SELECTED DATA ON HOUSING 2011

MINISTRY OF REGIONAL DEVELOPMENT OF THE DWELLING POLICY DEPARTMENT

INSTITUT FOR SPATIAL DEVELOPMENT MAY 2012

Ministry of Regional Development of the CR Institute for Spatial Development Dwelling Policy Department

Project B.13/BP

Selected Data on Housing 2011

Ministry of Regional Development of the CR Team leader: Blanka Burdová Team members: Hana Hanková

Institute for Spatial Development Team leader: Ludmila Rohrerová Team members: Marie Polešáková Hana Šimková

MAY 2012

Contents

Introduction ...... 7

Chapter 1 Dwelling in 2011 ...... 9

1.1 Macro-economic framework ...... 11 1.1.1 Gross domestic product ...... 11 1.1.2 Gross domestic product (diagram) ...... 11 1.2 Present economic and social situation ...... 12 1.2.1 Dwelling stock structure...... 12 1.2.2 Quality of the dwelling stock ...... 12 1.2.2.1 Total dilapidated rate of the dwelling stock, updated as per December 31st, 2010; assessment ...... 12 1.2.2.2 Energy intensity of the economy – gross inland consumption of energy divided by GDP ...... 13 1.2.3 Housing construction ...... 13 1.2.4 Social implications ...... 13

Chapter 2 Dwelling policy and dwelling assistance in 2011 ...... 15

2.1 Dwelling concept ...... 17 2.2 Legislation ...... 18 2.2.1 Decisions of courts in respect of dwelling rentals ...... 20 2.3 Government housing expenditures (in million CZK)...... 21 2.4 Supports by the Ministry of Regional Development of the CR ...... 22 2.4.1-7 Supports by the Ministry of Regional Development of the CR ...... 23 2.5 Supports from the State Housing Development Fund ...... 29 2.5.1-6 Supports from the State Housing Development Fund ...... 29 2.6 Supports from the Ministry of Labour and Social Affairs ...... 33 2.6.1-11 Allowances for dwelling (allowance of state social security benefits) ...... 33 2.6.12-15 Supplementary charges for dwelling (assistance allowance in material need) .. 38 2.6.16 Volumes of paid monetary funds for allowances and supplementary charges for dwelling ...... 39 2.6.17 Allowances and supplementary charges for dwelling for January to September 2011 (including yearly indexes) ...... 39 2.7 Support of the Ministry of Finance of the CR ...... 40 2.7.1-6 Building savings ...... 40

Chapter 3 Dwelling – Housing and dwelling stock according to preliminary results of the 2011 census (SLDB) ...... 45

3.1 Dwelling houses classified according to house type, house owner, and construction period ...... 48 3.2 Dwelling houses classified according to house type, house owner, and construction period, broken down to regions ...... 49 3.3 Unoccupied houses classified according to house type, reason for which unoccupied ..... 50 3.4 Unoccupied houses classified according to house type, reason for which unoccupied, regions ...... 51 3.5 Occupied dwellings classified according to the legal reason for dwelling use, equipped with PC, equipped with social facility ...... 52 3.6 Occupied dwellings classified according to the legal reason for dwelling use, equipped with PC, equipped with social facility, regions ...... 53 3.7 Occupied dwellings classified according to prevailing method of heating, energy used for heating, and equipped with gas ...... 54 3.8 Occupied dwellings classified according to prevailing method of heating, energy used for heating, and equipped with gas, regions ...... 55

Chapter 4 Construction of dwellings ...... 57

4.1 Number of completed dwellings in Czech Republic 1948-2010 ...... 60 4.2 Housing construction: 1960-2011 ...... 61 4.3 Housing construction: 1971-2011 ...... 62 4.4 Housing construction (dwellings started, dwellings completed and dwellings under construction: quarters 2005-2011) ...... 63 4.5 Dwellings started and completed: 2005-2011 ...... 64 4.6 Housing construction, dwellings completed: 1998-2011 ...... 65 4.7 Housing construction, dwellings completed: 1998-2011 ...... 66 4.8 Time of housing buildings and dwellings completed: 1997-2010 (in months) ...... 66 4.9 Structure of dwellings completed between 1997 and 2010 by material of supporting walls (%) ...... 67 4.10-11 Modernisation of dwelling stock: 1997-2011 ...... 67 4.12 Size of dwellings in completed family houses (1995-2010) ...... 68 4.13 Size of dwellings in completed apartment buildings (1995-2010) ...... 69 4.14 Completed dwellings according to number of rooms in the CR in 2010 ...... 70 4.15 Completed dwellings in regions in 2011 ...... 70 4.16 Housing construction in regions in 2011 ...... 71 4.17 Housing construction in the Czech Republic in year 2011 – completed dwellings ...... 71 4.18 Housing construction in the Czech Republic in year 2011 – started dwellings...... 72 4.19 Housing construction in the Czech Republic in year 2011 – dwellings under construction ...... 72 4.20 Number of completed dwellings in 2010, recalculated per 1,000 inhabitants (per district) ...... 73 4.21 Number of dwellings under construction as per 31. 12. 2010 as recalculated per 1,000 inhabitants (per district) ...... 74 4.22 Average acquisition value of completed dwellings (CZK) ...... 75 4.23 Average acquisition value per 1 m2 useful area of dwellings completed 1997-2010 by sort of building and municipality size ...... 76 4.24 Dwellings completed (*1000) ...... 77 Chapter 5 Construction ...... 79

5.1-2 Permitted or announced building construction in m2 of floor area (2005-2011) ...... 81 5.3-4 Gross domestic product – added value (sectorial structure)...... 83 5.5 Construction work „S“ by type of construction, 2000-2010 (CZK mil., current prices) ...... 84 5.6 Structure of new construction, reconstruction and modernisation in the Czech Republic, 2000-2010 ...... 85 5.7 Construction production, Index 2005=100 and percentage changes (2006-2010 and 2 Q 2011), EU-27 ...... 86

Chapter 6 Prices ...... 87

6.1 Consumer price indices in December 2011 to average of 2005 ...... 91 6.2 Inflation rate (percentage change in last 12-month average over preceding 12-month average) ...... 91 6.3 Consumer Price Index - Housing December 2011 ...... 92 6.4 Consumer price index (CPI) (2005 = 100) ...... 93 6.5 Consumer price index (2005 = 100), total; housing, water, energy, fuels ...... 94 6.6 Consumer price index (2005 = 100), total; food and non-alcoholic beverages; clothing and footwear; housing, water, energy, fuels; health ...... 94 6.7 Mean incurred sales prices of family houses in the CR in relation to the municipality size (CZK/m3), year 2010 ...... 95 6.8 Mean incurred sales prices of family houses in the CR in relation to the wear stage (CZK/m3), year 2010...... 96 6.9 Indices of sales prices of family houses between 2007 and 2010 ...... 97 6.10 Mean sales prices of dwellings in the CR in relation to the municipality size (CZK/ m2), year 2008-2010 ...... 98 6.11 Mean sales prices of dwellings in the CR in relation to the municipality size and wear stage (CZK/ m2), year 2008-2010 ...... 99 6.12 Indices of sales prices of dwellings between 2007 and 2010 ...... 100 6.13 Indices of realized prices of new flats in ...... 101 6.14 Indices of realized prices of second-hand flats ...... 101 6.15 Prices indices of flats - offering and realized prices ...... 102 6.16 Mean prices of dwelling houses in the CR in relation to the municipality size (CZK/ m3), year 2008-2010 ...... 103 6.17 Indices of sales prices of dwelling houses ...... 104 6.18 Mean sales prices of building lands in the CR, classified according to districts and municipality sizes (CZK/ m2), year 2008-2010 ...... 105 6.19 Indices of sales prices of building lands between 2007 and 2010 ...... 110 6.20 Aggregate indices of sales prices of real estate between 2007 and 2010 (average 2005 = 100) ...... 111 6.21 Aggregate indices of sales prices of real estate between 2007 and 2010 (the same period of previous year = 100) ...... 112 6.22.1-4 Financial accessibility of dwelling ...... 113 6.23 Harmonised indices of consumer prices in December 2011, total and housing (EU, 2005 = 100)(%) ...... 115 6.24 Division of the Capital Prague to districts (in accordance with the Edict No. 460/2009 Coll.)...... 116

Chapter 7 Dwelling costs ...... 117

7.1 Dwelling of households according to the legal reason for the use of a dwelling, according to the type of payment for the dwelling (%) and costs (CZK) in 2010 ...... 120 7.2 Share of dwelling expenses in 2010, according to legal reason for the use of dwelling (%) ...... 121 7.3 Dwelling expenses and the share in net monetary incomes according to legal reasons for the use of dwelling, per household of employees and per household of pensioners in 2010 (%) ...... 121 7.4 Development of dwelling costs between 2005 and 2010 (total for households) ...... 121 7.5 Development of shares of dwelling expenses in net monetary incomes between 2006 and 2010...... 122 7.6 Share of household expenses for final dwelling consumption (home concept) in final consumption of households between 2005 and 2010; common prices (Mil. CZK) ...... 122 7.7 Share of dwelling expenses in total final consumption of households (EU-27, 2000, 2005, 2009) ...... 123 7.8 Dwelling expenses per household and month, according to the legal reason for the use of dwelling in 2010 (CZK) ...... 124

Chapter 8 Mortgages ...... 125

8.1 Mortgage loans from 2005 to 2011...... 128 8.2 Outstanding principal of mortgage loans by the end of mentioned period ...... 129 8.3 Mortgage loans, regions ...... 130 8.3.1-7 Mortgage loans, 2005-2011 ...... 130 8.4 Mortgage loans from the beginning of mortgage banking business...... 134 8.5-6 Mortgage loans for private individuals (2005-2011), volume (CZK bil.), number ...... 136 8.7 Loans provided to inhabitants for housing (2002-2011) – loans (CZK mil.) ...... 137 8.8 Loans provided to inhabitants for housing (2002-2011) – mortgage loans (CZK mil.) ...... 137 8.9 Average interest rates on CZK-denominated loans to Czech households (%, p. a.) ...... 137 8.10 Overview of issued mortgage certificates up to 31.12.2011 ...... 138

List of used abbreviations ...... 147 INTRODUCTION

On the basis of the Statute No. 2/1969 Coll., as last amended, the Ministry of Regional Development of the Czech Republic (MRD CR) is the “central administration body in respect of ... the dwelling policy, development of housing stock and for issues of rentals from flats and non-dwelling premises ...”. On a yearly basis, within this competence the Ministry selects some data, from the existing sources, related to the dwelling issues, particularly including international comparisons, which is a part of a respective chapter. This way acquired aggregate data serve the government department as one of basic sources for its analytical and conceptual work and, at the same time, they enable to inform wide public. Assistance in the field of dwelling is provided by more government departments: by the Ministry of Regional Development (subsidy programmes of the MRD CR and of the State Housing Development Fund), Ministry of Finance (building savings policy, tax relief), by the Ministry of Environment (Green Light to Economies), Ministry of Labour and Social Affairs (social benefits for dwelling, allowance for barrier-free dwelling), by the Ministry of Internal Affairs (integration of refugees) – see Chapter 2 – Dwelling policy and dwelling assistance in 2011. The publication “Selected data on dwelling 2011” contains data from the field of dwelling, being structured to the following chapters: Chapter 1 Dwelling in 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011 Chapter 3 Dwelling – Housing and dwelling stock according to preliminary results of the 2011 census (SLDB) Chapter 4 Construction of dwellings Chapter 5 Construction Chapter 6 Prices Chapter 7 Dwelling costs Chapter 8 Mortgages

Unless provided otherwise, the publication contains data for the year 2011. Some data, particularly those from the census of population, houses, and dwellings (on equipment, quality, dwelling stock indicators, etc.) will be published by the Czech Statistical Office by late 2012. Preliminary results from the 2011 census, published on December 15th, 2011, are specified in Chapter 3.

7

Chapter 1

DWELLING IN 2011

Chapter 1 Dwelling in 2011 Selected data on housing 2011

DWELLING IN 2011

1.1 Macro-economic framework

In 2011 in the Czech Republic (CR), GDP in fixed prices increased by 1.7 %, whereas in the course of the year its pace was slowing down. Throughout the year the workhorse of the economy was the processing industry, though even here its annual increments were reduced. The steadily above- average results were seen by the transportation and storage industry; on the other hand the economic output of the building industry dropped substantially. Expenditure trends were relatively stable in the course of the year, the final domestic consumption gradually decreased, the total demand thus being secured only by the positive development in the foreign trade. Marked, gradually deepening decline of investment activities of both entrepreneurial subjects and governmental institutions resulted in a substantial reduction of fixed capital. A partial decline was also seen by expenditures of the governmental institutions sector, after a restoration in 4th quarter household consumption remained approximately at level of the previous year.

1.1.1 Gross domestic product

Common prices Year index Years (bil. CZK) (fixed prices) 2005 3 116 106,8 2006 3 353 107,2 2007 3 663 105,7 2008 3 848 102,9 2009 3 739 95,5 2010 3 775 102,6 2011 3 809 101,7 Source: Czech Statistical Office.

Source: Czech Statistical Office.

11 Selected data on housing 2011 Chapter 1 Dwelling in 2011

The mean annual inflation rate was 1.9 % in 2011. The mean inflation rate, expressed by the increment of the consumer prices index, was 1.9 % in 2011, as compared to 2010, which is by 0.4 per cent point more than in 2010. The predominant influence on the annual increase of the total level of consumer prices featured the prices of dwelling and of foodstuff and non-alcoholic beverages. In respect of dwelling increase was seen of gas by 22.2 %, electricity by 4.8 %, potable water by 6.2 %, sewerage by 5.8 %, heat and hot utility water by 1.9 %. Net rentals increased by 4.6 %, whereas the regulated rentals increased by 11.8 % and open-market rentals by 1.5 %. In total the prices of goods increased by 3.0 % and those of services by 1.7 %.

1.2 Present economic and social situation

1.2.1 Dwelling stock structure

On the basis of data from the 2011 population census the dwelling stock of the CR included 3,894,210 permanently occupied dwellings, out of which 64.5 % were privately owned dwellings, whereas tenements covered 17.6 % of the permanently occupied dwelling stock. After processing of final results expected is the increase particularly of the number of tenements where no permanent tenants are enlisted, thus such tenements not having been included in the preliminary results. The preliminary assessment of the total number of existing dwellings counts ca 4.6 million. In the CR 64.4 % households dwelled in own houses or dwellings, 17.6 % in tenements. These data prove the increase of the share of owner occupied dwellings, particularly to the prejudice of the tenements. Seen from the regional viewpoint, the lowest share of households in own dwellings is in Prague; on the other hand, the highest share is in the Central Bohemia region. In co-operative dwellings that verge to the owner occupied dwellings 11.1 % households dwell in the CR. In the tenements most households dwell in Prague, namely over 35 % of all households.

1.2.2 Quality of the dwelling stock

Without intense and permanent quality increase, the dwelling stock may become a real threat in the years to come. For example, the total dilapidated rate of dwellings in dwelling houses (dwellings in family houses and in other houses excluded) is assessed to be 546 billion CZK – see the following table.

1.2.2.1 Total dilapidated rate of the dwelling stock, updated as per December 31st, 2010; assessment

Unit of Panel blocks Non-panel Total of blocks Criterion Period measure of flats blocks of flats of flats Total housing stock in blocks of flats (more than 3 flats) flats 1 200 000 960 000 2 160 000 Comprehensively repaired flats 1992-2010 flats 470 000 170 000 640 000 Flats remaining for repair 2011-2020 flats 730 000 790 000 1 520 000 Investment necessary for carrying out thousand 2011-2020 256 000 000 290 000 000 546 000 000 of the reconstruction CZK Source: CERPAD, 2011.

12 Chapter 1 Dwelling in 2011 Selected data on housing 2011

A closely related problem is the energy demand of the dwelling stock. As for absolute numbers of energy demand in economy, the CR ranks among the worst EU countries, as illustrated by the following diagram. According to the “Panorama of Energy”, published by Eurostat, households in the CR share 25 % of the total demand, thus equally to the EU mean value. I.e. their mean energy demand is higher than that of dwellings in other EU countries. At the same time, residential buildings rank among the main greenhouse gases sources.

Source: Eurostat.

1.2.3 Housing construction

In 2011 finished have been 28,628 dwellings, out of which 17,386 dwellings have been in new family houses (a long-term tendency applies that most of the new dwellings are in family houses and in rural areas); in 2011 the number of finished dwellings was by 21.4 % lower, compared to 2010. In 2010 the construction rate was 3.47 dwellings per 1,000 inhabitants; however, regionally, values of this indicator are very different: significantly higher these values are in the Central Bohemia region, in the background of Prague. The number of commenced new dwelling constructions has been reducing since 2008 (the commenced construction of family houses has went down only in 2009 and 2010); in 2011 it increased by 2.7 % (the number of commenced apartment houses has been going down since 2008, its annual drop being 13.5 % between 2011 and 2010.

1.2.4 Social implications

In the CR there is not a spread deficiency of dwellings, however, attractive localities, particularly Prague, are characterized by high differences between a relatively wide offer and spending capacities of a part of households; thus, the problem being a lack of adequate and, at the same time, reasonably priced dwellings. When the dwelling expenditures are seen from the viewpoint of social groups, in 2010 the biggest portion of their incomes was expended for dwelling by individually living seniors. After all social transfers (incl. benefits and extra pays for dwelling), in this household group the dwelling expenditures amounted to 30.3 % of their net incomes. Another group is other households of

13 Selected data on housing 2011 Chapter 1 Dwelling in 2011 individually living persons and then single parents with children. The amount of the expenditure rate in the group of other households of individually living persons (25.7 %) is partially influenced by the fact these people often use dwellings of a size bigger than that considered reasonable from the viewpoint of the national social policy.

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Chapter 2

DWELLING POLICY AND DWELLING ASSISTANCE IN 2011

Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.1 DWELLING CONCEPT

By its Resolution No. 524 of July 13th, 2011 the Government has approved the Dwelling Concept of the Czech Republic till 2020 (hereafter the “concept”). The new Concept still counts on the State Housing Development Fund (SHDF) as a very important instrument of the national dwelling policy. However, due to the change of some priorities, the task of the SHDF and methods of its functioning would need a certain gradual modification. The changes of the SHDF's functioning will require an amendment of the Statute No. 211/2000 Coll. on the State Housing Development Fund.

The new national dwelling policy's success is conditioned by a maximum involvement of SHDF's activities within a revolving economy, as well as the intention to utilize extra-budgetary financial sources, particularly EU funds and related financial engineering methods, the utilization of a part of yields from emission allowances, or involvement of private financial sources. The Concept reacts to demographic development predictions that unambiguously indicate that within the aging population the number of individually living seniors will be increasing. Yet now, from all the social groups they expend the biggest portion of their incomes for dwelling; more than 60 % in some cases. The existing system based first of all on subsidies and preferring the owner occupied housing proved untenable. The realization of this fact was accelerated by the economic crisis, the result of which more strongly shows the threat of extending of the groups endangered by social exclusion. Under the tension in public budgets the Concept expects the termination of most of the subsidies- based programmes of the national dwelling policy, whereas these will be replaced by credit and guarantee, thus returnable instruments.

The Concept proposes the following new routes for the field of dwelling: 1. More balanced subsidy to owner-occupied and rental housing and subsidy to those population groups endangered by social exclusion. In the previous years the national support in the field of dwelling policy diverged in favour of the owner-occupied dwelling. The approved Concept counts on the reinforcement of the programme to support construction of rental housing, particularly for seniors, but also the legal arrangement of the status of the “person in dwelling need” and the establishment of a complete social dwelling system. 2. Increased offer of dwellings corresponding to the needs of disabled persons. The Concept counts on the support of tenements in the form of low-interest credits and subsidies for disabled persons, on the support in the form of removing barriers in existing dwellings. A necessity is the arrangement of building regulations. 3. Reduction of energy demand of dwelling – the energy demanding operation of the dwelling stock is projected in a high load of households in respect of energy. The state is to support reconstructions of the existing dwelling stock focused right to the reduction of the energy demand of buildings. For new constructions the Concept proposes new energy demand rules, on maintaining the economic adequacy principle. 4. State assistance when solving dwelling situation of victims of natural disasters – a part of the Concept are draft measures focused to the prevention of damages. It is, for example, a motivation programme for prevention of damages due to high water or a motivation programme to improve urban development in areas of significant high water risk.

17 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

5. Improved utilization of EU funds between 2014 and 2020. Within the 2007 to 2013 programme period the EU fund financial means have not been used too much. Whereas dwelling ranks among the group of internationally acknowledged basic human needs. The security of dwelling is a basic condition to maintain human integrity. A balanced support of dwelling focused to the prevention of occurrence or extension of groups endangered by social exclusion should be one of priorities of the 2014+ programme period. 6. Utilization of incomes from the sale of the emission allowances in the field of dwelling. The Concept proposes utilization of the funds acquired by the sale of the emission allowances for programmes administered by the guarantor of the dwelling policy, i.e. by the MRD CR, or by the State Housing Development Fund. 7. Reduction of the investment debt by means of programmes to support reconstructions and modernizations of apartment houses, utilizing revolving instruments. 8. Increasing quality of outdoor environment of residential areas by starting programmes to support regeneration of such areas, incl. support to the delinquency prevention.

2.2 LEGISLATION

Amendment of the Civil Code – Statute No. 132/2011 Coll. As the rentals deregulation process has been finished in a prevailing part of the CR, an amendment of the Civil Code has been adopted under the No. 132/2011 Coll. It reacts to the performed changes and its approach corresponds to the concept of the considered new arrangement of private law in the new Civil Code. The main objective of the amendment was the regulation of arrangement of the rentals and of its changes. This is based on and prefers the agreement of a tenant and lessor. Where the agreement on the change of rentals shall not be reached in the period of a rental relation, the both parties shall have the right to sue the determination of usual rentals amount in a competent court. The court shall determine the rentals amount as per the date the motion has been filed to the court. This way both reduction and increase of the rentals may be performed. The court shall be able to decide, in the same way, in the event where the rentals were agreed, however, so substantial change of circumstances occurred that the change based coarse disparity in the rights and obligations of the parties. The mover must prove he/she could neither have reasonably expected nor influenced such change. It has been explicitly determined that the chance to sue the usual rentals shall not apply to co- operative dwellings. The amendment adopted even other changes. In question is particularly the cessation of the institute of company flats, which was replaced by the contingency to arrange a tenancy for the period of a certain job performance. Furthermore, a definition of a special purpose dwelling was incorporated in the Civil Code and Part II of the Statute No. 102/1992 Coll. was nullified. Arrangement of surety was simplified. Due to the need of practical application where a higher liberty of contract is required, in particular on the agreement on utilization of deposited funds, the provisions on utilization of funds, deposited as a surety, has been unequivocally arranged as non- mandatory. As well it is the liberty of the contracting parties within what period of time the financial means/”surety” will be returned to the original tenant upon discharge of the dwelling tenancy.

18 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

The new arrangement extended the tenant's obligations. Henceforth, only a reasonable number of persons may use a dwelling. This wording should particularly prevent the dwellings form being overcrowded. Henceforth, the liability of a tenant to notify shall not be related only to the change of the number of persons, but it is also necessary to identify the persons, to notify of the formation of a common tenancy and of devolution of the tenancy. I.e. such facts that, where they shall arise right “by law”, the lessor could not have realized in accordance with the arrangement applicable before November 1st, 2011. Thus the non-fulfilment of this obligation can base the reason for notice to quit without consent of the court. Newly has been established that the lessor may reserve the right, in a contract, to approve whether another person may be accepted in a dwelling. This does not apply to close persons. In the case of the tenancy devolution the existing conditions have been maintained, i.e. that a person to whom the tenancy is to be devoluted does not have its own dwelling and lives with the tenant in their common household on the date of his/her demise. The tenancy period has been newly limited to two years after the devolution. At the same time the law contains the so-called social clause. The tenancy shall be automatically devoluted to the named close relatives, including grand-children, who lived in a common household with the tenant on the date of his/her demise. The tenancy shall be devoluted to other persons who lived with the tenant in the common household on the date of his/her demise, only when the lessor expressed agreement with their living in the dwelling, which must be expressed in writing. The “social clause” is to protect, throughout a transition period, persons aged 70 and above. In these cases the tenancy limitation to two years would not be applied. As regards persons aged under 18, the tenancy will expire at the latest on the date when such person is aged 20, however , after its completion of its preparation for future occupation or after the person becomes aged 26, unless the lessor agrees with the tenant otherwise. Henceforth, the tenancy devolution shall not be enabled in the case a person has permanently left common household. The arrangement was made more restrictive of provision of a replacement dwelling in the event of the notice to quit pursuant to the provisions of Sec. 711 (i.e. a notice due to reasons on the tenant's side as, for example, flagrant violation of obligations following from the tenancy), where only a housing may be allocated. It is proposed to revoke the moderation contingency of a court to decide, in certain cases, on a higher form of a replacement dwelling as such step shall negate the reasons, for which the lessor shall have the legitimate reasons to notice the tenant who, in a way, causes “damage” to the lessor. Newly defined is the term housing, with the definition of the period, for which the housing is provided at the longest, i.e. for 6 months at the longest. The institute of exchange of dwellings shall be more liberal, the arrangement of which, as contained in the wording of the Civil Code, does not exist in other countries within a standard private law arrangement of the dwelling tenancy. The reason shall also be the fact that, practically, exchanges represent a marked potential for the black market with dwellings. Henceforth, the exchange of dwellings will only be possible on the basis of a voluntary agreement of all participants (i.e. of both tenants as well as of both lessors).

Expiry of the rentals regulation The contingency to unilaterally raise rentals, in compliance with the Statute No. 107/2006 Coll., will be terminated as per December 31st, 2012. To date roughly 300,000 dwellings are subject to the regulation (in Prague, in regional capitals except for Ostrava and Ústí nad Labem, and in Central

19 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

Bohemian towns populated 10,000 and above). For about 400,000 dwellings the regulation was terminated as per December 31st, 2010. In 2011 the transition to the functioning market with dwellings in municipalities where the de- regulation has ended was helped by the Rentals Maps (MRD's project). The function of this instrument consisted in the facilitation of arranging rentals and in prevention of lawsuits. Information on the height of usual rentals was published for 639 so-called determined municipalities in the CR before the end of 2011, in which the applicability of the Statute on the unilateral raise of rentals ended and the population of which exceeded 2,000 at the same time. For all 639 municipalities usual rentals were published according to an expert opinion; for a limited number of these municipalities yet also data on the amount of contractual rentals as realized by statistical processing of individual data from individual rental contracts, mostly from a big owner dominating local markets. The results were completed by information on rentals amount in municipality dwellings. Stated may be that the results were not surprising. Overwhelming majority of the values realized both by collection of data and by expert's assessment were higher than the values of the so-called target rentals pursuant to the Statute on unilateral raise of rentals. The realized rentals levels in the municipality dwellings were far more often at level of the target rentals, or even lower, which proves the use of the municipality dwelling stock for solutions of social problems of municipality residents.

2.2.1 Decisions of courts in respect of dwelling rentals

2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

Origin and duration of 220 204 138 136 145 133 133 332 455 461 398 rentals

Notice to quit [1] 10 914 10 236 9 510 9 225 8 810 7 750 6 789 2 900 1 465 925 773

Lawsuits in respect of amount of rentals and 14 447 13 795 13 139 13 445 13 794 12 859 12 565 11 171 10 693 15 003 20 131 payment of rentals

Other lawsuits on 9 180 8 113 7 919 8 082 8 495 7 821 7 588 7 965 8 912 8 086 8 219 tenancy [2]

[1] Covers the notices to quit with approval by the court (pursuant to Sec. 711a(1)(a to d) of the Civil Code) and without the approval by the court (pursuant to Sec. 711(1)(a to e) of the Civil Code). [2] Cover the lawsuits concerning vacation of dwelling, lawsuits on fulfilment of a contract on exchange of dwellings, subletting of dwellings pursuant to Sec. 719 of the Civil Code, nullification of the right of common tenancy by a husband and wife by the court, and other lawsuits following from tenancy. Source: Ministry of Labour and Social Affairs.

20 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.3 Government housing expenditures (in million CZK)

2005 2006 2007 2008 2009 2010 2011 2012

reality reality reality reality reality reality reality budget Subsidies for repair of housing stock (defects of prefab panel buildings) 304,094 14,480 x x x x x x Regeneration of panel building settlements 164,527 178,575 309,680 181,661 183,016 149,984 231,297 145,5 Subsidies for construction of new rental housing and technical infrastructure owned 496,718 193,194 99,382 89,463 101,065 94,644 37,350 50,0 by municipalities Subsidies for construction of supported housing 476,687 517,520 425,182 118,567 120,581 165,729 124,237 300,0 Construction of flats Kolín - technical infrastructure (2006-Vodárna) 203,002 117,457 x x x x x x Construction of flats Kolín - programme 317420 x 14,654 x x x x x x Subsidies for replacement of leader plumbing 0,877 12,501 11,801 24,612 10,839 6,520 5,850 5,0 Aid for elimination of damage caused by floods, incl. hailstorm x 0,541 0,888 x x x x x Support build - up municipal rented flat for citizens disabled natural disaster x x x x 50,600 16,413 11,136 x Support at locking temporary reserve accommodation and next related needs in x x x x 64,380 87,773 0,060 x consequence flood or other natural disaster Subsidies for mortgage loans 414,210 231,190 117,135 47,677 27,461 41,546 47,984 43,0

Ministry of Regional Development - total 2 060,115 1 280,112 964,068 461,980 557,942 562,609 457,914 543,5 Subsidies for construction of rental housing - (Government regulation 481/2000 356,34 x x x x x x Coll.) x Subsidies for construction of rental housing with community care services - 158,03 4,92 x x x x x (Government regulation 481/2000 Coll.) x Subsidies for construction of flats for persons with low income (Government 938,06 1 162,66 1 094,16 597,92 135,60 31,69 11,499 x regulation 146/2003 Coll.) Subsidies to municipalities for construction of rental housing - incentives - 152,02 125,75 x x x x x x (Government regulation 369/2003 Coll.) Subsidies for municipalities affected by floods for construction of rental housing and rental housing with community care services - (Government regulation 140,65 11,40 x x x x x x 104/2003 Coll., 145/2003 Coll., 146/2003 Coll.) Subsidies investors and providers rental housing (social living, support live at small x x x x x 12,89 35,955 x municipality) Subsidies for municipalities affected by floods for repairing and modernization of x 57,11 0,25 x x x x x flats damaged by floods (Government regulation, 59/2004 Coll.) Programme Panel - Support to repairs of apartment buildings built by prefabricated 127,38 226,55 439,31 754,54 827,37 909,84 913,396 960 slab technology (Government regulation, 299/2001 Coll., 325/2006 Coll.) Support for repairs of defects of prefabricated panel buildings, Governments x 139,58 389,89 140,00 2,70 x x x regulation 63/2006 Coll. Subsidies for construction of cooperative dwellings - Act 378/2005 Coll., x x 10,80 15,60 x x x x Government regulation 465/2005 Coll. Subsidised credits for construction of cooperative dwellings - Act 378/2005 Coll., x x 59,45 94,98 30,17 x x x Government regulation 465/2005 Coll. Credits to municipalities for repairing and modernization of flats - (Government 126,94 50,95 36,37 40,56 15,22 3,16 15,930 20 regulation, 396/2001 Coll.) Credits for construction of flats by persons below 36 years of age - (Government 13,39 3,51 4,36 1,20 x x x x regulation, 97/2002 Coll.) (up to 200 thousand CZK) Credits for construction of flats by persons below 36 years of age - (Government 1 757,14 1 204,72 1 275,20 898,74 815,37 837,72 318,51 x regulation 616/2004 Coll.) (up to 300 thousand CZK) Subsidies credits to persons below 36 years (Government regulation 616/2004 10,95 29,37 49,98 77,88 86,87 96,00 82,086 100 Coll.) Credits for construction of flats by physical persons caused by floods - (Government regulation 396/2002 Coll., 28/2006 Coll.), floods 2009 (repairing and 10,59 0,58 2,21 0,12 1,88 6,40 5,60 modernization of flats) 20 Credits and subsidies to municipalities for repairing and modernization of flats - x x x x 90,14 4,30 1,403 floods 2009, Government regulation, 396/2001 Coll. Credits for modernization of flats by persons below 36 years of age - (Government x 932,33 744,15 150,72 x x x x regulation 28/2006 Coll.) (up to 150 thousand CZK) Credits for physical persons and corporation x x x x x x 0,000 280

State Housing Development Fund - total 3 791,49 3 949,43 4 106,13 2 772,26 2 005,32 1 902,00 1 384,380 1 380

Constructions savings subsidies 16 086 15 772 14 976 14 220,115 13 261,715 11 743,476 10 729 6 000 Material damage to banks (2011-2012-estimate) 610 538 285 373,534 279,192 231,438 200 150

Ministry of Finance - total 16 696 16 310 15 261 14 593,649 13 540,907 11 974,914 10 929 6 150

Housing contribution (2012 estimate) 2 459 2 287,4 2 088,318 2 091,839 2 791,580 4 207,117 5 500,000 6 300 Assistance toward clear of-barrier adjustment flat (2011-12 estimate) 63,500 65,614 62,638 65,566 59,784 53,579 55 55 Marginal contribution behind usage clear of-barrier flat (2011-12 estimate) 8,673 9,237 9,494 9,340 8,837 9,528 10 10

Ministry of Labour and Social Affairs - total 2 531,173 2 362,251 2 160,450 2 166,745 2 860,201 4 270,224 5 565,000 6 365

Ministry of Interior total - Safeguard integration asylum seeker 13,483 15,700 11,922 8,836 15,647 12,120 16,064 17

Ministry of Environment (State Environmental Fund - Green Savings 3,287 1 998,811 8 601,327 1 200 programme) total MRD+SHDF+MF+MLSA+MI+ME 25 092 23 917 22 504 20 003 18 983 20 721 26 954 15 656

Source: MRD - Ministry of Regional Development, MLSA - Ministry of Labour and Social Affairs, SHDF - State Housing Development Fund, MI - Ministry of the Interior, MF - Ministry of Finance, ME - Ministry of the Environment, SEF - State Environmental Fund.

21 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

2.4 SUPPORTS BY THE MINISTRY OF REGIONAL DEVELOPMENT OF THE CR

In 2011, in the field of dwelling financial means were provided from the budget of the Dept. of Dwelling Policy of the MRD of the CR for the following programmes:  Support for regeneration of panel housing estates, in accordance with the Government Regulation No. 494/2000 Coll.,  Support for building of technical infrastructure,  Support for construction of subsidized dwellings,  Support for repairs of lead indoor distribution mains.

Furthermore, financial means were used for the liquidation of natural disasters (high water) as:  Support when providing temporary replacement accommodation and other related needs due to high water or natural disaster,  Support for construction of municipality rental dwellings for residents afflicted by natural disaster.

Apart from the continuing support of new dwelling construction, the priority is the care of the existing dwelling stock and removal of its inefficient use. More marked support is provided to inhabitant groups with disadvantaged access to adequate dwelling both by their low income level and by their health status, age, or social handicap, etc.

The objective is:  Assistance in satisfaction of dwelling needs of persons who are not able to acquire adequate dwelling by their own,  Increase of the volume of a new dwelling construction by means of construction of technical infrastructure for specified target groups of inhabitants,  Reduction of age of the dwelling stock,  Increase of quality of the dwelling stock,  Support maintainable development of the existing dwelling stock,  Maintain social stability in housing estate corpuses,  Assist people afflicted by natural disasters in the field of dwelling.

Support for regeneration of panel housing estates Subsidies are focused to the regeneration of existing panel housing estates, i.e. to the change to multifunction corpuses and to an improvement of the dwelling environment. A panel housing estate is understood as a complete part of a municipality area built up by dwelling houses, built applying a prefab panel technology, with the minimum number of 150 dwellings. A subsidy may be provided to a municipality where it has approved its municipality area development plan and a project of regeneration of a panel housing estate and participates by at least 30 % in its budgetary costs, i.e. the subsidy is provided up to 70 % of the budgetary alteration costs.

22 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.4.1 Overview of applications and their satisfaction in 2011 Applications Number Volume, T CZK

Totally filed 78 284,512.780 Out of which filed in 2011 78 284,512.780 Totally settled 69 231,297.237 Out of which settled in 2011 69 231,297.237 Unsettled, total as per 31.12.2011 9 53,215.543

Support for building of technical infrastructure The purpose of the subsidy is to extend the offer of investment-valuated lands for subsequent construction of dwelling, family, or dwelling and family houses (by any investor). It is provided to municipalities for building of technical infrastructure, i.e. sewerage, water mains, and roads. The maximum height of the subsidy is 50 thousand CZK per one future dwelling constructed on a land investment-valuated from the subsidy. The subsidy is provided in compliance with the EU regulation, in accordance with the “de minimis” rule (max. 200,000 EUR for one beneficiary within three years); then, the construction of a respective number of dwellings must be finished within five years, at the latest, as of construction of the technical infrastructure.

2.4.2 Overview of applications and their satisfaction in 2011 Applications Number Volume, T CZK

Totally filed 77 50,650 Out of which filed in 2011 77 50,650 Totally settled 60 37,350 Out of which settled in 2011 60 37,350 Unsettled, total as per 31.12.2011 17 13.300

Support for construction of subsidized dwellings The purpose of the support for the construction of the municipality tenement dwellings is the assistance to persons who have an impaired access to dwelling due to special needs following from age, health status, or social circumstances of their life. The programme contains two allocation titles: 1. Day care dwellings for persons with special needs in the field of dwelling due to health issues or due to high age; 2. Entry dwellings for persons who, although using all existing instruments of social and dwelling policy, do not have access to dwelling, whereas they are able of self-dependent life, particularly from the viewpoint of obligations following from the tenancy. The beneficiary of the subsidy is an entrepreneurial legal entity or a natural person. The subsidy amount for the construction of one dwelling is 600,000 CZK for the day care dwelling and 550,000 CZK for the entry dwelling. The entry dwelling may be established even by purchase, in which case the subsidy shall amount maximally 400,000 CZK. The support is provided, based on the “de minimis” rule, i.e. the sum of all public subsidies provided to the applicant in compliance with the “de minimis” rule must not exceed the 200,000 EUR limit value in any three-year period.

23 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

2.4.3 Overview of applications and their satisfaction in 2011: Applications Number Volume, T CZK

Totally filed 59 202,753.005 Out of which filed in 2011 59 202,753.005 Totally settled 43 124,237.371 Out of which settled in 2011 43 124,237.371 Unsettled, total as per 31.12.2011 16 78,515.634

Support for repairs of indoor lead distribution mains The purpose of this subsidy is the reduction of lead content in potable water in permanently occupied dwelling and family houses, namely by the exchange of lead indoor distribution mains by sanitary unobjectionable mains. This requirement is based on the obligation of the CR to secure implementation of EU regulations in the field of environment, which concern lead content in potable water. The subsidy beneficiary is the owner of a house with lead indoor distribution water main. The subsidy is provided only for a whole house, namely to the max. amount 10,000 CZK per one dwelling in the house. The subsidy is provided in compliance with the EU regulation, on the basis of the “de minimis” rule (200,000 EUR to one beneficiary within three years).

2.4.4 Overview of applications and their satisfaction in 2011: Applications Number Volume, T CZK

Totally filed 51 6,928 Out of which filed in 2011 51 6,928 Totally settled 40 5,830 Out of which settled in 2011 40 5,830 Unsettled, total as per 31.12.2011 11 1,098

State support for mortgage financing of dwelling construction The purpose of the support is to increase the availability of long-term credits provided by commercial banks for the construction of houses and dwellings and to help young people aged up to 36 by the increase of availability of older owner-occupied dwelling. As per December 31st, 2011 the current status is 17,734 concluded contracts per 25,197 dwellings with the volume 33.8 billion CZK. The mean mortgage amount is 1.34 million CZK. Out of which 16,815 contracts are related to natural persons with 17,464 dwellings, amounting to 19.5 billion CZK and mean mortgage amount 1.1 million CZK. A. The support for mortgage financing was commenced in 1995 on the basis of the Government Regulation No. 244/1995 Coll., or No. 33/2004 Coll. The subsidy amount for valid contracts varies between 1 and 4 per cent, in relation to mean interest rate from the volume of credits that were provided to natural persons and are supported in compliance with the Government Regulation No. 244/1995 Coll., as last amended, and in the previous year their interest rate was changed as arranged with a mortgage bank. Where this interest rate should drop below 7 %, the subsidy is null. A new subsidy percentage is declared always as per February 1st of a respective calendar year.

24 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

Overview of the government support in individual years:  From October 1995 to January 31st, 2001 the state subsidy was 4 %,  From February 1st, 2001 to January 31st, 2002 the state subsidy was 2 %,  From February 1st, 2002 to January 31st, 2003 the state subsidy was 1 %,  From February 1st, 2003 to date the state subsidy is null. As effective as per February 1st, 2004, the Government Regulation No. 244/1995 Coll., which determined the conditions of providing the state financial support of mortgage financing of dwelling constructions, as last amended, was nullified by the Government Regulation No. 33/2004 Coll., thus applications for this type of support filed after January 31st, 2004 have not been accepted. The legal relations established in compliance with the GR No. 244/1995 Coll., as last amended, as well as rights and obligations following therefrom, shall be governed by the to date legal regulations.

B. The support to young people in respect of older dwellings was commenced in 2002 on the basis of the Government Regulation No. 249/2002 Coll., as amended by the Government Regulation No. 32/2004 Coll. An allowance applicant (in the case of husband and wife either their partner):  Must not be aged 36 in the year of filing,  Must not, in the time of filing of the application, either own or co-own a dwelling house or a family house, except for a dwelling or a family house with a single dwelling, for which the subsidy is asked. Furthermore, a dwelling or a family house with a single dwelling,  For which purchase the subsidy is asked, must be at least two years old and must be situated in the CR,  On the purchase of which this subsidy was used, must serve for applicants permanent dwelling throughout the period of providing and must be in his/her exclusive ownership (or in the case of matrimony in the common property).

An applicant shall file the written application on the provision of the support to the mortgage bank, in which he/she utilizes the credit and which is authorized by the ministry to accept applications and conclude contracts on the provision of the support, at the earliest on the date when the mortgage contract is concluded and at the latest on the date when utilization is commenced. The support cannot be provided to the credits the utilization of which has already started. The applications are accepted and contracts on the provision of the subsidies to mortgages are concluded by all branches of the following banks:  Česká spořitelna, a. s.  Hypoteční banka, a. s.  Československá obchodní banka, a. s.  GE Capital bank, a. s.  Komerční banka, a. s.  Raiffeisenbank, a. s.  Wüstenrot hypoteční banka, a. s.  UniCredit Bank, a. s.

25 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

The support features the form of a subsidy provided by means of single allowances to the instalments of a mortgage. The amount of the per cent subsidy varies between 1 and 4 per cent in relation to the mean amount of interest rates, for which mortgage banks provided new credits with the state support in the previous calendar year. Where the mean interest rate drops below 5 %, the support amount for newly concluded or in this period recalculated contracts is null. The amount of the per cent subsidy shall apply always throughout the period of applicability of the interest rate arranged between a client and a mortgage bank in a credit contract, however, maximally for the period of five years. After this period has expired the per cent subsidy is newly determined. The per cent subsidy is provided throughout the entire period of repayment of a mortgage, however, maximally for ten years. The per cent subsidy is provided to a mortgage, or to its part, which shall not exceed 800,000 CZK on a purchase of a dwelling and in the case of a single-dwelling family house shall not exceed 1.5 million CZK. The part of the credit, which shall exceed these limits, shall not be subsidized. The calculation of the state support shall be performed on the basis of an “ideal” credit repayment process in the form of an annuity. Calculated is the annuity with the bank's interest rate applicable as per the date of final utilization of the credit and the annuity with the bank's interest rate reduced by the state subsidy applicable as per the first credit utilization and their difference, rounded up to whole crowns, is the amount of the state support. The new per cent amount of the support shall be declared always as per February 1st of a particular calendar year. For the mortgage contracts, for which the first credit utilization was performed:  Between September 1st, 2002 and January 31st, 2003 the state support shall be 3 %,  Between February 1st, 2003 and January 31st, 2004 the state support shall be 2 %,  Between February 1st, 2004 and January 31st, 2005 the state support shall be 1 %,  Between February 1st, 2005 and January 31st, 2006 the state support shall be 0 %,  Between February 1st, 2006 and January 31st, 2007 the state support shall be 0 %,  Between February 1st, 2007 and January 31st, 2008 the state support shall be 0 %,  Between February 1st, 2008 and January 31st, 2009 the state support shall be 0 %,  Between February 1st, 2009 and January 31st, 2010 the state support shall be 1 %,  Between February 1st, 2010 and January 31st, 2011 the state support shall be 1 %,  Between February 1st, 2011 and January 31st, 2012 the state support shall be 0 %,  Between February 1st, 2012 and January 31st, 2013 the state support shall be 0 %.

From the beginning of provision of the state support to mortgages, i.e. from 1996 to the end of 2011, at least 50 thousand dwellings have been acquired with the total support volume 3.1 billion CZK.

26 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.4.5 Number of dwellings acquired with awarded government financial aid up to 31st December, 1996 126 in the year 1997 2 031 in the year 1998 2 761 in the year 1999 3 053 in the year 2000 4 765 in the year 2001 7 149 in the year 2002 6 794 in the year 2003 7 703 in the year 2004 7 243 in the year 2005 2 890 in the year 2006 1 018 in the year 2007 344 in the year 2008 279 in the year 2009 1 258 in the year 2010 1 561 in the year 2011 781 total up to 31. 12. 2011 49 756 Source: Ministry of Regional Development of the CR.

27 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

Source: Ministry of Regional Development of the CR.

2.4.7 Tenement dwellings for social dwelling (persons with low incomes and supported dwellings) built between 2003 and 2011 (with subsidy provided by the MRD CR or by SHDF)

2003 2004 2005 2006 2007 2008 2009 2010 2011 Total

Supported dwellings 275 824 562 783 173 210 226 266 228 3 547 Tenements for persons with low incomes in compliance with the 1 111 839 482 2 432 programme of MRD CR Tenements for persons with low incomes in compliance with Gov. 1 241 2 264 1 517 1 905 1 295 8 222 Reg. No. 146/2003 Coll. Social dwellings in compliance with 241 241 the Gov. Reg. No. 333/2009 Coll.

Total 2 627 3 927 2 561 2 688 1 468 210 226 507 228 14 442

Source: Ministry of Regional Development of the CR.

28 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.5 SUPPORTS FROM THE STATE HOUSING DEVELOPMENT FUND

Panel/New Panel Programme The support for reconstructions, modernizations and thermal insulation of houses (the New Panel Programme) is focused to the support of owners of apartment houses and of dwellings when financing complete repairs, modernizations, or reconstructions of the apartment houses. The Programme is implemented in compliance with the Gov. Reg. No. 299/2001 Coll., as last amended, and contains three main support instruments:  State subsidy for interests,  Bank guarantee for credit repayment,  Expert technical and advisory assistance.

2.5.1 Subsidy for interests between 2001 and 2011

Subsidy for interests Year subsidy amount supported credit number of repaired number in thousand CZK in thousand CZK dwellings 2001 18 34 904 119 707 1 600 2002 40 251 933 778 259 4 537 2003 145 429 155 1 377 663 5 684 2004 163 363 418 1 187 118 8 866 2005 197 221 719 876 797 9 032 2006 1 050 1 599 995 5 591 400 45 073 2007 2 566 4 299 981 12 506 976 100 140 2008 2 024 1 999 974 11 422 881 76 570 2009 2 203 2 653 385 13 064 550 82 403 2010 953 999 960 3 736 952 36 568

2011 795 998 807 3 934 754 29 644

Total 10 154 13 853 231 54 597 057 400 207

Source: State Housing Development Fund.

2.5.2.1 Bank guarantees for the period between 1. 1. 2010 and 31. 12. 2011

Maximum Credit amount in Number of Number guarantee amount thousand CZK dwellings in thousand CZK Filed applications 12 863 928 604 750 658 Concluded contracts 3 116 273 81 391 107 Withdrawals from applications 8 726 371 508 460 533 Applications under preparation 1 21 284 14 899 18 as per 31. 12. 2011 Source: State Housing Development Fund.

29 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

2.5.2.2 Bank guarantees for credits for repairs provided between 2001 and 2011

Guarantees Year number bank guarantee (thousand CZK) number of repaired dwellings

2001 3 22 261 352 2002 41 339 672 2 691 2003 96 484 255 4 932 2004 118 601 846 6 300 2005 257 893 303 10 433 2006 302 1 254 473 13 378 2007 328 1 281 355 13 024 2008 200 984 766 7 316 2009 188 952 172 6 667 2010 351 1 758 966 12 328 2011 258 1 149 911 7 914

Total 2 142 9 722 980 85 335 Source: State Housing Development Fund.

2.5.3 Credits for municipalities for repairs and modernizations of dwelling stock in 2011 (Gov. Reg. No. 396/2001 Coll.)

Number Financial volume in thousand CZK

Filed applications 7 14 600 Transferred from 2010 1 3 200 Concluded contracts 8 17 800

Applications under preparation as per 31. 12. 2011 0 0 Source: State Housing Development Fund.

2.5.4 Credits for municipalities for the period from 9. 11. 2001 to 31. 12. 2011

YEAR 2001-2010 YEAR 2011 TOTAL Financial volume Financial volume Financial volume Number Number Number in thousand CZK in thousand CZK in thousand CZK Filed applications 215 1 039 843 7 14 600 222 1 054 443 Concluded contracts 183 778 983 8 17 800 191 796 783 Change of contractual 67 93 696 2 1 423 69 95 119 terms and conditions Topical status – contracts 183 685 287 8 16 377 191 701 664 after changes Disapproved applications 7 30 960 0 0 7 30 960 for credit Withdrawal of a munici- 24 226 700 0 0 24 226 700 pality from the application Applications under 1 3 200 0 0 0 0 preparation Source: State Housing Development Fund.

30 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

Credit, type “300” This programme intended for young families (aged up to 36) for the construction and purchase of a real estate, or for provision of a co-operative dwelling, is provided in the form of a credit amounting up to 300,000 CZK and repayable within 20 years. 35,488 applicants applied for the credit in accordance with the Gov. Reg. No. 616/2004 Coll. The conditions determined by the Gov. Reg. were met by 24,256 applicants with whom credit contracts were concluded. The conditions were not met by 3,342 applicants and further 7,880 applicants were not able to deliver required documents; thus, negotiations on the credits could not take place. In accordance with this Gov. Reg. 300.81 million CZK were utilized in 2011; the subsidies for the credits for the young (i.e. reduction of the security by 30 thousand CZK per one born child) reached 82.09 million CZK.

Source: State Housing Development Fund.

31 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

Source: State Housing Development Fund.

Tenement dwellings support in the form of guarantees

This programme is intended to guarantee a part of security of a bank credit (up to 70 %) for the construction of a dwelling house or of a modification of already existing tenement house. Observed is the procedure pursuant to the Gov. Reg. No. 370/2004 Coll., as amended by the amendment No. 438/2009 Coll. In 2010 and 2011 SHDF provided, in compliance with the Gov. Reg. No. 370/2004 Coll., as last amended, three guarantees for a part of unpaid credit securities provided to legal entities to cover costs related to the construction of tenements. The topical status as per 31. 12. 2011 (70 % of unpaid balances of credit securities) of these SHDF's guarantee liabilities is included in the balance-sheet items amounting to 75.18 million CZK. In the same amount recorded is real estate to secure the provided guarantees. Other pledges of real estate recorded in the balance-sheet account are used to secure credits provided to dwelling co-operatives (158.51 million CZK) and natural persons (60.16 million CZK). To cover possible fulfilment from the provided guarantees a reserve has been established amounting to 1,034.72 million CZK. The reserves has been deposited in specific accounts in the Českomoravská záruční a rozvojová banka a. s. In the course of existence of the Programme, SHDF has provided four guarantees in compliance with the Gov. Reg. No. 370/2004 Coll. for a part of unpaid credit security provided to a legal entity or to natural person to cover the costs induced by the construction of tenement dwellings and technical infrastructure by municipalities, in total for 975 dwellings and amounting to 486.7 million CZK.

32

2.6 SUPPORTS FROM THE MINISTRY OF LABOUR AND SOCIAL AFFAIRS

2.6.1 The number of paid allowances for dwelling, issued in August 2011 according to the number of household members, age of beneficiary [1], and municipality size households using tenements Number of allowances Number of allowances for tenants' households, size for households of Number of 2 persons with 3 persons with 4 persons with 5 and more persons beneficiaries with allowances for 1 person aged minimum age minimum age minimum age with minimum age minimum age households of 65 and 65 and 65 and 65 and 65 and 65 and tenants in total Municipality size up to 65 up to 65 up to 65 up to 65 up to 65 up to 65 above above above above above above Till 9 999 inhabitants 1 641 4 812 45 5 114 0 4 616 0 2 608 0 1 784 1 686 18 934 20 620 10 000 - 49 999 inhab. 1 949 4 944 90 5 053 0 4 031 0 2 178 0 1 597 2 039 17 803 19 842 50 000 - 99 999 inhab. 2 748 3 592 233 3 322 0 2 320 0 1 418 0 960 2 981 11 612 14 593 100 000 inhab. and more 2 743 3 769 207 3 606 0 2 708 0 1 520 0 989 2 950 12 592 15 542 518 2 505 522 1 956 1 1 235 0 638 0 263 6 041 6 597 12 638 Other 0 0 0 2 0 1 0 0 0 0 0 3 3 Total 14 599 19 622 1 097 19 053 1 14 911 0 8 362 0 5 593 15 697 67 541 83 238 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs. 2.6.2 The number of paid allowances for dwelling, issued in August 2011 according to the number of household members, age of beneficiary [1], and municipality size households using co-operative dwellings Number of allowances Number of allowances for households of co-operative members, size Number of for households of allowances for 2 persons with 3 persons with 4 persons with 5 and more persons beneficiaries with households of 1 person aged minimum age minimum age minimum age with minimum age minimum age co-operative 65 and 65 and 65 and 65 and 65 and 65 and members in Municipality size up to 65 up to 65 up to 65 up to 65 up to 65 up to 65 above above above above above above total Till 9 999 inhabitants 83 540 1 603 0 571 0 280 0 93 84 2 087 2 171 10 000 - 49 999 inhab. 216 1 320 7 1 249 0 1 128 0 557 0 186 223 4 440 4 663 50 000 - 99 999 inhab. 194 856 6 876 1 701 0 315 0 113 201 2 861 3 062 100 000 inhab. and more 194 720 9 637 0 474 0 250 0 59 203 2 140 2 343 Prague 50 176 3 180 0 140 0 62 0 14 53 572 625 Other 0 1 0 0 0 0 0 0 0 0 0 1 1 Total 737 3 613 26 3 545 1 3 014 0 1 464 0 465 764 12 101 12 865 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs. 33

2.6.3 The number of paid allowances for dwelling, issued in August 2011 according to the number of household members, age of beneficiary [1], and municipality size households using own dwellings (dwellings in own houses) Number of allowances Number of allowances for households of owners, size for households of Number of 2 persons with 3 persons with 4 persons with 5 and more persons beneficiaries with allowances for 1 person aged minimum age minimum age minimum age with minimum age minimum age households of 65 and 65 and 65 and 65 and 65 and 65 and owners in total Municipality size up to 65 up to 65 up to 65 up to 65 up to 65 up to 65 above above above above above above Till 9 999 inhabitants 876 4 176 50 3 915 0 4 274 0 4 119 0 2 246 926 18 730 19 656 10 000 - 49 999 inhab. 540 2 466 23 2 610 0 2 450 0 1 440 0 572 563 9 538 10 101 50 000 - 99 999 inhab. 266 1 185 4 1 208 0 909 0 512 0 137 270 3 951 4 221 100 000 inhab. and more 271 845 9 864 0 652 0 339 0 110 280 2 810 3 090 Prague 109 288 7 272 0 195 0 112 0 30 116 897 1 013 Other 0 3 0 0 0 4 0 0 0 2 0 9 9 Total 2 062 8 963 93 8 869 0 8 484 0 6 522 0 3 097 2 155 35 935 38 090 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

2.6.4 Number of paid allowances for dwelling, issued in August 2011, according to legal reason for the use of an apartment, age of beneficiaries [1], and municipality size

Number of allowances for households Number of allowances for Number of Number of households with persons members of co-operative owners with allowances for allowances for tenants with min. age of minimum age with minimum age minimum age other households in 65 and 65 and 65 and 65 and households total Municipality size up to 65 up to 65 up to 65 up to 65 above above above above Till 9 999 inhabitants 1 686 18 934 84 2 087 926 18 730 2 696 39 751 11 42 458 10 000 - 49 999 inhab. 2 039 17 803 223 4 440 563 9 538 2 825 31 781 20 34 626 50 000 - 99 999 inhab. 2 981 11 612 201 2 861 270 3 951 3 452 18 424 8 21 884 100 000 inhab. and more 2 950 12 592 203 2 140 280 2 810 3 433 17 542 9 20 984 041 6 597 53 572 116 897 6 210 8 066 7 14 283 Other 0 3 0 1 0 9 0 13 0 13 Total 15 697 67 541 764 12 101 2 155 35 935 18 616 115 577 55 134 248

[1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

34 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.6.5 Number of paid allowances for dwelling, issued in August 2011, for single-person households, according to the legal reason for the use of the dwelling, age of beneficiaries, and municipality size

Number of Number of allowances for single-person households allowances for Number of single-person allowances for co-operative tenants aged owners aged households with a single-person members aged persons aged households in 65 and 65 and 65 and 65 and total Municipality size up to 65 up to 65 up to 65 up to 65 above above above above Till 9 999 inhabitants 1 641 4 812 83 540 876 4 176 2 600 9 528 12 128 10 000 - 49 999 inhab. 1 949 4 944 216 1 320 540 2 466 2 705 8 730 11 435 50 000 - 99 999 inhab. 2 748 3 592 194 856 266 1 185 3 208 5 633 8 841 100 000 inhab. and more 2 743 3 769 194 720 271 845 3 208 5 334 8 542 Prague 5 518 2 505 50 176 109 288 5 677 2 969 8 646 Other 0 0 0 1 0 3 0 4 4 Total 14 599 19 622 737 3 613 2 062 8 963 17 398 32 198 49 596 Source: Ministry of Labour and Social Affairs.

2.6.6 Number of paid allowances for dwelling, issued in August 2011, for two-person households, according to the legal reason for the use of the dwelling, age of beneficiaries [1], and municipality

Number of Number of allowances for two-person households allowances for two- Number of members of co- person households allowances for tenants with owners with operative with with persons of two-person minimum age minimum age minimum age minimum age households in 65 and 65 and 65 and 65 and total Municipality size up to 65 up to 65 up to 65 up to 65 above above above above Till 9 999 inhabitants 45 5 114 1 603 50 3 915 96 9 632 9 728 10 000 - 49 999 inhab. 90 5 053 7 1 249 23 2 610 120 8 912 9 032 50 000 - 99 999 inhab. 233 3 322 6 876 4 1 208 243 5 406 5 649 100 000 inhab. and more 207 3 606 9 637 9 864 225 5 107 5 332 Prague 522 1 956 3 180 7 272 532 2 408 2 940 Other 0 2 0 0 0 0 0 2 2 Total 1 097 19 053 26 3 545 93 8 869 1 216 31 467 32 683 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

2.6.7 Number of paid allowances for dwelling, issued in August 2011, for three-person households, according to the legal reason for the use of the dwelling, age of beneficiaries [1], and municipality

Number of Number of allowances for three-person households allowances for three- Number of members of co- person households allowances for tenants with owners with operative with with persons of minimum age minimum age three-person minimum age minimum age households in 65 and 65 and 65 and 65 and total Municipality size up to 65 up to 65 up to 65 up to 65 above above above above Till 9 999 inhabitants 0 4 616 0 571 0 4 274 0 9 461 9 461 10 000 - 49 999 inhab. 0 4 031 0 1 128 0 2 450 0 7 609 7 609 50 000 - 99 999 inhab. 0 2 320 1 701 0 909 1 3 930 3 931 100 000 inhab. and more 0 2 708 0 474 0 652 0 3 834 3 834 1 235 0 140 0 195 1 1 570 1 571 Other 0 1 0 0 0 4 0 5 5 Total 1 14 911 1 3 014 0 8 484 2 26 409 26 411 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

35 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

2.6.8 Number of paid allowances for dwelling, issued in August 2011, for four-person households, according to the legal reason for the use of the dwelling, age of beneficiaries [1], and municipality

Number of Number of allowances for four-person households allowances for four- Number of members of co- person households allowances for tenants with owners with operative with with persons of four-person minimum age minimum age minimum age minimum age households in 65 and 65 and 65 and 65 and total Municipality size up to 65 up to 65 up to 65 up to 65 above above above above Till 9 999 inhabitants 0 2 608 0 280 0 4 119 0 7 007 7 007 10 000 - 49 999 inhab. 0 2 178 0 557 0 1 440 0 4 175 4 175 50 000 - 99 999 inhab. 0 1 418 0 315 0 512 0 2 245 2 245 100 000 inhab. and more 0 1 520 0 250 0 339 0 2 109 2 109 Prague 0 638 0 62 0 112 0 812 812 Other 0 0 0 0 0 0 0 0 0 Total 0 8 362 0 1 464 0 6 522 0 16 348 16 348 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

2.6.9 Number of paid allowances for dwelling, issued in August 2011, for five- and more-person households, according to the legal reason for the use of the dwelling, age of beneficiaries [1], and municipality size

Number of Number of allowances for five and more-person households allowances for five- Number of and more-person allowances for members of co- households with tenants with owners with five- and more- operative with minimum age minimum age persons of person minimum age minimum age households in 65 and 65 and 65 and 65 and total Municipality size up to 65 up to 65 up to 65 up to 65 above above above above Till 9 999 inhabitants 0 1 784 0 93 0 2 246 0 4 123 4 123 10 000 - 49 999 inhab. 0 1 597 0 186 0 572 0 2 355 2 355 50 000 - 99 999 inhab. 0 960 0 113 0 137 0 1 210 1 210 100 000 inhab. and more 0 989 0 59 0 110 0 1 158 1 158 Prague 0 263 0 14 0 30 0 307 307 Other 0 0 0 0 0 2 0 2 2 Total 0 5 593 0 465 0 3 097 0 9 155 9 155 [1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

36

2.6.10 The number of paid allowances for dwelling, issued in August 2011 according to the number of household members, age of beneficiary [1], and municipality size

Number of allowances for households, size Number of allowances for households with Number of Number of 2 persons with 3 persons with 4 persons with 5 and more persons persons of minimum allowances for allowances for 1 person aged minimum age minimum age minimum age with minimum age age other households in 65 and 65 and 65 and 65 and 65 and 65 and households total Municipality size up to 65 up to 65 up to 65 up to 65 up to 65 up to 65 above above above above above above Till 9 999 inhabitants 2 600 9 528 96 9 632 0 9 461 0 7 007 0 4 123 2 696 39 751 11 42 458 10 000 - 49 999 inhab. 2 705 8 730 120 8 912 0 7 609 0 4 175 0 2 355 2 825 31 781 20 34 626 50 000 - 99 999 inhab. 3 208 5 633 243 5 406 1 3 930 0 2 245 0 1 210 3 452 18 424 8 21 884 100 000 inhab. and more 3 208 5 334 225 5 107 0 3 834 0 2 109 0 1 158 3 433 17 542 9 20 984 Prague 5 677 2 969 532 2 408 1 1 570 0 812 0 307 6 210 8 066 7 14 283 Other 0 4 0 2 0 5 0 0 0 2 0 13 0 13 Total 17 398 32 198 1 216 31 467 2 26 409 0 16 348 0 9 155 18 616 115 577 55 134 248

[1] Age of beneficiaries assessed according to minimum age of assessed persons. Source: Ministry of Labour and Social Affairs.

2.6.11 Allowance for dwelling number of paid benefits and their mean amount

Year Year Year index in % 2009 2010 Number of paid allowances for dwelling in thousand 1 131,1 1 433,8 126,8 per year (number) CZK Mean number of allowance benefits for in thousand 94,3 119,5 126,8 dwelling per month (No./month) CZK Total utilized means for the allowances for in million CZK 2 279,9 3 521,0 154,4 dwelling Mean amount of monthly allowance for in CZK/month 2 016 2 456 121,8 dwelling

Source: Ministry of Labour and Social Affairs.

37 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

2.6.12 Number of paid supplementary charges for dwelling, paid in August 2011, according to applicant's age, number of household members, and municipality size

Number of supplementary charges to Total number of households with applicant aged supplementary charges paid to households Municipality size 65 and above up to 65

Till 9 999 inhabitants 56 7 045 7 101 10 000 - 49 999 inhab. 65 7 553 7 618 50 000 - 99 999 inhab. 50 4 880 4 930 100 000 inhab. and more 64 4 743 4 807 Prague 45 1 265 1 310 Other 0 2 2 Total 280 25 488 25 768 Source: Ministry of Labour and Social Affairs.

2.6.13 Number of supplementary charges for August 2011, paid to households of applicants aged 65 and above, according to number of household members, forms of dwelling use, and municipality size

Number of supplementary charges paid to households of Number of supplementary charges paid to households of applicants aged 65 and above, according to number of household Total number applicants aged 65 and above, members and forms of dwelling use of according to forms of dwelling supplementary 1 person 2 persons use charges paid form of dwelling use form of dwelling use to households other other other of applicants owner- (subletting, owner- (subletting, owner- (subletting, aged 65 and Municipality size tenement tenement tenement occupied lodging occupied lodging occupied lodging above house, etc.) house, etc.) house, etc.) Till 9 999 inhabitants 2 16 35 0 2 1 2 18 36 56 10 000 - 49 999 inhab. 1 18 43 0 3 0 1 21 43 65 50 000 - 99 999 inhab. 1 18 21 0 8 2 1 26 23 50 100 000 inhab. and more 3 15 37 0 5 4 3 20 41 64 Prague 1 14 24 0 4 2 1 18 26 45 Other 0 0 0 0 0 0 0 0 0 0 Total 8 81 160 0 22 9 8 103 169 280 Source: Ministry of Labour and Social Affairs.

2.6.14 Number of supplementary charges for August 2011, paid to households of applicants aged 65 and above, according to number of household members and municipality size

Number of supplementary charges paid to households of Total number of applicants aged 65 and above, according to number of household supplementary charges members paid to households of 5 and more applicants aged 65 and Municipality size 1 person 2 persons 3 persons 4 persons persons above Till 9 999 inhabitants 53 1 1 1 0 56 10 000 - 49 999 inhab. 62 3 0 0 0 65 50 000 - 99 999 inhab. 40 7 2 1 0 50 100 000 inhab. and more 55 8 0 0 1 64 Prague 39 4 1 1 0 45 Other 0 0 0 0 0 0 Total 249 23 4 3 1 280 Source: Ministry of Labour and Social Affairs.

38 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

2.6.15 Supplementary charge for dwelling – assistance allowance in material need (costs, number of allowances and their mean amount as accrued to regions)

Costs (in thousand CZK) Yearly Mean monthly number Yearly Mean benefit amount Yearly Region index of paid benefits index (in CZK) index Year 2009 Year 2010 in % Year 2009 Year 2010 in % Year 2009 Year 2010 in % Capital Prague 23 399 35 613 152,2 761 1 011 132,9 2 562 2 935 114,6 Central Bohemia 35 123 56 746 161,6 985 1 284 130,4 2 971 3 683 123,9 Southern Bohemia 22 986 26 725 116,3 772 832 107,8 2 481 2 677 107,9 Pilsen 16 893 29 775 176,3 559 836 149,6 2 518 2 968 117,9 Karlovy Vary 18 944 25 491 134,6 763 898 117,7 2 069 2 366 114,3 Ústí 100 928 119 503 118,4 3 831 4 063 106,1 2 195 2 451 111,6 Liberec 21 913 29 183 133,2 814 1 010 124,1 2 243 2 408 107,3 Hradec Králové 17 332 24 887 143,6 713 929 130,3 2 026 2 232 110,2 Pardubice 12 915 19 212 148,8 546 700 128,2 1 971 2 287 116,0 Highland 11 428 17 114 149,8 471 606 128,7 2 022 2 353 116,4 Southern Moravia 47 934 57 165 119,3 1 873 2 084 111,3 2 133 2 286 107,2 Olomouc 26 672 36 808 138,0 1 166 1 429 122,6 1 906 2 146 112,6 Moravian and Silesian 136 704 181 585 132,8 5 436 6 303 115,9 2 096 2 401 114,6 Zlín 18 457 26 270 142,3 844 1 064 126,1 1 822 2 057 112,9 TOTAL 511 627 686 077 134,1 19 534 23 049 118,0 2 183 2 481 113,6 Source: Ministry of Labour and Social Affairs.

2.6.16 Volumes of paid monetary funds for allowances and supplementary charges for dwelling

Year Year January to November 2011 2009 2010 November 2011

Total allowances for dwelling in million 2 279,9 3 521,0 393,3 4 189,1 CZK Total supplementary charges for 511,6 686,1 77,9 772,3 dwelling in million CZK Source: Ministry of Labour and Social Affairs.

2.6.17 Allowances and supplementary charges for dwelling for January to September 2011 (including yearly indexes)

Allowance for dwelling Supplementary charge for dwelling Total paid for the both Mean amount of Mean amount of the Mean number of Costs Mean number Costs benefits the allowance for supplementary paid benefits in in million of benefits paid in million in million dwelling in charge for dwelling thousand/month CZK per month CZK CZK CZK/month in CZK/month

1. - 3. Q 2010 2 438 117,7 2 582,7 2 461 22 826 505,6 3 088,3 1. - 3. Q 2011 2 730 138,9 3 413,2 2 685 25 685 620,7 4 033,9

Yearly index in % 112,0 118,0 132,2 109,1 112,5 122,8 130,6 Source: Ministry of Labour and Social Affairs (February 2012).

39

2.7 SUPPORT OF THE MINISTRY OF FINANCE OF THE CR – BUILDING SAVINGS

2.7.1 Development of contractual savings between 2001-2011

2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011

Number 1 373 258 1 293 890 2 097 338 314 650 430 233 516 385 579 730 705 463 575 292 532 765 410 461 Newly signed contracts in given period Increase (%) 23,1 -5,8 62,1 -85,0 36,7 20,0 12,3 21,7 -18,5 -7,4 -23,0

Average target amount of newly signed Volume (in ths. CZK) 136,9 146,7 200,5 222,8 227,9 235,8 284,9 302,8 308,7 300,5 346,2 contracts - physical persons Increase (%) -1,8 7,2 36,7 11,1 2,3 3,5 20,8 6,3 2,0 -2,7 15,2

Number 4 196 408 4 870 620 6 300 831 5 899 300 5 573 874 5 297 522 5 132 595 5 070 510 4 926 183 4 845 319 4 550 468 Total number of valid contracts [1] Increase (%) 22,5 16,1 29,4 -6,4 -5,5 -5,0 -3,1 -1,2 -2,8 -1,6 -6,1 Volume (in bil. CZK) 9,313 11,059 13,261 15,337 16,086 15,772 14,976 14,220 13,262 11,743 10,729 Amount of recognized state support Increase (%) 20,7 18,7 19,9 15,7 4,9 -2,0 -5,0 -5,0 -6,7 -11,5 -8,6

Average amount of state support recognized Volume (in CZK) 2 956 3 138 3 159 3 256 3 242 3 173 3 090 2 927 2 776 n/a n/a per one contract in given year Increase (%) 2,9 6,2 0,7 3,1 -0,4 -2,1 -2,6 -5,3 -5,2 n/a n/a Volume (in bil. CZK) 133,309 180,190 236,815 287,077 328,987 359,848 384,880 401,061 415,150 430,122 433,433 Total amount of deposits [1] Increase (%) 20,8 35,2 31,4 21,2 14,6 9,4 7,0 4,2 3,5 3,6 0,8 Credits in total [1] Number 465 824 568 920 685 740 786 483 857 875 900 653 942 944 971 176 988 353 993 357 956 659 of which: contractual savings 346 145 420 929 488 850 549 698 582 867 587 501 580 352 569 870 565 485 564 633 552 999 intercredits [2] 119 679 147 991 196 890 236 785 275 008 313 152 362 592 401 306 422 868 428 724 403 660 Increase (%) 24,7 22,1 20,5 14,7 9,1 5,0 4,7 3,0 1,8 0,5 -3,7

Credits in total [1] Volume (in bil. CZK) 37,023 46,308 63,597 84,184 108,063 135,450 179,301 227,417 267,512 293,362 293,115 of which: contractual savings 18,522 21,916 25,099 28,735 31,751 35,073 38,912 42,875 48,899 53,069 55,780 intercredits [2] 18,501 24,392 38,498 55,449 76,312 100,377 140,389 184,542 218,613 240,294 237,335 Increase (%) 19,4 25,1 37,3 32,4 28,4 25,3 32,4 26,8 17,6 9,7 -0,1 Credits in total / Total amount of deposits Ratio (%) 27,8 25,7 26,9 29,3 32,8 37,6 46,6 56,7 64,4 68,2 67,6

[1] As at period-end. [2] Credits according § 5 article 5 Act No 96/1993 Coll., about contractual savings and state support, in wording of later Acts. Source: Ministry of Finance of the CR.

40 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

Source: Ministry of Finance of the CR.

Source: Ministry of Finance of the CR.

41 Selected data on housing 2011 Chapter 2 Dwelling policy and dwelling assistance in 2011

Source: Association of Czech Building Savings Banks.

Source: Association of Czech Building Savings Banks.

42 Chapter 2 Dwelling policy and dwelling assistance in 2011 Selected data on housing 2011

Source: Ministry of Finance of the CR, Czech Statistical Office, calculations Ministry of Regional Development of the CR.

43

Chapter 3

DWELLING – HOUSING AND DWELLING STOCK

ACCORDING TO PRELIMINARY RESULTS OF THE 2011 CENSUS (SLDB)

Chapter 3 Dwelling – Housing and dwelling stock (census 2011) Selected data on housing 2011

PRELIMINARY RESULTS OF THE 2011 CENSUS

On December 15th, 2011 the Czech Statistical Office (CSO) published the so-called preliminary results of the 2011 census of population, houses, and dwellings. Published were preliminary data that were realized as per March 26th, 2011 on:  population (number of inhabitants) – according to their sex, type of residence, main age groups (0 to 14, 15 to 64, and 65 and above), family status, highest finished education, economic activity, nationality, church, citizenship;  occupied houses – according to house type, house owner, for the dwelled houses their construction period as of the previous census;  unoccupied houses – according to house type, and reason for not being occupied;  occupied dwellings – according to the legal reason for their use, equipment by computer, by basic accessories (called “social amenities” by the CSO), prevailing heating system, energy used for heating, and equipment by gas main. Whereas all the specified data are published for the CR as a whole and broken down to particular municipality size groups (up to 199 residents; 20 to 499; 500 to 999; 1,000 to 1,999; 2,000 to 4,999; 5,000 to 9,999; 10,000 to 19,000; 20,000 to 49,999; 50,000 to 99,999; 100,000 and above), to particular regions, and within them for individual boroughs of municipalities with extended sphere of authority.

The preliminary results are processed in accordance with the permanent residence rule. This influences particularly the data on dwelling. (Only the final results will be process in accordance with the usual residence rule). The preliminary results also contain nearly no classification combinations. (Even this will only be included in the final data processing according to the usual residence.) Thus, it is impossible now to obtain information combining, for example, the ownership of the houses with the legal reason for the use of dwellings (for example the data on the number of tenements owned by municipalities). The final results will be published gradually as of 3rd quarter of 2012.

The permanent residence rule means that for an occupied house (dwelling) is taken a house (dwelling) with at least one person enlisted there for the permanent residence. In accordance with the permanent residence rule most of the data realized by the previous censuses were published. Thus, the information on the number of “occupied houses”, or “occupied dwellings”, from the 2011 census preliminary results may be compared with the numbers of “permanently occupied houses” and “permanently occupied dwellings” from the 2001 (or 1991...) censuses.

Selected data from the published preliminary 2011 census results with commentary Compared to the last census, according to the preliminary results increased was the total number of houses in Table 3.1 to 2,149,756, out of which being 82.5 % (permanently) occupied houses (with at least one person enlisted to the permanent residence in the house), i.e. 1,772,909 houses, namely 1,529,834 permanently occupied family houses (86.3 % of the permanently occupied houses), 214,634 permanently occupied dwelling houses (12.1 % of the permanently occupied houses). The rest of the permanently occupied houses (28,432) are, apart from houses with dwellings that are not dwelling houses (for example a school building with a dwelling, a factory with several dwellings, etc.), also objects with no dwellings, but where someone is enlisted for permanent residence (incl., for example, a registration office where a person is enlisted for permanent residence who is in fact homeless).

47 Selected data on housing 2011 Chapter 3 Dwelling – Housing and dwelling stock (census 2011)

Notable is specially the data from the last column of the table, the number of permanently occupied houses constructed since the last census (205,999 new houses, as compared to 2001). However, the increment of the permanently occupied houses, as compared to the last census, is “only” 142,204 and the total increment of houses is 180,738. The difference (25,261) between the data on the newly constructed houses and the total increment of all houses may be explained by the “decrease of houses” due to demolition, change to other purposes, etc. Moreover, the table illustrates the continuing changes of the house ownership structure (for example 48,135 permanently occupied houses owned by municipalities or state in March 2011 represent 60.9 % of the number realized by the 2001 census and only 22.5 % of the number in 1991).

3.1 Dwelling houses classified according to house type, house owner, and construction period results related to permanent residence Territory: Czech Republic

house type, out of the house owner, out of the occupied houses construction occupied houses period from Total out of co-ownership the last Date of census number which dwelling family dwelling natural municipa- of the combination census, out of houses occupied co- houses houses person lity, state dwelling (unit) of owners of the operative owners occupied

1.3.1961 . 1 615 958 1 424 236 130 279 1 345 737 203 833 555 . . . 1.12.1970 1 765 088 1 627 663 1 408 079 171 396 1 359 228 235 200 17 934 . . . 1.11.1980 1 830 891 1 634 304 1 384 080 218 063 1 346 292 226 587 43 352 . . . 3.3.1991 1 868 541 1 597 076 1 352 221 223 640 1 308 286 213 961 54 059 . . . 1.3.2001 1 969 018 1 630 705 1 406 806 195 270 1 397 924 79 066 41 808 . . .

26.3.2011 [1] 2 149 756 1 772 909 1 529 834 214 643 1 528 476 48 135 31 982 80 276 29 130 205 999

Increment (decrease)

between the censuses absolute 180 738 142 204 123 028 19 373 130 552 -30 931 -9 826 . . . 2001 - 2011 [1] index (in %) 109,2 108,7 108,7 109,9 109,3 60,9 76,5 . . .

[1] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

Table 3.2 illustrating the territorial distribution of houses will not surprise by the different structure of occupied houses, in relation to their type (family houses vs. dwelling houses), in Prague as compared to other regions. From the hereby non-indicated distribution of all houses as well as permanently occupied houses, in individual municipality size groups, it is evident that the total increment of the houses was related to all the municipality size categories, except for two. The number of houses (all as well as permanently occupied) was reduced in the municipalities populated up to 199 and 50,000 to 99,999.

48 Chapter 3 Dwelling – Housing and dwelling stock (census 2011) Selected data on housing 2011

3.2 Dwelling houses classified according to house type, house owner, and construction period, broken down to regions results related to permanent residence

house type, out of the house owner, out of the occupied houses occupied houses construction Total out of co- period from ownership Czech Republic, regions number of which municip dwelling the last family dwelling natural of the combination houses occupied a-lity, co- census, out of houses houses person dwelling of owners state operative the occupied (unit) owners Total for CR 2 149 756 1 772 909 1 529 834 214 643 1 528 476 48 135 31 982 80 276 29 130 205 999 as per 26.3.2011 [1] of which: Capital Prague 98 955 89 825 55 163 32 410 60 373 4 915 5 410 9 776 2 916 9 948 Central Bohemia region 352 168 279 058 254 062 20 366 250 822 5 014 2 751 8 965 3 663 45 261 Southern Bohemia region 163 658 122 262 107 669 12 516 106 288 3 664 1 878 4 966 1 520 14 887 Pilsen region 130 291 103 924 89 558 12 630 89 326 3 147 993 5 514 1 799 11 804 Karlovy Vary region 44 600 39 002 28 484 9 477 29 060 1 840 562 4 909 800 4 105 Ústí region 134 579 113 652 90 239 21 431 91 613 4 535 3 523 7 308 2 414 10 617 Liberec region 91 806 71 962 59 714 10 677 60 427 2 590 1 173 3 402 1 870 7 429 Hradec Králové region 136 891 108 187 94 132 12 038 94 684 2 802 1 496 4 486 1 954 10 662 Pardubice region 128 501 103 939 93 059 9 205 91 843 2 711 1 510 4 078 1 520 11 851 Highland 136 612 107 914 98 274 8 183 97 275 2 082 1 400 3 473 1 429 11 332 Southern Moravia region 258 719 221 582 198 729 20 195 198 172 4 983 3 250 7 669 3 119 25 617 Olomouc region 136 856 118 146 104 413 12 072 104 362 2 708 1 506 4 927 2 048 12 365 Zlín region 141 700 120 389 110 679 8 252 109 744 1 635 1 452 4 021 1 534 11 799 Moravian and Silesian reg. 194 420 173 067 145 659 25 191 144 487 5 509 5 078 6 782 2 544 18 322 Total for CR as per 26.3.2011 100,0 82,5 71,2 10,0 71,1 2,2 1,5 3,7 1,4 9,6 (structure in %) [1] of which: Capital Prague 100,0 90,8 55,7 32,8 61,0 5,0 5,5 9,9 2,9 10,1 Central Bohemia region 100,0 79,2 72,1 5,8 71,2 1,4 0,8 2,5 1,0 12,9 Southern Bohemia region 100,0 74,7 65,8 7,6 64,9 2,2 1,1 3,0 0,9 9,1 Pilsen region 100,0 79,8 68,7 9,7 68,6 2,4 0,8 4,2 1,4 9,1 Karlovy Vary region 100,0 87,4 63,9 21,2 65,2 4,1 1,3 11,0 1,8 9,2 Ústí region 100,0 84,5 67,1 15,9 68,1 3,4 2,6 5,4 1,8 7,9 Liberec region 100,0 78,4 65,0 11,6 65,8 2,8 1,3 3,7 2,0 8,1 Hradec Králové region 100,0 79,0 68,8 8,8 69,2 2,0 1,1 3,3 1,4 7,8 Pardubice region 100,0 80,9 72,4 7,2 71,5 2,1 1,2 3,2 1,2 9,2 Highland 100,0 79,0 71,9 6,0 71,2 1,5 1,0 2,5 1,0 8,3 Southern Moravia region 100,0 85,6 76,8 7,8 76,6 1,9 1,3 3,0 1,2 9,9 Olomouc region 100,0 86,3 76,3 8,8 76,3 2,0 1,1 3,6 1,5 9,0 Zlín region 100,0 85,0 78,1 5,8 77,4 1,2 1,0 2,8 1,1 8,3 Moravian and Silesian reg. 100,0 89,0 74,9 13,0 74,3 2,8 2,6 3,5 1,3 9,4

[1] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

As compared to the previous census, the number of (permanently) unoccupied houses increased to 376,847. As referred to in Note [1] under Table 3.3, the total data include also “accommodation facilities without a dwelling” (for example dormitories). As compared to the 2001 census, the number of permanently unoccupied family houses increased by 9.5 % to 356,116, while the number of family houses permanently unoccupied due to the most important reasons decreased. Similarly, the number of permanently unoccupied dwelling houses increased by 141.3 % to 3,870, though the number of dwelling houses unoccupied due to reconstruction, as well as unsuitable for dwelling, decreased. A partial explanation of the increase of permanently unoccupied houses will surely be brought by the final data processing, together with the future information on the usually occupied houses, in which no-one is permanently enlisted. Other reasons will be brought only by the processing and publishing of combinations of characteristics of dwellings with characteristics of houses.

49 Selected data on housing 2011 Chapter 3 Dwelling – Housing and dwelling stock (census 2011)

3.3 Unoccupied houses classified according to house type, reason for which unoccupied results related to permanent residence Territory: Czech Republic

out of which house type

Total out of which the reason for which out of which the reason unoccupied for which unoccupied Date of census unoccupied family dwelling houses [1] house house houses incapable houses incapable recreation recon- recon- for dwelling for dwelling struction struction 1.12.1970 137 425 86 525 25 885 12 074 8 788 1 428 402 121 1.11.1980 196 587 183 783 104 255 21 547 14 097 2 479 747 331 3.3.1991 271 465 253 006 128 387 39 966 25 319 4 926 2 339 913 1.3.2001 338 313 325 271 170 477 21 878 37 899 1 604 337 564

26.3.2011 [2] 376 847 356 116 166 760 15 024 21 341 3 870 323 350

Increment (decrease)

between the censuses absolute 38 534 30 845 -3 717 -6 854 -16 558 2 266 -14 -214 2001 - 2011 [2] index (in %) 111,4 109,5 97,8 68,7 56,3 241,3 95,8 62,1

[1] the total number of unoccupied houses includes also dormitories without a dwelling [2] preliminary results

Source: Czech Statistical Office, condensed by the MRD CR.

The basic territorial distribution of permanently unoccupied houses is illustrated by Table 3.4. Interesting is the data on a marked number of unoccupied family houses in the Central Bohemia region, compared to the last census their number is even by 6.4 % higher (by 4,180); beside this it has increased in all individual regions, for example even by 4,162 in the Southern Bohemia region. However, the reason that they were used for recreation was specified (by 3,487) less frequently than in 2001. May be that even this fact will be clarified by the final processing of information on the use of these family houses for “usual dwelling” (or their subletting) and the comparison of the information with the data of the preliminary results.

50 Chapter 3 Dwelling – Housing and dwelling stock (census 2011) Selected data on housing 2011

3.4 Unoccupied houses classified according to house type, reason for which unoccupied, regions results related to permanent residence

out of which house type out of which the reason for which out of which the reason Total unoccupied for which unoccupied Czech Republic, regions unoccupied family dwelling house house houses [1] houses incapable for houses incapable for recreation recon- recon- dwelling dwelling struction struction Total for CR 376 847 356 116 166 760 15 024 21 341 3 870 323 350 as per 26.3.2011 [2] of which: Capital 130 7 844 301 428 215 375 32 16 Central Bohemia region 73 110 69 749 33 017 2 907 3 519 549 45 57 Southern Bohemia region 41 396 39 585 24 529 1 212 1 597 338 32 25 Pilsen region 26 367 25 073 12 379 971 1 291 231 19 22 Karlovy Vary region 5 598 4 863 1 414 228 354 179 12 15 Ústí region 20 927 19 279 7 716 916 1 166 461 40 77 Liberec region 19 844 18 755 12 645 523 666 263 30 17 Hradec Králové region 28 704 26 983 15 078 978 1 541 302 18 25 Pardubice region 24 562 23 322 12 673 890 1 456 152 13 19 Highland 28 698 27 543 17 140 961 1 611 139 11 7 Southern Moravia region 37 137 35 249 11 043 2 042 2 751 293 17 17 Olomouc region 18 710 17 618 5 753 1 021 1 569 210 17 25 Zlín region 21 311 20 290 6 793 874 1 835 109 8 5 Moravian and Silesian reg. 21 353 19 963 6 279 1 073 1 770 269 29 23 Total for CR as per 26.3.2011 100,0 94,5 44,3 4,0 5,7 1,0 0,1 0,1 (structure in %) [2]

Total for CR 338 313 325 271 170 477 21 878 37 899 1 604 337 564 as per 1.3.2001 of which: Capital Prague 6 040 5 442 297 732 443 193 36 21 Central Bohemia region 67 567 65 569 36 504 3 977 5 564 141 27 45 Southern Bohemia region 36 426 35 423 23 151 1 654 2 865 128 23 32 Pilsen region 24 741 23 842 13 843 1 462 2 290 86 20 22 Karlovy Vary region 4 200 3 662 1 563 459 400 58 17 19 Ústí region 19 326 17 983 10 022 1 417 1 987 411 92 199 Liberec region 18 536 17 713 12 919 694 991 93 20 42 Hradec Králové region 27 108 25 980 15 715 1 437 2 914 84 20 30 Pardubice region 22 034 21 284 12 249 1 283 2 467 33 6 10 Highland 24 952 24 295 13 899 1 313 3 001 36 2 8 Southern Moravia region 32 878 31 987 10 906 3 009 5 592 81 12 37 Olomouc region 16 487 15 714 5 738 1 569 2 894 74 17 24 Zlín region 18 826 18 174 6 011 1 429 3 481 20 8 2 Moravian and Silesian reg. 19 192 18 203 7 660 1 443 3 010 166 37 73

[1] the total number of unoccupied houses includes also dormitories without a dwelling [2] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

For the time being no data on permanently unoccupied dwellings have been published.

The following tables (3.5, 3.6, 3.7, and 3.8) refer to entirely occupied dwellings. A relatively very small increment of permanently occupied dwellings, 1.7 % (66,532) as compared to the last census, in relation to the total number of occupied dwellings (3,894,210) in this census, and on the totalled population 10,562,214 in March 2012, represents, according to the preliminary results, even a lower share of dwellings expressed as the number of occupied dwellings per 1,000 inhabitants, i.e. 368.7. In 2001 this value amounted to 374.2. The small increment of occupied dwellings seems to be at variance even with the increment of permanently occupied houses (142,204). This might more probably indicate that people dwell on addresses where they are not enlisted for permanent residence. It is nearly certain that in the final result processing the number of dwellings used for

51 Selected data on housing 2011 Chapter 3 Dwelling – Housing and dwelling stock (census 2011) dwelling will be markedly higher. (Partially due to these facts it was possible to explain the then high number of “unoccupied” dwellings in the previous 2001 census. To this date this fact must have been even more marked.) Applying the “usual dwelling” rule, the processing of the 2011 census will include this group of practically occupied (but not in terms of records) dwellings among the used dwellings. Compared to the last census, the preliminary results indicate very marked changes of the structure of occupied dwellings, from the viewpoint of legal reason for their use. Expected may be that in the final results these changes will be more moderate. The 685,661 dwellings used on the basis of the rental right represent 17.6 % of the occupied dwellings, which is by 11 % less than in 2001. On the other hand, the number of occupied dwellings used by their owners (houses or dwellings in corporal possession) amounts to 2,510,680 and means that 64.5 % occupied dwellings are owner-occupied. In 2001 this share was 47.4 %. Expected may be that in the final processing the difference between these two groups will slightly decrease; the share of the rental dwelling will probably increase due to the dwellings used by tenants who are not enlisted in the dwellings (or more exactly in the houses with these dwellings) and, vice versa, the number of dwellings used by their owners will decrease. Similarly, this will apply to the set of dwellings occupied by co-operative members (432,291). Their lower share, 11.1 % in 2011 as compared to 14.3 % in 2001, will be probably even lower after the final processing. Naturally, the main reason for the lower recorded number/share of dwellings used on the basis of both rental and co-operative laws, as well as the increase of the number/share of dwellings used by their owners, is the privatization of a part of the housing stock.

3.5 Occupied dwellings classified according to the legal reason for dwelling use, equipped with PC, equipped with social facility results related to permanent residence Territory: Czech Republic

out of which equipped out of which out of which the legal reason for dwelling use with PC with bathroom, out of which Total occupied Date of census shower bath WC inside the dwellings corporal without in own house tenement co-operative with internet inside the dwelling possession internet dwelling 1.3.1961 2 845 145 1 238 812 . 1 358 266 6 113 . . 1 069 423 879 931 1.12.1970 3 088 841 1 345 783 4 109 1 272 289 217 882 . . 1 812 812 1 645 814 1.11.1980 3 494 846 1 412 744 32 505 1 414 136 458 332 . . 2 740 831 2 567 553 3.3.1991 3 705 681 1 367 027 31 164 1 465 231 697 829 . . 3 369 686 3 280 426 1.3.2001 3 827 678 1 371 684 421 654 1 092 950 548 812 245 782 340 738 3 654 074 3 587 203

26.3.2011 [1] 3 894 210 1 453 228 1 057 452 685 661 432 291 2 204 487 151 276 3 792 798 3 759 669

Increment (decrease)

between the censuses absolute 66 532 81 544 635 798 -407 289 -116 521 1 958 705 -189 462 138 724 172 466 2001 - 2011 [1] index (in %) 101,7 105,9 250,8 62,7 78,8 896,9 44,4 103,8 104,8

[1] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

Table 3.6 illustrates basic territorial distribution (per regions) of the occupied dwellings, with respect to the legal reasons of their use. Analogically, on the data applies everything as stated above and what is related to the data processing in relation to the permanent residence rule. Noticeable is the overview of the total number of occupied dwellings in particular regions. The comparison with data, not specified here, on the number of permanently occupied dwellings as per the last census it may be stated that in Prague an absolute decrease of permanently occupied dwellings (by 29 dwellings) occurred, the same as in the Karlovy Vary region (by 6,482 dwellings), in Ústí region (by 13,530 dwellings), in Liberec region (by 638 dwellings), and in Moravian and Silesian region (by 8,235 dwellings). Also the comparison of these data from the both last censuses, and on the classification of municipalities to size classes, shows an absolute decrease of the number of occupied dwellings in the municipalities populated up to 199 (totally by 10,211 dwellings), in the municipalities populated

52 Chapter 3 Dwelling – Housing and dwelling stock (census 2011) Selected data on housing 2011 between 200 and 499 (totally by 7,694 dwellings), as well as in the municipalities populated 50,000 to 99,999 (totally by 73,787 dwellings down to 414,052 dwellings). In Tables 3.5 and 3.6 the equipment by PCs may also be seen, which increased to the total share 60.5 % in the occupied dwellings, whereas the share of dwelling households equipped with PC and internet is 56.6 %. Finally, the share of occupied dwellings equipped with a bathroom or shower bath (or by both) in a dwelling increased from 95.5 % to 97.4 %. Equipment of occupied dwellings by WC in a dwelling increased from 93.7 % to 96.5 %.

3.6 Occupied dwellings classified according to the legal reason for dwelling use, equipped with PC, equipped with social facility, regions results related to permanent residence

out of which equipped out of which out of which the legal reason for dwelling use Total with PC with bathroom, out of which Czech Republic, regions occupied shower bath WC inside the in own corporal co- without dwellings tenement with internet inside the dwelling house possession operative internet dwelling Total for CR 3 894 210 1 453 228 1 057 452 685 661 432 291 2 204 487 151 276 3 792 798 3 759 669 as per 26.3.2011 [1] of which: Capital Prague 496 911 62 906 183 440 141 783 83 243 315 927 19 803 483 410 481 984 Central Bohemia region 458 488 238 815 104 782 49 359 31 219 266 754 17 346 444 828 440 648 Southern Bohemia region 238 257 100 465 61 180 38 565 21 397 129 117 9 269 233 059 232 049 Pilsen region 215 894 85 674 69 711 34 593 10 184 115 868 8 610 209 957 208 473 Karlovy Vary region 109 431 27 382 49 951 19 979 5 789 55 829 4 817 106 401 106 120 Ústí region 308 398 87 328 89 916 60 186 53 112 162 309 11 372 299 194 296 826 Liberec region 161 192 59 292 39 776 32 041 18 657 87 944 6 411 154 018 150 862 Hradec Králové region 206 272 89 888 52 474 30 241 16 922 115 642 7 577 199 483 196 805 Pardubice region 189 196 86 518 48 259 23 840 15 195 105 049 7 588 184 130 181 982 Highland 182 537 90 947 43 443 19 550 14 125 99 452 7 343 178 568 176 785 Southern Moravia region 423 451 181 292 106 705 71 092 37 725 247 658 15 904 413 564 408 761 Olomouc region 234 809 98 259 64 408 31 725 22 561 126 445 10 194 229 666 227 249 Zlín region 208 861 100 289 57 210 19 093 16 915 118 897 7 952 204 395 202 402 Moravian and Silesian reg. 460 513 144 173 86 197 113 614 85 247 257 596 17 090 452 125 448 723 Total for CR as per 26.3.2011 100,0 37,3 27,2 17,6 11,1 56,6 3,9 97,4 96,5 (structure in %) [1] of which: Capital Prague 100,0 12,7 36,9 28,5 16,8 63,6 4,0 97,3 97,0 Central Bohemia region 100,0 52,1 22,9 10,8 6,8 58,2 3,8 97,0 96,1 Southern Bohemia region 100,0 42,2 25,7 16,2 9,0 54,2 3,9 97,8 97,4 Pilsen region 100,0 39,7 32,3 16,0 4,7 53,7 4,0 97,3 96,6 Karlovy Vary region 100,0 25,0 45,6 18,3 5,3 51,0 4,4 97,2 97,0 Ústí region 100,0 28,3 29,2 19,5 17,2 52,6 3,7 97,0 96,2 Liberec region 100,0 36,8 24,7 19,9 11,6 54,6 4,0 95,5 93,6 Hradec Králové region 100,0 43,6 25,4 14,7 8,2 56,1 3,7 96,7 95,4 Pardubice region 100,0 45,7 25,5 12,6 8,0 55,5 4,0 97,3 96,2 Highland 100,0 49,8 23,8 10,7 7,7 54,5 4,0 97,8 96,8 Southern Moravia region 100,0 42,8 25,2 16,8 8,9 58,5 3,8 97,7 96,5 Olomouc region 100,0 41,8 27,4 13,5 9,6 53,9 4,3 97,8 96,8 Zlín region 100,0 48,0 27,4 9,1 8,1 56,9 3,8 97,9 96,9 Moravian and Silesian reg. 100,0 31,3 18,7 24,7 18,5 55,9 3,7 98,2 97,4 [1] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

Tables 3.7 and 3.8 illustrate the prevailing way of heating, energies used for heating, and equipment of occupied dwellings with gas, particularly including data for particular regions. Visible is a slight decrease of the totally biggest number (2,805,313) of dwellings heated by central heating; marked increase (by 69 %) was seen in respect of occupied dwellings heated by level heating (with the furnace inside a dwelling). The number of dwellings heated by stove decreased to 75.4 % of the number as per 2001. The structure of dwellings classified according to the energy type used for heating somewhat changed. The highest number represents gas heating (1,468,488 occupied dwellings), which is, however, only by 1.1 % more than in 2001 (i.e. 37.7 % of the occupied

53 Selected data on housing 2011 Chapter 3 Dwelling – Housing and dwelling stock (census 2011) dwellings). From a boiler-house outside a house by 9.4 % fewer dwellings were heated as compared to 2001, however, it is still 1,269,875 occupied dwellings. The share of dwellings heated by coal, coke, coal briquettes decreased from 15 % to 8.9 %. The highest increase was seen in the dwellings heated by wood.

In total 66.1 % of occupied dwellings have gas introduced in them. In 2001 this share was 64.1 %. When looking at the territorial distribution, surprising is the absolute decrease of the number of occupied dwellings with introduced gas in the municipalities populated 50,000 to 99,999 and 100,000 and above (and similarly in Prague, Karlovy Vary region and Ústí region, when classified according to regions). In the former mentioned size groups also the mentioned decrease of occupied dwellings was seen. This may also be connected to the “reduction” of the number of gas-equipped occupied dwellings. It may be assumed that in spite of the recorded increase of the number of occupied dwellings in the highest size category of municipalities, even in this category the differences will show themselves in the final processing in accordance with the usual residence rule and, obviously, it will impact even the data as are those on technical characteristics of dwellings.

3.7 Occupied dwellings classified according to prevailing method of heating, energy used for heating, and equipped with gas results related to permanent residence Territory: Czech Republic

out of which prevailing method out of which energy used for heating of heating out of which Total level from boiler- gas Date of census occupied coal, coke, (furnace house introduced in dwellings central stove coal gas electricity wood inside outside the the dwelling briquettes dwelling) house 1.3.1961 2 845 145 238 585 14 640 2 581 547 . . . . . 683 333 1.12.1970 3 088 841 767 984 217 806 2 094 273 . . . . . 1 100 203 1.11.1980 3 494 846 1 646 680 395 583 1 430 141 . . . . . 1 500 156 3.3.1991 3 705 681 2 187 457 688 507 804 238 . . . . . 1 854 163 1.3.2001 3 827 678 2 816 000 311 314 573 101 1 401 285 574 630 1 401 575 247 539 167 341 2 453 702

26.3.2011[1] 3 894 210 2 805 313 526 562 432 390 1 269 875 345 991 1 468 488 284 175 293 660 2 574 290

Increment (decrease)

between the censuses absolute 66 532 -10 687 215 248 -140 711 -131 410 -228 639 66 913 36 636 126 319 120 588 2001 - 2011[1] index (in %) 101,7 99,6 169,1 75,4 90,6 60,2 104,8 114,8 175,5 104,9

[1] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

54 Chapter 3 Dwelling – Housing and dwelling stock (census 2011) Selected data on housing 2011

3.8 Occupied dwellings classified according to prevailing method of heating, energy used for heating, and equipped with gas, regions results related to permanent residence

out of which prevailing method out of which energy used for heating of heating out of which Total gas level from boiler- Czech Republic, regions occupied coal, coke, introduced (furnace house dwellings central stove coal gas electricity wood in the inside outside the briquettes dwelling dwelling) house Total for CR 3 894 210 2 805 313 526 562 432 390 1 269 875 345 991 1 468 488 284 175 293 660 2 574 290 as per 26.3.2011 [1] of which: Capital Prague 496 911 338 750 68 538 72 820 238 825 3 201 178 794 34 951 1 796 338 233 Central Bohemia region 458 488 313 976 67 769 58 555 96 236 81 103 162 151 54 569 34 767 243 177 Southern Bohemia region 238 257 174 722 26 017 28 662 73 825 33 617 57 510 21 950 38 035 98 950 Pilsen region 215 894 153 318 31 645 24 018 62 349 30 255 76 616 12 146 23 071 143 673 Karlovy Vary region 109 431 81 110 15 138 9 370 48 860 9 994 29 720 6 187 6 399 77 333 Ústí region 308 398 227 014 40 923 29 037 138 260 28 372 85 776 20 077 13 900 209 422 Liberec region 161 192 108 069 25 342 21 270 48 555 21 317 50 028 16 288 13 911 82 180 Hradec Králové region 206 272 135 759 30 517 31 833 52 314 29 068 69 925 24 388 18 233 110 099 Pardubice region 189 196 129 879 32 188 20 859 43 594 21 464 82 748 11 858 18 880 123 524 Highland 182 537 131 508 25 979 19 601 35 836 28 040 74 988 12 496 23 880 108 004 Southern Moravia region 423 451 299 243 64 360 47 436 111 741 8 047 236 956 23 048 23 233 342 746 Olomouc region 234 809 167 036 36 820 24 292 64 760 12 862 106 087 14 489 25 834 172 604 Zlín region 208 861 160 496 23 356 18 981 53 209 8 968 98 425 13 198 25 583 149 977 Moravian and Silesian reg. 460 513 384 433 37 970 25 656 201 511 29 683 158 764 18 530 26 138 374 368 Total for CR as per 26.3.2011 100,0 72,0 13,5 11,1 32,6 8,9 37,7 7,3 7,5 66,1 (structure in %) [1]

[1] preliminary results Source: Czech Statistical Office, condensed by the MRD CR.

55

Chapter 4

CONSTRUCTION OF DWELLINGS

Chapter 4 Construction on dwellings Selected data on housing 2011

CONSTRUCTION OF DWELLINGS IN THE CR IN 2011

In 2011 commenced was the construction by 2.1 % dwellings less than in 2010 and completed was by 21.4 % less dwellings.

The number of commenced construction of dwellings in 2011 decreased yearly by 2.1 % and reached 27,535 dwellings. As for dwellings in dwelling houses the yearly decrease was by 13.5 %, in family houses commenced construction of dwellings increased by 2.7 %. The commenced construction of dwellings in superstructures, annex buildings, and in built in premises in dwelling houses saw the yearly decrease by 4.1 %, whereas in family houses it saw yearly increase by 5 %. The number of dwellings in boarding-houses or in rest homes increased by 30.7 % (from 414 dwellings in 2010 to 541 in 2011).

In 2011 the number of completed dwellings saw yearly decrease by 21.4 % and amounted to 28,628 dwellings. In family houses the number of completed dwellings saw the yearly decrease by 12 % and in dwelling houses by 39.9 %. The number of completed dwellings in the superstructures, annex buildings, and in built in premises in dwelling houses increased yearly by 9.8 %, while as for family houses it decreased yearly by 12.8 %. The number of dwellings completed in the boarding-houses or in rest homes decreased by 80.6 % (from 876 dwellings in 2010 to 170 in 2011).

From the above specified follows that in 2011 construction of more dwellings was completed (28,628) than commenced (27,535), which resulted in the lower number of dwellings under construction as per 31. 12. 2011 (165,569).

59 Selected data on housing 2011 Chapter 4 Construction on dwellings

4.1 Number of completed dwellings in Czech Republic 1948-2010 Number of completed dwellings [1] which of construction total per from 100 dwellings was constructed average living Year total municipal company family 1000 municipal company family floor area per cooperative cooperative [2] [3] houses inhab. [2] [3] houses dwelling (m2) 1948 11 017 4 007 - - 7 010 1,24 36,4 - - 63,6 1949 15 978 11 767 - - 4 211 1,80 73,6 - - 26,4 1950 22 685 20 855 - - 1 830 2,54 91,9 - - 8,1 1951 18 970 16 149 - - 2 821 2,10 85,1 - - 14,9 1952 21 079 20 026 - - 1 053 2,31 95,0 - - 5,0 1953 23 631 21 520 - - 2 111 2,56 91,1 - - 8,9 1954 21 109 17 737 - - 3 372 2,27 84,0 - - 16,0 1955 30 459 23 866 - - 6 593 3,25 78,4 - - 21,6 1956 31 238 23 294 - - 7 944 3,31 74,6 - - 25,4 1957 28 657 20 643 - - 8 014 3,01 72,0 - - 28,0 1958 28 434 24 691 - - 3 743 2,97 86,8 - - 13,2 1959 42 852 32 094 1 103 1 236 8 419 4,46 74,9 2,6 2,9 19,6 1960 50 804 31 550 6 195 4 036 9 023 5,26 62,1 12,2 7,9 17,8 1961 50 449 25 372 8 703 5 864 10 510 5,26 50,3 17,3 11,6 20,8 1962 51 773 26 073 10 888 6 042 8 770 5,38 50,4 21,0 11,7 16,9 1963 48 729 21 626 14 293 5 236 7 574 5,04 44,4 29,3 10,8 15,5 1964 47 064 19 709 19 227 1 542 6 586 4,84 41,9 40,8 3,3 14,0 1965 48 200 13 923 27 648 244 6 385 4,92 28,9 57,4 0,5 13,2 1966 45 342 11 291 28 511 166 5 374 4,62 24,9 62,9 0,4 11,8 1967 50 295 10 168 33 090 523 6 514 5,10 20,2 65,8 1,0 13,0 1968 55 624 11 539 34 285 2 812 6 988 5,63 20,7 61,6 5,1 12,6 1969 54 787 9 195 26 485 10 554 8 553 5,54 16,8 48,3 19,3 15,6 1970 73 445 13 062 34 774 13 566 12 043 7,49 17,8 47,3 18,5 16,4 1971 70 226 10 442 29 129 15 987 14 668 7,14 14,9 41,5 22,7 20,9 1972 75 414 13 798 29 936 14 992 16 688 7,64 18,3 39,7 19,9 22,1 1973 77 695 14 980 26 807 17 383 18 525 7,83 19,3 34,5 22,4 23,8 1974 85 616 19 154 26 303 19 365 20 794 8,57 22,4 30,7 22,6 24,3 1975 97 104 22 760 27 592 20 998 25 754 9,65 23,5 28,4 21,6 26,5 1976 86 350 19 326 22 136 19 277 25 611 8,53 22,4 25,6 22,3 29,7 1977 87 872 20 160 24 434 17 123 26 155 8,62 22,9 27,8 19,5 29,8 1978 83 273 19 538 24 126 15 542 24 067 8,13 23,4 29,0 18,7 28,9 1979 77 094 19 250 22 886 12 587 22 371 7,49 25,0 29,7 16,3 29,0 1980 80 661 17 305 27 447 16 132 19 777 7,81 21,5 34,0 20,0 24,5 1981 63 084 12 581 21 427 11 082 17 994 6,12 19,9 34,0 17,6 28,5 1982 61 400 12 574 23 520 6 644 18 662 5,95 20,5 38,3 10,8 30,4 1983 57 078 11 664 24 408 2 456 18 550 5,53 20,4 42,8 4,3 32,5 1984 57 298 11 816 25 353 2 100 18 029 5,55 20,6 44,2 3,7 31,5 1985 66 678 15 126 29 257 3 905 18 390 6,45 22,7 43,9 5,8 27,6 1986 47 080 10 422 20 281 1 148 15 229 4,55 22,1 43,1 2,4 32,4 1987 49 000 11 823 20 012 1 477 15 688 4,73 24,1 40,9 3,0 32,0 1988 50 700 14 488 19 915 1 567 14 730 4,89 28,6 39,3 3,1 29,0 1989 55 073 16 977 21 038 820 16 238 5,32 30,8 38,2 1,5 29,5 52,5 1990 44 594 8 958 17 056 1 408 17 172 4,30 20,1 38,2 3,2 38,5 56,0 1991 41 719 9 889 19 489 1 915 10 426 4,05 23,7 46,7 4,6 25,0 53,0 1992 36 397 7 180 15 096 1 621 12 500 3,53 19,7 41,5 4,5 34,3 55,6 1993 31 509 6 213 9 606 1 374 14 316 3,05 19,7 30,5 4,4 45,4 59,4 1994 18 162 4 224 5 601 964 7 373 1,76 23,3 30,8 5,3 40,6 57,5 1995 [4] 12 998 3 619 1 194 1 129 7 056 1,26 28 9 8,7 54,3 60,3 1996 [4] 14 482 4 865 371 1 664 7 582 1,40 34 3 11,5 52,3 60,6 1997 [4] 16 757 5 249 151 2 778 8 579 1,63 31 1 16,6 51,2 63,4 1998 [4] 22 183 6 253 151 5 109 10 670 2,15 28 1 23,0 48,1 66,6 1999 [4] 23 734 5 831 122 6 004 11 777 2,31 24,6 0,5 25,3 49,6 69,2 2000 [4] 25 207 5 643 559 5 628 13 377 2,45 22,4 2,2 22,3 53,1 68,2 2001 [4] 24 758 5 043 909 5 165 13 641 2,42 20,3 3,7 20,9 55,1 70,1 2002 [4] 27 291 5 865 826 5 927 14 673 2,67 21,5 3,0 21,7 53,8 68,5 2003 [4] 27 127 5 643 1 482 6 119 13 883 2,66 20,8 5,5 22,6 51,2 69,2 2004 [4] 32 268 7 142 1 515 7 856 15 755 3,16 22,1 4,7 24,3 48,8 68,5 2005 [4] 32 863 4 889 1 400 10 832 15 742 3,21 14,9 4,3 33,0 47,9 70,3 2006 [5] 30 190 15 273 14 917 2,94 50,6 49,4 71,8 2007 [5] 41 649 22 926 18 723 4,03 55,0 45,0 70,4 2008 [5] 38 380 17 059 21 321 3,68 44,4 55,6 76,0 2009 [5] 38 473 17 821 20 652 3,67 46,3 53,7 74,2 2010 [5] 36 442 15 259 21 183 3,47 31,6 58,4 76,8 [1] Including superstructures and annex buildings. [2] Including emergency dwellings, dwellings in corporal possession since 1995 including dwellings in houses with day care and in rest homes/boarding houses. [3] Including construction within co-operative farms, since 1993 including company flats and since 1995 including dwellings in non-residential buildings and including dwellings acquired by construction modifications ; other construction since 1995. [4] Number of dwellings completed within particular forms (expert assessment of CSO). [5] Since 2006 the statement Stav 8-04 has been replaced by the statement Stav 2-12, which has not yet contained the break down to the forms of investment. Source: Czech Statistical Office.

60 Chapter 4 Construction on dwellings Selected data on housing 2011

4.2 Housing construction: 1960-2011

NUMBER INDEX Period dwellings dwellings under dwellings moderni- dwellings dwellings under dwellings moderni- started construction completed sation started construction completed sation 1960 x x 50 804 x x x x x 1961 x x 50 449 x x x 99,3 x 1962 x x 51 773 x x x 102,6 x 1963 x x 48 729 x x x 94,1 x 1964 x x 47 064 x x x 96,6 x 1965 x x 48 200 x x x 102,4 x 1966 x x 45 342 x x x 94,1 x 1967 x x 50 295 x x x 110,9 x 1968 x x 55 624 x x x 110,6 x 1969 x x 54 787 x x x 98,5 x 1970 x x 73 445 x x x 134,1 x 1971 76 926 148 466 70 226 x x x 95,6 x 1972 89 557 160 401 75 414 x 116,4 108,0 107,4 x 1973 89 099 171 810 77 695 x 99,5 107,1 103,0 x 1974 96 162 183 482 85 616 x 107,9 106,8 110,2 x 1975 86 248 173 418 97 104 x 89,7 94,5 113,4 x 1976 83 027 170 223 86 350 x 96,3 98,2 88,9 x 1977 77 932 159 966 87 872 x 93,9 94,0 101,8 x 1978 84 690 161 423 83 273 x 108,7 100,9 94,8 x 1979 83 613 167 334 77 094 x 98,7 103,7 92,6 x 1980 69 459 154 271 80 661 x 83,1 92,2 104,6 x 1981 53 765 144 954 63 084 x 77,4 94,0 78,2 x 1982 48 489 136 388 61 400 x 90,2 94,1 97,3 x 1983 54 459 134 304 57 078 x 112,3 98,5 93,0 x 1984 60 929 137 763 57 298 x 111,9 102,6 100,4 x 1985 47 337 118 844 66 678 x 77,7 86,3 116,4 x 1986 51 973 123 946 47 080 x 109,8 104,3 70,6 x 1987 57 309 131 325 49 000 x 110,3 106,0 104,1 x 1988 61 120 141 291 50 700 x 106,6 107,6 103,5 x 1989 55 965 141 721 55 073 x 91,6 100,3 108,6 x 1990 61 004 158 840 44 594 x 109,0 112,1 81,0 x 1991 10 899 128 228 41 719 2 039 17,9 80,7 93,6 59,6 1992 8 429 97 768 36 397 330 77,3 76,2 87,2 16,2 1993 7 454 72 356 31 509 1 490 88,4 74,0 86,6 451,5 1994 10 964 62 117 18 162 1 800 147,1 85,8 57,6 120,8 1995 16 548 66 172 12 662 2 061 150,9 106,5 69,7 114,5 1996 22 680 74 726 14 482 2 725 137,1 112,9 114,4 132,2 1997 33 152 90 552 16 757 4 645 146,2 121,2 115,7 170,5 1998 35 027 103 191 22 183 6 078 105,7 114,0 132,4 130,9 1999 32 900 112 530 23 734 8 755 93,9 109,1 107,0 144,0 2000 32 377 118 785 25 207 10 725 98,4 105,6 106,2 122,5 2001 28 983 121 705 24 758 13 435 89,5 102,5 98,2 125,3 2002 33 606 129 609 27 291 13 599 116,0 106,5 110,2 101,2 2003 36 496 139 132 27 127 12 761 108,6 107,3 99,4 93,8 2004 39 037 146 801 32 268 15 469 107,0 105,5 119,0 121,2 2005 40 381 155 202 32 863 21 896 103,4 105,7 101,8 141,5 2006 43 747 168 825 30 190 21 144 108,3 108,8 91,9 96,6 2007 43 796 170 971 41 649 18 758 100,1 101,3 138,0 88,7 2008 43 531 176 123 38 383 21 187 99,4 103,0 92,2 112,9 2009 37 319 174 969 38 473 19 029 85,7 99,3 100,2 89,8 2010 28 135 166 662 36 442 18 899 75,4 95,3 94,7 99,3 2011 27 535 165 569 28 628 17 207 97,9 99,3 78,6 91,0 Source: Czech Statistical Office.

61 Selected data on housing 2011 Chapter 4 Construction on dwellings

Source: Czech Statistical Office.

62 Chapter 4 Construction on dwellings Selected data on housing 2011

4.4 Housing construction (Dwellings started, dwellings completed and dwellings under construction: quarters 2005-2011)

Period Quarter Started Completed Under construction Q1 8 645 6 452 148 885 Q2 9 042 6 068 152 114 2005 Q3 12 280 8 475 156 001 Q4 10 414 11 868 155 202 total 40 381 32 863 155 202 Q1 9 117 6 929 157 390 Q2 11 089 5 188 163 291 2006 Q3 11 699 6 049 168 941 Q4 11 842 12 024 168 825 total 43 747 30 190 168 825 Q1 9 165 8 337 169 653 Q2 10 073 6 758 172 968 2007 Q3 12 580 8 731 176 817 Q4 11 978 17 824 170 971 total 43 796 41 650 170 971 Q1 9 570 9 070 171 472 Q2 12 361 7 357 176 476 2008 Q3 11 914 9 559 178 831 Q4 9 686 12 397 176 123 total 43 531 38 383 176 123 Q1 8 721 9 314 175 530 Q2 9 736 7 770 177 496 2009 Q3 11 234 8 720 180 010 Q4 7 628 12 669 174 969 total 37 319 38 473 174 969 Q1 6 272 9 199 172 042 Q2 8 024 6 921 173 145 2010 Q3 7 671 7 415 173 401 Q4 6 168 12 907 166 662 total 28 135 36 442 166 662 Q1 6 719 6 112 167 269 Q2 7 593 5 393 169 469 2011 Q3 7 104 6 616 169 957 Q4 6 119 10 507 165 569 total 27 535 28 628 165 569 Source: Czech Statistical Office.

63 Selected data on housing 2011 Chapter 4 Construction on dwellings

Source: Czech Statistical Office.

64 Chapter 4 Construction on dwellings Selected data on housing 2011

4.6 Housing construction, dwellings completed: 1998-2011

of which

in all types of In Number of extensions of community In in multi- care service In non- converted modernised Period Total in family dwelling homes and residential non- dwellings houses multi- buildings family homes- buildings residential [1] dwelling houses boarding rooms buildings houses 1998 22 183 8 336 6 827 2 334 2 530 811 407 938 6 078 1999 23 734 9 238 6 598 2 539 2 506 651 767 1 435 8 755 2000 25 207 10 466 5 926 2 911 2 339 687 745 2 133 10 725 2001 24 758 10 693 5 912 2 948 1 874 708 824 1 799 13 435 2002 27 291 11 716 6 393 2 957 1 737 1 725 1 070 1 693 13 599 2003 27 127 11 397 7 720 2 486 1 454 1 729 1 213 1 128 12 761 2004 32 268 13 302 10 722 2 453 2 070 1 638 719 1 364 15 469 2005 32 863 13 472 11 526 2 270 1 569 1 047 794 2 185 21 896 2006 30 190 13 230 10 070 1 687 1 770 760 651 2 022 21 144 2007 41 649 16 988 18 171 1 735 1 847 530 733 1 645 18 758 2008 38 380 19 611 12 497 1 710 1 788 345 727 1 702 21 187 2009 38 473 19 124 13 766 1 528 1 697 275 803 1 280 19 029 2010 36 442 19 760 10 912 1 423 1 445 876 786 1 240 18 899 2011 28 628 17 386 6 554 1 241 1 586 170 701 990 17 207 in % of total 1998 100,0 37,6 30,8 10,5 11,4 3,7 1,8 4,2 x 1999 100,0 38,9 27,8 10,7 10,6 2,7 3,2 6,0 x 2000 100,0 41,5 23,5 11,5 9,3 2,7 3,0 8,5 x 2001 100,0 43,2 23,9 11,9 7,6 2,9 3,3 7,3 x 2002 100,0 42,9 23,4 10,8 6,4 6,3 3,9 6,2 x 2003 100,0 42,0 28,5 9,2 5,4 6,4 4,5 4,2 x 2004 100,0 41,2 33,2 7,6 6,4 5,1 2,2 4,2 x 2005 100,0 41,0 35,1 6,9 4,8 3,2 2,4 6,6 x 2006 100,0 43,8 33,4 5,6 5,9 2,5 2,2 6,7 x 2007 100,0 40,8 43,6 4,2 4,4 1,3 1,8 3,9 x 2008 100,0 51,1 32,6 4,5 4,7 0,9 1,9 4,4 x 2009 100,0 49,7 35,8 4,0 4,4 0,7 2,1 3,3 x 2010 100,0 54,2 29,9 3,9 4,0 2,4 2,2 3,4 x 2011 100,0 60,7 22,9 4,3 5,5 0,6 2,4 3,5 x

[1] Modernised dwellings mean upgrading of dwelling stock , so they do not counted in total dwellings completed. Source: Czech Statistical Office.

65 Selected data on housing 2011 Chapter 4 Construction on dwellings

Source: Czech Statistical Office.

4.8 Time of housing buildings and dwellings completed: 1997-2010 (in months)

Dwellings share completed after 61 and more Average time of housing (in months) months (in %) all types of extensions of all types of extensions of Period multi- multi- family family dwelling multi- dwelling multi- houses family houses family dwelling dwelling buildings houses buildings houses buildings buildings 1997 56 32 51 14 37,59 15,28 31,02 0,70 1998 54 33 54 16 32,75 16,74 33,20 2,65 1999 54 32 59 18 31,29 15,19 36,23 1,96 2000 59 29 60 21 34,80 7,53 35,14 2,78 2001 48 35 54 24 20,92 12,28 26,73 3,63 2002 47 28 56 27 19,26 1,50 26,07 5,01 2003 45 33 59 27 20,28 13,61 31,86 7,57 2004 44 30 64 28 20,89 14,83 36,40 10,14 2005 43 28 68 29 19,48 6,42 40,53 9,56 2006 39 31 61 30 15,70 8,79 34,50 10,51 2007 39 29 58 34 15,10 4,78 29,86 13,10 2008 38 27 60 33 14,28 2,75 34,56 8,11 2009 40 29 63 33 15,97 5,62 36,78 11,49 2010 43 31 64 33 17,38 4,51 38,37 13,36 Source: Czech Statistical Office.

66 Chapter 4 Construction on dwellings Selected data on housing 2011

4.9 Structure of dwellings completed between 1997 and 2010 by material of supporting walls (%)

Supporting structure of family houses Supporting structure of multi-dwelling buildings

Period walled prefabricated wooden other walled prefabricated wooden other

1997 93,7 2,7 1,4 2,2 58,5 22,5 0,0 19,0 1998 93,6 2,4 1,5 2,4 65,3 10,6 0,1 24,0 1999 94,6 2,5 1,1 1,8 52,1 19,8 0,7 27,5 2000 95,4 1,3 1,3 2,0 70,3 9,4 0,0 20,3 2001 95,0 1,6 1,6 1,8 71,3 2,8 0,0 25,9 2002 94,3 1,7 1,4 2,6 63,7 6,8 0,5 29,0 2003 93,9 1,7 2,4 2,0 68,0 9,7 0,1 22,3 2004 94,1 1,6 2,6 1,7 75,9 4,6 0,5 19,0 2005 93,6 1,6 2,9 1,9 63,8 6,2 0,8 29,2 2006 92,6 1,6 3,7 2,2 67,3 6,9 0,4 25,3 2007 92,0 1,4 4,6 2,1 57,2 4,9 0,2 37,6 2008 91,4 1,6 5,2 1,8 69,2 3,8 0,4 26,6 2009 89,8 1,6 6,4 2,2 64,1 3,4 0,1 32,4 2010 88,9 1,9 6,9 2,3 56,7 6,6 0,9 35,8 Source: Czech Statistical Office.

4.10 Modernisation of dwelling stock: 1997-2011

Started modernisation Actual modernisation Completed modernisation Period abs. index abs. index abs. index 1997 8 668 134,8 10 678 161,9 4 645 170,5 1998 10 587 122,1 14 761 138,2 6 078 130,9 1999 16 087 152,0 22 069 149,5 8 755 144,0 2000 16 638 103,4 28 195 127,8 10 725 122,5 2001 16 659 100,1 31 592 112,0 13 435 125,3 2002 16 050 96,3 34 772 110,1 13 599 101,2 2003 17 145 106,8 38 923 111,9 12 761 93,8 2004 20 074 117,1 43 448 111,6 15 469 121,2 2005 24 404 121,6 47 233 108,7 21 896 141,5 2006 36 081 147,8 62 171 131,6 21 144 96,6 2007 29 635 82,1 73 048 117,5 18 758 88,7 2008 27 020 91,2 78 881 108,0 21 187 112,9 2009 24 186 89,5 84 038 106,5 19 029 89,8 2010 24 031 99,4 89 170 106,1 18 899 99,3 2011 24 349 101,3 96 312 114,6 17 207 91,0 Source: Czech Statistical Office.

67 Selected data on housing 2011 Chapter 4 Construction on dwellings

Source: Czech Statistical Office.

4.12 Size of dwellings in completed family houses (1995-2010)

Average Average Share of the total dwellings (%) Average living number of useful floor Period floor area per dwellings with kitchen and rooms per area per dwelling (m2) bedsitter 1 room 5 rooms dwelling dwelling (m2) 2 rooms 3 rooms 4 rooms [1] and more 1995 x x x 0,5% 1,5% 7,7% 27,6% 30,2% 32,5% 1996 x x x 0,7% 2,0% 8,1% 27,9% 28,8% 32,5% 1997 4,31 92,8 152,0 0,9% 2,4% 8,6% 25,1% 28,3% 34,7% 1998 4,35 96,4 154,7 0,6% 1,9% 8,3% 24,6% 27,5% 37,1% 1999 4,35 96,5 158,5 0,6% 1,2% 5,3% 17,0% 30,5% 45,4% 2000 4,36 96,9 155,4 0,3% 1,1% 5,4% 17,0% 31,1% 45,1% 2001 4,33 96,3 151,7 0,4% 1,2% 5,4% 17,4% 31,7% 43,9% 2002 4,37 97,0 153,0 0,3% 1,1% 5,4% 15,9% 32,0% 45,3% 2003 4,36 96,6 152,7 0,4% 1,3% 4,6% 16,0% 33,5% 44,2% 2004 4,39 97,0 151,5 0,3% 0,9% 4,6% 15,8% 33,6% 44,8% 2005 4,37 98,1 145,9 0,3% 0,8% 5,4% 15,2% 34,2% 44,1% 2006 4,35 97,9 142,8 0,2% 0,7% 4,4% 15,3% 37,9% 41,5% 2007 4,38 97,1 141,4 0,3% 0,8% 3,6% 15,2% 37,6% 42,5% 2008 4,40 96,3 138,8 0,2% 0,8% 3,0% 14,0% 40,2% 41,8% 2009 4,34 94,4 136,4 0,3% 0,8% 3,3% 15,4% 40,5% 39,7% 2010 x 95,2 135,8 0,3% 0,8% 2,9% 14,2% 40,6% 41,3%

[1] incl. 2 room dwellings with kitchenette. Source: Czech Statistical Office.

68 Chapter 4 Construction on dwellings Selected data on housing 2011

4.13 Size of dwellings in completed apartment buildings (1995-2010)

Average Average Share of the total dwellings (%) Average living number of useful floor Period floor area per dwellings with kitchen and rooms per area per dwelling (m2) bedsitter 1 room 4 rooms dwelling 2 2 rooms 3 rooms dwelling (m ) [1] and more 1995 x x x 7,0% 42,5% 9,0% 33,2% 8,3% 1996 x x x 8,2% 34,3% 23,9% 26,6% 7,0% 1997 2,02 46,0 66,3 8,6% 30,5% 33,8% 18,6% 8,5% 1998 2,22 52,9 73,6 13,5% 20,7% 29,6% 26,5% 9,7% 1999 2,07 51,0 70,2 12,8% 24,9% 27,9% 25,7% 8,7% 2000 2,06 45,2 67,7 8,5% 22,8% 37,5% 25,7% 5,5% 2001 2,10 48,0 68,0 9,7% 21,3% 36,7% 25,1% 7,2% 2002 1,89 43,7 61,1 11,5% 31,5% 31,1% 20,7% 5,2% 2003 2,11 49,3 67,5 7,9% 21,2% 38,3% 26,0% 6,6% 2004 1,96 47,5 66,7 15,1% 27,0% 28,6% 21,9% 7,4% 2005 2,09 50,4 66,4 9,8% 19,3% 39,5% 25,4% 6,0% 2006 2,15 50,2 68,0 8,0% 20,7% 36,5% 27,7% 7,1% 2007 2,17 50,7 66,7 11,5% 15,6% 36,6% 29,1% 7,2% 2008 2,28 54,0 71,2 7,3% 14,5% 39,0% 30,6% 8,6% 2009 2,26 52,1 69,1 6,6% 15,5% 39,7% 29,6% 8,7% 2010 x 55,0 73,2 5,6% 14,7% 38,8% 32,5% 8,4%

[1] incl. 2 room dwellings with kitchenette. Source: Czech Statistical Office.

69 Selected data on housing 2011 Chapter 4 Construction on dwellings

4.14 Completed dwellings according to number of rooms in the CR in 2010

Average space Number of dwellings (m2) Form of construction 1 room inc. 2 5 rooms bedsitter room dwellings 2 rooms 3 rooms 4 rooms and total living useful with kitchenette more family houses (without 54 154 573 2 798 8 029 8 152 19 760 95,2 135,8 all types of extensions) apartment buildings (without all types of 614 1 599 4 231 3 543 833 92 10 912 55,0 73,2 extensions) additions, extensions or modifications to the 25 98 285 525 351 139 1 423 71,4 100,4 family houses additions, extensions or modifications to the 153 263 532 365 108 24 1 445 53,4 72,3 apartment buildings rental houses with care 446 210 214 6 0 0 876 33,3 41,9 services dwellings in non- 44 225 274 139 65 39 786 54,8 75,9 residential buildings dwellings in converted 81 323 406 240 121 69 1 240 53,8 74,2 non-residential space TOTAL 1 417 2 872 6 515 7 616 9 507 8 515 36 442 76,8 107,5

Source: Czech Statistical Office.

Source: Czech Statistical Office, calculations: Institute for Spatial Development.

70 Chapter 4 Construction on dwellings Selected data on housing 2011

4.16 Housing constructions in regions in 2011

Dwellings under Region Completed dwellings Started dwellings construction City of 480 2 733 13 714 Central Bohemia 6 376 5 846 32 628 Southern Bohemia 2 028 2 193 15 280 Pilsen region 1 457 1 630 10 017 Karlovy Vary region 626 728 4 344 Ústí region 1 239 1 197 9 535 Liberec region 957 839 6 302 Hradec Králové region 1 320 1 272 7 517 Pardubice region 1 274 1 376 8 218 Highland 1 347 1 238 7 201 Southern Moravia 3 606 3 380 17 654 Olomouc region 1 305 1 264 10 413 Zlín region 1 090 1 128 8 253 Moravia-Silesia 2 523 2 711 14 493 Czech republic 28 628 27 535 165 569

Source: Czech Statistical Office, calculations: Institute for Spatial Development.

4.17 Housing construction in the Czech Republic in year 2011 - completed dwellings

Share of total Form of building year 2010 year 2011 Index (11/10) 2011 (%)

family houses 19 760 17 386 88,0 60,7% apartment buildings 10 912 6 554 60,1 22,9% in all types extensions total 2 868 2 827 98,6 9,9% of which in family houses 1 423 1 241 87,2 4,3% of which in apartment buildings 1 445 1 586 109,8 5,5% rental houses with care services 876 170 19,4 0,6% dwellings in non-residential buildings 786 701 89,2 2,4% dwellings in converted non-residential space 1 240 990 79,8 3,5% TOTAL 36 442 28 628 78,6 100,0% Modernisation of housing stock 18 899 17 207 91,0 x Source: Czech Statistical Office, calculations: Institute for Spatial Development.

71 Selected data on housing 2011 Chapter 4 Construction on dwellings

4.18 Housing construction in the Czech Republic in year 2011 - started dwellings

Index Share of total Form of building year 2010 year 2011 (11/10) 2011 (%)

family houses 16 611 17 060 102,7 62,0% apartment buildings 5 798 5 013 86,5 18,2% in all types extensions total 3 251 3 278 100,8 11,9% of which in family houses 1 749 1 837 105,0 6,7% of which in apartment buildings 1 502 1 441 95,9 5,2% rental houses with care services 414 541 130,7 2,0% dwellings in non-residential buildings 1 564 1 175 75,1 4,3% dwellings in converted non-residential space 497 468 94,2 1,7% TOTAL 28 135 27 535 97,9 100,0% Modernisation of housing stock 24 031 24 349 101,3 x Source: Czech Statistical Office, calculations: Institute for Spatial Development.

4.19 Housing construction in the Czech Republic in year 2011 - dwellings under construction up to 31.12.

Index Share of total Form of building year 2010 year 2011 (11/10) 2011 (%)

family houses 85 673 85 347 99,6 51,5% apartment buildings 25 548 24 007 94,0 14,5% in all types extensions total 41 268 41 719 101,1 25,2% of which in family houses 33 167 33 763 101,8 20,4% of which in apartment buildings 8 101 7 956 98,2 4,8% rental houses with care services 2 591 2 962 114,3 1,8%

dwellings in non-residential buildings 11 582 11 534 99,6 7,0%

TOTAL 166 662 165 569 99,3 100,0% Modernisation of housing stock 89 170 96 312 108,0 x Source: Czech Statistical Office, calculations: Institute for Spatial Development.

72

73

74 Chapter 4 Construction on dwellings Selected data on housing 2011

4.22 Average acquisition value of completed dwellings (CZK)

Additions, extensions Additions, extensions Year Family houses or modifications in Apartment buildings or modifications in family houses apartment buildings

1996 1 780 200 580 494 868 800 660 398 1997 2 143 600 683 600 1 083 200 949 700 1998 2 304 900 729 500 1 464 100 935 500 1999 2 402 900 766 200 1 372 900 1 060 100 2000 2 387 900 795 000 1 285 500 1 026 000 2001 2 406 000 835 600 1 448 700 1 155 300 2002 2 516 200 877 100 1 234 400 1 200 800 2003 2 612 700 890 300 1 458 600 1 135 300 2004 2 712 500 906 100 1 423 700 1 183 600 2005 2 742 500 979 400 1 575 100 1 319 100 2006 2 848 900 1 062 200 1 663 800 1 350 400 2007 2 905 600 1 101 100 1 646 100 1 468 100 2008 3 088 000 1 223 900 1 889 300 1 513 000 2009 3 122 172 1 264 501 2 037 985 1 561 129 2010 3 214 100 1 303 200 2 576 300 1 625 400 Source: Czech Statistical Office.

75

4.23 Average acquisition value per 1 m2 useful area of dwellings completed between 1997 - 2010 by sort of building and municipality size

Municipality size Year category 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010

Family houses (additions and extensions not included)

TOTAL 14 100 14 894 15 158 15 364 15 856 16 447 17 109 17 910 18 800 19 946 20 553 22 244 22 884 23 674 < 500 inhab. 11 799 13 017 13 179 14 184 15 143 15 201 15 853 16 669 17 696 18 159 19 054 20 307 21 437 22 679 500 - 999 12 632 13 849 13 965 14 196 14 862 14 979 16 074 16 611 17 938 18 653 19 780 20 953 21 910 22 938 1 000 - 1 999 12 699 13 295 13 519 14 087 14 980 15 817 17 133 16 922 18 374 19 327 19 965 21 578 23 213 23 615 2 000 - 4 999 13 629 14 492 14 612 15 139 15 849 16 586 16 845 17 359 18 418 20 406 20 610 21 863 23 106 23 625 5 000 - 9 999 13 395 14 400 15 238 15 151 14 712 16 639 16 807 19 474 19 014 20 799 19 992 21 270 21 913 22 833 10 000 - 19 999 13 211 13 964 14 761 15 654 15 773 16 141 16 867 17 404 18 690 19 314 19 556 22 248 23 268 23 261 20 000 - 49 999 12 105 14 048 14 677 14 656 15 357 16 230 16 703 17 415 18 708 18 692 20 594 22 067 22 144 22 971 50 000 - 99 999 13 508 14 387 16 604 16 197 16 434 16 550 16 985 17 380 19 151 21 149 21 803 20 833 23 815 25 573 >100 000 19 713 19 114 19 299 19 538 19 612 19 844 20 265 22 301 22 806 24 219 24 861 30 171 26 803 28 146 Apartment buildings (additions and extensions not included)

TOTAL 16 332 19 898 19 555 18 984 20 930 20 193 21 597 21 360 23 738 24 471 24 675 26 518 29 504 35 197 < 500 inhab. 10 710 12 723 12 938 14 943 18 272 18 670 22 306 9 275 24 505 16 186 24 821 17 718 23 918 37 425 500 - 999 17 112 15 390 16 250 18 080 15 886 24 687 18 866 15 066 22 347 21 473 21 012 20 130 24 150 32 790 1 000 - 1 999 12 726 19 752 15 910 15 176 14 255 16 333 15 755 15 628 28 648 22 788 23 462 21 931 24 763 32 386 2 000 - 4 999 14 459 14 514 16 723 14 928 15 531 16 628 17 074 17 381 16 967 21 398 26 987 25 184 28 553 25 315 5 000 - 9 999 13 967 17 650 17 618 21 338 15 404 16 707 17 983 17 491 28 161 27 979 24 607 33 124 23 423 28 718 10 000 - 19 999 13 986 16 546 18 388 12 397 17 152 16 684 16 715 19 172 21 383 18 851 20 986 25 826 28 852 24 874 20 000 - 49 999 14 448 16 686 20 751 16 673 15 565 17 803 18 550 20 908 19 067 17 940 22 498 23 258 25 099 26 022 50 000 - 99 999 13 287 15 723 18 343 16 892 19 937 16 287 18 011 19 724 21 545 22 904 25 505 22 489 25 942 31 169 >100 000 21 320 22 806 20 907 22 312 25 837 23 798 25 732 24 482 24 923 26 830 25 162 27 746 31 279 39 308 Source: Czech Statistical Office.

76 Chapter 4 Construction on dwellings Selected data on housing 2011

4.24 Dwellings completed (*1000)

1980 1985 1990 1995 2000 2006 2007 2008 2009

Austria 6,8 [1] 5,4 4,7 6,6 6,6 - - - - Belgium 4,9 3,1 4,3 4,1 3,8 6,1 5,4 5,2 4,5 Bulgaria ------Cyprus 17,6 13,9 14,0 10,6 7,3 - - - - Czech Republic 7,9 - 4,4 1,3 2,5 2,9 4,0 3,7 3,7 Denmark 5,9 4,4 5,3 2,6 2,9 5,3 5,7 4,7 2,9 Estonia 9,8 - 4,8 0,8 0,5 3,8 5,3 4,0 2,3 Finland 10,4 10,3 13,1 4,9 6,3 6,4 6,7 5,7 4,1 France 7,0 5,3 5,9 7,0 6,4 7,1 7,5 7,4 - Germany 6,4 5,5 4,0 7,4 5,1 3,0 3,2 2,1 - Greece 14,1 8,9 11,9 6,8 8,5 - - - - Hungary 8,3 6,8 4,2 2,4 2,2 3,4 3,6 3,6 3,2 Ireland 8,2 6,7 5,6 8,5 13,2 - - - - Italy 5,1 3,5 3,1 3,5 3,6 - - - - Latvia - - 5,0 0,7 0,6 [2] 2,6 4,1 3,6 - Lithuania 8,3 - 5,9 1,5 1,3 - - - - Luxembourg 5,5 3,6 6,7 6,6 3,8 4,8 6,3 - - Malta 15,5 ------Netherlands 8,1 7,0 6,8 6,4 4,7 4,4 4,9 4,8 5,0 Poland 6,1 5,1 3,5 1,7 2,3 3,0 3,5 4,3 4,2 Portugal 4,2 3,8 6,6 7,2 10,8 6,7 7,3 7,8 - Romania - - 2,1 1,6 1,2 1,8 2,2 3,1 - Slovak Republic - - 3,9 [3] 1,1 2,4 2,7 3,1 3,2 3,5 Slovenia 7,2 - 4,0 3,1 3,4 - - - - Spain 7,1 5,0 7,2 7,2 11,4 14,6 14,0 13,5 - Sweden 6,2 3,9 6,8 1,6 1,8 3,7 3,8 3,7 2,6 United Kingdom 4,5 4,0 3,6 3,4 3,1 - - - -

- not available [1] Average for 1971-1980 [2] Data for 2003 [3] Data for 1991 Source: Housing Statistics in the European Union 2010. Hague: Ministry of the Interior and Kingdom Relations, 2010.

77

Chapter 5

CONSTRUCTION

Chapter 5 Construction Selected data on housing 2011

CONSTRUCTION IN THE CR IN 2011

In 2011 the building production saw yearly decrease by 3.1 % and by 10.8, as compared to the trade boom year 2008. In 2011 construction administration issued 107,231 building permits, which is a yearly increase by 1.4 %. Rough value of these constructions was 339.9 million CZK and as compared to 2010 it decreased by 14.8 %. The total value of newly concluded building job orders saw yearly decrease by 12.2 % in the CR. The number of commenced dwelling constructions decreased by 2.1 % in 2011 and reached 27,535 dwellings. In the field of dwellings in dwelling houses the yearly decrease was 13.5 %, while in family houses the number of commenced constructions increased by 2.7 %. The number of completed dwellings saw the decrease by 21.4 % in 2011 and was 28,628. In family houses the number of completed dwellings decreased by 12 % and in dwelling houses by 39.9 %.

5.1 Permitted or announced building construction in m2 of floor area (2005-2011)

Period Total Residential buildings Non-residential buildings

1.Q 2005 1 612 453 909 983 702 470 2.Q 2005 2 035 240 1 106 453 928 787 3.Q 2005 2 258 351 1 382 794 875 557 4.Q 2005 2 041 477 1 044 207 997 270 1.Q 2006 1 834 123 888 684 945 439 2.Q 2006 1 986 777 1 199 624 787 153 3.Q 2006 2 870 145 1 406 352 1 463 793 4.Q 2006 2 489 404 1 268 632 1 220 772 1.Q 2007 1 804 809 1 042 539 762 270 2.Q 2007 2 333 501 1 206 167 1 127 334 3.Q 2007 2 480 404 1 424 993 1 055 411 4.Q 2007 2 454 890 1 243 838 1 211 052 1.Q 2008 2 181 091 1 016 393 1 164 698 2.Q 2008 2 557 401 1 436 328 1 121 073 3.Q 2008 2 414 237 1 414 286 999 951 4.Q 2008 1 866 523 1 095 178 771 345 1.Q 2009 1 704 437 946 474 757 963 2.Q 2009 1 735 057 1 131 189 603 868 3.Q 2009 1 853 153 1 278 449 574 704 4.Q 2009 1 496 378 871 288 625 090 1.Q 2010 1 316 662 710 596 606 066 2.Q 2010 1 983 890 965 888 1 018 002 3.Q 2010 1 629 083 918 093 710 990 4.Q 2010 1 566 413 805 067 761 346 1.Q 2011 1 320 600 744 990 575 610 2.Q 2011 1 869 567 937 336 932 231 3.Q 2011 1 489 351 897 555 591 796 4.Q 2011 1 219 232 741 872 477 360 Source: Czech Statistical Office.

81 Selected data on housing 2011 Chapter 5 Construction

Source: Czech Statistical Office.

82

5.3 Gross domestic product - added value (sectorial structure)

Current prices 2005 2006 2007 2008 2009 2010 index index index index index index mil. CZK mil. CZK mil. CZK mil. CZK mil. CZK mil. CZK 05/04 06/05 07/06 08/07 09/08 10/09 Agriculture, forestry, fishing 71 691 98,4 74 434 103,8 79 068 106,2 80 293 101,5 64 204 80,0 57 079 88,9 Industry 877 451 106,9 961 958 109,6 1 047 411 108,9 1 085 503 103,6 1 018 487 93,8 1 031 830 101,3 Construction 189 292 103,8 199 158 105,2 224 875 112,9 235 658 104,8 238 401 101,2 245 842 103,1 Trade, hotels, transport 593 189 104,1 647 239 109,1 690 162 106,6 701 890 101,7 648 119 92,3 656 519 101,3 Finance, commercial services 392 899 108,7 432 782 110,2 483 975 111,8 546 936 113,0 561 108 102,6 569 860 101,6 Other services 683 299 107,2 721 633 105,6 778 857 107,9 829 642 106,5 840 158 101,3 843 525 100,4 Total 2 807 821 106,2 3 037 204 108,2 3 304 348 108,8 3 479 922 105,3 3 370 477 96,9 3 404 655 101,0 Source: Czech Statistical Office.

83

5.5 Construction work "S" by type of construction, 2000-2010 (CZK mil., current prices)

of which of which Construction of which Year new work "S" total in the CR construction, non-residential non-residential repairs and abroad residential civil water reconstruction non-industrial industrial maintenance buildings engineering management and upgrade buildings buildings 2000 265 007 261 084 197 575 30 445 38 402 54 265 70 403 4 060 63 509 3 923 2001 301 784 295 886 223 697 33 460 36 694 75 489 75 325 2 729 72 189 5 898 2002 317 568 313 569 233 038 36 011 39 618 70 878 83 462 3 069 80 532 3 999 2003 353 879 349 964 257 185 44 600 41 618 75 751 91 158 4 058 92 780 3 915 2004 402 410 397 121 292 721 54 551 54 127 65 942 113 684 4 417 104 401 5 289 2005 431 426 425 463 314 844 58 819 53 606 67 897 129 736 4 786 110 619 5 963 2006 472 578 462 980 343 648 68 960 64 921 72 728 132 365 4 675 119 331 9 598 2007 521 487 507 445 378 587 80 631 63 567 91 471 138 348 4 569 128 858 14 042 2008 547 601 536 013 398 152 80 150 65 037 88 138 160 395 4 432 137 861 11 589 2009 520 877 507 709 375 917 65 688 66 210 63 625 173 311 7 083 131 792 13 168 2010 488 690 477 793 356 289 56 711 62 929 54 337 175 911 6 401 121 504 10 897

Construction work "S" under contracts in total refers to total value of the reporting unit’s own construction activity (incl. material inputs) performed based on a contract of delivery for final user (builder), including the value of subcontracted construction work, if any, received from other subcontractors to meet the contract of delivery for the final user. Source: Czech Statistical Office.

84 Chapter 5 Construction Selected data on housing 2011

Source: Czech Statistical Office.

85 Selected data on housing 2011 Chapter 5 Construction

5.7 Construction production, Index 2005=100 and percentage changes (2006-2010 and 2 Q 2011)

2006 2007 2008 2009 2010 2011Q2

EU 27 103,6 105,7 101,7 93,1 89,3 89,8 [1] Euro area 17 103,7 105,0 99,2 91,4 84,3 83,3 [1] in which: Austria 106,1 110,2 109,2 107,4 102,8 105,1 Belgium 104,4 [2] 106,0 [2] 105,6 [2] 102,2 [2] 100,1 [2] 105,1 [2] Bulgaria 125,3 158,8 178,9 153,4 126,0 107,9 [2] Cyprus 104,1 111,2 113,7 101,7 93,5 88,0 [1] [2] Czech Republic 106,6 113,9 113,6 112,9 104,7 99,1 Denmark 103,8 99,4 93,7 83,6 76,6 81,8 [1] Estonia 127,2 144,4 125,3 88,0 77,1 85,3 [1] Finland 107,9 [4] 118,8 [4] 123,7 [4] 107,4 [4] 120,1 [4] 132,6 [4] France 104,1 106,5 102,6 96,5 93,2 94,6 Germany 106,0 109,1 108,3 108,4 108,7 121,0 Greece 103,8 118,7 127,7 105,3 72,0 46,2 [1] [2] Hungary 99,4 85,5 81,0 77,5 69,4 61,9 Ireland 103,9 89,9 63,6 40,1 28,1 21,9 [2] Italy 103,9 110,5 109,3 96,7 93,4 91,8 Latvia 113,6 129,1 125,1 81,4 62,3 58,1 Lithuania 122,0 149,1 155,2 79,9 73,8 86,4 Luxembourg 102,6 105,2 103,3 104,1 104,2 105,5 [1] Malta 104,3 111,8 109,2 109,7 109,9 [2] 110,3 [1] [2] Netherlands 102,2 107,9 111,3 108,0 [4] 96,2 [4] 99,6 [1] Poland 116,0 134,9 148,6 155,3 161,0 183,5 Portugal 93,7 90,0 88,9 83,0 76,0 69,1 Romania 116,6 155,1 196,6 166,7 144,4 141,1 Slovak Republic 116,2 122,6 136,7 121,4 116,2 111,3 Slovenia 115,5 136,9 158,1 125,0 103,9 73,4 Spain 102,7 98,3 82,2 73,0 58,2 - [3] Sweden 108,0 114,6 119,5 115,3 112,1 130,1 [1] United Kingdom 101,4 103,8 102,4 90,5 97,2 [2] 98,3 [2]

[1] Estimate (Eurostat) [2] Preliminary data [3] Not available [4] Estimate Source: Eurostat, 30/9/2011, 9/11/2011.

86

Chapter 6

PRICES

Chapter 6 Prices Selected data on housing 2011

DWELLING PRICES

The dwelling prices feature a relatively marked influence on the aggregate overall level. The yearly change of the aggregate index of consumer prices (so-called inflation) increased by 1.9 % in 2011, as compared to 2010, which was mostly caused (0.8 per cent points) by the increase of foodstuff prices (by 4.6 %) and the immediately second source (0.7 per cent points) was the dwelling prices, which increased by 2.8 %. Their marked contribution to the aggregate increase of the price level is given by the marked weight of the dwelling costs within the consumption structure (within the 2010 consumer prices weight more than 28 % are already concerned). To the remaining portion of the aggregate price level increase (0.4 %) contributed more 6 other consumer groups; on the contrary, 4 consumption groups decreased the aggregate level. When compared with other prices index increment the mean increase of the dwelling prices (by 2.8 %) is relatively low. It was caused particularly by the raise of the gas prices, the mean yearly increase of which was 11.8 % in 2011; in December 2011 the increase was even 22.2 %, as compared to December 2010. The yearly increase saw particularly the prices of electricity, potable water/sewerage, net rentals were gradually increased, particularly due to the rentals, the amount of which was yet not subject to contractual arrangements in 2011, but it was increased in compliance with the Statute No. 107/2006 Coll. The net rentals increased by 2.9 %, out of which the “regulated” one by 7.6 %.

Within a longer period of time, since 2005, the dwelling prices level also increased by 37.8 % (December 2011 compared to the 2005 mean value) more markedly than the mean aggregate increment in this period (18.3 %). Even in the longer period of time, apart from the “rentals deregulation”, for the draught horse of the dwelling prices may be considered the increasing prices of gas, electricity, potable water/sewerage, heat, or solid fuels.

The more rapid growth of dwelling consumer prices, vs. the aggregate price growth, particularly in a longer period of time since 2005, applies for all EU member countries except for Bulgaria. This is documented by the comparable, so-called harmonized indices of consumer prices (HICP). In December 2011 the value of the HICP for the CR was 117.5 %, thus, according to this indicator, the mean increase of the price level was 17.5 %, while the dwelling subindex was 152.8 % for the same period (increase by 52.8 %). As the calculation of the harmonized index does not include the so-called hypothetic rentals for the owner occupied dwellings, the price growth pace of which was slower than the development of prices of nearly all other items for dwelling within the specified period, thus the subindex of dwelling prices in HICP is higher than the value of this subindex within the “national” index of consumer prices. In the latest period statistics saw a continued decreasing trend in the incurred sales prices of all real estate. In aggregate, in 2010 the mean real estate prices were by 1.8 % lower than in 2009. The increase or decrease of prices, or the decrease rate, depends on a real estate type and markedly differs in particular localities. The realized development in some cases differs even according to information sources. In 2010 the statistics, the source of which is data from the real estate tax declarations, saw the decrease of sales prices of dwellings down to the level of the 2nd quarter of 2007, namely to the level by 37.2 % higher than in 2005. It is assessed that in 2011 the prices started to slightly increase (for the 2nd quarter of 2011 the value of the same indicator is assessed to be 38.4 %). For more “calm” may be considered the development of the sales prices of family houses according the same statistics. On their peak in the 4th quarter of 2008 these prices reached mean values by 33.2 % higher than in 2005, while in 4th quarter of 2010 these prices decreased to the level by 26.8 % higher than in 2005 (for the first two quarters of 2011, similarly to the prices of individual dwellings, a moderate increase is assessed, its assessed increment being 30.1 % for the second quarter, as compared to 2005). From this trend the development deviates in some regions; in the Karlovy Vary region where the mean increase of the prices of sold family houses was 50 %, as

89 Selected data on housing 2011 Chapter 6 Prices compared to 2005, however, as early as in the course of 2010 they started to slightly decrease. In the Moravian and Silesian region and Olomouc region the increase of prices is similar for a longer period of time (only slightly lower), however, as assessed in early 2011, their slight increase continues. Unlike the above-mentioned, the sales prices of dwelling houses do not significantly decrease, rather stagnate. In late 2010 their mean level was by 44 % higher than in 2005, whereas the highest level was reached in the 1st quarter of 2009, with the increment 46.8 % vs. 2005. The development of sales prices of building lands differs from that of prices of other real estate. In the recent years their prices nearly constantly rise. In late 2010 their mean value level was by 50 % higher than in 2005. The main draught horses of the mean price increase were the prices in the Southern Moravia region; in a longer period the prices of some Prague districts, the prices of lands in the Central Bohemia region, Olomouc, and Moravian and Silesian regions. The opposite trend is shown by the prices of the building lands in the Southern Bohemia region where only a tame increase was seen and in 2010 the prices were decreasing (in the last quarter of 2010 their level was only by 9.9 % higher than in 2005). In 2010 the prices were also slightly decreasing in the Hradec Králové, Pilsen and Zlín regions. From published tables a marked variability of these prices is obvious, beginning at the value 86 CZK/m2 of mean sales price (between 2008 and 2010) in the Hodonín district in municipalities populated up to 1,999 as far as to 43,484 CZK/m2 for a building land in the Prague 1 area (in all tables taken from the CSO's publication on prices of selected real estate used is a special classification of Prague to certain areas; a certain classification is specified in the last table of the chapter). According to information on the development of incurred sales prices of dwellings that the CSO acquires from estate agencies, through which only a part of dwellings is sold, the picture of reality is a bit different. In the course of 2008 in Prague a relatively smaller increase is indicated, compared to the values realized from tax returns; on the other hand, according to this source a more rapid decrease of prices was seen in Prague in the course of 2010. Similar findings apply to data for the whole republic. The decrease of sales prices of dwellings in the CR indicated by the estate agencies, recorded since 4th quarter of 2009, is steeper than values realized from sales prices according to tax returns and according to the estate agencies it even continued in 2011 as well, while according to assessments from the other sources these prices began to slightly increase in 2011. An interesting picture on information concerning prices of dwellings is provided by the comparison of development of advertised dwelling offer prices and of the development of incurred dwelling prices (taken from tax returns). The increase of offer prices (in Prague and in the rest of the republic, thus in the whole CR) laid behind a steep increase of incurred prices particularly in early 2007. On the other hand, in the course of 2008 the offer prices increased more rapidly than the incurred prices and outside Prague they increased even in the 4th quarter of 2008 when the incurred prices were already decreasing. The price increase seen in the late that year, as compared to 2005, differs by more than 25 per cent points when comparing the offer prices (65.6 %) increase and the same indicator for the incurred prices increase (39.7 %) in the territory of the CR without Prague. The prices of first sold new dwellings in Prague were still higher throughout most of 2009, as compared to 2008, though they began to decrease in the 2nd quarter. In 2010 they decreased below the level of 2008 and, except for 2nd quarter of 2010 and 2011, they are still slightly decreasing. Thus, in 3rd quarter of 2011 they were at level of 97 % of the 2008 mean value. The evaluated development does not predicate about the difference of price levels. Nevertheless, the price level influences the accessibility of dwelling. To illustrate the financial accessibility of dwelling and its development used was the evaluation of the ratio of incomes of households (or wages) and prices of dwellings and family houses. Applied were mean unit incurred prices of dwellings and family houses according to statistics from tax returns. To evaluate the new dwellings and houses accessibility used were data on unit first costs of completed (newly constructed) dwellings and family houses – see the annex on dwelling construction. For the recalculation to the

90 Chapter 6 Prices Selected data on housing 2011 value of a complete dwelling (or house) still the same size is used, i.e. 61 m2 or 660 m3. For this way model valuated older dwelling (or house) the financial accessibility of older dwelling grew worse, as compared to 2008, though it is growing better after 2008. In 2010 for a purchase of the model older dwelling would be needed 52 mean 2010 monthly wages or 3.7 mean net annual monetary incomes of a household for 2010. For the purchase of an older family house would suffice 63 mean monthly wages or 4.5 annual mean net monetary incomes of a household. Similarly constructed financial accessibility of a new dwelling shows a slight improvement, as compared to 2000, as for prices of newly purchased family houses (in 2010 were needed 120 mean monthly wages or 8.6 annual net monetary incomes), but an impairment for the new dwellings (91 mean monthly wages or 6.5 annual net monetary incomes).

6.1 Consumer price indices in December 2011 to average of 2005

Average 2005=100 T O T A L 118,3 in which: Food and non-alcoholic beverages 120,2 Alcoholic beverages, tobacco 140,9 Clothing and footwear 85,8 Housing, water, energy, fuels 137,8 Furnishings, households equipment and maintenance 95,7 Health 155,3 Transport 104,5 Post and telecommunication 95,4 Recreation and culture 97,1 Education 117,5 Restaurants and hotels 121,3 Miscellaneous goods and services 113,3 Source: Czech Statistical Office.

Source: Czech Statistical Office.

91

6.3 Consumer Price Index - Housing December 2011

Inflation rate (share of average in December 2011 in December 2011 of indices per 2011 and average to average of 2005 to December 2010 of indices per 2010)

0 TOTAL 118,3 102,4 101,9 of which: 04 HOUSING, WATER, ELECTRICITY, GAS AND OTHER FUELS 137,8 103,9 102,8 in which: 04.1 Actual rentals for housing 161,7 104,1 102,7 04.111 NET RENTALS PAID BY TENANTS IN TENEMENTS 171,0 104,6 102,9 04.112 PAYMENT PAID IN DWELLINGS OF DWELLING CO-OPERATIVES 126,9 102,0 102,1

04.2 Imputed rentals for housing 118,0 100,0 100,1 04.211 IMPUTED RENTALS OF OWNER-OCCUPIERS 118,0 100,0 100,1

04.3 Maintenance and repair of the dwelling 113,4 100,5 100,5 04.311 MATERIALS FOR THE MAINTENANCE AND REPAIR OF THE DWELLING 100,6 100,0 99,8 04.321 SERVICES FOR THE MAINTENANCE AND REPAIR OF THE DWELLING 123,2 101,0 101,0

04.4 Water supply and miscellaneous services relating to the dwelling 132,4 104,3 104,3 04.411 WATER SUPPLY 143,8 106,2 106,1 04.421 REFUSE COLLECTION 106,9 100,3 100,4 04.431 SEWERAGE COLLECTION 147,1 105,8 105,8 04.441 OTHER SERVICES RELATING TO THE DWELLING (NEC) 118,2 102,1 102,0

04.5 Electricity, gas and other fuels 156,2 108,9 105,9 04.511 ELECTRICITY 146,6 104,8 104,8 04.521 GAS 183,1 122,2 111,8 04.522 CYLINDERS 134,5 108,0 107,3 04.531 LIQUID FUELS 127,9 101,3 101,0 04.541 SOLID FUELS 165,8 102,3 103,6 04.551 HEAT ENERGY 143,6 101,9 102,0 Source: Czech Statistical Office.

92 Chapter 6 Prices Selected data on housing 2011

6.4 Consumer price index (CPI) (2005 = 100)

of which

Period Total Food and non- Clothing and Housing, water, Health alcoholic beverages footwear energy, fuels

1994 59,1 77,1 87,3 34,3 43,7 1995 64,5 85,7 96,4 37,8 49,3 1996 70,2 92,5 106,4 42,5 55,3 1997 76,2 96,6 115,8 50,5 65,9 1998 84,4 100,9 123,1 66,0 75,1 1999 86,2 95,3 123,2 72,0 78,1 2000 89,4 96,2 120,8 78,1 80,3 2001 93,6 101,1 118,8 85,8 82,8 2002 95,4 99,1 115,7 91,0 86,7 2003 95,5 97,0 110,0 92,8 90,2 2004 98,1 100,3 105,5 96,0 93,0 2005 100,0 100,0 100,0 100,0 100,0 2006 102,5 100,9 94,0 106,3 104,8 2007 105,4 105,6 93,3 109,9 108,6 2008 112,1 114,2 92,3 121,2 142,8 2009 113,3 109,7 89,9 129,9 138,1 2010 114,9 111,3 87,6 132,2 145,3 2011 117,1 116,4 85,6 135,8 149,5 Source: Czech Statistical Office.

93 Selected data on housing 2011 Chapter 6 Prices

Source: Czech Statistical Office.

Source: Czech Statistical Office.

94 Chapter 6 Prices Selected data on housing 2011

6.7 Mean incurred sales prices of family houses in the CR in relation to the municipality size (CZK/m 3) YEAR 2010 Mean size Number Purcha- Assess- Mean Varia- of a family Purchase price per fractile Region Municipality size of assign- se ment w ear tion house in ments price price in % coeff. m 3 10 % 25 % 50 % 75 % 90 % Capital Prague 94 8 013 6 938 822 16,2 29 5 031 6 132 7 827 9 223 11 350 Central Bohemia till 1 999 inhabitants 2 005 3 406 3 034 639 51,3 69 1 090 1 730 2 712 4 357 7 065 2 000 - 9 999 inhab. 722 4 279 3 891 673 44,4 63 1 344 2 181 3 461 5 828 8 596 10 000 - 49 999 inhab. 301 3 911 3 483 707 40,4 51 1 824 2 461 3 533 4 905 6 835 50 000 inhab. and more 45 3 812 3 359 596 24,0 26 2 350 3 163 3 770 4 323 5 114 Central Bohemia - total 3 073 3 666 3 284 653 48,2 66 1 185 1 873 3 019 4 765 7 540 Southern Bohemia till 1 999 inhabitants 662 2 090 1 726 656 53,3 70 754 1 095 1 684 2 562 3 812 2 000 - 9 999 inhab. 353 2 373 2 049 694 50,6 60 876 1 306 2 002 3 050 4 429 10 000 - 49 999 inhab. 89 3 071 2 819 771 33,9 43 1 499 1 921 2 875 3 804 4 851 50 000 inhab. and more 50 3 445 3 216 778 22,8 34 1 964 2 611 3 341 4 285 4 835 Southern Bohemia - total 1 154 2 311 1 974 682 49,6 64 841 1 226 1 949 2 974 4 331 Pilsen till 1 999 inhabitants 438 1 925 1 587 670 54,8 65 675 1 028 1 673 2 437 3 465 2 000 - 9 999 inhab. 184 2 656 2 397 686 50,9 56 1 042 1 622 2 341 3 181 4 290 10 000 - 49 999 inhab. 44 2 849 2 591 756 30,5 38 1 556 2 153 2 814 3 345 4 109 50 000 inhab. and more 20 4 252 3 887 730 35,0 49 1 809 2 628 3 482 5 765 7 629 Pilsen - total 686 2 248 1 936 681 51,6 63 761 1 235 1 942 2 905 3 865 Karlovy Vary till 1 999 inhabitants 158 2 219 1 855 705 53,7 64 674 1 119 1 932 2 916 4 261 2 000 - 9 999 inhab. 121 2 039 1 853 716 54,7 63 704 1 016 1 746 2 612 3 679 10 000 - 49 999 inhab. 54 2 871 2 450 724 37,2 47 873 1 885 2 800 3 778 4 477 50 000 inhab. and more 6 4 351 4 175 750 23,2 39 x 1 640 4 149 4 306 6 232 Karlovy Vary - total 339 2 297 1 990 713 50,9 62 718 1 206 1 981 3 059 4 282 Ústí till 1 999 inhabitants 543 1 898 1 572 697 58,7 65 645 980 1 649 2 451 3 386 2 000 - 9 999 inhab. 249 2 028 1 778 742 58,6 69 637 1 068 1 759 2 508 3 729 10 000 - 49 999 inhab. 172 2 625 2 215 753 45,9 54 1 220 1 602 2 197 3 355 4 405 50 000 inhab. and more 104 3 045 2 698 785 37,4 43 1 359 2 023 3 015 3 902 4 646 Ústí - total 1 068 2 157 1 833 725 54,5 63 704 1 169 1 893 2 743 3 991 Liberec till 1 999 inhabitants 283 2 272 1 832 727 57,1 64 798 1 149 1 950 2 995 3 978 2 000 - 9 999 inhab. 165 2 336 2 021 723 55,0 64 752 1 280 1 869 3 092 4 359 10 000 - 49 999 inhab. 59 3 255 2 881 842 39,4 49 1 492 2 010 2 749 4 118 5 487 50 000 inhab. and more 54 4 618 3 910 710 21,8 43 2 039 2 924 4 341 5 852 7 566 Liberec - total 561 2 620 2 198 736 51,2 65 922 1 331 2 161 3 446 4 993 Hradec Králové till 1 999 inhabitants 426 2 059 1 759 675 57,9 65 768 1 157 1 805 2 571 3 549 2 000 - 9 999 inhab. 307 2 321 2 002 682 49,3 55 1 063 1 436 2 086 2 761 3 876 10 000 - 49 999 inhab. 96 2 631 2 252 719 36,5 44 1 333 1 799 2 576 3 113 3 926 50 000 inhab. and more 28 4 429 4 233 701 23,6 32 2 209 3 282 4 374 5 303 5 763 Hradec Králové - total 857 2 294 1 982 683 51,3 60 895 1 356 1 993 2 792 3 982 Pardubice till 1 999 inhabitants 476 1 800 1 525 715 58,4 69 617 960 1 554 2 283 3 019 2 000 - 9 999 inhab. 171 2 167 1 919 685 53,1 52 815 1 340 1 973 2 764 3 689 10 000 - 49 999 inhab. 127 2 467 2 252 743 47,9 51 1 141 1 685 2 219 3 006 3 987 50 000 inhab. and more 34 4 060 3 579 688 16,9 37 2 216 2 920 3 798 4 532 5 996 Pardubice - total 808 2 077 1 809 712 53,9 64 727 1 141 1 839 2 638 3 716 Highland till 1 999 inhabitants 500 1 590 1 307 654 55,3 65 550 835 1 338 2 068 2 895 2 000 - 9 999 inhab. 179 1 674 1 540 687 55,6 55 633 1 022 1 521 2 046 2 797 10 000 - 49 999 inhab. 86 2 627 2 360 713 41,5 45 1 297 1 841 2 421 3 225 4 311 50 000 inhab. and more 21 4 185 3 763 766 10,4 33 2 059 2 981 3 947 4 638 5 281 Highland - total 786 1 792 1 541 671 52,6 65 611 951 1 524 2 308 3 264 Southern Moravia till 1 999 inhabitants 1 245 2 046 1 790 644 57,1 73 651 1 026 1 623 2 604 3 845 2 000 - 9 999 inhab. 710 2 352 2 104 662 56,2 65 794 1 288 1 925 3 029 4 435 10 000 - 49 999 inhab. 206 3 005 2 621 731 41,0 57 1 204 1 678 2 595 3 746 5 314 50 000 inhab. and more 146 5 091 4 885 659 36,8 37 2 861 3 655 4 816 6 283 7 558 Southern Moravia - total 2 307 2 418 2 156 658 54,1 71 729 1 199 1 920 3 178 4 786 Olomouc till 1 999 inhabitants 648 1 748 1 429 675 58,6 80 516 817 1 353 2 226 3 383 2 000 - 9 999 inhab. 217 1 969 1 775 641 58,9 64 636 990 1 665 2 586 3 590 10 000 - 49 999 inhab. 146 2 470 2 234 721 48,7 53 929 1 486 2 233 3 143 4 084 50 000 inhab. and more 50 3 937 3 626 766 29,8 38 1 995 2 778 3 663 4 763 6 345 Olomouc - total 1 061 1 996 1 714 679 55,9 73 584 946 1 590 2 601 4 000 Zlín till 1 999 inhabitants 511 1 793 1 486 660 53,6 63 584 1 023 1 542 2 289 3 357 2 000 - 9 999 inhab. 373 1 946 1 749 637 55,4 54 710 1 247 1 799 2 448 3 210 10 000 - 49 999 inhab. 145 2 890 2 634 694 44,6 53 1 223 1 750 2 704 3 580 4 851 50 000 inhab. and more 76 4 045 3 438 571 40,2 39 2 092 2 847 3 685 4 948 5 914 Zlín - total 1 105 2 143 1 860 651 52,1 63 706 1 193 1 851 2 710 3 964 Moravia-Silesia till 1 999 inhabitants 385 2 077 1 722 748 52,4 69 688 1 092 1 647 2 661 4 061 2 000 - 9 999 inhab. 401 2 236 1 942 735 48,8 56 789 1 394 2 015 2 834 3 809 10 000 - 49 999 inhab. 143 2 115 1 826 773 45,9 49 908 1 389 2 033 2 682 3 173 50 000 inhab. and more 154 3 151 2 667 779 31,0 47 1 569 1 986 2 811 3 824 5 187 Moravia-Silesia - total 1 083 2 294 1 951 751 47,1 60 799 1 325 2 002 2 952 4 061 Czech Republic - total 14 982 2 562 2 239 683 51,3 73 785 1 283 2 059 3 255 5 000 Source: Czech Statistical Office.

95 Selected data on housing 2011 Chapter 6 Prices

6.8 Mean incurred sales prices of family houses in the CR in relation to the wear stage (CZK/m 3) YEAR 2010 Number Purcha- Assess- Mean size of Mean Varia- Wear Purchase price per fractile Region of assign- se ment a family w ear tion band in % ments price price house in m 3 in % coeff. 10 % 25 % 50 % 75 % 90 % Capital Prague 0 - 10 51 9 038 7 749 721 0,0 22 6 620 7 762 8 782 9 878 11 864 10 - 50 34 6 979 6 139 996 28,4 30 4 715 5 306 6 522 7 440 9 309 50 - 75 8 6 205 5 723 777 58,0 34 x 4 676 5 693 7 408 9 152 75 - 100 1 i.d. i.d. i.d. i.d. 0 i.d. i.d. i.d. i.d. i.d. Capital Prague - total 94 8 013 6 938 822 16,2 29 5 031 6 132 7 827 9 223 11 350 Central Bohemia 0 - 10 710 6 794 6 262 625 0,1 33 3 802 5 084 6 844 8 513 10 005 10 - 50 590 3 972 3 620 682 30,3 41 2 181 2 908 3 649 4 665 6 063 50 - 75 976 2 849 2 471 653 60,6 39 1 584 2 105 2 664 3 401 4 426 75 - 100 797 1 654 1 378 659 89,2 53 686 1 038 1 504 2 065 2 816 Central Bohemia - total 3 073 3 666 3 284 653 48,2 66 1 185 1 873 3 019 4 765 7 540 Southern Bohemia 0 - 10 216 4 173 3 537 662 0,1 41 2 148 2 852 3 895 5 213 6 510 10 - 50 250 2 708 2 419 695 30,3 34 1 664 2 025 2 583 3 291 3 877 50 - 75 405 1 934 1 634 674 60,3 46 994 1 329 1 758 2 292 2 995 75 - 100 283 1 078 874 696 89,2 50 481 711 999 1 256 1 726 Southern Bohemia - total 1 154 2 311 1 974 682 49,6 64 841 1 226 1 949 2 974 4 331 Pilsen 0 - 10 119 4 186 3 655 683 0,0 40 2 078 2 822 3 788 5 441 6 550 10 - 50 144 2 731 2 383 690 30,4 32 1 666 2 113 2 639 3 181 3 693 50 - 75 232 1 927 1 646 676 60,3 38 1 032 1 368 1 852 2 322 2 964 75 - 100 191 1 068 880 681 89,2 48 510 694 1 002 1 398 1 719 Pilsen - total 686 2 248 1 936 681 51,6 63 761 1 235 1 942 2 905 3 865 Karlovy Vary 0 - 10 61 4 183 3 689 670 0,0 35 2 396 3 422 3 870 4 979 5 890 10 - 50 74 2 813 2 412 651 29,9 33 1 640 2 048 2 589 3 410 4 226 50 - 75 109 2 024 1 719 721 60,4 39 1 004 1 535 1 929 2 402 3 042 75 - 100 95 996 881 779 88,9 53 379 614 879 1 227 1 710 Karlovy Vary - total 339 2 297 1 990 713 50,9 62 718 1 206 1 981 3 059 4 282 Ústí 0 - 10 135 4 353 3 638 627 0,1 35 2 480 3 214 4 267 5 190 6 552 10 - 50 215 2 805 2 401 691 30,5 37 1 561 2 089 2 699 3 398 4 173 50 - 75 431 1 895 1 615 742 60,7 39 1 004 1 361 1 870 2 254 2 827 75 - 100 287 1 032 887 771 88,9 53 449 626 907 1 264 1 724 Ústí - total 1 068 2 157 1 833 725 54,5 63 704 1 169 1 893 2 743 3 991 Liberec 0 - 10 98 5 011 4 206 694 0,2 34 2 985 3 636 4 818 6 030 7 699 10 - 50 116 3 190 2 800 696 30,7 38 1 687 2 248 3 164 3 915 4 522 50 - 75 203 2 178 1 773 734 61,2 43 1 108 1 487 2 009 2 592 3 417 75 - 100 144 1 157 945 802 88,4 48 589 747 1 034 1 404 1 881 Liberec - total 561 2 620 2 198 736 51,2 65 922 1 331 2 161 3 446 4 993 Hradec Králové 0 - 10 106 4 435 3 876 668 0,1 36 2 548 3 218 4 152 5 372 6 526 10 - 50 258 2 639 2 268 679 30,4 42 1 361 1 846 2 524 3 129 4 018 50 - 75 271 2 071 1 801 675 60,4 32 1 239 1 621 1 993 2 450 2 903 75 - 100 222 1 144 965 706 88,9 45 513 772 1 110 1 428 1 778 Hradec Králové - total 857 2 294 1 982 683 51,3 60 895 1 356 1 993 2 792 3 982 Pardubice 0 - 10 107 4 268 3 568 678 0,1 37 2 423 3 071 4 019 4 932 6 670 10 - 50 175 2 525 2 307 701 30,3 33 1 518 1 899 2 450 2 979 3 619 50 - 75 300 1 848 1 603 703 60,4 36 1 016 1 356 1 830 2 238 2 738 75 - 100 226 998 865 746 89,0 50 428 645 893 1 256 1 643 Pardubice - total 808 2 077 1 809 712 53,9 64 727 1 141 1 839 2 638 3 716 Highland 0 - 10 129 3 552 3 021 711 0,1 34 2 099 2 734 3 258 4 252 5 133 10 - 50 162 2 122 1 900 716 30,1 34 1 320 1 565 2 010 2 588 2 981 50 - 75 265 1 601 1 349 627 60,3 37 927 1 195 1 524 1 928 2 390 75 - 100 230 792 680 668 89,2 45 348 519 749 1 027 1 290 Highland - total 786 1 792 1 541 671 52,6 65 611 951 1 524 2 308 3 264 Southern Moravia 0 - 10 389 4 835 4 240 660 0,1 40 2 511 3 346 4 529 6 177 7 605 10 - 50 454 3 004 2 806 731 30,2 41 1 636 2 055 2 772 3 627 4 706 50 - 75 683 2 126 1 893 662 60,3 44 1 139 1 487 1 929 2 564 3 393 75 - 100 781 1 130 971 612 89,5 52 495 693 1 033 1 418 1 818 Southern Moravia - total 2 307 2 418 2 156 658 54,1 71 729 1 199 1 920 3 178 4 786 Olomouc 0 - 10 159 4 256 3 472 683 0,1 37 2 426 3 024 3 992 5 341 6 389 10 - 50 199 2 703 2 325 685 30,3 39 1 511 2 012 2 517 3 155 4 204 50 - 75 329 1 732 1 549 683 60,4 38 978 1 258 1 594 2 084 2 502 75 - 100 374 891 787 670 89,3 51 411 553 775 1 118 1 496 Olomouc - total 1 061 1 996 1 714 679 55,9 73 584 946 1 590 2 601 4 000 Zlín 0 - 10 148 3 942 3 312 651 0,1 39 2 134 2 711 3 634 4 851 6 118 10 - 50 294 2 692 2 359 681 29,8 40 1 540 1 920 2 428 3 269 4 193 50 - 75 361 1 916 1 649 651 60,1 43 1 078 1 376 1 750 2 236 2 913 75 - 100 302 1 000 914 620 89,7 54 393 585 932 1 257 1 690 Zlín - total 1 105 2 143 1 860 651 52,1 63 706 1 193 1 851 2 710 3 964 Moravia-Silesia 0 - 10 208 4 153 3 402 695 0,1 33 2 585 3 173 3 824 4 944 6 117 10 - 50 289 2 596 2 285 767 29,9 34 1 584 2 044 2 476 2 955 3 708 50 - 75 340 1 781 1 539 768 60,3 37 1 039 1 350 1 708 2 086 2 666 75 - 100 246 1 075 902 756 88,9 51 448 686 975 1 363 1 715 Moravia-Silesia - total 1 083 2 294 1 951 751 47,1 60 799 1 325 2 002 2 952 4 061 Czech Republic - total 14 982 2 562 2 239 683 51,3 73 785 1 283 2 059 3 255 5 000 Source: Czech Statistical Office.

96

6.9 Indices of sales prices of family houses between 2007 and 2010 average 2005 = 100 year 2007 year 2008 year 2009 year 2010 relat. quarter year quarter year quarter year quarter year weight 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average Czech Republic total 1000,0 112,6 117,3 119,7 121,7 117,8 125,6 130,6 133,2 133,2 130,7 131,4 129,7 128,4 127,1 129,2 127,0 127,5 127,4 126,8 127,2 Capital Prague 90,4 104,1 108,3 113,3 115,3 110,3 118,7 124,1 124,6 123,6 122,8 121,3 120,3 117,7 116,3 118,9 119,5 120,5 117,2 113,1 117,6 District Prague-east, west 74,4 113,4 115,2 115,9 118,8 115,8 122,4 125,1 126,9 126,6 125,3 123,1 118,7 119,3 121,3 120,6 119,5 117,6 118,7 120,1 119,0 CR total excluding capital Prague and district Prague-east, west 835,1 113,5 118,5 120,7 122,6 118,8 126,6 131,8 134,7 134,8 132,0 133,2 131,7 130,4 128,8 131,0 128,4 129,1 129,2 128,9 128,9 Central Bohemia region excluding district Prague-east, west 157,4 112,6 117,6 119,8 122,3 118,1 126,8 131,6 134,4 133,7 131,6 131,0 129,5 129,5 129,1 129,8 127,7 126,3 126,0 126,3 126,6 Southern Bohemia region 72,9 115,7 121,5 121,2 123,8 120,6 126,9 130,1 132,3 130,0 129,8 127,2 127,3 127,2 124,0 126,4 121,4 122,9 123,7 122,6 122,7 Pilsen region 55,4 108,6 113,8 116,2 115,1 113,4 119,8 128,5 128,3 126,1 125,7 124,9 123,9 123,4 121,1 123,3 118,6 119,4 121,1 121,7 120,2 Karlovy Vary region 19,1 115,5 121,1 125,6 129,6 123,0 136,5 140,2 139,2 136,4 138,1 137,4 142,4 145,9 147,2 143,2 148,8 150,8 149,3 145,7 148,7 Ústí region 46,3 115,1 121,1 121,1 119,8 119,3 126,5 138,1 141,6 143,5 137,4 146,8 148,9 146,6 141,8 146,0 140,7 141,3 141,3 141,4 141,2 Liberec region 37,6 117,9 121,2 120,2 120,9 120,1 123,6 128,1 132,3 135,1 129,8 132,4 130,3 129,5 127,3 129,9 126,5 126,7 126,3 126,8 126,6 Hradec Králové region 58,2 114,1 121,6 123,1 122,7 120,4 126,8 133,0 134,2 133,8 132,0 135,7 135,0 130,9 128,8 132,6 127,2 127,0 127,9 126,8 127,2 Pardubice region 47,9 113,1 116,6 117,9 119,4 116,8 122,1 125,3 128,3 130,6 126,6 133,0 132,0 127,5 124,3 129,2 126,0 128,0 127,6 127,1 127,2 Highland 46,4 112,2 115,9 118,9 119,4 116,6 119,9 125,6 129,1 127,0 125,4 121,4 116,4 116,2 117,0 117,8 117,3 116,8 117,6 115,8 116,9 Southern Moravia region 118,6 114,6 119,1 121,9 124,3 120,0 126,3 129,9 134,1 134,5 131,2 130,9 128,2 126,3 124,6 127,5 127,4 130,1 129,3 128,7 128,9 Olomouc region 44,0 116,7 120,3 122,9 128,1 122,0 135,3 140,6 142,7 144,2 140,7 146,0 149,9 151,4 146,0 148,3 143,7 145,5 143,9 143,5 144,2 Zlín region 59,8 111,5 114,1 117,2 121,6 116,1 127,7 132,1 136,7 138,4 133,7 131,6 124,3 122,6 122,8 125,3 123,6 125,3 127,0 126,6 125,6 Moravian and Silesian region 71,6 111,5 119,6 124,9 127,9 121,0 131,4 137,5 141,2 143,4 138,4 144,4 141,6 138,5 138,2 140,7 138,6 139,2 139,2 140,3 139,3 CR total excluding Prague and districts Prague-east, west till 1 999 inhabitants 364,3 112,5 117,7 120,9 124,1 118,8 127,6 132,0 134,5 133,8 132,0 131,5 130,1 128,9 127,5 129,5 127,3 128,2 128,3 128,1 128,0 Municipality 2 000 - 9 999 inhab. 211,0 114,8 119,7 120,7 121,8 119,3 126,0 131,9 135,6 136,6 132,5 136,4 134,9 134,2 133,7 134,8 134,5 134,2 132,8 133,7 133,8 size: 10 000 - 49 999 inhab. 146,3 113,1 119,2 120,7 121,3 118,6 126,6 132,9 135,6 136,6 132,9 135,7 134,1 133,1 130,5 133,4 128,7 130,1 130,1 127,6 129,1 50 000 inhab. and more 113,6 114,5 118,0 120,0 121,3 118,5 124,3 129,6 132,3 132,6 129,7 129,7 127,8 125,0 121,5 126,0 120,2 121,8 124,6 124,4 122,8 CR total 0 - 10 167,3 115,4 117,9 119,4 121,1 118,5 123,3 127,6 129,7 127,1 126,9 125,0 123,1 120,7 119,1 122,0 118,6 118,8 119,0 118,5 118,7 wear 10 - 50 408,3 110,6 115,7 118,0 119,6 116,0 124,7 129,9 131,5 129,5 128,9 126,2 124,7 123,6 121,5 124,0 121,1 121,7 121,8 120,8 121,4 in %: 50 - 75 336,0 113,2 118,3 121,2 124,3 119,3 127,8 133,4 137,3 139,4 134,5 139,0 136,6 135,7 135,4 136,7 135,5 136,1 135,2 135,2 135,5 75 - 100 88,4 114,6 120,5 122,0 122,7 120,0 125,7 129,3 132,0 138,1 131,3 138,5 139,0 138,0 136,3 138,0 137,3 138,1 139,1 138,7 138,3 Source: Czech Statistical Office.

97 Selected data on housing 2011 Chapter 6 Prices

2 6.10 Mean sales prices of dwellings in the CR in relation to the municipality size (CZK/m ) YEAR 2008-2010 Number Mean size Purcha- Assess- Mean Varia- Mean purchase price - dw ellings of of a Region Municipality size se ment w ear tion assign- dw elling standar- non- year year year price price in % coeff. ments in m 2 dized standard. 2008 2009 2010 Capital Prague Prague 1 453 73 676 69 327 73 24,5 31 52 916 74 145 76 441 73 039 70 799 [1] , 6, 7 1 433 53 304 46 669 68 18,4 32 46 317 54 145 57 753 53 034 50 453 Prague 3-5, 8-28 5 038 44 477 37 024 60 11,3 28 41 581 47 364 47 282 43 911 42 533 Capital Prague - total 6 924 48 214 41 133 63 13,6 34 41 895 52 202 51 649 47 406 46 021 Central Bohemia till 1 999 inhabitants 872 16 661 14 058 70 14,5 55 16 563 17 040 14 206 17 729 18 570 2 000 - 9 999 inhab. 1 853 22 986 18 068 61 11,3 35 22 163 27 144 23 360 23 324 22 262 10 000 - 49 999 inhab. 4 261 23 274 19 664 61 12,8 32 23 211 23 971 23 666 23 229 22 858 50 000 inhab. and more 1 585 26 005 21 574 54 14,3 27 26 263 18 849 27 585 25 468 24 314 Central Bohemia - total 8 571 23 044 19 102 61 12,9 35 23 009 23 347 23 426 23 097 22 538 Southern till 1 999 inhabitants 638 8 498 7 830 67 16,8 68 8 396 8 790 8 089 7 832 10 320 Bohemia 2 000 - 9 999 inhab. 1 260 12 597 10 780 63 15,0 47 12 763 11 863 11 879 12 894 13 198 10 000 - 49 999 inhab. 1 546 17 121 14 613 63 12,7 32 16 758 18 734 17 534 17 137 16 696 50 000 inhab. and more 1 442 22 581 19 095 62 11,7 28 22 154 23 825 23 026 22 455 22 163 Southern Bohemia - total 4 886 16 440 14 062 64 13,5 47 16 168 17 434 16 444 16 055 16 827 Pilsen till 1 999 inhabitants 365 10 301 8 794 69 16,3 57 9 930 12 872 9 907 11 447 9 594 2 000 - 9 999 inhab. 827 15 836 13 075 62 13,1 39 15 447 19 368 16 259 15 888 15 443 10 000 - 49 999 inhab. 674 16 119 13 576 61 11,3 28 15 821 18 538 16 899 15 898 15 593 50 000 inhab. and more 1 826 25 077 20 119 61 10,9 23 24 718 26 104 27 273 25 276 23 561 Pilsen - total 3 692 19 911 16 227 62 12,0 39 19 096 23 554 20 652 19 879 19 379 Karlovy Vary till 1 999 inhabitants 392 7 835 6 471 63 21,8 59 7 301 10 428 7 855 8 242 7 443 2 000 - 9 999 inhab. 999 9 709 8 891 59 19,8 43 9 622 10 464 9 506 10 216 9 413 10 000 - 49 999 inhab. 2 702 13 385 11 981 62 17,8 37 13 263 13 929 14 099 13 482 12 482 50 000 inhab. and more 1 053 24 227 21 878 64 17,2 33 22 595 25 888 24 910 25 872 21 961 Karlovy Vary - total 5 146 14 467 12 986 62 18,4 53 13 201 18 690 15 278 14 606 13 416 Ústí till 1 999 inhabitants 208 6 722 5 958 64 19,8 61 6 806 6 428 6 271 7 489 6 380 2 000 - 9 999 inhab. 845 10 187 9 342 60 17,9 47 10 306 9 244 10 413 9 956 10 226 10 000 - 49 999 inhab. 3 662 8 602 8 457 60 17,6 68 8 252 15 431 9 472 10 530 6 933 50 000 inhab. and more 3 301 10 940 9 481 60 17,4 42 10 626 12 196 11 235 11 193 10 461 Ústí - total 8 016 9 683 8 907 60 17,6 55 9 328 12 230 10 278 10 676 8 529 Liberec till 1 999 inhabitants 165 15 534 14 824 63 17,7 62 11 746 20 080 16 273 19 442 10 804 2 000 - 9 999 inhab. 505 12 624 11 593 61 18,4 44 12 370 14 511 12 614 13 445 11 640 10 000 - 49 999 inhab. 864 15 579 12 516 62 14,3 33 15 506 16 061 16 237 16 155 14 598 50 000 inhab. and more 972 22 629 19 002 61 12,1 27 22 800 20 889 25 062 21 731 20 616 Liberec - total 2 506 17 715 14 997 62 14,5 41 17 681 17 937 19 009 18 391 15 440 Hradec Králové till 1 999 inhabitants 273 12 902 10 279 69 16,4 57 11 586 14 945 10 764 14 233 14 246 2 000 - 9 999 inhab. 843 14 670 12 072 62 15,5 38 14 866 14 012 15 040 14 859 14 051 10 000 - 49 999 inhab. 1 353 17 507 14 312 61 16,1 35 18 082 15 698 18 165 17 955 16 415 50 000 inhab. and more 1 561 27 181 21 863 60 10,7 27 27 069 27 741 28 749 27 204 25 916 Hradec Králové - total 4 030 20 349 16 495 61 13,9 43 20 793 18 774 20 471 20 745 19 865 Pardubice till 1 999 inhabitants 356 11 604 9 125 68 16,6 54 11 800 11 227 10 418 12 031 12 370 2 000 - 9 999 inhab. 572 16 514 13 300 61 15,4 38 17 141 14 781 15 948 17 410 16 234 10 000 - 49 999 inhab. 1 048 17 480 14 695 62 13,1 35 17 865 16 127 18 410 17 896 16 124 50 000 inhab. and more 1 634 24 799 19 270 61 12,1 27 24 693 25 153 26 637 25 154 22 892 Pardubice - total 3 610 20 060 15 996 62 13,4 39 20 382 19 065 20 803 20 371 19 056 Highland till 1 999 inhabitants 216 9 205 7 358 71 11,9 49 9 500 8 723 10 051 8 513 9 218 2 000 - 9 999 inhab. 567 13 268 10 989 61 12,4 33 13 466 12 269 13 101 13 639 13 007 10 000 - 49 999 inhab. 1 394 17 459 15 007 60 8,7 27 17 413 17 733 18 138 17 342 17 001 50 000 inhab. and more 943 19 875 16 938 60 12,0 25 19 950 19 684 22 209 19 302 18 530 Highland - total 3 120 16 856 14 331 61 10,6 33 16 925 16 592 17 904 16 605 16 222 Southern till 1 999 inhabitants 282 13 742 12 364 71 13,0 53 13 409 14 347 12 075 14 297 14 289 Moravia 2 000 - 9 999 inhab. 1 323 19 447 17 172 61 11,6 38 18 649 21 241 18 514 19 586 19 978 10 000 - 49 999 inhab. 2 111 19 369 16 365 60 11,4 32 19 113 20 322 20 270 19 295 18 784 50 000 inhab. and more 4 805 32 646 27 888 61 10,6 24 31 785 33 472 34 108 32 060 32 033 Southern Moravia - total 8 521 26 682 22 856 61 11,0 38 24 655 29 725 27 807 26 508 25 984 Olomouc till 1 999 inhabitants 281 9 208 8 530 68 19,9 61 8 612 10 069 8 324 10 290 9 105 2 000 - 9 999 inhab. 409 12 860 10 391 65 15,4 43 13 365 11 338 13 857 12 487 12 304 10 000 - 49 999 inhab. 1 739 16 885 13 837 63 14,0 28 16 767 17 277 17 733 17 123 15 608 50 000 inhab. and more 2 246 23 864 19 958 63 12,3 26 23 167 24 966 26 293 23 716 21 505 Olomouc - total 4 675 19 424 16 157 63 13,6 38 18 779 20 806 20 855 19 597 17 723 Zlín till 1 999 inhabitants 62 13 617 10 367 73 11,6 38 13 383 13 867 15 171 14 465 12 312 2 000 - 9 999 inhab. 816 17 291 14 551 62 14,0 33 17 110 17 893 17 479 17 472 16 930 10 000 - 49 999 inhab. 2 420 19 258 16 030 58 12,2 28 19 220 19 448 20 185 19 846 18 012 50 000 inhab. and more 1 265 23 753 19 528 60 13,9 24 23 634 24 089 25 710 23 378 21 970 Zlín - total 4 563 20 075 16 658 60 13,0 30 19 941 20 591 21 322 20 312 18 732 Moravia-Silesia till 1 999 inhabitants 174 8 552 7 860 69 19,5 50 8 468 8 875 7 856 9 620 8 354 2 000 - 9 999 inhab. 540 12 144 10 066 63 16,2 49 11 506 15 133 11 786 12 775 11 936 10 000 - 49 999 inhab. 1 544 14 438 11 787 62 15,3 34 14 468 14 254 15 362 14 720 13 293 50 000 inhab. and more 4 394 17 425 14 444 60 13,6 30 17 217 18 348 19 420 17 234 16 159 Moravia-Silesia - total 6 652 16 071 13 299 61 14,4 35 15 872 17 015 17 312 16 132 15 032 Czech Republic - total 74 912 21 430 18 110 61 13,8 61 19 113 28 354 22 342 21 807 20 240 [1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. Source: Czech Statistical Office.

98 Chapter 6 Prices Selected data on housing 2011

2 6.11 Mean sales prices of dwellings in the CR in relation to the municipality size and wear stage (CZK/m ) YEAR 2008-2010 Wear band 0-5 % Wear band 5-20 % Wear band 20-45 % Wear band 45-100 % Total

Region Municipality size

Purchase Purchase price Numberof assignments Variation coeff. Purchase price Numberof assignments Variation coeff. Purchase price Numberof assignments Variation coeff. Purchase price Numberof assignments Variation coeff. Purchase price Numberof assignments Variation coeff. Capital Prague Prague 1 93 619 52 23 86 879 93 20 70 325 226 28 55 292 82 37 73 676 453 31 [1] Prague 2, 6, 7 64 632 258 25 55 096 529 25 50 373 495 31 37 276 151 44 53 304 1 433 32 Prague 3-5, 8-28 47 180 2 000 26 43 441 1 866 26 42 768 939 31 36 461 233 41 44 477 5 038 28 Capital Prague - total 50 174 2 310 31 47 543 2 488 32 48 787 1 660 36 40 039 466 45 48 214 6 924 34 Central till 1 999 inhabitants 25 491 258 31 15 426 346 42 11 125 192 55 6 296 76 67 16 661 872 55 Bohemia 2 000 - 9 999 inhab. 27 605 669 22 21 887 782 31 18 917 326 42 11 085 76 82 22 986 1 853 35 10 000 - 49 999 inhab. 27 858 1 139 23 22 858 2 073 26 19 884 878 39 15 184 171 51 23 274 4 261 32 50 000 inhab. and more 28 693 314 18 26 193 793 22 26 008 418 27 9 443 60 71 26 005 1 585 27 Central Bohemia - total 27 641 2 380 23 22 686 3 994 29 20 194 1 814 42 11 708 383 69 23 044 8 571 35 Southern till 1 999 inhabitants 17 725 82 44 7 668 296 56 6 721 232 49 4 980 28 65 8 498 638 68 Bohemia 2 000 - 9 999 inhab. 16 526 262 40 13 142 617 39 9 726 292 49 6 678 89 53 12 597 1 260 47 10 000 - 49 999 inhab. 20 749 391 27 16 860 796 25 14 341 300 37 10 747 59 51 17 121 1 546 32 50 000 inhab. and more 24 357 512 26 22 463 556 25 20 733 331 33 17 211 43 40 22 581 1 442 28 Southern Bohemia - total 21 144 1 247 33 16 021 2 265 42 13 475 1 155 56 9 625 219 67 16 440 4 886 47 Pilsen till 1 999 inhabitants 16 782 68 42 10 339 159 39 7 520 113 54 4 999 25 55 10 301 365 57 2 000 - 9 999 inhab. 19 986 222 32 15 897 404 29 12 658 154 42 6 118 47 64 15 836 827 39 10 000 - 49 999 inhab. 19 502 160 21 15 352 394 27 14 307 114 28 10 768 6 51 16 119 674 28 50 000 inhab. and more 27 362 535 20 24 466 968 21 23 823 289 28 17 186 34 44 25 077 1 826 23 Pilsen - total 23 692 985 29 19 635 1 925 35 16 888 670 50 9 477 112 77 19 911 3 692 39 Karlovy Vary till 1 999 inhabitants 13 986 34 30 9 402 157 47 6 561 138 47 3 402 63 57 7 835 392 59 2 000 - 9 999 inhab. 15 057 67 27 10 823 467 35 8 596 361 37 5 120 104 57 9 709 999 43 10 000 - 49 999 inhab. 19 328 263 36 13 692 1 337 30 12 245 914 33 8 436 188 45 13 385 2 702 37 50 000 inhab. and more 29 773 201 29 24 205 415 29 22 895 351 29 16 817 86 50 24 227 1 053 33 Karlovy Vary - total 22 216 565 42 14 681 2 376 45 13 173 1 764 52 8 569 441 76 14 467 5 146 53 Ústí till 1 999 inhabitants 11 194 16 35 8 061 93 53 5 156 78 54 3 201 21 49 6 722 208 61 2 000 - 9 999 inhab. 15 699 87 27 10 979 450 40 8 426 222 44 5 008 86 52 10 187 845 47 10 000 - 49 999 inhab. 16 718 348 39 7 876 2 104 73 8 712 818 42 5 069 392 53 8 602 3 662 68 50 000 inhab. and more 14 185 503 34 10 887 1 560 39 10 810 908 35 6 604 330 52 10 940 3 301 42 Ústí - total 15 197 954 37 9 329 4 207 57 9 484 2 026 42 5 627 829 55 9 683 8 016 55 Liberec till 1 999 inhabitants 27 699 42 25 14 764 52 46 10 063 51 45 5 941 20 44 15 534 165 62 2 000 - 9 999 inhab. 16 745 56 40 14 308 236 33 10 366 166 44 7 233 47 48 12 624 505 44 10 000 - 49 999 inhab. 17 626 204 27 16 097 363 31 14 056 270 34 8 371 27 55 15 579 864 33 50 000 inhab. and more 24 167 243 25 22 644 511 25 21 572 199 29 13 631 19 75 22 629 972 27 Liberec - total 21 228 545 32 18 553 1 162 35 15 047 686 46 8 352 113 70 17 715 2 506 41 Hradec Králové till 1 999 inhabitants 20 207 56 38 13 907 118 42 8 623 75 44 4 289 24 54 12 902 273 57 2 000 - 9 999 inhab. 18 040 125 32 15 394 465 31 12 363 198 43 9 200 55 55 14 670 843 38 10 000 - 49 999 inhab. 21 729 249 25 18 466 638 28 15 309 359 34 9 342 107 45 17 507 1 353 35 50 000 inhab. and more 29 881 530 20 26 780 756 25 24 794 228 36 14 757 47 42 27 181 1 561 27 Hradec Králové - total 25 661 960 30 20 650 1 977 37 16 562 860 50 9 881 233 56 20 349 4 030 43 Pardubice till 1 999 inhabitants 15 270 53 42 12 776 172 46 9 245 106 62 5 767 25 38 11 604 356 54 2 000 - 9 999 inhab. 20 498 90 25 17 636 296 31 13 780 158 43 7 279 28 54 16 514 572 38 10 000 - 49 999 inhab. 20 998 258 25 17 537 524 31 15 067 222 38 8 355 44 51 17 480 1 048 35 50 000 inhab. and more 27 468 402 22 24 570 861 24 23 053 344 34 14 647 27 51 24 799 1 634 27 Pardubice - total 23 803 803 29 20 378 1 853 34 17 388 830 48 8 960 124 64 20 060 3 610 39 Highland till 1 999 inhabitants 12 192 57 34 9 211 109 41 5 937 47 67 3 441 3 8 9 205 216 49 2 000 - 9 999 inhab. 16 018 151 24 13 375 285 28 10 402 111 39 6 884 20 58 13 268 567 33 10 000 - 49 999 inhab. 18 689 522 22 17 098 733 26 15 644 120 37 9 085 19 48 17 459 1 394 27 50 000 inhab. and more 21 671 272 21 19 070 443 23 20 026 209 28 11 258 19 53 19 875 943 25 Highland - total 18 726 1 002 26 16 431 1 570 31 15 393 487 46 8 763 61 58 16 856 3 120 33 Southern till 1 999 inhabitants 20 147 79 40 13 100 131 36 8 776 58 43 4 180 14 30 13 742 282 53 Moravia 2 000 - 9 999 inhab. 25 288 397 24 18 733 644 31 13 734 243 42 7 359 39 65 19 447 1 323 38 10 000 - 49 999 inhab. 23 332 643 24 18 455 1 054 28 16 343 347 35 11 397 67 49 19 369 2 111 32 50 000 inhab. and more 35 412 1 775 20 32 154 2 126 21 29 868 749 29 21 151 155 42 32 646 4 805 24 Southern Moravia - total 30 923 2 894 28 25 687 3 955 36 22 826 1 397 47 15 955 275 61 26 682 8 521 38 Olomouc till 1 999 inhabitants 16 479 41 32 9 885 108 51 7 277 93 49 4 293 39 40 9 208 281 61 2 000 - 9 999 inhab. 17 037 70 23 13 589 218 35 10 288 91 52 5 610 30 77 12 860 409 43 10 000 - 49 999 inhab. 20 375 330 21 16 916 942 23 15 155 394 31 10 036 73 53 16 885 1 739 28 50 000 inhab. and more 26 980 605 20 23 220 1 114 25 22 398 462 28 16 319 65 52 23 864 2 246 26 Olomouc - total 23 819 1 046 27 19 241 2 382 33 17 242 1 040 43 10 285 207 73 19 424 4 675 38 Zlín till 1 999 inhabitants 16 915 15 32 13 250 35 30 10 891 11 55 i.d. 1 0 13 617 62 38 2 000 - 9 999 inhab. 21 539 169 26 17 183 413 26 15 025 201 37 10 680 33 40 17 291 816 33 10 000 - 49 999 inhab. 22 857 532 20 18 835 1 390 25 17 169 442 33 12 030 56 43 19 258 2 420 28 50 000 inhab. and more 27 331 302 19 22 865 618 21 22 725 274 28 20 228 71 33 23 753 1 265 24 Zlín - total 23 878 1 018 23 19 492 2 456 26 18 271 928 36 15 338 161 47 20 075 4 563 30 Moravia-Silesia till 1 999 inhabitants 14 323 9 38 10 024 87 35 6 775 62 52 4 188 16 64 8 552 174 50 2 000 - 9 999 inhab. 18 022 88 41 12 641 268 35 9 455 143 45 5 661 41 76 12 144 540 49 10 000 - 49 999 inhab. 17 506 235 24 14 786 850 29 13 346 364 36 7 920 95 60 14 438 1 544 34 50 000 inhab. and more 20 843 747 24 17 275 2 601 25 16 012 881 34 11 850 165 59 17 425 4 394 30 Moravia-Silesia - total 19 832 1 079 27 16 227 3 806 29 14 301 1 450 40 9 485 317 68 16 071 6 652 35

Czech Republic - total 27 695 17 788 47 20 324 36 416 56 19 142 16 767 72 13 103 3 941 102 21 430 74 912 61 [1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. Source: Czech Statistical Office.

99

6.12 Indices of sales prices of dwellings between 2007 and 2010 average 2005 = 100 year 2007 year 2008 year 2009 year 2010 relat. quarter quarter quarter quarter weight year year year year 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average Czech Republic total 1000,0 129,7 140,8 146,5 151,8 142,2 159,4 168,2 171,0 167,3 166,5 157,3 144,8 141,8 140,1 146,0 140,0 139,5 138,2 137,2 138,7 CR total excluding Prague 670,0 131,8 143,1 149,5 155,7 145,0 163,5 172,0 175,3 171,3 170,5 160,8 146,8 143,7 141,6 148,2 141,6 140,6 139,8 139,7 140,4 Capital Prague [1] 330,0 125,3 136,1 140,6 143,8 136,5 151,1 160,5 162,4 159,1 158,3 150,3 140,7 137,9 137,2 141,5 136,8 137,2 134,9 132,1 135,3 Prague 1 42,4 123,3 139,0 139,7 142,1 136,0 148,0 152,4 152,4 148,8 150,4 138,2 126,4 128,0 132,2 131,2 129,8 126,9 127,8 127,5 128,0 Prague 2, 6, 7 66,1 119,1 130,4 132,7 135,1 129,3 138,7 146,2 150,8 151,1 146,7 142,1 129,4 128,6 128,3 132,1 124,6 122,6 124,3 124,3 124,0 Prague 3 - 5, 8 - 28 221,5 127,6 137,3 143,1 146,8 138,7 155,4 166,4 167,8 163,5 163,3 155,0 146,9 142,6 140,9 146,4 141,8 143,6 139,5 135,3 140,1 Central Bohemia region 97,6 132,5 144,7 151,4 154,9 145,9 158,4 167,4 174,2 170,7 167,7 159,7 144,6 142,5 140,8 146,9 142,8 143,1 141,0 138,4 141,3 Southern Bohemia region 53,7 122,3 131,2 135,4 139,8 132,2 145,2 151,2 156,1 154,9 151,9 147,8 134,5 133,9 132,5 137,2 130,0 129,0 131,6 134,2 131,2 Pilsen region 44,1 128,9 135,1 141,2 149,0 138,6 158,3 169,4 171,4 164,8 166,0 148,2 136,5 134,7 132,6 138,0 132,9 133,7 133,1 132,3 133,0 Karlovy Vary region 39,4 123,2 130,6 132,9 136,8 130,9 145,9 154,9 158,0 154,4 153,3 144,2 133,2 133,4 134,3 136,3 131,5 126,3 123,2 124,0 126,3 Ústí region 43,4 119,2 127,2 132,6 135,4 128,6 141,0 149,4 151,6 148,4 147,6 142,6 136,9 130,8 125,6 134,0 126,0 126,9 127,5 129,4 127,5 Liberec region 30,6 143,0 153,0 156,5 165,0 154,4 173,0 177,9 181,2 179,3 177,9 172,2 153,7 145,1 142,8 153,5 138,4 129,2 130,0 134,6 133,1 Hradec Králové region 40,9 137,2 149,9 158,1 164,7 152,5 169,5 173,4 175,3 171,1 172,3 160,6 148,6 145,0 142,9 149,3 141,9 141,2 142,3 141,9 141,8 Pardubice region 42,6 136,8 147,4 152,7 159,0 149,0 168,1 177,6 180,1 172,9 174,7 161,0 151,6 149,8 148,7 152,8 146,5 141,5 139,6 142,0 142,4 Highland 26,2 124,8 137,0 143,5 148,5 138,5 157,2 167,1 171,1 169,1 166,1 158,6 143,6 142,8 143,3 147,1 142,8 141,2 138,8 136,6 139,9 Southern Moravia region 104,3 134,5 147,5 153,6 159,2 148,7 166,1 173,9 177,4 173,1 172,6 162,3 149,9 148,9 148,1 152,3 149,1 150,6 150,7 149,6 150,0 Olomouc region 38,4 135,3 147,4 155,6 164,6 150,7 174,9 181,3 182,8 181,6 180,2 173,1 153,0 146,1 143,0 153,8 142,3 142,8 143,8 140,7 142,4 Zlín region 43,5 139,3 152,2 159,7 166,1 154,3 173,7 183,0 186,3 182,1 181,3 170,6 153,8 146,2 140,6 152,8 145,9 146,7 145,4 144,9 145,7 Moravian and Silesian region 65,3 133,8 149,4 159,8 172,5 153,9 188,6 201,5 202,0 195,6 196,9 183,2 162,2 157,7 153,8 164,2 154,0 151,1 147,5 147,9 150,1 CR total excluding Prague: till 1 999 inhabitants 30,5 117,0 125,7 130,4 133,6 126,7 138,8 142,5 144,9 140,1 141,6 132,1 126,0 131,0 131,6 130,2 131,4 132,4 130,4 125,9 130,0 Municipality 2 000 - 9 999 inhab. 92,2 123,4 132,7 137,0 140,9 133,5 146,3 154,8 162,0 161,4 156,1 153,1 141,3 136,2 134,2 141,2 136,2 137,1 137,0 136,4 136,7 size: 10 000 - 49 999 inhab. 239,0 131,4 142,6 148,6 154,8 144,4 162,8 172,1 176,9 173,2 171,3 162,3 148,2 145,5 143,7 149,9 143,7 142,0 141,6 142,1 142,4 50 000 inhab. and more 308,3 136,1 148,3 155,8 163,0 150,8 171,6 179,9 181,0 175,8 177,1 164,8 149,4 145,8 143,1 150,8 142,6 141,3 140,1 140,1 141,0 CR total 0 - 5 156,8 121,1 132,2 134,9 136,7 131,2 142,2 150,3 153,7 147,2 148,4 137,2 132,7 132,3 133,0 133,8 133,1 133,1 133,7 134,1 133,5 wear 5 - 20 282,0 129,5 140,8 147,2 152,8 142,6 159,2 166,3 168,4 163,0 164,2 152,1 145,7 143,4 141,3 145,6 140,6 140,3 138,6 137,3 139,2 in %: 20 - 45 447,8 133,1 145,2 152,3 159,3 147,5 168,6 178,3 181,5 179,1 176,9 168,8 149,4 144,9 142,8 151,5 143,3 142,2 141,2 140,8 141,9 45 - 100 113,4 128,3 135,5 138,2 140,4 135,6 147,3 157,7 160,2 158,8 156,0 153,0 140,8 138,4 136,7 142,2 135,2 135,6 131,3 126,7 132,2

[1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. Source: Czech Statistical Office.

100 Chapter 6 Prices Selected data on housing 2011

6.13 Indices of realized prices of new flats in Prague

Quarter/Year Average of 2008 = 100

1q/2008 96,5 2q/2008 100,6 3q/2008 100,8 4q/2008 102,1 1q/2009 104,3 2q/2009 104,0 3q/2009 103,4 4q/2009 100,4 1q/2010 98,8 2q/2010 99,7 3q/2010 98,4 4q/2010 98,0 1q/2011 97,9 2q/2011 99,1 3q/2011 97,0 Source: Czech Statistical Office.

6.14 Indices of realized prices of second-hand flats

CR excluding Index (3q/2009 = 100) Prague CR total Prague period/weights 23,1 76,9 100 1q/2008 106,1 2q/2008 108,8 3q/2008 109,2 4q/2008 107,3 1q/2009 104,6 2q/2009 102,0 3q/2009 100,0 100,0 100,0 4q/2009 97,9 98,6 98,5 1q/2010 96,4 98,0 97,6 2q/2010 96,2 96,1 96,1 3q/2010 97,0 95,2 95,6 4q/2010 97,1 95,4 95,8 1q/2011 96,4 93,5 94,2 2q/2011 97,1 92,5 93,6 3q/2011 95,0 92,5 93,1 Source: Czech Statistical Office.

101 Selected data on housing 2011 Chapter 6 Prices

6.15 Prices indices of flats - realized and offering prices

average indices (2005 = 100) average indices (2005 = 100) of offering prices of flats of realized prices of flats

Czech CR excluding Czech CR excluding period Prague Prague republic Prague republic Prague 2005 100,0 100,0 100,0 100,0 100,0 100,0 2006 108,9 110,6 107,2 108,4 109,3 106,4 2007 131,6 137,3 125,8 142,2 145,0 136,5 2008 162,4 175,6 149,2 166,5 170,5 158,3 2009 157,9 170,4 145,4 146,0 148,2 141,5 2010 151,6 165,5 137,6 138,7 140,4 135,3 2011 144,4 159,9 128,9 - - - quarter Indices - average 2005 = 100 2005 1 99,6 98,8 100,4 99,1 98,5 100,3 2 98,9 98,5 99,3 99,6 99,4 99,9 3 99,9 100,1 99,7 100,1 100,4 99,3 4 101,6 102,6 100,6 101,3 101,7 100,4 2006 1 103,8 104,5 103,0 103,5 104,3 102,0 2 106,3 107,3 105,4 106,1 107,0 104,3 3 110,4 112,2 108,5 108,3 109,1 106,5 4 115,2 118,4 112,1 115,6 116,9 112,9 2007 1 121,1 125,4 116,8 129,7 131,8 125,3 2 128,1 132,7 123,4 140,8 143,1 136,1 3 135,3 141,8 128,9 146,5 149,5 140,6 4 141,9 149,4 134,3 151,8 155,7 143,8 2008 1 149,9 160,1 139,7 159,4 163,5 151,1 2 160,6 174,1 147,2 168,2 172,0 160,5 3 169,3 182,3 156,2 171,0 175,3 162,4 4 169,7 185,8 153,5 167,3 171,3 159,1 2009 1 164,7 177,3 152,1 157,3 160,8 150,3 2 155,7 166,2 145,2 144,8 146,8 140,7 3 156,5 169,7 143,2 141,8 143,7 137,9 4 154,7 168,3 141,1 140,1 141,6 137,2 2010 1 152,7 165,3 140,1 140,0 141,6 136,8 2 152,2 165,8 138,6 139,5 140,6 137,2 3 151,3 165,2 137,4 138,2 139,8 134,9 4 150,0 165,6 134,4 137,2 139,7 132,1 2011 1 147,3 162,2 132,4 2 144,4 160,7 128,1 3 143,5 159,5 127,6 4 142,2 157,0 127,3 Source: Czech Statistical Office.

102 Chapter 6 Prices Selected data on housing 2011

3 6.16 Mean prices of dwelling houses in the CR in relation to the municipality size (CZK/m ) YEAR 2008-2010 Number Mean size Purcha- Assess- Mean Varia- Mean purchase price - dw elling houses of of a Region Municipality size se ment w ear tion assign- dw elling standar- non- year year year price price in % coeff. ments house in m 3 dized standard. 2008 2009 2010 Capital Prague [1] Prague 1 38 4 952 3 546 8 553 62 60 4 236 4 971 5 766 3 256 5 168 Prague 2-28 189 4 116 2 856 4 918 63 63 3 985 4 119 4 357 4 179 3 584 Capital Prague - total 227 4 256 2 971 5 527 63 63 4 035 4 261 4 594 4 078 3 980 Central Bohemia till 1 999 inhabitants 109 1 026 835 2 376 59 84 1 157 961 803 1 081 1 397 2 000 - 9 999 inhab. 55 1 862 1 332 2 927 58 75 2 503 1 663 1 723 1 468 2 220 10 000 - 49 999 inhab. 152 2 847 1 900 6 257 54 67 3 792 1 825 2 940 2 962 2 575 50 000 inhab. and more 36 3 626 2 248 6 486 52 39 3 915 3 115 3 346 3 348 3 939 Central Bohemia - total 352 2 209 1 517 4 559 56 80 3 071 1 561 2 149 2 034 2 453 Southern Bohemia till 1 999 inhabitants 77 974 728 2 265 49 72 962 991 777 1 129 965 2 000 - 9 999 inhab. 75 1 309 957 2 920 58 73 1 700 1 063 1 229 1 333 1 386 10 000 - 49 999 inhab. 45 2 176 1 304 3 229 51 59 2 915 1 876 2 295 2 262 1 757 50 000 inhab. and more 73 2 340 1 943 3 218 59 53 2 095 2 408 2 058 2 520 2 545 Southern Bohemia - total 270 1 637 1 216 2 865 55 73 1 598 1 660 1 572 1 634 1 727 Pilsen till 1 999 inhabitants 38 846 659 2 346 47 70 927 746 717 931 983 2 000 - 9 999 inhab. 15 1 271 918 3 458 65 88 1 660 1 076 1 364 627 1 480 10 000 - 49 999 inhab. 8 1 100 933 2 998 66 52 1 412 788 1 100 i.d. i.d. 50 000 inhab. and more 18 1 739 1 414 4 231 63 37 - 1 739 i.d. 1 631 1 777 Pilsen - total 79 1 156 908 3 053 56 69 1 114 1 182 980 1 121 1 389 Karlovy Vary till 1 999 inhabitants 64 1 203 1 101 7 111 51 56 1 254 999 1 176 1 258 1 175 2 000 - 9 999 inhab. 39 1 308 1 196 2 863 58 63 1 530 1 154 1 318 1 222 1 338 10 000 - 49 999 inhab. 115 2 461 1 933 4 639 48 50 3 041 1 707 2 267 2 721 2 338 50 000 inhab. and more 111 3 424 2 243 5 236 56 54 4 020 3 277 2 976 3 490 3 892 Karlovy Vary - total 329 2 405 1 788 5 111 52 67 2 432 2 380 2 199 2 465 2 610 Ústí till 1 999 inhabitants 42 808 653 2 545 59 91 928 760 779 882 760 2 000 - 9 999 inhab. 73 926 774 2 351 64 81 1 296 796 1 003 795 956 10 000 - 49 999 inhab. 201 1 887 1 436 3 351 54 64 2 172 1 562 1 806 1 968 1 907 50 000 inhab. and more 187 1 489 1 114 3 335 64 69 1 735 1 461 1 591 1 519 1 308 Ústí - total 503 1 509 1 155 3 133 60 74 1 918 1 324 1 530 1 545 1 444 Liberec till 1 999 inhabitants 45 1 299 999 2 591 53 92 1 386 1 240 843 1 461 1 816 2 000 - 9 999 inhab. 57 1 328 1 044 3 261 62 65 1 664 1 228 1 268 1 583 1 098 10 000 - 49 999 inhab. 23 1 913 1 347 2 402 60 50 2 510 1 823 1 767 2 048 1 905 50 000 inhab. and more 44 1 383 1 189 2 308 65 67 1 955 1 255 1 329 1 048 1 718 Liberec - total 169 1 414 1 111 2 718 60 71 1 661 1 332 1 218 1 496 1 562 Hradec Králové till 1 999 inhabitants 69 1 414 1 010 2 494 58 74 1 228 1 485 1 066 1 641 1 676 2 000 - 9 999 inhab. 106 1 469 1 089 2 658 60 69 2 019 1 187 1 383 1 556 1 543 10 000 - 49 999 inhab. 90 2 000 1 179 4 190 60 70 3 074 1 713 2 063 1 954 1 933 50 000 inhab. and more 24 2 800 2 497 4 197 56 71 1 971 2 918 2 497 1 895 3 145 Hradec Králové - total 289 1 732 1 215 3 224 59 76 2 082 1 605 1 598 1 726 1 967 Pardubice till 1 999 inhabitants 21 780 695 3 065 57 64 1 027 702 950 694 621 2 000 - 9 999 inhab. 22 1 420 1 024 3 355 56 61 i.d. 1 292 1 927 1 135 1 241 10 000 - 49 999 inhab. 15 1 412 1 110 2 606 65 59 i.d. 1 539 1 282 2 371 1 094 50 000 inhab. and more 27 2 195 1 488 4 792 57 41 2 617 2 099 2 190 2 041 2 633 Pardubice - total 85 1 507 1 105 3 607 58 63 1 771 1 454 1 659 1 560 1 249 Highland till 1 999 inhabitants 27 1 054 745 2 358 56 85 1 686 738 1 527 723 1 024 2 000 - 9 999 inhab. 18 1 729 1 089 3 381 56 55 1 823 1 654 1 222 1 671 2 418 10 000 - 49 999 inhab. 14 1 562 1 153 2 328 49 85 2 220 1 383 1 878 1 635 890 50 000 inhab. and more 16 1 983 2 108 2 346 56 84 - 1 983 3 489 1 173 1 702 Highland - total 75 1 509 1 195 2 595 55 81 1 821 1 396 1 880 1 255 1 459 Southern Moravia till 1 999 inhabitants 17 1 754 1 242 1 887 44 61 1 991 1 589 1 584 1 316 2 201 2 000 - 9 999 inhab. 75 2 707 1 907 3 558 48 60 3 723 1 865 2 800 2 572 2 726 10 000 - 49 999 inhab. 54 2 164 1 605 3 519 59 66 3 323 1 631 2 312 2 157 2 045 50 000 inhab. and more 185 3 249 2 251 3 621 59 59 1 914 3 271 3 368 3 280 3 009 Southern Moravia - total 331 2 872 2 016 3 501 56 63 3 324 2 770 2 999 2 884 2 694 Olomouc till 1 999 inhabitants 47 980 596 2 339 56 58 1 120 921 807 1 040 1 188 2 000 - 9 999 inhab. 67 1 251 1 062 3 535 53 65 1 517 1 071 1 250 1 294 1 220 10 000 - 49 999 inhab. 94 1 916 1 291 3 031 61 57 1 966 1 907 1 819 1 968 1 974 50 000 inhab. and more 48 2 765 1 833 4 668 54 50 2 523 2 787 3 075 2 517 2 456 Olomouc - total 256 1 729 1 205 3 343 57 69 1 604 1 768 1 731 1 682 1 770 Zlín till 1 999 inhabitants 12 816 696 1 877 65 91 i.d. 551 1 182 i.d. 639 2 000 - 9 999 inhab. 25 1 996 1 234 3 582 52 59 2 044 1 951 2 352 1 048 2 522 10 000 - 49 999 inhab. 23 2 166 1 786 3 641 58 48 i.d. 2 144 1 594 2 217 3 168 50 000 inhab. and more 19 3 590 2 746 1 643 55 57 i.d. 3 762 2 798 2 894 4 851 Zlín - total 79 2 249 1 677 2 874 56 71 2 101 2 290 1 980 1 919 2 901 Moravia-Silesia till 1 999 inhabitants 21 785 617 2 793 56 70 776 798 618 899 686 2 000 - 9 999 inhab. 64 1 450 970 2 564 58 63 1 848 1 178 1 196 1 630 1 618 10 000 - 49 999 inhab. 68 1 759 1 129 4 202 54 66 2 040 1 442 1 762 1 978 1 418 50 000 inhab. and more 165 2 092 1 286 3 697 56 63 2 595 1 756 2 628 1 859 1 859 Moravia-Silesia - total 318 1 805 1 144 3 517 56 68 2 148 1 532 1 991 1 751 1 676

Czech Republic - total 3 362 2 068 1 479 3 683 57 81 2 216 2 003 2 072 2 049 2 083

[1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. Source: Czech Statistical Office.

103

6.17 Indices of sales prices of dwelling houses average 2005 = 100 year 2007 year 2008 year 2009 year 2010 relat. w eight quarter year quarter year quarter year quarter year 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average Czech Republic total 1000,0 128,3 130,1 134,3 137,1 132,5 134,8 137,0 142,3 145,7 140,0 146,8 143,7 144,7 145,9 145,3 146,1 144,3 142,8 144,0 144,3 CR total excluding Prague 941,5 128,7 130,6 134,5 137,1 132,7 134,6 137,0 142,9 146,4 140,2 147,9 144,4 145,0 146,5 146,0 147,1 145,5 143,4 144,7 145,2 Capital Prague [1] 58,5 122,2 122,9 131,7 137,5 128,6 138,6 136,7 131,2 133,2 134,9 129,3 132,6 139,5 137,2 134,7 130,0 125,6 132,2 133,0 130,2 Prague 1 11,5 125,4 119,9 130,0 149,0 131,1 155,1 144,7 140,9 134,4 143,8 127,8 130,4 116,6 113,9 122,2 132,1 164,7 171,8 169,6 159,6 Prague 2 - 28 47,0 121,4 123,6 132,1 134,6 127,9 134,5 134,7 128,8 132,9 132,7 129,7 133,1 145,1 142,9 137,7 129,5 116,0 122,4 123,9 123,0 Central Bohemia region 242,6 130,2 134,9 142,3 140,2 136,9 130,3 123,0 132,6 144,4 132,6 145,9 141,0 149,2 157,7 148,5 158,2 141,2 130,8 137,0 141,8 Southern Bohemia region 42,1 130,9 124,4 121,8 130,8 127,0 132,3 129,3 129,3 140,0 132,7 145,3 146,6 144,7 147,5 146,0 141,8 131,3 124,6 131,5 132,3 Pilsen region 16,8 120,5 123,1 119,5 116,5 119,9 122,3 128,1 126,1 117,3 123,5 117,1 120,1 126,7 132,0 124,0 142,0 133,9 134,1 136,7 136,7 Karlovy Vary region 167,3 125,7 137,2 144,7 149,6 139,3 143,2 144,2 143,3 145,4 144,0 156,4 158,3 156,2 152,4 155,8 152,5 156,6 155,3 150,4 153,7 Ústí region 123,4 139,1 134,1 132,8 144,0 137,5 138,4 142,4 153,7 154,0 147,1 154,0 148,0 143,9 141,2 146,8 146,1 160,3 168,0 165,6 160,0 Liberec region 19,9 121,6 126,5 130,9 140,3 129,8 137,2 128,1 134,2 139,1 134,7 127,7 124,6 140,4 151,6 136,1 148,9 150,4 145,8 161,5 151,7 Hradec Králové region 50,8 126,4 124,9 131,2 129,9 128,1 131,2 142,5 149,3 162,3 146,3 164,9 153,2 147,2 153,3 154,7 155,8 158,5 169,9 162,0 161,6 Pardubice region 14,0 107,5 110,3 119,9 133,7 117,9 144,0 145,9 134,0 120,3 136,1 118,7 120,8 114,6 105,2 114,8 100,1 108,3 120,9 125,0 113,6 Highland 16,2 123,4 122,1 115,1 117,7 119,6 121,9 128,2 129,8 130,7 127,7 139,4 134,4 121,9 120,1 129,0 135,1 144,2 150,2 146,5 144,0 Southern Moravia region 114,7 117,4 119,3 121,6 116,1 118,6 112,3 128,0 141,5 143,1 131,2 138,9 129,4 125,7 122,9 129,2 125,4 125,3 123,1 124,8 124,7 Olomouc region 44,6 134,5 126,7 134,2 139,5 133,7 147,7 155,4 159,9 161,8 156,2 154,5 147,8 150,4 151,7 151,1 155,5 158,0 153,0 151,1 154,4 Zlín region 21,2 138,0 136,8 133,3 122,8 132,7 124,2 136,5 137,6 151,2 137,4 144,4 155,2 148,6 155,4 150,9 154,6 167,0 170,3 173,1 166,3 Moravian and Silesian region 67,9 134,0 129,3 129,3 139,6 133,1 161,1 169,1 167,9 147,4 161,4 144,9 146,6 148,2 145,9 146,4 134,7 134,0 131,1 136,6 134,1 CR total excluding Prague: till 1 999 inhabitants 81,1 111,9 113,9 112,9 117,5 114,1 118,5 115,8 122,0 130,4 121,7 143,4 149,7 146,3 147,3 146,7 162,0 162,0 151,3 145,6 155,2 Municipality 2 000 - 9 999 inhab. 182,6 122,3 123,5 129,5 129,6 126,2 124,2 135,9 146,3 150,0 139,1 146,9 135,6 133,7 138,8 138,8 136,3 137,0 139,5 143,4 139,1 size: 10 000 - 49 999 inhab. 393,2 128,3 126,8 129,4 132,0 129,1 130,7 134,2 144,2 153,4 140,6 156,2 150,8 147,0 142,7 149,2 140,2 139,2 136,7 139,9 139,0 50 000 inhab. and more 284,6 138,1 145,1 150,8 154,6 147,2 151,1 147,7 145,0 139,0 145,7 138,2 139,7 149,0 156,4 145,8 159,2 154,9 153,0 151,9 154,8 CR total wear 0 - 25 108,1 110,4 113,3 116,8 120,9 115,4 123,3 121,6 121,2 119,4 121,4 120,4 117,0 122,9 129,1 122,4 132,7 127,0 128,3 131,8 130,0 in %: 25 - 65 744,9 131,1 132,6 138,2 140,2 135,5 135,4 137,8 146,2 151,3 142,7 152,8 149,3 150,0 151,5 150,9 151,2 148,9 145,6 146,5 148,1 65 - 100 147,0 127,4 130,0 127,6 133,5 129,6 140,2 144,5 137,7 136,5 139,7 135,5 135,1 133,8 130,0 133,6 129,9 134,0 138,9 140,7 135,9

[1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. Source: Czech Statistical Office.

104 Chapter 6 Prices Selected data on housing 2011

6.18 Mean sales prices of building lands in the CR, classified according to districts and municipality sizes (CZK/m 2)

YEAR 2008-2010 Order Mean Relative Number Purchase prices according size of a Assess- Pur- Varia- price of District Municipality size to build. ment chase tion levels, assign- purchase land in price price coeff. 2008 2009 2010 CR=100% ments price m2 Benešov till 1 999 inhab. 215 593 96 188 15,1 320 95 167 180 238 2 000 - 9 999 inhab. 156-157 512 232 333 26,6 119 81 341 296 362 10 000 - 49 999 inhab. 52 317 1 168 1 548 123,8 92 73 1 516 1 436 1 694 Beroun till 1 999 inhab. 141-142 429 210 379 30,3 240 81 337 395 404 2 000 - 9 999 inhab. 113 471 345 681 54,5 85 110 655 376 980 10 000 - 49 999 inhab. 34 211 1 638 2 414 193,1 171 57 1 871 2 099 3 074 Blansko till 1 999 inhab. 203-204 450 113 204 16,3 206 97 234 183 170 2 000 - 9 999 inhab. 159-160 389 222 318 25,4 111 75 279 477 233 10 000 - 49 999 inhab. 79 223 752 1 119 89,5 281 77 1 313 1 239 859 Brno-město 50 000 inhab. and more 38 380 1 633 2 030 162,4 4 351 123 1 704 1 619 2 579 Brno-venkov till 1 999 inhab. 127 441 269 478 38,3 498 103 392 603 446 2 000 - 9 999 inhab. 96 284 557 881 70,4 480 101 930 880 831 10 000 - 49 999 inhab. 30 226 728 2 772 221,8 24 39 2 922 3 637 1 488 Bruntál till 1 999 inhab. 254 766 60 109 8,8 188 102 84 116 126 2 000 - 9 999 inhab. 218 496 99 180 14,4 64 117 165 231 159 10 000 - 49 999 inhab. 112 354 580 712 56,9 145 73 776 665 709 Břeclav till 1 999 inhab. 203-204 314 80 204 16,3 579 72 139 272 143 2 000 - 9 999 inhab. 178 283 152 274 21,9 247 95 393 214 223 10 000 - 49 999 inhab. 64 254 1 126 1 318 105,4 214 61 1 233 1 395 1 340 Česká Lípa till 1 999 inhab. 221 562 74 170 13,6 111 82 133 118 226 2 000 - 9 999 inhab. 126 437 230 490 39,2 64 120 605 396 247 10 000 - 49 999 inhab. 80-81 237 1 001 1 073 85,9 238 66 1 193 985 1 011 České Budějovice till 1 999 inhab. 184 633 135 256 20,5 405 128 270 244 247 2 000 - 9 999 inhab. 135-136 407 252 415 33,2 178 94 432 402 405 50 000 inhab. and more 33 293 1 943 2 487 199,0 766 99 2 561 2 358 2 502 Český Krumlov till 1 999 inhab. 175 548 98 276 22,0 140 129 214 351 266 2 000 - 9 999 inhab. 176-177 555 169 275 22,0 63 82 298 262 229 10 000 - 49 999 inhab. 47 447 1 336 1 652 132,1 153 88 1 359 2 137 1 968 Děčín till 1 999 inhab. 212-214 501 109 189 15,1 109 100 154 176 239 2 000 - 9 999 inhab. 216 526 114 187 15,0 113 118 207 164 193 10 000 - 49 999 inhab. 164 356 232 305 24,4 130 85 295 255 355 50 000 inhab. and more 85 269 825 962 77,0 427 85 972 845 1 066 Domažlice till 1 999 inhab. 255 730 72 108 8,7 80 71 112 110 99 2 000 - 9 999 inhab. 188 513 148 247 19,8 29 91 288 160 271 10 000 - 49 999 inhab. 71 306 1 036 1 222 97,8 47 75 1 252 1 191 1 226 Frýdek-Místek till 1 999 inhab. 192 521 135 238 19,0 137 69 206 225 279 2 000 - 9 999 inhab. 123 404 251 509 40,8 241 107 409 545 565 10 000 - 49 999 inhab. 122 185 425 518 41,5 211 52 531 486 528 50 000 inhab. and more 62 159 1 264 1 353 108,3 305 71 1 357 1 173 1 619 Havlíčkův Brod till 1 999 inhab. 226-227 487 112 156 12,5 337 94 159 180 124 2 000 - 9 999 inhab. 169 324 263 290 23,2 154 75 328 251 265 10 000 - 49 999 inhab. 69 248 1 197 1 239 99,2 145 64 1 141 1 521 1 158 Hodonín till 1 999 inhab. 261 261 45 86 6,9 448 91 87 63 112 2 000 - 9 999 inhab. 195 327 128 229 18,3 372 135 200 180 334 10 000 - 49 999 inhab. 107 435 576 759 60,7 289 89 771 881 658 Hradec Králové till 1 999 inhab. 180 702 184 269 21,5 287 95 283 235 287 2 000 - 9 999 inhab. 140 579 252 387 30,9 177 99 394 383 383 50 000 inhab. and more 28 308 2 405 2 882 230,6 616 72 2 939 2 914 2 780 Cheb till 1 999 inhab. 202 523 162 205 16,4 112 68 190 198 236 2 000 - 9 999 inhab. 89 411 865 922 73,7 154 86 678 1 238 902 10 000 - 49 999 inhab. 75 275 1 031 1 181 94,4 473 94 1 249 1 149 1 149 Chomutov till 1 999 inhab. 212-214 656 97 189 15,1 183 112 130 275 163 2 000 - 9 999 inhab. 181-182 i.d. i.d. i.d. i.d. 2 i.d. i.d. i.d. - 10 000 - 49 999 inhab. 90-91 309 810 919 73,5 411 72 909 888 950 Chrudim till 1 999 inhab. 201 442 119 207 16,5 168 99 188 245 201 2 000 - 9 999 inhab. 171-173 486 201 284 22,7 68 96 302 262 284 10 000 - 49 999 inhab. 63 167 1 193 1 345 107,6 159 74 1 746 1 201 1 030 Jablonec nad Nisou till 1 999 inhab. 176-177 571 188 275 22,0 68 69 298 255 288 2 000 - 9 999 inhab. 138 283 266 398 31,8 67 95 281 390 516 10 000 - 49 999 inhab. 73 214 1 039 1 203 96,2 185 46 1 102 1 271 1 229

105 Selected data on housing 2011 Chapter 6 Prices

(part 2) Order Mean Relative Number Purchase prices according size of a Assess- Pur- Varia- price of District Municipality size to build. ment chase tion levels, assign- purchase land in price price coeff. 2008 2009 2010 CR=100% ments price m2 Jeseník till 1 999 inhab. 260 490 64 94 7,5 86 91 101 78 107 2 000 - 9 999 inhab. 209 543 148 192 15,4 105 81 200 247 138 10 000 - 49 999 inhab. 82 238 887 1 032 82,6 114 66 1 060 1 106 940 Jičín till 1 999 inhab. 228-230 602 98 152 12,1 347 80 184 126 113 2 000 - 9 999 inhab. 132 445 266 441 35,3 126 117 463 392 432 10 000 - 49 999 inhab. 49 344 1 326 1 590 127,2 116 67 1 501 1 782 1 647 Jihlava till 1 999 inhab. 205 419 119 202 16,2 164 104 158 247 203 2 000 - 9 999 inhab. 156-157 341 252 333 26,6 141 94 390 337 280 50 000 inhab. and more 44 243 2 010 1 801 144,1 596 88 1 944 1 608 1 966 Jindřichův Hradec till 1 999 inhab. 237-239 524 69 141 11,3 221 88 152 146 131 2 000 - 9 999 inhab. 166-167 477 147 296 23,7 164 89 233 261 367 10 000 - 49 999 inhab. 77 326 1 014 1 165 93,2 160 62 1 081 1 217 1 210 Karlovy Vary till 1 999 inhab. 163 506 183 309 24,7 158 107 417 258 245 2 000 - 9 999 inhab. 125 317 469 494 39,5 147 83 578 441 471 10 000 - 49 999 inhab. 110 203 646 728 58,2 165 102 711 828 619 50 000 inhab. and more 36 248 1 805 2 176 174,1 718 134 2 790 1 784 1 731 Karviná till 1 999 inhab. 153-155 545 186 334 26,7 41 88 348 334 288 2 000 - 9 999 inhab. 146 583 291 363 29,1 205 59 394 335 341 10 000 - 49 999 inhab. 120-121 257 456 525 42,0 440 47 530 524 520 50 000 inhab. and more 114 216 583 664 53,1 847 76 655 705 633 Kladno till 1 999 inhab. 134 606 271 417 33,4 216 82 376 408 492 2 000 - 9 999 inhab. 118 424 364 559 44,7 100 99 530 685 476 10 000 - 49 999 inhab. 41 182 718 1 890 151,2 63 59 1 831 1 306 2 337 50 000 inhab. and more 35 258 1 693 2 271 181,7 542 107 2 203 1 805 2 764 Klatovy till 1 999 inhab. 222 452 121 166 13,3 228 68 188 156 146 2 000 - 9 999 inhab. 147-148 438 216 356 28,5 36 70 340 582 262 10 000 - 49 999 inhab. 66 241 1 114 1 311 104,9 153 64 1 255 1 407 1 286 Kolín till 1 999 inhab. 170 567 142 285 22,8 354 118 337 233 265 2 000 - 9 999 inhab. 135-136 615 253 415 33,2 55 91 415 375 495 10 000 - 49 999 inhab. 39 272 1 533 1 998 159,9 177 58 2 141 1 970 1 872 Kroměříž till 1 999 inhab. 258 399 60 98 7,8 337 85 114 82 98 2 000 - 9 999 inhab. 185-186 485 210 250 20,0 267 79 274 232 254 10 000 - 49 999 inhab. 68 347 995 1 264 101,2 383 75 1 296 1 277 1 212 Kutná Hora till 1 999 inhab. 233-234 757 98 148 11,9 340 89 165 136 139 2 000 - 9 999 inhab. 196 567 145 228 18,2 27 78 231 220 232 10 000 - 49 999 inhab. 51 268 1 303 1 560 124,8 175 77 1 550 1 641 1 457 Liberec till 1 999 inhab. 137 694 203 400 32,0 177 99 497 276 311 2 000 - 9 999 inhab. 131 659 279 448 35,9 122 137 581 366 341 50 000 inhab. and more 45 285 1 447 1 700 136,0 937 79 1 877 1 618 1 600 Litoměřice till 1 999 inhab. 211 547 106 190 15,2 326 95 220 176 171 2 000 - 9 999 inhab. 185-186 642 157 250 20,0 97 148 288 219 232 10 000 - 49 999 inhab. 55 224 1 171 1 523 121,9 169 56 1 849 1 394 1 424 Louny till 1 999 inhab. 233-234 485 93 148 11,9 179 109 114 163 161 2 000 - 9 999 inhab. 246 652 118 131 10,5 65 63 123 143 127 10 000 - 49 999 inhab. 104 232 666 797 63,8 126 77 630 971 816 Mělník till 1 999 inhab. 179 627 151 271 21,6 280 78 245 287 297 2 000 - 9 999 inhab. 158 714 182 331 26,5 15 34 354 i.d. 284 10 000 - 49 999 inhab. 74 282 859 1 182 94,6 322 71 1 119 1 306 1 172 Mladá Boleslav till 1 999 inhab. 193 683 133 235 18,8 312 115 229 228 261 2 000 - 9 999 inhab. 124 446 333 503 40,2 184 88 605 549 407 10 000 - 49 999 inhab. 50 462 1 248 1 565 125,2 381 68 1 445 1 569 1 779 Most till 1 999 inhab. 199 679 104 220 17,6 47 83 236 143 271 2 000 - 9 999 inhab. 225 543 130 160 12,8 37 75 123 296 113 10 000 - 49 999 inhab. 120-121 214 490 525 42,0 170 108 564 720 412 50 000 inhab. and more 109 591 596 755 60,4 405 59 729 772 744 Náchod till 1 999 inhab. 226-227 679 88 156 12,5 179 89 163 157 137 2 000 - 9 999 inhab. 149 559 212 342 27,3 130 73 371 370 276 10 000 - 49 999 inhab. 92 323 795 911 72,9 215 84 939 822 921

106 Chapter 6 Prices Selected data on housing 2011

(part 3) Order Mean Relative Number Purchase prices according size of a Assess- Pur- Varia- price of District Municipality size to build. ment chase tion levels, assign- purchase land in price price coeff. 2008 2009 2010 CR=100% ments price m2 Nový Jičín till 1 999 inhab. 212-214 514 140 189 15,1 115 75 182 174 218 2 000 - 9 999 inhab. 220 521 109 171 13,6 108 94 198 188 117 10 000 - 49 999 inhab. 101 290 638 811 64,9 225 76 902 803 749 Nymburk till 1 999 inhab. 168 577 168 295 23,6 314 106 278 257 362 2 000 - 9 999 inhab. 116 533 320 620 49,6 115 80 784 384 524 10 000 - 49 999 inhab. 40 239 1 628 1 930 154,4 278 60 1950 1907 1923 Olomouc till 1 999 inhab. 171-173 584 136 284 22,7 289 138 252 348 263 2 000 - 9 999 inhab. 133 419 251 435 34,8 223 98 449 434 414 10 000 - 49 999 inhab. 129 562 261 471 37,7 110 74 500 449 447 50 000 inhab. and more 48 419 1 242 1 642 131,3 1 335 148 1599 1758 1595 Opava till 1 999 inhab. 224 479 86 164 13,1 244 111 169 139 182 2 000 - 9 999 inhab. 153-155 397 142 334 26,7 141 136 196 510 171 10 000 - 49 999 inhab. 106 228 554 779 62,4 61 80 665 885 658 50 000 inhab. and more 43 313 1 443 1 814 145,2 426 123 2294 1781 1496 Ostrava-město till 1 999 inhab. 139 364 202 388 31,0 18 91 235 278 585 2 000 - 9 999 inhab. 117 367 466 595 47,6 105 76 509 808 488 50 000 inhab. and more 95 490 693 883 70,6 2 548 110 774 788 1059 Pardubice till 1 999 inhab. 143 606 223 377 30,1 391 104 378 394 342 2 000 - 9 999 inhab. 99 338 567 867 69,3 231 79 973 659 909 50 000 inhab. and more 32 243 2 211 2 534 202,7 984 78 2463 2368 2934 Pelhřimov till 1 999 inhab. 249 480 75 116 9,3 280 78 125 114 107 2 000 - 9 999 inhab. 257 430 77 103 8,3 44 88 145 83 109 10 000 - 49 999 inhab. 97 283 780 874 69,9 154 74 674 995 914 Písek till 1 999 inhab. 244 567 77 134 10,7 277 84 128 122 160 2 000 - 9 999 inhab. 162 547 244 315 25,2 73 69 297 284 370 10 000 - 49 999 inhab. 46 260 1 385 1 665 133,2 132 55 1710 1738 1572 Plzeň-jih till 1 999 inhab. 223 718 98 165 13,2 137 96 176 129 186 2 000 - 9 999 inhab. 144 442 281 367 29,3 97 79 306 380 424 Plzeň-město till 1 999 inhab. 150 1 426 206 341 27,3 10 79 i.d. 424 330 2 000 - 9 999 inhab. 90-91 149 462 919 73,5 10 87 i.d. 1058 847 50 000 inhab. and more 29 237 2 385 2 783 222,6 308 83 2840 2531 2938 Plzeň-sever till 1 999 inhab. 237-239 677 91 141 11,3 76 90 144 163 112 2 000 - 9 999 inhab. 115 368 380 629 50,3 63 87 538 585 757 Praha 1 1 542 38 080 43 484 3478,8 90 51 40226 45177 45380 Praha 2 2 290 10 611 16 471 1317,7 132 56 20893 14123 13950 Praha 3 4 570 6 780 8 989 719,2 119 57 8921 9340 8711 Praha 4 5 565 5 660 8 212 657,0 178 57 8104 8291 8539 Praha 5 7 417 4 560 6 293 503,4 212 63 6002 6475 7534 Praha 6 3 363 6 667 9 380 750,4 381 55 9064 9972 9021 Praha 7 6 724 5 432 8 132 650,6 63 50 8329 8892 7374 Praha 8 16 434 3 864 4 942 395,4 94 36 5240 4845 4667 Praha 9 12 851 4 815 5 163 413,0 73 41 4854 5148 5609 Praha 10 8 293 4 208 6 272 501,8 113 55 5821 5712 7789 Praha 11 13 320 4 058 5 062 405,0 121 52 5332 4716 5029 Praha 12 14 375 4 383 4 973 397,9 208 45 5082 5314 4708 Praha 13 15 400 3 240 4 962 396,9 65 71 3481 4819 5948 Praha 14 11 301 4 482 5 366 429,3 93 35 5521 5072 5616 Praha 15 31 398 2 421 2 615 209,2 79 55 1983 3096 4196 Praha 16 24 278 3 029 3 403 272,2 61 58 3039 3958 3529 Praha 17 21 372 3 604 3 831 306,5 34 33 3161 5251 4150 Praha 18 17 279 4 340 4 879 390,4 85 35 5028 4949 4630 Praha 19 9 739 5 115 5 734 458,7 50 57 5000 5656 6173 Praha 20 10 308 4 620 5 385 430,8 81 39 5300 5420 5484 Praha 21 19 411 3 894 4 395 351,6 129 43 4459 3782 5111 Praha 22 22 449 3 385 3 770 301,6 102 41 3605 3327 5158 Praha 23 23 323 2 813 3 425 274,0 95 31 3093 3604 3573 Praha 24 20 410 3 326 3 931 314,5 61 50 3643 4701 3928 Praha 25 18 542 4 424 4 700 376,0 118 27 4355 4696 5276 Praha 26 27 639 2 688 3 030 242,4 40 73 2957 4363 2531 Praha 27 25 375 3 074 3 345 267,6 65 44 - 3366 3280 Praha 28 26 690 2 355 3 054 244,3 36 68 2690 5282 3238

107 Selected data on housing 2011 Chapter 6 Prices

(part 4) Order Mean Relative Number Purchase prices according size of a Assess- Pur- Varia- price of District Municipality size to build. ment chase tion levels, assign- purchase land in price price coeff. 2008 2009 2010 CR=100% ments price m2 Praha-východ till 1 999 inhab. 56 376 617 1 479 118,4 482 74 1592 1348 1486 2 000 - 9 999 inhab. 53 285 874 1 533 122,6 162 89 1606 1394 1492 10 000 - 49 999 inhab. 42 353 1 637 1 874 149,9 252 60 1783 1689 2223 Praha-západ till 1 999 inhab. 100 501 369 823 65,9 292 105 599 1082 985 2 000 - 9 999 inhab. 37 514 1 494 2 156 172,5 443 52 2139 2023 2264 Prachatice till 1 999 inhab. 250 556 73 115 9,2 194 79 118 113 114 2 000 - 9 999 inhab. 242 465 115 136 10,9 39 70 165 88 153 10 000 - 49 999 inhab. 102 203 755 806 64,5 57 52 806 809 804 Prostějov till 1 999 inhab. 240-241 425 83 140 11,2 254 97 143 127 148 2 000 - 9 999 inhab. 187 294 114 248 19,9 31 121 368 134 237 10 000 - 49 999 inhab. 67 214 1 112 1 291 103,3 330 47 1182 1314 1404 Přerov till 1 999 inhab. 237-239 539 84 141 11,3 143 91 144 129 155 2 000 - 9 999 inhab. 210 344 130 191 15,3 67 71 228 173 144 10 000 - 49 999 inhab. 87 272 806 957 76,6 225 91 1082 918 809 Příbram till 1 999 inhab. 207-208 562 106 195 15,6 355 97 215 164 200 2 000 - 9 999 inhab. 152 400 177 338 27,0 196 94 466 254 304 10 000 - 49 999 inhab. 111 418 568 727 58,2 358 81 593 654 1064 Rakovník till 1 999 inhab. 236 562 81 145 11,6 299 105 156 116 190 2 000 - 9 999 inhab. 130 660 197 450 36,0 33 58 520 356 424 10 000 - 49 999 inhab. 54 489 1 281 1 530 122,4 139 69 1499 1775 1456 Rokycany till 1 999 inhab. 189-190 544 141 246 19,7 77 105 281 229 213 2 000 - 9 999 inhab. 194 695 126 230 18,4 18 89 193 173 440 10 000 - 49 999 inhab. 72 251 1 028 1 211 96,9 106 55 986 1336 1252 Rychnov nad Kněžnou till 1 999 inhab. 240-241 589 93 140 11,2 227 82 148 138 126 2 000 - 9 999 inhab. 151 459 226 339 27,1 147 84 391 386 253 10 000 - 49 999 inhab. 78 263 968 1 134 90,8 90 59 1483 1073 964 Semily till 1 999 inhab. 200 334 97 218 17,4 141 95 175 276 215 2 000 - 9 999 inhab. 128 240 382 476 38,1 175 97 441 521 470 10 000 - 49 999 inhab. 108 163 560 757 60,6 53 43 723 779 816 Sokolov till 1 999 inhab. 219 464 114 174 13,9 56 83 213 95 216 2 000 - 9 999 inhab. 166-167 360 248 296 23,7 86 78 368 299 243 10 000 - 49 999 inhab. 94 116 854 897 71,7 144 58 1020 857 835 Strakonice till 1 999 inhab. 256 619 66 107 8,6 269 89 107 126 96 2 000 - 9 999 inhab. 161 439 198 316 25,3 44 88 269 377 299 10 000 - 49 999 inhab. 84 513 797 996 79,7 96 48 1003 1088 920 Svitavy till 1 999 inhab. 259 497 63 97 7,7 325 99 110 98 77 2 000 - 9 999 inhab. 191 233 195 242 19,4 46 92 416 197 164 10 000 - 49 999 inhab. 83 223 859 1 020 81,6 312 74 1016 925 1104 Šumperk till 1 999 inhab. 228-230 422 67 152 12,1 153 108 152 138 169 2 000 - 9 999 inhab. 141-142 373 166 379 30,3 147 113 414 308 436 10 000 - 49 999 inhab. 80-81 311 838 1 073 85,9 244 73 931 1152 1184 Tábor till 1 999 inhab. 243 450 71 135 10,8 286 105 140 123 149 2 000 - 9 999 inhab. 174 400 239 277 22,2 231 96 343 230 259 10 000 - 49 999 inhab. 60 296 1 200 1 405 112,4 254 66 1442 1518 1227 Tachov till 1 999 inhab. 235 945 102 147 11,7 133 97 130 174 135 2 000 - 9 999 inhab. 206 815 126 200 16,0 55 89 264 220 101 10 000 - 49 999 inhab. 88 242 874 956 76,5 138 45 814 982 1018 Teplice till 1 999 inhab. 207-208 443 107 195 15,6 69 96 261 135 161 2 000 - 9 999 inhab. 181-182 365 234 262 20,9 179 83 209 311 346 10 000 - 49 999 inhab. 171-173 471 232 284 22,7 140 62 336 239 286 50 000 inhab. and more 70 294 1 043 1 227 98,2 405 84 1109 1137 1461 Trutnov till 1 999 inhab. 198 599 137 221 17,7 198 91 207 248 223 2 000 - 9 999 inhab. 147-148 485 258 356 28,5 76 89 392 309 334 10 000 - 49 999 inhab. 93 272 708 902 72,1 409 78 968 793 859 Třebíč till 1 999 inhab. 248 437 79 117 9,3 389 92 123 129 93 2 000 - 9 999 inhab. 197 270 139 227 18,2 134 75 193 258 215 10 000 - 49 999 inhab. 61 231 1 246 1 359 108,7 256 57 1328 1323 1480

108 Chapter 6 Prices Selected data on housing 2011

(part 5) Order Mean Relative Number Purchase prices according size of a Assess- Pur- Varia- price of District Municipality size to build. ment chase tion levels, assign- purchase land in price price coeff. 2008 2009 2010 CR=100% ments price m2 Uherské Hradiště till 1 999 inhab. 245 388 79 132 10,5 351 89 141 134 119 2 000 - 9 999 inhab. 153-155 327 243 334 26,7 384 106 339 285 381 10 000 - 49 999 inhab. 58 264 1 169 1 434 114,8 392 70 1440 1419 1443 Ústí nad Labem till 1 999 inhab. 189-190 508 156 246 19,6 65 67 320 225 219 2 000 - 9 999 inhab. 145 515 250 366 29,2 46 70 276 478 307 50 000 inhab. and more 59 261 1 255 1 433 114,6 765 85 1552 1479 1276 Ústí nad Orlicí till 1 999 inhab. 251-252 429 69 112 9,0 223 100 84 179 107 2 000 - 9 999 inhab. 159-160 426 169 318 25,4 103 110 374 373 223 10 000 - 49 999 inhab. 98 311 656 868 69,4 249 80 919 1000 673 Vsetín till 1 999 inhab. 232 289 82 150 12,0 172 93 153 155 142 2 000 - 9 999 inhab. 228-230 438 97 152 12,2 155 72 171 120 188 10 000 - 49 999 inhab. 103 368 569 805 64,4 222 87 821 914 650 Vyškov till 1 999 inhab. 247 357 65 118 9,4 669 113 105 152 115 2 000 - 9 999 inhab. 165 411 156 298 23,9 203 99 285 289 322 10 000 - 49 999 inhab. 76 364 972 1 170 93,6 220 56 1005 1282 1306 Zlín till 1 999 inhab. 183 463 164 258 20,7 375 86 244 256 282 2 000 - 9 999 inhab. 119 344 393 532 42,6 363 130 529 551 511 10 000 - 49 999 inhab. 86 339 813 959 76,7 73 57 1058 832 953 50 000 inhab. and more 65 454 1 045 1 315 105,2 1 028 98 1412 1407 1153 Znojmo till 1 999 inhab. 253 477 69 111 8,8 527 91 119 109 99 2 000 - 9 999 inhab. 231 401 116 151 12,1 99 72 154 148 145 10 000 - 49 999 inhab. 57 275 1 016 1 462 116,9 303 75 1208 1379 1773 Žďár nad Sázavou till 1 999 inhab. 251-252 415 63 112 8,9 390 108 89 120 135 2 000 - 9 999 inhab. 217 559 150 185 14,8 43 68 171 174 235 10 000 - 49 999 inhab. 105 215 575 786 62,9 210 77 607 917 779 ČR celkem x 399 981 1 250 100,0 61 815 220 1217 1207 1331 Source: Czech Statistical Office.

109

6.19 Indices of sales prices of building lands between 2007 and 2010 average 2005 = 100 year 2007 year 2008 year 2009 year 2010 relat. weight quarter year quarter year quarter year quarter year 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average Czech Republic total 1000,0 120,7 124,8 128,6 130,3 126,1 132,1 135,9 139,1 140,2 136,8 140,2 139,0 139,4 141,6 140,1 143,7 145,0 146,6 149,6 146,2 Czech Republic total excluding capital Prague and district Prague-east, west 471,4 114,3 116,9 119,4 123,3 118,5 128,5 132,8 135,0 134,2 132,6 132,8 131,6 133,1 137,8 133,8 143,0 145,9 146,7 147,9 145,9 Capital Prague [1] 518,1 126,4 131,8 136,8 136,7 132,9 135,5 138,7 142,8 145,7 140,7 147,1 145,8 145,2 144,9 145,8 144,2 144,1 146,5 151,0 146,5 Prague 1 199,3 128,2 130,9 133,7 127,4 130,1 117,7 116,7 119,1 120,5 118,5 126,7 132,1 137,5 136,5 133,2 130,9 128,8 134,2 143,5 134,4 Prague 2, 3, 6 91,8 120,3 123,4 128,9 129,8 125,6 135,0 143,1 146,8 145,9 142,7 140,2 134,4 131,3 132,5 134,6 132,5 132,0 131,2 131,9 131,9 - 5, 7 - 28 227,0 127,3 135,9 142,6 147,7 138,4 151,3 156,3 161,9 167,7 159,3 167,8 162,4 157,5 157,4 161,3 160,5 162,5 163,6 165,3 163,0 District: Prague-east, west 10,5 124,2 131,8 132,4 132,4 130,2 133,4 136,1 138,9 138,5 136,7 136,2 134,3 136,8 143,3 137,7 149,9 152,1 150,4 150,2 150,7 Central Bohemia region excluding district Prague-east, west 68,7 116,9 123,8 127,9 131,4 125,0 137,4 143,8 147,0 146,1 143,6 144,2 145,1 150,5 156,4 149,1 159,8 159,7 159,0 160,8 159,8 Southern Bohemia region 47,6 108,9 106,9 105,4 107,6 107,2 110,9 111,6 113,1 114,2 112,5 114,9 113,5 113,9 116,5 114,7 117,4 115,1 111,2 109,9 113,4 Pilsen region 16,2 111,3 117,4 120,5 123,4 118,2 127,4 129,5 129,4 129,9 129,1 132,5 133,5 133,6 134,8 133,6 135,9 134,8 132,0 128,3 132,8 Karlovy Vary region 16,2 118,0 121,2 120,6 120,4 120,1 125,3 134,9 141,4 138,2 135,0 130,8 123,7 120,7 121,0 124,1 121,8 122,0 122,0 123,9 122,4 Ústí region 22,3 108,7 112,3 117,5 123,3 115,5 127,7 130,7 133,7 136,7 132,2 136,9 134,4 132,2 133,1 134,2 134,9 135,2 134,6 134,6 134,8 Liberec region 15,7 124,4 134,3 142,2 146,5 136,9 149,7 154,7 161,1 162,0 156,9 156,2 148,8 143,6 143,0 147,9 149,2 156,6 157,7 154,8 154,6 Hradec Králové region 19,5 106,1 110,3 114,8 119,2 112,6 126,2 134,2 138,5 137,1 134,0 133,3 129,0 126,4 126,0 128,7 126,8 125,8 123,3 123,6 124,9 Pardubice region 26,8 110,4 112,4 117,3 129,3 117,4 149,4 164,1 166,5 157,9 159,5 154,2 156,1 158,5 157,6 156,6 157,3 159,0 160,9 160,4 159,4 Highland 20,0 114,2 115,7 118,0 119,7 116,9 120,8 123,5 126,5 128,2 124,8 128,0 128,1 128,7 130,6 128,9 134,6 137,3 137,3 134,0 135,8 Southern Moravia region 98,6 121,6 121,4 121,1 122,2 121,6 123,3 123,9 124,2 124,0 123,9 123,7 121,6 124,8 138,1 127,1 153,2 162,6 166,9 172,8 163,9 Olomouc region 18,8 111,5 115,2 121,5 128,5 119,2 137,7 145,5 148,8 146,7 144,7 146,2 147,7 150,5 152,6 149,3 153,2 153,3 155,2 161,1 155,7 Zlín region 41,3 108,2 111,2 114,8 118,9 113,3 123,9 128,5 129,8 127,0 127,3 123,3 121,4 122,7 125,0 123,1 125,8 124,5 122,0 120,9 123,3 Moravian and Silesian region 59,7 112,7 114,6 117,8 124,2 117,3 130,8 134,9 136,9 137,0 134,9 136,4 136,4 137,0 140,5 137,6 146,5 153,4 158,3 159,0 154,3 CR total excluding Prague and districts Prague-east, west till 1 999 inhabitants 37,8 114,8 118,9 121,2 123,6 119,6 127,7 132,7 135,9 134,9 132,8 132,6 131,5 133,2 135,1 133,1 135,3 134,7 134,4 135,3 134,9 Municipality 2 000 - 9 999 inhab. 37,0 119,4 124,0 127,1 130,6 125,3 135,6 141,4 144,7 143,7 141,4 140,9 138,6 138,2 138,6 139,1 139,0 140,0 140,6 140,0 139,9 size: 10 000 - 49 999 inhab. 144,0 110,3 114,2 116,9 120,8 115,6 127,5 133,4 136,1 136,5 133,4 137,1 138,3 140,1 141,3 139,2 142,1 141,9 142,2 144,5 142,7 50 000 inhab. and more 252,6 115,8 117,1 119,5 123,6 119,0 128,1 131,3 132,8 131,5 130,9 129,2 126,8 128,4 136,1 130,1 145,2 150,7 151,9 153,0 150,2 CR total separate building lands 156,2 123,9 129,3 131,5 133,8 129,6 138,5 146,0 152,1 153,4 147,5 151,9 151,9 153,1 156,0 153,2 160,2 161,7 160,2 158,4 160,1 as part of the whole of the real estate sale 843,8 120,1 123,9 128,0 129,7 125,4 131,0 134,0 136,7 137,8 134,9 138,1 136,6 136,9 138,9 137,6 140,6 141,9 144,1 147,9 143,6 [1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. Source: Czech Statistical Office.

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6.20 Aggregate indices of sales prices of real estate between 2007 and 2010 average 2005 = 100 year 2007 year 2008 year 2009 year 2010 relat. quarter year quarter year quarter year quarter year weight 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average CR total 1000,0 121,2 127,8 131,7 134,9 128,9 139,2 145,1 148,1 147,3 144,9 143,2 137,6 136,2 135,5 138,1 135,7 135,8 135,4 135,4 135,6 of that: FH and DW 760,6 120,4 128,1 132,0 135,5 129,0 141,1 147,9 150,6 148,8 147,1 143,3 136,6 134,6 133,1 136,9 132,9 133,0 132,3 131,6 132,5 FK and DW and DH 853,9 121,3 128,3 132,3 135,7 129,4 140,4 146,7 149,7 148,5 146,3 143,7 137,4 135,7 134,5 137,8 134,4 134,2 133,5 132,9 133,8 CR total excluding capital Prague 766,4 120,9 127,2 130,8 134,3 128,3 138,8 144,5 147,8 146,9 144,5 142,9 137,2 136,0 135,2 137,8 135,6 135,6 135,3 135,4 135,5 CR total excluding capital Prague and districts Prague-east, west 730,3 121,2 127,6 131,3 134,9 128,8 139,4 145,3 148,5 147,7 145,2 143,7 138,0 136,6 135,8 138,5 136,2 136,3 135,9 136,0 136,1 Capital Prague [1] 233,6 122,2 130,0 134,8 136,8 131,0 140,6 147,1 149,3 148,5 146,4 144,1 138,9 137,1 136,4 139,1 136,3 136,5 135,8 135,2 136,0 Prague 1 45,0 126,5 133,3 135,6 132,8 132,1 128,5 129,1 130,6 130,1 129,6 130,5 130,2 133,9 134,6 132,3 130,6 129,0 133,0 138,9 132,9 Prague 2 - 28 188,6 121,2 129,2 134,6 137,8 130,7 143,5 151,4 153,8 152,9 150,4 147,4 141,0 137,9 136,8 140,8 137,6 138,3 136,5 134,3 136,7 Districts: Prague-east, Prague-west 36,0 115,9 119,0 120,3 123,1 119,6 126,4 129,6 132,1 131,6 129,9 127,5 122,1 122,7 124,6 124,2 123,5 121,8 122,4 123,3 122,8 Central Bohemia region excluding districts Prague-east, west 127,6 120,7 127,6 131,9 134,0 128,6 135,8 139,7 144,6 145,4 141,4 141,5 136,3 137,7 139,0 138,6 139,1 135,6 133,0 133,8 135,4 Southern Bohemia region 59,6 118,0 123,0 123,9 127,4 123,1 131,2 134,6 137,3 136,6 134,9 133,4 129,2 128,9 127,3 129,7 125,0 124,5 124,8 125,3 124,9 Pilsen region 42,1 116,6 122,2 125,7 128,0 123,1 134,4 143,5 144,1 140,1 140,5 133,5 128,9 128,2 126,5 129,3 125,7 126,0 126,6 126,5 126,2 Karlovy Vary region 39,6 122,4 130,8 135,4 139,4 132,0 141,7 146,5 147,5 146,3 145,5 146,9 144,3 144,1 143,2 144,6 142,6 142,9 140,9 138,7 141,3 Ústí region 49,0 121,6 125,5 127,2 130,5 126,2 133,9 142,1 147,0 147,0 142,5 146,5 144,0 140,1 136,0 141,7 137,0 140,9 142,9 142,9 140,9 Liberec region 30,3 127,5 133,7 135,3 139,6 134,0 143,8 147,6 151,9 152,9 149,1 147,9 139,6 136,7 135,4 139,9 133,8 131,3 131,2 133,8 132,5 Hradec Králové region 45,8 122,1 130,1 134,3 136,3 130,7 140,5 146,7 148,8 148,6 146,2 146,3 140,7 136,7 135,6 139,8 134,7 134,6 136,4 135,0 135,2 Pardubice region 39,8 121,5 127,5 130,9 135,6 128,9 142,7 149,3 151,6 148,8 148,1 145,1 141,3 138,5 136,0 140,2 135,9 135,4 135,1 135,9 135,6 Highland 32,7 116,4 122,1 125,5 127,5 122,9 130,5 137,1 140,7 139,1 136,9 133,3 125,9 125,0 125,7 127,5 126,8 126,7 126,8 124,6 126,2 Southern Moravia region 110,3 122,3 128,8 132,2 134,7 129,5 137,7 143,4 147,8 146,7 143,9 141,1 134,6 133,5 134,0 135,8 137,7 140,7 140,7 141,0 140,0 Olomouc region 38,4 124,7 130,1 135,5 142,1 133,1 150,7 156,8 159,0 159,3 156,5 156,4 150,6 149,4 146,0 150,6 145,1 146,5 145,7 144,6 145,5 Zlín region 47,8 121,0 126,8 131,1 135,5 128,6 141,7 148,0 151,7 151,4 148,2 143,5 134,6 131,2 130,1 134,9 132,2 133,7 134,0 133,6 133,4 Moravian and Silesian region 67,3 121,3 130,0 136,2 143,6 132,8 153,5 161,9 163,8 160,6 160,0 156,6 148,4 145,7 144,5 148,8 144,5 144,6 143,7 144,9 144,4 CR total excluding Prague and districts Prague-east, west till 1 999 inhabitants 172,0 112,6 117,9 120,9 124,1 118,9 127,7 131,7 134,4 133,8 131,9 131,9 130,6 129,8 128,7 130,3 129,2 130,0 129,5 128,9 129,4 Municipality 2 000 - 9 999 inhab. 140,1 117,7 123,1 125,5 127,2 123,4 130,6 137,8 143,0 143,9 138,8 141,5 136,5 134,7 134,5 136,8 135,2 135,3 134,8 135,7 135,3 size: 10 000 - 49 999 inhab. 200,4 123,1 129,7 133,4 137,0 130,8 142,4 149,4 154,2 154,8 150,2 150,6 143,4 141,5 139,3 143,7 138,4 137,9 137,3 137,7 137,8 50 000 inhab. and more 217,9 128,3 136,1 141,4 146,4 138,1 151,6 157,0 158,0 154,6 155,3 148,0 139,7 138,8 138,9 141,4 140,2 140,4 140,3 140,3 140,3

[1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. CR = Czech Republic, FH = family houses, DW = dwellings, DH = dwelling houses. Source: Czech Statistical Office.

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6.21 Aggregate indices of sales prices of real estate between 2007 and 2010 the same period of previous year = 100 year 2007 year 2008 year 2009 year 2010 relative weight quarter year quarter year quarter year quarter year FH DW DH BL total 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average 1. 2. 3. 4. average CR total 411,3 349,4 93,3 146,1 1000,0 115,1 118,8 119,9 118,5 118,1 114,9 113,5 112,5 109,2 112,4 102,9 94,8 92,0 92,0 95,3 94,8 98,7 99,4 99,9 98,2 of that: FH and DW 411,3 349,4 x x 760,6 117,2 122,1 123,4 121,5 121,1 117,2 115,5 114,1 109,8 114,0 101,6 92,4 89,4 89,4 93,1 92,7 97,4 98,3 98,9 96,7 FK and DW and DH 411,3 349,4 93,3 x 853,9 115,5 119,8 121,4 119,9 119,2 115,7 114,3 113,2 109,4 113,1 102,4 93,7 90,6 90,6 94,2 93,5 97,7 98,4 98,8 97,0 CR total excluding capital Prague 374,1 234,1 87,8 70,4 766,4 114,4 118,0 119,7 118,4 117,7 114,8 113,6 113,0 109,4 112,6 103,0 94,9 92,0 92,0 95,4 94,9 98,8 99,5 100,1 98,3 CR total excluding capital Prague and districts Prague-east, west 343,5 230,6 87,4 68,9 730,3 114,6 118,4 120,0 118,9 118,0 115,0 113,9 113,1 109,5 112,8 103,1 95,0 92,0 91,9 95,4 94,8 98,8 99,5 100,1 98,2 Capital Prague [1] 37,2 115,3 5,5 75,7 233,6 117,7 121,3 121,2 118,9 119,8 115,1 113,2 110,8 108,6 111,8 102,5 94,4 91,8 91,9 95,0 94,6 98,3 99,1 99,1 97,7 Prague 1 0,0 14,8 1,1 29,1 45,0 112,7 116,8 115,6 109,9 113,7 101,6 96,8 96,3 98,0 98,1 101,6 100,9 102,5 103,5 102,1 100,1 99,1 99,3 103,2 100,4 Prague 2 - 28 37,2 100,5 4,4 46,6 188,6 119,1 122,3 122,6 121,2 121,3 118,4 117,2 114,3 111,0 115,1 102,7 93,1 89,7 89,5 93,6 93,4 98,1 99,0 98,2 97,1 Districts: Prague-east, Prague- west 30,6 3,5 0,4 1,5 36,0 110,3 111,2 112,3 112,4 111,6 109,1 108,9 109,8 106,9 108,7 100,9 94,2 92,9 94,7 95,6 96,9 99,8 99,8 99,0 98,8 Central Bohemia region excluding districts P-east, west 64,7 30,6 22,2 10,0 127,6 113,8 119,1 121,8 118,6 118,3 112,5 109,5 109,6 108,5 110,0 104,2 97,6 95,2 95,6 98,1 98,3 99,5 96,6 96,3 97,7 Southern Bohemia region 30,0 18,8 3,9 7,0 59,6 113,4 115,4 114,7 115,2 114,7 111,2 109,4 110,8 107,2 109,6 101,7 96,0 93,9 93,2 96,1 93,7 96,4 96,8 98,4 96,3 Pilsen region 22,8 15,4 1,6 2,4 42,1 113,1 116,2 118,3 116,7 116,1 115,3 117,4 114,6 109,5 114,1 99,3 89,8 89,0 90,3 92,0 94,2 97,8 98,8 100,0 97,6 Karlovy Vary region 7,8 13,7 15,6 2,4 39,6 107,1 113,5 117,7 119,5 114,5 115,8 112,0 108,9 104,9 110,2 103,7 98,5 97,7 97,9 99,4 97,1 99,0 97,8 96,9 97,7 Ústí region 19,0 15,2 11,5 3,3 49,0 111,5 114,8 115,6 113,4 113,8 110,1 113,2 115,6 112,6 112,9 109,4 101,3 95,3 92,5 99,4 93,5 97,8 102,0 105,1 99,5 Liberec region 15,5 10,7 1,9 2,3 30,3 120,6 126,4 128,1 122,5 124,4 112,8 110,4 112,3 109,5 111,2 102,9 94,6 90,0 88,6 93,9 90,5 94,1 96,0 98,8 94,7 Hradec Králové region 23,9 14,3 4,7 2,8 45,8 113,5 117,7 120,8 120,3 118,1 115,1 112,8 110,8 109,0 111,8 104,1 95,9 91,9 91,3 95,7 92,1 95,7 99,8 99,6 96,7 Pardubice region 19,7 14,9 1,3 3,9 39,8 116,6 118,2 118,8 118,8 118,1 117,4 117,1 115,8 109,7 114,9 101,7 94,6 91,4 91,4 94,7 93,7 95,8 97,5 99,9 96,7 Highland 19,1 9,2 1,5 2,9 32,7 112,2 115,2 117,0 115,0 114,9 112,1 112,3 112,1 109,1 111,4 102,1 91,8 88,8 90,4 93,1 95,1 100,6 101,4 99,1 99,0 Southern Moravia region 48,8 36,4 10,7 14,4 110,3 116,7 119,4 119,9 117,7 118,4 112,6 111,3 111,8 108,9 111,1 102,5 93,9 90,3 91,3 94,4 97,6 104,5 105,4 105,2 103,1 Olomouc region 18,1 13,4 4,2 2,7 38,4 117,9 119,5 121,3 121,5 120,1 120,9 120,5 117,3 112,1 117,5 103,8 96,0 94,0 91,7 96,3 92,8 97,3 97,5 99,0 96,6 Zlín region 24,6 15,2 2,0 6,0 47,8 118,5 121,2 120,4 118,3 119,6 117,1 116,7 115,7 111,7 115,2 101,3 90,9 86,5 85,9 91,0 92,1 99,3 102,1 102,7 98,9 Moravian and Silesian region 29,4 22,8 6,3 8,7 67,3 114,4 120,6 124,2 126,5 121,5 126,5 124,5 120,3 111,8 120,5 102,0 91,7 88,9 90,0 93,0 92,3 97,4 98,6 100,3 97,1 CR total excluding Prague and districts Prague-east, west till 1 999 inhabitants 149,8 9,3 7,4 5,5 172,0 109,7 112,8 114,6 115,8 113,3 113,4 111,7 111,2 107,8 111,0 103,3 99,2 96,6 96,2 98,7 98,0 99,5 99,8 100,2 99,3 Municip. 2 000 - 9 999 inhab. 86,8 31,1 16,8 5,4 140,1 112,0 114,6 114,9 113,8 113,8 111,0 111,9 113,9 113,1 112,5 108,3 99,1 94,2 93,5 98,5 95,5 99,1 100,1 100,9 98,9 size: 10 000 - 49 999 inhab. 60,2 82,6 36,7 21,0 200,4 114,9 120,1 123,1 120,3 119,6 115,7 115,2 115,6 113,0 114,8 105,8 96,0 91,8 90,0 95,7 91,9 96,2 97,0 98,9 95,9 50 000 inhab. and more 46,7 107,7 26,5 36,9 217,9 119,3 123,2 124,5 122,7 122,5 118,2 115,4 111,7 105,6 112,5 97,6 89,0 87,8 89,8 91,0 94,7 100,5 101,1 101,0 99,3

[1] For the purpose of this table the Capital Prague was divided to districts in accordance with the Annex 39 to the Edict No. 460/2009 Coll. – see the division of the Capital Prague to districts in Table 6.24. CR = Czech Republic, FH = family houses, DW = dwellings, DH = dwelling houses, BL = building lands. Source: Czech Statistical Office.

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6.22.1 Financial accessibility of dwelling – older dwellings and family houses (from purchase prices)

Mean gross Net monetary Mean purchase price of a Months (wages), Years (annual Mean price of a family Months (wages), Years (annual monthly incomes of dwelling for which a CPP [2]), for house Mean purchase for which a CPP [2]), for wages (as households Time dwelling could which a dwelling price for a family family house which a family per recalcu- from the set of CZK per 1 for a dwelling mean size house, size 660 period m2 of floor be bought with could be bought CZK per 1 could be bought house could be lated households of with the area of a family 3 the price of the with the price of 3 m (CZK) with the price of bought with the persons, in SRU [1], per area of a 2 m 3 61 m (CZK) year the year house, m the year price of the year CZK) year, CZK dwelling 2000 13 219 191 871 7 684 468 708 36 2,4 948 637 625 680 48 3,3 2001 14 378 207 384 7 326 446 872 32 2,2 1 011 650 667 177 47 3,2 2002 15 524 214 252 8 590 523 992 34 2,4 1 163 652 767 487 50 3,6 2003 16 430 225 635 11 489 700 848 43 3,1 1 306 661 861 740 53 3,8 2004 17 466 235 099 11 941 728 401 42 3,1 1 587 663 1 047 420 60 4,5 2005 18 344 239 178 13 213 805 993 44 3,4 1 753 679 1 156 980 64 4,8 2006 19 546 267 921 14 733 898 713 46 3,4 1 809 696 1 193 940 62 4,5 2007 20 957 289 087 18 693 1 140 273 55 3,9 2 089 699 1 378 740 66 4,8 2008 22 592 314 453 22 342 1 362 862 61 4,3 2 403 702 1 585 980 71 5,0 2009 23 344 323 538 21 807 1 330 227 57 4,1 2 513 687 1 658 580 72 5,1 2010 23 797 329 333 20 240 1 234 640 52 3,7 2 239 683 1 477 740 63 4,5 [1] SRU - family accounts statistics [2] CPP - net monetary income

Source: Czech Statistical Office, calculations Ministry of Regional Development of the CR.

113

6.22.3 Financial accessibility of dwelling – new dwellings and family houses (from purchase prices)

Mean gross Net monetary Mean value of a Mean value of new dwellings Months (wages), Years (annual Mean value – Years (annual monthly incomes of new family house Months (wages), – purchase price for which a CPP [2]), for purchase price CPP [2]), for wages (as households – purchase price for which a family Time dwelling could which a dwelling which a family per recalcu- from the set of CZK per 1 house could be period for a dwelling be bought with could be bought for a family house could be lated households of m2 of floor bought with the with the area the price of the with the price of CZK per 1 m 3 house, size 660 bought with the persons, in SRU [1], per area of a price of the year 61 m2 (CZK) year the year m3 (CZK) price of the year CZK) year, CZK dwelling 2000 13 219 191 871 18 984 1 158 024 88 6,0 2 714 1 791 240 136 9,3 2001 14 378 207 384 20 930 1 276 730 89 6,2 2 851 1 881 660 131 9,1 2002 15 524 214 252 20 193 1 231 773 80 5,7 3 038 2 005 080 130 9,4 2003 16 430 225 635 21 597 1 317 417 81 5,8 3 214 2 121 240 130 9,4 2004 17 466 235 099 21 360 1 302 960 75 5,5 3 412 2 251 920 129 9,6 2005 18 344 239 178 23 738 1 448 018 79 6,1 3 496 2 307 360 126 9,6 2006 19 546 267 921 24 471 1 492 731 77 5,6 3 743 2 470 380 127 9,2 2007 20 957 289 087 24 675 1 505 175 72 5,2 3 936 2 597 760 124 9,0 2008 22 592 314 453 26 518 1 617 598 72 5,1 4 221 2 785 860 124 8,9 2009 23 344 323 538 29 504 1 799 744 78 5,6 4 345 2 867 700 123 8,9 2010 23 797 329 333 35 197 2 147 017 91 6,5 4 310 2 844 600 120 8,6 [1] SRU - family accounts statistics [2] CPP - net monetary income

Source: Czech Statistical Office, calculations Ministry of Regional Development of the CR.

114 Chapter 6 Prices Selected data on housing 2011

6.23 Harmonised indices of consumer prices in December 2011, total and housing (EU, 2005 = 100) (%)

Housing, water, Total energy, fuels

EU 27 (ep) 116,95 (ep) 128,48 Euro area 17 (p) 114,41 (p) 123,10 in which: Austria (p) 114,70 (p) 123,53 Belgium 116,79 133,00 Bulgaria 142,15 136,83 Cyprus 117,82 144,13 Czech Republic 117,50 152,80 Denmark 114,30 123,40 Estonia 135,26 171,29 Finland 114,99 130,07 France 112,69 123,34 Germany 112,50 118,20 Greece 122,98 141,77 Hungary 136,55 172,28 Ireland (n) 107,10 (n) 118,80 Italy 116,30 126,20 Latvia 135,04 186,85 Lithuania 144,60 198,46 Luxembourg 118,58 130,72 Malta (p) 114,24 146,65 Netherlands (p) 110,43 (p) 115,57 Poland 122,20 138,70 Portugal 114,00 133,24 Romania 144,20 173,17 Slovak Republic 118,08 132,25 Slovenia 118,84 141,79 Spain 117,75 134,00 Sweden 112,77 119,07 United Kingdom (n) 121,20 (n) 142,80 Other countries Croatia 118,71 135,98 Iceland 162,56 180,59 Norway 113,20 117,80 Switzerland 103,60 115,40 Turkey 170,48 192,84 USA (n) 117,15 (n) 119,74

Note: p - preliminary data e - estimate n - November 2011 Source: Eurostat.

115 Selected data on housing 2011 Chapter 6 Prices

6.24 Division of the Capital Prague to districts (in accordance with the Edict No. 460/2009 Coll.)

Prague ordinal district ordinal district cadastral area cadastral area number number number number 1 12 57 Lysolaje 21 2 Běchovice 25 58 Malá Chuchle 16 3 8 59 Malá Strana 1 4 Braník 4 60 Malešice 10 5 Břevnov 6 61 4 6 Březiněves 22 62 Miškovice 22 7 Bubeneč 6 63 Modřany 14 8 Čakovice 23 64 5 9 Černý Most 24 65 Nebušice 21 10 Čimice 8 66 Nedvězí 27 11 Ďáblice 8 67 Nové Město 1 12 6 68 4 13 Dolní Chabry 22 69 11 14 Dolní Měcholupy 26 70 Písnice 13 15 Dolní Počernice 25 71 Pitkovice 12 16 Dubeč 27 72 Podolí 4 17 Háje 11 73 Prosek 8 18 Hájek u Uhříněvsi 27 74 Přední Kopanina 21 19 Hloubětín 24 75 Radlice 5 20 Hlubočepy 5 76 Radotín 16 21 Hodkovičky 4 77 Ruzyně 19 22 Holešovice 3 78 Řeporyje 17 23 Holyně 17 79 Řepy 18 24 Horní Měcholupy 11 80 23 25 Horní Počernice 25 81 21 26 24 82 17 27 Hostivař 26 83 Smíchov 5 28 Hradčany 1 84 Sobín 17 29 Hrdlořezy 9 85 Staré Město 1 30 11 86 Stodůlky 18 31 13 87 Strašnice 10 32 5 88 Střešovice 6 33 1 89 Střížkov 8 34 Kamýk 14 90 21 35 Karlín 3 91 Šeberov 12 36 Kbely 23 92 Štěrboholy 26 37 Klánovice 25 93 Točná 13 38 8 94 7 39 Koloděje 27 95 Třebonice 17 40 12 96 Třeboradice 22 41 Komořany 14 97 Uhříněves 28 42 Košíře 5 98 Újezd nad Lesy 25 43 Královice 27 99 Újezd u Průhonic 12 44 Krč 4 100 Veleslavín 20 45 Křeslice 12 101 Velká Chuchle 16 46 12 102 2 47 24 103 Vinoř 23 48 15 104 20 49 Letňany 8 105 Vršovice 10 50 Lhotka 4 106 Vyšehrad 2 51 Libeň 9 107 Vysočany 9 52 20 108 Záběhlice 10 53 Libuš 13 109 Zadní Kopanina 17 54 12 110 15 55 Lipence 15 111 Zličín 18 56 17 112 Žižkov 3 116

Chapter 7

DWELLING COSTS

Chapter 7 Dwelling costs Selected data on housing 2011

DWELLING COSTS

Households pay for their dwelling significant portions of their incomes. Apart from foodstuff costs, the dwelling costs represent the highest consumption item. The shares depend on the household incomes, dwelling type, and locality. The mean share of the expenses for dwelling, in net monetary incomes of households, in 2010, according to the investigation of Czech Statistical Office – Statistics on income and living conditions 2010 (SILC 2010), was 16.7 %; according to the family account statistics (finding with a lower number of respondents) it was 17.3 % for the same period; in 2011 yet 18.2 %; in 4th quarter of 2011 itself it was 17.7 %. However, according to the above CSO SILC 2010 investigation these shares are highest for households of singles, particularly of those aged above 65. Also the legal reason for the use of a dwelling markedly impacts the value of the mean share of (consumer) expenses for dwelling in net monetary incomes; as for the value of this indicator the most demanding is the tenement dwelling (23.8 % in 2010 or 24.1 % in 4th quarter of 2011) and the value for pensioner tenants was up to 34.8 % according to the family account statistics of 2010. The share of dwelling expenses increases with the municipality (city) size, with a more marked impact of rentals, delivery of potable water and heat. According to the family accounts, the mean consumer expenses for dwelling were 5,030 CZK per household and month in 4th Q of 2011.

Internationally comparable are data on the share of household expenses for dwelling in the final household consumption that include, unlike the family account statistics, the so-called input rentals to express “dwelling consumption” of owners. Thus, influenced are not differences in the structure of the used dwelling stock. Among EU countries the Czech 23 % rank neither among the highest values (Denmark, 29 %), nor among the lowest (Malta, 13.1 %).

119

7.1 Dwelling of households according to the legal reason for the use of a dwelling, according to the type of payment for the dwelling (%) and costs (CZK) in 2010

One person 2 adults, no Other Single 2 adults Other households dependent children householdhs parent, households Households, at least without one or 1 2 3 or more with total under 65 65 years both one adult dependent more dependent dependent dep. dependent years and over under 65 65+ children children child children children children

Number of household absol. 4 149 665 515 187 461 664 706 612 535 094 441 714 188 744 459 045 536 306 105 158 200 140

Apartment type in own house 39,5 22,0 29,1 38,4 47,5 58,7 16,8 33,5 44,5 53,0 62,7 owner-occupier 26,2 29,1 29,6 27,7 26,9 19,1 26,7 31,1 25,3 16,6 14,6 co-operative 11,0 12,4 10,3 11,7 9,8 9,9 16,8 11,6 11,0 7,9 6,9 rented 19,6 30,3 20,6 19,7 12,9 11,2 36,2 21,0 16,6 20,1 15,2 sublet 0,6 2,6 0,4 0,1 0,1 0,3 1,1 0,4 0,4 0,0 0,5 company, janitor's 0,2 0,4 0,5 0,1 0,1 0,1 0,0 0,0 0,0 0,4 0,2 other rent-free 3,0 3,3 9,5 2,3 2,8 0,7 2,4 2,4 2,2 2,0 0,0 Rental type open-market 5,4 11,5 2,2 5,9 1,7 2,8 12,9 6,8 4,2 4,5 3,3 regulated 14,9 21,4 18,8 13,9 11,3 8,7 24,5 14,7 12,7 15,6 12,4 no rent 79,8 67,2 79,0 80,2 87,1 88,5 62,7 78,6 83,0 79,9 84,3

Housing costs in CZK per household and month 5 006 4 349 3 621 5 059 4 539 5 712 5 370 5 557 5 491 5 789 6 071 as percentage of net money household income 16,7 25,7 30,3 16,3 19,4 12,4 24,7 15,0 14,5 14,9 12,9 Source: Czech Statistical Office, Statistics on Income and Living Conditions (SILC) 2010.

120 Chapter 7 Dwelling costs Selected data on housing 2011

7.2 Share of dwelling expenses in 2010, according to legal reason for the use of dwelling (%)

Legal reason for the use of dwelling Households, corporal own family total tenement co-operative possession house

Share of dwelling expenses

in net monetary expenses 19,4 24,6 21,0 19,2 17,2

in net monetary incomes 17,3 [1] 23,8 18,2 16,9 15,2

[1] The data slightly differ from the corresponding value specified in Table 7.1. The methods of data collection used in the both investigations (SILC, FAS – see the Source) are not identical. Source: Czech Statistical Office, Family Account Statistics (FAS).

7.3 Dwelling expenses and the share in net monetary incomes according to legal reasons for the use of dwelling, per household of employees and per household of pensioners in 2010 (%)

Legal reason for the use of dwelling

corporal own family tenement co-operative possession house

Total for household 23,8 18,2 16,9 15,2

Household of employees 20,9 16,2 14,0 13,1

Household of pensioners 34,8 26,6 26,1 21,8 Source: Czech Statistical Office, Family Account Statistics (FAS).

7.4 Development of dwelling costs between 2005 and 2010 (total for households)

Year 2005 2006 2007 2008 2009 2010 Housing costs

in CZK per household and month 3 507 3 780 3 988 4 333 4 824 5 006 as percentage of net money household income 16,0 16,5 16,1 16,2 16,5 16,7 Source: Czech Statistical Office, Statistics on Income and Living Conditions (SILC) 2005-2010.

121 Selected data on housing 2011 Chapter 7 Dwelling costs

7.5 Development of shares of dwelling expenses in net monetary incomes between 2006 and 2010 (according to municipality sizes; %)

Households in municipality with population Households, total Year 50 000 [1] till 1 999 2 000 - 9 999 10 000 - 49 999 and more

2006 17,3 15,3 17,4 17,1 18,6

2007 16,4 13,5 16,0 17,0 18,2

2008 16,2 13,9 16,0 16,9 17,6

2009 17,3 14,5 16,7 18,2 19,0

2010 17,3 14,0 16,9 18,4 19,1

[1] The data slightly differ from the corresponding value specified in Table 7.4. The methods of data collection used in the both investigations (SILC, FAS – see the Source) are not identical. Source: Czech Statistical Office, Family Account Statistics (FAS).

7.6 Share of household expenses for final dwelling consumption (home concept) in final consumption of households between 2005 and 2010; common prices (Mil. CZK)

data for the CR 2005 2006 2007 2008 2009 2010

household expenses for final dwelling consumption (home concept) 382 048 407 423 438 018 481 279 526 668 524 513 including expenses for:

dwelling rentals 53 089 55 234 60 921 68 296 79 016 81 248

input rentals 180 387 192 027 209 525 235 375 250 244 241 836 common dwelling maintenance and repairs 4 907 5 618 6 954 7 349 8 384 5 869

other dwelling related services 27 346 27 454 27 480 30 573 32 347 32 539

electricity, heat, gas, fuels 116 319 127 090 133 138 139 686 156 677 163 021 Total household expenses for final consumption 1 589 399 1 699 628 1 815 972 1 944 902 1 937 982 1 960 319 Share of dwelling expenses in total household expenses for final consumption (%) 24,0 24,0 24,1 24,7 27,2 26,8

Real individual consumption of households 1 868 837 1 973 979 2 110 915 2 262 888 2 290 268 2 308 594

Share of dwelling expenses in final household consumption (%) 20,4 20,6 20,8 21,3 23,0 22,7 Source: Czech Statistical Office.

122 Chapter 7 Dwelling costs Selected data on housing 2011

7.7 Share of dwelling expenses in total final consumption of households (EU-27, 2000, 2005, 2009) in common prices (%) Share of dwelling expenses in total final consumption of Country households 2000 2005 2009

EU 27 20,4 21,5 22,9 in which: Austria 19,4 21,1 22,5 Belgium 23,4 23,7 23,7 Bulgaria 23,6 20,0 . Cyprus 12,6 12,8 14,2 Czech Republic 20,3 21,3 22,7 Denmark 26,7 27,1 29,0 Estonia 22,9 18,6 22,8 Finland 24,7 25,2 26,7 France 23,4 24,9 26,4 Germany 23,6 24,3 24,9 Greece 16,5 [2] 17,1 [1] 17,4 [2] Hungary 18,4 19,1 21,6 Ireland 17,5 19,8 22,3 [4] Italy 18,3 20,4 22,0 Latvia 21,4 21,1 25,9 Lithuania 16,8 14,1 14,6 Luxembourg 20,2 22,2 23,4 Malta 9,6 11,2 13,1 Netherlands 20,4 22,0 24,0 Poland 20,5 23,7 24,4 Portugal 13,0 14,4 14,3 [3] Romania 22,8 20,9 23,5 Slovak Republic 22,5 25,8 24,4 [4] Slovenia 18,8 18,9 19,0 Spain 15,3 16,3 19,4 Sweden 27,5 27,0 26,9 United Kingdom 17,7 19,3 22,8

[1] Change of methodology [2] Preliminary data [3] 2007 [4] 2008 Source: Eurostat, Czech Statistical Office 7/11/2011.

123 Selected data on housing 2011 Chapter 7 Dwelling costs

Source: Czech Statistical Office, Family Account Statistics (FAS).

124

Chapter 8

MORTGAGES

Chapter 8 Mortgages Selected data on housing 2011

MORTGAGES

Between January and December 2011 provided were 72,721 mortgages in the Czech Republic with the total volume 141.2 billion CZK, which means, when compared to the same period of 2010, the increase of the number of credits by 39.7 % and the volume by 47.3 % (data from 9 biggest mortgage banks). For the MRD CR the most important data is represented by the progress of mortgages provided to individual inhabitants. In total, between January and December 2011 provided were 71,088 mortgages to inhabitants, which is by 20,313 mortgages (i.e. by 40.0 %) more than between January and December 2010. The volume saw the yearly increase by 34.3 billion CZK to reach 119.1 billion CZK, which is the increase by 40.5 %.

Progress in mortgages provided to inhabitants as of 1st Q of 2010:

Number Quarter change Volume Quarter change Period (pcs) (%) (billion CZK) (%)

1. Q 9 662 16,0 2. Q 13 334 +38,0 22,5 +40,6 2010 3. Q 12 680 -4,9 21,2 -5,8 4. Q 15 099 +19,1 25,1 +18,4 1. Q 14 133 -6,4 23,4 -6,8 2. Q 20 013 +41,6 33,0 +41,0 2011 3. Q 17 050 -14,8 28,5 -13,6 4. Q 19 892 +16,7 34,2 +20,0

127

8.1 Mortgage loans from 2005 to 2011

I. - mortgage loans II. - object of mortgage loans III. - purpose of mortgage loans from which Total principal Principal for Total Total principal Total number of Number of Principal for Principal other Number of Number of Principal for Principal other including Number of purchase Number of number (CZK loans including loans for housing (CZK (CZK loans for loans for construction (CZK government aid other loans (CZK other loans of loans thousand) government aid housing thousand) thousand) purchase construction (CZK thousand) thousand) (CZK thousand) thousand) year 2005 Private individuals 51 026 72 068 812 1 827 2 158 203 46 625 61 365 208 4 401 10 703 603 31 890 43 877 605 14 780 22 572 451 4 356 5 618 756 Enterprises 1 323 25 624 119 4 47 879 781 11 400 521 540 14 223 599 607 3 767 178 550 14 016 528 164 7 840 413 Municipalities 39 627 468 29 975 289 35 591 468 4 36 000 3 29 498 33 441 870 3 156 100 Total 52 388 98 320 399 1 860 3 181 371 47 441 73 357 197 4 945 24 963 202 32 500 47 674 281 15 363 37 030 849 4 523 13 615 269 year 2006 Private individuals 67 344 100 839 687 1 066 1 468 032 61 784 91 890 850 5 560 8 948 837 44 083 65 642 127 18 109 28 818 108 5 152 6 379 452 Enterprises 1 807 39 407 635 0 0 1 143 22 985 470 664 16 422 165 656 5 105 339 945 24 841 776 206 9 460 520 Municipalities 38 412 458 0 0 26 313 725 12 98 733 1 31 717 37 380 741 0 0 Total 69 189 140 659 780 1 066 1 468 032 62 953 115 190 045 6 236 25 469 735 44 740 70 779 183 19 091 54 040 625 5 358 15 839 972 year 2007 Private individuals 83 344 142 288 921 224 240 610 76 180 130 034 564 7 164 12 254 357 54 492 95 829 329 20 724 35 094 410 8 128 11 365 182 Enterprises 2 383 41 485 900 0 0 1 718 17 465 889 665 24 020 011 612 6 723 344 1 572 21 642 063 199 13 120 493 Municipalities 30 278 128 1 12 000 17 129 258 13 148 870 4 17 720 25 253 408 1 7 000 Total 85 757 184 052 949 225 252 610 77 915 147 629 711 7 842 36 423 238 55 108 102 570 393 22 321 56 989 881 8 328 24 492 675 year 2008 Private individuals 67 530 120 090 230 167 193 610 56 066 99 097 063 8 431 14 830 114 36 872 68 197 887 13 753 23 856 758 13 872 21 872 533 Enterprises 2 119 64 733 752 0 0 1 089 23 937 056 841 40 285 000 526 12 962 355 1 111 33 806 733 293 17 452 968 Municipalities 21 161 370 0 0 10 74 170 11 87 200 2 16 000 17 141 015 2 4 355 Total 69 670 184 985 352 167 193 610 57 165 123 108 289 9 283 55 202 314 37 400 81 176 242 14 881 57 804 506 14 167 39 329 856 year 2009 Private individuals 44 251 73 851 478 994 1 303 427 39 385 65 900 887 4 273 6 806 681 26 626 45 051 514 9 619 16 900 791 8 006 11 899 173 Enterprises 932 15 341 422 0 0 626 5 061 594 284 10 242 310 351 2 855 406 506 6 884 639 75 5 601 377 Municipalities 46 556 895 0 0 11 124 300 35 432 595 1 5 000 45 551 895 0 0 Total 45 229 89 749 795 994 1 303 427 40 022 71 086 781 4 592 17 481 586 26 978 47 911 920 10 170 24 337 325 8 081 17 500 550 year 2010 Private individuals 50 775 84 772 855 1 086 1 399 069 45 390 75 738 089 4 732 7 958 769 29 361 48 103 815 10 187 18 397 097 11 227 18 291 943 Enterprises 1 256 10 924 915 0 0 989 5 526 614 252 5 343 943 319 2 745 589 872 5 538 602 65 2 640 724 Municipalities 17 163 728 0 0 3 52 625 14 111 103 2 49 000 15 114 728 0 0 Total 52 048 95 861 498 1 086 1 399 069 46 382 81 317 328 4 998 13 413 815 29 682 50 898 404 11 074 24 050 427 11 292 20 932 667 year 2011 Private individuals 71 088 119 077 140 391 499 777 64 306 107 906 433 5 830 9 498 632 40 604 66 247 465 13 486 25 401 507 16 998 27 428 168 Enterprises 1 623 22 007 129 0 0 1 300 9 048 062 292 12 888 036 411 6 670 799 1 086 9 604 165 126 5 732 165 Municipalities 10 113 206 0 0 2 9 416 8 103 790 1 349 9 112 857 0 0 Total 72 721 141 197 475 391 499 777 65 608 116 963 911 6 130 22 490 458 41 016 72 918 613 14 581 35 118 529 17 124 33 160 333 Note: From the year 2009 - one bank data are available only for mortgage total, which affect some total number. Source: Mortgage banks. 128 Chapter 8 Mortgages Selected data on housing 2011

8.2 Outstanding principal of mortgage loans by the end of mentioned period

Outstanding Outstanding Number of Outstanding Number of principal total principal - housing housing principal - other other mortgage (thousand CZK) (thousand CZK) mortgage loans (thousand CZK) loans

year 2005 Private individuals 173 728 047 160 568 249 162 043 13 159 798 10 078 Enterprises 45 190 742 14 116 480 2 291 31 074 262 1 401 Municipalities 4 791 501 4 316 190 578 475 311 100 Total 223 710 290 179 000 919 164 912 44 709 371 11 579 year 2006 Private individuals 227 843 511 209 465 391 200 434 18 378 120 13 626 Enterprises 59 959 875 14 402 950 2 999 45 556 924 2 145 Municipalities 4 654 777 3 927 730 533 727 048 131 Total 292 458 163 227 796 071 203 966 64 662 092 15 902 year 2007 Private individuals 344 356 735 314 630 336 271 803 29 726 399 21 781 Enterprises 72 583 840 27 623 504 4 331 44 960 337 3 020 Municipalities 4 554 022 3 847 881 519 706 140 139 Total 421 494 597 346 101 721 276 653 75 392 876 24 940 year 2008 Private individuals 412 601 287 369 307 575 303 818 43 293 712 34 591 Enterprises 117 435 364 32 851 503 4 476 84 583 862 3 514 Municipalities 4 318 199 3 639 885 513 678 313 143 Total 534 354 850 405 798 963 308 807 128 555 887 38 248 year 2009 Private individuals 455 651 625 404 290 788 320 179 45 169 411 36 741 Enterprises 120 601 901 32 761 950 4 797 87 436 141 3 604 Municipalities 4 209 234 3 000 480 468 1 208 754 212 Total 580 462 760 440 053 218 325 444 133 814 306 40 557 year 2010 Private individuals 481 102 787 426 399 009 338 516 48 175 942 33 797 Enterprises 118 225 244 30 869 068 5 430 86 955 411 3 502 Municipalities 3 994 736 2 750 873 440 1 243 863 195 Total 603 322 767 460 018 950 344 386 136 375 216 37 494 year 2011 Private individuals 535 232 809 475 585 737 373 134 51 435 045 36 697 Enterprises 118 997 057 31 540 139 6 326 87 026 748 3 478 Municipalities 3 494 080 2 456 831 409 1 037 249 190 Total 657 723 946 509 582 707 379 869 139 499 042 40 365

Note: From the year 2009 - one bank data are available only for mortgage total, which affect some total number. Source: Mortgage banks.

129 Selected data on housing 2011 Chapter 8 Mortgages

8.3.1 Mortgage loans from January to December 2005

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) 090 27 098 675 509 19 070 245 3 24 900 15 602 46 193 819 Central Bohemia 3 556 4 877 885 63 597 688 2 182 000 3 621 5 657 573 Budějovice 3 111 3 922 578 87 567 507 7 48 907 3 205 4 538 992 Pilsen 3 155 3 772 585 27 137 865 6 71 357 3 188 3 981 807 Karlovy Vary 1 506 1 679 859 40 176 150 2 21 000 1 548 1 877 009 Ústí 2 240 2 631 982 71 289 949 1 8 659 2 312 2 930 590 Liberec 1 917 2 534 969 51 417 651 1 130 000 1 969 3 082 620 Hradec Králové 3 500 4 338 434 33 473 438 1 7 100 3 534 4 818 973 Pardubice 2 443 2 929 730 55 350 602 5 44 420 2 503 3 324 752 Jihlava 1 635 1 844 822 13 112 852 3 19 498 1 651 1 977 172 Brno 4 898 6 594 323 131 1 858 511 4 34 500 5 033 8 487 334 Zlín 2 109 2 570 521 61 435 372 1 8 200 2 171 3 014 093 Olomouc 2 353 2 869 958 48 371 583 3 26 927 2 404 3 268 468 Ostrava 3 513 4 402 491 134 764 706 0 0 3 647 5 167 197 Total 51 026 72 068 812 1 323 25 624 119 39 627 468 52 388 98 320 399 Source: Mortgage banks.

8.3.2 Mortgage loans from January to December 2006

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) 329 37 836 595 587 30 323 248 0 0 19 916 68 159 844 Central Bohemia 4 229 6 003 193 61 355 991 1 19 500 4 291 6 378 684 Budějovice 4 076 5 502 955 162 875 759 5 93 129 4 243 6 471 843 Pilsen 4 261 5 466 842 56 327 230 5 57 400 4 322 5 851 472 Karlovy Vary 1 925 2 186 430 80 357 815 1 5 300 2 006 2 549 544 Ústí 3 014 3 575 685 100 441 040 3 29 490 3 117 4 046 215 Liberec 2 513 3 432 734 87 753 530 1 3 050 2 601 4 189 314 Hradec Králové 4 216 5 427 628 37 223 124 3 34 600 4 256 5 685 352 Pardubice 3 615 4 914 450 71 435 663 5 26 350 3 691 5 376 463 Jihlava 2 326 2 821 827 51 452 376 2 5 600 2 379 3 279 803 Brno 6 778 9 517 002 187 2 495 618 6 62 692 6 971 12 075 313 Zlín 2 791 3 447 793 95 813 310 1 12 000 2 887 4 273 103 Olomouc 3 435 4 376 016 54 366 572 5 63 347 3 494 4 805 935 Ostrava 4 836 6 330 537 179 1 186 358 0 0 5 015 7 516 895 Total 67 344 100 839 687 1 807 39 407 634 38 412 458 69 189 140 659 780 Source: Mortgage banks.

130 Chapter 8 Mortgages Selected data on housing 2011

8.3.3 Mortgage loans from January to December 2007

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) Prague 23 769 54 537 247 757 33 005 064 2 5 850 24 528 87 548 161 Central Bohemia 5 086 8 058 166 99 529 439 6 44 300 5 191 8 631 905 Budějovice 4 967 8 170 111 224 957 623 5 20 170 5 196 9 147 904 Pilsen 4 926 7 364 331 85 454 018 2 17 000 5 013 7 835 349 Karlovy Vary 2 665 3 393 011 152 407 296 0 0 2 817 3 800 307 Ústí 3 800 4 865 751 116 617 254 0 0 3 916 5 483 005 Liberec 3 033 4 587 329 91 571 479 0 0 3 124 5 158 808 Hradec Králové 5 244 7 329 387 49 453 582 1 16 460 5 294 7 799 429 Pardubice 4 499 6 906 890 102 599 559 4 40 973 4 605 7 547 422 Jihlava 2 878 3 802 989 101 559 765 4 37 900 2 983 4 400 654 Brno 8 496 13 416 882 192 1 382 998 2 7 800 8 690 14 807 680 Zlín 3 368 4 515 860 67 439 263 0 0 3 435 4 955 123 Olomouc 4 360 6 065 383 68 274 914 3 74 675 4 431 6 414 972 Ostrava 6 253 9 275 584 280 1 233 646 1 13 000 6 534 10 522 230 Total 83 344 142 288 921 2 383 41 485 900 30 278 128 85 757 184 052 949 Source: Mortgage banks.

8.3.4 Mortgage loans from January to December 2008

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) 596 39 646 355 712 52 528 853 0 0 17 308 92 175 208 Central Bohemia 3 923 6 399 602 98 1 620 100 8 66 975 4 029 8 086 677 Budějovice 4 451 7 730 259 150 932 748 3 9 605 4 604 8 672 612 Pilsen 3 731 5 843 475 65 670 790 1 5 000 3 797 6 519 265 Karlovy Vary 2 188 2 874 971 86 847 385 1 1 200 2 275 3 723 556 Ústí 3 208 4 297 932 86 576 494 0 0 3 294 4 874 426 Liberec 2 565 4 108 785 77 832 179 2 26 700 2 644 4 967 664 Hradec Králové 4 054 6 347 586 50 1 174 171 2 13 500 4 106 7 535 257 Pardubice 3 676 6 128 087 57 273 359 3 28 700 3 736 6 430 146 Jihlava 2 147 2 926 052 44 181 718 0 0 2 191 3 107 770 Brno 6 261 10 597 643 196 2 395 585 0 0 6 457 12 993 228 Zlín 2 694 3 535 263 59 432 898 0 0 2 753 3 968 161 Olomouc 3 509 5 320 996 56 380 635 1 9 690 3 566 5 711 321 Ostrava 5 494 8 170 170 194 1 375 141 0 0 5 688 9 545 311 Total 64 497 113 927 177 1 930 64 222 056 21 161 370 66 448 178 310 603 Source: Mortgage banks.

131 Selected data on housing 2011 Chapter 8 Mortgages

8.3.5 Mortgage loans from January to December 2009

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) 723 25 878 400 253 11 171 300 0 0 11 976 37 049 700 Central Bohemia 2 467 3 772 249 49 130 358 2 12 210 2 518 3 914 817 Budějovice 2 653 3 906 566 61 335 533 1 3 000 2 715 4 245 099 Pilsen 2 331 3 320 087 33 192 899 2 10 000 2 366 3 522 986 Karlovy Vary 1 329 1 717 671 48 689 330 0 0 1 377 2 407 001 Ústí 2 188 2 827 409 42 158 209 1 13 000 2 231 2 998 618 Liberec 1 694 2 652 315 29 186 804 0 0 1 723 2 839 119 Hradec Králové 2 843 4 296 852 29 188 371 0 0 2 872 4 485 223 Pardubice 2 538 3 824 385 36 158 735 23 310 657 2 597 4 293 777 Jihlava 1 326 1 715 044 29 102 289 2 9 800 1 357 1 827 132 Brno 4 652 7 485 094 105 1 064 513 5 90 500 4 762 8 640 108 Zlín 1 862 2 482 344 28 127 967 0 0 1 890 2 610 311 Olomouc 2 412 3 556 346 29 238 074 10 107 728 2 451 3 902 148 Ostrava 3 640 5 272 805 139 560 502 0 0 3 779 5 833 307 unspecified 593 1 143 911 22 36 538 0 0 615 1 180 449 Total 44 251 73 851 478 932 15 341 422 46 556 895 45 229 89 749 795 Source: Mortgage banks.

8.3.6 Mortgage loans from January to December 2010

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) 443 29 761 189 296 6 795 616 0 0 13 739 36 556 805 Central Bohemia 2 749 4 169 989 62 225 818 1 40 000 2 812 4 435 807 Budějovice 3 143 4 799 491 107 434 532 1 6 523 3 251 5 240 546 Pilsen 2 598 3 892 998 51 155 558 1 10 017 2 650 4 058 573 Karlovy Vary 1 355 1 829 094 62 228 633 1 4 000 1 418 2 061 727 Ústí 2 365 3 233 516 73 343 802 0 0 2 438 3 577 318 Liberec 2 016 3 044 553 50 204 901 3 52 625 2 069 3 302 079 Hradec Králové 3 241 4 709 181 36 160 372 1 9 000 3 278 4 878 553 Pardubice 2 814 4 008 630 54 158 148 7 35 763 2 875 4 202 541 Jihlava 1 536 2 080 485 44 141 052 1 2 800 1 581 2 224 337 Brno 5 423 8 707 242 133 860 135 1 3 000 5 557 9 570 377 Zlín 2 155 2 887 334 58 321 847 0 0 2 213 3 209 181 Olomouc 2 823 4 073 578 49 162 151 0 0 2 872 4 235 729 Ostrava 4 461 6 499 578 166 677 992 0 0 4 627 7 177 570 unspecified 653 1 075 997 15 54 358 0 0 668 1 130 355 Total 50 775 84 772 855 1 256 10 924 915 17 163 728 52 048 95 861 498 Source: Mortgage banks.

132 Chapter 8 Mortgages Selected data on housing 2011

8.3.7 Mortgage loans from January to December 2011

Loans for: Private individuals Enterprises Municipalities Total Total Total figures for Total Total principal Total Total principal Total Total Total principal principal individual number of (CZK number of (CZK number of number of (CZK (CZK regions loans thousand) loans thousand) loans loans thousand) thousand) 223 39 740 968 448 15 329 926 0 0 18 671 55 070 894 Central Bohemia 4 616 7 291 365 79 142 184 2 22 349 4 697 7 455 898 Budějovice 3 990 6 265 226 98 603 147 1 2 000 4 089 6 870 372 Pilsen 3 824 5 586 005 73 259 345 0 0 3 897 5 845 350 Karlovy Vary 1 677 2 137 510 88 356 113 0 0 1 765 2 493 623 Ústí 3 112 4 427 010 118 870 803 1 7 416 3 231 5 305 229 Liberec 2 794 4 198 175 64 338 213 0 0 2 858 4 536 388 Hradec Králové 4 404 6 644 658 56 382 804 1 3 400 4 461 7 030 862 Pardubice 3 825 5 684 491 47 108 933 2 11 500 3 874 5 804 924 Jihlava 2 458 3 305 898 43 101 350 0 0 2 501 3 407 249 Brno 7 745 12 671 735 218 1 832 768 2 29 000 7 965 14 533 503 Zlín 3 099 4 258 732 61 675 541 0 0 3 160 4 934 273 Olomouc 4 099 5 969 760 51 273 074 0 0 4 150 6 242 834 Ostrava 6 270 9 223 532 148 661 897 1 37 541 6 419 9 922 970 unspecified 952 1 672 075 31 71 031 0 0 983 1 743 106 Total 71 088 119 077 140 1 623 22 007 129 10 113 206 72 721 141 197 475 Source: Mortgage banks.

133 Selected data on housing 2011 Chapter 8 Mortgages

8.4 Mortgage loans from the beginning of mortgage banking business

Loans for: Private individuals Enterprises Municipalities Total

Total Total principal Total Total principal Total Total principal Total Total principal number (CZK number (CZK number (CZK number (CZK of loans thousand) of loans thousand) of loans thousand) of loans thousand)

to 31.12.2000 29 560 28 963 045 1 978 26 330 447 372 3 130 608 31 910 58 424 101 from January to March 2001 2 656 2 788 436 70 895 710 41 387 600 2 767 4 071 746 to 31.3.2001 32 216 31 751 481 2 048 27 226 157 413 3 518 208 34 677 62 495 847 from January to June 2001 5 774 6 032 421 180 2 797 232 75 643 687 6 029 9 473 340 to 30.6.2001 35 334 34 995 466 2 158 29 127 679 447 3 774 295 37 939 67 897 441 from January to September 2001 10 271 10 610 934 358 7 538 730 93 846 071 10 722 18 995 735 to 30.9.2001 39 831 39 573 979 2 336 33 869 177 465 3 976 679 42 632 77 419 835 from January to December 2001 14 250 14 728 423 457 8 922 337 130 1 159 589 14 837 24 810 349 to 31.12.2001 43 810 43 691 468 2 435 35 252 784 502 4 290 197 46 747 83 234 450 from January to March 2002 4 064 4 431 033 80 443 243 28 326 640 4 172 5 200 915 to 31.3.2002 47 874 48 122 501 2 515 35 696 027 530 4 616 837 50 919 88 435 365 from January to June 2002 9 322 10 010 300 201 3 170 838 54 711 897 9 577 13 893 036 to 30.6.2002 53 132 53 701 768 2 636 38 423 622 556 5 002 094 56 324 97 127 486 from January to September 2002 14 795 15 766 142 303 4 582 225 87 1 014 822 15 185 21 363 189 to 30.9.2002 58 605 59 457 610 2 738 39 835 009 589 5 305 019 61 932 104 597 639 from January to December 2002 21 002 22 532 310 430 6 543 409 113 1 234 448 21 545 30 310 167 to 31.12.2002 64 812 66 223 778 2 865 41 796 193 615 5 524 645 68 292 113 544 616 from January to March 2003 6 318 6 990 597 141 1 287 009 17 338 273 6 476 8 615 879 to 31.3.2003 71 130 73 214 375 3 006 43 083 202 632 5 862 918 74 768 122 160 495 from January to June 2003 13 688 15 509 927 298 5 006 119 32 524 248 14 018 21 040 294 to 30.6.2003 78 500 81 733 705 3 163 46 802 312 647 6 048 893 82 310 134 584 910 from January to September 2003 22 476 25 799 295 452 7 550 099 49 665 688 22 977 34 015 082 to 30.9.2003 87 288 92 023 073 3 317 49 346 292 664 6 190 333 91 269 147 559 698 from January to December 2003 31 478 36 212 394 626 10 580 917 61 803 636 32 165 47 596 947 to 31.12.2003 96 290 102 436 172 3 491 52 377 110 676 6 328 281 100 457 161 141 563 from January to March 2004 8 826 10 779 150 132 2 619 915 16 157 886 8 974 13 556 951 to 31.3.2004 105 116 113 215 322 3 623 54 997 025 692 6 486 167 109 431 174 698 514 from January to June 2004 20 699 25 625 597 326 8 389 146 37 510 128 21 062 34 524 871 to 30.6.2004 116 989 128 061 769 3 817 60 766 256 713 6 838 409 121 519 195 666 434 from January to September 2004 30 882 39 074 561 539 12 728 848 45 589 078 31 466 52 392 487 to 30.9.2004 127 172 141 510 733 4 030 65 105 958 721 6 917 359 131 923 213 534 050 from January to December 2004 40 985 51 959 481 774 15 490 896 56 675 628 41 815 68 126 005 to 31.12.2004 137 275 154 395 653 4 265 67 868 006 732 7 003 909 142 272 229 267 568 from January to March 2005 9 871 13 121 774 214 3 334 961 9 371 579 10 094 16 828 314 to 31.3.2005 147 146 167 517 427 4 479 71 202 967 741 7 375 488 152 366 246 095 882 from January to June 2005 22 855 31 329 688 525 8 226 110 17 444 095 23 397 39 999 893 to 30.6.2005 160 130 185 725 341 4 790 76 094 116 749 7 448 004 165 669 269 267 461 from January to September 2005 36 005 50 011 456 911 15 311 134 27 543 992 36 943 65 866 582 to 30.9.2005 173 280 204 407 109 5 176 83 179 140 759 7 547 901 179 215 295 134 150 from January to December 2005 51 026 72 068 812 1 323 25 624 119 39 627 468 52 388 98 320 399 to 31.12.2005 188 301 226 464 465 5 588 93 492 125 771 7 631 377 194 660 327 587 967 from January to March 2006 12 996 18 888 007 356 7 019 760 8 111 421 13 360 26 019 188 to 31.3.2006 201 297 245 352 472 5 944 100 511 885 779 7 742 798 208 020 353 607 155 from January to June 2006 31 362 45 917 803 856 15 202 915 16 206 221 32 234 61 326 939 to 30.6.2006 219 663 272 382 268 6 444 108 695 040 787 7 837 598 226 894 388 914 906

134 Chapter 8 Mortgages Selected data on housing 2011

(part 2) Loans for: Private individuals Enterprises Municipalities Total

Total Total principal Total Total principal Total Total principal Total Total principal number (CZK number (CZK number (CZK number (CZK of loans thousand) of loans thousand) of loans thousand) of loans thousand) from January to September 2006 48 786 72 185 589 1 357 19 923 682 28 300 960 50 171 92 410 231 to 30.9.2006 237 087 298 650 054 6 945 113 415 807 799 7 932 337 244 831 419 998 198 from January to December 2006 67 344 100 839 687 1 807 39 407 635 38 412 458 69 189 140 659 780 to 31.12.2006 255 645 327 304 152 7 395 132 899 760 809 8 043 835 263 849 468 247 747 from January to March 2007 17 330 28 166 360 458 6 766 135 10 108 983 17 798 35 041 478 to 31.3.2007 272 975 355 470 512 7 853 139 665 895 819 8 152 818 281 647 503 289 225 from January to June 2007 44 958 74 519 631 1 108 19 891 897 20 231 283 46 086 94 642 811 to 30.6.2007 300 603 401 823 783 8 503 152 791 657 829 8 275 118 309 935 562 890 558 from January to September 2007 63 448 106 749 719 1 751 36 635 465 25 254 428 65 224 143 639 612 to 30.9.2007 319 093 434 053 871 9 146 169 535 225 834 8 298 263 329 073 611 887 359 from January to December 2007 83 344 142 288 921 2 383 41 485 900 30 278 128 85 757 184 052 949 to 31.12.2007 338 989 469 593 073 9 778 174 385 660 839 8 321 963 349 606 652 300 696 from January to March 2008 14 597 25 760 544 363 3 970 639 4 29 500 14 964 29 760 683 to 31.3.2008 353 586 495 353 617 10 141 178 356 299 843 8 351 463 364 570 682 061 379 from January to June 2008 33 887 59 547 165 963 29 111 912 10 79 040 34 860 88 738 117 to 30.6.2008 372 876 529 140 238 10 741 203 497 572 849 8 401 003 384 466 741 038 813 from January to September 2008 51 028 90 356 202 1 510 45 875 989 12 97 040 52 550 136 329 231 to 30.9.2008 390 017 559 949 275 11 288 220 261 649 851 8 419 003 402 156 788 629 927 from January to December 2008 67 530 120 090 230 2 119 64 733 752 21 161 370 69 670 184 985 352 to 31.12.2008 406 519 589 683 303 11 897 239 119 412 860 8 483 333 419 276 837 286 048 from January to March 2009 10 393 17 808 246 225 4 582 212 7 66 786 10 625 22 457 243 to 31.3.2009 416 912 607 491 549 12 122 243 701 624 867 8 550 119 429 901 859 743 291 from January to June 2009 23 365 39 652 392 505 7 593 360 16 207 086 23 886 47 452 838 to 30.6.2009 429 884 629 335 695 12 402 246 712 772 876 8 690 419 443 162 884 738 886 from January to September 2009 33 627 56 459 862 733 11 815 681 26 364 745 34 386 68 640 288 to 30.9.2009 440 146 646 143 165 12 630 250 935 093 886 8 848 078 453 662 905 926 336 from January to December 2009 44 251 73 851 478 932 15 341 422 46 556 895 45 229 89 749 795 to 31.12.2009 450 770 663 534 781 12 829 254 460 834 906 9 040 228 464 505 927 035 843 from January to March 2010 9 662 15 969 441 207 2 771 389 4 79 017 9 873 18 819 847 to 31.3.2010 460 432 679 504 222 13 036 257 232 223 910 9 119 245 474 378 945 855 690 from January to June 2010 23 066 38 590 280 553 5 833 053 12 155 340 23 631 44 578 673 to 30.6.2010 473 836 702 125 061 13 382 260 293 887 918 9 195 568 488 136 971 614 516 from January to September 2010 35 676 59 662 224 921 7 628 648 17 210 103 36 614 67 500 975 to 30.9.2010 486 446 723 197 005 13 750 262 089 482 923 9 250 331 501 119 994 536 818 from January to December 2010 50 775 84 772 855 1 256 10 924 915 17 163 728 52 048 95 861 498 to 31.12.2010 501 545 748 307 636 14 085 265 385 749 923 9 203 956 516 553 1 022 897 341 from January to March 201 14 133 23 369 989 285 3 460 038 2 22 000 14 420 26 852 027 to 31.3.2011 515 678 771 677 625 14 370 268 845 787 925 9 225 956 530 973 1 049 749 368 from January to June 2011 34 146 56 389 551 810 10 860 211 4 44 500 34 960 67 294 262 to 30.6.2011 535 691 804 697 187 14 895 276 245 960 927 9 248 456 551 513 1 090 191 603 from January to September 2011 51 196 84 866 789 1 238 15 404 857 5 51 916 52 439 100 323 562 to 30.9.2011 552 741 833 174 425 15 323 280 790 606 928 9 255 872 568 992 1 123 220 903 from January to December 2011 71 088 119 077 140 1 623 22 007 129 10 113 206 72 721 141 197 475 to 31.12.2011 572 633 867 384 776 15 708 287 392 878 933 9 317 162 589 274 1 164 094 816 Source: Mortgage banks.

135 Selected data on housing 2011 Chapter 8 Mortgages

Z Source: Mortgage banks.

Source: Mortgage banks.

136 Chapter 8 Mortgages Selected data on housing 2011

Loans provided to inhabitants for housing (2002-2011)

Source: Czech National Bank.

137 Selected data on housing 2011 Chapter 8 Mortgages

8.10 Overview of issued mortgage certificates up to 31.12.2011

Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK) HZL KB CZ0002000110 4 000 4 000 13.5.1999 13.5.2004 8,125 paid-up KB 8,125/04 CZ0002000102 HZL KB 8,00/04 1 500 1 500 15.6.1999 15.6.2004 8,00 paid-up

CZ0002000151 HZL KB VAR/07 1 100 1 100 15.9.2000 15.9.2007 6,14 paid-up

CZ0002000268 HZL KB 5,5/09 5 000 5 000 21.8.2003 21.8.2009 5,50 paid-up

CZ0002000383 HZL KB 4,5/08 4 800 4 800 5.8.2004 5.8.2008 4,50 paid-up

CZ0002000565 HZL KB VAR/15 5 200 5 200 2.8.2005 2.8.2015 0,67

CZ0002000664 HZL KB 4,4/15 20 000 9 999 21.10.2005 21.10.2015 4,40 KB 3,74/16 temporarily retracted CZ0002000854 4 200 0 1.9.2006 1.9.2016 3,74 (EUR) from circulation

CZ0002001142 HZL KB 5,0/19 10 000 3 000 16.8.2007 16.8.2019 5,00

CZ0002001324 VAR 1/2037 1 200 1 200 16.11.2007 16.11.2037 5,06

CZ0002001332 VAR 2/2037 1 200 1 200 16.11.2007 16.11.2037 5,06

CZ0002001340 VAR 3/2037 1 000 500 16.11.2007 16.11.2037 5,02

CZ0002001357 VAR 4/2037 1 000 500 16.11.2007 16.11.2037 5,02

CZ0002001365 VAR 5/2037 1 000 500 16.11.2007 16.11.2037 0,94

CZ0002001373 VAR 6/2037 1 000 500 16.11.2007 16.11.2037 0,94

CZ0002001381 VAR 7/2037 1 000 500 16.11.2007 16.11.2037 1,53

CZ0002001399 VAR 8/2037 1 000 500 16.11.2007 16.11.2037 1,64

CZ0002001431 VAR 9/2037 1 000 500 30.11.2007 30.11.2037 0,95

CZ0002001449 VAR 10/2037 1 000 500 30.11.2007 30.11.2037 0,95

CZ0002001456 VAR 11/2037 1 000 500 30.11.2007 30.11.2037 0,95

CZ0002001464 VAR 12/2037 1 000 500 30.11.2007 30.11.2037 0,95

CZ0002001472 VAR 13/2037 1 000 500 30.11.2007 30.11.2037 0,95

CZ0002001480 VAR 14/2037 1 000 500 30.11.2007 30.11.2037 0,95

CZ0002001498 VAR 15/2037 1 000 500 7.12.2007 7.12.2037 1,50

CZ0002001506 VAR 16/2037 1 000 500 7.12.2007 7.12.2037 1,61

CZ0002001514 VAR 17/2037 1 000 500 7.12.2007 7.12.2037 0,95

CZ0002001522 VAR 18/2037 1 000 500 7.12.2007 7.12.2037 0,95

CZ0002001530 VAR 19/2037 1 200 1 200 7.12.2007 7.12.2037 4,07

CZ0002001548 VAR 20/2037 1 200 1 200 7.12.2007 7.12.2037 4,07

CZ0002001555 VAR 21/2037 1 200 1 200 12.12.2007 12.12.2037 3,95

CZ0002001563 VAR 22/2037 1 200 1 200 12.12.2007 12.12.2037 3,95

138 Chapter 8 Mortgages Selected data on housing 2011

(part 2) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK)

CZ0002001571 VAR 23/2037 1 200 1 200 12.12.2007 12.12.2037 4,46

CZ0002001589 VAR 24/2037 1 000 500 12.12.2007 12.12.2037 4,46

CZ0002001746 VAR 27/2037 5 000 1 240 28.12.2007 28.12.2037 5,85

CZ0002001753 VAR 28/2037 15 000 5 680 21.12.2007 21.12.2037 6,10

CZ0002001761 VAR 4,09/2017 1 028 771 19.12.2007 19.12.2017 4,09

CZ0002000078 CS 11,85 1 000 CS 11,85 500 3.8.1998 3.8.2003 11,85 paid-up ČS

CZ0002000201 HZL ČS 5,80%/2007 3 000 x x 8.11.2002 8.11.2007 5,80 paid-up

CZ0002000235 HZL ČS 5,20%/2008 3 000 x x 6.3.2003 6.3.2008 5,20 paid-up

CZ0002000276 HZL ČS 4,50%/2008 3 000 x x 21.8.2003 21.8.2008 4,50 paid-up

CZ0002000342 HZL ČS 3,50%/2009 300 x x 26.4.2004 26.4.2009 3,50 paid-up

CZ0002000409 HZL ČS 3,60%/2009 700 x x 23.8.2004 23.8.2009 3,60 paid-up

CZ0002000524 HZL ČS 4,5%/2010 x 524/1 2000 5.5.2005 5.5.2010 4,50 paid-up x 524/2 150 30.9.2008 5.5.2010 4,50 paid-up x 524/3 850 28.11.2008 5.5.2010 4,50 paid-up

CZ0002000516 HZL ČS 1,85%/2006 600 x x 20.4.2005 6.8.2006 1,85 paid-up

CZ0002000573 HZL ČS 4,05%/2010 x 573/1 2000 30.6.2005 30.6.2010 4,05 paid-up x 573/2 1000 28.11.2008 30.6.2010 4,05 paid-up HZL ČS CZ0002000623 x 623/1 5000 7.10.2005 7.10.2015 4,75 4,75%/2015 x 623/2 2500 15.10.2009 7.10.2015 4,75 exceptionally paid-up CZ0002000763 HZL ČS 1,96%/2012 x 763/1 2 000 19.12.2005 19.12.2012 1,96 15.1.2007 exceptionally paid-up x 763/2 1 000 14.2.2006 19.12.2012 1,96 15.1.2007 CZ0002000771 HZL ČS 4,45%/2008 x 771/1 900 22.12.2005 22.12.2008 4,45 paid-up x 771/2 850 27.4.2006 22.12.2008 4,45 paid-up x 771/3 400 8.6.2006 22.12.2008 4,45 paid-up x 771/4 410 14.6.2006 22.12.2008 4,45 paid-up HZL ČS CZ0002000755 x 755/1 1 500 24.2.2006 24.2.2016 4,80 4,80%/2016 x 755/2 617 24.3.2006 24.2.2016 4,80 x 755/3 200 20.6.2006 24.2.2016 4,80 x 755/4 1 180 17.7.2006 24.2.2016 4,80 x 755/5 1 000 9.11.2006 24.2.2016 4,80 x 755/6 2 000 23.3.2009 24.2.2016 4,80 1M HZL ČS var/2011 CZ0002000896 x 896/1 1100 4.10.2006 4.10.2011 PRIBOR+1,50 paid-up 1M x 896/2 400 25.2.2010 4.10.2011 PRIBOR+1,50 paid-up HZL ČS CZ0002000904 x 904/1 1050 19.10.2006 19.10.2014 3,65 3,65%/2014 x 904/2 450 25.2.2010 19.10.2014 3,65

CZ0002000920 HZL ČS 3,00%/2011 800 x x 20.10.2006 20.10.2011 3,00 paid-up HZL ČS CZ0002000995 1 000 x x 24.5.2007 24.5.2012 5,90 5,90%/2012 CZ00020001027 HZL ČS 2,37%/2008 2 000 x x 6.6.2007 6.6.2008 2,37 paid-up HZL ČS CZ00020001068 800 x x 28.6.2007 5.10.2015 4,50 4,50%/2015 139 Selected data on housing 2011 Chapter 8 Mortgages

(part 3) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK)

HZL ČS 3M CZ00020001084 var/2014 x 1084/1 1200 3.7.2007 3.7.2014 PRIBOR+1,50 3M x 1084/2 300 26.9.2007 3.7.2014 PRIBOR+1,50 HZL ČS CZ00020001126 3,70%/2012 1 500 x x 10.8.2007 10.8.2012 3,70

HZL ČS 6M PRIBOR- CZ00020001134 var/2017 3 000 x x 17.8.2007 17.8.2017 0,15

HZL ČS 6M PRIBOR- 1. and last profit time 3M CZ0002001191 var/2022 2 000 x x 12.10.2007 12.10.2022 0,15 PRIBOR-0,15

HZL ČS 6M PRIBOR- CZ0002001274 varII/2014 x 1274/1 600 5.11.2007 5.11.2014 0,15 6M PRIBOR- x 1274/2 400 5.11.2007 5.11.2014 0,15 HZL ČS CZ0002001282 5,90%/2017 2 000 x x 8.11.2007 8.11.2017 5,90 CZ0002001290 HZL ČS 4,00%/2010 1 000 x x 8.11.2007 8.11.2010 4,00 paid-up

HZL ČS 6M PRIBOR- CZ0002001407 var/2022 4 000 x x 14.12.2007 14.12.2022 0,15 HZL ČS CZ0002001415 6,15%/2023 1 000 x x 29.11.2007 29.11.2023 6,15 HZL ČS CZ0002001423 5,85%/2017 5 000 x x 7.12.2007 7.12.2017 5,85

HZL ČS 1M PRIBOR- CZ0002001613 varIII/2022 3 000 x x 6.12.2007 6.12.2022 0,425 HZL ČS CZ0002001639 3,70%/2012 2 500 x x 10.12.2007 10.12.2012 3,70 HZL ČS CZ0002001647 3,90%/2017 1 000 x x 11.12.2007 11.12.2017 3,90

HZL ČS 6M PRIBOR- CZ0002001654 var/2022 1 500 x x 12.12.2007 12.12.2022 0,55 HZL ČS CZ0002002132 3,20%/2012 1 000 x x 2.10.2009 2.10.2012 3,20 CZ0002002157 HZL ČS 0,25%/2011 1 000 x x 4.11.2009 4.5.2011 0,25 paid-up HZL ČS CZ0002002165 3,55%/2014 5 000 x x 18.11.2009 18.11.2014 3,55 HZL ČS CZ0002002173 0,25%/2013 2 000 x x 18.11.2009 18.5.2013 0,25 HZL ČS CZ0002002215 0,25%/2013 4 000 x x 22.4.2010 22.10.2013 0,25 HZL ČS CZ0002002264 0,20%/2013 1 000 x x 7.1.2011 7.1.2013 0,20 HZL ČS CZ0002002306 0,30%/2015 4 000 x x 22.4.2011 22.4.2015 0,30 HZL ČS CZ0002002330 0,30%/2016 5 000 x x 10.6.2011 10.6.2016 0,30 Hypoteční banka CZ0002000011 HZL 1 1 000 5.9.1996 5.9.2001 11,00 fix., paid (ČMHB) CZ0002000029 HZL 2 700 20.12.1996 20.12.2001 11,00 fixed, paid-up CZ0002000060 HZL 3 1 000 19.6.1998 19.6.2003 12,00 fixed, paid-up CZ0002000094 HZL 4 3 600 8.2.1999 8.2.2004 8,90 fixed, paid-up CZ0002000136 HZL 5 2 000 24.6.1999 24.6.2004 8,20 fixed, paid-up CZ0002000144 HZL 6 2 000 19.5.2000 19.5.2005 6,40 fixed, paid-up CZ0002000169 HZL 7 4 000 7.12.2000 7.12.2005 6,85 fixed, paid-up CZ0002000193 HZL 8 2 000 16.5.2002 16.5.2007 6,85 fixed, paid-up VAR 12M CZ0002000219 HZL 9 1 000 4.12.2002 4.12.2007 PRIBOR+2% paid-up CZ0002000227 HZL 10 1 500 20.2.2003 20.2.2008 3,00 paid-up CZ0002000243 HZL 11 2 500 19.6.2003 19.6.2008 2,71 paid-up 140 Chapter 8 Mortgages Selected data on housing 2011

(part 4) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK) CZ0002000284 HZL 12 1 500 25.9.2003 25.9.2008 3,60 paid-up CZ0002000300 HZL 13 ČMHB 2 000 27.11.2003 27.11.2010 4,40 paid-up CZ0002000318 HZL 14 ČMHB 2 500 9.2.2004 9.2.2009 4,30 paid-up

VAR 12M nonpublic issue, CZ0003000334 HZL 15 ČMHB 2 000 25.3.2004 25.3.2014 PRIBOR- prematurely paid-up 0,33% 23.8.2007 CZ0002000367 HZL 16 ČMHB 2 000 24.6.2004 24.6.2009 4,95 paid-up nonpublic issue, VAR 12M ČMHB CZ0003000375 HZL 17 1 000 24.6.2004 24.6.2009 PRIBOR+2% prematurely paid-up 23.8.2007 CZ0002000425 HZL 18 ČMHB 2 500 11.11.2004 11.11.2007 4,50 paid-up CZ0002000474 HZL 19 ČMHB 2 000 24.1.2005 24.1.2010 4,20 paid-up CZ0002000490 HZL 20 ČMHB 1 500 31.3.2005 31.3.2008 3,50 paid-up CZ0002000532 HZL 21 ČMHB 2 500 19.5.2005 19.5.2010 4,45 fixed, paid-up VAR SWAP CZ0002000581 HZL 22 ČMHB 2 500 21.7.2005 21.7.2035 nonpublic issue 3Y VAR SWAP CZ0002000607 HZL 23 ČMHB 2 000 15.9.2005 15.9.2035 nonpublic issue 3Y nonpublic amortized CZ0002000615 HZL HB 4,00/20 300* 15.9.2005 15.9.2020 4,00 issue, up to 30.9.2010 paid-up VAR 12M CZ0002000656 HZL 25 ČMHB 3 000 27.10.2005 27.10.2015 PRIBOR +1% VAR SWAP CZ0002000714 HZL 26 ČMHB 1 000 24.11.2005 24.11.2035 nonpublic issue 3Y VAR SWAP CZ0002000722 HZL 27 ČMHB 2 000 24.11.2005 24.11.2035 nonpublic issue 5Y VAR SWAP CZ0002000730 HZL 28 ČMHB 3 000 7.12.2005 7.12.2035 nonpublic issue 3Y VAR SWAP CZ0002000748 HZL 29 ČMHB 1 000 7.12.2005 7.12.2035 nonpublic issue 5Y CZ0002000789 HZL HB 4,15/2009 2 000 26.4.2006 26.4.2009 4,15 paid-up CZ0002000797 HZL HB 4,60/2011 2 500 4.5.2006 4.5.2011 4,60 paid-up PRIBOR prematurely paid-up CZ0002000821 HZL HB VAR/2016 1 500 10.7.2006 10.7.2016 12M+2% 25.7.2007 CZ0002000839 HZL HB 4,35/2009 1 000 10.7.2006 10.7.2009 4,35 paid-up CZ0002000862 HZL HB 4,70/2011 1 500 30.8.2006 30.8.2011 4,70 paid-up prematurely paid-up CZ0002000870 HZL HB 4,75/2011 2 000 27.9.2006 27.9.2011 4,75 27.9.2007 prematurely paid-up CZ0002000938 HZL HB 4,55/2011 2 000 29.11.2006 29.11.2011 4,55 25.10.2007 CZ0002000961 HZL HB 4,25/2010 2 000 21.2.2007 21.2.2010 4,25 paid-up HZL HB CZ0002000979 1 000 22.3.2007 22.3.2012 4,65 4,65/2012 HZL HB VAR / VAR Sw ap CZ0002000987 1 800 26.4.2007 26.4.2017 private 2017 5Y + 1,5 % HZL HB VAR / VAR Sw ap CZ0002001001 2 000 16.5.2007 16.5.2037 private 2037 3Y + 1 % HZL HB CZ0002001019 1 000 24.5.2007 24.5.2012 4,90 public issue 4,90 / 2012 HZL HB VAR / VAR Sw ap CZ0002001076 1 000 13.6.2007 13.6.2035 private 2035 4Y + 1,5 % HZL HB VAR / VAR Sw ap CZ0002001092 2 500 21.6.2007 21.6.2037 private 2037 3Y + 1,5 % HZL HB VAR / VAR Sw ap CZ0002001100 2 000 24.7.2007 24.7.2037 nonpublic issue 2037 3Y + 1,5 % HZL HB VAR / VAR Sw ap CZ0002001118 1 500 9.8.2007 9.8.2037 nonpublic issue 2037 3Y + 1,4 % HZL HB VAR / VAR Sw ap CZ0002001167 2 000 23.8.2007 23.8.2037 nonpublic issue 2037 3Y + 1,4 % 141 Selected data on housing 2011 Chapter 8 Mortgages

(part 5) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK) HZL HB VAR / VAR Sw ap right to re-buy after CZ0002001183 2 000 13.9.2007 13.9.2037 2037 3Y + 2 % 10 and 20 years HZL HB VAR / VAR Sw ap CZ0002001217 1 500 27.9.2007 27.9.2037 nonpublic issue 2037 3Y + 1,4 % HZL HB CZ0002001233 500 11.10.2007 11.10.2027 6,30 nonpublic issue 6,30/2027 HZL HB CZ0002001241 500 11.10.2007 11.10.2022 6,20 nonpublic issue 6,20/2022 HZL HB Sw ap CZ0002001258 500 11.10.2007 11.10.2037 nonpublic issue VAR/2037 10Y+1,4% HZL HB Sw ap right to re-buy after 9 CZ0002001266 2 000 25.10.2007 25.10.2037 VAR/2037 3Y+2% and 18 years HZL HB Sw ap 5Y + right to re-buy after CZ0002001308 1 500 15.11.2007 15.11.2037 VAR/2037 2% 10 and 20 years HZL HB Sw ap 3Y + CZ0002001621 2 000 22.11.2007 22.11.2037 nonpublic issue VAR/2037 1,4% HZL HB Sw ap 5Y + CZ0002001738 1 500 14.12.2007 14.12.2037 nonpublic issue VAR/2037 1,6% HZL HB Sw ap 3Y + CZ0002001712 5 000 1. 500 20.12.2007 20.12.2037 public issue VAR/2037 2 % Sw ap 3Y + 2. 2 600 23.10.2008 20.12.1937 public issue 2 % Sw ap 3Y + 3. 1 900 19.3.2009 20.12.1937 public issue 2 % HZL HB Sw ap 5Y + CZ0002001720 5 000 1. 1 500 20.12.2007 20.12.2037 public issue VAR/2037 2 % Sw ap 5Y + 2. 1 500 23.10.2008 20.12.1937 public issue 2 % Sw ap 5Y + 3. 2 000 27.8.2009 20.12.1937 public issue 2 % HZL HB Sw ap 5Y + CZ0002001936 6 000 1. 100 20.12.2007 20.10.2037 nonpublic issue VAR/2037 1,4% Sw ap 5Y + 2. 2 900 17.7.2008 20.10.2037 nonpublic issue 1,4% Sw ap 5Y + 3. 1 000 20.11.2008 20.10.2037 nonpublic issue 1,4% Sw ap 5Y + 4. 2 000 22.7.2009 20.10.2037 nonpublic issue 1,4% HZL HB Sw ap 3Y + CZ0002001944 7 000 1. 100 19.12.2007 19.2.2037 nonpublic issue VAR/2037 1,4% Sw ap 3Y + 2. 2 400 26.6.2008 19.2.2037 nonpublic issue 1,4% Sw ap 3Y + 3. 1 000 23.10.2008 19.2.2037 nonpublic issue 1,4% Sw ap 3Y + 4. 1 500 15.1.2009 19.2.2037 nonpublic issue 1,4% Sw ap 3Y + 5. 2 000 24.6.2009 19.2.2037 nonpublic issue 1,4% HZL HB Sw ap 5Y + CZ0002001951 6 000 1. 100 20.12.2007 20.7.2037 nonpublic issue VAR/2037 1,4% Sw ap 5Y + 2. 2 900 18.9.2008 20.7.2037 nonpublic issue 1,4% Sw ap 5Y + 3. 1 000 18.12.2008 20.7.2037 nonpublic issue 1,4% Sw ap 5Y + 4. 2 000 23.4.2009 20.7.2037 nonpublic issue 1,4% HZL HB Sw ap 3Y + CZ0002001969 6 000 1. 500 19.12.2007 19.3.2037 nonpublic issue VAR/2037 1,4% Sw ap 3Y + 2. 3 500 21.8.2008 19.3.2037 nonpublic issue 1,4% Sw ap 3Y + 3. 2 000 21.5.2009 19.3.2037 nonpublic issue 1,4% 142 Chapter 8 Mortgages Selected data on housing 2011

(part 6) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK) HZL HB Sw ap 3Y + CZ0002001977 6 000 1. 500 19.12.2007 19.4.2037 nonpublic issue VAR/2037 1,4% Sw ap 3Y + 2. 3 100 18.9.2008 19.4.2037 nonpublic issue 1,4% Sw ap 3Y + 3. 2 400 17.9.2008 19.4.2037 nonpublic issue 1,4%

CZ0002002256 HB 3,00/2015 500 25.11.2010 25.11.2015 3,00 private

Collective bond w ithout CZ0002002322 HB 020/2014 1 000 26.5.2011 26.5.2014 0,20 coupon 0 HZL 100 31.7.1996 31.7.2001 10,60 paid-up HVB BANK CZ0002000037 HZL 400 15.10.1997 15.10.2002 10,40 paid-up CZ0002000086 HZL 300 17.6.1998 17.6.2003 10,90 BCPP, paid-up 0 HZL 200 16.6.1997 16.6.2002 10,50 paid-up CZ0002000045 HZL 500 10.12.1997 10.12.2002 11,00 paid-up CZ0002000052 HZL 400 1.4.1998 1.4.2003 11,00 paid-up CZ0002000128 BACA HZL 8,5/04 2 500 1. 300 10.6.1999 10.6.2004 8,50 BCPP, paid-up 2. 500 15.2.2000 10.6.2004 8,50 paid-up 3. 750 9.10.2000 10.6.2004 8,50 paid-up 4. 850 11.6.2001 10.6.2004 8,50 paid-up

CZ0002000185 HZL HVB 6,0/09 10 000 1. 1 350 4.2.2002 4.2.2009 6,00 BCPP, paid-up 2. 1 000 16.12.2002 4.2.2009 6,00 paid-up 3. 2 000 25.6.2003 4.2.2009 6,00 paid-up 4. 1 500 4.2.2004 4.2.2009 6,00 paid-up 5. 4 150 30.4.2004 4.2.2009 6,00 paid-up nonpublic issue CZ0002000391 HZL HVB 6,0/12 2 000 19.8.2004 19.8.2012 6,00 (HVB→Unicredit) HZL HVB CZ0002000649 6 000 5.10.2005 5.10.2015 4,50 (HVB→Unicredit) 4,5%/2015 CZ0002000672 HZL HVB 3,5%/2010 10 000 15.11.2005 15.11.2010 3,50 paid-up HZL HVB CZ0002000680 10 000 23.11.2005 15.11.2025 5,00 (HVB→Unicredit) 5%/2025 CZ0002000847 HZL ZERO/07 300 30.6.2006 29.6.2007 0,00 paid-up CZ0002001035 HZL ZERO II./08 1 000 15.6.2007 16.9.2008 0,00 paid-up CZ0002001043 HZL ZERO I./08 1 000 15.6.2007 16.6.2008 0,00 paid-up

CZ0002001050 HZL HVB 5,0/12 1 000 15.6.2007 15.6.2012 5,00 (HVB→Unicredit)

CZ0002001225 HZL ZERO III./08 1 000 25.9.2007 15.12.2008 0,00 paid-up

CZ0002000292 HZL ŽB 4,5/08 700 9.10.2003 9.10.2008 4,50 paid-up Živnobanka nonpublic issue CZ0002000631 HZL ŽB 4,0/10 1 000 29.9.2005 29.9.2015 4,50 (ŽB→Unicredit) na bázi CZ0002001779 HZL ZERO I./09 1 000 14.12.2007 16.03.2009 paid-up UNICREDIT diskontu na bázi HZL ZERO II./09 CZ0002001787 1 000 14.12.2007 15.06.2009 diskontu paid-up na bázi HZL ZERO III./09 CZ0002001795 1 000 14.12.2007 15.09.2009 diskontu paid-up na bázi HZL ZERO IV./09 CZ0002001803 1 000 14.12.2007 15.12.2009 diskontu paid-up na bázi HZL ZERO I./10 CZ0002001811 1 000 14.12.2007 15.03.2010 diskontu paid-up na bázi HZL ZERO II./10 CZ0002001829 1 000 14.12.2007 15.06.2010 diskontu paid-up na bázi HZL ZERO III./10 CZ0002001837 1 000 14.12.2007 15.09.2010 diskontu paid-up na bázi CZ0002001845 HZL ZERO IV./10 1 000 14.12.2007 15.12.2010 diskontu paid-up 143 Selected data on housing 2011 Chapter 8 Mortgages

(part 7) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK) na bázi HZL ZERO I./11 CZ0002001852 1 000 14.12.2007 15.03.2011 diskontu paid-up na bázi HZL ZERO II./11 CZ0002001860 1 000 14.12.2007 15.06.2011 diskontu paid-up na bázi HZL ZERO III./11 CZ0002001878 1 000 14.12.2007 15.09.2011 diskontu paid-up na bázi HZL ZERO IV./11 CZ0002001886 1 000 14.12.2007 15.12.2011 diskontu paid-up na bázi CZ0002001894 HZL ZERO I./12 1 000 14.12.2007 15.03.2012 diskontu

CZ0002001902 UCB HZL 6/17 1 000 14.12.2007 14.12.2017 6,00

CZ0002001910 UCB HZL 10Y 12 000 21.12.2007 21.12.2037 pohyblivý floater 2037

CZ0002001993 HZL s 3 000 28.12.2007 28.12.2017 pohyblivý pohyblivým UV HZL FLOATER CZ0002002017 I./2009 2 000 17.10.2008 19.10.2009 pohyblivý paid-up HZL FLOATER CZ0002002025 II./2009 2 000 24.10.2008 26.10.2009 pohyblivý paid-up HZL FLOATER CZ0002002033 III./2009 2 000 3.11.2008 2.11.2009 pohyblivý paid-up HZL FLOATER CZ0002002041 IV./2009 2 000 10.11.2008 10.11.2009 pohyblivý paid-up

CZ0002002389 HZL s 2 000 15.11.2011 15.11.2016 pohyblivý pohyblivým UV HZL s CZ0002002397 2 000 15.11.2011 15.11.2016 pohyblivý pohyblivým UV Raiffeisen CZ0002000177 HZL RBCZ 2 000 1. 500 3.5.2001 3.5.2006 7,50 paid-up 7,5/06 bank 2. 500 říjen 01 3.5.2006 7,50 paid-up 3. 500 duben 02 3.5.2006 7,50 paid-up 4. 500 prosinec 02 3.5.2006 7,50 paid-up

CZ0002000326 HZL RBCZ 3,7/09 500 18.2.2004 18.2.2009 3,70 paid-up

CZ0002000417 HZL RBCZ 5,05/09 500 23.8.2004 23.8.2009 5,05 paid-up

CZ0002000482 HZL RBCZ 4,60/10 500 23.3.2005 23.3.2010 4,60 paid-up

CZ0002000698 HZL RBCZ 4,50/10 600 21.11.2005 21.11.2010 4,50 paid-up

CZ0002000805 HZL RBCZ 4,70/11 500 24.5.2006 24.5.2011 4,70 paid-up

CZ0002000888 HZL RBCZ 4,40/11 1 800 4.10.2006 4.10.2011 4,40 paid-up

CZ0002000946 HZL RBCZ 1 300 18.2.2007 18.2.2012 4,80 4,80/12 CZ0002001175 HZL RBCZ 2 000 1. 1 500 12.9.2007 12.9.2012 5,00 5,00/12 2. 500 28.11.2007 12.9.2012 5,00

CZ0002001662 HZL RBCZ 3 000 1. 1 500 12.12.2007 12.12.2012 4,90 4,90/12 2. 1 500 28.12.2007 12.12.2012 4,90

CZ0002001670 HZL RBCZ 5 500 1. 3 000 12.12.2007 12.12.2017 5,10 5,10/17 2. 2 500 28.12.2007 12.12.2017 5,10

CZ0002001928 HZL RBCZ 2 000 20.12.2007 20.12.2017 5,50 5,50/17 HZL RBCZ CZ0002002058 3 000 26.11.2008 26.11.2013 4,30 4,30/13 HZL RBCZ CZ0002002066 2 000 10.12.2008 10.12.2011 4,45 4,45/11

CZ0002002074 HZL GARANTINVEST IX 250 18.2.2009 18.2.2012 3,00 3,00/12 HZL eBanka CZ002000557 4,5%/2010 500 29.11.2005 29.11.2010 4,50 paid-up HZL eBanka single issue CZ0002001316 500 14.11.2007 14.11.2014 5,30 5,3%/2014 (eB→RfB) 144 Chapter 8 Mortgages Selected data on housing 2011

(part 8) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK) single issue CZ0002001696 HZL eBanka 500 12.12.2007 12.12.2017 6,00 6,0%/2017 (eB→RfB) single issue CZ0002001704 HZL eBanka 1 000 12.12.2007 12.12.2022 3,61 3,61%/2022 (eB→RfB)

HZL GARANTINVEST X CZ0002002108 3,00/12 250 28.8.2009 28.8.2012 3,00 HZL RBCZ CZ0002002124 100 EUR 8.10.2009 8.10.2014 4,10 4,10/14

HZL GARANTINVEST XI CZ0002002140 3,0/12 250 14.10.2009 14.10.2012 3,00 HZL RBCZ PRIBOR mortgage rate fixed CZ0002002249 1 000 16.11.2010 16.11.2013 VAR/13 6M+0,50% biannually

HZL GARANTINVEST CZ0002002272 XV 2,80/14 250 19.1.2011 19.1.2014 2,80

HZL GARANTINVEST CZ0002002280 XVI 2,80/14 1 000 9.2.2011 9.2.2014 2,80

HZL GARANTINVEST CZ0002002314 XVII 3,30/16 500 4.5.2011 4.5.2016 3,30

HZL GARANTINVEST CZ0002002363 XIX 3,20/16 500 27.7.2011 27.7.2016 3,20

HZL GARANTINVEST CZ0002002371 XVIII 2,80/14 2 000 27.7.2011 27.7.2016 2,80

CZ0002002405 HZL RBCZ 1 000 26.9.2011 26.9.2016 3,00 3,00/16 HZL RBCZ CZ0002002413 10 EUR 26.10.2011 26.10.2016 3,50 3,50/16

CZ0002000359 WHB 300 20.4.2004 20.4.2009 5,00 paid-up Wüstenrot 5,00%/2009 CZ0002000508 WHB 4,55%/2010 1 000 1. 400 11.5.2005 11.5.2010 4,55 paid-up 2. 400 2.11.2005 11.5.2010 4,55 paid-up 3. 130 11.5.2006 11.5.2010 4,55 paid-up 4. 70 18.5.2006 11.5.2010 4,55 paid-up CZ0002000912 WHB 5,00%/2011 1 000 1. 500 19.10.2006 19.10.2011 5,00 paid-up 2. 500 19.3.2007 19.10.2011 5,00 paid-up

CZ0002001209 WHB 1 000 1. 500 26.9.2007 26.9.2012 5,60 5,60%/2012 2. 150 14.12.2007 26.9.2012 5,60

CZ0002001985 WHB 3 000 1. 50 20.12.2007 20.12.2012 5,60 5,80%/2012 2. 160 13.2.2008 20.12.2012 5,80 3. 350 21.5.2008 20.12.2012 5,80 4. 500 30.7.2008 20.12.2012 5,80 5. 105 7.8.2008 20.12.2012 5,80 6. 500 30.10.2008 20.12.2012 5,80 7. 400 10.5.2010 20.12.2012 5,80 8. 200 25.5.2010 20.12.2012 5,80 9. 100 20.8.2010 20.12.2012 5,80 10. 550 18.10.2010 20.12.2012 5,80 11. 100 22.10.2010 20.12.2012 5,80

CZ0002002082 WHB EUR/2012 1 036 1. 518 24.4.2009 24.4.2012 2,41

2. 518 6.5.2009 24.4.2012 2,41

CZ0002002093 WHB 2 567 1. 647 29.6.2009 29.6.2014 3,77 3,774%/2014 2. 636 11.11.2009 29.6.2014 3,77 145 Selected data on housing 2011 Chapter 8 Mortgages

(part 9) Issue Tranche Tranche Date of Maturity Interest ISIN-ISSUE Issue title volume volume Note title issue date yield (%) (mil. CZK) (mil. CZK)

CZ0002002207 WHB 1 000 1. 672 15.4.2010 15.4.2013 3,00 3,00%/2013 CZ0002002223 WHB 1 028 1. 514 25.5.2010 25.5.2015 1,89 VAR I/2015 CZ0002002231 WHB 1 000 1. 500 26.5.2010 26.5.2014 3,39 3,39%/2014 CZ0002002355 WHB 1 000 1. 500 4.8.2011 4.8.2013 3,04 ZERO/2014 2. 30 4.8.2011 4.8.2013 2,84 WHB CZ0002002421 1 000 1. 890 5.12.2011 5.12.2013 2,40 2,40%/2013 HZL I ČSOB CZ0002000706 1 300 15.11.2005 15.11.2015 4,60 ČSOB 4,60%/15 HZL VB CZ Volksbank CZ0002000599 500 18.10.2005 18.10.2010 3,70 paid-up 3,70/2010 CZ HZL VB CZ CZ0002000813 500 27.6.2006 27.6.2011 4,60 paid-up 4,60/2011 HZL VB CZ CZ0002001159 700 25.9.2007 25.9.2012 5,40 5,40/2012 HZL VB CZ CZ0002001688 800 18.12.2007 18.12.2017 5,30 5,30/2017 HZL VB CZ CZ0002002116 500 27.10.2009 27.10.2014 5,70 5,70/2014 HZL VB CZ CZ0002002181 500 14.4.2010 14.4.2013 3,50 3,50/2013 HZL VB CZ CZ0002002199 500 19.5.2010 19.5.2016 4,10 4,10/2016 HZL VB CZ CZ0002002298 300 24.3.2011 24.3.2015 2,56 VAR 1/2015 Source: Mortgage banks.

146 LIST OF USED ABBREVIATIONS

BL building land CPI Consumer Price Index CR Czech Republic CSO Czech Statistical Office DH dwelling house DW dwelling EU European Union FAS Family Account Statistics FH family house GDP gross domestic product HICP Harmonized Indices of Consumer Prices HZL mortgage certificate ME Ministry of the Environment MI Ministry of the Interior MLSA Ministry of Labour and Social Affairs MRD CR Ministry of Regional Development of the Czech Republic SEF State Environmental Fund SHDF State Housing Development Fund SILC Statistics on Income and Living Conditions SLDB Census of Population, Houses, and Dwellings

147

Title: SELECTED DATA ON HOUSING 2011

Issued by: Ministry of Regional Development of the Czech Republic Dwelling Policy Department Staroměstské náměstí 6, 110 15 Prague 1 Institute for Spatial Development Jakubské náměstí 3, 658 34 Brno Issue: Internet version Year of issue: 2012 Pages: 147 Title photo: Nový Bor ©Institute for Spatial Development, Photo-archive