Bendigo SmartOptions

S&P/ASX200 listed securities*

This document applies to the following products:

• Bendigo SmartOptions Super® • Bendigo SmartOptions Pension®

*This list represents the S&P/ASX 200 as at 19 June 2020. The S&P/ASX200 listed securities are reviewed quarterly and changes take effect the third Friday of March, June, September and December.

A2M Limited Food, Beverage & Tobacco ABC Brighton Limited Materials ABP A-REIT AGL AGL Energy Limited Utilities ALD Ltd Energy ALL Limited Consumer Discretionary ALQ ALS Limited Commercial & Professional Services ALU Limited Software & Services ALX Industrials AMC Limited Materials AMP AMP Limited Financial-x-A-REIT ANN Limited Health Care ANZ and New Zealand Banking Group Limited Financial-x-A-REIT APA APA Group Utilities APE AP Eagers Ltd Retailing APT Touch Group Limited Information Technology APX Appen Limited Information Technology ARB ARB Corporation Limited Automobile & Components ASB Limited Capital Goods AST Ausnet Services Utilities ASX ASX Limited Financial-x-A-REIT Pharmaceuticals, Biotechnology & Life AVH Ltd Sciences AWC Materials AZJ Holdings Limited Transportation BAP Bapcor Ltd Retailing BEN Bendigo and Adelaide Bank Limited Financial-x-A-REIT BGA Limited Food, Beverage & Tobacco BHP BHP Billiton Limited Materials BIN Limited Industrials BKL Limited Materials BKW Materials

The trustee and issuer of Bendigo SmartOptions products (ABN 57 526 653 420) is Sandhurst Trustees Limited ABN 16 004 030 737 AFSL No. 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049.

Bendigo SmartOptions

S&P/ASX200 listed securities*

BLD Limited Materials BOQ Limited Financial-x-A-REIT BPT Limited Energy BRG Limited Retailing BSL Bluescope Steel Limited Materials BVS Bravura Solutions Limited Information Technology BWP BWP Trust Real Estate BXB Industrials CAR .com Limited Software & Services CBA of Australia Financial-x-A-REIT CCL Coca-Cola Amatil Limited Consumer Staples CCP Limited Commercial Services & Supplies CGC Holdings Limited Food, Beverage & Tobacco CGF Challenger Limited Financial-x-A-REIT CHC Charter Hall Group A-REIT CIM CIMIC Group Limited Capital Goods CKF Ltd Consumer Services CLW Charter Hall Long Wale REIT Real Estate CMW Real Estate CNU Telecommunication Services COE Cooper Energy Limited Energy COH Health Care COL Limited Consumer Staples CPU Limited Information Technology CQR Charter Hall Retail Real Estate CSL CSL Limited Health Care CSR CSR Limited Industrials CTD Corporate Travel Management Limited Consumer Services Pharmaceuticals, Biotechnology & Life CUV Clinuvel Pharmaceutical Limited Sciences CWN Limited Consumer Discretionary CWY Waste Management Limited Commercial Services & Supplies DHG Domain Holdings Aus Information Technology DMP Domino's Pizza Enterprises Limited Consumer Services DOW Downer Edi Limited Industrials DXS Property Group A-REIT EHE Estia Health Limited Health Care Equipment & Services ELD Consumer Staples

The trustee and issuer of Bendigo SmartOptions products (ABN 57 526 653 420) is Sandhurst Trustees Limited ABN 16 004 030 737 AFSL No. 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049.

Bendigo SmartOptions

S&P/ASX200 listed securities*

EML EML Payments Ltd Software & Services EVN Limited Materials FBU Limited Materials FLT Travel Group Limited Consumer Discretionary FMG Materials FPH Fisher & Paykel Healthcare Corp Health Care Equipment & Services GEM G8 Education Limited Consumer Services GMG A-REIT GNC Graincorp Limited Consumer Staples GOR Gold Road Res Ltd Materials GOZ Growthpoint Properties Australia Real Estate GPT GPT Group A-REIT GUD GUD Holdings Limited Consumer Discretionary GWA GWA Group Limited Industrials HLS Healius Limited Health Care Equipment & Services HUB HUB24 Limited Retailing HVN Holdings Limited Consumer Discretionary IAG Insurance Australia Group Limited Financial-x-A-REIT IEL Idp Education Ltd Consumer Discretionary IFL IOOF Holdings Limited Financial-x-A-REIT IGO Independence Group Materials ILU Limited Materials INA Ingenia Group Real Estate ING Inghams Group Limited Consumer Staples IPH IPH Limited Commercial Services & Supplies IPL Limited Materials IRE Iress Limited Information Technology IVC Invocare Limited Consumer Discretionary JBH JB Hi-fi Limited Consumer Discretionary JHG Group Diversified Financials JHX Materials JIN Consumer Services LLC Lend Lease Group Financial-x-A-REIT LNK Link Administration Holdings Limited Software & Services LYC Corporation Limited Metals & Mining MFG Magellan Financial Group Limited Diversified Financials MGR Group A-REIT MIN Mineral Resources Limited Commercial & Professional Services

The trustee and issuer of Bendigo SmartOptions products (ABN 57 526 653 420) is Sandhurst Trustees Limited ABN 16 004 030 737 AFSL No. 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049.

Bendigo SmartOptions

S&P/ASX200 listed securities*

MMS Mcmillan Shakespeare Limited Commercial & Professional Services MND Monadelphous Group Limited Industrials MPL Private Limited Insurance MQG Limited Diversified Financials MTS Limited Staples MYX Mayne Pharma Group Limited Pharmaceuticals & Biotechnology NAB Limited Financial-x-A-REIT NAN Nanosonics Limited Health Care Equipment & Services NCM Limited Materials NEA Nearmap Limited Commercial & Professional Services NEC Co. Holdings Limited Media NHC New Hope Corporation Limited Energy NHF NIB Holdings Limited Insurance NSR REIT Real Estate NST Northern Star Resources LTD Materials NUF Limited Materials NWH NRW Holdings Limited Capital Goods NWL Netwealth Group Diversified Financials NWS News Corporation Consumer Discretionary NXT Nextdc Limited Information Technology OML Ooh!Media Limited Media ORA Orora Limited Materials ORE Limited Metals & Mining ORG Limited Energy ORI Limited Materials OSH Limited Energy OZL Oz Minerals Limited Materials PDL Pendal Group Ltd Financials PLS Limited Metals & Mining PME Pro Medicus Ltd Health Care Equipment & Services PMV Premier Investments Limited Retailing PNI Pinnacle Investment Management Group Limited Diversified Financials PNV Polynovo Ltd Health Care Equipment & Services PPT Financial-x-A-REIT PRN Perenti Global Ltd Materials PTM Platinum Asset Management Limited Financial-x-A-REIT QAN Airways Limited Industrials QBE QBE Insurance Group Insurance

The trustee and issuer of Bendigo SmartOptions products (ABN 57 526 653 420) is Sandhurst Trustees Limited ABN 16 004 030 737 AFSL No. 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049.

Bendigo SmartOptions

S&P/ASX200 listed securities*

QUB Limited Transportation REA REA Group Information Technology RHC Limited Health Care RIO Limited Materials RMD Resmed Inc Health Care RRL Regis Resources Limited Materials RSG Resolute Mining Limited Metals & Mining RWC Reliance Worldwide Corporation Industrials S32 Limited Materials SAR Saracen Mineral Holdings Limited Materials SBM Limited Materials SCG Real Estate SCP Shopping Centres Australasia Property Group Real Estate SDF Steadfast Group Limited Insurance SEK Industrials SFR Sandfire Resources NL Materials SGM Limited Materials SGP A-REIT SGR The Limited Consumer Services SHL Limited Health Care SIQ Smartgrp Corporation Industrials SKC Skycity Entertainment Group Limited Consumer Services SKI Group Utilities SLR Silver Lake Resource Materials SOL Washington H Soul Pattison & Company Limited Energy SPK Limited Telecommunications Services SSM Service Stream Limited Capital Goods STO Energy SUL Limited Retailing SUN Limited Financial-x-A-REIT SVW Limited Capital Goods SXL STHN Cross Media Media & Entertainment SYD Sydney Airport Transportation TAH Ltd Consumer Services TCL Group Transportation TGR Group Limited Food, Beverage & Tobacco TLS Corporation Limited Telecommunications Services TNE Technology One Limited Software & Services

The trustee and issuer of Bendigo SmartOptions products (ABN 57 526 653 420) is Sandhurst Trustees Limited ABN 16 004 030 737 AFSL No. 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049.

Bendigo SmartOptions

S&P/ASX200 listed securities*

TPM TPG Telecom Limited Telecommunication Services TWE Limited Food, Beverage & Tobacco UMG United Malt Group Ltd Food, Beverage & Tobacco URW Unibail-Rodamco-Westfield Real Estate VCX Real Estate VEA Group Limited Energy VOC Limited Telecommunication Services VUK Virgin Money UK PLC Banks VVR Viva Energy Reit Real Estate WBC Banking Corporation Financial-x-A-REIT WEB Limited Consumer Discretionary WES Limited Consumer Staples WHC Whitehaven Coal Limited Energy WOR Worleyparsons Limited Energy WOW Woolworths Group Limited Consumer Staples WPL Limited Energy WSA Western Areas Limited Materials WTC WiseTech Global Limited Information Technology XRO Limited Software & Services

The trustee and issuer of Bendigo SmartOptions products (ABN 57 526 653 420) is Sandhurst Trustees Limited ABN 16 004 030 737 AFSL No. 237906, a subsidiary of Bendigo and Adelaide Bank Limited ABN 11 068 049.