Hurricane & Wind Mitigation Methodologies

HURRICANE & WIND MITIGATION METHODOLOGIES Presented by: G. STEPHENS & ASSOCIATES, INC. Glenn Stephens, President/Inspector/Instructor CRC1327314 – 08/06/2004 (DBPR/CILB) CCC1329969 – 05/25/2012 (DBPR/CILB) HI418 – 10/13/2010 (DBPR) RPI0856 – 07/20/2016 (FABI) CMI16080827 – 08/08/2016 (NACHI) Mem261873 – 09/14/2016 (ASHI)

Cell: (941) 914-1204 Email: [email protected]

www.GStephens.us CILB Course #:0612256 DBPR Provider #0007273 HI Course #:0001119 Course Objectives • Florida Statutes 627.711 • Understanding the history of the OIR-1802 • Determining location of the HVHZ • FBC 1st Edition (2001) vs SFBC-94 • Researching the property • Filling out the 1802 • Determining the roof deck attachments • Finding the roof-to-wall attachments • Upgrades to the RTW • Calculating roof geometry • SWR vs SWB • Wind rated vs impact rated The Need for Wind Mitigations

• Florida has had 480+ recorded tropical/subtropical cyclones • 1900-1949 108 storms • 1950-1974 85 storms • 1975-1999 83 storms • 1992 Hurricane Andrew struck Homestead • 65 fatalities • 100,000+ homes were severely damaged or destroyed • Currently the 2nd costliest storm in US history ($26 billion) • Totals are not out yet for • Hurricane Harvey (08/25/2017) • Hurricane Irma (09/10/2017 • Although they are projected to be the most costly • 10,000+ deaths • Approximately $115 billion in damage The Need for Wind Mitigations

• For homes built prior to FBC2001 or SFBC94: is it possible for them to have enhanced features that would minimize wind damage? • Yes • How can it be proven? • Get an inspection • How does the state convince home owners to get an inspection? • Offer a discount off their insurance coverage if they have specific features • How does the state convince insurance carriers to offer the discount? • Make it a Florida Statute Florida Statutes

• 627.711(2)(a) • An insurer shall accept as valid a uniform mitigation verification form signed by the following authorized mitigation inspectors: 1. A home inspector licensed under s. 468.8314 who has completed at least 3 hours of hurricane mitigation training approved by the Construction Industry Licensing Board which includes hurricane mitigation techniques and compliance with the uniform mitigation verification form and completion of a proficiency exam; 2. A building code inspector certified under s. 468.607; 3. A general, building, or residential contractor licensed under s. 489.111; 4. A professional engineer licensed under s. 471.015; 5. A professional architect licensed under s. 481.213; or 6. Any other individual or entity recognized by the insurer as possessing the necessary qualifications to properly complete a uniform mitigation verification form. Florida Statutes

• 627.711(3) • A person who is authorized to sign a mitigation verification form must inspect the structures referenced by the form personally, not through employees or other persons, and must certify or attest to personal inspection of the structures referenced by the form. However, licensees under s. 471.015 (Professional Engineer) or s. 489.111 (Division I Contractor) may authorize a direct employee, who is not an independent contractor, and who possesses the requisite skill, knowledge and experience, to conduct a mitigation verification inspection. Insurers shall have the right to request and obtain information from the authorized mitigation inspector under s. 471.015 or s. 489.111, regarding any authorized employee’s qualifications prior to accepting a mitigation verification form performed by an employee that is not licensed under s. 471.015 or s. 489.111. Uniform Mitigation Verification Form

• OIR - Office of Insurance Regulation • Two-page form • OIR-B1-1804 (New 2007) • Effective 07/01/2008 – 04/20/2010 • Did not require signatures or photos Uniformed Mitigation Verification Form

• Four-page form • OIR-B1-1802 (Rev. 02/10) • Effective 04/21/2010 – 01/31/2012 • This inspection form requests a signed statement by the licensed professional who performed the inspection as well as the homeowner’s signature. • In addition, photo documentation is required for sections 3 through 9 on the form. Uniformed Mitigation Verification Form

• Four-page form • OIR-B1-1802 (Rev. 01/12) • Effective 02/01/2012 – Present • This revised inspection form was approved by the Financial Services Commission (FSC) on December 6, 2011. • This form has gone through several workshops where all concerned parties could provide input about the form. • All mitigation inspectors must use this form and the insurers must accept it after the effective date provided by the OIR. Wind Zone Map Risk Category II

• WBDR – Wind-Borne Debris Region • Land located in wind zones of 140mph or greater • Land located in the 130mph wind zone and within 1 mile of the coast line • HVHZ – High Velocity Hurricane Zone HVAZ • Miami-Dade & Broward Counties only History of Building Codes in Florida

• Early 1900’s Southern Building Code Congress International – SBC Standard Building Code • Covered the Southeast United States • Managed by local building officials • Loosely followed in residential construction • 1994 ICC – International Code Council formed • 1994 SFBC – South Florida Building Code • An enhancement of SBC & the ICC • Effective 09/01/1994 • Miami-Dade & Broward Counties were the only adopters of this code • 1998 Florida Building Code – is the SBC ’97 that also included multiple specialty codes. • Remained as a loosely followed code throughout the state History of Building Codes in Florida

• 2001 Florida Building Code • Effective 03/01/2002 state-wide • With delayed adoption by counties in the panhandle until 2004 • 2014 FBC 5th Edition is the current code for Florida • 2017 FBC 6th Edition is coming on Dec. 31, 2017 Researching the Property

• Go to the county property appraiser’s website • Look up the address • Locate the Year Built Date • Note: This is the Certificate of Occupancy (CO) Date • Locate the Sketch/Building Layout • Locate the Authority Having Jurisdiction (AHJ) or the local building official • Unincorporated • Municipality Sample Property Sarasota County Property Appraiser

3987 Origami Ln Sample Property Sarasota County Property Appraiser

• Municipality: Sarasota County Sample Property Sarasota County Property Appraiser

• Municipality: Sarasota County • Year Built: 2003 Sample Property Sarasota County Property Appraiser

• Municipality: Sarasota County • Year Built: 2003 • Building Sketch: a link Sample Property Sarasota County Property Appraiser

• Municipality: Sarasota County • Year Built: 2003 • Building Sketch: a link • Building Footprint Do Your Research

• Go to AHJ’s Website • Look up the address • Identify the necessary permits • Building Permit – Application Date • Garage Door Permit • Door or Window Permits • Florida Product Approvals (FBA) • https://www.floridabuilding.org/pr/pr_app_srch.aspx • Miami-Dade County Approved (MDCA) Notice of Acceptance (NOA) • http://www.miamidade.gov/building/pc-search_app.asp • Storm Shutter Permit • Roof Permit Sample Property Sarasota County Building Dept.

• Municipality: Sarasota County • PAO Year Built: 2003 • Building Sketch: a link • Building Footprint • Permit Search • Enter Address Sample Property Sarasota County Building Dept.

• Municipality: Sarasota County • PAO Year Built: 2003 • Building Sketch: a link • Building Footprint • Permit Search • Enter Address • Building Permit Sample Property Sarasota County Building Dept.

• Municipality: Sarasota County • PAO Year Built: 2003 • Building Sketch: a link • Building Footprint • Permit Search • Enter Address • Building Permit • Application Date: Oct. 11, 2002 Sample Property Sarasota County Building Dept.

• It was built under FBC 2001 • Has a permit application date of 10/11/2002 • Has a certificate of occupancy year built date of 2003 Filling Out the OIR-B1-1802

06/01/2017

GLENN STEPHENS Mr. G. STEPHENS 3987 ORIGAMI LN (941) 914-1204 SARASOTA 34235 SARASOTA

2002 1 [email protected]

• Which year do we use? • Property Appraiser Year Built – 2003 • Building Department Application Date – 2002 • I am of the philosophy of always using the Application Date when it is available. OIR-B1-1802 (Rev. 01/12)

• Any documentation means • Permits • Florida Product Approvals (FL-PA) or Notice of Acceptances (NOA) • Owner-provided invoices or documentation • Photographs for question 3-7 must be • Clear • In color • Minimize underwriter questions by properly documenting the report • Remember every question requires a photograph, documentation, or both • Make it so an 18-year-old college intern with no construction or inspection experience can understand what you are inspecting Question 1 – Building Code

2002 × 10 11 2002

• Our sample property • Located in Sarasota County (Outside the HVHZ) • Building Permit Application Date of 10/11/2002 • And we know from the permit it was permitted under FBC-2001 • For question #1 we populate answer A Question 1 – Building Code

1996 × 10 11 1996

• What if our sample property • Was located in Homestead? • This is inside the HVHZ • Had a Building Permit Application Date of 10/11/1996? • For question #1 we populate answer B Question 1 – Building Code

× • What if our sample property • Was located in Lakeland? • Had a Building Permit Application Date of 02/28/2002? • We would answer C Question 1 – Building Code

2002 × 10 11 2002 × • What if our sample property • Was located in Destin (in the Panhandle)? • Had a Building Permit Application Date of 10/11/2002? • We would have to verify with the local AHJ • If the property was not documented as FBC 2001 • We would have to answer C • If it was permitted using FBC-2001 • We could populate answer A Question 2 – Roof Covering

• Follows the same rules as question 1 above. Question 2 – Roof Covering

• This is where any and all supporting documentation needs to be collected. • Permits • Roofing invoices • Roofing contracts Question 2 – Roof Covering

• Check any and all roofing types that are on the building being inspected. Question 2 – Roof Covering

• Add the application date for each material selected. Question 2 – Roof Covering

• If you have access to any packaging or documentation add the product approval number if it is listed. Question 2 – Roof Covering

• If you are unable to locate the permit, but the owner has a paid invoice, add the year of the invoice and get a copy/photo of that invoice. Question 2 – Roof Covering

• If you are unable to locate any documentation then you have to check the “No Information” box. Question 2 – Roof Covering

Dimensional Shingles Torch Down Mod-Bitumen Application Date 05/03/2017 Application Date 05/20/2008 Question 2 – Roof Covering

X 05 03 2017

X 05 20 2008

X Question 2 – Roof Covering

X 02 28 2002

X 05 20 2008

X Question 2 – Roof Covering

X 02 28 2010

X X

X Question 2 – Roof Covering

X X

X Question 3 – Roof Deck Attachment Question 3 – Roof Deck Attachment

• What is the purpose of having a properly attached roof deck? • Provides a solid foundation to attached roofing material • Prevents the roof from exploding during a wind event What Tools Do I Need to Verify?

• Camera w/Flash • To document you findings • Flash Light • To see what you are doing • Zircon • To identify nail spacing/length • A Thin Ruler • To measure deck thickness • A Tape/Rule • To measure nail spacing/length • A Marker • To mark nail locations Nail Sizing Nail Spacing – 12” on Center Any Spacing >6”

FIELD E D G E Nail Spacing – 6” on Center

FIELD E D G E Question 3 – Roof Deck Attachment Question 3 – Roof Deck Attachment

• Staples and 6d nails were installed on homes built in the 80’s • Just because you see them does not mean the deck has not been re-nailed Question 3 – Roof Deck Attachment

• 8d nails spaced at 12” in the field were installed on homes built in the 90’s Question 3 – Roof Deck Attachment

• 8d nails spaced at 6” in the field were installed on homes built under FBC 2001 and • On re-roofs after FBC 2007 Question 3 – Roof Deck Attachment

• Verifying the RDA • Know the type of roof deck • Dimensional lumber • 1x12 – requires a minimum of two (2) nails per board Question 3 – Roof Deck Attachment

• Verifying the RDA • Know the type of roof deck • Dimensional lumber • 1x12 – requires a minimum of two (2) nails per board • Typically ¾” in depth Question 3 – Roof Deck Attachment

• Verifying the RDA • Know the type of roof deck • Dimensional lumber • 1x12 – requires a minimum of two (2) nails per board • Typically ¾” in depth • Tongue & groove lumber • 1x6 – two (2) nails typical • Pay attention to nails at the joints, as these are not completely holding the deck • Nails should be located in the middle of each board Question 3 – Roof Deck Attachment

• Verifying the RDA • Know the type of roof deck • OSB • Oriented strand board • 4x8 sheets 7 • Typically /16” thick (½”) Question 3 – Roof Deck Attachment

• Verifying the RDA • Know the type of roof deck • OSB • Oriented strand board • 4x8 sheets 7 • Typically /16” thick (½”) • Plywood • 4x8 sheets • 3/8” installed late ’70s – ‘80s 7 • /16” thick (½”) more common and required by FBC and the OIR • ¾” not unheard of for tile roofs Question 3 – Roof Deck Attachment

• How to verify the edge or the field of the plywood deck • Check at least four (4) trusses/rafters in a row • Look for consistency of the rings of the wood from each side of truss • If there is a ridge vent, run your finger above the truss and feel for the edge of the plywood Question 3 – Roof Deck Attachment

Photos are required for this section Question 3 – Roof Deck Attachment

D. Concrete decks • multi-story and high-risk areas E. Other: • Metal roof decks, batten with plywood over, or batten with shakes F. Unknown or unidentified • Foil radiant barrier, open-cell spray foam, limited attic access Question 3 (F) - Unknown

• When there is attic access but it is not accessible • Document why • “Access in closet with personal items blocking access.” Question 3 (F) - Unknown

• When there is attic access but it is not accessible • Document why • “Access in closet too narrow with ladder in place.” Question 3 (F) - Unknown

• When there is attic access but the view is blocked. • Document why • “Foil Radiant Barrier prevents access to trusses and roof deck.” Question 3 (F) - Unknown

• When there is attic access but the roof deck is covered in Spray Foam. • Know the difference between • Open-Cell • Often Cream Colored • Spongy / Easy to Penetrate • Provides NO Wind Mit Credits Question 3 (F) - Unknown (C) 182psf • When there is attic access but the roof deck is covered in spray foam • Know the difference between • Closed-cell • Often tinted purple or green • Can be cream colored • Rough/hard to the touch • 182psf roof deck attachment • Secondary water resistance Question 3 – Roof Deck Attachment

D. Concrete decks • multi-story and high-risk areas E. Other: • Metal roof decks, batten with plywood over, or batten with shakes F. Unknown or unidentified. • Foil radiant barrier, open-cell spray foam, limited attic access G. No attic access • Vaulted ceilings, flat roofs Question 3 (G) – No Attic Access

• Use ONLY when it is verified that there is NO ACCESS • Document the ceilings • Look in closets • Utility rooms Question 4 – Roof to Wall Attachment Question 4 – Roof to Wall Attachment

• What is the purpose of the roof to wall attachment? • To keep the trusses or rafters in place • Prevent the roof from flying off during a wind event

Tools to Verify

• A camera with a good zoom. • My personal favorite • A GoPro with a light option • Paint roller • 12’ extension pole • 24’ extension pole Question 4 – Roof to Wall Attachment

X X Question 4 – Roof to Wall Attachment

X Question 4 – Roof to Wall Attachment

X What is Wrong? Question 4 – Roof to Wall Attachment

X X Question 4 – Roof to Wall Attachment

X X

• Both boxes must be checked to meet the criteria for categories B, C, or D. • It is recommended that at least 3 trusses/rafters or 3 walls are used to verify the connections. Question 4 – Roof to Wall Attachment

X X Question 4 – Roof to Wall Attachment

X Question 4 – Roof to Wall Attachment Question 4 – Roof to Wall Attachment

X X Question 4 – Roof to Wall Attachment

Sanibel Straps Question 4 – Roof to Wall Attachment

• How about these? • Do they count as double or single wraps? Question 4 – Roof to Wall Attachment

• How about these? • Do they count as double or single wraps? SINGLE WRAPS Question 4 – Roof to Wall Attachment RTW Retrofits by Roofing Contractors Before After RTW Retrofits Requiring a Division I Contractor/Architect/Engineer • Re-roofing affidavits • Homes with a property appraiser value of $300,000 or more are required to be evaluated by a licensed professional. • NOTE: Building Inspectors licensed under FS 468 (468.601-468.633) does not include Home Inspectors (468.468-468.8325) RTW Retrofit FBC 2014 – Existing Building SECTION 708 REROOFING 708.8.1 Roof-to-wall connections for site-built single- family residential structures. Where required by Section 708.8, the intersection of roof framing with the wall below shall provide sufficient resistance to meet the uplift loads specified in Table 708.8.1, either because of existing conditions or through retrofit measures. As an alternative to an engineered design, the prescriptive retrofit solutions provided in Sections 708.8.1.1 through 708.8.1.7 shall be accepted as meeting the mandated roof-to-wall retrofit requirements. Exceptions: 1. Where it can be demonstrated (by code adoption date documentation and permit issuance date) that roof-to-wall connections and/or roof-to-foundation continuous load path requirements were required at the time of original construction. 2. Roof-to-wall connections shall not be required unless evaluation and installation of connections at gable ends or all corners can be completed for 15 percent of the cost of roof replacement. RTW Retrofit • If the cost of retrofitting 53’ the corners and/or gable- ends is 15% or greater of the re-roof cost, then the property is exempt from the required retrofit.

• Corners = outside corners of 68’ 3 trusses or 6’, whichever is greater. RTW Retrofit TABLE 708.8.1

REQUIRED UPLIFT CAPACITIES FOR ROOF-TO-WALL CONNECTIONS a, b (POUNDS PER LINEAR FOOT) ULTIMATE ROOF SPAN (feet) DESIGN OVERHANGS WIND 12 20 24 28 32 36 40

SPEED, Vult 85 -69.85 -116.42 -139.70 -162.99 -186.27 -209.55 -232.84 -27 90 -82.67 -137.78 -165.34 -192.90 -220.45 -248.01 -275.57 -30.3 100 -110.51 -184.18 -221.01 -257.85 -294.68 -331.52 -368.36 -37.4 110 -141.27 -235.45 -282.55 -329.64 -376.73 -423.82 -470.91 -45.3 Within 6 feet of 120 -174.97 -291.62 -349.94 -408.26 -466.59 -524.91 -583.23 -53.9 building corner 130 -211.60 -352.66 -423.19 -493.72 -564.26 -634.79 -705.32 -63.2 140 -251.15 -418.59 -502.31 -586.02 -669.74 -753.46 -837.18 -73.3 150 -293.64 -489.40 -587.28 -685.16 -783.04 -880.92 -978.80 -84.2 170 -387.40 -645.67 -774.81 -903.94 -1033.08 -1162.21 -1291.35 -108 85 -39.10 -65.17 -78.20 -91.24 -104.27 -117.30 -130.34 -27 90 -48.20 -80.33 -96.39 -112.46 -128.52 -144.59 -160.66 -30.3 100 -67.95 -113.24 -135.89 -158.54 -181.19 -203.84 -226.49 -37.4 Greater than 6 110 -89.78 -149.63 -179.55 -209.48 -239.40 -269.33 -299.25 -45.3 feet from building 120 -113.68 -189.47 -227.37 -265.26 -303.16 -341.05 -378.94 -53.9 corner 130 -139.67 -232.78 -279.34 -325.90 -372.45 -419.01 -465.57 -63.2 140 -167.74 -279.56 -335.47 -391.38 -447.29 -503.21 -559.12 -73.3 150 -197.88 -329.80 -395.76 -461.72 -527.68 -593.64 -659.60 -84.2 170 -264.41 -440.68 -528.81 -616.95 -705.08 -793.22 -881.35 -108 For SI: 1 foot = 304.8 mm; 1 pound per linear foot = 1.488 kg/m; 1 mile per hour = 0.305 m/s. a. The uplift loads are pounds per lineal foot of building length. For roof uplift connections multiply by 1.33 for framing spaced 16-inches on center and multiply by 2 for framing spaced 24- inches on center. b. The uplift loads do not account for the effects of overhangs. The magnitude of the above loads shall be increased by adding the overhang loads found in the table. The overhang loads are also based on framing spaced 12-inches on center. The overhang loads given shall be multiplied by the overhang projection and added to the roof uplift value in the table. c. For Ultimate design wind speeds, Vult, greater than 170 mph, wind uplift forces shall be determined in accordance with Florida Building Code, Residential, Section R802.2 or ASCE 7. d. Ultimate Design Wind Speeds determined from Figure 1609A in the Florida Building Code, Building or Figure R301.2(4) in the Florida Building Code, Residential. RTW Retrofits RTW Retrofits Question 5 – Roof Geometry Determining Geometry Determining Geometry Determining Geometry Determining Geometry Is It Structurally Attached?

NO – Attached directly to the fascia Is It Structurally Attached?

NO – Attached directly to the wall Is It Structurally Attached?

YES – Attached directly to the wall and is part of the interior envelope of the structure. Is It Structurally Attached? Is It Structurally Attached?

YES – Because detachment from the main roof would expose the home to damage. Sample Property So what do we know about this property?

• It was built under FBC 2001 • Has an application date of 10/11/02 • Has a year built date of 2003 • Has a building perimeter of 242’ • How do we know this? Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+ Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+37+ Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+37+8+ Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+37+8+40+ Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+37+8+40+13 Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+37+8+40+13 = 121’ Sample Property Scenario #1

• Has a building perimeter of 242’ • How do we know this? • Remember the Building Sketch? • 23+37+8+40+13 = 121’ • 121 x 2 = 242’ Sample Property

Floor Plan Front Elevation REAR

Sample Property • Front & rear of home are easy to determine • How do you determine left or right of the home? R R • Do you look at the front and I I follow the house counter- clockwise G G • Do you stand in the front door H H looking out and follow the house clockwise T T • Both are correct as long as you are consistent.

FRONT Front Elevation • Mostly hip • Dutch (Gable) end • Measures 16’ Right Elevation (Clockwise) • All hip Rear/Back Elevation • All hip Left Elevation (Clockwise) • All hip Sample Property Scenario #1

• Has a building perimeter of 242’ • 16’ Dutch (Gable) end • 16 ÷ 242 = 0.066 ≈ 7% non-hip • 7% < 10% = hip roof • A – hip

16’ Dutch (Gable) End Question 5 – Roof Geometry

X 16 242 Sample Property Scenario #2

• Same building perimeter of 242’ • 23’ Gable end • 23 ÷ 242 = 0.095 ≈ 9.5% non-hip • 9.5% < 10% = hip roof • A – hip roof

23’ Gable End Sample Property Scenario #2a

• Same building perimeter of 242’ • 25’ Gable end • 25 ÷ 242 = 0.103 ≈ 10.3% non-hip • 10.3% > 10% = Other • However we can adjust our numbers using the overhang. • A 16” overhang will add 10’ 8” to the overall perimeter. • 16” x 2 = 2’ 8” per 4 outside corners • 4 corners = 10’ 8” • 242 + 10’ = 252’ • 25’ ÷ 252’ = 0.099 ≈ 9.9% hip • Use this method when you are super close in percentages.

25’ Gable End Question 5 – Roof Geometry

X 23 242 48’ Flat Roof Edges Sample Property Scenario #3

• Same building perimeter of 242’ • 23’ Gable end • 48’ Flat roof edges • 23’ + 48’ = 71’ of non-hip features • 71’ ÷ 242 = 0.293 ≈ 29% non-hip • 29% > 10% = non-hip • C – other roof

23’ Gable End Question 5 – Roof Geometry

71 242

X Sample Property Scenario #4

• Same building perimeter of 242’ • 242’ Flat roof edges • 242’ ÷ 242 = 1.0 ≈ 100% non-hip • Do we select the flat roof option? • NO • Flat roofs are only for buildings with 5 or MORE units. • Such as condos • We mark C. OTHER ROOF Question 5 – Roof Geometry

242 242

• Single family homes can ONLY be • Hip roof – up to 10% • Other roof – 10% or greater Question 5 – Roof Geometry • Required photos are of ALL elevations • Two minimum • Each showing at least two full sides Question 5 – Roof Geometry • Although not required, an aerial photo can prove helpful while being reviewed by the underwriters.

• Google Maps/Earth Question 5 – Roof Geometry • Although not required, an aerial photo can prove helpful while being reviewed by the underwriters.

• Google Maps/Earth • Bing Maps Question 5 – Roof Geometry • Although not required, an aerial photo can prove helpful while being reviewed by the underwriters.

• Google Maps/Earth • Bing Maps • Local geographic information system (GIS) maps. • Usually via the property appraiser’s office Question 5 – Roof Geometry Total Roof Perimeter = 242’ Dutch (Gable) End = 16’ (7%) • Also, include the roof sketch as Hip Roof Edges = 226’ (93%) additional documentation.

16’ Dutch (Gable) End Question 6 – Secondary Water Resistance (SWR)

• Secondary Water Resistance (SWR) vs Secondary Water Barrier (SWB) • Secondary Water Resistance (SWR) is a self-adhered product to the roof deck • Most common is known as Peel-n-Stick • This is a rubberized membrane that sticks directly to the top side of the roof deck Question 6 – Secondary Water Resistance (SWR) Question 6 – Secondary Water Resistance (SWR) Question 6 – Secondary Water Resistance (SWR)

• Secondary Water Resistance (SWR) vs Secondary Water Barrier (SWB) • Secondary Water Resistance (SWR) is a self adhered product to the roof deck • Most common is known as Peel-n-Stick • This is a rubberized membrane that sticks directly to the top side of the roof deck • Closed-cell polyurethane spray foam applied to the underside of the roof deck Question 6 – Secondary Water Resistance (SWR) Question 6 – Secondary Water Resistance (SWR)

• Secondary Water Resistance (SWR) vs Secondary Water Barrier (SWB) • Secondary Water Resistance (SWR) is a self adhered product to the roof deck • Most common is known as Peal-n-Stick • This is a rubberized membrane that sticks directly to the top side of the roof deck • Closed-cell polyurethane spray foam applied to the underside of the roof deck • Secondary Water Barrier (SWB) is any underlayment that requires another means to attach it to the roof deck • Felt underlayment requires it to be mechanically fastened • Hot-mopped felts require hot tar and are considered a “Built-up Roof System” due to the multiple layers Question 6 – Secondary Water Resistance (SWR) • Felt underlayment mechanically fastened is NOT SWR • It is a Secondary Water Barrier (SWB) Question 6 – Secondary Water Resistance (SWR) • SWR over ISO insulation is NOT SWR • It is a Secondary Water Barrier (SWB) Question 6 – Secondary Water Resistance (SWR) • SWR UNDER ISO insulation is SWR Question 6 – Secondary Water Resistance (SWR) • SWR requires multiple sources of verification • Photos showing it being installed is the best form of verification Question 6 – Secondary Water Resistance (SWR) • SWR requires multiple sources of verification • Photos from the underside of the deck • Reflective = SWR Question 6 – Secondary Water Resistance (SWR) • SWR requires multiple sources of verification • Photos from the underside of the deck • Flat/Matte ≠ SWR Question 6 – Secondary Water Resistance (SWR) • SWR requires multiple sources of verification • Permit Description Question 6 – Secondary Water Resistance (SWR) • SWR requires multiple sources of verification • Contract stating SWR Question 6 – Secondary Water Resistance (SWR) • SWR requires multiple sources of verification • Paid invoice stating SWR Question 7 – Opening Protection Question 7 – Opening Protection Question 7 – Opening Protection Question 7 – Opening Protection Question 7 – Opening Protection Question 7 (A.1) – Opening Protection Question 7 (A.2) – Opening Protection Question 7 (A.3) – Opening Protection Verification of Impact Ratings

Miami-Dade Notice of Acceptance Florida Product Approval (FL-PA) (NOA or MDCA) • https://www.floridabuilding.or • http://www.miamidade.gov/bu g/pr/pr_app_srch.aspx ilding/pc-search_app.asp Product Approval Verification

Miami-Dade Notice of Acceptance Florida Product Approval (FL-PA) (NOA or MDCA) Sun-Tek Skylight - Curb Mounted Product Approval Verification

Acid Etching on Glass Rating Labels Product Approval Verification

Glazed Garage Door Ratings Label Product Approval Verification

Metal Storm Panels Stamped Metal Product Approval Verification

Lexan Storm Panels (Type 1) Ratings Label – Etching Product Approval Verification

Lexan Storm Panels (Type 2) Ratings Label Product Approval Verification

Lexan over Glazed Portion of Door? Door Labels Product Approval Verification

Storm Fabric Panels Ratings Label Product Approval Verification

Accordion Shutters Ratings Label Product Approval Verification

Roll-Down Shutters Ratings Label Product Approval Verification

Colonial Shutters Ratings Documentation Product Approval Verification

Awning Shutters Ratings Documentation Question 7 (B.1) – Opening Protection Question 7 (B.2) – Opening Protection Question 7 (B.3) – Opening Protection Question 7 (C.1-3) – Opening Protection 2007 FBC – Building Question 7 (N.1-3) – Opening Protection Product Approval Verification

Other Protective Coverings Verification of Panels Question 7 (X) – Opening Protection Question 7 Opening Protection • Required Photos: • At minimum 1 photo of each type of opening • There should be enough panels to cover all openings • Storm panels must be on-site at time of inspection • Any labels and/or etchings for impact rated products • Required Documentation: • Any permits • Any invoices • Any product approvals Signature Page

• Enter the inspector’s name: • Your name • Your employee’s name

Glenn E. Stephens

• Remember, if your employee performs the inspection, you must be a Division I Contractor or an Engineer Signature Page

• Enter the inspector’s license type: • CBC, CRC, CGC, HI, etc.

Glenn E. Stephens CRC & HI Signature Page

• Enter the inspector’s license #: • CRC##### or HI#####

Glenn E. Stephens CRC & HI CRC1327317 & HI418 Signature Page

• Enter your company’s name:

Glenn E. Stephens CRC & HI CRC1327317 & HI418 G. Stephens & Associates, Inc. Signature Page

• Enter your company’s phone number:

Glenn E. Stephens CRC & HI CRC1327317 & HI418 G. Stephens & Associates, Inc. (941) 941-1204 Signature Page

• Mark the highest license you hold

X Signature Page

• You are required fill in and sign this section.

• Once signed, this form becomes a LEGAL document, and you could be subject to criminal prosecution if it is determined you falsely completed this document. Signature Page

• Have the homeowner or their representative sign the form before you leave the property.

• If someone is unavailable to sign or the individual refuses to sign, it has to be signed before the insurance carrier will accept the report. Signature Page

• Make sure you have initialed

GES 3987 Origami Ln, Sarasota, FL 34235

• And entered the property address on all four pages Final Report

• Mailing or emailing the report • Photos must be in color & clear • You must have signed the report • The client must have signed the report • A PDF document • No larger than 5mb • You may forward the report directly to the insurance agent providing the client has given you permission in writing. Thank You!!!