Voluntary Benefits for Scientific Employees

AUTO AND HOME PET

INSURANCE PROGRAM My Pet Protection® from Nationwide® helps you provide your pets with the best care possible. Are you getting the best value for your auto Plan reimburses 90% on vet bills including and home1 insurance? The Insurance Information accidents, illnesses and hereditary conditions.2 Institute recommends that you comparison-shop Plus, our 24/7 vethelpline® is available to all pet your policies frequently. insurance members ($150 value). On one phone call you can compare your policies with quotes from some of America’s top-rated LEGAL SERVICES PLAN companies, such as MetLife Auto & Home®, Travelers, and Insurance. Best of all, Navigating through planned or unexpected legal you can switch providers on the same call—even if matters can be stressful. MetLaw® provides access your policy hasn’t expired. Through this program, to experienced attorneys that can assist you with you also can compare policies and switch common personal legal matters—such as buying a providers for a wide variety of insurance, including home, creating a will or defending a civil litigation auto, home, boat, personal excess liability, renters, matter. All you pay is your low monthly premium— and many others. Plus, your premiums are payroll there are no co-pays or deductibles. deducted, so you never have to write a check!

IDENTITY PROTECTION

InfoArmor® provides industry-leading identity and Find coverage that’s credit monitoring to quickly alert you of suspicious right for you and activity before major damage has been done. When you enroll, you get access to free tools like your loved ones! SocialArmor®, WalletArmor®, Digital Exposure Report, monthly credit scores, a free credit report annually, and more!

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Visit Call Email BSCVoluntaryBenefits.com 1-800-729-3032 [email protected] 1Home insurance may not be part of the benefit offering in FL and MA. 2Some exclusions may apply. Certain coverages may be subject to pre-existing exclusion. See policy documents for a complete list of exclusions.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of , all with administrative home offices in Warwick, RI. Coverage, rates, discounts, and policy features vary by state and product, and are available in most states to those who qualify. Met P&C®, MetCasSM, and MetGenSM, are licensed in Minnesota. ©2018 MetLife Auto & Home.

Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In FL: is not currently offered for new business. In TX: Auto insurance is offered by Travelers Texas MGA, Inc. and underwritten by Consumers County Mutual Insurance Company (CCM). CCM is not a Travelers company. Coverages, discounts, special program rates or savings, billing options, and other features are subject to availability and individual eligibility. Not all features available in all areas. © 2018 The Travelers Indemnity Company. All rights reserved. Travelers and the Travelers Umbrella logo are registered trademarks of The Travelers Indemnity Company in the U.S. and other countries.

Coverage provided and underwritten by Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. The program cannot guarantee coverage. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers on your policy, may be obtained where state laws and regulations allow. In TX: Auto coverage provided by Liberty County Mutual Insurance Company and home insurance provided by Liberty Insurance Corporation. CA Department of Insurance license number: 0G92799. Liberty Mutual Insurance Company is licensed in Minnesota. Liberty Mutual is an Equal Housing Insurer. ©2018 Liberty Mutual Insurance.

Insurance terms, definitions and explanations are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in individual insurance contracts, policies or declaration pages, which are controlling. Such terms and availability may vary by state and exclusions may apply. Underwritten by Veterinary Pet Insurance Company (CA), Columbus, OH, an A.M. Best A+ rated company (2017); National Casualty Company (all other states), Columbus, OH, an A.M. Best A+ rated company (2017). Agency of Record: DVM Insurance Agency. Nationwide, the Nationwide N and Eagle, and Nationwide is on your side are service marks of Nationwide Mutual Insurance Company. ©2018 Nationwide.

Group legal plans are provided by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, OH. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and affiliates, Warwick, RI. Payroll deduction required for group legal plans. Benefit programs offered by MetLife and its affiliates contain certain exclusions and terms for keeping them in force. For costs and complete details of the coverage, call or write the company. Program Offered and Administered by Mercer Health & Benefits Administration LLC In CA d/b/a Mercer Health & Benefits Insurance Services LLC AR Insurance License #100102691 CA Insurance License #0G39709

83012 M5175 (9/18) Copyright 2018 Mercer LLC. All rights reserved.