EXHIBIT 2

City of Palm Coast: Survey of Employees Regarding Housing & Employment

Prepared by: Tracy L. Johns, Ph.D. Michael J. Scicchitano, Ph.D. 2 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Table of Contents

Page Introduction 3 Format of the Report 4 Survey Procedure and Methodology 4 Executive Summary 7

Housing 15 Live within City of Palm Coast 15 Live Outside Palm Coast – County of Residence 16 Live Outside Palm Coast – Commute Time 17 Live Outside Palm Coast – Problems with Commute 18 Zip Code 19 Current Type of Housing 20 Own or Rent 21 Current Monthly Rent or Mortgage Payment 22 Considered Purchasing a Home in Palm Coast 23 Considered Home Purchase: Type of Housing 24 Considered Home Purchase: Price 25 Considered Home Purchase: Size of Home 26 Considered Home Purchase: Area of Palm Coast 28

Employment 31 Employed Full-time or Part-time 31 Specialized Education or Training 32 Years Employed in Palm Coast 33 More than One Job 34 Other Employed Adults in Household 34 Unemployed Adults in Household 35 Business Climate in Palm Coast 36 Satisfaction with Availability of Jobs in Palm Coast 38

Demographics 39

Respondents Comments Regarding Housing and Employment in Palm Coast 45

Appendix A: Full Responses to Open-ended Questions 51

Appendix B: Survey Instrument 57

3 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Introduction

This project was developed to assist the City of Palm Coast in assessing the housing issues that employees who work within the City may face. The survey was designed to obtain information about employees’ current housing, including location, commute, costs, and future purchase plans as well as employment status and demographic information. The survey targeted as respondents employees of selected large businesses and organizations within the City of Palm Coast whose owners / managers agreed to participate in the study.

The survey instrument included a variety of questions about employees’ current housing, interest in home purchasing, and employment situations, as well as detailed demographic questions. The specific categories for questions are as follows:

 Housing Location of Housing Commute Current Type of Housing Ownership Status Amount of Monthly Rent or Mortgage Payment Considerations for Future Home Purchase in Near Future  Employment Employment Status Specialized Education or Training Length of Employment in Palm Coast Other Adults in Household who Work/Want to Work Business Climate in Palm Coast Satisfaction with Availability of Jobs in Palm Coast  Demographics

The results of the survey provide the City of Palm Coast with a substantial amount of information about the housing status of those employed within the City.

4 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Format of the Report

This report is divided into several sections that correspond to the key questions that were asked in the survey.

The report attempts to enhance the understanding of the survey results by first providing an executive summary. This summary permits a brief review of the results. More detailed information can be obtained from a close reading of the tables and figures in the sections that follow. Each section presents the results of the survey as well as a detailed analysis of these results.

Survey Procedure and Methodology

The survey of employees who work within the City of Palm Coast regarding their housing and employment was conducted for the City of Palm Coast by mail by the

Florida Survey Research Center (FSRC) at the University of Florida. The universe of the study is adults 18 years of age or older who are currently employed by businesses and organizations within the City of Palm Coast.

The City of Palm Coast provided the sample of businesses and organizations drawn from within the City. Each business/organization in the sample was contacted by telephone by researchers at the FSRC. Those businesses/organizations that agreed to participate were provided with survey packets for each of their employees, and asked to distribute the packets. Each packet contained a letter explaining the survey, a survey questionnaire, and a postage-paid return envelope.

5 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 A total of 5,825 survey packets were provided to businesses and organizations within the

City of Palm Coast for distribution to their employees. Of this number, 1,600 were returned to the FSRC. Due to missing data, two were deemed unusable, leaving a total of

1,598 respondent surveys for analysis.

The Florida Survey Research Center makes substantial efforts to reduce error from non- responses. Non-response error results in a bias because those individuals who either refuse to participate or cannot be reached to participate may be systematically different from those individuals that do complete the survey. Our efforts to reduce non-response bias begin with thoughtful preparation of both the cover letter and the survey instrument in a format that promotes participation and full response to all questions.

Returned questionnaires were logged in, edited, and data-reduced into an ASCII database.

This database was then analyzed using the SAS data analysis system.

6 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Executive Summary

Housing

The first section of the survey asked a series of questions about the employees’ current housing, and considerations for purchasing a home in Palm Coast in the near future.

Live within City of Palm Coast

About 69 percent of the survey respondents report that they live within the city limits of

Palm Coast, while 31 percent say they do not live within Palm Coast.

Live Outside Palm Coast – County of Residence

Nearly 58 percent of the 489 respondents who live outside of the city of Palm Coast reside in Flagler County, more than one-quarter (27.2%) live in St. Johns County, and about 12 percent live in Volusia County.

Live Outside Palm Coast – Commute Time

More than two-fifths (42.3%) of the respondents who live outside of Palm Coast but work in the City, have an average commute time to work of 20 minutes or less. More than one-third (36.4%) of these respondents have an average commute time to work of 20 to 30 minutes. More than one-sixth (17.2%) of these respondents average commute times of 31 to 45 minutes, and about four percent have an average commute of 45 minutes or more.

7 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Live Outside Palm Coast – Problems with Commute

“Traffic” and “construction,” both in general and at specific locations along typical commute routes into the City, were the most commonly cited problems that respondents who live outside of Palm Coast face in coming into the City for work.

Zip Code

Nearly three-fifths (57.0%) of the respondents who live within the city limits of Palm

Coast reside in zip code “32164,” and another two-fifths (40.8%) reside in zip code

“32137.” Almost one-quarter (23.1%) of the respondents who live outside of Palm Coast reside in zip code “32110,” and nearly one-fifth (18.3%) reside in zip code “32136.”

Current Type of Housing

Overall, the majority (87.8%) of the respondents report living in a “single-family house.”

Respondents who live in Palm Coast (92.7%) were more likely to report living in a

“single-family house” than those who live outside Palm Coast (76.8%). Overall, less than five percent of respondents indicate that their current housing type is a:

“Condominium” (2.1%); “Duplex” (3.2%); “Townhouse” (1.5%); or, “Apartment”

(2.5%). Those who live outside the city of Palm Coast (8.6%) were much more likely than those who live within the city limits (0.4%) to indicate that they live in some

“Other” type of housing.

8 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Own or Rent

More than three-fifths (84.3%) of the overall sample report that they currently “Own” their homes, while about 16 percent indicate that they “Rent.” Respondents who live within the city limits of Palm Coast are slightly more likely than those who live outside the City to say they own their homes (85.3% inside PC; 82.0% outside PC), and slightly less likely to say they rent their homes (14.7% inside PC; 18.0% outside PC).

Current Monthly Rent or Mortgage Payment

Overall, about one-half (50.4%) of the respondents report a monthly rent or mortgage payment of between $501 and $1,000, and more than one-quarter (27.8%) indicate a monthly rent or mortgage payment of $1,001 to $1,500. Respondents who live outside the city of Palm Coast (19.2%) were much more likely than those within the city limits

(6.5%) to have a monthly rent or mortgage payment of $500 or less.

Considered Purchasing a Home in Palm Coast

Overall, about one-fifth (18.8%) of the respondents have considered purchasing a home in Palm Coast in the near future. Respondents who currently live in Palm Coast (21.6%) were more likely than those who live outside of Palm Coast (13.4%) to say that they’ve considered purchasing a home in the City.

Considered Purchasing in Palm Coast: Type of Housing

Nearly two-thirds (64.9%) of the respondents who indicate that they have considered purchasing a home in Palm Coast in the near future, report that they are interested in

9 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 purchasing a “Single-family house, 1-story.” About one-sixth (15.3%) of these respondents are interested in a “Single-family house, 2-story,” and one-eighth (12.4%) are interested in a “Single-family house, with acreage or land.” Very few of these respondents are interested in purchasing a “Condominium” (1.7%) or “Townhouse”

(2.1%).

Considered Purchasing in Palm Coast: Price

More than one-quarter (26.0%) of the respondents who indicate that they have considered purchasing a home in Palm Coast in the near future, report that they are interested in purchasing a home that sells for “$150,001 to $175,000,” and a similar percentage

(24.0%) are interested in homes that sell for “More than $225,000.” About one-eighth of these respondents are interested in homes that sell for “Less than $125,000” (13.0%);

“$175,001 to $200,000” (13.4%); or “$200,001 to $225,000.” Respondents who live outside the city of Palm Coast (32.2%) are more likely than those who live in the City

(19.2%) to report interest in home selling in the two lowest price categories.

Considered Purchasing in Palm Coast: Size of Home

Nearly one-half (46.6%) of the respondents who indicate that they have considered purchasing a home in Palm Coast in the near future say that they are most interested in purchasing a three-bedroom home, and more than two-fifths (43.9%) say they’re most interested in a four-bedroom home.

10 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 More than two-thirds (67.7%) of the respondents who indicate that they have considered purchasing a home in Palm Coast in the near future say that they are most interested in purchasing a home with two bathrooms. About 29 percent of these respondents are interested in purchasing a home with three bathrooms.

Considered Purchasing in Palm Coast: Area of Palm Coast

Nearly two-fifths (39.3%) of the respondents who indicate that they have considered purchasing a home in Palm Coast in the near future are most likely to purchase a home in the area “West of I-95,” while about 30 percent are most likely to purchase a home in the area “East of I-95.” About one-quarter (25.6%) of these respondents are most apt to buy

“North of Palm Coast Parkway,” while about one-fifth (21.1%) are more likely to purchase a home “South of Palm Coast Parkway.”

Employment

The next section of the survey asked a series of questions about the respondents’ current employment, specialized training, and other working adults in the respondents’ households.

Employed Full-time or Part-Time

The majority (91.3%) of the respondents report that they are employed “Full-time.”

About eight percent of the respondents indicate that they are employed “Part-time.”

11 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Specialized Education or Training

Approximately three-quarters (73.1%) of the respondents report that they have received specialized education or training that they use in their present employment position.

Years Employed in Palm Coast

More than one-half (55.3%) of the respondents report that they have been employed in

Palm Coast for five years or less. Nearly one-fifth (18.4%) of the respondents have worked in the City for six to ten years.

More than One Job?

Approximately one-fifth (19.0%) of the respondents report that they do work more than one job.

Other Employed Adults in Household

Nearly three-fifths (58.6%) of the respondents report that they are the only employed adult in their households. More than one-third (34.4%) of the respondents indicate that there is one other employed adult in their households.

Unemployed Adults in Household

More than four-fifths (85.1%) of the respondents report that there are no adults in their households who are currently unemployed but willing to enter the workforce for the right opportunity. One-eighth (12.4%) of the respondents indicate that there is one adult in their households who is currently unemployed but would enter the workforce for the right opportunity.

12 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Business Climate in Palm Coast

One-third (33.4%) of the respondents rate the overall business climate in Palm Coast as either “Excellent” (2.7%) or “Good” (30.7%). More than one-quarter (28.0%) of the respondents assess the overall business climate of Palm Coast as “Fair” and a similar percentage (27.0%) rate it as “Poor.”

Satisfaction with Availability of Jobs in Palm Coast

Less than one-quarter (23.8%) of the respondents say that they are either “Very Satisfied”

(3.5%) or “Somewhat Satisfied” (20.3%) with the availability of good-paying jobs in

Palm Coast. About 30 percent of the respondents indicate that they are “Somewhat

Dissatisfied” with the availability of good-paying jobs in the City, and more than one- third (35.5%) indicate that they are “Very Dissatisfied.”

13 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Housing

The first section of the survey asked a series of questions about the employees’ current housing, and considerations for purchasing a home in Palm Coast in the near future.

Respondents were asked about where they live, the type of housing in which they live, their ownership status, and the amount of their rent or mortgage payment. Next, respondents were asked about whether they’ve considered purchasing a home in Palm

Coast in the future and, if so, the type and location of housing in which they’re interested.

Live within City of Palm Coast

The first question in the survey asked the respondents: “Do you live within the city limits of Palm Coast?” The results are presented in Figure 1.

14 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Figure 1: Live within City of Palm Coast

N=1,598 100.0% 69.2%

30.9% 50.0%

0.0%

Yes No

About 69 percent of the survey respondents report that they live within the city limits of

Palm Coast, while 31 percent say they do not live within Palm Coast.

Live Outside Palm Coast – County of Residence

Those respondents who report that they do not live within the city limits of Palm Coast were next asked for the county in which they reside. The results appear in Figure 2.

Figure 2: Live Outside Palm Coast - County of Residence

57.5% 60.0% N=489

40.0% 27.2%

20.0% 11.9% 3.5% 0.0% County

Flagler St. Johns Volusia Other

Nearly 58 percent of the 489 respondents who live outside of the city of Palm Coast reside in Flagler County. More than one-quarter (27.2%) of these respondents live in St.

15 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Johns County, and about 12 percent live in Volusia County. In addition, 3.5 percent of the respondents who live outside Palm Coast note “Other” counties in which they reside.

These responses appear below.

“Other” Counties of Residence Frequency Duval 2 Lake 1 Orange 1 Putnam 11 Seminole 1 No response 1

Live Outside Palm Coast – Commute Time

Those respondents who report that they do not live within the city limits of Palm Coast were next asked: “On average, how long does it take you to commute to work?” The results appear in Figure 3.

Figure 3: Live Outside Palm Coast - Commute Time

N=478 50.0% 42.3% 36.4% 40.0%

30.0% 17.2% 20.0% 4.2% 10.0% 0.0% Commute Time

< 20 minutes 20 to 30 minutes 31 to 45 minutes > 45 minutes

More than two-fifths (42.3%) of the respondents who live outside of Palm Coast but work in the City, have an average commute time to work of 20 minutes or less. More than one-third (36.4%) of these respondents have an average commute time to work of 20

16 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 to 30 minutes. More than one-sixth (17.2%) of these respondents average commute times

of 31 to 45 minutes, and about four percent have an average commute of 45 minutes or

more.

Live Outside Palm Coast – Problems with Commute

Those respondents who report that they do not live within the city limits of Palm Coast

were next asked to describe any problems they have with their commutes to work. The

most frequently mentioned problems appear in Table 1, the full list of responses can be

found in Appendix A.

Table 1: Live Outside Palm Coast – Problems with Commute

Response Frequency Traffic 24 Construction 14 Gas prices 10 I-95 Construction 9 Congestion-traffic 7 Palm Coast Parkway traffic 6 Dump trucks and large construction vehicles 5 Toll bridge to A1A 5 Races, Bike Week, and other events causing traffic problems 5 100 and I-95 intersection traffic 4 Commute too long 4 I-95 Traffic 4

“Traffic” and “construction,” both in general and at specific locations along typical

commute routes into the City, were the most commonly cited problems that respondents

who live outside of Palm Coast face in coming into the City for work.

17 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Zip Code

All respondents were next asked to provide their zip codes. A list of all zip codes noted for Palm Coast and the most frequently cited zip codes outside of Palm Coast along with their frequencies are presented in Table 2, the full list of responses can be found in

Appendix A.

Table 2: Respondent Zip Codes by Location

Live in Palm Coast Live Outside Palm Coast (N=1,098) (N=486) Zip Code Frequency Zip Code Frequency 32037 1 32080 16 32064 1 32084 13 32110 2 32086 20 32134 2 32110 112 32135 10 32114 5 32136 3 32117 8 32137 448 32118 5 32139 1 32119 7 32164 626 32127 14 32437 1 32129 8 32461 1 32136 89 33217 1 32137 49 33333 1 32145 6 32164 23 32174 50 32176 16

Nearly three-fifths (57.0%) of the respondents who live within the city limits of Palm

Coast reside in zip code “32164,” and another two-fifths (40.8%) reside in zip code

“32137.” Almost one-quarter (23.1%) of the respondents who live outside of Palm Coast reside in zip code “32110,” and nearly one-fifth (18.3%) reside in zip code “32136.”

Current Type of Housing

18 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 The next series of questions within the housing section focused on the respondents’

current housing. The first question in this series asked respondents to indicate the type of

housing in which they currently live. Table 3 presents the responses for the overall

sample, for those who live in Palm Coast, and for those who live outside Palm Coast.

Table 3: Current Type of Housing

Live in PC Live outside PC Overall Type of Housing (N=1,099) (N=488) (N=1,587) Single-family house 92.7% 76.8% 87.8% Condominium 0.7% 5.1% 2.1% Duplex 3.5% 2.5% 3.2% Townhouse 0.5% 3.9% 1.5% Apartment 2.3% 3.1% 2.5% Other 0.4% 8.6% 2.9%

Overall, the majority (87.8%) of the respondents report living in a “single-family house.”

Respondents who live in Palm Coast (92.7%) were more likely to report living in a

“single-family house” than those who live outside Palm Coast (76.8%).

Overall, less than five percent of respondents indicate that their current housing type is a:

“Condominium” (2.1%); “Duplex” (3.2%); “Townhouse” (1.5%); “Apartment” (2.5%);

or, some “Other” type of housing (see listing below). Respondents who live outside of

Palm Coast were more likely than those who live in Palm Coast to report living in a

“Condominium” (5.1% outside PC; 0.7% inside PC) or “Townhouse” (3.9% outside PC;

0.5% inside PC). Those who live outside the city of Palm Coast (8.6%) were also much

more likely than those who live within the city limits (0.4%) to indicate that they live in

some “Other” type of housing.

“Other” Types of Housing Noted Frequency

19 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Boat 1 Golf Villa 2 House that is divided into three 1 Manufactured Home 5 Mobile Home 24 Park model 1 Pre-fab 1 Projects 1 Rent a Room 2 Room Mate 1 Share a Home 1 Share house with parents 1 Staying with a friend (homeless) 1 With In-law Structure 1 No Response 3

Own or Rent

The next question in this series asked respondents to indicate whether they currently own

their homes or rent. Table 4 presents the responses for the overall sample, for those who

live in Palm Coast, and for those who live outside Palm Coast.

Table 4: Currently Own Home or Rent

Live in PC Live outside PC Overall Own or Rent (N=1,097) (N=489) (N=1,586) Own 85.3% 82.0% 84.3% Rent 14.7% 18.0% 15.7%

More than three-fifths (84.3%) of the overall sample report that they currently “Own”

their homes, while about 16 percent indicate that they “Rent.” Respondents who live

within the city limits of Palm Coast are slightly more likely than those who live outside

the City to say they own their homes (85.3% inside PC; 82.0% outside PC), and slightly

less likely to say they rent their homes (14.7% inside PC; 18.0% outside PC).

20 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Current Monthly Rent or Mortgage Payment

The final question in this series on current housing asked respondents to provide the

dollar amount of their current monthly rent or mortgage payment. Table 5 presents the

results, collapsed into categories by increments of $500, for the overall sample, for those

who live in Palm Coast, and for those who live outside Palm Coast.

Table 5: Current Monthly Rent or Mortgage Payment

Live in PC Live outside PC Overall Payment Category (N=888) (N=359) (N=1,247) $0 to $500 6.5% 19.2% 10.2% $501 to $1,000 52.1% 46.2% 50.4% $1,001 to $1,500 30.7% 20.6% 27.8% $1,501 to $2,000 8.2% 8.4% 8.3% More than $2,000 2.4% 5.6% 3.3%

Overall, about one-half (50.4%) of the respondents report a monthly rent or mortgage

payment of between $501 and $1,000, and more than one-quarter (27.8%) indicate a

monthly rent or mortgage payment of $1,001 to $1,500.

Respondents who live outside the city of Palm Coast (19.2%) were much more likely

than those within the city limits (6.5%) to have a monthly rent or mortgage payment of

$500 or less.

Considered Purchasing a Home in Palm Coast

The next series of questions in the section on housing began by asking respondents:

“Have you considered purchasing a home in Palm Coast in the near future?” Table 6

21 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 presents the results for the overall sample, for those who live in Palm Coast, and for those

who live outside Palm Coast.

Table 6: Considered Purchasing a Home in Palm Coast

Live in PC Live outside PC Overall Considered Purchase? (N=945) (N=478) (N=1,423) Yes 21.6% 13.4% 18.8% No 68.4% 77.4% 71.4% Don’t know 10.1% 9.2% 9.8%

Overall, about one-fifth (18.8%) of the respondents have considered purchasing a home

in Palm Coast in the near future. Respondents who currently live in Palm Coast (21.6%)

were more likely than those who live outside of Palm Coast (13.4%) to say that they’ve

considered purchasing a home in the City.

22 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Considered Purchasing in Palm Coast: Type of Housing

Those respondents who indicated that have considered purchasing a home in Palm Coast

in the near future were next asked a set of questions about the type and location for the

housing they are interested in purchasing. The first question in this set asked: “What type

of housing are you most interested in purchasing?” Table 7 presents the results for the

overall group of respondents who have considered a purchase, those who have considered

a purchase and live in Palm Coast, and those who have considered a purchase and who

live outside Palm Coast.

Table 7: Considered a Purchase

Type of Housing Interested in Purchasing

Live in PC Live outside PC Overall Type of Housing (N=182) (N=60) (N=242) Single-family house, 1-story 63.2% 70.0% 64.9% Single-family house, 2-story 15.9% 13.3% 15.3% Condominium 1.7% 1.7% 1.7% Townhouse 2.8% 0.0% 2.1% Single-family house, with 12.1% 13.3% 12.4% acreage or land Other 4.4% 1.7% 3.7%

Nearly two-thirds (64.9%) of the respondents who indicate that they have considered

purchasing a home in Palm Coast in the near future, report that they are interested in

purchasing a “Single-family house, 1-story.” About one-sixth (15.3%) of these

respondents are interested in a “Single-family house, 2-story,” and one-eighth (12.4%)

are interested in a “Single-family house, with acreage or land.” Very few of these

respondents are interested in purchasing a “Condominium” (1.7%) or “Townhouse”

(2.1%). There were few noticeable differences between those respondents who currently

23 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 reside within Palm Coast and those who do not. In addition, about four percent of these

respondents note “Other” types of housing they’re interested in purchasing. These

responses appear below.

“Other” Types of Housing Frequency Duplex 4 House that is safe and the people are friendly 1 Horse farm 1 Manufactured home 1 Nice apartment or condo for age 55+ 1 Single-home with bigger room dimensions 1

Considered Purchasing in Palm Coast: Price

Those respondents who indicated that have considered purchasing a home in Palm Coast

in the near future were next asked: “Are you interested in a home that sells for…” and

provided with pricing categories. Table 8 presents the pricing categories provided and

the results for the overall group of respondents who have considered a purchase, those

who have considered a purchase and live in Palm Coast, and those who have considered a

purchase and who live outside Palm Coast.

Table 8: Considered a Purchase – Price Range for Purchase

Live in PC Live outside PC Overall Price Range (N=187) (N=59) (N=246) Less than $125,000 11.2% 18.6% 13.0% $125,000 to $150,000 8.0% 13.6% 9.4% $150,001 to $175,000 26.2% 25.4% 26.0% $175,001 to $200,000 13.9% 11.9% 13.4% $200,001 to $225,000 15.5% 10.2% 14.2% More than $225,000 25.1% 20.3% 24.0%

24 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 More than one-quarter (26.0%) of the respondents who indicate that they have considered

purchasing a home in Palm Coast in the near future, report that they are interested in

purchasing a home that sells for “$150,001 to $175,000,” and a similar percentage

(24.0%) are interested in homes that sell for “More than $225,000.” About one-eighth of

these respondents are interested in homes that sell for “Less than $125,000” (13.0%);

“$175,001 to $200,000” (13.4%); or “$200,001 to $225,000.”

Respondents who live outside the city of Palm Coast (32.2%) are more likely than those

who live in the City (19.2%) to report interest in home selling in the two lowest price

categories.

Considered Purchasing in Palm Coast: Size of Home

Those respondents who indicated that have considered purchasing a home in Palm Coast

in the near future were next asked about the size of the homes they are interested in

purchasing. Respondents were asked to indicate the number of bedrooms and bathrooms

they are most interested in having. Tables 9 and 10 present the results for the overall

group of respondents who have considered a purchase, those who have considered a

purchase and live in Palm Coast, and those who have considered a purchase and who live

outside Palm Coast.

Table 9: Considered a Purchase – Number of Bedrooms

Live in PC Live outside PC Overall Number of Bedrooms (N=200) (N=64) (N=264) 2 5.0% 6.3% 5.3% 3 44.0% 54.7% 46.6% 4 47.0% 34.4% 43.9% 5 4.0% 4.7% 4.2%

25 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Table 10: Considered a Purchase – Number of Bathrooms

Live in PC Live outside PC Overall Number of Bathrooms (N=194) (N=60) (N=254) 2 63.9% 80.0% 67.7% 3 32.5% 18.3% 29.1% 4 2.6% 1.7% 2.4% 5 0.5% 0.0% 0.4% 6 0.5% 0.0% 0.4%

Nearly one-half (46.6%) of the respondents who indicate that they have considered

purchasing a home in Palm Coast in the near future say that they are most interested in

purchasing a three-bedroom home, and more than two-fifths (43.9%) say they’re most

interested in a four-bedroom home. Only about five percent of these respondents are

most interested in either a two-bedroom home (5.3%) or a five-bedroom home (4.2%).

Respondents who live outside Palm Coast (54.7%) are more interested in three-bedroom

homes than those who live inside Palm Coast (44.0%). Those who live in the City

(47.0%) are more interested than those who live outside the City (34.4%) in four-

bedroom homes.

More than two-thirds (67.7%) of the respondents who indicate that they have considered

purchasing a home in Palm Coast in the near future say that they are most interested in

purchasing a home with two bathrooms. About 29 percent of these respondents are

interested in purchasing a home with three bathrooms. Respondents who live outside

Palm Coast (80.0%) are more interested in two-bathroom homes than those who live

inside Palm Coast (63.9%). Those who live in the City (32.5%) are more interested than

those who live outside the City (18.3%) in three-bathroom homes, or homes with four or

more bathrooms (3.6% inside PC; 0.0% outside PC).

26 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Considered Purchasing in Palm Coast: Area of Palm Coast

Those respondents who indicated that have considered purchasing a home in Palm Coast

in the near future were next asked: “In which area of Palm Coast would you most like to

purchase a home?” Possible responses were, “East of I-95”; “West of I-95”; “North of

Palm Coast Parkway”; “South of Palm Coast Parkway”; “North of State Road 100”; and,

“South of State Road 100.” Respondents were asked to indicate up to two choices that

apply. Table 11 presents the results for the overall group of respondents who have

considered a purchase, those who have considered a purchase and live in Palm Coast, and

those who have considered a purchase and who live outside Palm Coast. [Please note

that responses may total more than 100%, as respondents may have chosen multiple

answers.]

Table 11: Considered a Purchase – Location of Housing Interested in Purchasing

Live in PC Live outside PC Overall Location (N=187) (N=55) (N=242) East of I-95 32.6% 20.0% 29.8% West of I-95 41.2% 32.7% 39.3% North of Palm Coast Parkway 27.8% 18.2% 25.6% South of Palm Coast Parkway 18.2% 30.9% 21.1% North of State Road 100 15.0% 16.4% 15.3% South of State Road 100 12.3% 20.0% 14.1%

Nearly two-fifths (39.3%) of the respondents who indicate that they have considered

purchasing a home in Palm Coast in the near future are most likely to purchase a home in

the area “West of I-95,” while about 30 percent are most likely to purchase a home in the

area “East of I-95.” About one-quarter (25.6%) of these respondents are most apt to buy

27 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 “North of Palm Coast Parkway,” while about one-fifth (21.1%) are more likely to

purchase a home “South of Palm Coast Parkway.”

Reasons for Location Preference

These respondents were next asked to indicate why they prefer the area of Palm Coast in

which they would most like to purchase a home. The most frequently mentioned reasons

appear below, the full list of responses can be found in Appendix A.

Reason for Location Preference Frequency Close to work 39 Quiet 16 Close to the ocean 15 Nice area/neighborhood 15 Close to shopping/stores 14 Close to family 12 Close to school 12 Less congested 12 Already live in the area 9 Less violence/crime 8 Newer developments/home/area 8 Close to Town Center 7 Less developed 7 Accessibility to I-95 6 Good schools 6 Close to the beach 5 Less populated 5

28 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Employment

The next section of the survey asked a series of questions about the respondents’ current employment, specialized training, and other working adults in the respondents’ households. Respondents were also asked to assess the overall business climate in Palm

Coast and to rate their satisfaction with the availability of good-paying jobs in Palm

Coast.

Employed Full-time or Part-Time

The first question in the series on employment asked respondents: “Do you work full- time (35 hours a week or more) or part-time (less than 35 hours per week)?” The results are presented in Figure 4.

Figure 4: Employment Status

91.3% N=1,589 100.0%

50.0% 7.7% 1.1%

0.0%

Full-time Part-time Varies

The majority (91.3%) of the respondents report that they are employed “Full-time.”

About eight percent of the respondents indicate that they are employed “Part-time,” and one percent say that their employment status “Varies.”

29 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Specialized Education or Training

The next question in the series on employment asked respondents: “Have you received specialized education or training (either college courses, vocational or technical schools, continuing education coursework, or training courses offered by your employer) that you use in your present position?” The results are presented in Figure 5.

Figure 5: Specialized Education or Training

73.1% N=1,579 80.0% 60.0% 26.5% 40.0% 20.0% 0.4% 0.0%

Yes No Don't know

Approximately three-quarters (73.1%) of the respondents report that they have received specialized education or training that they use in their present employment position.

More than one-quarter (26.5%) of the respondents indicate that have not received specialized education or training.

Years Employed in Palm Coast

The next question in the series on employment asked respondents to indicate how many years they have worked in Palm Coast. The categorized results are presented in Figure 6.

30 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Figure 6: Years Employed in Palm Coast

55.3% 60.0% N=1,563

40.0% 18.4% 20.0% 10.4% 9.4% 6.6%

0.0% 5 years or less 6 to 10 years 11 to 15 years 16 to 20 years More than 20 years

More than one-half (55.3%) of the respondents report that they have been employed in

Palm Coast for five years or less. Nearly one-fifth (18.4%) of the respondents have worked in the City for six to ten years. About one-tenth (10.4%) of the respondents have worked in Palm Coast for 11 to 15 years, and a similar percentage (9.4%) have worked in the City for 16 to 20 years. About seven percent of the respondents indicate that they have worked in Palm Coast for more than 20 years.

More than One Job?

The next question in the series on employment asked respondents: “Do you work more than one job?” The results are presented in Figure 7.

31 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Figure 7: Do you work more than one job?

81.0% N=1,584 100.0%

50.0% 19.0%

0.0%

Yes No

Approximately one-fifth (19.0%) of the respondents report that they do work more than one job, while four-fifths (81.0%) indicate that they do not work more than one job.

Other Employed Adults in Household

Respondents were next asked: “How many other adults (not including yourself) in your household are currently employed in Palm Coast?” The results are presented in Figure 8.

Figure 8: Other Employed Adults in Household

58.6% 60.0% N=1,583

34.4% 40.0%

20.0% 5.4% 1.3% 0.1% 0.1% 0.0%

0 1 2 3 4 5

Nearly three-fifths (58.6%) of the respondents report that they are the only employed adult in their households. More than one-third (34.4%) of the respondents indicate that

32 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 there is one other employed adult in their households, and about five percent say that there are two other employed adults in their households.

Unemployed Adults in Household

Respondents were next asked: “How many adults in your household are currently unemployed, but would enter the workforce for the right opportunity?” The results are presented in Figure 9.

Figure 9: Unemployed Adults in Household

100.0% 85.1% N=1,552

50.0% 12.4% 2.0% 0.5% 0.0%

0 1 2 3

More than four-fifths (85.1%) of the respondents report that there are no adults in their households who are currently unemployed but willing to enter the workforce for the right opportunity. One-eighth (12.4%) of the respondents indicate that there is one adult in their households who is currently unemployed but would enter the workforce for the right opportunity, and two percent indicate that there are two such adults in their households.

Business Climate in Palm Coast

33 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 The next question in the series on employment asked respondents: “Overall, how would you rate the business climate in Palm Coast?” The possible responses were “Excellent,”

“Good,” “Fair,” and “Poor.” The results are presented in Figure 10.

Figure 10: Business Climate in Palm Coast

40.0% 30.7% N=1,580 28.0% 27.0% 30.0%

20.0% 11.6% 10.0% 2.7% 0.0%

Excellent Good Fair Poor Don't know

One-third (33.4%) of the respondents rate the overall business climate in Palm Coast as either “Excellent” (2.7%) or “Good” (30.7%). More than one-quarter (28.0%) of the respondents assess the overall business climate of Palm Coast as “Fair” and a similar percentage (27.0%) rate it as “Poor.”

34 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Satisfaction with Availability of Jobs in Palm Coast

The final question in the series on employment asked respondents: “How satisfied are you with the availability of good-paying jobs in Palm Coast?” The possible responses were “Very Satisfied,” “Somewhat Satisfied,” “Somewhat Dissatisfied,” and “Very

Dissatisfied.” The results are presented in Figure 11.

Figure 11: Satisfaction with Availability of Jobs in Palm Coast

35.5% 40.0% 29.9% N=1,585 20.3% 20.0% 10.8% 3.5% 0.0%

Very Satisfied Somewhat Satisfied Somewhat Dissatisfied Very Dissatisfied Don't know

Less than one-quarter (23.8%) of the respondents say that they are either “Very Satisfied”

(3.5%) or “Somewhat Satisfied” (20.3%) with the availability of good-paying jobs in

Palm Coast. About 30 percent of the respondents indicate that they are “Somewhat

Dissatisfied” with the availability of good-paying jobs in the City, and more than one- third (35.5%) indicate that they are “Very Dissatisfied.”

35 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Demographics

The final section of the survey asked a series of demographic questions about the respondents’ backgrounds.

Age

Respondents were asked to indicate the year in which they were born. These results have been converted and grouped into age categories, which appear in Figure 12.

Figure 12: Age

N=1,548

35.5% 40.0% 29.9% 20.3% 20.0% 3.5%

0.0%

18 to 35 36 to 50 51 to 65 Over 65

About one-quarter (23.8%) of the respondents are under age 50. Approximately 30 percent of the respondents are age 51 to 65, and about one-third (35.5%) are over age 65.

36 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Years in Palm Coast

Respondents were next asked to indicate the year in which they began living in or near

Palm Coast. These results have been converted and grouped into categories, which appear in Figure 13.

Figure 13: In what year did you first begin living in or near Palm Coast?

N=1,539 100.0% 61.1%

50.0% 23.3% 11.9% 1.7% 2.0% 0.0%

Before 1966 1966-1975 1976-1985 1986-1996 1996-2006

About three-fifths (61.1%) of the respondents indicate that they first began living in or near Palm Coast in the past decade. Nearly one-quarter (23.3%) of the respondents say they first began living in or near Palm Coast between 1986 and 1996.

37 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Gender

Respondents were asked to indicate whether they are male or female. These results appear in Figure 14.

Figure 14: Gender

N=1,590

100.0% 59.6% 40.4% 50.0%

0.0%

Male Female

About two-fifths (40.4%) of the respondents are male, and three-fifths (59.6%) are female.

Income

Respondents were next asked to indicate their household’s total yearly income before taxes. The response categories and results appear in Figure 15.

38 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Figure 15: Yearly Household Income

N=1,517 40.0% 29.9% 23.6% 22.5% 20.0% 13.8% 7.1% 3.0% 0.0%

Under $20,000 $20,000 to $34,999 $35,000 to $49,999 $50,000 to $69,999 $70,000 or more Don't know

About one-fifth (20.9%) of the respondents indicate that their yearly household income before taxes is either “Under $20,000” (7.1%) or “$20,000 to $34,999” (13.8%). About one-quarter (23.6%) of the respondents report a yearly household income of “$35,000 to

$49,999” and a similar percentage (22.5%) report income of “$50,000 to $69,999.”

About 30 percent of the respondents indicate that their yearly household income before taxes is “$70,000 or more.”

Education

Respondents were next asked to indicate the highest level of education they have completed. The response categories and results appear in Figure 16.

39 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Figure 16: Highest Level of Education

N=1,573 40.0% 27.3% 28.0% 22.0% 19.2% 20.0% 1.7% 1.8% 0.0%

8th grade or less Some high school High school grad Some college College grad Grad/Prof degree

About one-fifth (22.0%) of the respondents indicate that the highest level of education they have completed is “High School Graduate.” More than one-quarter (27.3%) of the respondents report completing “Some college,” and a similar percentage (28.0%) indicate that they are college graduates. Nearly one-fifth (19.2%) of the respondents note that they have “Graduate/Professional” degrees.

Number of People in Household

Respondents were next asked to indicate the total number of people in their households, including themselves. The response categories and results appear in Figure 17.

40 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Figure 17: Total Number of People in Household

40.0% N=1,589 40.0% 21.9% 17.4% 20.0% 11.2% 7.1% 2.4% 0.0%

1 2 3 4 5 More than 5

About one-tenth (11.2%) of the respondents indicate that they live alone. Two-fifths

(40.0%) of the respondents live in households with a total of two people. About one-fifth

(21.9%) of the respondents live in households with a total of three people, and a similar percentage (17.4%) live in households with four people present. Approximately one- tenth (9.5%) of the respondents live in households with a total of five or more people present.

41 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Respondent Comments Regarding

Housing and Employment in Palm Coast

Respondents were provided with space to note any open-ended comments they might want to share regarding housing and employment in Palm Coast at the conclusion of the survey. These comments, broadly grouped by topic, are provided below.

Comments Frequency Wages are too low/stagnant 69 Housing costs are too high 52 Need better paying jobs 41 Need more jobs/employment opportunities 38 Wages are too low compared living costs in Palm Coast 37 Lower property taxes/property taxes are too high 36 Wages are too low to buy a home in Palm Coast 24 Need more businesses 21 No jobs for people with professional degrees available 21 Palm Coast is too expensive/high cost of living 16 Traffic is bad 14 Need more affordable housing 13 Need more/better restaurants 12 Need to attract bigger companies/businesses 12 Too expensive/difficult for young people/families 12 Growing too fast 10 Have to relocate/leave Palm Coast 10 Need more industrial development 10 Need better housing/housing opportunities for low/middle income residents 9 Need more shopping 9 Too many rules/too strict 9 Utility bills are too high 9 Have to work multiple jobs to make ends meet 7 Too many empty homes on the market 7 Caters to rich people/rich retirees 6 Need affordable rentals 6 No real tax base 6 Commute is too long 5 Have to work in another county 5

42 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Need larger lots 5

Comments (continued) Frequency Need more affordable apartments 5 Not enough for teens/young adults/kids to do (arcades, etc.) 5 Senior citizen housing needed 5 I do not ever want to live in Palm Coast 4 Insurance costs are too high 4 Public transportation needed 4 Sidewalks are needed 4 Street lights are needed 4 Too crowded 4 Crime rate is going up 3 Gas prices are too high 3 Medical field does not get paid enough 3 Need jobs with benefits 3 Need more manufacturing business 3 Need more space between the houses 3 Palm Coast city council is corrupt 3 People will leave if they don’t have jobs 3 Poor layout of the city/roads 3 Property costs are too high 3 School districts need to re-evaluate their pay scales/teachers and staff are 3 not paid enough Unfair employment practices in Palm Coast 3 Building application process is too complicated/difficult 2 City staff are not knowledgeable or friendly 2 Do not need more duplexes/poor rentals 2 Firefighters do not get paid enough 2 Housing is readily available in Palm Coast 2 I could use help getting a home 2 I would move to Palm Coast, but cannot afford to live there 2 Most people have to work outside the county 2 Need larger chains such as Olive Garden, Bath and Body Works, Victoria’s 2 Secret, etc. Need more businesses that pay better 2 Need more high tech jobs 2 Need more restrictions on rentals/keep them up to code 2 No more condos 2 Palm Coast is a disappointment 2 Reduce impact fees 2

43 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Comments (continued) Frequency Rent is too high 2 There is nothing to do in Palm Coast 2 Too many rentals 2 Zoning/code problems with boats, campers, trailers, etc 2 As the city grows, there are more businesses opening up and therefore more 1 jobs Babysitters are not always there 1 Blue collar employment affected by political back patting; White collar very 1 possessive of own pond Builders charge too much 1 City government needs to forget police units and get people jobs 1 Clean City 1 Climate 1 Codes in Palm Coast are not user friendly 1 Commercial space prices are too high 1 Conserving the rural beauty and high style are being challenged 1 Considering moving for better pay/job 1 Construction sights are an eyesore 1 Cost of living is too high 1 Disgusted with Palm Coast politics 1 Economy is based on construction and influx of equity. Palm Coast is not 1 sustainable Employers are cutting out benefits to save money 1 Equal opportunity laws should be reviewed and enforced 1 Everything is very low 1 Firefighters need programs to help them afford homes in Palm Coast 1 Get rid of the old boy network 1 Government is getting too big 1 Great school system 1 Home Owners Associations are evil 1 Hospital is understaffed 1 Housing value is great here 1 I have no desire to live in an unwelcome environment 1 I like the well-landscaped areas 1 I own property in Palm Coast for investment purposes 1 I would like better police protection in Palm Coast 1 I would like to see Palm Coast become more suburban and less rural 1

Comments (continued) Frequency

44 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 I would like to see the results of this survey. Can you let us know? 1 It is almost impossible to exist in PC if you have to work, meaning not rich, or without ALG pension money is completely wasted by the city and school 1 superintendent. It is difficult to open up a small business 1 It sucks! 1 Jobs 1 Large golf courses use large amounts of water and pollute with pesticides 1 Located near major cities 1 Loss of access to the beach because of a lawsuit to protect the turtles. Large condos built along the beach shade the beach causing large affects to 1 hatching turtles Moved because of the changes 1 My family owned business is probably not going to make it due to clientele 1 in the community My husband is still living in Miami-Dade County, Fl so that he can keep working, earning an income. He has not found a job here yet so while not 1 employed here yet he commutes on weekends. Need incentives for teachers 1 Need more apartments 1 Need more commercial property available for purchase 1 Need more culture in Palm Coast 1 Need more fast food restaurants in Palm Coast 1 Need movie theaters 1 Need shopping development on US 1 1 Need underground utilities 1 Nice areas and waterfront 1 Nice community and good people 1 Not a home town anymore 1 Not even a free house would invite me to live in this awful mix of gangs, 1 rednecks, old Yankees, and young educated northerners. Palm Coast has a rest stop mentality 1 Palm Coast housing is too “cookie cutter” 1 Palm Coast is a wonderful community 1 Palm Coast is composed largely of wealthy retirees and low social 1 economic people Palm Coast is no longer a retirement community and more jobs will 1 generate funds for the city and county Palm Coast lacks jobs that would draw new people to live in the area 1

Comments (continued) Frequency

45 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Palm Coast needs to make it less difficult for businesses to come into the city 1 Palm Coast needs to pay more attention to the environment 1 Pay scale for professionals is too low 1 People are very mean and not helpful 1 People need to learn to take care of their homes and to be good neighbors 1 Poor! 1 Renters are horrible on our street, raise rent!! 1 Schools need more full time employees 1 Sea Ray boats is the best pay and benefits I could find in Palm Coast 1 Speed regulations are needed in neighborhoods 1 The area is flooded with elderly Yankees who brought their New York attitudes with them. I drive 30 miles out of my way to avoid shopping, dining, 1 or even going into Palm Coast. The business climate is getting better 1 The city and the county need to find a way to keep the younger (20-40) here 1 The City of Palm Coast does not realize that we don't give a damn how they 1 did it in New York! I-95 goes north as well as South! The city should be bulldozed down and they should start over again but this 1 time with controls on the developers The issue with employment is really a state wide issue that Florida has NO 1 industrial infrastructure The prices of houses are dropping which concerns me because of the price I 1 paid for my house in August There is a lack of industry or major corporations 1 To me this has nothing to do with schools or teachers. Why did you do this 1 survey? Too many elderly people in Palm Coast 1 Too many gated yuppie developments 1 Too much rudeness 1 Water supply 1 We are excited about Town Center being developed. Should bring more jobs. 1 We have a beautiful community and the majority of the houses are well kept. Unfortunately, most people commute to work in other areas where there are 1 more opportunities. We have to shop in other counties 1 You need to crack down on illegal immigrants renting homes and the drug dealers. It degrades our property and our neighborhood. Do no push this on 1 the police. You can take care of this within the code department.

46 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Appendix A: Full Responses to Open-ended Questions

1C. Please describe any problems you have with your commute to work:

Live Outside Palm Coast – Problems with Commute Freq Traffic 24 Construction 14 Gas Prices 10 I-95 Construction 9 Congestion-traffic 7 Palm Coast Parkway traffic 6 Dump Trucks and large construction vehicles 5 Toll bridge to A1A 5 100 and 95 intersection traffic 4 Commute too long 4 I-95 traffic 4 100 Construction 3 Accidents and traffic 3 Roads are dark and need street lights 3 Traffic problems related to schools and school buses 3

47 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Train 3 Bad roads 2 Belle Terre Parkway is congested 2 County Road 305 is dangerous and torn up 2 I-95 2 People drive too slowly 2 Races, Bike Week, and other events cause traffic problems 5 Speed traps 2 Traffic light at US1 and County Road 11 2 Traffic lights not synchronized 2 100 Bunnell to Belle Terre not 4 lanes 1 A1A-frequent changes in speed limit 1 Accidents at the I-95 and US1 intersection 1 Belle Terre between US1 and 110 is a problem 1 Belle Terre Construction 1 Bridge going up and down causes traffic delays 1 Bunnell 1 Bunnell-large trucks pulling into oncoming traffic 1 Construction at I95 and Route 100 1 Construction-poor planning of road work 1 Deer 1

Live Outside Palm Coast – Problems with Commute (continued) Freq Detours 1 Drivers blocking the intersections 1 Drivers not obeying traffic laws 1 Future developments will make commutes worse 1 Have to leave for work too early and return too late 1 Have to share a vehicle 1 I-95 S to US1 is a great drive 1 I-95 traffic accidents 1 No bridge at the north end of the city for evacuation or new roads/overpass 1 Not enough vehicle lanes 1 Not knowing where to go 1 Route 304 1 Speeding 1 SR100 1 Too many traffic lights 1 Traffic at Old Kings and Palm Coast Parkway 1 Traffic jams on Route 100 1 Traffic lights 1

48 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Unable to pass slow vehicles 1 Unpredictability of lock ups of the interstate traffic and the US1 major arteries 1 US1 1 US1 Construction 1

49 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 What is your zip code? Live Outside Palm Coast Live Outside Palm Coast (N=486) (N=486) Zip Code Frequency Zip Code Frequence 32074 1 32256 1 32080 16 32720 2 32084 13 32724 4 32086 20 32771 1 32092 3 32832 1 32095 1 34788 1 32102 1 32104 1 32110 112 32112 3 32114 5 [Note: Please note that some of 32116 1 the zip codes are located beyond 32117 8 a 100-mile radius of the City of 32118 5 Palm Coast. Some respondents 32119 7 reported incorrect zip codes. 32124 2 Considering the length of time 32127 14 required for a commute to work, 32128 2 a commute to Palm Coast farther 32129 8 than 100 miles from the City 32130 1 limits would be extremely rare.] 32131 1 32136 89 32137 49 32144 1 32145 6 32146 1 32147 1 32157 1 32164 23 32168 2 32169 1 32170 1 32174 50 32176 16 32177 2 32180 1 32187 1 32189 3 32190 1 32225 1

50 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Location for Potential Home Purchase in Palm Coast: Why do you prefer this area of Palm Coast?

Reason for Location Preference Frequency Close to work 39 Quiet 16 Close to the ocean 15 Nice area/neighborhood 15 Close to shopping/stores 14 Close to family 12 Close to school 12 Less congested 12 Already live in the area 9 Less violence/crime 8 Newer developments/home/area 8 Close to Town Center 7 Less developed 7 Accessibility to I-95 6 Good schools 6 Close to the beach 5 Less populated 5 Close to friends 3 Familiar with the area 3 Openness 3 Center of Palm Coast 2 Close to grocery stores 2 Close to St. Augustine 2 Considering Palm Coast-not a definite 2 Convenience 2 Less expensive 2 Less problems with flooding 2 Less traffic 2 Like the area 2 Location 2 More residential 2 Prefer Flagler 2 Amenities 1 Away from populated area 1 Beauty 1 Belle Terre, Indian trails, and Matanzas 1 Better area for growth due to undeveloped land 1 Bulow is beautiful 1 Canal 1

51 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Centrally located for schools and work 1 Cheaper homes than Volusia County 1 Reason for Location Preference (continued) Frequency Cheapest home available 1 Clean 1 Close to canal 1 Close to doctors 1 Close to everything 1 Close to high school 1 Close to Jacksonville 1 Close to Orlando 1 Close to Ormand 1 Close to parks and undeveloped land 1 Close to US 1, Belle Terre, I-95; Centered between St. Augustine 1 and Daytona Palm Coast Closer to personal home 1 Closer to Volusia County 1 Cypress Knoll 1 Development/landscape 1 E Section 1 Easy access to everything-It's a pain to get across the bridges 1 Easy Commute 1 Good for raising a family 1 Grand Haven Need I say more! 1 Growth possibilities 1 Housing costs are lower 1 I do not prefer Palm Coast 1 I really want to buy a house but my boyfriend is in school and we 1 can barely get by as it is Land not in 1/4 acre postage stamps 1 Less BS of the rest of the city 1 More mature 1 More services 1 More ways to get around 1 Not in the "R" Section 1 Older sections 1 Opportunity to purchase acreage 1 Own land there 1 P or W sections. I like the homes and schools for these sections 1 People 1 Prefer Halifax Plantation 1 Seems like a good locale 1 Simplicity 1 Unsure what area is the best; Still looking around 1 Wadsworth Park 1

52 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 We like different aspects of each side 1 Don't Know 2

Appendix B: Survey Instrument

53 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Palm Coast: Housing Survey of Local Employees

We are gathering information from employees who work for businesses located in and near the City of Palm Coast about their current housing and future housing needs. For each of the following questions, please mark the appropriate answer(s) or fill in the blank. When the questionnaire has been completed, please return it in the postage paid envelope enclosed in this packet. Please be assured that all of the information you provide will be kept confidential and your employer will not see your responses. Thank you in advance for your cooperation.

Housing

1. Do you live within the city limits of Palm Coast? Yes (Go to Question 2) No (Go to Question 1A)

IF NO: 1A. In which of the following counties do you live?

FlaglerVolusiaSt. JohnsOther (please specify) ______1B. On average, how long does it take you to commute to work?

Less than 20 minutes20 to 30 minutes31 to 45 minutesMore than 45 minutes 1C. Please describe any problems you have with your commute to work:

2. What is your zip code?

3. Which of the following best describes your current housing? [Please mark only ONE response.] Single-family house Condominium Duplex Townhouse Apartment Other (describe) ______4. Do you currently own your home or rent? Own Rent

54 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 5. How much is your monthly rent or mortgage payment? $

6. Have you considered purchasing a home in Palm Coast in the near future?

Yes (Go to Question 6A) No Don’t know

(Go to Question 7 – Next Page)

55 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 IF YES:

6A. What type of housing are you most interested in purchasing?

Single-family house, 1-storySingle-family house, 2- storyCondominiumTownhouseSingle-family house, with acreage or landOther (please describe): ______6B. Are you interested in a home that sells for:

Less than $125,000$125,000 to $150,000$150,001 to $175,000$175,001 to $200,000$200,001 to $225,000More than $225,000 6C. What size home are you most interested in?

Number of bedrooms:Number of bathrooms: 6D. In which area of Palm Coast would you most like to purchase a home? [Please mark up to two choices that apply.] East of I-95West of I-95North of Palm Coast ParkwaySouth of Palm Coast ParkwayNorth of State Road 100South of State Road 100 6E. Why do you prefer this area of Palm Coast?

56 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 Employment

7. Do you work full-time (35 hours a week or more) or part-time (less than 35 hours per week)?

Full-time Part-time Varies

8. Have you received specialized education or training (either in college courses, vocational or technical schools, continuing education coursework, or training courses offered by your employer) that you use in your present position?

Yes No Don’t know

9. How many years have you worked in Palm Coast?

years

10. Do you work more than one job?

Yes No

11. How many other adults (not including yourself) in your household are currently employed in Palm Coast? [If none, please enter “0.”]

12. How many adults in your household are currently unemployed, but would enter the workforce for the right opportunity? [If none, please enter “0.”]

13. Overall, how would you rate business climate in Palm Coast?

Excellent Good Fair Poor Don’t know

14. How satisfied are you with the availability of good-paying jobs in Palm Coast?

Very Satisfied Somewhat Satisfied Somewhat Dissatisfied Very Dissatisfied Don’t know

Demographics

57 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 15. In what year were you born?

16. In what year did you first begin living in or near Palm Coast?

17. Are you male or female? Male Female

18. Which of the following categories includes your household’s total yearly income before taxes?

Under $20,000 $20,000 to $34,999 $35,000 to $49,999 $50,000 to $69,999 $70,000 or more Don’t know

19. What is the highest level of education you have completed?

8th grade or less Some high school High school graduate Some college College graduate Graduate / Professional Degree

20. Including yourself, what is the total number of people in your household?

Please feel free to add any other comments you would like share regarding housing and employment in Palm Coast:

Thank you for your time and participation. Please return this completed survey in the postage-paid return envelope included in the survey packet.

Survey Center Use Only: Please Do Not Write in this Box ID# Date Received: Business type: Data Entered: Yes No

58 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 A list of the Employers whose employees participated in the survey follows this page.

Employers Participating in the Survey

1. Bill Delbrugge Flagler County School District, Superintendent of Schools, 3039 Hwy 100, Bunnell, 32110, 386-437-7526

2. John Meneough CEO of Palm Coast Data, 1 Commerce Blvd, PC 32164 386-445-4662

3. Dan Goddard General Mgr.of Sea Ray Boats, PO Box 420010, PC 32142, 386-439-3401

4. David Otatti COO of Florida Hospital Flagler, 60 Memorial Medical Pkwy, PC 32164, 386-586-2000

59 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137 5. Carl Schmidt General Mgr of Builders First Source, 2121 N US Hwy 1, Bunnell, 32110 386-437-5252

6. Leon Gunthier Mgr of Walmart, 174 cypress Point Pkwy, PC 32164, 386- 446- 0888

7. Caryn Pryor Mgr of Publix at Palm Harbor, 298 Palm Coast Pkwy NE, PC, 32137 386-445-1430

8. Lars Bogren CEO of Kanthal, 1 Commerce Blvd, PC, 32164, 386-447-5155

9. Lisa Roop General Mgr Bealls, 1210 Palm Coast Pkwy, PC 32137, 386-986- 4122

10. Donald Fleming Flagler County Sheriff, 1001 Justice Lane, Bunnell, 32110, 386-437-4116

11. Dick Kelton City Mgr, City of Palm Coast, 2 Commerce Blvd, PC 32164, 386-986-3702

12. Rebecca Levey Administrator Flagler Pines Nursing Home, 300 South Lemon St, Bunnell, 32110, 386-437-4168

13. Tina Cone Exec Director of Grand Oaks Health & Rehab, 3001 Palm Coast Pkwy SE, PC 32137, 386-447-8948

14. Mr. Bobby Masters, VP, Club at Hammock Beach, 200 Ocean Crest Drive Palm Coast 32137

15. Mr. Bob Devore, VP, Ocean Hammock Resort, 105 16th Road, Palm Coast, FL 32137

60 of 60 City of Palm Coast, 2 Commerce Blvd., Palm Coast, FL 32137