1410 W. 6th Street | Austin, TX 78703 | o: 512-467-4053 | www.PureGoldRealty.com Pure Gold Realty’s REALTOR® Partners are by far the best in the business. The training and support we provide our agents enabled us to produce the number one residential sales team in the Austin metro area, as recognized by the Austin Business Journal. With many years of experience in real estate, the What does that mean for you? A lot of experience on your side of the . Experience alone is not enough team of managers assisting in the purchase of your to be successful, however. Our entire team is dedicated to continuing education through both real estate seminars and regu- is among the best! Countless details need lar in- training. In addition, the team has earned multiple designations that enable our clients to have the competitive special attention during a real estate transaction. edge they need to be successful! Realistically, no one person can be effective in all Pure Gold Realty holds designations in the Council of Residential Specialists; Graduate, REALTOR® Institute; Accredited Buyer areas of real estate, including market research, ne- Representation; as Successful Relocation Specialists, and as Certified Negotiation Experts. They are graduates of GOLD gotiating, and transaction details. STANDARD training and attend continuing education every week. All agents stay on top of the local Austin market by view- Our team’s specialized managers focus solely on ing and comparing on a daily basis. They also continuously study and research industry trends in order to best ad- each phase of the real estate transaction and strive vise our clients as to what the market may hold in the future. There is simply no better qualified nor better prepared team of to be the best in the business at what they do. Dur- residential real estate specialists in Austin! ing the purchase of your home, expect to see the results of having these dedicated professionals work with your REALTOR® to handle all aspects of the transaction.

In 1997, Chad left his native Minnesota for Austin, Texas. The next year, he pursued his real estate license and began selling homes. Early in his real estate career, Chad was introduced to the team concept and realized its There are three ways in which you can be represented during the purchase of a new home. benefits. Why do people often choose the worst form of representation? Usually because of misinfor- In his first full year in real estate, Chad sold 67 homes, breaking barriers he mation about the home buying process. Our goal is to be your Exclusive Buyer Agent and to never thought possible. He did that by relentlessly serving his clients at the assist you in making well-educated and informed decisions throughout the home buying highest level. And that was just the beginning…Chad began building a process. You can be represented in a real estate transaction in the following ways: team, setting higher goals and creating plans that allowed him to achieve those goals. He kept setting his sights higher and within seven years be- came the number one realtor in Austin, Texas. At the age of 31, he moved his team from ReMax to Keller Williams. He set a goal to break $100 million in The listing agent has a written agreement to manage the sale of the seller’s home and their real estate sales. Within two years, Goldwasser walked across the stage at the Keller Williams national awards event as the top agent worldwide for Keller Williams Realty with 543 sales and $123 million in sole fiduciary duty is to the seller. Some buyer’s don’t realize that they should have their sales volume. own representative that is looking out for their best interests. What MOST buyers don’t real- ize is that even if another agent other than the listing agent shows you homes without be- In November 2008, Goldwasser left Keller Williams and formed his own independent brokerage, Goldwasser ing in a WRITTEN buyer representation agreement with you, by law they are still acting as a Real Estate. That year the company grew from 30 agents to more than 70 agents. In 2013 Goldwasser re - branded the company to Pure Gold Realty. subagent to the seller and NOT YOU! In this situation, the agent must disclose to the Seller any material information they have been told by you. Chad first learned about serving others while working in the restaurant business. Today, Chad’s life exem- plifies the company’s core values of personal growth, leadership, world class service, teamwork and hav- ing fun. Pure Gold Realty is dedicated to giving you the best home buying experience possible.

Home Buyer’s Guide Pure Gold Realty · www.PureGoldRealty.com

With many years of experience in real estate, the team of managers assisting in the purchase of your property is among the best! Countless details need special attention during a real estate transaction. Realistically, no one person can be effective in all areas of real estate, including market research, ne- gotiating, and transaction details. “As always, my Pure Our team’s specialized managers focus solely on Gold Realty agent each phase of the real estate transaction and strive delivered on key to be the best in the business at what they do. Dur- results with selling. ing the purchase of your home, expect to see the results of having these dedicated professionals I can’t express my work with your REALTOR® to handle all aspects of the transaction. gratitude enough for her ability to navigate the complexity of a sale while insulating us from any possible doubts. We will continue to bring There are three ways in which you can be represented during the purchase of a new home. her business because Why do people often choose the worst form of representation? Usually because of misinfor- of this. Great work to mation about the home buying process. Our goal is to be your Exclusive Buyer Agent and to the Pure Gold Realty assist you in making well-educated and informed decisions throughout the home buying team on consistent process. You can be represented in a real estate transaction in the following ways: execution!”

-William Young

The listing agent has a written agreement to manage the sale of the seller’s home and their sole fiduciary duty is to the seller. Some buyer’s don’t realize that they should have their own representative that is looking out for their best interests. What MOST buyers don’t real- ize is that even if another agent other than the listing agent shows you homes without be- ing in a WRITTEN buyer representation agreement with you, by law they are still acting as a subagent to the seller and NOT YOU! In this situation, the agent must disclose to the Seller any material information they have been told by you.

Pure Gold Realty · www.PureGoldRealty.com

This is how a buyer is represented when they have entered into a written buyer representation agreement with their Exclusive Buyer Agent. In this situation, the agent must act only in the best interest of the Buyer, keep all the Buyer’s material information confidential and must pro- vide the Buyer with any material information they have about the Seller.

“I have now been working for Streetman If the home you buy is listed with Pure Gold Realty, then your Buyer’s agent will still be bound Homes for almost two by the duty of confidentiality and will not disclose any of your information to the seller or the years. During that seller’s agent. time I have had the Pure Gold Realty councils its sellers to have their homes in the best condition possible and our opportunity to meet marketing and make-ready process is without equal in the industry. As a result, it is common for well over 1,000 our Buyers to learn about these great properties before they even hit the market resulting in a Realtors. Needless sale and creating a win-win for both parties! to say, I am always impressed with any An Intermediary Relationship is defined as: when one Brokerage represents both parties in a agent that I have ever transaction and assigns individual agents to represent each party exclusively so as to ensure an worked with from arms-length transaction and preserve confidentiality. Each party of the transaction will your organization. acknowledge this relationship in writing. I only hope that I am able to live up to half the expectation that your team deserves Pure Gold Realty can represent you in every buying situation. Our team of Exclusive Buyer when working with Agents will evaluate your home buying needs in our first meeting with you and will then be bet- me in the future.” ter prepared to assist you in your home buying search. We are highly skilled in locating the ideal home for you, whether it’s an existing home, a “,” a HUD property, short sale, -Ryan Outlaw, , or even brand new construction! Community Sales Manager Streetman Homes Once we know your wants and needs based on our initial consultation, we spend time preview- ing properties that meet your criteria. We can show you homes listed by any brokerage firm in the Austin area, and we are able to help you nar- row a list of potentially hundreds of properties because we know our inventory better than any firm in the business. By previewing properties first, we are able to look at several homes in the time it would take both of us to view just one. Other agents may waste your valuable time driving by showing you homes that don’t meet your needs. Instead, we narrow the list with you and show you only the homes that meet your crite- ria. The bottom line is we save honor your valuable time. This also results in our clients success- fully putting in their offer and acquiring the best property for them, while the competition is still driving in circles!

Home Buyer’s Guide Pure Gold Realty · www.PureGoldRealty.com Despite the many advantages of hiring a qualified brokerage to handle a home sale, we still run across homeowners who This is how a buyer is represented when they have entered into a written buyer representation wish to sell their home themselves. In fact, many of our listings are people who have tried unsuccessfully to sell their own agreement with their Exclusive Buyer Agent. In this situation, the agent must act only in the homes. Because we always seek to give our clients the competitive edge, we maintain awareness of all for sale by owner best interest of the Buyer, keep all the Buyer’s material information confidential and must pro- properties in the Austin area and will be happy to arrange a showing for you. In this transaction, you will continue to be vide the Buyer with any material information they have about the Seller. represented by us with our buyer’s representation agreement. It is the seller who loses, as they complete the transaction with no professional representation.

Many Buyers are not aware that the often very friendly salespeople at a new construction sales center/model home work If the home you buy is listed with Pure Gold Realty, then your Buyer’s agent will still be bound for the builder, and do not represent the Buyer at all during the building process. In fact, most builder salespeople are by the duty of confidentiality and will not disclose any of your information to the seller or the not even licensed Realtors®. We have extensive knowledge of area builder reputations, floor plans, and lots, as well as seller’s agent. schools, neighborhoods, and amenities. As your Exclusive Buyer Agent, we will negotiate the purchase price on your be- Pure Gold Realty councils its sellers to have their homes in the best condition possible and our half with the builder and assist you in selecting upgrades. We will work throughout the transaction to ensure everything marketing and make-ready process is without equal in the industry. As a result, it is common for goes smoothly, and be there to advocate for you in the event things are not provided as promised. our Buyers to learn about these great properties before they even hit the market resulting in a sale and creating a win-win for both parties! An Intermediary Relationship is defined as: when one Brokerage represents both parties in a Not all REALTORs® are able to sell homes foreclosed upon by the government. Known as “HUD” homes, a consumer transaction and assigns individual agents to represent each party exclusively so as to ensure an MUST use a registered HUD REALTOR® in order to bid on and purchase one of these homes, due to the complexities in- arms-length transaction and preserve confidentiality. Each party of the transaction will volved. ALL Pure Gold Realty REALTOR® partners are able to show, bid and assist you in purchasing a HUD home. acknowledge this relationship in writing.

A Bank foreclosure occurs when the former owner ceases making payments and the Bank reclaims the property and then offers it for sale to recoup the monies loaned for the home purchase. A short sale, in contrast, is when the former owner Pure Gold Realty can represent you in every buying situation. Our team of Exclusive Buyer approaches their bank, informs them that the current market value is not high enough to wipe out what they owe, and Agents will evaluate your home buying needs in our first meeting with you and will then be bet- negotiates (often through a REALTOR®) that the bank will retire the loan for less than what the borrower owes. Many ter prepared to assist you in your home buying search. We are highly skilled in locating the ideal consumers are under the impression that a foreclosure or short sale will provide them with the best deal possible. This is home for you, whether it’s an existing home, a “for sale by owner,” a HUD property, short sale, not always the case, as often a property that has a stronger equity position will have the ability to negotiate more. When foreclosure, or even brand new construction! it is the best deal, however, ALL Pure Gold Realty agents can assist you successfully through this often complex and sometimes lengthy process.

Once we know your wants and needs based on our initial consultation, we spend time preview- ing properties that meet your criteria. We can show you homes listed by any brokerage firm in The most important thing for you to do before beginning your new home search is to select and meet with the Austin area, and we are able to help you nar- a mortgage lender. You can find a list of recommended lenders in the service provider list at the back of row a list of potentially hundreds of properties this guide. It is important to do this before we begin our search for several reasons: because we know our inventory better than any 1. It allows you to determine how much your monthly payment will be. firm in the business. By previewing properties 2. It helps us to determine what price range we should stay within. first, we are able to look at several homes in the time it would take both of us to view just one. 3. It gives you an estimate of how much money you will need to have for the down payment and Other agents may waste your valuable time driving by showing you homes that don’t meet your costs. needs. Instead, we narrow the list with you and show you only the homes that meet your crite- 4. After answering just a few questions, the lender can provide us with the prequalification letter ria. The bottom line is we save honor your valuable time. This also results in our clients success- necessary to book appointments to see the homes you wish to tour in person! fully putting in their offer and acquiring the best property for them, while the competition is still driving in circles!

Pure Gold Realty · www.PureGoldRealty.com 1. Option Fee ($100–$500): Payable to seller at receipt of the contract. This will be credited toward your closing costs. 2. Earnest Money (1% of the sales price of the home): Payable to the title Mortgages insured by the Federal Housing Administration (FHA), the United States Department company at receipt of the contract. This will be credited toward your of Agriculture (USDA), and those available to U.S. veterans (VA) often require very low or even closing costs. zero down payments. Ask your lender if you can qualify for one of these loans. 3. Inspection ($300–$500): Payable to the inspector at time of the Conventional lenders typically require between a 5%-20% down payment, although a well- inspection during the option period. qualified lender may be able to find a specialty loan product with a lower down payment. With 4. Credit Check and Appraisal ($425): Payable to the lender after the down payments less than 20%, you will likely have to pay private , which option period expires. guarantees the lender will be repaid in case of default.

Some Buyers don’t realize that their monthly payment will not only include the principal and interest on the loan they receive from their mortgage company, but that they also can choose to have it include their monthly insurance payment and 1/12 of their annual tax bill for the home. Many loans actually require this or you can choose to pay these bills on an annual basis. Once you have found the home you wish to purchase, our REALTOR® partners will signal your lender to complete a Good 1. Start early. Begin saving for a down payment as soon as possible. Doing without Faith Estimate (also known in the industry as a GFE) for you that will better approximate your closing costs and estimated any “perks” for a short amount of time can really add up. monthly payment. We seek to take as many of the unknowns out of the equation as possible, so that our clients are happy with their buying decision. 2. Consider asking family. Family members can “gift” you all or part of your down payment. Later, you can perhaps return the favor! Check with the lender for in- structions and restrictions. 3. Convert stocks. Consider selling stock for the down payment. The housing mar- ket, especially the Austin Metroplex, is often a better investment. 4. Borrow against your 401(k) or other instrument. The lender can recommend a We will go through several steps together while finding and purchasing your home. For many of these we simply handle the task for you, however others may require some work from you. We inform you about every aspect of the transaction, and re- mini-loan product that allows you to borrow your down payment using your in- mind you when there are tasks that you should be working to complete. The chart on the next few pages shows the flow of strument as . Ask lender for details. these tasks so you can better understand the home buying process. 5. Sell an asset. If you have a boat, extra car, or even several small items, consider selling them for all or part of the down payment. TIME FRAME: Before We Begin Looking The first step in buying a home is to obtain loan pre-qualification. This provides you with the information you need to deter- mine what type of monthly payment you are comfortable with, as well as a letter that will enable your REALTOR® to schedule No matter what home you buy, there will be closing costs. ALL of our Realtor® partners will at- appointments with Sellers for you to view their homes in person. After you’ve become prequalified, you’ll need to provide tempt to negotiate that the Seller pay all or a portion of these costs. These can include discount some additional documents to the lender so that you can receive a pre-approval. Sellers in our market do not consider offers points, , escrow fees, attorney fees, a termite report, recording fees, appraisal fees, from Buyers who are not pre-approved and cannot provide a pre-approval letter. We work with several lenders who have proven to offer exceptional customer service and competitive interest rates. A list of recommended lenders can be found in document preparation fees, notary fees, and loan underwriting fees. If the Seller is unwilling or the service provider list at the back of this guide. You may use one of these, or you may choose one of your own. If your situa- unable to pay these costs for you, then they are due in cash at closing, but sometimes they can tion does not allow you to obtain traditional financing from a lender, Seller financing is also an option. be folded into the mortgage. Ask your Realtor® for details. Three elements are crucial to the purchase of a home: the down payment, closing costs, and qualifying for a mortgage.

Home Buyer’s Guide Pure Gold Realty · www.PureGoldRealty.com

Mortgages insured by the Federal Housing Administration (FHA), the United States Department of Agriculture (USDA), and those available to U.S. veterans (VA) often require very low or even zero down payments. Ask your lender if you can qualify for one of these loans. Conventional lenders typically require between a 5%-20% down payment, although a well- qualified lender may be able to find a specialty loan product with a lower down payment. With “From start to finish, down payments less than 20%, you will likely have to pay private mortgage insurance, which my Pure Gold Realty guarantees the lender will be repaid in case of default. agent was professional, knowledgeable, help- ful, personable and always above board in every respect. It was truly a pleasurable experience thanks 1. Start early. Begin saving for a down payment as soon as possible. Doing without to Amy's abilities, any “perks” for a short amount of time can really add up. knowledge and 2. Consider asking family. Family members can “gift” you all or part of your down manner of handling details. I don't think payment. Later, you can perhaps return the favor! Check with the lender for in- there is any way that structions and restrictions. either my Pure Gold 3. Convert stocks. Consider selling stock for the down payment. The housing mar- Realty agent or Pure ket, especially the Austin Metroplex, is often a better investment. Gold Realty could have improved upon 4. Borrow against your 401(k) or other instrument. The lender can recommend a anything. I would not mini-loan product that allows you to borrow your down payment using your in- hesitate to recommend strument as collateral. Ask lender for details. Pure Gold Realty in the future. Thank you 5. Sell an asset. If you have a boat, extra car, or even several small items, consider for a job well done!” selling them for all or part of the down payment. -Myra Schussler

No matter what home you buy, there will be closing costs. ALL of our Realtor® partners will at- tempt to negotiate that the Seller pay all or a portion of these costs. These can include discount points, title insurance, escrow fees, attorney fees, a termite report, recording fees, appraisal fees, document preparation fees, notary fees, and loan underwriting fees. If the Seller is unwilling or unable to pay these costs for you, then they are due in cash at closing, but sometimes they can be folded into the mortgage. Ask your Realtor® for details.

Pure Gold Realty · www.PureGoldRealty.com having your car insurance and homeowner’s insurance with the same company, so check with your current insurance agent as well. We recommend that you obtain at least two estimates from different agents, and also have them pull a CLUE report Primarily, your income minus your monthly debt payments, as well as the interest rate secured, on the property to make you aware of any past claims, and then make a decision. determines the size of the mortgage for which you qualify. The higher the interest rate is, the higher the monthly payment. The higher the monthly payment, the more income you need to “My husband and I qualify for the mortgage. For conventional financing, lenders generally limit the monthly pay- contacted our Pure ment to 28% of your gross monthly income. Exceptions can be made depending on individual TIME FRAME: 2 Weeks Prior to Closing Gold Realty agent about circumstances. The amount of debt you currently have may also factor in the decision. You will need to transfer the utilities to your name before moving into your new home. In order to save money on hook-up finding us a commercial Contacting a lender early on in the process is wise strategy. This head start gives you a chance to fees, call ahead and ask the utility companies to transfer the billing to your name upon cancellation by the Seller. In the en- building for my photog- resolve any problems that are revealed BEFORE you ever start looking at homes. That way you closed service provider list you will find most utility information for Austin and surrounding areas. If you need further infor- raphy studio. She found won’t miss out on the perfect property! mation, please call us! We are here to help you! the perfect location for my business and was there every step of the TIME FRAME: 72 Hours Prior to Closing way to guide us through TIME FRAME: At Acceptance of Offer Obtaining pre-approval for a home loan is just the first step in funding your loan at closing. Many times buyers plan to use the process. She con- Upon acceptance of your offer, it is recommended that have the property inspected, although monies from stocks or 401(k) retirement plans as down payment on their new home. If you plan to liquidate stocks or 401(k) tacted us and told us this is not required. Your Realtor® can arrange for an inspection of the property if you desire. to supplement your down payment, the money from the sale of these funds must be available in the form of cash in your each day what the next Regardless of who schedules the inspection, it needs to be completed during the option period. bank account at least 72 hours prior to closing. Because a withdrawal from a 401(k) can be a complicated and time- step was, sent emails This is because if something is discovered during the inspection that is outside of the norm for a consuming process, we advise you to begin the withdrawal of these funds immediately. with details and forms, property of similar age or location, and the seller is not willing to fix or compensate you for it, and gave us a list of you may cancel the contract and only forfeit your Option Fee. On average, one out of five home mortgage loans goes through a quality control check. The lender does this to ensure that good companies to use The enclosed service provider directory offers a list of inspectors licensed by the Texas Real Es- the borrower’s financial status has had no change since the approval of the loan was granted. for inspections, tate Commission (TREC). The inspection will take two to four hours and you will only need to be No matter how good your financial situation, lenders strongly advise that YOU SHOULD NOT DO ANY OF THE ACTIVITIES in repairs and banking present for the last half-hour when the inspector reviews the findings with you. All homes will the following list after the date of your loan approval. This COULD RESULT IN THE DENIAL OF YOUR LOAN! This list includes, needs. She was amaz- likely have a long list of minor repairs. However, we are mainly looking for major mechanical or but is not limited to: applying for new credit * gaining new credit * purchasing appliances * furniture * cars * changing jobs ing. We are so thankful structural defects to the property. or quitting your job. she found this building for us. It was the per- The cost of the inspection varies based on the size and features of the home and will range from An appropriate time to make any of the above financial changes would be AFTER the closing and funding of your new home. fect price, the perfect $300 to $500. This payment is payable directly to the inspection company, and due upon mak- If you have ANY QUESTIONS about your purchase decisions while you are waiting to close on your new home, PLEASE CON- building, the perfect ing the appointment. SULT YOUR LENDER! location. She was professional through the whole process and a TIME FRAME: Immediately Following Inspection great encourager along TIME FRAME: Just Prior to Closing After the Inspection, if there are any items that fall outside of what is appropriate for a home of the way with helping us Just hours prior to closing, the title company will complete the HUD 1 settlement statement. This is the document that tells similar age and location, we will negotiate with the Seller to either repair these items or com- to vision our business us how much money you will need to bring to closing. We will call you with this amount so that you can obtain a cashier’s pensate us in whole or part. To make this or any other change to the contract, a contract there.” check from your bank made out to the title company. Bring this check along with your VALID driver’s license or Passport to amendment must be completed. Once an agreement has been reached between the parties, closing. You may also wire funds directly from your bank to the title company, and in fact, some title companies will only ac- you will waive the remainder of the Option Period and proceed with the transaction. -Karen cept wired funds vs certified funds. Jordan Ashley Photography TIME FRAME: During Option Period TIME FRAME: Day of Closing In order to close on your new home, you need to arrange for Homeowner’s Hazard Insurance. You will receive keys to your new home from the Seller when the title company receives notice that the loan has funded. You You will need to notify your lender of the insurance company you choose, a contact name, and a will be able to begin moving in immediately following funding notice. Funding usually happens within a few hours of clos- phone number. The enclosed service provider directory lists names of insurance agents that our ing, although any closings not completed by 4:00 pm will usually fund the next day. The closing/signing appointment will clients have used in the past and have been very satisfied with. You may receive a discount by take approximately one hour to complete.

Home Buyer’s Guide Pure Gold Realty · www.PureGoldRealty.com having your car insurance and homeowner’s insurance with the same company, so check with your current insurance agent as well. We recommend that you obtain at least two estimates from different agents, and also have them pull a CLUE report on the property to make you aware of any past claims, and then make a decision.

TIME FRAME: 2 Weeks Prior to Closing You will need to transfer the utilities to your name before moving into your new home. In order to save money on hook-up fees, call ahead and ask the utility companies to transfer the billing to your name upon cancellation by the Seller. In the en- closed service provider list you will find most utility information for Austin and surrounding areas. If you need further infor- mation, please call us! We are here to help you!

TIME FRAME: 72 Hours Prior to Closing Obtaining pre-approval for a home loan is just the first step in funding your loan at closing. Many times buyers plan to use monies from stocks or 401(k) retirement plans as down payment on their new home. If you plan to liquidate stocks or 401(k) to supplement your down payment, the money from the sale of these funds must be available in the form of cash in your bank account at least 72 hours prior to closing. Because a withdrawal from a 401(k) can be a complicated and time- consuming process, we advise you to begin the withdrawal of these funds immediately. On average, one out of five home mortgage loans goes through a quality control check. The lender does this to ensure that the borrower’s financial status has had no change since the approval of the loan was granted. No matter how good your financial situation, lenders strongly advise that YOU SHOULD NOT DO ANY OF THE ACTIVITIES in the following list after the date of your loan approval. This COULD RESULT IN THE DENIAL OF YOUR LOAN! This list includes, but is not limited to: applying for new credit * gaining new credit * purchasing appliances * furniture * cars * changing jobs or quitting your job. An appropriate time to make any of the above financial changes would be AFTER the closing and funding of your new home. If you have ANY QUESTIONS about your purchase decisions while you are waiting to close on your new home, PLEASE CON- SULT YOUR LENDER!

TIME FRAME: Just Prior to Closing Just hours prior to closing, the title company will complete the HUD 1 settlement statement. This is the document that tells us how much money you will need to bring to closing. We will call you with this amount so that you can obtain a cashier’s check from your bank made out to the title company. Bring this check along with your VALID driver’s license or Passport to closing. You may also wire funds directly from your bank to the title company, and in fact, some title companies will only ac- cept wired funds vs certified funds.

TIME FRAME: Day of Closing You will receive keys to your new home from the Seller when the title company receives notice that the loan has funded. You will be able to begin moving in immediately following funding notice. Funding usually happens within a few hours of clos- ing, although any closings not completed by 4:00 pm will usually fund the next day. The closing/signing appointment will take approximately one hour to complete.

Pure Gold Realty · www.PureGoldRealty.com

Home Buyer’s Guide Pure Gold Realty · www.PureGoldRealty.com

Electric Electric Electric Austin Energy 512-494-9400 City of Kyle 512-268-5341 Austin Energy 512-494-9400 Pedernales Electric 512-331-8883 Water/Sanitation Water/Sanitation Water/Sanitation City of Kyle 512-268-5341 ECO Resources 512-335-7580 City of Austin Utilities 512-494-9400 Gas Gas Gas Entex 512-392-6672 Atmos Energy 800-460-3030 Atmos Energy 800-460-3030 Telephone Telephone Texas Gas Service 800-700-2443 Verizon Communications 800-483-4000 AT&T 800-464-7928 Telephone Cable TV Cable TV AT&T 800-464-7928 Time Warner Cable 512-485-5555 Time Warner Cable 512-485-5555 Cable TV 800-418-8848 800-418-8848 Time Warner Cable 512-485-5555 800-418-8848

Electric Pedernales Electric 888-554-4732 Electric Water/Sanitation Pedernales Electric 512-331-8883 City of Leander 512-259-1142 Water/Sanitation Gas City of Buda 512-312-0084 Atmos Energy 800-460-3030 Gas Telephone CenterPoint Energy 512-392-6672 AT&T 800-464-7928 Telephone Cable TV Verizon Communications 800-483-4000 Cox Communications 512-930-3085

Cable TV Time Warner Cable 512-485-5555 800-418-8848

Electric TXU Energy 800-242-9113 Electric Reliant Energy 800-218-7130 Pedernales Electric 512-331-8883 Water/Sanitation TXU Energy 800-242-9113 City of Pflugerville 512-251-3076 Water/Sanitation Gas Cedar Park Water Dept. 512-401-5300 Atmos Energy 800-460-3030 Gas Telephone Atmos Energy 800-460-3030 AT&T 800-464-7928 Texas Gas Service 800-700-2443 Cable TV Telephone Cox Communications 512-930-3085 AT&T 800-464-7928 Cable TV Time Warner Cable 512-485-5555 800-418-8848 Electric

TXU Energy 800-242-9113 Water/Sanitation Electric City of Round Rock 512-218-5460 City of Georgetown 512-930-3640 Gas Water/Sanitation Atmos Energy 800-460-3030 City of Georgetown 512-930-3640 Telephone Gas AT&T 800-464-7928 Atmos Energy 800-460-3030 Cable TV Telephone Time Warner Cable 512-485-5555 Verizon Communications 800-483-4000 800-418-8848

Cable TV Cox Communications 512-930-3085

Pure Gold Realty · www.PureGoldRealty.com 1410 W. 6th Street | Austin, TX 78703 | o: 512-467-4053 | www.Pure-Gold-Realty.com