Live easy. Powered by Citi.

Enjoy the easy life with Citibank 0% Easy Pay.

OCTOBER 2010 Affordable lifestyle solutions for your total well-being.

• Nikon Coolpix P100 (10.3MP, 26x Optical Zoom, Full HD Movie, CMOS Sensor) - RM249.66 X 6 months or RM1,498 - FREE 4GB SDHC Card, Case & Smarthumb (worth RM59.90)

• Ogawa Smart Aire Plus (NP: RM16,998) + Evas Treadmill (NP: RM4,888) RM375 x 24 months (now: RM8,998) • Nikon Coolpix S8000 (14.2MP, 10x Optical Zoom, 28mm Wide Angle, HD Movie) - RM166.33 X 6 months or RM998 - FREE 4GB SDHC Card, Case & Smarthumb (worth RM59.90)

• Ogawa Smart Ace (NP: RM11,999) + Evas Treadmill (NP: RM4,888) • Nikon Coolpix L110 RM269 x 24 months (12.1MP, 15x Optical Zoom, 28mm Wide Angle, HD Movie) (now: RM6,449) - RM149.66 X 6 months or RM898 - FREE 4GB SDHC Card, Case & Smarthumb (worth RM59.90)

• Ogawa Smart Lounge (NP: RM7,399) RM167 x 24 months (now: RM3,999) • Nikon Coolpix S4000 CITIBANK EASY PAY EASY CITIBANK PAY EASY CITIBANK (12MP, 4x Optical Zoom, 3” Touch Screen, 27mm Wide Angle) Also available in: - RM99.66 X 6 months or RM598 - FREE 4GB SDHC Card & Case

% 03-2938 3660 (), 03-5633 9993 (Subang), 03-6140 8313 (Sunway Giza) % 03-5125 4286 Valid at all Fotokem Outlets nationwide. www.ogawaworld.net Valid at all Ogawa outlets nationwide. Price above valid for Peninsular only.

Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my • FREE 1-month installment when you purchase a Panasonic 3D FULL HD Plasma TV with Citibank 0% Easy Pay 24-month installment plan! % 03-7728 6545 • 20% off total bill (also valid when you pay with your Citi Rewards points) Valid till 28 Feb 2011. Not valid at Airport, LCCT and Package 1 • RM25,998 Package 2 • RM24,198 outlets.

+ +

Panasonic 65” 3D FULL HD Plasma TV Panasonic 65” 3D FULL HD Plasma TV (TH-P65VT20K) (NP: RM23,999) (TH-P65VT20K) (NP: RM23,999) + 3D Camcorder (HDC-SDT750) + Skype Camera (TY-CC10W) (NP: RM699) (NP: RM5,499) Discount with EPP: RM23,189.75 Discount with EPP: RM24,914.75 (RM966.24 x 24 months) (RM1,083.11 x 24 months)

Combo Kit (3D Eyewear, 3D Blu-ray Disc X3 & HDMI Cable) FREE + worth RM3,994 + EXCLUSIVE GIFT Samsonite travel bag (72cm) worth RM1,790 Valid with every purchase of Package 1 or 2. • 50% off main course (with a minimum purchase of appetizer or pasta per person) % 03-2161 2291 Package 3 • RM16,998 Package 4 • RM15,198 www.il-lido.com.my / [email protected] Valid for up to 6 persons per table. Valid every day for lunch and dinner except during eve of and on public holidays. Cardmember to quote promotion upon booking / before ordering. + + DINING

Panasonic 50” 3D FULL HD Plasma TV Panasonic 50” 3D FULL HD Plasma TV (TH-P50VT20K) (NP: RM14,999) (TH-P50VT20K) (NP: RM14,999) + 3D Camcorder (HDC-SDT750) + Skype Camera (TY-CC10W) (NP: RM699) (NP: RM5,499) Discount with EPP: RM14,564.75 CITIBANK EASY PAY EASY CITIBANK Discount with EPP: RM16,289.75 (RM606.86 x 24 months) (RM678.74 x 24 months)

Combo Kit (3D Eyewear, 3D Blu-ray Disc X3 & HDMI Cable) FREE + worth RM3,994 • 10% off total food and wine bill + EXCLUSIVE GIFT 2 American Tourister (72cm & cabin size) worth RM790 % 03-2094 8262 (Damansara Heights), Valid with every purchase of Package 3 or 4. 03-7960 6737 (Jaya33), 03-2096 1645 (Ribs Damansara)

Valid at all Harvey Norman outlets nationwide. Installment calculated based on 24 months. Valid till 30 April 2011. Not valid on Fridays and eve of Discount of 1-month has been factored into the 24-month repayments. public holidays.

Valid till 30 Nov 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my %

• 15% off total bill (food only) • Buy 1 FREE 1 handroll • 1-for-1 selected alcoholic beverages 03-7957 7822 % 03-2287 1535 (Mon – Thurs only) www.sakaesushi.com.my Valid for dine-in only. Free handroll is based on the • 15% off selected main course items lower-priced handroll. No splitting of bills. Not valid on (Boneless Grilled Chicken Sandwich, Korean eve of and on public holidays. Charbroiled Chicken Sandwich, Beef Burger, Golden Strip Tortilla, Olive Luxury Chicken, 03-7954 8722 Hot Hot Drum, Jerk BBQ, Korean Charbroiled, Fish Cutlet, Minced Beef Steak, Charbroiled Chicken Tortilla)

• 50% off appetizers with minimum spend 03-7958 6681 of RM60 in a single receipt

• 15% off main courses, pasta & tapas platter from à la carte menu Valid with minimum spend of RM100 in a single 03-7955 9968 receipt (excluding alcohol). Not valid for set lunch and events/functions, and on eve of public holidays.

• Buy 1 FREE 1 handroll • FREE Roast Duck voucher with minimum % 03-7727 9028 spend of RM300 in a single receipt 03-7957 9819 www.senjyusushi.com.my • FREE dessert of the day with minimum Valid for dine-in only. Free handroll is based on the spend of RM100 in a single receipt lower-priced handroll. No splitting of bills. Not valid on eve of and on public holidays. • FREE dessert with selected main course items 03-7958 8515 Dessert selection will change from time to time without prior notice. DINING DINING

• FREE Thai sticky rice with ice cream with minimum spend of RM50 in a single 03-7957 3910 receipt • Buy 1 FREE 1 handroll % 04-508 0268 Valid for dine-in only. Free handroll is based on the • 15% off total bill 03-7954 4099 lower-priced handroll. No splitting of bills. Not valid on eve of and on public holidays.

• 15% off all burgers 03-7960 2160 www.thebee.com.my

• RM19.90++ BBQ Steamboat Buffet 03-7955 6818 (NP: RM29.90++)

Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back Valid till 30 Nov 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my % % • 20% off total bill with minimum spend of 03-7629 8020 RM200 in a single receipt • 30% off cut, colour and perm by 03-7957 0909 Artistic Director • 15% off selected items 012-366 3120

• 15% off food & beverage (excluding alcohol) 03-7957 1893 • 50% off Home Interiors Wall Stickers (selected collections only) 03-7956 5757 • FREE individually served Welcome Dish Goods sold are not returnable or exchangeable. Valid for dine-in only for a maximum of 10 pax per 03-7956 9911 cardmember. Offer is not transferable nor exchangeable for cash.

• FREE hair treatment (worth RM125) with • 10% off total bill colouring services above RM150 Valid with minimum spend of RM50 in a single • FREE scalp analysis & consultation upon receipt from Mon - Fri only. Not valid with alcohol sign-up of Spa Ceremony package and cigarette purchases or Touch n’ Go top-ups. 03-7955 7848 • FREE Hair Atelier Member Card • 15% off total bill 03-7960 0139 Valid for one-time use throughout the promotion Valid with minimum spend of RM50 in a single period. All ACM member benefits are valid for the receipt on Saturdays (before 9pm) and Sundays. next visit. Not valid with alcohol and cigarette purchases, or for Touch n’ Go top-ups.

• 15% off total bill + FREE dessert with minimum spend of • 15% off selected items 03-7957 5000 RM100 in a single receipt 03-7958 3198 + FREE RM10 cash voucher with minimum spend of RM150 in a single receipt 03-7960 8613/ • 15% off selected items • 15% off food 012-651 9962 • Happy Hour all night long for Carlsberg beer 03-7955 1263 • FREE 1 hour game of pool with every • 20% off all items • FREE limited edition pewter keychain purchase of a bottle of liquor 03-7955 0080 with minimum spend of RM100 in a single JAYA ONE JAYA ONE JAYA receipt • FREE fruit juice with minimum order of RM20 from the Western Food menu 03-7958 1800 Available from Mon – Sat, 4pm – 10pm. • 15% off normal-priced items 03-7954 1068

• 20% off on 4 main house specialties Choice of dishes: Braised Stuffed Bean Curd, Braised 03-7955 3266 Stuffed Bitter Gourd, Braised Fried Pork Belly with • 15% off console/video games accessories Yam or Home Made Salted Chicken. (except promotion items) 03-7956 0808 • 5% off PS3 original games • Buy 1 FREE 1 for selected PS3 Games • FREE fresh fruit smoothie (worth RM6.80) with minimum spend of RM18 in a single receipt 017-666 2883 • 20% off all items www.monsterbites.info 03-7960 3190 • 15% off Designer Made Corner items Valid while stocks last.

Valid till 30 Nov 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back Valid till 30 Nov 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my • 50% off 2nd facial when you purchase the st 1 à la carte facial • FREE iron with any purchase of Omega Juicer (J8226) % 03-6207 8801 at RM241 x 12 months or RM2,899 www.128faubourg.com.my or www.sothys.com.my % 04-228 0180 (Anson Road), 04-227 7880 (), Advance reservation is required and is subject to availability. 04-390 0880 (Prai) Valid for facials from the Sothys Service menu and for facials Valid while stocks last. of the same value only. Valid for first-time customers and for 1 person per promo only.

• FREE Japan Advanced Medical Artery Feringgi Grill, Spice Market Café, & Heart Health Screening (worth RM488) Pinang Bar & Garden Wing Lobby Lounge • Enjoy additional 5 sachets (worth RM135) with • 20% off food only the purchase of 3 boxes Lumine Perfect Health, % 04-888 8888 Japan JAS Certified Organic Functional Health Valid till 22 Dec 2010 for dine-in only. Not valid for group & Beauty drink bookings above 20 persons. Not valid on the eve of public % 1300 883 777, 012-411 1371 holidays and public holidays. Valid while stocks last. Only valid at Penang Showroom (E-gate). NORTHERN NORTHERN

• RM699 Panasonic Air Purifier(FP04DMZ) (NP: RM888) • 10% + 5% off normal-priced items + FREE 6 packs Chicken Essence • Additional 5% off during sales period (only valid for 10% off items) % 04–228 9880 (Anson Road), 04-641 0280 (Bukit Jambul), % 04-261 8034 (), 04-264 4948 (), 04-282 2880 (Jelutong), 04-827 2880 (Farlim), 04-228 6088 (Gurney Plaza), 04-646 6109 (BJ Complex), 04-228 2880 (Gurney Plaza) 04-227 1158 (New World Park), Penang Time Square Valid while stocks last. (opening 1 Dec 2010)

Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my SPECIAL ROOM RATE HUP LEE Home Furnishing Sdn Bhd • RM165++ for Studio Room (with breakfast for 2 persons) • VONO PS 800 INTALOK Spring System (Mattress + Divan) (NP: RM3,788) Agehan Japanese Restaurant, RM121 x 12 months Orient Express Coffee House and • Slumberland – TempSmart 1200 (Mattress – Queen Size) Trevi Fountain Lounge (Mattress only) (NP: 3,430) • 10% off à la carte menu RM186 x 12 months % 07-221 6666 • L Shape Leather Sofa (HC6121 L) (NP: RM5,999) www.grandbluewavejb.com.my RM334 x 12 months % 07-355 6580 (Tmn. Jaya), 07-554 6580 (Tmn. Nusa Bestari) Valid while stocks last.

• 10% off food menu only • 10% off full head perming, colouring, rebonding % 07-335 9333 and straightening services + FREE travel shampoo (100ml) worth RM35 Valid till 31 March 2011. Not valid with beverages, alcohol and tobacco. Valid for a minimum spend of RM100 in a single receipt only. % ELLE STUDIO 07-331 6405 (Level 4, Plaza Pelangi, JB), CUT BY ELLE 07-332 9993 (Level 4, Plaza Pelangi, JB), ELLE HAIR STUDIO 07-352 5423 (Tmn. Molek, JB), ELLE STUDIO 07-556 5993 (Tmn. Sutera Utama) Valid till 31 Mar 2011. Free gift is valid while stocks last. Not valid for retails products, wash & blow, chemical touch up and haircuts.

• 10% off LCD, LED and Plasma televisions - FREE HDMI cable worth RM99 % 07-357 7540 (Plentong), 07–512 2055 (Tmn. Nusa Bestari), Spa Manja, Century Garden 07-221 0423 (Digital Valley, Danga City Mall) • RM68 express spa facial (35 mins) Valid while stocks last. % 07-333 3111 The Zon Regency Hotel Level 5 • RM88 express spa treat (45 mins including back relief + foot bath + hydrotherapy)

SOUTHERN % 07-226 6222 SOUTHERN www.spamanja.com Advance reservation is required.

• RM799 SONY 22” LCD TV (NP: RM1,199) • RM1,999 SONY Blu-ray Home Theatre (BDV-E300) (NP: RM2,499) SPECIAL ROOM RATES • RM2,599 SANYO Air Wash Washer (ASW-L703HCT) • RM138 nett per night for Deluxe Room (NP: RM3,299) • RM178 nett for Club Floor without balcony % 1 300 880 288 • RM388 nett per night for Embassy Suite Valid while stocks last. • Top-up RM38 for the 3rd night stay % 07-338 9999 www.hotelembassy.com.my Top-up promo is valid for all rooms except Standard Room. Valid for the same category of rooms only.

Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my ® ® • 10% off normal-priced items • Additional 5% off True Love & Novi collections www.g2000.com.my % 03-5631 9033 (Sunway Pyramid), 03-2145 1933 (Sg. Wang Plaza), 07-223 7933 (City Square, JB), 07-236 6933 (AEON Bkt. Indah Shopping Centre, JB), 04-538 6633 (AEON Seberang Prai Shopping Centre), 04-229 1633 (Gurney Plaza, Penang), 088-447 643 (1Borneo Hypermall, ), 06-283 9933 (AEON Bandaraya Melaka Shopping Centre)

• Additional 5% off Brilliant Rose® collection % 03-3326 2933 (AEON Bukit Tinggi Shopping Centre)

• 15% off with purchase of 2 items and above % 03-2164 8027 (Suria KLCC), 03-2142 5880 (Pavilion KL), 03-7727 6967 (1Utama), 03-2282 0018 (The Gardens Mall) SHOPPING SHOPPING

• 15% off normal-priced items • 10% off normal-priced items • FREE Premium Tee (worth RM99) with minimum www.hushpuppies.sg/Malaysia spend of RM1,000 % 03-2287 4517 (The Gardens), 03-2282 0457 (Bangsar Village 2)

Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back Valid till 31 Dec 2010 unless stated otherwise. Valid with Citibank cards. Citi Rewards points are not applicable to Shell, Giant and Cash Back cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my cards. Not valid with on-going promotions. Terms and conditions apply. For more details, log on to citibank.com.my These unbeatable bargains are available for a limited time only – till 30 Nov 2010. So don’t wait, pick out your favourite items right away! New items 2010 CITI REWARDS Regular points: 23,000 Regular points: 32,000 PRINCESS Silver Two Cups Coffee Maker KENWOOD Blender 1.0L 350w Existing items (242193) (BL335) Offer points: 15,500 Offer points: 22,000 Code: 18380000 Code: 18420000 Offer points: 15,000 Offer points: 21,000 / Code: 28380000 / Code: 28420000

Hot Hot Item Regular points: 34,000 Item Regular points: 40,000 Regular points: 34,000 Regular points: 29,000 Supor 1.8L Mechanical Rice Cooker (50YA5) PANASONIC DVD Player (DVD-S38) DELONGHI Cordless Jug Kettle 1.0L THERMOS 16oz Stainless King Food Jar Offer points: 25,000 Offer points: 33,000 (AJK321) (SK3000) Code: 11460000 Code: 13220000 Offer points: 21,000 Offer points: 16,500 Offer points: 24,000 Offer points: 32,000 Code: 18430000 Code: 18440000 / Code: 21460000 / Code: 23220000 Offer points: 20,000 Offer points: 16,000 / Code: 28430000 / Code: 28440000 MEGA SAVINGS MEGA SAVINGS MEGA

Regular points: 46,000 Regular points: 66,000 Hot Hot CASIO Leather Strap Watch X-Mini Happy – Portable Capsule Speaker Item Regular points: 46,000 Item Regular points: 364,000 0(MTP/1192E-7) with MP3 Function Offer points: 26,000 Offer points: 45,000 PRINCESS Classic Barbeque Deluxe (112243) NOKIA X6 16 GB comes with Music Edition Code: 18480000 Code: 18490000 Offer points: 36,000 Offer points: 296,000 Offer points: 25,000 Offer points: 44,000 Code: 13490000 Code: 14270000 / Code: 28480000 / Code: 28490000 Offer points: 35,000 Offer points: 295,000 / Code: 23490000 / Code: 24270000 AirAsia-Citibank Cardmembers, please visit www.citirewards.com to view For more offers and to enjoy even lower points, visit www.citirewards.com redemption points for all items. Valid till 30 Nov 2010. The above offered points are applicable to Citibank Platinum, Gold, Silver, Choice, Clear and CitiBusiness principal Call: CitiPhone/Counter Officer Call: Self-service Phone Banking Online: www.citirewards.com credit cards only. All items are subject to stock availability. Terms and conditions apply. For more details, log on to www.citirewards.com ACE Insurance – Exclusively For Citibank Cardmembers

Your home is precious to you. It protects you and your loved ones. Protect your home today with the Houseowners and Householders Insurance underwritten by ACE Synergy Insurance Berhad.

With this policy, your home is protected from loss or damage caused by:

• Fire, lightning, thunderbolt and • Theft but only if accompanied by subterranean fire actual forcible and violent breaking • Explosion into and out of the building or any attempt thereat. • aircraft or other aerial devices and/ or articles dropped there from • Hurricane, cyclone, typhoon, windstorm (excluding the first 1% of the total sum • impact damage caused by any road insured or RM200, whichever is lower) vehicle or animals not belonging to you or under your control of the • Earthquake, volcanic eruption (excluding insured or any member of your family. the first 1% of the total sum insured or RM200, whichever is lower) • Bursting or overflowing of domestic water tanks, apparatus or pipes • Flood but excluding loss or damage (excluding unoccupied building caused by subsidence or landslip subject to an excess of RM50 (excluding the first 1% of the total sum for each loss) insured or RM200, whichever is lower)

You can customize the houseowners and householders insurance according to your needs. Premium rate is determined according to your sum assured and selected perils. Call 1-800-88-0045 for more details.

Terms and Conditions 1. This document is for general information and is not to 5. This document does not constitute the making of any be construed as a contract of insurance. The precise offer or invitation to subscribe for insurance products terms, conditions and definitions of the insurance nor does it amount to solicitation by Citibank Berhad, plan are specified in the policy contract issued by the Citibank NA, Citigroup Inc. or any of their affiliates or insurance company, ACE Synergy Insurance Berhad. subsidiaries for subscription of insurance products by 2. These insurance products are obligation only of the anyone in any jurisdictions in which the making of such insurance company. They are not bank deposits or offer or invitation to subscribe or the solicitation there of obligations of or guaranteed by Citibank Berhad, Citibank is not authorized or to any person to whom it is unlawful N.A., Citigroup Inc. or any of their affiliates or subsidiaries. to make such offer, invitation or solicitation. 3. You should satisfy yourself that this insurance product 6. This document also does not constitute the distribution will best serve your needs and objectives, and that the of any information by any one in any jurisdiction in which premium payable under the policy contract is an amount such distribution is not authorized or to any person to you can afford. whom it is unlawful to distribute such a document.. 4. There may be eligibility criteria to purchase this insurance 7. This insurance plan is underwritten by ACE Synergy product. An underwriting decision (if any) will be made by Insurance Berhad (364935-P), Level 26, Menara Weld, the relevant insurance company regarding the customer’s 76, Jalan Raja Chulan, 50200, . eligibility to purchase this insurance product.