NOTICE OF TERMINATION OF UNSPONSORED ADR FACILITY AND CASH DISTRIBUTION FOR SHARES OF ABN AMRO GROUP NV

TO ALL HOLDERS AND BENEFICIAL OWNERS OF ABN AMRO GROUP NV AMERICAN DEPOSITARY SHARES (“ADSs”) EVIDENCED BY AMERICAN DEPOSITARY RECEIPTS (“ADRs”):

DEPOSITARY: , N.A. COMPANY: ABN AMRO Group NV, a company incorporated under the laws of The (the “Company”). DEPOSITED SECURITIES: Ordinary shares of the Company (the “Shares”). ADS CUSIP NO: 00373L102 DR ISIN: US00373L1026 ADR RATIO: One (1) Share to Two (2) ADSs. LOCAL EFFECTIVE DATE: June 29, 2019. ADR EFFECTIVE DATE: August 9, 2019.

Please be advised that the Company received all relevant declarations of no objection from regulatory authorities for the legal merger between ABN AMRO NV (“ABN AMRO Bank”) and ABN AMRO Group NV (“ABN AMRO Group”). ABN AMRO Bank is the remaining entity and ABN AMRO Group has ceased to exist.

The Depositary, along with other depositary , have completed a sale of the ABN AMRO Bank shares received and intends on distributing the resulting proceeds to the Company’s ADR holders. The Company’s unsponsored program will be terminated because of this event.

The Company’s ADR Holders are requested to arrange for the mandatory surrender of their ADRs to receive the following cash proceeds:

Gross Rate per ADR: US$10.424119 Cancellation Fee: US$ 0.050000 Net Rate per ADR: US$10.374119

The books were closed for issuance and cancellation as of the close of business on July 11, 2019.

If you have any questions about the above termination, please call Citibank, N.A. at 1-877-248- 4237.

Citibank, N.A., as Depositary

July 31, 2019