Cooperative Credit Union Association 2020 SESSION

Interim Study Work Sessions Scheduled for Week of August 31st

HB 1588, establishing a mortgage mediation procedure. (Full Committee Work Session) HB 1680, relative to the collection of personal information by businesses. (Full Committee Work Session)

2020 BILLS

Bill: HB 253 Title: relative to criminal records checks in the employee application process. Sponsor: Rep. Michael Cahill Committee: Senate Commerce Status: Signed into Law by the Governor on 07/24/2020 Comments: Amendment specifically exempts credit unions and other financial institutions.

Bill: HB 1234 Title: (second new title) relative to state and local government administration. Sponsor: Rep. Committee: Senate Executive Departments and Administration Status: Vetoed by the Governor on 07/28/2020 Comments: The omnibus Senate amendment includes the House Passed version of HB 1437, The Banking Department’s bill which clarified the qualification of the Commissioner and Deputy Commission. Amendment also allows consumer complaints to be submitted by email.

Bill: HB 1247 Title: (second new title) relative to mortgage defaults and nonpayment of rent during the novel coronavirus disease (covid-19) outbreak state of emergency. Sponsor: Rep. Casey Conley Committee: Senate Judiciary Status: Vetoed by the Governor on 07/10/2020 Comments: Amendment would have required Banks, Credit unions and other financial institutions to work with borrowers in good faith on all mortgages.

Bill: HB 1249 Title: (new title) relative to the commission on the interdisciplinary primary care workforce; relative to multicounty grand juries; and allowing remote notarization of paper estate planning documents during the covid-19 state of emergency. Sponsor: Rep. Skip Berrien Committee: Senate Judiciary Status: Signed into law by the Governor on 07/17/2020 Comments: Omnibus bill that contained language allowing for remote online notarization during the COVID-19 State of Emergency.

Bill: HB 1660 Title: establishing a protective order for vulnerable adults. Sponsor: Rep. Robert Committee: Senate Judiciary Status: Vetoed by the Governor on 07/28/2020 Comments: Opposition remains from second amendment groups. Similar legislation was vetoed last year.

2020 TABLED BILLS

Bill: HB 1696 Title: relative to fees for notices and applications for financial institutions. Sponsor: Rep. Edward Butler Committee: House Commerce and Consumer Affairs Status: Tabled by the House on 06/30/2020

Bill: SB 431 Title: establishing a commission to study the adoption of remote online notarization in New Hampshire. Sponsor: Sen. Kevin Cavanaugh Senate: Adopted with Amendment on 01/30/2020 House: Judiciary Status: Tabled by the Senate

Bill: SB 587 Title: relative to the duties and membership of the energy efficiency and sustainable energy board. Sponsor: Sen. David Watters Senate: Adopted on 01/30/2020. Committee: House Science, Technology and Energy House Status: Tabled by the House

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Bill: HB 590 Title: repealing the exemption for federally chartered banks under the consumer protection act. Sponsor: Rep. Committee: House Commerce and Consumer Affairs House Status: Adopted by the House with Amendment on 01/08/2020. Senate Status: Tabled by the Senate on 06/16/2020

Bill: HB 1119 Title: (new title) relative to the use of certain out-of-state banks by the state treasurer and municipal and county treasurers or trustees Sponsor: Rep. Committee: Municipal and County Government Status: Tabled by the Senate on 06/16/2020

Bill: HB 1144 Title: requiring certain employers to submit data on wage differences between male and female employees to the department of labor. Sponsor: Rep. Committee: Labor, Industrial and Rehabilitative Services Status: Tabled by the Senate on 06/16/2020.

Bill: HB 1178 Title: relative to safety requirements for pools on foreclosed residential property. Sponsor: Rep. Patrick Abrami Committee: Judiciary Status: Tabled by the Senate on 06/16/2020

Bill: HB 1221 Title: relative to privacy for an employee's personal financial and credit information. Sponsor: Rep. Robert Renny Cushing Committee: Labor, Industrial and Rehabilitative Services Status: Tabled by the Senate on 06/16/2020

Bill: HB 1236 Title: relative to the expectation of privacy. Sponsor: Rep. Keith Erf Committee: Judiciary Status: Tabled by the Senate on 06/16/2020

-3- Bill: HB 1417 Title: prohibiting the use or collection of biometric data. Sponsor: Rep. Craig Thompson Committee: Commerce and Consumer Affairs Status: Tabled by the Senate on 06/16/2020

Bill: HB 1437 Title: relative to the qualifications of the banking department commissioner and deputy commissioner, relative to consumer complaints, and relative to applications for money transmitters. Sponsor: Rep. John Hunt Committee: Commerce and Consumer Affairs Status: Tabled by the Senate on 06/16/2020

Bill: HB 1482 Title: relative to notification of security breaches. Sponsor: Rep. Committee: House Commerce and Consumer Affairs Status: Tabled by the Senate on 06/16/2020

Bill: HB 1500 Title: relative to a student loan bill of rights and a student loan ombudsman. Sponsor: Rep. Willis Griffith Committee: House Commerce and Consumer Affairs Status: Tabled by the Senate on 06/16/2020

Bill: HB 1501 Title: establishing a commission to study financial literacy in New Hampshire and to make recommendations for a multi-generational approach to financial education. Sponsor: Rep. Willis Griffith Committee: House Education Status: Tabled by the Senate on 06/16/2020

Bill: HB 1684 Title: establishing an energy conservation program and an energy conservation project fund and establishing the state PACE reserve fund. Sponsor: Rep. Mangipudi Committee: Science, Technology and Energy Status: Tabled by the House on 02/19/2020.

Bill: HB 1695 Title: relative to background checks for certain persons under the banking law. Sponsor: Rep. Edward Butler Committee: House Commerce and Consumer Affairs

-4- Status: Tabled by the Senate on 06/16/2020 2020 Bills Referred to Interim Study

Bill: HB 1159 Title: relative to cyberbullying, cyberstalking, and doxxing of a public servant. Sponsor: Rep. Francesca Diggs Committee: House Criminal Justice and Public Safety Status: Full Committee Work Session: 09/15/2020 10:00 Comments: Concerns about unintended consequence prevented the bill from moving forward. Some language may be included in another piece of legislation.

Bill: HB 1283 Title: relative to prohibiting the online disclosure of personally identifiable information. Sponsor: Rep. James Spillane Committee: Criminal Justice and Public Safety Status: Full Committee Work Session: 09/15/2020 10:00 am Comments: Committee concerned with unintended consequences. No further action will be taken on this legislation.

Bill: HB 1588 Title: establishing a mortgage mediation procedure. Sponsor: Rep. Kermit Williams Committee: Commerce and Consumer Affairs Status: Full Committee Work Session: 09/02/2020 02:00 pm Comments: Committee was concerned about possible unintended consequences. No further action will be taken this year.

Bill: HB 1663 Title: relative to the legalization and regulation of cannabis and making appropriations therefor. Sponsor: Rep. Committee: House Criminal Justice and Public Safety Status: Full Committee Work Session: 09/15/2020 10:00 am Comments: Would legalize and regulate marijuana and set guidelines for taxation and licensing for commercial sales.

Bill: HB 1680 Title: relative to the collection of personal information by businesses. Sponsor: Rep. Garrett Muscatel Committee: Commerce and Consumer Affairs Status: Full Committee Work Session: 09/02/2020 02:00 pm Comments: Committee believe the bill has too many unanswered questions to move forward. No further action will be taken on this bill.

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2020 KILLED BILLS

Bill: HB 1151 Title: relative to the determination of homeowners insurance rates. Sponsor: Rep. Jack Flanagan Committee: Commerce and Consumer Affairs Status: Killed by the House on 03/11/2020

Bill: HB 1400 Title: establishing a New Hampshire statutory trust law. Sponsor: Rep. Kermit Williams Committee: Commerce and Consumer Affairs Status: Killed by the House on 03/11/2020.

Bill: HB 1419 Title: relative to New Hampshire banks offering small dollar loans and credit building products. Sponsor: Rep. Craig Thompson Committee: Commerce and Consumer Affairs Status: Killed by the House on 03/11/2020.

Bill: HB 1471 Title: prohibiting banks from re-ordering transactions to increase overdraft fees. Sponsor: Rep. Craig Thompson Committee: Commerce and Consumer Affairs Status: Killed by the House on 03/11/2020.

Bill: HB 1476 Title: prohibiting motor vehicle dealers from requiring the purchase of automobile insurance from the dealer as part of the sales contract. Sponsor: Rep. Larry Gagne Committee: Commerce and Consumer Affairs Status: Killed by the House on 03/11/2020.

Bill: HB 1607 Title: relative to liability for wrongful acts in an employer/employee relationship. Sponsor: Rep. Julie Radhakrishnan Committee: House Judiciary Status: Killed by the House on 03/12/2020

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