Your Payment Platform. Powered by Billplz Billplz Is a Payment Platform for Merchants to Pay and Get Paid Fastest, at the Lowest Cost Possible

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Your Payment Platform. Powered by Billplz Billplz Is a Payment Platform for Merchants to Pay and Get Paid Fastest, at the Lowest Cost Possible Your Payment Platform. Powered by Billplz Billplz is a payment platform for merchants to pay and get paid fastest, at the lowest cost possible. Today, Billplz’s average daily collection is RM5 OUR INVESTORS: million for 2,000 daily active merchants. Billplz’s revenue grew 3x annually in the last 3 consecutive years. Types of Malaysia Payment Methods Layer 2: Global Payment Network Layer 1: Local Payment Network Layer 3: Payment Gateway / Registered TPA Layer 1: Local Payment System L1 L2 Layer 4: Payment Platform / Registered PSA L3 L4 Our 2019 performance: 8.4 million transactions OUR INVESTORS: 35,000 registered merchants RM 1 billion in transaction value Our merchants include: Billplz services for merchants API & Plugins Payment Form Billing Payout For payment gateway Share link, take orders Collect payments via Send payments to and customization and get paid instantly email and SMS multiple recipients easily Merchant’s Website/App How API works 1 Merchant integrates website/app with Billplz using API (refer Billplz.com/api). Integrate 1 3 Settlement 2 Customer clicks checkout, select a payment method & authorizes the payment. Checkout & Pay 2 3 Billplz/Processor performs settlement. Customer Merchant How Billing works 1 Merchant uploads billing data using API, Excel or a form. Upload billing data 1 4 Settlement 2 Billplz sends the bill to customer via email and/or SMS. 3 Customer opens the bill, selects a payment method & authorizes the payment. Send bill 2 3 Pay bill 4 Billplz/Processor performs settlement. Customer Merchant How Payment form works 1 Merchant creates a payment form & share the unique link eg: Billplz.com/anything Create payment form 1 3 Settlement 2 Customer clicks the link, submits the form, select a payment method & authorizes the payment. 2 Submit & Pay 3 Billplz/Processor performs settlement. Customer Merchant Transfer & Instruct 1 How Payout works 1 Merchant increases the payment limit balance & send payment instructions via API 2 Billplz performs disbursement the next day. Disbursement 2 Recipients Billplz additional services for merchants Card Details Plug & Pay Split Payment Tokenization Over 50 plugins to enable Split FPX settlements to 1 Keep customer card Billplz in your preferred or 2 more Billplz verified details and charge it based Merchant Merchant e-commerce platforms. accounts. asf782j on your rule. jfn09n s887 Pricing BASIC STANDARD ENTERPRISE Membership Fee Free RM150 per month RM1,500 per month Support Email Email + Phone Account Manager ONLINE BANKING RM 1.50 RM 1.00 RM 0.50 | RM 0.70 FPX B2C Fee (per paid transaction) Next business day (except Friday) Next business day (except Friday) Next business day (except Friday) | Real-time Settlement Speed X X RM 1.50 FPX B2B Fee (per paid transaction) X X Real-time Settlement Speed CARD & WALLET* VISA + Mastercard Fee + Tokenization Fee X 2.5% or lower 1.5% or lower (per paid transaction) Settlement Speed X Multiple per week Multiple per week Boost Fee (per paid transaction) X 1.5% 1.5% Settlement Speed X Next business day Next business day PayPal Fee (per paid transaction) 3.2% 3.2% 3.2% Settlement Speed By request By request By request OPTIONAL Payout Fee (per paid transaction) RM 1.50 RM 1.00 RM 0.50 Settlement Speed Next business day (except Friday) Next business day (except Friday) Next business day (except Friday) SMS Fee (per request) RM 0.30 RM 0.30 RM 0.30 All fees are subjected to 6% SST *Subjected to additional activation fee VISA/Mastercard options 2C2P CARDS senangPay CARDS OCBC CARDS* MAYBANK CARDS* 1.8% - 2.5% per paid transaction (Credit Card) 1.3% - 2.5% per paid transaction (Credit Card) 1.3% - 1.8% per paid transaction (Credit Card) 1.1% - 1.5% per paid transaction (Credit Card) 1.8% - 2.5% per paid transaction (Debit Card) 1.3% - 2.5% per paid transaction (Debit Card) 0.6% - 0.8% per paid transaction (Debit Card) 0.6% - 0.8% per paid transaction (Debit Card) Auto-transfer weekly Auto-transfer twice a week Auto-transfer the next 2 business days Auto-transfer next business day Advantages Fraud mitigation – senangPay Fraud mitigation – OCBC Lower MDR for Debit Card Fraud mitigation – 2C2P Auto-debit/recurring payments available** Auto-debit/recurring payments available** Supports AMEX 10 business days approval process Lower MDR for Debit Card Drawbacks No fixed approval approval timeline Flat MDR for both credit & debit cards Fraud mitigation – on merchants Flat MDR for both credit & debit cards Requires OCBC account 1 – 2 months approval process No fixed approval timeline (Account opening deposit: RM50k) Activation Fees MDR 2.5% MDR 1.8% RM 500 one-off RM 450 per year RM 1,500 per year RM 300 one-off Subjected to Enterprise Membership subscription for x months RM 300 per year Tokenization Fee Tokenization Fee RM 4,100 per year Additional 0.3% to transaction *Only for Enterprise members **Tokenization One payment platform for collection & reconciliation • Currency (MYR) • Collection ID • Bill ID • Collection Title • Bill Description Some of the identifiers in Billplz report • Name • Email • Mobile Number • Transaction Date • Payment Received Corporate Information Company Name Website Billplz Sdn Bhd www.billplz.com Company Registration No. Directors 1023853P Nazroof Hakim bin Mohammed Noor Muhammad Aiman bin Ezanee Date of Incorporation Muhammad Ghiyathuddin bin Abdul 7 November 2012 Halim Incorporation Type Company Secretary Private Company Limited by Shares Extracc PLT S2-15-04(B), Vista Alam Authorized Capital No. 3, Presint 4.5, Jalan Ikhtisas 14/1 RM 1,000,000.00 Seksyen 14, 40000 Shah Alam Business Address Auditor K03-11-13, Level 11, Tower 3 Ismail Adam & Co. (AF 1367) UOA Business Park 19-6-1, Diamond Square 40150 Shah Alam Jalan Semarak Api 2 Malaysia 53000 Kuala Lumpur Phone Bank (+60) 3 5031 2620 Malayan Banking Berhad (3813K) Email SST No. [email protected] W10-1808-32000898 Leadership Nazroof Arzumy Aiman Chief Executive Officer Chief Technology Officer Chief Financial Officer https://www.linkedin.com/in/nazroof/ https://www.linkedin.com/in/arzumy/ https://www.linkedin.com/in/aimanezanee/ Suggested Overall Flow (Generic) Payment Settlement Payout Settlement to your bank Transfer deposit to Billplz Checkout page account account Set payout instructions via Billplz API Select Billplz processing payment YES (T+1) method Own FPX Billplz processing ID? (T+1) NO FPX Cards or Boost Settlement to selected bank Cards or Boost processing account(s) FPX (T+1 or weekly) NO Payment successful? Payment Customer Bank YES Cards or Boost recorded Billplz Partners Complete purchase Merchant Suggested Overall Flow (Split Rule) Payment Settlement 80% Settlement to 1st bank 20% Settlement to 2nd Checkout page account bank account Select payment Split Rule method Billplz processing Eg.: (T+1) 100% : 0% Via FPX FPX NO Payment successful? Payment Customer Bank YES recorded Billplz Complete purchase Merchant FPX B2B vs FPX B2Cx Business-to-Business (B2B) Business-to-Consumer (B2C) Facilitate payments from customers with Facilitate payments from customers with registered company bank accounts to personal bank accounts to merchant via FPX merchant via FPX RM 1,000,000.00 per transaction limit allowed RM 30,000.00 total daily transaction limit for a payer to merchant allowed for a payer to merchant Facilitated by Payments Network Malaysia (PayNet) via merchant’s banking partner .
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