DEDICATED SERVICES FOR YOUR INVESTMENT PROJECTS

FIM SERVICES TABLE OF CONTENTS

WHY LUXEMBOURG?

QUINTET – YOUR TRUSTED PARTNER IN LUXEMBOURG?

DIFFERENT WAYS TO INVEST WITH QUINTET

MYQUINTET.LU – THE PLATFORM TAILORED FOR EXTERNAL MANAGERS

YOUR CONTACT PERSONS AT QUINTET WHY LUXEMBOURG?

02 KEY FEATURES

Sophisticated financial AAA rating assigned by: Founding member of the Modern and stable services centre Standard & Poor’s, EU legal and regulatory Moody’s, Fitch environment, close to the business.

Two supervisory 153 banks from 28 Political stability, social First wealth management authorities: Commission de countries, 3 official peace, sound public centre in the Eurozone and surveillance du secteur languages and more than finances. Luxembourg second largest investment financier (CSSF) and 170 different nationalities offers a complete range of fund centre worldwide Commissariat aux cross-border services to assurances (CAA) private & institutional investors

03 Q U I N T E T – YOUR TRUSTED PARTNER IN LUXEMBOURG

04 HEADQUARTERED IN LUXEMBOURG, INTEGRATED ACROSS EUROPE

1949 1974 1986 2012

Kredietbank Luxembourg KBL epb strengthens its KBL epb begins series of KBL epb acquired by becomes officially role as a leading issuer of European aquisations, Precision Capital, registered bank in Eurobonds driving growth & Luxembourg-based bank Luxembourg diversification holding company.

05 GROUP FINANCIAL STABILITY & PERFORMANCE

Quintet is a financially sound partner supervised by the European Central Bank and the Commission de Surveillance du Secteur Financier (CSSF)

8 0 B N 1 7 . 2 2 9 . 3 1 7 . 2

Assets under management Core Tier 1 Ratio Loan-to-deposit Solvency Ratio and under custody Basel III Ratio Basel III

06 DIFFERENT WAYS TO INVEST WITH QUINTET

07 YOUR LIFE,, YOUR NEEDS

At Quintet , whatever your needs and wherever you are based, we can provide a solution that meets your expectations

INDIVIDUALS AND PROFESSIONALS AND BUSINESS FAMILIES EXECUTIVES OWNERS AND ENTREPRENEURS

8 A COMPREHENSIVE STRATEGY TO MEET YOUR PERSONAL AND PROFESSIONAL NEEDS

T H R O U G H FINANCIAL TAILOR - MADE T H R O U G H P O R T F O L I O INTERMEDIARY INVESTMENT OUR DEALING MANAGEMENT VEHICLES ROOM SYSTEM

Direct access to Possibly to create Direct access to our Local implementation External Asset your own investment Luxembourg-based with specialised Managers to manage vehicle dealing room paneuropean teams their clients’ accounts Support in Ability to deal in all Asset allocation, Tailor-made administrative financial markets equity research, fixed international management worldwide income, fund global solution selection, commodities Examples, Recommendations by and foreign currencies Direct access through DEDICATED highly experienced our online banking tool, FUNDS, LIFE multilingual myQuintet.lu INSURANCE, PSF professionals (Professionals of the Financial Sector), SICAR, SOPARFI…

9 QUINTET FINANCIAL INTERMEDIARIES BUSINESS Q U I N T E T – CUSTODIAN BANK AND ITS MISSION

OUR MISSION We make sure that FIM has nothing else to do but manage their clients’ assets

The custodian bank will never contact the end client The FIM willBUSINESS be contacted systematically when extra directly except for compliance reasons (lack of OWNERS AND ENTREPRENEURSinformation on their client is required documents, information about in/out transactions

11 TRIANGULAR FIM BUSINESS MODEL & FOOTPRINT

FINANCIAL INTERMEDIARY TEAMS SERVICE BUSINESS WORKING IN THE TRIANGULAR BUSINESS MODEL (E.G. EXTERNAL ASSETS MANAGERS, MULTI FAMILY OFFICES)

Business Model Footprint

5 locations

Client Quintet 4 Traditional PB Traditional ~360 FIMs

22´700 FIM1 end FIM Asset Framework clients Management agreement incl. Agreement Pricing Agreement (incl. PoA2) ~17bn EUR in Client3 Quintet Assets

Triangular FIM Model FIM Triangular Account- relationship Luxembourg covering FIM and Asset Servicing clients documents Germany without central FIM desk. FIM business 32 covered via PB desks Staff

Note: 1) FIM or EAM (External Asset Manager) should be interpreted as an umbrella term for any legal entity/ individual that manages third party financial assets via a custody bank, on the basis of a PoA2, in a professional capacity, independently of the custody bank and for financial profit (triangular business model) 2) Power of Attorney 3) Incl. Life Insurance Wrapper 4) Brown Shipley & Co FIM Desk go-live planned for July 2021 012 DEDICATED SERVICES FOR FINANCIAL INTERMEDIARIES

Collaboration myQuintet.lu with all major Full internet life insurance based reporting companies tool available 24/7

Safe custody of Account your accounts FIM opening

Wealth structuring and Direct access fund structuring to the fincial departments markets

13 DEDICATED SERVICES F O R F I M 3 TYPES OF ACCOUNTS

OMNIBUS UNIT – LINKED ACCOUNT IN DEDICATED ACCOUNT FOR THE NAME OF ACCOUNT INSURANCE THE EAM COMPAINES

A COMPLETE RANGE OF DEDICATED SERVICES

Safe custody of your Forex (Spot & Forward) Fund Execution Money Market accounts

Fixed Income Bullion & Precious metals Equity Brokerage Credit

14 QUINTET PRIVATE BANK (EUROPE) S.A . 43, BOULEVARD ROYAL L – 2955 LUXEMBOURG

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