SPI ROMANIA - PARTICIPATION IN THE PROJECT WORKING GROUPS

Name of Project Project Owner Project Manager Project Deputy Manager PWG Members Expansion of Positive Steven Cornelius van Jianu Lazar Serban Epure Doru Calitoiu Credit Bureau Credit Information Groningen Manager Raiffeisen Bank General Manager, Credit Ana Costea Raiffeisen Bank Romania Sharing President Raiffeisen Bank Romania Bureau Dragos Cabat OTP Bank Romania Romania Lucia Stefan Raiffeisen Bank Romania Daniela Barbu Bancpost Angela Margarit National Bank of Romania Simona Sandru ANPDCP Mihail Meiu ANPC Law on Bank Constantin Barbu Ianfred Silberstein Tudor Taslaoanu Margareta Puschiaza Raiffeisen Bank Guarantees Director Romanian Director Legal Director Alphabank Romania Simona Butoi Counselor MFP Banking Association Department National Madalina Cristea Unicredit Bank Bank of Romania A. Zaharescu Banca Comerciala Romana Raluca Cristofor National Bank of Romania Rural Lending Radu Negrea Claudiu Nicula Aurica Stoica Veronica Toncea Rural Credit Guaran- General Secretary Director, Raiffeisen Bank Advisor to Minister, Ministry tee Fund Romanian Banking of Agriculture Dina Ilie National Bank of Romania Association Silviu Ioan Romanian Credit Guarantee Fund Vasile Coman National Loan Guaran-tee Fund for SMEs Alexandru Sorescu Romanian Stock Exchange Mihai Perju Romanian Stock Exchange Dumitru Sandulescu, Romanian Stock Exchange Viorel Marin, National Grading Commission Adrian Radulescu Farmers Association

1 Name of Project Project Owner Project Manager Project Deputy Manager PWG Members Anti-money Laundering Petre Bunescu Doru Bulata Paula Lavric Liana Teodorescu, Bancpost (AML) Law Vice PresidentRomanian Executive Director Banca Secretary of State AML Victoria Preoteasa, OTP Bank Banking Association Comerciala Romana Office Magdalena Calangiu,Finansbank Constantin Jumuga, Banca Romana Dezvoltare- GSG Sergiu Bogea,Unicredit Bank Romania Magdalena Scrieciu, Advisor, Ministry of Public Finance Simona Butoi, Ministry of Public Finance Isabelle Chelariu,National Bank of Romania

Electronic Processing of Gabriela Tudor Mirela Palade Constantin Rotaru Mihail Meiu NACP Debit Instruments RBA Vice President Transfond Deputy Banca Comerciala Romana George Carabasan Alphabank Romania General Manager Maria Sheikh-Ahmad Banca Romana Dezvoltare-GSG Ruxandra Avram National Bank of Romania Ileana Velicu Banca Comerciala Romana Irina Zamfirescu Ministry of Public Finance IFRS Loan Loss Veronica Raducanescu Oana Balanescu Dana Zachi Antonella Rozolimo Alphabank Provisioning Director National Bank of Head of Department, Director Banca Comerciala Romania Romania National Bank of Romana George Popescu National Bank of Romania Romania Cristian Stefan National bank of Romania Teodora Grigori Ministry of Public Finance Javier De La Cruz SPI Luca Giannini SPI

2 Name of Project Project Owner Project Manager Project Deputy Manager PWG Members Law on goods safeguard, Ionel Arghiroiu Gen. Gavrila Pop Marian Georgescu Banca Comerciala values and person Head of Security Romana protection Department Bancpost Alin LupeaBanca Romana Dezvoltare- GSG Eugen Bezdedeanu Raiffeisen Bank Romania Col. Chiriac Lazar Ministry of Internal Affairs Nicolae Craciun Unicredit Sergiu Bogea Unicredit Traian Pometcu National Bank of Romania Loan Loss and Mortgage Nicolae Danila Dragos Stoian Beatrice Popescu Angela Margarit National Bank of and Servicing Databases CEO, Banca Comerciala Deputy Director, Banca Director, Alphabank Romania Romania Romana Comerciala Romana Bogdana Grigoriu Raiffeisen Bank Alexandru Berea Banca Comerciala Romana George Simion Unicredit Romania Teodor Dinu Banca Comerciala Romana Mihai Stoica Bancpost Andrei Burciu Raiffeisen Bank Romania

Rating Agency Doina Ionescu Iulius Mironescu Casa de Economii si Development Director Bancpost Consemnatiuni Ramona Ivan Banca Comerciala Romana Dana Stroescu Banca Comerciala Romana Bogdan Moianescu National Bank of Romania Iulia Pruna CNVM Oana Marinoiu CNVM Radu Oniga CNVM Laurentiu Badita Coface Romania

3 Name of Project Project Owner Project Manager Project Deputy Manager PWG Members Stress Test Methodology Ion Dragulin Florian Neagu Viorel Hodoiu Mihai Stoica Bancpost for Households and Firms Director National Bank of Head of Department Casa de Economiisi Romulus Mircea National Bank of Romania National Bank of Consemnatiuni Romania Romania

Consumer Education Petre Tulin Adrian Chira Mihail Meiu Paula Moranciu Banca Nationala President HVB Romania Director HVB Tiriac Director NACP Romana Bank Romania Sorin Mierlea ANPCPPS

Ombudsman Radu Negrea Monica Iovu Alis Avramescu Catalina Clinci Raiffeisen Bank General Secretary Director OTP Bank Deputy Director National Romania Romanian Banking Romania Bank of Romania Aurora Stancu Banca Comerciala Association Romana Bogdan Stanica National Bank of Romania Ioana Bosinceanu Head of Legal Department

MIfid Implementation Sergiu Oprescu Cristian Agalopol Dorul Bulata Cornel Georgescu ATE Bank Romania CEO Director Director Mirela Serban ABN Amro Bank Alpha Bank Romania Citibank Romania Banca Comerciala Romana Roxana Nedelcu ABN Amro Bank Dana Vuvrea Bancpost Cristina Irimia CNVM Dora Badea CNVM

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