The Freiberg Temple: an Unexpected Legacy of a Communist State and a Faithful People
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GENERAL HANDBOOK Serving in the Church of Jesus Christ Jesus of Church Serving in The
GENERAL HANDBOOK: SERVING IN THE CHURCH OF JESUS CHRIST OF LATTER-DAY SAINTS • JULY 2020 2020 SAINTS • JULY GENERAL HANDBOOK: SERVING IN THE CHURCH OF JESUS CHRIST LATTER-DAY GENERAL HANDBOOK Serving in The Church of Jesus Christ of Latter-day Saints JULY 2020 JULY 2020 General Handbook: Serving in The Church of Jesus Christ of Latter-day Saints Published by The Church of Jesus Christ of Latter-day Saints Salt Lake City, Utah © 2020 by Intellectual Reserve, Inc. All rights reserved. Version: 7/20 PD60010241 000 Printed in the United States of America Contents 0. Introductory Overview . xiv 0.0. Introduction . xiv 0.1. This Handbook . .xiv 0.2. Adaptation and Optional Resources . .xiv 0.3. Updates . xv 0.4. Questions about Instructions . xv 0.5. Terminology . .xv 0.6. Contacting Church Headquarters or the Area Office . xv Doctrinal Foundation 1. God’s Plan and Your Role in the Work of Salvation and Exaltation . .1 1.0. Introduction . 1 1.1. God’s Plan of Happiness . .2 1.2. The Work of Salvation and Exaltation . 2 1.3. The Purpose of the Church . .4 1.4. Your Role in God’s Work . .5 2. Supporting Individuals and Families in the Work of Salvation and Exaltation . .6 2.0. Introduction . 6 2.1. The Role of the Family in God’s Plan . .6 2.2. The Work of Salvation and Exaltation in the Home . 9 2.3. The Relationship between the Home and the Church . 11 3. Priesthood Principles . 13 3.0. Introduction . 13 3.1. Restoration of the Priesthood . -
LDS (Mormon) Temples World Map
LDS (Mormon) Temples World Map 155 operating temples · 14 temples under construction · 8 announced temples TEMPLES GOOGLE EARTH (KML) TEMPLES GOOGLE MAP TEMPLES HANDOUT (PDF) HIGH-RES TEMPLES MAP (GIF) Africa: 7 temples United States: 81 temples Alabama: 1 temple Aba Nigeria Temple Birmingham Alabama Temple † Abidjan Ivory Coast Temple Alaska: 1 temple Accra Ghana Temple Anchorage Alaska Temple † Durban South Africa Temple Arizona: 6 temples † Harare Zimbabwe Temple Gila Valley Arizona Temple, The Johannesburg South Africa Temple Gilbert Arizona Temple Kinshasa Democratic Republic of the Congo Mesa Arizona Temple † Temple Phoenix Arizona Temple Snowflake Arizona Temple Asia: 10 temples Tucson Arizona Temple† Bangkok Thailand Temple† California: 7 temples Cebu City Philippines Temple Fresno California Temple Fukuoka Japan Temple Los Angeles California Temple Hong Kong China Temple Newport Beach California Temple Manila Philippines Temple Oakland California Temple Sapporo Japan Temple Redlands California Temple Seoul Korea Temple Sacramento California Temple Taipei Taiwan Temple San Diego California Temple Tokyo Japan Temple Colorado: 2 temples http://www.ldschurchtemples.com/maps/ LDS (Mormon) Temples World Map Urdaneta Philippines Temple† Denver Colorado Temple Fort Collins Colorado Temple Europe: 14 temples Connecticut: 1 temple Hartford Connecticut Temple Bern Switzerland Temple Florida: 2 temples Copenhagen Denmark Temple Fort Lauderdale Florida Temple ‡ Frankfurt Germany Temple Orlando Florida Temple Freiberg Germany Temple Georgia: -
Complementary Currencies: Mutual Credit Currency Systems and the Challenge of Globalization
Complementary Currencies: Mutual Credit Currency Systems and the Challenge of Globalization Clare Lascelles1 Abstract Complementary currencies—currencies operating alongside the official currency—have taken many forms throughout the last century or so. While their existence has a rich history, complementary currencies are increasingly viewed as anachronistic in a world where the forces of globalization promote further integration between economies and societies. Even so, towns across the globe have recently witnessed the introduction of complementary currencies in their region, which connotes a renewed emphasis on local identity. This paper explores the rationale behind the modern-day adoption of complementary currencies in a globalized system. I. Introduction Coined money has two sides: heads and tails. ‘Heads’ represents the state authority that issued the coin, while ‘tails’ displays the value of the coin as a medium of exchange. This duality—the “product of social organization both from the top down (‘states’) and from the bottom up (‘markets’)”—reveals the coin as “both a token of authority and a commodity with a price” (Hart, 1986). Yet, even as side ‘heads’ reminds us of the central authority that underwrote the coin, currency can exist outside state control. Indeed, as globalization exerts pressure toward financial integration, complementary currencies—currencies existing alongside the official currency—have become common in small towns and regions. This paper examines the rationale behind complementary currencies, with a focus on mutual credit currency, and concludes that the modern-day adoption of complementary currencies can be attributed to the depersonalizing force of globalization. II. Literature Review Money is certainly not a topic unstudied. -
St. Maarten Corporate
Schedule of Charges St. Maarten Corporate Banking Effective: March 1, 2020 Last Updated: March 1, 2020 1 Schedule of Charges CONTENTS 1 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY 2 CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY 3 SUNDRY SERVICES 4 LENDING AND CARD SERVICES 5 CORPORATE SERVICES 6 TRADE SERVICES 2 Schedule of Charges CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - LOCAL CURRENCY Business Current Accounts Call Accounts Minimum monthly service fee $12.50 Minimum monthly service fee $12.50 Withdrawals / Cheques per entry $1.75 Withdrawals / Debits per entry 1 free, thereafter $1.00 Deposits / Credits per entry $1.25 Deposits / Credits per entry 1 free, thereafter $1.00 Business Premium Accounts Fixed Deposit Accounts Minimum monthly service fee $12.50 Transfer to another internal account on maturity No Charge Withdrawals / Cheques per entry 1 free, thereafter $2.00 Transfer to another institution on maturity Draft or Wire Fee Deposits / Credits per entry 1 free, thereafter $2.00 Notes: 1. * - Product/Service Not offered to new clients 2. All figures are quoted in Netherlands Antillean Guilder unless otherwise stated. 3 Schedule of Charges CORPORATE DEPOSIT AND TRANSACTION ACCOUNTS - FOREIGN CURRENCY UNITED STATES DOLLARS (USD) EURO DOLLARS (EUR$) USD Chequing Accounts EUR Business Current Accounts Minimum monthly service fee USD $10.00 Minimum monthly service fee € 10.00 Withdrawals / Cheques per entry 2 free, thereafter USD $0.75 Withdrawals / Cheques per entry 2 free, thereafter €1.00 Deposits / Credits per entry 2 free, thereafter USD $0.75 Deposits / Credits per entry 2 free, thereafter €1.00 USD Business Premium Accounts EUR Business Call Accounts Minimum monthly service fee USD $5.00 Minimum monthly service fee € 10.00 Withdrawals / Cheques per entry 2 free, thereafter USD $1.00 Withdrawals / Cheques per entry 4 free, thereafter €0.40 Deposits / Credits per entry 2 free, thereafter USD $1.00 Deposits / Credits per entry No Charge EUR deposit charge 0.7% p.a. -
Our Monthly View on Asset Allocation
ASSET ALLOCATION INSIGHTS April 2019 OUR MONTHLY VIEW ON ASSET ALLOCATION FINANCIAL REPRESSION, SEASON 2 Artificial business cycle Thanks to a new dose of monetary policy accommodation, central banks in developed markets should extension brings be able to extend the business cycle – although somewhat artificially, as they refuse to normalise rates goldilocks back in order to properly flush out the system. There is still too much debt, following a decade of financial repression, and not enough nominal growth, despite a decade of ultra-loose monetary policy. Economic growth in developed economies is now expected to bottom out around the end of the first quarter, before nearing potential economic growth further down the line. While this is not ideal, it will not be But it’s too late enough to trigger inflation concerns. So we are back in a kind of goldilocks scenario with no recession, to chase momentum low inflation and no interest rate hikes. The extra liquidity has annihilated volatility, reflated asset valuations and triggered a new run-to-carry. However, as the influence of monetary stimulus will soon fade, and valuations are not overly appealing, it is now too late to blindly chase the rally. Minor allocation changes As a result, we did not alter our allocation very much this month. We continue to look for carry, growth this month stories, relatively cheap valuations and diversification. In this context, we favour hard currency emerging market (EM) debt and subordinated debt for their carry and relatively cheap valuations. Meanwhile, we Dovish Fed should benefit are warming up to EM local currency debt because of the Federal Reserve’s very patient dovish attitude, which should cap both US rates and dollar strength. -
World Watch Report
CONFIDENTIAL WORLD WATCH® REPORT ON France Date: 05/07/2019 13:57:02 GMT / UTC UnitedHealthcare Global Risk | 14141 Southwest Freeway, Suite 500 | Sugar Land, Texas 77478 ph: (713) 4307300 | email: [email protected] | url: www.uhcglobal.com World Watch® is confidential and is intended solely for the information and use of UnitedHealthcare Global's clients. Given the nature of the information, UnitedHealthcare Global does not guarantee the accuracy or completeness of the information because agencies outside the control of UnitedHealthcare Global contribute information to World Watch®. While UnitedHealthcare Global vets and verifies all information with the utmost care and consideration for the end user, UnitedHealthcare Global does not guarantee the accuracy or completeness of the information and specifically disclaims all responsibility for any liability, loss or risk, personal or otherwise, which is incurred as a consequence, directly or indirectly, of the use and application of, or reliance upon, any of the information on this site, including customized reports created by clients. Any alteration or modification of the content of World Watch®, either from the website or via printed reports, is strictly prohibited. For more information, please contact us at [email protected] or visit www.uhcglobal.com. Copyright © 2019 UnitedHealthcare Global. All rights reserved. For Terms and Conditions go to Terms Of Use World Watch® Report from UnitedHealthcare Global France Executive Summary for France France is a stable democracy located in Western Europe. To the southwest, the country borders Spain, and to the east, it borders Belgium, Germany, Italy, Luxembourg, Monaco and Switzerland. The semipresidential government is comprised of 96 mainland départements, and also has five overseas départements: French Guiana, Guadeloupe, Martinique, Mayotte and Réunion. -
July 2013 Liahona
MY SUMMERS BY THE TEMPLE Great blessings came as my family used our vacation time to attend the temple each summer. By David Isaksen grew up in Norway. The nearest special occasion when we could go. his son. I felt I needed to repent of temple was in Stockholm, Sweden, And even though the car ride was my rebelliousness and try to see the an 8- to 10-hour drive away. Need- long and tedious, the Lord blessed us wisdom and love of his admonitions. Iless to say, any trip to the temple took for our sacrifice. The spiritual experi- These many years later those sum- careful planning and deliberation. ences I had at the temple helped me mers by the temple still shine in my Our stake planned two visits to the develop my love for the temple and memory. The temple has become temple for the youth each year; sev- its ordinances. They also brought us one of the truly beautiful places of eral wards would rent a bus and go to closer together as a family. the world, like the Waters of Mormon the temple for a weekend. It was fun One special experience I remem- were for the people of Alma: “How to go with other youth, but my fam- ber was when I was going through beautiful are they to the eyes of them ily and I wanted to go to the temple a little rebellious period. It felt like who there came to the knowledge of together sometime. I could see so many of my parents’ their Redeemer” (Mosiah 18:30). -
Offshore Markets for the Domestic Currency: Monetary and Financial Stability Issues
BIS Working Papers No 320 Offshore markets for the domestic currency: monetary and financial stability issues by Dong He and Robert N McCauley Monetary and Economic Department September 2010 JEL classification: E51; E58; F33 Keywords: offshore markets; currency internationalisation; monetary stability; financial stability BIS Working Papers are written by members of the Monetary and Economic Department of the Bank for International Settlements, and from time to time by other economists, and are published by the Bank. The papers are on subjects of topical interest and are technical in character. The views expressed in them are those of their authors and not necessarily the views of the BIS. Copies of publications are available from: Bank for International Settlements Communications CH-4002 Basel, Switzerland E-mail: [email protected] Fax: +41 61 280 9100 and +41 61 280 8100 This publication is available on the BIS website (www.bis.org). © Bank for International Settlements 2010. All rights reserved. Brief excerpts may be reproduced or translated provided the source is stated. ISSN 1020-0959 (print) ISBN 1682-7678 (online) Abstract We show in this paper that offshore markets intermediate a large chunk of financial transactions in major reserve currencies such as the US dollar. We argue that, for emerging market economies that are interested in seeing some international use of their currencies, offshore markets can help to increase the recognition and acceptance of the currency while still allowing the authorities to retain a measure of control over the pace of capital account liberalisation. The development of offshore markets could pose risks to monetary and financial stability in the home economy which need to be prudently managed. -
JTL|RELIT Vol
B T P S Journal of Transport Literature JTL|RELIT Vol. 7, n. 4, pp. 50-74, Oct. 2013 Brazilian Transportation www.transport-literature.org Planning Society Research Directory ISSN 2238-1031 The effect of social stigma on fare evasion in Stockholm's public transport [O efeito do estigma social sobre evasão de tarifa no transporte público de Estocolmo] Adeline Sterner, Shu Sheng* Stockholm School of Economics - Sweden Submitted 29 Dec 2012; received in revised form 14 Jan 2013; accepted 21 Jan 2013 Abstract This study examines if there is any social stigma associated with ticket-controls in Stockholm’s subway. We used a survey- based model that measures the willingness to pay for a subway card given different types and number of ticket-controls. By comparing the willingness to pay between the different scenarios we obtained the perceived social stigma in local currency (SEK). Our main result is an increase in the willingness to pay for a subway card of SEK 612 per year when controls are associated with social stigma. However, already fare evading respondents do not react as heavily to social stigma as non-fare evaders. These finding suggest that investing in more stigmatizing ticket controls is not preferable since fare evaders will not be affected by it. Key words: social stigma, fare evasion, free-rider problem, public transport, social norms. Resumo Este estudo examina se há algum problema de estigma social associado aos controles de bilhete no metrô de Estocolmo. Usamos um modelo baseado em pesquisas que mede a disposição a pagar por um cartão de metrô dados diferentes tipos e números de controles de bilhetes. -
TEMPLE RITUAL ALTERED Mormon Leaders Delete Some of the “Most Sacred” Parts of Ceremony
Salt Lake City Messenger UTAH LIGHTHOUSE MINISTRY Issue No. 75 PO BOX 1884, SALT LAKE CITY, UTAH 84110 July 1990 TEMPLE RITUAL ALTERED Mormon Leaders Delete Some of the “Most Sacred” Parts of Ceremony In response to Fawn M. Brodie’s book, No Man Knows My History, the noted Mormon apologist Hugh Nibley declared: Yet of all churches in the world only this one has not found it necessary to readjust any part of its doctrine in the last hundred years. How does Brodie explain the fact that the doctrine which she claims was the haphazard outgrowth of complete opportunism remains the most stable on earth? (No Ma’am That’s Not History, 1946, pp. 46-47) Although most Mormons have always placed a great deal of weight in Dr. Nibley’s arguments, recent developments within the church itself will undoubtedly cause many to wonder about his claims concerning doctrinal stability. The New York Times gave this startling report in an article which begins on the first page of the issue dated May 3, 1990: The Mormon Church has changed some of its most sacred rituals, eliminating parts of the largely secret ceremonies that President Ezra Taft Benson have been viewed as offensive to women and to members of some other faiths. “Because the temple ceremony is sacred to us, we don’t Last month the church . quietly dropped from its speak about it except in the most general terms,” said Beverly temple rituals a vow in which women pledged obedience to Campbell, the East Coast director for public communications their husbands . -
Freemasonry and the Origins of Modern Temple Ordinances
Freemasonry and the Origins of Modern Temple Ordinances Jeffrey M. Bradshaw Abstract: Joseph Smith taught that the origins of modern temple ordinances go back beyond the foundation of the world.1 Even for believers, the claim that rites known anciently have been restored through revelation raises complex questions because we know that revelation almost never occurs in a vacuum. Rather, it comes most often through reflection on the impressions of immediate experience, confirmed and elaborated through subsequent study and prayer.2 Because Joseph Smith became a Mason not long before he began to introduce others to the Nauvoo endowment, some suppose that Masonry must have been the starting point for his inspiration on temple matters. The real story, however, is not so simple. Though the introduction of Freemasonry in Nauvoo helped prepare the Saints for the endowment — both familiarizing them with elements they would later encounter in the Nauvoo temple and providing a blessing to them in its own right — an analysis of the historical record provides evidence that significant components of priesthood and temple doctrines, authority, and ordinances were revealed to the Prophet during the course of his early ministry, long before he got to Nauvoo. Further, many aspects of Latter-day Saint temple worship are well attested in the Bible and elsewhere in antiquity. In the minds of early Mormons, what seems to have distinguished authentic temple worship from the many scattered remnants that could be found elsewhere was the divine authority of the priesthood through which these ordinances had been restored and could now be administered in their fulness. -
December 2014 Liahona
THE CHURCH OF JESUS CHRIST OF LATTER-DAY SAINTS • DECEMBER 2014 Bringing Others Back to Faith in Christ, p. 12 Four Lessons from the Sacred Grove, p. 24 Recognizing the Reality of Christmas, p. 36 For Youth Curriculum: How You Can Help New Converts, p. 50 “Gratitude transcends whatever is happening around us. It surpasses disappointment, discouragement, and despair. It blooms just as beautifully in the icy landscape of winter as it does in the pleasant warmth of summer.” President Dieter F. Uchtdorf, Second Counselor in the First Presidency, “Grateful in Any Circumstances,” Ensign or Liahona, May 2014, 75. Liahona, December 2014 12 MESSAGES FEATURE ARTICLES 36 The Reality of Christmas By Bishop Gary E. Stevenson 4 First Presidency Message: 12 Helping Others Find Faith Let us recognize that the babe born Fill the World with Christ’s Love in Christ in Bethlehem is the real Redeemer. By President Dieter F. Uchtdorf By Elder L. Tom Perry You can strengthen your faith now 7 Visiting Teaching Message: and help others return to a solid DEPARTMENTS The Divine Mission of Jesus foundation of faith in the Savior. Christ: Prince of Peace 8 What We Believe: Tithing Helps 18 Pioneers in Every Land: The Build Up the Kingdom of God Church in Sweden—Growth, Emigration, and Strength 10 Reflections: A Christmas Miracle By Inger Höglund By Lindsay Alder Despite the obstacles, the Lord is hastening His work in this beauti- 11 Old Testament Prophets: ful country. Malachi 24 Lessons from the Sacred Grove 40 Latter-day Saint Voices By Elder Marlin K.