FinTech İstanbul Platformu

Prof. Dr. Selim YAZICI Co-Founder FinTech Istanbul

@SelimYazici

IDC Finance Technology Conference 20 Ekim 2016

Nedir bu FinTech? Girişimcilik dünyasında 2014 yılından beri en çok duyulan kelime: “FinTech”

Bankacılık

Sigortacılık

“Finansal HİZMET” sağlamak için “TEKNOLOJİ” kullanımı ! Aracı Kurumlar FinTech Neden Gündemde? Finans dünyasına, dijitalleşme ile çözüm: “Yeniden Yapılanma”

Dijital kanallardan anında;

hızlı esnek bireysel

çözümler sunar FinTech Neden Gündemde? “Dijital Dönüşüm”

Dijital kanallardan anında;

hızlı esnek bireysel

çözümler sunar

FinTech Finansal Hizmetler Dünyasını Yeniden Şekillendirecek “Korkunun Ecele Faydası Yok”

• Önümüzdeki 5 yıl içinde global FinTech yatırımlarının 150 Milyar USD’yi aşması bekleniyor. • FinTech’ler %100 müşteri odaklı • Müşterinin çektiği acıyı biliyorlar • Yeni iş modelleri ile yeni ürün ve hizmetleri getiriyorlar • FinTech Startupları geleneksel şirketlerin işlerini tehdit edebilir • Blockchain Teknolojisi çok şeyi değiştirecek Çözüm: “Rekaberlik” Dünyada FinTech Sadece Aralık 2015’de 81 FinTech girişimi 1 milyar USD yatırım aldı. 894

224

Sadece Google, son 5 yılda 37 farklı FinTech 2010 2011 2012 2013 2014 2015

yatırımı yaptı Son 5 yılda FinTech odaklı girişim sermayesi (VC) sayısı Dünyada FinTech Yatırımları DEsignED BY POWERED BY PIERRE DREUX Fintech Landscape

Banking & Payment (356) Investments (108) Financing (196) Insurance (82)

Banking (54) P2P Lending (49)

Banking Personal Finance Investment P&C Reinsurance (6) Platforms Mobile Virtual Banking (9) - Expense Related Platforms P2P - Business Lending (22) Insurance (22) Banking (23) P2P Lending - Consumer (27) Capital Banking Fiserv FIS Q2ebanking D3 Banking YellowPepper Simple Lendstar Banking Up Zenbanx Qapital ecoPayz (22) Solutions (23) (10)

Seed MX Cobiscorp Avaloq BML Istisharat Craft Silicon IDEALINVENT Five Degrees Unwired Technisys Compte-Nickel NUMBER26 Cachet Boom Financial Koho Fidor Bank Monese mBank Atom Bank Starling Mondo Financial Nation Auxmoney Yooli Pret d’Union China Rapid SocietyOne Lending Works Afuenta Meili Jinrong Finexkap Lendio Jimubox Lendix LENDOPOLIS Able Finance Linxo SecondMarket Founders Circle Capital UNIQA SCOR Munich Re Nationwide Pet Embrace Pet Trupanion Insurance

Diasoft Mambu Path Solutions Zafn D+H Centralway Temenos Raisin GmbH NextBank Holvi Etronika Osper Branch SureCash Nubank Peppermint Chime RocketBank Loot Pocopay Cashboard Numbrs Project Innovation Harmoney Smava LendKey PPDai Bondora Faircent Lending Club Prosper InstaPartners Rong360 P2Binvestor Mintos Renrendai Assetz Capital StreetShares Technologies Meniga Zebit Squirrel Archer PrimeRevenue eShares Analyze Re Swiss Re Gen Re Petplan Pet FIGO Pet OneAssist Insurance Insurance

Prestiamoci Smartika Lendify RateSetter Kubo BLender Orchard LoanBook LinkedFinance The Credit Mosaic Wanglibao Weijinsuo Financiero Platform Capital Junction Payments (302) MoneyForward Tink Splittable OneRent SprinkleBit IMatchative Insurance Data (3) The Zebra Esurance Driveway Software

Payment Billing (20) Perfos Money MoneyBrilliant Stockpile Axial Market Asset Match Wallets (26) Platform (59) Dashboard TIO InforcePRO Captricity Apixio First Data Global Bango WePay Direct Lending (88) Corporation Payments

Obillex Boku DaoPay Fortumo JunoTele Uber

GuiaBolso Wacai Bankin eToro Pandat Finance investUP Direct Lending - Direct Lending - QGS Loop CashStar CyberSource Elavon Gumroad InstaMed Obopay VPay Limonetik Patientco Business (46) Consumer (42) Insurance Moula Liberis FastPay Lendable WeLab zipMoney FinanzCheck P2P Insurance (3) Vindicia Zuora mopay Aria Systems iVinci Health Transactis Infrastructure (9)

ReadyForZero Money View BillGuard Savedo Interactive BullionVault Investor

Softcard Gratafy Kuapay Buck Coins.ph Credorax Poynt inMediata Connect Your Prairie BlueFin UpLift Electronic Avalon Care Cloudware Payment Sys Payments Solutions

Innoviti Fundation iwoca Qredits Better Finance Thinking MarketInvoice Fleximize Amicus Splitit BTCjam CommonBond EarlySalary Cumulus CircleBack Bread Dashu Finance Friendsurance Guevara Lemonade Group Capital Funding One97 ChargeBee Emergent WithMe Ingo Money Bill.com Paymobile Payments LearnVest SmartAsset Expensify Deposit Scalable OurCrowd Solutions Capital The Global FinTech Landscape SavingStar Inc. Salt MobiKwik Happay Cover Align PlaySpan PayOne WorldPay Shopify Euronet PayPoint Realex Commerce Worldwide Payments

OnDeck Kabbage BlueVine quarterspot LiftForward C2FO CAN Capital Lighter Capital PayPal Credit SoFi Pave Vouch Payof Avant Borrowell LendUp GreenSky Trov Shift Cards Technology Insurance (17) Moneytree Mint.com Even Swanest DealGlobe FundsIndia Comparison (19)

Chillr QuikWallet Cashcloud Pademobile Aston Club Movilway fastacash Interswitch Ixaris Mangopay MOLPay Xfers Goodbox American Chase Discover Express Paymentech Financial

DealStruck Bond Street Swift Capital Behalf The Mirador ApexPeak Renew Strategic Oportun Earnest Afrm Argon Credit Kueski Neyber InVenture Progressa Receivables Financial Funding Source Eligible InforcePRO Traity Institutional Investment (7) • >1000 Companies Coverfox Insurance AppCard Momoe Mobeewave Bancore Paga Davinta PromisePay Moneris iyzico WaveCrest Coda Payments M-DAQ Blispay MasterCard Visa card.com UniRush ProPay Bluepay Technologies Technologies

RapidAdvance LQD Business Capify Prospa Funding ASTON iTrade Créancio Capital Float EZBob Financeit LoanNow loanDepot Lendful Grow Zibby MoneyMe CreditShop Finance Options Finance Financial Apixio Bloom Health QuanTemplate Snowball Zanbato Addepar Street Contxt Kapitall DriveWealth Trusted Insight Finance

Lesfurets.com LeLynx Le Comparateur Yoyo Wallet Abra Clipp Zoona Zebpay AG Financial Soft Electronic YeePay Clear2Pay TransferTo Lakala Group Pin Payments MONI Blackhawk AstroPay Creditcall Prepaid ItzCash Card and Systems Payment and Network Financial Ltd.

Aye Finance Growth Street Capital on Tap Advanced NeoGrowth Phoenix Hanhua Borro Applied Data Wonga Oakam Microcred Fair Finance Merchant Credit Finance Financial Finance Hepstar Personal Finance - • bayzat Finanzchef24 Bidu > $105B in Funding Online Payments (24) POS Payments (55) Investment (16) Vanare SigFig Invoicing (20)

Mobile/Product PayPal Zipmark Ant Financial Flypay ERPLY Leaf POS Merchant Revel Systems Square SecureNet Payfrma Dream MyCheck Easypolicy TopCheck Policybazaar Customer Payment Payments Insurance (4) Betterment Acorns Aspiration Personal Ewise Yomoni Marie Quantier Real Estate Lending (15) Capital

VersaPay Billtrust IP Payments Invoicera Snapcart • 2Checkout OptioPay Traxpay Xsolla ZooZ LoanHero MOGL ShopKeep POS TouchBistro CARDFREE NCR CardFlight iZettle Cybertill Tabbedout > $867B in Value Holdings, Inc. Corporation Real Estate Lending (15) ComparaOnline Turtlemint BankBazaar Digit FeeX FutureAdvisor Stockspot Anatec Moneybox

Alipay Nochex GoCardless Red Dot payleven Powa SumUp Vend Worldline orderbird ePaisa QFPay Coiney iBoxPay Miura Systems Recurly InvoiNet Vendorin MineralTree Payment Real Estate Investment (13) BIMA PolicyGenius Goji Hixme

GROUNDFLOOR Lamudi Sindeo Sensible Visio Financial LendingHome RealtyMogul Properati Cadre Ethos Lending CrediFi Money360 AssetAvenue LendInvest Lianjia Lender Services

Paysbuy PayPlug Parkmobile WebMoney Ezetap Jusp Tappr WALLMOB Mosambee GoSwif Mswipe Swish 2can PagPop TableSafe Viewpost Tradeshift Taulia Corcentric Fundbox CrowdStreet HomeUnion Acquire Real Investorist RealtyShares BrickVest Property Estate Moose GetInsured EverQuote CoverHound Technologies Payments SquareTrade Metromile Asurion

Payname eWay SlimPay SOFORT Razorpay FortunePay Gastrofx Paynear Tyro Payments SoftPay Mobile Toast Lavu Intelligent OrderMate Tiller Systems Chrome River Invoice2go Sensibill PayTango SwervePay Property Fundrise Roofstock Real Matters Point of Sale Technologies Partner Insurance - (44) Consumer Platform (11) Mobile Payments (58) Money/Transfer (23) Knip AG Snapsheet FinanceFox Claim Di Asset Management (27)

Reward Based Donation Based Equity Based

Proft Software Insly ZhongAn Bought By One Inc Next Insurance Jif PayMate Amazon Ayannah Danal Flint Wolt Mozido Paydiant PayNearMe RegaloCard SimplyTapp S-money Payfriendz Ripple Xoom Flywire Crowdfunding (9) Crowdfunding (12) Crowdfunding (23) Many Payments iCapital Liquid Holdings Novus EQIS Quovo NextCapital Network

Tipalti TrialPay Urban Airship M-Pesa RentMoola YapStone Monitise Activehours PayRange QuickPay Corp. Be2bill Bpay Ensygnia ikaaz Moven Remitly doxo Money Mover Afrimarket PayTop TransferGo Health

Trizic FolioMetrix Harvest First Republic Covestor CreditEase Unilend Heoh Patreon AngelList Start Engine Circleup SeedInvest ApplePie InvestX WealthForge Crowdfunder Insurance (17) Exchange Bank Capital Oscar Zest Health GoHealth SimplyInsured

Lemon way Lifepay Lydia MeaWallet MultiSafepay Proxama Samsung Pay sQuid True Money Trustly WoraPay WyWallet Juspay PayQR LocoMobi TFI Markets Ltd Revolut TransferWise Ebury WorldRemit Azimo

Wiseed Ulule KissKiss Finsquare Network for Leetchi.com Bnk SmartAngels Anaxago Arboribus Octopus Nutmeg Wealthfront Fundbase Palico AlgoMerchant True Potential Investments BankBank Good ToTheFuture Collective Clover Health Gravie Lumity Stride Health Array Health Health Solutions

Clip Curve Citrus Payment PepperHQ FreeCharge Satispay NumberMall Ingogo Velocity Sequent 2C2P New Media Pushpay Paynova LevelUp CurrencyFair Currency Cloud Covercy Western Union Earthport Wayerz Software Insights Company Tilt Babyloan CrowdBnk FundedByMe SyndicateRoom ShareIn iAngels Indexa Capital 8 Securities Third Financial Profle The Assets Close Brothers MoneyFarm JustGiving Equitise Software Financial Solutions HealthCare. Picwell Limelight Remedy Zane Benefts Oration Bright Health com Health Partners

Infrastructure & Enabling Technologies (326)

API/Connectivity (26) Platforms (23) Crypto currencies (23) Security (43) Compliance & Scoring (19)

FX /Trading Compliance API (12) Connectivity (14) (5) (18) Crypto currencies Biometrics (8) Authentication (35) Scoring (9) (23) (10) mFino Marqeta FAMOCO TrueMotion Pepperstone Super Calastone Wikifolio Darwinex Simplex Kraken Bitcoin Coinbase Uphold Bitnet Mirror Jewel ThetaRay Gemalto Riskifed Oberthur Cardinal Feedzai Jumio Mitek Systems Aire Cognia FundApps derivatives Exchange Technologies Paymentech Technologies Commerce

Finicity PokitDok Spreedly Plaid Xignite Zubie Automatic Zendrive Driversiti Mojio Judo Payments FX4Biz Kantox Compare Asia Motif Investing Portware InfoReach Fundera InvestLab Meilleurtaux. BitPay Circle Internet 21 Inc Xapo ShapeShift.io Ledger NeuCoin Bitstamp BTCC EyeVerify Bionym Nxt-ID BehavioSec Nok Nok Labs SecureKey OneLogin Tyfone Verisign, Inc. Centrify Signifyd InAuth Sift Science Dashlane Id Analytics IdentityMind ThreatMetrix Credit Sesame Wecash ZestFinance TransUnion TrustWeaver Fenergo Corlytics AQMetrics Group com Financial Global

StockTwits CardMobili fgo Malauzai streamdata.io Nymi Shopkick Area360 Swirl Networks Estimote Covisint WeSwap Barracuda FX Bizf SR Labs LoanLogics eProdigy Algomi TrailStone Paymium Bitcoin Group bitFlyer KnCMiner BitX Blockchain Coinplug Bitbond iProov Face++ BioCatch Zwipe Pindrop Evercompliant Verato Ping Identity Fortress Risk Finsphere Vogogo Zumigo Payfone Trulioo Ethoca Druva Norse Credit Karma CreditMantri ClearScore Lenddo CBANC Continuity Banker’s Fintellix Software Finance Management Network Control Toolbox, Inc

Business Tools (99) Blockchain (12) Data & Analytics (81)

HR Payroll Accounting Analytics/BI Real Estate Financial Software (23) ERP CRM PSA (20) Blockchain Risk Management Algorithms (18) (36) News/Research (11) (38) Platform (9) (12) (11) (6) nCino TradAir Openmarket Procurify Dopay Mpay Zenefts Candis FirstBest Xero Freee Receipt Bank 1010Data Actian Context iMoney Group Captricity Kensho MapR Metric Insights Relevant Technologies Technologies

Elliptic Spondoolies- AMfne MyCFO eVestment YCharts Nirvana OpenFin Think Finance FinancialForce Upserve Intacct AmeriQuest Agreement Paddle Namely PayActiv Instant Justworks Gusto Accounting InDinero VATBox FreeAgent Common bexio Xpenditure Tech Credit Praedicat OpenGamma Riskalyze NerdWallet Bloomberg CBInsights Quantopian Estimize Thomson OpenGov Dataminr Haver Analytics Palantir SAS Teradata Tidemark Powerlytics Narrative CompStak Services & Solutions Express Financial SaaS Japan Ledger Benchmark Reuters Science

COLU itBit digitalBTC BitGo Blockstream Firm58 Kurtosys IEX Group BizEquity Scivantage Karmic Labs Unirisx Syniverse Kofax Kenshoo Digital River Apprenda Cardlytics Maestro Health Navera Maxwell Health Ceridian Heartland ET Network Intuit Centage Qvinci Bench Wave HQ Nvoicepay modeFinance DemystData Kyriba FINCAD - The Seeking Alpha PitchBook Interactive Dow Jones & Sentient I Know First Strands DataFox Actiance Ayasdi Earnix Equifax AlphaSense Hanweck ACTIV Financial Digital Housing.com Bayut OpenHouse PropertyGuru Payment Future of Data Company Technologies Associates Reasoning Realty

PeerNova Gem Symbiont Digital Asset Chain DealCloud Investview Melotic Finance Active INVIVOO Modelity Probanx Info. Vestorly ModusLink MPP Globalt eFileCabinet Interactions PaySimple iiPAY SalaryFinance Plansource Sage Pay Joyowo.com Canopy Tax Coupa BookKeeping Webgility FloQast Cloudability ContaAzul Holdings Reval Cortera PeerIQ MNI Eagle Alpha TipRanks SemLab InfoTrie Kreditech DueDil SynerScope FinGenius Global TRData Yodlee Vast Digital Contact Privitar TrueAccord Zameen.com Proptiger Purplebricks ZipMatch Systems Express Financial Analytics

vERsiOn 2.0 Total FinTech Investment Activities in Turkey (2012-2016) (Investment Amounts & Number of Deals) Source: Startups.Watch June 21, 2016

Total Investment to FinTech Startups: $42.6M (2012-2016 YTD) +125 FinTech Startups Türkiye’de FinTech Ekosistemi ! FinTech Ekosistemi İstanbul İçin Fırsat!

DOĞRU YER DOĞRU ZAMAN DOĞRU KAYNAKLAR

• İstanbul Finans Merkezi • Avrupa ile finansal • Güçlü bir finans sektörü vizyonu ile paralel entegrasyon • Nitelikli insan kaynağı • İdeal lokasyon • Dünya ile aynı anda büyüme • Finansal altyapı PLATFORMU

Ekosistemin Buluşma Noktası www.FinTechIstanbul.org Vizyonumuz ve Misyonumuz

İstanbul’u, bölgesel “Finansal Teknoloji Merkezi” haline getirerek, Türkiye’nin finans alanındaki rekabet gücünün artırılması. Vizyonumuz

• Türkiye’de finansal teknolojiler konusunda eğitim, bilgilendirme, yönlendirme ve işbirliği olanakları ile ekosistemi güçlendirmek. • Güçlenen StartUp’lar ile yabancı yatırımcıları çekerek, cazibe merkezi haline gelmek. Misyonumuz • Finans sektöründeki nitelikli işgücü için yeni istihdam yaratmak. “FinTech İstanbul” Platformu İlgi Düzeyi • 1.253 Twitter takipçisi • 766 Facebook sayfasını beğenen sayısı • 187 LinkedIn Group üye sayısı

• 2.019 Son 1 ayda web sitesini ziyaret eden tekil kişi sayısı • 399 Web sitesindeki blog yazısı sayısı • 289 Web sitesini sürekli takip eden üye sayısı • 740 Mail list üye sayısı

• 5.883 Web sitesi temmuz görüntülenme sayısı • 6.682 Web sitesi ağustos görüntülenme sayısı • 8.411 Web sitesi eylül görüntülenme sayısı • 6.638 Web sitesi ekim (ilk 19 gün) görüntülenme sayısı

• Her ay ortalama %20 daha fazla kişiye ulaşıyoruz FinTech İstanbul

Uluslararası İçerik ve Eğitimler Buluşmalar İşbirlikleri Yayınlar FinTech 101 Eğitim Programlarımız

GİRİŞİMCİLER KURUMLAR YATIRIMCILAR

• FinTech dünyasına girmek • İnovasyon, girişimcilik ve • FinTech dünyasına ilgi duyan isteyen girişimci adayları dijital bölüm çalışanları yatırımcılar • Yurtdışına açılmaya çalışan FinTech girişimcileri Ekosistem Buluşmaları

Konuk Konuşmacılar Tematik Buluşmalar

Başarılı ve Başarısız Girişim Hikayeleri Networking Etkinlikleri

Finans Sektörü Üst Düzey Buluşmaları Uluslararası İşbirliği Fırsatları

3 kıtada işbirliği fırsatı

San Francisco Londra ABD Avrupa Singapur Asya Global FinTech Hubs

Index Performance Score Index Performance Score is predicated upon three business indices (“Business Indices”):

• Global Financial Centre Index1 • Doing Business 2016 • Global Innovation Index

A lower Index Performance Score suggests that the Hub is more conducive to the growth of FinTech Deloitte: Connecting Global FinTech: Hub Review 2016

İçerik ve Yayınlar

• Chris SKINNER’ın Kitapları

• Melike BELLİ – Banking and Fintech

• Web Content - Blog FinTech 101 Girişimciler için FinTech Eğitim Programı

AMAÇ KONULAR

FinTech Dünyası Rekabet: Fırsat ve ve Ekosistem Tehditler FinTech girişimcilerinin ihtiyaç duyacakları eğitimleri sunarak, girişimlerinin yetkinliklerini artırarak başarı Uyum, Kullanılan oranını yükseltmek Regülasyonlar ve Teknolojiler Siber Güvenlik

FinTech Girişimleri Yatırımcıya ve Özellikleri Hazırlık [email protected] www.facebook.com/FinTechIstanbul www.FinTechIstanbul.org @FinTechIstanbul Teşekkür ederim