VNPT EPAY 14th Floor, Handico building, Me Tri Ha New Urban Area, Pham Hung Str., Nam Tu Liem Dist.,Hanoi

Hotline: 1900 6470 COMPANY PROFILE

2020

VNPT Electronic Payment JSC ABOUT US

Vision EPAY is No.1 Electronic Payment Group in

Core value

Our core values are described by the acronym EPAY:

E - Easy Integration P - Professionalism A - Advanced Technology Y - Yes 10 YEARS'ACHIEVEMENTS

Revenue: VND 8,080 billion. EBT grew by Revenue: VND 2,050 billion. Revenue: 3,800 billion. EBT increased by 270%. 32%. Global Payment EBT grew by 40%. Best Being 1 of the first company Ranked the first in terms of Service became the market share of online reseller of Mobifone, granted pilot license for biggest shareholder of payment via prepaid card & payment intermediary EPAY. service FOREIGN PILOT LICENSE DEVELOPMENT AFFIRMATION INVESTMENT 2010 2013 2015 2017 2012 2014 2016 2018 2008

ESTABLISHMENT PROFITABLE STABLE OFFICIAL LICENSE INNOVATION GROWTH GRANTED BY SBV Established by major Revenue: VND 1,200 billion. Transaction volume: shareholders VNPT, Was profitable for the first Revenue: VND 2,100 billion. Revenue: 6,700 billion. 5,000 billion, millions of EBT grew by 40%. Best Mobifone and some time. EBT grew by 52%. Granted transactions per month reseller of Mobi- fone, other small shareholders official license by SBV for with 30,000 partners with the total charter Viettel &Vinaphone payment intermediary Creatively renovated capital to VND 80 gateway, e-wallet and with implementing a billions document/collection service. series of projects to Charter capital was increased launch new and state- to VND 120 billion of-the-art products and services in 2019 PRODUCTS - SERVICES

PAYMENT SERVICE • Megapay • MegaPOS

COLLECTION/DISBURSEMENT SOLUTIONS FOR ENTERPRISES • Money Collection Service (offline) • Money Disbursement Service (offline) • Instant Interbank Funds Transfer Service - Firmbanking • Collection Support Service Thru Virtual Account

LOGISTICS • Document collection • Shipantoan

TELECOMMUNICATION • Topup service MEGAPAY SERVICE

MegaPay – Online Payment Gateway

MegaPay - Online E-commerce Payment Gateway is an intermediate system for transmission, exchange and processing of payment transactions between consumers owning card, bank account or e-wallet and enterprises providing goods, services on the Internet. Korean Standard Back office system

MegaPay’s back office system is available in 3 versions - mobile web, app and PC web, all with user-friendly UI and essential features for merchants such as transaction history, settlement management. High security and stability with PCI DSS, ISO, 3D Secure, tokenization, Decision Manager, DC and DR centers

Both Online and Offline payment

Besides Online payment, MegaPay provides solution to offline payments via portable and easy-to-use mPOS device, which can read magnetic stripe cards, IC chip card, and Samsung Pay. MEGAPOS SERVICE

Reasonable Any card: IC Chip, Mag-stripe (with PIN) fee Any payment method: Visa, JCB, MasterCard, Domestic, QR, etc.

End-to-End PCI Real time transaction EMV Compliance

PRODUCT CAPABILITIES

Support iOS, Real-time Android reporting

Quick implementation Best customer support Easily customized to merchant demand MONEY COLLECTION SERVICE (OFFLINE)

1. Well suited to businesses/individuals with demand for collection of frequent payments from Customers

2. EPAY's collection points have covered 63 provinces and cities nationwide.

3. Payments collected from customers electronically - reducing paperwork

4. Return results accurately in real-time

5. Simple implementation process

Make payment

Collect cash and print Automatic confirmation Automatic confirmation out receipt

Customer EPAY’s collection point EPAY Collection merchant MONEY DISBURSEMENT SERVICE (OFFLINE)

Cash disbursement at 2,500 bank counters throughout all districts and communes nationwide.

(1)(1) Notify customer of disbursement information (1)

(2) (8) Disbursement (3) Customer comes to (2) Send result MONEYDISBURSEMENT bank (6) Verify customer disbursement FLOWCHART counter identification & request proceed with disbursement

(4) Inquiry disbursement (7) Disbursement result (3) information

(5) Verify disbursement info INSTANT INTERBANK FUNDS TRANSFER SERVICE - FIRM BANKING

Perform funds transfer electronically and receive result in real-time

Verify account/card information before making fund transfers to reduce transfer errors

Flexible transfer 24/7 Competitive

Make funds transfer to over 40 advantages banks in Vietnam EPAY is thefirst player in Vietnam market to provide fund transfer solutions Directly connect API topartner Support enterprises of all system. sizes in accurate disbursement and payment Receive results in real-time management COLLECTION SUPPORT SERVICE EPAY is a pioneer in providing dedicated account or virtual account (VA) solution to THRU VIRTUAL ACCOUNT support Partner in the management of their receivables Cut down human resource on management of customer collections. Save cost and reduce collection examination burden

Only one VARIOUS PAYMENT CHANNEL Connection to - Bank counter EPAY for various - ATM connections to all - Internet banking banks - Mobilebanking Optimized cash flow management

Support management of receivables in an accurate and simple Transactions manner recorded and notified in real-time BENEFITS OF VIRTUAL ACCOUNT DOCUMENT COLLECTION SERVICE

Document collection service supports financial companies and banks in verification and collection of customer credit application. EPAY’s collection network currently covers more than 30 provinces and cities. EPAY has also planned to provide Partner with a collection network of nationwide coverage till the end of 2019.

DOCUMENT

DOCUMENT SHIPANTOAN SERVICE

A web-based shipment service to facilitate small and medium e-commerce enterprises, individuals and business households

BENEFITS FOR MERCHANT

The fastest Convenient & Fast and Smart Fast Professional way to create user-friendly secure address processi customer a shipment reporting payment suggestion ng support system search tool TOPUP SERVICE P TOPUP SERVICE

U Provide softpins (PIN CODES for ), - game card codes or direct (airtime) topup to

P customer’s account via easy-to-integrate API and web portal O T

1. One of the biggest online Topup providers in the market 2. Support different types of prepaid cards from Telcos and game publishers in the market: Viettel, Mobifone, Vinaphone, Vietnammobile, , Vcoin, Sohacoin, Apota, Zing, Garena, Oncash. 3. Sufficient ready-to-sell inventory 24/7, no transaction limits. 4. Professional alert system & customer support . 5. Diversified selling methods: connection via API, direct access to thanhtoan247.vn. 6. Over 3000 subordinate resellers nationwide. STRATEGIC PARTNERS