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Inverness Information Pack PDF 367Kb Download
Inverness General information Inverness, the capital of the Scottish Highlands acts as the hub for transport, administration and economic links in the north of Scotland. One of the fastest growing cities in Europe it is well provisioned with retail, healthcare and industrial sectors plus a booming tourist trade. Within minutes of leaving the city it is possible to be surrounded by wide-open spaces and stunning scenery – most notably Loch Ness, which at around 23 miles long holds more fresh water than all the lakes of England and Wales combined. The River Ness that flows out from Loch Ness winds through the heart of the city, providing tranquil riverside walks along its banks and Ness Islands. Transport links Inverness’s connections to the rest of the UK, Europe and beyond are strong, with daily flights from the airport to London Heathrow, London Gatwick, Manchester, Dublin and Amsterdam. Regular rail services serve Aberdeen, Edinburgh and Glasgow, plus the Caledonian Sleeper runs overnight to London Euston six times per week. By road it is 2.5 hours to Aberdeen, and access to the UK motorway network via Perth can be made in under 3 hours. Travel times to Highland mountain regions – and their winter ski resorts – are also brief with Aviemore and the Cairngorms under an hour to the south-east and Ben Nevis just 70 miles to the south-east. Ullapool and the West Coast can be reached in just over an hour. Inverness Airport The location of Inverness Airport 9 miles to the east of the city makes it ideally positioned for commuting in from the wider area. -
2010 Prospectus
Leeds Building Society (incorporated in England and Wales under the Building Societies Act 1986, as amended) €7 billion Global Covered Bond Programme unconditionally and irrevocably guaranteed as to payments of interest and principal by Leeds Building Society Covered Bonds Limited Liability Partnership (a limited liability partnership incorporated in England and Wales) Under this €7 billion covered bond programme (the Programme), Leeds Building Society (the Issuer) may from time to time issue bonds (the Covered Bonds) denominated in any currency agreed between the Issuer and the relevant Dealer(s) (as defined below). The price and amount of the Covered Bonds to be issued under the Programme will be determined by the Issuer and the relevant Dealer at the time of issue in accordance with prevailing market conditions. Leeds Building Society Covered Bonds LLP (the LLP) has guaranteed payments of interest and principal under the Covered Bonds pursuant to a guarantee which is secured over the Portfolio (as defined below) and its other assets. Recourse against the LLP under its guarantee is limited to the Portfolio and such assets. Covered Bonds may be issued in bearer or registered form. The maximum aggregate nominal amount of all Covered Bonds from time to time outstanding under the Programme will not exceed €7 billion (or its equivalent in other currencies calculated as described in the Programme Agreement described herein), subject to increase as described herein. The Covered Bonds may be issued on a continuing basis to one or more of the Dealers specified under "Overview of the Programme" and any additional Dealer appointed under the Programme from time to time by the Issuer (each, a Dealer and together, the Dealers), which appointment may be in relation to a specific issue or on an ongoing basis. -
Mavis Dixon VAD Database.Xlsx
County Durham Voluntary Aid Detachment workers, 1914-1919 www.durhamatwar.org.uk Surname Forename Address Role Further information Service from 2/1915 to 12/1915 and 7/1916 to 8/1917. 13th Durham Margaret Ann Mount Stewart St., V.A.H., Vane House, Seaham Harbour. Husband George William, Coal Lacey Nurse. Part time. 1610 hours worked. (Mrs) Dawdon Miner/Stoneman, son Benjamin. Born Felling c1880. Married 1901 Easington District – maiden name McElwee. Bon Accord, Foggy Furze, Service from 12/1915 to date. 8th Durham V.A.H., Normanhurst, West Ladyman Grace Cook. Part time. 2016 hours worked. West Hartlepool Hartlepool. Not in Hartlepool 1911. C/o Mrs. Atkinson, Service from 1915 to 1/1917. 17th Durham V.A.H., The Red House, Laidler Mary E Wellbank, Morpeth. Sister. Full time. Paid. Etherley, Bishop Auckland. Too many on 1911 census to get a safe Crossed out on the card. match. Service from 1/11/1918 to 1/4/1919. Oulton Hall (Officers’ Hospital), C/o Mrs J Watson, 39 High Waitress. Pay - £26 per annum. Full Laine Emily Leeds. Attd. Military Hospital, Ripon 6/1918 and 7/1918. Not in Crook Jobs Hill, Crook time. on 1911 census. 7 Thornhill Park, Kitchen helper. 30 hours alternate Service from 12/1917 to 2/1919. 3rd Durham V.A.H., Hammerton Laing E. Victoria Sunderland weeks. House, 4 Gray Road, Sunderland. Unable to trace 1911 census. Lake Frank West Park Road, Cleadon Private. Driver. Service from 30/2/1917 to 1919. Unable to trace 1911 census. 15 Rowell St., West Service from 19/2/1917 to 1919. -
Lender Panel List December 2019
Threemo - Available Lender Panels (16/12/2019) Accord (YBS) Amber Homeloans (Skipton) Atom Bank of Ireland (Bristol & West) Bank of Scotland (Lloyds) Barclays Barnsley Building Society (YBS) Bath Building Society Beverley Building Society Birmingham Midshires (Lloyds Banking Group) Bristol & West (Bank of Ireland) Britannia (Co-op) Buckinghamshire Building Society Capital Home Loans Catholic Building Society (Chelsea) (YBS) Chelsea Building Society (YBS) Cheltenham and Gloucester Building Society (Lloyds) Chesham Building Society (Skipton) Cheshire Building Society (Nationwide) Clydesdale Bank part of Yorkshire Bank Co-operative Bank Derbyshire BS (Nationwide) Dunfermline Building Society (Nationwide) Earl Shilton Building Society Ecology Building Society First Direct (HSBC) First Trust Bank (Allied Irish Banks) Furness Building Society Giraffe (Bristol & West then Bank of Ireland UK ) Halifax (Lloyds) Handelsbanken Hanley Building Society Harpenden Building Society Holmesdale Building Society (Skipton) HSBC ING Direct (Barclays) Intelligent Finance (Lloyds) Ipswich Building Society Lambeth Building Society (Portman then Nationwide) Lloyds Bank Loughborough BS Manchester Building Society Mansfield Building Society Mars Capital Masthaven Bank Monmouthshire Building Society Mortgage Works (Nationwide BS) Nationwide Building Society NatWest Newbury Building Society Newcastle Building Society Norwich and Peterborough Building Society (YBS) Optimum Credit Ltd Penrith Building Society Platform (Co-op) Post Office (Bank of Ireland UK Ltd) Principality -
Reflections on Northern Rock: the Bank Run That Heralded the Global
Journal of Economic Perspectives—Volume 23, Number 1—Winter 2009—Pages 101–119 Reflections on Northern Rock: The Bank Run that Heralded the Global Financial Crisis Hyun Song Shin n September 2007, television viewers and newspaper readers around the world saw pictures of what looked like an old-fashioned bank run—that is, I depositors waiting in line outside the branch offices of a United Kingdom bank called Northern Rock to withdraw their money. The previous U.K. bank run before Northern Rock was in 1866 at Overend Gurney, a London bank that overreached itself in the railway and docks boom of the 1860s. Bank runs were not uncommon in the United States up through the 1930s, but they have been rare since the start of deposit insurance backed by the Federal Deposit Insurance Corporation. In contrast, deposit insurance in the United Kingdom was a partial affair, funded by the banking industry itself and insuring only a part of the deposits—at the time of the run, U.K. bank deposits were fully insured only up to 2,000 pounds, and then only 90 percent of the deposits up to an upper limit of 35,000 pounds. When faced with a run, the incentive to withdraw one’s deposits from a U.K. bank was therefore very strong. For economists, the run on Northern Rock at first seemed to offer a rare opportunity to study at close quarters all the elements involved in their theoretical models of bank runs: the futility of public statements of reassurance, the mutually reinforcing anxiety of depositors, as well as the power of the media in galvanizing and channeling that anxiety through the power of television images. -
Bridges Over the Tyne Session Plan
Bridges over the Tyne Session Plan There are seven bridges over the Tyne between central Newcastle and Gateshead but there have been a number of bridges in the past that do not exist anymore. However the oldest current bridge, still standing and crossing the Tyne is actually at Corbridge, built in 1674. Pon Aelius is the earliest known bridge. It dates from the Roman times and was built in the reign of the Roman Emperor Hadrian at the same time as Hadrian’s Wall around AD122. It was located where the Swing Bridge is now and would have been made of wood possibly with stone piers. It last- ed until the Roman withdrawal from Britain in the 5th century. Two altars can be seen in the Great North Museum to Neptune and Oceanus. They are thought to have been placed next to the bridge at the point where the river under the protection of Neptune met the tidal waters of the sea under the protection of Oceanus. The next known bridge was the Medieval Bridge. Built in the late 12th century, it was a stone arched bridge with huge piers. The bridge had shops, houses, a chapel and a prison on it. It had towers with gates a drawbridge and portcullis reflecting its military importance. The bridge collapsed during the great flood of 1771, after three days of heavy rain, with a loss of six lives. You can still see the remains of the bridge in the stone archways on both the Newcastle and Gateshead sides of the river where The Swing Bridge is today. -
You Can View the Full Spreadsheet Here
Barclays First Direct Halifax HSBC Lloyds Monzo (Free) Nationwide Natwest Revolut Santander Starling TSB Virgin Money Savings Savings pots No No No No No Yes No No Yes No Yes Yes Yes Auto savings No No Yes No Yes Yes Yes No Yes No Yes Yes No Banking Easy transfer yes Yes yes Yes yes Yes Yes Yes Yes Yes Yes Yes Yes New payee in app Need debit card Yes Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes New SO Yes No Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes change SO Yes No Yes Yes Yes Yes No Yes Yes Yes Yes Yes Yes pay in cheque Yes Yes Yes Yes Yes No No No No No Yes No Yes share account details Yes No yes No yes Yes No Yes Yes Yes Yes Yes Yes Analyse Budgeting spending Yes No limited No limited Yes No Yes Yes Limited Yes No Yes Set Budget No No No No No Yes No Yes Yes No Yes No Yes Yes Yes Amex Allied Irish Bank Bank of Scotland Yes Yes Bank of Barclays Scotland Danske Bank of Bank of Barclays First Direct Scotland Scotland Danske Bank HSBC Barclays Barclays First Direct Halifax Barclaycard Barclaycard First Trust Lloyds Yes First Direct First Direct Halifax M&S Bank Halifax Halifax HSBC Monzo Bank of Scotland Lloyds Lloyds Lloyds Nationwide Halifax M&S Bank M&S Bank Monzo Natwest Lloyds MBNA MBNA Nationwide RBS Nationwide Nationwide Nationwide NatWest Santander NatWest NatWest NatWest RBS Starling Add other RBS RBS RBS Santander TSB banks Santander No Santander No Santander Not on free No Ulster Bank Ulster Bank No No No No Instant notifications Yes No Yes Rolling out Yes Yes No Yes Yes TBC Yes No Yes See upcoming regular Balance After payments -
Constituency Ward District Reference Polling Place Returning Officer Comments
Constituency Ward District Reference Polling Place Returning Officer Comments Central Arthurs Hill A01 A1 Stanton Street Community Lounge, Stanton Street, NE4 5LH Propose no change to polling district or polling place Moorside Primary School, Beaconsfield Street, Newcastle upon Tyne, NE4 Central Arthurs Hill A02 A2 Propose no change to polling district or polling place 5AW Central Arthurs Hill A03 A3 Spital Tongues Community Centre, Morpeth Street, NE2 4AS Propose no change to polling district or polling place Westgate Baptist Church, 366 Westgate Road, Newcastle upon Tyne, NE4 Central Arthurs Hill A04 A4 Propose no change to polling district or polling place 6NX Proposed no change to polling district, however it is recommended that the Benwell and Broadwood Primary School Denton Burn Library, 713 West Road, Newcastle use of Broadwood Primary School is discontinued due to safeguarding Central B01 B1 Scotswood upon Tyne, NE15 7QQ issues and it is proposed to use Denton Burn Library instead. This building was used to good effect for the PCC elections earlier this year. Benwell and Central B02 B2 Denton Burn Methodist Church, 615-621 West Road, NE15 7ER Propose no change to polling district or polling place Scotswood Benwell and Central B03 B3 Broadmead Way Community Church, 90 Broadmead Way, NE15 6TS Propose no change to polling district or polling place Scotswood Benwell and Central B04 B4 Sunnybank Centre, 14 Sunnybank Avenue, Newcastle upon Tyne, NE15 6SD Propose no change to polling district or polling place Scotswood Benwell and Atkinson -
Annual Repor T & Accounts
C M Y K www.leedsbuildingsociety.co.uk LEEDS YELLOW 105 Albion Street, Leeds LS1 5AS Tel: 0113 225 7777 Annual Repor t PMS ??? PMS ??? JOB LOCATION: PRINERGY 3 DISCLAIMER Approver The accuracy and the & Accounts content of this file is the responsibility of the Approver. Please authorise approval only if you wish to proceed to print. Communisis PMS cannot accept liability for errors once the file has been printed. Printer This colour bar is produced manually all end user s must check final separations to verify 2012 colours before LDS00013 (03/13) LDS00043-R+A-COVER.indd 1 22/02/2013 13:24 Financial Highlights Where to find us For the year ended 31 December 2012 Aberdeen Harrogate Street Lane Norwich 68 Carden Place, Aberdeen AB10 1UL 12 Oxford Street, Harrogate HG1 1PU 69 Street Lane, Roundhay, Leeds LS8 1AP 6/7 Guildhall Hill, Norwich NR2 1JG Tel: 01224 642641 Tel: 01423 546510 Tel: 0113 225 8720 Tel: 01603 626978 Banbury Huddersfield Wetherby Nottingham 19 High Street, Banbury OX16 5EE 8 Cherry Tree Centre, Market Street, 2 Horsefair Centre, Wetherby LS22 6FL 23 Listergate, Nottingham NG1 7DE Tel: 01295 277912 Huddersfield HD1 2ET Tel: 01937 585768 Tel: 0115 947 2841 Barkingside Tel: 01484 530842 Yeadon Peterborough 84 High Street, Barkingside IG6 2DJ Hull 59 High Street, Yeadon LS19 7SP 2 Queen Street, Peterborough PE1 1PA £10.3 billion Tel: 020 8550 7678 78 Paragon Street, Hull HU1 3PW Tel: 0113 250 6313 Tel: 01733 896565 Barnsley Tel: 01482 224892 Reading total ASSETS 2 Peel Square, Barnsley S70 1YA Kendal 10 Cross Street, Reading -
Highland Main Line Journey Time Improvements Phase 2
Highland Mainline Journey Time Improvements Phase 2 1 Specified Outputs… • The objective for the second phase of the HML Improvements project was established in the Scottish Ministers’ Scotland High Level Output Specification (HLOS) for CP5 which was published in June 2012 This required the following objectives to be delivered in CP5 by March 2019: Baseline Output Realised March • Hourly service between Perth-Inverness extended 2019 to Glasgow or Edinburgh. • Average end to end journey time improvement of around 10 mins. • More efficient freight operations 2 Project Scope… 3 Current Progress… • Complexity of the route has made ScotRail Alliance development critical to unlocking project benefits. • Alliance timetable development undertaken based on HST’s • Key outputs; Points to interventions at Aviemore and Pitlochry Selection of options undertaken for these interventions and Outline Designs completed 4 Scope… Aviemore Introduction of simultaneous arrival of trains – making crossings more efficient Extension of loop to the north – circa 350m Full re-signalling and re-control of signal box to Inverness SC Pitlochry Introduction of simultaneous arrival of trains – making crossings more efficient Extension of platforms to accommodate Full re-signalling and re-control of signal box to Stanley Jn SB 5 Next Steps… Advanced Works Commenced Dec/Jan. Commencement of Main Works Contracts in May 2018. Disruptive engineering access synergised with NR Renewals workbank. 5 weekends in October/November 2018 and one final weekend commissioning in March 2019. Introduction of new timetable May 2019 6 Timetable Introduction…. An apology – we have tried to consult but clearly have lessons to learn What are we trying to do: – Deliver the Government’s objectives – Provide Inverness and the communities to Perth with the best rail service ever . -
SAUID Exchange Name FTTC/P Available County Or Unitary Authority
SAUID Exchange Name FTTC/P Available County or Unitary Authority EMABRIP ABBOTS RIPTON FTTC/P Now Huntingdonshire District SWABT ABERCYNON FTTC/P Now Rhondda, Cynon, Taf - Rhondda, Cynon, Taff SWAA ABERDARE FTTC Now Rhondda, Cynon, Taf - Rhondda, Cynon, Taff NSASH ABERDEEN ASHGROVE FTTC Now Aberdeen City NSBLG ABERDEEN BALGOWNIE FTTC Now Aberdeen City NSBDS ABERDEEN BIELDSIDE FTTC Now Aberdeen City NSCTR ABERDEEN CULTER FTTC Now Aberdeen City NSDEN ABERDEEN DENBURN FTTC Now Aberdeen City NSKNC ABERDEEN KINCORTH FTTC Now Aberdeen City NSKGW ABERDEEN KINGSWELLS FTTC Now Aberdeenshire NSLNG ABERDEEN LOCHNAGAR FTTC Now Aberdeen City NSNTH ABERDEEN NORTH FTTC Now Aberdeen City NSPRT ABERDEEN PORTLETHEN FTTC Now Aberdeenshire NSWES ABERDEEN WEST FTTC Now Aberdeen City WNADV ABERDOVEY FTTC/P Now Gwynedd - Gwynedd SWAG ABERGAVENNY FTTC Now Sir Fynwy - Monmouthshire SWAAZ ABERKENFIG FTTC Now Pen-y-bont ar Ogwr - Bridgend WNASO ABERSOCH FTTC/P Now Gwynedd - Gwynedd SWABD ABERTILLERY FTTC/P Now Blaenau Gwent - Blaenau Gwent WNAE ABERYSTWYTH FTTC/P Now Sir Ceredigion - Ceredigion SMAI ABINGDON FTTC & FoD Now Vale of White Horse District THAG ABINGER FTTC Now Guildford District (B) SSABS ABSON FTTC Now South Gloucestershire LCACC ACCRINGTON FTTC Now Hyndburn District (B) EAACL ACLE FTTC Now Broadland District CMACO ACOCKS GREEN FTTC & FoD Now Birmingham District (B) MYACO ACOMB FTTC & FoD Now York (B) LWACT ACTON FTTC Now Ealing London Boro SMAD ADDERBURY FTTC Now Cherwell District LSADD ADDISCOMBE FTTC Now Croydon London Boro MYADE ADEL FTTC & FoD -
Supplementary Conveyancing Questionnaire
Supplementary Conveyancing Questionnaire (To be completed if you have answered YES to 9d) Should you have insufficient space to answer any questions, please continue on your own HEADED notepaper Please note that this questionnaire forms part of your proposal for professional indemnity insurance and you are reminded of the importance of the notes and declaration on the proposal, which also applies to this questionnaire. LLP 682 - Jul 12 Important note regarding the completion of this proposal form. 1. Disclosure Any “material fact” must be disclosed to insurers - A “material fact” is any information which may influence the judgement of a prudent insurer in deciding whether to accept the risk and if so, on what terms. Any “material change” must be disclosed to insurers. - A “material change” is any material fact which arises on renewal or during the currency of the policy that has not previously been disclosed as a material fact. Examples of material changes to material facts include: • Fraud on the part of any of the Partners and Employees • A change in the composition of the firm's practice • Mergers and Acquisitions with other firms • Conversion to a Limited Liability Partnership If you are unsure whether a fact or change is material or not, you should disclose it. Failure to provide all “material facts” and/or notify all “material changes” may cause the contract of insurance to be void from inception i.e. your insurers will return the premium and there will be no cover for any claims made under the policy. 2. Presentation This proposal form must be completed by an authorised individual or principal of the firm.