General Underwriting Guidelines

 A Full Complete Acord Application  Loss Runs Valued Within the Last 90 Days  Loss Ratio Under 50%  Ex-Mod Less Than 1.50  New Ventures OK!

New Class Codes effective 2005 2812-00 CA Cabinet Mfg. - Wood 2881-01 CA Furniture Assembling 3632-00 CA Machine Shops 3066-01 CA Duct Work & HVAC 3066-01 CA Sheet Metal Products - Fabrication 3066-01 CA Sheet Metal Products - Heavy Gauge Steel

Electronic Industry 3566-00 CA Audio\Visual Electronic Products Mfg. 3567-00 CA Computer or Computer Peripheral Equip. Mfg. 3568-00 CA Electrical Connector Mfg. N.P.D. 3572-00 CA Medical Instrument Mfg. - Electronic

Auto Industry 8324-00 CA Automobile Gasoline Stations 8387-00 CA Automobile Hand Car Wash 8387-00 CA Automobile or Truck Service Stations 8387-00 CA Automobile or Truck Service Stations w/Automated Car Wash 8387-00 CA Automobile or Truck Service Stations w/ Hand Car Wash 8389-00 CA All Others - Auto Repair—NO gas, tire sales or stores 8389-00 CA Auto Glass Installation 8393-00 CA Automobile or Truck Body, Fender Repairing & Painting 8397-00 CA Automobile or Truck Transmission Repairing and Rebuilding

8391-00 CA Automobile School - Maintenance 8391-00 CA New car, Auto Rental/Leasing

3828-00 CA Auto, Boat, & Diesel - Parts Rebuilding, Cylinder Re-boring, Valve Grinding, & Carburetor Rebuilding 8748-00 CA Auto Rental - Leasing Office 8748-00 CA New Car Sales 9522-00 CA Auto Body Upholstery 4511-00 CA Smog Testing Facility

Apartment - Condo Industry 8740-01 CA Apt Condo Operations 8740-02 CA Building Operations 8740-03 CA Building Operations - NOC 8740-06 CA Apt/Condo Complex