MAGAZINE | June•July 2013

“Hawai‘i is my home and Norm Chow: you can’t beat that.”

This issue’s Enjoy The Important Strong Resource Guide: Summer Changes To Families 7th Annual Aging in Place Of Your Life Medicare Survive Workshop Schedules page 24 page 30 page 31 & Exhibitors List

Major Complete Distribution Distribution Locations on Partners: Page 7 12-CCH-0560A GenMag.indd 6/25/12 11:39 AM - 1 - (Cyan)(Magenta)(Yellow)(BlacK)

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© 2012 Coldwell Banker Real Estate LLC. All Rights Reserved. Coldwell Banker® is a registered trademark licensed to Coldwell Banker Real Estate LLC. An Equal Opportunity Company. Equal Housing Opportunity. Each Coldwell Banker Pacific Properties Office Is Owned And Operated by NRT LLC. Coldwell Banker Pacific Properties, Kahala Mall Roof Top, 4211 Waialae Ave., Suite 9000, , HI 96816

Matsumoto & Clapperton Advertising Date: 6/19/12 Client: Catholic Charities Job# 12-CCH-0560A Head: ‘Premium Senior Services.’ Pub: Generations Magazine Run date: Aug/Sept Size: F/P, 8.125” x 10.875”, 4/color bleed Mtls: PDF-X/1a “ Confused about Medicare? Al Harrington You know who I trust? AlohaCare!” Educator, Healer & Entertainer

Kapa‘a Neighborhood Center Photo courtesy of Hawai‘i Athletics

You get more benefi ts beyond Original Medicare COVER STORY | Norm Chow: Bringing home the game with less money out of your pocket. “I still have the adrenaline going, the challenges to compete. I’m 67 now and still enjoy the wins and I still don’t enjoy the losses ... but nothing beats a Saturday afternoon football game.” Our benefi ts include: CONTENTS | June • July 2013 » Doctor Visits » Preventive Services » Hospital Stays » Tests, X-rays & Lab Services Cover Story Resource Guide 14 :: Norm Chow: 20 :: Aging In Place Workshop Schedules » Drug Coverage » Acupuncture Bringing Home The Game HEALTH » » Vision Coverage 24-hour Nurse Advice Line Elderhood project with Kirk Matthews 28 :: Your Mind & Body: Heart Failure » Hearing Coverage » Local Customer Service 10 :: “It’s Not Like It Was, But It Will Work” 29 :: Wisdom Tooth: Smiles For A Lifetime Lifestyle US GOVT Programs & services 11 :: My Take On Things: Shuzi Health Jewelry 30 :: Medicare: Important Changes To Medicare Call: 973-6395 • Toll-free: 1-866-973-6395 • TTY: 1-877-447-5990 12 :: A Medicare Moment With Martha: 31 :: Social Security: Strong Families Survive What’s So Good About Being A Senior 8 a.m. to 8 p.m., Monday thru Friday • www.AlohaCare.org 13 :: Frankly Speaking: Who Are You Calling A Senior? Programs & services 19 :: AARP: 2013 Legislature Sends Mixed Signals 32 :: Preference, Dignity, And Choice 22 :: Book Review: 65 Things To Do When You Retire 33 :: Caregivers Role AlohaCare Advantage (HMO) is a health plan with a Medicare contract. AlohaCare Advantage Plus (HMO SNP) is 23 :: Travel: Feeling Right At Home...In Vegas Wisdoms a health plan with a Medicare contract and a contract with the Medicaid program. The benefi t information 24 :: Events: Enjoy The Summer Of Your Life 34 :: BBB: Combating Investment Fraud provided herein is a brief summary, not a complete description of benefi ts. For more information contact the plan. 26 :: Michi: Lite & Creamy Pasta 35 :: Financial: How Much Money Do I Need? 27 :: Diane: Summer Green Smoothie Limitations, copayments and restrictions may apply. Benefi ts may change on January 1 of each year. AlohaCare 36 :: Legal: Update: Queen’s Medical Center vs Koga 37 :: Legal: Special Needs Planning Advantage Plus is available to anyone who has both Medical Assistance from the State and Medicare. H5969_400244_2 CMS Accepted 03112013 Editor’s Note :: STAFF / DISTRIBUTION Locations ::

Distribution Locations: 15 Craigside ■ AARP Chapter 60 ■ Aloha Nursing Rehab Centre ■ Airline Machinists Union (IAM) ■ Ameriprise Financial ■ ummer is upon us and it is time to get out and enjoy all of what Hawai‘i’s cultures Arcadia ■ Attention Plus Care ■ Avalon Care Centers ■ Big City Diners ■ Catholic Charities ■ Child & Family Services ■ Coldwell Banker (Kahala Soffer. The list includes everything from the Asian Pacific Arts Dance Festival with www.Generations808.com Mall) ■ Dauterman Medical & Mobility ■ City & County of Honolulu’s Hawaiian Hula and Ukulele performances, to Korean Changgo drums and a whole list of Elderly Affairs Division ■ Gold Coast Real Estate ■ Hawaii Association of great events so check out page 24. If you love Sake like I do, there is no better event in ■ ■ Percy Ihara Retired Americans Hawaii Okinawan Center Hawaii State Executive Office on Aging ■ Hawaii Kai Retirement ■ Hawaii State Legislature ■ Hawai‘i then the “Taste of Sake” tasting so get your tickets for this August 16th celebra- Publisher/Editor tion at the Convention Center. Hino Hairstyles (Ala Moana Center) ■ HMSA (main office) ■ Honolulu 808-234-3117 Christian Church ■ Japanese Cultural Center ■ Kaiser Permanente ■ Ka- As one of the so-called “Late Boomers” born 1956-65, I am always in awe of our cover [email protected] hala Nui ■ Kapahulu Community Center ■ Kapiolani Hospital ■ Kuakini stories as they are so inspirational to me and I know to all our readers. There is no bet- Sherry goya Health System ■ Kuhio Pharmacy I & II ■ Lanakila Meals on Wheels ■ ter icon in football than Norm Chow as he is, for 67, truly the new 47 year old. Please Sales & Distribution Lanakila Senior Center ■ Leahi Hospital ■ Logo’s Bookstore ■ Longs: don’t call coach Chow a senior though as he doesn’t consider himself one. As I first met 808-722-8487 Hawaii Kai, Manoa ■ Love’s Bakery ■ Love’s Bakery Thrift Stores ■ Makua ■ ■ ■ coach Chow for our interview and photo shoot, he literally looked at me and asked why Alii Senior Center Maluhia Hospital Manoa Cottages Homecare [email protected] McKinley Carwash ■ Moiliili Community Center ■ Na Mea Hawaii (Ward) “him”— he said, “I’m not a senior.” I told him he is a role model for all of us and our Wilson Angel ■ One Kalakaua ■ Pacific Rim Bank ■ Pali Momi Medical Center ■ Palolo readers will love his story of his energy, love for football and his young players. I will Art Director Chinese Home ■ Plaza at Mililani ■ Plaza at Punchbowl ■ Pohai Nani ■ say at 67, coach Chow, you are in exceptional shape and no senior in my eyes. [email protected] Project Dana ■ Olaloa Retirement Community ■ Queen’s Gerontology ■ ■ ■ In this issue look for our new regular business partners in Aloha Care’s Medicare Roots & Relics Safeway: Enchanted Lake, Kaneohe Salvation Army Aimee Harris ■ Scott Makuakane Law Office ■ Senior Move Managers ■ St. Francis Hos- column, Hawaii Pacific Health’s Straub Hospital informational page (this month is a “Fall Editorial Consultant pice ■ Straub Clinic & Hospital ■ The Care Center of Honolulu ■ Times: Prevention” event) and read our newest columnist Frank B. Shaner’s “Frankly Speaking” Kaimuki, Kaneohe, Aiea ■ Vacations Hawaii ■ Waianae Comprehensive BRIAN SUDA thoughts and words. Health Center ■ Waikiki Community Center ■ Windward Mall Food Court Photographer ■ YMCA ■ YWCA Lastly, Happy Father’s Day as we celebrate all our Dads on June [email protected] Public Libraries: Aiea, Aina Haina, Ewa Beach, Hawaii Kai, Hawaii 16. I do want to send out a special Happy Father’s Day to my father PETERSON ROSARIO State, Kahuku, Kailua, Kaimuki, Kalihi-Palama, Kaneohe, Kapolei, Les Ihara, as for over 17 years, our family vacations are paid by Webmaster Liliha, Manoa, McCully-Moiliili, Mililani, Pearl City, Salt Lake, Wahiawa, our parents and have made him happy to see his children, spouses, [email protected] Waialua, Waianae, Waikiki-Kapahulu, Waimanalo, Waipahu grandchildren and now great-grandchildren enjoy a great family District Parks: Aiea, Halawa, Kailua, Kilauea, Makiki, Manoa, bond. Thankful as well for all the great experiences we had growing Pupukea Beach, Salt Lake, Waiau, Waimanalo, Waipahu up all over the world because of his Army career — how much we Generations Magazine’s content—editorial or advertising—should not Community Parks: Aina Haina, Ala Puumalu, Ala Wai, Asing, be used as a substitute for advice from your doctors, financial advi- sors or life planners. Accounts, views and opinions expressed in this Crestview, Ewa Beach, Kahala, Kaimuki, Kaneohe, Kuapa Isles, Makakilo, learned about different people, weather and cultures. magazine do not necessarily reflect the views of the Publisher, Editor, or its staff and distributors, as well as being liable for damages arising Mililani, Moanalua, Pearl City, Pililaau, Wahiawa, Whitmore out of any content, products or events mentioned in the magazine. Copyright 2013 Generations Magazine is produced bimonthly as a Neighbor islands: ■ Hawaii: Kamuela Inn, Love’s Thrift Store (Hilo) free resource© for Hawai‘i's mature community. All rights reserved. No part of this magazine may be reproduced or transmitted in any form or ■ Kauai: Love’s Thrift Store (Lihue) ■ Maui: Exec. Office of Aging, by any means, except for the inclusion of brief quotations in a review, without permission in writing from the publisher. Kaunoa Senior Ctr., Kalama Heights Senior Community, Hale Makua (Ka- Live Well, Printed by Hagadone, O‘ahu, Hawai‘i hului), Hale Mahaolu, Roselani Place, Love’s Thrift Store (Kahului) 808-847-5310, Neighbor Islands Toll-Free: 800-491-4888

Percy Ihara, Editor/Publisher A perfect gift opportunity — one-year subscription to Generations Magazine: Father’s Day (June 16th), Birthdays, or any day! A gift to show you care.

Generations Magazine 808-234-3117 Hawai‘i's Resource for Life 1414 Dillingham Blvd., Suite 201, Honolulu, HI 96817 [email protected] Name ______

Address ______THERE’S NO PLACE LIKE HOME! SUBSCRIPTION CUSTOMIZED & PERSONAL IN-HOME CARE 6 issues for $12 ______(1 issue every other month) THE AFFORDABLE ALTERNATIVE TO Phone ______ASSISTED LIVING FACILITIES Please send this form and Call 734-5555 • www.kokuacare.com a check payable to: Email ______LEEWARD 671-9000 • WINDWARD 262-1155 • EAST O’AHU 396-9555 Generations Magazine Screened, Trained, Bonded & Insured 1414 Dillingham Blvd., Suite 201 Signature ______ReasonsHonolulu, to visit Hawai‘i online, 96817 www.Generations808.com: p 6 | • IN-HOME ASSESSMENT & HOME SAFETY EVALUATION n Share your comments n view Resource Guides, Radio & TV clips FREE • 10 HOUR SERVICE (After purchase of fi rst 100 hrs.) CONTRIBUTORS :: FREE Fall Prevention Education enerations Magazine calls upon Hawai‘i’s experts — from financial advisors to Gprofessional chefs — to produce an informative and meaningful publication for our local seniors and their families. Mahalo for their contributions. Our contributors:

Sherry Goya celebrated her 20th anniversary as owner of Sherry A. Goya, LLC, a business consulting company. Besides heading the distribution and sales for Generations magazine, she assists many individuals and small companies with newsletters, post cards, brochures, websites, etc. Sherry has owned Real Estate Referral Center, Inc. for 15 years. She is also the Executive Director for the Kakaako Improvement Association. Contact Sherry at 808-722-8487 or [email protected].

Martha Khlopin is a licensed insurance professional and hosts “The World of Medicare,” sponsored by AlohaCare. Tune in to KHNR-690AM Saturdays at 11am or KGU-99.5FM Sundays at 10am. Martha manages a team at AlohaCare that conducts Medicare workshops for individuals, businesses and senior clubs. Falls are a leading cause of injury to older She is Board Vice-President of the Family Education Centers of Hawaii (FECH) adults, and the road to recovery can be long and Hawaii YFC. For more information about Medicare or to schedule a work- and arduous. It’s important to know whether shop call 808-973-0754. [email protected]. you are at risk, and what you can do to help prevent falls in the fi rst place.

The Straub Rehabilitation Department invites you to a free event addressing fall Frank B. Shaner — If you ask anyone in Hawai‘i about me, they will tell you risk and prevention. that I am a comedian with a voice, but I also have a burning desire to express myself. I follow Picasso’s advice when he says, ‘I dream of painting, then I paint my dreams.’ Another of my inspirations comes from Vincent van Gogh, who said Fall Prevention Education ‘What would life be if we had no courage to attempt anything.?’ Although I am June 29, 2013 no longer in radio, my passion is carried on through my accomplishments on the 8 a.m. – 12 p.m. Visits clinic regularly. canvas. I find solace in the creation of my art, and that I share with you. Straub Physical Therapy Center 800 S. King Street Takes Pilates.

To make a reservation and for more Believes 62 is the new 39. information, please call 522-4603. A never-ending MAHALO to our regular contributors continuous support and kokua: (Reservations required) Kirk Matthews | Dr. Ritabelle Fernandes | Dr. Wayne Okuda | SCOTT MAKUAKANE | Michael W. K. Yee | Stephen B. Yim | Jeffrey Sisemoore | Tiffany M. Browne | Sage plus | SSA | AARP | BBB | Chef Michi | Diane Cadinha We make it easy to take control of your health. Visit a neighborhood Straub Clinic and get connected to better health.

www.hawaiipacifi chealth.org I 808-522-4777 Straub Clinic & Hospital is a 501(c)(3) nonprofi t corporation. 7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, p 8 | Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected]

HPHS-36864-GenerationsMag.indd 1 5/22/13 4:03 PM

JOB#: HPHS-36864 CLIENT: Hawaii Pacific Health TITLE: Free Fall Prevention... BLEED: .125” STRAUB PUB: Generations Magazine TRIM: w 8.125" x h 10.875" SIZE: FP FB 4C RUN DATE: June-July 2013 LIVE: .5625" safety

If you have questions concerning this file, please contact our Production Manager immediately at 808.539.3487 | PDF (outgoing) 5/22/13 PWee/ts Lifestyle :: My Take on things Shuzi Health Jewelry by Sherry Goya y dad had a saying when he was trying I don’t know all the details about the practice, but Mto fix things around the house. He was a I will tell you this. It involves the senses of touch, t was September 8, 2011 that I had a stroke ... This is what I know: Shuzi (pronounced wonderful man, let there be no question. But sound and smell. Seniors, many of them with Isome say it was “mild” and some say it was Shoo-zee) has been an international company when it came to being a “handy-man” — not so dementia, were obviously connected to the practi- a “nerve stroke” while I say, “It happened, now since 2004. The jewelry utilizes a proprietary “Nano much. When he would finish a project, no matter tioners during the practice of Namaste. move on!” Every day since then, I test myself Vibrational Technology” Chip from the United States on doing things with my right side. Within two which is programmed to resonate with your cells’ how big or how small, he would finish with this This brings us back to my original statement. weeks I got rid of the walker but was very care- natural frequencies. The chip sends out a pulse that phrase — which was used over and over again by “It’s not like it was, but it will work.” As we ful getting around. Driving and bouncing a tennis balances the body’s bio-field and blood cells become many of his friends [and now, his son] — “It’s not age, we may look for many ways to feel better. It ball took two months. Walking down a flight of much rounder and stronger promoting better blood like it was, but it will work.” may be traditional western medicine, it may be stairs without using the handrail or wall took flow, which means more oxygen through the body. Duct tape has saved many a marriage. I know medicine involving our native culture, it may be nine months — that’s when I bought a Shuzi this for a fact. Elmer’s Glue has saved many a something like Namaste. But the important thing Studies with QEEG (brain mapping) showed on bracelet and walked down 12 steps with no prob- school project. Again, I speak from experience. is — talk to a professional. Find out what he/she average 25% improvement in cognitive efficiency lem (at the bottom of the stairs, I turned around There is a time and a place for using duct tape has to say about what ails you. The answer may and 20% improvement in emotional efficiency. The to look up in amazement). I did more “self-tests” or glue. But when it comes to our personal well- be simple — it may be complex. But don’t try to full study is on shuziusa.com. like balancing on my right leg for 40 seconds being, best to see a professional. fix it yourself without help. There’s a reason those instead of the 3 seconds before Shuzi and walking So, don’t just take my word for it. As in anything healers have worked to become who they are. The It’s one thing to try to replace the hinges on a on stepping stones on the side of our house with else, try it yourself and do your own testing. I think answer you don’t want to hear is, “It’s not like it cupboard door. It’s another to diagnose whether ease. There are so many products out there that you’ll be pleased. was, but it will work.” n or not you have a cold or double pneumonia. claim a lot of things, but this one I believe made a For more information, Shuzi Hawai‘i can be n Last month, we visited a senior center where The Elderhood Project airs on KHON2 Friday morning HUGE13-ACS-0017A difference Generations.indd to my 1/14/13 “balance” 10:47 AM in - life.1 - (Cyan)(Magenta)(Yellow)(BlacK) reached at 808-386-0929, www.shuziliving.com. the staff practiced something called “Namaste.” news at 5:45 a.m. and Thursday news at 5 p.m. “We’re so happy with our growing ohana here and the many activities provided.” Weekday Mornings from 5-8am -Ted & Sets Ozawa

Let us give you peace of mind for today and the future. Hawaii’s News Leader We call it Guaranteed Lifetime Care. Should you ever need assistance or care, we’ll be here for you. Let us give you something to be happy about in 2013 and for the rest of your life…guaranteed.

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7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 10 | | p 11 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n ShareMatsumoto your & comment Clappertons Advertising n view Resource Guides, RDate:adio 1.14.13 & TV clips Client: 15 Craigside Job# 13-ACS-0017A Pub: Generations Run date: Feb. / Mar. 2013 Size: 1/2 page hor, 7” x 4.6875” Mtls: x1a-PDF Lifestyle :: A Medicare Moment With Martha Lifestyle :: Frankly Speaking What’s So Good About Growing Older? Who Are You Calling A Senior? by Martha A. Khlopin by Frank B. Shaner —“I’m not ready to be called a senior.”

very week I talk to people who are newly the waves, despite “stink eye” from the young, ovie night and what to see? Standing in line, So the question is, have you been playing Eeligible for Medicare insurance or are already with their lean, mean, six-pack abs. They, too, MI looked up to see what was playing. Getting your fiddle or storing your nuts or playing your enrolled in a plan. While some are happy to be at will grow old. up to the booth to pay for my ticket, the young fiddle AND storing your nuts. If the latter, good the age to get those senior discounts at retail shops As we grow older, let’s care less about what man asked me, “What movie Sir?” I replied, “Life going! Preparing for the fourth quarter is tricky. and restaurants, some, not so much. They would other people think. We have earned the right to of Pi” please, I’ve enjoyed pie for years and I’m so I’m not a financial adviser but it’s good to have a rather trade those discounts for the yonder days of be wrong. happy they finally made a movie about it”. The ca- few bucks around to help your co-pay as you go platform shoes and “discothèques.” Did you rec- shier looked at me strangely and said “Ok Sir that along. But the most important part of the fourth ognize that word? Might be time for you to learn So, to answer the question, what’s so good will be $7.50 please”. I said, “Wow, $7.50! Must quarter is your sense of humor and balance. It more about Medicare. about growing older? We can choose to love the be some kind of a special today?” The kid looked truly comes down to Mind, Body, Soul and laugh- person we have become. We have an excuse to for- up and said, “Well Sir, seniors are $7.50. Regu- ter. This is way more important than any bank So for those who need a little coaxing to em- get the things we choose to no longer remember. brace the idea that life can be good at any age, lar Adults are $10.00. You’re considered a Senior roll you might have, because if you don’t have let’s look at some words of wisdom cloned from, We can have a “senior moment”, eat, drink and Adult so you get to save $2.50 on your ticket”. balance and laughter then you have nothing. where else, the Internet. be merry and finally understand Medicare! n “What! I’m not ready to be called a senior! I’ll And now it’s Generation X and Generation Y As we age let’s, become more peaceful. And pay for 1 Adult ticket please!” who have to start to pay their own way and they Martha Khlopin hosts the popular weekly radio program need to drop the word Entitlement! They need to whose business is it anyway, if we choose to read, “Medicare Moment with Martha — The World of And this happened to me when I was only 49! watch TV, or play on the computer, until 3? Medicare” sponsored by AlohaCare. It airs on KHNR- Damn! Maybe I saved $2.50 but I lost years of get off their okole’s and get to work. Baby Boom- 690AM on Saturdays from 11–11:30 a.m. and on dignity in that one quick transaction. ers are not afraid of confrontation and will not We can walk the beach, in a swim suit stretched KGU-99.5FM on Sundays from 10–10:30 a.m. hesitate to challenge the establishment. The funny over13-ARC-0548 our beautiful Generations.indd bulging 5/22/13 bodies, 5:07 PM -and 1 - (Cyan)(Magenta)(Yellow)(BlacK)dive into For info, call (808) 973-0754, [email protected]. So what happened, where did the time go for thing is, WE are the Establishment now! n God sakes? Just an hour and a half ago it was 1965 and graduation day at Kaimuki! Now I stand and look back and say what the hell happened! Join in a conversation with Frank B. Shaner on facebook Close to 50 years have passed and now it’s the be- and experience his art online at www.frankbshaner.com. Especially when those hands ginning of the 4th quarter. They call it the Wonder belong to some of the best Years, yeah, ok. You wonder what the hell hap- doctors and nurses on the island, pened to the time. including the 2012 Physician We are called the Baby-boomers, born between of the Year. With fi rst-class 1946 and 1964, and we were conceived from the Lift Chairs Greatest Generation! Our Moms and Dads lived amenities, guaranteed lifetime through WWII and when they came home they eace of mind care and, most of all, peace of made babies, a lot of them. Baby Boomers — we P is knowing you’re mind, Arcadia is the perfect are the generation that tested the Government, As low as place to call home. witnessed the assassinations of our leaders, and $695 in good hands. we invented Love, Sex and Rock-n-Roll. We fought in nasty wars, came home to work and became doctors, lawyers, teachers, bankers and Radio The Gift of Personalities! We dedicated ourselves to our jobs and families and then had mid-life crisis and went Independence in search for the meaning of life. We were and still The Benchmark for Senior Living in Hawaii. are a fiercely independent bunch of World War ll

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7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 12 | | p 13 Aug.Matsumoto 9th, Friday, & 9am–3pm,Clapperton A Advertisingla Moana Hotel [email protected] Date: 5.22.13 n Share your comments n view Resource Guides, Radio & TV clips Client: Arcadia Job# 13-ARC-0548 Pub: Generations Magazine Run date: June 2013 Size: 1/2 page hor, 7” x 4.6875” Mtls: x1a-PDF Cover story ::

y most reports, 62 is now the most common Bretirement age by far. Yet, many folks are adjusting to the poor economy and retiring later at 65 or older. Then there’s Norm Chow...

“I always tell In late 2011, at the ripe retirement age of 65, the kids, We when most people would be counting down the days to senior benefits, Chow agreed to a five-year stand on the deal for his first collegiate head coaching job as the shoulders of University of Hawai‘i’s 22nd head football coach. Norm Chow the great men The alum and Palolo Valley and women native succeeds Greg McMackin, who retired after four seasons as head coach of the Warriors. Chow reflects on that have gone is the first Asian-American head coach of a major his first year on before us.” college football program. on the field. by Generations staff

p 14 | Cover & Feature Story Photography by Brian Suda | p 15 Cover story ::

Carson Palmer, Oakland Raiders quarterback, “My father Winner and former USC quarter- instilled the back. “He will focus on winning, education and hard work just bettering the young kids that he’s tutoring.”† ethic and A New Game [encouraged After 13 years of the Run-and-Shoot Offense us] to make scheme that was installed by former Head Coach , Chow has implemented a Pro Style something of Offense scheme, which is more complex than ourselves,” typical college offenses and resembles those pre- dominantly used at the NFL professional level. Work Hard. Play Hard. Another major change was a switch in con- ferences. The UH team was a part of the West- The national median age is 50 for college foot- ern Athletic Conference until July 2012, when ball head coaches in the National Collegiate Ath- the team joined the letic Association (NCAA) Division I Football Bowl (MWC). Subdivision (I FBS). Yet Chow says being an older coach doesn’t hold him back. Rather, by working As first-year MWC members, the team finished Home Game Chow’s first coaching job was as the head with student athletes in a college atmosphere the season 3–9 overall, 1–7 in the MWC to finish in a tie for ninth place. Starting over with a new job in a new state coach at Waialua High, Oahu, from 1970 –72. He he “tries to stay young with the kids.” He says, with a new team wasn’t perhaps the ideal scenar- then began his 27-year stint at Brigham Young “I still have the adrenaline going, the challenges io, but it was one for which Chow was ready. University (BYU), serving in a variety of coaching to compete. I’m 67 now and still enjoy the wins He was ready to return to his native state and he and recruiting capacities. and I still don’t enjoy the losses ... but nothing was prepared to support Hawai‘i’s home team. One of the major features of head coaching in beats a Saturday afternoon football game.” Chow admits that when UH was looking for a college football is the high turnover rate for jobs. Considered one of the top offensive coaches in new head coach, he already had a job and didn’t College coaches routinely change jobs, rarely stay- collegiate football history, Chow works hard and have much interest. But after the first interview, ing at a school for more than a decade. Yet Chow expects the same of his staff. he says he realized how important the football remained with BYU for nearly three decades. When first hired at UH, Chow set the tone program is to Hawai‘i. “It’s the only game in “I stayed at BYU because my wife Diane and I during his introductory press conference, “I’m 65 town, only one team … and people want to rally wanted to raise our children in a normal environ- years old. I’ll out-work any of you. We will have around this program,” he says. “Everyone under- ment,” Chow explains. “Coaching doesn’t lead to the hardest working coaching staff around. With- stands how important our football program is to a very normal lifestyle, as you know. We made a out question. They will not be hired, if they are Hawai‘i, and we just need unconditional support commitment that all four of our children would not willing to go to work.” from our alumni and the community. Our kids attend the same elementary and high schools.” Many of his values, Chow says, come from his “It was to so hard last year to see the losses are trying so hard and we need the support. It’s The following 10 years his coaching experience upbringing. “My father instilled the hard work in the locker room and see the hurt in our kids’ all about supporting the kids!” included North Carolina State, USC, Tennessee ethic and [encouraged us] to make something of eyes. It has been hard,” Chow admits. “But we Titans, UCLA and, finally, Utah. Working For A Living ourselves,” he recalls. “We got up early at 5 a.m., didn’t quit and fought hard last year. You know, ate breakfast and went to school.” we played a tremendously difficult schedule. Beyond given an opportunity to coach in We didn’t play that easy money game like most Hawai‘i, Chow is “staying in the game” because He expects commitment from his players as Division I schools. he enjoys “supporting the kids of the future” well. Unlike head coaches at other levels, college and his role as coach. And he’s not alone. The coaching staffs are solely responsible for the com- “And we will not shy away from the challenge. Sloan Center on Aging and Work, for example, position and development of players on the team. We need to play better, smarter football this year. cites data showing that nine of 10 older workers The ability to recruit and develop top players We just need to use better schemes. People today enjoy their jobs. And why not? Many of us— plays a major role in a college team’s success. are not patient, so we need to get it going.” like Chow — work a lifetime to learn the skills Chow’s former players can attest to that. “[With Part of “getting it going” is Chow’s focus on and gain the recognition to hold our hard-earned Norm as head coach], UH will be an extremely recruiting, which includes keeping top local job titles. hard-working team that’s well prepared,” says recruits in Hawai‘i. p 16 | Photos courtesy of Hawai‘i Athletics | p 17 Cover story :: AARP Hawai‘i ::

In this respect, Chow has had to change his There are so many 2013 Legislature Sends Mixed Signals recruiting pitch. For years as a Mainland coach and recruiter, he worked to convince local kids to ways that you can s the 2013 legislative session came to a close, (64 percent) said they are not confident they can leave Hawai‘i. Now he’s asking them to stay home Avolunteer advocates welcomed the passage of afford to pay for even one year in a nursing home. and to make us proud. “I tell them, You can play support UH students legislation tied to AARP Hawai‘i’s long-term care A separate national survey last year pegged the good football here in Hawai‘i — just like on the priorities — but cautioned that more must be done annual cost of one year in a private nursing home Mainland. Plus, you will get a good education and programs. to address a growing elder-care challenge that in Hawai‘i at $125,000. here at UH.” threatens to overwhelm individuals and families. “We’re asking the state to sound the alarm — Trevor Mattich, former BYU offensive lineman “AARP welcomes funding commitments for just as it does in the face of natural disasters such and ESPN analyst agrees. “[At BYU] I knew then Ku¯puna Care and Aging and Disability Resource as hurricanes and tsunamis,” Silva said. “Sound that our talent was always maximized and no Centers,” said AARP Hawai‘i State President Gerry the alarm for the ‘silver tsunami’ so that people matter what happened, our guys were in a posi- Silva. “At the same time we believe state govern- can prepare for what may be a devastating blow tion to win. Off the field though, he’s even a better ment should be more proactive in preparing older for our elders and their families.” fit because he’s from Honolulu and knowing the residents and their families to cope with the rising For an overview of AARP’s priority outcomes family values of the Polynesian culture is critical. cost of care eldercare, which threatens their retire- for the 2013 session, go online to http://states. He understands that.”† Donor Ivanelle Hoe and Davis M.K. Kane, recipient of ment security.” aarp.org/legislature-funds-long-term-care-prior- the Sakamoto-Hoe Scholarship Off The Field Funds were provided for one of the Commis- ities-selectively/. n sion’s recommendations — an actuarial and Charitable estate and income tax planning is a But coming home after 40 years of living and feasibility study of a mandatory public insurance working on the Mainland was hard at times. “I powerful “give back” because this planning can Contact AARP Hawai‘i for more information: provide substantial financial and tax benefits program for Hawai‘i’s working population. But married a gal from the Mainland and I have been another critical component — the need for public State Office: 808-545-6024 | Toll-Free: 866-295-7282 to you and your family, while supporting UH. [email protected] | www.aarp.org/states/hi away so long, but I make the best of the situation,” education to help residents understand the risks Chow says, “Hawai‘i is my home and you can’t Our team at the University of Hawai‘i Founda- associated with long-term care — went unfunded. beat that.” tion is committed to helping you discover the best charitable tax strategies to achieve all of “Education is time-sensitive. Planning takes Surprisingly, his wife Diane is not a football fan, your financial, tax and charitable giving goals. time and time is running out for many who will and Chow notes that it’s been hard on her all these soon need care,” Silva said. “Unless we provide Captain Cook years. “When she goes to the games, she doesn’t The University of Hawai‘i Foundation is a non- Hawai‘i residents with basic information about watch the game. She just screams to cut out all profit organization that raises private funds to long-term care, including the different types of Coin Company support the University of Hawai‘i System. The the noise,” he says. “She raised our children, is a care services available, how much they cost, mission of the University of Hawai‘i Foundation OF HONOLULU terrific gal and she deals with our crazy schedule and the risk of needing some form of care in the and life.” is to unite donors’ passions with the University of Hawai‘i’s aspirations by raising philanthrop- future, many older residents and their families We buy & sell collectibles: When it comes to retirement, Chow says he ic support and managing private investments are in for a rude awakening as they realize how • Coins & Currency doesn’t give it much thought. “I am sure that day to benefit UH, the people of Hawai‘i and our limited their options are.” • Vintage Jewelry will come … my concern is that my wife and I future generations. The Long-Term Care Commission was estab- • Tokens & Medals don’t have any hobbies so that will be difficult and lished by the Legislature in 2008 (Act 224) to we need to figure that out. But, I tell my wife that If you would like to learn how you can support • Hawaiiana UH students, programs, research and faculty, conduct a comprehensive assessment of Hawai‘i’s our next job will be counting sand pebbles.” n with your estate or highly appreciated assets, long-term care system and recommend changes. Collections ––––––––––––––––––––––––––––––––––––––––– please contact us in confidence at: Its report identified a convergence of forces that and Estates spell trouble for Hawai‘i’s future if not acted sought! The University of Hawai‘i Alumni Association upon, including 1) a rapidly aging population, (UHAA) connects alumni and friends with the v a lack of public funding to support the medical university and with each other. Alumni can become Captain Cook Coin Company is one of Hawaii’s most needs of its seniors, and 3) a population that isn’t respected coin dealers. Owner, Craig Watanabe has an UHAA member and support the alma mater planning and is largely unprepared to pay for its 54 yrs. experience in buying and selling coins, currency in many essential ways, including supporting UH own care. and other collectibles. Give Craig a call or go online now! athletics. For more information, visit uhalumni.org Office of Estate & Gift Planning ANA Life Member | Authorized PCGS, NGC, ANACS & or the official site for UH Athletic Fundraising at [email protected] Many studies support the Commission’s as- (808) 956-8034 CAC Dealer | ICTA Charter Member www.koaanuenue.org. sessment that eldercare is beyond the reach of www.UHFLegacyGift.org most Hawai‘i residents. In a 2012 AARP survey 808-531-2702 captaincookcoin.com †Player quotes courtesy of www.hawaiiathletics.com. of Hawai‘i residents age 50+ nearly two-thirds

Reasons to visit online, www.Generations808.com: p 18 | | p 19 n Share your comments n view Resource Guides, Radio & TV clips Resource Guide :: Exhibitors: AARP Aloha Care KHON2’s Elderhood Project & Generations Magazine Alzheimers Association presents Ameriprise Financial The 7th Annual Aging In Place Workshop Arcadia Comm. Services 15 Craigside Keynote Programs Legal & Financial Government Prgm. Caregiving Healthy Aging Kokua Care Bayada Home Healthcare Better Business Bureau HIBISCUS BALL RM. PLUMERIA ROOM PAKALANA ROOM CARNATION ROOM ILIMA ROOM GARDEN LANAI Boyd Vacations Bristol Hospice 8:30– Medicare Made Simple Long-Term Care Health Care Reform and Family Caregiving Tips Supplements and You Reversing Aging and Cardon Outreach 9:30 Insurance Medicare Disease in 10 Days! Catholic Charities Martha Khlopin, KCC Toni Hathaway Dr. Amy Brown, Comforting Hands AlohaCare Michael W.K. Yee, CFP Pamela Cunningham, University of Hawaii Dr. Shintani Compassion & Choices Ameriprise Financial Sage PLUS DCCA Office of Sec. Comm. Dr. Shintani 9:45– Solutions To The High Aging in Place & What Social Security Volunteer Outreach Living Healthy and Options for Elder Abuse Justice Unit 10:30 Cost Of Long-Term Care The Reverse Mortgages Means to You and and Activities Well with Diabetes Long-Term Care Elderly Affairs Division Your Family Hale Ho Aloha Gerry Silva, Percy Ihara Project Dana Straub Clinic and Hope Young, HI Estate & Jewelry Buyer AARP Hawaii Jane Burigsay Hospital Kokua Care Hawaii Kai Retirement HI State Public Library AM Session 10:45– De-clutter Hawai‘i Estate Planning for Medicaid and Caregivers Guide to Active Aging Managing Challenging HMSA 11:30 Dan Ihara, RA You and Your Family The Affordable Care Act Fall Prevention Shaping Up! Behaviors Hon. Rail Transit Project Stephen Yim, Cassandra Stewart, David Nakamaejo, with Diane Cadinha Christine Payne, Hookele Hoopono-Services of the Blind Attorney at Law Cardon Outreach Comforting Hands Alzheimer’s Assoc. Hospice Hawaii Senior Care Humana Islands Hospice Mid- Visit Exhibitors Visit Exhibitors Visit Exhibitors Visit Exhibitors Visit Exhibitors Visit Exhibitors Kokua Care

p.m., Ala Moana H otel p.m., Day (Open all day) or (Open all day) or (Open all day) or (Open all day) or (Open all day) or (Open all day) or Kupuna Edu. Center

3 Break Gov. Abercrombie’s Gov. Abercrombie’s Gov. Abercrombie’s Gov. Abercrombie’s Gov. Abercrombie’s Gov. Abercrombie’s Lanakila-Meals on Wheels Keynote Address Keynote Address Keynote Address Keynote Address Keynote Address Keynote Address Lunalilo Hm. & Day Care Maluhia/Leahi (Hibiscus Room) (Hibiscus Room) (Hibiscus Room) (Hibiscus Room) (Hibiscus Room) (Hibiscus Room) Manoa Senior Care Senior Lending Hawaii a.m.– Noon– Medicare Made Simple Long-Term Care Health Care Reform Family Caregiving Tips Coaching the Patient Reversing Aging and Na Tutu 1:00 Martha Khlopin, Insurance and Medicare KCC Toni Hathaway Dr. Ritabelle Fernandes, Disease in 10 Days! Family & Comm. Edu. AlohaCare Michael W.K. Yee, CFP Pamela Cunningham, Geriatrician Dr. Shintani Occup. Therapy Assoc. Ohana Health Plan Ameriprise Financial Sage PLUS Palolo Chinese Home Paradise Nursing Wkforce 1:15– Solutions To The High Aging in Place & What Social Security Volunteer Outreach Living Healthy and Options for Plaza-Punchbowl/Mililani 2:00 Cost Of Long-Term Care The Reverse Mortgages Means to You and and Activities Well with Diabetes Long-Term Care Project Dana Gerry Silva, Percy Ihara Your Family Project Dana Straub Clinic and Hope Young, Coldwell Banker Pac. Prop. AARP Hawaii Jane Burigsay Hospital Kokua Care Rehab of the Pacific Safe Harbor Homecare P M Session 2:15– De-clutter Hawai‘i Estate Planning for Medicaid and Caregivers Guide to Active Aging Managing Challenging Sage PLUS/Hawaii Ship Senior Move Managers Friday, August 9, 9 August Friday, 3:00 Dan Ihara, RA You and Your Family The Affordable Care Act Fall Prevention Shaping Up! Behaviors Shaping Up! Stephen Yim, Cassandra Stewart, David Nakamaejo, with Diane Cadinha Christine Payne, SMP/ EOA Attorney at Law Cardon Outreach Comforting Hands Alzheimer’s Assoc. Straub Senior Care The Caregiver Found. The Queen’s Medical Ctr. United Health Care No reservations required. For more information, call 808-234-3117 Walk Wise Hawaii

7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 20 | | p 21 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n Share your comments n view Resource Guides, Radio & TV clips Lifestyle :: Book Review Lifestyle :: Travel

hen you think of The contributors cover such fascinating trends as: Feeling Right At Home...In Vegas Wretirement, you may • Taking a “golden gap year”— a new twist on dream of spending carefree the common practice of high school grads taking by Vanessa May, Vacations Hawai‘i Marketing Manager days traveling with friends a year off to travel before college, only this time or loved ones. If you’re at it’s the boomers who are taking a year to explore f you thought it was just the low prices that Hawai‘i winners that stage of life, 65 Things the world before settling into their retirement. Ienticed thousands of Hawaii’s seniors to book (top to bottom): to Do When You Retire: their Vegas trips through Vacations Hawai‘i, take Marie V., Waipahu Travel can help you steer • Going “glamping”— This fusion of glamour and a closer look. Vacations Hawai‘i offers 4 flight pat- Lorraine U., Honolulu toward a fulfilling and en- camping is for those travelers who love the out- terns per week on non- Katherine K., Haleiwa joyable retirement, whether doors but want to travel in comfort. stop flights between you are looking for physi- • Living nomadically — Lynne Martin caused a Honolulu & Vegas, cal adventure, a spiritual stir when The Wall Street Journal published her on comfortable wide journey, or to go sightsee- article about how she and her husband sold their body 767 aircraft. It’s ing in far-flung places. home, put their valued possessions in storage, and the most comfortable set off to see the world as “senior gypsies.” Her In this book, more than 65 writers and travel aircraft to fly across first slot machine or table game, account was immensely popular with WSJ’s read- experts reveal their own personal adventures and the Pacific. With a 2-3- our friendly staff will make you ers, obviously touching a chord with many who offer practical advice about how retirees can have 2 seat configuration feel at ease. the time of their lives, whether traveling with dreamed of doing the very same thing. and twin aisles, you’re The California Hotel and a group, with a spouse or partner, or on their own. 65 Things To Do When You Retire: Travel is a never more than a seat Casino also offers a variety of Their fun and informative essays describe glorious 5.5” x 8.5”, 400-page, soft cover book, and retails away from an aisle. shopping choices for getaways, the best places for retirees for $16.95. It’s available in bookstores and at A Vacations Hawaii you. We have sev- to visit — and relocate — and how to plan for a www.sellerspublishing.com. Or, call Sellers escort travels with each flight to ease the eral specialty shops “great escape” without breaking the bank. Publishing at 1-800-625-3386. n normal challenges that come with travel- ing. It’s not uncommon for us to transport which are located a fair number of customers who require on-site. The Bridge wheelchairs and with the assistance of Avenue retail area porters, we provide a seamless transition offers a bit of the for them from the aircraft, through the islands, some special SEE WHAT YOU’VE BEEN MISSING. airport and on to our buses. Should you treats and conve- nient gift shops. JENKINS EYE CARE offers routine eye examinations to the need assistance during your stay at our latest advancements in treating common or more serious eye 3 popular downtown properties, the Cali- From the Cal Club conditions. Dr. Jenkins is one of Hawai‘i’s medical pioneers fornia, Fremont and Main Street Station to the Redwood Bar as she was the fi rst to perform LASIK surgery, use the LenSx® Hotels, Vacations Hawaii’s staff is just a & Grill, the Cal offers ® technology for bladeless cataract surgery and the iStent implant phone call away. And of course the biggest reason some very unique choices for every appetite with for patients suffering from both glaucoma and cataracts. customers keep coming back, is the great time our distinct dining venues! Specializing in the treatment of: Nearsightedness, Farsightedness, they have in Vegas with old and new friends! Within minutes of the Fremont Street Experi- Astigmatism, Cataracts, Glaucoma, Dry Eye Syndrome The California Hotel and Casino, better known ence, you can enjoy live nightly entertainment, as “The Cal,” will make you feel right at home an exciting light show, and if you’re feeling really Call today to make an appointment. (808) 591-9911 from the moment you step inside the door. With adventuresome you can enjoy a thrill of an amaz- its inviting tropical island decor, you’ll feel like ing zipline. n you’re in paradise. Genuine Aloha Spirit is what you’d expect to find at the Cal, and that is why it is affectingly known as the 9th island. Vacations Hawai‘i When you arrive at the Cal we invite you to www.JenkinsEyeCare.com Oahu: 808-591-4777 | Neighbor Isles: 800-548-8951 get your game on. There are plenty of ways to www.boydvacationshawaii.com Facebook.com/jenkinseyecare | Twitter: @jenkinseyecare play — live-action gaming, more than 1,000 video YouTube: www.youtube.com/jenkinseyecare Vanessa May, Vacations Hawai‘i Marketing Manager poker and reel machines, and even a satellite-fed 615 Pi‘ikoi Street, Suite 205 Honolulu, Hawai‘i 96814 California, Fremont, & Main Street Station Sports Book, at the Cal, you’re bound to hit it big! Direct: 702-386-4419 | Cell: 702-249-7494 Whether you’re a serious gambler or playing your Fax: 702-386-4463

7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 22 | | p 23 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n Share your comments n view Resource Guides, Radio & TV clips Lifestyle :: Summer Events Atamira Dance Company

Enjoy The eniors of all ages and their families will find The Asia Pacific Dance Festival Continuing Sthat Oahu offers an array of events from July 8 Welcome Ceremony with the “music Summer to August 16th, ranging from a dance festival to July 19, Friday, 6 p.m. theme,” young “sake tasting.” Mark your calendars today for one East-West Center Friendship Circle and old ukulele or all of these exciting events. Of Your Life FREE to the public. It will feature performers from From July 8th to 21st, some of the world’s most the artists from the Atamira Dance Roy Sakuma around the world by Generations staff acclaimed performers, teachers and critics from Company, Taipei National University will come togeth- Hawai‘i and the Asia Pacific Region will converge of the Arts (TNUA), and Ha¯lau Na¯ Kamalei er for Hawai‘i’s in Honolulu for the second biennial Asia Pacific O Li¯li¯lehuna. The TNUA is equated with excel- largest ukulele concert in Kapiolani park. This Dance Festival. One of Hawai‘i’s featured artists lence in Taiwan and around the world. Their event is FREE to the public. ¯ ¯ will be Ha¯lau Na¯ Kamalei O Lililehuna with kumu alumni have gained respect and international Halau Na Kamalei O Lililehua hula Robert Cazimero. Other artists are from New Tony Group Autoplex presents acclaim as professional choreographers dancers, the 43rd Annual Ukulele Festival Zealand’s Atamira Dance Company, Taiwan’s teachers and researchers. Taipei National University of the Arts, and Korea’s July 21, Sunday, 10 a.m. – 4 p.m., Kapiolani Pk. Samulgwangdae. The East-West “Journeys” Performances — Kennedy Theatre The first Ukulele Festival started in 1971 by Center Arts Program and the University of Hawai‘i July 20, Saturday, 7:30 p.m. ukulele master Roy Sakuma. Some of this year’s at Ma¯noa’s Outreach College are co-producing July 21, Sunday, 2 p.m. international lineup of performers will come from these events. For information, call 808-958-8246 A different performance each day, one of Japan, Australia, Taiwan, and Thailand, plus the or visit www.outreach.hawaii.edu/community/ which will be by the Atamira Dance Company Mainland, as well as many from Hawai‘i’s own, asiapacific/. who is the leading creator and presenter of including Ohta-San and 11-year old Aidan James of YouTube Sensation. The Roy Sakuma Ukulele “Living the Art of Hula” Maori contemporary dance theater of Aotearoa, New Zealand. Band of some 800 keiki, teens and adults will also July 11, Thursday, 7:30 p.m., Kennedy Theatre perform popular tunes. For the 42nd straight year This stunning performance will bring together Festival Public Forum in a row, Hawai‘i’s Ambassador of Aloha, Danny three kumu hula who have been leaders in the July 21, Sunday, 4:45 p.m., East-West Center Keleikini, will serve as the emcee. hula community for the past three decades. An (Jefferson Hall Imin Conference Center) Free parking and shuttle service from Kapiolani intimate conversation with kumu hula Robert Another FREE event. The Sunday’s “Journeys” Community College and back will be available Taipei National University of the Arts Cazimero, Vicky Holt Takamine and Michael Pili performance will be followed by a discussion from 8:30am–5:30pm. Ukulele displays and give- Pang will open the concert with their personal with the visiting artists and special guest dance aways, food booths, inflatable bouncers for keiki, journeys in hula, the traditions and the process critics Deborah Jowitt and Steve Villaruz. It will and Ukulele Festival souvenir t-shirts add to the they go through to create new choreography. be moderated by UH Ma¯noa Assistant Professer lively, festive atmosphere. For more information, Ha¯lau Na¯ Kamalei O Li¯li¯lehuna (Cazimero), Tammy Baker. email [email protected] or visit Ha¯lau Hula Ka No‘eau (Pang), and Pua Ali‘i www.ukulelefestivalhawaii.org. ‘Ilima (Takamine) will have performances show- casing the creative choreography of each of the “The Joy of Sake” featured kumu hula. August 16th, Friday, 6:30 p.m.– 9 p.m. Hawai‘i Convention Center Samulgwangdae July 14, Sunday, 2 p.m., Kennedy Theatre This event was founded in Honolulu in 2001 as a way to give sake enthusiasts an opportunity to This Sunday afternoon performance will be experience and appreciate premium sakes from by the globally renowned samulnori group breweries all over Japan. The event will feature Samulgwangdae from Korea. The four core per- “competition sakes” from the U.S. National Sake cussionists are masters of the changgo (hourglass- Samulgwangdae Appraisal — each recently bottled and cold-stored shaped drum), kkwaenggwari (small gong), to ensure maximum flavor. buk (barrell drum) and ching (large gong). The musicians and dancers will create a cap- The Appraisal is a blind tasting conducted by tivating blend of Korea’s traditional farmers’ a team of ten judges from Japan and the U.S. band music, acrobatic military exercises and All 300+ entries will be available for tasting. shamanistic ceremonies with its own modern Tickets are available at www.joyofsake.com and compositions and theatricality. are $85 per person ($95 at the door). n

p 24 | | p 25 Lifestyle :: Lifestyle ::

Chef Michi founded ‘Cooking Fresh For You’. Her recipes center on healthy and flavor-packed dishes. Visit www.cookingfreshforyou.com or contact via [email protected], 808-286-6484. Also, visit her Cooking FRESH locations: 909 Kapahulu Ave. | Queens POB I – 1329 Lusitana St. | Summer Green Smoothie Queens POB II – 550 S. Beretania St. | Lunch Truck – UH Manoa on East West Rd. by Kennedy Theatre. by Diane Cadinha, Certified Personal Trainer by Chef Michi ummer brings in the time of year when Ingredients Smelons are in season. Watermelon, honeydew 1 apple or pear “Lite” And Creamy Pasta and cantaloupe are rich in vitimins, minerals and 1 banana antioxidants such as beta-carotene, lycopene, 3 pineapple spears With Asparagus And Shrimp potassium, magnesium vitamin A and C. Adding them to a green smoothie makes for a tasty drink Handful of blueberries 1 cup watermelon colorful summer delight. You’ll want to use a Put a large pot of water over high heat and and a great way to get a lot of healthy nutrients Anice rigatoni (tube) or farfalle (bowtie) pasta bring to a boil. Add peeled/cleaned shrimp and into your body at one time. 1 cup Kale for this recipe. The shape of the pasta is perfect asparagus and poach for 2-3 minutes or less, until Blend well to milkshake consistency. Enjoy! 1 cup Spinach with the creamy sauce and serves as the perfect shrimp has just turned pink. Remove from heat See link for demo: www.youtu.be/16U9a1Vhoak. Handful of mint leaves backdrop for the beautiful greens and pinks of the and set aside. Prepare pasta according to package 2 small chunks ginger (optional) asparagus and shrimp. directions, drain, reserving 2/3 cup of the cooking 1 scoop ground flaxseed liquid. Heat a small sauce pan over medium heat 2 tbls chia seeds (grounded or pre-soaked in water) and slowly add the cream cheese to the stock, us- 1 lb uncooked pasta ing a whisk to break up and blend the two ingre- 1 cup coconut water (or regular water) 4 oz lite or fat free cream cheese dients. If the sauce is too thick, add some of the Ice n 1 cup chicken stock cooking liquid. Once the cream cheese has been incorporated, whisk in the lemon juice. Join Diane online at www.shapingup808.com, Juice of 3 lemons (reserve lemon zest) Slice the asparagus on the diagonal and add to or call 808-221-3905; email [email protected]. 1 lb U16-20 shrimp (shelled and deveined) the cream sauce, along with the shrimp. Toss the 1 bunch asparagus (woody part discarded) sauce with the pasta, top with Parmesan and the Salt and fresh ground black pepper to taste lemon zest and serve. Parmesan cheese Time: 40 minutes | Serves: 4–6

Reasons to visit online, www.Generations808.com: p 26 | | p 27 n Share your comments n view Resource Guides, Radio & TV clips Health :: Your Mind & Body Health :: Wisdom Tooth Heart Failure Smiles For A Lifetime by Dr. Ritabelle Fernandes, MD by Dr. Wynn Okuda, DMD

pproximately 5.8 million people in the United Q: How can I ensure that my teeth and mouth Third, address dental AStates have heart failure. Heart failure is a stay healthy and strong for a lifetime? problems on a timely ba- very common condition in seniors and is also A: Two words to remember for a healthy smile sis. This will prevent more known as congestive health failure. This is a costly procedures and pain are, “Be Proactive”! There’s no magic dental Patient of the practice. condition in which the heart can’t pump enough wand, but follow this philosophy to help keep in the future. A good exam- blood to meet the body’s needs. In some cases, your teeth for a lifetime. ple is tooth decay. Although the heart can’t fill with enough blood (diastolic decay many start small, left untreated the pulp can heart failure). In other cases, the heart can’t First, seeing your dentist and dental hygienist become infected and require root canal therapy. pump blood to the rest of the body with enough regularly is the key to optimal dental health. For most people this is every six months, for others Furthermore, being proactive let’s you and your force (systolic heart failure). Some people have dentist plan for your dental future. For example, both problems. These are heart failure awareness: more frequently. The dental exam may include Cataract Care with a Personal Touch assessments for oral cancer, root and tooth decay, if you need dental implants but constantly put it gum disease and more. The hygienist will remove off, it may become too late. Changes in supporting Signs and Symptoms: Common Causes: Restore clear vision with cataract care at tartar build-up on teeth that may contribute to bone or medical health issues may mean implants – Shortness of breath – Coronary artery disease gum disease, the leading cause of tooth loss. are no longer an option. So, stay proactive—it will – Fatigue – Hypertension pay off through the years! n Serving Hawai'i for over 36 years Next, be proactive with your home dental care. – Swelling in the – Cardiomyopathy Brush and floss daily and effectively! Ask your Wynn H. Okuda, DMD, Inc. ankles & feet – Diabetes dental professionals for instructions if needed. Cosmetic, Implant and Restorative Dentistry – Weight gain – Heart valve disease • Difficulty seeing clearly If a rinse is recommended, use it as prescribed. 3660 Waialae Ave., Suite 315, Honolulu, Hawai‘i 96816 (major sign and – Arrhythmias • Blurred or cloudy vision 808-734-1099 | www.cosmeticdentistryhawaii.com symptom) • Night time blur or glare – Congenital heart defects Call us today to schedule your evaluation. Ask how premium cataract care can help you see near, far, How is heart failure diagnosed? and in-between with less dependence on glasses. A physician usually diagnoses heart failure based on medical history, physical examination, and diagnostic tests. Most commonly ordered test ACE & NASM CErtifiEd is an echocardiography which uses sound waves to create a moving picture of the heart. The test ✦ Personal training for all ages shows the size and shape of the heart and how ✦ Specializing in senior fitness well the heart chambers and valves work. ✦ Locations: Mililani & Honolulu How is heart failure treated? Most Insurance Accepted 808-221-3905 Lifestyle changes can make a huge difference in controlling symptoms: limit fluid intake, low hawaiianeye.com 621-8448 [email protected] salt diet, weight loss (if obese), and smoking ces- shapingup808.com Victor, 88 yrs., is doing sation. Water pills reduce the fluid build up and a moving lunge on the blood pressure pills reduce the heart’s workload. TOTAL GYM Gravity System. For severe heart failure cardiologist recommend Great for balance, flexibility an implantable cardioverter defibrillator (ICD) and CORE stability. and/or pacemaker to prevent sudden cardiac Joan Packer, 91 yrs., death. Left ventricle assist device which pumps working on the ball to blood from the heart to the rest of the body has strengthen the hip muscle greatly improved quality of life in end-stage heart for balance and stability to prevent shuffling . failure. Heart transplant is a last resort. There are newer experimental treatments on the horizon. n

7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 28 | | p 29 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n Share your comments n view Resource Guides, Radio & TV clips US Govt Programs & services :: Medicare US Govt Programs & services :: Social Security Important Changes to Medicare July 1, 2013 Strong Families Survive Information and Assistance provided by The Hawai‘i SHIP / Sage PLUS Program by Jane Yamamoto-Burigsay, Social Security Public Affairs Specialist in Hawai‘i

e’ve received several calls from individuals he purchases the wheelchair from this company, n June we celebrate National Family Month, include a widow or widower, unmarried children Wwho have received letters from the Depart- Medicare may not help pay for it (they should have Iwhich is a great time to reflect on your family up to age 19 and still in high school, and under ment of Health & Human Services in Baltimore you sign an “advanced beneficiary notice”). and how to make it stronger. As the U.S. Depart- certain circumstances, stepchildren, grandchil- Maryland titled An Important Message for People What should John do? He can go to www.medi- ment of Health and Human Services reminds us, dren, stepgrandchildren, adopted children, and with Original Medicare. So questions were asked: care.gov and go to “Find suppliers of medical strong families share many valuable qualities: dependent parents. trust, commitment, communication, growth, Is this letter legitimate? equipment and supplies”. He can enter his zip code If you’d like to learn more about survivors and choose the category “standard wheelchairs.” affection, fun, and love. benefits, and how to apply, you should read our Yes it is. Individuals with Original Medicare The website will show the companies contracted Strong families are more likely to grow through publication, Survivors Benefits, available at may receive two letters depending on the county with Medicare and then work with one of those a crisis, allowing the difficult experience to bring www.socialsecurity.gov/pubs. where they live in Hawaii. City and County of companies to get the wheelchair that John needs. them even closer together. Honolulu residents could receive two letters; one You can find additional useful information, letter about mail order diabetic supplies and the This program may also affect you if you are In the unfortunate event of a family member’s such as our survivors planner and information second letter regarding a change in how you traveling in another city and need to purchase death, we want you to know that Social Security about how to apply for survivors benefits, at n receive your medical equipment and supplies DMEPOS items. is here to help. In addition to the emotional www.socialsecurity.gov/pgm/survivors.htm. beginning on July 1, 2013. For the entire nation and US territories, difficulty family members experience, there is Medicare will also implement a National Mail- often a financial burden as well, especially if the What is Original Medicare? Order Program for diabetic testing supplies. If you family’s main wage earner dies. In such cases, For other information and locations near you: 1-800-772-1213 (toll free) | 1-800-325-0778 (TTY) want Medicare to help pay for these supplies you Social Security survivors benefits will help. Original Medicare is the traditional fee-for-ser- www.socialsecurity.gov. vice program offered directly through the federal will have to use the contracted suppliers. This will Did you know that nearly every child in Ameri- government. Individuals are not in a Medicare NOT affect you if you are in a Medicare Advantage ca could get Social Security survivors benefits if a contracted health plan (also known as Part C or Plan or if you buy your supplies at a local pharma- working parent dies? And Social Medicare Advantage). Medicare is billed directly cy. This program also begins on July 1, 2013. Security pays more benefits to and the individual will receive a Medicare Sum- children than any other federal mary Notice. Why is Medicare doing this? program. Although many people It helps you and Medicare save money. It en- think Social Security is just a What is this important change? sures that you have access to quality medical retirement program, you should On Oahu, Medicare is scheduled to expand the equipment, supplies and services from suppliers know that Social Security also Durable Medical Equipment, Prosthetics, Orthot- you can trust and it helps limit fraud and abuse provides survivors insurance ics, and Supplies (DMEPOS) Competitive Bid- in the Medicare Program. benefits for workers and their ding Program beginning July 1, 2013. If you live Your homework: 1) Find out if you currently are families. If you’re like most on Oahu and have Original Medicare (you may covered under Original Medicare or a Medicare people, the value of the survi- still have a retirement plan, but it will not be a Advantage Plan. Medicare Advantage Plans have vors insurance you have under Medicare Advantage Plan), and use equipment or a CMS contract number on them, usually found Social Security is probably more supplies under the DMEPOS plan you will gener- at the bottom of the card. It will usually look like than the value of any individual ally need to get the equipment or supplies from a life insurance you may own. g� .� this CMS H###-###. 2) If you use certain supplies, Put�our�Identity�Theft�Shield�to�work�for�you� Medicare-contract supplier if you want Medicare find out who the Medicare contractors will be in And you don’t even need to .� sign up for a separate policy; to pay for them. your area. 3) If you are not sure or need assistance The�average�identity�theft�victim� by working and paying Social Example: On July 2, 2013 John has just returned you can always call the Hawaii SHIP/Sage PLUS spends�more�than�$�1200�in�the� home from his doctor’s office where he received Program at 1-888-875-9229 or email us at help@ Security tax, you are most likely quest�to�clear�his�or�her�name� a prescription for a standard wheelchair because hawaiiship.org You can also find more informa- already insured without even .� he is unable to walk due to recent health issues. tion about the competitive bidding programs on knowing it. - Federal�Trade�Commission�(FTC)� In the prior “plan” year, John’s neighbor Scott our website www.hawaiiship.org. n Family members who may be For more information and to enroll, please contact� needed and received a wheelchair from a medical able to receive survivors ben- Peterson Rosario� supply company nearby. John takes his prescrip- efits based on your work record Small Business, Group Benefits & CDLP Specialist� tion down to the same company, but is informed Independent Associate, Pre-Paid Legal Services, Inc.� that they are NOT a Medicare contractor and if [email protected] 808.781.4709�

7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 30 | | p 31 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n Share your comments n view Resource Guides, Radio & TV clips programs & Services :: programs & Services :: Preference, Dignity, And Choice Caregivers Role by Going Home Plus by Tiffany M. Browne, Nightingale Case Management, Inc.

re you or someone you know living in a nurs- Who is eligible for help? ittle is known of caregivers within our com- Caregivers provide 24-7 medical care and Aing home or other long-term care facility? • Older adults and younger disabled persons living Lmunity who provide care to aged and disabled supervision to each resident as well as meals, Are you interested in moving back home to the in hospital or nursing facilities for 3+ months individuals under the Community Care Foster assistance with activities of daily living and community? The Hawai‘i Going Home Plus (GHP) Family Home Program. In fact, at times there is a transportation to and from medical appointments. • Medicaid eligible project can help to explore community choices certain undeserved stigma attached to the profes- Adult Foster Homes must operate alongside a and services available, create a care plan to meet • Meets nursing home level of care requirements sion. So what is the role of Adult Foster caregiv- licensed case management agency that provides your individual needs, and find the housing and (your doctor can help to determine this) ers? And why should we trust them with our care coordination and oversight of the resident services to help you. • Residents from all islands can participate loved ones? by a licensed RN or social worker. Caregivers are The GHP project helps older adults living in Older adults are eligible at no cost to participate Adult Foster Homes are licensed and governed provided with a plan of care designed to meet the hospitals or nursing facilities for three months in the program. If you would like to participate, or under the Department of Human Services. Each specific needs of each resident and are delegated or longer. They will assist older adults in finding know someone living in a nursing facility, hospital home has a primary caregiver who is at minimum tasks such as medication administration. housing (subsidized or adult foster home) if the or ICF-MRc, who does, please contact GHP: a Certified Nurse Aide. According to the State’s For more information regarding licensing re- older adult does not have a home to return to. Oahu: (808) 524-3370 or 692-8166 licensing entity, each home must fulfill 140 cri- quirements, visit www.comties.com/hawaii. n Assistance with cooking and bathing are also (808) 692-7182 (V/TT) teria in areas such as medication and nutrition, available. Clients Rights, Insurance Requirements and more. Neighbor Islands: 1-800-316-8005 Nightingale Case Management, Inc. has been a part GHP is a federally grant funded program from 1-800-603-1201 (V/TT) In addition, the home is physically inspected and of the CCFFH Program for over 12 years. each person residing (18+) is required to submit the Centers on Medicare and Medicaid Services Also, please visit online for more information at: For a free assessment and consultation, please contact: that began in 2007, operated by the Hawai‘i De- background checks and fingerprinting. (808) 484-2205, [email protected], www.cds.hawaii.edu/goinghome. n 12-ACS-0186A Generations.indd 3/1/12 4:41 PM - 1 - (Cyan)(Magenta)(Yellow)(BlacK) partment of Human Services, Med-Quest Division. or visit www.nightingalecmi.com

841 Bishop Street, Suite 725 The Health are Center at 15 Craigside. Honolulu, HI 96813 C When it comes to peace of mind for you or your loved one, you won’t have to look farther than the Health Care Center at 15 Craigside. Centrally located in scenic Nu‘uanu, our semi-private Serving Oahu, Kauai, Maui and the Big Island rooms offer all the comforts of home, while being conveniently General Inquiries ...... (808) 536-8531 accessible by family and friends. Hearing Impaired ...... Call TTY 711 • 41 licensed beds designed around a COMMUNITY PLAN care-centered philosophy Local Customer Service • Specialized service and programming for Memory Support and dementia care QUEST ...... Call Toll Free 1-877-512-9357 • Respite, hospice and rehabilitative care QUEST ExpandedAccess (QExA) . . . . . Call Toll Free 1-888-980-8728 • All levels of qualifi ed nursing professionals Pet visits welcomed www.UHCCommunityPlan.com for the best possible care, 24 hours a day, 7 days a week, with no exceptions MEDICARE SOLUTIONS Local Customer Service AARP MedicareComplete ...... Call Toll Free 1-888-736-7435 Backed by Arcadia’s 40 years of providing the fi nest care to Honolulu seniors. UnitedHealthcare Dual Complete . . . . . Call Toll Free 1-866-622-8054 UnitedHealthcare MedicareComplete . . . Call Toll Free 1-866-238-7220 Live your life, your way. www.uhcmedicaresolutions.com Immediate occupancy available. Call Susan to arrange a visit: 533-5416 15 Craigside Place, Honolulu, Hawaii 96817 • 15Craigside.org

Matsumoto & Clapperton Advertising Date: 1/27/12 7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com:Client: 15 Craigside Job# 12-ACS-0186A p 32 | Head: ‘The Health Care Center at 15 Craigside.’ | p 33 n Pub: nGenerations Run date: Apr/May Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] Share your commentsSize: 1/2 pg view (h), 7” x 4.6875”, R 4/colores non-bleedource Mtls: PDF-X/1a Guides, Radio & TV clips Better Business Bureau Financial wisdom :: Combating Investment Fraud How Much Money Do I Need? by Timothy Caminos, Director of Communications Hawai‘i’s Better Business Bureau by Michael W. K. Yee, CFP

nfortunately, too many seniors across the • Know the salesperson: Take the time to check he “million dollar” question many of those ing on lifestyle needs can be adjusted as needed UUnited States fall victim to investment fraud. out the person offering the investment before you Tpreparing for retirement ask themselves is sim- throughout retirement, as these are considered It is a growing trend we see here in Hawai‘i where invest — even if you know the person. Always ply stated but not necessarily easy to answer — discretionary expenses. criminals are targeting our seniors. To protect find out whether the securities salespeople who “how much money do I need to save to secure a Your remaining available assets can be used to yourself, family and other loved ones, Hawai‘i’s contact you are licensed to sell securities in your comfortable retirement?” In some circles, this is fund lifestyle expenses. You may choose to invest BBB provides a few sound tips on how to spot the state and whether they or their firms have had referred to as “the number” — that magical figure this money more actively with a strategy of draw- red flags and avoid investment fraud. run-ins with regulators or other investors. You that tells pre-retirees how prepared they may be. ing down assets over time using a sustainable can check out brokers and their licensing for free Red Flags For Fraud And Persuasion Tactics A recent survey from Ameriprise Financial withdrawal rate. with FINRA’s database and call Hawai‘i’s BBB for found that working Americans ages 50–70 with at How do successful, financially intelligent information on any firm they work for. A true number may be elusive, but using this least $100,000 in investable assets estimated that process, you may have a better sense of what your people fall prey to investment fraud? Researchers During 2013, Hawai‘i’s BBB, in conjunction what’s needed to comfortably retire, on average, have found that investment fraudsters hit their ultimate savings goal is. It may be useful to set with FINRA, will be educating the public on was $930,000. multiple goals — or “numbers” — to reach enough targets with an array of persuasion techniques investment fraud. If you have any questions or that are tailored to the victim’s mental profile. But what does that number really mean? How to cover essential expenses and then lifestyle would like someone from our office to speak with important is it? What assumptions must you make expenses. Beyond these goals, you might also con- n • No such thing as a “Guaranteed Return”: your group, give us a call at 808.536.6956. to arrive at a number — and how many rapidly sider the amount you’ll need to cover unexpected Every investment carries a certain degree of risk. changing factors impact your number? Preparing expenses in retirement and to leave a legacy. Safe investments generally yield very low returns. Better Business Bureau, Hawai‘i for retirement is about much more than arriving at Planning financially for retirement can be Most con-artists spend a lot of time trying to 808-536-6956 | 877-222-6551 Neighbor Islands a number, but some calculation is necessary. convince investors that extremely high returns www.hawaii.bbb.org complex as you near retirement: taking appropri- are guaranteed, don’t believe it! Calculate Your Retirement Expenses ate steps to calculate income needs in an evolving economic and political environment can become • Reciprocity: Scammers often try to entice inves- When determining how much you’ll need to more complicated. Consider working with a tors through free investment seminars; they hope save, it’s helpful to think in terms of how much financial professional who can help you work that by doing a small favor for you, such as a income you’ll need to withdraw to cover expenses. toward your short- and long-term goals. n free lunch, you will invest in their pitch. There But projecting future spending is an inexact sci- is never a reason to make a quick decision on ence. Some expenses might go away (mortgage, an investment. If you attend a free seminar, take FICA taxes, retirement plan contributions), but Michael W. K. Yee at (808) 952-1222 ext. 1240 the material home and research it. you may also have more time and energy to spend Michael W K Yee, CFP®, CFS®, CRPC®, is a Financial Advisor and CERTIFIED FINANCIAL PLANNER practitioner™ with Ameriprise Financial Services, Inc. • Pressure to invest right now: Scammers often money on things you need and want to do. How- in Honolulu, HI. He specializes in fee-based financial planning and asset ever, medical expenses could greatly increase too. management strategies and has been in practice for 25 years. To contact him, tell their victims that this is a once in a lifetime [email protected], 808.952.1222 ext 1240, 1585 Kapiolani Blvd., offer and it they won’t see it again. It is important Suite 1100 Honolulu, Hawai‘i 96814. Essential Expenses Advisor is licensed/registered to do business with U.S. residents only in the to resist the pressure to invest immediately and states of Honolulu, Hawai‘i. take the necessary time to investigate before These are the required costs associated with Ameriprise Financial and its representatives do not provide tax or legal advice. committing your hard earned money. daily living — food, shelter, utilities, transporta- Consult with your tax advisor or attorney regarding specific tax issues. Brokerage, investment and financial advisory services are made available tion, insurance (health, life, long-term care) and through Ameriprise Financial Services, Inc. Member FINRA and SIPC. What You Can Do to Avoid Investment Fraud taxes — that most likely will persist in retirement. ©2012 Ameriprise Financial, Inc. All rights reserved. • Ask questions: Scammers are counting on you Lifestyle Expenses not to investigate before you invest. It is impera- This is the “fun” part of retirement — interests MEDICARE EDUCATION & SOLUTIONS tive that you take the time to do your own inde- • Medicare Advantage-Part C, Drug-Part D, and Medigap Supplement Plans that you want to pursue such as golfing, travel, • Licensed and certi  ed with major insurance carriers pendent research. • No consultati on fee or obligati on owning a vacation property or starting a business. Simplifying your healthcare needs with caring and knowledgeable service! • Research before you invest: Unsolicited emails, To make these lifestyle choices a reality, enough fliers and company investment letters should Leigh K. Fukumoto money needs to be in place to finance them. Healthcare Insurance Consultant never be used as the only basis for your invest- Though separating out lifestyle expenses from 1221 Kapiolani Blvd, DCCA Lic. #392322 • NPN Lic. #16612233 ment decisions. Understand a company’s business required expenses can help you prioritize, using Penthouse 50 and its products or services before investing. Honolulu, HI 96814 808.542.7550 funds from your nest egg too quickly can jeop- www.pbchawaii.com [email protected] ardize your long-term financial security. Spend- 7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 34 | | p 35 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n Share your comments n view Resource Guides, Radio & TV clips Legal wisdom :: Legal wisdom :: Update: Queen’s Medical Ctr. vs. Koga Special Needs Planning by Scott Makuakane, Est8Planning Counsel, LLLC by Stephen B. Yim, Attorney at Law

he Honolulu Star-Advertiser has featured After delays in the court process, Queen’s tatistics reveal that about 16% of children in receive benefits or entrust another family member Tseveral stories about Karen Okada, a 95-year- relented and to allowed Karen to be placed in an- Sthe United States have some sort of disability. to manage money for the benefit of the child. old woman who signed a “Death with Dignity other facility with her feeding tube intact. As sub- The concerns of parents of these children are the The better alternative is the Supplemental Declaration” and a “Durable Power of Attorney for sequently reported in the Star-Advertiser, Karen’s same for most any parent and that is to make sure Needs Trust. Properly written and administered, Health Care Instructions” back in 1998. Both doc- condition improved to the point where she could that their children are safe, happy, and live this trust allows parents to leave the child their uments purport to control “in all circumstances.” once again interact meaningfully with her family a meaningful life. inheritance and allows the child to continue to In mid-2012, shortly after Karen was admitted members and caregivers. Some of these children may not be able to earn receive the much needed governmental benefits. to The Queen’s Medical Center for treatment for In the meantime, Karen and her family experi- a living on their own. Both the federal and state This Supplemental Needs Trust is written instruct- pneumonia, the doctors at Queen’s determined enced a drama that no one would want to repeat. governments understand this and provide benefits ing the trustee to pay assets from the trust for the that Karen was essentially brain dead, or, in any So what are some steps that you can take to spare for these children, so that they receive food and benefit of the child only over and above what the event, had “permanently” lost the ability to par- yourself and your family from being the charac- shelter and medical care. Many of these benefits child receives from the government. ticipate in medical treatment decisions. Accord- ters in a similar story? are “means tested”, meaning that the child cannot This partnership between the federal and state ingly, Queen’s wanted to enforce the provisions of 1. Get an advance health-care directive, and have much in terms of assets and cannot make governments and the parents allow the child to her Death with Dignity Declaration and withdraw make sure your loved ones have them too. much in terms of income, and if the child inherits live the most meaningful, happy, and independent the feeding tube that had been surgically placed assets from the parents, these benefits will discon- life possible. n in Karen’s side more than six months before she 2. Make sure your advance directive and power tinue, and the child must use up all of the inheri- was admitted to Queen’s. of attorney work together to express your tance before having to reapply for benefits. wishes clearly. Stephen B. Yim, Attorney at Law On the other hand, Karen’s health-care agent This leaves parents to think that they must dis- 2054 S. Beretania St., Honolulu 3. Give your health-care providers permission to (her brother), in consultation with doctors who inherit their children so that they can continue to 808-524-0251 | stephenyimestateplanning.com are not associated with Queen’s, disagreed with give your medical information to your trusted the conclusions reached by the Queen’s physi- decision makers. Otherwise, privacy laws can cians. What Karen’s agent knew, and the Queen’s restrict your doctor from talking with your Are you concerned with ensuring the safety and well-being of your loved physicians did not find relevant, was that shortly health-care agent. ones, particularly seniors, in the event of an emergency or disaster? before she came down with pneumonia, Karen 4. Have a way to get access to your advance was conscious and able to interact meaningfully directive. You never know when or where an Please visit our website or contact us if you are interested in our upcoming with her family and caregivers. During the time emergency might occur. training opportunities. Our training sessions are offered at no cost to she was at Queen’s, Karen was unresponsive 5. Talk with your family about your wishes participants: when doctors examined her, but she reportedly BEFORE a crisis arises. Make sure everybody smiled at least twice at her adult grandchildren is on the same page, or at least clearly under- and nodded to her grandson when he asked her stands your wishes. • Tsunami Awareness whether she was able to breathe freely. Knowledge is power. Learn all you can about • Coastal Community Resilience Although Karen breathes on her own, she has advance health-care directives, and put that Social Media for Natural Disaster Response to do so through a tube that was inserted into her knowledge into practice. You will make things • windpipe. At some point in time, her family hopes much easier on yourself and your family when and Recovery the tube can be removed, which will enable Karen you do. n to eat normally. In the meantime, Karen has to be • Natural Disaster Awareness for Caregivers of fed through a tube that goes through her side and Senior Citizens into her stomach. Scott Makuakane, Attorney at Law Because Queen’s policy is to give precedence To Register for our courses, please visit our website at Specializing in estate planning and trust law. to an advance health-care directive over a du- www.ndptc.hawaii.edu. Create a profile by clicking the Login rable power of attorney in all events, and because Scott’s TV show on KWHE, Oceanic channel 11: button. Once logged in please visit the Trainings tab to look Queen’s believed that the terms of the directive Malama Kupuna airs Sundays at 8:30 p.m. for the course delivery by date and name. 828 Fort Street Mall • Suite 320 required removal of Karen’s feeding tube, Queen’s Honolulu, Hawaii 96813 www.est8planning.com Phone: 808.956.0600 • Fax: 808.536.9110 sued Karen’s brother in order to get a court to O‘ahu: 808-587-8227 website: ndptc.hawaii.edu order that Karen’s feeding tube be removed. Email: [email protected]

7th Annual AGING IN PLACE WORKSHOP Exhibitors contact: Hope Young, Reasons to visit online, www.Generations808.com: p 36 | | p 37 Aug. 9th, Friday, 9am–3pm, Ala Moana Hotel [email protected] n Share your comments n view Resource Guides, Radio & TV clips FREE De-clutter Seminar with Hawaii’s De-clutter Specialists

Come and see us at the 7th Annual “Aging In Place” Workshop August 9, 2013, Ala Moana Hotel, Hibiscus Room Learn about De-cluttering your home from Dan Ihara & Cynthia Arnold 10:45 a.m.-11:30 a.m. or 2:15 p.m.-3:00 p.m. Come and learn about: * Aging In Place: Organizing & Creating A Safer Home * Downsizing & De-Cluttering Years of Personal Belongings * Selling, Donating & Disposing of Unwanted Items Off The Property * Repairs and Renovations To Your Home That May Increase It’s Value

Call 221-8345 for a free consultation or visit www.declutterhawaii.com

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