SCHÜPFHEIM (LU) Map of Municipality Regional Overview

Economic Research

Disposable Income in Swiss Municipalities MAY 2011 SCHÜPFHEIM (LU) Map of Municipality Regional Overview

Municipality Facts

Canton LU Mandatory charges

District Entlebuch low high Population (2009) 3'820 Fixed costs Swiss average Population growth (1999-2009) -0.1% low high Employed persons (2008) 2'081

The fixed costs comprise: living costs, ancillary expenses, charges for water, sewers and waste collection, cost of commuting to nearest center. The mandatory charges comprise: Income and wealth taxes, social security contributions, mandatory health insurance. Both are standardized figures taking the Swiss average as their zero point.

Information about Commuting

Commute to Transportation Commuter Time Integrated fare network / Cost per year in CHF mode no. (2000) each way travel pass Single person Married couple Family in minutes 1 commuter 2 commuters 1 commuter

Luzern (LU) Private vehicle 97 37 - 7'278 17'678 7'573 Luzern (LU) Public transp. 97 36 TVLU 7 Zones 1'791 3'582 1'791

Bern (BE) Private vehicle 9 59 - 10'407 24'257 10'866 Bern (BE) Public transp. 9 58 Point-to-point ticket 2'448 4'896 2'448

Information on commuting relates to routes to the nearest relevant center. The starting point in each case is the center of the corresponding municipality. Travel costs associated with vehicles vary according to household type and are based on the following vehicle types: Single person = compact car, married couple = higher-price-bracket station wagon + compact car, family: medium-price-bracket station wagon.

Disposable Income for Reference Households

Single person Married couple (no children) Family (2 children) Retired couple In employment 1 person 2 persons 1 person Retired Income 75'000 250'000 150'000 80'000 Assets 50'000 600'000 300'000 300'000 Living situation Rented apartment 60m2 High-quality SFH Medium-quality SFH Rented apartment 100m2 Commute to Transp. mode CHF% CHF % CHF% CHF %

Luzern (LU) Private vehicle 30'60041% 87'900 35% 68'500 46% - - Luzern (LU) Public transp. 36'10048% 102'000 41% 74'200 49% - - - Bern (BE) Private vehicle 27'60037% 81'700 33% 65'300 44% - - Bern (BE) Public transp. 35'60047% 101'000 40% 73'700 49% - -

No commuting 37'60050% 104'600 42% 74'900 50% 48'100 60%

"Disposable income" relates to the amount that remains at a household's disposal based on income from employment, assets, occupational pensions and any transfer payments and after deduction of all mandatory charges (income and wealth taxes, social security contributions, pension contributions, health insurance premiums) and fixed costs (living costs, ancillary expenses, electricity costs). The inclusion of commuting results in transportation costs, part of which are tax-deductible. SFH = single-family house. % = relative share of gross income.

page 1 Economic Research

SCHÜPFHEIM (LU) Comparison of Disposable Income

30 selected reference Cost of commuting to nearest center Commuting costs excluded municipalities in the region RDI IndicatorSingle* Couple* Family* Single* Couple* Family* Rtd Couple* Schüpfheim (LU) 0.7733'400 94'900 71'300 37'600 104'600 74'900 48'100 Hasle (LU) 0.9034'300 95'700 71'500 38'100 103'900 74'700 49'100 Entlebuch (LU) 0.7834'600 89'200 67'300 38'300 97'80070'300 49'300 Escholzmatt (LU) 1.0534'000 100'600 73'900 38'800 111'500 78'900 49'900 Flühli (LU) 0.6132'700 91'600 69'200 37'600 101'900 73'400 48'300 Doppleschwand (LU) 0.7634'400 89'600 67'700 38'300 98'500 70'900 49'200 Romoos (LU) 0.9934'800 95'900 71'200 38'900 104'700 74'700 50'100 Wolhusen (LU) 0.6034'300 86'700 65'200 37'600 94'000 68'700 48'100 Trubschachen (BE) 0.0931'400 90'100 69'200 36'100 99'800 74'000 45'200 Marbach (LU) 1.2235'100 102'000 75'400 39'500 112'000 79'200 51'100 Werthenstein (LU) 0.8034'400 91'300 68'600 37'500 98'000 70'900 48'100 Menznau (LU) 0.6634'200 86'800 66'000 37'900 95'500 68'900 48'600 Schangnau (BE) 0.2832'600 92'200 71'700 36'700 100'700 75'000 46'500 Trub (BE) 0.1731'600 91'400 70'100 36'500 101'700 75'200 45'900 Ruswil (LU) 0.6034'200 87'100 65'300 37'200 93'700 68'400 47'300 Langnau im Emmental (BE) -0.3930'400 79'000 62'800 34'700 87'800 66'300 42'800 Malters (LU) 0.6435'000 86'700 64'800 37'300 92'400 67'200 47'300 Buttisholz (LU) 0.6134'300 86'100 64'900 37'800 93'700 68'500 48'200 Grosswangen (LU) 0.6633'800 88'100 66'800 38'100 97'800 71'200 48'800 Willisau (LU) 0.4733'100 86'300 64'900 37'600 95'900 69'600 47'700 Signau (BE) -0.0531'800 84'100 65'300 35'500 92'600 69'200 44'100 Lauperswil (BE) -0.0831'400 86'000 66'800 35'800 95'000 70'400 44'500 Schwarzenberg (LU) 0.6634'900 87'400 65'800 37'400 92'900 68'400 47'900 Littau (LU) -0.0534'400 70'000 53'200 35'600 73'100 54'400 43'700 Alberswil (LU) 0.8134'300 93'000 69'400 38'200 101'900 73'400 48'800 Ettiswil (LU) 0.7833'800 94'100 70'100 38'100 103'800 74'500 48'600 Neuenkirch (LU) 0.5434'400 85'700 63'700 36'700 90'700 65'200 46'100 Nottwil (LU) 0.2933'500 78'400 59'800 36'600 85'100 62'100 45'900 Gettnau (LU) 0.7333'700 90'700 68'500 38'200 100'300 72'300 49'100 Luzern (LU) 0.0334'900 71'500 53'600 35'600 73'100 54'300 43'700 Bern (BE) -1.3230'600 55'600 45'200 31'400 57'800 46'100 36'600

The RDI (Regional Disposable Income) indicator expresses the disposable income for a wide range of households. For Switzerland it is set at 0. Cost of commuting: average cost of public transport and private vehicle. * The definition of reference households corresponds to that on the first page. Bold = nearest relevant center of employment. Only municipalities with more than 500 inhabitants are taken into account. The number of municipalities corresponds to the number in 2008 (2'706). Information

Contact Further Information Credit Suisse Economic Research "Living and Commuting: Where's the Least Expensive Place to Live? Disposable Income in Switzerland" Regional Analysis www.credit-suisse.com/research Swiss Economy Regions Publications Email: [email protected] Sources Tel.: +41 44 334 74 19 Details of sources are contained in the above-mentioned study.

Credit Suisse Group AG Credit Suisse AG is one of the world's leading financial services providers. As an integrated bank, Credit Suisse offers clients combined expertise in the areas of private banking, investment banking, and asset management.

Disclaimer This document was prepared by Credit Suisse Economic Research, and does not constitute the results of any financial analysis by ourselves or others. As a result, the "Directives on the Independence of Financial Research" issued by the Swiss Bankers Association do not apply to this document. This publication is for information purposes only. The views expressed herein are those of Credit Suisse Economic Research at the time of going to print (we reserve the right to make amendments).

page 2