Uddhav while addressing his party workers FEATURES OPINION o PAGE I had promised Balasaheb that I will make a Shiv REVIEWS Sainik the chief minister of Maharashtra. I have 9 ANALYSIS INTERVIEWS 360 vowed to fulfil this promise. STORY BEHIND THE NEWS DECCAN CHRONICLE MONDAY | 11 NOVEMBER 2019 | HYDERABAD Uddhav Thackeray: The chance to come into his own Sena playing hardball with BJP on rotational chief ministership should not surprise anyone as Uddhav might be eyeing the CM’s post for himself.

chief ministership and equal sharing of port- position could also mean that Uddhav may be folios. The BJP has now decided not to stake eyeing the top job for himself. Given the Dr Deepak claim for the government hoping that their volatile scenario right now, Uddhav seems a move may put Uddhav under tight spot. But better choice — with wide experience in Pawar Uddhav is unperturbed. party matters — for the position. Certainly, Another major change this time has been better than Aaditya, who is inexperienced as the arrival of Aaditya Thackeray in the leg- well as a first-term MLA. islative politics — the first from the family. What other choices does Uddhav have? A t is difficult to be Uddhav Thack-eray Many would presume that Uddhav is playing compromise formula with the BJP could still these days. It does not look like he and hard ball for the political future of his son. be an option. his party are going to compromise with That may be true, but that is not the only rea- During the Lok Sabha election, the BJP suc- their long term ally, recent big brother son. cessfully utilised Balakot air strikes for elec- Bharatiya Janata Party. At this junc- A lot of Sainiks do not trust the BJP. toral benefit. However, campaigning on the ture,I it is imperative to understand the Sena Whether it is on the issue of Ram Mandir or abrogation of Article 370 in the Assembly chief ’s mind and find out whether he under- Uniform Civil Code, the consensus between election did not help it. In fact, it back- stands the minds of ‘Sainiks’ in particular the two parties has been more or less superfi- fired. and electorate in Maharashtra in general. cial. There is also a growing fear in the minds Keeping in mind the fact that the Since the 1990s, Uddhav has remained a key of the Opposition in Maharashtra that the Sena would remain a regional party, political player, initially in the Shiv Sena and BJP not only wants to win elections, but also Uddhav can effectively distance later in state politics. But he had to face his himself from the BJP and cousin Raj — widely considered by Sainiks attempt to strengthen his party and public at large as Thackeray senior’s suc- as a regional force. Much of it cessor. However, Thackeray senior took the The Sena’s desire for depends on whether he is able decision in favour of his son, leading to Raj to keep his people together. forming the Maharashtra Navnirman Sena. the chief minister’s With large scale defection A lot of people hoped and anticipated that to the BJP, just before the the Sena would collapse after the death of position could also mean Assembly election, not Thackeray senior. The fact that the party has helping political turn- not just survived but flourished in certain that Uddhav may be coats, it is very diffi- areas speak volumes about Uddhav’s leader- eyeing the top job for cult to break any ship and managerial qualities. What he major political party, lacked in oratory has been compensated himself. Given the volatile including the Sena. through his networking skills and creation of This provides an a new generation of leaders. scenario right now, opportunity for In comparison, the MNS, after a promising Uddhav to go performance in 2009, is on the fringes of Uddhav seems a better back to his Maharashtra politics. Although the ruling party’s old Congress-NCP used the MNS to neutralise choice — with wide roots — the the Sena, what really demolished the Raj-led politics of party was its untimely hobnobbing with experience in party ‘Marathi Narendra Modi-led BJP. Probably, Uddhav Manoos’ and doesn’t want to repeat the same mistake. matters — than an the Marathi As long as Thackeray senior was alive, he language. was the ‘Hindu Hriday Samrat’. However, inexperienced Aaditya, The politics of since 2014, the BJP’s deadly combination of who also heads the Yuva Hindutva and the Hindutva and development has unsettled one politics of ‘Marathi and all, including the Sena. Using every pos- Sena. Manoos’ are antithetical. Shiv sible medieval jargon Sena wanted to remain Sena can’t play both. With the BJP the ‘big brother’ in the alliance. However, and the Sangh Parivar monopolising despite maintaining the façade of friendship, intends to destroy Opposition parties as well the Hindutva space, it is high time the Modi-Shah dispensation made serious as its allies like Shiv Sena. This gripping fear that Uddhav brings his party back on attempts to demolish the Sena. The Sena and the consequent retaliation are behind track. The Sena’s tag line during the returned the favour by following the innova- Uddhav’s tough stance today. Assembly campaign was ‘Hich ti vel (this tive model of ‘Opposition in government’. It Amid the political uncertainty in is the moment)’. That is the message for participated in the government and through Maharashtra, the alternative of a Sena-NCP the Sena and Uddhav — if only they want its mouthpiece ‘Saamana’ routinely criti- government backed by the Congress from to listen. cised the government. outside looks like a possibility. But the ques- Since the results were announced on tion is: Is Uddhav willing to snap ties with the (Dr Pawar is a political commentator October 24, the Sena has been playing hard- BJP at the Centre? and teaches politics at the University of ball with the BJP on the issue on rotational The Sena’s desire for the chief minister’s Mumbai.) Shades of ‘85 in 2019 verdict Tussle over power sharing sour APRAMEYA RAO EERILY SIMILAR Uddhav’s ties with Fadnavis he counting of votes on October BHAGWAN PARAB 24 resulted in a comfortable Tmajority for the pre-poll alliance n June this year, on Shiv Sena’s between the Bharatiya Janata Party 53th foundation day, now care- and the Shiv Sena. Yet, a pall of gloom Itaker chief minister Devendra enveloped the saffron camp – and for Fadnavis told the gathering, “He good reason. (Uddhav Thackeray) is like my Having failed to achieve the target of elder brother.” winning over 220 seats in the Interestingly, Mr Fadnavis Assembly, the saffron alliance also became the first non-Sena leader to ended up losing ground to a resurgent address the annual event, clearly Opposition led by Nationalist underlining the excellent cama- Congress Party (NCP) chief Sharad raderie between him and the Sena Pawar. chief. It seemed like both had The below-par performance of the buried their differences for good saffron alliance and the remarkable 1984 LS Polls ‘85 VS Polls 2019 LS Polls 2019 VS Polls and were destined for another five- resilience shown by the Pawar-led year rule in Maharashtra after the Opposition were the two main take- Cong (I) 42/48 161/288 BJP-Sena 41/48 161/288 Vidhan Sabha polls. However, aways from the 2019 Assembly election much has changed since then. results. Nevertheless, these two take- Cong (S) 1/48 54/288 NCP 4/48 54/288 Bitterness has now replaced com- aways resemble closely the ones passion, while trust has given way I did not expect this I again want to make type of betrayal from it clear that it was observed after the 1985 Assembly elec- After 1985 polls, Pawar In 2019, Pawar’s NCP is likely to to mistrust. Both leaders have tion results were announced. launched such a scathing attack him (Devendra never decided that became the LoP in Assembly. stake claim to LoP’s post. against each other that the door for Fadnavis). He is a the CM’s post will be Dip after splendid LS reconciliation now looks closed for- liar. I had promised shared. There was never a performance ers by pitching Mr Gandhi as ‘TINA’ between the two elections – Mr Pawar. ever. The vitriolic language has In what can only be termed as an (There Is No other Alternative). Three Despite his advancing age and the only suggested that the malice is Balasaheb that there would decision on this issue. Even eerie numerical co-incidence, the pre- decades later, the BJP’s attempt to existential threat to his party, the much deeper, perhaps beyond be a Shiv Sena chief minister (BJP chief) Amit Shah ji and poll saffron alliance in 2019 as well as make the state election into a referen- Maratha strongman proved to be a repair. one day, and I will fulfill that (senior BJP leader) Nitin the Congress (I) in 1985 won 161 seats. dum on the Centre’s Kashmir policy solid opponent, helping his party win The breakdown of ties between promise. I don’t need Amit Gadkari ji said this was The backstory of both electoral per- (Read abrogation of Article 370) came 54 seats. In yet another numerical co- Mr Thackeray and Mr Fadnavis is formances also had several parallels. to a cropper. incidence, the Pawar-led Congress surprising, given their match Shah and Fadnavis for that. never decided. In the December 1984 Lok Sabha Rebel trouble (Socialist), too, had won 54 seats in always looked as one made in polit- — UDDHAV THACKERAY, — DEVENDRA FADNAVIS, polls, held in the aftermath of former Ahead of the Assembly polls in 1985, 1985. The whole Opposition, more or ical heaven. Shiv Sena chief after the Caretaker chief minister PM Indira Gandhi’s assassination, the the Congress (I) replaced several sit- less, rallied behind Mr Pawar ahead of Five years ago, when the Congress (I) won 42 Lok Sabha seats ting MLAs, sparking a rebellion with- the 1985 polls, with ideologically dis- Bharatiya Janata Party (BJP) and breakdown of ties between denying Shiv Sena’s and over 50 per cent of the vote share in the party ranks. At least 22 parate parties like the BJP and the the Sena contested Assembly polls the two saffron parties. accusation. in the state. Buoyed by newly sworn-in Congressmen fought the polls as Peasants and Workers Party coming separately, it was Mr Fadnavis, Prime Minister Rajiv Gandhi’s charis- Independents, with seven of them win- under the umbrella of the Progressive who persuaded the central leader- betrayal from him. He is a liar,” Mr ond fiddle to the BJP. Moreover, ma, the Congress (I) was expecting a ning. Most notably, former CM A.R. Democratic Front. Though Mr Pawar ship to join hands with the Sena Thackeray vented out his ire at instead of coming clear on the massive victory in the Assembly polls. Antulay won as an Independent from failed to dislodge the Congress (I), he after the elections. him. issue, Mr Fadnavis also kept soft- In fact, the then chief minister Shrivardhan. Moreover, the 1985 elec- cemented his position as one of the Even as the Sena continued to He also claimed that while pedalling it. The stubbornness of Vasantdada Patil, too, was confident of tion saw Independents garnering over biggest Maratha leaders. attack the BJP government for five announcing the alliance ahead of the Sena chief, who is hitherto seen his party winning 230-odd Assembly 17 per cent of the votes – the highest Thirty-four years later, Mr Pawar years, at the Centre and in the Lok Sabha polls, Mr Fadnavis as always compromising, has seats. till date. took on the combined might of Prime Maharashtra, Mr Fadnavis main- had said that both parties would caught the caretaker chief minis- The 2019 Assembly polls, too, played With several local leaders missing Minister Narendra Modi and BJP tained cordial relations with the equally share responsibilities after ter completely off guard. out in a similar manner. After winning out on a ticket this time, in order to president Amit Shah. While the top Sena chief. In fact, it was Mr the Assembly polls. With the BJP announcing that it 41 out of the 48 seats and nearly 50 per accommodate turncoat leaders, the BJP leadership continued to attack Fadnavis, who had pursuaded the According to political observers, would not be forming the govern- cent of the vote share in the Lok Sabha saffron allies, too, faced rebellion in him in their rallies, the former Union BJP to contest both Lok Sabha and ever since the BJP-Sena alliance ment due to lack of numbers, the election, political pundits dubbed the several constituencies. While 40-odd minister chose to keep the focus on Vidhan Sabha polls in alliance swept the Lok Sabha polls this year, onus is on Mr Thackeray to stake BJP-Sena alliance as unstoppable. So Sena-BJP leaders turned rebel, not all farmer crisis and rising unemploy- with the Sena. So, what caused the Mr Thackeray had been dropping claim. He would need the support confident were the BJP and Sena of a could win as Independents. ment. rift between these two leaders? enough hints about his twin desire of the NCP and the Congress to massive victory in the Assembly polls Nevertheless, many were able to play With the BJP-Sena underperforming According to Sena sources, Mr — of holding the chief minister’s realise his dream of installing a that the former also came up with the spoilsport in several constituencies. in the recent polls, Mr Pawar had the Thackeray was extremely hurt post for two and a half years and Sena chief minister in the state. slogan of “Abki baar 220 paar”. In some cases, rebels were also able to last laugh. In the process, Mr Pawar after Mr Fadnavis squarely denied equal share in the government. In lieu of support, both parties In both instances, however, national defeat high-profile candidates like reiterated a point he made to a promi- that the BJP had made any promise But, Mr Fadnavis and the BJP have asked the Sena chief to snap factors failed to enthuse the electorate Narendra Mehta. nent news magazine ahead of the 1985 to Sena about sharing the chief leadership took him lightly, believ- ties with the BJP. If he does so, the during Assembly polls. In March 1985, ‘Pawar Play’ polls: “In an Assembly election, local minister’s post for two and a half ing that he would eventually fall in state will see Mr Thackeray and Mr the Congress (I) failed to galvanise vot- One man was a common link issues come to the fore.” years. line, like in 2014, when the Sena Fadnavis, who were once friends, “I did not expect this type of had reluctantly decided to play sec- standing against each other. c m y k c m y k MIND POWER BENJAMIN FRANKLIN KAMAL HAASAN PAGE Love your enemies, All my films are statements, especially 10 for they tell you your faults when I write them Edit DECCAN CHRONICLE MONDAY | 11 NOVEMBER 2019 | HYDERABAD

11 NOVEMBER 2019 Amid chill, India, Pak lose Subhani Kartarpur opportunity istory was made twice over on November 9. Besides throwing up the Supreme Court judgment on the Ayodhya tangle aimed at resolving a faith-rooted dispute, the date also etched itself in the Hrecord books of India-Pakistan relations, with the Kartarpur Saheb Gurdwara just six km across the border in Pakistan receiving its first batch of Sikh pilgrims from India through a specially built corridor — on a visa-free basis — under a new dispensation granted by Pakistan. A matter of such moment could have lifted ties when bilateral relations have been frozen since the 2016 Pakistani terrorist attack on an Army camp in Uri, with the freeze deepening after New Delhi's August 5 decision to alter the constitutional status of J&K. But it seems any potential for an opening may have been stymied by the remarks made by the Prime Ministers of the two countries at the very moment history was being made, with Pakistan leader Imran Khan’s observations being outright egregious. In the case of the Ayodhya judg- ment too, a resolution of sorts has been reached but possibly accompanied LETTERS by a sullen or anxiety-seeped peace between the country’s two most sig- nificant religious communities. AYODHYA VERDICT The opening of the Kartarpur Saheb corridor to mark the 550th anniver- Unpacking fascism’s The judgment on the long- sary of the passing of Guru Nanak Dev, the 17th century founder of the Sikh faith, who had spent his last days at the gurdwara in Kartarpur, has pending Ayodhya issue is come at a time when the bilateral relationship is fragile —something that welcome (Ram Lalla comes Pakistan PM Imran Khan and his foreign minister Shah Mehmood home, a new masjid to rise, Qureshi point out at the drop of a hat. They did so again as the Indian pil- grims arrived. Indeed, Mr Khan, showing poor judgment, raked up not DC, Nov. 10). Political par- biggity architecture ties, for years, have milked just Kashmir but also made comments on the Ayodhya verdict. This line seemed well-orchestrated. Not just Pakistan’s PM, the foreign minister the sensitive issue for petty and the military spokesman, but also the country’s president, waded into Brandenburg Gate which Olympics sought to exe- political gains. Now that the the Ayodhya matter in the guise of commenting on the welfare of seem gigantic even to the cute a spectacle that was Muslims. This is hypocritical. Pakistan’s silence on fellow Muslims citi- contemporary eye would but a manifestation of issue is resolved, they zens in Balochistan as well as Muslims in China’s Xinjiang is deafening. simply have been over- their own alter ego. Their would do well to focus their With India’s former Prime Minister Manmohan Singh who, like his pre- Manish Tewari shadowed by new erec- coming-out party. Their energies on more serious decessor A.B. Vajpayee, was known for his constructive stance on tions of humungous storming the global stage Pakistan, being in the first batch of Kartarpur pilgrims, the making of a dimensions. and Herr Speer drawing issues concerning the com- small diplomatic window could have been hoped for. But the Pakistan Other totalitarian upon the luminescence to mon man. One hopes that line-up has vitiated the atmosphere for now. Mr Khan and the Pakistan State of the Union regimes are also not his father’s complete at least now the BJP, which military perhaps calculate that at a time of serious economic and political immune to this architec- grasp of the architecture made Ayodhya an electoral difficulties at home, a softening on India may appear ill-timed. tural megalomania. The of power took a leaf right For his part, Mr Modi, too, played hot and cold. He thanked Mr Khan for ascists have a book entitled Inside the People’s Republic of out of the Nazi architec- issue for almost three Kartarpur and complimented Pakistan’s workers for having got the corri- morbid fascina- Third Reich that China nominated Albert tural playbook to turn decades, will concentrate dor ready very quickly (in the space of a year), but he addressed his coun- tion with became an international Speer the Junior — the Chinese aspirations into on real issues like unem- terpart by his last name of “Niazi”, which by an official circular Mr Khan grandiose build- sensation. son of Hitler’s notorious brick-and-mortar reality. has proscribed. Mr Modi’s reference to the fall of the Berlin Wall — also ings. Fascist The broad-spectrum comrade-in-arms and the That is what the ployment, economic slow- on November 9, coincidentally — as a “unifier” too may have seemed gra- constructionF started stab of Albert Speer’s creator of the 1936 Berlin grandiose project to down and agrarian distress. tuitous to the Pakistanis in the wake of the recent Kashmir developments. manifesting as soon as architectural delusions Olympics extravaganza remodel the central vista Benito Mussolini seized was to virtually level — to formulate the mas- in New Delhi is really all Dr N. Ratan Prasad Reddy power in Italy in the Berlin to the ground for ter plan for the Beijing about. Subterfuged in the Hanamkonda, Warangal 1920s. In Germany, the constructing bottoms up Olympic games of 2008. pragmatic skullduggery Urban Victims of vendetta politics process kicked off with — Welthauptstadt Ger- With this act the this endeavour smacks of Adolf Hitler's ascent to mania, loosely translated Communist party appa- the NDA/BJP govern- Apropos AIMIM president Asadud- S President Donald Trump could never remove the lifelong Secret chancellorship in 1933. to mean world capital ratchiks once again sanc- ment’s ravenous thirst to din Owaisi’s remarks on the Service protection that his predecessor Barack Obama gets. The Both these regimes were Germania. Adolf Hitler in tified the fundamental emboss a new architec- Supreme Court (Supreme, but not Ustrength of American institutions would prevent him from commit- tyrannical dictatorships 1933 itself declared with politicisation of aesthet- tural order that bears infallible, DC, Nov. 10), I beg to men- ting such a petty and cowardly act, as would the likelihood of diminishing and architecture was an all the pompousness at its ics that has been a trade- their indelible stamp for tion that the Supreme Court judg- political capital, both with the public at large and with his own craven instrument of political command “The new mark of 20th century posterity to remember. It ment was unanimous, and one of Republican Party. puffery, a demonstration German Reich is neither authoritarianism. Like is but the eighth Delhi the judge is Muslim. So the decision No such luck in India. The government is withdrawing the Special of ugly state power and a boarder nor a lodger in other absolutes earlier they seek to create. is certainly on facts and not on Protection Group (SPG) cover previously provided to the Gandhi Parivar. predicated principally the royal chambers of the Chinese elite convert- History is replete with beliefs. It did not matter that this family has seen two members assassinated — upon the visual reinforce- bygone days.” The centre ed public spaces and instances that unim- Rajinder Bakshi former Prime Ministers Indira Gandhi and Rajiv Gandhi. All that matters ment of Fascist beliefs. of the Nazi-ruled world — sporting events into tan- peachably demonstrate Hyderabad to this government is a small-minded sense of revenge. No one can doubt To parade the omni- Germania — was slated gible evidence of their that such projects swing that the ruling party derives energy from its personal attacks on science of the Fascist ide- for completion by 1950. omnipotence and almost between the sublime and You have totally published biased Jawaharlal Nehru’s descendants — if he were alive, they would snatch ology the edifices built or The task was supposed to a divine right to rule. the ridiculous. From the reports on the judgment of the away his security as well. proposed for construc- be executed with ruthless The Junior Mr Speer Nazi reengineering of Supreme Court on the Ayodhya Supporters of this decision would say, well why not; if the security tion were gargantuan efficiency by the pillage who spent a lifetime try- Berlin to the Red Square issue. You have interviewed only assessment is lower, then the family, who’ve had it nice and easy on the with wide-open spaces of the mines and miner- ing to distance himself in Moscow the underly- the persons who opposed the ruling Government of India’s dime and who’ve been able to live a rarified exis- surrounding them. The als of occupied Europe for from his rather tainted ing intent was always and raked up long-buried stories of tence thanks to their protective bubble, should lose that cover. Such bub- vacant space was building materials and legacy was tasked to for- identical - stamping histo- the masjid demolition etc. ble-heads forget that the Gandhi family is iconic — that to many, includ- designed to serve as an cleansing the Jewish mulate the master plan ry with a unique imprint Vinod Sreebhashyam ing the ruling party, they represent not just a political threat but also, assembly point for mas- quarter of Berlin to repo- for the approach to the for posterity. What is pro- Begumpet, Secunderabad rightly or wrongly, accumulated grievances. They forget what the sive congregations of peo- sition those citizens of Olympic compound in posed in Delhi appears is Congress points out, that when ex-PM VP Singh withdrew Rajiv Gandhi’s ple that became the props Berlin whose homes or Beijing. His plan focused again out of the autocrat- SPG cover upon taking office in 1989, he signed the ex-PM’s death warrant for menacing spectacles buildings happened to upon the building of an ic playbook. It is but an two years later; oddly it was done even though Rajiv had survived an of mass intimidation and stand in the way of the commanding avenue to exercise in spawning nar- assassination attempt in 1987 in Sri Lanka. coercion. The torch ral- bulldozers. link the Forbidden City cissistic symbolism. 50 YEARS AGO IN But this government is not worried, even if three members of the Gandhi lies of the Nazi Era being Speer reminisced a with the National Rather than tampering family are in active politics, and remain high-profile targets in the eyes of an example. decade before his death Stadium in which the with and subverting the a would-be assassin. Its decision to withdraw cover is contemptible. The principal focus of that with the wisdom of opening ceremony of the heritage of Delhi, the BJP Fascist architecture was hindsight he now Games took place. It government’s energies public buildings and believed that the Fuhrer immediately evoked com- would be much better- It’s a conflict between DECCAN CHRONICLE boulevards. Their blue- had commanded him to parisons with his father’s served had they stuck to prints had an ominous build “not a city, but a designs for “Germania”. their 2014 electoral bossism, democracy: alikeness to ancient sarcophagus” — a stone The Senior Speer had promise of building a ADITYA SINHA T. VENKATESWARLU PM Editor Printer & Publisher Rome. The objective coffin, typically adorned also similarly conceived hundred new cities. In being the invocation of with a sculpture or a mighty central axis that the past 65 months not a NEW DELHI, Nov. 10 DECCAN CHRONICLE offices are located at: grandeurs bygone cou- inscription and associat- was the centrepiece of his single one has come up. pled with an attempt to ed with the ancient civili- stillborn architectural In fact after the conceptu- Prime Minister Indira Gandhi Hyderabad: 36, Sarojini Devi Road, Secunderabad - 500 003, Ph: 040-27803930-4; Fax : 040-27805256 bring out a sense of raw sations of Egypt, Rome fantasy for Germania. alisation and subsequent has told Congressmen that the Vijayawada: No.C-3 & 4 Patamata, Industrial Estate, Auto Nagar, Vijayawada (A.P.), Ph: 0866- nationalism. and Greece. “Like the The Chinese were not establishment of Chandi- basic issue in the present crisis 2555284/2555287; Telefax: 0866-2555234 Visakhapatnam: Survey No.1/3A Beach Road, Near Kailasagiri Ropeway, Sector-9 MVP Colony, Fascist architecture in ancient pharaohs, he being ingenuous in garh, Bhubaneswar and in the organisation was Visakhapatnam - 530 017 (A.P), Ph: 0891-2552333/2552334; Fax: 0891-2755285 Italy was developed by a planned to use stone to selecting a designer Gandhinagar, not a single whether or not democratic Rajahmundry: Vemagiri, Dhawaleswaram Rd, Rajahmundry, Ph: 0883-2417618/2417208; Telefax: 0883- handful of architects with ensure his own immortal- whose noun was associat- green field city has been forces would prevail in the 2417208 Giuseppe Terragni being ity,” concluded Speer. ed with very grey histori- created anywhere in the party. Anantapur: Thapovan colony, Bangalore By-Pass Road, Anantapur - 515004, Ph: 08554-276903; Fax: the most conspicuous. Had Albert Speer’s cal overtones. The organ- country. Even Amravati, In a six-page letter written on 08554-276904 Other notable eminences grandiose vision not isers of the Beijing the capital of the new November 8, she explained to Karimnagar: Survey No.1341, Vavilalapally Colony, Jagityala Road, Karimnagar - 505 001, Ph: 0878- were Marcello Piacen- become a victim of a state of Andhra Pradesh, partymen the background to 2228908; Telefax: 0878-2220433 tini, Giovanni Guerrini, coitus interruptus is but a ghost town but the present crisis and the objec- Nellore: Survey No.527/2, Burranpur Village, Venkatachalam (M), Chemmudugunta Panchayat, Nellore, Ernesto Bruno La Padula because of Hitler’s war Subterfuged in the the rulers in Delhi care tive behind convening an AICC Ph: 0861-2348581/82; Telefax: 0861-2348580 pragmatic Chennai: SP-3 Developed Plot, Industrial Estate, Guindy, Chennai - 600 032, Ph: 044-22254747/ and Mario Romano. In plans the capital of the less. For them architec- session in Delhi. 48/50/51; Advt Fax: 22254765/22254766/42305325 Germany, the Fascist Third Reich would have skullduggery this ture is but another means Mrs. Gandhi said there has Bengaluru: 5th Floor, BMTC Commercial Complex, 80 Feet Road, Koramangala, Bengaluru-560 095 Ph: architectural endeavour been transformed in a endeavour [to of power projection. been always a conflict between 080-43460500; Fax: 080-22960552. was led by Albert Speer, manner that would have remodel the cen- bossism and democracy “and it Coimbatore: 77, Vivekananda Road, Ramnagar, Coimbatore - 641 009, Ph : 0422 2231255 Hitler's chosen architect made the city unrecognis- The author is a lawyer, is this conflict which has Kochi: No.3-B, 3rd Floor of DD TRADE TOWER, Kaloor-Kadavanthara Road, Ernakulam, Ph: 0484- who later served as the able to its lifelong inhabi- tral vista in New Member of Parliament reached a critical stage.” 4039408 Nazi armaments minis- tants. Broad swathes of Delhi] smacks of and former Union infor- Declaring that there was no Thiruvananthapuram: St Joseph s Press, TC 15/1040, Cotton Hill, Thycaud (PO), Thiruvananthapuram ter during the Second the city would have sim- the government’s mation and broadcasting conflict in the party, she said 695 014 World War. He was sen- ply been altered beyond minister. The views that if the organisation was Kozhikode: Door No 6/1002 E, First Floor of City Mall, Opp. YMCA, Kannur Road, Kozhikode - 673 thirst to emboss a 001, Fax : 0495 4019 018 tenced to 20 years in recognition. Ancient new architectural expressed are alive, the Government would Gram: CHRONICLE Postal registration no: No. H/SD-348/2006-08 prison at the Nuremberg structures like the personal. Twitter handle be aware of its responsibility.” trials. He later wrote a Reichstag and the order for posterity @manishtewari

aw has reached its finest Supreme Court’s refusal to provide cil. It provided for the imposition of cumstances exclude the possibility detention. The detainee is entitled to moments when it has freed relief to detainees in Kashmir. It is “personal restraint” and regular of its following forensic forms, must be given grounds of detention that men from the unlimited dis- depressing how the chief justice of check-ups of the health “and com- be judicial in the sense that it must are considered by an advisory board, Lcretion of some ruler, some India, Ranjan Gogoi, and a couple of fort” of the detainee, suitable provi- be fair and impartial and as ade- which can be packed with party civil or military official, some his colleagues talk of “the national sion “for his support” and that of quate as it can be made.” hacks. A.G. bureaucrat. Where discretion is interest”, while effectively postpon- “his own wants and those of his fam- Lodging detainees in prison is As early as 1950, Justice Mehr Noorani absolute, man has always suffered. ing for long periods petitions for ily”. He received an “allowance”. In infliction of punishment without Chand Mahajan of the Supreme At times it has been his property habeas corpus. On August 4, there 1918 came the report of the sedition trial. It is a violation of the right to Court pointed out that “preventive that has been invaded; at times his was no revolt in Kashmir; not even a committee headed by its president, personal liberty: patently unconsti- detention laws are repugnant to privacy; at times, his liberty of move- procession. But having imposed on justice S.A.T. Rowlatt, and compris- tutional. Chapter III of Indian Penal democratic constitutions and they ment; at times, his freedom of the people the very next day a death ing two English and two European Code enacted in 1860 concerns pun- cannot be found to exist in any of the thought; at times, his life. Absolute sentence for Kashmir and its identi- judges. The law based on this report ishments. Section 52 lists them. One democratic countries of the world”. discretion is a ruthless master. It is ty, the government of India and its was the hated Rowlatt Act. of them is imprisonment. But the In 1969, the court characterised the more destructive of freedom than stooge Governor Satyapal Malik The committee unanimously rec- laws authorising preventive deten- legislation as “a negation of the rule any of man’s other inventions,” US decided to lock up people to prevent ommended, apropos preventive tion routinely empower the state to of law, equality and liberty”. In 1979, Habeas corpus is supreme court justice William O. peaceful protest. This is what the detention, “...we think that … it must order that the detainee “be detained the court said it “viewed with dis- Douglas said in 1951. This is not true government called ‘the national be subject to the observance of… in such place and under such condi- favour detention without trial, what- of this part of the world; certainly interest’ — a cry that the supreme principles — (i) No interference with tions, including conditions as to ever be the nature of offence”. The habeas carcass in not of India. The massive arrests in court echoed. liberty must be penal in character. maintenance, discipline and punish- court stopped using such language Kashmir included in their sweep not The time is come to consider the Nothing in the nature of conviction ment for breaches of discipline, as since. It has said repeatedly that pre- only the entire political class but basics of the legal outrage of impris- can be admitted without trial in the appropriate government may, by ventive detention is not penal but also children. The draconian Public onment without trial called ‘preven- strict legal form. If in the supreme general or special order”. preventive. Why lodge the detainee Kashmir Valley Safety Act, 1978 was used to put 14- tive detention’. It is now three cen- interests of the community the liber- The place specified is, invariably, in jail, then? In Northern Ireland, it year-old boys in jail. turies old. It was first introduced in ty of individuals is taken away, an jail. This is imprisonment without was imposed on Aug 9, 1971 but was The writ of habeas corpus is guar- India by the East India Company by asylum must be provided a different trial and a violation of the funda- lifted on Dec 5, 1975. Conditions were anteed to every citizen as a funda- the Bengal State Prisoners Regul- order from a jail. (ii) Any interfer- mental right of personal liberty far, far worse there. mental right. It has been reduced to ation 111 of 1818 through its gover- ence with liberty must be safeguard- (Article 21). Article 22 of India’s con- habeas carcass thanks to the nor general’s vice president in coun- ed by an inquiry which, though cir- stitution provides for preventive By arrangement with Dawn Outside help PAGE Google has enlisted outside help to clean up the longstanding Technomics 11 Play Store malware problem DECCAN CHRONICLE MONDAY | 11 NOVEMBER 2019 | HYDERABAD

SHORT TAKES WHAT NOT TO SEARCH ON INTERNET NY regulator to probe IN CURRENT TIMES, PEOPLE TEND TO ‘GOOGLE’ FOR ALMOST EVERYTHING. BUT WHAT MOST PEOPLE TEND TO FORGET IS GOOGLE IS SIMPLY AN ONLINE PLATFORM WHERE YOU FIND WEBSITES THAT OFFER YOU THE INFORMATION THAT YOU NEED. Apple card for sex bias SO HERE’S A LIST OF WHAT NOT TO SEARCH ON THE INTERNET. ■ Do not Google ■ Do not search for medical advice or treat- Web developer calls algorithm behind Apple Card sexist online banking ment, not even nutrition or weight loss tips New York, Nov. 10: A based on a customer’s without addressing the websites ■ ■ In several tweets that Do not search for government websites as New York regulator is creditworthiness and not scoring system, he tweet- ■ Do not search these are easy scam targets investigating Goldman were often liked on factors like gender, ed, it was essentially try- Sachs for possible sex dis- thousands of times and race, age, sexual orienta- ing to “bribe one loud for customer ■ Do not search e- crimination in the way it frequently retweeted, tion or any other basis mouth on Twitter, then we care contact commerce KOLKATA HOLDS sets credit limits. The Hansson didn’t disclose prohibited by law,” said don’t have to actually numbers Goldman Sachs examine our faulty faith websites or bank denies wrongdoing. his or his wife’s income, ■ ITS FIRST The probe follows a series but wrote that they have spokesman Andrew in THE ALGORITHM.” Do not search offers of viral tweets by entrepre- been married a long Williams. He added that Apple introduced the for apps and ■ Do not neur and web developer the bank could not com- Apple Card earlier this software to ZOOHACKATHON David Heinemeier time, file joint tax ment on decisions about year in a partnership with search Kolkata, Nov. 10: Sixteen Hansson about algorithms returns and live in a individual customers. Goldman Sachs. download them free teams, comprising students of used for the Apple Card, community-property Apple did not immediate- A press release announc- ■ Do not search antivirus higher educational institutes which Goldman Sachs state. ly respond to a request for ing the card called and working professionals, manages in partnership comment. Goldman Sachs “a new- medicines or apps or demonstrated tech-based solu- with Apple. In several tweets that comer to consumer finan- medical symp- software tions to stop wildlife traffick- Hansson said the card criminatory treatment in were often liked thou- cial services” that was toms ■ ing at an event here. offered him a credit limit regards to credit limit sands of times and fre- “creating a different cred- Do not New Delhi was the first 20 times greater than it decisions reportedly made quently retweeted, it card experience.” It ■ Do not search search for Indian city to host such an gave to his wife, even by an algorithm of Apple Hansson didn’t disclose pledged not to share or sell social media Coupon codes event in November 2017, while though she has a higher Card, issued by Goldman his or his wife’s income, information to other par- websites to ■ it is being held for the first credit score. He called the Sachs,” said spokeswoman but wrote that they have ties for marketing and Do not search porn or anything time in the eastern metropo- algorithm a sexist pro- Sophia Kim. She said the been married a long time, advertising. login that might embarrass you later lis. gram. department “will be con- file joint tax returns and “Simplicity, transparen- The US Consulate General A spokeswoman for the ducting an investigation live in a community-prop- cy and privacy are at the Kolkata is partnering with New York Department of to determine whether erty state. He tweeted that core of our consumer WWF-India, TRAFFIC India Financial Services con- New York law was violated appeals when she got a far product development phi- and the Bengal Chamber of firmed Saturday that the and ensure all consumers lower credit limit fell on losophy,” said Goldman Commerce & Industry agency will investigate. are treated equally regard- deaf ears. Sachs Chairman and CEO (BCC&I) to host the two-day The agency is “troubled less of sex.” When Apple Card finally David M. Solomon. Sophisticated scams push ‘Zoohackathon’, which began to learn of potential dis- “Our credit decisions are raised her credit limit — AP here on Saturday. The ‘Zoohackathon’, which had started in 2016, is a global cybercrime numbers up: FBI tech challenge to find technol- ogy-driven solutions to com- HOW TO GET STARTED ON MASTODON Portland (Oregon, US), pass $1.5 billion, accord- assistant special FBI bat wildlife trafficking and the Nov. 10: On December 14, ing to WFG National Title agent in charge of the Kolkata event is part of that AFTER TWITTER BANNED SANJAY HEGDE’S ACCOUNT TWICE, INDIANS HAVE STARTED TO 2018, Aaron Cole was Insurance Company. Portland division, said initiative. MIGRATE TO A TWITTER-LIKE SOCIAL MEDIA PLATFORM CALLED MASTODON. about to buy a new house In the past, attempts to such cases can take years Sixteen teams, each having and received an email that trick people were often to develop. two to six members, got five ■ If you’re feeling over- ■ The signup is quite simple— ■ One important thing he thought was from his clumsy, FBI agents told Partnerships between minutes to present their proj- whelmed by the the ‘federat- title company, directing journalists on Friday. victims, local law enforce- ect before an expert panel just a username, email to note is your full him to make a $123,000 Now they can be sophis- ment, the FBI and its field comprising wildlife experts, a ed’ nature of Mastodon, then address, and password. To username, which is deposit. ticated. If people are offices overseas, and law US consulate spokesman said here is a guide to the service further ease your privacy con- formatted thus: Cole complied, not realiz- asked via email to trans- enforcement in other here on Sunday. that is more akin to email cerns, gathering information @[Username]@ ing that a sophisticated fer money under a dead- countries is critical to “The participating teams than other SM platforms. To about the user isn’t their busi- hacker network had likely line, they should not rush combatting this transna- create solutions to help detect [MastodonInstance. been spying on his commu- and instead call a known tional crime, said Loren traffickers and educate the get an idea of this social ness model. Domain] nications with the title number of the person the Cannon, the FBI's special public through mobile apps media platform, visit company and that email is purportedly from agent in charge of the and other software. At the end https://mastodon.social/abo although the email looked and confirm the request, Portland office. ■ Mastodon.social is a general-purpose of the ‘Zoohackathon’, teams ut first before signing up. like others he had received the agents said. In Oregon, losses sur- present their solutions to a instance, but other instances might be from the title company, this “The emails have gotten passed $24 million from panel of judges,” he said. designed to cater to specific locations, time, the email address well-crafted and quite computer-related crimes The ‘Zoohackathon’, being interests, groups, or was slightly different. detailed. They’re highly from January 1 through held all over the world, aims to A week later, the title tailored to that particular September 30 of this year. brings together students of anything else! company called, advising victim,” said Gabriel For all of last year, $23.5 higher educational institutes him it was time to send Gundersen, an FBI super- million was stolen, the and wildlife enthusiasts. Each money. The Oregon man visory special agent with FBI said. team is given 48 hours each to ■ Once you feel suddenly realised he had the Oregon Cyber Task Most of the money has develop technology-based confident, head over to given away his family's Force. been lost in so-called busi- solutions to address wildlife JoinMastodon.org and life savings to criminals. “It’s a social engineering ness email compromise trafficking challenges. look over a list of most The money was from the piece, where they're coerc- scams, in which organised The event is being organised sale of their former ing a victim to do some- crime groups trick victims in 16 cities, including Kolkata available instances. house. “It was the worst thing based on an artifi- into making wire trans- and New Delhi, across 14 dif- feeling,” Cole said Friday. cial agenda or an artificial fers to bank accounts con- ferent countries this year. ■ There’s also a healthy “And then having to go timeline.” trolled by the criminals. — PTI home and tell my wife that In one of the largest Cole, from the Portland number of mobile Mastodon I just gave away all the cases of its kind in US his- suburb of Oregon City, clients. While Amaroq is an ■ Sixteen teams, each hav- ■ On Mastodon, posts are money. She could tell right tory, federal authorities in was lucky. His title firm, when I walked in the Los Angeles announced WFG National Title ing two to six members, got called Toots instead excellent iOS option, Fedilab excels on Android. house and just sat down, an indictment in August Insurance Company, hired five minutes to present their of Tweets. and I just couldn’t come charging 80 people, most him — for the same project before an expert However, if the toot ■ Fedilab is notable, as its up with the words to tell of them Nigerians, with amount of money he lost panel comprising wildlife is NSFW, the CW expanded to support other her.” stealing $6 million in an — to be a spokesman to experts, a US consulate icon lets you create a federated social networks, not In 2015, $220 million was email scam and money warn others about cyber spokesman said on Sunday. lost to wire fraud in the laundering network. scams. Content Warning. just Mastadon. US. In 2019, losses will sur- George Chamberlin, — AP Govt needs to be wary of facial recognition misuse press minorities domesti- Data breaches are anticipat- cally? The current govern- ed and unintended. Surely ment has already taken the government does not GAIT RECOGNITION EXPLAINED measures to ramp up mass plan to share/sell personal Rohan Seth surveillance. In December and sensitive data for rev- As India prepares to install a nationwide facial last year, the Ministry of enue. However, considering recognition system in an effort to catch criminals Home Affairs issued a noti- past trends in Aadhaar, and and find missing children, human rights and tech- fication that authorized 10 the performance of State nology experts warned of the risks to privacy agencies to intercept calls, Resident Data Hubs goes, data on any computer. leaks and breaches are to be from increased surveillance. People, however, expected. Even if you trust need to be more worried about an even more ndia is creating a nation- tion gathering, criminal WHERE IS the government to not mis- sophisticated surveillance system that can recog- al facial recognition sys- identification, verification THE CONSENT? use your facial data, you nise a person with the manner of their walking. Item. If you live in India, and its dissemination Apart from the fact that shouldn’t be comfortable you should be concerned among various police people cannot trust all gov- with trusting third parties While the technology isn’t new, it can be deployed in about what this could lead organizations and units ernments across time with who went through the trou- future for ‘safety’ and ‘convenience’. to. It is easy to draw paral- across the country’. data of their faces, there is ble of stealing your infor- lels with 1984 and say that Take it one step further in also the hugely important mation from a government ■ The surveillance tool, already ■ The theory behind this we are moving towards Big a world where later down issue of consent and database. being deployed in China, is recognition system is that Brother at pace, and per- the line, you could also use absence of legality. Facial Once the data is leaked known as Gait Recognition. It every person has a unique haps we are. But a state- the same database to data is personal and sensi- and being used for nefari- ment like that, for better or achieve gains in efficiency tive. Not giving people the ous purposes, what even uses people’s body shapes and gait. It has also been a com- worse, would accentuate the and productivity. For exam- choice to opt-out is objec- would remedial measures how they walk to identify them, mon experience that a familiar Advantages dystopia and may not be fair ple, schools could have tively wrong. look like? And how would even when their faces are hid- person can be recognized by ■ to the rationale behind the attendance based on Consider the fact that once you ensure that the data is den from cameras. his/her gait from a distance. Non-invasive biometric move. Instead, let us side- FaceID-like software, or such a database exists, it is not shared or misused recognition makes is suit- step conversations about checking for train tickets will be combined with state again? It is a can of worms able for security and surveil- which once opened, cannot HOW DOES GAIT ■ The second method uses a the resistance, doublethink, would be more efficient (dis- police across the country, it lance and thoughtcrime, and look counting the occasional says as much in the propos- be closed. RECOGNITION WORK? radar system, which records the at why the government case of plastic surgery that al excerpt mentioned above. Regardless of where on The basic idea behind gait gait cycle that the various body ■ User consent is not wants to do this and the pos- alters your appearance sig- There is every chance that the aisle you stand, you are parts of the subject creates. sible risks of a national nificantly enough). we are looking at increased likely to agree that facial recognition is to equip a required (and often not facial recognition system. discrimination in profiling data is personal and sensi- system with necessary The gait may depend on many taken when deployed in POTENTIAL with AI algorithms repeat- tive. The technology itself hardware and software so factors: mass/public surveillance WHY DOES THE FOR MISUSE ing the existing biases. is extremely powerful and that it can capture and map applications) GOVERNMENT The underlying assump- Why should the people not thus, can be misused in the ■ human gait to produce a Physical factors: such as ■ WANT THIS? tion for this facial recogni- have a say in whether they wrong hands. If the govern- height, weight and physique of Monitoring people with ment builds this system digital signature that can Let us first look at it from tion system is that people want their facial data to be a the person gait recognition does not the government’s side of implicitly trust the govern- part of this system, let today, without consent or later be compared against require their cooperation the aisle. Having a national ment with their faces, alone whether such a sys- genuine public consulta- other human gait data to ■ Intrinsic factors: person’s sex facial recognition database which is wrong. Not least tem should exist in the first tion, it would be almost Disadvantages because even if you trust place? ensuring that it or future identify a subject. (M/F), age can have a lot of pros. ■ Instead of looking at this this government, you may Moreover, because of how administrations misuse it HOW IS THE DATA ■ Extrinsic: clothing, terrain, Its non-invasive nature is like big brother, the best- not trust the one that comes personal facial data is, even for discriminatory profiling CAPTURED? footwear, etc. a threat to privacy but boon case scenario is that the after it. This is especially law enforcement agencies or for suppressing minori- for security surveillance Indian government is look- true when you consider the should have to go through ties. So if you do live in The first is gait recognition ■ Pathological: diseases that can ■ ing at better security, safety, power that facial recogni- some form of legal checks India today, you should be based on the automatic affect gait like musculoskeletal Still in its infancy, may not and crime prevention. It tion databases provide and safeguards to clarify very concerned about what be adequate would aid law enforcement. administrations. why they want access to a national facial recogni- analysis of video imagery. anomalies, neurological diseases, In fact, the request for pro- For instance, China has data and whether their tion system can lead to. This approach is the most psychiatric disorders ■ Many internal (e.g. dis- posal by the National Crime successfully used AI and claim is legitimate. popular approach studied ■ Physiological: proportions of eases, psychological condi- Records Bureau (NCRB) facial recognition to profile Data breaches would have (Rohan is a policy and involves analysis of says as much, ‘It (the and suppress minorities. worse consequences analyst at the technology body tions, etc.) and external (e.g. video samples of a subject’s clothing, footwear, etc.) may national facial recognition Who is to guarantee that the Policy, in technology and and policy programme at ■ system) is an effort in the current or a future govern- elsewhere, is often viewed The Takshashila walk and the trajectories of Psychological: emotions affect- affect gait, hence the identi- direction of modernizing ment will not use this tech- through what outcomes are Institution. Views are joints and angles. ing the gait, personality type fication accuracy the police force, informa- nology to keep out or sup- intended and anticipated. personal.) Racked up debt in the festive season? Here’s how Interest to deal with it paid to wife is deductible MONDAY | 11 NOVEMBER 2019 | HYDERABAD Money ■ IRDAI’s proposal to ease claim process opposed ‘Hike value addition rate quick Surveyors oppose hike in to curb round-tripping’ SANGEETHA G BITES CHENNAI, NOV. 10 In order to curb round- limit for self-assessment tripping, which is ram- No claimants for dormant INDICATORS % pant with gems and jew- Sensex 40,323.61 -0.81 FALAKNAAZ SYED policy of the government,” ellery exports, the trade Swiss accounts of Indians Nifty 50 11,908.15 -0.86 MUMBAI, NOV. 10 GENERAL INSURANCE WOES said Ashishh Desai, a body has made recom- member of IIISLA and mendation to the govern- New Delhi/Zurich, Nov. unclaimed deposit boxes S&P 500 3,093.08 +0.26 The association of inde- director of Association of ment to increase value 10: No claimants have when the list was first Dollar (`) 71.29 +0.46 pendent surveyors is Investigators and addition rates for differ- come forward for about a made public for claims Pound Sterling (`) 91.30 +0.29 opposing the increase in Detectives. ent categories. dozen dormant Swiss from the real owners or the proposed limits for However, the regulator A section of the trade bank accounts linked to their heirs. Euro (`) 78.63 +0.18 self-assessment of damage holds a different view. The believes that some of the Indians, leaving the funds More accounts are being Gold (10gm)* (`) 38,706▼196 -0.50 by the insurance regulator Irdai in draft norms said, exporters have been mak- lying in these accounts at added every year since and wants these limits “The enhancement of lim- ing use of the lower value the risk of getting trans- then after they become Brent crude ($/bbl)* 62.51 +0.35 lowered. its for small claims will addition rates for circular ferred to the Switzerland dormant under the Swiss IN 10-Yr bond yield 6.554 +0.815 The Insurance Surveyors help to utilise the man- trading so that they can government. banking laws and the list US 10-Yr T-bill yield 1.910 -0.624 and Loss Assessors power available within inflate their turnover and The Swiss government now includes nearly 3,500 Regulations 2019 has pro- the insurance company secure cheaper export began making details of accounts. * As of Saturday posed to increase the lim- for survey work up to the credit. dormant accounts public While Swiss bank its of self-assessment of ◗ loss limits so that such “Export credit is around in 2015 to allow their accounts have been a mat- damage up to `75,000 in Limits of self- other insurance claims small claims are settled 6 per cent lower than the claimants submit neces- ter of heated political case of motor accidents assessment in case of upto `1.5 lakh from the expeditiously.” domestic rates and even sary proof to get access to debate for many years in 355 infra projects claims from the current motor accidents dam- existing limit of ` one Irdai while giving the after the expenses on min- those funds, which includ- India due to suspicion limit of `50,000. Similarly, age set to `75,000 from lakh rationale for amendment imal value addition and ed at least 10 accounts that they were being used no surveyor inspections said, “Claim payment is shipping, these exporters linked to Indians. to hoard alleged black show cost overruns would be required for fire, the current limit of ◗ The new limits are the moment of truth and are able to make savings These included some money, it has also been marine, home and other `50,000 against the customers the insurance surveyor of 4 per cent by making accounts linked to Indian suspected that people of `3.88 lakh crore insurance claims upto `1.5 ◗ No surveyor inspec- and could also impact and loss assessor plays a bogus exports,” said an residents and nationals linked to the erstwhile lakh from the existing tions would be the livelihood of pivotal role in assessing industry insider. These from the British rule era, princely states had As many as 355 infrastructure limit of `one lakh. the losses in case of gener- funds are also diverted to but ironically not a single stashed some funds in projects, each worth Rs 150 Anything above these lim- required for fire, around 12,000 survey- al insurance claims. After other businesses and pur- dormant account linked banks in Switzerland. crore or more, have shown cost its would have to be marine, home and ors a detailed analysis of vari- poses. to an Indian has been suc- Under global pressure overruns to the tune of over assessed by an insurance ous recommendations Currently, plain gold cessfully claimed in the over recent years, Rs 3.88 lakh crore owing to surveyor. made by the above men- jewellery requires a mini- last six years, as per the Switzerland has opened delays and other reasons, Bhanu Mehta, member their respective insurers sidering online licensing tioned Committees as well mum value addition of 3.5 records available with the its banking system for according to a report. The of The Indian Institute of and try to lower the claim and renewals for surveyors as the Working Group, in per cent, studded-dia- Swiss authorities. regulatory scrutiny from Ministry of Statistics and Insurance Surveyors and amounts as much as possi- with digitisation. Irdai is an attempt to facilitate mond jewellery 7 per cent, The claim period for abroad and it has also Programme Implementation Loss Assessors (IIISLA) ble. Most policyholders as also looking at revising the wider participation of jewellery studded with some of these accounts entered into pacts for monitors infrastructure proj- told Financial Chronicle, usual would refrain from fee structure and duties younger generation to coloured gemstones 6 per would expire next month, automatic exchange of ects worth Rs 150 crore and “The proposed amend- taking the legal route and responsibilities of sur- become surveyors, to meet cent, any jewellery manu- while a few others can information on financial above. ments does away with keeping in view the cost of veyors. The regulator is the varied professional factured through fully- still be claimed till the end matters with a large num- existing system of send- legal expenses. The new also looking at making requirements of general mechanised process 2 per of 2020. ber of countries, includ- ing independent and qual- limits are against the cus- insurers more responsible insurance market and to cent, medallions and gold Incidentally, some of the ing India. ified surveyors to assess tomers and could also for the instruction, educa- rationalise the licensing coins 1.5 per cent and find- accounts linked to The first batch of details RIL cuts base the damages for claims impact the livelihood of tion and financial well- requirements, it is felt ings and mountings man- Pakistan residents have about accounts held by under `75,000. around 12,000 surveyors.” being of surveyors. essential to streamline the ufactured through mecha- have been claimed since Indians in Switzerland- More than 85 per cent of Besides the draft regula- “Non-compulsion of regulatory framework nised process 2.5 per cent. then, as is the case with based financial institutio- price for new gas the motor claims are tions have also proposed membership of the survey- through amendment.” Gems and Jewellery several other accounts ns was given to India rec- below `75,000. For higher several other amendments ors and loss assessors body Another amendment in Export Promotion linked to residents from ently under this automat- from KG-D6 claims, insurers will send to the surveyors regula- IIISLA, promoted by IRDA the proposal is more flexi- Council has proposed to other countries including ic information exchange their own employees to tions. For instance, the will make its existence bility in the appointment of increase the value addi- Switzerland itself. information and the next survey the damages which draft regulations have pro- insignificant. The new surveyors. Usually, the tion rates of plain gold The list included close to such exercise would take will be against the interest posed to delink licensing norms discourage new authority reviews this once jewellery, diamond-stud- 2,600 dormant accounts place in September 2020. of policyholders. The from IIISLA membership entry into the surveyors in three years, but the pro- ded jewellery, coloured when it was first made In the meantime, the cla- employees of insurers will to rationalise the process of professions and will ham- posal hopes to review time- gemstone-studded jew- public in December 2015, ims for dormant accounts work for the interest of licensing. The draft is con- per the skill development to-time on a need basis. ellery and any jewellery which had around 45 mil- are being managed by the produced through fully lion Swiss francs (over Swiss Banking Ombuds- mechanised process. The `300 crore) lying man under cooperation rates can go up by two per unclaimed since at least from the Swiss Bankers cent or more in each 1955. There were also Association. category. nearly 80 safety — PTI Indian economy currently Equity MF The government is also Reliance Industries has cut by expected to bring in cer- about 7 per cent the minimum tain amendments in and gold coins, crude gold tripping. This saw medal- price it is seeking for the natural inflow hits Chapter 4 of Foreign jewellery, crude gold arti- lion and gold coin imports gas it plans to produce from facing challenges, says FM Trade Policy, which deals cles, silver jewellery, coming down to nil in the newer fields in the Bay of Bengal 5-month low with enforcement and rough diamonds and cut subsequent months. Now, KG-D6 block after key cus- New Delhi, Nov. 10: adjudication of policy and polished diamonds medallions and coins of 22 tomers protested over the high Finance Minister Nirmala New Delhi, Nov. 10: norms. imported and re-exported carat are getting exported. base price, sources said. RIL and Sitharaman on Sunday Equity mutual funds Financial Chronicle in as return consignment. While converting 24 carat BP Plc is in the market seeking unveiled a book on global witnessed a net inflow the past has extensively In 2017, the government gold into 22 carat articles bids from potential users for the finance, and said it sug- of `6,015 crore in written about how differ- had banned export of 24- higher value addition is 5 million standard cubic metres gests solutions for chal- October, the lowest in ent categories are being carat medallions and required and hence the per day of natural gas. lenges that the world and the last five months, used for circular trading. coins as well as other gold scope of round-tripping is Indian economy is current- amid rally in stock mar- This includes medallions jewellery to curb round- limited. ly facing. ket following series of Launching the book titled reform measures taken ‘The Rise of Finance: by the government. Govt may extend Causes, Consequences and According to data by Cure’, she said it will help the Association of Mutu- Power demand falls for 3rd anti-dumping duty “understand the current al Funds in India (Amfi), economic situation facing open-ended equity sche- on glass imports both the world and Indian being asked about the ment amid deteriorating mes witnessed an infusi- economy”. nature of the slowdown, global environment. on of `6,026 crore, while The government may extend The book is co-authored which is affecting the glob- This has prompted many there was a small outflow month, hints at slowdown existing anti-dumping duty on by V. Anantha Nageswaran al economy and bogging it global agencies to cut of `11 crore from imports of clear float glass as and Gulzar Natarajan. down and indeed question- India’s GDP growth by var- close-ended equity plans, RAJESH KUMAR SINGH & mirrors a widespread mers and irrigation the commerce ministry has rec- Nageswaran is dean of ing if India is actually in a ious degrees for 2019-20. translating into a net DEBJIT CHAKRABORTY slump in demand for con- demand from farmers.” ommended for continuation of IFMR Graduate School of slowdown. The RBI, in October mon- inflow of `6,015 crore in sumers goods to cars and The data comes on the the levy. Continuation of the Business at Krea “...The book examines the etary policy review, had cut October. India’s electricity demand houses. Industrialized back of Moody’s Investors duty was recommended by the University. Natarajan is rise of financialisation sharply its economic In comparison, net infl- declined for the third provinces of Maharashtra Service cutting India’s ministry's investigation arm Senior Managing Director globally. I really commend growth projection for the ows in equity and equity- straight month, another and Tamil Nadu — both credit rating outlook to Directorate General of Trade at Global Innovation Fund. the prescriptive and country for this fiscal to 6.1 linked saving schemes indication of an economic automobile hubs of the negative, citing a slowing Remedies (DGTR) after con- “As a textbook, I am sure descriptive narrative that per cent from 6.9 per cent stood at `6,489 crore in slowdown that seems to be country — and Gujarat, a economy, credit crunch cluding a probe into it. it will become very popular supports the topic of finan- earlier, expressing hope it September. deepening. center of textiles and and rising public debt. and more importantly, this cialisation and the solu- will recover in the second Such inflows stood at Electricity demand from chemicals manufacturing, The slowdown isn’t limit- will be a book that is very tions that have been pre- half of 2019-20. `9,090 crore in August, distribution utilities have also reported a sharp ed to electricity. Monthly relevant to those of us, sit- scribed for situations that The government has `8,092 crore in July, `7,585 declined 13.2 per cent in decline in demand. consumption of diesel, the ting on the policy making the world and Indian econ- recently announced a slew crore in June and `4,968 October from a year earlier, “The slowdown in indus- most-consumed petroleum table. Secondly, its rele- omy is currently facing,” of measures, including cut crore in May. data from the Central trial activity is responsible fuel and the lifeblood of ShippingMin not vance and the timing of the Sitharaman said. in corporate tax rate, capi- Net inflows continue to Electricity Authority for this sharp contraction,” Indian manufacturing, launch of the book in India’s economic growth tal infusion into public sec- pour into the equity-orie- showed. The slump began said Debasish Mishra, a transport and agriculture, opposed strategic India. We are currently fac- slumped to an over six-year tor banks, setting up a nted mutual fund schem- in August when the power partner at Deloitte Touche has been declining since ing a challenging time,” the low of 5 per cent in the first `25,000 crore fund to boost es tracking the surge in requirement dropped for Tohmatsu in Mumbai. June, and hit the lowest minister said. quarter ended June this fis- realty sector, among oth- the domestic markets. the first time in more than “The extended monsoon level since the start of 2017 divestment: Secy She said it has come at a cal due to slower consumer ers, to boost the economy. — PTI two years. has also reduced demand in September. The Shipping Ministry is not time when questions are demand and private invest- — PTI Slowing requirement for cooling during the sum- — Bloomberg opposed to strategic divestment of the Shipping Corporation of India (SCI), a top official said. The ministry in 2017 had oppo- sed the proposal of the strategic divestment of SCI, but has now agreed to the proposal of the Current consolidation likely to make markets healthy group of secretaries for dilution of SCI stake, the official said. A ASHWIN J. PUNNEN According to analysts, evious week after last three Traders booked profit after Multiple supports are seen the higher side at 4.3 per group of secretaries had recent- MUMBAI the weekly price action weeks up move and analy- Nifty climbed up over 4 per at lower zones while selling cent due to rise in veg- ly approved the strategic sale of formed a high wave candle OPENING sts believe the current con- cent per cent (451 points) in pressure is seen near 12000- etable prices as per con- SCI along with a few other PSUs. The market could take a signalling breather after a solidation will make the the last eleven trading ses- 12050 levels. Now it has to sensus estimates. Despite breather after the recent rally of more than 900 poi- market healthy. Going ahe- sions. In the sectoral trend, continue to hold above the festive season the IIP sharp run-up as well as nts in the last four weeks. ad, Nifty midcap, small cap Auto, Banking, Tech, 11850 zones to witness an is expected to decline to Printed & Published by Moody’s negative outlook “We expect the index to are likely to gain Metal, Pharma and up move towards 12035 2.3 per cent as per esti- on India impacting senti- undergo a temporary brea- BELL momentum and outper- Cement stocks declined then 12103 levels while on mates. Both the data T Venkateswarlu on behalf of Deccan Chronicle Holdings Limited, Printed at ments in the near term. ther towards 11700-11800 PROJECTIONS FOR THE WEEK form benchmarks. while select private banks the downside supports are released is expected to put Deccan Chronicle Press at Deccan Nifty witnessed profit bo- range as after 900 points Sentiments were also and Realty stocks gained. seen at 11780 – 11750,” said pressure on rate sensitive Chronicle Holdings Ltd. #563/9/D&9/E, oking on Friday session sharp up move in the last Dharmesh Shah, Head dampened after Moody’s The market believe that Siddhartha Khemka, Head stocks. However global Behind Andhra Bank Pet Basheerbagh, which saw the index gave four weeks has led stochas- Technical — ICICI Direct. downgrade of India’s sov- the government will come — Retail Research, Motilal concerns related to trade Kompally, Ranga Reddy Dist. Editor: up its weekly gains and clo- tic to overbought territory. However, the index is ereign outlook from ‘sta- out with bold reforms to Oswal Financial Services war has eased and the T.Venkatram Reddy, RNI Reg sed the week on a flat note However, such a breather unlikely to breach the cru- ble’ to ‘negative’ citing spur economic growth. Private Ltd. same could provide com- No.APENG/2008/24282. © All rights at 11908. Broader markets should not be suspected as cial support area of 11700- increasing risks to the “Technically Nifty “Trend of the market fort for investors, said reserved. Reproduction in whole or in part consolidated its previous negative but would rather 11800, he further said. country’s economic growth formed a Bearish Candle will be dictated by macro Vinod Nair, Head of without written permission of The Editor, three weeks gains and clos- provide incremental buy- Meanwhile, broader mar- as well as increasing pres- on daily scale while Doji releases. India’s CPI infla- Research at Geojit Financial Chronicle ® is prohibited. ed lower by 1 per cent each. ing opportunity,” said ket consolidated during pr- sure on fiscal deficit. Candle on weekly scale. tion is expected to be on Financial Services. MONEY Financial 13 MONDAY | 11 NOVEMBER 2019 | HYDERABAD Racked up debt in the festive season? Brokers ■ Tax matters BYTES Here’s how to deal with it Kamal Rathi Asset-light To help pay dues on time, instructions need to be given to the bank Interest paid to model to help Engineers India SUM UP YOUR DEBTS wife is deductible ■ Money talk ake stock of your festive borrowings. Go through your credit card If daughter-in-law inherits bank fixed Engineers India has reported Adhil Shetty Tstatements to understand what was spent and where. If you have deposits from her mother-in-law stable performance in taken a personal loan or made purchases on store EMIs, take stock of Qthrough a will, how will the interest Q2FY20 with its revenue your monthly liabilities. Ensure you're on top of your various debts, income thereon treated when the daughter- growing by six per cent YoY he Diwali sea- understand the terms and conditions of your borrowings, and are in-law does not have any independent source to `720 allow crore led by son has ended aware of the various EMIs and charges you need to pay. Armed with of income? Will such income be clubbed with seven per cent YoY and six and, no doubt, knowledge, you can avoid rude surprises later. the income of the husband? If a woman — a per cent YoY growth in con- you would pensioner — makes a fixed deposit out of the sultancy and turnkey project have enjoyed gift given by her son-in-law, will such income revenue to `350 crore and Tthe festivities with your FOCUS ON INTEREST REDUCTION KEEP PAYING DUES ON TIME be clubbed with the income of son in law? `370 crore Notably, its adjust- family and friends. The estive spending is a form of lifestyle spending. nsure that your EMIs are paid out on time, espe- VASUDEV ed profit after tax (PAT) season also presents sev- FIdeally, one must fund their lifestyle with their own Ecially if you have now incurred multiple forms of Via email surged by 53 per cent YoY eral opportunities to money as part of their discretionary spends, which debt. Tracking multiple EMIs can be challenging. due to remeasurement of make your dream pur- should form no more Therefore, it's A) Any amount received on inheritance will not Deferred Tax Assets (DTAs). chases-automobiles, jew- than 20-30 per cent of best to automate attract clubbing provisions. Therefore, the inter- EBITDA increased by 17 per ellery, electronics, your income. Fund- the process. Sta- est earned on bank deposits inherited by daugh- cent YoY to `110 crore, while clothes, and even proper- ing lifestyle on bor- nding instruc- ter-in-law will not be clubbed in the hands of her EBITDA margin expanded by ty-all at attractive rowed funds should tions need to be husband. 1.35 per cent YoY to 14.8 per prices. To make these be minimised. This is given to your A gift by son-in-law to mother-in-law does not cent. Sizeable growth poten- purchases easy, you may because your lifestyle bank to clear the attract clubbing provision as their relationship tial in sector, huge imminent have even availed credit, spends don't provide dues on time. is covered under the definition of a relative. capex in hydrocarbon sector, given how easily loans returns. So, for exam- This is especially As per 56(2) of the Income Tax Act 1961, “rela- asset-light business model, are available during the ple, buying a large important from tive” means — [i] spouse of the individual; [ii] foray into newer segments or season. If your borrow- TV on loan may provide you utility and satisfaction; the point of view of repaying unsecured debt such as brother or sister of the individual; [iii] brother sectors, debt-free balance- ings through credit however, a TV depreciates while its purchase price bal- credit card debt or a personal loan. Even one missed or sister of the spouse of the individual; [iv] sheet, healthy revenue and cards, loans, and store loons due to the interest you pay on your loan. Hence, payment could lead to hefty penalties and wreck brother or sister of either of the parents of the earnings growth and robust EMIs are considerable, look to reduce the interest on festive borrowings, espe- your credit score, which, in the current scenario, individual; [v] any lineal ascendant or descen- return ratios continue to here's what you can do to cially credit card debt, which is likely to be more could impact the interest rate on your other loans or dant of the individual; [vi] any lineal ascendant augur well for Engineers set your finances right. expensive than other debts. future borrowings. or descendant of the spouse of the individual; India. The broking house rec- [vii] spouse of the person referred to in clauses ommends a buy rating for the CUT DOWN [ii] to [vi]. Hence, the amount of gift also will not stock. DON’T APPLY FOR NEW LOANS be liable to be taxed in the hands of mother in f you're in considerable debt, you should avoid taking on more. Ideally, UNNECESSARY l aw. Broking firm: Emkay Iall your EMIs combined should not be more than 40 per cent of your EXPENSES Rating: Buy monthly take-home income. Going past this limit would strain your abil- Capital gains bond of NHAI or REC Closing price: `127.05 ity to meet other expenses such as rent or utilities. Also, applying for ou have to tread with are available with a face value of multiple loans at the same time would show you as credit-hungry to your Ycaution while you’re Q`10,000 per bond and one can buy only lender as well as to credit rating agencies. Apart from the strain on your repaying your dues, which 500 bonds — amounting to `50 lakh only can finances, this would also have a negative impact on your credit score. would be taking out a con- be invested. Suppose a person has a capital Utilisation rate siderable chunk of your gain of `1.5 crore, after proper indexing etc, income. Therefore, you can he submit multiple applications of 500 ASK FOR CREDIT CARD LIMIT INCREASE ACCESS YOUR CREDIT REPORT have to manage your bonds? is important expenses in a manner that G. SHEKHARAN f you've hit the spending limit on your credit card, nyone who's borrowed from a bank or financial doesn't strain your Via email for Gail Ltd Iconsider asking your bank for an increase in your Ainstitution must take stock of their credit finances. Cut down on dis- spending limit. You may hit the limit for various rea- scores. Therefore, now that you've borrowed during cretionary spends such as A) According to the provisions of Section 54EC of sons such as taking a pre- the festive season, download a free copy of your eating out or vacations. the Income-Tax Act 1961, the maximum invest- approved loan via your credit report and This would free up your ment in notified capital gain bonds out of the card, or through big-ticket analyse the impact your income to tackle your debt long term capital gains aris- purchases during the fes- debts have had on your better. Especially avoid ing from transfer of one or tive season. Once you've credit score. You must being late Interest on more assets during the pre- settled your dues, if your especially do this if with pay- housing loan vious year in which the bank doesn't increase you've been late with ments asset is transferred and in your spending limit on its your payments, for this will help you keep track because paid to your the subsequent financial own, you can request it to of the fall in your score-and also help you plot you’ll wife will be year cannot exceed `1.5 do so. However, hereon, your way back to a good score (750 or above). The incur not just allowed as a crore. Therefore, it will not GAIL (India)’s second quarter try to stay within 30% of festive season makes us loosen up our purse penalties but deduction. be possible to claim exemp- FY20 EBITDA was at `1,560 your limit for a positive strings. But one must use debt judiciously and also consid- tion by filing multiple appli- crore billion and profit after tax impact on your credit always have a repayment plan in place. erable inter- There is no cations of `50 lakhs each in was `1,060 crore, down 47 per score. est costs. restriction that the capital gain bonds. The cent and 46 per cent year-on- The writer is CEO, Bankbazaar.com such loan has exemption under the Act, is year basis due to weak gas to be obtained subject to a ceiling limit of marketing, gas transmission only from 50 lakhs for the transaction and LPG & LHC earnings. WHAT DOES A HEALTH INSURANCE POLICY COST? irrespective of the invest- Transmission had `186 crore in financial ment made in the same one-offs related to fixed-charge Policy Name Annual Premium Maximum Age Limit Voluntary Copayment institutions financial year or subsequent refund after the HVJ tariff For Entry Option financial year. order, adjusted for which, tariffs were flat quarter-on-quarter. United India* `4,979 65 Years NA Can I claim a deduction for interest Volumes grew three per cent New India - Mediclaim Policy* `5,420 65 Years Co-pay up to 20%; amount paid on housing loan bor- QoQ to 108.7mmscmd. Qrowed from my wife? The borrowed Marketing margins fell 76 per discount up 15% money will be used exclusively for the con- cent QoQ due to spot market Royal Sundaram - Individual- Supreme `5,795 No Limit NA struction of residential house. Even I have fire-sale from delay in fertiliser prepared a signed an agreement stipulating off-take. Petchem EBIT loss SBI General `5,797 65 Years NA monthly installment showing the interest narrowed to `89.4 crore in Q2 Aditya Birla - Activ Assure Diamond `6,366 No Limit NA amount and principal separately. My wife is from `220 crore in Q1 on a Manipal Cigna - Pro Health Protect** `6,426 No Limit Co-pay available also an income tax assessee and she will strong 112 per cent capacity show the amount of interest received as her utilistion rate, though realisa- ICICI Lombard - iHealthBudget `6,506 No Limit NA income in her income tax returns. If I am tions were weak. LPG & LHC National Insurance Co-Health Insurance^ `6,510 NA NA unable to pay some of the installments, will EBIT declined 52 per cent QoQ I be allowed deduction of interest? on a 26 per cent fall in realisa- Universal Sompo- Individual- Essential `6,523 55 Years NA NAMISH SINGH tion and higher opex. LPG Max Bupa - Health Companion- Individual `6,542 NA NA Via email transmission EBIT rose 32 per Oriental - Individual Mediclaim Policy `6,571 65 Years Co-pay up to 20%; cent QoQ. The broking house A) Interest on housing loan paid to your wife will maintains its buy recommenda- discount up to 20% be allowed as a deduction under Section 24(b) of tion with a lower target of the Apollo Munich - Easy Health `6,702 65 Years NA the Income Tax Act, 1961. There is no restriction stock `160. that such loan has to be obtained only from finan- Religare - Care - Individual Plan `6,792 No Limit No cial institutions or other housing finance compa- Broking firm: Emkay HDFC ERGO - Health Suraksha `6,817 No Limit Co-pay up to 25% nies. It is to be noted that the deduction for inter- Rating: Buy Bajaj Allianz - Health Guard* `7,027 65 Years Co-pay up to 20% est payable will be restricted to `2 lakh in case of Closing price: `127.05 a self-occupied or unoccupied property. The ceil- Star Health - Medi Classic - Individual `7,074 65 Years No ing limit would not apply to let-out/deemed let- Reliance General - Health Wise Insurance - Standard `7,348 65 Years NA out property. However, as per the provisions of Section 80C, deduction on housing loan repay- Liberty General - Individual Health- Basic `7,448 65 Years No ment is allowed only if loan is taken from speci- Eris Lifesciences IFFCO -Tokio - Individual Health Protector `7,472 65 Years Co-pay available fied entities. Hence, you will not be eligible to Future Generali - Health Total `7,927 No Limit NA claim the deduction on principal repayment of expands to new loan. According to Section 24(b), interest on Tata-AIG - Medi Care `7,934 65 Years NA housing loan is allowable as deduction on accru- verticals in biz Cholamandalam MS - Individual Healthline `8,026 65 Years Co-pay available al basis. Therefore, It should be claimed as a deduction on a yearly basis. With its focus on therapies for Data pertains to individual health insurance cover of Rs. 5 lakh for, 30-year-old (married), residing in Bangalore, and is lifestyle-related disorders, Eris correct as of Nov 6, 2019. Data is indicative. Actual premium and information may vary from the data mentioned in the (The writer is a chartered accountant. He Lifeciences is expected to reg- table. * Excluding taxes. ** SI = 5.5 lakh; ^ as on 22 May 2019. can be reached at [email protected]) ister 13 per cent revenue and 21 per cent growth in profit after tax over FY19-21. Adjusting for the FDC ban and rationalisa- tion, growth was a higher 12.6 per cent on year-on-year PLAN OF ACTION growth. The chronic and sub- RANI, NET WORTH chronic therapies’ contributions WHERE DOES SHE Retirement is more than 10 years away but to consolidated revenue inched 52 years Asset Value risk exists on life and health. Vacation and up to 86 per cent (the previous ■ STAND NOW? leisure and travel expense is to met out of Financial planning PROFESSION: Private employee Savings `12 lakh quarter) and have grown 11.4 recurring income. The disposable surplus of DEPENDENTS: None Income `15 lakh per cent yoy, while acute thera- By L. Ravindran Gold `12 lakh `6 lakh every year needs to be invested in the py revenue declined by one per Expenses: `9 lakh following manner for the next 10 years: cent (12.4 per cent), per AIOCD (includes household TOTAL `24 LAKH ■ Invest `25,000 in an SIP balanced (equity Sept. 19. Eris retains its focus expenses) and debt) per month over the next 10 years. on high-growth chronic thera- WHILE PLANNING This will help in creating a corpus of `30 lakh pies and specialty acute thera- FUNDS REQUIRED TO MEET GOALS Net disposable at cost (`46.94 lakh in value terms if growth is pies (complementing its chron- IS CRITICAL TO income `6 lakh aimed at 8% a year). This will help her for her ic range). The broging houses OUR FINANCIAL retirement in full. believe the base business and ■ Medical insurance be purchased for `3.lakhs the Strides range would drive WELL-BEING, IT which will cost about `15,000a year. No claim revenue growth and expect a 13 HAS BECOME bonus will help in later years. per cent revenue FY19-21 to ■ Invest `1.5 lakh every year in a PPF yielding `1,260 crore. Even as consoli- INEVITABLE IN THE FINANCIAL GOALS (AT CURRENT COSTS): 7.6 per cent a year. Over 15 years, this will dating existing therapy areas is translate into a future value of `42 lakh. This UNCERTAIN TIMES CR Expenses At cost Eris’ focus strategy, it is aiming `2 money can be used for buying an immediate at expanding into newer seg- WE NOW LIVE IN. Post-retirement expenses `2 crore annuity plan which shall fetch lifelong income. ■ ments (cardio metabolic divi- R A sum of `1.5 lakh can be saved in a short sion and dermatology). The D RAVINDRAN term debt fund for eight years, which can broking hous believes that the ANALYSES YOUR used to meet vacation and foreign travel. strong revenue growth, healthy ■ The EPF accumulation presently with fund- EBITDA margin and low capex FINANCIALS AND (I) LONGEVITY HAS BEEN PROJECTED AT 85 YEARS; (II) THE RETIREMENT IS PLANNED ing at same pace and gratuity at retirement required, together with strong LAYS OUT A AT AGE 60; (III) COST OF LIVING GROWS AT 8% PER ANNUM, WHILE EARNINGS ON will fetch her about `50 lakh at retirement. profit growth. It maintains its SAVINGS AND INVESTMENTS GROW AT 10 PER CENT PER ANNUM (III) INCOME IS ■ The PPF at maturity can be used to buy an Buy rating on the stock, ROADMAP ASSUMPTIONS ASSUMED TO BE GROWING AT 8% IN LINE WITH INFLATION. immediate pension policy at retirement or a FOR ACHIEVING tax free bond. ■ Broking firm: Edelweiss FINANCIAL GOALS. Bank deposits may be kept at bare mini- Rating: Buy (L. Ravindran is a certified financial planner and managing director of Wealthmax Enterprises Management Pvt Ltd. mum levels to meet contingency requirement Closing price: `1,281.85 Readers can send their queries to [email protected]) for the next 30 years. She needs to create a Will in favour of her parents. Injured PAGE Paris Saint-Germain goalkeeper Keylor Navas suf- fered a thigh injury in the warm-up and had to pull Games 14 out of the French champions’ match against Brest DECCAN CHRONICLE MONDAY | 11 NOVEMBER 2019 | HYDERABAD Bayern rise to FRANCE LIFT CUP beat Borussia ■ Munich, Nov. 10: I just kept believing Mladenovic, Garcia crush Australian dreams in final Managerless Bayern THE RESULTS Perth, Australia, Nov. Munich thrashed Borussia because I felt I was 10: A jubilant Kristina Dortmund 4-0 in ‘Der Bayern Munich 4 out there fighting Mladenovic and Caroline Klassiker’ as Robert (Lewandowski 17, 76, Garcia led France to its Lewandowski continued Gnabry 47, Hummels and giving her a first Fed Cup title since his phenomenal scoring 80-og) 2003 on Sunday, winning a run with two goals at the Borussia Dortmund 0 hard battle. deciding doubles rubber Allianz Arena. — Kristina Mladenovic of France to crush Australian Lewandowski’s first-half Leipzig 4 on her win over Ashleigh Barty dreams 3-2. header and 76th-minute (Werner 38-pen, 90, In the last tournament tap-in mean he has scored Sabitzer 45+1, Kampl played under the current in all of Bayern’s 86) format, the pair kept their Bundesliga and Hertha Berlin 2 SHORT TAKES focus at Perth Arena to Champions League games (Mittelstaedt 32, Selke overcome Ashleigh Barty this season for a tally of 23 90) Fiji women and and Samantha Stosur 6-4, goals. 6-3, denying the home Serge Gnabry claimed Oz men qualify team their first crown in Bayern’s second, while vis- Kovac’s successor and 45 years. iting captain Mats slammed the club for a lack Suva (Fiji): Australia and Fiji It was France’s third Hummels scored a late own of discretion. have qualified for the men’s title and first since they goal for his former club as Despite their off-field and women’s rugby sevens at beat the United States 16 Dortmund suffered anoth- troubles, Bayern bounced the Tokyo Olympics next year years ago, piling more er heavy defeat in Munich, back from last weekend’s 5- following their wins at the misery on seven-time where they also lost 0-5 in 1 drubbing at Eintracht Oceania championship in Fiji on champions Australia who April. Bayern moved up to Frankfurt in style against Saturday. In the men’s Olympic have now lost all nine of third, level on points with Dortmund. qualifier final, Australia edged the last Fed Cup finals second-placed RB Leipzig Leipzig go second Samoa 19-12 while Fiji beat they have appeared in. and one behind leaders Papua New Guinea 36-0 in the Mladenovic and Garcia, Borussia Moenchenglad- Timo Werner netted twice women’s final. Samoa and who won the 2016 French bach. as Leipzig went second Tonga qualified for an Olympic Open doubles title, Interim coach Hansi with a 4-2 win at Hertha repechage tournament in the bounced back from going Flick enjoyed his second Berlin in the capital, where men’s section as did Papua an early break down in the win in charge since Niko the Berlin Wall fell on New Guinea and Samoa in the first set to expose Stosur’s Kovac was sacked last November 9, 1989. women’s. Australia men’s cap- weaknesses, with the vet- Sunday. To mark the 30th anniver- tain Lewis Holland said his side eran out-of-sorts and mak- However, Bayern are hav- sary, a replica of the Wall, had put in a lot of hard work to ing too many mistakes. Jubilant members of the French team celebrate their victory in the Fed Cup final tennis competition against hosts ing difficulties finding a which divided Germany’s qualify for the Olympics. “The World number one Barty, Australia in Perth on Sunday. France won 3-2. — AFP new coach, with Arsene capital from 1961, separat- last three months have been stunned by Mladenovic in Wenger on Saturday con- ed Hertha and Leipzig building towards this moment a singles rubber earlier ● It was France’s third title and first since tradicting their claims before being knocked down because we didn’t qualify Sunday, did her best to they beat the United States 16 years ago. they turned him down as prior to kick-off. — AFP through the World Series,” keep Australia in the Holland said. Samoa had con- hunt, but the French pair Seven-time champions Australia have now ITALIAN SINNER WINS trol of the first half and turned were clinical, racing to lost all nine of the last Fed Cup finals they with a 12-0 lead before victory as their team- have appeared in. NEXT GEN ATP FINALS Australia rallied with three tries mates went wild. in the second half including one “I’m the proudest man That will mean an end to She came on court after Milan, Nov. 10: Italian teenager Jannik Sinner from the captain. Fiji dominat- on the planet right now, home ties and the atmos- 40th-ranked Mladenovic admitted he felt like Roger Federer or Rafael Nadal ed the women’s final with six I’m so proud of my girls phere they bring, with the upset Barty 2-6, 6-4, 7-6 as he basked in the spotlight after defeating top-seed unanswered tries against Papua and my team. They 26,951 fans turning up in (7/1) in an epic. Australian Alex de Minaur in straight sets to win the New Guinea. — AFP deserve it because they Perth the second-highest Tomljanovic, in her Fed Next Gen ATP Finals on home soil in Milan. fought for a long time for Fed Cup attendance on Cup debut for Australia, The 18-year-old Sinner, an eighth-seeded wildcard, this title,” said France record after Roland had been thrashed 6-1, 6-1 saved nine break points to win 4-2, 4-1, 4-2 in just over Oz boxer dies captain Julien Benneteau. Garros (30,000) in 2005. by Mladenovic in the an hour against 18th-ranked De Minaur. The final marked the last The doubles clash was opening singles rubber on The tournament, which began in 2017, features the after sparring Fed Cup played under the set up by Ajla Tomljanovic Saturday. But captain eight best players aged 21-and-under on the ATP current format, with an hauling the home team Alica Molik kept faith Tour. And Sinner came in as a late wild card after a Sydney: Australia’s boxing com- overhaul next year seeing back into the tie by beat- with her and she bounced season when he rose almost 500 places to break into munity was in shock on Sunday 12 nations compete in a ing France’s Pauline back to beat Parmentier the Top 100. — AFP after middleweight Dwight six-day event in Budapest. Parmentier 6-4, 7-5. 6-4, 7-5. — AFP Ritchie collapsed and died aged just 27, reportedly while sparring. Sydney’s Daily Telegraph said he took a body Railways right on track shot on Saturday, walked back SPORTS VILLAGE to his corner and collapsed. He could not be revived. It said he FIELDS SIDE IN was sparring in Melbourne with Dr Andrew Fleming (centre), British Deputy High Michael Zerefa, who is prepar- Commissioner for Telangana and Andhra Pradesh, pres- ing for a rematch with Jeff CITY’S LEAGUE ents the winner’s trophy to Ranga Reddy girls at the Horn, a former WBO welter- Hyderabad, Nov. 10: Victory Playground Indoor Stadium in Chaderghat, weight champion. Ritchie’s pro- Having trained young tal- Hyderabad, on Sunday. moter Jake Ellis confirmed the ent, particularly in foot- news on Facebook. “It is with ball and tennis, including great sadness and shock to coaches of international announce that the fighting stature, Academia Sports Ranga Reddy boys cowboy Dwight Ritchie sadly Village has now decided passed away today doing what to have a team of its own he loved,” he said. “As Dwight’s in the Hyderabad Football promoter and friend it’s League. and girls champs unbearable to accept the tragic Sports Village Football news that’s just surfaced.” Club (SVFC) will take DC CORRESPONDENT THE RESULTS Richie, nicknamed “The part in the HFL which HYDERABAD, NOV. 10 Fighting Cowboy”, held a 19-2 will be played indoors on ■ Girls final: Ranga Reddy bt record. He last fought in a home and away basis. It Ranga Reddy teams Nizamabad 21-14, 22-20. August, losing to Tim Tszyu by seeks to nurture and pro- emerged winners at the 6th Semifinals: Ranga Reddy bt a unanimous decision for the mote local talent. sub-Junior Inter District Hyderabad 21-06, 21-09; IBF Australasian super welter- Zubair Bin Sultan, a vet- Sepaktakraw champi- Nizamabad bt Kama Reddy weight title. Railway defeated Bengal by eight wickets to win the Senior Women T20 tournament at Dr Gokaraju Laila eran of three Santosh onship. 21-05, 21-05. Earlier match- “I am truly saddened by the Gangaraju ACA Cricket Complex in Mulapadu near Vijayawada on Sunday. In the final, Punam Raut hit 46 for Trophy championships Day Two of the event wit- es: Hyderabad bt passing of Dwight Richie,” Railways while Rumeli Dhar scored 48 for Bengal. Brief Scores: Bengal 121/6 in 20 overs (Rumeli Dhar 48, Richa and one who has taken nessed some riveting Mahbubnagar 21-10, 21-07; Tszyu said. — AFP 24, Ekta 2/14, Swagatika 2/24 lost to Railways 123/2 in 18.1 overs (Punam Raut 46, Muzhat 25, Sneh Rana 36). part in the Neymar matches where both the Medak bt Karimnagar 21-13, Junior Championship in boys and girls teams of 21-10; Kama Reddy bt Brazil, will spearhead the Ranga Reddy stood out as Khammam 21-02, 21-05; team. SVFC will be spon- champions in the finals Hyderabad bt Karimnagar sored by real estate player routing Nizamabad in both 21-06, 21-09; Kama Reddy bt CELTICS STUN Status One Projects. categories. Warangal 21-11, 21-15; Medak Andrews win schools futsal event After an easy win over bt Khammam 21-09, 21-11. HYD THROWBALL Hyderabad in the semis, ■ Boys final: Ranga Reddy bt SPURS IN DC CORRESPONDENT domination in the game on to their lead. Goalkeeper of the TEAMS ON TOP Ranga Reddy girls locked Nizamabad 21-12, 21-10. HYDERABAD, NOV. 10 with a quick goal scored Aman Dung of Andrews Tournament. horns with Nizamabad to Semifinals: Ranga Reddy bt early on in the match. But was declared Man of the THE RESULT Hyderabad: Hyderabad hand them defeat with a Adilabad 21-08, 21-16, NBA MATCH Hosts St Andrews Andrews players kept Match, as he controlled ■ Final: St Andrews girls and boys teams scoreline of 21-14, 22-20. Nizamabad bt Mahbubnagar (Bowenpally) emerged tri- their patience and fought the game well with his (Bowenpally) bt St emerged champions at The boys replicated the 21-18, 18-21, 21-27. Earlier Los Angeles: Boston forward umphant as they clinched back by scoring two goals passes and assists while Michael’s (Alwal) 4-2. the 65th SGF inter-district girls efforts to vanquish matches: Nizamabad bt Gordon Hayward fractured his the title in the Inter to lead 2-1 at half time. teammate Ivan Ezekiel Man of the Match: Aman throwball championship Nizamabad 21-12, 21-10 in a Hyderabad 21-07, 21-16; left hand in the Celtics’ 135-115 School Futsal In the second half was adjudged Player of Dung (St Andrews). held at Warangal. lop-sided match. Kama Reddy bt Medak 21- victory at San Antonio, dim- Tournament. Andrews Michael’s equalised as the Tournament as he ■ Player of the Hyderabad beat Ranga Adilabad and 08, 21-08; Mahbubnagar bt ming the joy of improving to 7-1 defeated St Michael’s they made 2-2 but were scored and assisted Tournament: Ivan Reddy 15-10, 15-12 in the Mahbubnagar secured Warangal 21-13, 21-15; Medak on the NBA season. (Alwal) in a tough match bogged down by co-ordi- throughout the league in Ezekiel D. (St Andrews). girls final. The boys put third place in the boys cat- bt Warangal 21-11, 21-09; Jaylen Brown scored 30 points, at St Andrews Keesara. nation from Andrews all matches. Goalkeeper of the up a great show to rout egory while in girls catego- Kama Reddy bt Khammam Kemba Walker added 26, As St Michael’s took the players who kept attack- Chandra Teja of St Tournament: Chandra Karimnagar 15-13, 15-11 in ry, Hyderabad and 21-11, 21-08; Mahbubnagar bt Jayson Tatum contributed 19 lead, it was a presumable ing to go 4-2 up and held Michael’s was awarded Teja (St Michael’s). the final. Kamareddy were third. Khammam 21-09, 21-11. and Marcus Smart came off the bench for Hayward to add 16 to spark the Celtics’ triumph. Hayward managed nine points and two rebounds in 15 minutes before the injury. Hayward has been enjoying a Giri, Yashwanth, Sunny, Ruthish, Anand shine stellar season with averages of 20.3 points, a team-high 7.9 DC CORRESPONDENT victory. Lal Bahadur won by six Manish (5/18), Hrithwik (Repala Ram 45, Maria Williams 64, A. (Yesudas 33, Swamy 40, DRC Kiron rebounds and 4.6 assists a HYDERABAD, NOV. 10 wickets as they made 100 for 4 in (5/25), Aditya (5/22) and Khush Vijay Kanth 62 n.o.) bt Abhinav Colts 4/50) bt Gaganmahal CC 147 in 34.3 (5/47) also bowled well for their 187 in 44.3 overs (Aravind 100, B Balaji overs (Abhilash 55). game. He’s also hitting 44 per- reply to Red Hills who were all 4/41). ■ SN Group 146 in 39.3 overs cent from three-point range. Sesha Giri put out a splendid out for 99. teams. ■ St Patrick’s 135 in 35 overs (Hari (Aryaman 45, Nishanth 30, Ramesh The 29-year-old departed after show to hit a double century; C. Team International CC’s Brief Scores: Pranav 52, Hrithwik A. J. 5/25) lost to 3/17, Saadhwik K. 3/22) lost to Rushiraj suffering the injury with 94 sec- V. Anand, Mohd Mohsen Pasha, Ruthish was another bowler ONE-DAY LEAGUE ■ Swastik CC 136/3 in 12.3 overs (Vrishab 147/4 in 29.5 overs (Ramesh 34, onds remaining in the second Aravind, Siddharth Jain, and with exceptional performance SUCC 437/9 in 50 overs (Sesha Giri Reddy 64, Kush 33) Saadhvik V. 63 n.o., Harinath 33 n.o., quarter in a collision with San Vivek G. got a century each, as he snared six Hyderabad 201 n.o., Rajnikanth 48, Charan Teja 83, ■ Gunrock CC 86 in 34 overs (S. Manish Nishanth 3/20). Tejas 3/86) bt St Mary’s 74 in 18 overs 5/18, S. Yatish 3/10) lost to Swastik ■ PN Youngstars 260 in 29.5 overs Antonio’s LaMarcus Aldridge, while Y. Yashwanth, P. Ruthish Wanderers wickets. In reply to (Y. Yeshwanth 7/9). who was setting a pick on the Reddy, Sunny Tiwari, Khush International CC’s 268 in 49.1 ■ Union 87/2 in 17 overs (Lalith 43 n.o.). (Affan 30, Bilal 64, Sudheer 32) bt International CC 268 in 49.1 overs (P. ■ St Patrick’s 291/9 in 45 overs (Vivek Tirumala CC 99 in 18.2 overs play and was whistled for a Agarwal, Hrithwik A. J, S. overs, Wanderers were all out Ruthish Reddy C. V. Anand Sai Akshath Reddy 58, Aryan Raj S. 34, G. 139, Hari Pranav 83, Vineth Pawer (Narasimha 4/15). foul. Hayward was taken to the Manish, Aditya Malhotra, and for 132 in just 31 overs. Anurag Vinayshiv 55, Parth Satwalekar 3/50) bt Consult CC 235/4 in 37.3 ■ Manikumar CC 260 in 44.2 overs locker room and an X-ray con- Vasanth were bowlers who In another match, Vivek of St brilliant performance, scoring 38, Hriday Agarwal 4/26) bt overs (Santosh 81, Ayush 40, (Ravi Chandra 42, Mahesh 31, Govind firmed the break. turned in brilliant performanc- Patrick’s hit 139 to help his side 101 to lead his side to victory. Hyderabad Wanderers 132 in 31 overs Venkatesh 32, Pranav 41 n.o. (Norm Reddy 37, Kotinath 48 n.o.) bt Adams Hayward spent his first seven es in the Hyderabad Cricket post 291 for 9 in 45 overs against Adams made 193 in 43 overs and (Vipul 43, Jitendra 39, P. Ruthish Method) XI 113 in 37.2 overs (Mahesh 3/13). Reddy 6/29). ■ ■ NBA seasons with Utah before Association’s One-Day league- Consult CC who made 235 for 4 then restricted Abhinav Colts to ■ Satyam Colts 89 in 20.2 overs (Imran Young Masters 124 in 43 overs Red Hills 99 in 27.1 overs (Harish Ghouri 4/40, Aditya Malhotra 5/22) (Venkat 30, Ganesh 3/12, B. Hans Raj joining the Celtics, only to suf- cum-knockout championship to lose by by NORM method. 186 for 8 in 45 overs. Kumar 35, Mahesh 30, Sunny Tiwari C. V. Anand of Secunderabad In another match, Aravind hit lost to Universal CC 93/4 in 18.3 overs 3/27) lost to Lal Bahadur 125/4 in 24.3 fer severe leg and ankle injuries matches. 6/24) lost to Lal Bahadur PG 100/4 in (Aawez Ahmed 40). overs (Pranav Naik 60 n.o., Ganesh 44). in the opening minutes of Team SUCC’s Sesha Giri hit Club was another centurion. 100 for Abhinav Colts in a losing 30 overs. ■ ■ ■ Raju CA 202 in 27.1 overs (Peter 30, Mayur CC 234/7 in 35 overs (Vignesh Boston’s 2017-18 season opener an unbeaten 201 as teammate Opening the innings, he hit 106 cause against Navjeevan Secunderabad Club 222/8 in 35 Syed 40, Syed Armaan 31, Shubhan 71 n.o., Raghava 3/27) bt Victoria CC and miss the entire remainder Yashwanth later snared seven with the help of nine bound- Friends. overs (C. V. Anand 106 — 98b, 9x4, 4/45) lost to Akshit CC 203/8 in 30 126 in 27 overs (Shivamani 45, Bunny of the campaign. St Mary’s wickets while giving aries and five sixes in 98 balls as Siddharth of Akshit CC hit 5x6, Jaidev Reddy 61) lost to Sacred overs (Siddharth Jain 101, Vasanth 5/16). 32, Teja 4/23). While Hayward has averaged away just 9 runs to bowl them his team posted 222 for 8. It was 101 to lead his side to a two- Hearts 223/7 in 34.1 overs (James 54, ■ Ekalavya CC 352/8 in 40 overs ■ Starlets CC 101 in 24.5 overs (Siddhu Jerome 40 n.o., Stanley 45). (Vinmuk Raj 45, Manish 45, Keertan 53, 4/24, Tarun 3/22) lost to Hyderabad 11.5 points a game this season, out for a paltry 74 in reply to his second century in five wicket victory over Raju CA, for ■ Adams XI 193 in 43 overs (Mohd it wasn’t until the past few SUCC’s 437 for 9. matches. However, his effort whom Vasanth took a five-for. Avatar 39, Teja 77, Tharun 3/44) bt Patriots 104/5 in 17.4 overs Mohsen Pasha 101, Shiva 4/21) bt Hyderabad Patriots CC 136 in 22.2 (Ramchandra 36, Akshay 33). games when he appeared to In another match, Sunny of was foiled as Sacred Heart’s Replying to Raju CA’s 202, Abhinav Colts 186/8 in 45 overs overs (Akshar 40, Khush Agarwal ■ Victoria CC 124 in 35 overs (Dinakar have fully shaken off the impact Lal Bahadur PG scalped six Red won the match by three wickets. Akshit CC made 203 for 8 in 30 (Arvind 50, Abhishek 3/33). ■ 5/47, Varun Dhatrak 3/23). 3/22) vs Ekalavya CC 120/3 in 19.4 of the 2017 injuries. — AFP Hills wickets to lead his side to Mohsen of Adams XI put up a overs. Navjeevan Friends 269/4 in 50 overs ■ Marredpally Blues 233 in 37.5 overs overs (Washed Out) In contention PAGE Graeme Smith, South Africa’s former captain, is in line to be their first director of cricket, a position created Cricket 15 in the aftermath of their 2019 World Cup exit DECCAN CHRONICLE MONDAY | 11 NOVEMBER 2019 | HYDERABAD

It creates a really Chahar-buster! good headache for Hat-trick hero Deepak’s rocking show earns India series win us when it comes Nagpur, Nov. 10: Pacer played a blinder to take tried to whip a length to selection. Deepak Chahar took a Bangladesh deep into the ball but only managed an SCORE CARD sensational six-wicket game before they lost inside edge on to the India: R. Sharma b Shafiul 2, S. Dhawan c Mahmudullah — Eoin Morgan, England haul, including a hat- five wickets for 20 runs stumps. b Shafiul 19, K.L. Rahul c Liton b Al-Amin 52, S. Iyer c captain, on the new faces trick after entertaining to blow it all away. Rahul joined Shikhar Liton b Soumya 62, R. Pant b Soumya 6, M. Pandey in contention for half-centuries from Chasing a challenging Dhawan (19 off 16)in the (not out) 22, S. Dube (not out) 9. Extras (w-2) 2. Total spots in the side Shreyas Iyer and KL 175, Bangladesh suffered middle and with both the (for five wickets in 20 overs) 174. Rahul, as India defeated early setbacks as Chahar batsmen under pressure FoW: 1-3, 2-35, 3-94, 4-139, 5-144. a self-destructing had opener Liton Das having not made an Bowling: Al-Amin 4-0-22-1, Shafiul 4-1-32-2, Mustafizur Bangladesh by 30 runs in and Soumya Sarkar impact the first two 4-0-42-0, Aminul 3-0-29-0, Soumya 4-0-29-2, Afif 1-0- SHORT TAKES the third and final T20 caught off successive games, the situation pro- 20-0. International to win the balls to leave the visitors vided them an ideal plat- Bangladesh: Liton Das c Washington Sundar b Chahar series 2-1, here on at 12 for two. form to deliver. Dhawan, 9, Mohammad Naim b Dube 81, Soumya Sarkar c Dube Sunday. Naim, playing his who has found it tough to b Chahar 0, Mohammad Mithun c Rahul b Chahar 27, Pacers Deepak Chahar debut series, and accelerate of late, got Mushfiqur Rahim b Dube 0, (6/7 in 3.2 overs), who Mohammad Mithun (27) going with successive Mahmudullah b Chahal 8, Afif registered the best fig- shared a 98-run stand for boundaries off Al-Amin Hossain c & b Dube 0, Aminul ures in a T20 match the third wicket to bring Hussain. Islam b Chahar 9, Shafiul besides becoming the their team back into the Rahul too began his Islam c Rahul b Chahar 4, first Indian to take a hat- contest. Left-hander innings in a similar fash- Mustafizur Rahman c Iyer b trick in the shortest for- Naim played some exqui- ion, going for the aerial Chahar 1, Al-Amin Hossain mat, and Shivam Dube site strokes especially straight drive before (not out) 0. Extras (lb-3, (3/30) shared nine wick- against the spinners and punching Islam through w-2) 5. Total (in 19.2 overs) Shafali Verma ets amongst themselves welcomed Yuzvendra point. However, Dhawan 144. to secure India’s first T20 Chahal into the attack could not last long after FoW: 1-12, 2-12, 3-110, 4-110, Australia’s David Warner with series win at home this with three consecutive hitting four boundaries, 5-126, 6-126, 7-130, 8-135, 9- his daughter Ivy Mae. season. fours. mistiming a slog to be 144. Heavy late evening dew Earlier, a maiden half- caught in the deep by Bowling: Khaleel Ahmed 4- Shafali, Smriti help I am like Virat: rendered spinners inef- century for Iyer and the Mahmudullah. 0-27-0, Sundar Wahington fective but Chahar and sixth one for Rahul India once again could 4-0-34-0, Deepak Chahar 3.2- Warner’s daughter Dube rose to the occa- helped India put up a not get to a good start 0-7-6, Yuzvendra Chahal 4-0- sion. Iyer (62 off 33) and competitive total. Iyer's batting first, struggling 43-1, Shivam Dube 4-0-30-3. India post big win Sydney: “I am like Virat Kohli,” Rahul (52 off 35) had ear- cracking knock came to 41 for two in six overs. said David Warner’s daughter lier smashed sublime after he was dropped on It would have been three Gros Islet, Nov. 10: Ivy Mae while playing cricket half-centuries to propel 0. Bangladesh skipper down at that stage if Opening duo of Shafali with his father at their home. India to 174 for five after Mahmudullah followed Aminul Islam had Verma and Smriti Shafali becomes In a video made by Candice Bangladesh opted to the template set in the not dropped a Mandhana hammered Warner, the Australian opener’s field. series by winning the regulation scintillating half-centuries youngest Indian wife, young Ivy Mae is seen tak- Chasing the target, the toss and opting to field. catch off as the Indian women’s ing on throwdowns from her visitors were all out for India made an unexpect- incoming team notched up a comfort- father and as she prepared her- 144 in 19.2 overs. With 50 ed call by dropping a batsman able 84-run win over hosts to score a fifty self to face one of the deliver- needing off the last 30 bowler in Krunal Pandya Iyer at West Indies in the first T20I Gros Islet, Nov. 10: ies, she repeatedly said: “I’m balls and six wickets in for middle-order bats- back- here. Fifteen-year-old Shafali Virat Kohli”. Warner may be hand, Bangladesh had a man Manish Pandey. ward The 15-year-old Shafali Verma became the regarded as one of the best great opportunity to win The hosts were dealt a point. and Mandhana shared a youngest Indian cricketer batsman in limited-overs cricket the series but they crum- body blow in the second Rahul record 143-run opening to score a half-century in in the world but for his daugh- bled under pressure. over when pacer Shafiul and Iyer partnership as India post- international cricket, her ter the Indian batting mainstay Rookier opener Islam removed their gave a ed 185 for 4 in their stipu- 49-ball 73 in the first T20 tops everyone else. The 33- Mohammad Naim (81 of skipper Rohit Sharma, much lated 20 overs at the Darren International against West year-old cricketer posted the 48)who had made a sublime needed Sammy National Cricket Indies surpassing Sachin video on Instagram with a cap- 85 in the series-levelling boost. Stadium here. The visitors Tendulkar’s 30-year-old tion: “I’m not sure about this win in Rajkot. Rohit — PTI then returned to restrict record. one. Indi wants to be Virat West Indies for 101 for 9 to Shafali’s knock powered Kohli.” — PTI complete the win on the team to a convincing Saturday. 84-run win. Shafali Pak players pick Pacer Shikha Pandey achieved the feat at 15 (2/22), spin duo of Radha years and 285 days, sur- Yadav (2/10) and Poonam passing legend Tendulkar, T10 over domestic Yadav (2/24) claimed two who had notched up his Karachi: Three uncapped wickets each, while both maiden Test fifty at 16 Pakistani players have walked Deepti Sharma (1/15) and years and 214 days. — PTI out of their first-class teams, Pooja Vastrakar (1/21) insisting they wanted to play accounted for one wicket. Skipper Harmanpreet for a franchise in the T10 league Put into bat, Shafali, play- Kaur then produced a 13- in Abu Dhabi, giving a new turn ing only her fifth T20I, ball 21, while Veda to the ongoing tussle between smashed six boundaries Krishnamurthy provided players and the Pakistan Cricket 0 and four sixes to notch up the late charge with a 7-ball Board. Fast bowler Haris Rauf her maiden international 15 to take India to a chal- and batsmen Mirza Ehsan Baig 3.2 half-century. Mandhana lenging score. and Sohail Akhtar have appar- too matched her younger Chasing 186 to win, West ently decided to fly out to Abu partner, smashing 11 fours Indies struggled to stitch Dhabi although the board is yet in her 46-ball innings as partnerships with to issue NOCs to players for the R India cruised to 102 for no Shermaine Campbelle top- tournament. “These three play- loss in 10 overs. scoring with a 34-ball 33. ers informed their teams in 7 The duo recorded the — PTI domestic first-class cricket highest partnership for Brief scores: India 185/4 after the national T20 champi- any wicket by an Indian in 20 overs (Shafali Verma

onship that they couldn’t play CHAHAR DEEPAK pair in T20Is, bettering the 73, Smriti Mandhana 67; any longer in the Quaid-e-Azam W 130 amassed by Thirush Anisa Mohammed 2/35, Trophy as they were going to Kamini and Punam Raut Shakera Selman 2/36) bt play for their Pakistan Super 6 against Bangladesh in West Indies 101/9 in 20 League franchise, Lahore 2013. Shafali was the first overs (Shermaine Qalanders,” a well-informed K.L. Rahul (left) and Shreyas Iyer run between to go when she was dis- Campbelle 33; Radha source said. — PTI the wickets during the third T20. — AFP missed by Shakera Selman Yadav 2/10, Shikha in the 16th over. Pandey 2/22).

FIFTH | T20 England pip Kiwis in super over Keeper’s slot is most problematic Auckland, Nov. 10: ets, partnered Eoin Morgan Somewhat surprisingly, England snatched the in a 17-run stand in the Tim Seifert opened their BRIEF SCORES Ayaz Memon Twenty20 series against match- and series-deciding super over and was out of New Zealand in dramatic over. six after four balls while the New Zealand 146/5 in 11 overs Over The Top fashion in Auckland on But unlike hard-hitting Martin Guptill (M. Guptill 50, C. Munro 46, T. Sunday, with a super over the stood unemployed at the Seifert 39; Mahmood 1/20, T. required to break the dead- World non-striker’s end. Curran 1/30) tied with ahendra Singh matter of growing concern. lock in scenes reminiscent Cup In a match reduced to 11 England 146/7 in 11 overs (J. Dhoni has not He lost his place in the of the World Cup final four final, overs per side because Bairstow 47, S. Curran 24; Mplayed a single Test side to Wriddhiman months ago. when of rain, Guptill and Colin Santner 2/20, Neesham 2/25) cricket match, not even Saha (though he is in con- A Chris Jordan boundary even the Munro gave New Zealand Note: England won in Super worn his wicket-keeping tention as a batsman), and on the last ball of the super a flying start Over. gloves or held a bat since after shoddy work behind England innings brought over was after they the World Cup finished in the stumps in the T20s the tourists level with New tied, this lost the into bat. July, but his name’s against Bangladesh, has Zealand’s 146 pushing the time New toss and Guptill peppered the short swirling in cricket circles come under harsh scrutiny rain-shortened match into Zealand fin- were Eden Park boundaries with once again to be part of in limited overs cricket too. a tiebreaking super over. ished nine sent five sixes and three fours team for the T20 World The selectors had hedged Jonny Bairstow, whose runs short and needed only 19 deliver- Championship next their bets by including Rishabh Pant thumping man-of-the- to give ies to reach his 50 before October. Kerala wicket-keeper bats- match 47 enabled England England being removed by Adil Rishabh Pant’s fumbling man Sanju Samson also in the team still vulnerable in current form and Bumrah to catch New Zealand after the win Rashid one ball later. ways in the two T20s played the squad. At 24, he is only a limited overs cricket. While and Pandya (if fully fit), they lost three early wick- and take Munro had four so far against Bangladesh couple of years older than India are ranked 1 and 2 in could be considered auto- the sixes and two fours in this series has obviously Pant, but has had an up and Tests and ODIs respectively, matic selections in the series 3-2. in his 46 off 21 been the major factor why down career after making a the country trails in at squad. balls. Dhoni, who otherwise huge impact in the IPL lowly number 5 in T20. This leaves 10 places — a — AFP seemed was on the verge of which had earned him an While everybody agrees very high proportion — retirement, has sprung India cap. T20 cricket can be a lottery, still open. Fact is that the back to attention. Samson seems to have rankings do reflect consis- team appears disjointed. Pant’s been error-prone sorted out his mind, tency. Or not. It is pertinent The balance and composi- which could compel the become a more stable crick- to remember here that tion needed for consistent selectors to take a step back eter, and therefore also a India have not been able to winning performances is from their stated position at more serious threat to Pant. replicate the sensational missing, so the selectors the start of this home sea- But he’s not the only chal- victory in the inaugural have a task on hand. son. At that time, chief lenger. As I’ve highlighted World Championship in Yet, the wicket-keeper’s selector MSK Prasad had in past articles, other young 2007. slot is crucial and becom- said that Pant was their wicket-keeper-batsmen too In fact, in recent times, ing most problematic for first choice wicket-keeper jostling for a place in the they’ve fallen off consider- the team. More so, because across formats. team. ably in this format. But to Dhoni was not just a mag- Later, Prasad was to say Like Ishan Kishan and put the spotlight only on nificent multi-tasking that the selectors had Srikar Bharath to name Pant for India’s recent cricketer, but also the ful- ‘moved on’ from Dhoni. two. And KL Rahul can also struggles in T20s however, crum of the side. His The crux of this had to be step into this role. With so would be unfair. Keepers superb ability to ‘read’ the how well Pant performs many young ’keeper-bats- usually take a while longer game, and offer the captain behind the wicket, not in men around, why and how for their skills to mature, and other players astute front. But while he’s looked does 38-year-old Dhoni and Pant is still only 22. He advice was invaluable. good with the bat (though come into the picture again can only get better. So, even while competi- more runs would have one might ask. Moreover, other players tion between Pant and England’s Jonny Bairstow in action helped in the World Cup The answer is that all oth- not measuring up have con- other young ‘keepers hots during their fifth T20 against New and in other internation- ers mentioned haven’t been tributed to the team’s tra- up, Dhoni willy-nilly has Zealand on Sunday. — AFP als subsequently) Pant’s exceptional in their glove- vails. Frankly, apart from come back into the equa- glovework has been a work either, which leaves Rohit, Virat and Chahal on tion! Spain call-up PAGE Wolves winger Adama Traore has been named in Spain’s squad despite reports suggesting that the Games 16 23-year-old has expressed his desire to play for Mali DECCAN CHRONICLE MONDAY | 11 NOVEMBER 2019 | HYDERABAD Shooters seal 3 more FOXES JUMP THE GUN Tokyo spots

Doha, Nov. 10: India We depend on him Vardy, Maddison score a goal each as Leicester beat Arsenal 2-0 bagged an unprecedent- like any team would London, Nov. 10: ed 15 Olympic quotas in Leicester moved up to sec- shooting after Angad Vir depend on him. He ond in the Premier League Singh Bajwa and Mairaj unlocked the game. as a 2-0 victory over Ahmad Khan’s 1-2 finish Arsenal further dented the in skeet and teenager — Ernesto Valverde, Barcelona Gunners’ hopes of a top- Aishwary Pratap Singh coach, on star player four finish. Tomar’s bronze at the Lionel Messi But it was another woe- Asian Championship ful afternoon for north here on Sunday. London’s big two as There was a shoot-off Tottenham were held 1-1 at for the men’s skeet gold home by Sheffield United medal and Bajwa pre- SHORT TAKES to slip to 12th. vailed 6-5 against his Leicester created more, compatriot after both Prajnesh set for and better, chances than were tied on 56 at the Arsenal, leading 19-8 on Lusail Shooting shots and recording seven Complex. Pune tourney on target to the London This is India’s best- Pune: Taking in his stride a mas- team’s one. ever Olympic quota sive personal tragedy, a gritty Alexandre Lacazette haul, easily surpassing Prajnesh Gunneswaran will lead missed good chances for the 12 at the 2016 Rio the home challenge along with Arsenal early on, but Games and 11 in London in-form Sumit Nagal at KPIT- Leicester gradually in 2012. MSLTA Challenger, where an became more threatening, Earlier in the day, 18- unprecedented 21 singles play- especially when Wilfried Barcelona’s Lionel Messi shoots a free-kick to register his hat-trick and his team’s third goal in their Spanish League match against Celta Vigo at year-old Tomar secured Ndidi hit the crossbar in the country’s 13th quota ers from India will compete the Camp Nou Stadium in Barcelona on Saturday. Barcelona won 4-1. — AP from Monday. the 49th. with a bronze in men’s The $54,160 hard court event After Arsenal wasted 50m rifle 3 positions. is only the second ATP chances in the first half, Continuing India’s Challenger that India is hosting Vardy scored off a pass impressive performance this season after the Chennai from Youri Tielemans in at the prestigious cham- Open, where nine Indians had the 68th minute, then set Messi unfurls curling magic at home pionship, the duo of competed. up James Maddison for a Manu Bhaker and With the draw size increasing second goal seven minutes Madrid, Nov. 10: Lionel ond also a spot-kick after Abhishek Verma got the after drastic changes made to later. Arsenal are now Messi delivered an incred- THE RESULTS Ramos delegated to his better of compatriots the ATP Challenger circuit last eight points adrift of the ible dead-ball hat-trick to teammate. Fede Valverde BARELLA NETS WINNER, Saurabh Chaudhary and year, as many as 19 Indians are top four. steer Barcelona to a 4-1 SPANISH LEAGUE added a fourth in the sec- Yashaswini Singh featuring in the singles main Tottenham were lucky to victory over Celta Vigo ond half. Deswal 16-10 to win the draw and two more will join even escape with a point as and ease the pressure on Barcelona 4 Benzema’s double takes INTER TOP ITALY TABLE gold medal in the 10m them from the qualifying. Sheffield United his coach Ernesto (Lionel Messi 23, 45+3, him to 157 goals for Real air pistol mixed team Having more than 20 players in impressed once more to Valverde. 48, Busquets 85) Madrid, above Ferenc Milan, Nov. 10: Nicolo But the former event. the singles main draw is a move up to fifth. Messi scored with a Celta Vigo 1 Puskas into sixth in the Barella sealed a 2-1 win Juventus and Chelsea Bhaker and Verma record for any host nation. A rare defensive error penalty and then a pair of (Olaza 42) club’s all-time list, but his over Verona to send Inter boss was happy with the shot 577 and 387 in the World number 94 Prajnesh, from the Blades set up Son sumptuous free-kicks excellent display was Milan top of Serie ‘A’ as way his team hit back. two qualifications, while whose father passed away on Heung-min to open the either side of half-time Eibar 0 trumped by a creative Napoli were jeered by Inter had got off to the Chaudhary and Deswal Saturday, has decided to com- scoring with his eighth after Lucas Olaza had Real Madrid 4 masterclass from Hazard. their fans after being worst possible start managed 576 and 387. pete in one of the longest-run- goal of the season just briefly pulled Celta level (Karim Benzema 17, Benzema latched onto held to a goalless draw at when Valerio Verre put Before India’s exploits ning Challengers in the country. before the hour mark. with a free-kick of his own 29, Ramos 20, Hazard’s pass in the 17th home by Genoa. Verona ahead from the in the mixed event, “I am playing. My father would — AFP at Camp Nou on Saturday. Valverde 61) minute and after Valverde Former Cagliari mid- spot on 19 minutes after Tomar shot 449.1 in the want me to play. I will honour Sergio Busquets drove and Luka Modric missed, fielder Barella scored his Inter goalkeeper Samir eight-man final to finish his wish,” Prajnesh said. — PTI home to make sure of the Valencia 2 the ball spilled back to the first goal for Inter with a Handanovic tripped third on the podium, THE RESULTS win late on. (Wass 74, Torres 90+7) Frenchman, who found stunning curling strike Mattia Zaccagni. behind gold medallist A 34th treble in La Liga Granada 0 the corner. seven minutes from time, Goalkeeper Marco Kim Jonghyun (459.9) of Momota, Chen ENGLISH PREMIER LEAGUE puts Messi equal with Three minutes later it allowing Inter to over- Silvestri and the Verona Korea and Chinese Leicester City 2 Cristiano Ronaldo, while a was two, Hazard the cre- take defending champi- defence held off Inter at Zhonghao Zhao (459.1), win China Open (Jamie Vardy 68, James much-needed win sends Levante and failing to ator again, his feet too ons Juventus. the San Siro before at the Lusail Shooting Maddison 75) Barca above Real Madrid break down Slavia Prague quick for Pablo De Blasis, But Serie ‘A’ runners-up Matias Vecino broke Complex. Shanghan: Kento Momota won Arsenal 0 on goal difference and in the Champions League, who caught his opponent’s Napoli saw their winless through, heading home a — PTI his 10th title of a remarkable back to the top of the table scrutiny had again turned right leg. Ramos slid the league run extended to Valentino Lazaro cross year as Japan’s world number Tottenham 1 at the end of a testing on Valverde and his future penalty home. four games, and are on 65 minutes. Regd. No. one defeated Chou Tien-chen to (Son Heung-min 58) week. as Barcelona coach. Hazard sparkled, with a stuck in seventh posi- Barella completed the Sheffield United 1 H/SD/509/2018-20 retain his Fuzhou China Open (George Baldock 78) Madrid had briefly Barcelona’s disgruntled brilliant nutmeg, a tion, 12 points behind comeback late on, whip- claimed first place after fans had whistled their ‘rabona’ cross and too Inter. ping off his jersey as he Printed and Published by crown on Sunday. T. Venkateswarlu on behalf Home hope Chen Yufei simi- Southampton 1 continuing their own goal- team against Slavia in many glides past defend- Napoli fans were furi- celebrated wildly with of Deccan Chronicle Holdings larly successfully defended the (Danny Ings 50) surge by hammering midweek and when Olaza ers to count. ous with the point his teammates. Limited. Printed at Deccan women’s title with a gritty vic- Everton 2 Eibar 4-0, a game in which equalised for Celta, that Ramos passed on the sec- against their northern It was his second goal Chronicle Press situated at tory over Japan’s Nozomi (Davies 4, Richarlison 75) Karim Benzema scored tension and restlessness ond Madrid penalty, rivals who are 17th in the since joining Inter last Plot No. 9 Alwal Village, Okuhara. twice and Eden Hazard threatened to return. awarded for a foul on league, days after the summer having scored Vallabh Nagar Taluk, Burnley 3 Medchal Malkajgiri Dist. Reigning two-time world (Ashley Barnes 11, Chris exploded into life. Meanwhile, Real went Lucas Vazquez, to allow team’s Champions the equaliser in a 1-1 Telangana and Published at champion Momota battled past Wood 44, Roberto But while Madrid appear three up inside 29 minutes, Benzema to make it three League last 16 progress Champions League draw 36, S.D. Road, Taiwan’s world number two Jimenez Gago OG 54) to be hitting their stride, Sergio Ramos scoring a before Valverde added a was stalled with a 1-1 with Slavia Prague. Secunderabad-3. Chou 21-15, 17-21, 21-18 in a West Ham 0 Barcelona’s momentum penalty between two fourth, his first goal in La draw against Salzburg. — AFP RNI Registration No. 3081/1957. Editor: Aditya Sinha repeat of last year’s final. had stalled. After losing to Benzema strikes, the sec- Liga. — AFP Chou saved one match point but handed Momota the title by hitting into the net. The women’s final was a simi- larly gruelling affair and like- wise went to three games. China’s Chen lost the first game 9-21 to Okuhara but recovered to lift the Fuzhou title for the second year in a row by winning the next two 21- 12, 21-18. It was more disappointment for Okuhara, who has now lost all six finals she has contested this year. — AFP BENGALURU THUMP CHENNAIYIN RAM TEJA | DC BENGALURU, NOV. 10

Bengaluru FC broke their goal drought in style with a domi- nant performance as they beat Chennaiyin FC 3-0 at the Sree Kanteerava Stadium on Sunday. Chennaiyin’s woes continue as they remain winless without scoring a goal. The Blues lined up with Sunil Chhetri playing as a lone striker with Raphael Augusto playing in an advanced position behind Chhetri with the visitors lining up in a 4-4-2 position. Bengaluru broke the deadlock as Paaratalu headed home Demas Delgado’s cross in the fourteenth minute as the Blues upped the ante creating chance after chance. Sunil Chhetri did not need any second invitation as he dispatched Augusto’s through ball in the 25th minute to double Bengaluru’s lead. The Blues went into half time 2-0 up without conceding a chance to the visitors as Chennaiyin’s first chance came in the 23rd minute from a throw-in. The visitors came close to breaking their goal duck early in the second half when Edwin Henry’s thundering shot fizzed off the goal post and the result- ing corner from Dhanapal Ganesh parried away by Gurpreet Sandhu. Bengaluru put the game to rest when substitute Thonghosiem Haokip rolled the ball into the net in the 84th minute after Vishal Kaih came off the line after a horrible defensive mix up.