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Failed Financial Institution Litigation: Remember When*
\\server05\productn\N\NYB\5-1\NYB101.txt unknown Seq: 1 27-APR-09 15:14 FAILED FINANCIAL INSTITUTION LITIGATION: REMEMBER WHEN* RICHARD D. BERNSTEIN JOHN R. OLLER JESSICA L. MATELIS** INTRODUCTION As the global economic crisis continues, the effect of the credit crisis and fair value accounting will create a likely up- surge in litigation, reminiscent of the wave of lawsuits spawned by the Savings and Loan crisis of 1988-1994 (“S&L crisis”). The body of law developed during the S&L crisis provides a ready starting point for this new round of failed financial institution litigation. Moreover, new developments since the S&L crisis will also be tested in the coming years. The Federal Deposit Insurance Corporation (“FDIC”) and the Resolution Trust Corporation (“RTC”), in their capac- ity as receivers,1 and the Office of Thrift Supervision (“OTS”), in its regulatory capacity, spearheaded much of the S&L litiga- tion. The FDIC, RTC, and OTS aggressively pursued officers and directors of failed banks and thrifts, as well as various third parties, including audit firms, law firms, and a then-major in- vestment bank, that provided services to the failed institutions. At the height of the S&L crisis, the combined direct and indi- rect payments by the FDIC and the RTC to outside counsel in 1991 reached over $700 million. The collapse of Washington Mutual in September 2008 represented the largest bank failure in U.S. history;2 added to IndyMac’s collapse in July 2008 and the failure of a number of * “We lived and learned, life threw curves/There was joy, there was hurt/Remember when.” Remember When, lyrics by Alan Jackson. -
Dartmouth Law Journal Vol. 12.2 Fall 2014
BAEZ PROSECUTORIAL DISCRETION ADVISED: ANALYZING THE PROPER ROLE OF “ECONOMIC CONSEQUENCES” AS A FACTOR IN FEDERAL PROSECUTORIAL DECISIONS NOT TO SEEK CRIMINAL CHARGES LUIS BAEZ** The 2008 housing and financial crisis produced numerous books, documentaries, and legal works around the term “Too Big to Jail.” Though the United States Justice Department claimed that the term’s applicability to the financial crisis was mostly conjecture, the past few years has indicated it is—for the most part—true. While other legal and scholarly works have discussed the term and its validity, this article argues that prosecutors should be entirely barred from considering “economic consequences” of their decisions whether or not to bring criminal charges against a person or other legal entity in order to uphold justice within the criminal system. ! INTRODUCTION ............................................................................................. 2 I. THE SOURCE OF FEDERAL PROSECUTORIAL DISCRETION ..................... 4 A. The Decision to Charge ................................................................ 5 B. Selecting the Charge ..................................................................... 5 II. RULES THAT GOVERN PROSECUTORIAL DISCRETION ............................ 6 III. THE HANDLING OF PAST CORPORATE CRIMES ...................................... 9 A. The Great Depression ................................................................... 9 B. Savings & Loan Crisis ................................................................. -
Bank Holding Companies • June 1970
June 1970 A 94 BANK HOLDING COMPANIES • JUNE 1970 BANK HOLDING COMPANIES, DECEMBER 31y 1969 (Registered pursuant to Section 5, Bank Holding Company Act of 1956) Location of Holding company principal office Holding company Montana Western Bancorporation Great Falls... Bancorporation of Montana Central Banking System, Inc. New Hampshire Nashua New Hampshire Bankshares, Inc. Colorado CNB Bankshares, Inc. Denver U. S. Bancorporation, Inc. New Mexico The First National Bancorporation, Inc. Alamogordo.. Bank Securities, Inc. (NSL) First Colorado Bankshares, Inc. New York District of Columbia Buffalo Marine Midland Banks, Inc. Washington Financial General Bankshares, Inc.1 New York The Bank of New York Company, Inc. New York Bankers Trust New York Corporation New York Charter New York Corporation United Bancshares of Florida, Inc. New York Empire Shares Corporation Atlantic Bancorporation New York The Morris Plan Corporation The Atlantic National Bank of Jacksonville Rochester.... Lincoln First Banks Inc. Barnett Banks of Florida, Inc. Rochester.... Security New York State Corporation Charter Bankshares Corporation Warsaw Financial Institutions, Inc. Trustees, Estate of Alfred I. duPont Warsaw Geneva Shareholders, Inc. Central Bancorp, Inc. 2 Commercial Bancorp, Inc. Ohio Pan American Bancshares, Inc.2 Cincinnati.. .. The Central Bancorporation, Inc. Southeast Bancorporation, Inc. Cleveland.... Society Corporation First at Orlando Corporation Columbus.... American Bancorporation Exchange Bancorporation, Inc. Columbus.... BancOhio Corporation First Financial Corporation Columbus First Banc Group of Ohio, Inc. First Florida Bancorporation Columbus.... Huntington Bancshares Incorporated The First National Bank of Tampa Union Security & Investment Co. South Dakota Aberdeen Dacotah Bank Holding Co. Trust Company of Georgia Tennessee Trust Company of Georgia Associates Chattanooga.. Hamilton National Associates, Incorporated Citizens and Southern Holding Company Johnson City. -
DBE Program 11.07.19
City of Springfield, Ohio Disadvantaged Business Enterprise Program for FTA-assisted Projects MEMORANDUM TO : BRYAN L. HECK, CITY MANAGER FROM: SHANNON L. MEADOWS, COMMUNITY DEVELOPMENT DIRECTOR DATE: NOVEMBER 6, 2019 RE: DISTRIBUTION OF DBE PROGRAM FOR FTA-ASSISTED PROJECTS The City of Springfield, through its Department of Community Development and in partnership with the Department of Finance, has drafted and submitted to the Federal Transit Administration a new Disadvantaged Business Enterprise Program FTA-assisted Projects document. This plan document is to be distributed, along with the City of Springfield’s Policy Statement, to the Springfield City Commission; Senior Staff of each department within the City organization; as well as DBE and non-DBE business communities that perform work for the City of FTA-assisted contracts. Additionally, the City’s Program and it’s associated DBE Policy shall be placed on the city’s website at www.springfieldohio.gov/SCAT . Within the Program and Policy document, you will find the stated objectives for the City’s DBE Program for FTA-assisted Projects: 1. To ensure nondiscrimination in the award and administration of FTA-assisted contracts; 2. To create a level playing field on which DBEs can compete fairly for FTA-assisted contracts; 3. To ensure that the DBE Program is narrowly tailored in accordance with applicable law; 4. To ensure that only firms that fully meet 49 CFR Part 26 eligibility standards are permitted to participate as DBEs; 5. To help remove barriers to the participation of DBEs in FTA-assisted contracts; 6. To assist the development of firms that can compete successfully in the market place outside the DBE Program; 7. -
Turning a Blind Eye: Why Washington Keeps Giving in to Wall Street
GW Law Faculty Publications & Other Works Faculty Scholarship 2013 Turning a Blind Eye: Why Washington Keeps Giving In to Wall Street Arthur E. Wilmarth Jr. George Washington University Law School, [email protected] Follow this and additional works at: https://scholarship.law.gwu.edu/faculty_publications Part of the Law Commons Recommended Citation Arthur E. Wilmarth, Jr., Turning a Blind Eye: Why Washington Keeps Giving In to Wall Street, 81 University of Cincinnati Law Review 1283-1446 (2013). This Article is brought to you for free and open access by the Faculty Scholarship at Scholarly Commons. It has been accepted for inclusion in GW Law Faculty Publications & Other Works by an authorized administrator of Scholarly Commons. For more information, please contact [email protected]. GW Law School Public Law and Legal Theory Paper No. 2013‐117 GW Legal Studies Research Paper No. 2013‐117 Turning a Blind Eye: Why Washington Keeps Giving In to Wall Street Arthur E. Wilmarth, Jr. 2013 81 U. CIN. L. REV. 1283-1446 This paper can be downloaded free of charge from the Social Science Research Network: http://ssrn.com/abstract=2327872 TURNING A BLIND EYE: WHY WASHINGTON KEEPS GIVING IN TO WALL STREET Arthur E. Wilmarth, Jr.* As the Dodd–Frank Act approaches its third anniversary in mid-2013, federal regulators have missed deadlines for more than 60% of the required implementing rules. The financial industry has undermined Dodd–Frank by lobbying regulators to delay or weaken rules, by suing to overturn completed rules, and by pushing for legislation to freeze agency budgets and repeal Dodd–Frank’s key mandates. -
2018 Online Trust Audit & Honor Roll Report
Internet Society’s Online Trust Alliance (OTA) 2 TABLE OF CONTENTS Overview & Background .......................................................................................................................... 3 Executive Summary & Highlights ............................................................................................................. 4 Best Practices Highlights ......................................................................................................................... 9 Consumer Protection .......................................................................................................................... 9 Site Security ........................................................................................................................................ 9 Privacy Trends ................................................................................................................................... 10 Domain, Brand & Consumer Protection ................................................................................................. 12 Email Authentication ......................................................................................................................... 12 Domain-based Message Authentication, Reporting & Conformance (DMARC) ................................... 14 Opportunistic Transport Layer Security (TLS) for Email ...................................................................... 15 Domain Locking ................................................................................................................................ -
The Chinese in Hawaii: an Annotated Bibliography
The Chinese in Hawaii AN ANNOTATED BIBLIOGRAPHY by NANCY FOON YOUNG Social Science Research Institute University of Hawaii Hawaii Series No. 4 THE CHINESE IN HAWAII HAWAII SERIES No. 4 Other publications in the HAWAII SERIES No. 1 The Japanese in Hawaii: 1868-1967 A Bibliography of the First Hundred Years by Mitsugu Matsuda [out of print] No. 2 The Koreans in Hawaii An Annotated Bibliography by Arthur L. Gardner No. 3 Culture and Behavior in Hawaii An Annotated Bibliography by Judith Rubano No. 5 The Japanese in Hawaii by Mitsugu Matsuda A Bibliography of Japanese Americans, revised by Dennis M. O g a w a with Jerry Y. Fujioka [forthcoming] T H E CHINESE IN HAWAII An Annotated Bibliography by N A N C Y F O O N Y O U N G supported by the HAWAII CHINESE HISTORY CENTER Social Science Research Institute • University of Hawaii • Honolulu • Hawaii Cover design by Bruce T. Erickson Kuan Yin Temple, 170 N. Vineyard Boulevard, Honolulu Distributed by: The University Press of Hawaii 535 Ward Avenue Honolulu, Hawaii 96814 International Standard Book Number: 0-8248-0265-9 Library of Congress Catalog Card Number: 73-620231 Social Science Research Institute University of Hawaii, Honolulu, Hawaii 96822 Copyright 1973 by the Social Science Research Institute All rights reserved. Published 1973 Printed in the United States of America TABLE OF CONTENTS FOREWORD vii PREFACE ix ACKNOWLEDGMENTS xi ABBREVIATIONS xii ANNOTATED BIBLIOGRAPHY 1 GLOSSARY 135 INDEX 139 v FOREWORD Hawaiians of Chinese ancestry have made and are continuing to make a rich contribution to every aspect of life in the islands. -
Live Oak Banking Company 2605 Iron Gate Dr, Ste 100 2013 7(A) Jpmorgan Chase Bank, National 1111 Polaris Pkwy 2013 7(A) U.S
APPVFY MAJPGM L2Name L2Street 2013 7(A) Wells Fargo Bank, National Ass 101 N Philips Ave 2013 7(A) Live Oak Banking Company 2605 Iron Gate Dr, Ste 100 2013 7(A) JPMorgan Chase Bank, National 1111 Polaris Pkwy 2013 7(A) U.S. Bank National Association 425 Walnut St 2013 7(A) The Huntington National Bank 17 S High St 2013 7(A) Ridgestone Bank 13925 W North Ave 2013 7(A) Seacoast Commerce Bank 11939 Ranho Bernardo Rd 2013 7(A) Wilshire State Bank 3200 Wilshire Blvd, Ste 1400 2013 7(A) Compass Bank 15 S 20th St 2013 7(A) Hanmi Bank 3660 Wilshire Blvd PH-A 2013 7(A) Celtic Bank Corporation 268 S State St, Ste 300 2013 7(A) KeyBank National Association 127 Public Sq 2013 7(A) Noah Bank 7301 Old York Rd 2013 7(A) BBCN Bank 3731 Wilshire Blvd, Ste 1000 2013 7(A) TD Bank, National Association 2035 Limestone Rd 2013 7(A) Manufacturers and Traders Trus One M & T Plaza, 15th Fl 2013 7(A) Newtek Small Business Finance, 212 W. 35th Street 2013 7(A) SunTrust Bank 25 Park Place NE 2013 7(A) Hana Small Business Lending, I 1000 Wilshire Blvd 2013 7(A) First Bank Financial Centre 155 W Wisconsin Ave 2013 7(A) NewBank 146-01 Northern Blvd 2013 7(A) Open Bank 1000 Wilshire Blvd, Ste 100 2013 7(A) Bank of the West 180 Montgomery St 2013 7(A) CornerstoneBank 2060 Mt Paran Rd NW, Ste 100 2013 7(A) Synovus Bank 1148 Broadway 2013 7(A) Comerica Bank 1717 Main St 2013 7(A) Borrego Springs Bank, N.A. -
Annual Report for the As a Result of the National Financial Environment, Throughout 2009, US Congress Calendar Year 2009, Pursuant to Section 43 of the Banking Law
O R K Y S T W A E T E N 2009 B T A ANNUAL N N E K M REPORT I N T G R D E P A WWW.BANKING.STATE.NY.US 1-877-BANK NYS One State Street Plaza New York, NY 10004 (212) 709-3500 80 South Swan Street Albany, NY 12210 (518) 473-6160 333 East Washington Street Syracuse, NY 13202 (315) 428-4049 September 15, 2010 To the Honorable David A. Paterson and Members of the Legislature: I hereby submit the New York State Banking Department Annual Report for the As a result of the national financial environment, throughout 2009, US Congress calendar year 2009, pursuant to Section 43 of the Banking Law. debated financial regulatory reform legislation. While the regulatory debate developed on the national stage, the Banking Department forged ahead with In 2009, the New York State Banking Department regulated more than 2,700 developing and implementing new state legislation and regulations to address financial entities providing services in New York State, including both depository the immediate crisis and avoid a similar crisis in the future. and non-depository institutions. The total assets of the depository institutions supervised exceeded $2.2 trillion. State Regulation: During 2009, what began as a subprime mortgage crisis led to a global downturn As one of the first states to identify the mortgage crisis, New York was fast in economic activity, leading to decreased employment, decreased borrowing to act on developing solutions. Building on efforts from 2008, in December and spending, and a general contraction in the financial industry as a whole. -
Eduardo Del Valle & Mirta Gómez
EDUARDO DEL VALLE Professor Department of Art & Art History [email protected] CURRICULUM VITAE PERSONAL INFORMATION Eduardo del Valle, American, born Havana, Cuba 1951. EDUCATION Master of Fine Arts in Art, Brooklyn College of the City University of New York, Brooklyn, NY, 1981. Bachelor of Fine Arts in Art, Florida International University, Miami, FL, 1976. Associate of Arts, Miami-Dade Community College, South Campus, Miami, FL, 1974. MONOGRAPHS ON VIEW, Photographs by Eduardo del Valle & Mirta Gómez. The Nazraeli Press, 2012. ISBN 978-1-59005-342-7 EN VISTA, Photographs by Eduardo del Valle & Mirta Gómez. The Nazraeli Press, 2009. ISBN 978-1-59005-262-4 WITNESS NUMBER FOUR, Artists and Guest Editors, Eduardo del Valle & Mirta Gómez. JGS, Inc. 2008. ISBN 978-1-59005-220-4 BETWEEN RUNS, Photographs by Eduardo del Valle & Mirta Gómez. Essay by Chris Pichler, Director of Nazraeli Press, Portland, OR. The Nazraeli Press, 2006. ISBN 1-59005-168-8 FRIED WATERS, Photographs by Eduardo del Valle and Mirta Gómez. Essay by Mark Haworth-Booth, Senior Curator of Photography, The Victoria and Albert Museum, London. The Nazraeli Press, 2005. ISBN 1-59005-090-8 FOUR SECTIONS OF TIME, Photographs by Eduardo del Valle & Mirta Gómez, The Nazraeli Press, 2004. ISBN 1-59005-077-0 FROM THE GROUND UP, Photographs by Eduardo del Valle & Mirta Gómez. Essays by Sandra S. Phillips, Senior Curator of Photography, San Francisco Museum of Modern Art and Richard Rodriguez, author and essayist on the NewsHour with Jim Lehrer on PBS. The Nazraeli Press, 2003. ISBN 1-59005-054-1 FELLOWSHIPS & GRANTS (selected) John Simon Guggenheim Memorial Foundation, Two Individual Artists Fellowships for Photography, New York City, NY, 1997-98. -
US Accounts in 24 Hours
U.S. Accounts In 24 Hours - eBook Thank you for purchasing our featured "U.S. Accounts In 24 Hours" eBook / Online Information Packet offered at our web site, U.S. Account Setup.com Within our featured online information packet, you will find all of the resources, tools, information, and contacts you'll need to quickly & easily open a NON-U.S. Resident Bank Account within 24 hours. You'll find lists of U.S. Banks, Account Application Forms, Information on how to obtain a U.S. Mailing Address, plus so much more. Just point and click your way through our Online Information Packet using the links above. If you should have any questions or experience any difficulties in opening your Non-U.S. Resident Account, please feel free to email us at any time, and one of our representatives will get back with you promptly. For Support, Email: [email protected] Homepage: www.usaccountsetup.com Application Forms UPDATE - E-TRADE'S NEW ACCOUNT OPENING POLICIES Etrade is changed the rules in which they open International Banking/ Brokerage accounts for foreigners. They now require all new applications be submitted to the local branch office in your region. Once account is opened, you will be able to use it as a U.S. Bank/Brokerage Account out of your home country. Below, you will find a list of International Etrade Phone Numbers & Addresses. Contact the etrade office that best reflects where you reside or would like your account based out of and where you would like to receive your debit card. U.S. -
Banking Corporation Tax Allocation Percentage Report the NEW YORK CITY DEPARMENT of FINANCE PAGE: 1 2010 BANKING CORPORATION TAX ALLOCATION PERCENTAGE REPORT
2010 Banking Corporation Tax Allocation Percentage Report THE NEW YORK CITY DEPARMENT OF FINANCE PAGE: 1 2010 BANKING CORPORATION TAX ALLOCATION PERCENTAGE REPORT NAME PERCENT AAREAL CAPITAL CORPORATION 100.00 ABACUS FEDERAL SAVINGS BANK & SUBS 88.56 ABN AMRO CLEARING BANK NV 4.64 ABN AMRO HOLDINGS USA LLC 100.00 AGRICULTURAL BANK OF CHINA 100.00 AIG FEDERAL SAVINGS BANK 100.00 ALLIED IRISH BANKS PLC 100.00 ALMA BANK 100.00 ALPINE CAPITAL BANK 100.00 AMALGAMATED BANK 93.82 AMERASIA BANK 100.00 AMERICAN EXPRESS BANK FSB 1.67 AMERICAN EXPRESS BANKING CORPORATION 100.00 AMERIPRISE BANK FSB .21 ANGLO IRISH NEW YORK CORPORATION 100.00 ANTWERPSE DIAMANTBANK NV 100.00 AOZORA BANK LTD 100.00 APPLE FINANCIAL HOLDINGS INC 53.45 ARAB BANK P L C_NEW YORK AGENCY .28 ARAB BANKING CORPORATION 100.00 ARMOR HOLDCO INC 88.51 ASIA BANCSHARES INC & SUBSIDIARIES 100.00 ASTORIA FINANCIAL CORPORATION 18.55 ATLAS SAVINGS & LOAN ASSOCIATION 100.00 AURORA BANK FSB FKA LEHMAN BROTHERS BANK FSB 3.03 AUSTRALIA & NEW ZEALAND BANKING GROUP LTD 1.01 BANCA MONTE DEI PASCHI DI SIENA SPA .11 BANCO BILBAO VIZCAYA ARGENTARIA 1.68 BANCO BRADESCO SA .09 BANCO DE BOGOTA 9.75 BANCO DE LA NACION ARGENTINA .21 BANCO DE LA REPUBLICA ORIENTAL DEL URUGUAY 100.00 BANCO DE SABADELL SA 100.00 BANCO DEL ESTADO DE CHILE 100.00 BANCO DO BRASIL SA 100.00 BANCO DO ESTADO DO RIO GRANDE DO SUL SA ("BANRISUL") 100.00 BANCO ESPIRITO SANTO S.A._AND SUBSIDIARY 1.12 BANCO INDUSTRIAL DE VENEZUELA 66.39 BANCO ITAU SA 100.00 BANCO LATINOAMERICANO DE COMERCIO EXTERIOR EXTERIOR SA .52 BANCO POPULAR