Bench MasterCard Activation Promo Period: April 1, 2016 – February 28, 2017 ROBINSONS SANTIAGO SM SAN LAZARO HARBOR POINT Redemption Period: April 1, 2016 – July 31, 2017 ROBINSONS MALABON SM SAN MATEO LIMKETKAI MALL PARTICIPATING PARTNER GLOBAL BRANDS/REDEMPTION STORES ROCKWELL SM SAN PABLO N. E. PACIFIC MALL SHANGRI-LA PLAZA SM SANGANDAAN P500 SHOPPING DISCOUNT SM ANGONO SM SEASIDE CEBU ROBINSONS ILOCOS AMERICAN EAGLE BENCH SM APALIT SM SOUTHMALL ROBINSONS ABREEZA MALL MANILA PLAZA SM AURA SM STA. MESA SM BAGUIO BONIFACIO GLOBAL CITY ALABANG TOWN CENTER MANUELA METROPOLIS SM BACOLOD SM STA. ROSA SM BALIWAG MARQUEE MALL SM BACOOR SM SUCAT SM BATANGAS 3 AMIGO PLAZA MALL METRO SURIGAO SM BAGUIO SM TARLAC SM CALAMBA PASEO DE STA. ROSA ARVO DASMARINAS METROPOINT EDSA SM BALIWAG SM TAYTAY SM DAVAO SM AURA AYALA CEBU N. E. PACIFIC MALL SM BATANGAS SM VALENZUELA SM LIPA SM LANANG DAVAO AYALA 2 NAGALAND E-MALL SM BF PARANAQUE SOLENAD 2 SM LUCENA SM MEGAMALL AYALA NORTH POINT NCCC DAVAO SM BICUTAN STA. LUCIA EAST SM MANILA SM PAMPANGA BAY CITY BATANGAS NCCC TAGUM SM CABANATUAN STARMALL AZIENDA CEBU SM MARILAO SM SEASIDE CEBU CASH AND CARRY NEO CALAPAN MALL SM CAGAYAN DE ORO STARMALL BULACAN SM MEGAMALL UP TOWN CENTER CENTRIO MALL NEWPORT CITY SM CALAMBA STARMALL EDSA SM NAGA NORTHSTAR MALL ILAGAN SM CAUAYAN STARMALL LAS PINAS SM NORTH EDSA ALDO CINERAMA PACIFIC MALL LEGAZPI SM CEBU THE DISTRICT MALL SM NORTH EDSA ANNEX ABREEZA MALL CYBERMALL EASTWOOD PAVILION MALL SM CLARK TRINOMA SM NOVALICHES ALABANG TOWN CENTER EDSA CENTRAL PUREGOLD CUBAO SM CONSOLACION TUTUBAN SM OLONGAPO AYALA GLORIETTA 2 ELIZABETH MALL RIVERBANKS MARIKINA SM DASMARINAS UP TOWN CENTER SM PAMPANGA BONIFACIO GLOBAL CITY EVER COMMONWEALTH ROBINSONS ANGELES SM DASMARINAS ANNEX VICTORIA PLAZA DAVAO SM ROSARIO CENTRIO MALL FAIRVIEW TERRACES ROBINSONS ANTIPOLO 3 SM DAVAO VIGAN SM STA. MESA CYBERMALL EASTWOOD ROBINSONS ANTIQUE SM DAVAO ANNEX WALTERMART CALAMBA WALTERMART MAKATI GREENBELT 5 FESTIVAL MALL ROBINSONS BIG R CDO SM FAIRVIEW ANNEX WALTERMART CARMONA WALTERMART SUCAT HARBOR POINT ROBINSONS BUTUAN SM GENERAL SANTOS WALTERMART DASMARINAS MALL GAISANO DAVAO ROBINSONS CAINTA SM LANANG DAVAO WALTERMART GAPAN BENCH TOFU ROBINSONS GALLERIA MALL GAISANO ILIGAN ROBINSONS CEBU SM LIPA WALTERMART LAGUNA SM TAYTAY GAISANO MACTAN ROBINSONS DASMARINAS SM LUCENA WALTERMART MAKILING ROCKWELL GAISANO MALL TAGUM ROBINSONS DUMAGUETE SM MALL OF ASIA WALTERMART NORTH EDSA CELIO SHANGRI-LA PLAZA GAISANO ROXAS ROBINSONS GALLERIA CEBU SM MANILA WALTERMART PAMPANGA AYALA CEBU SM AURA GAISANO TORIL ROBINSONS GALLERIA MALL SM MARIKINA WALTERMART PLARIDEL SM MALL OF ASIA SM CEBU GATEWAY - CUBAO ROBINSONS ILOCOS NORTE SM MARILAO WALTERMART STA. MARIA SM LANANG DAVAO GREENHILLS ROBINSONS IMUS CAVITE SM MASINAG WALTERMART TANAUAN CATH KIDSTON SM MALL OF ASIA HARBOR POINT ROBINSONS LAS PINAS SM MEGACENTER XENTRO LEMERY ACTIVE FUN GLOBAL SM MEGAMALL MAIN ROBINSONS LIPA SM MEGAMALL XENTRO MALL GREENBELT 3 SM NORTH EDSA ISLAND CITY TAGBILARAN ROBINSONS LOS BANOS SM MOLINO MARKET! MARKET! TRINOMA SM SOUTHMALL J CENTRE CEBU SM MUNTINLUPA UP TOWN CENTER SOLENAD 2 KCC GENSAN ROBINSONS MALOLOS SM NAGA BENCH BODY TRINOMA KCC ZAMBOANGA SM NORTH EDSA ALABANG TOWN CENTER DODO LEE PLAZA DIPOLOG SM NOVALICHES ALI MALL SM AURA AYALA GLORIETTA 4 ALDO ACCESSORIES LEE PLAZA DUMAGUETE ROBINSONS PLACE MANILA SM PAMPANGA BONIFACIO GLOBAL CITY LIMKETKAI MALL ROBINSONS PLACE PALAWAN SM ROSALES BAY CITY BATANGAS EARLY LEARNINGCENTER ROBINSONS PLACE MANILA LUCKY CHINATOWN MALL ROBINSONS PANGASINAN SM ROSARIO CYBERMALL EASTWOOD ACTIVE FUN GLOBAL TRINOMA MALL OF THE VALLEY ROBINSONS ROXAS SM SAN FERNANDO GAISANO OZAMIS GREENBELT 5

Bench MasterCard Activation

Promo Period: April 1, 2016 – February 28, 2017 THE FACESHOP THE FACESHOP HUMAN KASHIECA Redemption Period: April 1, 2016 – July 31, 2017 ALABANG TOWN CENTER SOLENAD 2 ROBINSONS DUMAGUETE AYALA CEBU REDEMPTION STORES AYALA CEBU THE DISTRICT MALL ROBINSONS LIPA AYALA NORTH POINT AYALA GLORIETTA 3 TRINOMA ROBINSONS MAGNOLIA CENTRIO MALL P500 SHOPPING DISCOUNT BONIFACIO GLOBAL CITY UP TOWN CENTER ROBINSONS MALOLOS FESTIVAL MALL CHARLES & KEITH COTTON ON CENTRIO MALL ROBINSONS METRO EAST GREENBELT 5 ABREEZA MALL ALABANG TOWN CENTER CENTURY CITY MALL F&X ROBINSONS PLACE MANILA HARBOR POINT ALABANG TOWN CENTER AYALA CEBU CYBERMALL EASTWOOD CENTRIO MALL ROBINSONS PLACE PALAWAN LUCKY CHINATOWN MALL AYALA CEBU AYALA GLORIETTA 5 FESTIVAL MALL LUCKY CHINATOWN MALL ROBINSONS PLACE MARKET! MARKET! AYALA GLORIETTA 3 AYALA NORTH POINT BACOLOD GATEWAY - CUBAO ROBINSONS MAGNOLIA PANGASINAN ROBINSONS MAGNOLIA BONIFACIO GLOBAL CITY Q8 BONIFACIO GLOBAL CITY GREENBELT 4 ROBINSONS PLACE MANILA ROBINSONS TACLOBAN TOWN CENTER CYBERMALL EASTWOOD CENTRIO MALL HARBOR POINT SM CEBU SM AURA ROBINSONS PLACE MANILA FAIRVIEW TERRACES CENTURY CITY MALL LIMKETKAI MALL SM GENERAL SANTOS SM BACOOR ROCKWELL GREENBELT 5 CYBERMALL EASTWOOD LUCKY CHINATOWN MALL SM ILOILO SM BAGUIO SHANGRI-LA PLAZA HARBOR POINT GREENBELT 3 MARQUEE MALL SM MALL OF ASIA SM BALIWAG SM AURA LUCKY CHINATOWN MALL KCC ZAMBOANGA NEWPORT CITY SM MANILA SM BATANGAS SM CEBU NEWPORT CITY LUCKY CHINATOWN MALL ROBINSONS GALLERIA MALL SM PAMPANGA SM BF PARANAQUE SM MEGAMALL ROBINSONS PLACE MANILA ROBINSONS MAGNOLIA ROBINSONS MAGNOLIA SM STA. MESA SM CABANATUAN SM NORTH EDSA ROCKWELL ROBINSONS PLACE MANILA ROBINSONS PLACE MANILA SM CAGAYAN DE ORO SM SAN LAZARO SHANGRI-LA PLAZA SM AURA ROCKWELL HERBENCH SM CALAMBA SM STA. MESA SM CEBU SM STA. ROSA SM AURA SM BACOOR SHANGRI-LA PLAZA GAISANO DAVAO SM CLARK TRINOMA SM CEBU SM FAIRVIEW SHOPPESVILLE ARCADE N. E. PACIFIC CABANATUAN SM FAIRVIEW SM CITY NORTH EDSA - ANNEX SM GENERAL SANTOS SM BACOLOD SM BACOOR SM ILOILO SM ILOILO SM LANANG DAVAO SM BAGUIO SM FAIRVIEW LA SENZA SM LIPA SM LANANG DAVAO SM MALL OF ASIA SM BF PARANAQUE SM LUCENA ABREEZA MALL SM LUCENA SM MALL OF ASIA SM MEGAMALL SM CEBU SM MANILA ALABANG TOWN CENTER SM MALL OF ASIA SM MANILA SM NORTH EDSA - THE BLOCK SM CLARK SM MEGAMALL BONIFACIO GLOBAL CITY SM MARILAO SM MASINAG SM PAMPANGA SM DASMARINAS SM NORTH EDSA CYBERMALL EASTWOOD SM MEGAMALL SM MEGAMALL SM SEASIDE CEBU SM DAVAO ANNEX SM SUCAT GREENBELT 3 SM PAMPANGA SM SOUTHMALL SM FAIRVIEW SM NORTH EDSA HARBOR POINT SM GENERAL SANTOS SM PAMPANGA SM SAN LAZARO TRINOMA HUMAN NEWPORT CITY UP TOWN CENTER SM ILOILO SM ROSARIO ROBINSONS GALLERIA SM SOUTHMALL AYALA CEBU SM LANANG DAVAO SM SAN LAZARO ROCKWELL THE SHOPS GREENHILLS AYALA GLORIETTA DIMENSIONE SM LIPA SM SAN PABLO SHANGRI-LA PLAZA TRINOMA AYALA NORTHPOINT AYALA GLORIETTA HOME ZONE SM MALL OF ASIA SM STA. MESA SM KEPPEL CENTRIO MALL BLDG ATC SM MANILA SM SUPERCENTER SM MALL OF ASIA CASADEI CSI DAGUPAN BONIFACIO GLOBAL CITY SM MASINAG MUNTINLUPA SM MEGAMALL BONIFACIO GLOBAL CITY FESTIVAL MALL CENTURY CITY MALL SM MEGAMALL SM TARLAC TRINOMA CYBERMALL EASTWOOD SM NAGA HARBOR POINT STARMALL BULACAN COTTON ON KIDS KCC GENSAN GREENBELT 5 SM NORTH EDSA STARMALL EDSA PATCHI AYALA CEBU ONE PARKADE GLOBAL CITY SM PAMPANGA LUCKY CHINATOWN MALL TRINOMA GREENBELT 5 MARKET! MARKET! BONIFACIO GLOBAL CITY ROBINSONS MAGNOLIA SM SAN PABLO WALTERMART GAPAN SOLAIRE KIOSK SM MEGAMALL ROCKWELL SM SEASIDE CEBU METROPOINT EDSA TRINOMA SM MEGAMALL N. E. PACIFIC CABANATUAN SM SOUTHMALL KAREN MILLEN PAUL SMITH SM NORTH EDSA SM STA. MESA NORTHSTAR MALL ILAGAN BONIFACIO GLOBAL CITY GREENBELT 5 TRINOMA SM TAYTAY PAVILION MALL

Bench MasterCard Activation Promo Period: April 1, 2016 – February 28, 2017 BENCH TIME REDEMPTION STORES AMERICAN EAGLE OUTFITTERS MERCHANDISE Redemption Period: April 1, 2016 – July 31, 2017 & ALDO MERCHANDISE REDEMPTION STORES REDEMPTION STORES AMERICAN EAGLE P500 SHOPPING DISCOUNT BENCH ALABANG TOWN CENTER MOTHERCARE BENCH SKIN EXPERT ABREEZA MALL SM BAGUIO BONIFACIO GLOBAL CITY ABREEZA MALL AYALA GLORIETTA 4 ALABANG TOWN CENTER SM BF PARANAQUE FAIRVIEW TERRACES ACTIVE FUN GLOBAL SM MEGAMALL ALI MALL SM BICUTAN GREENBELT 3 AYALA CEBU AYALA CEBU SM CABANATUAN PASEO DE STA. ROSA AYALA GLORIETTA 4 CALL IT SPRING AYALA GLORIETTA 2 SM CEBU SM AURA CENTRIO MALL AYALA CEBU CYBERMALL EASTWOOD SM CLARK (GF-2) SM LANANG DAVAO CENTURY CITY MALL CENTRIO MALL FAIRVIEW TERRACES SM DASMARINAS SM MEGAMALL CYBERMALL EASTWOOD CENTURY CITY MALL FARMERS PLAZA SM DASMARINAS ANNEX SM PAMPANGA GREENBELT 5 GREENBELT 3 FESTIVAL MALL (L2-2) SM FAIRVIEW ANNEX SM SEASIDE CEBU HARBOR POINT HARBOR POINT GATEWAY - CUBAO SM GENERAL SANTOS UP TOWN CENTER ROBINSONS GALLERIA MALL GREENHILLS NEWPORT CITY SM LIPA ALDO ROBINSONS MAGNOLIA SM AURA HARRISON PLAZA MAIN SM MALL OF ASIA ABREEZA MALL ROBINSONS PLACE MANILA SM LANANG DAVAO HB SM NORTH EDSA SM MANILA ALABANG TOWN CENTER SHANGRI-LA PLAZA SM MEGAMALL LUCKY CHINATOWN MALL SM MEGAMALL AYALA GLORIETTA 2 SM KEPPEL SM SEASIDE CEBU MARKET! MARKET SM NORTH EDSA BONIFACIO GLOBAL CITY SM LANANG DAVAO TRINOMA MARQUEE MALL SM PAMPANGA CENTRIO MALL TRINOMA UP TOWN CENTER METROPOINT EDSA SM SAN LAZARO CYBERMALL EASTWOOD NEWPORT CITY SM SEASIDE CEBU PEDRO ROBINSONS GALLERIA CEBU GREENBELT 5 SM SOUTHMALL (GF-2) HARBOR POINT BONIFACIO GLOBAL CITY TYPO ROBINSONS GALLERIA MALL SM STA. MESA LUCKY CHINATOWN MALL GREENBELT 5 BONIFACIO GLOBAL CITY ROBINSONS MAGNOLIA SM TAYTAY ROBINSONS GALLERIA MALL HARBOR POINT GREENBELT 5 ROBINSONS METRO EAST PASIG STA. LUCIA EAST ROBINSONS PLACE MANILA LUCKY CHINATOWN MALL TRINOMA ROBINSONS PLACE MANILA STARMALL EDSA ROCKWELL SHANGRI-LA PLAZA ROCKWELL TRINOMA SHANGRI-LA PLAZA SM AURA VERO MODA SM BACOOR SM AURA SM MALL OF ASIA AYALA CEBU SM CEBU SM MEGAMALL GREENBELT 5 SM LANANG DAVAO TRINOMA SM AURA SM MALL OF ASIA SM MEGAMALL SM MEGAMALL REPETTO SM NORTH EDSA ROCKWELL SM SOUTHMALL SHANGRI-LA PLAZA SOLENAD 2 TRINOMA RUBI ALABANG TOWN CENTER ALDO ACCESSORIES CENTURY CITY MALL BONIFACIO GLOBAL CITY ROBINSONS MANILA ROBINSONS PLACE MANILA SM BF PARANAQUE TRINOMA SM NORTH EDSA TRINOMA Per DTI-FTEB SPD Permit No. 2016. Series of 2016.