2/3/2020 Bank of Baroda signs MoU with CARE Ratings - Times of India

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Bank of Baroda signs MoU with CARE Ratings

Mamtha Asokan (https://timesofindia.indiatimes.com/toireporter/author-Mamtha-Asokan-479252928.cms) | TNN | Jan 31, 2020, 17:56 IST (/articleshowprint/73806652.cms)

CHENNAI: Public sector Bank of Baroda (http://timesofindia.indiatimes.com/topic/bank-of-baroda) has signed an MoU (https://timesofindia.indiatimes.com/topic/MoU) with CARE Ratings (https://timesofindia.indiatimes.com/topic/Ratings) for credit quality on existing and prospective customers in the small and medium enterprises (SME) segment.

Under this agreement, CARE Ratings (https://timesofindia.indiatimes.com/topic/CARE-Ratings) will assess the SMEs by processing and analysing structured, unstructured and new data streams. Also, it will indicate the relative creditworthiness of SMEs based on an eight-point scale, where 1 indicates the highest creditworthiness and 8, poor creditworthiness. The aim is to LATEST COMMENT enable credit access for SMEs by leveraging its decades of experience in analysing credit. Ok

Pradip Bose

SEE ALL ADD COMMENT COMMENTS Vikramaditya Singh Khichi, executive director, Bank (https://timesofindia.indiatimes.com/topic/bank-of-baroda) of Baroda, said, “Bank of Baroda has a strong SME book and we have special branches dedicated for SME lending. Our tie-up with CARE Rating will strengthen the evaluation process and enable growth of the SME lending business.”

Mehul Pandya, executive director, CARE Ratings, said, “Increased digitalisation of the economy, availability of new data sources such as GST, in addition to traditional financial data and non-traditional data sources, allow for new approach for grading of SMEs. This MOU with Bank of Baroda is a step in this direction.”

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