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DESCRIPTION OF COVERAGE IMPORTANT NOTES This program is effective only when the appropriate Policyholder: DISNEY DESTINATIONS, LLC plan cost has been received by the Policyholder. Schedule: CUSTOM WHOLESALE Please keep this document as your record of coverage. Plan Number: SDW-0115 Version: 0115 14 Day Free Look Period If you are not completely satisfied within 14 days of Travel Protection Plan Schedule of Coverages & Services purchasing this plan, the Policyholder will refund your plan cost, if you have not departed on your trip or filed Provided for the travelers of Maximum Coverage a claim. Plan Benefits Per Person ® Up to 100% of Insured Walt Disney World Resort Trip Cancellation TERMS OF COVERAGE Vacation Guests Trip Cost Up to 100% of Insured Who Is Eligible For Coverage Trip Interruption A person who has arranged to take a Covered Trip, Description of Coverage Trip Cost pays the required plan payment, and is a citizen or Trip Delay $600 ($200/day) resident of the United States of America. Baggage & Personal The plan is also available to non-U.S. residents for $2,000 ($500/item) Effects travel to the U.S. (if the plan is purchased through Disney Destinations, LLC). Baggage Delay $500 When Coverage Begins Emergency Medical & All coverages (except Pre-Departure Trip Cancellation $25,000 Dental Expense and Post-Departure Trip Interruption) will take effect on the later of 1) the date the plan payment has been Emergency Evacuation $100,000 received by the Policyholder; 2) the date and time you & Repatriation start your Covered Trip (up to seven (7) days prior to 24 Hour Accidental Death $25,000 the Disney resort stay); or 3) 12:01 A.M. Standard Time & Dismemberment on the Scheduled Departure Date of your Covered Trip. Rental Car Damage $25,000 Pre-Departure Trip Cancellation coverage will take effect at 12:01 A.M. Standard Time on the day after the Travel Assistance Included date your plan payment is received by the Policyholder. & Concierge Services* Post-Departure Trip Interruption coverage will take effect up to seven (7) days prior to the Disney resort Coverages listed are up to the limits shown above stay. and underwritten by Transamerica Casualty Insurance Company. When Coverage Ends Your coverage automatically ends on the earlier of: 1. the date the Covered Trip is completed; *Travel Assistance & Concierge Services are provided 2. the Scheduled Return Date; by the designated provider as listed within this 3. cancellation of the Covered Trip covered by the Description of Coverage. plan; 4. your arrival at the return destination on a round-trip, or the destination on a one-way trip. Please read this Description of Coverage in its entirety for a summary of your terms and conditions. All coverages under the plan will be extended if your entire Covered Trip is covered by the plan and your Coverage is included for travel to and from a Disney return is delayed by unavoidable circumstances beyond resort as long as the travel dates do not exceed seven your control. days prior to or seven days beyond the Disney resort stay. If coverage is extended for the above reasons, coverage will end on the earlier of the date you reach your originally scheduled return destination or seven (7) available through DISNEY DESTINATIONS, LLC days after the Scheduled Return Date. SDW-0115 3 4 In no event will coverage be extended due to voluntary Healy, Lamborghini, Lancia, Lotus, Maserati, Morgan, Physician means a person licensed as a medical doctor reasons without prior consent from Travelex Insurance Opel, Pantera, Panther, Pininfarina, Rolls Royce, by the jurisdiction in which he/she is resident to practice Services. Rover, Stutz, Sterling, Triumph, TVR, Yugo, Corvette, the healing arts, including a chiropractor and Christian Mercedes Benz, Porsche and MG. Science practitioner. He/she must be practicing within DEFINITIONS the scope of his/her license for the service or treatment includes your or the Traveling In this Description of Coverage, “you”, “your” and Family Member given and may not be you, a Traveling Companion, or a Companion’s dependent, spouse, child, spouse’s child, Family Member of yours. “yours” refer to the Insured. “We”, “us” and “our” refer son-daughter-in-law, parent(s), sibling(s), brother-sister, to the company providing the coverage. In addition, grandparent(s), grandchild, step brother-sister, step- certain words and phrases are defined as follows: parent(s), parent(s)-in-law, brother-sister-in-law, aunt, Policy means the contract issued to the Policyholder uncle, niece, nephew, guardian, Domestic Partner, providing the benefits specified herein. Accident means a sudden, unexpected, unintended foster-child, or ward. and external event, which causes Injury. Policyholder means the legal entity in whose name Home means your primary or secondary residence. this Policy is issued, as shown on the Benefit Schedule. Actual Cash Value means purchase price less depreciation. Hospital means an institution, which meets all of Pre-existing Condition means an illness, disease, or the following requirements: (1) it must be operated other condition during the 60 day period immediately Baggage means luggage, personal possessions and according to law; (2) it must give 24 hour medical travel documents taken by you on the Covered Trip. prior to the date the plan payment has been received care, diagnosis and treatment to the sick or injured by the Policyholder for which you or your Traveling on an inpatient basis; (3) it must provide diagnostic Business Partner means an individual who is involved, and surgical facilities supervised by Physicians; (4) Companion or Family Member is scheduled or booked as a partner, with you in a legal general partnership and registered nurses must be on 24 hour call or duty; to travel with you: shares in the management of the business. and (5) the care must be given either on the hospital’s 1. received or received a recommendation for a premises or in facilities available to the hospital on a diagnostic test, examination, or medical treatment; or Common Carrier means any land, water or air pre-arranged basis. 2. took or received a prescription for drugs or medicine. conveyance operated under a license for the transportation of passengers for hire. A Hospital is not: a rest, convalescent, extended care, Item (2) of this definition does not apply to a condition rehabilitation or other nursing facility; a facility which which is treated or controlled solely through the taking Covered Trip means a period of travel away from Home primarily treats mental illness, alcoholism, or drug of prescription drugs or medicine and remains treated to a destination outside your city of residence and the addiction (or any ward, wing or other section of the or controlled without any adjustment or change in the Covered Trip does not exceed 180 days. hospital used for such purposes); or a facility which required prescription throughout the 60 day period provides hospice care (or wing, ward or other section of before coverage is effective under this Policy. Domestic Partner means a person who is at least a hospital used for such purposes). eighteen years of age and you can show: 1) evidence of financial interdependence, such as joint bank accounts Injury means bodily harm caused by an Accident Schedule means the Benefit Schedule shown in the or credit cards, jointly owned property, and mutual which: 1) occurs while your coverage is in effect under Description of Coverage for each Insured. life insurance or pension beneficiary designations; 2) the plan; and 2) requires examination and treatment by evidence of cohabitation for at least the previous 6 a Physician. The Injury must be the direct cause of loss Scheduled Departure Date means the date on months; and 3) an affidavit of domestic partnership if and must be independent of all other causes and must which you are originally scheduled to leave on your recognized by the jurisdiction within which they reside. not be caused by, or result from, Sickness. Covered Trip. Elective Treatment And Procedures means any Insured means an eligible person who arranges a Scheduled Return Date means the date on which you medical treatment or surgical procedure that is not Covered Trip, and pays any required plan payment. are originally scheduled to return to the point where the medically necessary including any service, treatment, Covered Trip started or to a different final destination. or supplies that are deemed by the federal, or a state Insurer means Transamerica Casualty Insurance Company. or local government authority, or by us to be research Sickness means an illness or disease of the body or experimental or that is not recognized as a generally which: 1) requires examination and treatment by a accepted medical practice. Payments or Deposits means the amounts actually paid to the Policyholder for your Covered Trip. The plan Physician, and 2) commences while the plan is in effect. An illness or disease of the body which first manifests Exotic Vehicle includes Alfa Romeo, Aston Martin, will cover pre-paid, non-refundable airfare, hotel, cruise Auburn, Avanti, Bentley, Bertone, BMC/Leyland, BMW line and rental car charges not made directly with the itself and then worsens or becomes acute prior to the M Series, Bradley, Bricklin, Cosworth, Citroen, Clenet, Policyholder, provided the appropriate plan cost has effective date of this plan is not a Sickness as defined De Lorean, Excalibre, Ferrari, Fiat, Iso, Jaguar, Jensen been paid. herein and is not covered by the plan. 5 6 7 Traveling Companion means a person who during the SUMMARY OF COVERAGES The Sickness must commence while coverage is Covered Trip will accompany the Insured. Pre-Departure Trip Cancellation Benefits in effect, require the examination of a Physician, If you are prevented from taking your Covered Trip for in person, at the time of Trip Cancellation or Trip A group or tour leader is not considered a one of the Covered Reasons, we will reimburse you, Interruption and, in the written opinion of the treating Traveling Companion unless you are sharing room up to the amount in the Schedule for the amount of Physician, be so disabling as to prevent you from accommodations with the group or tour leader.

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