (a)/all the answer the questions given below them. (b) apology (c) appolegy medicine bottles (b)/Hendriques A. A recent UCLA study found that submitted a detailed report(c)/to the the over-the-counter pain (d) apollogy (e) appollogy higher authorities.(d)/No error (e) relievers ibuprofen and naproxen 48. All of you have the liberty (a)/to come may dissolve and even prevent 37. (a) persuit (b) pursuit (c) persoot (d) persuet home (b)/as per the convenient(c)/and the formation of the plaque that discuss the problems.(d)/No error (e) is believed to kill brain cells in (e) perrsuit 38. (a) miscellaneous 49. They have the nasty habit of (a)/looking Alzheimer’s patients. down upon people (b)/and criticised B. The researchers warn that the (b) miscelaneous (c) miscelaneous them (c)/for no reason .(d)/No error pills can have side effects, such as (e) intestinal bleeding. (d) misellaneous (e) misellaaneous 50. Nowadays, the cost of living (a)/is so C. But they are excited that this high that (b)/people find it difficult research may lead to new drugs 39. (a) simultanous (b) simultaneous (c)/to make both ends meeting.(d)/No that can prevent the disease and error (e) treat those in the early stages of (c) simaltaneous it. (d) simulttaneous REASONING ABILITY D. Meanwhile, a study at New York (e) simalltanious University School of Medicine 40. (a) quorum (b) kuorum Directions (Q. 51-55): In these questions, showed that memantine, a drug (c) quorom (d) quorrum a relationship between different already sold in Europe, slows the (e) quuoram elements is shown in the statements. The statements are followed by two progression of late-stage Direction (Q. No. 41 – 50): In the conclusions. Give answer Alzheimer’s. following question, some parts of the a) If only conclusion I is true. E. When subjects took the drug, they sentences have errors and some are b) If both conclusion I and II are true. were better able to dress, bathe correct. Find out which part of a sentence c) If either conclusion I or II is true. and do common activities than the has an error. The number of that part is d) If only conclusion II is true. people who were taking a placebo. your answer. If a sentence is free from e) If neither conclusion I nor II is true. 31. Which of the following will be the error, then your answer is (e) i.e. No THIRD sentence in the passage? error. 51. Statements: G< A M = E  S; Q  E a) A b) B 41. I have seen as bad or (a)/worse scene of < O; D A c) C d) D  disorder at (b)/the English fair than (c)/ Conclusions: e) E in any other European town.(d)/No I. A Q II. G < S error (e) 

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52. Statements: A  B = C  D  E > a)52 b)49 e)Bilal c)51 d)61 64. Which of the following person likes F; X D > Z  e)None of these Parker? Conclusions: 61. If each consonant in the word ‘SKATER’ a)Lalit and Balaji I. A Z II. X < F is changed to the previous letter in the b)Yuvan and Darshan 53. Statements: G < A M = E  S; Q English alphabetical series and each c)Sethu and Nakul vowel is changed to the next letter in d)Bilal and Kalam E < O; D A   the English alphabetical series, and then e)Balaji and Nakul Conclusions: the alphabets so formed are arranged 65. Which of the following pen like by I. E D II. M < O in an alphabetical order from left to Yuvan? 54. Statements: L = A M > P; A J = right, which of the following will be a)Camlin b)Parker S < R third from the right? c)Cello d)Montex Conclusions: a)R b)E e)None of these c)S d)J 66. How many persons facing outside the I. M J II. R > L  e)None of these circle? 55. Statements: C > W = A > T, R = C > L 62. The position of the first and the fifth a)Two b)Five Conclusions: digits in the number 89153427 are c)Three d)Six I. R > A II. R > T interchanged. Similarly the positions so e)Four Directions (Q. 56-58): study the given the second and the sixth digits are 67. Which of the following combinations is information carefully to answer the interchanged. And so on. Which of the true? given questions. following will be the third to the left of a) Yuvan– Facing outside –Camlin S is the husband of D. A is the brother of D. the seventh digit from the left end after b) Bilal– Facing centre– Parker A is the only son of B. D is the sister of Q. rearrangement? c) Balaji– Facing centre–Cello R is married to Q. M is the father of R. N is a)9 b)5 d) Kalam – Facing outside – Montex the daughter of Q. c)3 d)1 e) None of these e)None of these 56. If V is the maternal Grandfather of N, Directions (Q. 68-72): Study the then how is B related to R? Directions (63-67): Study the following following information carefully and a)Uncle information carefully and answer the answer the given questions b)Mother-in-law given questions. In a certain code language c)Grandmother There are nine people Balaji, Darshan, “Judge warned the government “ is written d)Aunt Kalam, Sethu, Bilal, Ramnath, Lalit, Yuvan as “%G04, &H02, #U04 , !Y06. e)Father-in-law and Nakul who sits around a circular table. “Few scientists have changed “ is written 57. How is S related to Q? Some are facing towards and some are facing as “$L06 , *Y04, %Z02, @D04. a)Father away from the centre. They like different ”Make employees with incentives “ is b)Grandmother pens among Parker, Cello, Camlin, Hero and written as “#S08, !F08, &W02, %N04 . c)Brother –in- law Montex. Not more than 2 people like the “Union home minister should “ is written d)Uncle same pens. The following information is as “ *P04 , %L04, #Q06, !R04. known about them. Kalam and Lalit form e)Nephew 68. What is the code for ‘changed’ in the 58. How is D related to N? the only pair that is sitting together and like the same pens. They are facing in opposite given code language? a)Mother b)Sister-in-law a)*Y04 b)%Z02 c)Cousin d)Mother-in-law directions to each other. The one who likes Camlin sits third to the left of Darshan but c)@D04 d)$L06 e)Aunt e)None of these 59. I start from my home and go 2 km is neither Kalam nor Ramnath. Balaji sits second to the left of Ramnath, who likes 69. What may be the possible code for ‘few straight. Then, I turn towards my right employees’ in the given code language? and go 1 km. I turn again towards my Cello. The one who likes Parker is an immediate neighbour of Yuvan and Bilal but a)%Z02, #S08 right and go 1 km again. If I am north- b)@D04, &W02 west from my house, then in which none of them sits adjacent to Kalam or Lalit. Balaji, Nakul and Yuvan face in same c)$L06, !F08 direction did I go in the beginning? d)*Y04, &W02 a)North b)South direction as that of Bilal. Nakul sits third to the right of Sethu, who is facing away from e)*Y04, #S08 c)East d)West 70. What is the possible word for “&H02, e)South-east centre and likes Hero. Bilal sits second to the left of Kalam and likes Cello. The people !F08”in the given code language? 60. In a class Rosi ranks 7th from the top. a)warned with Diya is 7 ranks ahead of Madhu and 3 who like Cello face towards the centre. Balaji neither likes Camlin or Hero. b)the incentive ranks behind Rosi. Sushma, who is 4th c)judge employees from the bottom, is 32 ranks behind 63. Who sits second to the right of Darshan? d)government employees Madhu. How many students are there a)Yuvan b)Lalit e)incentives judge in the class? c)Kalam d)Nakul

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71. What is the code for ‘government c) Y buys Reservation ticket from c) memory d)quit minister’ in the given code language? counter no. III. e) uncalm a)#U04, *P04 d) All statements are true 81. In step V of the rearrangement if ‘11’ is b)&H02, #Q06 e) None of these related to ‘ear’ and `in’ is related to c)!Y06, $L04 77. Which of the following statements is/ ‘23’ in a certain way, Which of the d)%G04, !R04 are not true about counter no. I? following would ‘quit’ be related to e)!Y06, #Q06 a) Counter no. I is for General ticket. following the same pattern? 72. What may be the possible word for b) X does not buy ticket from a) uncalm b) 14 “%G04, %N04 ,*P04 “ in the given counter no. I. c) memory d) 31 code language? c) W stands at counter no. I. e) None of these a)Union government incentives d) Only a) and c) are not true 82. Which step would be the following b)judge with home e) None of these output? c)employees warned minister ”above 11 ear 17 in 23 uncalm 31 39 d)Judge make home Directions (78-82): Study the following fear 14 memory 33 cause quit” e)None of these information, carefully and answer the a) VI given questions. b) II Directions (73-77): Study the following A word and number arrangement machine c) V information carefully and answer the When given an input line of words and d)III questions given below: numbers rearranges them following, a e) There will be no such step. There are four counters I, II, III and IV at particular rule. The following is an the Railway station for Tatkal, Platform, illustration of input and rearrangement. Directions (Q. 83-87): Study the Reservation and General tickets, but not Input: 19 our 8 dear 14 13 like even 5 prove following information carefully to necessarily in the same order. Four persons 9 appear answer the given questions: W, X, Y and Z are standing on these counters Step I: appear 5 19 our 8 dear 14 13 like There are seven people Naveen, Kailash, to buy a ticket, but not necessarily in the even prove 9 Laxman, Lokesh, Santosh, Abinash and same order. Step II: appear 5 even 13 19 our 8 dear 14 Udayan. They like different Sims, Wonders W does not buy Tatkal or Reserved Ticket like prove 9 and were born in different countries and and he buys neither from counter no. II nor Step III: appear 5 even 13 our 19 8 dear 14 months. They all were born in the same year. from counter no. III. Z goes to the station to like prove 9 One of the Sim is JIO. One of the Countries receive a guest. Y does not buy ticket from Step IV: appear 5 even 13 our 19 prove 8 is Poland. One of the Wonders is Machu counter no. II. X does not buy Tatkal ticket. dear 14 like 9 Picchu. One of the persons was born in the Z buys ticket from counter no. IV. Step V: appear 5 even 13 our 19 prove 8 month of August. The following information like 9 dear 14 is known about them. Abinash was born in 73. Which of the following tickets can be Step V is the last step of the rearrangement. India or in Malaysia. The one who was born bought from counter no. IV? As per rules followed in above steps, find in the month of April likes Great Pyramid a)Tatkal out, in each of the following questions, the of Giza and Vodafone sim and is either b)Platform appropriate steps for the input given below. Laxman or Udayan. Lokesh is not the one c)Reservation Input: ear 17 above 31 uncalm 39 fear 23 14 who likes Petra. The one who likes d)Can’t be determined in memory 33 cause 11 quit Colosseum likes Idea sim. The one who was e)None of these born in Malaysia is the youngest one and is 74. W stands at which of the following 78. How many steps will be needed to either Kailash or Udayan. The one who likes counters? complete the rearrangement? Christ the Redeemer was born in Singapore a)I a) Four b) Five but is not Kailash. Santosh was born in the b)II c) Six d) Seven month of January. Lokesh was born in c)IV e) None of these Bangladesh in the month of June and likes d)Either I or IV. 79. Which of the following step would be Docomo sim. The one who likes Taj Mahal e) Can’t be determined step IV? was born in October but is not the youngest 75. Which of the following counters is for a) above 11 ear 17 in 23 uncalm 31 person. Kailash likes Aircel sim. The one Tatkal tickets? quit 14 39 fear memory 33 cause who likes Colosseum was born in China but a) I b) above 11 ear 17 in 23 uncalm 31 that person is not Laxman who likes BSNL b) II 39 fear 14 memory 33 cause quit sim. The one who was born in Russia likes c) III c) above 11 ear 17 in 23 uncalm 31 Airtel sim but is not Santhosh. Abinash is d) W quit 14 memory 33 39 fear cause the second youngest person. The one who e) Can’t be determined d) above 11 ear 17 in 23 cause 33 likes Great Wall of China is one month 76. Which of the following statements is uncalm 31 quit 14 39 fear memory younger than Santosh. not true about Y? e) None of these a) Y does not buy ticket from counter 80. Which of the following would be at 7th 83. Who likes JIO sim? no. I. position from the right in step V? a) Abinash b) Udayan b) Y does not buy Platform ticket. a) 14 b) 31

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c) Naveen d) Kailash a) Only I follows I) Statements: Some pens are papers. e) Laxman b) Only II follows Some pencils are papers. Some pads 84. Which of the following Wonders does c) Only II & III follows are pencils. Some pins are pads. Lokesh like? d) Only IV follows II) Statements: Some pens are papers. a) Taj Mahal e) Only V follows Some pencils are papers No pad is a b) Machu Picchu 89. Conclusions: Some pencils are tables. pencil. Some pins are pads. c) Great Pyramid of Giza All chairs are boxes. Some boxes are III) Statements: All pens are papers. d) Great Wall of China desk. All desks are pencils. Some pencils are papers. All pads are e) Christ the Redeemer I) Statements: Some desks are chairs. pencils. Some pins are pads. 85. Which month Laxman was born? All chairs are tables All tables are boxes. IV) Statements: Some pens are a) February Some boxes are pencils. papers. All papers are pencils. Some b)April II) Statements: Some desks are chairs. pads are not pencils. c)August No chair is table. All tables are boxes. Some pins are pads. d)October All boxes are pencils. V) Statements: No pen is a paper. e)Cannot be determined III) Statements: All desks are chairs. All papers are pencils. Some pads are 86. Who was born in Poland? All chairs are tables. All tables are boxes. pencil. Some pins are pads. a) Santosh b) Naveen All boxes are pencils. a) Only I follows c) Kailash d)Udayan IV) Statements: All desks are chairs. b) Only II follows e)Laxman All chairs are tables. No table is box. c) Only II & III follows 87. Which of the following statements is Some boxes are pencils. d) Only I & III follows correct? V) Statements: All desks are chairs. e) Only IV & V follows a) Santosh likes Machu Picchu Bank All chairs are tables. All tables are boxes. 92. Conclusions: All papers are cups. b) Naveen likes Vodafone sim No box is pencil. Some plates are cup is a possibility. c) Udayan was born in the month of a) Only I follows Some cups are jugs. Some bottles are August b) Only I & II follows papers. d) Kailash was born in India c) Only III follows I) Statements: All papers are bottles. e) None of these d) Only IV follows Some bottles are cups. Some cups are e) Only V follows jugs. Some jugs are plates. Directions (Q.88-92): In each of the 90. Conclusions: Some rivers are not roads. II) Statements: All papers are bottles. questions below there are given four Some jungles may be roads. All bottles are cups. Some cups are conclusions followed by five statements Some cars are roads. jugs. Some jugs are plates. numbered I, II, III, IV & IV. You have to Some rivers are trees. III) Statements: Some papers are take the given statements to be true even I) Statements: All roads are cars. No bottles. Some bottles are cups. Some if they seem to be at variance with car is tree. All trees are jungles. All cups are jugs. Some jugs are plates. commonly known facts. Read all the jungles are rivers. IV) Statements: All papers are statements and then decide which of the II) Statements: All roads are cars. bottles. All bottles are cups. Some cups given statement logically follows from Some cars are trees. All trees are jungles. are not jugs. Some jugs are plates. the given conclusion disregarding Some jungles are not rivers. V) Statements: Some papers are commonly known facts. III) Statements: All roads are cars. bottles. All bottles are cups. Some cups 88. Conclusions: Some cups are balls. No car is tree. Some trees are not are jugs. Some jugs are plates. Some pins are car is a possibility. jungles. All jungles are rivers. a) Only I follows Some rings are balls. IV) Statements: Some roads are cars. b) Only II follows Some balls are pins is a possibility. No car is tree. Some trees are not c) Only II & IV follows I) Statements: Some balls are cars. jungles. Some jungles are rivers. d) None follows Some cars are rings. All rings are cups. V) Statements: All roads are cars. No e) Only V follows Some cups are pins. car is tree. Some trees are jungles. All jungles are rivers. Directions (93-97): Study the following II) Statements: Some cars are balls. information carefully and answer the All cars are rings. All rings are a) Only I and V follow b) Only II follows given questions. cups. Some cups are pins. Eight friends Prakash, Arun, Dinesh, Gupta, III) Statements: All balls are cars. c) Only II & III follows d) Only IV follows Vinoth, Ramesh, Karthik and Anand live on Some cars are rings. All rings are eight different floors of a building but not cups. Some cups are pins. e) Only V follows 91. Conclusions: Some pens are pins is a necessarily in the same order. The lowermost IV) Statements: Some balls are cars. floor of the building is numbered 1 and the All cars are rings. All rings are possibility. Some pencils are pads. topmost floor of the building is numbered cups. No cup is a pin. 8. Each of them likes different months viz, V) Statements: All balls are cars. All Some papers are pads is a possibility. Some papers are pens. January, February, March, April, May, June, cars are rings. All rings are cups. No July and August but not necessarily in the cup is a pin. same order. 80 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

 The one who likes February lives 97. Four of the following five are alike in a Percent profit = on an even-numbered floor but certain way and hence they form a Income- Expenditure not on the topmost floor group. Which one of the following does 100  Only one person lives between not belong to that group? Expenditure Ramesh and the one who likes a) Prakash b) Dinesh May. c) Anand d) Arun 101. If the percent profit of Company A in  Only two persons live between e) Karthik the year 2002 was 20, what was its Ramesh and the one who likes expenditure in that year? February. Directions (98-100) : The following a) Rs.250000  Neither Vinoth nor Dinesh lives questions are based on the given 3-digit b) Rs.275000 on the first floor. numbers. c) Rs.175000  Only one person lives between 821 547 452 935 368 d) Rs.150000 e) None of these Dinesh and the one who likes 98. The product of the second and the third March. 102. If the expenditure of Company C in digit in which of the following numbers 2003 was Rs.1.75 lakhs, what was its  Prakash lives just above Ramesh. is the second highest ? Only two persons live between percent profit in that year? (rounded a) 547 b) 935 off to two digits after decimal) Vinoth and Prakash. c) 368 d) 452  The one who likes May does not a) 38.29 b) 42.86 e) 821 c) 53.41 d) 58.64 live on floor number one, Arun 99. The difference of the first and the second lives on an even-numbered floor e) None of these digits in how many of the given 103. What is the average income of and just above Dinesh. numbers is greater than the third digit  The one who likes April lives on Company A over the years? of the same number ? a) Rs.275000 an even numbered floor and lives a) Two just above the person who likes b) Rs.3000000 b)Three c) Rs.2750000 August c) More than three  Dinesh does not like May or d) Rs.30000 d) One e) None of these August. Only two persons live e) None between the one who likes June 104. What is the approximate percent 100. If all the digits of the given numbers are increase in income of Company B in and the one who likes January, arranged in ascending order within the Gupta does not like July. the year 2006 from the previous year? numbers, what will be the sum of the a) 28 b) 11  The one who likes June does not second and third digits of the second live on an odd-numbered floor. c) 17 d) 8 highest number thus formed ? e) 22 Anand lives just below the one a) 12 b) 10 who likes August. 105. Percent increase/decrease in income of c) 15 d) 9 Company C was highest for which 93. How many persons are between the one e) 14 year? who likes April and the one who stays QUANTITATIVE APTITUDE a) 2004 b) 2006 on 4th floor? c) 2003 d) 2002 a) One b) Two Directions (Q.101-105): Study the graph e) None of these c) Three d) Four carefully to answer the questions that Directions (106 – 110): Refer to the pie e) Five follow charts and answer the given question. 94. Karthik likes which of the following Income (in lakhs) of Three companies Distribution of total number of Dell month? over the Years a) July b) March laptops sold by 5 stores : Total number c) April d) August = 2400 e) January 95. Who lives on fifth floor? a) Arun b) Vinoth c) The one who likes April d) The one who likes May e) Both option b and d 96. Which of the following combinations is true? a) 1 – Gupta – July Distribution of number of laptops b) 4 – Vinoth – February (both Dell and Lenovo) sold by 5 stores c) 3 – Ramesh - August in 2011 : Total number = 4500 d) 6 – Anand – June e) 7 – Dinesh - January 81 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

enrolled in the same. One-thirteenth of the I. The length and the breadth of the boys are enrolled in all the three classes hall are in the ratio of 3 : 2. together. The respective ratio of boys II. The length of the hall is 48 metres enrolled in Dancing and Painting classes and the cost of flooring is Rs.850 together to the girls enrolled in the same is 2 per square metre. : 1 respectively. Ten percent of the girls are III. The perimeter of the hall is 160 enrolled in only Dancing classes whereas metres and the cost of flooring is eight percent of the girls are enrolled in both Rs.850 per square metre. Dancing and Painting classes together. The a) Only I and II remaining girls are enrolled in all the three b) Only I and III 106. What is the average number of Dell classes together. The number of boys c) Only III laptops sold by stores P, R and S enrolled in Singing and Dancing classes d) Only I and either II or III together? together is fifty percent of the number of e) Any two of the three a) 424 b) 432 girls enrolled in the same. The remaining boys 117. What is the rate of interest pcpa? c) 428 d) 454 are enrolled in only Painting classes. I. The amount doubles itself in 5 e) 436 year on simple interest. 107. What is the central angle corresponding 111. Total number of girls enrolled in Singing II. Difference between the compound to number of Dell laptops sold by store is approximately what percent of the interest and the simple interest S? total number of students in the school? earned on this amount in two 0 0 a) 29.4 b) 39.6 a) 37 b) 19 years is Rs.400. 0 0 c) 36.2 d) 32.4 c) 32 d) 14 III. Simple interest earned per annum 0 e) 30.8 e) 26 is Rs.2000. 108. Number of Dell laptops sold by store 112. What is the respective ratio of the a) Only I Q is approximately what percent of number of girls enrolled in only Painting b) Only II and III number of laptops (both Dell and classes to the number of boys enrolled c) Any two of the three Lenovo) sold by store R? in the same? d) All I, II and III a) 28% b) 45% a) 77 : 26 b) 21 : 73 e) Only I or only II and III c) 50% d) 38% c) 26 : 77 d) 73 : 21 118. In how many days can 10 women finish e) 32% e) None of these a work? 109. What is the difference between number 113. Number of girls enrolled in only Dancing I. 10 men can complete the work in of laptops (both Dell and Lenovo) sold classes is what percent of the boys 6 days. by store Q and total number of Lenovo enrolled in the same? (rounded off to 2 II. 10 men and 10 women together laptops sold by store R and S together? digits after decimal) a) 113 b) 99 a) 38.67 b) 35.71 3 can complete the work in 3 c) 91 d) 119 c) 41.83 d) 28.62 7 e) 107 e) None of these 110. Number of dell laptops sold by store 114. What is the total number of boys who days. T is what percent more than the number are enrolled in Dancing? III. If 10 men work for 3 days and of laptops sold by store P? a) 318 b) 364 thereafter 10 women replace them, a) 30% b) 45% c) 292 d) 434 the remaining work is completed c) 40% d) 42.5% e) None of these in 4 days. e) 35% 115. What is the total number of students a) Only I and II enrolled in all the three classes together? b) Any two of the three Directions (Q.111-115): Study the a) 135 b) 164 c) Only I and III information carefully to answer the c) 187 d) 142 d) Only II and III questions that follow e) None of these e) None of these A school consisting of a total of 1560 students has boys and girls in the ratio of 7 Directions (Q.116-118): In each of the Directions (Q.119-120): each of the : 5 respectively. All the students are enrolled following question, a question is question below consists of a question and in different types of hobby classes, viz., followed by information is given in three three statements denoted A, B and C are Singing, Dancing and Painting. One-fifth of statements. You have to study the given below it. You have to study the the boys are enrolled in only Dancing classes. question along with the statements and question and all the three statements Twenty percent of the girls are enrolled in decide the information given in which and decide whether the question can be only Painting classes. Ten percent of the of the statement (s) is necessary to answered with any one or two of the boys are enrolled in only Singing classes. answer the question. statements or all the statements are Twenty-four percent of the girls are enrolled required to answer the question. in both Singing and Dancing classes together. 116. What is the cost of flooring a rectangular hall? 119. What is R’s share of profit in a joint The number of girls enrolled in only Singing venture? classes is two hundred percent of the boys

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A. Q started a business investing 121. The total number of students passing c) 42300 d) 12 Rs.80,000 in 1st division from the three given e) None of these B. R joined him after 3 months. schools is: C. P joined after 4 months with a a) 571 b) 666 Directions (Q.131-135): In the following capital of Rs.1,20,000 and got c) 592 d) 630 Question, there are two equations (i) and Rs.6,000 as his share of profit. e) None of these (ii). Solve the equation and answer a) Only A and C are required 122. The total number of students passing according to following codes. b) Only B and C are required in 3rd division from the three given 131. (i) x = 1/ 9 c) All A, B and C together are schools is:   required a) 560 b) 575 (ii) 2 d) Even with all A, B and C the c) 520 d) 540 9y  6y 1  0 answer cannot be arrived at e) None of these a) x  y b) x  y e) None of these 123. The total number of students passing 120. How many marks did Arun get in in 2nd division forms what percentage c) x  y d) x  y English? of the total students in standard XII in e) x  y A. Arun secured an average of 60 the three schools? marks in four subjects including a) 34% b) 38% 132. I. 2x  y 12 English. c) 28.7% d) 32.2% B. He secured a total of 170 in English e) 31.7% II. 3x  5y  32  0 and Mathematics together. 124. The total number of students passing a) x  y b) x  y C. He secured a total of 180 in in any division from DPS bears to the Mathematics and Science together. total number of students passing in any c) y  x d) x  y a) All A, B and C together are division from DAV, a ratio of: required a) 5 : 6 b) 2 : 5 e) y  x b) Only A and B together are required c) 3 : 2 d) 7 : 11 c) Only B and C together are required e) None of these 1 17 133. I. x   d) Only A and C together are required 125. What is the difference between the x 4 e) None of these number of students passing in 3rd division and the number of students II. 4y 2  4 17y  0 Directions (Q.121-125): The following passing in 2nd division from DAV? three dimensional graph (triangular bar a) 295 b) 280 a) x  y diagram) shows the percentage of c) 375 d) 350 st b) x  y students passed XII class in 1 division, e) None of these 2nd division or 3rd division. The students c) x  y or the relationship can’t belong to three schools DAV, DPS and Direction (Q.126-129): In each of these be determined VKP. The number of students in DAV, questions a number series is given. What d) x  y DPS and VKP are 500, 750 and 470 value will come in place of the Question respectively. Refer to the diagram to mark (?) in the following series? e) x  y answer the questions that follow. 126. 0.5, ?, 1.5, 4.5, 13, 38.75 9 19 a) 0.5 b) 0.75 134. I.   x c) 1 d) 1.5 x x e) None of these 127. 2, 10, 30, 68, 130, 222, ? 214 11/ 2 a) 280 b) 290 5   II. y   0 c) 320 d) 350 y e) None of these 128. 6, 4, 4, 6, 16, ? a) x  y a) 70 b) 16 b) x  y c) 32 d) 40 e) None of these c) x  y or the relationship can’t 129. 2, 17, 76, 415, 2950, ? be determined a) 26605 b) 27115 d) x  y c) 28475 d) 29325 e) 30015 e) x  y 130. Find the wrong number in the following 2 series. 135. I. 5x 13x  6  0 3, 3, 12, 108, 1730, 42300 a) 108 b) 1730

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2 Directions (Q.141-145): What will come 147. After working for 8 days, Anil finds II. 3y 14y  8  0 in place of question mark (?) in the following equations? 1 a) x  y that only of the work has been done. 3 b) x  y 1 494  999   99 He employs Rakesh who is 60% c) x  y 141. 5 495  ? efficient as Anil. How many more days will Anil take to complete the job? d) 4 x  y a) 15 b) 12 a) 25000 b) 24225 e) x  y or relation cannot be c) 10 d) 8 c) 24800 d) 24750 e) None of these established. e) None of these 148. The curved surface of a cylindrical pillar 136. The area of rectangle lies between 40 is 264 m2 and it’s volume is 924 m3. cm2 and 45 cm2. If one of the side is 5 1 1 142.  The ratio of it’s diameter to it’s height cm then it’s diagonal lies between? 1 4 4  7 is a) 8 cm and 10 cm a) 7 : 6 b) 6 : 7 b) 9 cm and 11 cm 1 1 c) 3 : 7 d) 7 : 3 c) 10 cm and 12 cm   e) 5 : 6 d) 11 cm and 13 cm 7 10 10 13 149. Two cars start at the same time from e) Cannot be determined. one point and move along two roads at 137. How many different words can be 1  = ? right angles to each other. Their speeds formed with the letters of the word 1316 are 36km/hour and 48 km hour “NAINITAL” such that each of the respectively. After 15 seconds the word begin with L and end with T? 5 3 distance between them will be a) 120 b) 90 a) b) a) 400m b) 150m c) 2520 d) 10080 16 16 c) 300m d) 250m e) None of these e) None of these 138. 72% of the students of a certain class 7 11 c) d) 150. What annual instalment will discharge took Biology and 44% took 16 16 a debt of Rs.6450 due in 4 years at 5% mathematics. If each student took e) None of these simple interest? biology or Mathematics and 40 took a) Rs.1500 b) Rs.1835 both, the total no. of students in the 143. 3 99 21 ? 1968 c) Rs.1935 d) Rs.1950 class was? a) 1367631 b) 111 e) None of these a) 200 b) 230 c) 366731 d) 1367 c) 250 d) 320 e) None of these GENERAL AWARENESS e) None of these 144. (23.6% of 1254) - (16.6% of 834) =? 139. A sum of money lent out at compound a) 157 b) 157.7 151. As per the announcement made in interest increases in value by 50% in 5 c) 157.5 d) 155 Annual Budget 2017-18, the Minimum years. A person wants to lend three e) None of these Alternate Tax(MAT) will now be carry different sums x, y and z for 10, 15 145. If x% of 500 = y% of 300 and x% of forward upto a period of ___ years and 20 years respectively at the above y% of 200 = 60 then x = ? instead of 10 years. rate in such a way that he gets back (a) 7 (b)12 equal sums at the end of their respective a) 10 2 b) 20 2 (c)15 (d)17 periods. The ratio of x : y : z is (e)18 a) 6 : 9 : 4 b) 9 : 4 : 6 c) 15 2 d) 30 2 152. What is the pegged Revenue Deficit c) 9 : 6 : 4 d) 6 : 4 : 9 e) None of these for the year 2017-18? e) None of these (a)1.9% (b)2% 140. A person bought two horses for Rs.1600 1 (c)2.3% (d)2.1% 146. A horse takes 2 seconds to complete and sold the first at 10% profit and the 2 (e)2.2% second at 20% profit. If he sold the 153. Headquarters of Bank of India is in____? a round around a circular field. If the first at 20% profit and the second at (a) New Delhi speed of the horse was 66 m/sec then 10% profit, he would get Rs.5 more. (b) Chennai the radius of the field is Find the difference is the lost price of (c) Hyderabadh a) 25.62 m the two horses? (d) Mumbai b) 26.52 m a) Rs.35 b) Rs.85 (e) Kolkata c) 25.26 m c) Rs.90 d) Rs.50 154. What amount of loan agreement has d) 26.25 m e) Rs.100 the Assam Government signed with e) None of these World Bank for Assam Citizen-Centric Service Delivery Project?

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(a) $39.20 million (d) Lead Bank Department II. Loans to Corporate Sector (b) $51.20 million (e) None of the above III. Loans amounting Rs 50 lakhs to (c) $29.40 million 162. Commercial Papers are secured by: Rs 5 crores to Medium and small (d) $25.20 million (a) Floating charge on stocks Industries Units (e) None of these (b) Unsecured loans (a) Only (I) 155. The “Service are Approach” was an (c) Fixed assets (b) Only (II) strategy launched to improve which of (d) Book-debts (c) Only (I) and (II) the following? (e) None of the above (d) All of the above (a) Micro, Small and medium 163. Special Drawing Rights (SDRs) are (e) None of the above Enterprising international foreign exchange reserve 170. Vinay Mohan Kwatra has been (b) Unorganized Sector assets issued by appointed as India’s ambassador to (c) Rural Lending (a) World Bank ______? (d) Urban Industrial Lending (b) WTO (a) Russia (b)Poland (e) None of the above (c) ADB (c) Germany (d) USA 156. Commercial banks are the largest (d) IMF (e) France category of financial intermediaries; (e) None of these 171. The first nationalisation of banks others include? 164. “Doing Business Report” is prepared exercise was done on...... ? (a) Life-insurance companies by which of the following organizations (a) 19th July, 1969 (b) Pension funds every year? (b) 19th June, 1970 (c) Savings and loan institutions (a) Asian Development Bank (ADB) (c) 19th June, 1967 (d) All of the above (b) World Bank (d) 15th July, 1967 (e) None of the above (c) International Monetary Fund (e) None of the above 157. In India nation income is estimated by? (IMF) 172. Which of the following is the most active (a) Finance Commission (d) World Trade Organisation (WTO) segment of the money market in India? (b) Central Statistical Organisation (e) None of the above (a) Call Money/Notice Money Market (c) Planning Commission 165. “Yen” is the currency of? (b) Repo/Reverse Repo (d) Finance Ministry (a) China (c) Commercial Paper (CP) (e) None of the above (b) South Korea (d) Certificate of Deposit (CD) 158. Interest on Savings deposit nowadays (c) North Korea (e) None of the above is ______. (d) Japan 173. What is Call Money? (a) Fixed by RBI (e) None of the above (a) Money borrowed or lent for a day (b) Fixed by the respective Banks 166. Systematic Investment Plans(SIPs) are or overnight (c) Fixed by the Depositors an investment option also operated in (b) Money borrowed for more than (d) Fixed as per the contract between the mode of? one day but up to 3 days Bank and the Consumer Court (a) Mutual Funds (c) Money borrowed for more than (e) Not paid by the Bank (b) Small Savings Schemes in Post one day but up to 7 days 159. What is the full form of PMLA? Offices (d) Money borrowed for more than (a) Provision of Money Laundering (c) National Pension Fund one day but up to 14 days Act (d) National Saving Certificates (e) None of the above (b) Prevention of Money Laundering (e) None of the above 174. The Headquarters of Bank of Act 167. Who amongst the following is the author International settlement is located at: (c) Prescription of Money of the book (released recently) “India (a) New York (b) London Laundering Act and Global Financial Crisis : Managing (c) Basel (d) Paris (d) Proposition of Money Laundering Money and finance”? (e) Washington Act (a) Dr. Bimal Jalan 175. Japan’s Softbank invested 1.4 billion (e) None of the above (b) Dr. C. Rangarajan (over Rs.9,079 crores) in Indian Firm 160. Currency Swap is an instrument to (c) Dr. Manmohan Singh ______, as largest ever investment manage- (d) Dr. Y. V. Reddy by a single investor in an Indian Firm ? (a) currency risk (e) None of the above (a) TCS (b) Flipkart (b) interest rate risk 168. Which of the following is considered (c) Paytm (d) Snapdeal (c) currency and interest rate risk as the financial capital of India? (e) None of These (d) cash flows in different currencies (a) New Delhi 176. When a bank returns a cheque unpaid, (e) All of the above (b) Kolkata it is called? 161. Branches receive Potential Linked Plan (c) Ahmedabad (a) payment of the cheque through? (d) All of the above (b) drawing of the cheque (a) Block Level Banker’s Committee (e) None of the above (c) cancelling of the cheque (b) State Level Banker’s Committee 169. “Micro Credit” means? (d) dishonor of the cheque (c) District Consultative Committee I. Loan of very small amount (e) taking of the cheque

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177. Treasury bills are sold in India by? (a)French (b)Spanish (e) Telengana (a) State Government (c)German (d)Russian 194. What is the theme of the 2017 World (b) Reserve Bank of India (e)None of These Intellectual Property Day (WIPD)? (c) Commercial Banks 186. What is the tagline of Syndicate Bank? (a) Digital Creativity: Culture (d) SEBI (a) A tradition of trust Reimagined (e) None of the above (b) India’s International Bank (b) Creativity – The Next Generation 178. What is the capital of Dadra and Nagar (c) Relationships beyond Banking (c) Innovation – Improving Lives Haveli? (d) Your faithful and Friendly (d) Green Innovation (a) Daman (b) Shilling Financial Partner (e) None of these (c) Dispur (d) Silvassa (e) None of the above 195. “BCSBI” stand for: (e) None of the above 187. Noted ______Reema Lagoo (a) Banking Codes and Standards 179. Ghatigaon Sanctuary, set up for the passed away. Boards of India conservation of the Son Chiriya (great (a)Scientist (b)actress (b) Board Code for Standards in Indian bustard), is located in which (c)Journalist (d)Author Branches state? (e)None of These (c) Board Code for Standards in (a) Haryana 188. Which of the following acts is specially Banking (b) Rajasthan launched to facilitate banks in recovery (d) Banking Code for Standards in (c) Madhya Pradesh of bad loans? India (d) Karnataka (a) RBI Act (e) None of the above (e) Assam (b) Banking Regulation Act 196. Asset Reconstruction Company is 180. Which city is served by the Veer (c) Companies Act associated with...... ? Savarkar Airport? (d) Income Tax Act (a) DICGC (b) ECGC (a) Nasik (b) Nagpur (e) SARFAESI Act (c) NPA (d) SEBI (c) Mumbai (d) Delhi 189. The Nippon Ginko is the Central Bank (e) None of these (e) Port Blair of? 197. The International conference on “Dara 181. Payment of a cheque may be (a) South Korea Shikoh – Reclaiming Spiritual Legacy countermanded by the ___ (b) Japan of India” will be held in which city? (a) Payee (b) True Owner (c) China (a) Bhopal (b) New Delhi (c) Drawer (d) Drawee (d) Taiwan (c) Hyderabad (d) Lucknow (e) None of these (e) None of the above (e) None of these 182. Committee Under Chairmanship of 190. Who will be the new Defence Secretary 198. What is the India’s GDP growth ______recommended measures of India? forecast for 2017, as per recently to revamp Bharat Scout & Guides and (a) LC Goyal revised UN “World Economic Situation Hindustan Scouts and Guides. ? (b) Sanjay Mitra and Prospects (WESP) as of mid- (a) Anuj Kumar Bishnoi (c) G Mohan Kumar 2017” report? (b) C.K. Mishra (d) Anant Kumar Singh (a) 7.9% (b) 7.7% (c) Harsh Malhotra (e) None of these (c) 7.3% (d) 7.1% (d) Rajiv Nayan Choubey 191. Which online facility has been launched (e) 7.5% (e) None of These by the Union Government to provide 199. The Holidays for the Banks are declared 183. The Kathakali dance troupe was a part direct solution to problem of as per ______. the 14th Summer Festival organized by agriculture sector? (a) Reserve Bank Act Bibliotheca Alexandrina. Kathakali is a (a) e-Krishi Samasya (b) Banking Regulation Act complex art belongs to which state? (b) e-Krishi Samvad (c) Negotiable Instruments Act (a) Uttar Pradesh (c) e-Krishi Samveda (d) Securities and Exchange Board of (b) West Bengal (d) e-Krishi Solution India Act (c) Tamil Nadu (e) None of these (e) Companies Act (d) Assam 192. Girish Saxena, who passed away 200. Which high-level committee has been (e) Kerala recently, was the former governor of set up by the Union Government to 184. Headquarter of North Atlantic Treaty which state? provide credible data for employment Organization (NATO) is? (a) Jammu and Kashmir (J&K) policies? (a) New York,USA (b) Himachal Pradesh (a) Arvind Panagariya committee (b) London,UK (c) Sikkim (b) TCA Ananth committee (c) Paris,France (d) Manipur (c) Pulak Ghosh Committee (d) Tokyo,Japan (e) Odisha (d) Manish Sabharwal committee (e) Brussels,Belgium 193. Which state to have India’s first (e) None of these 185. Indian and ______Navies Started privately-run railway station? off their Joint Exercise - Varuna in (a) Tripura (b) Odisha  Mediterranean Sea. ? (c) Kerala (d) Madhya Pradesh

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55.b; Statements: C > W = A > T, R = C > L EXPLANATIONS L < R = C > W = A > T 1. a 2. d 3. d 4. a 5. b 6. b Conclusions: RI. > A ?True 7. a 8. d 9. d 10. a 11. c 12. a II. R > T ? True 13. a 14. d 15. d 16. a 17. b 18. a (56-58) 19. d 20. c 21. d 22. e 23. c 24. b 25. d 26. c 27. a 28. d 29. b 30. b 31. c 32. e 33. b 34. d 35. a 36. b 37. b 38. a 39. b 40. a (41-50) 41-a; It should be ‘as bad as’ 42-c; Indulging in many other sports 56.b 57.c 58.e 43-c; It should be ‘with’ in place of ‘even’ 59.d 44-b; It should be ‘being tested’ in place of ‘can be tested’ 45-a; It should be ‘is’ in place of ‘are’ 46-b; Replace ‘what’ with ‘why’ 47-e; No error 48-c; Replace ‘convenient’ with ‘convenience’ 49-c; Replace ‘criticised’ with ‘criticising’ because the parallel structure of the verb looking is criticising. 50-d; Replace ‘meeting’ with ‘meet’ because the phrase is ‘to make 60.a; both ends meet’ means to earn enough money to leave without 6 stu. [R] 2 stu. [D] 6 stu. [M] 31 stu. [S] 3 students getting into debt. 7th 10th 17th 49th (51-55) 49 + 3 = 52 students. 51.a; Statements: G < A M = E  S 61.e; The given word ‘SKATER’ Q  E < O After changing each consonant to the previous letter in the D A  English alphabetical series and each vowel is changed to the A M = E Q   next letter in the English alphabetical series, The word becomes Conclusions: I. A  Q ? True RJBSFQ II. G < S ? False Again, all these letters are arranged in alphabetical order from 52.e; Statements: A B = C  D  E > F left to right. So the word become X  D > Z BFJQRS A  B = C  D > Z 62.e; After the rearrangement the digits as per the question, the X  D  E > F number becomes as follows: 3 4 2 7 8 9 1 5 Conclusions: A I.  Z ? False 3rd to the left of the 7th from the left = 7 -3 = 4th from the left, II. X < F ? False ie 7 53.d; Statements: G < A M = E e” S (63-67) Q  E < O D  A M = E < O Conclusions: I. E  D ? False II. M < O ? True 54.a; Statements: L = A M > P; A  J = S < R J  A  M L = A  J = S  R Conclusions: MI.  J ? True II. R > L ? False 63.b 64.e 65.a 66.c 67.d

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(68-72) (88-92) 88.b; The logic for all the above code is: The letter denotes the third letter of each word +3 Like “scientists” – Third letter – i + 3 = L The two digit number denotes the total number of Vowels in the word multiply with 2 Like “employees” – Number of vowels = 04 × 2 = 8 89.c And rest of the one symbol can be anything. 68.c 69.a 70.b 71.e 72.d (73-77)

73.b 74.a 75.c 76.c 77.e (78-82) 90.a The machine rearranges one word and one number in each step. First, it rearranges words starting with a vowel in alphabetical order, then it rearranges words starting with a consonant in reverse alphabetical order. For numbers, it first rearranges prime numbers in ascending order, then composite numbers in ascending order. Input: ear 17 above 31 uncalm 39 fear 23 14 in memory 33 cause 11 quit Step I: above 11 ear 17 31 uncalm 39 fear 23 14 in memory 33 cause quit Step II: above 11 ear 17 in 23 31 uncalm 39 fear 14 memory 33 cause quit Step III: above 11 ear 17 in 23 uncalm 31 39 fear 14 memory 33 91.d cause quit Step IV: above 11 ear 17 in 23 uncalm 31 quit 14 39 fear memory 33 cause Step V: above 11 ear 17 in 23 uncalm 31 quit 14 memory 33 39 fear cause Step VI: above 11 ear 17 in 23 uncalm 31 quit 14 memory 33 92.d fear 39 cause (93-97) 78.c 79.a 80.d 81.b 82.d (83-87)

83.a 84.b 85.c 86.d 87.e 93.c 94.a 95.e 96.d 97.b

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98.a; According to question, 3.5  3.25 821 à 2x1 = 2 In 2005, increase% = 100  7.7% 3.25 547 à 4x7 = 28 In 2006, decrease% 452 à 5x2 =10 3.5  3.0 935 à 3x5 =15 = 100 14.29% 368 à 6x8 = 48 3.5 Hence, percent decrease in income of Company C was highest 99.a; According to question, in the year 2002. 821à 8-2=6 ; 547 à 5-4=1 106.b; The average number of Dell laptops sold by P, R and S 452 à 5 - 4 = 1 ; 935 à 9-3 =6 15  30  9 1 together = 2400  368 à 6 -3 = 3 100 3 100.e; Arranging in ascending order we have, = 854  432 128 457 245 359 368 Second highest number = 368 9 0 107.d; Required central angle = 360  32.4 Required sum =6+8=14 100 101.a; Let expenditure was x lakhs. 108.d; Number of Dell laptops sold by store Q = 3 x 25  20  100 2400  600 x 100  20x  300 100x Number of laptops (both Dell and Lenovo) sold by store R = 35  120x  300 4500 1575 100 300  x   2.5 lakhs 120 600  Required percentage = 100  38% = Rs.250000 1575 2.5 1.75 109.b; Number of laptops (both Dell and Lenovo) sold by store Q 102.b; Percent profit = 100  42.86% 1.75 23 = 4500  45 23 1035 103.b; Required average income 100 2.75  3 3.5  3 2.5  3.25 Number of laptops (both Dell and Lenovo) sold by store R  Rs. lakhs and store S together 6 46 18 = 4500  2070 = Rs. lakhs = Rs.300000 100 6 Number of Dell laptops sold by store R and store S together 3.5  3 39 104.c; Required % increase = 100 17% (Approx.) = 2400  936 3 100 Number of Lenovo laptops sold by store R and store S together 3 2 = 2070 – 936 = 1134 105.d; In 2002, decrease % = 100  33.33% 3  Required difference = 1134 – 1035 = 99 2115 2.5  2 110.c; Required percentage = 100  40% In 2003, increase% = 100  25% 2 15 (111-115) 3.25  2.5 No. of boys = 910 and No. of girls = 650 In 2004, increase% = 100  30% 2.5

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(121-125)

Division Schools Total DAV DPS VKP % Total % Total % Total 1st 30 150 50 375 30 141 666 2nd 50 250 20 150 20 94 494 3rd 20 100 30 225 50 235 560 Total 100 500 100 750 100 470 1720

121.b; Total number of students passing in 1st division = 666 122.a; Total number of students passing in 3rd division = 560 182 156  65 111.e; Required% = 100 494 1560 123.c; Required = %  100  28.73% (Approx.) 1720 4030 =  25.83  26% (Approx.) 50 3 156 124.c; Required ratio =   3: 2 (Approx.) 500 2 112.c; Required ratio = 130 : 385  26 : 77 125. Required difference = 100  250 150 65100 113.b; Required % =  35.71% 126.a; 0.5  0.50.5  0.5 182 0.5 11 1.5 114.d; Required number = 78 182  70 104  434 1.5 1.51.5  4.5 115.a; Required number = 70  65 135 116.e; With the help of any two statements, the value of length and 4.5  2 2 13 breadth can be calculated. And combining this with the cost 13 2.5  38.75 per square metre, we get the total cost of flooring the rectangular 127.c; 113  2 hall. 3 117.e;From I alone, 2  2  8 3 2 1100 3 3  30 Rate of interest =  20% 5 4  43  68 5  53 130 From II and III, 3 2diff.in CI &SI 6  6  222 Rate of interest = 3 SI 7  7  350 [For 2 years only] 128.a; 61 2  4 2 400 4 2  4  4 = 100  20% 4000 43  6  6 Hence, either I alone or II and III together are sufficient. 6 4 8 16 118.b; 165 10  70 119.d; Investment ratio or amount is not given, hence even all 129.a; 2115 17 statements together are not sufficient. 173 25  76 120.e; 765  35  415 415 7  45  2950

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130.b; 31  3 11 11  2 2 3 4 12 y  28 129  108  y  28 10816 1728  x  y 1728 25  43200 135.a; I. 5x2 13x  6  0 1  5x2  2x 15x  6  0 131.c; I. x  3  2 x  , 3 II. 9y 2  6y 1  0 5  3y 12  0 II. 3y 2 14y  8  0 1  3y 2 12y  2y  8  0  y  3  2 y  4, x  y 3 132.c; I. 2x  y 12 x  y 2 2  10x  5y  60 ..... (i) 136.b; Area of rectangle likes between 40 cm and 45 cm Now, one side = 5 cm II. 3x  5y  32  0 Since, area can not be less than 40 cm2  5y  32  3x 40 Hence other side can not be less than =  8 cm Putting equations (i) we get 5 10x  32  3x  60 45 Since, area cannot be greater than 45 cm2, hence =  9 cm  7x  28  x  4 5 Now 2x  y 12 Minimum value of diagonal =  8  y 12  y  4 82  52  89  9.43 cm 1 17 1 Maximum value of diagonal = 133.b; I. x    4 x 4 4 92  52  106 10.3cm 1  Diagonal lies between 9 and 11.  x  4 or 4 6! 137.b;  90 2 2!2!2! II. 4y 17y  4  0 138.c; Let the total no. of students in the class = x  4y 2 16y  y  4  0  y  44y 1  0 1 y = 4 or 4 So, x  y 134.c; I. 9 19  x 72x 44x  x  28  40  40   40  x 100 100 1 11 5 II. y  y 2  28 2

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72x 44x 99  99000  99    x  40 = 100 100 4 16x 99000   40 =  24750 100 4

40100 1  1   1 1   1 1   1 1   x   250 142.a; 1              16 3  4   4 7   7 10  10 13  139.c; Sum increases by 50% in 5 years. So, 1  1  1 15 5  1     10 15 20 3  16 3 16 16  50  5  50  5  50  5 x1   y1   z1  143.a; 3 x  99 211968 111  100   100   100  3 2 3 4  x  111 1367631  3   3   3   x   y   z  236 166  2   2   2  144.c; 1254  834 1000 1000  x : y : z  9 : 6 : 4 = 295.944 138.444 140.d; Let cp of first horse = x = 157.5 Cp of second horse = 1600  x x y 20 x 101600 x 10x 201600 x 145.d; 500  300         5 100 100  100 100  100 100  3  x 1600  x   x 1600  x   5x  3y  x  y          5 5  5 10  10 5  X% of y % of 200 = 60 1650 x y  x   Rs.825    200  60 2 100 100 Cost of second horse = 1600 – 825 = 775 60100100 Required distance = 825 – 775 = Rs.50  xy   3000 200 1  494   999   99   3 141.d; 5  495  x  y 4 5 3 1 494 y  y  3000  99999  99 5 = 5 495 4  y 2  5000  y  50 2 1 494 3  1000 199  x  50 2  30 2  5 5 5 4 1 146.d; Total distance covered by horse in 2 seconds 495 2  99000  99  5 5 4 = 66 165 m 2 92 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

165 5 Radius =  26.25 m  OA  48 15  200 m 2 18 1 5 147.c; In 8 days, Anil does rd of work. And OB = 36 15 150 m 3 18  Required distance = AB 1 In 1 day = th work 2 2 24 = 200  150 60 1 1 = 40000  22500  62500  250 m Rakesh’s one day work =   th work. 100 24 40 150.a; Let each instalment be Rs. x . Then, 1 2  x51  x5 2   x53 Remaining work = 1   x     x     x    x  6450 3 3  100   100   100  1 1 1  x   x   3x  (Anil and Rakesh)’s one day work =     x     x     x    x  6450 24 40 15  20   10   20  1 21x 11x 23x Now, th work is done in one day..     x  6450 15 20 10 20 2 2 21x  22x  23x  20x rd work is done in one day 15 10 days.   6450 3 3 20 148.d; 2rh  264 ..... (i) 86x 2   6450 r h  924 ..... (ii) 20 r 2h 924 6450 20   r  7  x   Rs.1500 2rh 264 86 (i)  2 7 h  264  h  6 151. c 152. a 153. d 154. a 155. c Required ratio = 2  7 : 6 = 7 : 3 156. d 157. b 158. b 159. b 160. c 149.d; 161. a 162. b 163. d 164. b 165. d 166. a 167. d 168. e 169. a 170. e 171. a 172. a 173. a 174. c 175. c 176. d 177. b 178. d 179. c 180. e 181. c 182. c 183. e 184. e 185. a 186. d 187. b 188. e 189. b 190. b 191. b 192. a 193. d 194. c 195. a 196. c 197. b 198. c 199. c 200. a

 Let O be the starting point. The car running at 36 kmph is moving along OB and that at 48 kmph moving along OA. Also let they reach at B and A after 15 seconds respectively.

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REASONING ABILITY a) 30 September, 2003 d) GRJCPVGN b) 30 September, 2004 15. Pointing to a lady in a photograph, Meera Directions (Qs. 1 – 3) In each of the c) 30 September, 2002 said, “Her father’s only son’s wife is following questions, select the related d) 30 October, 2003 my mother-in-law”. How is Meera’s letters/word/ number/ figure from the 9. B is twice as old as A but twice younger husband related to that lady in the given alternatives. than F. C is half the age of A but is photo? twice older than D. Who is the second a) Nephew b) Uncle 1. KML : NPO : : CED : ? oldest? c) Son d) Father a) ECF b) GHF a) B b) F 16. A statement is given followed by two c) FHG d) HGF c) D d) C assumptions, I and II. You have to 2. UPSET : SETUP : : TIPTOP : ? 10. Find the wrong number in the series. consider the statement to be true, even a) TOPPOP b) TOTPIP 6, 12, 21, 32, 45, 60 if it seems to be at variance from c) TITPOP d) TOPTIP a) 6 b) 12 commonly known facts. You are to 3. 342 : 453 : : 831 : ? c) 21 d) 32 decide which of the given assumptions a) 942 b) 720 11. Naresh’s age is 4 yr less than twice the can definitely be drawn from the given c) 922 d) 740 age of his brother. Which of the statement. Indicate your answer. Directions (Qs. 4- 5) In each the following represents the equation to Statement Theoretical education does following questions, find the odd find his age? not bring in economic advancement and number/ letter word from the given a) 2x + 4 b) 4x + 2 it lends to a steady loss of confidence alternatives. c) x – 4 d) 2x – 4 and money in the country. 12. In the following Venn diagram, identify Assumptions 4. a) softball b) Baseball the letter which denotes players who I. There is close relationship between c) Cricket d) Basketball are also doctors but, not artists? development of confidence and 5. a)PRSU b) SUWY economic development. c) HJLN d) CEGI II. Theoretical education makes priceless contribution for Directions (Q. 6 ) In each of the following development of confidence. questions, which one of the given a) Only I is implicit responses would be a meaningful order b) Only II is implicit of the following words in ascending c) Both I and II are implicit order? d) Both I and II are not implicit 6. 1. Child 2. Profession 17. The following equations follow common 3. Marriage 4. Infant property. Find out the correct value to 5. Education complete D. a) B + E b) E a) 1, 3, 5,2, 4 A = 51 (714) 14 c) B d) A b) 2, 1, 4, 3, 5 B = 61 (915) 15 13. Number of each letter in the given word c) 4, 1, 5, 2, 3 C = 71 (1136) 16 are indicated in each alternative, d) 5, 4, 1, 3, 2 D = 81 (?) 17 identify the correct one 7. If the following words are arranged a) (1377) b) (1378) COMMISSION according to English Dictionary, which c) (1356) d) (1346) a ) C O M I S N word will be on third place? 1 2 2 2 2 1 18. 25 * 2* 6 = 4 * 11* 0 b) C O M I S N a) KNOW b) KNACK 1 1 2 2 2 1 Which set of symbols can replace *? c) C O M I S N c) KNIT d) KNOB 2 2 2 2 2 1 a) × , – , × , + d) C O M I S N 8. Mrs. Susheela celebrated her wedding 1 2 2 2 2 2 b) +, – , ×, + th c) × , + , × , – anniversary on Tuesday. 30 14. If TORTISE is coded as VQTVKUG, September, 1997. When will she then ELEPHANT is coded as d) ×, + , +, × celebrate her next wedding anniversary a) GRJPVNOR 19. Choose the correct figure that represents on the same day? b) RNRQGCOV the given relation. c) GNGRJCPV Blue eyed, Females, Doctors

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Directions (Q.25) Study the following The Athenian army attacked, and Greek information carefully and answer the citizens fought bravely. The power of the questions given below. mighty Persians was offset by the love that A, B, C, D, E, F, G, H and I are sitting the Athenians had for their city. Athenians around a circle facing at the centre. D is third defeated the Persians in archery and hand to the left of H who is second to the left of combat. Greek soldiers seized Persian ships 20. B, A is fourth to the left of E who is second and burned them, and the Persians fled in to the right of D. C is third to the right of H. terror. Herodotus, a famous historian, I is not an immediate neighbour of D. G is reports that 6400 Persians died, compared not an immediate neighbour of E. with only 192 Athenians. 25. In which of the following pairs is the 26. Who has given an account of the battle first person sitting to the immediate between Greece and Persia? right of the second person? a) Darius a) DF b) FE b) Herodotus c) GD d) None of these c) Plataea d) None of the above 21. A solid cube is painted yellow on all ENGLISH LANGUAGE 27. What did the Athenians do to expedite sides. The cube is cut into 125 equal victory? Direction (Q. No. 26-30) : In the cubes. How many sides will have 3 a) They equipped their army with following questions, you have a passage sides yellow? better weapons. with 10 questions. Read the passage a) 4 b) 8 b) They prayed for assistance of carefully and choose the best answer to c) 12 d) 10 neighbouring states. each question out of the four alternatives. 22. If a mirror is placed on the line AB, then c) They fooled the Persians by The victory of the small Greek democracy which of the figures is the right mirror retreating. of Athens, over the mighty Persian empire image of the question figure? d) They sought divine assistance. in 490 BC is one of the most famous events 28. Marathon was the place where ______. in history, Darius, king of the Persian empire, a) people went to sanctuaries was furious because Athens had interceded b) the Athenians achieved victory. for the other Greek states in revolt against c) Darius ruled Persian domination. In anger the king sent d) the Greeks seized Persian ships. an enormous army to defeat Athens. He 29. In the passage “Intercede” means to thought it would take drastic steps to pacify a) argue in favour of the rebellious part of the empire. Persia was b) support without any conditions ruled by one man. c) justify with examples In Athens, however, all citizens helped rule. d) intervene on behalf of Ennobled by this participation, the 23. Raju facing North and moves 20 km, 30. This is a passage about Athenians were prepared to die for their then he turned to his right and moves a) military strategy city-state. Perhaps this was the secret of 20 km and then he moves 10 km in b) committed patriotism the remarkable victory at Marathon, which North- East, then he turned to his right c) social harmony freed them from the Persian rule. On their and moves 20 km and then he turned to d) historical record his right and moves 20 km and again way to Marathon, the Persians tried to fool he turned to his left and moves 20 km. some Greek city-states by claiming to have Direction (Q. No. 31 –35) : In the Now in which direction Raju is facing? come in peace. The frightened citizens of following questions, some of the words a) South – East Delos refused to believe this. Not wanting have been left out. First read the passage b) North- East to abet the conquest of Greece, they fled and then fill in the blanks with the help c) South- West from their city and did not return until the of the alternatives given. d) North – West Persians had left. They were wise, for the Arabia is a (31) sandy desert. At day time, 24. Which alphabet will come in place of Persians next conquered the city of Etria the sand becomes fiery. There are springs question mark? and captured its people. here and there (32) which grass, fig and Tiny Athens stood against Persia. The palm trees grow and make a cool, shady Athenian people went to their sanctuaries. (33) where the Arabs live in easily movable There they prayed for deliverance. They tents. They move from place to place in asked their gods to expedite their victory. (34) of food. They load the (35) and move The Athenians refurbished their weapons for miles as if he is the ship of the desert. and moved to the plain of Marathon, where 31. (a) narrow (b) vast a) S b) D their little band would meet the Persians. At (c) great (d) broad c) U d) W the last moment, soldiers from Plataea 32. (a) around (b) below reinforced the Athenian troops. (c) above (d) across

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33. (a) garden (b) park c) Discouraged d) The visitor requested them to (c) oasis (d) pond d) Disowned give him a glass of water. 34. (a) want (b) search 43. KNACK Direction (Q.No.49–50): In the (c) lack (d) shortage a) Disgusting b) Skill following questions, a sentence has 35. (a) horse (b) donkey c) Enmity d) Inability been given in Active Voice. Out of the (c) camel (d) elephant Direction (Q.No.44–45): In the four alternatives suggested, select the Direction (Q. No. 36 – 37) : In the following questions, four alternatives one which best expresses the same following questions, some parts of the are given for the Idiom/Phrase printed sentence in Passive Voice. sentences have errors and some are in BOLD in the sentence. Choose the 49. Henry completed the story on time. correct. Find out which part of a alternative which best expresses the a) The story was completed by sentence has an error. The number of meaning of the Idiom/Phrase. Henry on time. that part is your answer. If a sentence b) The story was being completed is free from error, then your answer is 44. How did you break the ice in the by Henry on time. (d) i.e. No error. party? a) shatter peace c) The story completed by Henry 36. It is high time (a)/that we leave (b)/this b) cause harm on time. place. (c)/No error (d) c) break free d) The story had completed by 37. My elder brother (a)/asked me (b)/that d) initiate something Henry on time. what I was doing. (c)/No error (d) 45. The policy has been declared to be null 50. Sheela painted the house green. and void. a) The house was painted green by Direction (Q.No.38–39): In the a) valid b) impossible Sheela. following questions sentences are c) invalid d) empty b) The house will be painted green given with blanks to be filled in with by Sheela. an appropriate word. Four alternatives Direction (Q.No.46–47): In the c) The house is painted green by are suggested for each question. Choose following questions, a part of sentence Sheela. the correct alternative out of the four. is printed in BOLD. Below are given d) The house has been painted alternatives to the BOLD part at (a), green by Sheela. 38. Bread is usually made _____ wheat. (b) and (c) which may improve the (a) of (b) from sentence. Choose the correct QUANTITATIVE APTITUDE (c) with (d) by alternative. In case No Improvement is 39. After initial setback, all ______needed, your answer is (d). 51. In a town, the population was 8000. In programmes were successful due to one year, male population increased the initiative of the new dynamic 46. She prefers tea than coffee. by 10% and female population team. a) tea to increased by 8% but the total (a) consequent b) tea over population increased by 9%. The (b) subsequently c) tea more than number of males in the town was : (c) consequently d) No improvement a)4000 b)4500 (d) subsequent 47. The incident made a deep impression c)5000 d)6000 on me. 52. Compound interest (compounded Direction (Q. 40-41): Choose the word a) rounded annually) on a certain sum of money which is MOST SIMILAR in meaning b) profound for 2 years at 4% per annum is Rs. to the word given below in bold. c) slight 102. The simple interest on the same 40. ABSOLVE d) No improvement sum for the same rate and for the same (a) Consume (b) Punish period will be : Direction (Q.No.48): In the following a)Rs 99 b)Rs 101 (c) Acquit (d) Withheld question, a sentence has been given in 41. ASCRIPTION c)Rs 100 d)Rs 98 Direct form. Out of the four 53. Sum of two numbers is 40 and their (a) Description alternatives suggested, select the one (b) Account product is 375. What will be the sum which best expresses the same sentence of their reciprocals? (c) Attribution in Indirect form. (d) Cure 8 1 48. The visitor said “Please give him a glass a) b) Direction (Q. 42-43): Choose the word of water”. 75 40 which is MOST OPPOSITE in a) The visitor said please give him meaning to the word given below in a glass of water. 75 75 bold. c) d) b) The visitor said to them to give 8 8 42. ENCOURAGED him a glass of water. a) Neglected c) The visitor ordered them to give b) Feared a glass of water.

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how many days will 10 women 4 4 c) 1 – tan + cot θ θ complete it? 3 6 59  3 6 59  54. Simplify :     d) 1 + tan θ + cot θ a)50 b) 45     c) 40 d) 35 a)52 b)54 1 3 1 5 65. In a circle with centre O, AOC is a 8 12 61. If A : B = : , B : C = : and C c)5 d)5 2 8 3 9 diameter of the circle. BD is a chord x3  3y 2 x 35 x and OB and CD are joined. If  AOB ? 5 3 0 55. If 3 2  , what is = 130 then  BDC= ? y  3x y 19 y : D = : then the ratio A : B : C 0 0 6 4 a)30 b) 25 c) 500 d) 600 : D is 7 5 66. The diameter of the iron ball used for a) 6 : 4 : 8 : 10 a) b) the shot-put game is 14 cm. It is 6 6 b) 6 : 8 : 9 : 10 melted and then a solid cylinder of c) 8 : 6 : 10 : 9 5 7 d) 4 : 6 : 8 : 10 c) d) 1 1 1 62. Two circles touch internally at a point height 2 cm is made. What will be P and a chord AB of the larger circle 3 7 intersects the other circle at C and D. the diameter of the base of the 56. A train running at of its normal Then which statement is true? cylinder? 11 a)14 cm b) 28 cm speed reached a place in 22 hours. How much time could be saved if the 14 28 c) cm d) cm train would have run at its normal 3 3 speed? 67. The length of a rectangle is decreased a)14 hours b) 7 hours by 10% and its breadth is increased c)8 hours d)16 hours by 10%. By what percent is its area 57. A pipe can fill a tank in 8 minutes and changed? another pipe can empty 6 kiloliters a)0% b) 1% of water in 1 minute. If both the pipes c) 5% d) 100% are opened together the empty tank a) CPA = DPB 68. Which of the following is true in the can be filled up in 20 minutes. The   given figure where AD is the altitude capacity of the tank (in kilolitres) is b)  CPA =  CPD to the hypotenuse of a right angled a)50 b)60 c)  DPC ~  DPY  ABC? c)75 d)80 d) ACP = DPB 58. An electric pole is 10m high. A steel   63. In the given figure, AB | | CD and EF | | wire tied to the top of the pole is GH. The values of x, y, z and t are affixed at a point on the ground to respectively. keep upright. If the steel wire makes an angle of 450 with the horizontal through the foot of the pole. Here, the length of the steel wire is I. ABD ~ CAD II. ABD CDA a)5 2 m b) 20m III. ADB ~ CAB Of these statements the correct ones c) 14m d) 10 m 2 are combinations of : 59. In a fixed time, a boy swims double the a)I and II b) I and III distance along the current that he c) II and III d) I, II and III swims against the current. If the speed 69. The average of 8 numbers is 20. The of the current is 3 km/hr, the speed of average of first two numbers is 15 the boy in still water is a)60, 75, 75, 60 a)6 km/hr b) 9 km/hr b)50, 75, 75, 65 1 1 and that of the next three is 21 . c) 10 km/hr d) 12 km/hr c)60, 70, 60, 70 2 3 d) 60, 60, 70, 70 If the sixth number be less than the tanθ cotθ 64. 4 men and 6 women can complete a 60.  is equal to seventh and eight numbers by 4 and 7 work in 8 days, while 3 men and 7 1 cotθ 1 tanθ respectively, then the eighth number women can complete it in 10 days. In a)1 – tan θ – cot θ is: a)18 b) 22 b) 1 + tan θ - cot θ c) 25 d) 27

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70. A lotus is seen 5 cm above the water GENERAL AWARENESS (d) Allauddin Khilji – Qutbuddin level of a lake. With the onset of the Aibak- Ibrahim Lodi – Sikandar wind it sinks in the water 10 cm away 76. Match the following Lodi from its place. How deep is the water List-I 83. Portugues traveller come to India during in that place? A. Article 61 (a) Krishnadev Roy B. Article 72 (b) Md. Bin Tuglaq a)5 cm b) 5 cm 5 C. Article 123 (c) Jahangir c) 7.5 cm d) 10 cm D. Article 143 (d) Mahmud of Ghazni 71. If the compound interest on a sum for 2 List-II 84. Andesite line is the boundary between 1. Power of president of consult (a) Continental slope and continental 1 supreme court years at 12 % per annum is Rs. 510, rise 2 2. Power of president to grand pardon (b) Continental shelf and continental the simple interest on the same sum at 3. Power of president to issue ordinance slope the same rate for the same period of 4. Removal proceeding of president (c) Continental shelf and continental time is : A B C D rise a)Rs 400 b)Rs 480 (a) 4 2 3 1 (d) Continental rise and abyssal c)Rs 450 d)Rs 460 (b) 4 3 2 1 85. Roaring forties is an examples of (c) 4 1 2 3 (a) Polar wind Directions: (72-75): The following pie (d) 4 2 1 3 (b) Cyclone chart shows the different transport used 77. ‘To have the body of’ is the literary (c) Westerlies by the students to come to school. Total meaning of (d) Trade wind number of students 7200. Study the pie (a) Mandamus 86. Which desert lies within the boundary chart and answer the questions. (b) Prohibition of USA and Mexico (c) Habeas Corpus (a) Atacama (b) Kalahari (d) Quowarranto (c) Colorado (d) Sonoran 78. The authority of India to prorogue the 87. The grassland of South Africa is house in the centre is: (a) Postaz (a) Speaker of Lok Sabha (b) Veldt (b) President of India (c) Canterbury (c) Vice president of India (d) Downs (d) Prime minister of India 88. The New Consumer Price index as the 79. Division of power between centre and key measure of inflation based on the states comes under which schedule of recommendation of: Indian constitution: (a) C. Rangarajan committee (a) 3rd schedule (b) Y.V Reddy committee 72. The vehicle in which 1000 students are (b) 6th schedule (c) Urjit Patel committee coming to school is (c) 7th schedule (d) Raghuram Rajan committee a)Bus b) Car (d) 8th schedule 89. Which of the following best describes c) Cycle d) Two – wheeler 80. Battle of Chandwar took place between: volatile memory: 73. Number of students who come either on (a) Babur and Medina Rai (a) Memory that retains stored foot or by bus is (b) Babur and Rana Sangh information when electrical power a)1000 b) 600 (c) Md. Ghori and Jai Chandra is removed. c) 400 d) 1400 (d) Md. Ghori and Pruthwiraj (b) Memory that loses stored 74. The ratio of the number of students 81. Who among the following was not information when electrical power who come on foot to the students who contemporary of Mahmud of Ghazani: is removed use two wheeler is (a) Alberuni (b) Firdausi (c) Magnetic memory a)1 : 2 b) 1 : 6 (c) Utbi (d) Hasan Nizami (d) Non-magnetic memory c) 1 : 3 d) 6 : 1 82. The chronological order of rulers of Delhi 90. Which among the following noble gas is 75. The students who come by cycle and sultanate: not present in the atmosphere but is bus exceed the students who come by (a) Md. Bin Tuglaq- Alauddin Khilji produced in the radioactive decay of two wheeler by – Sikandar Lodi – Iltutmish radium. (b) Allauddin Khilji – Md. Bin (a) Helium (b) Argon 1 Tuglaq – Khijir Khan – Sikandar (c) Radon (d) Xenon a) 33 % b) 10% 3 Lodi 91. Match the following : (c) Md. Bin Tuglaq – Khijir khan – List-I 1 Ibrahim Lodi – Sikandar Lodi A. Laser c) 11 % d) 11% B. Lift 9 C. CT Scan

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D. HIV List-II EXPLANATIONS 1. Theodore Maiman (1-3) 2. E.G. Otis 1.c) As 3. Hounsfield 4. Martagnier A B C D (a) 1 2 3 4 6.c) (b) 2 3 1 4 (c) 3 4 1 2 (d) 4 3 2 1 92. Which among the following ore is Similarly, incorrectly matched (a) Lead-Galena (b) Mercury – Cinnabar (c) Iron – Siderite (d) Aluminium – Karnalite 93. Due to deficiency of which fat soluble vitamin reversible sterility in female 2.d) As, may occur 7.d) 2. KNACK  3. KNIT  4. (a) Vitamin A (b) Vitamin D KNOB  KNOW (c) Vitamin E (d) Vitamin K th 94. Which hepatitis group of disease may 8.a) 30 September ,1998  Wednesday be chronic and Fatal: 30th September, 1999  Thursday (a) Hepatitis A (b) Hepatitis B 30th September, 2000  Saturday (c) Hepatitis C (d) Hepatitis D Because 2000 is a leap year and there 95. Which type of teeth are called the Similarly, is one extra day in the month of grinding teeth: February. (a) Both Incisor and Canines 30th September, 2001  Sunday (b) Canines and Premolar 30th September, 2002  Monday (c) Premolar and Molars th (d) Only Incisors 30 September, 2003  Tuesday An ordinary year has one odd day. 96. Which disease of heart decreases rate of 3.a) As, heart beat: 9.a) B = 2A (a) Tachy Cardia F = 2B (b) Brady Cardia A = 2C (c) Heart Block C = 2D (d) Arrhythmia F > B > A > C > D 97. The headquarter of united nations 10.a) Similarly, environmental programme is: (a) Rome (b) Geneva (c) Nairobi (d) Vienna 98. Abel Prize is given by Norway for: (a) Physics (b) Chemistry (c) Medicine (d) Mathematics Therefore, the number 6 is wrong in 99. In 2017 Pusarla Venkata Sindhu(PV (4-5) the series. Sindhu) defeated to whom and won 4.d) Basketball is different from others. In 11.d) Suppose, the age of Naresh’s brother India open badminton tournament: Softball Baseball and Cricket, bats and = x yr (a) Gregoria Mariska balls are used basketball involves only (b) Carolina Marin  Age of Naresh = (2x – 4) yr ball. 12.c) The players who are doctors also but (c) Sun Yu 5. a) not artists can be shown by the region (d) Kirsty Gilmour which is common to circle and triangle 100. Which currency recognised by Japan but outside the square. Such region is as official currency of Japan: represented by B. (a) Bitcoin (b) Yen 13.a) C = 1, O = 2, M = 2, I = 2, S = 2, N (c) Yuan (d) Won = 1 

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21.b) 14.c) As, 1 Number of men = 8000 = 4000 2 52-c; Let principal be Rs. P According to question,

t  r   102 = P1  1  100   Similarly,   Where r = 4% and t = 2 years Because it is the corner cube which has its three surfaces coloured and in any 102 2 cube or cuboid, there are always 8  26  corner cubes. P =   1 =Rs 1250 22.b)  25  23.c) Simple interest at the rate of 4% for 2 years. 15.a) The wife of brother of woman in photograph is mother-in-law of Meera. 1250 4 2 = Rs 100 Meera is dauthger-in-law of brother of 100 that woman. Therefore, the husband 53-a; xy = 375 and x + y = 40 of Meera is nephew of that woman. sum of reciprocals = 16.d) Neither 1 nor 2 is implicit in the statement. The statement does not x  y 40 8 indicate that confidence and economic   24.c) xy 375 75 development are related. 25.d) 17.a) 51 x 14=714 61 x 15=915 4 4 3 6 9  6 3 9  71 x 16=1136 54-b;  5   5  81 x 17=1377     18.a) 25 x 2 -6 = 4 x 11 +0 1 1 4 1 1 4 19.d) Some blue eyed may be females and  9    9   6 3 6 3 vice- versa. = 5  5  Some females may be doctors and vice     – versa. Some blue eyed may be doctors and 1 1 26. b 27. d 28. b 29. d  4  4  vice- versa. 2 2 2 2 4 30. b 31. b 32. a 33. c = 5 5   5 5  5 Some blue eyed females may be 34. b 35. c    doctors. (36-37) 36-b; Left in place of leave because high x 3  3y 2 x 35 time is always followed by past tense. 55-c; 3 2  37-c; Delete that. y  3x y 19 38. a 39. d 40. c 41. c By componendo and dividendo 42. c 43. d 44. d 45. c method, 46. a 47. b 48. d 49. a 50. a x3  3y 2 x  y3  3x2 y 51-a x3  3y 2 x  y3  3x2 y 20. c) From first figure to second figure, the design is inverted horizontally. 35 19 = The lines of main design are deleted. 35 19 The pattern inside the square rotates through 90p and shaded part becomes x  y 3 54 white and vice- versa.   =  x  y3 16 Men : women = 1 : 1

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3 = tan  cot 1 x  y 27  = 3 8 1 3 8 83 x  y 61-c; A : B = :  : = 4 : 3 2 8 2 8 x  y 3 =  1 5 9 95 x  y 2 B : C = :  : = 3 : 5 3 9 3 9 x  y  x  y 3 2  5 3 56 36 = ( b y C : D = :  : = 5 : x  y  x  y 3 2 6 4 6 4 compodendo and dividend method) AB Here, = sin 450 9 2x 5 AC =  2 2y 1 10 1  9 x 5 L 2 A : B : C : D = 4 : 3 : 5 : = 8 : 6 : 10 =  2 y 1 L = 10 2 m : 9 59-b; Let the rate of swimming in still water 62-a;  BPY =  BAP 7 be x kmph 56-c; If a train runs at of its normal (angles in alternate segments) 11 Rate down – stream = (x + 3) kmph DPY= DCP Rate up-stream=(x-3)kmph   11 According to the question, (x +3) t = 2 (angles of alternate segments) speed, time taken = of normal (x -3) x t  DPY -  BPY =  DCP - 7 = x + 3 = 2x – 6  BAP time. x= 9 kmph DPB = CPAA 60-d; Expression   11 63-d; x0 = 600 (vertically opposite) of normal time = 22 tanθ cotθ x = y (acute angles) 7  y = 600 1 cotθ 1 tanθ 227  PRS = 1100 Normal time = = 14 hours 0 0 11 1  QRS +x = 110 QRS = 1100 0 = 500 Time saved = 22 – 14 = 8 hours tanθ tanθ  – 60  0 57-d; Let the capacity of the tank be x = 1 1 tanθ t= 180 – (y +  QRS) kilolitres. 1 = 1800 – (600 + 500) Work done by both the pipes in 20 tanθ t= 700 minutes 64-c; Let 1 man’s 1 day’s work = x and 1 2 tan  1 woman’s 1 day’s work = y  x  5x =  = 20  6  120 tan 1 tan (1 tan ) 1 1  8  2 Then, 4x+ 6y = and 3x +7y = tan 2  1 8 10 5x =  120  x tan 1 tan (tan 1) 1 2 On solving, we get y = 400 3x = 120 x 2 3 tan  1 10 women’s 1 day’s work = 120 2 = x= = 80 kilolitres tan (tan 1) 10 1 3  2 58-d; Let length of the steel wire = L m (tan 1)(tan   tan 1) 400 40 = Height of the electric pole = 10m tan (tan 1) 10 women will finish the work in 40 days. tan 2   tan 1 65-b; = tan

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II. In  ABD and  CDA 75 0 x = = 7.5 cm  ADB =  ADC = 90 each 10  BAD =  ACD T = 900 –  DAC (each) and AD = AD  R   (common) 71-b; CI = P1  1  100   ABD   CDA  

0 III. In  ADB and  CAB  AOB = 130 2 0  25  0 0  ADB =  BAC = 90 each    BOC = 180 –  AOB = 50 510 = P1  1  B =  B (common)  200   1 1 0 ADB ~ CAB  BDC =  BOC = 50 =   2 2 Here I, II and III are correct statements.  81  250 69-c; Sum of 8 numbers = 20 x 8 = 160 510 = P 1 Sum of the first two numbers =  64  14 66-b; Radius of the iron ball = = 7 cm 31 51064 2  2 = 31 P = = 1920 2 17 4 3 3 Sum of next three numbers = Volume of the ball = π(7) cm  81 64  3 64 510 = P   Let the radius of cylinder = r cm. 3 = 64  64  3 7 Sum of the remaining three numbers = 1920 2 25 2  3 Volume of cylinder = π r 3 cm 160 – (31+64) = 160 – 95= 65 S.I. = =Rs 480 Let 6th number = x 100 2 th 0 7 number = x +4, 7 2 -a; 7 2 0 0 = 3 6 0 2 7 4 3 Clearly, πr   π  (7) 8th number = x + 7 3 3 x + x + 4 + x + 7 = 65 360 1000 = 1000 = 500 (Bus) 3x = 65 – 11 7200 2 47773 r  54 73-d; Number of students who either come 73 x = = 18 on foot or by bus = 50 + 20 = 700 3 3600 = 7200 =r= 477 =14 cm Eighth number = 18 + 7 = 25 70-c; 7200 Diameter = 2 x 14 = 28 cm 700 = 70 = 1400 67-b; If the length and breadth of a rectangle 360 are changed by x and y percent 74-b; Reqd. Ratio = 20 : 120 = 1 : 6 respectively, then the net change = 75-a; (cycle + bus) riders = 110 + 50 = 1600  xy  Two wheeler riders = 1200  x  y  % ,  100  Reqd. Percentage 160 120 Where positive and negative signs show  100 increase and decrease respectively. AC is the water level. 120 Net change = C is the point where lotus sinks. 40 100 1 1010 AC = 10 cm  100   33 % 10 10  = -1% AB = 5 cm 120 3 3 100 Let AD = x cm 76. a 77. c 78. b 79. c CD = x + 5 68-d; I. In  ABD and  CAD as 80. c 81. d 82. b 83. a From right angled triangle ADC 84. b 85. c 86. d 87. b ADB = ADC = 90 0 each 2 2 2   (x +5) – x = 10 88. c 89. b 90. c 91. a 2 2  BAD =  ACD x + 10x + 25 – x = 100 92. d 93. c 94. b 95. c 10x = 100 – 25 (each = 900 -  DAC) 96. b 97. c 98. d 99. b 100. a ADB ~ CAD   

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REASONING ABILITY 6.

Directions – (Q.1): Select the correct alternative for the following questions:

1. ‘Forest’ is related to ‘Vivarium’ in the same way as ‘Sea’ is related to – a) Port site b) Water (a) A (b) B c) Fishery d) Aquarium (c) C (d) D 2. ‘Mother’ is related to ‘Child’ in the same way as ‘Tree’ is Directions (Q.7-8): Choose the number which is different related to – a) Sapling b) Bush from the rest in each of the following questions. c) Grass d) None of these 7. a) 5 $ 7 b) 2 * 4 3. As ‘Fan’ is related to ‘Blade’, in the same way, ‘Wheel’ is c) 4 % 6 d) 9 @ 7 related to which? 8. a) 36–5 b) 28–4 a) Round b) Car c) 77–11 d) 91–13 c) Spokes d) Rotation 4. Directions (Q.9-10): in each of the question one term is wrong find the wrong term: 9. 5, 27, 61, 122, 213, 340, 509 a) 61 b) 122 c) 509 d) 27 10. 445, 221, 109, 46, 25, 11, 4 a) 46 b) 109 c) 221 d) 25 Directions (Q.11): In each of the following questions one term is missing as shown by (?). Find the missing term. 11. DF, CFG, ?, BCDFH, BCDFHJ a) BCDF b) CDFHJ Directions (Q.5-6): In each of the following questions, if three c) CDHFJ d)None of these out of four pairs of figures the element I is related to element 12. Radha moves towards South-East a distance of 7 km, then she II in some particular manner. Spot out the pair in which this moves towards West and travels a distance of 14 km. From relationship does not exist between the figures. here she moves towards North-West a distance of 7 km and finally she moves a distance of 4 km towards east. How far is 5. she now from the starting point? a) 3 km b) 4 km c) 10 km d) 11 km Directions (Q.13): Each of the following questions is based on the information given below. In an exhibition seven cars of different companies – Cadillac, Ambassador, Fiat, Maruti, Mercedes, Bedford and Fargo are (a) A (b) B standing facing to east in the following order – (c) C (d) D i) Cadillac is next to right of Fargo. ii) Fargo is fourth to the right of Fiat. iii) Maruti car is between Ambassador and Bedford. iv) Fiat which is third to the left of Ambassador, is at one end.

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13. Which one of the following is the correct position of Mercedes? 19. The value of heavier coin is more than the value of lighter coin. a) Next to the left of Cadillac Coin of Ram is heavier than the coin of Mohan and is of more b) Next to the left of Bedford value than the value of the coin of Ramesh. The value of the c) Between Bedford and Fargo coin of Naresh is of more than the value of coin of Ram. The d) Fourth to the right of Maruti coin of Naresh is lighter than the coin of Yogesh. Coin of Ramesh is costler than the coin of Mohan. The value of whose Directions (Q.14-15): In each of the following questions there coin is the most? are four figures (a), (b), (c) and (d) . Out of these four figures a) Ram b) Ramesh three are similar in a certain way. However, one figure is not c) Yogesh d) Naresh like the other three. Choose the figure which is different 20. Hemant took the calendar of the year 1990 and with its help he from the rest. came to know about the days of the year. Can he use the same 14. calendar for any other year? If so then for which year? a) 1998 b) 2001 c) 2005 d) 2004 Directions (Q.21): In each of the following questions, a set of figures carrying certain characters is given. Assuming that the characters in each set follow a similar pattern, find the missing character in each case. 15. 21.

16. Introducing Suchendra, Naman says, “She is the wife of only nephew of only brother of my mother.” How Suchendra is a)16 b)12 related to Naman? c)20 d)18 a) Wife b) Sister 22. How many triangles are there in the following figure? c) Sister-in-law d) Data is inadequate a) 36 b) 44 Directions (Q.17): Each question is based upon following Venn c) 40 d) 48 diagram.

Directions (Q.23): Six dice with their upper faces erased are as shows.

17. The number of students, who have taken any of the three subjects – a) 62 b) 61 c) 65 d) 66 18. By which diagram is Village, Districts, State defined? The sum of the numbers of dots on the opposite face is 7. 23. If dice (i), (ii) and (iii) have even number of dots on their Bottom faces and the dice (iv), (v) and (vi) have odd number of dots on their top faces, then what would be the difference in the total number of dots on top faces between their two sets? a) 0 b) 2 c) 4 d) 6

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Directions (Q.24): In each of the following questions there is 27. Which one of the given responses would be a meaningful order one matrix followed by four answer figures. In the matrix of the following words? there are eight designs and one space left blank shown by 1. Window 2. Foundation question mark. Find which of the answer figure will replace 3. Floor 4. Ventilator the question mark. 5. Roof a) 3,2,1,4,5 b) 2,3,1,4,5 24. c) 1,2,3,4,5 d) 3,1,2,4,5 Directions (Q.28): In each of the following questions, find out which of the answer figures can be formed from the pieces given in problem figure. 28.

a)A b)B c)C d)D 29. X knows more than A. Y knows as much as B. Z knows less than C. B knows more than Z. Who is the best knowledgeable person amongst all? a) X b) Y c) A d) C Directions (Q.30): the following given series of figures can be classified in various groups. Find out the alternative in which the figures are classified in clear groups. a)A b)B c)C d)D 30. Directions (Q.25): From the given four following answer figures for each question, which figure is the correct mirror image of the given figure? 25.

a)1, 2, 4: 3, 5, 6: 7, 8, 9 b)2, 3, 8: 1, 5, 6: 4, 7, 9 c)1, 7, 9: 2, 6, 8: 3, 4, 5 d)2, 4, 8: 3, 6, 7: 1, 5, 9 31. If you can write COLLEGE as DPMMFHF how can you write SCHOOL? a)DITPMP b)TDIPPM c)RBGNNK d)CLASS a)A b)B c)C d)D Directions (Q.32): Some number are given in three sets of 26. If EXPANSION is written as 248537693, in a certain code box of each question. A number is written in the triangles of how would PENSION be written in that code? first two sets. The given number in triangles has in same a) 8236793 b) 8237639 similar pattern. Keeping the same pattern in the mind, find c) 8237693 d) 8233769 the number for the third triangle. Each question has different pattern.

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32. a) 2 b) 5 c) 6 d) 3 38. Babu is Rahim’s neighbour and his house is 200 m away in the North West direction. Joseph is Rahim’s neighbour and his house is located 200 m away in the South West direction. Gopal is Joseph’s neighbour and he stays 200 m away in the a)8 b)9 South-East direction. Roy is Gopal’s neighbour and his house is located 200 m away in the North-East direction. Then, c)10 d)11 33. Pointing to a woman, Suresh said, she is the daughter of my where is the position of Roy’s house in relation to Babu’s? a) South-East b) South-West grandfather’s only daughter. How is Suresh related to the c) North d) North-East woman? a) Brother b) Cousin Directions (Q.39): Each of the questions a piece of sheet is c) Uncle d) Can’t be determined folded and cut and then unfolded. One of the four alternative figures marked a), b), c) and d) exactly resembles the unfolded Directions (Q.34): Some equations are solved on the basis of paper. Select the figure a certain system. On the same basis find out the correct answer from amongst the four alternatives for the unsolved equation 39. in each question. 34. If p means  , q means +, r means  and s means  , then 18p6q4s6r2=? a) 24 b) 12 c) 26 d) 128 Directions (Q.35): In each of the following questions, there is only one question figure and five answer figures. Choose which of the answer figure is same as that of question figure and that letter is your answer. 35. a)A b)B c)C d)D Directions (Q.40): Below are given letters A to Z. Under each capital letter a small letter is written which is to be used as a code for the capital letters. a)A b)B A B C D E F G H I J K L M c)C d)D j k l x w a u g v b p r e 36. Jaffar starting from a fixed point goes 15 km towards North N O P Q R S T U V W X Y Z and then after turning to his right he goes 15 km. Then, he s h e t m z d l y f o n q goes 10, 15 and 15 km after turning to his left each time. How far is he from his starting point? a) grtmo tszlxm buvrst dgtrlo bumlfo a)10 km b)20 km dgrlwx c)15 km d)5 km b) bumtso dgretq tzsqxy bumrst 37. A survey was conducted for the choice of T.V. viewers. In tzsgrp dgrwxy which some people said that they saw only Zee T.V. channel, c) dgrsto fzslxm dgrpst bumvho tzphxo some other people liked only Sun T.V. channel, while some bumgrs other viewers liked to see Asianet T.V. channel. The least d) umyro dgrers fzsacx burady percentage are of those people who liked all the three channels. tzslxm bvmyst In the following given diagram, Circle represents Asianet T.V. 40. THLPQZ channel, Square represents Zee T.V. and Triangle represents 41. If A = 1, LOT = 47, then MAT = ? Sun T.V. By which number, conclusion can be drawn for the a)40 b)66 people who see all the three channels? c)34 d)51 Directions (42): In each of the following questions. One model figure is followed by four answer figures (a), (b), (c) and (d). In one of the answer figures the model figure is concealed. Find that answer figure

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42. 47. A, P, R, X, S and Z are sitting in a row. S and Z are in the centre and A and P are at the ends. R is sitting on the left of A. Then, who is on the right of P? a)A b)X c)S d)Z 48. Which one of the following correct? a)A b)B 96 * 6 * 8 * 2 c)C d)D a)÷, = , × b)×, =, ÷ c)=, ÷, × d)=, ×,× Directions (43): Insert the missing numbers. Directions (49): In the following given each questions, a 43. question figure is given which has one more dots. This question figure is followed by four answer figures. As the position of dot is placed in the question figure in the same way one figure of the answer figures displays the same relation. Find out the correct alternative. 49.

a)729 b)343 c)305 d)4 Directions (44): In these questions, arrange the following words as per order in the dictionary. 44. 1.LEAF 2.LEARNED 3.LEAVED4.LEAK 5.LEADEN a)5, 1, 4, 2, 3 b)5, 1, 4, 3, 2 c)3, 5, 1, 4, 2 d)1, 4, 2, 3, 5 Directions (45): In each of the following questions a statement us given, followed by two conclusions. Give answer – a)If only conclusion I follows. b)If only conclusion II follows. a)A b)B c)If either I or II follows. c)C d)D d)If neither I nor II follows. e)If both I and II follows. Directions (50): In each of the questions below are given four 45. Statement – Jade plant has thick leaves and it requires little statements followed by four conclusions numbered I, II, III water. and IV. You have to take the given statements to be true even Conclusions: if they seem to be at variance from commonly known facts. I. All plants with thick leaves require little water. Read all the conclusions and then decide which of the given II. Jade plants may be grown in places where water is not in conclusions logically follows from the given statements abudance. disregarding commonly known facts.

Directions (46): In each of the following questions one problem 50. Statements: figure is given. This is followed by four answer figures. In All pictures are toys. Some toys are frames. problem some blank is left which is shown by question mark. All frames are kites. No kite is doll. In answer figures there is only one figure which if placed in Conclusions: place of question mark, it will complete the pattern. Find the I. Some dolls are toys. II. Some kites are toys. figure which completes the pattern. III. No doll is toy. IV. Some frames are pictures. a)None follows 46. b)Only II follows c)Only either I or III follows d)Only either I or III and II follow ENGLISH LANGUAGE

Direction (Q. 51-60): Read the following passage carefully a)A b)B and choose the best answer to each question out of the four c)C d)D alternatives.

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In 776 BC the First Olympic Games were held at the foot of (c) That material progress leads to higher satisfaction and Mount Olympus to honour the Greek’s chief God Zeus. The well-being Greeks emphasized, physical fitness and strength in their education (d) That it forces us to assume progress of youth. Therefore contests in running, jumping, discus and javelin 58. What is the writer’s image of the primitive people? throwing, boxing and horse and chariot racing were held in individual (a) Their life was harsh cities, and the winners competed every four years at Mount (b) They did not work Olympus. Winners were greatly honoured by having poems sung (c) They were lazy about their deeds. Originally these were held as games of friendship, (d) Search for food was their primary focus in life. and any wars in progress were halted to allow the games to take 59. What is the key to understanding the primitive people’s place. The Greeks attached so much importance to these games behaviour according to the passage? that they calculated time in four-year cycles called ‘Olympiads’ (a) They had no desires dating from 776 BC. (b) They had everything they needed (c) They had limited desires 51. Where were the First Olympic Games held? (d) They kept their wants high (a) Mount Olympus (b) Mount Olympiad 60. How does the writer appreciate the primitives? (c) Mount Orel’s (d) Mount of Greeks (a) They have a low degree of wants 52. Why were the Olympic Games held (b) They are the masters of their time owing to their (a) To strip wars contentedness (b) To crown the best athletes (c) They are materially poor (c) To honour Zeus (d) They are highly satisfied (d) To sing songs about athletes 53. Approximately how many years ago did these games originate? Direction (61-65): In the following questions, sentences are (a) 776 years (b) 2279 years given with blanks to be filled in with appropriate word (s). (c) 1207 years (d) 2781 years Four alternatives are suggested for each question. Choose 54. Which of the following contests was not held ? the correct alternative out of the four. (a) Discus throwing (b) Skating (c) Boxing (d) Running 61. The little girl was knocked down by a speeding car and she lost 55. The values connected with Olympics Games were her ______immediately (a) physical fitness, education of youth and friendship (a) conscience (b) conscientious (b) health, contests and singing (c) conscious (d) consciousness (c) running, jumping, throwing and boxing 62. They have had to put ______the football match because of (d) four-year cycles, war-time, young age and friendship snow (a) of (b) off Faith in progress is deep within our culture. We have been taught (c) up (d) on to believe that our lives are better than the lives of those who came 63. She found a few good cards in a shop and she bought before us. The ideology of modern economics suggests that material ______cards last night progress has yielded enhanced satisfaction and well-being. But (a) those (b) that much of old confidence about our own well-being comes from the (c) them (d) this assumption that our lives are easier than those of earlier generations. 64. Ten miles ______a long way to walk The lives of the so-called primitive peoples are thought to be (a) are (b) is harsh-their existence dominated by the ‘incessant quest for food’. (c) are being (d) are not In fact, primitives did very little work. By Contemporary standards 65. The dramatist must cater ______the taste of the audience we’d have to judge them very lazy. The key to understanding why (a) to (b) over these ‘stone-age people’ failed to act like us - increasing their work (c) into (d) for effort to get more things-is that they had limited desires. In the Direction (66-70): In the following questions, four alternatives race between wanting and having, they had kept their wanting are given for the idiom/ phrase in bold in the sentence. Choose low-and, in this way ensured their own kind of satisfaction. They the alternative which best expresses the meaning of the idiom/ were materially poor by contemporary standards, but in at least phrase. one dimension-time-we have to count them richer. 66. She is a fair-weather friend. 56. What is the basis for progress and growth according to the (a) a good friend writer? (b) a friend who meets difficulties calmly (a) Faith in progress is deep-rooted in our culture (c) one who deserts you in difficulties (b) We have been taught that progress in necessary (d) a favourable friend (c) Material progress has given us strength 67. To die in harness means to die while (d) we have assumed to progress (a) riding a horse (b) in a stable 57. What does the writer attribute to modern economics? (c) in a uniform (d) still in service (a) That our lives are easier than before (b) The progress is a natural process

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68. To keep under wraps means to keep something 83.ILLEGAL (a) covered (b) protected (a) liberal (b) intelligent (c) unpacked (d) secret (c) lawful (d) clear 69. After independence Indian agriculture rose like a phoenix 84. CALLOUS due to the Green Revolution. (a) sensitive (b) soft (a) with a new life (b) with a start (c) kind (d) generous (c) with royal gait (d) with vengeance 85. ENIGMATIC 70. His failure at the election has been a sore point with him for (a) simple (b) reticent a long time (c) plain (d) nervous (a) something which hurts (b) something that brings fear to Direction (86-90): In the following questions, groups of four (c) something memorable for words are given. In each group, one word is correctly spelt. (d) something pleasurable to Find the correctly spelt word. Direction (71- 75): In the following questions, some of the 86. (a) excution (b) excitment sentences have errors and some have none. Find out which (c) expedition (d) extrection part of a sentence has an error. The number of that part is the 87. (a) externel (b) extrovort answer. If there is no error, your answer is (d) i.e. No error (c) introvert (d) exect 88. (a) expact (b) impact 71. She is one of those people(a) /who never listens(b) /to the (c) exite (d) impect advice given by elders(c)./ 89. (a) intruisting (b) interesting No error.(d) (c) intersting (d) entertening 72. I was so angry(a) / that I took the watch and broken to the 90. (a) supremecy (b) suppressor jewellers(b) /to get my money back.(c) / No error.(d) (c) surfiet (d) surrendor 73. I found the conversation most interesting(a)/and was glad(b) / to practise my English(c)/No error.(d) Direction (91- 95): In the following questions, out of the four 74. Ram and Raju are(a) / twins brothers but they(b) / do not look alternatives, choose the one which can be substituted for the alike.(c) / No error.(d) given words/ sentence. 75. He graduated in languages in June(a) / and is now thinking(b) / 91. The worship of idols or images. of do a second degree in psychology.(c) / No error.(d) (a) Atheism (b) Theism Direction (76-80): In the following questions, out of the four (c) Idolatry (d) Iconoclasm alternatives, choose the one which best expresses the same 92. Something that is poisonous or unhealthy. meaning of the given word. (a) Trivial (b) Toxic (c) Torpid (d) Tragic 76. MULISH 93. A remedy for all diseases. (a) Stubborn (b) pretty (a) Amnesia (b) Panacea (c) Silly (d) clever (c) Intelligentsia (d) Parasol 77.ALERT 94. A hater of mankind. (a) hostile (b) watchful (a) Misanthrope (b) Misogynist (c) brave (d) quick (c) Philanthropist (d) Misogamist 78. ACCEDE 95. Irresistible craving for alcoholic drinks. (a) consent (b) access (a) Megalomania (b) Dipsomania (c) assess (d) proceed (c) Kleptomania (d) Pyromania 79. SUPERANNUATED (a) experienced (b) accepted Direction (96-100): In the following questions, a part of (c) retired (d) senile sentence is printed in bold. Alternatives to the bold part, 80. AUDACITY which may improve the sentence, are given at (a), (b), and (a) strength (b) boldness (c). Choose the appropriate alternative. In case no (c) asperity (d) fear improvement is needed, mark (d) as your answer. Direction (81-85): In the following questions, choose the word 96. She has slept for eight hours last night. opposite in meaning to the given word. (a) slept (b) had slept (c) has been sleeping (d) No improvement 81. ATHEIST 97. I have seen the film and she also have. (a)rationalist (b) theologist (a) has also (b) has too (c) believer (d) ritualistic (c) too has (d) No improvement 82. HUGE 98. He is in want of a reliable servant. (a) weak (b) fragile (a) refused (b) needs (c) slight (d) tiny (c) declined (d) No improvement

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99. He was rejected because he was too young. (a) so (b) hence (c) though (d) No improvement 100. I hope than I shall get a First Class. (a) I feel that (b) I hope (c) I am doing (d) No improvement QUANTITATIVE APTITUDE

101. The volume of a right circular cylinder and that of a sphere are equal and their radii are also equal. If the height of the cylinder be h and the diameter of the sphere d, then which of following relations is correct ? a) h=d b) 2h=d c) 2h=3d d) 3h=2d

102. Two circles C1 and C2 touch each other internally at P. Two

lines PCA and PDB meet the circles C1 in C, D and C2 in A, B respectively. If  BDC = 1200, then the value of  ABP is equal to 107. The percentage of the girls from Biology department comparing 0 0 a) 60 b) 80 to the total number of girls from all the other departments 0 0 c) 100 d) 120 together is 103. Find the term of the following sequence. 5 + 55 + 555 nth 1 + ...... + T n a) 37 b) 37 2 a) 510n 1 b) 5n 10n 1 1 1 n c) 36 d) 35 5 n  5  n 2 2 c) 10 1 d)   10 1 9  9  108. The difference between the total number of boys and the total number of girls from all the departments together is 1 1 a) 540 b) 520 104. The 30th term of the series 30, 25 , 21,16 ,...... is c) 460 d) 440 2 2 109. The average number of boys from all the departments together 1 is a) 0 b) 100 a) 123 b) 132 2 c) 134 d) 142 110. The percentage of the boys from Biology department 1 comparing to the total number of boys from all the c) 183 d) 133 departments together is 2 105. Tom is chasing Jerry. In the same interval of time Tom jumps 1 a) 33 b) 50 8 times while Jerry jumps 6 time. But the distance covered 2 by Tom in 7 jumps is equal to the distance covered by Jerry in 5 jumps. The ratio of speed of Tom and Jerry is 1 a) 48 : 35 b) 28 : 15 c) 33 d) 30 c) 24 : 20 d) 20 : 21 3 106. Two trains start from stations A and B and travel towards 111. The respective ratio of number of girls from Philosophy each other at speeds of 50 km/h and 60 km/h respectively. At department to the number of girls from Psychology the time of their meeting, the second train has travelled 120 department is km more than the first. The distance between A and B is a) 7 : 11 b) 11 : 7 a) 1200 km b) 1440 km c) 7 : 10 d) 6 : 11 c) 1320 km d) 990 km 112. An elephant of length 4 m is at one corner of a rectangular cage of size (16 m 30 m) and faces towards the diagonally Directions: (Q.107-111): Study the bar diagram and answer  the following question. opposite corner. If the elephant starts moving towards the Total Number of Boys and Girls in Five Different diagonally opposite corner it takes 15 s to reach this corner. Find the speed of the elephant. Department of a college. a) 1 m/s b) 2 m/s c) 1.87 m/s d) 1.5 m/s

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113. 40 men can complete a work in 18 days. 8 days after they started working together, 10 more men joined them. How 7 5 a) b) many days will they now take to complete the remaining 8 8 work? a) 6 b) 8 3 1 c) 10 d) 12 c) d) 114. 16 women take 12 days to complete a work which can be 8 8 completed by 12 men in 8 days. 16 men started working and 122. Two-fifth of a number is two more than One-third of another after 3 days 10 men left and 4 women joined them. How many number. If the sum of the two numbers is 16, what is their days will it take them to complete the remaining work? product? a) 4 b) 6 a) 30 b) 120 c) 8 d) 10 c) 60 d) 150 115. A cricketer whose bowling average is 12.4 runs per wicket, 123. Ruhi spends 30% of her monthly salary on rent, transportation takes 5 wickets for 26 runs and there by decreases his average and bills in the respective ratio of 7 : 5 : 3. If she spends by 0.4. the number of wickets taken by him till the last match Rs.3560 on the transportation, how much is her monthly was salary? a) 64 b) 72 a) Rs.30250 b) Rs.40000 c) 80 d) 85 c) Rs.35600 d) Rs.44750 116. In an examination, 19% students fail in Mathematics and 10% 124. The bisector of  BAC of  ABC cuts BC at D and the students fail in English. If 7% of all students fail in both circumcircle of the triangle at E. If DE = 3 cm, AC = 4 cm and subjects, then the number of students passed in both subjects AD = 5 cm, then the length of AB is is a) 9 cm b) 10 cm a) 36% b) 64% c) 7 cm d) 8 cm c) 71% d) 78% 125. A person invests Rs.12000 as fixed deposit at a bank at the 117. From an aeroplane just over a river, the angel of depression of rate of 10% per annum simple interest. But due to some two palm tree on the opposite bank of the river are found to pressing (needs he has to withdraw the) entire money after 3 0 0 be 60 and 30 respectively. If the breadth of the river is 400 yr, for which the bank allowed him a lower rate of interest. If m, then the height of the aeroplane above the river at that he gets Rs.3320 less than what he would have got at the end instant is (Assume 3 1.732 ) of 5 yr, the rate of interest allowed by the bank is a) 173.2 m b) 346.4 m 5 4 a) 7 % b) 7 % c) 519.6 m d) 692.8 m 9 9 118. A toy factory manufactured a batch of electronic toys. If the toys were packed in boxes of 115 each, 13 boxes would not be 8 7 filled completely. If the toys were packed in boxes of 65 each, c) 7 % d) 8 % 22 such boxes would not be enough to pack all of them. 9 9 Coincidentally, in the end, the toys were packed in n boxes x 3 containing n toys each, without any remainder. The total  number of toys was 126. If y 4 , the ratio of 2x  3y and 3y  2x is a) 1424 b) 1434 c) 1444 d) 1454 a) 2 : 1 b) 3 : 2 119. A tank can be filled by a tap in 20 min and by another tap in c) 3 : 1 d) 1 : 1 st 60 min. Both the taps are kept open for 5 min and then the 1 4 4 tap is shut off. After this, how much time the tank will be 3 6 9  6 3 9  127. 2  2  ? completely filled?     a) 20 min b) 30 min 4 c) 45 min d) 40 min a) 27 b ) 2 3 66 120. 3 yr before, the average age of a family of 5 members was 17 c) 2 d) 2 yr. Due to birth of a new child, the average age is same today. 128. A person sets out to cycle from A to B and at the same time The present age of child is another persons starts from B to A. After passing each other, a) 1 yr b) 3 yr they complete their journeys in 16 h and 25 h, respectively. Find the ratio of speeds of the first man to that of the second 1 man. c) 2 yr d) 2 yr a) 5 : 4 b) 5 : 3 2 c) 4 : 5 d) 3 : 5 129. Each student of class 10 contributed some money for a picnic. 3 The money contributed by each student was equal to the 121. If sin cos = , then the value of sin 4  cos4 is θ θ 4 θ θ

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cube of the total number of students. If the total collected amount was Rs.29791, then the total number of students 137. If x  8  8  8... and y = 8  8  8... a) 15 b) 27 c) 31 d) 34 then 130. Four milkmen rented a pasture. A grazed 18 cows for 4 months, a) x  y 1 b) x  y 1  0 B grazed 25 cows for 2 months, C grazed 28 cows for 5 months and D grazed 21 cows for 3 months. If A’s share of c) x  y 1 d) x  y 1  0 rent is Rs.720, then what will be the total rent of the pasture? a) Rs.1650 b) Rs.3250 Directions (Q.138-140): What should come at the place of c) Rs.3500 d) Rs.3000 question mark (?) in the following questions? (Approximately) 131. At present, Anil is 1.5 times of Purvi’s age. 8 yr hence, the respective ratio between Anil and Purvi’s ages will be 25 : 18. 138. 42135 299.97  25.05  ?2 What is Purvi’s present age? a) 22 b) 24 a) 50 yr b) 28 yr c) 28 d) 12 c) 42 yr d) 36 yr 132. The product of two numbers is 2028 and their HCF is 13. The 139. 197 6.99  626.96  ? number of such pairs is a) 885 b) 725 a) 1 b) 2 c) 825 d) 650 c) 3 d) 4 133. The length of the diagonal of a square is 8 cm. A circle has been 140. 19.9915.98  224.98 125.02  ? drawn circumscribing the square. The area of the portion a) 620 b) 580 between the circle and the square (In sq cm) is c) 670 d) 560 141. In a garrison, there was food for 1000 soldiers for one month. 2 2 After 10 days, 1000 more soldiers joined the garrison. How a) 16 b) 18 7 7 long would the soldiers be able to carry on with the remaining food? 2 2 a) 25 days b) 20 days c) 10 d) 12 c) 15 days d) 10 days 7 7 142. The present age of Ravi’s father is four times Ravi’s present 12n 2n7 age. Five years back, Ravi’s father was seven times as old as 3 9 Ravi was at that time. What is the present age of Ravi’s 134. The value of is equal to 35n father? a) 84 yr b) 70 yr 1 1 c) 40 yr d) 35 yr a) b) 9 7 3 0 2x 8 143. The value of x is 2 5  3  8 is 1 1 27 c) d) 8 12 3 2 a) b) 2 3 x 1  1  135. If  , then the value of  x   is 2x2  5x  2 6  x  1  3 c)  d) 3 2 1 a) 2 b) 144. A hemispherical bowl of internal radius 15 cm contains a 2 liquid. The liquid is to be filled into cylindrical shaped bottles of diameter 5 cm and height 6 cm. How much bottles are 1 necessary to empty the bowl? c)  d)  2 a) 40 b) 20 2 c) 30 d) 60 136. Two dices are thrown simultaneously. What is the probability st of obtaining a total score of seven? 145. The mean of n number of observations is X . If the 1 number is increased by 1, 2nd no. by 2 and so on.... then the 1 1 new mean is... a) b) 6 3 n a) +n b) + 1 2 X X 2 c) d) 4 3 112 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017

160. A reptile with a four chambered heart is n 1 (a) Crocodile (b) Turtle c) + d)None of these X 2 (c) Snake (d) Lizard 161. Deficiency of iron in diet causes 146. If the mean of the following data is 20.6.find the value p (a) Jaundice (b) Anaemia X:10 15 p 25 35 (c) Vomiting (d) Nervous Tension F:3 10 25 7 5 162. Which one of the following contains the Gayatri Mantra? a)25 b)20 (a) Rig Veda (b) Yajur Veda c)30 d)None of these (c) Upanishad (d) Sama Veda 147. Find the value of x if the mode of the following data is 25. 163. Ashoka was famous for 15, 20, 25, 18, 14, 15, 25, 15, 18, 16, 20, 25, 20, x, 18 (a) His Vast Empire a)15 b)25 (b) Peaching Ahimsa c)18 d)14 (c) following the path of Buddha 148. For the following two equation , find the value of k if they (d) All of the above have infinite many solutions. 164. The sultan who called himself ‘Naib-i-Khudai or ‘Deputy of I. (K -3)x +3y – K = 0 II. Kx +Ky – 12 = 0 the God’ was a)6 b)9 (a) Ibrahim Lodi (b) Balban c)-5 d)None of these (c) Iltutmish (d) Alauddin Khilji 149. If the two zeroes of x3  x2  5x  5 are 5 and  5 165. Who built char Minar? (a) Ibrahim Qutb Shah (b) Quli Qutb Shah then its third zero is .... (c) Ali Adil Shah (d) Ibrahim Adil Shah II a) 1 b)-1 166. The doctrine of Lapse was introduced by c)2 d)None of these (a) Lord Wellesley (b) Warren Hastings 150. Three consecutive vertices of a parallelogram is (-2,-1),(1,0) (c) Lord Canning (d) Lord Dalhousie and (4,-3) . find the fourth vertices 167. The Indian constitution closely follows the Constitutional a) (1 - 4) b) (2,3) system of c) (4,5) d) None of these (a) USA (b) U.K GENERAL AWARENESS (c) Switzerland (d) USSR 168. What is the minimum permissible age for employment in any 151. The highest grade of coal whose surface is shining and has the factory or mine? highest Calorific value, is (a) 12 years (b) 14 years (a) Bituminous (b) Lignite (c) 16 years (d) 18 years (c) Anthracite (d) Peat 169. The union territories get representation in 152. Which of the following is used as a coolant in nuclear reactors? (a) Lok Sabha (a) Heavy Water (b) Cadmium (b) Rajya Sabha (c) Liquid Sodium (d) Graphite (c) Both Houses of Parliament 153. In vulcanization, natural rubber is heated with (d) None of these (a) Carbon (b) Sulphur 170. How long can a person continue to be a Minister without (c) Silicon (d) Phosphorus being a member of either House of Parliament? 154. Cooking oil can be converted into vegetables ghee by the (a) 3 months (b) 6 months process of (c) 1 year (d) no time limit (a) Oxidation (b) Hydrogenation 171. How many types of Emergency have been visualised in the (c) Distillation (d) Crystallisation constitution of India? 155. The tape of a Tape recorder is coated with (a) One (b) Two (a) Zinc Oxide (b) Copper Sulphate (c) Three (d) Four (c) Mica (d) Ferromagnetic Powder 172. Excise duties are taxes on 156. A heart beat required approximately (a) Sale of Commodities (a) 0.5 second (b) 0.8 second (b) Export of Commodities (c) 0.5 minute (d) 1 minute (c) Production of Commodities 157. Dental formula of man is (d) Import of Commodities (a) 1232/1232 (b) 2123/2123 173. The largest Public Sector Bank in India is (c) 2132/2132 (d) 2023/2023 (a) Central Bank 158. The normal temperature of the human body is (b) State Bank of India (a) 900F (b) 980F (c) Punjab National Bank (c) 98.40F (d) 96.40F (d) Indian Overseas Bank 159. Haemoglobin is dissolved in the Plasma of 174. The reserve bank of India issues notes under the following (a) Man (b) Fish note issue method (c) Frog (d) Earthworm (a) Proportional Reserve System

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(b) Minimum Reserve System 192. The first recipient of Human rights awards is (c) Maximum Fiduciary System (a) Nelson Mandela (d) Fixed Fiduciary System (b) Leach Walesa 175. The Gandhian Economy was based on the principle of (c) Amnesty International (a) State Control (b) Competition (d) Andrei Sakharov (c) Trusteeship (d) Rural Cooperation 193. The term ‘Tee’ is connected with 176. Jawahar Rozgar Yojana was started by (a) Polo (b) Golf (a) Jawaharlal Nehru (b) Rajiv Gandhi (c) Bridge (d) Billiards (c) Indira Gandhi (d) Sanjay Gandhi 194. Who wrote ‘War and Peace’? 177. The Densest Planet of the Solar System is (a) Mahatma Gandhi (b) Rudyard Kipling (a) Earth (b) Jupiter (c) Leo Tolstoy (d) Charlas Dickens (c) Mercury (d) Uranus 195. Who directed the film ‘Jurassic park’? 178. The equatorial diameter of the earth is approximately (a) Ismail Merchant (a) 6357 km (b) 12756 km (b) Walt Disney (c) 18546 km (d) 12713 km (c) Richard Attenborough 179. The difference between IST and GMT is (d) Steven Spielberg (a) 2 hours (b) 4 hours 30 minutes 196. Which city is called ‘white city’ of Rajasthan? (c) 5 hours 30 minutes (d) 6 hours (a) Jaipur (b) Jodhpur 180. Which of the following winds are known as Anti-Trade winds (c) Udaipur (d) None of these (a) Chinook (b) Cyclones 197. The Highest Lake in the world Is (c) Typhoons (d) Westerlies (a) Lake Victoria (b) Caspian Sea 181. Tsunami is a large sea wave caused by an Earthquake (c) Titicaca lake (d) Lake Superior experienced along the coasts of 198. Boat race is a popular sport in (a) India (b) China (a) Orissa (b) Karnataka (c) Australia (d) Japan (c) Tamil Nadu (d) Kerala 182. Largest archipelago in the world is 199. Albingi is the name of the parliament of (a) Maldives (b) Indonesia (a) Iceland (b) Israel (c) west indies (d) Japan (c) Romania (d) Indonesia 183. Which of the following Indian states is landlocked? 200. The ‘Operation Bajrang’ was organised by the Indian army (a) Andhra Pradesh (b) Bihar against (c) West Bengal (d) Kerala (a) JKLF (b) LTTE 184. ‘Operation Flood’ is related to (c) ULFA (d) AASU (a) Flood Control (b) Dairy Development (c) Import of Milk  (d) None of these 185. The gold mines at Kolar are situated in (a) Andhra Pradesh (b) Kerala (c) Tamil Nadu (d) Karnataka EXPLANATIONS 186. The international Airport in Tamil Nadu is (a) Palam (b) Dumdum 1.d; As ‘Vivarium’ is a place indoors where animals are kept in (c) Santa Cruz (d) Meenambakkam conditions that are as similar as possible to their natural way. 187. Durgapur steel plant is in collaboration with In the same way ‘Aquarium’ is the place environment. (a) U.S.A (b) U.K 2.d (c) U.S.S.R (d) West Germany 3.c 188. India’s first long range missile is 4.d; From problem figure 1 to 2, whole coloured leaf rotates through (a) Nag (b) Trishul 1350 anticlockwise and the outer half coloured leaf rotates (c) Prithvi (d) Agni through 1350 clockwise. While inner half coloured leaf rotates 189. In 1967, an earthquake took place at through 450 clock wise. Using the same rule with problem (a) Assam (b) Bihar figure 3, the answer figure (d) is obtained. (c) Cachar (d) Koyna 5.d; Only in (d) arcs on both the lines are reversed. 190. The name of the world’s second space tourist is 6.a; In all the other pairs except (a) from I to II 10 lines out of 16 (a) Yuri Gidzenko (b) Roberto Vittori outer lines are removed. (c) Johny Karoma (d) Mark Shuttleworth 7.d; In all the rest first digits is less than the third digit by 2 while 191. Who is known as the ‘saint of the gutters’? in 9 @ 7 it is more than the third digit by 2. (a) B.R. Ambedkar (b) Mother Teresa 8.a; In all the rest first number is 7 times the second number. (c) Mahatma Gandhi (d) Baba Amte

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9.d From all the eqns. Yogesh > Naresh > Ram > Ramesh > Mohan Hence, the value of Yogesh’s coin is the most. 20.b; After 11 years the calendar is repeated. Hence, it can be used after 11 years i.e., in 2001. 21.a; 38  24  2 12, 65  30  2 15, 10.a 1011110  2  55, In the same way, ?  48  32  2  16 22.b; There are forty-four triangles in the figure – AEL, AHL, DHK, DGK, CGJ, CFJ, BFI, BEI, EIL, HKL, GKJ, FIJ, IMR, LMQ, LPQ, KPT, KOT, JOS, JNS, INR, AEH, DGH, CFG, BEF, LMP, KOP, JON, IMN, ABU, ADU, CDU, BCU, ABD, ABC, ACD, BCD, IJK, IKL, ILU, IJU, 11.d JKL, IJL, JKU, KLU. 23.d; No. of dots on the top faces of the dice (i), (ii) and (iii) are 5, 1 and 5 respectively  Total of these numbers = 5 + 1 + 5 = 111 No. of dots on the top faces of the dice (iv), (v) and (vi) are 1, 3 and 1 respectively. Total of these numbers = 1 + 3 + 1 = 5 12.c; Reqd. Distance = AE = 14 – 4 = 10 km  Reqd. Difference = 11 – 5 = 6 24.a 25.a 26.c; We have the following coding

13.d

Similarly, using above coding data, we get

14.a; In all the figures except (A) two semicircles are in the same direction. 15.c; In all the figures except (C) there are arcs on both the sides of Hence, option (c) is correct. the st-line. 27.b; The meaningful order of the given words is as follows: 16.a; Brother of mother means maternal uncle. Hence, the only Foundation  Floor  Window  Ventilator  Roof nephew of Naman’s maternal uncle means Naman himself. 28.d Therefore Suchendra is the wife of Naman. 29.a; A < X, Y = B, Z < C, Z < B, 17.a; According to the statement, total number of such students = X > A > Y = B > Z > C 13 + 13 + 18 + 18 = 62 Hence, X is the best knowledgeable person. 18.b; Villages is in district, district is in state. 30.d; In 3, 6 and 7 two parallel lines are drawn in a design. In 2, 4 19.c; Coin of Ram > Coin of Mohan ..... (1) and 8 the designs are made of straight lines and in 1, 5 and 9 Value of Ram’s coin > Value of Ramesh’s coin curved lines are quadrangular.  Coin of Ram > Coin of Ramesh ..... (2) 31.b; We have following pattern Similarly, Coin of Naresh > Coin of Ram ...... (3) Coin of Yogesh > Coin of Naresh ...... (4) Coin of Ramesh > Coin of Mohan ...... (5)

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Similarly, From the figure, it is clear that Jaffar starts his journey from point A and finishes his journey at point B. It can be seen that point B is at a distance of 10 km from point A. 37.c 38.a

 SCHOOL can be written as TDIPPM Hence, option (b) is correct. 32.d; In the first set, we multiply the number of the first box with the number of the second box and then subtract the number of the third box from the product and put the number in the triangle as

The same pattern is followed in the second set as According to given data, Babu is located in North-West direction at 200 m away when we notice position of Roys house with respect to Babus, then the position of Roy with respect to Babu is south – East. In the same way, in the third set 39.b 40.b; We can write as

33.b; Only daughter of the grandfather is the sister of father of Suresh and daughter of the father’s sister is cousin of Suresh. 34.a; Given equation is 18p 6q 4s 6r 2 = ? Hence, option b) is correct. Now, change the letters in their mathematical sign, 41.c; If we using the position of alphabets, We get, We get, ? = 18 - 6 + 4  6  2 Now, solve as per BODMAS rule, 46  ? 18  6  2 Similarly, we can write  ? 18  6 12

 ?  30  6  ?  24 35.b 36.a Hence, c) is correct. 42.c 43.b

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3 71-.b; ‘listen’ instead of ‘listens’ 27  2 1 72.-b; ‘broke’ instead of ‘broken’ 3 73-c; only glad instead of was glad 64  2  2 74-d; .instead twins brothers it is twins 3 75-b; .in languages 125  2  3 76. a 77. b 78. a 79. c 80. b 81. c 82. d 83. c 84. c 85. a 3 216  2  4 86. c 87. c 88. b 89. b 90. b 91. c 92. b 93. b 94. a 95. b 3  ?  2  5 96. a 97. c 98. b 99. d 100. b = 343 101.d; Volume of the cylinder =  r 2h 44.a; The order of given words as per dictionary is as follows: LEADEN  LEAF  LEAK  LEARNED  LEAVEDVED 45.b; In the statement only about jade plant is said but not other  d 2h plants. SO I does not follow. Conclusion II follows because = cubic units jade plant required title water so it can be grown where water 4

is not in abundance. 3 46.b 4  d   3 47.b; According to the given question sitting Volume of sphere=    d cubic units Arrangement of A, P, R, X, S, Z IS 3  2  6

2  3  d h According to questions d = 6 4 A and P are at the end point and it is given that R is left to ‘A’, thus A will be at the right end. d h    2d  3h Thus, from the above figure ‘X’ is on the right of ‘P’. 6 4 48.D; 96=6×8×2 49.a; In the left figure, one dot occupies the area which is common 102.a; According to question, to the triangle and the square while other dot occupies the area which is common to the triangle and the circle. Hence, option (a) is our answer. 50.d

We know that the sum of two co-interior is equal to 1800  BDC +  ABD = 1800  1200 +  ABD = 1800   ABD = 1800 – 1200 = 600   ABP =  ABD = 600 103.c; Given sequence,

5 + 55 + 555 + ..... + Tn = 5 [1 + 11 + 111 + .... + n terms] 5 = 9  99  999 ... n terms 9 5 Either I or III and II follow. = 10 1 100 1 1000 1 ..... n terms 9 51. a 52. c 53. d 54. b 55. a 56. a 57. c 58. d 59. c 60. c 5 2 3 61. d 62. b 63. a 64. b 65. a = 10 10 10 .... n terms 66. c 67. d 68. d 69. a 70. a 9

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 111.... n terms Number of girls in all department = 140 + 300 + 180 + 260 + 220 = 1100 Required difference = 1100 – 660 = 440 5 n1 n1 = 10.10 1.1  109.b; Number of boys in all department = 660 9 660 Required average = 132 5 n  = 10 1 5 9 110.c; Number of boys in Biology department = 660 104.b; The given series, 220 1 1  Required percent = 100 30, 25 ,21,16 ,..... 660 2 2 Here, a = 30 100 1 =  33 % 1 51 51 60  9 3 3 d = 25  30   30    4.5 2 2 2 2 111.a; Number of boys in Philosophy department = 140 Number of girls in psychology department = 220

Tn  a  n 1d  Required ratio = 140 : 220 = 7 : 11 112.b; Length of a rectangular cage = 30 m T30  30  30 1 4.5  30  29  4.5  30 130.5 1  100.5  100 2 105.d; Required ratio of the speed of Tom and Jerry = 8 5 : 6  7 = 40 : 42 And breadth of a rectangular cage = 16 m = 20 : 21 106.c; Let x km be the distance between A and B according to  AC  AB2  BC 2  302 162  900  256 question, = 1156  34 Distance covered by Elephant = AC = 34 m Time = 15 s Distance 34  Speed =   2.26  2 m/s m m 120 Time 15  500 60 1 113.b; 40 men can do a piece of work in 1 day =  60m  50m  6000 18  10m = 6000 m = 600 1 4  40 men can do a piece of work in 8 days = 8   x = m +m +120 = 600 + 600 + 120= 1320 km 18 9 107.a; Number of girls in Biology department = 300 Number of girls in other department = 140 + 180 + 260 + 220 4 9  4 5 = 800  Remaining work = 1 – =  9 9 9 300 Required percent = 100 800 Men Work Days 40 1 18 300 75 1   37 % 5 = 50 x 8 2 2 9 108.d; Number of boys in all departments = 60 + 220 + 100 + 160 + 120 = 660

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50 : 40  0.4x  34    5  ::18: x 34 1:  x   85 wickets  9  0.4 116.d; Students failed in Mathematics = 19% Students failed in English = 10% 5  501: 40 ::18 : x Students failed in both subjects = 7% 9 Total failed students = 19 10  7  22% 501 18 509 18 So, number of students passed in both subjects = (100 - 22) =     5 x 200 x 78% 40 117.a; Let the height of the aeroplane above the river be CD = h m 9

20018  x   8 509 Hence, complete the remaining work in 8 days. 114.b; 12 men can do a work in 8 days. 1 1 1 man can do a work in 1 day =  128 96 16 1 16 men will do in 1 day =  96 6 In  ADC,

3 1 0 CD Thus, 16 men will do in 3 days =  tan 60  6 2 AD 1 1 3 h Remaining work = 1    2 2 1 x Now, 12 men can do a work in 8 days.  1 man can do a work in 1 day = 128  96 men  h  3x Similarly, 16 women do a work in 12 days. h  1 woman do a work in 1 day = 1612 192 women  x  3 Then, 96 men = 192 women or 1 man = 2 women Remaining men = (16 – 10) men + 4 women In  BDC, 4 CD = 6 men + men = 6 men + 2 men = 8 men tan 300  2 BD 1 1 So, 6 men do work in 6 days. h  = 2 3 400  x 115.d; Let the number of wickets taken by the man before this last match be x.  3h  400  x So, the total runs before the last match = 12.4 x After last match, Total runs = (12.4 – 0.4)  (x + 5) h According to the question, (12.4 – 0.4)  (x + 5) = 12.4x + 26  3h  400  3  12x  5 12.4x  26  12x  60 12.4x  26 400 3  h  3h   12x 12.4x  26  60 3

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 3h  400 3  h x  y 16 ..... (i) 400 3 2x y 2x y  h  100 3 1001.732 173.2 And  2     2 4 5 3 5 3 118.c; According to the question, total number of toys is a perfect  6x  5y  30 .... (ii) square number because the toys were packed in n boxes On solving Eqs. (i) and (ii), we get containing n toys each, without any remainder x = 10 and y = 6 Hence, option (c) is the correct answer. 119.d; Part of the tank filled by both taps in 5 min  Product of numbers = xy = 10  6 = 60 123.c; Let monthly salary of Ruhi = Rs.x  1 1  56  2 8 1 And let she spend 7a, 5a and 3a on rent, transportation and 5      20 60 120 24 3 bills, respectively.   According to the question,  1  2 x30%  7a  5a  3a  Remaining part = 1    3  3 30  x 15a 1 100  part is now filled in 1 min. 60  x3  15 a 10  x  5a10 .... (ii) 2 2 It is also given that she spends Rs.3560 on transportation.  part is now filled in = 60  40 min 3 3  5a = 3560 120.d; 3 yr before, Now, putting the value of 5a in Eq. (i), we get = Total age of 5 members = 175  85 yr.. x  356010  35600  The present age of all members of family = Hence, monthly salary of Ruhi = Rs.35600 124.b; From figure, AE = AD + DE = 5 + 3 = 8 cm yr.. 85  35 100  ABC =  CED Let the age of child be x yr.. Now, in ADB and AEC, ABD  AEC [similar Present average age of family including the child =     triangles] 100  x 6 100  x  17  6  x  102 100  2 yr 3 121.b; Given that, sin θ.cosθ  .... (i) 4 Now, we have sin 4 θ  cos4θ AB 5 85    AB  2 8 4 4 = sin 2 θ  cos2θ  2sin 2 θcos2θ AB = 10 cm 2 2 = 1  2sin θcosθ PrincipalTime Rate 125.b; SI after 5 yr = 2 100  3  3 3 5   = 1 2  1 2. 1  12000510  4  16 8 8 =  Rs.6000 100 122.c; Let the numbers be and , respectively. Interest earned = Rs. (6000 - 3320) = Rs.2680 According to the question,

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SI100 1.5x  8 25   Rate = PrincipalTime x  8 18 2680100 67 4  27x 144  25x  200 =   7 % 120003 9 9 56  x   28 2 x 3 126.c; Given,  Hence, present age of Purvi is 28 yr. y 4 132.b; Let the numbers be 13a and 13b, where a And b are coprime.  LCM of 13a and 13b = 13ab  4x  3y .... (i) Product of numbers = HCF  LCM 2x  3y  2028 1313ab Now, ..... (ii) 3y  2x 2028  ab  12 Put the value of ‘3y’ in Eq. (ii) 1313 2x  4x 6x Pairs satisfying the condition = (1, 12) and (3, 4)   3:1  Number of pairs is 2. 4x  2x 2x 133.b

4 4 3 6 9  6 3 9  1 1 1 1 127.b; 2  2 = 9  4 9  4     2 6 3  2 3 6 = 22  22  222  24 128.a; Given, x = 16 and y = 25 According to the formula, 1st man’s speed : 2nd man’s speed = y : x  25 : 16  5: 4 129.c; Total cost amount = 29791 Let side of square be x. According to the question, 2 2 2 Money contributed by each student = Cube of the total x  x  8 Number of students Hence, total number of students = 2 2 64 8  2x  64  x   x  3 29791  3 313131  31 2 2 130.b; Ratio of rents of A, B, C and D 2 22  8  = 18 4: 25 2: 285: 213  Area of circle =   cm2 7  2  = 72 : 50 :140 : 63 Let the total rent be x. 22 352 = 16  cm 72x 72x 7 7 Then, A’s share =  72  50 140  63 325 352  Required difference =  32 According to the question, 7 72x 720325  720  x  352  224 128 2 325 72 =  18 cm2 7 7 7  Total rent = Rs.3250 131.b; Let age of Purvi be x yr. 312n  92n7 312n 322n7 Then, age of Anil = 1.5x yr 134.a; 5n = 5n According to the question, 3 3

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2 312n 34n14 138.d; 42135 299.97  25.05  ? = 5n 3  420 35300  25  ?2 312n4n14 1 1 420 300 =  420 300   35n 35 25 35 25

5n2 2 2 2 3 5n25n 1212  ?  12  ? =  3 35n ? = 12 139.b; 197 6.99  625.96  ? 2 1 1 = 3   32 9  196 7  626  ? x 1 = 14 7  626  ?  98  626  ?  724  ? 135.b;  2x2  5x  2 6 ?  725  2x2  5x  2  6x 140.c; 19.9915.98  224.98 125.02  ?  2016  225 125  ?  2x2  2  6x  5x  x  320  225 125  ? 2 x2 1  x   ?  670 On dividing by 2, we get 141.d; Let us assume that each soldier eats one unit of food per day. Thus, total units of food at the beginning will be 1000 x 2 x x 1  30 = 30000. 2 After 10 days 1000 soldiers would have eaten 1000 x 10 = 10000 units of food. 1 1 Thus, food left after 10 days equals 20000 units. Now, there On dividing by x , we get = x   x 2 are total of 2000 soldiers who eat one unit of food every day. SO, the number of days that 20000 units of food will serve 136.a; Total score of seven can be obtained, when the two dice on rolling simultaneously shows the result (1, 6), (2, 5), (3, 4), 20000 (4, 3), (5, 2) and (6, 1) 2000 soldiers is = 10 days  n(E) = 6 2000 Total number of possible outcomes are = 142.c; Let the present age of Ravi be x yr. 66  36  n(S)  The present age of his father = 4x yr Now, five years back, age of Ravi = (x – 5) yr n(E) 6 1 And age of Ravi’s is father = (4x – 5) yr P(A)    According to the question, n(S) 36 6 (4x – 5) = x  57 137.c; x  8  8  8 ...  4x  5  7x  35  3x  30  x = 10 Hence, present age of Ravi’s father = 4x = 4  10=40 x2  8  8  8  8 ... 3 0 2x 8 2x 8 2 143.d; 2 5  3  8  81 3  8   x  8  x 27 27 Similarly, y 2  8  y 2x 1  1 3 1  x2  y 2  x  8 8  y 27

x  yx  y  x  y 2x 1 2x 3  3   3  3  x  y 1 27  2x  3  x  3/ 2

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144.d; Radius of hemispherical bowl = 15 cm 25P = 1030 – 530= 500 2ππ3 500 Capacity of bowl with r = 15 = =P = = 20 3 25 147.b 2 3 =  15  2250 cm3 k  3 3  k 3 148.a;   Radius of cylindrical bottle = 5/2 cm k k 12 Height of cylindrical bottle = 6 cm   k 2  36 2 Volume of cylindrical bottle = πr h  k  6 2 75π k 2  3k  3k = π5/2 6  cm3 2  k  6k  0  Number of bottles required  k = 0 or k = 6 Capacity of bowl 149.b 150.a = Volume of cylindrical bottle

2250π 2250 2   60 = 75π 75 2

x1  x2 ..... xn 145.c; ATQ x  n Let the 2 diagonal intersect at O coordinate of O = (1 – 2) xn  x1  x2  x3 ..... xn Let co ordinate of D (x, y) Now new observation, x 1 (x + 1) + (x +2) + ..... + (x +n) 1 2 n  1 =(x1 + x2 + .....+xn) + (1 + 2 + 3 + ... + n) 2 n(n 1)  n 1  x = 1 = xn   n x   2  2  y  0  = -2 2  n 1 n x    n 1  y = -4  2   x   151. c 152. c 153. b 154. b 155. d New mean = = 2 n   156. b 157. b 158. c 159. d 160. a 161. b 162. a 163. d 164. b 165. b 146.b; 166. d 167. b 168. b 169. c 170. b 171. c 172. c 173. b 174. b 175. c Xi f x f i i i 176. b 177. a 178. b 179. c 180. d 10 3 30 181. d 182. b 183. b 184. b 185. d 15 10 150 186. d 187. b 188. d 189. d 190. d P 25 25P 191. b 192. a 193. b 194. c 195. d 27 7 175 196. c 197. c 198. d 199. a 200. c 35 5 175

 fi  50 530+25P 530  25P  ATQ = 20.6 50 =530 + 25P = 1030

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LIST OF COUNCIL OF MINISTERS Shri Narendra Modi Prime Minister and also in-charge of:  Ministry of Personnel, Public Grievances and Pensions;  Department of Atomic Energy;  Department of Space; and  All important policy issues, and  All other portfolios not allocated to any Minister.

Minister of Home Affairs. Raj Nath Singh Minister of External Affairs. Sushma Swaraj Minister of Finance, Ministry of Defence and Minister of Corporate Affairs Arun Jaitley Minister of Urban Development; Minister of Housing and Urban Poverty M. Venkaiah Naidu Alleviation; and Minister of Information and Broadcasting. Minister of Road Transport and Highways; and Minister of Shipping. Nitin Jairam Gadkari Minister of Railways Suresh Prabhu Minister of Statistics and Programme Implementation. D.V. Sadananda Gowda Minister of Water Resources, River Development and Ganga Rejuvenation. Uma Bharati Minister of Consumer Affairs, Food and Public Distribution Ramvilas Paswan Minister of Micro, Small and Medium Enterprises Kalraj Mishra Minister of Women and Child Development Maneka Sanjay Gandhi Minister of Chemicals and Fertilizers; and Minister of Parliamentary Affairs Ananthkumar Minister of Law and Justice; and Minister of Electronics and Information Ravi Shankar Prasad Technology Minister of Health and Family Welfare Jagat Prakash Nadda Minister of Civil Aviation Ashok Gajapathi Raju Pusapati Minister of Heavy Industries and Public Enterprises. Anant Geete Minister of Food Processing Industries Harsimrat Kaur Badal Minister of Rural Development; Minister of Panchayati Raj; and Narendra Singh Tomar Minister of Drinking Water and Sanitation Minister of Steel Chaudhary Birender Singh Minister of Tribal Affairs Jual Oram Minister of Agriculture and Farmers Welfare Radha Mohan Singh Minister of Social Justice and Empowerment Thaawar Chand Gehlot Minister of Textiles Smriti Zubin Irani Minister of Science and Technology; and Minister of Earth Sciences Dr. Harsh Vardhan Minister of Human Resource Development Prakash Javadekar

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MINISTERS OF STATE (INDEPENDENT CHARGE)

Minister of State (Independent Charge) of the Ministry of Planning; Rao Inderjit Singh Minister of State in the Ministry of Urban Development; and Minister of State in the Ministry of Housing and Urban Poverty Alleviation Minister of State (Independent Charge) of the Ministry of Labour and Bandaru Dattatreya Employment Minister of State (Independent Charge) of the Ministry of Skill Rajiv Pratap Rudy Development and Entrepreneurship. Minister of State (Independent Charge) of the Ministry of Youth Affairs and Vijay Goel Sports; and Minister of State in the Ministry of Water Resources, River Development and Ganga Rejuvenation Minister of State (Independent Charge) of the Ministry of Ayurveda, Yoga Shripad Yesso Naik and Naturopathy, Unani, Siddha and Homoeopathy (AYUSH) Minister of State (Independent Charge) of the Ministryof Petroleum and Dharmendra Natural Gas Pradhan Minister of State (Independent Charge) of the Ministry of Power; Minister Piyush Goyal of State (Independent Charge) of the Ministry of Coal; Minister of State (Independent Charge) of the Ministry of New and Renewable Energy; and Minister of State (Independent Charge) of the Ministry of Mines. Minister of State (Independent Charge) of the Ministryof Development of Jitendra Singh North Eastern Region; Minister of State in the Prime Minister’s Office; Minister of State in the Ministry of Personnel, Public Grievances and Pensions; Minister of State in the Department of Atomic Energy; and Minister of State in the Department of Space Minister of State (Independent Charge) of the Ministry of Commerce and Nirmala Sitharaman Industry. Minister of State (Independent Charge) of the Ministry of Culture; and Mahesh Sharma Minister of State (Independent Charge) of the Ministry of Tourism Minister of State (Independent Charge) of the Ministry of Communications; Manoj Sinha and Minister of State in the Ministry of Railways Minister of State (Independent Charge) of the Ministry of Environment, Dr. Harsh Vardhan Forest and Climate Change Minister of State (Independent Charge) of the Ministry of Minority Affairs; Mukhtar Abbas Naqvi and Minister of State in the Ministry of Parliamentary Affairs

FOUNDER OF IMPORTANT e-COMMERCE Paytm Vijay Shankar Sharma Zomato Deepinder Goyal & Pankaj Chadha Flipkart Sachin & Binny Bansal Shopclues Sanjaya Sethi In mobi Naveen Tiwari Jabong Pravin Sinha Snapdeal Kunal Bahl & Rohit Bansal Quikr Pranay Chulet OLA Cabs Bhavish Aggarwal Amazon Jeff Bezos

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MINISTERS OF STATE

Minister of State in the Ministry of Micro, Small and Medium Enterprises Haribhai Parthibhai Chaudhary Minister of State in the Ministry of Rural Development. Ram Kripal Yadav Minister of State in the Ministry of Social Justice and Empowerment Ramdas Athawale Minister of State in the Ministry of Agriculture and Farmers Welfare; and S.S. Ahluwalia Minister of State in the Ministry of Parliamentary Affairs. Minister of State in the Ministry of External Affairs General (Retd.) V.K. Singh Minister of State in the Ministry of Finance Santosh Kumar Gangwar Minister of State in the Ministry of Health and Family Welfare Faggan Singh Kulaste Minister of State in the Ministry of Micro, Small and Giriraj Singh Medium Enterprises Minister of State in the Ministry of Home Affairs Hansraj Gangaram Ahir Minister of State in the Ministry of Drinking Water and Ramesh Chandappa Sanitation Jigajinagi Minister of State in the Ministry of Railways Rajen Gohain Minister of State in the Ministry of Agriculture and Parshottam Rupala Farmers Welfare; and Minister of State in the Ministry of Panchayati Raj Minister of State in the Ministry of External Affairs. M. J. Akbar Minister of State in the Ministry of Human Resource Development Upendra Kushwaha Minister of State in the Ministry of Road Transport and Radhakrishnan Highways; and Minister of State in the Ministry of Shipping Minister of State in the Ministry of Home Affairs Kiren Rijiju Minister of State in the Ministry of Social Justice and Empowerment Krishan Pal Minister of State in the Ministry of Tribal Affairs Jaswantsinh Sumanbhai Bhabhor Minister of State in the Ministry of Water Resources, Dr. Sanjeev Kumar River Development and Ganga Rejuvenation Balyan Minister of State in the Ministry of Steel. Vishnu Deo Sai Minister of State in the Ministry of Agriculture and Farmers Welfare Sudarshan Bhagat Minister of State in the Ministry of Science and Y.S. Chowdary Technology; and Minister of State in the Ministry of Earth Sciences Minister of State in the Ministry of Civil Aviation Jayant Sinha Minister of State in the Ministry of Information and Broadcasting Col. Rajyavardhan Singh Rathore Minister of State in the Ministry of Heavy Industries and Public Enterprises Babul Supriyo Minister of State in the Ministry of Food Processing Industries Sadhvi Niranjan Jyoti Minister of State in the Ministry of Social Justice and Empowerment Vijay Sampla Minister of State in the Ministry of Finance; and Arjun Ram Meghwal Minister of State in the Ministry of Corporate Affairs Minister of State in the Ministry of Human Resource Development Mahendra Nath Pandey Minister of State in the Ministry of Textiles Ajay Tamta Minister of State in the Ministry of Women and Child Development Krishna Raj Minister of State in the Ministry of Road Transport and Mansukh L. Highways; Minister of State in the Ministry of Shipping; and Minister of State in the Mandaviya Ministry of Chemicals and Fertilizers. Minister of State in the Ministry of Health and Family Welfare Anupriya Patel Minister of State in the Ministry of Consumer Affairs, Food and Public Distribution C. R. Chaudhary Minister of State in the Ministry of Law and Justice; and Minister of State in the P.P. Chaudhary Ministry of Electronics and Information Technology Minister of State in the Ministry of Defence Subhash Ramrao Bhamre

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GOVERNOR & CHIEF MINISTER OF STATE

S. STATE AND U.T. CHIEF MINISTER GOVERNOR NO 1 Andaman & Nicobar U.T. Jagdish Mukhi 2 Andhra Pradesh N.Chandrababu Naidu Shri. E. S. L. Narasimhan 3 Arunachal Pradesh Pema Khandu Padmanabha Acharya 4 Assam Sarbananda Sonowal Banwarilal Purohit 5 Bihar Nitish Kumar Ram Nath Kovind 6 Chandigarh U.T. V.P. Singh Bandore 7 Chhattisgarh Dr. Raman Singh Shri Balramji Dass Tandon 8 Goa Manohar Parrikar Mridula Sinha 9 Gujarat Vijay Rupani Shri Om Prakash Kohli 10 Haryana Manohar Lal Khattar Kaptan Singh Solanki 11 Himachal Pradesh Virbhadra Singh Acharya Dev Vrat 12 Jammu and Kashmir Mehbooba Mufti Sayeed Narinder Nath Vohra 13 Jharkhand Raghubar Das Draupadi Murmu 14 Karnataka Shri K. Siddaramaiah Vajubhai Rudabhai Vala 15 Kerala Pinarayi Vijayan P. Sathasivam 16 Madhya Pradesh Shri Shivraj Singh Chouhan Shri Om Prakash Kohli 17 Maharashtra Devendra Fadnavis Chennamaneni Vidyasagar Rao 18 Manipur N. Biren Singh Najma Heptullah 19 Meghalaya Mukul Sangma Banwarilal Purohit 20 Mizoram Pu Lalthanhawla Nirbhay Sharma 21 Nagaland Shurhozelie liezietsu Shri Padmanabha Balakrishna Acharya 22 New Delhi Arvind Kejriwal Anil Bijal 23 Odisha Sh. Naveen Patnaik Shri S. C. Jamir 24 Puducherry V. Narayanasamy Kiran Bedi 25 Punjab Captain Amarinder Singh V P Singh Badnore 26 Rajasthan Vasundhara Raje Kalyan Singh 27 Sikkim Shri Pawan Kumar Chamling Shriniwas Dadasaheb Patil 28 Tamil Nadu Eddappadi k.Palaniswami C.Vidyasagar Rao 29 Telangana K Chandrasekhar Rao ESL Narasimhan 30 Tripura Shri Manik Sarkar Tathagata Roy 31 Uttar Pradesh Yogi Aditya Shri Ram Naik 32 Uttarakhand Trivendra Singh Rawat Krishan Kant Paul 33 West Bengal Km. Mamata Banerjee Keshari Nath Tripathi 34 Dadra and Nagar Haveli U.T. Prafula Khoda patel 35 Daman and Diu U.T. Prafula Khoda patel 36 Lakshadweep U.T. Farooq Khan

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DESIGNATION NAME DESIGNATION NAME National Security Advisor Ajit Kumar Doval Chairman, TRAI Ram Sevak Sharma Home Secretary Rajiv Mehrishi Chairman, NABARD Harsha Kumar Bhanwala Defence Secretary G. Mohan Kumar Chairman, CBEC Vanaja N. Sharma Cabinet Secretary Pradeep Kumar Sinha Chairman, FSSAI Ashish Bahuguna Foreign Secretary S. Jaishakar Chairman, National Highways Yadhvir Singh Malik Authority of India Finance Secretary Ashok Lavasa Director, Enforcement Directorate Kamal Singh Secretary General, Lok Sabha Anoop Mishra Chairman, Central Board of Film Pahlaj NIhalani Chief Justice, Supreme Court S.S.Kher Chairman, Children’s Film Society Mukesh Khana of India Speaker, Lok Sabha Sumitra Mahajan Chairman, CBSE Rajesh Kumar Chaturvedi Deputy Speaker, Lok Sabha M. Thambidurai Chairman, Press Council of India CK Prasad Comptroller and Auditor General of Shashikant Sharma Chairman, IRDAI TS Vijayan India Chief Election Commissioner Nassem Zaidi Director General, NSG Sudhir Pratap Singh Election Commissioner Achal Kumar Jyoti & Director General, CISF OP Singh Om Prakash Vice President, NITI Aayog Arvind Panagariya Director General,BSF KK Sharma CEO of NIIT Aayog Amitab Kant Director General,SSB Archana Ramasundaram Deputy Chairman, Rajya Sabha PJ Kurien Director General, CRPF Rajiv Rai Bhatnagar Chairman, ISRO AS Kiran Kumar Director General,ITBP Krishna Chaudhary Governor, RBI Urjit Patel Solicitor General Ranjit Kumar Chairman, SEBI Ajay Tyagi Attroney General Mukul Rohtagi Principal Scientific Adviser R. Chidambaram Chairperson, National Green Justice Swatantra Tribunal Kumar Chairman, Railway Board AK Mittal Director, NCERT Hrushikesh Senapaty Director, Central Bureau of Alok Kumar Barma President, ASSOCHAM Sandeep Jajodia investigation (CBI) Chief, Intelligence Bureau (IB) Rajiv Jain President, FICCI Chief, Research and Analysis Wing Anil Dhasman Chairman, Press Trust of India Hormusji N. Cama (RAW) Director General, NIA Sharad Kumar Chairperson, Staff Selection Ashim Khurana Commission Director,NTRO Alok joshi Director General, Delhi Metro Rail Mangoo Singh Corporation Chairman, U P S C David R.Sydemlieh Chancellor, IGNOU Pranav Mukhrjee,President Chairperson, NHRC HL Dattu Vice Chancellor, IGNOU M. Aslam Chairperson, NCM Nassem Ahmad President, National Commission for Lalitha Women Kumarmangalam Chairperson, CBDT Sushil Chandra President, Institute of Chartered N.C. Vikamsey Accountants (ICAI) Chairperson, National Commission Nanda Kumar Sai Director General, CSIR Girish Sahani for Scheduled Tribes Chairperson, UGC Ved Prakash CEO, Bharat Sanchar Nigam Anupam Shrivastava Limited Chairperson, National Commission Vangal Eswariah Chairman of LIC V.K. Sharma for Backward classes Chairperson, National Commission PL Punia Chairman of National Stock Vikram Limaye for Scheduled Castes Exchange Chairperson, Atomic Energy Shekhar Basu Chairman of Indian Bank Rajeev Rishi commission Associations Chairperson, 14th Finance Dr. YV Ready Chairman of NASSOM Raman Roy Commission Chairman of Enforcement Director Karnal Singh

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IMPORTANT INTERNATIONAL OFFICIALS HEAD OF NATIONALISED BANKS Designation - Name  Secretary General, United Nations Organisation – Bank CMD Artonio Gutters  Allahabad Bank Usha Ananthasubramaninan  Deputy Secretary General, United Nations  Andhra Bank Suresh N. Patel Organization – Amina J. Mohammed  Bank of Baroda Ps Jayakumar  Managing Director, International Monetary fund –  Bank of India Dinabandhu Mohapatra Christine Lagarde  Bank of Maharashtra Rabindra Marathe  President, World Bank – Jim Yong Kim  Bharatiya Mahila Bank SM Swathi  Director-General , World Trade Organisation –  Canara Bank T.N. Manohar Roberto Azevedo  Central Bank of India Rajeev Rishi  President, UN General Assembly - Peter Thomson  Corporation Bank J K Garg  Director – General, United Nations Educational,  Dena Bank Ashwini Kumar Scientific and Cultural Organisation – Irina Bokova  IDBI Bank Mahesh Kumar Jain  Director-General, International Labour Organisation  Indian Bank Kishor Karat – Guy Ryder  Indian Overseas Bank R. Subramania Kumar  Executive Director, United Nations International  IPPB A.P. Singh  Oriental Bank of Commerce Animesh Chauhan children’s Emergency Fund – Antony Lake  Punjab and Sind Bank Jatinderbir Singh  Director-General World Health Organisation –  Punjab National Bank Usha Ananta Subrahmaniam Margaret Chan  State Bank of India Arundhati Bhattacharya  President, Asian Development Bank Takehiko –  ICICI Bank Chanda Kochhar Nakao  AXIS Bank Sikha Sharma  President, International Court of Justice – Ronny  HDFC Bank Aditya Puri Abraham  IDFC Bank Rajeev Lall  President, International Olympic Committee –  YES Bank Rana Kapoor Thomas Bach  Kotak Mahindra Bank Udaya Kotak  Administrator, NASA – Charles F. Boldon  Syndicate Bank Arun Shrivastava  President, UN Human Rights Council – Choi  UCO Bank RK Takkar Kyong-lim  United Bank of India P.Srinivas  Director-General, International Atomic Energy  Union Bank of India Arun Tiwari Agency – Yukiya amino  Vijaya Bank Kishore Kumar Sansi  Secretary-General, NATO – Jens Stoltenberg MAHARATNA/ NAVARATNA COMPANIES  Secretary – General, ASEAN – Lee Luang Minh Maharatna Chairman/MD  Secretary – General, SAARC – Amjad Hussain B  Bharat Heavy Electricals Limited Atul Sobti Sial  Coal India Limited S. Bhattacharya  Secretary-General, Commonwealth – Patricia  Gas Authority of India Limited BC Tripathi Scotland  Indian Oil Corporation Limited Sanjiv Singh  President, FIFA – Gianni Infantino  Oil and Natural Gas Corporation DK Sarraf  President, International Cricket Council – Zaheer  Steel Authority of India Limited P.K.Singh Abbas  National Thermal Power Corporation Gurdeep Singh  Chairman, International Cricket Council - Shashank Manohar Navaratna Chairman/ MD  President, Internatioanl Paralymic committee –  Container Corporation of India Limited Anil Kumar Gupta Phillip Craven  Engineers India Limited Sanjoy Gupta  President, IAAF – Sebastian Coe  National Buildings Construction Corporation A.K. Mittal  Secretary-General, OIC – Ekmeleddin Ihasnoglu  Bharat Electricals Limited M.V. Gowtama  Secretary – General, Gulf Cooperation Council –  Bharat Petroleum Corporation Limited D.Rajkumar Adbul Latif  Hindustan Aeronautics Limited T. Suvarna Raju  Director – General, FAO – Jose Graziano da silva  Hindustan Petroleum Corporation Limited M.K. Surana  Director-General, UNIDO – Li Yong  National Mineral Development CorporationR. Sridharan  Head, World Food Programme – David Beasley  Mahanagar Telephone Nigam Limited P.K. Purwar  Power Finance Corporation Rajeev Sharma  Power Grid Corporation R. N. Nayak HEADS OF ARMED FORCES  Rashtriya Ispat Nigam Limited P. Madhusudan  Shipping Corporation of India A.K. Gupta Designation Person Air Force Chief Birendra Singh Dhano  Neyvelli Lignite Corporation Limited S.K. Acharya Navy Chief Admiral Sunil Lamba  Oil India Limited Utpal Bora Army Chief Gen. Bipin Rawat  Rural Electrification Corporation Limited P.V. Ramesh  National aluminium Company Limited Tapan Kumar Chand

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129 Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar-751015 Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected] MAGAZINE FOR THE MONTH OF AUGUST-2017 ABBREVIATION

AFS-Annual Financial Statement IMD-India Millennium Deposits. AFS-Available For Sale IMF-International Monetary Fund. BoP-Balance of Payments IMPS-Immediate Mobile Payment System. CR-Capital Receipts IOB-Indian Overseas Bank. CRAR-Capital to Risk Weighted Asset Ratio IPO-Initial Public Offering. DCCB-District Central Cooperative Bank IRBI-Industrial Reconstruction Bank of India. ECGC-Export Credit and Guarantee Corporation KCC-Kisan Credit Card. GFD-Gross Fiscal Deficit KMB-Kotak Mahindra Bank. GIC-General Insurance Corporation KVB-Karur Vysya Bank. HUDCO-Housing & Urban Development Corporation KYC-Know Your Customer. IBRD-International Bank for Reconstruction and Development LAB-Local Area Bank. IBS-International Banking Statistics LAF-Liquidity Adjustment Facility. OECD-Organisation for Economic Cooperation and LDB-Land Development Bank. Development LIBOR-London Inter Bank Offered Rate. OLTAS-OnLine Tax Accounting System MIBOR-Mumbai Inter Bank Offer Rate. RWA-Risk Weighted Asset NABARD-National Bank for Agricultural and Rural Development. SEBI-Securities and Exchange Board of India NAS-National Account Statistics. UBB-Uniform Balance Book NAV-Net Asset Value. WPI -Wholesale Price Index NBC-Non Banking Companies. FDI-Foreign Direct Investment. NBFC-Non Banking and Finance companies. FERA-Foreign Exchange Regulation Act. NEFT-National Electronic Funds Transfer System. FICCI-Federation of Indian Chambers of Commerce and Industry. NFA-No Frills Account. FII-Foreign Institutional Investor. NFC-Non Banking Finance Companies. FIPB-Foreign Investment Promotion Board. NHB-National Housing Bank. FPI-Foreign Portfolio Investment. NIB-Nordic Investment Bank. FTA-Free Trade Agreement. NPA-Non Performing Assets. GDP-Gross Domestic Product. NPS-National Pensions Scheme. GDR-Global Depository Receipt. NSE-National Stock Exchange. GAAR-General Anti Avoidance Rule. OMO-Open Market Operations. HDFC-Housing Development Finance Corporation. OTP-One Time Password. IBRD-International Bank For Reconstruction And Development. PGS-Payment Gateway System. ICICI-Industrial Credit and Investment Corporation of India. RBI-Reserve Bank Of India. IDB-Islamic Development Bank. RBS-Royal Bank of Scotland. IDBI-Industrial Development Bank of India. RRB-Regional Rural Bank. IDR-Indian Depository Receipts. RTGS-Real Time Gross Settlement System. IIB-International Investment Bank. SCB-Scheduled Commercial Bank. IIBF- Indian Institute of Banking and Finance. SCC-Selective Credit Control. IRR- Internal Rate Of Return. SEPA-Single Euro Payment Area.

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SEBI-Security Exchange Board Of India. CDR - Corporate Debt Restructuring SHGs-Self Help Groups. EEA - Exchange Equalisation Account SIDBI-Small Industries and Development Bank of India. NFA - Net Foreign Assets SLR-Statutory Liquidity Ratio. PDO - Public Debt Office SPNS-Shared Payment Network System. REER - Real Effective Exchange Rate SWIFT-Society For World Wide Inter Bank Financial OPEC - Organisation for Petroleum Exporting Countries Telecommunication. SPMCIL - Security Printing and Minting ULIP-Unit Linked Insurance Plan. OPEC - Organisation for Petroleum Exporting Countries UCB-Urban Cooperative Bank. MCA - Ministry of Corporate Affairs UEBA-Universal Electronic Bank Account. SMEs - Small and Medium Enterprises UIDAI-Unique Identification Authority of India. SMO - Special Market Operations ULIP-Unit Linked Insurance Policies. MFDEF - Micro Finance Development and Equity fund UPIN-Unique Property Identification Numbers. SEBI - Securities and Exchange Board of India USB-Ultra Small Branch. ORFS - Online Returns Filing System USD-United States Dollar. OSMOS - Off-Site Monitoring and Surveillance VDBS-Vertically Differentiated Banking System. OTC - Over-the-Counter WBCIS-Weather Based Crop Insurance Scheme. OTS - One-Time Settlement WL ATM-White Label ATM. BSA - Bilateral Swap Arrangements WPFI-World Press Freedom Index. IMF - International Monetary Fund WPI-Wholesale Price Index. MBS - Mortgage Backed Securities ECR - Export Credit Refinance BSE - Bombay Stock Exchange, Mumbai ECS - Electronic Clearing Services CBDT - Central Board of Direct Taxes SDR - Special Drawing Rights CBLO - Collateralised Borrowing and Lending BRBNMPL - Bharatiya Reserve Bank Note Mudran Private Limited 

Karnataka Assembly resolution to arrest concerned were published in Hi Bangalore and Yelahanka Voice and journalists: Whose privilege? were referred to the Privileges Committee in 2014. Whether what Ravi Belagere and Anil Raj, the editors of the two tabloids, published The Karnataka Assembly’s resolution imposing a one-year prison sentence and Rs 10,000 fine on the editors of two tabloids is was fair comment or unfair criticism is not germane in this case. indefensible and deserving of unsparing criticism. The Constitution What matters is that by no stretch of the imagination could the confers certain privileges on legislative institutions with the idea articles have impeded the independent functioning of the three of protecting freedom of speech and expression in the House and legislators who had complained against them. If the members felt ensuring that undue influence, pressure or coercion is not brought defamed, they could have opted to pursue an appropriate judicial on the legislature in the course of its functioning. Unfortunately, remedy in their individual capacity. breach of privilege is invoked for the ostensible reason of protecting The legislature must use the power to punish for contempt or the image of the House on the whole or its individual members; too breach of privilege sparingly, invoking it mainly to protect the often, it is a thinly disguised mechanism to insulate elected independence of the House and not to take away the liberty of representatives from criticism. Without a law codifying the critics. Legislators are in a position to clarify facts and refute legislative privileges, there is little merit in subjecting anyone, leave misconceived criticism. There is no reason for them to seek imprisonment for contempt. There are many unsettled questions alone a journalist, to penal action for allegedly breaching a legislator’s privilege, unless there is a move or attempt to obstruct the about the very nature of legislative privileges. The absence of functioning of either the House or its members. The articles codification gives the House the freedom to decide when and how

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In the its Committee of Privileges, should be a judge in its own cause. five months since his inauguration, Mr. Trump has made it clear Whether the legislature’s power to punish for breach of privilege that no international relationship can be taken for granted, and it extends to handing down a prison term is still an open question. will be difficult to predict which American foreign policy principles The time has come for the legislature to codify privileges and for will be adhered to in the new administration, and which will be the higher judiciary to lay down the limits of penal action for dropped without ceremony. On the partnership with India, few breach of privilege. The Karnataka government must consider the will be willing to hazard a guess on what Mr. Trump has in mind. public odium it would attract if it acted on the resolution. If the As President he has spoken to Mr. Modi twice, and sent his Chief Minister and the Speaker take the lead in getting the Assembly National Security Adviser to the region. But he has also criticised to rescind the resolution, that would better safeguard the dignity India on a tough tariff regime, on immigration and professional of the august House. visas, and while withdrawing from the Paris climate accord, accused Word List-1 India of taking “billions and billions” of U.S. aid to fund its 1. Privilege – (birth)right, prerogative, entitlement/ commitments. India has not been the biggest priority on Mr. advantage. Trump’s list of meetings with world leaders; the focus has been on 2. Invoke – evoke, induce, cause. America’s closest alliances in Europe and Japan, and problem areas 3. Tabloid – a newspaper with a compact page (1/2) size such as China and Turkey. smaller than the normal newspaper. Given the changed circumstances, officials in both India and the 4. Indefensible – unjustified, baseless, illogical/irrational. U.S. have reportedly set aside any formal agenda for the meeting 5. Unsparing – severe, relentless, uncompromising. on Monday, placing the emphasis on how the one-on-one meeting 6. Confer – grant to, give to, bestow on. between the two leaders goes. Both sides have also, appropriately, 7. Undue – excessive, extreme, immoderate. toned down expectations of any big announcements. There are 8. Coercion – force, compulsion, demand/insistence. indications of likely agreements to be announced on counter-terror 9. Ostensible – apparent, seeming, alleged/purported. cooperation, maritime traffic facilitation and trade. However, it 10. Disguised – concealed, hidden, camouflaged. would be wise to put off more substantive decisions, on military 11. Insulate – protect, safeguard, shield/defend. cooperation, large defence purchases, Afghanistan and fighting 12. Codify – systematize, systemize, organize/arrange. regional terror, and the long-pending operationalisation of the 13. Germane – relevant, pertinent; appropriate; related nuclear deal to the next bilateral meeting, and focus instead on 14. By no stretch of the imagination – used to highlight that firming up the ground rules of engagement. That will allow Mr. something is definitely not the case/point. Modi to get a true sense of what Mr. Trump’s commitment to the 15. Impede – hinder, prevent, obstruct. relationship is, while India studies its options on how to chart its 16. Defame – malign, tarnish, discredit. course amid the new uncertainty in world politics. That he is 17. Pursue – undertake, prosecute, follow. getting a sense of the changed U.S. administration may be clear 18. Judicial remedy – redress, reparation, solution. from the decision not to hold any large gatherings of the Indian- 19. Sparingly – in small quantities; barely, economically, American community this time, presumably in deference to the meagrely. prevailing sentiment in Washington over immigration. 20. Refute – disprove, prove false/wrong, invalidate. Word List-2 21. Misconceived – misunderstood, 1. Voyage – journey, trip, quest. misinterpreted, mistaken. 2. Be ground in – build, establish, set. 22. Concede – allow, grant, recognize. 3. Bygone – past, former/earlier, gone by. 23. Moot – disputed, problematic, unsettled/unresolved. 4. Diaspora – the dispersion or spread of the people from 24. Lay down – formulate, stipulate, frame. their homeland. 25. Penal – disciplinary, punitive, corrective. 5. Interlocutor – a person who takes part in a dialogue or 26. Odium – disgust, disapproval, repulsion. conversation. 27. Rescind – revoke, repeal, cancel. 6. Inauguration – the formal admission of someone to office. 28. August – distinguished, respected, prestigious. 7. Adhere to – abide by, comply with, stand by. 8. Regime – system, arrangement, scheme. American voyage: On Narendra Modi’s U.S. visit 9. Accord – treaty, agreement, settlement/deal. Three years after his first visit to meet U.S. President Barack 10. Set aside – put down, abandon, discard. Obama, Prime Minister Narendra Modi will travel to Washington 11. Tone down – moderate, mitigate, modify/soften. for his first meeting with the new President, Donald Trump, on 12. Maritime – of or related to the sea. June 26. His visit in 2014 was made easier by a strong Indo-U.S. 13. Put off – postpone, defer, delay. relationship built steadily over the previous two decades, and 14. Substantive – important & meaningful. grounded in Mr. Obama’s personal commitment to enhancing 15. Chart – follow, outline, describe/detail. strategic ties. It also benefited from Mr. Modi’s willingness to let 16. Cmid – in the middle of, surrounded by, among/amongst. bygones be bygones, over the earlier denial to him of a visa to the 17. Presumably – probably, in all likelihood, undoubtedly. U.S., in order to build a new relationship, and his show of diaspora 18. Prevailing – existing, present, current. strength in the U.S. Mr. Modi now goes to Washington as a seasoned 

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1. From which institution a group of students has been developed Low-cost water filter recently - IIT-Jodhpur 2. What is the name of the person from odisha who has stuffed the ends of 21 lit candles in his mouth, he also kept 90 grapes inside his mouth in a second bid to reach the record book? - Manoj Kumar Moharana 3. Konkan Railway has recently tied up with Syscon Joister to provide 2 Mbps peer-to-peer 24x7 free Wi-Fi at how many stations - 28 stations 4. Which city police station recently achieved the tag of the city’s first women and child-friendly police station? - Kozhikode Town police Station, Kerala 5. The first Indian woman to reach Mount Everest top for the fifth time - Anshu Jamsenpa 6. What is the name of the express which has ultra-modern amenities like LED TV, wi-fi, CCTV has been flagged off recently – Tejas Express 7. Japan plans to build a war museum in a hillock at Maiba Lokpa in Bishnupur district of which state – Manipur 8. New Prime Minister of Ireland -Leo Varadkar 9. Which team won the IPL 10 final held at Rajiv Gandhi international stadium, Hyderabad? – Mumbai Indians 10. Winner of the men’s single of the Italian open - Alexander Zverev (Germany) 11. Winner of the women’s single of the Italian open - E. Svitolina (Ukraine) 12. Winner of the men’s doubles of the Italian open - Nicolas Mahut( France) & Pierre-Hugues Herbert (France) 13. Winner of the women’s doubles of the Italian open - Martina Hingis (Switzerland) & Chan Yung-jan (Taiwan) 14. Indian squash player who won the Nissan Makati Open, PSA World Tour - Harinder Pal Sandhu 15. Winner of the International Dwarf Fashion Show (Dubai) - Colleen Theriault 16. The new mayor of east Delhi - Neema Bhagat 17. Agriculture Minister Radha Mohan Singh has been given additional charge of - Ministry of Consumer Affairs, Food and Public Distribution 18. Which state launched the pilot project of the Traffic Police? – Assam 19. Which state government decided to renovate the 180 ancient temples across the state? – Rajasthan 20. 415-year old Alakh Ji Maharaj Temple is located in – Rajasthan 21. The world’s smallest nation which has joined recently in the International Solar Alliance (ISA) Framework – Nauru 22. India’s rank in the producer of stainless steel in the world data released by the International Stainless Steel Forum (ISSF) nd – 2 rank 23. Panasonic India has announced its first India Innovation Centre, in collaboration with –TCS 24. Science and Technology Minister Dr Harshvardhan took the additional charge of –Environment, forest and climate change ministry 25. The Environment, forest and climate change minister who passed away recently – Anil Madhav Dave 26. The new CEO of Ford Motor Co - James Hackett 27. Indian player who won the women’s title of Asian Continental Blitz Chess Championship - R. Vaishali 28. The Continent of Africa observes and celebrates the Africa day on – 25th may 29. Theme of the Africa day 2017 is -Harnessing the demographic dividend through investments in youth 30. Africa day was formerly known as – Africa freedom day 31. Which state government launched an e-clinics service for farmers with the aim to double farmers’ income by 2022 is – Jammu & Kashmir 32. State Bank of India (SBI) launched a national hackathon for developers, startups and students to come up with innovative ideas and solutions for the banking sector. The name of the hackathon is – Code For Bank 33. The new president of Ecuador - Lenin Moreno 34. ICC announced a long term deal with – Hublot 35. The CEAT International Cricketer of the Year – Ravichandran Ashwin 36. The CEAT Young Player of the Year - Shubman Gill 37. The mentor of VB Tiruvallur Veerans in the second edition of the Tamil Nadu Premier League - Muttiah Muralitharan 38. In which state India’s longest bridge Dhola-Sadia inaugurated by PM Modi – Assam 39. Which state government recently launched JE (Japanese Encephalitis) vaccination drive in 38 districts – Uttar Pradesh 40. Winner of the bronze in 10m air pistol category in 27th Meeting of Shooting Hopes international competition at Czech Republic - Saurabh Chaudhary 41. Heritage Line stretch of Delhi Metro was inaugurated by - Venkaiah Naidu & Arvind Kejriwal 42. Short films made by Doordarshan on 3years of NDA Govt was released by - Union Minister Venkaiah Naidu

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43. World Bank offers help to which state to make the state Open Defecation Free –Haryana 44. Who entered the Limca Book of Records for the highest number of replies received from a single organization on a Right to Information (RTI) application – Akhand, Odisha 45. Which state government plans to frame a new policy for setting up electric vehicle charging stations across the State? – Maharashtra 46. Under which scheme Ladakh region got seven major road projects - Pradhan Mantri Gram Sadak Yojna 47. World’s largest optical telescope will be located in - Chile’s Atacama Desert 48. Winner of the Nuremberg Cup tennis tournament - Kiki Bertens (Dutch) 49. Unmanned aerial vehicles testing and research center was inaugurated by defence minister Arun Jaitley at -Challakerein, Karnataka 50. ISRO made the heaviest rocket carry upto 8 tonne -Geosynchronous Satellite Launch Vehicle Mark III (GSLV Mk- III) 51. Which Indian organization is now India’s most profitable state owned company? -Indian Oil Corporation 52. Winner of the Sudirman Cup final held at Australia’s Gold Coast – South Korea 53. Winner of the Monaco grand prix title - Sebastian vettel 54. Winner of the sabre gold in the Tournoi Satellite International fencing tournament - C. A. Bhavani Devi 55. FICCI smart policing award 2017 was given to? - Pune city police 56. Which state government has decided to double the limit of free travel facility in the State Roadways buses for women college students? – Haryana 57. Which state government recently declared their status as fully electrified state? – Kerala 58. North Delhi Municipal Corporation Mayor Preeti Agarwal launched a new Android app to complain against? - parking violations 59. Government launched a new campaign for promotion of toilet usage in the rural areas across the country – Darwaza Band 60. Morocco’s SNRT signed MoU with which organization in broadcasting sector - Prasar Bharati 61. Bangladesh coast recently affected by the cyclone called – Mora 62. The new Chancellor of Jamia Millia Islamia university - Manipur Governor Najma Heptulla 63. World no tobacco day is observed globally on - 31st may 64. The theme of world no tobacco day 2017 - Tobacco – a threat to development 65. India’s rank in women workforce declared by World Bank – 120th rank 66. Amul signs MoU with which organization on fodder acreage assessment using satellite observation and space technology – ISRO 67. The International Day of Families was observed on 15 May 2017, what is the 2017 Theme –”Families, education and well- being” 68. Second meeting of National Platform for Disaster Risk Reduction (NPDRR) was held on 15 May 2017 in New Delhi, it was inaugurated by - Home minister Rajnath Singh 69. Which airport in India has become the world’s busiest amongst the single-runway facilities by handling 837 flights a day or one in 65 seconds on an average in fiscal 2017 - Mumbai Airport 70. River conservation project ‘Narmada Seva Mission’ was launched on 15 May 2017 in Madhya Pradesh, by - Prime Minister Narendra Modi 71. State which recently introduced a logo for identifying vehicles driven by persons with hearing impairment and has become the first state in the country to do so – Telangana 72. Union Minister for Health and Family Welfare J P Nadda launched (PCV) against Pneumonia under the Universal Immunization Programme (UIP). PCV stands for - Pneumococcal Conjugate Vaccine 73. India’s rank in World Bank’s electricity accessibility list - 26th rank 74. The Country which World Health Organization (WHO) recently has declared an Ebola outbreak – Congo 75. Nepal has signed a Memorandum of Understanding (MoU) with China Under which initiative -OBOR (One Belt and One Road) 76. Recently Hubert Minnis was elected as a new Prime Minister of – Bahamas 77. The Winner of prestigious Woodrow Wilson Award for Global Corporate Citizenship recently -Chanda Kochhar (MD & CEO of ICICI) 78. Winner of Madrid Open title 2017-Rafael Nadal 79. Winner of Spanish Grand Prix Formula One championship 2017 - Lewis Hamilton 80. First Indian to win a GP3 Series (a feeder series to GP2) race at the Circuit de Catalunya in Barcelona is – Arjun Maini

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The preparation of Prelims and Mains is not different & should not be done in isolation. But the preparation strategy for both the examination is not the same. The Preliminary Examination requires exhaustive preparation means you have to know something of everything. But for the Main Examination the detailed study of the topics mentioned in the syllabus is required. So before writing the Main Examination one need to go through the syllabus very carefully and should plan accordingly. The civil service Main Examination is designed to test the academic as well as analytical knowledge of the aspirant. Questions are descriptive and require candidates to present their knowledge in a clear and coherent manner. The Main exam is intended to assess the overall intellectual traits and depth of understanding of candidate rather than merely the range of their information and memory. After 2013 with the change in Main Examination pattern the focus has shifted towards general studies. So General Studies paper should be given more emphasis but at the same time optional and other papers should not be neglected. For Mains Examination more focus should be given on answer writing practice. Detailed analysis of every topic which is of national and international importance will help in answer writing. THINGS TO DO DURING PREPARATION  Make synopsis, what you read. This will help the last moment revision.  Prioritize quality over quantity.  Read Newspapers like THE HINDU, INDIAN EXPRESS regularly and make own notes.  Read Magazines like Yojana & Kurukshetra.  Refer Government websites.  Refer some trusted sites for most recent updates, analysis & guidance such as – Unacademy, Mrunal etc.  Revise & Re-revise is the key manta for success.  Time Management is the key and the coverage of syllabus should be target based – i.e. daily, weekly & monthly.  Before few days of Exam read less, revise more. KEY POINTS TO REMEMBER DURING WRITING ANSWER 1. Completing the paper. Try to attend all the questions. Divide the total time duration of the paper divided by no. of questions. Try to finish each question within that stipulated time & space provided. 2. Read each questions carefully. You may highlight the key words in the question. Then only start answering the question. 3. Structure Your Answer. A short introduction (10-20) words is good for GS Paper. Divide your answer into paragraphs. Then conclude the answer giving a futuristic solution. Diagrams/ Flowcharts can be used wherever necessary. Underline important words or lines in your answer. Overall handwriting should be legible. 4. Priority should be given on quality of the answer. At the same try to focus on the word limit. Quality is important than quantity. Do not deviate from the topic. As writing space is limited, If you will try writing unnecessary things, you will miss writing important content. DESCRIPTION OF SOME TERMS ASKED IN THE QUESTION 1) EVALUATE/CRITICALLY EVALUATE To evaluate is to come to a decision based on the overall analysis of the pros and cons backed by evidences. The word “Critically” is used when a fair judgement is demanded by the examiner. Critically evaluating a statement requires a person to be able to exercise his/her sense of reasoning and provide evidence both to support and repudiate a statement and to finally reach a conclusion.

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2) COMMENT/CRITICALLY COMMENT Comment is a statement which expresses an opinion or reaction. It is important to pick out the main points/core and give ones opinion based on the information or the arguments originated from the reading. One should take a neutral ground and write facts and viewpoints. As mentioned previously, the word “Critically” demands fair judgement and hence both the pros and cons are weighed. The opinion expressed may swing for or against but it should be backed by right evidences. 3) DISCUSS/DISCUSS CRITICALLY One of the most frequently used directives with a bland tone and possibly the trickiest term whose meaning varies according to the question. Discuss necessitates a debate where a reasoning is backed up with evidence to make a case for and against an argument and finally arriving at a conclusion. In simple terms an examiner expects one to discuss various perspectives and present a logical argument. 4) ANALYSE/CRITICALLY ANALYSE When a candidate is asked to Analyse, he/she is expected to break an issue into constituent parts and explain how these relate to one other and present as one summary. On the other hand when asked to “Critically Analyse”, a candidate is supposed to provide a fair judgment and the other steps remain the same as Analyse. 5) EXAMINE/CRITICALLY EXAMINE The word “Examine” means to probe deeper into the topic and understand the topic in detail. Here a candidate is expected to investigate and establish the key facts and issues related to the question. In “Examine” you probe deeper than “Comment” and in “Analyse”, you probe deeper than in “Examine”. 6) ELUCIDATE Elucidate means to explain in detail/to make clear. When an examiner uses this directive, they present us with a cause- effect correlation. In such cases, a candidate has to bring out the connection more clearly by citing evidences and examples. 7) EXPLAIN Explain gives a clear account as to How/Why something happens. A candidate here is expected to clarify with relevant facts and implications. Elucidate and Explain are self explanatory and previous examples gives a fair idea on how to structure the answer. SCHEME AND SUBJECTS FOR THE MAIN EXAMINATION The written examination will consist of the following papers:- Qualifying Papers: Paper-A (One of the Indian Language to be selected by the candidate from the Languages included in the Eighth Schedule to the Constitution). 300 Marks Paper-B English 300 Marks Papers to be counted for merit Paper-I Essay 250 Marks Paper-II General Studies-I 250 Marks (Indian Heritage and Culture, History and Geography of the World and Society) Paper-III General Studies -II 250 Marks (Governance, Constitution, Polity, Social Justice and International relations) Paper-IV General Studies-III 250 Marks (Technology, Economic Development, Bio-diversity, Environment, Security and Disaster Management) Paper-V General Studies –IV 250 Marks

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(Ethics, Integrity and Aptitude) Paper-VI Optional Subject - Paper 1 250 Marks Paper-VII Optional Subject - Paper 2 250 Marks Sub Total (Written test) 1750 Marks Personality Test 275 Marks

Grand Total 2025 Marks SYLLABI FOR THE EXAMINATION

PAPER-I Essay: Candidates may be required to write essays on multiple topics. They will be expected to keep closely to the subject of the essay to arrange their ideas in orderly fashion, and to write concisely. Credit will be given for effective and exact expression. PAPER-II General Studies-I: Indian Heritage and Culture, History and Geography of the World and Society.  Indian culture will cover the salient aspects of Art Forms, literature and Architecture from ancient to modem times.  Modem Indian history from about the middle of the eighteenth century until the present- significant events, personalities, issues.  The Freedom Struggle – its various stages and important contributors/contributions from different parts of the country.  Post-independence consolidation and reorganization within the country.  History of the world will include events from 18th century such as industrial revolution, world wars, redrawal of national boundaries, colonization, decolonization, political philosophies like communism, capitalism, socialism etc. – their forms and effect on the society.  Salient features of Indian Society, Diversity of India.  Role of women and women’s organization, population and associated issues, poverty and developmental issues, urbanization, their problems and their remedies.  Effects of globalization on Indian society.  Social empowerment, communalism, regionalism & secularism.  Salient features of world’s physical geography.  Distribution of key natural resources across the world (including South Asia and the Indian sub-continent); factors responsible for the location of primary, secondary, and tertiary sector industries in various parts of the world (including India).  Important Geophysical phenomena such as earthquakes, Tsunami, Volcanic activity, cyclone etc., geographical features and their location-changes in critical geographical features (including water-bodies and ice-caps) and in flora and fauna and the effects of such changes. PAPER-III General Studies-II: Governance, Constitution, Polity, Social Justice and International relations.  Indian Constitution–historical underpinnings, evolution, features, amendments, significant provisions and basic structure.  Functions and responsibilities of the Union and the States, issues and challenges pertaining to the federal structure, devolution of powers and finances up to local levels and challenges therein.  Separation of powers between various organs dispute redressal mechanisms and institutions.  Comparison of the Indian constitutional scheme with that of other countries.  Parliament and State legislatures–structure, functioning, conduct of business, powers & privileges and issues arising out of these.  Structure, organization and functioning of the Executive and the Judiciary–Ministries and Departments of the Government; pressure groups and formal/informal associations and their role in the Polity.

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 Salient features of the Representation of People’s Act.  Appointment to various Constitutional posts, powers, functions and responsibilities of various Constitutional Bodies.  Statutory, regulatory and various quasi-judicial bodies.  Government policies and interventions for development in various sectors and issues arising out of their design and implementation.  Development processes and the development industry–the role of NGOs, SHGs, various groups and associations, donors, charities, institutional and other stakeholders.  Welfare schemes for vulnerable sections of the population by the Centre and States and the performance of these schemes; mechanisms, laws, institutions and Bodies constituted for the protection and betterment of these vulnerable sections.  Issues relating to development and management of Social Sector/Services relating to Health, Education, Human Resources.  Issues relating to poverty and hunger.  Important aspects of governance, transparency and accountability, e-governance- applications, models, successes, limitations, and potential; citizens charters, transparency & accountability and institutional and other measures.  Role of civil services in a democracy.  India and its neighborhood- relations.  Bilateral, regional and global groupings and agreements involving India and/or affecting India’s interests.  Effect of policies and politics of developed and developing countries on India’s interests, Indian diaspora.  Important International institutions, agencies and fora-their structure, mandate. PAPER-IV General Studies-III: Technology, Economic Development, Bio diversity, Environment, Security and Disaster Management  Indian Economy and issues relating to planning, mobilization, of resources, growth, development and employment.  Inclusive growth and issues arising from it.  Government Budgeting.  Major crops-cropping patterns in various parts of the country, - different types of irrigation and irrigation systems storage, transport and marketing of agricultural produce and issues and related constraints; e-technology in the aid of farmers.  Issues related to direct and indirect farm subsidies and minimum support prices; Public Distribution System- objectives, functioning, limitations, revamping; issues of buffer stocks and food security; Technology missions; economics of animal-rearing.  Food processing and related industries in India- scope and significance, location, upstream and downstream requirements, supply chain management.  Land reforms in India.  Effects of liberalization on the economy, changes in industrial policy and their effects on industrial growth.  Infrastructure: Energy, Ports, Roads, Airports, Railways etc.  Investment models.  Science and Technology- developments and their applications and effects in everyday life.  Achievements of Indians in science & technology; indigenization of technology and developing new technology.  Awareness in the fields of IT, Space, Computers, robotics, nano-technology, bio-technology and issues relating to intellectual property rights.  Conservation, environmental pollution and degradation, environmental impact assessment.  Disaster and disaster management.  Linkages between development and spread of extremism.  Role of external state and non-state actors in creating challenges to internal security.  Challenges to internal security through communication networks, role of media and social networking sites in internal security challenges, basics of cyber security; money-laundering and its prevention.  Security challenges and their management in border areas - linkages of organized crime with terrorism.  Various Security forces and agencies and their mandate.

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PAPER-V General Studies- IV: Ethics, Integrity and Aptitude This paper will include questions to test the candidates’ attitude and approach to issues relating to integrity, probity in public life and his problem solving approach to various issues and conflicts faced by him in dealing with society. Questions may utilise the case study approach to determine these aspects. The following broad areas will be covered:  Ethics and Human Interface: Essence, determinants and consequences of Ethics in-human actions; dimensions of ethics; ethics - in private and public relationships. Human Values - lessons from the lives and teachings of great leaders, reformers and administrators; role of family society and educational institutions in inculcating values.  Attitude: content, structure, function; its influence and relation with thought and behaviour; moral and political attitudes; social influence and persuasion.  Aptitude and foundational values for Civil Service, integrity, impartiality and non-partisanship, objectivity, dedication to public service, empathy, tolerance and compassion towards the weaker-sections.  Emotional intelligence-concepts, and their utilities and application in administration and governance.  Contributions of moral thinkers and philosophers from India and world.  Public/Civil service values and Ethics in Public administration: Status and problems; ethical concerns and dilemmas in government and private institutions; laws, rules, regulations and conscience as sources of ethical guidance; accountability and ethical governance; strengthening of ethical and moral values in governance; ethical issues in international relations and funding; corporate governance.  Probity in Governance: Concept of public service; Philosophical basis of governance and probity; Information sharing and transparency in government, Right to Information, Codes of Ethics, Codes of Conduct, Citizen’s Charters, Work culture, Quality of service delivery, Utilization of public funds, challenges of corruption.  Case Studies on above issues. REFERENCE BOOKS FOR GENERAL STUDIES PAPERS Paper I Indian Heritage & Culture 1. Vanik Material on Indian Heritage and Culture & Class Notes 2. NCERT 11th - Introduction to Indian Culture 3. Facets of Indian Culture by Spectrum Publication 4. Indian Art & Culture by Nitin Singhania History 1. Vanik Material on History & Class Notes 2. History of Modern India by Bipin Chandra 3. A Brief History of Modern India by Spectrum Publication 4. 12th NCERT - Politics in India after Independence 5. India Since Independence by Bipin Chandra (For Post Modern India) 6. 9th & 10th NCERT - India and the contemporary world 7. Mastering Modern World History by Norman Lowe Geography 1. Vanik Material on Geography & Class Notes 2. NCERT 9th, 10th, 11th , 12th 3. Certificate Physical and Human Geography by Goh Cheng Leong 4. World Geography by Majid Husain 5. OLD NCERT Books [Class 6, 7, 8, 9, 10] 6. The Orient BlackSwan School Atlas Society 1. Vanik Material on Society and Class Notes 2. NCERT 12th - Indian Society 3. NCERT 12th - Social Change and Development In India 4. Social Problems In India - Ram Ahuja

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Paper II Polity & Constitution 1. Vanik Material on Polity & Constitution & Class Notes 2. 11th NCERT - Indian Constitution at Work 3. 12th NCERT - Politics in India after Independence 4. Indian Polity by M Laxmikant 5. Introduction to the Constitution of India by D D Basu 6. Constitution of India by PM Bakshi Governance & Social Justice 1. Vanik Material & Class Notes 2. Governance in India - By Laxmikant 3. 2nd ARC REPORT 4. Economic Survey 5. India Year Book International Relations 1. Vanik Material & Class Notes 2. NCERT Class 12: Political Science: Contemporary World Politics 3. India’s Foreign Policy by V P DUTT 4. Ministry of External Affairs website Paper III Economic Development 1. Vanik Material on Economy & Class Notes 2. 11th , 12th NCERT 3. Indian Economy by Ramesh Singh 4. Indian Economy by R. Dutt and Sundaram 5. Economic Survey of India 6. Twelfth Five Year Plan (2012-17) Report by Planning Commission 7. The Penguin Dictionary of Economics Security Issue & Disaster Management 1. Vanik Material on Disaster Management & Class Notes 2. NCERT Class 12th Political Science: Contemporary World Politics ( Chapter : Security in the Contemporary World ) 3. 2nd ARC REPORT (Public Order, Capacity Building for Conflict Resolution , Combating Terrorism ) Ministry of Home Affairs Biodiversity, Environment 1. Vanik Material & Class Notes 2. Our Environment - NCERT Class 7th 3. Ecology - Unit X - Class 12th Biology NCERT 4. Ecology & Environment (India Year Book) Technology 1. Vanik Material & Class Notes 2. Science & Technology by TMH Publication 3. Developments in Science & Technology by Spectrum Publication 4. Science Reporter Paper IV Ethics, Integrity and Aptitude: 1. Vanik Material on Ethics & Class Notes 2. Ethics, Integrity & Aptitude by Subba Rao

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BIPRAJIT SAHOO RESMARANI SAHOO SUMAN S. PARIDA AMIYA PRADHAN ARJUNA MAHALI FALGUNI MISHRA SUBHASHREE SWAIN NISHITH MAHAPATRA TRILOKESH PATNAIK SANJAYA KU. SAHOO TUSAR MOHANTY AMARNATH BARNWAL DIBYA RANJAN DASH KSHIRANEBAS PRADHAN MUKUNDA MURARI SAHU NIROJ RANJAN SAHOO ROHIT KUMAR BHOL SBI-PO SBI-PO SBI-PO SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATES SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATES RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO RRB-PO

ASHUTOSH MOHAPATRA CHITTA RANJAN PANDA PRAJNA SAGAR SWAIN AMLAN NANDA SWAGAT RANJAN NAYAK HARAPRIYA SWAIN JANMEJAYA ROUT ANANDA KU. MISHRA LOPAMUDRA SAHOO ABHAY BEHERA AISHWARYA PRADHAN AMIT KUMAR PARIDA ANUBHAV KUMBHAR BISHWANATH DEHURY BISWAJIT PRADHAN CHHAYAKANTA NAIK SUSANT KUMAR SAHOO SBI-PO SBI-PO SBI-PO SBI-PO SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-PO/CLERK

KSHITISH MAHARANA KUMAR NAIK LIPAN KUMAR SAHOO MADHUSMITA BEHERA MONIKA M. JENA PINAKY DEY POURNAMASI BINDHANI SUMAN S. MISHRA RAJU BHOI FALGUNI DAS ADHIKARI NANDINI PRADHAN NAYAN KUMAR NAIK PRAKASH KU. SAHOO PRITISH KUMAR PATI SAPAN KUMAR SETH SONALI JENA SUNIL KUMAR SETHY SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATE SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATES SBI-JUNIOR ASSOCIATES SBI-CLERK SBI-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-CLERK

SOUMYA P. PARIDA SOUMYA R. DANI SOUMYA R. PARIDA SUSANTA KISHAN SWATI MISHRA SNEHALATA DAS AISWARYA P. BEHERA MADHUSMITA ROUT SURAJ KUMAR PATEL JANMEJAYA ROUT ANANTA CH. SAHOO BARDAN P. BAG SMRUTI R. MISHRA RAKESH J. MISHRA SUNIL KUMAR SETHY SUNITA SETHI UMESH GUPTA SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-JUNIOR ASSOCIATE SBI-CLERK SBI-CLERK SBI-CLERK RRB-CLERK RRB-Clerk RRB-CLERK RRB- RRB-CLERK RRB-CLERK RRB-CLERK RRB-PO

And Many And Many More Selections More Selections SUNAYANA SAHOO RANJAN KUMAR BEHERA JITENDRA PATRA GYANADEEP DASH MADHUSUDHAN BISWAL ATMARAM PANDEY ANU LATA SANJAYA AGRAWAL PREMANANDA DAS BISWARANJAN PANDA SIBA NARAYAN SETHY SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK SBI-CLERK RRB-CLERK RRB-CLERK RRB-CLERK RRB-SCALE-2 RRB-PO RRB-CLERK IBPS-PO-2016 FINAL SELECTIONS IBPS-CLERK-2016 FINAL SELECTIONS

ARABINDA MISHRA ANANTA CH. SAHOO AMIT KUMAR PARIDA AMIR KU. KEMBRAM AJIT PRADHAN AISHWARYA PRADHAN ABINASH SETHI ABHIJEET MISHRA ABHIJEET MISHRA BOB-CLERK BOI-CLERK ALLAHABAD BANK-CLK CANARA BANK-CLERK IBPS-CLERK IBPS-CLERK IBPS-CLERK ALLAHABAD BANK-CLERK ALLAHABAD BANK-CLERK PRATYUSA SAMANTARAY PRAGNYAPARAMITA PABITRA KU. SAHOO NAYAN KU. NAIK MONALISA SAHOO MOHAN DAS MARANDI MANAS R. PARIDA LIPAN KU. SAHOO KRUTI SUNDAR BEHERA BOI-PO CANARA BANK-PO BOI-PO IBPS-PO CANARA BANK-PO CANARA BANK-PO PNB-PO IBPS-PO IBPS-PO

TUSHAR R. THAKUR TULESHWAR BANJARA SUSANT KISHAN SURJIT SAHOO SUNIL KUMAR SETHY SUMIT MOHAPATRA SUKHBINDER SINGH SUDHIR KU. DEHURY SOURAV PRADHAN BOI-CLERK IBPS-CLERK IDBI-CLERK BOB-CLERK IBPS-CLERK IBPS-CLERK CANARA BANK-CLERK IBPS-CLERK UBI-CLERK

JYOTIRMAYEE MAHALIK JOGALAXMI BISWAL JAYASMITA PANIGRAHI JANGYASENEE SAHOO IPSITA PRIYADARSHINI HIMANSU KU. SAHOO FALGUNI MISHRA GAURAV SUMAN DHAIRYADHAR SAHOO CANARA BANK-PO IBPS-PO BIJAYA BANK-PO SYNDICATE BANK-PO ALLAHABAD BANK-PO CANARA BANK-PO CANARA BANK-PO UNITED BANK-PO PNB-PO

SOUMYA R. MISHRA SISIR R. PANIGRAHI SIBA NARAYAN SETHY SHUBHRANSU BEHERA SHASHIKANTA BEHERA SEKHAR MOHANTY SATYABRATA BEHURY SAPAN SETH SANTOSH KUMAR SAHU UNITED BANK-CLERK IBPS-CLERK CANARA BANK-CLERK IBPS-CLERK IBPS-CLERK BOB-CLERK BOI-CLERK BOB-CLERK IDBI-CLERK

BALARAM BISOYI ASIT KUMAR SAHOO ASHOK CHOUDHURY ARUN KUMAR SAHANI ARCHANA NATH ARANYA P. PANDA AMIYA R. PRADHAN AMAN KUMAR JHA ABHISHEK BEHERA IDBI BANK-PO IBPS-PO IBPS-AFO CANARA BANK-PO BOI-PO CANARA BANK-PO UCO BANK-PO PNB-PO UNITED BANK-PO

RUTU P. DAS RASMIPRAVA MALLIK PRIYA RANJAN JENA PRANGYA P. SAHU POOJA BISI MIHIR KUMAR BARIK MANAS R. PRADHAN MAHESWAR BISWAL LALAN KU. PATEL UCO-CLERK IBPS-CLERK UNITED BANK-CLERK BOI-CLERK ANDHRA BANK-CLERK UCO BANK-CLERK BOI-CLERK CENTRAL BANK-CLERK CANARA BANK-CLERK

SUSANTA KU. SAHOO SURYA K. MOHANTY SRIKANT KU. BEHERA SOUMYA S. DASH SOUMYA RANJAN GIRI SONU KESHARI SMITANIBEDITA NAYAK SAUMYA CHHOTARAY SAROJ KU. ROUT PNB-PO CANARA BANK-MKT. IBPS-PO IBPS-AFO VIJAYA BANK-PO INDIAN BANK-PO BOB-MARKETING UCO BANK-PO CANARA BANK-PO

GYANA R. PRADHAN SWAGATIKA SAHOO ATMARAM PANDEY GYANADEEP DASH ARCHANA NATH BISHWANATH DEHURY CHHAYAKANTA NAIK POONAM MAHAPATRA TUSHAR RANJAN DAS CANARA BANK-CLERK IDBI-CLERK ORIENTAL BANK-CLERK IDBI-CLERK IBPS-CLERK PNB-CLERK IBPS-CLERK CANARA BANK-CLERK BOI-CLERK

KIRAN KU. BEHURA RUTUPARNA MUDULI AMLAN MOHANTY BAILOCHAN PRADHAN BASANTA KU. SAHOO RAMESH CH. PRADHAN SANIDH KU. PANDA SANTOSH KUMAR SAHU SURAJ KUMAR PATEL IBPS-AFO IBPS-SO PNB-IT OFFICER CENTRAL BANK-PO IBPS-AFO CANARA BANK-PO CENTRAL BANK-AFO CANARA BANK-PO CANARA BANK-PO JITENDRA KU. SAHOO LAXMIDHAR DAS BIBHUNANDAN TUSHAR RANJAN DAS ASHIRBAD PRADHAN UMESH GUPTA NANDINI PRADHAN ABHIJEET DAS KINKI KARMAKAR UNITED BANK-CLERK ANDHRA BANK-CLERK CANARA BANK-CLERK BOI-CLERK PNG-CLERK BOI-CLERK CANARA BANK-CLERK CANARA BANK-CLERK IBPS-CLERK

And And Many Many More Selections More ABHIJEET MISHRA RAMANI PRADHAN PRIYARANJAN PARIDA SANDEEP BEHERA IPSMITA BHOI DILLIP SAMAL SURYAKANTA GIRI SABITA HORO ARCHANA SAHOO SOUMYA R. SWAIN BISWABHUSHAN PATRA KRISHNA PRIYA RANA AMAN KUMAR JHA DILLIP SAMAL PRATICHI PRACHITARA Selections SYNDICATE BANK-PO UNION BANK-PO VIJAYA BANK-PO CANARA BANK-PO IBPS-PO BOI-PO IBPS-SO SYNDICATE BANK-CLERK CANARA BANK-CLERK IBPS-CLERK CENTRAL BANK-CLERK BOB-Clerk IBPS-CLERK BOI-CLERK KARNATAKA BANK-CLERK OTHER SELECTIONS-2016 VANIK-OAS-2015 SELECTED CANDIDATES

TRUPTI BARAI SANKALP SAHOO GOUTAM MAHALIK MANOBRATA SATPATHY SOUBHAGYA BEHERA SATYAVIKASH BHUYAN SUNITA PATI SWEEKRUTI BARPANDA KHIRABDI T. SAHOO PRATAP CH. SAHOO SOURYA RANJAN MISHRA ARANYA KU. PANDA DEBABRAT ROUTRAY PIPAS KUMAR BEHERA SMRUTI SWAIN SURJIT SAHOO ATISH KUMAR SAHU BISHWANATH DEHURY ASHOK KUMAR SAHOO SANTOSH KUMAR SAHU MADHUSMITA BEHERA DEBASHISA BEHERA SURUCHI PRIYADEVI RANK-17 RANK-45 RANK-55 RANK-67 RANK-70 RANK-72 RANK-75 RANK-84 RANK-91 RANK-104 RANK-131 BOM-PO NABARD BANK-PO BOB-PO BOB-PO INDIAN BANK-PO INDIAN BANK-PO RBI-CLERK OGB-CLERK UGB-CLERK LIC-AAO CO-OPERATIVE-PO OSSSC

TRIDEV RATH PRATIK PATTNAIK SANGRAM PARIDA SHEETAL AGARWAL GYANI MOHANTY SWETAPADMA DHAL SANJIT SUMAN RAJIV DAS PREETAM KUMAR RATH SAGARIKA SAHU TAPAS DEHURY AMIT KUMAR PARIDA RUTU PALLAVI DAS SWASTIKA PANDA DEBASISH SAHOO MONIKA M. JENA RAKESH ACHARYA BHAGIRATHI SETHY SUPARNA SUBHADARSINI ABHIMANYU PAL GYANADEEP DASH NARENDRA DAS BAILOCHAN PRADHAN RANK-159 RANK-174 RANK-194 RANK-199 RANK-214 RANK-267 RANK-326 RANK-352 RANK-364 RANK-403 RANK-406 INDIAN BANK-PO RURAL BANK-PO BOB-PO BOB-PO BOB-PO ICICI BANK-PO OSSSC OPTCL-OFFICE ASST. BSNL-TTA BOB-PO ICICI BANK-PO CO-OPERATIVE BANK-PO

And Many And Many More More Selections

SUDIPA JENA AKHILANAND PURUSOTTAM DEEPAK KUMAR JENA ASHUTOSH BARIK SANTANU KU. SETH PRIYANKA S. ROUT TULU KUMAR SAHU SUMITA BEHERA PRIYANKA NAYAK SUMAN KUJUR PRITAM SWAIN Selections SUNARAM HEMBRAM RAJESH SETHI BIJAYA TOPPO MITALI M. PATRA SURENDRA GHADAI BHANUPRIYA SABAR APARNA BHOI ASHOK MAJHI BAIDYANATH MURMU RANK-645 OSSSC OSSSC UBI-CLERK AXIS BANK OPTCL OPTCL OPTCL OPTCL OPTCL OPTCL OPTCL RANK-451 RANK-470 RANK-474 RANK-481 RANK-494 RANK-577 RANK-665 RANK-668 @ FOR ONLINE TEST & DISCUSSION visit : www.vanik.org Bank PO Clerical Railway SSC

About Vanik VANIK is a leading Institute in India that imparts coaching for Banking, Railway, Staff Selection Commission (SSC) and Other various career oriented examinations with well-founded base as well as extended and updated information of fundamentals. At VANIK, you will find a very powerful and innovative teaching system that can help you unfold your potential systematically to achieve higher standards you will have right mix of theoretical classes with microscopic details to develop comprehensive understanding of concepts and their applications blended with periodic Online & Offline tests to cultivate proper examination temperament as well as competitiveness. We unable students to transform their aspirations into their achievements. Our rigorous training methodologies prepare you to give your best in competitions. We invite you to explore further, meet our faculties and students and experience VANIK difference! You will get the guidance, support and inspiration that you need to reach the peak of your career.

VANIK PUBLICATIONS

VANIK Publications is a unit of VANIK Group. We publish books for competitive examinations like Bank-PO/Clerk, Railway and SSC (technical and non-technical) with latest updates which is highly supported by VANIK Team. The books are available at leading book stalls across India.

Saheed Nagar CRP Cuttack B-61, A & B, Saheed Nagar Plot-1441, Opp. IOCL Petrol Pump, Near Yamaha Showroom, Bhubaneswar CRP Square, Bhubaneswar Link Road, Cuttack (0674) 6511102, 8093-556677 (0674) 6556677, 7205-556677 (0671) 6556677, 8984-556677 Price : `50