Rivard Insurance Agency, Inc E-Mail Newsletter

NOVEMBER – DECEMBER 2011 VOLUME 10, NUMBER 10

AVOID MOLD Green Mold that accumulates over all of your belongings is the result of a residence which had high humidity levels that were not controlled for an extended period of time. Mold can start to accumulate if humidity rises above 50%. Insurance companies regard this type of Green Mold loss negligence on the part of the homeowner. If you find you will be leaving your home for an extended period of time, the caretaker you have looking after your home, must check humidity levels as well as any looking for any water damage.

Most hardware stores sell an item you can purchase for your home called indoor humidity monitor or humidistat. There are different brands made from Acu Rite or The Weather Channel and the prices may range from $15 - $35. The Rivard Insurance Agency humidity levels should be kept anywhere between 35% - 50%. You need to November - December 2011 make sure your caretaker knows exactly what level this should read at all times Office Calendar while he/she is caring for your home while you are away. Remember MOLD November 24 -25, 2011 grows at humidity levels above 50% CLOSED This small purchase will save you thousands. December 26, 2011 CLOSED Monthly 4 Four-Point Safety Check As your insurance agent when we obtain helpful hints from our carriers we like to pass it on to you. This Safety Check was provided to Rivard from GMAC Insurance. Rivard Insurance Agency Inc 1. Tire Pressure: Make sure all tires are inflated to the pressure 1014 Gateway Blvd. recommended in your owner’s manual (not the maximum pressure Suite 107 noted on the tire’s sidewall). The correct pressure will ensure your tires Boynton Beach, FL. 33426 wear evenly which will reduce the chance of blowouts.

Ph: 561-739-8346 2. Check Front End Alignment: Any pothole or bump can know your car Fax: 561-739-8360 out of alignment. While driving slowly in an empty parking lot, see if the vehicle is pulling to one side. If so, have a qualified mechanic E-mail: [email protected] realign your front end. 3. Take a Brake: When in park, check your brake pressure. There should We’re on the Web! be resistance to the pedal when depressed, and, any grinding, http://www.rivardinsurance.com squeaking or shuddering your hear or feel when you hit the brakes means it’s time to have them serviced.

Find us on Facebook 4. Keep your lights on: Blown out brake lights and turn signals can be a big hazard on the road. Have a friend help you make sure all lights are working properly.