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Fax : 0424 2220776 इण्डियनओवरसीज़बℂकIndian Overseas Bank दरू भाषाPhone : 0424 2220756 क्षेत्रीयकायाालयRegional Office फै啍सFax : 0424 2220776 12/1 एपीटीरोिA P T Road IOB Towers आइओबीटवसा ईरोिErode - 638 003 तमिलनािुTamil Nadu E-AUCTION SALE NOTICE OTE UNDER SARFA02SALE OF IMMOVABLE PROPERTY MORTGAGED TO THE BANK UNDER THE SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002 (UNDER SYMBOLIC POSSESSION) Whereas M/s Ganapathy Traders Prop. V Gurumoorthy, 2/80, Desipalayam road, Panayampalli – 638459. Mr. V Gurumoorthy, S/o Late P.viswanathan, 2/59, Bhavanisagar Main road, Panayampalli-638459. and Guarantor Late. P Viswanathan, Represented by Mrs. V Santha Mani, 2/76, Panayampalli-638459. V Santha Mani, W/o P.Viswanathan, 2/59, Bhavanisagar Main Road, Panayampalli-638459 V Thirumoorthy, S/o Late P.viswanathan, 2/625, Hare rama hare Krishna nagar, Peria Andipalayam, Tirupur-641652 V Ramamoorthy, S/o late P.viswanathan, Door no 33, Rajaji St, Punjai puliampatti-638459 have borrowed monies from Indian Overseas Bank, Panayampalli Branch against the mortgage of the immovable properties more fully described in the schedule hereunder and the Bank has issued a demand notice under Section 13(2) of the SARFAESI Act, 2002 (Act)on 23.02.2017calling upon the borrower to repay the amount mentioned in the notice being Rs. 10,71,345.87/-[Rupees ten lakhs seventy one thousand three hundred and forty five and paise eighty seven only] as on 21.02.2017plus further interest at contractual rate within 60 days from the date of the said notice. Whereas the borrowers have failed to pay the amount due to the Bank as called for in the said demand notice, the Bank has taken possession of the secured asset more fully described in the schedule hereunder on 15.05.2017 under Section 13 (4) of the Act. Whereas the borrowers having failed to pay the dues in full, the secured creditor, Indian Overseas Bank has decided to sell the under mentioned secured asset in "As is where is " and "As is what is" condition under Section 13(4) of the Act read with Rules 8 &9 of the Security interest (Enforcement) Rules. 2002. The dues of the borrower as on 30.07.2017 works out to Rs.11,79,979/- (Rupees eleven lakhs seventy nine thousand nine hundred and seventy nine only) plus further interest. SCHEDULE OF PROPERTY The property is situated at SF no. 594/3, Door no. 2/59,Panayampalli village, Sathyamangalam taluk, Erode district. The property consists of land with RCC roof building which comprises of ground and first floor. Actual boundaries of the property: North: East-west common wall South: Palani Pandaram’s property East: Panchayat road West: Bhavanisagar road Area of land: 1,661 sq.ft. The Property is in the name of Mr. P Viswanathan S/o Pattappa Mudaliyar Date and time of e-auction: 19.08.2019 (Monday) between 11 A.M. and 01.00 P.M with auto extension of 5 minutes each till sale is completed. Reserve Price: Rs. 14,00,000/-(Rupees Fourteen Lakhs only) Earnest Money Deposit: Rs. 1,40,000/- (Rupees One Lakh Forty Thousand only) EMD Remittance Deposit through EFT/NEFT/RTGS Transfer in favour of “Authorised Officer IOB” to the credit of Current Account No. 106902000000696 with Indian Overseas Bank, Panayampalli Branch. Branch Code: 1069 IFSC Code IOBA0001069 Bid Multiplier Rs.10,000/- (Rupees Ten Thousand only) Inspection of property With prior appointment on any bank working day before 18.08.2019 Between 10:00 A.M. and 4.00 P.M. Submission of online application for bid From the date of newspaper publication with EMD Last date for submission of online 17.08.2019 up to 4.00 P.M. application for BID with EMD Other Terms & Conditions: 1. The properties will be sold by e-auction through the Bank's approved service provider M/s Matex Net Pvt Ltd under the supervision of the Authorized officer of the Bank. 2. E-auction tender document containing online e-auction bid form, declaration, general terms and conditions of online auction sale are available in website www.matexauctions.com 3. Intending bidders shall hold a valid digital signature certificate and e-mail address and should register their account by login to the website www.matexauctions.com.They will be provided with user-id and password by M/s. Matex Net Pvt. Ltd which should be used in the e-auction proceedings. For details with regard to digital signature, please contact Mr. K. Sampath Kumar, M/s. Matex Net Pvt. Ltd., 4, Venkatasamy Road (East), R S Puram, Coimbatore - 641002, Phone : 0422-4980191, Mob: 09944171360; email:[email protected] 4. Bids in the prescribed formats given in the Tender Document shall be submitted "online" through the portal www.matexauctions.com.Bids submitted otherwise shall not be eligible for consideration. Scanned copies of proposed bidder’s photo / address proof and PAN card should be submitted to M/s Matex Net Pvt. Ltd. and the Authorised Officer before 4.00 P.M on 17.08.2019. 5. The EMD and other deposits shall be remitted through EFT / NEFT / RTGS to the Bank account as specified above and the amount of EMD paid by the interested bidder shall carry no interest. The amount of EMD paid by the successful bidder shall be adjusted towards the sale price. 6. Bid form without EMD shall be rejected summarily. 7. Online auction sale will start automatically on and at the time as mentioned above. 8. The property shall be sold to the highest bidder. The successful bidder (purchaser) shall deposit 25% of the sale price (less the EMD) immediately on the sale being confirmed in his / her favour and the balance amount of sale price within 15 days from the date of auction sale. Failure to remit the entire amount of sale price within the stipulated period will result in forfeiture of deposit of 25% of the tender price and forfeiture of all claims over the property and it will be resold. 9. The sale certificate will be issued in the name of the purchaser only, after the payment of the entire sale price amount and other charges, if any. 10. The purchaser shall bear the charges / fee payable for conveyance such as registration fee, stamp duty, etc., as applicable as per law. 11. The Authorized Officer has the absolute right to accept or reject the bid or postpone or cancel the sale, as the case may be without assigning any reason whatsoever. 12. The property is being sold on 'as is where is’ and ‘as is what is basis' condition. The Bank has disclosed only the known encumbrances, statutory liabilities, if any, as above and the purchaser should make their own enquiries regarding any statutory liabilities, arrears of property tax, electricity dues, etc., by themselves before participating in the auction. 13. As regards the Statutory dues stated above, Bank dues will have priority over statutory dues. Without prejudice to the above, Statutory liability, if any, shall be borne by the purchaser and the Bank assumes no responsibility in this regard. 14. Sale is subject to confirmation by the secured creditor. 15. EMD of unsuccessful bidders will be returned through EFT / NEFT / RTGS to the bank account details provided by them in the bid form and intimated via their e mail id. 16. The e-Auction advertisement does not constitute and will not be deemed to constitute any commitment or any representation by the bank. The Authorised Officer/Secured Creditor shall not be responsible in any way for any third party claims / rights / dues. 17. In compliance with Section 194 IA of the Income tax Act, 1961 income tax @ 1% on the Reserve Price shall be deducted and paid under the PAN Number of the Purchaser. Since the Tax has been calculated only on the Reserve Price, the bidder shall bear the 1% income tax on the bid multiplier amount and the Bank shall not take any responsibility for the same. In case of any sale / transfer of immovable property of Rupees Fifty lakhs and above, the transferee has to pay an amount equal to 1% of the consideration as Income Tax. For further details regarding inspection of property / e-auction, the intending bidders may contact The Manager, Indian Overseas Bank, Bhavani Sagar Road, Panayampalli Branch, during office hours, Phone No.04295-267098, Mob No: 9443545630 or the Bank's approved service provider M/s. Matex Net Pvt. Ltd., (Contact Person- Mr. K. Sampath Kumar), Phone no. 0422-4980191, e-mail-id: [email protected] MobNo. 09944171360. Place: Erode Authorised Officer Date: 01.08.2019 Indian Overseas Bank .
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